Home > Investors Bank > Net charge- offs to loans
Investors Bank, Net charge- offs to loans
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0172% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0047% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0324% | 4,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1737% | 4,227 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0244% | 3,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0244% | 3,830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 3,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0068% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0368% | 3,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0457% | 3,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0866% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0866% | 1,949 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 3,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0248% | 3,976 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 3,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0320% | 3,369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0819% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1167% | 1,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1167% | 1,608 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0242% | 4,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0404% | 3,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0487% | 3,453 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0014% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0014% | 3,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0333% | 4,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0669% | 3,997 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 123 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2478% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0019% | 3,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0019% | 3,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0357% | 71 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,939 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 3,476 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7122% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 4,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0110% | 4,163 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0797% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0788% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0436% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 4,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0492% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0160% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0160% | 4,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0111% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1085% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0775% | 3,610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5715% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0398% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0065% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 4,376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1548% | 3,687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2202% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0011% | 4,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0011% | 4,181 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 4,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0214% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1235% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5124% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0418% | 3,186 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0418% | 3,076 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 2,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0116% | 4,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0264% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1685% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 4,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4680% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0639% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0639% | 2,764 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,713 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0357% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 4,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2538% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0273% | 4,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4288% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0971% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0971% | 2,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0714% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0049% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5900% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1985% | 1,887 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1985% | 1,782 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 2,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0391% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 94 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0693% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2985% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3171% | 4,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2669% | 2,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2669% | 2,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1430% | 376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0073% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 609 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3642% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 678 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6010% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3425% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3425% | 1,688 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1816% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0111% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1492% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4229% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7886% | 5,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0176% | 2,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0176% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1199% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0164% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1795% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8501% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1478% | 420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1482% | 5,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0411% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0411% | 2,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0270% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1235% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0212% | 4,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0695% | 1,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0889% | 4,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5428% | 927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0263% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0263% | 3,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0376% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0199% | 4,461 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0771% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0148% | 3,813 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3796% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0018% | 4,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0018% | 4,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0596% | 246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2324% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 4,499 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0220% | 1,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0364% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4906% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0019% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0019% | 4,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 2,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.1236% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0142% | 4,538 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0313% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 5,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5578% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0039% | 4,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0039% | 4,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0556% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0833% | 4,876 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,901 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0244% | 4,595 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0510% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3837% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0350% | 3,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0350% | 3,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.1130% | 4,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,818 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0270% | 4,626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0524% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2027% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5046% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0527% | 3,164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0527% | 3,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 1,892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0519% | 1,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.1779% | 5,135 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0351% | 4,669 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2158% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8261% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0857% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0857% | 2,605 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.1597% | 5,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0025% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0295% | 4,708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2538% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1274% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2590% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6936% | 248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2141% | 1,813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 3,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 2,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0061% | 1,589 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1229% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3036% | 2,248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3036% | 2,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 3,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 2,492 |
| Percentage Net Loans Charged-off:Construction & development | 0.0766% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,735 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 2,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0116% | 2,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4583% | 1,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4583% | 1,471 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 3,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0603% | 481 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0615% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0391% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0391% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0286% | 338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0068% | 5,386 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0004% | 4,828 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0681% | 1,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 4,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2049% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2049% | 296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 3,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 2,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.0917% | 5,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2166% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0777% | 5,026 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0975% | 2,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5430% | 1,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3567% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.3567% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 2,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 2,577 |
| Percentage Net Loans Charged-off:Construction & development | -0.2060% | 5,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1059% | 5,100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 2,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0974% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8904% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3453% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.3453% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0718% | 2,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 2,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.1016% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1492% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0308% | 5,059 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1885% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4177% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4177% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 2,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.2319% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1549% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0069% | 172 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0556% | 1,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0571% | 1,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2478% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4740% | 1,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4740% | 1,404 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1629% | 2,601 |
| Percentage Net Loans Charged-off:Construction & development | 1.4000% | 716 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0484% | 2,348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0309% | 573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2461% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0449% | 5,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.5733% | 35 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.5733% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 2,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2036% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 1.6721% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 2,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0475% | 460 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2974% | 1,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3050% | 1,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3863% | 6,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.0578% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.0578% | 21 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 2,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2913% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 2.6213% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0435% | 1,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0693% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4186% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4294% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6866% | 6,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 19.2896% | 21 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 19.2896% | 24 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 2,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2364% | 1,645 |
| Percentage Net Loans Charged-off:Construction & development | 5.2842% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0768% | 1,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0811% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 1,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1708% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 4,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.5808% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.5808% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4230% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4167% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 3.7929% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 3,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4052% | 594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3731% | 2,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3822% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0588% | 3,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.3494% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.3494% | 26 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4912% | 2,142 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4916% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 5.1767% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0366% | 2,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5548% | 486 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3588% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3674% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 5,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.2388% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 14.2388% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4543% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4537% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 5.9036% | 447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 2,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7243% | 373 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 2,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0167% | 5,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 15.2375% | 51 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 15.2375% | 52 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 2,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2920% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 5.8166% | 393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0131% | 381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 2,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1859% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0651% | 5,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.4878% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.4878% | 40 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5752% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5616% | 2,483 |
| Percentage Net Loans Charged-off:Construction & development | 9.1918% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5773% | 1,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0232% | 996 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1795% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 3,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8952% | 1,254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2937% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2937% | 1,117 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4721% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4675% | 2,509 |
| Percentage Net Loans Charged-off:Construction & development | 7.1310% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3369% | 1,971 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0018% | 5,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1995% | 3,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2039% | 2,978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8880% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6718% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6718% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4687% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4592% | 2,387 |
| Percentage Net Loans Charged-off:Construction & development | 7.9587% | 544 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2067% | 2,030 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0029% | 5,639 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 3,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 2,939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4192% | 1,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0278% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0278% | 583 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4435% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4475% | 2,001 |
| Percentage Net Loans Charged-off:Construction & development | 8.2672% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1509% | 1,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1185% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 6,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0905% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0905% | 984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4204% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4183% | 3,253 |
| Percentage Net Loans Charged-off:Construction & development | 6.3429% | 992 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 3,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1001% | 1,029 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 3,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1245% | 3,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7861% | 2,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1288% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3373% | 3,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3332% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 4.1553% | 1,308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0813% | 835 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 3,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 3,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2933% | 1,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0840% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3230% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3189% | 3,027 |
| Percentage Net Loans Charged-off:Construction & development | 3.8663% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1342% | 651 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1458% | 3,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1479% | 2,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4245% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7966% | 2,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3039% | 3,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 2,524 |
| Percentage Net Loans Charged-off:Construction & development | 3.8599% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2878% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 2,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0878% | 2,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5347% | 2,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2447% | 5,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2448% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 4.1014% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 4,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0964% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1213% | 4,122 |
| Percentage Net Loans Charged-off:Construction & development | 2.1566% | 1,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 4,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 4,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3847% | 4,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 6,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6070% | 3,205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0006% | 5,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4302% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 7,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 5,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 3,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3372% | 4,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 6,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 3,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4507% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 5,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4143% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 4,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5717% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 6,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 4,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 3,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0003% | 3,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4961% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 6,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3722% | 3,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 2,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 5,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 3,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 2,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5614% | 2,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 5,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2558% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0059% | 4,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 4,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2699% | 7,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 7,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2077% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 5,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 2,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3345% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 2,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5938% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0159% | 4,150 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,568 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5078% | 493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 8,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 3,882 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 3,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.7935% | 8,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0151% | 7,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,305 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.7406% | 8,856 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 2,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | -18.4118% | 8,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,050 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6777% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0396% | 6,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 2,780 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6872% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 1,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9011% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 6,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0110% | 2,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5357% | 3,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 1,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0600% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 7,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0127% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 4.7064% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 3,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 3,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3448% | 5,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 7,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1414% | 9,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 2,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4643% | 4,316 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 7,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 895 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1653% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 630 |
| Percentage Net Loans Charged-off: Credit card loans | 11.7021% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 7,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 953 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6391% | 39 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 7,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 737 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 5,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 354 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8638% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 5,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0994% | 428 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3733% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 5,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 496 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4203% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1184% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 6.5301% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1662% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1720% | 442 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 37.2130% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7542% | 1,293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4560% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4307% | 362 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4474% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4529% | 172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6816% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 10,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |