Home > Iowa State Bank > Income and Expense

Iowa State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,935,0002,116
Total interest expense$3,418,0002,458
Net interest income$13,517,0001,968
Provision for loan and lease losses$-320,0004,434
Total noninterest income$6,737,000976
Gross Fiduciary activities income$5,683,000246
Service charges on deposit accounts$298,0002,201
Trading account gains and feesNANA
Additional Noninterest Income$756,0002,571
Total noninterest expense$13,653,0001,648
Salaries and employee benefits$8,913,0001,471
Premises and equipment expense$1,995,0001,222
Additional noninterest expense$756,0002,571
Pre-tax net operating income$6,921,0001,558
Securities gains (losses)$0988
Applicable income taxes$325,0002,177
Income before extraordinary items$6,596,0001,408
Extraordinary gains, net$054
Net income$6,596,0001,424
Minority interest net income$088
Net income of bank and minority interests.$6,596,0001,411
Net charge-offs$02,884
Cash dividends$3,100,0001,156
Sale, conversion, retirement of capital stock, net$0540
Net operating income$6,596,0001,436
2023-09-30 (YTD Data)Rank
Total interest income$12,660,0002,081
Total interest expense$2,390,0002,434
Net interest income$10,270,0001,965
Provision for loan and lease losses$-287,0004,465
Total noninterest income$4,859,0001,016
Gross Fiduciary activities income$4,095,000252
Service charges on deposit accounts$222,0002,221
Trading account gains and feesNANA
Additional Noninterest Income$542,0002,607
Total noninterest expense$10,202,0001,640
Salaries and employee benefits$6,645,0001,471
Premises and equipment expense$1,517,0001,208
Additional noninterest expense$542,0002,606
Pre-tax net operating income$5,214,0001,605
Securities gains (losses)$0849
Applicable income taxes$245,0002,225
Income before extraordinary items$4,969,0001,459
Extraordinary gains, net$052
Net income$4,969,0001,469
Minority interest net income$081
Net income of bank and minority interests.$4,969,0001,458
Net charge-offs$02,641
Cash dividends$2,300,0001,073
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,969,0001,478
2023-06-30 (YTD Data)Rank
Total interest income$8,427,0002,051
Total interest expense$1,485,0002,362
Net interest income$6,942,0001,956
Provision for loan and lease losses$54,0002,199
Total noninterest income$3,240,000962
Gross Fiduciary activities income$2,720,000247
Service charges on deposit accounts$149,0002,193
Trading account gains and feesNANA
Additional Noninterest Income$371,0002,538
Total noninterest expense$6,952,0001,597
Salaries and employee benefits$4,468,0001,449
Premises and equipment expense$1,029,0001,190
Additional noninterest expense$371,0002,533
Pre-tax net operating income$3,176,0001,697
Securities gains (losses)$0938
Applicable income taxes$150,0002,315
Income before extraordinary items$3,026,0001,564
Extraordinary gains, net$051
Net income$3,026,0001,584
Minority interest net income$081
Net income of bank and minority interests.$3,026,0001,564
Net charge-offs$02,431
Cash dividends$1,550,0001,054
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,026,0001,578
2023-03-31 (YTD Data)Rank
Total interest income$4,119,0002,066
Total interest expense$654,0002,320
Net interest income$3,465,0001,961
Provision for loan and lease losses$120,0001,169
Total noninterest income$1,630,000955
Gross Fiduciary activities income$1,376,000252
Service charges on deposit accounts$75,0002,199
Trading account gains and feesNANA
Additional Noninterest Income$179,0002,560
Total noninterest expense$3,398,0001,658
Salaries and employee benefits$2,210,0001,494
Premises and equipment expense$519,0001,208
Additional noninterest expense$179,0002,560
Pre-tax net operating income$1,577,0001,721
Securities gains (losses)$0950
Applicable income taxes$74,0002,364
Income before extraordinary items$1,503,0001,597
Extraordinary gains, net$04
Net income$1,503,0001,596
Minority interest net income$048
Net income of bank and minority interests.$1,503,0001,597
Net charge-offs$02,062
Cash dividends$750,000976
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,503,0001,617
2022-12-31 (YTD Data)Rank
Total interest income$14,009,0002,053
Total interest expense$889,0002,573
Net interest income$13,120,0001,984
Provision for loan and lease losses$03,012
Total noninterest income$6,738,000981
Gross Fiduciary activities income$5,608,000256
Service charges on deposit accounts$321,0002,178
Trading account gains and feesNANA
Additional Noninterest Income$809,0002,576
Total noninterest expense$12,876,0001,681
Salaries and employee benefits$8,643,0001,475
Premises and equipment expense$1,914,0001,262
Additional noninterest expense$809,0002,576
Pre-tax net operating income$6,982,0001,648
Securities gains (losses)$0691
Applicable income taxes$349,0002,297
Income before extraordinary items$6,633,0001,522
Extraordinary gains, net$05
Net income$6,633,0001,520
Minority interest net income$063
Net income of bank and minority interests.$6,633,0001,521
Net charge-offs$-5,0003,487
Cash dividends$2,390,0001,342
Sale, conversion, retirement of capital stock, net$0568
Net operating income$6,633,0001,540
2022-09-30 (YTD Data)Rank
Total interest income$9,971,0002,073
Total interest expense$440,0002,826
Net interest income$9,531,0002,002
Provision for loan and lease losses$02,835
Total noninterest income$5,097,000998
Gross Fiduciary activities income$4,230,000253
Service charges on deposit accounts$244,0002,180
Trading account gains and feesNANA
Additional Noninterest Income$623,0002,556
Total noninterest expense$9,360,0001,725
Salaries and employee benefits$6,271,0001,518
Premises and equipment expense$1,438,0001,266
Additional noninterest expense$623,0002,556
Pre-tax net operating income$5,268,0001,630
Securities gains (losses)$0740
Applicable income taxes$263,0002,304
Income before extraordinary items$5,005,0001,487
Extraordinary gains, net$04
Net income$5,005,0001,487
Minority interest net income$057
Net income of bank and minority interests.$5,005,0001,487
Net charge-offs$-4,0003,351
Cash dividends$1,520,0001,325
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,005,0001,520
2022-06-30 (YTD Data)Rank
Total interest income$6,316,0002,102
Total interest expense$243,0002,952
Net interest income$6,073,0002,033
Provision for loan and lease losses$02,599
Total noninterest income$3,546,000953
Gross Fiduciary activities income$2,949,000218
Service charges on deposit accounts$164,0002,174
Trading account gains and feesNANA
Additional Noninterest Income$433,0002,533
Total noninterest expense$6,302,0001,686
Salaries and employee benefits$4,167,0001,521
Premises and equipment expense$988,0001,218
Additional noninterest expense$1,147,0002,376
Pre-tax net operating income$3,317,0001,618
Securities gains (losses)$0687
Applicable income taxes$166,0002,274
Income before extraordinary items$3,151,0001,479
Extraordinary gains, net$04
Net income$3,151,0001,478
Minority interest net income$060
Net income of bank and minority interests.$3,151,0001,479
Net charge-offs$-3,0003,282
Cash dividends$885,0001,448
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,151,0001,516
2022-03-31 (YTD Data)Rank
Total interest income$3,053,0002,109
Total interest expense$123,0002,899
Net interest income$2,930,0002,032
Provision for loan and lease losses$02,285
Total noninterest income$1,866,000930
Gross Fiduciary activities income$1,615,000213
Service charges on deposit accounts$81,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$170,0002,749
Total noninterest expense$3,409,0001,582
Salaries and employee benefits$2,342,0001,381
Premises and equipment expense$511,0001,189
Additional noninterest expense$556,0002,410
Pre-tax net operating income$1,387,0001,739
Securities gains (losses)$0623
Applicable income taxes$69,0002,314
Income before extraordinary items$1,318,0001,592
Extraordinary gains, net$04
Net income$1,318,0001,591
Minority interest net income$050
Net income of bank and minority interests.$1,318,0001,592
Net charge-offs$-2,0003,266
Cash dividends$250,0001,607
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,318,0001,614
2021-12-31 (YTD Data)Rank
Total interest income$12,667,0002,104
Total interest expense$650,0002,802
Net interest income$12,017,0002,021
Provision for loan and lease losses$-800,0004,502
Total noninterest income$6,303,0001,130
Gross Fiduciary activities income$5,076,000232
Service charges on deposit accounts$366,0001,968
Trading account gains and feesNANA
Additional Noninterest Income$861,0002,763
Total noninterest expense$11,755,0001,760
Salaries and employee benefits$7,369,0001,652
Premises and equipment expense$2,141,0001,143
Additional noninterest expense$2,245,0002,393
Pre-tax net operating income$7,365,0001,572
Securities gains (losses)$02,062
Applicable income taxes$368,0002,315
Income before extraordinary items$6,997,0001,510
Extraordinary gains, net$010
Net income$6,997,0001,509
Minority interest net income$074
Net income of bank and minority interests.$6,997,0001,510
Net charge-offs$-133,0004,437
Cash dividends$13,200,000393
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,997,0001,468
2021-09-30 (YTD Data)Rank
Total interest income$9,646,0002,122
Total interest expense$511,0002,841
Net interest income$9,135,0002,028
Provision for loan and lease losses$02,963
Total noninterest income$4,608,0001,162
Gross Fiduciary activities income$3,694,000235
Service charges on deposit accounts$266,0002,011
Trading account gains and feesNANA
Additional Noninterest Income$648,0002,794
Total noninterest expense$8,542,0001,810
Salaries and employee benefits$5,443,0001,676
Premises and equipment expense$1,549,0001,197
Additional noninterest expense$1,550,0002,534
Pre-tax net operating income$5,201,0001,703
Securities gains (losses)$02,015
Applicable income taxes$260,0002,403
Income before extraordinary items$4,941,0001,623
Extraordinary gains, net$08
Net income$4,941,0001,622
Minority interest net income$069
Net income of bank and minority interests.$4,941,0001,623
Net charge-offs$-132,0004,535
Cash dividends$12,600,000314
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,941,0001,598
2021-06-30 (YTD Data)Rank
Total interest income$6,562,0002,086
Total interest expense$357,0002,842
Net interest income$6,205,0001,998
Provision for loan and lease losses$02,862
Total noninterest income$3,000,0001,181
Gross Fiduciary activities income$2,414,000234
Service charges on deposit accounts$171,0001,997
Trading account gains and feesNANA
Additional Noninterest Income$415,0002,804
Total noninterest expense$5,644,0001,810
Salaries and employee benefits$3,646,0001,671
Premises and equipment expense$956,0001,267
Additional noninterest expense$1,042,0002,500
Pre-tax net operating income$3,561,0001,647
Securities gains (losses)$01,818
Applicable income taxes$178,0002,376
Income before extraordinary items$3,383,0001,574
Extraordinary gains, net$06
Net income$3,383,0001,574
Minority interest net income$067
Net income of bank and minority interests.$3,383,0001,574
Net charge-offs$-56,0004,395
Cash dividends$12,100,000235
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,383,0001,543
2021-03-31 (YTD Data)Rank
Total interest income$3,367,0002,038
Total interest expense$184,0002,873
Net interest income$3,183,0001,948
Provision for loan and lease losses$02,741
Total noninterest income$1,460,0001,202
Gross Fiduciary activities income$1,170,000237
Service charges on deposit accounts$88,0001,954
Trading account gains and feesNANA
Additional Noninterest Income$202,0002,826
Total noninterest expense$2,828,0001,796
Salaries and employee benefits$1,841,0001,655
Premises and equipment expense$454,0001,344
Additional noninterest expense$533,0002,433
Pre-tax net operating income$1,815,0001,634
Securities gains (losses)$01,392
Applicable income taxes$91,0002,342
Income before extraordinary items$1,724,0001,554
Extraordinary gains, net$03
Net income$1,724,0001,554
Minority interest net income$055
Net income of bank and minority interests.$1,724,0001,554
Net charge-offs$-1,0003,038
Cash dividends$800,000881
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,724,0001,515
2020-12-31 (YTD Data)Rank
Total interest income$13,370,0002,064
Total interest expense$1,206,0002,669
Net interest income$12,164,0001,928
Provision for loan and lease losses$04,319
Total noninterest income$5,592,0001,179
Gross Fiduciary activities income$4,404,000235
Service charges on deposit accounts$375,0001,967
Trading account gains and feesNANA
Additional Noninterest Income$813,0002,670
Total noninterest expense$11,434,0001,762
Salaries and employee benefits$7,391,0001,605
Premises and equipment expense$1,817,0001,287
Additional noninterest expense$2,226,0002,361
Pre-tax net operating income$6,322,0001,491
Securities gains (losses)$02,675
Applicable income taxes$316,0002,267
Income before extraordinary items$6,006,0001,422
Extraordinary gains, net$04
Net income$6,006,0001,422
Minority interest net income$072
Net income of bank and minority interests.$6,006,0001,423
Net charge-offs$-116,0004,779
Cash dividends$6,770,000604
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,006,0001,380
2020-09-30 (YTD Data)Rank
Total interest income$10,590,0001,981
Total interest expense$983,0002,649
Net interest income$9,607,0001,850
Provision for loan and lease losses$04,239
Total noninterest income$4,149,0001,159
Gross Fiduciary activities income$3,273,000231
Service charges on deposit accounts$276,0001,996
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,653
Total noninterest expense$8,558,0001,746
Salaries and employee benefits$5,530,0001,598
Premises and equipment expense$1,373,0001,281
Additional noninterest expense$1,655,0002,351
Pre-tax net operating income$5,198,0001,347
Securities gains (losses)$02,494
Applicable income taxes$260,0002,201
Income before extraordinary items$4,938,0001,288
Extraordinary gains, net$04
Net income$4,938,0001,288
Minority interest net income$065
Net income of bank and minority interests.$4,938,0001,288
Net charge-offs$-111,0004,832
Cash dividends$6,070,000509
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,938,0001,243
2020-06-30 (YTD Data)Rank
Total interest income$7,415,0001,940
Total interest expense$700,0002,656
Net interest income$6,715,0001,811
Provision for loan and lease losses$04,134
Total noninterest income$2,845,0001,072
Gross Fiduciary activities income$2,274,000229
Service charges on deposit accounts$189,0001,985
Trading account gains and feesNANA
Additional Noninterest Income$382,0002,657
Total noninterest expense$5,666,0001,752
Salaries and employee benefits$3,660,0001,607
Premises and equipment expense$890,0001,308
Additional noninterest expense$1,116,0002,331
Pre-tax net operating income$3,894,0001,184
Securities gains (losses)$02,249
Applicable income taxes$195,0002,082
Income before extraordinary items$3,699,0001,096
Extraordinary gains, net$04
Net income$3,699,0001,096
Minority interest net income$065
Net income of bank and minority interests.$3,699,0001,096
Net charge-offs$-53,0004,760
Cash dividends$5,360,000406
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,699,0001,072
2020-03-31 (YTD Data)Rank
Total interest income$3,261,0002,124
Total interest expense$392,0002,638
Net interest income$2,869,0001,988
Provision for loan and lease losses$03,711
Total noninterest income$1,373,0001,045
Gross Fiduciary activities income$1,080,000232
Service charges on deposit accounts$112,0002,008
Trading account gains and feesNANA
Additional Noninterest Income$181,0002,554
Total noninterest expense$2,732,0001,822
Salaries and employee benefits$1,721,0001,694
Premises and equipment expense$429,0001,360
Additional noninterest expense$582,0002,292
Pre-tax net operating income$1,510,0001,312
Securities gains (losses)$01,705
Applicable income taxes$75,0002,147
Income before extraordinary items$1,435,0001,232
Extraordinary gains, net$04
Net income$1,435,0001,231
Minority interest net income$056
Net income of bank and minority interests.$1,435,0001,232
Net charge-offs$-52,0004,867
Cash dividends$900,000882
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,435,0001,211
2019-12-31 (YTD Data)Rank
Total interest income$13,042,0002,145
Total interest expense$1,502,0002,742
Net interest income$11,540,0001,985
Provision for loan and lease losses$03,973
Total noninterest income$5,514,0001,057
Gross Fiduciary activities income$4,326,000233
Service charges on deposit accounts$417,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$771,0002,539
Total noninterest expense$11,055,0001,763
Salaries and employee benefits$7,180,0001,591
Premises and equipment expense$1,711,0001,333
Additional noninterest expense$2,164,0002,429
Pre-tax net operating income$5,999,0001,535
Securities gains (losses)$27,0001,515
Applicable income taxes$301,0002,356
Income before extraordinary items$5,725,0001,432
Extraordinary gains, net$011
Net income$5,725,0001,434
Minority interest net income$076
Net income of bank and minority interests.$5,725,0001,434
Net charge-offs$-33,0004,691
Cash dividends$3,605,0001,045
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,699,3501,406
2019-09-30 (YTD Data)Rank
Total interest income$9,729,0002,175
Total interest expense$1,064,0002,831
Net interest income$8,665,0002,008
Provision for loan and lease losses$03,836
Total noninterest income$4,199,0001,036
Gross Fiduciary activities income$3,308,000229
Service charges on deposit accounts$313,0002,181
Trading account gains and feesNANA
Additional Noninterest Income$578,0002,551
Total noninterest expense$8,206,0001,789
Salaries and employee benefits$5,334,0001,610
Premises and equipment expense$1,299,0001,327
Additional noninterest expense$1,573,0002,482
Pre-tax net operating income$4,658,0001,542
Securities gains (losses)$27,0001,314
Applicable income taxes$234,0002,409
Income before extraordinary items$4,451,0001,418
Extraordinary gains, net$011
Net income$4,451,0001,418
Minority interest net income$072
Net income of bank and minority interests.$4,451,0001,420
Net charge-offs$-32,0004,727
Cash dividends$2,725,000944
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,425,3501,400
2019-06-30 (YTD Data)Rank
Total interest income$6,446,0002,188
Total interest expense$672,0002,903
Net interest income$5,774,0002,015
Provision for loan and lease losses$03,685
Total noninterest income$2,815,0001,008
Gross Fiduciary activities income$2,223,000228
Service charges on deposit accounts$206,0002,182
Trading account gains and feesNANA
Additional Noninterest Income$386,0002,525
Total noninterest expense$5,449,0001,795
Salaries and employee benefits$3,513,0001,631
Premises and equipment expense$852,0001,345
Additional noninterest expense$1,084,0002,447
Pre-tax net operating income$3,140,0001,490
Securities gains (losses)$01,702
Applicable income taxes$157,0002,374
Income before extraordinary items$2,983,0001,391
Extraordinary gains, net$011
Net income$2,983,0001,390
Minority interest net income$069
Net income of bank and minority interests.$2,983,0001,391
Net charge-offs$-14,0004,574
Cash dividends$1,825,000949
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,983,0001,367
2019-03-31 (YTD Data)Rank
Total interest income$3,201,0002,199
Total interest expense$325,0002,924
Net interest income$2,876,0002,026
Provision for loan and lease losses$03,406
Total noninterest income$1,450,000969
Gross Fiduciary activities income$1,159,000221
Service charges on deposit accounts$103,0002,165
Trading account gains and feesNANA
Additional Noninterest Income$188,0002,473
Total noninterest expense$2,565,0001,901
Salaries and employee benefits$1,574,0001,801
Premises and equipment expense$441,0001,333
Additional noninterest expense$550,0002,423
Pre-tax net operating income$1,761,0001,339
Securities gains (losses)$01,087
Applicable income taxes$88,0002,251
Income before extraordinary items$1,673,0001,255
Extraordinary gains, net$05
Net income$1,673,0001,254
Minority interest net income$052
Net income of bank and minority interests.$1,673,0001,254
Net charge-offs$-1,0003,818
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,673,0001,235
2018-12-31 (YTD Data)Rank
Total interest income$12,725,0002,112
Total interest expense$1,256,0002,605
Net interest income$11,469,0002,019
Provision for loan and lease losses$04,082
Total noninterest income$5,411,0001,040
Gross Fiduciary activities income$4,187,000234
Service charges on deposit accounts$410,0002,268
Trading account gains and feesNANA
Additional Noninterest Income$814,0002,478
Total noninterest expense$10,048,0001,897
Salaries and employee benefits$6,551,0001,694
Premises and equipment expense$1,478,0001,516
Additional noninterest expense$2,019,0002,579
Pre-tax net operating income$6,832,0001,378
Securities gains (losses)$01,125
Applicable income taxes$341,0002,291
Income before extraordinary items$6,491,0001,288
Extraordinary gains, net$06
Net income$6,491,0001,287
Minority interest net income$072
Net income of bank and minority interests.$6,491,0001,287
Net charge-offs$-79,0005,005
Cash dividends$3,760,000918
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,491,0001,278
2018-09-30 (YTD Data)Rank
Total interest income$9,446,0002,117
Total interest expense$912,0002,574
Net interest income$8,534,0002,032
Provision for loan and lease losses$03,948
Total noninterest income$4,032,0001,056
Gross Fiduciary activities income$3,117,000236
Service charges on deposit accounts$299,0002,302
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,488
Total noninterest expense$7,513,0001,899
Salaries and employee benefits$4,926,0001,688
Premises and equipment expense$1,094,0001,553
Additional noninterest expense$1,493,0002,618
Pre-tax net operating income$5,053,0001,413
Securities gains (losses)$01,118
Applicable income taxes$253,0002,356
Income before extraordinary items$4,800,0001,314
Extraordinary gains, net$05
Net income$4,800,0001,313
Minority interest net income$066
Net income of bank and minority interests.$4,800,0001,313
Net charge-offs$-78,0005,052
Cash dividends$2,500,000894
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,800,0001,300
2018-06-30 (YTD Data)Rank
Total interest income$6,211,0002,124
Total interest expense$592,0002,538
Net interest income$5,619,0002,054
Provision for loan and lease losses$03,782
Total noninterest income$2,663,0001,057
Gross Fiduciary activities income$2,051,000238
Service charges on deposit accounts$194,0002,339
Trading account gains and feesNANA
Additional Noninterest Income$418,0002,466
Total noninterest expense$5,059,0001,895
Salaries and employee benefits$3,311,0001,690
Premises and equipment expense$710,0001,598
Additional noninterest expense$1,038,0002,549
Pre-tax net operating income$3,223,0001,451
Securities gains (losses)$0961
Applicable income taxes$161,0002,381
Income before extraordinary items$3,062,0001,343
Extraordinary gains, net$06
Net income$3,062,0001,342
Minority interest net income$065
Net income of bank and minority interests.$3,062,0001,342
Net charge-offs$-26,0004,826
Cash dividends$1,600,000904
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,062,0001,333
2018-03-31 (YTD Data)Rank
Total interest income$3,054,0002,143
Total interest expense$276,0002,594
Net interest income$2,778,0002,077
Provision for loan and lease losses$03,508
Total noninterest income$1,380,0001,023
Gross Fiduciary activities income$1,110,000229
Service charges on deposit accounts$95,0002,377
Trading account gains and feesNANA
Additional Noninterest Income$175,0002,643
Total noninterest expense$2,512,0001,923
Salaries and employee benefits$1,616,0001,747
Premises and equipment expense$353,0001,632
Additional noninterest expense$543,0002,476
Pre-tax net operating income$1,646,0001,391
Securities gains (losses)$0735
Applicable income taxes$82,0002,327
Income before extraordinary items$1,564,0001,291
Extraordinary gains, net$07
Net income$1,564,0001,291
Minority interest net income$052
Net income of bank and minority interests.$1,564,0001,291
Net charge-offs$-25,0005,047
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,564,0001,283
2017-12-31 (YTD Data)Rank
Total interest income$12,273,0002,097
Total interest expense$924,0002,690
Net interest income$11,349,0002,010
Provision for loan and lease losses$04,227
Total noninterest income$5,225,0001,088
Gross Fiduciary activities income$4,022,000231
Service charges on deposit accounts$425,0002,296
Trading account gains and feesNANA
Additional Noninterest Income$778,0002,600
Total noninterest expense$9,486,0001,996
Salaries and employee benefits$6,159,0001,776
Premises and equipment expense$1,362,0001,654
Additional noninterest expense$1,965,0002,688
Pre-tax net operating income$7,088,0001,298
Securities gains (losses)$-5,0004,981
Applicable income taxes$354,0002,663
Income before extraordinary items$6,729,0001,061
Extraordinary gains, net$09
Net income$6,729,0001,061
Minority interest net income$076
Net income of bank and minority interests.$6,729,0001,061
Net charge-offs$-14,0004,879
Cash dividends$3,355,000944
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,733,7501,048
2017-09-30 (YTD Data)Rank
Total interest income$9,199,0002,097
Total interest expense$657,0002,763
Net interest income$8,542,0002,000
Provision for loan and lease losses$04,088
Total noninterest income$3,937,0001,097
Gross Fiduciary activities income$2,999,000234
Service charges on deposit accounts$322,0002,288
Trading account gains and feesNANA
Additional Noninterest Income$616,0002,549
Total noninterest expense$7,073,0002,008
Salaries and employee benefits$4,583,0001,803
Premises and equipment expense$1,041,0001,627
Additional noninterest expense$1,449,0002,727
Pre-tax net operating income$5,406,0001,299
Securities gains (losses)$-5,0005,317
Applicable income taxes$270,0002,556
Income before extraordinary items$5,131,0001,134
Extraordinary gains, net$09
Net income$5,131,0001,134
Minority interest net income$071
Net income of bank and minority interests.$5,131,0001,134
Net charge-offs$-4,0004,505
Cash dividends$2,750,000819
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,135,7501,115
2017-06-30 (YTD Data)Rank
Total interest income$6,127,0002,083
Total interest expense$434,0002,720
Net interest income$5,693,0001,994
Provision for loan and lease losses$03,871
Total noninterest income$2,464,0001,147
Gross Fiduciary activities income$1,874,000241
Service charges on deposit accounts$217,0002,258
Trading account gains and feesNANA
Additional Noninterest Income$373,0002,674
Total noninterest expense$4,749,0001,990
Salaries and employee benefits$3,053,0001,803
Premises and equipment expense$705,0001,611
Additional noninterest expense$991,0002,691
Pre-tax net operating income$3,408,0001,336
Securities gains (losses)$-5,0005,412
Applicable income taxes$170,0002,592
Income before extraordinary items$3,233,0001,175
Extraordinary gains, net$011
Net income$3,233,0001,175
Minority interest net income$071
Net income of bank and minority interests.$3,233,0001,175
Net charge-offs$-3,0004,411
Cash dividends$1,800,000827
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,237,7501,155
2017-03-31 (YTD Data)Rank
Total interest income$3,037,0002,084
Total interest expense$209,0002,773
Net interest income$2,828,0001,996
Provision for loan and lease losses$03,537
Total noninterest income$1,203,0001,155
Gross Fiduciary activities income$926,000241
Service charges on deposit accounts$110,0002,254
Trading account gains and feesNANA
Additional Noninterest Income$167,0002,803
Total noninterest expense$2,322,0002,054
Salaries and employee benefits$1,494,0001,853
Premises and equipment expense$331,0001,727
Additional noninterest expense$497,0002,679
Pre-tax net operating income$1,709,0001,321
Securities gains (losses)$-5,0005,586
Applicable income taxes$85,0002,553
Income before extraordinary items$1,619,0001,162
Extraordinary gains, net$08
Net income$1,619,0001,161
Minority interest net income$055
Net income of bank and minority interests.$1,619,0001,162
Net charge-offs$-2,0004,280
Cash dividends$950,000773
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,623,7501,137
2016-12-31 (YTD Data)Rank
Total interest income$11,731,0002,108
Total interest expense$780,0002,861
Net interest income$10,951,0002,017
Provision for loan and lease losses$-700,0005,787
Total noninterest income$4,870,0001,167
Gross Fiduciary activities income$3,615,000240
Service charges on deposit accounts$453,0002,246
Trading account gains and fees$0170
Additional Noninterest Income$802,0002,660
Total noninterest expense$9,381,0002,021
Salaries and employee benefits$5,944,0001,797
Premises and equipment expense$1,353,0001,672
Additional noninterest expense$2,084,0002,678
Pre-tax net operating income$7,140,0001,221
Securities gains (losses)$154,0001,043
Applicable income taxes$365,0002,518
Income before extraordinary items$6,929,0001,065
Extraordinary gains, net$05
Net income$6,929,0001,064
Minority interest net income$082
Net income of bank and minority interests.$6,929,0001,064
Net charge-offs$-107,0005,537
Cash dividends$4,360,000760
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,782,7001,064
2016-09-30 (YTD Data)Rank
Total interest income$8,763,0002,116
Total interest expense$577,0002,885
Net interest income$8,186,0002,025
Provision for loan and lease losses$-700,0005,882
Total noninterest income$3,618,0001,174
Gross Fiduciary activities income$2,682,000240
Service charges on deposit accounts$339,0002,256
Trading account gains and fees$0169
Additional Noninterest Income$597,0002,664
Total noninterest expense$7,068,0002,012
Salaries and employee benefits$4,444,0001,797
Premises and equipment expense$1,013,0001,679
Additional noninterest expense$1,611,0002,634
Pre-tax net operating income$5,436,0001,223
Securities gains (losses)$125,0001,113
Applicable income taxes$278,0002,561
Income before extraordinary items$5,283,0001,065
Extraordinary gains, net$05
Net income$5,283,0001,065
Minority interest net income$071
Net income of bank and minority interests.$5,283,0001,065
Net charge-offs$-106,0005,584
Cash dividends$2,400,000895
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,164,2501,060
2016-06-30 (YTD Data)Rank
Total interest income$5,867,0002,115
Total interest expense$378,0002,924
Net interest income$5,489,0002,025
Provision for loan and lease losses$04,017
Total noninterest income$2,429,0001,156
Gross Fiduciary activities income$1,806,000241
Service charges on deposit accounts$223,0002,254
Trading account gains and fees$0157
Additional Noninterest Income$400,0002,662
Total noninterest expense$4,742,0002,012
Salaries and employee benefits$2,956,0001,809
Premises and equipment expense$677,0001,673
Additional noninterest expense$1,109,0002,555
Pre-tax net operating income$3,176,0001,357
Securities gains (losses)$125,000829
Applicable income taxes$165,0002,641
Income before extraordinary items$3,136,0001,160
Extraordinary gains, net$016
Net income$3,136,0001,160
Minority interest net income$071
Net income of bank and minority interests.$3,136,0001,160
Net charge-offs$-3,0004,597
Cash dividends$1,695,000881
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,017,2501,154
2016-03-31 (YTD Data)Rank
Total interest income$2,998,0002,083
Total interest expense$186,0002,975
Net interest income$2,812,0001,981
Provision for loan and lease losses$03,656
Total noninterest income$1,177,0001,157
Gross Fiduciary activities income$883,000240
Service charges on deposit accounts$112,0002,246
Trading account gains and fees$0142
Additional Noninterest Income$182,0002,737
Total noninterest expense$2,352,0002,028
Salaries and employee benefits$1,448,0001,854
Premises and equipment expense$331,0001,725
Additional noninterest expense$573,0002,486
Pre-tax net operating income$1,637,0001,305
Securities gains (losses)$02,077
Applicable income taxes$82,0002,616
Income before extraordinary items$1,555,0001,148
Extraordinary gains, net$012
Net income$1,555,0001,149
Minority interest net income$062
Net income of bank and minority interests.$1,555,0001,149
Net charge-offs$-1,0004,102
Cash dividends$905,000804
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,555,0001,124
2015-12-31 (YTD Data)Rank
Total interest income$12,005,0002,030
Total interest expense$751,0002,932
Net interest income$11,254,0001,925
Provision for loan and lease losses$04,380
Total noninterest income$4,797,0001,153
Gross Fiduciary activities income$3,516,000244
Service charges on deposit accounts$511,0002,104
Trading account gains and fees$0159
Additional Noninterest Income$770,0002,702
Total noninterest expense$8,560,0002,170
Salaries and employee benefits$5,400,0001,924
Premises and equipment expense$1,302,0001,750
Additional noninterest expense$1,858,0002,944
Pre-tax net operating income$7,491,0001,137
Securities gains (losses)$191,000774
Applicable income taxes$384,0002,451
Income before extraordinary items$7,298,000972
Extraordinary gains, net$023
Net income$7,298,000972
Minority interest net income$081
Net income of bank and minority interests.$7,298,000972
Net charge-offs$-171,0005,827
Cash dividends$3,860,000809
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,116,550977
2015-09-30 (YTD Data)Rank
Total interest income$9,020,0002,038
Total interest expense$559,0002,983
Net interest income$8,461,0001,937
Provision for loan and lease losses$04,232
Total noninterest income$3,635,0001,157
Gross Fiduciary activities income$2,676,000242
Service charges on deposit accounts$379,0002,131
Trading account gains and fees$0153
Additional Noninterest Income$580,0002,715
Total noninterest expense$6,351,0002,186
Salaries and employee benefits$4,002,0001,951
Premises and equipment expense$978,0001,767
Additional noninterest expense$1,371,0002,991
Pre-tax net operating income$5,745,0001,133
Securities gains (losses)$196,000655
Applicable income taxes$297,0002,496
Income before extraordinary items$5,644,000941
Extraordinary gains, net$021
Net income$5,644,000941
Minority interest net income$078
Net income of bank and minority interests.$5,644,000941
Net charge-offs$-170,0005,928
Cash dividends$2,330,000866
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,457,800950
2015-06-30 (YTD Data)Rank
Total interest income$5,669,0002,146
Total interest expense$370,0003,015
Net interest income$5,299,0002,035
Provision for loan and lease losses$04,069
Total noninterest income$2,439,0001,163
Gross Fiduciary activities income$1,804,000244
Service charges on deposit accounts$245,0002,143
Trading account gains and fees$0157
Additional Noninterest Income$390,0002,708
Total noninterest expense$4,245,0002,199
Salaries and employee benefits$2,656,0001,975
Premises and equipment expense$662,0001,745
Additional noninterest expense$927,0002,980
Pre-tax net operating income$3,493,0001,204
Securities gains (losses)$196,000541
Applicable income taxes$184,0002,555
Income before extraordinary items$3,505,0001,012
Extraordinary gains, net$022
Net income$3,505,0001,012
Minority interest net income$075
Net income of bank and minority interests.$3,505,0001,012
Net charge-offs$419,000731
Cash dividends$1,440,000927
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,318,8001,039
2015-03-31 (YTD Data)Rank
Total interest income$2,818,0002,151
Total interest expense$183,0003,069
Net interest income$2,635,0002,037
Provision for loan and lease losses$03,703
Total noninterest income$1,363,0001,035
Gross Fiduciary activities income$1,028,000231
Service charges on deposit accounts$120,0002,165
Trading account gains and fees$0152
Additional Noninterest Income$215,0002,537
Total noninterest expense$2,110,0002,226
Salaries and employee benefits$1,286,0002,033
Premises and equipment expense$314,0001,851
Additional noninterest expense$510,0002,743
Pre-tax net operating income$1,888,0001,108
Securities gains (losses)$164,000419
Applicable income taxes$102,0002,426
Income before extraordinary items$1,950,000886
Extraordinary gains, net$013
Net income$1,950,000886
Minority interest net income$064
Net income of bank and minority interests.$1,950,000886
Net charge-offs$421,000410
Cash dividends$680,000889
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,794,200920
2014-12-31 (YTD Data)Rank
Total interest income$11,820,0002,065
Total interest expense$757,0003,153
Net interest income$11,063,0001,952
Provision for loan and lease losses$250,0002,195
Total noninterest income$4,745,0001,138
Gross Fiduciary activities income$3,178,000265
Service charges on deposit accounts$600,0001,962
Trading account gains and fees$0180
Additional Noninterest Income$967,0002,365
Total noninterest expense$8,336,0002,251
Salaries and employee benefits$5,165,0001,986
Premises and equipment expense$1,226,0001,883
Additional noninterest expense$1,945,0002,946
Pre-tax net operating income$7,222,0001,124
Securities gains (losses)$322,000575
Applicable income taxes$377,0002,452
Income before extraordinary items$7,167,000932
Extraordinary gains, net$017
Net income$7,167,000931
Minority interest net income$084
Net income of bank and minority interests.$7,167,000931
Net charge-offs$-26,0005,861
Cash dividends$2,425,0001,103
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,861,100945
2014-09-30 (YTD Data)Rank
Total interest income$8,838,0002,081
Total interest expense$567,0003,210
Net interest income$8,271,0001,966
Provision for loan and lease losses$250,0001,804
Total noninterest income$3,474,0001,155
Gross Fiduciary activities income$2,336,000269
Service charges on deposit accounts$450,0001,970
Trading account gains and fees$0174
Additional Noninterest Income$688,0002,464
Total noninterest expense$6,193,0002,276
Salaries and employee benefits$3,833,0002,008
Premises and equipment expense$907,0001,920
Additional noninterest expense$1,453,0002,970
Pre-tax net operating income$5,302,0001,152
Securities gains (losses)$170,000710
Applicable income taxes$274,0002,535
Income before extraordinary items$5,198,000965
Extraordinary gains, net$015
Net income$5,198,000964
Minority interest net income$081
Net income of bank and minority interests.$5,198,000964
Net charge-offs$-20,0005,793
Cash dividends$2,025,000918
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,036,500965
2014-06-30 (YTD Data)Rank
Total interest income$5,853,0002,085
Total interest expense$381,0003,225
Net interest income$5,472,0001,970
Provision for loan and lease losses$04,196
Total noninterest income$2,361,0001,136
Gross Fiduciary activities income$1,583,000264
Service charges on deposit accounts$298,0001,959
Trading account gains and fees$0172
Additional Noninterest Income$480,0002,356
Total noninterest expense$4,124,0002,275
Salaries and employee benefits$2,544,0002,028
Premises and equipment expense$591,0001,975
Additional noninterest expense$989,0002,910
Pre-tax net operating income$3,709,0001,085
Securities gains (losses)$143,000608
Applicable income taxes$193,0002,451
Income before extraordinary items$3,659,000883
Extraordinary gains, net$020
Net income$3,659,000883
Minority interest net income$080
Net income of bank and minority interests.$3,659,000883
Net charge-offs$-12,0005,727
Cash dividends$1,400,000883
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,523,150899
2014-03-31 (YTD Data)Rank
Total interest income$2,948,0002,077
Total interest expense$191,0003,276
Net interest income$2,757,0001,952
Provision for loan and lease losses$03,817
Total noninterest income$1,140,0001,130
Gross Fiduciary activities income$762,000272
Service charges on deposit accounts$145,0001,997
Trading account gains and fees$0147
Additional Noninterest Income$233,0002,342
Total noninterest expense$2,027,0002,311
Salaries and employee benefits$1,236,0002,098
Premises and equipment expense$291,0002,036
Additional noninterest expense$500,0002,886
Pre-tax net operating income$1,870,0001,039
Securities gains (losses)$143,000341
Applicable income taxes$101,0002,353
Income before extraordinary items$1,912,000820
Extraordinary gains, net$016
Net income$1,912,000822
Minority interest net income$066
Net income of bank and minority interests.$1,912,000821
Net charge-offs$-6,0005,539
Cash dividends$625,000883
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,776,150860
2013-12-31 (YTD Data)Rank
Total interest income$11,683,0002,102
Total interest expense$850,0003,311
Net interest income$10,833,0001,956
Provision for loan and lease losses$250,0002,679
Total noninterest income$4,919,0001,146
Gross Fiduciary activities income$2,994,000260
Service charges on deposit accounts$610,0002,033
Trading account gains and fees$0184
Additional Noninterest Income$1,315,0002,009
Total noninterest expense$8,204,0002,287
Salaries and employee benefits$5,107,0001,999
Premises and equipment expense$1,125,0002,024
Additional noninterest expense$1,972,0003,003
Pre-tax net operating income$7,298,0001,042
Securities gains (losses)$648,000353
Applicable income taxes$397,0002,369
Income before extraordinary items$7,549,000831
Extraordinary gains, net$029
Net income$7,549,000833
Minority interest net income$090
Net income of bank and minority interests.$7,549,000833
Net charge-offs$-103,0006,529
Cash dividends$1,890,0001,266
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,933,400883
2013-09-30 (YTD Data)Rank
Total interest income$8,680,0002,130
Total interest expense$644,0003,372
Net interest income$8,036,0001,976
Provision for loan and lease losses$04,941
Total noninterest income$3,834,0001,140
Gross Fiduciary activities income$2,231,000259
Service charges on deposit accounts$457,0002,040
Trading account gains and fees$0180
Additional Noninterest Income$1,146,0001,876
Total noninterest expense$6,167,0002,295
Salaries and employee benefits$3,859,0001,991
Premises and equipment expense$826,0002,084
Additional noninterest expense$1,482,0003,000
Pre-tax net operating income$5,703,0001,020
Securities gains (losses)$554,000373
Applicable income taxes$313,0002,397
Income before extraordinary items$5,944,000804
Extraordinary gains, net$025
Net income$5,944,000806
Minority interest net income$084
Net income of bank and minority interests.$5,944,000806
Net charge-offs$-77,0006,542
Cash dividends$1,270,0001,217
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,417,700859
2013-06-30 (YTD Data)Rank
Total interest income$5,711,0002,156
Total interest expense$434,0003,411
Net interest income$5,277,0001,991
Provision for loan and lease losses$04,788
Total noninterest income$2,540,0001,145
Gross Fiduciary activities income$1,494,000260
Service charges on deposit accounts$292,0002,080
Trading account gains and fees$0157
Additional Noninterest Income$754,0001,923
Total noninterest expense$4,154,0002,284
Salaries and employee benefits$2,556,0002,015
Premises and equipment expense$573,0002,012
Additional noninterest expense$1,025,0002,913
Pre-tax net operating income$3,663,0001,030
Securities gains (losses)$534,000343
Applicable income taxes$210,0002,387
Income before extraordinary items$3,987,000782
Extraordinary gains, net$022
Net income$3,987,000784
Minority interest net income$082
Net income of bank and minority interests.$3,987,000784
Net charge-offs$-115,0006,708
Cash dividends$645,0001,477
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,479,700856
2013-03-31 (YTD Data)Rank
Total interest income$2,918,0002,134
Total interest expense$219,0003,479
Net interest income$2,699,0001,971
Provision for loan and lease losses$04,409
Total noninterest income$1,148,0001,220
Gross Fiduciary activities income$678,000271
Service charges on deposit accounts$142,0002,118
Trading account gains and fees$0148
Additional Noninterest Income$328,0002,110
Total noninterest expense$2,032,0002,335
Salaries and employee benefits$1,230,0002,096
Premises and equipment expense$282,0002,077
Additional noninterest expense$520,0002,891
Pre-tax net operating income$1,815,0001,014
Securities gains (losses)$467,000222
Applicable income taxes$114,0002,270
Income before extraordinary items$2,168,000726
Extraordinary gains, net$010
Net income$2,168,000726
Minority interest net income$076
Net income of bank and minority interests.$2,168,000727
Net charge-offs$9,0003,485
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,724,350845
2012-12-31 (YTD Data)Rank
Total interest income$12,164,0002,148
Total interest expense$974,0003,672
Net interest income$11,190,0001,951
Provision for loan and lease losses$225,0003,781
Total noninterest income$3,852,0001,371
Gross Fiduciary activities income$2,539,000271
Service charges on deposit accounts$620,0002,098
Trading account gains and fees$0166
Additional Noninterest Income$693,0002,910
Total noninterest expense$8,254,0002,291
Salaries and employee benefits$5,021,0002,005
Premises and equipment expense$1,252,0001,879
Additional noninterest expense$1,981,0003,114
Pre-tax net operating income$6,563,0001,087
Securities gains (losses)$1,407,000372
Applicable income taxes$398,0002,409
Income before extraordinary items$7,572,000791
Extraordinary gains, net$029
Net income$7,572,000790
Minority interest net income$093
Net income of bank and minority interests.$7,572,000791
Net charge-offs$956,0001,869
Cash dividends$3,530,000760
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,235,350906
2012-09-30 (YTD Data)Rank
Total interest income$9,098,0002,194
Total interest expense$745,0003,748
Net interest income$8,353,0001,990
Provision for loan and lease losses$225,0003,327
Total noninterest income$2,698,0001,413
Gross Fiduciary activities income$1,867,000273
Service charges on deposit accounts$465,0002,119
Trading account gains and fees$0157
Additional Noninterest Income$366,0003,392
Total noninterest expense$6,203,0002,298
Salaries and employee benefits$3,792,0001,995
Premises and equipment expense$948,0001,875
Additional noninterest expense$1,463,0003,178
Pre-tax net operating income$4,623,0001,161
Securities gains (losses)$1,058,000382
Applicable income taxes$284,0002,521
Income before extraordinary items$5,397,000843
Extraordinary gains, net$020
Net income$5,397,000841
Minority interest net income$086
Net income of bank and minority interests.$5,397,000843
Net charge-offs$738,0001,761
Cash dividends$2,130,000730
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,391,900987
2012-06-30 (YTD Data)Rank
Total interest income$6,013,0002,224
Total interest expense$511,0003,772
Net interest income$5,502,0002,008
Provision for loan and lease losses$225,0002,827
Total noninterest income$1,708,0001,472
Gross Fiduciary activities income$1,204,000278
Service charges on deposit accounts$314,0002,073
Trading account gains and fees$0153
Additional Noninterest Income$190,0003,752
Total noninterest expense$4,098,0002,321
Salaries and employee benefits$2,502,0002,006
Premises and equipment expense$620,0001,909
Additional noninterest expense$976,0003,192
Pre-tax net operating income$2,887,0001,234
Securities gains (losses)$712,000395
Applicable income taxes$180,0002,546
Income before extraordinary items$3,419,000887
Extraordinary gains, net$019
Net income$3,419,000886
Minority interest net income$084
Net income of bank and minority interests.$3,419,000887
Net charge-offs$413,0001,966
Cash dividends$330,0002,040
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,742,6001,028
2012-03-31 (YTD Data)Rank
Total interest income$2,945,0002,302
Total interest expense$267,0003,777
Net interest income$2,678,0002,054
Provision for loan and lease losses$05,254
Total noninterest income$1,077,0001,257
Gross Fiduciary activities income$641,000266
Service charges on deposit accounts$159,0002,036
Trading account gains and fees$0148
Additional Noninterest Income$277,0002,211
Total noninterest expense$2,062,0002,309
Salaries and employee benefits$1,233,0002,037
Premises and equipment expense$311,0001,921
Additional noninterest expense$518,0003,006
Pre-tax net operating income$1,693,0001,041
Securities gains (losses)$319,000432
Applicable income taxes$101,0002,439
Income before extraordinary items$1,911,000785
Extraordinary gains, net$019
Net income$1,911,000784
Minority interest net income$078
Net income of bank and minority interests.$1,911,000786
Net charge-offs$-3,0006,199
Cash dividends$330,0001,203
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,607,950882
2011-12-31 (YTD Data)Rank
Total interest income$11,917,0002,334
Total interest expense$1,227,0003,904
Net interest income$10,690,0002,040
Provision for loan and lease losses$275,0004,242
Total noninterest income$4,522,0001,126
Gross Fiduciary activities income$2,627,000220
Service charges on deposit accounts$689,0002,015
Trading account gains and fees$0146
Additional Noninterest Income$1,206,0001,898
Total noninterest expense$8,445,0002,252
Salaries and employee benefits$4,895,0001,973
Premises and equipment expense$1,355,0001,836
Additional noninterest expense$2,195,0002,868
Pre-tax net operating income$6,492,000923
Securities gains (losses)$105,0002,027
Applicable income taxes$330,0002,440
Income before extraordinary items$6,267,000785
Extraordinary gains, net$029
Net income$6,267,000783
Minority interest net income$096
Net income of bank and minority interests.$6,267,000785
Net charge-offs$290,0003,840
Cash dividends$5,500,000392
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,167,250780
2011-09-30 (YTD Data)Rank
Total interest income$8,899,0002,370
Total interest expense$938,0003,972
Net interest income$7,961,0002,066
Provision for loan and lease losses$275,0003,725
Total noninterest income$3,408,0001,133
Gross Fiduciary activities income$2,007,000218
Service charges on deposit accounts$522,0002,001
Trading account gains and fees$0145
Additional Noninterest Income$879,0001,915
Total noninterest expense$6,471,0002,218
Salaries and employee benefits$3,718,0001,953
Premises and equipment expense$1,033,0001,825
Additional noninterest expense$1,720,0002,785
Pre-tax net operating income$4,623,0001,004
Securities gains (losses)$57,0002,250
Applicable income taxes$234,0002,516
Income before extraordinary items$4,446,000867
Extraordinary gains, net$021
Net income$4,446,000866
Minority interest net income$087
Net income of bank and minority interests.$4,446,000867
Net charge-offs$308,0003,227
Cash dividends$3,200,000426
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,391,850832
2011-06-30 (YTD Data)Rank
Total interest income$5,936,0002,390
Total interest expense$636,0004,052
Net interest income$5,300,0002,068
Provision for loan and lease losses$06,217
Total noninterest income$2,344,0001,093
Gross Fiduciary activities income$1,410,000214
Service charges on deposit accounts$339,0002,029
Trading account gains and fees$0153
Additional Noninterest Income$595,0001,878
Total noninterest expense$4,328,0002,226
Salaries and employee benefits$2,474,0001,969
Premises and equipment expense$675,0001,880
Additional noninterest expense$1,179,0002,776
Pre-tax net operating income$3,316,000906
Securities gains (losses)$57,0001,512
Applicable income taxes$169,0002,390
Income before extraordinary items$3,204,000783
Extraordinary gains, net$015
Net income$3,204,000782
Minority interest net income$089
Net income of bank and minority interests.$3,204,000783
Net charge-offs$150,0003,408
Cash dividends$3,200,000293
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,149,850764
2011-03-31 (YTD Data)Rank
Total interest income$2,973,0002,397
Total interest expense$329,0004,065
Net interest income$2,644,0002,058
Provision for loan and lease losses$05,840
Total noninterest income$1,362,000986
Gross Fiduciary activities income$855,000190
Service charges on deposit accounts$166,0002,041
Trading account gains and fees$0158
Additional Noninterest Income$341,0001,757
Total noninterest expense$2,127,0002,272
Salaries and employee benefits$1,185,0002,062
Premises and equipment expense$345,0001,869
Additional noninterest expense$597,0002,730
Pre-tax net operating income$1,879,000809
Securities gains (losses)$57,000715
Applicable income taxes$97,0002,215
Income before extraordinary items$1,839,000707
Extraordinary gains, net$09
Net income$1,839,000707
Minority interest net income$086
Net income of bank and minority interests.$1,839,000707
Net charge-offs$130,0002,484
Cash dividends$1,200,000322
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,784,850708
2010-12-31 (YTD Data)Rank
Total interest income$12,533,0002,399
Total interest expense$2,054,0003,487
Net interest income$10,479,0002,084
Provision for loan and lease losses$500,0004,120
Total noninterest income$4,784,0001,128
Gross Fiduciary activities income$2,492,000225
Service charges on deposit accounts$684,0002,077
Trading account gains and fees$0175
Additional Noninterest Income$1,608,0001,626
Total noninterest expense$8,476,0002,282
Salaries and employee benefits$4,628,0002,086
Premises and equipment expense$1,390,0001,851
Additional noninterest expense$2,458,0002,730
Pre-tax net operating income$6,287,000842
Securities gains (losses)$03,793
Applicable income taxes$314,0002,317
Income before extraordinary items$5,973,000745
Extraordinary gains, net$029
Net income$5,973,000745
Minority interest net income$0111
Net income of bank and minority interests.$5,973,000746
Net charge-offs$699,0003,176
Cash dividends$1,450,0001,116
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,973,000714
2010-09-30 (YTD Data)Rank
Total interest income$9,471,0002,438
Total interest expense$1,664,0003,410
Net interest income$7,807,0002,120
Provision for loan and lease losses$500,0003,526
Total noninterest income$3,698,0001,078
Gross Fiduciary activities income$1,864,000221
Service charges on deposit accounts$508,0002,141
Trading account gains and fees$0165
Additional Noninterest Income$1,326,0001,466
Total noninterest expense$6,518,0002,223
Salaries and employee benefits$3,605,0002,013
Premises and equipment expense$1,058,0001,838
Additional noninterest expense$1,855,0002,662
Pre-tax net operating income$4,487,000923
Securities gains (losses)$03,651
Applicable income taxes$224,0002,443
Income before extraordinary items$4,263,000816
Extraordinary gains, net$023
Net income$4,263,000815
Minority interest net income$0110
Net income of bank and minority interests.$4,263,000817
Net charge-offs$129,0004,657
Cash dividends$1,450,000769
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,263,000775
2010-06-30 (YTD Data)Rank
Total interest income$6,357,0002,446
Total interest expense$1,174,0003,361
Net interest income$5,183,0002,128
Provision for loan and lease losses$500,0002,840
Total noninterest income$2,342,0001,098
Gross Fiduciary activities income$1,161,000236
Service charges on deposit accounts$340,0002,144
Trading account gains and fees$0152
Additional Noninterest Income$841,0001,469
Total noninterest expense$4,148,0002,333
Salaries and employee benefits$2,253,0002,163
Premises and equipment expense$723,0001,812
Additional noninterest expense$1,172,0002,768
Pre-tax net operating income$2,877,000944
Securities gains (losses)$03,184
Applicable income taxes$144,0002,443
Income before extraordinary items$2,733,000812
Extraordinary gains, net$019
Net income$2,733,000811
Minority interest net income$0105
Net income of bank and minority interests.$2,733,000812
Net charge-offs$19,0005,533
Cash dividends$849,000847
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,733,000782
2010-03-31 (YTD Data)Rank
Total interest income$3,190,0002,497
Total interest expense$609,0003,398
Net interest income$2,581,0002,161
Provision for loan and lease losses$300,0002,372
Total noninterest income$1,305,000981
Gross Fiduciary activities income$577,000235
Service charges on deposit accounts$161,0002,222
Trading account gains and fees$0175
Additional Noninterest Income$567,0001,178
Total noninterest expense$1,990,0002,455
Salaries and employee benefits$1,044,0002,363
Premises and equipment expense$370,0001,827
Additional noninterest expense$576,0002,807
Pre-tax net operating income$1,596,000840
Securities gains (losses)$02,284
Applicable income taxes$80,0002,337
Income before extraordinary items$1,516,000735
Extraordinary gains, net$016
Net income$1,516,000737
Minority interest net income$091
Net income of bank and minority interests.$1,516,000739
Net charge-offs$24,0004,303
Cash dividends$600,000554
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,516,000702
2009-12-31 (YTD Data)Rank
Total interest income$12,863,0002,568
Total interest expense$3,187,0003,272
Net interest income$9,676,0002,256
Provision for loan and lease losses$1,124,0003,314
Total noninterest income$4,034,0001,292
Gross Fiduciary activities income$2,247,000229
Service charges on deposit accounts$699,0002,255
Trading account gains and fees$0211
Additional Noninterest Income$1,088,0002,051
Total noninterest expense$9,207,0002,161
Salaries and employee benefits$4,614,0002,131
Premises and equipment expense$1,414,0001,898
Additional noninterest expense$3,179,0002,230
Pre-tax net operating income$3,379,0001,198
Securities gains (losses)$-510,0007,595
Applicable income taxes$143,0002,634
Income before extraordinary items$2,726,0001,212
Extraordinary gains, net$034
Net income$2,726,0001,211
Minority interest net income$0115
Net income of bank and minority interests.$2,726,0001,211
Net charge-offs$506,0003,769
Cash dividends$564,0002,396
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,210,5001,046
2009-09-30 (YTD Data)Rank
Total interest income$9,638,0002,627
Total interest expense$2,504,0003,288
Net interest income$7,134,0002,296
Provision for loan and lease losses$924,0002,898
Total noninterest income$3,023,0001,309
Gross Fiduciary activities income$1,675,000230
Service charges on deposit accounts$521,0002,276
Trading account gains and fees$0212
Additional Noninterest Income$827,0002,081
Total noninterest expense$6,785,0002,195
Salaries and employee benefits$3,490,0002,129
Premises and equipment expense$1,056,0001,929
Additional noninterest expense$2,239,0002,329
Pre-tax net operating income$2,448,0001,318
Securities gains (losses)$-700,0007,799
Applicable income taxes$89,0002,961
Income before extraordinary items$1,659,0001,612
Extraordinary gains, net$027
Net income$1,659,0001,610
Minority interest net income$0118
Net income of bank and minority interests.$1,659,0001,612
Net charge-offs$491,0003,069
Cash dividends$564,0001,870
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,324,0001,146
2009-06-30 (YTD Data)Rank
Total interest income$6,463,0002,637
Total interest expense$1,740,0003,312
Net interest income$4,723,0002,317
Provision for loan and lease losses$624,0002,645
Total noninterest income$1,901,0001,390
Gross Fiduciary activities income$1,021,000243
Service charges on deposit accounts$331,0002,333
Trading account gains and fees$0193
Additional Noninterest Income$549,0002,091
Total noninterest expense$4,340,0002,312
Salaries and employee benefits$2,310,0002,178
Premises and equipment expense$704,0001,954
Additional noninterest expense$1,326,0002,601
Pre-tax net operating income$1,660,0001,380
Securities gains (losses)$-691,0007,960
Applicable income taxes$48,0003,189
Income before extraordinary items$921,0001,982
Extraordinary gains, net$021
Net income$921,0001,980
Minority interest net income$0112
Net income of bank and minority interests.$921,0001,981
Net charge-offs$227,0003,280
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,577,4501,161
2009-03-31 (YTD Data)Rank
Total interest income$3,227,0002,671
Total interest expense$923,0003,271
Net interest income$2,304,0002,356
Provision for loan and lease losses$244,0002,596
Total noninterest income$926,0001,375
Gross Fiduciary activities income$520,000243
Service charges on deposit accounts$160,0002,326
Trading account gains and fees$0171
Additional Noninterest Income$246,0002,222
Total noninterest expense$2,073,0002,344
Salaries and employee benefits$1,104,0002,321
Premises and equipment expense$372,0001,896
Additional noninterest expense$597,0002,574
Pre-tax net operating income$913,0001,413
Securities gains (losses)$-691,0008,120
Applicable income taxes$11,0003,919
Income before extraordinary items$211,0003,781
Extraordinary gains, net$015
Net income$211,0003,780
Minority interest net income$0102
Net income of bank and minority interests.$211,0003,782
Net charge-offs$173,0002,275
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$867,4501,188
2008-12-31 (YTD Data)Rank
Total interest income$14,808,0002,497
Total interest expense$5,143,0002,895
Net interest income$9,665,0002,285
Provision for loan and lease losses$965,0002,762
Total noninterest income$4,064,0001,261
Gross Fiduciary activities income$2,171,000252
Service charges on deposit accounts$730,0002,276
Trading account gains and fees$0154
Additional Noninterest Income$1,163,0001,917
Total noninterest expense$8,496,0002,258
Salaries and employee benefits$4,778,0002,128
Premises and equipment expense$1,445,0001,898
Additional noninterest expense$2,273,0002,534
Pre-tax net operating income$4,268,0001,279
Securities gains (losses)$-351,0007,451
Applicable income taxes$253,0002,585
Income before extraordinary items$3,664,0001,127
Extraordinary gains, net$039
Net income$3,664,0001,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$806,0002,190
Cash dividends$2,800,000982
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,993,9401,118
2008-09-30 (YTD Data)Rank
Total interest income$11,371,0002,492
Total interest expense$3,945,0002,937
Net interest income$7,426,0002,256
Provision for loan and lease losses$675,0002,312
Total noninterest income$3,265,0001,232
Gross Fiduciary activities income$1,683,000255
Service charges on deposit accounts$543,0002,304
Trading account gains and fees$0148
Additional Noninterest Income$1,039,0001,766
Total noninterest expense$6,409,0002,229
Salaries and employee benefits$3,630,0002,115
Premises and equipment expense$1,071,0001,902
Additional noninterest expense$1,708,0002,484
Pre-tax net operating income$3,607,0001,368
Securities gains (losses)$-317,0007,675
Applicable income taxes$177,0003,043
Income before extraordinary items$3,113,0001,177
Extraordinary gains, net$031
Net income$3,113,0001,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$531,0001,900
Cash dividends$2,800,000755
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,414,1501,145
2008-06-30 (YTD Data)Rank
Total interest income$7,673,0002,499
Total interest expense$2,679,0003,003
Net interest income$4,994,0002,222
Provision for loan and lease losses$430,0002,069
Total noninterest income$2,140,0001,259
Gross Fiduciary activities income$1,139,000259
Service charges on deposit accounts$356,0002,320
Trading account gains and fees$0149
Additional Noninterest Income$645,0001,906
Total noninterest expense$4,213,0002,260
Salaries and employee benefits$2,411,0002,148
Premises and equipment expense$699,0001,939
Additional noninterest expense$1,103,0002,517
Pre-tax net operating income$2,491,0001,388
Securities gains (losses)$03,233
Applicable income taxes$134,0003,145
Income before extraordinary items$2,357,0001,171
Extraordinary gains, net$021
Net income$2,357,0001,171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,244
Cash dividends$2,233,000724
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,357,0001,149
2008-03-31 (YTD Data)Rank
Total interest income$4,038,0002,455
Total interest expense$1,482,0002,912
Net interest income$2,556,0002,166
Provision for loan and lease losses$80,0003,055
Total noninterest income$1,083,0001,253
Gross Fiduciary activities income$574,000256
Service charges on deposit accounts$173,0002,336
Trading account gains and fees$0158
Additional Noninterest Income$336,0001,831
Total noninterest expense$2,040,0002,326
Salaries and employee benefits$1,191,0002,209
Premises and equipment expense$347,0001,962
Additional noninterest expense$502,0002,723
Pre-tax net operating income$1,519,0001,246
Securities gains (losses)$02,688
Applicable income taxes$82,0003,025
Income before extraordinary items$1,437,0001,046
Extraordinary gains, net$015
Net income$1,437,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,082
Cash dividends$302,0001,846
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,437,0001,008
2007-12-31 (YTD Data)Rank
Total interest income$15,727,0002,574
Total interest expense$7,096,0002,590
Net interest income$8,631,0002,546
Provision for loan and lease losses$330,0003,017
Total noninterest income$5,161,0001,073
Gross Fiduciary activities income$2,282,000256
Service charges on deposit accounts$714,0002,337
Trading account gains and fees$0178
Additional Noninterest Income$2,165,0001,305
Total noninterest expense$8,046,0002,284
Salaries and employee benefits$4,770,0002,121
Premises and equipment expense$1,422,0001,847
Additional noninterest expense$1,854,0002,849
Pre-tax net operating income$5,416,0001,541
Securities gains (losses)$2,0001,832
Applicable income taxes$271,0003,506
Income before extraordinary items$5,147,0001,242
Extraordinary gains, net$039
Net income$5,147,0001,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,720
Cash dividends$2,976,0001,203
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,145,1001,236
2007-09-30 (YTD Data)Rank
Total interest income$11,744,0002,581
Total interest expense$5,369,0002,567
Net interest income$6,375,0002,595
Provision for loan and lease losses$150,0003,464
Total noninterest income$4,100,0001,020
Gross Fiduciary activities income$1,709,000254
Service charges on deposit accounts$507,0002,422
Trading account gains and fees$0184
Additional Noninterest Income$1,884,0001,170
Total noninterest expense$5,980,0002,268
Salaries and employee benefits$3,600,0002,100
Premises and equipment expense$1,028,0001,895
Additional noninterest expense$1,352,0002,869
Pre-tax net operating income$4,345,0001,555
Securities gains (losses)$01,655
Applicable income taxes$217,0003,620
Income before extraordinary items$4,128,0001,246
Extraordinary gains, net$033
Net income$4,128,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,185
Cash dividends$2,226,0001,126
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,128,0001,235
2007-06-30 (YTD Data)Rank
Total interest income$7,926,0002,578
Total interest expense$3,568,0002,576
Net interest income$4,358,0002,559
Provision for loan and lease losses$90,0003,429
Total noninterest income$2,041,0001,307
Gross Fiduciary activities income$1,114,000264
Service charges on deposit accounts$331,0002,460
Trading account gains and fees$0168
Additional Noninterest Income$596,0001,994
Total noninterest expense$4,028,0002,261
Salaries and employee benefits$2,453,0002,084
Premises and equipment expense$673,0001,943
Additional noninterest expense$902,0002,878
Pre-tax net operating income$2,281,0001,935
Securities gains (losses)$01,444
Applicable income taxes$114,0003,983
Income before extraordinary items$2,167,0001,609
Extraordinary gains, net$029
Net income$2,167,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,435
Cash dividends$1,400,0001,178
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,167,0001,590
2007-03-31 (YTD Data)Rank
Total interest income$3,945,0002,590
Total interest expense$1,763,0002,591
Net interest income$2,182,0002,557
Provision for loan and lease losses$45,0003,197
Total noninterest income$1,057,0001,252
Gross Fiduciary activities income$576,000261
Service charges on deposit accounts$157,0002,508
Trading account gains and fees$0195
Additional Noninterest Income$324,0001,857
Total noninterest expense$1,929,0002,368
Salaries and employee benefits$1,178,0002,180
Premises and equipment expense$328,0001,990
Additional noninterest expense$423,0003,028
Pre-tax net operating income$1,265,0001,794
Securities gains (losses)$01,187
Applicable income taxes$63,0003,846
Income before extraordinary items$1,202,0001,445
Extraordinary gains, net$022
Net income$1,202,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,955
Cash dividends$900,000881
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,202,0001,433
2006-12-31 (YTD Data)Rank
Total interest income$14,805,0002,580
Total interest expense$6,680,0002,365
Net interest income$8,125,0002,718
Provision for loan and lease losses$220,0003,350
Total noninterest income$4,340,0001,226
Gross Fiduciary activities income$2,221,000257
Service charges on deposit accounts$732,0002,289
Trading account gains and fees$0130
Additional Noninterest Income$1,387,0001,764
Total noninterest expense$7,621,0002,325
Salaries and employee benefits$4,829,0002,020
Premises and equipment expense$1,079,0002,299
Additional noninterest expense$1,713,0002,949
Pre-tax net operating income$4,624,0002,019
Securities gains (losses)$-10,0007,284
Applicable income taxes$230,0004,147
Income before extraordinary items$4,384,0001,645
Extraordinary gains, net$051
Net income$4,384,0001,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,366
Cash dividends$2,696,0001,228
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,393,5001,629
2006-09-30 (YTD Data)Rank
Total interest income$10,973,0002,596
Total interest expense$4,855,0002,375
Net interest income$6,118,0002,737
Provision for loan and lease losses$90,0004,225
Total noninterest income$3,140,0001,278
Gross Fiduciary activities income$1,639,000263
Service charges on deposit accounts$549,0002,284
Trading account gains and fees$0126
Additional Noninterest Income$952,0001,885
Total noninterest expense$5,693,0002,321
Salaries and employee benefits$3,626,0002,013
Premises and equipment expense$803,0002,317
Additional noninterest expense$1,264,0002,983
Pre-tax net operating income$3,475,0002,079
Securities gains (losses)$-10,0007,588
Applicable income taxes$173,0004,325
Income before extraordinary items$3,292,0001,690
Extraordinary gains, net$045
Net income$3,292,0001,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,827
Cash dividends$2,196,0001,076
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,301,5001,672
2006-06-30 (YTD Data)Rank
Total interest income$7,121,0002,624
Total interest expense$3,096,0002,374
Net interest income$4,025,0002,776
Provision for loan and lease losses$60,0004,062
Total noninterest income$2,124,0001,263
Gross Fiduciary activities income$1,069,000273
Service charges on deposit accounts$366,0002,265
Trading account gains and fees$0126
Additional Noninterest Income$689,0001,784
Total noninterest expense$3,806,0002,323
Salaries and employee benefits$2,431,0002,007
Premises and equipment expense$543,0002,284
Additional noninterest expense$832,0003,030
Pre-tax net operating income$2,283,0002,099
Securities gains (losses)$-24,0008,142
Applicable income taxes$113,0004,369
Income before extraordinary items$2,146,0001,700
Extraordinary gains, net$039
Net income$2,146,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$1,450,0001,070
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,168,8001,669
2006-03-31 (YTD Data)Rank
Total interest income$3,470,0002,632
Total interest expense$1,472,0002,367
Net interest income$1,998,0002,785
Provision for loan and lease losses$30,0003,822
Total noninterest income$989,0001,290
Gross Fiduciary activities income$529,000271
Service charges on deposit accounts$184,0002,186
Trading account gains and fees$0115
Additional Noninterest Income$276,0002,050
Total noninterest expense$1,829,0002,419
Salaries and employee benefits$1,114,0002,213
Premises and equipment expense$330,0001,923
Additional noninterest expense$385,0003,225
Pre-tax net operating income$1,128,0002,082
Securities gains (losses)$-50,0008,570
Applicable income taxes$54,0004,401
Income before extraordinary items$1,024,0001,751
Extraordinary gains, net$021
Net income$1,024,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,292
Cash dividends$375,0001,689
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,071,5001,656
2005-12-31 (YTD Data)Rank
Total interest income$13,561,0002,433
Total interest expense$4,593,0002,385
Net interest income$8,968,0002,446
Provision for loan and lease losses$120,0004,465
Total noninterest income$3,925,0001,302
Gross Fiduciary activities income$1,999,000271
Service charges on deposit accounts$732,0002,269
Trading account gains and fees$0138
Additional Noninterest Income$1,194,0001,971
Total noninterest expense$6,907,0002,417
Salaries and employee benefits$4,400,0002,097
Premises and equipment expense$921,0002,541
Additional noninterest expense$1,586,0003,093
Pre-tax net operating income$5,866,0001,605
Securities gains (losses)$43,000979
Applicable income taxes$295,0004,158
Income before extraordinary items$5,614,0001,276
Extraordinary gains, net$046
Net income$5,614,0001,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0003,528
Cash dividends$2,813,0001,094
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,573,1501,268
2005-09-30 (YTD Data)Rank
Total interest income$10,047,0002,404
Total interest expense$3,196,0002,420
Net interest income$6,851,0002,392
Provision for loan and lease losses$90,0004,305
Total noninterest income$2,873,0001,337
Gross Fiduciary activities income$1,465,000271
Service charges on deposit accounts$537,0002,303
Trading account gains and fees$0126
Additional Noninterest Income$871,0001,998
Total noninterest expense$5,158,0002,404
Salaries and employee benefits$3,302,0002,073
Premises and equipment expense$694,0002,528
Additional noninterest expense$1,162,0003,119
Pre-tax net operating income$4,476,0001,597
Securities gains (losses)$44,000930
Applicable income taxes$226,0004,239
Income before extraordinary items$4,294,0001,255
Extraordinary gains, net$035
Net income$4,294,0001,255
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0004,700
Cash dividends$2,203,000975
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,252,2001,248
2005-06-30 (YTD Data)Rank
Total interest income$6,577,0002,387
Total interest expense$2,002,0002,421
Net interest income$4,575,0002,368
Provision for loan and lease losses$60,0004,115
Total noninterest income$1,776,0001,395
Gross Fiduciary activities income$985,000270
Service charges on deposit accounts$341,0002,362
Trading account gains and fees$0116
Additional Noninterest Income$450,0002,352
Total noninterest expense$3,372,0002,427
Salaries and employee benefits$2,142,0002,112
Premises and equipment expense$468,0002,473
Additional noninterest expense$762,0003,147
Pre-tax net operating income$2,919,0001,601
Securities gains (losses)$62,000723
Applicable income taxes$149,0004,260
Income before extraordinary items$2,832,0001,241
Extraordinary gains, net$030
Net income$2,832,0001,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,223
Cash dividends$1,335,0001,038
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,773,1001,248
2005-03-31 (YTD Data)Rank
Total interest income$3,197,0002,417
Total interest expense$956,0002,420
Net interest income$2,241,0002,394
Provision for loan and lease losses$30,0003,913
Total noninterest income$881,0001,386
Gross Fiduciary activities income$476,000273
Service charges on deposit accounts$162,0002,403
Trading account gains and fees$0115
Additional Noninterest Income$243,0002,200
Total noninterest expense$1,605,0002,550
Salaries and employee benefits$991,0002,302
Premises and equipment expense$228,0002,551
Additional noninterest expense$386,0003,118
Pre-tax net operating income$1,487,0001,529
Securities gains (losses)$62,000489
Applicable income taxes$78,0004,150
Income before extraordinary items$1,471,0001,177
Extraordinary gains, net$024
Net income$1,471,0001,177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,370
Cash dividends$768,000837
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,412,1001,200
2004-12-31 (YTD Data)Rank
Total interest income$12,731,0002,252
Total interest expense$3,076,0002,574
Net interest income$9,655,0002,108
Provision for loan and lease losses$120,0004,623
Total noninterest income$3,715,0001,358
Gross Fiduciary activities income$1,928,000265
Service charges on deposit accounts$683,0002,429
Trading account gains and fees$0138
Additional Noninterest Income$1,104,0002,028
Total noninterest expense$6,874,0002,323
Salaries and employee benefits$4,277,0002,034
Premises and equipment expense$874,0002,587
Additional noninterest expense$1,723,0002,768
Pre-tax net operating income$6,376,0001,358
Securities gains (losses)$332,000593
Applicable income taxes$335,0004,010
Income before extraordinary items$6,373,0001,034
Extraordinary gains, net$034
Net income$6,373,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,599
Cash dividends$3,347,000898
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,057,6001,048
2004-09-30 (YTD Data)Rank
Total interest income$9,489,0002,234
Total interest expense$2,239,0002,601
Net interest income$7,250,0002,087
Provision for loan and lease losses$90,0004,429
Total noninterest income$2,798,0001,374
Gross Fiduciary activities income$1,441,000266
Service charges on deposit accounts$499,0002,500
Trading account gains and fees$0134
Additional Noninterest Income$858,0001,981
Total noninterest expense$5,119,0002,328
Salaries and employee benefits$3,223,0002,018
Premises and equipment expense$623,0002,689
Additional noninterest expense$1,273,0002,760
Pre-tax net operating income$4,839,0001,343
Securities gains (losses)$168,000857
Applicable income taxes$250,0004,090
Income before extraordinary items$4,757,0001,042
Extraordinary gains, net$026
Net income$4,757,0001,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,290
Cash dividends$2,665,000772
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,597,4001,029
2004-06-30 (YTD Data)Rank
Total interest income$6,298,0002,221
Total interest expense$1,481,0002,602
Net interest income$4,817,0002,083
Provision for loan and lease losses$60,0004,267
Total noninterest income$1,876,0001,351
Gross Fiduciary activities income$992,000270
Service charges on deposit accounts$331,0002,512
Trading account gains and fees$0130
Additional Noninterest Income$553,0002,034
Total noninterest expense$3,354,0002,368
Salaries and employee benefits$2,153,0002,022
Premises and equipment expense$391,0002,835
Additional noninterest expense$810,0002,910
Pre-tax net operating income$3,279,0001,302
Securities gains (losses)$96,0001,057
Applicable income taxes$169,0004,052
Income before extraordinary items$3,206,0001,030
Extraordinary gains, net$021
Net income$3,206,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,698
Cash dividends$1,564,000854
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,114,8001,015
2004-03-31 (YTD Data)Rank
Total interest income$3,124,0002,248
Total interest expense$748,0002,618
Net interest income$2,376,0002,118
Provision for loan and lease losses$30,0004,060
Total noninterest income$918,0001,350
Gross Fiduciary activities income$482,000270
Service charges on deposit accounts$163,0002,506
Trading account gains and fees$0121
Additional Noninterest Income$273,0001,999
Total noninterest expense$1,623,0002,463
Salaries and employee benefits$1,001,0002,192
Premises and equipment expense$188,0002,975
Additional noninterest expense$434,0002,692
Pre-tax net operating income$1,641,0001,288
Securities gains (losses)$81,000915
Applicable income taxes$86,0004,024
Income before extraordinary items$1,636,0001,001
Extraordinary gains, net$016
Net income$1,636,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,661
Cash dividends$832,000780
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,559,050994
2003-12-31 (YTD Data)Rank
Total interest income$13,263,0002,152
Total interest expense$3,337,0002,603
Net interest income$9,926,0001,975
Provision for loan and lease losses$40,0006,511
Total noninterest income$3,383,0001,529
Gross Fiduciary activities income$1,635,000297
Service charges on deposit accounts$652,0002,520
Trading account gains and fees$0160
Additional Noninterest Income$1,096,0002,255
Total noninterest expense$6,784,0002,314
Salaries and employee benefits$4,146,0002,047
Premises and equipment expense$923,0002,428
Additional noninterest expense$1,715,0002,739
Pre-tax net operating income$6,485,0001,273
Securities gains (losses)$296,0001,053
Applicable income taxes$339,0004,093
Income before extraordinary items$6,442,000999
Extraordinary gains, net$054
Net income$6,442,0001,001
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-138,0009,078
Cash dividends$6,640,000507
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,160,800980
2003-09-30 (YTD Data)Rank
Total interest income$10,080,0002,147
Total interest expense$2,566,0002,626
Net interest income$7,514,0001,956
Provision for loan and lease losses$10,0007,100
Total noninterest income$2,506,0001,581
Gross Fiduciary activities income$1,177,000309
Service charges on deposit accounts$475,0002,595
Trading account gains and fees$0153
Additional Noninterest Income$854,0002,275
Total noninterest expense$5,066,0002,330
Salaries and employee benefits$3,142,0002,038
Premises and equipment expense$665,0002,534
Additional noninterest expense$1,259,0002,761
Pre-tax net operating income$4,944,0001,302
Securities gains (losses)$213,0001,195
Applicable income taxes$258,0004,218
Income before extraordinary items$4,899,0001,028
Extraordinary gains, net$040
Net income$4,899,0001,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-98,0009,082
Cash dividends$3,781,000604
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,696,6501,002
2003-06-30 (YTD Data)Rank
Total interest income$6,756,0002,149
Total interest expense$1,774,0002,620
Net interest income$4,982,0001,959
Provision for loan and lease losses$07,324
Total noninterest income$1,605,0001,633
Gross Fiduciary activities income$777,000318
Service charges on deposit accounts$308,0002,592
Trading account gains and fees$0150
Additional Noninterest Income$520,0002,398
Total noninterest expense$3,325,0002,360
Salaries and employee benefits$2,085,0002,033
Premises and equipment expense$411,0002,701
Additional noninterest expense$829,0002,798
Pre-tax net operating income$3,262,0001,311
Securities gains (losses)$4,0003,287
Applicable income taxes$163,0004,361
Income before extraordinary items$3,103,0001,076
Extraordinary gains, net$030
Net income$3,103,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-78,0009,086
Cash dividends$2,981,000531
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,099,200997
2003-03-31 (YTD Data)Rank
Total interest income$3,358,0002,186
Total interest expense$926,0002,596
Net interest income$2,432,0002,025
Provision for loan and lease losses$06,934
Total noninterest income$794,0001,589
Gross Fiduciary activities income$367,000329
Service charges on deposit accounts$144,0002,659
Trading account gains and fees$0134
Additional Noninterest Income$283,0002,194
Total noninterest expense$1,688,0002,305
Salaries and employee benefits$1,067,0001,988
Premises and equipment expense$194,0002,827
Additional noninterest expense$427,0002,696
Pre-tax net operating income$1,538,0001,395
Securities gains (losses)$1,0002,714
Applicable income taxes$77,0004,426
Income before extraordinary items$1,462,0001,141
Extraordinary gains, net$021
Net income$1,462,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,774
Cash dividends$1,321,000536
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,461,0501,052
2002-12-31 (YTD Data)Rank
Total interest income$13,659,0002,254
Total interest expense$4,249,0002,603
Net interest income$9,410,0002,060
Provision for loan and lease losses$80,0006,062
Total noninterest income$3,350,0001,432
Gross Fiduciary activities income$1,487,000330
Service charges on deposit accounts$655,0002,386
Trading account gains and fees$0153
Additional Noninterest Income$1,208,0001,933
Total noninterest expense$6,341,0002,349
Salaries and employee benefits$4,055,0001,970
Premises and equipment expense$679,0003,073
Additional noninterest expense$1,607,0002,796
Pre-tax net operating income$6,339,0001,333
Securities gains (losses)$145,0001,414
Applicable income taxes$324,0004,312
Income before extraordinary items$6,160,0001,020
Extraordinary gains, net$070
Net income$6,160,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0009,103
Cash dividends$4,127,000723
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,022,2501,000
2001-12-31 (YTD Data)Rank
Total interest income$13,660,0002,503
Total interest expense$6,094,0002,623
Net interest income$7,566,0002,372
Provision for loan and lease losses$124,0005,138
Total noninterest income$2,927,0001,506
Gross Fiduciary activities income$1,430,000348
Service charges on deposit accounts$693,0002,161
Trading account gains and fees$0177
Additional Noninterest Income$804,0002,377
Total noninterest expense$5,827,0002,445
Salaries and employee benefits$3,589,0002,104
Premises and equipment expense$657,0003,111
Additional noninterest expense$1,581,0002,746
Pre-tax net operating income$4,542,0001,579
Securities gains (losses)$186,0001,253
Applicable income taxes$243,0004,657
Income before extraordinary items$4,485,0001,218
Extraordinary gains, net$0105
Net income$4,485,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,344
Cash dividends$1,972,0001,364
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,308,3001,210
2000-12-31 (YTD Data)Rank
Total interest income$12,339,0002,826
Total interest expense$5,419,0003,083
Net interest income$6,920,0002,570
Provision for loan and lease losses$182,0003,925
Total noninterest income$2,622,0001,519
Gross Fiduciary activities income$1,313,000367
Service charges on deposit accounts$567,0002,412
Trading account gains and fees$0180
Additional Noninterest Income$742,0002,259
Total noninterest expense$5,532,0002,469
Salaries and employee benefits$3,323,0002,152
Premises and equipment expense$636,0003,113
Additional noninterest expense$1,573,0002,690
Pre-tax net operating income$3,828,0001,908
Securities gains (losses)$-45,0009,153
Applicable income taxes$183,0005,565
Income before extraordinary items$3,600,0001,474
Extraordinary gains, net$038
Net income$3,600,0001,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,920
Cash dividends$2,676,0001,065
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,642,7501,447
1999-12-31 (YTD Data)Rank
Total interest income$10,858,0002,975
Total interest expense$4,040,0003,565
Net interest income$6,818,0002,572
Provision for loan and lease losses$96,0005,335
Total noninterest income$2,366,0001,638
Gross Fiduciary activities income$1,135,000437
Service charges on deposit accounts$582,0002,297
Trading account gains and fees$0173
Additional Noninterest Income$649,0002,496
Total noninterest expense$5,136,0002,627
Salaries and employee benefits$3,096,0002,268
Premises and equipment expense$635,0003,103
Additional noninterest expense$1,405,0003,030
Pre-tax net operating income$3,952,0001,855
Securities gains (losses)$-3,0008,917
Applicable income taxes$221,0005,493
Income before extraordinary items$3,728,0001,437
Extraordinary gains, net$035
Net income$3,728,0001,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,344
Cash dividends$2,654,0001,070
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,730,8201,412
1998-12-31 (YTD Data)Rank
Total interest income$10,294,0003,147
Total interest expense$3,798,0003,844
Net interest income$6,496,0002,632
Provision for loan and lease losses$81,0005,561
Total noninterest income$2,470,0001,553
Gross Fiduciary activities income$1,016,000459
Service charges on deposit accounts$556,0002,320
Trading account gains and fees$0224
Additional Noninterest Income$898,0002,012
Total noninterest expense$4,874,0002,685
Salaries and employee benefits$2,987,0002,257
Premises and equipment expense$712,0002,723
Additional noninterest expense$1,175,0003,432
Pre-tax net operating income$4,011,0001,813
Securities gains (losses)$84,0001,392
Applicable income taxes$97,0007,577
Income before extraordinary items$3,998,0001,328
Extraordinary gains, net$032
Net income$3,998,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$2,790,0001,045
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,915,6801,302
1997-12-31 (YTD Data)Rank
Total interest income$9,813,0003,289
Total interest expense$3,655,0003,998
Net interest income$6,158,0002,835
Provision for loan and lease losses$112,0004,932
Total noninterest income$2,278,0001,587
Gross Fiduciary activities income$945,000486
Service charges on deposit accounts$567,0002,312
Trading account gains and fees$0239
Additional Noninterest Income$766,0002,086
Total noninterest expense$4,544,0002,789
Salaries and employee benefits$2,808,0002,367
Premises and equipment expense$615,0003,075
Additional noninterest expense$1,121,0003,545
Pre-tax net operating income$3,780,0001,989
Securities gains (losses)$29,0001,652
Applicable income taxes$456,0004,486
Income before extraordinary items$3,353,0001,614
Extraordinary gains, net$044
Net income$3,353,0001,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,583
Cash dividends$2,478,0001,102
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,327,4801,585
1996-12-31 (YTD Data)Rank
Total interest income$9,167,0003,553
Total interest expense$3,575,0004,110
Net interest income$5,592,0003,161
Provision for loan and lease losses$196,0003,471
Total noninterest income$2,121,0001,749
Gross Fiduciary activities income$848,000556
Service charges on deposit accounts$589,0002,306
Trading account gains and fees$0262
Additional Noninterest Income$684,0002,341
Total noninterest expense$4,607,0002,953
Salaries and employee benefits$2,886,0002,302
Premises and equipment expense$633,0003,041
Additional noninterest expense$1,088,0004,098
Pre-tax net operating income$2,910,0002,436
Securities gains (losses)$69,0001,150
Applicable income taxes$1,068,0002,208
Income before extraordinary items$1,911,0002,546
Extraordinary gains, net$053
Net income$1,911,0002,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$196,0002,709
Cash dividends$711,0002,711
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,866,8402,567
1995-12-31 (YTD Data)Rank
Total interest income$9,452,0003,462
Total interest expense$3,544,0004,111
Net interest income$5,908,0003,019
Provision for loan and lease losses$293,0002,337
Total noninterest income$1,935,0001,894
Gross Fiduciary activities income$646,000664
Service charges on deposit accounts$638,0002,131
Trading account gains and fees$0522
Additional Noninterest Income$651,0002,409
Total noninterest expense$4,838,0002,798
Salaries and employee benefits$2,763,0002,411
Premises and equipment expense$731,0002,694
Additional noninterest expense$1,344,0003,391
Pre-tax net operating income$2,712,0002,655
Securities gains (losses)$-84,00011,411
Applicable income taxes$933,0002,528
Income before extraordinary items$1,695,0002,906
Extraordinary gains, net$065
Net income$1,695,0002,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,558
Cash dividends$11,558,000362
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,748,7602,783
1994-12-31 (YTD Data)Rank
Total interest income$9,072,0003,305
Total interest expense$3,105,0003,838
Net interest income$5,967,0003,008
Provision for loan and lease losses$399,0001,841
Total noninterest income$1,895,0001,907
Gross Fiduciary activities income$537,000714
Service charges on deposit accounts$579,0002,350
Trading account gains and fees$0475
Additional Noninterest Income$779,0002,169
Total noninterest expense$4,434,0003,100
Salaries and employee benefits$2,284,0002,899
Premises and equipment expense$791,0002,550
Additional noninterest expense$1,359,0003,626
Pre-tax net operating income$3,029,0002,352
Securities gains (losses)$403,000313
Applicable income taxes$1,267,0001,800
Income before extraordinary items$2,165,0002,249
Extraordinary gains, net$0249
Net income$2,165,0002,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$169,0002,777
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,907,0802,562
1993-12-31 (YTD Data)Rank
Total interest income$9,678,0003,194
Total interest expense$3,322,0003,766
Net interest income$6,356,0002,855
Provision for loan and lease losses$132,0004,966
Total noninterest income$2,032,0001,956
Gross Fiduciary activities income$622,000683
Service charges on deposit accounts$572,0002,410
Trading account gains and fees$0532
Additional Noninterest Income$838,0002,319
Total noninterest expense$3,997,0003,499
Salaries and employee benefits$1,969,0003,339
Premises and equipment expense$663,0003,025
Additional noninterest expense$1,365,0003,790
Pre-tax net operating income$4,259,0001,625
Securities gains (losses)$354,0001,148
Applicable income taxes$1,616,0001,475
Income before extraordinary items$2,997,0001,689
Extraordinary gains, net$400,000560
Net income$3,397,0001,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$679,0002,435
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,766,9001,701
1992-12-31 (YTD Data)Rank
Total interest income$10,364,0003,372
Total interest expense$4,518,0003,629
Net interest income$5,846,0003,138
Provision for loan and lease losses$570,0002,721
Total noninterest income$1,448,0002,464
Gross Fiduciary activities income$493,000769
Service charges on deposit accounts$624,0002,183
Trading account gains and fees$0504
Additional Noninterest Income$331,0004,164
Total noninterest expense$3,786,0003,676
Salaries and employee benefits$1,791,0003,577
Premises and equipment expense$657,0003,095
Additional noninterest expense$1,338,0003,941
Pre-tax net operating income$2,938,0002,119
Securities gains (losses)$605,000930
Applicable income taxes$1,245,0001,690
Income before extraordinary items$2,298,0001,994
Extraordinary gains, net$01,422
Net income$2,298,0002,024
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0002,559
Cash dividends$936,0001,655
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,904,7502,228

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.