Home > Isabella Bank > Net charge- offs to loans
Isabella Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0347% | 4,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 4,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6717% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3022% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3022% | 1,509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0273% | 4,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0439% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 4,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1051% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9030% | 4,577 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 4,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1759% | 1,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1759% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 4,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1178% | 4,517 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0188% | 4,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 3,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1396% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1396% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 4,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,192 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1262% | 4,613 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1333% | 1,601 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1333% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0501% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.2097% | 4,625 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0701% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1325% | 4,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0638% | 4,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0200% | 3,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3474% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3474% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,138 |
| Percentage Net Loans Charged-off:Construction & development | -0.0991% | 4,607 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0438% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1348% | 4,603 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0346% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2575% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 1,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0119% | 3,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | -0.1524% | 4,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 4,153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1379% | 3,429 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0946% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 3,922 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,132 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1321% | 3,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0254% | 4,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0106% | 3,441 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1087% | 4,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1087% | 4,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0099% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 4,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 4,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0956% | 3,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0444% | 4,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4194% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4194% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 3,988 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 4,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0585% | 4,382 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1268% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0507% | 4,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3635% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3635% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0178% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0301% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0688% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1264% | 3,556 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0623% | 4,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 3,980 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1844% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1844% | 1,221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0313% | 4,412 |
| Percentage Net Loans Charged-off:Construction & development | -0.0181% | 4,249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0730% | 4,548 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1211% | 3,585 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0675% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0754% | 4,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3116% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3116% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0113% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 4,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0190% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0228% | 4,528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 4,486 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0924% | 3,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0350% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 2,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1725% | 2,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 4,486 |
| Percentage Net Loans Charged-off:Construction & development | -0.0258% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0298% | 4,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 4,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0843% | 3,602 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1053% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0074% | 4,119 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 4,356 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0413% | 4,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0552% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 1,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1856% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 2,212 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | -0.0197% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 3,546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4292% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0399% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 2,205 |
| Percentage Net Loans Charged-off:Construction & development | -0.0596% | 4,443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0083% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0429% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4296% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4296% | 1,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.0468% | 4,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 4,374 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 3,636 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4008% | 1,696 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4008% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | -0.0596% | 4,556 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0277% | 527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 3,994 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 3,696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0249% | 4,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3432% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3432% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 4,770 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,647 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 4,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0531% | 4,896 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,661 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0573% | 4,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 4,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4790% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4790% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0278% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | -0.2148% | 4,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0862% | 5,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0739% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1077% | 5,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3021% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1866% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1866% | 2,413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0281% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,729 |
| Percentage Net Loans Charged-off:Construction & development | -0.2667% | 4,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0821% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0140% | 442 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0952% | 5,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3194% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1763% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1763% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.1951% | 4,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1134% | 5,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0316% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1332% | 5,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4969% | 615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0276% | 2,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0276% | 2,690 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0424% | 4,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 4,976 |
| Percentage Net Loans Charged-off:Construction & development | -0.1891% | 4,876 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0805% | 5,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0747% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1016% | 5,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1957% | 4,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1913% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1913% | 1,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 4,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.4358% | 5,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0495% | 5,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0300% | 584 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0614% | 5,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3029% | 2,314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3029% | 2,174 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 4,972 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 5,075 |
| Percentage Net Loans Charged-off:Construction & development | -0.3664% | 5,042 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 5,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0498% | 5,155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1021% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0728% | 5,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1903% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1903% | 2,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 5,127 |
| Percentage Net Loans Charged-off:Construction & development | -0.2123% | 4,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0873% | 5,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1567% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1248% | 5,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 4,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1228% | 2,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1228% | 2,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 5,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.2099% | 5,069 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 5,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0760% | 5,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3339% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1391% | 5,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2440% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2440% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 5,042 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 4,561 |
| Percentage Net Loans Charged-off:Construction & development | -0.6313% | 5,258 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0587% | 5,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,910 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0969% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0711% | 4,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1628% | 2,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1628% | 2,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1524% | 5,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0316% | 5,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 5,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.8030% | 5,340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0737% | 5,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0729% | 4,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1765% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1765% | 2,410 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2203% | 5,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.8364% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0721% | 5,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1720% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0050% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0807% | 4,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1006% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1006% | 2,538 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4104% | 5,428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 2,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0837% | 938 |
| Percentage Net Loans Charged-off:Construction & development | -0.2836% | 5,280 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 5,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2443% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0296% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2796% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1050% | 5,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3896% | 1,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3896% | 1,424 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8822% | 5,475 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0085% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 5,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.8351% | 5,460 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0947% | 5,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 4,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0635% | 2,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4633% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4633% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0681% | 5,334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 5,126 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0234% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | -0.7319% | 5,492 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1152% | 5,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 1,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0228% | 4,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 1,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3632% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2444% | 5,528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0389% | 5,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0392% | 5,513 |
| Percentage Net Loans Charged-off:Construction & development | -0.6048% | 5,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1822% | 5,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 4,229 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0389% | 4,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3560% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3560% | 1,595 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3823% | 5,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1090% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0983% | 5,902 |
| Percentage Net Loans Charged-off:Construction & development | -0.2510% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2896% | 6,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 5,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0195% | 4,274 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 5,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0586% | 4,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2828% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8098% | 5,695 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0893% | 3,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0690% | 2,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.3574% | 5,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 2,078 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1621% | 1,863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3610% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1309% | 2,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0937% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4812% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4659% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0880% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0572% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.3943% | 5,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 1,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4493% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 2,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0726% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5387% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5185% | 1,491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1176% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0880% | 2,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0598% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | -0.4827% | 5,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0334% | 5,859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1755% | 1,570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1064% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1860% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0746% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5893% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5893% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1789% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.2382% | 5,661 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 6,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2222% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 1,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2309% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8706% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8706% | 912 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3602% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 2,268 |
| Percentage Net Loans Charged-off:Construction & development | -0.2162% | 5,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2123% | 1,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1691% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2728% | 1,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0246% | 1,374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3095% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4192% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4635% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0329% | 1,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2022% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.2154% | 5,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2879% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2360% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2243% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0066% | 4,624 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2582% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1571% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3303% | 2,398 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3303% | 2,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0436% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2257% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.1822% | 5,779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2145% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3763% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2699% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0050% | 4,602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3104% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 2,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1542% | 2,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1542% | 2,706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0660% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1685% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2316% | 1,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.2561% | 5,907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0832% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8763% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2951% | 1,404 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 4,685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3415% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 5,650 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 5,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0834% | 5,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3586% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3189% | 2,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 5,888 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 2,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1044% | 430 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4033% | 2,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1641% | 1,478 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4398% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5623% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9027% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9027% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2480% | 3,233 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2656% | 2,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0075% | 2,167 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0585% | 2,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4736% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2712% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 1,449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3010% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0862% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6655% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6655% | 1,644 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2532% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2987% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | -0.2657% | 6,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0666% | 2,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2106% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2364% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1204% | 1,206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2542% | 2,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0863% | 5,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6845% | 1,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6845% | 1,537 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2453% | 2,705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3126% | 2,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.2284% | 6,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4655% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 2,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1075% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1190% | 6,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2952% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2952% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5109% | 2,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5536% | 2,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.7699% | 2,259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1997% | 2,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6233% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6713% | 1,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9971% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6231% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9250% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8338% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4200% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4259% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4829% | 2,458 |
| Percentage Net Loans Charged-off:Construction & development | 1.0741% | 1,862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0700% | 2,780 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9740% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6905% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3014% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6015% | 1,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 3,551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7914% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6953% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3813% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4012% | 2,568 |
| Percentage Net Loans Charged-off:Construction & development | 0.4495% | 1,941 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0397% | 2,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4622% | 376 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5088% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4640% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5152% | 1,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2019% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8397% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7079% | 1,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0073% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4381% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4340% | 2,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.5898% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 6,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8972% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3578% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5434% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3315% | 1,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5059% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5613% | 1,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7474% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8228% | 2,196 |
| Percentage Net Loans Charged-off:Construction & development | 4.6637% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3184% | 2,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1284% | 511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7094% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0833% | 1,825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7901% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9749% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0035% | 6,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5835% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6425% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 5.6681% | 997 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 2,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6914% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2082% | 1,436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7520% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2778% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9484% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0046% | 6,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6104% | 2,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6748% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 4.1891% | 1,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1340% | 2,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8622% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0190% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9640% | 1,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4471% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5277% | 2,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0068% | 6,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6581% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7943% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 3.5798% | 958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2363% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0732% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 952 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1945% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1994% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2477% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0139% | 6,349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6968% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7680% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 5.4654% | 1,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4880% | 1,768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6327% | 1,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5898% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6371% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1585% | 4,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7178% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4497% | 926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0033% | 6,574 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7108% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8177% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 5.9008% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5317% | 1,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6486% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5820% | 963 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6551% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1010% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3368% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0452% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8010% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9637% | 1,409 |
| Percentage Net Loans Charged-off:Construction & development | 8.5302% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6204% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5881% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5875% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5882% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1224% | 7,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4663% | 1,659 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2510% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0065% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8324% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0398% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 14.5442% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0320% | 1,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3327% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0155% | 5,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3637% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3590% | 7,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4811% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8966% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0132% | 1,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8016% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8602% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 2.6359% | 914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4083% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0879% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0233% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3783% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0719% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3732% | 3,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7450% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5135% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1010% | 1,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5946% | 1,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6490% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 1.3553% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3838% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8053% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4471% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8314% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1252% | 3,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5322% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6664% | 958 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1089% | 1,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7721% | 909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8629% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 1.9843% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5332% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0366% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6366% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0653% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5334% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0158% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2433% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6532% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7511% | 466 |
| Percentage Net Loans Charged-off:Construction & development | 1.6195% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7361% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7967% | 393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3914% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8258% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1589% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0419% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0219% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2505% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2107% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3300% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2146% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2304% | 1,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4618% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0160% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1348% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0529% | 879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 1,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0957% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2678% | 1,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0598% | 1,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0360% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0649% | 8,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0471% | 7,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9515% | 1,365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1510% | 8,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0889% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1438% | 7,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 1,820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 1,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3916% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9286% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3347% | 1,961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1176% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 2,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8415% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4129% | 1,926 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0823% | 1,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1577% | 773 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1692% | 7,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6382% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3675% | 1,891 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 3,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 1,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0600% | 7,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4699% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2450% | 1,841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 2,011 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 3,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6647% | 2,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6184% | 1,312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0600% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1571% | 7,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6200% | 2,643 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5864% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 2,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 1,776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2572% | 7,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6970% | 2,213 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7563% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0088% | 4,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4762% | 8,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9832% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2494% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 5,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 8,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0581% | 8,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0380% | 8,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0424% | 8,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6003% | 1,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1949% | 5,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4694% | 1,141 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 8,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0513% | 8,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0780% | 8,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0520% | 8,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0577% | 8,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1752% | 7,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 5,059 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0154% | 1,240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0593% | 8,299 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 8,409 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1184% | 8,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 8,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 8,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2422% | 7,900 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0684% | 7,792 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9308% | 1,168 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 7,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0435% | 8,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1653% | 8,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1065% | 1,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1678% | 4,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6873% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1386% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2155% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 2,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1195% | 4,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4998% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8006% | 1,599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4726% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1994% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1056% | 3,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3590% | 4,510 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1824% | 1,388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6359% | 785 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 4,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1082% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0336% | 8,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1627% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2846% | 4,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7699% | 1,414 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1039% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 8,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 8,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0721% | 8,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0759% | 8,814 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1122% | 7,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1885% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7835% | 1,152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 2,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.1682% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 8,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6558% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7025% | 3,373 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9575% | 1,282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 4,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6841% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2946% | 5,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7521% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0317% | 9,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 1,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3620% | 1,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1534% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8773% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0296% | 6,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 1,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1387% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2453% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2066% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1705% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 7,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0328% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 267 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3872% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1992% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5821% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1529% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1785% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5311% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1640% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2488% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 6,621 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1728% | 4,278 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 4,732 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 6,009 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 7,704 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |