Home > International Bank of Commerce > Net charge- offs to loans
International Bank of Commerce, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 4,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.0483% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1997% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0644% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0001% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1553% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1592% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 1,512 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0352% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0974% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0176% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1979% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2030% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0724% | 4,600 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0424% | 4,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0453% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2276% | 1,306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0589% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 4,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 3,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0152% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2154% | 1,648 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2216% | 1,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 4,395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 3,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0012% | 1,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2062% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1373% | 4,708 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2162% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0118% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1473% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2065% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1577% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0044% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1422% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4278% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1584% | 1,310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 1,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0036% | 1,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1170% | 1,896 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1193% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0682% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0051% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0255% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0269% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0002% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1132% | 1,735 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1153% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0653% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0005% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0864% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0881% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1307% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1331% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0759% | 1,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,874 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,025 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0145% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2196% | 1,860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 1,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0004% | 4,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0022% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0039% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1546% | 2,131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1577% | 1,996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 1,545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2935% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2999% | 1,542 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 1,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0009% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3229% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3305% | 1,449 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 1,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6445% | 1,279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2265% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6316% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 4,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0117% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1364% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6125% | 1,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3489% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6179% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1105% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,181 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 4,534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2156% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5321% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2141% | 1,942 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4398% | 528 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1937% | 1,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3546% | 420 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1903% | 1,802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0002% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5881% | 3,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1100% | 1,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4264% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9171% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3680% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1097% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 4,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8003% | 4,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1463% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3984% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5366% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3238% | 1,734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1070% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,372 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0499% | 4,956 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2155% | 4,083 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4475% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0485% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3364% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,995 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 4,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0109% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4587% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6498% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3797% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4364% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 1,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 2,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0137% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6422% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4163% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2879% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5908% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 2,253 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1665% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 2,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 1,766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8643% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 4,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7942% | 497 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2735% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1976% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3268% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1500% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3071% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 5,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 1,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0420% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5071% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2122% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4649% | 1,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4407% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1342% | 5,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.3885% | 5,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1763% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5565% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4138% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9894% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3706% | 2,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.2708% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1772% | 5,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.5194% | 5,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2424% | 97 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0323% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0962% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4460% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6155% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3857% | 1,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.0068% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8826% | 221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 4,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3423% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4267% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3937% | 1,746 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6549% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3019% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.2583% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4011% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | -0.0008% | 4,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6757% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4671% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1939% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9778% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0864% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.0644% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3998% | 712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0090% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3854% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7236% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7885% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4585% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | 16.3950% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4592% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0125% | 658 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 5,265 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 5,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6756% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7066% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2102% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3858% | 1,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.3989% | 80 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5542% | 440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0176% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 1,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 5,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1804% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 13.5110% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3408% | 1,638 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.9148% | 93 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 4,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 4,911 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0225% | 5,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9113% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 15.9474% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3560% | 1,459 |
| Percentage Net Loans Charged-off: All other loans and lease | 11.0734% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3816% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 2,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0267% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1305% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 2,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 2,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6041% | 1,566 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3472% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4366% | 1,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 34.3285% | 42 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 2,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0336% | 2,958 |
| Percentage Net Loans Charged-off:Construction & development | 0.0358% | 907 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0151% | 1,744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0780% | 2,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 2,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5795% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9410% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3798% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.9118% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 2,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0575% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0419% | 2,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6216% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7984% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3795% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.4173% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0105% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 5,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0587% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 1,575 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4579% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1967% | 2,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.1469% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2025% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 3,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0151% | 1,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 2,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0070% | 607 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1198% | 2,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 2,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0388% | 2,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4788% | 2,147 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0396% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3369% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.9879% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 3,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0270% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 5,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 2,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 2,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0544% | 2,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5107% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2794% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3546% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.7156% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 2,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0390% | 3,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0417% | 1,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 6,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 2,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1331% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0611% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4744% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9110% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3319% | 2,061 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.6991% | 67 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2140% | 2,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0436% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0146% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1833% | 1,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 1,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7056% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6542% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5866% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 17.0937% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7360% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6474% | 1,591 |
| Percentage Net Loans Charged-off:Construction & development | 0.6399% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9680% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1290% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1569% | 1,495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 3,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 3,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9681% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4406% | 2,393 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.6773% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8471% | 1,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7990% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.8366% | 1,455 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1680% | 707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1230% | 3,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1256% | 3,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0642% | 2,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5813% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6731% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4531% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.9922% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1439% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1791% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 1.2412% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7693% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 2,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0818% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6844% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5144% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5126% | 1,855 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.6468% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9600% | 1,080 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9525% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0170% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5333% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 2,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1192% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1302% | 1,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6883% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6484% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4485% | 1,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 19.0212% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3066% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0952% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0619% | 2,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0999% | 3,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 3,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4003% | 1,357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 3,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0886% | 3,847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6224% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3688% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4089% | 2,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 22.8054% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3206% | 3,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1165% | 4,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0849% | 2,535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 2,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2023% | 3,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5333% | 1,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1955% | 3,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 3,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5147% | 2,507 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4641% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3136% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 21.9983% | 78 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2705% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0872% | 4,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.1334% | 2,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 2,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2122% | 2,832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0054% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6338% | 2,097 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5972% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3942% | 2,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 20.6958% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2153% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 3,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.2585% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 6,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 5,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5483% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0399% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3250% | 2,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.7331% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 3,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3878% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.8070% | 2,640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1230% | 3,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2223% | 3,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2263% | 3,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5846% | 3,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0680% | 2,040 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3634% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8272% | 872 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4470% | 3,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3685% | 3,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.8289% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1149% | 2,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 3,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 3,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7441% | 2,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7309% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3841% | 154 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8292% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5385% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4548% | 2,599 |
| Percentage Net Loans Charged-off:Construction & development | 1.0933% | 1,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0960% | 2,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 3,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0867% | 3,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9457% | 2,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4868% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3188% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1913% | 1,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5272% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4208% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | 1.1510% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 7,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 7,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0607% | 1,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3273% | 2,996 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6795% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5190% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2881% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.4230% | 3,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2079% | 2,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2556% | 2,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2595% | 2,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4365% | 2,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7276% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5243% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2741% | 1,485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5238% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3566% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.5507% | 2,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2813% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 2,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2181% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1818% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6498% | 3,273 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9565% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3580% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6010% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5245% | 2,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.7981% | 1,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4282% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2867% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8821% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 2,791 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2280% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5087% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7783% | 1,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5495% | 1,548 |
| Percentage Net Loans Charged-off:Construction & development | 1.1009% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2675% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2712% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6183% | 1,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8091% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8648% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4425% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1396% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0895% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0021% | 2,846 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2321% | 1,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 2,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 2,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 3,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 3,454 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5344% | 318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9523% | 794 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 4,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1074% | 2,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0019% | 2,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3096% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1100% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0864% | 3,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4487% | 3,412 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2627% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1154% | 625 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0595% | 4,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 3,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0029% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0969% | 1,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 3,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5994% | 2,576 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5080% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7328% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 3,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 1,111 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5633% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.6702% | 238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 5,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 3,364 |
| Percentage Net Loans Charged-off:Construction & development | 0.0116% | 1,519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 1,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0795% | 7,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5724% | 2,790 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1827% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0467% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 5,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 1,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0024% | 1,162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 5,987 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1039% | 1,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1407% | 7,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5715% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3558% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0300% | 4,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 2,349 |
| Percentage Net Loans Charged-off:Construction & development | -0.0001% | 7,558 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0574% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0166% | 6,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5556% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0096% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 7,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0076% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0351% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6329% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6288% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3908% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1796% | 803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4159% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0767% | 1,655 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0791% | 1,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1878% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5467% | 2,670 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7862% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4794% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2398% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5573% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0085% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4319% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5059% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6605% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5173% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3403% | 311 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 7,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7948% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0853% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2480% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4914% | 2,385 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0496% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5137% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6445% | 123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6046% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,014 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0245% | 5,969 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 8,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5646% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7154% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 1,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1154% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1013% | 3,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7928% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5668% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 1,904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0254% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 1,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1080% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1312% | 2,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5923% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3667% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 3,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0080% | 400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0329% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0677% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 2,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5663% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4584% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0190% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0857% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0873% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0401% | 7,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7095% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2691% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0752% | 4,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0823% | 8,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1812% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1844% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 3,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6782% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6698% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 8,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 7,828 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1073% | 8,530 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1474% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1499% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 2,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6745% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6594% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 5,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 8,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,814 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0623% | 8,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0160% | 6,957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6309% | 2,768 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9134% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0048% | 7,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0619% | 8,586 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 7,817 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1698% | 8,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0935% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0504% | 7,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8341% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8628% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 3,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,527 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0619% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0619% | 2,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 4,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0342% | 2,268 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5052% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 4,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0751% | 1,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8828% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9809% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0024% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0110% | 927 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 1,573 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 7,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9336% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4082% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 3,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 320 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0630% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 7,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8142% | 2,341 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4984% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 8,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 8,538 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3931% | 3,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9854% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4111% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1498% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0212% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0117% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0935% | 1,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3817% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8132% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6904% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1321% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1211% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1988% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0333% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3207% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4756% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3007% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8103% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7645% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5647% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0290% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0481% | 855 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2263% | 187 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9581% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6300% | 19 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4503% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4272% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2275% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9119% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5385% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8408% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9231% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3574% | 2,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0253% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1308% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0223% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6521% | 257 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3767% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0366% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 7,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 1,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5772% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3577% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 7,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1114% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 637 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0614% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5185% | 723 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2262% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4092% | 4,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2562% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4029% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6703% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7351% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |