Home > Jamaica Savings Bank FSB > Income and Expense
Jamaica Savings Bank FSB, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $107,273,000 | 382 |
| Total interest expense | $36,999,000 | 486 |
| Net interest income | $70,274,000 | 319 |
| Provision for loan and lease losses | $12,000 | 7,978 |
| Total noninterest income | $7,760,000 | 715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $7,760,000 | 506 |
| Total noninterest expense | $29,909,000 | 546 |
| Salaries and employee benefits | $16,777,000 | 457 |
| Premises and equipment expense | $7,561,000 | 326 |
| Additional noninterest expense | $5,571,000 | 885 |
| Pre-tax net operating income | $48,113,000 | 254 |
| Securities gains (losses) | $1,930,000 | 142 |
| Applicable income taxes | $21,820,000 | 214 |
| Income before extraordinary items | $28,223,000 | 288 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $28,223,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 9,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $2,157,000 | 419 |
| Net operating income | $26,987,800 | 287 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $105,631,000 | 380 |
| Total interest expense | $38,475,000 | 475 |
| Net interest income | $67,156,000 | 315 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $14,736,000 | 463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $14,736,000 | 355 |
| Total noninterest expense | $29,991,000 | 530 |
| Salaries and employee benefits | $16,724,000 | 436 |
| Premises and equipment expense | $7,114,000 | 330 |
| Additional noninterest expense | $6,153,000 | 826 |
| Pre-tax net operating income | $51,850,000 | 231 |
| Securities gains (losses) | $803,000 | 435 |
| Applicable income taxes | $11,746,000 | 314 |
| Income before extraordinary items | $40,907,000 | 213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $40,907,000 | 214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,382,000 | 309 |
| Net operating income | $40,280,660 | 208 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $101,253,000 | 400 |
| Total interest expense | $39,874,000 | 477 |
| Net interest income | $61,379,000 | 343 |
| Provision for loan and lease losses | $648,000 | 1,418 |
| Total noninterest income | $11,129,000 | 527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $11,129,000 | 382 |
| Total noninterest expense | $32,667,000 | 485 |
| Salaries and employee benefits | $16,843,000 | 412 |
| Premises and equipment expense | $6,888,000 | 337 |
| Additional noninterest expense | $8,936,000 | 638 |
| Pre-tax net operating income | $39,193,000 | 275 |
| Securities gains (losses) | $17,016,000 | 33 |
| Applicable income taxes | $22,899,000 | 207 |
| Income before extraordinary items | $33,310,000 | 236 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $33,310,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,930 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $689,000 | 495 |
| Net operating income | $22,419,760 | 296 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $100,744,000 | 433 |
| Total interest expense | $40,217,000 | 498 |
| Net interest income | $60,527,000 | 378 |
| Provision for loan and lease losses | $-1,359,000 | 11,417 |
| Total noninterest income | $10,863,000 | 556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $10,863,000 | 405 |
| Total noninterest expense | $32,923,000 | 518 |
| Salaries and employee benefits | $17,315,000 | 429 |
| Premises and equipment expense | $7,297,000 | 353 |
| Additional noninterest expense | $8,311,000 | 771 |
| Pre-tax net operating income | $39,826,000 | 288 |
| Securities gains (losses) | $486,000 | 427 |
| Applicable income taxes | $17,643,000 | 247 |
| Income before extraordinary items | $22,669,000 | 313 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $22,669,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $20,000,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $642,000 | 433 |
| Net operating income | $22,357,960 | 309 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $100,502,000 | 453 |
| Total interest expense | $40,707,000 | 521 |
| Net interest income | $59,795,000 | 392 |
| Provision for loan and lease losses | $2,674,000 | 482 |
| Total noninterest income | $5,059,000 | 954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,059,000 | 657 |
| Total noninterest expense | $30,291,000 | 576 |
| Salaries and employee benefits | $17,215,000 | 455 |
| Premises and equipment expense | $6,874,000 | 392 |
| Additional noninterest expense | $6,202,000 | 949 |
| Pre-tax net operating income | $31,889,000 | 342 |
| Securities gains (losses) | $35,000 | 1,530 |
| Applicable income taxes | $14,046,000 | 294 |
| Income before extraordinary items | $17,878,000 | 381 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,878,000 | 379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $43,000,000 | 140 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $17,855,600 | 379 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $99,433,000 | 406 |
| Total interest expense | $36,619,000 | 466 |
| Net interest income | $62,814,000 | 360 |
| Provision for loan and lease losses | $609,000 | 1,316 |
| Total noninterest income | $7,034,000 | 741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,034,000 | 520 |
| Total noninterest expense | $31,602,000 | 563 |
| Salaries and employee benefits | $17,633,000 | 440 |
| Premises and equipment expense | $6,688,000 | 393 |
| Additional noninterest expense | $7,281,000 | 882 |
| Pre-tax net operating income | $37,637,000 | 293 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $16,547,000 | 239 |
| Income before extraordinary items | $21,092,000 | 312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $21,092,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 1,137 |
| Cash dividends | $28,660,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $3,015,000 | 236 |
| Net operating income | $21,090,720 | 315 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $105,579,000 | 379 |
| Total interest expense | $39,740,000 | 424 |
| Net interest income | $65,839,000 | 344 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $3,164,000 | 1,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,164,000 | 930 |
| Total noninterest expense | $34,552,000 | 546 |
| Salaries and employee benefits | $20,479,000 | 381 |
| Premises and equipment expense | $6,898,000 | 390 |
| Additional noninterest expense | $7,175,000 | 968 |
| Pre-tax net operating income | $33,851,000 | 272 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $14,887,000 | 231 |
| Income before extraordinary items | $18,964,000 | 323 |
| Extraordinary gains, net | $7,688,000 | 39 |
| Net income | $26,652,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $24,000,000 | 157 |
| Sale, conversion, retirement of capital stock, net | $6,110,000 | 172 |
| Net operating income | $18,964,000 | 309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $127,369,000 | 372 |
| Total interest expense | $53,516,000 | 418 |
| Net interest income | $73,853,000 | 322 |
| Provision for loan and lease losses | $601,000 | 2,613 |
| Total noninterest income | $3,757,000 | 1,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,757,000 | 822 |
| Total noninterest expense | $34,795,000 | 541 |
| Salaries and employee benefits | $20,629,000 | 377 |
| Premises and equipment expense | $6,763,000 | 405 |
| Additional noninterest expense | $7,403,000 | 976 |
| Pre-tax net operating income | $42,214,000 | 187 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $17,550,000 | 165 |
| Income before extraordinary items | $24,727,000 | 233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $24,727,000 | 234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $83,000,000 | 39 |
| Sale, conversion, retirement of capital stock, net | $4,891,000 | 177 |
| Net operating income | $24,686,680 | 206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.