Home > Inter National Bank > Net charge- offs to loans
Inter National Bank, Net charge- offs to loans
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0115% | 3,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0306% | 1,283 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2613% | 579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2613% | 518 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0134% | 2,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0477% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0477% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0024% | 1,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4782% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4782% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0137% | 2,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 1,170 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4729% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4729% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 5,024 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0351% | 5,017 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0289% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1654% | 5,394 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1654% | 5,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 4,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4511% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4511% | 470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0284% | 4,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 5,042 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0390% | 5,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1472% | 5,425 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1472% | 5,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1884% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1884% | 591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0298% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 5,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0596% | 5,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0319% | 5,015 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 5,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6199% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6199% | 1,158 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0787% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0883% | 5,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2219% | 5,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2086% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2086% | 459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0306% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7222% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7222% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 2,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0179% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0514% | 1,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0891% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7340% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 250.0000% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6741% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0691% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1174% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5630% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 266.5000% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4863% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0575% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | -0.0223% | 4,771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4219% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0278% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | 299.6255% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9170% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0498% | 2,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0344% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5552% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7952% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 100.0000% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7426% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0811% | 5,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0884% | 5,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2326% | 5,812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0222% | 4,738 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2502% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2502% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1164% | 5,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9450% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 20.5479% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9111% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0356% | 3,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0550% | 2,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 5,050 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0291% | 4,792 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3619% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3619% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2243% | 5,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8188% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 23.5294% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7748% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 4,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 2,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 5,202 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0454% | 4,850 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2047% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3404% | 5,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5499% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | 31.5789% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4874% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0244% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 5,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1681% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1637% | 5,372 |
| Percentage Net Loans Charged-off: Credit card loans | 55.8140% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2871% | 5,580 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 2,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 4,937 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0104% | 5,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3164% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3164% | 1,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1164% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4167% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0560% | 345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0977% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 5,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3070% | 1,068 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3070% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2898% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 11.9218% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2092% | 306 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 2,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 5,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0427% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4241% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4241% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0811% | 1,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5729% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 10.9759% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4790% | 510 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 2,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 5,197 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4489% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4489% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3772% | 5,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0448% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8408% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9440% | 89 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0523% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1737% | 6,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2520% | 6,605 |
| Percentage Net Loans Charged-off:Construction & development | -1.5158% | 6,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0534% | 6,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1957% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8523% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3712% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8626% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3209% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1043% | 6,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1877% | 6,614 |
| Percentage Net Loans Charged-off:Construction & development | -1.2428% | 6,062 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0516% | 6,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2053% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2053% | 1,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1185% | 2,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7990% | 1,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4687% | 656 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8062% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2032% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1422% | 6,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2583% | 6,711 |
| Percentage Net Loans Charged-off:Construction & development | -1.6050% | 6,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0499% | 6,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1452% | 2,275 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1452% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2003% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4337% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4435% | 1,778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0326% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1938% | 6,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4040% | 6,803 |
| Percentage Net Loans Charged-off:Construction & development | -2.5289% | 6,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 6,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1498% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1498% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4136% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0449% | 503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0892% | 443 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.0146% | 6,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9530% | 379 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5585% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 3.4419% | 755 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5881% | 1,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0870% | 766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9393% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 4.9393% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0188% | 3,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1677% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1043% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0535% | 561 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3873% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1481% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8183% | 170 |
| Percentage Net Loans Charged-off:Construction & development | 0.6098% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7327% | 1,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1284% | 653 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9908% | 36 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 6.9908% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 2,928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5886% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8702% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5833% | 714 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4730% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1745% | 176 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1596% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 1.1925% | 1,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0797% | 737 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2052% | 494 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.0835% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 10.0835% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 2,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1997% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0888% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1680% | 963 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9723% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0796% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2836% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.1906% | 1,278 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6310% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5678% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5678% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0596% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5841% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.2211% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6903% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1236% | 273 |
| Percentage Net Loans Charged-off:Construction & development | 4.5387% | 1,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2836% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1676% | 432 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8309% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8358% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3493% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1336% | 4,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1329% | 4,104 |
| Percentage Net Loans Charged-off: All other loans and lease | 24.5750% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9437% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3159% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 4.0822% | 1,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4800% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7556% | 340 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2602% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2669% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4914% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 4,231 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0844% | 4,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 30.3176% | 65 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2226% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0831% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 4.9678% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9006% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9709% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5003% | 116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5116% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2698% | 2,561 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0501% | 6,200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0491% | 6,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4918% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7200% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.2758% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 7.5549% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3016% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2943% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.5369% | 42 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 10.5672% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5616% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0959% | 6,142 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0925% | 6,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2218% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4896% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6421% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 2.1915% | 2,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7185% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1945% | 971 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2799% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2799% | 1,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 2,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6807% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5910% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7968% | 1,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0240% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 2.6816% | 1,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1489% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2576% | 766 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5445% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.5445% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9112% | 2,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0849% | 1,851 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0763% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0942% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3493% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 3.4332% | 1,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3871% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6666% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6666% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2192% | 1,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2378% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0205% | 1,479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2184% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1136% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.6703% | 1,616 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6920% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4238% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4238% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6540% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5009% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3855% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3285% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 2.7373% | 1,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9196% | 1,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 3,230 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2079% | 3,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2270% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9264% | 245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9459% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9208% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 2.4566% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 2,454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 3,538 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0933% | 3,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7422% | 2,717 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0454% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1053% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1574% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 2.9110% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0830% | 1,888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1083% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5267% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2954% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 1,862 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 2,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1711% | 1,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 5,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.1379% | 2,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0852% | 1,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0718% | 3,168 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 2,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1492% | 3,777 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 4,037 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0026% | 7,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 4,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 2,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 7,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 3,234 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 3,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0731% | 3,418 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7599% | 8,063 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 7,573 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1705% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.8719% | 8,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0920% | 7,993 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 7,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 6,745 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2983% | 8,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3842% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 3,685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0254% | 1,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 3,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0984% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1545% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4146% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0317% | 940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2635% | 2,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0279% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0319% | 6,959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1158% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 2,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,577 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0888% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 1,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3793% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4895% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,481 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7895% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5723% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 3,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 3,302 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 2,350 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 2,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2735% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8378% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 2,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3911% | 1,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5795% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 2,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3965% | 1,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4760% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 1,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3871% | 950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5864% | 1,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 3,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1150% | 3,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7288% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 3,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 3,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3987% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0268% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1248% | 553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 2,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5883% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 5,732 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0130% | 8,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5158% | 3,752 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 5,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 8,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0183% | 8,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3422% | 4,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 8,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 8,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0947% | 2,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5051% | 3,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0713% | 7,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0617% | 7,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 3,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,757 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 2,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4846% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,134 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1260% | 7,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7903% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 6,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0124% | 2,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3629% | 8,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8320% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0871% | 3,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 2,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6631% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 8,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 8,287 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2546% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0223% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6695% | 1,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5540% | 767 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9534% | 843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2059% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0616% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1926% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1926% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4385% | 495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9458% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4159% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0840% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8072% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 5,077 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2713% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7237% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2612% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2612% | 96 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3374% | 468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8374% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 5,903 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4248% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0488% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2204% | 11,938 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6945% | 13,080 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3237% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |