Home > JPMorgan Chase Bank > Net charge- offs to loans
JPMorgan Chase Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4945% | 207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.1607% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3225% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 4,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3223% | 4,527 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4738% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7486% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4245% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4141% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0053% | 67 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3631% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,528 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3478% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0097% | 3,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3857% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6475% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3149% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3502% | 1,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0073% | 66 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3834% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 4,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3893% | 4,582 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3732% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5583% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2063% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2993% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0111% | 60 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3862% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3626% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2867% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4513% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0193% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3283% | 1,123 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2551% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0582% | 4,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0026% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0908% | 4,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5856% | 4,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0544% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2267% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9817% | 547 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4428% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1611% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0491% | 4,703 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 4,478 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0017% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1033% | 4,542 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6279% | 4,721 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0639% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9203% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3802% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1288% | 1,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2221% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0678% | 4,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.0218% | 4,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1084% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6519% | 3,543 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0666% | 4,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1997% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9043% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3699% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1205% | 1,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0645% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1082% | 4,493 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6153% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0680% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8614% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2997% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1400% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0708% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0287% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 3,874 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1120% | 4,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6402% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0626% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2725% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1597% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8414% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0361% | 2,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0704% | 4,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 3,922 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1116% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6276% | 3,644 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0615% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2850% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0601% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0122% | 2,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3466% | 250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0706% | 4,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 3,943 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1076% | 4,593 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5829% | 3,648 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0597% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5215% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4256% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0054% | 1,874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4119% | 202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 4,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4700% | 3,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0459% | 4,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4130% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7732% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7552% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0940% | 1,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5287% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0040% | 3,975 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0687% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0946% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0655% | 4,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6223% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9988% | 279 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8494% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1969% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5683% | 262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0396% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0054% | 3,986 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0646% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0098% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 4,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6215% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2038% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1100% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2136% | 1,791 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6130% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0623% | 4,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0600% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1039% | 4,764 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 3,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1145% | 4,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6901% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3532% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2398% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 1,514 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5928% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1302% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0429% | 4,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0100% | 4,540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1941% | 4,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0564% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2121% | 4,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6157% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4136% | 285 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2807% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3196% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5830% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0511% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,062 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0349% | 4,602 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0891% | 3,700 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0276% | 4,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4572% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2889% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1045% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3467% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5706% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0807% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 4,661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0998% | 3,758 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4001% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3018% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1424% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3318% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5688% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.1410% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 3,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 4,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3561% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2166% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3488% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2498% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 1,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.3242% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 4,760 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0598% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1951% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6158% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3613% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3993% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1964% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0736% | 5,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0201% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0014% | 4,210 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1061% | 5,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0243% | 501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1257% | 5,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1867% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4867% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2293% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4004% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0806% | 1,144 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0864% | 5,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0019% | 4,252 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1236% | 5,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0389% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1486% | 5,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1862% | 1,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4872% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2900% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4002% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1100% | 1,140 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2157% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0713% | 5,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1015% | 5,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0936% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1324% | 5,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1882% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5129% | 435 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4103% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3916% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1682% | 1,117 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2435% | 630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0110% | 4,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1832% | 155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1569% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5629% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4227% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4837% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3389% | 1,113 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2972% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1660% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 4,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2050% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8997% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1334% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2763% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0587% | 1,202 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3158% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | -0.0150% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 936 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2083% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1933% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0336% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1189% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5034% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0800% | 1,188 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3435% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,934 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,465 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0399% | 1,339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2312% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1785% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2881% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1317% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8880% | 326 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1215% | 1,177 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4649% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 5,060 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3839% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0776% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2646% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0780% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3487% | 167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2764% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 1,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,929 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0768% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3195% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 2,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3724% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2535% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6980% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6480% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0900% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0127% | 1,065 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 4,584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0758% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3067% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 2,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3714% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1735% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6613% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5617% | 1,347 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 1,046 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2695% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,613 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3066% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4207% | 809 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1425% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6482% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5231% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0775% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2583% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0202% | 4,687 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3846% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0157% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1764% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5874% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6068% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0832% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2336% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0072% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 4,682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3774% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1365% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0979% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2523% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6449% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0934% | 1,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0951% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.0478% | 4,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0025% | 4,730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4064% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 2,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1073% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0608% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2388% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6023% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0831% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2424% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1271% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0441% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1735% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4143% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1314% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0287% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2517% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5534% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0803% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2603% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1423% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0294% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1973% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4552% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1418% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0684% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2079% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6224% | 1,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0892% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3365% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | -0.0904% | 5,260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2462% | 1,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5747% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3919% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6919% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8700% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1246% | 1,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0094% | 1,295 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3260% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1760% | 1,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.0622% | 5,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0294% | 5,763 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,988 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6270% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 2,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1564% | 1,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3494% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5465% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8711% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1163% | 967 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0131% | 1,282 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3326% | 1,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2016% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | -0.0477% | 5,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0589% | 5,996 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0043% | 5,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2891% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6941% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 1,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3427% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5703% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8475% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0206% | 1,258 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3649% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | -0.0987% | 5,507 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0443% | 6,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3564% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7984% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1402% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1947% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2982% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5430% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7997% | 966 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1472% | 649 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0441% | 1,235 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4319% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4153% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.2702% | 5,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2425% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 611 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5344% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9922% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2865% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2421% | 2,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3498% | 826 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8006% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7930% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1871% | 1,388 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4432% | 1,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4600% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.1815% | 5,738 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1943% | 1,533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5996% | 892 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0618% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3441% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2536% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3249% | 757 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9070% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7282% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2204% | 1,363 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4600% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5344% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1719% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0100% | 5,222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7015% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1238% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4626% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2364% | 1,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3252% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0545% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6747% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0305% | 5,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0545% | 1,324 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5400% | 1,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6354% | 830 |
| Percentage Net Loans Charged-off:Construction & development | -0.2310% | 5,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1789% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0102% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8375% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2699% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5886% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3608% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1483% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6849% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8186% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2056% | 768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2728% | 2,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0807% | 773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5498% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2445% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1564% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1131% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6780% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4359% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9689% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 1,292 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0644% | 1,432 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9363% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3872% | 611 |
| Percentage Net Loans Charged-off:Construction & development | -0.0918% | 6,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2389% | 1,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0719% | 682 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7954% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5532% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3699% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2728% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7019% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5387% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9534% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0661% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0336% | 1,413 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7992% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0715% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0873% | 1,831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1925% | 1,811 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1219% | 527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3644% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8964% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0639% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3143% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6891% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7602% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8438% | 1,301 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0547% | 1,092 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0245% | 1,380 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8295% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1347% | 823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0863% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1577% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1304% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4416% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0472% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0977% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6184% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7585% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7353% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0749% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0471% | 1,338 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1024% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3170% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.3524% | 2,544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3299% | 2,350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1622% | 909 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6182% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1389% | 429 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3136% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7951% | 2,245 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0770% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6311% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0102% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0950% | 1,351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5681% | 74 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0753% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3335% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.3272% | 2,299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3116% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1395% | 765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6399% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1774% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3238% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8289% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0330% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9868% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8567% | 1,505 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1349% | 6,265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.1252% | 60 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1741% | 1,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3632% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.2014% | 2,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3013% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1859% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6702% | 672 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2208% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3454% | 862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9263% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1389% | 696 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4558% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8399% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1196% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.1395% | 46 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2441% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4103% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 0.8817% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2684% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2488% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7043% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4585% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2582% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2564% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1121% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8836% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6866% | 1,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 908 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.1856% | 26 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9833% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2315% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 2.3500% | 1,948 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1115% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9286% | 715 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5073% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3868% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5863% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8462% | 1,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7056% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3369% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5779% | 1,030 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.8745% | 104 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9792% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0983% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 2.6095% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0510% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7631% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3564% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3601% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3539% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9875% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7726% | 709 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0534% | 130 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7938% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6252% | 87 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1979% | 813 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2715% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 2.4085% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9588% | 1,027 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7207% | 514 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5863% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5513% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6098% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3457% | 1,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8995% | 687 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6121% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0726% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1066% | 57 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7000% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6997% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 4.9125% | 789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8270% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6703% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0701% | 328 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6985% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3202% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1924% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7735% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8572% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0147% | 401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.0316% | 30 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5970% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6155% | 750 |
| Percentage Net Loans Charged-off:Construction & development | 3.1445% | 1,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0891% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9377% | 579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9295% | 401 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6859% | 372 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0876% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1519% | 1,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0092% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 11.5204% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6476% | 780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1865% | 175 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4167% | 763 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4534% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 1.9793% | 1,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8270% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6069% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8214% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5617% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9882% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9188% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8653% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 10.5932% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4481% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2385% | 147 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1827% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3099% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 1.3941% | 1,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2986% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4146% | 398 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7267% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5730% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8239% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8621% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6646% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7423% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3543% | 1,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2658% | 109 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7911% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0351% | 558 |
| Percentage Net Loans Charged-off:Construction & development | 0.7886% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4098% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4176% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3843% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4381% | 318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8232% | 1,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6874% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1211% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1825% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2153% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5335% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 1.3416% | 1,373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0481% | 2,009 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0450% | 512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7719% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3648% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0364% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5356% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4964% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6322% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0887% | 1,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1091% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5164% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 1.2550% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0155% | 6,214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7382% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2745% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0497% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3669% | 2,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2996% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3787% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0654% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1117% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6149% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 1.5667% | 587 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 7,845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2789% | 6,201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7946% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2724% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1748% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3533% | 1,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3830% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8166% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0491% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0294% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4303% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 1.7325% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5744% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1051% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9028% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3137% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6300% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1227% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5513% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4210% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 0.3448% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0849% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1550% | 6,249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4648% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3807% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5187% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1909% | 2,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9384% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4569% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0083% | 1,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0124% | 69 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4881% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3044% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0425% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4216% | 6,216 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2870% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3864% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 2,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8285% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3165% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0058% | 1,498 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4368% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2395% | 649 |
| Percentage Net Loans Charged-off:Construction & development | -0.0328% | 7,654 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0442% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2724% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2192% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3067% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1134% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7530% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1858% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0092% | 1,315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4059% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2031% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0720% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1892% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2531% | 515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1162% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6394% | 730 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1265% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3573% | 1,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1230% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.1607% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0263% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1338% | 1,160 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1492% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1246% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1213% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5017% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9031% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0129% | 6,875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1386% | 1,470 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3179% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.2582% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4439% | 6,272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1311% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4089% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8064% | 394 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0478% | 7,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1714% | 1,402 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2960% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.1631% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3268% | 6,244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1267% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1023% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2801% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5472% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2438% | 1,329 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2908% | 942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0659% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0567% | 377 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1279% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1320% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1632% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3154% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0545% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4781% | 1,245 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0968% | 1,316 |
| Percentage Net Loans Charged-off:Construction & development | 0.0500% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1290% | 690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3795% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0817% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0096% | 4,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9852% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9768% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0235% | 1,524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0536% | 1,353 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3772% | 1,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 1,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0222% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3240% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0977% | 1,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1297% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 7,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7541% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4547% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0131% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0762% | 1,309 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3736% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1038% | 1,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0326% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1378% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4730% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0227% | 2,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7138% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3801% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0400% | 7,099 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1239% | 1,260 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4170% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1190% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0651% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1679% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8929% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1107% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1829% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0847% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7847% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4057% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0050% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2035% | 1,222 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4501% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 1,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0548% | 8,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3899% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4288% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0458% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8355% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0268% | 1,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1405% | 24 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2805% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 3,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6471% | 8,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4817% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7261% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6598% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0247% | 1,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1549% | 19 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 8,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8347% | 8,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6713% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0218% | 1,926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0247% | 1,783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9472% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6361% | 2,754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0047% | 7,053 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1112% | 16 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3661% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9929% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2245% | 10 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5699% | 1,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1112% | 8,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5289% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7598% | 3,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1951% | 1,346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1724% | 1,382 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6943% | 849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1023% | 8,728 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 2,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9657% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7567% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2405% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1529% | 1,362 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7170% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0279% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0731% | 8,706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0332% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0325% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9364% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7600% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3392% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3383% | 1,324 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7949% | 647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0323% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0348% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0868% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 1,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2007% | 548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8508% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2055% | 762 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6719% | 1,286 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2047% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | -0.4082% | 8,204 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5740% | 8,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6211% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0876% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0952% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0632% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9244% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4865% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0350% | 1,473 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6387% | 1,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 2,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.3028% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1129% | 9,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2999% | 1,467 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8361% | 2,760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2131% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4755% | 56 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3628% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.2734% | 85 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3218% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1104% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3237% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5605% | 408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8896% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6651% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1311% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3735% | 15 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5131% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5936% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0567% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0407% | 201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8810% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7009% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1122% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0980% | 477 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.3215% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4932% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4806% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7249% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5916% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4793% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4329% | 471 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 5,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 621 |
| Percentage Net Loans Charged-off:Construction & development | -1.6438% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2175% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0815% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1289% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0789% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6173% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7228% | 516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0496% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3277% | 488 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2897% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1491% | 343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8981% | 88 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1834% | 1,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0814% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1747% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6808% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3409% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0171% | 1,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2523% | 526 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7378% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6309% | 116 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5018% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8722% | 117 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4124% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5775% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4022% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0020% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2860% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0564% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2619% | 566 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6789% | 340 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2409% | 28 |
| Percentage Net Loans Charged-off:Construction & development | 6.6496% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3826% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1055% | 133 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6742% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6046% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6794% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3329% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8248% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1707% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9164% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.0199% | 20 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8626% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1145% | 71 |
| Percentage Net Loans Charged-off:Construction & development | 2.7563% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.8291% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8389% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7138% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7553% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7104% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0660% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3774% | 84 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0697% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5000% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.2901% | 31 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1669% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3038% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 6.4176% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1697% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2468% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7662% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9148% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7863% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9322% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5860% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.5387% | 53 |