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Jersey Shore State Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$65,473,000	750
Total interest expense	$29,719,000	592
Net interest income	$35,754,000	890
Provision for loan and lease losses	$-1,526,000	4,524
Total noninterest income	$6,479,000	996
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,565,000	702
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,914,000	889
Total noninterest expense	$29,576,000	901
Salaries and employee benefits	$17,276,000	864
Premises and equipment expense	$4,494,000	610
Additional noninterest expense	$4,914,000	889
Pre-tax net operating income	$14,183,000	895
Securities gains (losses)	$-182,000	3,934
Applicable income taxes	$2,484,000	840
Income before extraordinary items	$11,517,000	899
Extraordinary gains, net	$0	54
Net income	$11,517,000	912
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,517,000	902
Net charge-offs	$-868,000	4,564
Cash dividends	$4,660,000	858
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$11,666,240	901
2023-09-30 (YTD Data)		Rank
Total interest income	$47,306,000	761
Total interest expense	$20,230,000	601
Net interest income	$27,076,000	887
Provision for loan and lease losses	$-176,000	4,425
Total noninterest income	$4,807,000	1,026
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,162,000	708
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,645,000	909
Total noninterest expense	$22,222,000	900
Salaries and employee benefits	$12,983,000	869
Premises and equipment expense	$3,368,000	616
Additional noninterest expense	$3,645,000	909
Pre-tax net operating income	$9,837,000	977
Securities gains (losses)	$-181,000	4,159
Applicable income taxes	$1,636,000	961
Income before extraordinary items	$8,020,000	996
Extraordinary gains, net	$0	52
Net income	$8,020,000	1,001
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,020,000	996
Net charge-offs	$-510,000	4,563
Cash dividends	$4,360,000	673
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$8,170,230	997
2023-06-30 (YTD Data)		Rank
Total interest income	$30,140,000	763
Total interest expense	$11,632,000	609
Net interest income	$18,508,000	867
Provision for loan and lease losses	$-1,241,000	4,584
Total noninterest income	$3,341,000	940
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$753,000	727
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,588,000	818
Total noninterest expense	$14,764,000	890
Salaries and employee benefits	$8,658,000	860
Premises and equipment expense	$2,209,000	614
Additional noninterest expense	$2,588,000	818
Pre-tax net operating income	$8,326,000	820
Securities gains (losses)	$-109,000	4,220
Applicable income taxes	$1,429,000	812
Income before extraordinary items	$6,788,000	829
Extraordinary gains, net	$0	51
Net income	$6,788,000	841
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,788,000	829
Net charge-offs	$-443,000	4,596
Cash dividends	$2,610,000	703
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$6,878,470	825
2023-03-31 (YTD Data)		Rank
Total interest income	$14,345,000	789
Total interest expense	$4,650,000	650
Net interest income	$9,695,000	845
Provision for loan and lease losses	$132,000	1,128
Total noninterest income	$1,821,000	890
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$366,000	749
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,455,000	751
Total noninterest expense	$7,307,000	905
Salaries and employee benefits	$4,295,000	884
Premises and equipment expense	$1,169,000	603
Additional noninterest expense	$1,455,000	751
Pre-tax net operating income	$4,077,000	866
Securities gains (losses)	$-35,000	4,202
Applicable income taxes	$627,000	898
Income before extraordinary items	$3,415,000	845
Extraordinary gains, net	$0	4
Net income	$3,415,000	844
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,415,000	844
Net charge-offs	$85,000	638
Cash dividends	$959,000	853
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,444,400	852
2022-12-31 (YTD Data)		Rank
Total interest income	$46,715,000	794
Total interest expense	$6,403,000	655
Net interest income	$40,312,000	821
Provision for loan and lease losses	$1,225,000	709
Total noninterest income	$6,499,000	1,013
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,551,000	718
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,948,000	922
Total noninterest expense	$28,149,000	913
Salaries and employee benefits	$16,756,000	875
Premises and equipment expense	$4,330,000	627
Additional noninterest expense	$4,948,000	922
Pre-tax net operating income	$17,437,000	839
Securities gains (losses)	$-234,000	4,146
Applicable income taxes	$3,335,000	778
Income before extraordinary items	$13,868,000	860
Extraordinary gains, net	$0	5
Net income	$13,868,000	861
Minority interest net income	$0	63
Net income of bank and minority interests.	$13,868,000	861
Net charge-offs	$90,000	1,277
Cash dividends	$5,385,000	734
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$14,057,540	872
2022-09-30 (YTD Data)		Rank
Total interest income	$33,220,000	799
Total interest expense	$3,621,000	624
Net interest income	$29,599,000	823
Provision for loan and lease losses	$925,000	660
Total noninterest income	$4,958,000	1,012
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,153,000	728
Trading account gains and fees	$0	111
Additional Noninterest Income	$3,805,000	915
Total noninterest expense	$20,642,000	920
Salaries and employee benefits	$12,646,000	870
Premises and equipment expense	$3,295,000	618
Additional noninterest expense	$3,805,000	915
Pre-tax net operating income	$12,990,000	846
Securities gains (losses)	$-194,000	4,353
Applicable income taxes	$2,308,000	826
Income before extraordinary items	$10,488,000	853
Extraordinary gains, net	$0	4
Net income	$10,488,000	853
Minority interest net income	$0	57
Net income of bank and minority interests.	$10,488,000	853
Net charge-offs	$36,000	1,353
Cash dividends	$4,877,000	603
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$10,647,080	856
2022-06-30 (YTD Data)		Rank
Total interest income	$21,132,000	795
Total interest expense	$2,366,000	503
Net interest income	$18,766,000	832
Provision for loan and lease losses	$375,000	821
Total noninterest income	$3,282,000	1,008
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$742,000	747
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,540,000	924
Total noninterest expense	$13,885,000	902
Salaries and employee benefits	$8,470,000	848
Premises and equipment expense	$2,265,000	604
Additional noninterest expense	$3,150,000	1,109
Pre-tax net operating income	$7,788,000	858
Securities gains (losses)	$-72,000	4,303
Applicable income taxes	$1,377,000	834
Income before extraordinary items	$6,339,000	875
Extraordinary gains, net	$0	4
Net income	$6,339,000	875
Minority interest net income	$0	60
Net income of bank and minority interests.	$6,339,000	875
Net charge-offs	$69,000	848
Cash dividends	$4,018,000	489
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$6,398,040	882
2022-03-31 (YTD Data)		Rank
Total interest income	$10,299,000	788
Total interest expense	$1,196,000	465
Net interest income	$9,103,000	831
Provision for loan and lease losses	$150,000	763
Total noninterest income	$1,681,000	989
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$371,000	744
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,310,000	919
Total noninterest expense	$7,165,000	881
Salaries and employee benefits	$4,357,000	836
Premises and equipment expense	$1,242,000	547
Additional noninterest expense	$1,566,000	1,105
Pre-tax net operating income	$3,469,000	911
Securities gains (losses)	$-37,000	4,410
Applicable income taxes	$554,000	920
Income before extraordinary items	$2,878,000	915
Extraordinary gains, net	$0	4
Net income	$2,878,000	915
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,878,000	915
Net charge-offs	$119,000	463
Cash dividends	$1,761,000	516
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,909,080	922
2021-12-31 (YTD Data)		Rank
Total interest income	$42,380,000	784
Total interest expense	$6,837,000	403
Net interest income	$35,543,000	859
Provision for loan and lease losses	$1,250,000	474
Total noninterest income	$8,614,000	929
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,271,000	803
Trading account gains and fees	$0	132
Additional Noninterest Income	$7,343,000	824
Total noninterest expense	$27,509,000	907
Salaries and employee benefits	$16,173,000	881
Premises and equipment expense	$4,635,000	573
Additional noninterest expense	$6,701,000	1,052
Pre-tax net operating income	$15,398,000	920
Securities gains (losses)	$287,000	490
Applicable income taxes	$2,995,000	860
Income before extraordinary items	$12,690,000	954
Extraordinary gains, net	$0	10
Net income	$12,690,000	955
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,690,000	955
Net charge-offs	$223,000	976
Cash dividends	$5,923,000	701
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,457,530	954
2021-09-30 (YTD Data)		Rank
Total interest income	$31,716,000	798
Total interest expense	$5,439,000	402
Net interest income	$26,277,000	880
Provision for loan and lease losses	$1,100,000	395
Total noninterest income	$6,388,000	961
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$909,000	827
Trading account gains and fees	$0	132
Additional Noninterest Income	$5,479,000	850
Total noninterest expense	$20,495,000	921
Salaries and employee benefits	$11,966,000	897
Premises and equipment expense	$3,536,000	570
Additional noninterest expense	$4,993,000	1,055
Pre-tax net operating income	$11,070,000	981
Securities gains (losses)	$294,000	454
Applicable income taxes	$2,081,000	948
Income before extraordinary items	$9,283,000	1,012
Extraordinary gains, net	$0	8
Net income	$9,283,000	1,012
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,283,000	1,012
Net charge-offs	$161,000	875
Cash dividends	$4,664,000	623
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,041,920	1,016
2021-06-30 (YTD Data)		Rank
Total interest income	$21,056,000	796
Total interest expense	$3,820,000	406
Net interest income	$17,236,000	877
Provision for loan and lease losses	$800,000	383
Total noninterest income	$4,125,000	979
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$572,000	837
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,553,000	873
Total noninterest expense	$13,559,000	922
Salaries and employee benefits	$7,923,000	898
Premises and equipment expense	$2,394,000	562
Additional noninterest expense	$3,242,000	1,072
Pre-tax net operating income	$7,002,000	1,021
Securities gains (losses)	$250,000	423
Applicable income taxes	$1,332,000	961
Income before extraordinary items	$5,920,000	1,048
Extraordinary gains, net	$0	6
Net income	$5,920,000	1,047
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,920,000	1,048
Net charge-offs	$219,000	621
Cash dividends	$3,914,000	521
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$5,715,000	1,046
2021-03-31 (YTD Data)		Rank
Total interest income	$10,608,000	785
Total interest expense	$2,015,000	401
Net interest income	$8,593,000	874
Provision for loan and lease losses	$450,000	401
Total noninterest income	$1,951,000	1,023
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$288,000	819
Trading account gains and fees	$0	127
Additional Noninterest Income	$1,663,000	917
Total noninterest expense	$6,791,000	908
Salaries and employee benefits	$4,019,000	887
Premises and equipment expense	$1,226,000	553
Additional noninterest expense	$1,546,000	1,089
Pre-tax net operating income	$3,303,000	1,059
Securities gains (losses)	$110,000	457
Applicable income taxes	$622,000	991
Income before extraordinary items	$2,791,000	1,088
Extraordinary gains, net	$0	3
Net income	$2,791,000	1,088
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,791,000	1,088
Net charge-offs	$111,000	590
Cash dividends	$1,765,000	508
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,700,800	1,094
2020-12-31 (YTD Data)		Rank
Total interest income	$45,841,000	737
Total interest expense	$11,587,000	445
Net interest income	$34,254,000	836
Provision for loan and lease losses	$1,900,000	1,080
Total noninterest income	$8,393,000	904
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,259,000	773
Trading account gains and fees	$0	133
Additional Noninterest Income	$7,134,000	805
Total noninterest expense	$26,427,000	911
Salaries and employee benefits	$15,313,000	888
Premises and equipment expense	$4,056,000	648
Additional noninterest expense	$7,058,000	979
Pre-tax net operating income	$14,320,000	772
Securities gains (losses)	$1,369,000	293
Applicable income taxes	$2,922,000	709
Income before extraordinary items	$12,767,000	769
Extraordinary gains, net	$0	4
Net income	$12,767,000	769
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,767,000	769
Net charge-offs	$505,000	965
Cash dividends	$8,372,000	527
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,658,110	792
2020-09-30 (YTD Data)		Rank
Total interest income	$34,861,000	725
Total interest expense	$9,119,000	455
Net interest income	$25,742,000	826
Provision for loan and lease losses	$1,450,000	1,089
Total noninterest income	$6,274,000	876
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$928,000	785
Trading account gains and fees	$0	125
Additional Noninterest Income	$5,346,000	777
Total noninterest expense	$19,813,000	893
Salaries and employee benefits	$11,480,000	869
Premises and equipment expense	$2,926,000	664
Additional noninterest expense	$5,407,000	949
Pre-tax net operating income	$10,753,000	742
Securities gains (losses)	$1,018,000	307
Applicable income taxes	$2,173,000	680
Income before extraordinary items	$9,598,000	739
Extraordinary gains, net	$0	4
Net income	$9,598,000	739
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,598,000	739
Net charge-offs	$411,000	846
Cash dividends	$6,872,000	472
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$8,763,240	768
2020-06-30 (YTD Data)		Rank
Total interest income	$23,665,000	724
Total interest expense	$6,287,000	477
Net interest income	$17,378,000	816
Provision for loan and lease losses	$1,000,000	1,077
Total noninterest income	$3,873,000	879
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$635,000	779
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,238,000	767
Total noninterest expense	$13,304,000	884
Salaries and employee benefits	$7,685,000	856
Premises and equipment expense	$1,992,000	647
Additional noninterest expense	$3,627,000	936
Pre-tax net operating income	$6,947,000	698
Securities gains (losses)	$226,000	652
Applicable income taxes	$1,322,000	672
Income before extraordinary items	$5,851,000	739
Extraordinary gains, net	$0	4
Net income	$5,851,000	740
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,851,000	739
Net charge-offs	$243,000	908
Cash dividends	$4,007,000	510
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,665,680	726
2020-03-31 (YTD Data)		Rank
Total interest income	$11,909,000	718
Total interest expense	$3,233,000	514
Net interest income	$8,676,000	796
Provision for loan and lease losses	$550,000	839
Total noninterest income	$1,945,000	832
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$401,000	743
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,544,000	719
Total noninterest expense	$6,927,000	856
Salaries and employee benefits	$4,053,000	828
Premises and equipment expense	$1,041,000	620
Additional noninterest expense	$1,833,000	945
Pre-tax net operating income	$3,144,000	698
Securities gains (losses)	$34,000	969
Applicable income taxes	$559,000	676
Income before extraordinary items	$2,619,000	738
Extraordinary gains, net	$0	4
Net income	$2,619,000	738
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,619,000	738
Net charge-offs	$138,000	746
Cash dividends	$1,827,000	549
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,591,120	720
2019-12-31 (YTD Data)		Rank
Total interest income	$49,248,000	699
Total interest expense	$13,149,000	537
Net interest income	$36,099,000	762
Provision for loan and lease losses	$2,300,000	479
Total noninterest income	$7,751,000	837
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,757,000	713
Trading account gains and fees	$0	135
Additional Noninterest Income	$5,994,000	725
Total noninterest expense	$26,305,000	874
Salaries and employee benefits	$15,261,000	846
Premises and equipment expense	$4,088,000	625
Additional noninterest expense	$6,956,000	973
Pre-tax net operating income	$15,245,000	739
Securities gains (losses)	$509,000	352
Applicable income taxes	$2,563,000	771
Income before extraordinary items	$13,191,000	743
Extraordinary gains, net	$0	11
Net income	$13,191,000	744
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,191,000	744
Net charge-offs	$4,582,000	227
Cash dividends	$8,081,000	552
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$12,763,440	745
2019-09-30 (YTD Data)		Rank
Total interest income	$37,219,000	698
Total interest expense	$9,835,000	547
Net interest income	$27,384,000	760
Provision for loan and lease losses	$725,000	879
Total noninterest income	$5,847,000	831
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,290,000	717
Trading account gains and fees	$0	129
Additional Noninterest Income	$4,557,000	715
Total noninterest expense	$19,699,000	867
Salaries and employee benefits	$11,440,000	848
Premises and equipment expense	$3,089,000	616
Additional noninterest expense	$5,170,000	972
Pre-tax net operating income	$12,807,000	694
Securities gains (losses)	$72,000	927
Applicable income taxes	$2,222,000	727
Income before extraordinary items	$10,657,000	704
Extraordinary gains, net	$0	11
Net income	$10,657,000	706
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,657,000	705
Net charge-offs	$590,000	685
Cash dividends	$5,997,000	539
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,597,240	698
2019-06-30 (YTD Data)		Rank
Total interest income	$24,659,000	704
Total interest expense	$6,438,000	544
Net interest income	$18,221,000	758
Provision for loan and lease losses	$475,000	890
Total noninterest income	$3,716,000	845
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$836,000	733
Trading account gains and fees	$0	131
Additional Noninterest Income	$2,880,000	724
Total noninterest expense	$13,361,000	850
Salaries and employee benefits	$7,657,000	841
Premises and equipment expense	$2,053,000	621
Additional noninterest expense	$3,651,000	937
Pre-tax net operating income	$8,101,000	698
Securities gains (losses)	$18,000	1,068
Applicable income taxes	$1,365,000	735
Income before extraordinary items	$6,754,000	714
Extraordinary gains, net	$0	11
Net income	$6,754,000	714
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,754,000	714
Net charge-offs	$491,000	579
Cash dividends	$3,998,000	538
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,739,060	704
2019-03-31 (YTD Data)		Rank
Total interest income	$12,176,000	705
Total interest expense	$3,176,000	545
Net interest income	$9,000,000	770
Provision for loan and lease losses	$250,000	784
Total noninterest income	$1,735,000	857
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$405,000	738
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,330,000	740
Total noninterest expense	$6,698,000	844
Salaries and employee benefits	$3,842,000	838
Premises and equipment expense	$1,049,000	608
Additional noninterest expense	$1,807,000	922
Pre-tax net operating income	$3,787,000	719
Securities gains (losses)	$8,000	759
Applicable income taxes	$624,000	760
Income before extraordinary items	$3,171,000	739
Extraordinary gains, net	$0	5
Net income	$3,171,000	739
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,171,000	738
Net charge-offs	$399,000	390
Cash dividends	$1,999,000	520
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,164,280	731
2018-12-31 (YTD Data)		Rank
Total interest income	$43,658,000	728
Total interest expense	$9,579,000	543
Net interest income	$34,079,000	781
Provision for loan and lease losses	$1,135,000	812
Total noninterest income	$7,722,000	831
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,820,000	705
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,902,000	728
Total noninterest expense	$26,583,000	829
Salaries and employee benefits	$15,012,000	834
Premises and equipment expense	$4,090,000	610
Additional noninterest expense	$7,481,000	888
Pre-tax net operating income	$14,083,000	791
Securities gains (losses)	$-37,000	4,779
Applicable income taxes	$2,074,000	854
Income before extraordinary items	$11,972,000	791
Extraordinary gains, net	$0	6
Net income	$11,972,000	790
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,972,000	790
Net charge-offs	$518,000	937
Cash dividends	$6,176,000	613
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$12,003,450	785
2018-09-30 (YTD Data)		Rank
Total interest income	$31,603,000	739
Total interest expense	$6,520,000	554
Net interest income	$25,083,000	788
Provision for loan and lease losses	$575,000	1,012
Total noninterest income	$5,755,000	835
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,324,000	720
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,431,000	733
Total noninterest expense	$19,975,000	826
Salaries and employee benefits	$10,968,000	856
Premises and equipment expense	$3,116,000	606
Additional noninterest expense	$5,891,000	838
Pre-tax net operating income	$10,288,000	803
Securities gains (losses)	$-27,000	4,996
Applicable income taxes	$1,659,000	830
Income before extraordinary items	$8,602,000	817
Extraordinary gains, net	$0	5
Net income	$8,602,000	816
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,602,000	816
Net charge-offs	$345,000	908
Cash dividends	$4,671,000	572
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,624,680	812
2018-06-30 (YTD Data)		Rank
Total interest income	$20,300,000	757
Total interest expense	$3,936,000	565
Net interest income	$16,364,000	799
Provision for loan and lease losses	$275,000	1,270
Total noninterest income	$3,659,000	856
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$842,000	739
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,817,000	747
Total noninterest expense	$13,298,000	833
Salaries and employee benefits	$7,271,000	864
Premises and equipment expense	$2,112,000	599
Additional noninterest expense	$3,915,000	845
Pre-tax net operating income	$6,450,000	834
Securities gains (losses)	$-4,000	4,827
Applicable income taxes	$1,030,000	863
Income before extraordinary items	$5,416,000	839
Extraordinary gains, net	$0	6
Net income	$5,416,000	837
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,416,000	838
Net charge-offs	$270,000	784
Cash dividends	$2,467,000	655
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,419,360	834
2018-03-31 (YTD Data)		Rank
Total interest income	$9,808,000	767
Total interest expense	$1,823,000	575
Net interest income	$7,985,000	815
Provision for loan and lease losses	$75,000	1,680
Total noninterest income	$1,928,000	810
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$412,000	752
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,516,000	702
Total noninterest expense	$6,787,000	816
Salaries and employee benefits	$3,704,000	853
Premises and equipment expense	$1,072,000	588
Additional noninterest expense	$2,011,000	814
Pre-tax net operating income	$3,051,000	848
Securities gains (losses)	$-12,000	5,248
Applicable income taxes	$447,000	941
Income before extraordinary items	$2,592,000	851
Extraordinary gains, net	$0	7
Net income	$2,592,000	851
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,592,000	851
Net charge-offs	$173,000	626
Cash dividends	$740,000	913
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,602,200	836
2017-12-31 (YTD Data)		Rank
Total interest income	$37,063,000	772
Total interest expense	$5,108,000	669
Net interest income	$31,955,000	791
Provision for loan and lease losses	$380,000	1,712
Total noninterest income	$8,323,000	784
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,686,000	746
Trading account gains and fees	$0	151
Additional Noninterest Income	$6,637,000	693
Total noninterest expense	$26,239,000	825
Salaries and employee benefits	$13,815,000	880
Premises and equipment expense	$3,765,000	666
Additional noninterest expense	$8,659,000	776
Pre-tax net operating income	$13,659,000	748
Securities gains (losses)	$456,000	240
Applicable income taxes	$5,731,000	605
Income before extraordinary items	$8,384,000	871
Extraordinary gains, net	$0	9
Net income	$8,384,000	872
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,384,000	871
Net charge-offs	$725,000	863
Cash dividends	$7,007,000	495
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$8,092,160	885
2017-09-30 (YTD Data)		Rank
Total interest income	$27,294,000	783
Total interest expense	$3,648,000	679
Net interest income	$23,646,000	798
Provision for loan and lease losses	$320,000	1,561
Total noninterest income	$6,317,000	788
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,239,000	762
Trading account gains and fees	$0	145
Additional Noninterest Income	$5,078,000	687
Total noninterest expense	$19,668,000	835
Salaries and employee benefits	$10,331,000	885
Premises and equipment expense	$2,796,000	678
Additional noninterest expense	$6,541,000	760
Pre-tax net operating income	$9,975,000	771
Securities gains (losses)	$343,000	267
Applicable income taxes	$2,827,000	721
Income before extraordinary items	$7,491,000	808
Extraordinary gains, net	$0	9
Net income	$7,491,000	808
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,491,000	808
Net charge-offs	$523,000	780
Cash dividends	$5,264,000	477
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,240,610	819
2017-06-30 (YTD Data)		Rank
Total interest income	$17,685,000	800
Total interest expense	$2,342,000	682
Net interest income	$15,343,000	817
Provision for loan and lease losses	$290,000	1,264
Total noninterest income	$4,302,000	774
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$823,000	751
Trading account gains and fees	$0	139
Additional Noninterest Income	$3,479,000	661
Total noninterest expense	$12,810,000	847
Salaries and employee benefits	$6,878,000	885
Premises and equipment expense	$1,781,000	715
Additional noninterest expense	$4,151,000	795
Pre-tax net operating income	$6,545,000	766
Securities gains (losses)	$47,000	676
Applicable income taxes	$1,797,000	723
Income before extraordinary items	$4,795,000	829
Extraordinary gains, net	$0	11
Net income	$4,795,000	828
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,795,000	829
Net charge-offs	$415,000	663
Cash dividends	$3,521,000	480
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,760,690	821
2017-03-31 (YTD Data)		Rank
Total interest income	$8,647,000	816
Total interest expense	$1,155,000	677
Net interest income	$7,492,000	830
Provision for loan and lease losses	$180,000	999
Total noninterest income	$2,000,000	810
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$396,000	778
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,604,000	687
Total noninterest expense	$6,374,000	861
Salaries and employee benefits	$3,501,000	877
Premises and equipment expense	$879,000	730
Additional noninterest expense	$1,994,000	824
Pre-tax net operating income	$2,938,000	834
Securities gains (losses)	$59,000	314
Applicable income taxes	$786,000	784
Income before extraordinary items	$2,211,000	857
Extraordinary gains, net	$0	8
Net income	$2,211,000	858
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,211,000	857
Net charge-offs	$300,000	463
Cash dividends	$1,765,000	455
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,167,340	856
2016-12-31 (YTD Data)		Rank
Total interest income	$34,451,000	776
Total interest expense	$4,816,000	623
Net interest income	$29,635,000	806
Provision for loan and lease losses	$720,000	1,167
Total noninterest income	$8,555,000	781
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,670,000	763
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,885,000	676
Total noninterest expense	$24,848,000	858
Salaries and employee benefits	$13,092,000	910
Premises and equipment expense	$3,568,000	698
Additional noninterest expense	$8,188,000	812
Pre-tax net operating income	$12,622,000	753
Securities gains (losses)	$902,000	263
Applicable income taxes	$3,505,000	699
Income before extraordinary items	$10,019,000	768
Extraordinary gains, net	$0	5
Net income	$10,019,000	767
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,019,000	767
Net charge-offs	$167,000	2,126
Cash dividends	$7,162,000	503
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,351,520	788
2016-09-30 (YTD Data)		Rank
Total interest income	$25,794,000	773
Total interest expense	$3,598,000	622
Net interest income	$22,196,000	801
Provision for loan and lease losses	$540,000	1,086
Total noninterest income	$6,620,000	763
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,248,000	764
Trading account gains and fees	$0	169
Additional Noninterest Income	$5,372,000	645
Total noninterest expense	$18,776,000	849
Salaries and employee benefits	$9,927,000	890
Premises and equipment expense	$2,628,000	711
Additional noninterest expense	$6,221,000	805
Pre-tax net operating income	$9,500,000	743
Securities gains (losses)	$887,000	235
Applicable income taxes	$2,603,000	719
Income before extraordinary items	$7,784,000	739
Extraordinary gains, net	$0	5
Net income	$7,784,000	739
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,784,000	739
Net charge-offs	$63,000	2,422
Cash dividends	$5,397,000	474
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$7,118,750	778
2016-06-30 (YTD Data)		Rank
Total interest income	$17,261,000	772
Total interest expense	$2,385,000	624
Net interest income	$14,876,000	800
Provision for loan and lease losses	$360,000	1,096
Total noninterest income	$4,256,000	779
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$810,000	775
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,446,000	665
Total noninterest expense	$12,490,000	849
Salaries and employee benefits	$6,545,000	907
Premises and equipment expense	$1,750,000	714
Additional noninterest expense	$4,195,000	795
Pre-tax net operating income	$6,282,000	737
Securities gains (losses)	$730,000	196
Applicable income taxes	$1,630,000	747
Income before extraordinary items	$5,382,000	704
Extraordinary gains, net	$0	16
Net income	$5,382,000	703
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,382,000	703
Net charge-offs	$33,000	2,453
Cash dividends	$3,633,000	494
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,819,900	756
2016-03-31 (YTD Data)		Rank
Total interest income	$8,663,000	769
Total interest expense	$1,193,000	621
Net interest income	$7,470,000	802
Provision for loan and lease losses	$180,000	1,034
Total noninterest income	$2,038,000	785
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$393,000	790
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,645,000	663
Total noninterest expense	$6,336,000	836
Salaries and employee benefits	$3,354,000	883
Premises and equipment expense	$881,000	713
Additional noninterest expense	$2,101,000	776
Pre-tax net operating income	$2,992,000	766
Securities gains (losses)	$244,000	253
Applicable income taxes	$700,000	816
Income before extraordinary items	$2,536,000	722
Extraordinary gains, net	$0	12
Net income	$2,536,000	720
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,536,000	721
Net charge-offs	$4,000	2,652
Cash dividends	$1,869,000	463
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,345,680	759
2015-12-31 (YTD Data)		Rank
Total interest income	$33,976,000	747
Total interest expense	$4,670,000	590
Net interest income	$29,306,000	772
Provision for loan and lease losses	$1,075,000	774
Total noninterest income	$7,752,000	819
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,727,000	763
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,025,000	705
Total noninterest expense	$23,509,000	880
Salaries and employee benefits	$12,458,000	914
Premises and equipment expense	$3,399,000	725
Additional noninterest expense	$7,652,000	853
Pre-tax net operating income	$12,474,000	719
Securities gains (losses)	$2,266,000	94
Applicable income taxes	$2,969,000	755
Income before extraordinary items	$11,771,000	622
Extraordinary gains, net	$0	23
Net income	$11,771,000	621
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,771,000	623
Net charge-offs	$367,000	1,432
Cash dividends	$8,911,000	419
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$9,958,200	723
2015-09-30 (YTD Data)		Rank
Total interest income	$25,294,000	756
Total interest expense	$3,487,000	600
Net interest income	$21,807,000	781
Provision for loan and lease losses	$850,000	690
Total noninterest income	$5,966,000	818
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,279,000	770
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,687,000	690
Total noninterest expense	$17,795,000	883
Salaries and employee benefits	$9,689,000	888
Premises and equipment expense	$2,522,000	745
Additional noninterest expense	$5,584,000	881
Pre-tax net operating income	$9,128,000	757
Securities gains (losses)	$1,427,000	132
Applicable income taxes	$2,033,000	834
Income before extraordinary items	$8,522,000	651
Extraordinary gains, net	$0	21
Net income	$8,522,000	649
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,522,000	651
Net charge-offs	$338,000	1,123
Cash dividends	$7,038,000	369
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,366,130	729
2015-06-30 (YTD Data)		Rank
Total interest income	$16,812,000	762
Total interest expense	$2,336,000	598
Net interest income	$14,476,000	781
Provision for loan and lease losses	$600,000	646
Total noninterest income	$3,815,000	851
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$831,000	777
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,984,000	717
Total noninterest expense	$11,872,000	891
Salaries and employee benefits	$6,563,000	872
Premises and equipment expense	$1,650,000	765
Additional noninterest expense	$3,659,000	886
Pre-tax net operating income	$5,819,000	783
Securities gains (losses)	$902,000	159
Applicable income taxes	$1,187,000	916
Income before extraordinary items	$5,534,000	670
Extraordinary gains, net	$0	22
Net income	$5,534,000	668
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,534,000	670
Net charge-offs	$318,000	872
Cash dividends	$5,159,000	341
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,794,360	747
2015-03-31 (YTD Data)		Rank
Total interest income	$8,299,000	772
Total interest expense	$1,161,000	600
Net interest income	$7,138,000	790
Provision for loan and lease losses	$300,000	621
Total noninterest income	$1,771,000	862
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$393,000	796
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,378,000	726
Total noninterest expense	$5,948,000	877
Salaries and employee benefits	$3,334,000	855
Premises and equipment expense	$823,000	773
Additional noninterest expense	$1,791,000	888
Pre-tax net operating income	$2,661,000	817
Securities gains (losses)	$382,000	211
Applicable income taxes	$508,000	1,004
Income before extraordinary items	$2,535,000	701
Extraordinary gains, net	$0	13
Net income	$2,535,000	699
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,535,000	701
Net charge-offs	$438,000	400
Cash dividends	$3,057,000	262
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,217,940	763
2014-12-31 (YTD Data)		Rank
Total interest income	$33,597,000	752
Total interest expense	$4,497,000	643
Net interest income	$29,100,000	753
Provision for loan and lease losses	$900,000	932
Total noninterest income	$8,649,000	715
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,739,000	777
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,910,000	598
Total noninterest expense	$24,033,000	834
Salaries and employee benefits	$13,082,000	838
Premises and equipment expense	$3,437,000	721
Additional noninterest expense	$7,514,000	869
Pre-tax net operating income	$12,816,000	659
Securities gains (losses)	$2,458,000	94
Applicable income taxes	$2,981,000	716
Income before extraordinary items	$12,293,000	556
Extraordinary gains, net	$0	17
Net income	$12,293,000	554
Minority interest net income	$0	84
Net income of bank and minority interests.	$12,293,000	556
Net charge-offs	$2,165,000	463
Cash dividends	$8,697,000	376
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,326,600	645
2014-09-30 (YTD Data)		Rank
Total interest income	$25,224,000	748
Total interest expense	$3,370,000	645
Net interest income	$21,854,000	757
Provision for loan and lease losses	$600,000	986
Total noninterest income	$6,573,000	704
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,318,000	775
Trading account gains and fees	$0	174
Additional Noninterest Income	$5,255,000	597
Total noninterest expense	$17,842,000	847
Salaries and employee benefits	$9,587,000	855
Premises and equipment expense	$2,579,000	724
Additional noninterest expense	$5,676,000	861
Pre-tax net operating income	$9,985,000	634
Securities gains (losses)	$2,213,000	78
Applicable income taxes	$2,432,000	687
Income before extraordinary items	$9,766,000	520
Extraordinary gains, net	$0	15
Net income	$9,766,000	517
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,766,000	520
Net charge-offs	$2,129,000	350
Cash dividends	$5,876,000	385
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,995,600	629
2014-06-30 (YTD Data)		Rank
Total interest income	$16,848,000	745
Total interest expense	$2,248,000	646
Net interest income	$14,600,000	744
Provision for loan and lease losses	$350,000	1,106
Total noninterest income	$4,278,000	717
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$874,000	765
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,404,000	596
Total noninterest expense	$12,102,000	825
Salaries and employee benefits	$6,509,000	835
Premises and equipment expense	$1,836,000	674
Additional noninterest expense	$3,757,000	864
Pre-tax net operating income	$6,426,000	647
Securities gains (losses)	$734,000	163
Applicable income taxes	$1,246,000	822
Income before extraordinary items	$5,914,000	558
Extraordinary gains, net	$0	20
Net income	$5,914,000	557
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,914,000	558
Net charge-offs	$2,118,000	274
Cash dividends	$4,071,000	367
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,304,780	608
2014-03-31 (YTD Data)		Rank
Total interest income	$8,470,000	743
Total interest expense	$1,136,000	653
Net interest income	$7,334,000	744
Provision for loan and lease losses	$200,000	985
Total noninterest income	$2,268,000	664
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$430,000	764
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,838,000	541
Total noninterest expense	$6,208,000	818
Salaries and employee benefits	$3,443,000	809
Premises and equipment expense	$945,000	672
Additional noninterest expense	$1,820,000	876
Pre-tax net operating income	$3,194,000	635
Securities gains (losses)	$261,000	238
Applicable income taxes	$538,000	885
Income before extraordinary items	$2,917,000	547
Extraordinary gains, net	$0	16
Net income	$2,917,000	547
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,917,000	548
Net charge-offs	$2,106,000	168
Cash dividends	$2,265,000	301
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,697,760	585
2013-12-31 (YTD Data)		Rank
Total interest income	$36,007,000	691
Total interest expense	$5,007,000	666
Net interest income	$31,000,000	687
Provision for loan and lease losses	$1,925,000	644
Total noninterest income	$8,123,000	784
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,876,000	743
Trading account gains and fees	$0	184
Additional Noninterest Income	$6,247,000	680
Total noninterest expense	$22,668,000	893
Salaries and employee benefits	$12,314,000	875
Premises and equipment expense	$3,006,000	810
Additional noninterest expense	$7,348,000	925
Pre-tax net operating income	$14,530,000	564
Securities gains (losses)	$1,928,000	135
Applicable income taxes	$3,061,000	655
Income before extraordinary items	$13,397,000	502
Extraordinary gains, net	$0	29
Net income	$13,397,000	502
Minority interest net income	$0	90
Net income of bank and minority interests.	$13,397,000	503
Net charge-offs	$-368,000	6,710
Cash dividends	$8,585,000	362
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$11,835,320	548
2013-09-30 (YTD Data)		Rank
Total interest income	$27,235,000	682
Total interest expense	$3,801,000	686
Net interest income	$23,434,000	677
Provision for loan and lease losses	$1,475,000	655
Total noninterest income	$6,214,000	783
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,406,000	750
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,808,000	685
Total noninterest expense	$16,903,000	909
Salaries and employee benefits	$9,323,000	876
Premises and equipment expense	$2,170,000	846
Additional noninterest expense	$5,410,000	937
Pre-tax net operating income	$11,270,000	548
Securities gains (losses)	$1,877,000	124
Applicable income taxes	$2,541,000	618
Income before extraordinary items	$10,606,000	489
Extraordinary gains, net	$0	25
Net income	$10,606,000	488
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,606,000	491
Net charge-offs	$-292,000	6,771
Cash dividends	$6,320,000	347
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$9,085,630	554
2013-06-30 (YTD Data)		Rank
Total interest income	$18,344,000	672
Total interest expense	$2,562,000	693
Net interest income	$15,782,000	667
Provision for loan and lease losses	$1,025,000	666
Total noninterest income	$3,825,000	842
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$922,000	752
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,903,000	751
Total noninterest expense	$11,047,000	922
Salaries and employee benefits	$6,046,000	895
Premises and equipment expense	$1,500,000	821
Additional noninterest expense	$3,501,000	956
Pre-tax net operating income	$7,535,000	541
Securities gains (losses)	$1,879,000	107
Applicable income taxes	$1,899,000	558
Income before extraordinary items	$7,515,000	449
Extraordinary gains, net	$0	22
Net income	$7,515,000	449
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,515,000	451
Net charge-offs	$-698,000	6,912
Cash dividends	$4,054,000	347
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$6,011,800	542
2013-03-31 (YTD Data)		Rank
Total interest income	$9,475,000	657
Total interest expense	$1,335,000	688
Net interest income	$8,140,000	654
Provision for loan and lease losses	$500,000	691
Total noninterest income	$1,737,000	914
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$442,000	777
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,295,000	821
Total noninterest expense	$5,548,000	920
Salaries and employee benefits	$3,034,000	904
Premises and equipment expense	$759,000	817
Additional noninterest expense	$1,755,000	960
Pre-tax net operating income	$3,829,000	545
Securities gains (losses)	$640,000	169
Applicable income taxes	$848,000	607
Income before extraordinary items	$3,621,000	462
Extraordinary gains, net	$0	10
Net income	$3,621,000	461
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,621,000	463
Net charge-offs	$-713,000	6,995
Cash dividends	$1,804,000	337
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$3,102,600	514
2012-12-31 (YTD Data)		Rank
Total interest income	$36,721,000	711
Total interest expense	$6,214,000	690
Net interest income	$30,507,000	711
Provision for loan and lease losses	$2,525,000	883
Total noninterest income	$8,802,000	746
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,894,000	752
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,908,000	628
Total noninterest expense	$21,148,000	945
Salaries and employee benefits	$11,683,000	889
Premises and equipment expense	$2,707,000	888
Additional noninterest expense	$6,758,000	1,029
Pre-tax net operating income	$15,636,000	512
Securities gains (losses)	$415,000	1,083
Applicable income taxes	$2,506,000	719
Income before extraordinary items	$13,545,000	493
Extraordinary gains, net	$0	29
Net income	$13,545,000	490
Minority interest net income	$0	93
Net income of bank and minority interests.	$13,545,000	493
Net charge-offs	$2,062,000	1,130
Cash dividends	$8,033,000	369
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$13,196,400	493
2012-09-30 (YTD Data)		Rank
Total interest income	$27,532,000	725
Total interest expense	$4,777,000	704
Net interest income	$22,755,000	720
Provision for loan and lease losses	$1,800,000	927
Total noninterest income	$6,600,000	748
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,394,000	779
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,206,000	622
Total noninterest expense	$15,713,000	957
Salaries and employee benefits	$8,746,000	899
Premises and equipment expense	$2,008,000	906
Additional noninterest expense	$4,959,000	1,038
Pre-tax net operating income	$11,842,000	518
Securities gains (losses)	$277,000	1,182
Applicable income taxes	$1,878,000	747
Income before extraordinary items	$10,241,000	494
Extraordinary gains, net	$0	20
Net income	$10,241,000	491
Minority interest net income	$0	86
Net income of bank and minority interests.	$10,241,000	494
Net charge-offs	$1,433,000	1,151
Cash dividends	$5,821,000	330
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$10,005,550	484
2012-06-30 (YTD Data)		Rank
Total interest income	$18,368,000	734
Total interest expense	$3,199,000	741
Net interest income	$15,169,000	726
Provision for loan and lease losses	$1,200,000	942
Total noninterest income	$4,280,000	760
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$905,000	781
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,375,000	634
Total noninterest expense	$10,458,000	958
Salaries and employee benefits	$5,827,000	897
Premises and equipment expense	$1,341,000	908
Additional noninterest expense	$3,290,000	1,048
Pre-tax net operating income	$7,791,000	514
Securities gains (losses)	$280,000	900
Applicable income taxes	$1,242,000	747
Income before extraordinary items	$6,829,000	478
Extraordinary gains, net	$0	19
Net income	$6,829,000	478
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,829,000	478
Net charge-offs	$916,000	1,208
Cash dividends	$3,813,000	322
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$6,591,000	478
2012-03-31 (YTD Data)		Rank
Total interest income	$9,182,000	734
Total interest expense	$1,615,000	764
Net interest income	$7,567,000	726
Provision for loan and lease losses	$600,000	917
Total noninterest income	$2,171,000	748
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$447,000	781
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,724,000	620
Total noninterest expense	$5,321,000	935
Salaries and employee benefits	$2,997,000	864
Premises and equipment expense	$672,000	906
Additional noninterest expense	$1,652,000	1,036
Pre-tax net operating income	$3,817,000	517
Securities gains (losses)	$216,000	574
Applicable income taxes	$585,000	771
Income before extraordinary items	$3,448,000	472
Extraordinary gains, net	$0	19
Net income	$3,448,000	472
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,448,000	473
Net charge-offs	$9,000	4,072
Cash dividends	$1,907,000	281
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$3,264,400	480
2011-12-31 (YTD Data)		Rank
Total interest income	$36,071,000	783
Total interest expense	$7,662,000	764
Net interest income	$28,409,000	770
Provision for loan and lease losses	$2,700,000	1,284
Total noninterest income	$7,583,000	758
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,021,000	724
Trading account gains and fees	$0	146
Additional Noninterest Income	$5,562,000	646
Total noninterest expense	$19,453,000	1,005
Salaries and employee benefits	$10,415,000	943
Premises and equipment expense	$2,626,000	954
Additional noninterest expense	$6,412,000	1,096
Pre-tax net operating income	$13,839,000	480
Securities gains (losses)	$125,000	1,876
Applicable income taxes	$1,862,000	846
Income before extraordinary items	$12,102,000	457
Extraordinary gains, net	$0	29
Net income	$12,102,000	458
Minority interest net income	$0	96
Net income of bank and minority interests.	$12,102,000	458
Net charge-offs	$1,581,000	1,805
Cash dividends	$7,266,000	297
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$11,993,250	445
2011-09-30 (YTD Data)		Rank
Total interest income	$26,825,000	806
Total interest expense	$5,919,000	777
Net interest income	$20,906,000	790
Provision for loan and lease losses	$1,800,000	1,333
Total noninterest income	$5,654,000	766
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,538,000	715
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,116,000	669
Total noninterest expense	$14,414,000	1,032
Salaries and employee benefits	$7,681,000	959
Premises and equipment expense	$1,960,000	972
Additional noninterest expense	$4,773,000	1,103
Pre-tax net operating income	$10,346,000	492
Securities gains (losses)	$10,000	3,052
Applicable income taxes	$1,404,000	839
Income before extraordinary items	$8,952,000	458
Extraordinary gains, net	$0	21
Net income	$8,952,000	457
Minority interest net income	$0	87
Net income of bank and minority interests.	$8,952,000	458
Net charge-offs	$1,480,000	1,500
Cash dividends	$5,500,000	270
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$8,943,400	444
2011-06-30 (YTD Data)		Rank
Total interest income	$17,728,000	819
Total interest expense	$3,955,000	816
Net interest income	$13,773,000	803
Provision for loan and lease losses	$1,200,000	1,329
Total noninterest income	$3,675,000	779
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,030,000	712
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,645,000	686
Total noninterest expense	$9,565,000	1,051
Salaries and employee benefits	$5,075,000	970
Premises and equipment expense	$1,300,000	986
Additional noninterest expense	$3,190,000	1,115
Pre-tax net operating income	$6,683,000	497
Securities gains (losses)	$1,000	2,791
Applicable income taxes	$894,000	831
Income before extraordinary items	$5,790,000	473
Extraordinary gains, net	$0	15
Net income	$5,790,000	473
Minority interest net income	$0	89
Net income of bank and minority interests.	$5,790,000	473
Net charge-offs	$1,471,000	1,138
Cash dividends	$3,735,000	253
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$5,789,130	457
2011-03-31 (YTD Data)		Rank
Total interest income	$8,913,000	822
Total interest expense	$1,987,000	846
Net interest income	$6,926,000	805
Provision for loan and lease losses	$600,000	1,247
Total noninterest income	$1,812,000	791
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$503,000	709
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,309,000	685
Total noninterest expense	$4,857,000	1,024
Salaries and employee benefits	$2,616,000	955
Premises and equipment expense	$652,000	1,008
Additional noninterest expense	$1,589,000	1,126
Pre-tax net operating income	$3,281,000	510
Securities gains (losses)	$1,000	1,662
Applicable income taxes	$488,000	769
Income before extraordinary items	$2,794,000	483
Extraordinary gains, net	$0	9
Net income	$2,794,000	482
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,794,000	483
Net charge-offs	$-5,000	6,778
Cash dividends	$1,970,000	219
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,793,150	465
2010-12-31 (YTD Data)		Rank
Total interest income	$36,093,000	834
Total interest expense	$9,879,000	834
Net interest income	$26,214,000	837
Provision for loan and lease losses	$2,150,000	1,973
Total noninterest income	$7,276,000	809
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$2,177,000	690
Trading account gains and fees	$0	175
Additional Noninterest Income	$5,099,000	730
Total noninterest expense	$18,971,000	1,052
Salaries and employee benefits	$10,150,000	960
Premises and equipment expense	$2,491,000	1,049
Additional noninterest expense	$6,330,000	1,170
Pre-tax net operating income	$12,369,000	453
Securities gains (losses)	$153,000	1,815
Applicable income taxes	$1,497,000	908
Income before extraordinary items	$11,025,000	412
Extraordinary gains, net	$0	29
Net income	$11,025,000	412
Minority interest net income	$0	111
Net income of bank and minority interests.	$11,025,000	413
Net charge-offs	$772,000	3,038
Cash dividends	$7,365,000	240
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$10,890,360	405
2010-09-30 (YTD Data)		Rank
Total interest income	$27,092,000	842
Total interest expense	$7,656,000	834
Net interest income	$19,436,000	842
Provision for loan and lease losses	$1,400,000	2,077
Total noninterest income	$5,404,000	798
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,609,000	718
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,795,000	694
Total noninterest expense	$14,305,000	1,023
Salaries and employee benefits	$7,732,000	939
Premises and equipment expense	$1,859,000	1,059
Additional noninterest expense	$4,714,000	1,153
Pre-tax net operating income	$9,135,000	465
Securities gains (losses)	$111,000	1,852
Applicable income taxes	$1,141,000	918
Income before extraordinary items	$8,105,000	423
Extraordinary gains, net	$0	23
Net income	$8,105,000	423
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,105,000	424
Net charge-offs	$578,000	2,879
Cash dividends	$5,600,000	195
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$8,007,320	414
2010-06-30 (YTD Data)		Rank
Total interest income	$17,980,000	861
Total interest expense	$5,230,000	841
Net interest income	$12,750,000	864
Provision for loan and lease losses	$700,000	2,366
Total noninterest income	$3,647,000	778
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,047,000	737
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,600,000	658
Total noninterest expense	$9,712,000	1,012
Salaries and employee benefits	$5,321,000	915
Premises and equipment expense	$1,263,000	1,058
Additional noninterest expense	$3,128,000	1,138
Pre-tax net operating income	$5,985,000	459
Securities gains (losses)	$0	3,184
Applicable income taxes	$742,000	891
Income before extraordinary items	$5,243,000	414
Extraordinary gains, net	$0	19
Net income	$5,243,000	415
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,243,000	415
Net charge-offs	$310,000	3,004
Cash dividends	$3,835,000	195
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,243,000	405
2010-03-31 (YTD Data)		Rank
Total interest income	$8,922,000	883
Total interest expense	$2,694,000	863
Net interest income	$6,228,000	895
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$1,697,000	807
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$510,000	760
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,187,000	697
Total noninterest expense	$4,872,000	1,019
Salaries and employee benefits	$2,721,000	904
Premises and equipment expense	$632,000	1,077
Additional noninterest expense	$1,519,000	1,165
Pre-tax net operating income	$2,753,000	495
Securities gains (losses)	$0	2,284
Applicable income taxes	$286,000	1,089
Income before extraordinary items	$2,467,000	437
Extraordinary gains, net	$0	16
Net income	$2,467,000	438
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,467,000	439
Net charge-offs	$93,000	3,170
Cash dividends	$1,765,000	197
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,467,000	429
2009-12-31 (YTD Data)		Rank
Total interest income	$35,897,000	940
Total interest expense	$12,410,000	954
Net interest income	$23,487,000	920
Provision for loan and lease losses	$917,000	3,629
Total noninterest income	$7,124,000	831
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$2,200,000	772
Trading account gains and fees	$0	211
Additional Noninterest Income	$4,924,000	717
Total noninterest expense	$19,331,000	1,078
Salaries and employee benefits	$10,126,000	964
Premises and equipment expense	$2,465,000	1,110
Additional noninterest expense	$6,740,000	1,155
Pre-tax net operating income	$10,363,000	408
Securities gains (losses)	$-457,000	7,579
Applicable income taxes	$843,000	1,091
Income before extraordinary items	$9,063,000	358
Extraordinary gains, net	$0	34
Net income	$9,063,000	357
Minority interest net income	$0	115
Net income of bank and minority interests.	$9,063,000	358
Net charge-offs	$616,000	3,526
Cash dividends	$7,208,000	251
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$9,478,870	343
2009-09-30 (YTD Data)		Rank
Total interest income	$26,794,000	962
Total interest expense	$9,464,000	986
Net interest income	$17,330,000	938
Provision for loan and lease losses	$582,000	3,571
Total noninterest income	$5,167,000	852
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,619,000	787
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,548,000	758
Total noninterest expense	$14,278,000	1,088
Salaries and employee benefits	$7,618,000	973
Premises and equipment expense	$1,852,000	1,112
Additional noninterest expense	$4,808,000	1,169
Pre-tax net operating income	$7,637,000	428
Securities gains (losses)	$-629,000	7,787
Applicable income taxes	$531,000	1,342
Income before extraordinary items	$6,477,000	406
Extraordinary gains, net	$0	27
Net income	$6,477,000	404
Minority interest net income	$0	118
Net income of bank and minority interests.	$6,477,000	406
Net charge-offs	$460,000	3,154
Cash dividends	$5,291,000	239
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$7,055,680	368
2009-06-30 (YTD Data)		Rank
Total interest income	$17,747,000	989
Total interest expense	$6,295,000	1,052
Net interest income	$11,452,000	942
Provision for loan and lease losses	$312,000	3,636
Total noninterest income	$3,282,000	895
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$1,066,000	785
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,216,000	812
Total noninterest expense	$9,299,000	1,127
Salaries and employee benefits	$5,045,000	998
Premises and equipment expense	$1,263,000	1,115
Additional noninterest expense	$2,991,000	1,260
Pre-tax net operating income	$5,123,000	423
Securities gains (losses)	$-217,000	7,803
Applicable income taxes	$439,000	1,191
Income before extraordinary items	$4,467,000	390
Extraordinary gains, net	$0	21
Net income	$4,467,000	387
Minority interest net income	$0	112
Net income of bank and minority interests.	$4,467,000	389
Net charge-offs	$291,000	2,969
Cash dividends	$3,527,000	245
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$4,664,470	361
2009-03-31 (YTD Data)		Rank
Total interest income	$8,804,000	1,005
Total interest expense	$3,083,000	1,116
Net interest income	$5,721,000	935
Provision for loan and lease losses	$126,000	3,531
Total noninterest income	$1,592,000	894
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$525,000	769
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,067,000	808
Total noninterest expense	$4,535,000	1,104
Salaries and employee benefits	$2,467,000	1,024
Premises and equipment expense	$643,000	1,110
Additional noninterest expense	$1,425,000	1,164
Pre-tax net operating income	$2,652,000	443
Securities gains (losses)	$0	2,434
Applicable income taxes	$276,000	1,134
Income before extraordinary items	$2,376,000	407
Extraordinary gains, net	$0	15
Net income	$2,376,000	408
Minority interest net income	$0	102
Net income of bank and minority interests.	$2,376,000	409
Net charge-offs	$41,000	3,730
Cash dividends	$1,763,000	242
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,376,000	377
2008-12-31 (YTD Data)		Rank
Total interest income	$35,417,000	1,072
Total interest expense	$14,848,000	1,092
Net interest income	$20,569,000	1,052
Provision for loan and lease losses	$375,000	4,233
Total noninterest income	$7,478,000	754
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,289,000	765
Trading account gains and fees	$0	154
Additional Noninterest Income	$5,189,000	636
Total noninterest expense	$17,502,000	1,125
Salaries and employee benefits	$9,570,000	1,043
Premises and equipment expense	$2,458,000	1,128
Additional noninterest expense	$5,474,000	1,170
Pre-tax net operating income	$10,170,000	526
Securities gains (losses)	$254,000	611
Applicable income taxes	$1,185,000	1,047
Income before extraordinary items	$9,239,000	420
Extraordinary gains, net	$0	39
Net income	$9,239,000	420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$149,000	4,473
Cash dividends	$8,763,000	334
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$9,012,940	452
2008-09-30 (YTD Data)		Rank
Total interest income	$26,549,000	1,099
Total interest expense	$11,554,000	1,088
Net interest income	$14,995,000	1,111
Provision for loan and lease losses	$230,000	3,971
Total noninterest income	$5,718,000	776
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,704,000	777
Trading account gains and fees	$0	148
Additional Noninterest Income	$4,014,000	653
Total noninterest expense	$13,057,000	1,121
Salaries and employee benefits	$7,227,000	1,054
Premises and equipment expense	$1,834,000	1,135
Additional noninterest expense	$3,996,000	1,150
Pre-tax net operating income	$7,426,000	672
Securities gains (losses)	$254,000	521
Applicable income taxes	$858,000	1,308
Income before extraordinary items	$6,822,000	538
Extraordinary gains, net	$0	31
Net income	$6,822,000	537
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	4,044
Cash dividends	$6,485,000	355
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,595,940	578
2008-06-30 (YTD Data)		Rank
Total interest income	$17,621,000	1,120
Total interest expense	$7,956,000	1,098
Net interest income	$9,665,000	1,145
Provision for loan and lease losses	$120,000	3,966
Total noninterest income	$3,743,000	799
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,110,000	781
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,633,000	678
Total noninterest expense	$8,721,000	1,114
Salaries and employee benefits	$4,888,000	1,051
Premises and equipment expense	$1,225,000	1,136
Additional noninterest expense	$2,608,000	1,143
Pre-tax net operating income	$4,567,000	771
Securities gains (losses)	$179,000	671
Applicable income taxes	$441,000	1,749
Income before extraordinary items	$4,305,000	645
Extraordinary gains, net	$0	21
Net income	$4,305,000	644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	3,943
Cash dividends	$4,506,000	368
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,142,110	646
2008-03-31 (YTD Data)		Rank
Total interest income	$8,866,000	1,143
Total interest expense	$4,173,000	1,123
Net interest income	$4,693,000	1,169
Provision for loan and lease losses	$60,000	3,470
Total noninterest income	$1,873,000	793
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$570,000	755
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,303,000	683
Total noninterest expense	$4,340,000	1,120
Salaries and employee benefits	$2,435,000	1,063
Premises and equipment expense	$620,000	1,131
Additional noninterest expense	$1,285,000	1,121
Pre-tax net operating income	$2,166,000	874
Securities gains (losses)	$212,000	428
Applicable income taxes	$213,000	1,888
Income before extraordinary items	$2,165,000	713
Extraordinary gains, net	$0	15
Net income	$2,165,000	714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	2,807
Cash dividends	$2,192,000	399
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,972,080	733
2007-12-31 (YTD Data)		Rank
Total interest income	$34,937,000	1,207
Total interest expense	$16,477,000	1,208
Net interest income	$18,460,000	1,206
Provision for loan and lease losses	$150,000	4,308
Total noninterest income	$7,523,000	784
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,246,000	789
Trading account gains and fees	$0	178
Additional Noninterest Income	$5,277,000	654
Total noninterest expense	$16,803,000	1,116
Salaries and employee benefits	$9,015,000	1,112
Premises and equipment expense	$2,419,000	1,100
Additional noninterest expense	$5,369,000	1,050
Pre-tax net operating income	$9,030,000	943
Securities gains (losses)	$235,000	412
Applicable income taxes	$660,000	2,375
Income before extraordinary items	$8,605,000	763
Extraordinary gains, net	$0	39
Net income	$8,605,000	761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,830
Cash dividends	$7,158,000	547
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$8,386,450	761
2007-09-30 (YTD Data)		Rank
Total interest income	$25,840,000	1,225
Total interest expense	$12,074,000	1,238
Net interest income	$13,766,000	1,219
Provision for loan and lease losses	$60,000	4,834
Total noninterest income	$5,540,000	793
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,653,000	792
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,887,000	669
Total noninterest expense	$12,518,000	1,118
Salaries and employee benefits	$6,865,000	1,092
Premises and equipment expense	$1,828,000	1,082
Additional noninterest expense	$3,825,000	1,073
Pre-tax net operating income	$6,728,000	1,028
Securities gains (losses)	$235,000	349
Applicable income taxes	$525,000	2,472
Income before extraordinary items	$6,438,000	813
Extraordinary gains, net	$0	33
Net income	$6,438,000	811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$153,000	2,280
Cash dividends	$5,374,000	541
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,221,800	831
2007-06-30 (YTD Data)		Rank
Total interest income	$17,068,000	1,251
Total interest expense	$7,955,000	1,254
Net interest income	$9,113,000	1,256
Provision for loan and lease losses	$50,000	4,348
Total noninterest income	$3,536,000	847
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,107,000	801
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,429,000	719
Total noninterest expense	$8,245,000	1,144
Salaries and employee benefits	$4,550,000	1,124
Premises and equipment expense	$1,245,000	1,071
Additional noninterest expense	$2,450,000	1,141
Pre-tax net operating income	$4,354,000	1,095
Securities gains (losses)	$235,000	281
Applicable income taxes	$430,000	2,279
Income before extraordinary items	$4,159,000	879
Extraordinary gains, net	$0	29
Net income	$4,159,000	878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	2,426
Cash dividends	$3,629,000	551
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$3,945,150	909
2007-03-31 (YTD Data)		Rank
Total interest income	$8,476,000	1,249
Total interest expense	$3,947,000	1,248
Net interest income	$4,529,000	1,261
Provision for loan and lease losses	$40,000	3,421
Total noninterest income	$1,646,000	879
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$541,000	792
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,105,000	766
Total noninterest expense	$4,024,000	1,167
Salaries and employee benefits	$2,265,000	1,141
Premises and equipment expense	$615,000	1,088
Additional noninterest expense	$1,144,000	1,188
Pre-tax net operating income	$2,111,000	1,105
Securities gains (losses)	$114,000	284
Applicable income taxes	$179,000	2,548
Income before extraordinary items	$2,046,000	872
Extraordinary gains, net	$0	22
Net income	$2,046,000	871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,389
Cash dividends	$1,714,000	524
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,941,120	899
2006-12-31 (YTD Data)		Rank
Total interest income	$32,906,000	1,198
Total interest expense	$14,212,000	1,179
Net interest income	$18,694,000	1,206
Provision for loan and lease losses	$635,000	1,534
Total noninterest income	$7,335,000	803
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,366,000	749
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,969,000	676
Total noninterest expense	$15,837,000	1,133
Salaries and employee benefits	$8,769,000	1,102
Premises and equipment expense	$2,324,000	1,092
Additional noninterest expense	$4,744,000	1,129
Pre-tax net operating income	$9,557,000	1,020
Securities gains (losses)	$914,000	176
Applicable income taxes	$1,725,000	1,489
Income before extraordinary items	$8,746,000	853
Extraordinary gains, net	$0	51
Net income	$8,746,000	852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,798
Cash dividends	$7,907,000	479
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,978,240	921
2006-09-30 (YTD Data)		Rank
Total interest income	$24,282,000	1,222
Total interest expense	$10,320,000	1,190
Net interest income	$13,962,000	1,222
Provision for loan and lease losses	$485,000	1,424
Total noninterest income	$5,548,000	802
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,773,000	757
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,775,000	679
Total noninterest expense	$11,794,000	1,153
Salaries and employee benefits	$6,572,000	1,117
Premises and equipment expense	$1,708,000	1,129
Additional noninterest expense	$3,514,000	1,148
Pre-tax net operating income	$7,231,000	1,060
Securities gains (losses)	$775,000	166
Applicable income taxes	$1,371,000	1,489
Income before extraordinary items	$6,635,000	883
Extraordinary gains, net	$0	45
Net income	$6,635,000	882
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	2,092
Cash dividends	$6,188,000	433
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,991,750	948
2006-06-30 (YTD Data)		Rank
Total interest income	$15,940,000	1,223
Total interest expense	$6,611,000	1,173
Net interest income	$9,329,000	1,215
Provision for loan and lease losses	$396,000	1,184
Total noninterest income	$3,720,000	800
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,177,000	747
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,543,000	673
Total noninterest expense	$7,790,000	1,171
Salaries and employee benefits	$4,414,000	1,112
Premises and equipment expense	$1,096,000	1,175
Additional noninterest expense	$2,280,000	1,194
Pre-tax net operating income	$4,863,000	1,044
Securities gains (losses)	$486,000	165
Applicable income taxes	$927,000	1,484
Income before extraordinary items	$4,422,000	886
Extraordinary gains, net	$0	39
Net income	$4,422,000	887
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,969
Cash dividends	$5,092,000	367
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$4,018,620	935
2006-03-31 (YTD Data)		Rank
Total interest income	$7,817,000	1,224
Total interest expense	$3,190,000	1,155
Net interest income	$4,627,000	1,223
Provision for loan and lease losses	$198,000	1,165
Total noninterest income	$1,777,000	815
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$590,000	712
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,187,000	708
Total noninterest expense	$3,844,000	1,187
Salaries and employee benefits	$2,216,000	1,121
Premises and equipment expense	$536,000	1,207
Additional noninterest expense	$1,092,000	1,217
Pre-tax net operating income	$2,362,000	1,056
Securities gains (losses)	$323,000	134
Applicable income taxes	$468,000	1,474
Income before extraordinary items	$2,217,000	858
Extraordinary gains, net	$0	21
Net income	$2,217,000	857
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,000	1,610
Cash dividends	$3,083,000	305
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,948,910	957
2005-12-31 (YTD Data)		Rank
Total interest income	$31,079,000	1,060
Total interest expense	$10,383,000	1,085
Net interest income	$20,696,000	1,038
Provision for loan and lease losses	$720,000	1,384
Total noninterest income	$6,370,000	887
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,228,000	781
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,142,000	774
Total noninterest expense	$14,763,000	1,177
Salaries and employee benefits	$8,344,000	1,112
Premises and equipment expense	$2,048,000	1,204
Additional noninterest expense	$4,371,000	1,173
Pre-tax net operating income	$11,583,000	850
Securities gains (losses)	$856,000	211
Applicable income taxes	$2,759,000	1,031
Income before extraordinary items	$9,680,000	750
Extraordinary gains, net	$0	46
Net income	$9,680,000	752
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$379,000	1,470
Cash dividends	$7,310,000	485
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$9,012,320	787
2005-09-30 (YTD Data)		Rank
Total interest income	$23,037,000	1,043
Total interest expense	$7,408,000	1,076
Net interest income	$15,629,000	1,009
Provision for loan and lease losses	$540,000	1,309
Total noninterest income	$4,829,000	881
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,603,000	809
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,226,000	762
Total noninterest expense	$11,078,000	1,153
Salaries and employee benefits	$6,322,000	1,089
Premises and equipment expense	$1,545,000	1,172
Additional noninterest expense	$3,211,000	1,187
Pre-tax net operating income	$8,840,000	836
Securities gains (losses)	$718,000	212
Applicable income taxes	$2,196,000	988
Income before extraordinary items	$7,362,000	734
Extraordinary gains, net	$0	35
Net income	$7,362,000	735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$386,000	1,037
Cash dividends	$4,835,000	498
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,809,140	773
2005-06-30 (YTD Data)		Rank
Total interest income	$15,122,000	1,022
Total interest expense	$4,707,000	1,062
Net interest income	$10,415,000	1,000
Provision for loan and lease losses	$360,000	1,295
Total noninterest income	$3,108,000	897
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$991,000	861
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,117,000	777
Total noninterest expense	$7,292,000	1,157
Salaries and employee benefits	$4,193,000	1,084
Premises and equipment expense	$1,021,000	1,177
Additional noninterest expense	$2,078,000	1,209
Pre-tax net operating income	$5,871,000	815
Securities gains (losses)	$598,000	196
Applicable income taxes	$1,630,000	889
Income before extraordinary items	$4,839,000	730
Extraordinary gains, net	$0	30
Net income	$4,839,000	730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$206,000	1,180
Cash dividends	$3,023,000	503
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,390,500	792
2005-03-31 (YTD Data)		Rank
Total interest income	$7,463,000	1,020
Total interest expense	$2,250,000	1,044
Net interest income	$5,213,000	994
Provision for loan and lease losses	$180,000	1,214
Total noninterest income	$1,505,000	895
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$455,000	908
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,050,000	758
Total noninterest expense	$3,568,000	1,185
Salaries and employee benefits	$2,021,000	1,128
Premises and equipment expense	$512,000	1,190
Additional noninterest expense	$1,035,000	1,196
Pre-tax net operating income	$2,970,000	800
Securities gains (losses)	$341,000	187
Applicable income taxes	$851,000	862
Income before extraordinary items	$2,460,000	725
Extraordinary gains, net	$0	24
Net income	$2,460,000	725
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	999
Cash dividends	$1,495,000	485
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,207,660	776
2004-12-31 (YTD Data)		Rank
Total interest income	$30,141,000	934
Total interest expense	$8,773,000	928
Net interest income	$21,368,000	924
Provision for loan and lease losses	$465,000	2,077
Total noninterest income	$5,756,000	961
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,983,000	877
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,773,000	824
Total noninterest expense	$13,927,000	1,168
Salaries and employee benefits	$7,866,000	1,100
Premises and equipment expense	$1,971,000	1,164
Additional noninterest expense	$4,090,000	1,201
Pre-tax net operating income	$12,732,000	705
Securities gains (losses)	$765,000	340
Applicable income taxes	$3,733,000	757
Income before extraordinary items	$9,764,000	682
Extraordinary gains, net	$0	34
Net income	$9,764,000	682
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,607
Cash dividends	$5,546,000	564
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$9,213,200	698
2004-09-30 (YTD Data)		Rank
Total interest income	$22,273,000	937
Total interest expense	$6,497,000	917
Net interest income	$15,776,000	936
Provision for loan and lease losses	$315,000	2,173
Total noninterest income	$4,495,000	928
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,497,000	871
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,998,000	803
Total noninterest expense	$10,239,000	1,190
Salaries and employee benefits	$5,813,000	1,105
Premises and equipment expense	$1,422,000	1,214
Additional noninterest expense	$3,004,000	1,222
Pre-tax net operating income	$9,717,000	706
Securities gains (losses)	$411,000	473
Applicable income taxes	$2,849,000	754
Income before extraordinary items	$7,279,000	701
Extraordinary gains, net	$0	26
Net income	$7,279,000	702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,403
Cash dividends	$3,741,000	589
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$6,983,080	693
2004-06-30 (YTD Data)		Rank
Total interest income	$14,520,000	942
Total interest expense	$4,266,000	924
Net interest income	$10,254,000	951
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$2,955,000	940
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$998,000	860
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,957,000	810
Total noninterest expense	$6,801,000	1,187
Salaries and employee benefits	$3,865,000	1,110
Premises and equipment expense	$966,000	1,199
Additional noninterest expense	$1,970,000	1,229
Pre-tax net operating income	$6,258,000	719
Securities gains (losses)	$337,000	447
Applicable income taxes	$1,834,000	770
Income before extraordinary items	$4,761,000	702
Extraordinary gains, net	$0	21
Net income	$4,761,000	702
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	2,778
Cash dividends	$2,577,000	567
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$4,518,360	699
2004-03-31 (YTD Data)		Rank
Total interest income	$7,172,000	964
Total interest expense	$2,125,000	947
Net interest income	$5,047,000	973
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$1,491,000	917
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$487,000	863
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,004,000	788
Total noninterest expense	$3,418,000	1,184
Salaries and employee benefits	$1,979,000	1,094
Premises and equipment expense	$507,000	1,162
Additional noninterest expense	$932,000	1,286
Pre-tax net operating income	$3,045,000	736
Securities gains (losses)	$193,000	519
Applicable income taxes	$887,000	811
Income before extraordinary items	$2,351,000	710
Extraordinary gains, net	$0	16
Net income	$2,351,000	710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,050
Cash dividends	$1,164,000	590
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$2,210,110	707
2003-12-31 (YTD Data)		Rank
Total interest income	$28,726,000	979
Total interest expense	$9,271,000	970
Net interest income	$19,455,000	992
Provision for loan and lease losses	$255,000	3,498
Total noninterest income	$4,929,000	1,145
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,917,000	904
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,012,000	1,090
Total noninterest expense	$12,919,000	1,253
Salaries and employee benefits	$7,207,000	1,185
Premises and equipment expense	$1,873,000	1,199
Additional noninterest expense	$3,839,000	1,295
Pre-tax net operating income	$11,210,000	776
Securities gains (losses)	$3,211,000	213
Applicable income taxes	$3,721,000	784
Income before extraordinary items	$10,700,000	619
Extraordinary gains, net	$0	54
Net income	$10,700,000	621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$139,000	3,516
Cash dividends	$6,650,000	502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$8,323,860	730
2003-09-30 (YTD Data)		Rank
Total interest income	$21,425,000	1,009
Total interest expense	$7,113,000	987
Net interest income	$14,312,000	1,025
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$3,675,000	1,164
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,416,000	920
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,259,000	1,137
Total noninterest expense	$9,429,000	1,297
Salaries and employee benefits	$5,058,000	1,285
Premises and equipment expense	$1,492,000	1,154
Additional noninterest expense	$2,879,000	1,295
Pre-tax net operating income	$8,333,000	813
Securities gains (losses)	$2,913,000	211
Applicable income taxes	$2,909,000	794
Income before extraordinary items	$8,337,000	621
Extraordinary gains, net	$0	40
Net income	$8,337,000	622
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,268
Cash dividends	$3,943,000	584
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$6,181,380	763
2003-06-30 (YTD Data)		Rank
Total interest income	$14,224,000	1,021
Total interest expense	$4,786,000	1,007
Net interest income	$9,438,000	1,029
Provision for loan and lease losses	$135,000	3,272
Total noninterest income	$2,368,000	1,198
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$937,000	913
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,431,000	1,176
Total noninterest expense	$6,203,000	1,313
Salaries and employee benefits	$3,319,000	1,309
Premises and equipment expense	$1,012,000	1,130
Additional noninterest expense	$1,872,000	1,315
Pre-tax net operating income	$5,468,000	822
Securities gains (losses)	$1,792,000	248
Applicable income taxes	$1,809,000	846
Income before extraordinary items	$5,451,000	641
Extraordinary gains, net	$0	30
Net income	$5,451,000	641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,501
Cash dividends	$1,820,000	814
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,107,000	764
2003-03-31 (YTD Data)		Rank
Total interest income	$7,048,000	1,041
Total interest expense	$2,390,000	1,029
Net interest income	$4,658,000	1,039
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$1,176,000	1,182
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$465,000	882
Trading account gains and fees	$0	134
Additional Noninterest Income	$711,000	1,154
Total noninterest expense	$3,077,000	1,315
Salaries and employee benefits	$1,635,000	1,328
Premises and equipment expense	$518,000	1,118
Additional noninterest expense	$924,000	1,313
Pre-tax net operating income	$2,667,000	839
Securities gains (losses)	$417,000	406
Applicable income taxes	$693,000	1,068
Income before extraordinary items	$2,391,000	715
Extraordinary gains, net	$0	21
Net income	$2,391,000	714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,967
Cash dividends	$910,000	752
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,065,740	756
2002-12-31 (YTD Data)		Rank
Total interest income	$28,778,000	1,072
Total interest expense	$10,869,000	1,027
Net interest income	$17,909,000	1,067
Provision for loan and lease losses	$365,000	3,024
Total noninterest income	$5,213,000	1,017
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,833,000	881
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,380,000	921
Total noninterest expense	$12,002,000	1,281
Salaries and employee benefits	$6,944,000	1,159
Premises and equipment expense	$1,666,000	1,315
Additional noninterest expense	$3,392,000	1,399
Pre-tax net operating income	$10,755,000	809
Securities gains (losses)	$2,025,000	281
Applicable income taxes	$2,903,000	954
Income before extraordinary items	$9,877,000	633
Extraordinary gains, net	$0	70
Net income	$9,877,000	634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$339,000	2,180
Cash dividends	$4,834,000	647
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,317,750	731
2001-12-31 (YTD Data)		Rank
Total interest income	$28,562,000	1,194
Total interest expense	$12,481,000	1,310
Net interest income	$16,081,000	1,106
Provision for loan and lease losses	$372,000	2,771
Total noninterest income	$3,243,000	1,393
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,565,000	948
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,678,000	1,407
Total noninterest expense	$10,218,000	1,442
Salaries and employee benefits	$5,308,000	1,429
Premises and equipment expense	$1,500,000	1,432
Additional noninterest expense	$3,410,000	1,376
Pre-tax net operating income	$8,734,000	869
Securities gains (losses)	$728,000	489
Applicable income taxes	$1,959,000	1,206
Income before extraordinary items	$7,503,000	744
Extraordinary gains, net	$0	105
Net income	$7,503,000	745
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$324,000	2,124
Cash dividends	$5,909,000	542
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$6,927,880	768
2000-12-31 (YTD Data)		Rank
Total interest income	$28,233,000	1,253
Total interest expense	$12,784,000	1,360
Net interest income	$15,449,000	1,137
Provision for loan and lease losses	$286,000	2,964
Total noninterest income	$2,079,000	1,815
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,448,000	928
Trading account gains and fees	$0	180
Additional Noninterest Income	$631,000	2,555
Total noninterest expense	$9,389,000	1,482
Salaries and employee benefits	$5,004,000	1,415
Premises and equipment expense	$1,493,000	1,385
Additional noninterest expense	$2,892,000	1,545
Pre-tax net operating income	$7,853,000	984
Securities gains (losses)	$-478,000	9,703
Applicable income taxes	$1,420,000	1,580
Income before extraordinary items	$5,955,000	886
Extraordinary gains, net	$0	38
Net income	$5,955,000	886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,192
Cash dividends	$4,602,000	669
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$6,342,180	836
1999-12-31 (YTD Data)		Rank
Total interest income	$25,912,000	1,254
Total interest expense	$10,682,000	1,398
Net interest income	$15,230,000	1,158
Provision for loan and lease losses	$286,000	2,783
Total noninterest income	$1,573,000	2,227
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,249,000	1,065
Trading account gains and fees	$0	173
Additional Noninterest Income	$324,000	3,841
Total noninterest expense	$9,145,000	1,519
Salaries and employee benefits	$4,861,000	1,417
Premises and equipment expense	$1,526,000	1,329
Additional noninterest expense	$2,758,000	1,615
Pre-tax net operating income	$7,372,000	1,054
Securities gains (losses)	$962,000	225
Applicable income taxes	$1,919,000	1,272
Income before extraordinary items	$6,415,000	880
Extraordinary gains, net	$0	35
Net income	$6,415,000	880
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,922
Cash dividends	$3,735,000	819
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$5,674,260	966
1998-12-31 (YTD Data)		Rank
Total interest income	$22,450,000	1,436
Total interest expense	$9,627,000	1,595
Net interest income	$12,823,000	1,323
Provision for loan and lease losses	$300,000	2,562
Total noninterest income	$1,251,000	2,601
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,026,000	1,223
Trading account gains and fees	$0	224
Additional Noninterest Income	$225,000	4,672
Total noninterest expense	$7,581,000	1,732
Salaries and employee benefits	$4,225,000	1,568
Premises and equipment expense	$1,211,000	1,623
Additional noninterest expense	$2,145,000	1,975
Pre-tax net operating income	$6,193,000	1,205
Securities gains (losses)	$946,000	393
Applicable income taxes	$1,757,000	1,414
Income before extraordinary items	$5,382,000	1,000
Extraordinary gains, net	$0	32
Net income	$5,382,000	1,000
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,338
Cash dividends	$3,789,000	819
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$4,672,500	1,116
1997-12-31 (YTD Data)		Rank
Total interest income	$20,829,000	1,586
Total interest expense	$8,506,000	1,822
Net interest income	$12,323,000	1,402
Provision for loan and lease losses	$220,000	3,234
Total noninterest income	$1,176,000	2,674
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$843,000	1,543
Trading account gains and fees	$0	239
Additional Noninterest Income	$333,000	3,690
Total noninterest expense	$7,195,000	1,803
Salaries and employee benefits	$4,118,000	1,585
Premises and equipment expense	$1,100,000	1,797
Additional noninterest expense	$1,977,000	2,113
Pre-tax net operating income	$6,084,000	1,285
Securities gains (losses)	$3,138,000	129
Applicable income taxes	$2,584,000	1,066
Income before extraordinary items	$6,638,000	837
Extraordinary gains, net	$0	44
Net income	$6,638,000	840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,411
Cash dividends	$4,956,000	638
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$4,378,640	1,219
1996-12-31 (YTD Data)		Rank
Total interest income	$20,062,000	1,675
Total interest expense	$8,272,000	1,897
Net interest income	$11,790,000	1,512
Provision for loan and lease losses	$105,000	4,971
Total noninterest income	$1,106,000	2,871
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$825,000	1,619
Trading account gains and fees	$0	262
Additional Noninterest Income	$281,000	4,236
Total noninterest expense	$6,832,000	2,040
Salaries and employee benefits	$3,642,000	1,815
Premises and equipment expense	$951,000	2,105
Additional noninterest expense	$2,239,000	2,224
Pre-tax net operating income	$5,959,000	1,218
Securities gains (losses)	$729,000	332
Applicable income taxes	$1,789,000	1,360
Income before extraordinary items	$4,899,000	1,061
Extraordinary gains, net	$0	53
Net income	$4,899,000	1,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,513
Cash dividends	$1,707,000	1,438
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$4,366,830	1,147
1995-12-31 (YTD Data)		Rank
Total interest income	$18,810,000	1,804
Total interest expense	$8,002,000	1,957
Net interest income	$10,808,000	1,654
Provision for loan and lease losses	$300,000	2,267
Total noninterest income	$1,027,000	3,045
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$746,000	1,824
Trading account gains and fees	$0	522
Additional Noninterest Income	$281,000	4,161
Total noninterest expense	$7,252,000	1,916
Salaries and employee benefits	$4,012,000	1,650
Premises and equipment expense	$999,000	2,021
Additional noninterest expense	$2,241,000	2,198
Pre-tax net operating income	$4,283,000	1,719
Securities gains (losses)	$902,000	240
Applicable income taxes	$1,389,000	1,766
Income before extraordinary items	$3,796,000	1,364
Extraordinary gains, net	$0	65
Net income	$3,796,000	1,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$73,000	4,422
Cash dividends	$1,530,000	1,486
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,137,540	1,599
1994-12-31 (YTD Data)		Rank
Total interest income	$14,109,000	2,169
Total interest expense	$5,915,000	2,112
Net interest income	$8,194,000	2,202
Provision for loan and lease losses	$575,000	1,387
Total noninterest income	$823,000	3,629
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$616,000	2,207
Trading account gains and fees	$0	475
Additional Noninterest Income	$207,000	5,150
Total noninterest expense	$5,306,000	2,618
Salaries and employee benefits	$2,850,000	2,355
Premises and equipment expense	$731,000	2,735
Additional noninterest expense	$1,725,000	2,937
Pre-tax net operating income	$3,136,000	2,260
Securities gains (losses)	$1,060,000	161
Applicable income taxes	$1,053,000	2,123
Income before extraordinary items	$3,143,000	1,559
Extraordinary gains, net	$0	249
Net income	$3,143,000	1,560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$404,000	1,583
Cash dividends	$1,584,000	1,342
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,348,000	2,099
1993-12-31 (YTD Data)		Rank
Total interest income	$13,062,000	2,366
Total interest expense	$5,455,000	2,371
Net interest income	$7,607,000	2,352
Provision for loan and lease losses	$735,000	1,609
Total noninterest income	$827,000	3,883
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$618,000	2,223
Trading account gains and fees	$0	532
Additional Noninterest Income	$209,000	5,530
Total noninterest expense	$4,859,000	2,927
Salaries and employee benefits	$2,704,000	2,463
Premises and equipment expense	$616,000	3,243
Additional noninterest expense	$1,539,000	3,431
Pre-tax net operating income	$2,840,000	2,422
Securities gains (losses)	$1,290,000	442
Applicable income taxes	$1,006,000	2,252
Income before extraordinary items	$3,124,000	1,626
Extraordinary gains, net	$44,000	2,256
Net income	$3,168,000	1,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$505,000	1,755
Cash dividends	$1,467,000	1,306
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,143,600	2,195
1992-12-31 (YTD Data)		Rank
Total interest income	$13,249,000	2,660
Total interest expense	$6,064,000	2,746
Net interest income	$7,185,000	2,532
Provision for loan and lease losses	$545,000	2,819
Total noninterest income	$737,000	4,237
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$589,000	2,339
Trading account gains and fees	$0	504
Additional Noninterest Income	$148,000	6,686
Total noninterest expense	$4,716,000	3,026
Salaries and employee benefits	$2,614,000	2,468
Premises and equipment expense	$577,000	3,494
Additional noninterest expense	$1,525,000	3,550
Pre-tax net operating income	$2,661,000	2,320
Securities gains (losses)	$547,000	1,019
Applicable income taxes	$715,000	2,900
Income before extraordinary items	$2,493,000	1,822
Extraordinary gains, net	$0	1,422
Net income	$2,493,000	1,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$277,000	3,500
Cash dividends	$975,000	1,608
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,066,340	2,033

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.