Home > INSOUTH Bank > Net charge- offs to loans
INSOUTH Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0157% | 4,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1492% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2371% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2371% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1042% | 760 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 3,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1996% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0305% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0305% | 175 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 3,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1346% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0906% | 129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0906% | 162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 4,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4033% | 1,073 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4033% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0306% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0277% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2866% | 4,645 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1553% | 4,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2923% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2923% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0438% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.0562% | 4,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0655% | 4,454 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2770% | 4,665 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2286% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3587% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3587% | 1,080 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0716% | 4,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 4,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0855% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0812% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3363% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0216% | 4,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3551% | 4,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4591% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4591% | 862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1714% | 4,574 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,252 |
| Percentage Net Loans Charged-off:Construction & development | -0.1606% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,082 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 4,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9349% | 4,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1040% | 1,551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1040% | 1,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1275% | 4,635 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1949% | 4,697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,081 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5298% | 4,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0417% | 3,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 1,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4994% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4994% | 784 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1811% | 4,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2597% | 4,789 |
| Percentage Net Loans Charged-off:Construction & development | -0.0242% | 4,151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7169% | 4,764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 316 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 3,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1007% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5745% | 678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5745% | 601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2783% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3861% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 4,194 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0798% | 4,810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 215 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0478% | 3,452 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1657% | 170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0244% | 3,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5511% | 679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5511% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6681% | 4,903 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8826% | 4,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.1764% | 4,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0278% | 4,287 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0468% | 3,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 3,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 1,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 4,258 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1172% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,030 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0561% | 3,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0671% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0671% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1527% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0666% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7381% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7381% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1238% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 517 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2357% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 3,534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0698% | 1,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7075% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7075% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1670% | 287 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 4,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4700% | 122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0428% | 3,578 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 3,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3393% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3393% | 1,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 4,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1168% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 1,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9719% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | -166.6667% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9823% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1031% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0698% | 784 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1550% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 1,187 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,825 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0169% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | -177.3333% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0307% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 816 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2340% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1010% | 4,980 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1289% | 3,810 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0915% | 4,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 4,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4983% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4984% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0487% | 4,623 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4695% | 119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0825% | 4,999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0435% | 3,749 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0957% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0425% | 4,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8997% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8997% | 753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 4,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 4,478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0628% | 4,967 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,670 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0739% | 5,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5667% | 449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5761% | 389 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0428% | 4,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 4,548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0950% | 5,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0293% | 3,720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1153% | 5,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1166% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5534% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5659% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0008% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1583% | 5,281 |
| Percentage Net Loans Charged-off:Construction & development | -0.0527% | 4,624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3685% | 5,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4741% | 5,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1886% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1618% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1800% | 521 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1764% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 4,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0546% | 4,730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 4,621 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,780 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4978% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3073% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3073% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 1,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0743% | 5,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0182% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1732% | 5,399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0164% | 3,806 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2199% | 5,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2090% | 301 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2178% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3650% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1948% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0507% | 4,710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0247% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4187% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,761 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5453% | 161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3473% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1400% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1515% | 271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1765% | 490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0462% | 4,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0374% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3644% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0217% | 3,857 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4810% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0292% | 4,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6436% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6436% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 4,904 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3347% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4458% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0303% | 4,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3327% | 1,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3327% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4607% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2253% | 589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0547% | 4,777 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1985% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3354% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4647% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2942% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3041% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8111% | 1,164 |
| Percentage Net Loans Charged-off: Credit card loans | 13.0719% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7783% | 1,129 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0229% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5618% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3021% | 364 |
| Percentage Net Loans Charged-off:Construction & development | -0.0499% | 4,803 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4513% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6281% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3950% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8629% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 2,051 |
| Percentage Net Loans Charged-off: Credit card loans | 13.9346% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2804% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8909% | 298 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7116% | 295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4517% | 243 |
| Percentage Net Loans Charged-off:Construction & development | -0.0565% | 4,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4345% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6379% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9553% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5372% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2942% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1053% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | 15.6863% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0353% | 2,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7583% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5766% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5911% | 198 |
| Percentage Net Loans Charged-off:Construction & development | -0.0803% | 5,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5612% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4920% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0425% | 5,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3447% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3554% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | 57.5163% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0358% | 4,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4699% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 5,365 |
| Percentage Net Loans Charged-off:Construction & development | -2.6274% | 5,614 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1505% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1685% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1328% | 5,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 1,852 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9578% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3346% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5826% | 248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2453% | 6,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3138% | 6,050 |
| Percentage Net Loans Charged-off:Construction & development | -3.5513% | 5,688 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4290% | 5,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1441% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1420% | 4,448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3226% | 5,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4393% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4500% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1992% | 245 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1114% | 5,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1328% | 5,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0809% | 5,126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5716% | 6,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1345% | 509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2261% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5013% | 5,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6502% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3015% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6335% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9278% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0703% | 5,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0374% | 5,566 |
| Percentage Net Loans Charged-off:Construction & development | -0.0420% | 5,125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 5,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0723% | 5,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0445% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0815% | 5,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7448% | 5,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7259% | 984 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7455% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8622% | 319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4646% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5241% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0185% | 1,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3015% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9011% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4937% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0345% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9539% | 6,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6033% | 1,568 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6674% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3302% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0568% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5307% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6239% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3997% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0310% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5905% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1743% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1909% | 6,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6260% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | 9.2798% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3240% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5363% | 234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8160% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9241% | 274 |
| Percentage Net Loans Charged-off:Construction & development | 0.1048% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6156% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4903% | 167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6331% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7673% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7002% | 6,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7715% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4781% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3808% | 1,666 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6458% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2583% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4264% | 149 |
| Percentage Net Loans Charged-off:Construction & development | -0.0675% | 5,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3218% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0082% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4580% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5023% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5557% | 6,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1202% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 22.1106% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3103% | 1,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6533% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7939% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8392% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 1.9743% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3789% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2390% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1618% | 1,121 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5817% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1655% | 2,307 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0378% | 5,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0394% | 5,651 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0528% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0727% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1480% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 2.8557% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5971% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6243% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1946% | 966 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0812% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4093% | 1,503 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2274% | 6,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2368% | 6,120 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6748% | 259 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7817% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8634% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 5.3821% | 243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4958% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7864% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1901% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9800% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1508% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7093% | 6,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7390% | 6,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3708% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4625% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5788% | 900 |
| Percentage Net Loans Charged-off:Construction & development | -1.0010% | 6,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3163% | 841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0996% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 4,693 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4630% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7614% | 6,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2196% | 5,967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2284% | 5,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2048% | 320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1230% | 932 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0064% | 996 |
| Percentage Net Loans Charged-off:Construction & development | -0.2879% | 6,162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3293% | 6,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3693% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3508% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2559% | 1,328 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7217% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5646% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4752% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4413% | 813 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4767% | 2,285 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0593% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0385% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1813% | 789 |
| Percentage Net Loans Charged-off:Construction & development | -0.2594% | 6,193 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0541% | 6,686 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.7694% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1302% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0412% | 5,048 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5311% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6104% | 6,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2828% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5739% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2692% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3082% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3469% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5397% | 585 |
| Percentage Net Loans Charged-off:Construction & development | -0.1364% | 6,143 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0817% | 6,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 23.1451% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1465% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0513% | 5,073 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5538% | 538 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6072% | 6,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1179% | 3,324 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1237% | 3,121 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7606% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5270% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9498% | 237 |
| Percentage Net Loans Charged-off:Construction & development | -0.1384% | 6,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1648% | 6,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 44.9334% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9820% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4524% | 5,232 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8035% | 266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4584% | 6,856 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1570% | 6,024 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1648% | 5,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4006% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6287% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0537% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 12.6442% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 3,512 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1646% | 5,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6794% | 341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8543% | 927 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3125% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4183% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6362% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3698% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6115% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0327% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7118% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1336% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 14.6380% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3707% | 7,169 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2194% | 5,702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8020% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5853% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5780% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4041% | 189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1910% | 3,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4806% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1629% | 3,570 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4932% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8405% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8397% | 1,628 |
| Percentage Net Loans Charged-off:Construction & development | 22.9404% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.6029% | 7,322 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3277% | 5,736 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9439% | 324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8562% | 775 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6802% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.7370% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1758% | 3,439 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6757% | 1,398 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2012% | 3,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3854% | 251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0860% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1927% | 1,044 |
| Percentage Net Loans Charged-off:Construction & development | 3.8005% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 6,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9915% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8983% | 585 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3762% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3586% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2684% | 6,623 |
| Percentage Net Loans Charged-off: Credit card loans | -1.1958% | 1,414 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1837% | 6,505 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2746% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6943% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2687% | 1,537 |
| Percentage Net Loans Charged-off:Construction & development | 3.5389% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7673% | 1,575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5283% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 1,713 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0018% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1354% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3703% | 1,627 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1515% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.5185% | 127 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5963% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0857% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | 1.8334% | 1,906 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0047% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2188% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1879% | 1,463 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5682% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3939% | 682 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8418% | 1,147 |
| Percentage Net Loans Charged-off: Credit card loans | 21.4908% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.4400% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7298% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1013% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 2.7161% | 1,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0482% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0569% | 1,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0161% | 1,403 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4055% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2405% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1967% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7796% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7045% | 256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6462% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0405% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 6.5514% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0528% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5807% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0808% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0791% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4182% | 350 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7796% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1563% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0104% | 261 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8243% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 1.2510% | 2,422 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.3100% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.2334% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7634% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2382% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8555% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2319% | 7,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7811% | 1,530 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6205% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.3996% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2721% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.1895% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 1.3835% | 1,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.4773% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 14.4842% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0309% | 220 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2361% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8933% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5558% | 7,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1705% | 1,154 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2632% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.4004% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6274% | 277 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4191% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.6689% | 1,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 10.1259% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7083% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6101% | 427 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6917% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6196% | 7,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0221% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7569% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1245% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.3799% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.6263% | 53 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 20.4152% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.4186% | 84 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4502% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 9.3533% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1333% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2531% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7999% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5924% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3214% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.9257% | 1,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0695% | 1,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8469% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4786% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0318% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0045% | 2,259 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2748% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1358% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6290% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7172% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.8358% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7171% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0662% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1095% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5227% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6544% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1667% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9817% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1243% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1572% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.6472% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8016% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0998% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0527% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5243% | 1,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4685% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8710% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8642% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4416% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4281% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0781% | 985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7233% | 440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8278% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1061% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5315% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | 14.9254% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7634% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6824% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6700% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.6971% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8416% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6417% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3823% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6791% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5778% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0211% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3110% | 1,049 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1208% | 2,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0641% | 8,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2277% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7770% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5570% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5844% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 4,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 8,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.0302% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0979% | 8,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 8,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1222% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 8,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1115% | 2,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3632% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 3,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 7,622 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2039% | 8,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2387% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0115% | 6,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0220% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 8,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0561% | 8,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0451% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5901% | 8,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6147% | 769 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6734% | 7,550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 3,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0885% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0271% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1284% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 7,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3297% | 900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5191% | 7,604 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1170% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1355% | 781 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 7,688 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1953% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2293% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0778% | 7,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5151% | 762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0292% | 7,601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0626% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1712% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0836% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2521% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2958% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3096% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4731% | 2,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -16.4127% | 7,592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 8,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.5483% | 7,909 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0785% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3272% | 2,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3883% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9860% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 8,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.7424% | 7,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1051% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4773% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2242% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2229% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0203% | 7,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0848% | 8,423 |
| Percentage Net Loans Charged-off:Construction & development | -1.1858% | 7,882 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0882% | 2,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9066% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1636% | 7,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0045% | 6,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0541% | 8,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.2966% | 7,845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 8,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 8,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 7,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8865% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3872% | 7,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2188% | 2,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1728% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 7,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2046% | 783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1992% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2231% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0195% | 4,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2815% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 3,190 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 1,407 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 7,849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1055% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0705% | 7,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8691% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1733% | 2,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 7,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2279% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1180% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0963% | 7,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4343% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 802 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 7,827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4605% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3128% | 401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3413% | 2,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3086% | 701 |
| Percentage Net Loans Charged-off:Construction & development | -0.5961% | 8,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4225% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3998% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1431% | 1,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1984% | 3,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2108% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0218% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3614% | 1,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3632% | 500 |
| Percentage Net Loans Charged-off:Construction & development | -0.7937% | 8,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7971% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5546% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1585% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8372% | 2,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6026% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 5,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | -1.1848% | 8,079 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1463% | 1,055 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8667% | 82 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 3,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3551% | 7,802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1194% | 3,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1005% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | -0.0454% | 7,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 865 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8159% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0205% | 7,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9813% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5923% | 1,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6659% | 304 |
| Percentage Net Loans Charged-off:Construction & development | 1.6299% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6996% | 179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2333% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2855% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2298% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1214% | 4,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0497% | 6,923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8434% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2181% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4891% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 1.2125% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1717% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7577% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3876% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2802% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0831% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1995% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9494% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2836% | 380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3825% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 0.3541% | 63 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5648% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6030% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7284% | 80 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8442% | 23 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6267% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1863% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8368% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 2.3461% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1035% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3438% | 79 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1110% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3544% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3775% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0534% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4965% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3985% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2622% | 100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2738% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8959% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2771% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5920% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2224% | 133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2227% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1472% | 122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5276% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2381% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2388% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4164% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1545% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 2,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6149% | 3,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |