Home > Jefferson Savings Bank > Assets and Liabilities
Jefferson Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $63,333,000 | 6,135 |
| Cash and due from depository institutions | $1,754,000 | 7,503 |
| Interest-bearing balances | $518,000 | 3,073 |
| Securities | $2,314,000 | 10,223 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,833 |
| Net loans & leases | $51,539,000 | 4,857 |
| Loan loss allowance | $475,000 | 5,909 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $625,000 | 7,331 |
| Other real estate owned | $0 | 7,503 |
| Goodwill and other intangibles | $948,000 | 1,387 |
| All other assets | $1,403,000 | 4,723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,333,000 | 6,135 |
| Total liabilities | $55,399,000 | 6,231 |
| Total deposits | $54,345,000 | 6,084 |
| Interest-bearing deposits | $52,660,000 | 5,574 |
| Deposits held in domestic offices | $54,345,000 | 6,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,054,000 | 3,422 |
| Total equity capital | $7,934,000 | 5,229 |
| Total bank equity capital | $7,934,000 | 5,229 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $354,000 | 5,839 |
| Surplus | $8,335,000 | 1,829 |
| Undivided profits | $-755,000 | 10,691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,086,000 | 2,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $274,000 | 7,163 |
| Earning assets | $59,121,000 | 6,045 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $62,082,600 | 6,010 |
| Average Assets, quarterly | $62,442,000 | 6,121 |
| Volatile liabilities | $1,737,000 | 9,531 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,970,000 | 5,787 |
| Tier 1 (core) risk-based capital | $6,984,000 | 5,613 |
| Tier 2 risk-based capital | $475,000 | 5,359 |
| Total risk weighted assets | $39,313,000 | 6,004 |
| Total unused commitments | $3,970,000 | 5,797 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $61,948,000 | 6,387 |
| Cash and due from depository institutions | $1,441,000 | 6,712 |
| Interest-bearing balances | $330,000 | 3,448 |
| Securities | $2,625,000 | 10,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $54,583,000 | 4,721 |
| Loan loss allowance | $294,000 | 7,945 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $620,000 | 7,505 |
| Other real estate owned | $490,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,189,000 | 3,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,948,000 | 6,387 |
| Total liabilities | $56,836,000 | 6,295 |
| Total deposits | $52,580,000 | 6,407 |
| Interest-bearing deposits | $50,983,000 | 5,882 |
| Deposits held in domestic offices | $52,580,000 | 6,398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,000,000 | 2,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $256,000 | 8,452 |
| Total equity capital | $5,112,000 | 7,152 |
| Total bank equity capital | $5,112,000 | 7,152 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $354,000 | 6,190 |
| Surplus | $5,791,000 | 2,520 |
| Undivided profits | $-1,033,000 | 11,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $850,000 | 3,035 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $315,000 | 6,689 |
| Earning assets | $57,538,000 | 6,326 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $63,024,800 | 6,145 |
| Average Assets, quarterly | $62,452,000 | 6,288 |
| Volatile liabilities | $5,434,000 | 6,825 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $4,000,000 | 597 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $833,000 | 9,138 |
| Tier 1 (core) risk-based capital | $5,115,000 | 7,054 |
| Tier 2 risk-based capital | $294,000 | 7,306 |
| Total risk weighted assets | $35,231,000 | 6,502 |
| Total unused commitments | $833,000 | 9,150 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $64,320,000 | 6,321 |
| Cash and due from depository institutions | $1,673,000 | 6,632 |
| Interest-bearing balances | $440,000 | 3,446 |
| Securities | $1,884,000 | 11,420 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,267 |
| Net loans & leases | $57,009,000 | 4,498 |
| Loan loss allowance | $275,000 | 8,431 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $800,000 | 6,821 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,954,000 | 3,701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,320,000 | 6,321 |
| Total liabilities | $59,831,000 | 6,163 |
| Total deposits | $58,208,000 | 6,080 |
| Interest-bearing deposits | $56,866,000 | 5,526 |
| Deposits held in domestic offices | $58,208,000 | 6,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,000,000 | 2,875 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $623,000 | 5,319 |
| Total equity capital | $4,489,000 | 7,829 |
| Total bank equity capital | $4,489,000 | 7,829 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $354,000 | 6,533 |
| Surplus | $5,791,000 | 2,529 |
| Undivided profits | $-1,656,000 | 11,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $939,000 | 2,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $349,000 | 6,432 |
| Earning assets | $60,333,000 | 6,203 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $67,242,200 | 5,915 |
| Average Assets, quarterly | $65,227,000 | 6,194 |
| Volatile liabilities | $2,689,000 | 8,874 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $1,000,000 | 739 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,041,000 | 8,888 |
| Tier 1 (core) risk-based capital | $4,480,000 | 7,718 |
| Tier 2 risk-based capital | $274,000 | 7,700 |
| Total risk weighted assets | $36,990,000 | 6,307 |
| Total unused commitments | $1,041,000 | 8,899 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $69,175,000 | 5,973 |
| Cash and due from depository institutions | $1,468,000 | 6,864 |
| Interest-bearing balances | $264,000 | 4,179 |
| Securities | $1,746,000 | 12,132 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $62,597,000 | 4,058 |
| Loan loss allowance | $357,000 | 7,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $886,000 | 6,518 |
| Other real estate owned | $0 | 6,864 |
| Goodwill and other intangibles | $12,000 | 2,869 |
| All other assets | $2,466,000 | 3,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,175,000 | 5,973 |
| Total liabilities | $65,121,000 | 5,799 |
| Total deposits | $54,897,000 | 6,363 |
| Interest-bearing deposits | $53,337,000 | 5,786 |
| Deposits held in domestic offices | $54,897,000 | 6,357 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,212,000 | 3,156 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,500,000 | 1,348 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $512,000 | 5,124 |
| Total equity capital | $4,054,000 | 8,111 |
| Total bank equity capital | $4,054,000 | 8,111 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $354,000 | 6,911 |
| Surplus | $5,791,000 | 2,455 |
| Undivided profits | $-2,091,000 | 12,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $666,000 | 3,547 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $326,000 | 6,141 |
| Earning assets | $64,607,000 | 5,889 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $66,127,400 | 6,074 |
| Average Assets, quarterly | $68,252,000 | 6,001 |
| Volatile liabilities | $10,873,000 | 4,093 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $8,500,000 | 503 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $901,000 | 9,357 |
| Tier 1 (core) risk-based capital | $4,134,000 | 8,120 |
| Tier 2 risk-based capital | $355,000 | 6,749 |
| Total risk weighted assets | $37,223,000 | 6,221 |
| Total unused commitments | $901,000 | 9,366 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 30 | 6,405 |
| Assets and Liabilities | ||
| Total Assets: | $64,931,000 | 6,438 |
| Cash and due from depository institutions | $1,789,000 | 6,405 |
| Interest-bearing balances | $653,000 | 3,996 |
| Securities | $2,392,000 | 12,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $56,932,000 | 4,293 |
| Loan loss allowance | $336,000 | 8,193 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,438,000 | 4,827 |
| Other real estate owned | $84,000 | 6,405 |
| Goodwill and other intangibles | $33,000 | 2,593 |
| All other assets | $2,263,000 | 3,122 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,931,000 | 6,438 |
| Total liabilities | $61,307,000 | 6,213 |
| Total deposits | $54,709,000 | 6,603 |
| Interest-bearing deposits | $53,033,000 | 6,038 |
| Deposits held in domestic offices | $54,709,000 | 6,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000,000 | 1,379 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $598,000 | 4,686 |
| Total equity capital | $3,624,000 | 8,878 |
| Total bank equity capital | $3,624,000 | 8,878 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $354,000 | 7,261 |
| Surplus | $5,491,000 | 2,480 |
| Undivided profits | $-2,221,000 | 13,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $59,977,000 | 6,405 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $65,596,800 | 6,240 |
| Average Assets, quarterly | $64,770,500 | 6,388 |
| Volatile liabilities | $7,368,000 | 5,102 |
| Insider loans | $154,000 | 8,915 |
| FHLB advances | $6,000,000 | 483 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,153,000 | 7,305 |
| Tier 1 (core) risk-based capital | $3,591,000 | 8,844 |
| Tier 2 risk-based capital | $320,000 | 7,295 |
| Total risk weighted assets | $35,095,000 | 6,502 |
| Total unused commitments | $2,153,000 | 7,330 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $67,403,000 | 6,317 |
| Cash and due from depository institutions | $2,030,000 | 6,705 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,996,000 | 12,586 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $58,025,000 | 4,284 |
| Loan loss allowance | $271,000 | 9,269 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,472,000 | 4,724 |
| Other real estate owned | $253,000 | 6,705 |
| Goodwill and other intangibles | $54,000 | 2,456 |
| All other assets | $2,573,000 | 2,902 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,403,000 | 6,317 |
| Total liabilities | $65,086,000 | 6,020 |
| Total deposits | $56,152,000 | 6,615 |
| Interest-bearing deposits | $54,510,000 | 6,030 |
| Deposits held in domestic offices | $56,152,000 | 6,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $672,000 | 2,824 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,513,000 | 1,099 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $749,000 | 4,135 |
| Total equity capital | $2,317,000 | 10,895 |
| Total bank equity capital | $2,317,000 | 10,895 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $354,000 | 7,642 |
| Surplus | $5,291,000 | 2,455 |
| Undivided profits | $-3,328,000 | 13,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,479,000 | 2,790 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $299,000 | 6,520 |
| Earning assets | $61,021,000 | 6,374 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $73,765,000 | 5,732 |
| Average Assets, quarterly | $69,308,000 | 6,136 |
| Volatile liabilities | $9,919,000 | 4,140 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $7,500,000 | 434 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,149,000 | 7,125 |
| Tier 1 (core) risk-based capital | $2,263,000 | 10,940 |
| Tier 2 risk-based capital | $230,000 | 8,805 |
| Total risk weighted assets | $40,918,000 | 5,826 |
| Total unused commitments | $2,149,000 | 7,154 |
| Derivatives | $0 | 651 |