International City Bank Federal Savings Bank, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$9,441,0002,163
Total interest expense$600,0002,597
Net interest income$8,841,0002,079
Provision for loan and lease losses$02,963
Total noninterest income$11,458,000647
Gross Fiduciary activities income$0957
Service charges on deposit accounts$33,0004,142
Trading account gains and feesNANA
Additional Noninterest Income$11,425,000528
Total noninterest expense$10,842,0001,497
Salaries and employee benefits$4,543,0001,924
Premises and equipment expense$719,0002,112
Additional noninterest expense$5,580,000986
Pre-tax net operating income$9,457,0001,126
Securities gains (losses)$02,015
Applicable income taxes$1,585,0001,107
Income before extraordinary items$7,872,0001,151
Extraordinary gains, net$08
Net income$7,872,0001,152
Minority interest net income$069
Net income of bank and minority interests.$7,872,0001,152
Net charge-offs$-37,0004,103
Cash dividends$224,0002,810
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,872,0001,131
2021-06-30 (YTD Data)Rank
Total interest income$6,236,0002,170
Total interest expense$398,0002,685
Net interest income$5,838,0002,085
Provision for loan and lease losses$02,862
Total noninterest income$8,493,000596
Gross Fiduciary activities income$0951
Service charges on deposit accounts$20,0004,201
Trading account gains and feesNANA
Additional Noninterest Income$8,473,000494
Total noninterest expense$6,493,0001,625
Salaries and employee benefits$3,032,0001,911
Premises and equipment expense$468,0002,129
Additional noninterest expense$2,993,0001,132
Pre-tax net operating income$7,838,000935
Securities gains (losses)$01,818
Applicable income taxes$1,458,000909
Income before extraordinary items$6,380,000979
Extraordinary gains, net$06
Net income$6,380,000979
Minority interest net income$067
Net income of bank and minority interests.$6,380,000979
Net charge-offs$-2,0003,249
Cash dividends$112,0002,810
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,380,000959
2021-03-31 (YTD Data)Rank
Total interest income$3,086,0002,171
Total interest expense$200,0002,759
Net interest income$2,886,0002,080
Provision for loan and lease losses$02,741
Total noninterest income$8,533,000375
Gross Fiduciary activities income$0922
Service charges on deposit accounts$9,0004,263
Trading account gains and feesNANA
Additional Noninterest Income$8,524,000306
Total noninterest expense$2,595,0001,910
Salaries and employee benefits$1,589,0001,829
Premises and equipment expense$213,0002,275
Additional noninterest expense$793,0001,849
Pre-tax net operating income$8,824,000496
Securities gains (losses)$01,392
Applicable income taxes$1,986,000468
Income before extraordinary items$6,838,000518
Extraordinary gains, net$03
Net income$6,838,000518
Minority interest net income$055
Net income of bank and minority interests.$6,838,000518
Net charge-offs$-1,0003,038
Cash dividends$112,0002,071
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,838,000508
2020-12-31 (YTD Data)Rank
Total interest income$11,488,0002,309
Total interest expense$1,778,0002,119
Net interest income$9,710,0002,304
Provision for loan and lease losses$400,0002,439
Total noninterest income$1,508,0002,421
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$60,0004,031
Trading account gains and feesNANA
Additional Noninterest Income$1,448,0002,107
Total noninterest expense$9,567,0002,016
Salaries and employee benefits$5,906,0001,920
Premises and equipment expense$945,0002,105
Additional noninterest expense$2,716,0002,085
Pre-tax net operating income$1,251,0003,479
Securities gains (losses)$02,675
Applicable income taxes$-602,0004,957
Income before extraordinary items$1,853,0002,915
Extraordinary gains, net$04
Net income$1,853,0002,913
Minority interest net income$072
Net income of bank and minority interests.$1,853,0002,915
Net charge-offs$-24,0004,424
Cash dividends$13,0003,766
Sale, conversion, retirement of capital stock, net$3,200,000115
Net operating income$1,853,0002,869
2020-09-30 (YTD Data)Rank
Total interest income$8,496,0002,346
Total interest expense$1,549,0002,017
Net interest income$6,947,0002,374
Provision for loan and lease losses$345,0002,300
Total noninterest income$-1,584,0005,027
Gross Fiduciary activities income$0981
Service charges on deposit accounts$49,0003,989
Trading account gains and feesNANA
Additional Noninterest Income$-1,633,0005,034
Total noninterest expense$7,101,0002,012
Salaries and employee benefits$4,468,0001,893
Premises and equipment expense$708,0002,100
Additional noninterest expense$1,925,0002,131
Pre-tax net operating income$-2,083,0004,976
Securities gains (losses)$02,494
Applicable income taxes$-1,106,0004,992
Income before extraordinary items$-977,0004,938
Extraordinary gains, net$04
Net income$-977,0004,938
Minority interest net income$065
Net income of bank and minority interests.$-977,0004,938
Net charge-offs$-24,0004,467
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$3,200,00093
Net operating income$-977,0004,935
2020-06-30 (YTD Data)Rank
Total interest income$5,592,0002,392
Total interest expense$1,255,0001,865
Net interest income$4,337,0002,501
Provision for loan and lease losses$345,0001,921
Total noninterest income$-2,568,0005,057
Gross Fiduciary activities income$0970
Service charges on deposit accounts$40,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$-2,608,0005,064
Total noninterest expense$4,746,0002,010
Salaries and employee benefits$2,974,0001,885
Premises and equipment expense$473,0002,100
Additional noninterest expense$1,299,0002,108
Pre-tax net operating income$-3,322,0005,024
Securities gains (losses)$02,249
Applicable income taxes$-1,229,0005,023
Income before extraordinary items$-2,093,0005,004
Extraordinary gains, net$04
Net income$-2,093,0005,004
Minority interest net income$065
Net income of bank and minority interests.$-2,093,0005,004
Net charge-offs$-23,0004,557
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$500,000161
Net operating income$-2,093,0005,008
2020-03-31 (YTD Data)Rank
Total interest income$2,702,0002,434
Total interest expense$839,0001,640
Net interest income$1,863,0002,719
Provision for loan and lease losses$160,0001,591
Total noninterest income$-2,211,0005,101
Gross Fiduciary activities income$0941
Service charges on deposit accounts$25,0003,805
Trading account gains and feesNANA
Additional Noninterest Income$-2,236,0005,109
Total noninterest expense$2,410,0002,005
Salaries and employee benefits$1,465,0001,916
Premises and equipment expense$238,0002,111
Additional noninterest expense$707,0002,012
Pre-tax net operating income$-2,918,0005,071
Securities gains (losses)$01,705
Applicable income taxes$-920,0005,050
Income before extraordinary items$-1,998,0005,039
Extraordinary gains, net$04
Net income$-1,998,0005,039
Minority interest net income$056
Net income of bank and minority interests.$-1,998,0005,039
Net charge-offs$-1,0003,618
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-1,998,0005,055
2019-12-31 (YTD Data)Rank
Total interest income$9,359,0002,683
Total interest expense$3,095,0001,764
Net interest income$6,264,0003,029
Provision for loan and lease losses$03,973
Total noninterest income$2,193,0001,881
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$99,0003,939
Trading account gains and feesNANA
Additional Noninterest Income$2,094,0001,492
Total noninterest expense$9,185,0002,044
Salaries and employee benefits$5,302,0002,021
Premises and equipment expense$1,070,0001,952
Additional noninterest expense$2,813,0002,026
Pre-tax net operating income$-728,0005,079
Securities gains (losses)$02,379
Applicable income taxes$-731,0005,149
Income before extraordinary items$3,0004,985
Extraordinary gains, net$011
Net income$3,0004,987
Minority interest net income$076
Net income of bank and minority interests.$3,0004,987
Net charge-offs$-85,0004,870
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,0004,969
2019-09-30 (YTD Data)Rank
Total interest income$6,809,0002,778
Total interest expense$2,248,0001,818
Net interest income$4,561,0003,117
Provision for loan and lease losses$03,836
Total noninterest income$194,0004,309
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$74,0003,995
Trading account gains and feesNANA
Additional Noninterest Income$120,0004,168
Total noninterest expense$6,792,0002,068
Salaries and employee benefits$3,992,0002,021
Premises and equipment expense$757,0002,047
Additional noninterest expense$2,043,0002,087
Pre-tax net operating income$-2,037,0005,228
Securities gains (losses)$02,167
Applicable income taxes$-906,0005,247
Income before extraordinary items$-1,131,0005,204
Extraordinary gains, net$011
Net income$-1,131,0005,204
Minority interest net income$072
Net income of bank and minority interests.$-1,131,0005,204
Net charge-offs$-47,0004,806
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$-1,131,0005,201
2019-06-30 (YTD Data)Rank
Total interest income$4,381,0002,852
Total interest expense$1,470,0001,821
Net interest income$2,911,0003,209
Provision for loan and lease losses$03,685
Total noninterest income$3,625,000860
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$51,0003,989
Trading account gains and feesNANA
Additional Noninterest Income$3,574,000642
Total noninterest expense$4,605,0002,049
Salaries and employee benefits$2,644,0002,027
Premises and equipment expense$502,0002,064
Additional noninterest expense$1,459,0001,992
Pre-tax net operating income$1,931,0002,144
Securities gains (losses)$01,702
Applicable income taxes$296,0001,874
Income before extraordinary items$1,635,0002,215
Extraordinary gains, net$011
Net income$1,635,0002,214
Minority interest net income$069
Net income of bank and minority interests.$1,635,0002,215
Net charge-offs$-40,0004,848
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,635,0002,186
2019-03-31 (YTD Data)Rank
Total interest income$2,131,0002,911
Total interest expense$721,0001,806
Net interest income$1,410,0003,295
Provision for loan and lease losses$03,406
Total noninterest income$746,0001,495
Gross Fiduciary activities income$0972
Service charges on deposit accounts$25,0004,020
Trading account gains and feesNANA
Additional Noninterest Income$721,0001,146
Total noninterest expense$2,220,0002,112
Salaries and employee benefits$1,289,0002,092
Premises and equipment expense$262,0002,015
Additional noninterest expense$669,0002,104
Pre-tax net operating income$-64,0005,222
Securities gains (losses)$01,087
Applicable income taxes$-128,0005,309
Income before extraordinary items$64,0004,846
Extraordinary gains, net$05
Net income$64,0004,845
Minority interest net income$052
Net income of bank and minority interests.$64,0004,845
Net charge-offs$-28,0004,950
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$64,0004,840
2018-12-31 (YTD Data)Rank
Total interest income$7,897,0002,958
Total interest expense$1,851,0002,034
Net interest income$6,046,0003,152
Provision for loan and lease losses$-223,0005,228
Total noninterest income$7,302,000857
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$94,0004,198
Trading account gains and feesNANA
Additional Noninterest Income$7,208,000641
Total noninterest expense$7,977,0002,252
Salaries and employee benefits$4,931,0002,113
Premises and equipment expense$877,0002,239
Additional noninterest expense$2,169,0002,458
Pre-tax net operating income$5,594,0001,628
Securities gains (losses)$01,125
Applicable income taxes$1,067,0001,333
Income before extraordinary items$4,527,0001,713
Extraordinary gains, net$06
Net income$4,527,0001,712
Minority interest net income$072
Net income of bank and minority interests.$4,527,0001,712
Net charge-offs$-178,0005,155
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,527,0001,708
2018-09-30 (YTD Data)Rank
Total interest income$5,781,0002,996
Total interest expense$1,225,0002,134
Net interest income$4,556,0003,163
Provision for loan and lease losses$-160,0005,315
Total noninterest income$7,679,000677
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$69,0004,272
Trading account gains and feesNANA
Additional Noninterest Income$7,610,000504
Total noninterest expense$5,852,0002,286
Salaries and employee benefits$3,679,0002,116
Premises and equipment expense$649,0002,263
Additional noninterest expense$1,524,0002,578
Pre-tax net operating income$6,543,0001,151
Securities gains (losses)$01,118
Applicable income taxes$1,436,000922
Income before extraordinary items$5,107,0001,249
Extraordinary gains, net$05
Net income$5,107,0001,247
Minority interest net income$066
Net income of bank and minority interests.$5,107,0001,248
Net charge-offs$-138,0005,180
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,107,0001,246
2018-06-30 (YTD Data)Rank
Total interest income$3,789,0003,018
Total interest expense$754,0002,171
Net interest income$3,035,0003,168
Provision for loan and lease losses$-160,0005,403
Total noninterest income$5,100,000677
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$48,0004,251
Trading account gains and feesNANA
Additional Noninterest Income$5,052,000506
Total noninterest expense$3,910,0002,288
Salaries and employee benefits$2,454,0002,132
Premises and equipment expense$410,0002,367
Additional noninterest expense$1,046,0002,537
Pre-tax net operating income$4,385,0001,135
Securities gains (losses)$0961
Applicable income taxes$962,000905
Income before extraordinary items$3,423,0001,221
Extraordinary gains, net$06
Net income$3,423,0001,220
Minority interest net income$065
Net income of bank and minority interests.$3,423,0001,220
Net charge-offs$-83,0005,151
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,423,0001,215
2018-03-31 (YTD Data)Rank
Total interest income$1,969,0002,967
Total interest expense$341,0002,247
Net interest income$1,628,0003,055
Provision for loan and lease losses$-160,0005,514
Total noninterest income$3,855,000502
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$26,0004,184
Trading account gains and feesNANA
Additional Noninterest Income$3,829,000378
Total noninterest expense$1,897,0002,365
Salaries and employee benefits$1,161,0002,244
Premises and equipment expense$202,0002,433
Additional noninterest expense$534,0002,510
Pre-tax net operating income$3,746,000719
Securities gains (losses)$0735
Applicable income taxes$863,000592
Income before extraordinary items$2,883,000774
Extraordinary gains, net$07
Net income$2,883,000774
Minority interest net income$052
Net income of bank and minority interests.$2,883,000774
Net charge-offs$-37,0005,159
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,883,000766
2017-12-31 (YTD Data)Rank
Total interest income$7,622,0002,964
Total interest expense$897,0002,745
Net interest income$6,725,0002,969
Provision for loan and lease losses$-10,0005,293
Total noninterest income$2,648,0001,718
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$113,0004,204
Trading account gains and feesNANA
Additional Noninterest Income$2,535,0001,313
Total noninterest expense$7,599,0002,358
Salaries and employee benefits$4,729,0002,170
Premises and equipment expense$909,0002,244
Additional noninterest expense$1,961,0002,692
Pre-tax net operating income$1,784,0003,284
Securities gains (losses)$02,243
Applicable income taxes$-678,0005,611
Income before extraordinary items$2,462,0002,351
Extraordinary gains, net$09
Net income$2,462,0002,351
Minority interest net income$076
Net income of bank and minority interests.$2,462,0002,351
Net charge-offs$-11,0004,818
Cash dividends$606,0002,757
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,462,0002,325
2017-09-30 (YTD Data)Rank
Total interest income$5,566,0003,031
Total interest expense$599,0002,910
Net interest income$4,967,0003,016
Provision for loan and lease losses$-10,0005,445
Total noninterest income$2,373,0001,535
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$85,0004,241
Trading account gains and feesNANA
Additional Noninterest Income$2,288,0001,164
Total noninterest expense$5,683,0002,376
Salaries and employee benefits$3,501,0002,204
Premises and equipment expense$686,0002,250
Additional noninterest expense$1,496,0002,668
Pre-tax net operating income$1,667,0002,988
Securities gains (losses)$02,274
Applicable income taxes$192,0002,790
Income before extraordinary items$1,475,0002,888
Extraordinary gains, net$09
Net income$1,475,0002,887
Minority interest net income$071
Net income of bank and minority interests.$1,475,0002,888
Net charge-offs$8,0003,335
Cash dividends$606,0002,210
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,475,0002,865
2017-06-30 (YTD Data)Rank
Total interest income$3,756,0003,007
Total interest expense$384,0002,939
Net interest income$3,372,0002,973
Provision for loan and lease losses$-60,0005,595
Total noninterest income$2,010,0001,300
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$56,0004,266
Trading account gains and feesNANA
Additional Noninterest Income$1,954,000989
Total noninterest expense$3,763,0002,393
Salaries and employee benefits$2,305,0002,249
Premises and equipment expense$457,0002,261
Additional noninterest expense$1,001,0002,667
Pre-tax net operating income$1,679,0002,299
Securities gains (losses)$01,906
Applicable income taxes$362,0001,995
Income before extraordinary items$1,317,0002,374
Extraordinary gains, net$011
Net income$1,317,0002,375
Minority interest net income$071
Net income of bank and minority interests.$1,317,0002,375
Net charge-offs$-10,0004,795
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,317,0002,348
2017-03-31 (YTD Data)Rank
Total interest income$1,885,0002,999
Total interest expense$197,0002,875
Net interest income$1,688,0002,977
Provision for loan and lease losses$-60,0005,718
Total noninterest income$589,0001,850
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$32,0004,113
Trading account gains and feesNANA
Additional Noninterest Income$557,0001,436
Total noninterest expense$1,849,0002,452
Salaries and employee benefits$1,114,0002,331
Premises and equipment expense$227,0002,300
Additional noninterest expense$508,0002,644
Pre-tax net operating income$488,0003,118
Securities gains (losses)$01,153
Applicable income taxes$88,0002,530
Income before extraordinary items$400,0003,136
Extraordinary gains, net$08
Net income$400,0003,134
Minority interest net income$055
Net income of bank and minority interests.$400,0003,136
Net charge-offs$-6,0004,769
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$400,0003,119
2016-12-31 (YTD Data)Rank
Total interest income$6,955,0003,136
Total interest expense$561,0003,429
Net interest income$6,394,0003,065
Provision for loan and lease losses$48,0003,688
Total noninterest income$5,958,0001,015
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$103,0004,472
Trading account gains and fees$0170
Additional Noninterest Income$5,855,000744
Total noninterest expense$7,143,0002,517
Salaries and employee benefits$4,392,0002,322
Premises and equipment expense$884,0002,344
Additional noninterest expense$1,867,0002,881
Pre-tax net operating income$5,161,0001,587
Securities gains (losses)$03,212
Applicable income taxes$1,680,0001,191
Income before extraordinary items$3,481,0001,852
Extraordinary gains, net$05
Net income$3,481,0001,851
Minority interest net income$082
Net income of bank and minority interests.$3,481,0001,851
Net charge-offs$-237,0005,680
Cash dividends$571,0002,836
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,481,0001,814
2016-09-30 (YTD Data)Rank
Total interest income$5,125,0003,181
Total interest expense$384,0003,626
Net interest income$4,741,0003,092
Provision for loan and lease losses$48,0003,383
Total noninterest income$2,531,0001,507
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$76,0004,529
Trading account gains and fees$0169
Additional Noninterest Income$2,455,0001,139
Total noninterest expense$5,408,0002,490
Salaries and employee benefits$3,298,0002,314
Premises and equipment expense$664,0002,343
Additional noninterest expense$1,446,0002,820
Pre-tax net operating income$1,816,0002,783
Securities gains (losses)$03,160
Applicable income taxes$618,0001,869
Income before extraordinary items$1,198,0003,214
Extraordinary gains, net$05
Net income$1,198,0003,214
Minority interest net income$071
Net income of bank and minority interests.$1,198,0003,214
Net charge-offs$-213,0005,739
Cash dividends$571,0002,236
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,198,0003,151
2016-06-30 (YTD Data)Rank
Total interest income$3,388,0003,212
Total interest expense$235,0003,787
Net interest income$3,153,0003,115
Provision for loan and lease losses$48,0002,989
Total noninterest income$1,907,0001,367
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$49,0004,575
Trading account gains and fees$0157
Additional Noninterest Income$1,858,0001,026
Total noninterest expense$3,635,0002,486
Salaries and employee benefits$2,198,0002,327
Premises and equipment expense$440,0002,349
Additional noninterest expense$997,0002,771
Pre-tax net operating income$1,377,0002,539
Securities gains (losses)$02,835
Applicable income taxes$473,0001,720
Income before extraordinary items$904,0002,961
Extraordinary gains, net$016
Net income$904,0002,959
Minority interest net income$071
Net income of bank and minority interests.$904,0002,960
Net charge-offs$-157,0005,805
Cash dividends$571,0001,838
Sale, conversion, retirement of capital stock, net$0705
Net operating income$904,0002,892
2016-03-31 (YTD Data)Rank
Total interest income$1,655,0003,264
Total interest expense$111,0003,922
Net interest income$1,544,0003,164
Provision for loan and lease losses$48,0002,216
Total noninterest income$1,280,0001,084
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$23,0004,665
Trading account gains and fees$0142
Additional Noninterest Income$1,257,000800
Total noninterest expense$1,764,0002,549
Salaries and employee benefits$1,053,0002,421
Premises and equipment expense$235,0002,262
Additional noninterest expense$476,0002,860
Pre-tax net operating income$1,012,0001,905
Securities gains (losses)$02,077
Applicable income taxes$366,0001,307
Income before extraordinary items$646,0002,329
Extraordinary gains, net$012
Net income$646,0002,329
Minority interest net income$062
Net income of bank and minority interests.$646,0002,329
Net charge-offs$-122,0005,912
Cash dividends$571,0001,113
Sale, conversion, retirement of capital stock, net$0659
Net operating income$646,0002,280
2015-12-31 (YTD Data)Rank
Total interest income$6,036,0003,428
Total interest expense$383,0004,236
Net interest income$5,653,0003,319
Provision for loan and lease losses$-770,0006,012
Total noninterest income$3,647,0001,383
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$101,0004,701
Trading account gains and fees$0159
Additional Noninterest Income$3,546,0001,038
Total noninterest expense$7,193,0002,514
Salaries and employee benefits$4,216,0002,376
Premises and equipment expense$878,0002,395
Additional noninterest expense$2,099,0002,700
Pre-tax net operating income$2,877,0002,385
Securities gains (losses)$03,216
Applicable income taxes$980,0001,612
Income before extraordinary items$1,897,0002,827
Extraordinary gains, net$023
Net income$1,897,0002,829
Minority interest net income$081
Net income of bank and minority interests.$1,897,0002,830
Net charge-offs$-892,0006,085
Cash dividends$1,212,0001,891
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,897,0002,776
2015-09-30 (YTD Data)Rank
Total interest income$4,521,0003,464
Total interest expense$289,0004,281
Net interest income$4,232,0003,352
Provision for loan and lease losses$15,0003,904
Total noninterest income$2,963,0001,327
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$80,0004,673
Trading account gains and fees$0153
Additional Noninterest Income$2,883,000997
Total noninterest expense$5,359,0002,535
Salaries and employee benefits$3,088,0002,431
Premises and equipment expense$676,0002,373
Additional noninterest expense$1,595,0002,661
Pre-tax net operating income$1,821,0002,731
Securities gains (losses)$03,031
Applicable income taxes$598,0001,843
Income before extraordinary items$1,223,0003,140
Extraordinary gains, net$021
Net income$1,223,0003,139
Minority interest net income$078
Net income of bank and minority interests.$1,223,0003,140
Net charge-offs$-120,0005,845
Cash dividends$686,0002,014
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,223,0003,086
2015-06-30 (YTD Data)Rank
Total interest income$3,056,0003,450
Total interest expense$198,0004,256
Net interest income$2,858,0003,329
Provision for loan and lease losses$-115,0006,072
Total noninterest income$1,675,0001,491
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$57,0004,577
Trading account gains and fees$0157
Additional Noninterest Income$1,618,0001,129
Total noninterest expense$3,646,0002,502
Salaries and employee benefits$2,096,0002,406
Premises and equipment expense$467,0002,331
Additional noninterest expense$1,083,0002,643
Pre-tax net operating income$1,002,0003,063
Securities gains (losses)$02,636
Applicable income taxes$313,0002,087
Income before extraordinary items$689,0003,439
Extraordinary gains, net$022
Net income$689,0003,439
Minority interest net income$075
Net income of bank and minority interests.$689,0003,440
Net charge-offs$-111,0005,943
Cash dividends$343,0002,304
Sale, conversion, retirement of capital stock, net$0751
Net operating income$689,0003,377
2015-03-31 (YTD Data)Rank
Total interest income$1,495,0003,501
Total interest expense$97,0004,353
Net interest income$1,398,0003,381
Provision for loan and lease losses$03,703
Total noninterest income$530,0002,027
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$30,0004,503
Trading account gains and fees$0152
Additional Noninterest Income$500,0001,506
Total noninterest expense$1,784,0002,565
Salaries and employee benefits$1,035,0002,447
Premises and equipment expense$220,0002,457
Additional noninterest expense$529,0002,675
Pre-tax net operating income$144,0004,879
Securities gains (losses)$02,027
Applicable income taxes$16,0003,628
Income before extraordinary items$128,0004,867
Extraordinary gains, net$013
Net income$128,0004,869
Minority interest net income$064
Net income of bank and minority interests.$128,0004,871
Net charge-offs$-18,0005,644
Cash dividends$343,0001,436
Sale, conversion, retirement of capital stock, net$0697
Net operating income$128,0004,809
2014-12-31 (YTD Data)Rank
Total interest income$6,294,0003,411
Total interest expense$355,0004,671
Net interest income$5,939,0003,268
Provision for loan and lease losses$-513,0006,268
Total noninterest income$2,013,0002,095
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$104,0004,938
Trading account gains and fees$0180
Additional Noninterest Income$1,909,0001,513
Total noninterest expense$6,954,0002,633
Salaries and employee benefits$3,906,0002,554
Premises and equipment expense$972,0002,296
Additional noninterest expense$2,076,0002,799
Pre-tax net operating income$1,511,0003,471
Securities gains (losses)$27,0002,144
Applicable income taxes$424,0002,363
Income before extraordinary items$1,114,0003,766
Extraordinary gains, net$017
Net income$1,113,0003,767
Minority interest net income$1,00083
Net income of bank and minority interests.$1,114,0003,768
Net charge-offs$-287,0006,312
Cash dividends$1,944,0001,325
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,094,5603,754
2014-09-30 (YTD Data)Rank
Total interest income$4,599,0003,504
Total interest expense$260,0004,785
Net interest income$4,339,0003,362
Provision for loan and lease losses$-321,0006,334
Total noninterest income$1,508,0002,103
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$81,0004,946
Trading account gains and fees$0174
Additional Noninterest Income$1,427,0001,506
Total noninterest expense$5,153,0002,651
Salaries and employee benefits$2,949,0002,540
Premises and equipment expense$735,0002,308
Additional noninterest expense$1,469,0002,932
Pre-tax net operating income$1,015,0003,731
Securities gains (losses)$27,0001,839
Applicable income taxes$263,0002,576
Income before extraordinary items$779,0003,954
Extraordinary gains, net$015
Net income$778,0003,958
Minority interest net income$1,00080
Net income of bank and minority interests.$779,0003,957
Net charge-offs$-254,0006,385
Cash dividends$1,806,0001,027
Sale, conversion, retirement of capital stock, net$0819
Net operating income$758,7503,942
2014-06-30 (YTD Data)Rank
Total interest income$3,084,0003,494
Total interest expense$167,0004,908
Net interest income$2,917,0003,340
Provision for loan and lease losses$-321,0006,460
Total noninterest income$1,014,0002,080
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$61,0004,758
Trading account gains and fees$0172
Additional Noninterest Income$953,0001,497
Total noninterest expense$3,423,0002,663
Salaries and employee benefits$1,954,0002,565
Premises and equipment expense$498,0002,283
Additional noninterest expense$971,0002,958
Pre-tax net operating income$829,0003,303
Securities gains (losses)$27,0001,498
Applicable income taxes$230,0002,280
Income before extraordinary items$626,0003,551
Extraordinary gains, net$020
Net income$625,0003,561
Minority interest net income$1,00079
Net income of bank and minority interests.$626,0003,557
Net charge-offs$-279,0006,503
Cash dividends$1,371,000905
Sale, conversion, retirement of capital stock, net$0794
Net operating income$606,2903,551
2014-03-31 (YTD Data)Rank
Total interest income$1,449,0003,656
Total interest expense$80,0005,037
Net interest income$1,369,0003,486
Provision for loan and lease losses$-80,0006,500
Total noninterest income$515,0001,991
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$35,0004,530
Trading account gains and fees$0147
Additional Noninterest Income$480,0001,460
Total noninterest expense$1,749,0002,626
Salaries and employee benefits$1,003,0002,502
Premises and equipment expense$262,0002,216
Additional noninterest expense$484,0002,965
Pre-tax net operating income$215,0004,361
Securities gains (losses)$27,000855
Applicable income taxes$46,0003,014
Income before extraordinary items$196,0004,293
Extraordinary gains, net$016
Net income$195,0004,301
Minority interest net income$1,00062
Net income of bank and minority interests.$196,0004,295
Net charge-offs$-24,0006,104
Cash dividends$1,166,000540
Sale, conversion, retirement of capital stock, net$0747
Net operating income$174,1304,415
2013-12-31 (YTD Data)Rank
Total interest income$5,841,0003,684
Total interest expense$373,0005,041
Net interest income$5,468,0003,487
Provision for loan and lease losses$140,0003,337
Total noninterest income$9,068,000735
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$159,0004,486
Trading account gains and fees$0184
Additional Noninterest Income$8,909,000523
Total noninterest expense$8,416,0002,245
Salaries and employee benefits$3,544,0002,775
Premises and equipment expense$929,0002,397
Additional noninterest expense$3,943,0001,639
Pre-tax net operating income$5,980,0001,231
Securities gains (losses)$102,0001,311
Applicable income taxes$1,972,000914
Income before extraordinary items$4,110,0001,463
Extraordinary gains, net$029
Net income$3,923,0001,538
Minority interest net income$187,00046
Net income of bank and minority interests.$4,110,0001,467
Net charge-offs$334,0002,449
Cash dividends$3,888,000715
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,040,6401,453
2013-09-30 (YTD Data)Rank
Total interest income$4,457,0003,683
Total interest expense$299,0005,008
Net interest income$4,158,0003,474
Provision for loan and lease losses$140,0003,010
Total noninterest income$8,449,000620
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$121,0004,495
Trading account gains and fees$0180
Additional Noninterest Income$8,328,000459
Total noninterest expense$6,649,0002,122
Salaries and employee benefits$2,648,0002,784
Premises and equipment expense$697,0002,423
Additional noninterest expense$3,304,0001,502
Pre-tax net operating income$5,818,000995
Securities gains (losses)$03,040
Applicable income taxes$1,980,000742
Income before extraordinary items$3,838,0001,207
Extraordinary gains, net$025
Net income$3,652,0001,259
Minority interest net income$186,00045
Net income of bank and minority interests.$3,838,0001,209
Net charge-offs$221,0002,455
Cash dividends$3,613,000552
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,838,0001,174
2013-06-30 (YTD Data)Rank
Total interest income$2,921,0003,733
Total interest expense$208,0004,991
Net interest income$2,713,0003,518
Provision for loan and lease losses$15,0004,344
Total noninterest income$7,932,000494
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$76,0004,585
Trading account gains and fees$0157
Additional Noninterest Income$7,856,000374
Total noninterest expense$4,952,0001,927
Salaries and employee benefits$1,778,0002,781
Premises and equipment expense$463,0002,429
Additional noninterest expense$2,711,0001,226
Pre-tax net operating income$5,678,000692
Securities gains (losses)$02,791
Applicable income taxes$2,089,000524
Income before extraordinary items$3,589,000871
Extraordinary gains, net$022
Net income$3,401,000910
Minority interest net income$188,00044
Net income of bank and minority interests.$3,589,000873
Net charge-offs$-17,0006,281
Cash dividends$3,294,000414
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,589,000839
2013-03-31 (YTD Data)Rank
Total interest income$1,408,0003,855
Total interest expense$111,0004,943
Net interest income$1,297,0003,653
Provision for loan and lease losses$15,0003,721
Total noninterest income$7,258,000317
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$39,0004,527
Trading account gains and fees$0148
Additional Noninterest Income$7,219,000235
Total noninterest expense$3,298,0001,499
Salaries and employee benefits$912,0002,736
Premises and equipment expense$233,0002,443
Additional noninterest expense$2,153,000793
Pre-tax net operating income$5,242,000421
Securities gains (losses)$01,966
Applicable income taxes$1,927,000353
Income before extraordinary items$3,315,000509
Extraordinary gains, net$010
Net income$3,048,000537
Minority interest net income$267,00030
Net income of bank and minority interests.$3,315,000510
Net charge-offs$-23,0006,491
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,315,000487
2012-12-31 (YTD Data)Rank
Total interest income$5,274,0004,173
Total interest expense$648,0004,586
Net interest income$4,626,0004,008
Provision for loan and lease losses$-550,0006,995
Total noninterest income$4,774,0001,188
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$174,0004,512
Trading account gains and fees$0166
Additional Noninterest Income$4,600,000868
Total noninterest expense$8,448,0002,237
Salaries and employee benefits$3,564,0002,736
Premises and equipment expense$926,0002,412
Additional noninterest expense$3,958,0001,685
Pre-tax net operating income$1,502,0003,333
Securities gains (losses)$03,810
Applicable income taxes$139,0003,276
Income before extraordinary items$1,363,0003,299
Extraordinary gains, net$029
Net income$1,150,0003,648
Minority interest net income$213,00050
Net income of bank and minority interests.$1,363,0003,299
Net charge-offs$285,0003,363
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,363,0003,156
2012-09-30 (YTD Data)Rank
Total interest income$4,031,0004,209
Total interest expense$529,0004,523
Net interest income$3,502,0004,039
Provision for loan and lease losses$-475,0007,109
Total noninterest income$3,556,0001,181
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$127,0004,624
Trading account gains and fees$0157
Additional Noninterest Income$3,429,000848
Total noninterest expense$6,526,0002,199
Salaries and employee benefits$2,739,0002,694
Premises and equipment expense$693,0002,463
Additional noninterest expense$3,094,0001,630
Pre-tax net operating income$1,007,0003,616
Securities gains (losses)$03,575
Applicable income taxes$2,0004,631
Income before extraordinary items$1,005,0003,430
Extraordinary gains, net$020
Net income$834,0003,789
Minority interest net income$171,00049
Net income of bank and minority interests.$1,005,0003,432
Net charge-offs$-239,0007,105
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,005,0003,269
2012-06-30 (YTD Data)Rank
Total interest income$2,663,0004,258
Total interest expense$385,0004,420
Net interest income$2,278,0004,130
Provision for loan and lease losses$-475,0007,190
Total noninterest income$2,655,0001,081
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$81,0004,712
Trading account gains and fees$0153
Additional Noninterest Income$2,574,000773
Total noninterest expense$4,622,0002,074
Salaries and employee benefits$1,874,0002,636
Premises and equipment expense$462,0002,464
Additional noninterest expense$2,286,0001,484
Pre-tax net operating income$786,0003,316
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$786,0003,081
Extraordinary gains, net$019
Net income$682,0003,388
Minority interest net income$104,00049
Net income of bank and minority interests.$786,0003,081
Net charge-offs$-180,0007,154
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$786,0002,928
2012-03-31 (YTD Data)Rank
Total interest income$1,318,0004,320
Total interest expense$211,0004,326
Net interest income$1,107,0004,243
Provision for loan and lease losses$05,254
Total noninterest income$1,138,0001,210
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$38,0004,813
Trading account gains and fees$0148
Additional Noninterest Income$1,100,000846
Total noninterest expense$2,147,0002,220
Salaries and employee benefits$1,015,0002,439
Premises and equipment expense$233,0002,455
Additional noninterest expense$899,0001,843
Pre-tax net operating income$98,0005,423
Securities gains (losses)$02,210
Applicable income taxes$-63,0007,129
Income before extraordinary items$161,0004,729
Extraordinary gains, net$019
Net income$11,0006,427
Minority interest net income$150,00035
Net income of bank and minority interests.$161,0004,733
Net charge-offs$-125,0007,194
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$161,0004,591
2011-12-31 (YTD Data)Rank
Total interest income$6,199,0003,965
Total interest expense$1,173,0004,029
Net interest income$5,026,0003,899
Provision for loan and lease losses$290,0004,180
Total noninterest income$3,347,0001,383
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$232,0004,112
Trading account gains and fees$0146
Additional Noninterest Income$3,115,0001,012
Total noninterest expense$10,050,0001,906
Salaries and employee benefits$3,897,0002,457
Premises and equipment expense$1,243,0001,989
Additional noninterest expense$4,910,0001,405
Pre-tax net operating income$-1,967,0006,785
Securities gains (losses)$03,838
Applicable income taxes$-833,0007,143
Income before extraordinary items$-1,134,0006,684
Extraordinary gains, net$029
Net income$-899,0006,613
Minority interest net income$-235,0007,349
Net income of bank and minority interests.$-1,134,0006,684
Net charge-offs$633,0002,891
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,134,0006,651
2011-09-30 (YTD Data)Rank
Total interest income$4,796,0003,931
Total interest expense$915,0004,051
Net interest income$3,881,0003,840
Provision for loan and lease losses$40,0005,694
Total noninterest income$2,655,0001,336
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$165,0004,228
Trading account gains and fees$0145
Additional Noninterest Income$2,490,000964
Total noninterest expense$6,905,0002,085
Salaries and employee benefits$2,938,0002,447
Premises and equipment expense$885,0002,110
Additional noninterest expense$3,082,0001,658
Pre-tax net operating income$-409,0006,547
Securities gains (losses)$03,555
Applicable income taxes$-245,0007,115
Income before extraordinary items$-164,0006,474
Extraordinary gains, net$021
Net income$-95,0006,411
Minority interest net income$-69,0007,427
Net income of bank and minority interests.$-164,0006,477
Net charge-offs$213,0003,643
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-164,0006,401
2011-06-30 (YTD Data)Rank
Total interest income$3,284,0003,902
Total interest expense$644,0004,015
Net interest income$2,640,0003,810
Provision for loan and lease losses$40,0005,272
Total noninterest income$1,839,0001,303
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$103,0004,331
Trading account gains and fees$0153
Additional Noninterest Income$1,736,000915
Total noninterest expense$4,608,0002,092
Salaries and employee benefits$1,973,0002,447
Premises and equipment expense$591,0002,133
Additional noninterest expense$2,044,0001,686
Pre-tax net operating income$-169,0006,526
Securities gains (losses)$02,914
Applicable income taxes$-151,0007,176
Income before extraordinary items$-18,0006,347
Extraordinary gains, net$015
Net income$-58,0006,439
Minority interest net income$40,00062
Net income of bank and minority interests.$-18,0006,347
Net charge-offs$188,0003,178
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-18,0006,287
2011-03-31 (YTD Data)Rank
Total interest income$1,697,0003,860
Total interest expense$342,0003,974
Net interest income$1,355,0003,740
Provision for loan and lease losses$40,0004,390
Total noninterest income$832,0001,380
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$60,0004,009
Trading account gains and fees$0158
Additional Noninterest Income$772,0001,002
Total noninterest expense$2,285,0002,113
Salaries and employee benefits$1,008,0002,416
Premises and equipment expense$300,0002,137
Additional noninterest expense$977,0001,741
Pre-tax net operating income$-138,0006,745
Securities gains (losses)$01,772
Applicable income taxes$-85,0007,263
Income before extraordinary items$-53,0006,592
Extraordinary gains, net$09
Net income$-39,0006,556
Minority interest net income$-14,0007,564
Net income of bank and minority interests.$-53,0006,592
Net charge-offs$254,0001,907
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-53,0006,579
2010-12-31 (YTD Data)Rank
Total interest income$7,824,0003,613
Total interest expense$2,331,0003,161
Net interest income$5,493,0003,708
Provision for loan and lease losses$2,376,0001,869
Total noninterest income$6,032,000925
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$192,0004,482
Trading account gains and fees$0175
Additional Noninterest Income$5,840,000662
Total noninterest expense$9,813,0001,977
Salaries and employee benefits$3,846,0002,500
Premises and equipment expense$1,254,0002,019
Additional noninterest expense$4,713,0001,527
Pre-tax net operating income$-664,0006,337
Securities gains (losses)$03,793
Applicable income taxes$-398,0007,110
Income before extraordinary items$-266,0006,221
Extraordinary gains, net$029
Net income$-238,0006,201
Minority interest net income$-28,0007,644
Net income of bank and minority interests.$-266,0006,222
Net charge-offs$3,458,0001,344
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-266,0006,158
2010-09-30 (YTD Data)Rank
Total interest income$6,031,0003,605
Total interest expense$1,954,0003,015
Net interest income$4,077,0003,788
Provision for loan and lease losses$418,0003,839
Total noninterest income$4,858,000868
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$135,0004,683
Trading account gains and fees$0165
Additional Noninterest Income$4,723,000599
Total noninterest expense$7,475,0001,942
Salaries and employee benefits$2,925,0002,480
Premises and equipment expense$945,0002,039
Additional noninterest expense$3,605,0001,473
Pre-tax net operating income$1,042,0003,009
Securities gains (losses)$03,651
Applicable income taxes$307,0002,120
Income before extraordinary items$735,0003,428
Extraordinary gains, net$023
Net income$762,0003,356
Minority interest net income$-27,0007,749
Net income of bank and minority interests.$735,0003,428
Net charge-offs$1,329,0001,886
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$735,0003,289
2010-06-30 (YTD Data)Rank
Total interest income$4,082,0003,604
Total interest expense$1,369,0002,991
Net interest income$2,713,0003,797
Provision for loan and lease losses$418,0003,129
Total noninterest income$3,780,000753
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$79,0004,901
Trading account gains and fees$0152
Additional Noninterest Income$3,701,000518
Total noninterest expense$5,115,0001,921
Salaries and employee benefits$1,938,0002,512
Premises and equipment expense$623,0002,081
Additional noninterest expense$2,554,0001,392
Pre-tax net operating income$960,0002,454
Securities gains (losses)$03,184
Applicable income taxes$311,0001,706
Income before extraordinary items$649,0002,906
Extraordinary gains, net$019
Net income$678,0002,828
Minority interest net income$-29,0007,818
Net income of bank and minority interests.$649,0002,904
Net charge-offs$306,0003,019
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$649,0002,799
2010-03-31 (YTD Data)Rank
Total interest income$2,155,0003,514
Total interest expense$708,0003,037
Net interest income$1,447,0003,654
Provision for loan and lease losses$418,0002,022
Total noninterest income$1,180,0001,068
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$36,0005,055
Trading account gains and fees$0175
Additional Noninterest Income$1,144,000710
Total noninterest expense$2,876,0001,735
Salaries and employee benefits$974,0002,531
Premises and equipment expense$298,0002,214
Additional noninterest expense$1,604,0001,091
Pre-tax net operating income$-667,0007,278
Securities gains (losses)$02,284
Applicable income taxes$-302,0007,631
Income before extraordinary items$-365,0007,149
Extraordinary gains, net$016
Net income$-336,0007,115
Minority interest net income$-29,0007,920
Net income of bank and minority interests.$-365,0007,150
Net charge-offs$145,0002,763
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-365,0007,119
2009-12-31 (YTD Data)Rank
Total interest income$8,843,0003,555
Total interest expense$3,993,0002,742
Net interest income$4,850,0004,022
Provision for loan and lease losses$7,719,0001,053
Total noninterest income$4,477,0001,197
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$168,0004,952
Trading account gains and fees$0211
Additional Noninterest Income$4,309,000806
Total noninterest expense$10,793,0001,886
Salaries and employee benefits$4,006,0002,441
Premises and equipment expense$1,280,0002,092
Additional noninterest expense$5,507,0001,359
Pre-tax net operating income$-9,185,0007,456
Securities gains (losses)$03,754
Applicable income taxes$-3,782,0007,682
Income before extraordinary items$-5,403,0007,299
Extraordinary gains, net$034
Net income$-5,394,0007,298
Minority interest net income$-9,0007,991
Net income of bank and minority interests.$-5,403,0007,299
Net charge-offs$7,944,000817
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,403,0007,317
2009-09-30 (YTD Data)Rank
Total interest income$6,776,0003,542
Total interest expense$3,168,0002,721
Net interest income$3,608,0004,048
Provision for loan and lease losses$4,980,0001,047
Total noninterest income$3,375,0001,209
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$127,0004,965
Trading account gains and fees$0212
Additional Noninterest Income$3,248,000813
Total noninterest expense$7,632,0001,969
Salaries and employee benefits$3,090,0002,411
Premises and equipment expense$984,0002,049
Additional noninterest expense$3,558,0001,509
Pre-tax net operating income$-5,629,0007,544
Securities gains (losses)$03,497
Applicable income taxes$-2,175,0007,739
Income before extraordinary items$-3,454,0007,431
Extraordinary gains, net$027
Net income$-3,540,0007,436
Minority interest net income$86,00072
Net income of bank and minority interests.$-3,454,0007,431
Net charge-offs$5,899,000721
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,454,0007,436
2009-06-30 (YTD Data)Rank
Total interest income$4,674,0003,488
Total interest expense$2,251,0002,686
Net interest income$2,423,0004,015
Provision for loan and lease losses$1,496,0001,653
Total noninterest income$1,701,0001,511
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$81,0005,039
Trading account gains and fees$0193
Additional Noninterest Income$1,620,0001,033
Total noninterest expense$5,016,0002,025
Salaries and employee benefits$2,098,0002,406
Premises and equipment expense$693,0001,982
Additional noninterest expense$2,225,0001,636
Pre-tax net operating income$-2,388,0007,474
Securities gains (losses)$03,136
Applicable income taxes$-925,0007,731
Income before extraordinary items$-1,463,0007,309
Extraordinary gains, net$021
Net income$-1,508,0007,325
Minority interest net income$45,00070
Net income of bank and minority interests.$-1,463,0007,307
Net charge-offs$2,313,0001,033
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,463,0007,318
2009-03-31 (YTD Data)Rank
Total interest income$2,304,0003,559
Total interest expense$1,194,0002,646
Net interest income$1,110,0004,244
Provision for loan and lease losses$1,018,0001,167
Total noninterest income$823,0001,518
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$37,0005,156
Trading account gains and fees$0171
Additional Noninterest Income$786,0001,029
Total noninterest expense$2,325,0002,125
Salaries and employee benefits$1,039,0002,464
Premises and equipment expense$330,0002,110
Additional noninterest expense$956,0001,699
Pre-tax net operating income$-1,410,0007,733
Securities gains (losses)$02,434
Applicable income taxes$-594,0007,911
Income before extraordinary items$-816,0007,636
Extraordinary gains, net$015
Net income$-833,0007,646
Minority interest net income$17,00073
Net income of bank and minority interests.$-816,0007,637
Net charge-offs$1,935,000611
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-816,0007,635
2008-12-31 (YTD Data)Rank
Total interest income$9,909,0003,554
Total interest expense$5,445,0002,756
Net interest income$4,464,0004,252
Provision for loan and lease losses$10,305,000586
Total noninterest income$4,757,0001,109
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$142,0005,412
Trading account gains and fees$0154
Additional Noninterest Income$4,615,000701
Total noninterest expense$9,476,0002,034
Salaries and employee benefits$4,648,0002,184
Premises and equipment expense$1,325,0002,043
Additional noninterest expense$3,503,0001,746
Pre-tax net operating income$-10,560,0008,002
Securities gains (losses)$03,220
Applicable income taxes$-3,010,0008,020
Income before extraordinary items$-7,550,0007,932
Extraordinary gains, net$039
Net income$-7,550,0007,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,584,000429
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-7,550,0007,966
2008-09-30 (YTD Data)Rank
Total interest income$7,683,0003,520
Total interest expense$3,999,0002,907
Net interest income$3,684,0004,013
Provision for loan and lease losses$9,767,000410
Total noninterest income$5,622,000789
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$110,0005,401
Trading account gains and fees$0148
Additional Noninterest Income$5,512,000511
Total noninterest expense$7,151,0002,005
Salaries and employee benefits$3,509,0002,196
Premises and equipment expense$988,0002,066
Additional noninterest expense$2,654,0001,674
Pre-tax net operating income$-7,612,0008,196
Securities gains (losses)$03,106
Applicable income taxes$-1,856,0008,171
Income before extraordinary items$-5,756,0008,147
Extraordinary gains, net$031
Net income$-5,756,0008,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,742,000302
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,756,0008,180
2008-06-30 (YTD Data)Rank
Total interest income$5,185,0003,547
Total interest expense$2,705,0002,981
Net interest income$2,480,0003,997
Provision for loan and lease losses$9,795,000276
Total noninterest income$2,981,000965
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$72,0005,440
Trading account gains and fees$0149
Additional Noninterest Income$2,909,000630
Total noninterest expense$4,608,0002,084
Salaries and employee benefits$2,266,0002,293
Premises and equipment expense$656,0002,062
Additional noninterest expense$1,686,0001,734
Pre-tax net operating income$-8,942,0008,348
Securities gains (losses)$03,233
Applicable income taxes$-2,539,0008,347
Income before extraordinary items$-6,403,0008,338
Extraordinary gains, net$021
Net income$-6,403,0008,337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,760,000209
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-6,403,0008,335
2008-03-31 (YTD Data)Rank
Total interest income$2,718,0003,505
Total interest expense$1,400,0003,061
Net interest income$1,318,0003,825
Provision for loan and lease losses$84,0003,006
Total noninterest income$1,085,0001,250
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$37,0005,370
Trading account gains and fees$0158
Additional Noninterest Income$1,048,000830
Total noninterest expense$2,156,0002,212
Salaries and employee benefits$991,0002,609
Premises and equipment expense$319,0002,135
Additional noninterest expense$846,0001,689
Pre-tax net operating income$163,0005,327
Securities gains (losses)$02,688
Applicable income taxes$64,0003,314
Income before extraordinary items$99,0005,854
Extraordinary gains, net$015
Net income$99,0005,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,290,000388
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$99,0005,765
2007-12-31 (YTD Data)Rank
Total interest income$15,364,0002,612
Total interest expense$7,027,0002,617
Net interest income$8,337,0002,627
Provision for loan and lease losses$1,841,000901
Total noninterest income$15,932,000446
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$225,0004,665
Trading account gains and fees$0178
Additional Noninterest Income$15,707,000303
Total noninterest expense$8,678,0002,121
Salaries and employee benefits$4,452,0002,258
Premises and equipment expense$1,091,0002,380
Additional noninterest expense$3,135,0001,762
Pre-tax net operating income$13,750,000633
Securities gains (losses)$02,146
Applicable income taxes$4,736,000568
Income before extraordinary items$9,014,000722
Extraordinary gains, net$039
Net income$9,014,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,0001,767
Cash dividends$8,576,000472
Sale, conversion, retirement of capital stock, net$29,0001,137
Net operating income$9,014,000715
2007-09-30 (YTD Data)Rank
Total interest income$11,983,0002,542
Total interest expense$5,559,0002,483
Net interest income$6,424,0002,581
Provision for loan and lease losses$224,0002,839
Total noninterest income$14,439,000393
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$176,0004,609
Trading account gains and fees$0184
Additional Noninterest Income$14,263,000271
Total noninterest expense$6,467,0002,109
Salaries and employee benefits$3,383,0002,228
Premises and equipment expense$784,0002,460
Additional noninterest expense$2,300,0001,764
Pre-tax net operating income$14,172,000522
Securities gains (losses)$01,655
Applicable income taxes$5,602,000443
Income before extraordinary items$8,570,000617
Extraordinary gains, net$033
Net income$8,570,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$179,0002,113
Cash dividends$1,029,0001,951
Sale, conversion, retirement of capital stock, net$29,000985
Net operating income$8,570,000607
2007-06-30 (YTD Data)Rank
Total interest income$8,205,0002,508
Total interest expense$3,782,0002,435
Net interest income$4,423,0002,527
Provision for loan and lease losses$149,0002,687
Total noninterest income$1,716,0001,505
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$122,0004,550
Trading account gains and fees$0168
Additional Noninterest Income$1,594,0001,003
Total noninterest expense$4,034,0002,257
Salaries and employee benefits$2,075,0002,455
Premises and equipment expense$500,0002,591
Additional noninterest expense$1,459,0001,857
Pre-tax net operating income$1,956,0002,204
Securities gains (losses)$01,444
Applicable income taxes$802,0001,487
Income before extraordinary items$1,154,0002,722
Extraordinary gains, net$029
Net income$1,154,0002,721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0001,434
Cash dividends$686,0002,011
Sale, conversion, retirement of capital stock, net$29,000843
Net operating income$1,154,0002,708
2007-03-31 (YTD Data)Rank
Total interest income$4,192,0002,461
Total interest expense$1,899,0002,414
Net interest income$2,293,0002,464
Provision for loan and lease losses$30,0003,737
Total noninterest income$870,0001,450
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$63,0004,424
Trading account gains and fees$0195
Additional Noninterest Income$807,000988
Total noninterest expense$2,087,0002,222
Salaries and employee benefits$1,075,0002,386
Premises and equipment expense$257,0002,518
Additional noninterest expense$755,0001,772
Pre-tax net operating income$1,046,0002,086
Securities gains (losses)$01,187
Applicable income taxes$428,0001,457
Income before extraordinary items$618,0002,573
Extraordinary gains, net$022
Net income$618,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$343,0001,850
Sale, conversion, retirement of capital stock, net$26,000624
Net operating income$618,0002,550
2006-12-31 (YTD Data)Rank
Total interest income$18,172,0002,162
Total interest expense$7,259,0002,219
Net interest income$10,913,0002,126
Provision for loan and lease losses$57,0005,470
Total noninterest income$3,514,0001,430
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$233,0004,662
Trading account gains and fees$0130
Additional Noninterest Income$3,281,000930
Total noninterest expense$8,341,0002,120
Salaries and employee benefits$4,633,0002,107
Premises and equipment expense$1,018,0002,433
Additional noninterest expense$2,690,0001,968
Pre-tax net operating income$6,029,0001,594
Securities gains (losses)$01,687
Applicable income taxes$2,472,0001,112
Income before extraordinary items$3,557,0001,986
Extraordinary gains, net$051
Net income$3,557,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0004,131
Cash dividends$5,374,000658
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,557,0001,972
2006-09-30 (YTD Data)Rank
Total interest income$13,684,0002,143
Total interest expense$5,312,0002,206
Net interest income$8,372,0002,095
Provision for loan and lease losses$57,0004,937
Total noninterest income$2,698,0001,416
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$168,0004,794
Trading account gains and fees$0126
Additional Noninterest Income$2,530,000934
Total noninterest expense$6,340,0002,081
Salaries and employee benefits$3,509,0002,091
Premises and equipment expense$782,0002,383
Additional noninterest expense$2,049,0001,907
Pre-tax net operating income$4,673,0001,600
Securities gains (losses)$01,388
Applicable income taxes$1,916,0001,125
Income before extraordinary items$2,757,0001,974
Extraordinary gains, net$045
Net income$2,757,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0003,262
Cash dividends$5,031,000513
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,757,0001,961
2006-06-30 (YTD Data)Rank
Total interest income$8,835,0002,171
Total interest expense$3,309,0002,243
Net interest income$5,526,0002,115
Provision for loan and lease losses$132,0002,859
Total noninterest income$1,869,0001,376
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$105,0004,917
Trading account gains and fees$0126
Additional Noninterest Income$1,764,000910
Total noninterest expense$4,239,0002,080
Salaries and employee benefits$2,466,0001,968
Premises and equipment expense$527,0002,349
Additional noninterest expense$1,246,0002,098
Pre-tax net operating income$3,024,0001,634
Securities gains (losses)$01,185
Applicable income taxes$1,240,0001,164
Income before extraordinary items$1,784,0002,027
Extraordinary gains, net$039
Net income$1,784,0002,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,354
Cash dividends$4,688,000401
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,784,0002,015
2006-03-31 (YTD Data)Rank
Total interest income$4,142,0002,259
Total interest expense$1,481,0002,355
Net interest income$2,661,0002,190
Provision for loan and lease losses$82,0002,309
Total noninterest income$825,0001,474
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$48,0005,036
Trading account gains and fees$0115
Additional Noninterest Income$777,000976
Total noninterest expense$2,077,0002,131
Salaries and employee benefits$1,257,0001,952
Premises and equipment expense$252,0002,453
Additional noninterest expense$568,0002,266
Pre-tax net operating income$1,327,0001,818
Securities gains (losses)$0955
Applicable income taxes$544,0001,298
Income before extraordinary items$783,0002,244
Extraordinary gains, net$021
Net income$783,0002,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,092
Cash dividends$343,0001,808
Sale, conversion, retirement of capital stock, net$0648
Net operating income$783,0002,222
2005-12-31 (YTD Data)Rank
Total interest income$14,933,0002,223
Total interest expense$4,787,0002,288
Net interest income$10,146,0002,183
Provision for loan and lease losses$120,0004,465
Total noninterest income$2,351,0001,971
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$206,0004,969
Trading account gains and fees$0138
Additional Noninterest Income$2,145,0001,292
Total noninterest expense$6,844,0002,429
Salaries and employee benefits$4,210,0002,178
Premises and equipment expense$997,0002,369
Additional noninterest expense$1,637,0003,019
Pre-tax net operating income$5,533,0001,688
Securities gains (losses)$02,296
Applicable income taxes$2,269,0001,230
Income before extraordinary items$3,264,0002,096
Extraordinary gains, net$046
Net income$3,264,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,016
Cash dividends$1,280,0002,049
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,264,0002,069
2005-09-30 (YTD Data)Rank
Total interest income$10,722,0002,265
Total interest expense$3,373,0002,305
Net interest income$7,349,0002,233
Provision for loan and lease losses$42,0005,513
Total noninterest income$1,820,0001,922
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$166,0004,859
Trading account gains and fees$0126
Additional Noninterest Income$1,654,0001,263
Total noninterest expense$4,970,0002,491
Salaries and employee benefits$3,034,0002,246
Premises and equipment expense$750,0002,352
Additional noninterest expense$1,186,0003,070
Pre-tax net operating income$4,157,0001,705
Securities gains (losses)$02,317
Applicable income taxes$1,704,0001,245
Income before extraordinary items$2,453,0002,099
Extraordinary gains, net$035
Net income$2,453,0002,098
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-86,0008,597
Cash dividends$938,0001,891
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,453,0002,063
2005-06-30 (YTD Data)Rank
Total interest income$6,841,0002,310
Total interest expense$2,108,0002,324
Net interest income$4,733,0002,293
Provision for loan and lease losses$46,0004,697
Total noninterest income$1,279,0001,834
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$109,0004,862
Trading account gains and fees$0116
Additional Noninterest Income$1,170,0001,200
Total noninterest expense$3,221,0002,524
Salaries and employee benefits$1,944,0002,318
Premises and equipment expense$505,0002,309
Additional noninterest expense$772,0003,114
Pre-tax net operating income$2,745,0001,690
Securities gains (losses)$02,146
Applicable income taxes$1,125,0001,231
Income before extraordinary items$1,620,0002,090
Extraordinary gains, net$030
Net income$1,620,0002,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,493
Cash dividends$595,0001,977
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,620,0002,054
2005-03-31 (YTD Data)Rank
Total interest income$3,314,0002,331
Total interest expense$993,0002,349
Net interest income$2,321,0002,316
Provision for loan and lease losses$98,0002,104
Total noninterest income$743,0001,582
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$48,0005,081
Trading account gains and fees$0115
Additional Noninterest Income$695,0001,045
Total noninterest expense$1,580,0002,581
Salaries and employee benefits$959,0002,374
Premises and equipment expense$254,0002,321
Additional noninterest expense$367,0003,244
Pre-tax net operating income$1,386,0001,642
Securities gains (losses)$01,685
Applicable income taxes$568,0001,206
Income before extraordinary items$818,0002,043
Extraordinary gains, net$024
Net income$818,0002,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$298,0001,799
Sale, conversion, retirement of capital stock, net$0491
Net operating income$818,0002,012
2004-12-31 (YTD Data)Rank
Total interest income$12,093,0002,375
Total interest expense$3,294,0002,420
Net interest income$8,799,0002,320
Provision for loan and lease losses$549,0001,820
Total noninterest income$16,279,000443
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$191,0005,324
Trading account gains and fees$0138
Additional Noninterest Income$16,088,000314
Total noninterest expense$6,692,0002,386
Salaries and employee benefits$4,079,0002,125
Premises and equipment expense$946,0002,411
Additional noninterest expense$1,667,0002,856
Pre-tax net operating income$17,837,000537
Securities gains (losses)$03,819
Applicable income taxes$7,340,000454
Income before extraordinary items$10,497,000641
Extraordinary gains, net$034
Net income$10,497,000642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,094
Cash dividends$1,105,0002,148
Sale, conversion, retirement of capital stock, net$-154,0008,903
Net operating income$10,497,000615
2004-09-30 (YTD Data)Rank
Total interest income$8,816,0002,414
Total interest expense$2,416,0002,422
Net interest income$6,400,0002,362
Provision for loan and lease losses$384,0001,842
Total noninterest income$15,751,000385
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$145,0005,337
Trading account gains and fees$0134
Additional Noninterest Income$15,606,000288
Total noninterest expense$4,787,0002,478
Salaries and employee benefits$2,897,0002,232
Premises and equipment expense$704,0002,407
Additional noninterest expense$1,186,0002,970
Pre-tax net operating income$16,980,000457
Securities gains (losses)$03,710
Applicable income taxes$6,962,000384
Income before extraordinary items$10,018,000524
Extraordinary gains, net$026
Net income$10,018,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0003,451
Cash dividends$806,0002,004
Sale, conversion, retirement of capital stock, net$-35,0008,960
Net operating income$10,018,000501
2004-06-30 (YTD Data)Rank
Total interest income$5,817,0002,414
Total interest expense$1,548,0002,503
Net interest income$4,269,0002,343
Provision for loan and lease losses$140,0002,884
Total noninterest income$11,107,000365
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$93,0005,427
Trading account gains and fees$0130
Additional Noninterest Income$11,014,000278
Total noninterest expense$3,182,0002,498
Salaries and employee benefits$1,886,0002,294
Premises and equipment expense$454,0002,483
Additional noninterest expense$842,0002,797
Pre-tax net operating income$12,054,000427
Securities gains (losses)$03,413
Applicable income taxes$4,942,000379
Income before extraordinary items$7,112,000497
Extraordinary gains, net$021
Net income$7,112,000496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,852
Cash dividends$503,0002,113
Sale, conversion, retirement of capital stock, net$242,000323
Net operating income$7,112,000475
2004-03-31 (YTD Data)Rank
Total interest income$2,809,0002,488
Total interest expense$750,0002,607
Net interest income$2,059,0002,424
Provision for loan and lease losses$144,0001,588
Total noninterest income$5,471,000366
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$46,0005,389
Trading account gains and fees$0121
Additional Noninterest Income$5,425,000268
Total noninterest expense$1,462,0002,696
Salaries and employee benefits$835,0002,589
Premises and equipment expense$222,0002,543
Additional noninterest expense$405,0002,877
Pre-tax net operating income$5,924,000422
Securities gains (losses)$02,934
Applicable income taxes$2,429,000390
Income before extraordinary items$3,495,000511
Extraordinary gains, net$016
Net income$3,495,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$250,0001,912
Sale, conversion, retirement of capital stock, net$13,000395
Net operating income$3,495,000481
2003-12-31 (YTD Data)Rank
Total interest income$10,876,0002,602
Total interest expense$3,355,0002,597
Net interest income$7,521,0002,563
Provision for loan and lease losses$480,0002,232
Total noninterest income$4,766,0001,180
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$209,0005,171
Trading account gains and fees$0160
Additional Noninterest Income$4,557,000816
Total noninterest expense$6,185,0002,528
Salaries and employee benefits$3,442,0002,447
Premises and equipment expense$913,0002,445
Additional noninterest expense$1,830,0002,598
Pre-tax net operating income$5,622,0001,467
Securities gains (losses)$04,500
Applicable income taxes$2,305,0001,147
Income before extraordinary items$3,317,0001,868
Extraordinary gains, net$054
Net income$3,317,0001,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$767,0001,135
Cash dividends$501,0003,499
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,317,0001,789
2003-09-30 (YTD Data)Rank
Total interest income$8,226,0002,625
Total interest expense$2,662,0002,550
Net interest income$5,564,0002,619
Provision for loan and lease losses$294,0002,556
Total noninterest income$4,310,0001,049
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$154,0005,246
Trading account gains and fees$0153
Additional Noninterest Income$4,156,000732
Total noninterest expense$4,697,0002,509
Salaries and employee benefits$2,504,0002,514
Premises and equipment expense$694,0002,427
Additional noninterest expense$1,499,0002,399
Pre-tax net operating income$4,883,0001,321
Securities gains (losses)$04,204
Applicable income taxes$2,002,0001,063
Income before extraordinary items$2,881,0001,674
Extraordinary gains, net$040
Net income$2,881,0001,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$486,0001,191
Cash dividends$501,0002,666
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,881,0001,588
2003-06-30 (YTD Data)Rank
Total interest income$5,502,0002,651
Total interest expense$1,863,0002,532
Net interest income$3,639,0002,678
Provision for loan and lease losses$58,0004,973
Total noninterest income$3,475,000885
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$102,0005,238
Trading account gains and fees$0150
Additional Noninterest Income$3,373,000624
Total noninterest expense$3,241,0002,416
Salaries and employee benefits$1,632,0002,566
Premises and equipment expense$472,0002,375
Additional noninterest expense$1,137,0002,103
Pre-tax net operating income$3,815,0001,123
Securities gains (losses)$03,782
Applicable income taxes$1,564,000958
Income before extraordinary items$2,251,0001,462
Extraordinary gains, net$030
Net income$2,251,0001,462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,708
Cash dividends$251,0003,131
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,251,0001,368
2003-03-31 (YTD Data)Rank
Total interest income$2,742,0002,668
Total interest expense$952,0002,542
Net interest income$1,790,0002,699
Provision for loan and lease losses$-76,0009,252
Total noninterest income$678,0001,822
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$53,0005,050
Trading account gains and fees$0134
Additional Noninterest Income$625,0001,253
Total noninterest expense$1,597,0002,430
Salaries and employee benefits$820,0002,555
Premises and equipment expense$227,0002,452
Additional noninterest expense$550,0002,136
Pre-tax net operating income$947,0002,142
Securities gains (losses)$02,891
Applicable income taxes$388,0001,672
Income before extraordinary items$559,0002,701
Extraordinary gains, net$021
Net income$559,0002,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$559,0002,562
2002-12-31 (YTD Data)Rank
Total interest income$10,585,0002,867
Total interest expense$4,100,0002,681
Net interest income$6,485,0002,938
Provision for loan and lease losses$145,0005,001
Total noninterest income$4,006,0001,250
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$207,0005,117
Trading account gains and fees$0153
Additional Noninterest Income$3,799,000850
Total noninterest expense$5,988,0002,466
Salaries and employee benefits$3,185,0002,484
Premises and equipment expense$876,0002,473
Additional noninterest expense$1,927,0002,389
Pre-tax net operating income$4,358,0001,854
Securities gains (losses)$04,537
Applicable income taxes$1,787,0001,419
Income before extraordinary items$2,571,0002,294
Extraordinary gains, net$070
Net income$2,571,0002,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,624
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,571,0002,226
2001-12-31 (YTD Data)Rank
Total interest income$10,301,0003,227
Total interest expense$5,136,0003,085
Net interest income$5,165,0003,350
Provision for loan and lease losses$1,321,0001,005
Total noninterest income$3,020,0001,469
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$214,0005,012
Trading account gains and fees$0177
Additional Noninterest Income$2,806,000995
Total noninterest expense$5,637,0002,508
Salaries and employee benefits$2,621,0002,837
Premises and equipment expense$882,0002,414
Additional noninterest expense$2,134,0002,103
Pre-tax net operating income$1,227,0004,368
Securities gains (losses)$04,612
Applicable income taxes$503,0003,325
Income before extraordinary items$724,0005,140
Extraordinary gains, net$0105
Net income$724,0005,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,0001,059
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$724,0005,033
2000-12-31 (YTD Data)Rank
Total interest income$9,741,0003,475
Total interest expense$4,903,0003,385
Net interest income$4,838,0003,582
Provision for loan and lease losses$590,0001,652
Total noninterest income$3,817,0001,108
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$270,0004,326
Trading account gains and feesNANA
Additional Noninterest Income$3,547,000772
Total noninterest expense$5,289,0002,568
Salaries and employee benefits$2,162,0003,245
Premises and equipment expense$895,0002,312
Additional noninterest expense$2,232,0001,945
Pre-tax net operating income$2,776,0002,545
Securities gains (losses)$01,956
Applicable income taxes$1,138,0001,902
Income before extraordinary items$1,638,0003,023
Extraordinary gains, net$038
Net income$1,638,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$551,0001,158
Cash dividends$1,061,0002,165
Sale, conversion, retirement of capital stock, net$-700,0009,843
Net operating income$1,638,0003,017
1999-12-31 (YTD Data)Rank
Total interest income$7,768,0004,025
Total interest expense$3,293,0004,270
Net interest income$4,475,0003,801
Provision for loan and lease losses$267,0002,931
Total noninterest income$2,226,0001,718
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0003,989
Trading account gains and feesNANA
Additional Noninterest Income$1,926,0001,189
Total noninterest expense$4,304,0003,093
Salaries and employee benefits$1,966,0003,499
Premises and equipment expense$779,0002,598
Additional noninterest expense$1,559,0002,772
Pre-tax net operating income$2,130,0003,181
Securities gains (losses)$03,155
Applicable income taxes$-1,052,00010,171
Income before extraordinary items$3,182,0001,678
Extraordinary gains, net$035
Net income$3,182,0001,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,020
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,182,0001,649
1998-12-31 (YTD Data)Rank
Total interest income$6,973,0004,409
Total interest expense$3,073,0004,632
Net interest income$3,900,0004,206
Provision for loan and lease losses$155,0004,076
Total noninterest income$1,309,0002,514
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$1,067,0001,771
Total noninterest expense$4,119,0003,138
Salaries and employee benefits$1,806,0003,656
Premises and equipment expense$913,0002,122
Additional noninterest expense$1,400,0002,957
Pre-tax net operating income$935,0005,619
Securities gains (losses)$04,449
Applicable income taxes$-387,00010,377
Income before extraordinary items$1,322,0003,629
Extraordinary gains, net$032
Net income$1,322,0003,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$75,0004,179
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,322,0003,535
1997-12-31 (YTD Data)Rank
Total interest income$1,021,00010,285
Total interest expense$181,00010,690
Net interest income$840,0009,575
Provision for loan and lease losses$25,0007,608
Total noninterest income$689,0004,013
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0005,740
Trading account gains and feesNANA
Additional Noninterest Income$514,0002,773
Total noninterest expense$1,595,0006,544
Salaries and employee benefits$753,0007,007
Premises and equipment expense$324,0005,177
Additional noninterest expense$518,0006,361
Pre-tax net operating income$-91,00010,482
Securities gains (losses)$03,944
Applicable income taxes$1,00010,030
Income before extraordinary items$-92,00010,511
Extraordinary gains, net$044
Net income$-92,00010,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,261
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$1,700,000394
Net operating income$-92,00010,480
1996-12-31 (YTD Data)Rank
Total interest income$969,00010,867
Total interest expense$197,00011,231
Net interest income$772,00010,183
Provision for loan and lease losses$09,041
Total noninterest income$473,0005,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,188
Trading account gains and feesNANA
Additional Noninterest Income$307,0004,016
Total noninterest expense$1,164,0008,095
Salaries and employee benefits$626,0007,971
Premises and equipment expense$231,0006,516
Additional noninterest expense$307,0008,805
Pre-tax net operating income$81,00010,467
Securities gains (losses)$04,148
Applicable income taxes$1,00010,529
Income before extraordinary items$80,00010,390
Extraordinary gains, net$053
Net income$80,00010,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,131
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$882,000404
Net operating income$80,00010,349
1995-12-31 (YTD Data)Rank
Total interest income$985,00011,306
Total interest expense$224,00011,718
Net interest income$761,00010,655
Provision for loan and lease losses$08,958
Total noninterest income$657,0004,291
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0005,097
Trading account gains and feesNANA
Additional Noninterest Income$420,0003,208
Total noninterest expense$1,256,0008,013
Salaries and employee benefits$690,0007,780
Premises and equipment expense$227,0006,713
Additional noninterest expense$339,0008,807
Pre-tax net operating income$162,00010,702
Securities gains (losses)$03,831
Applicable income taxes$1,00011,102
Income before extraordinary items$161,00010,357
Extraordinary gains, net$065
Net income$161,00010,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,677
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$161,00010,331
1994-12-31 (YTD Data)Rank
Total interest income$835,00012,015
Total interest expense$134,00012,467
Net interest income$701,00011,376
Provision for loan and lease losses$-85,00012,113
Total noninterest income$666,0004,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$197,0005,926
Trading account gains and feesNANA
Additional Noninterest Income$469,0003,072
Total noninterest expense$1,324,0008,160
Salaries and employee benefits$746,0007,551
Premises and equipment expense$228,0006,906
Additional noninterest expense$350,0009,349
Pre-tax net operating income$128,00011,427
Securities gains (losses)$03,600
Applicable income taxes$1,00011,577
Income before extraordinary items$127,00011,093
Extraordinary gains, net$0249
Net income$127,00011,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$127,00011,135
1993-12-31 (YTD Data)Rank
Total interest income$1,010,00012,269
Total interest expense$209,00012,964
Net interest income$801,00011,502
Provision for loan and lease losses$358,0002,668
Total noninterest income$420,0006,269
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$166,0006,698
Trading account gains and feesNANA
Additional Noninterest Income$254,0004,970
Total noninterest expense$1,526,0007,753
Salaries and employee benefits$749,0007,649
Premises and equipment expense$229,0007,114
Additional noninterest expense$548,0007,792
Pre-tax net operating income$-663,00012,902
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-663,00012,935
Extraordinary gains, net$03,149
Net income$-663,00012,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0003,116
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-663,00012,889
1992-12-31 (YTD Data)Rank
Total interest income$1,288,00012,428
Total interest expense$371,00013,292
Net interest income$917,00011,437
Provision for loan and lease losses$805,0002,140
Total noninterest income$470,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0005,433
Trading account gains and feesNANA
Additional Noninterest Income$240,0005,106
Total noninterest expense$1,445,0008,116
Salaries and employee benefits$802,0007,242
Premises and equipment expense$230,0007,171
Additional noninterest expense$413,0009,411
Pre-tax net operating income$-863,00013,444
Securities gains (losses)$08,369
Applicable income taxes$1,00012,632
Income before extraordinary items$-864,00013,516
Extraordinary gains, net$01,422
Net income$-864,00013,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$792,0001,832
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-864,00013,432

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.