Home > Jersey Shore State Bank > Net charge- offs to loans
Jersey Shore State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0686% | 4,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0153% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0184% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8686% | 4,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2682% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2682% | 1,594 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0543% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0128% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8052% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3253% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 1,307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0719% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0555% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4977% | 4,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3570% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3570% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1117% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5625% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2351% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2351% | 1,287 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 2,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0799% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0101% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2684% | 4,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1484% | 1,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1484% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0045% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.1062% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,400 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2972% | 4,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1386% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1386% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 1,520 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.1652% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 3,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 3,269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1406% | 4,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2117% | 1,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 1,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3598% | 945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 4,120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 4,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0226% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0361% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0653% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1110% | 1,932 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1110% | 1,827 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | -0.0423% | 4,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0593% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0208% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1098% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0891% | 1,750 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0446% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 906 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 4,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0039% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2364% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2364% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,427 |
| Percentage Net Loans Charged-off:Construction & development | -0.0662% | 4,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3105% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2434% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2434% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0508% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0317% | 4,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0629% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 1,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2068% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2068% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0292% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0652% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2534% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2534% | 1,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 976 |
| Percentage Net Loans Charged-off:Construction & development | -0.0283% | 4,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 693 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0908% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0217% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1791% | 2,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1791% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0229% | 4,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0729% | 149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0447% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2564% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2564% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4459% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0756% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0796% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3266% | 52 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2474% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2474% | 2,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0762% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0342% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 1,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1602% | 2,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0396% | 4,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1511% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0222% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0800% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2029% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2216% | 2,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2216% | 1,921 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 433 |
| Percentage Net Loans Charged-off:Construction & development | -0.0671% | 4,657 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3004% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3645% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3645% | 1,426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0220% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0318% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0445% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1686% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 2,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1852% | 2,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0307% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1357% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1357% | 2,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0914% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1708% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1158% | 2,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1158% | 2,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 709 |
| Percentage Net Loans Charged-off:Construction & development | -0.0276% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1356% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0549% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3319% | 566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1503% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1503% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 4,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0249% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1268% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2598% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2161% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2161% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0823% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 1,039 |
| Percentage Net Loans Charged-off:Construction & development | -0.0340% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1067% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0339% | 503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1523% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2800% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1445% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1446% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0997% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0573% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2038% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0650% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2441% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2441% | 2,036 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 492 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2176% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0023% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3455% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1324% | 821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4162% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4162% | 1,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 3,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,668 |
| Percentage Net Loans Charged-off:Construction & development | -0.0319% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0097% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0219% | 2,265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0590% | 3,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0590% | 3,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1287% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 3,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,765 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 3,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0711% | 2,937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1094% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0085% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0486% | 4,885 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1600% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1600% | 2,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0592% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 3,050 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 2,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0568% | 2,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0426% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 2,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.1136% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1055% | 5,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8189% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 5,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 5,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2009% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2009% | 2,526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1556% | 910 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2404% | 1,271 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 2,643 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0633% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.1925% | 455 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1294% | 5,782 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0777% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 5,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0992% | 5,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1476% | 2,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1653% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3371% | 1,256 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 1,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.3300% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1987% | 5,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6249% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 5,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0257% | 5,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0408% | 4,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1757% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1757% | 2,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1574% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5337% | 1,240 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2888% | 580 |
| Percentage Net Loans Charged-off:Construction & development | -0.2522% | 5,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1415% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2384% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 5,479 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0327% | 5,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0811% | 5,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2781% | 1,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2781% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1689% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7846% | 1,220 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3563% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3852% | 788 |
| Percentage Net Loans Charged-off:Construction & development | -0.1402% | 5,348 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6276% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 3,395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 3,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1192% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1987% | 2,869 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1987% | 2,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1284% | 1,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1756% | 1,312 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4747% | 834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5289% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1646% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 2,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0529% | 5,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2374% | 2,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1084% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3420% | 1,305 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7223% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8089% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2942% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 2,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0748% | 5,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2513% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2513% | 2,064 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1070% | 881 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4580% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6285% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.6523% | 30 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0428% | 5,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4008% | 1,540 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1395% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0919% | 1,244 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0681% | 6,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0857% | 6,414 |
| Percentage Net Loans Charged-off:Construction & development | -5.1049% | 6,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0835% | 2,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0791% | 3,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 2,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 5,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1307% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1307% | 3,367 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1379% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1351% | 1,385 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0733% | 6,419 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0900% | 6,456 |
| Percentage Net Loans Charged-off:Construction & development | -6.5325% | 6,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1919% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 2,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1392% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 5,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0496% | 3,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0496% | 3,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1617% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1496% | 1,360 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2669% | 6,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3074% | 6,744 |
| Percentage Net Loans Charged-off:Construction & development | -10.5370% | 6,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 2,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 2,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 2,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0234% | 5,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0935% | 3,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0935% | 2,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1327% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1405% | 1,332 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5533% | 6,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6268% | 6,849 |
| Percentage Net Loans Charged-off:Construction & development | -18.7452% | 6,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 6,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2438% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0312% | 5,121 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0754% | 5,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0754% | 5,529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1633% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1911% | 1,297 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4373% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4870% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 6.2684% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0669% | 2,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0967% | 3,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0281% | 5,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2801% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2801% | 2,927 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1759% | 1,083 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0719% | 1,433 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4150% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4700% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 6.0848% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 2,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 3,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0380% | 3,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 5,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 3,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1362% | 3,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1369% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0628% | 1,420 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4058% | 2,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4614% | 1,949 |
| Percentage Net Loans Charged-off:Construction & development | 5.9335% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 2,349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 3,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 3,582 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 5,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2047% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2047% | 2,771 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1125% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0938% | 1,391 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0081% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 6,332 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 6,053 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 6,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 6,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 6,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 5,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5177% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5177% | 1,630 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0346% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0938% | 1,344 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3698% | 3,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4130% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 5.8337% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 6,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 4,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 4,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 3,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0641% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0584% | 4,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1481% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1432% | 1,402 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4648% | 2,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5355% | 2,299 |
| Percentage Net Loans Charged-off:Construction & development | 7.8034% | 562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0234% | 6,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 6,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 6,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 6,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 4,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0402% | 4,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1186% | 1,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1597% | 1,380 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6977% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8142% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 12.1003% | 331 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 6,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 6,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 6,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0522% | 6,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1562% | 6,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1365% | 6,528 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1039% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1435% | 1,351 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 6,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 6,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0622% | 7,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 2,866 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0564% | 2,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0768% | 6,263 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1765% | 6,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1454% | 6,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0775% | 849 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1888% | 1,329 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 4,621 |
| Percentage Net Loans Charged-off:Construction & development | 1.1523% | 2,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 3,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 4,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2957% | 1,485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 4,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7689% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 4,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1132% | 1,581 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.5545% | 108 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 4,418 |
| Percentage Net Loans Charged-off:Construction & development | 1.5479% | 2,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 4,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4015% | 1,202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 4,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0059% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1881% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1231% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8868% | 83 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 4,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0445% | 6,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0550% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6064% | 882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0219% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6274% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0183% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0545% | 1,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.9490% | 55 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 4,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,965 |
| Percentage Net Loans Charged-off:Construction & development | -0.0542% | 6,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0438% | 2,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1874% | 1,445 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4689% | 7,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.3028% | 29 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 5,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 4,768 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 7,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1306% | 2,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 3,778 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 5,792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1282% | 3,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4416% | 3,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8854% | 2,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1763% | 1,647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 5,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1025% | 4,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.0544% | 7,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1762% | 2,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 5,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 3,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6262% | 2,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5907% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1544% | 1,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0603% | 7,370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2218% | 1,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 3,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 5,864 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0741% | 2,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4880% | 2,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1768% | 1,253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 3,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.0756% | 7,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8391% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0733% | 1,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 6,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 5,118 |
| Percentage Net Loans Charged-off:Construction & development | -0.0490% | 7,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0267% | 2,146 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 3,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 7,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 3,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5167% | 1,024 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0333% | 5,592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 7,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 7,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1462% | 7,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6733% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5541% | 850 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 7,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0484% | 7,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 7,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 7,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4555% | 3,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4549% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 7,575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 7,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3270% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4379% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3418% | 703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0564% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 7,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3650% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4640% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5836% | 808 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0470% | 7,674 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3460% | 1,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4543% | 2,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6348% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0403% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,610 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 7,682 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 7,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2120% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3387% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6003% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 3,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0240% | 7,638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4701% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4188% | 574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,794 |
| Percentage Net Loans Charged-off:Construction & development | -0.0610% | 7,775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 7,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0379% | 7,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5690% | 2,586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2455% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.0656% | 7,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0243% | 1,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0451% | 7,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4250% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5480% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | -0.0539% | 7,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,560 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0355% | 6,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4951% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7370% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0374% | 7,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0331% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1999% | 7,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7128% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2945% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 3,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | -0.0695% | 7,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 2,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6281% | 1,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6655% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1554% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 1,626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0806% | 7,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8418% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7052% | 2,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1249% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0809% | 7,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0288% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3451% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6770% | 2,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0906% | 888 |
| Percentage Net Loans Charged-off:Construction & development | -0.0831% | 7,800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2612% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5097% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5084% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | -0.0971% | 7,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0935% | 1,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0027% | 3,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 3,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1587% | 3,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 4,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0975% | 7,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0892% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 2,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1342% | 2,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4305% | 3,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0227% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.0961% | 7,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0435% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0443% | 1,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 2,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3773% | 3,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 1,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0979% | 7,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0899% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0915% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0316% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3507% | 3,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 5,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 3,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.1790% | 8,072 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 8,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 2,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 2,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 4,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7223% | 3,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 5,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.2539% | 8,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 8,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0116% | 8,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8706% | 2,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0692% | 7,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 5,309 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0237% | 8,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.2326% | 8,038 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 8,459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 8,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1810% | 2,748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7877% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 4,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | -0.3430% | 7,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 8,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0148% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 7,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8228% | 2,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1321% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | -0.2208% | 8,175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1015% | 1,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1353% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2585% | 3,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3149% | 5,331 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0709% | 2,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.1798% | 8,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1180% | 1,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4603% | 2,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4160% | 4,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3266% | 2,032 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 296 |
| Percentage Net Loans Charged-off:Construction & development | -0.1413% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6087% | 44 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0897% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0702% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2081% | 949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 5,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0813% | 1,386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6662% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0551% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4557% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5426% | 886 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1090% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 4,977 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 7,685 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 7,066 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3422% | 2,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4755% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2760% | 6,258 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |