Home > INLAND BANK & TRUST > Net charge- offs to loans
INLAND BANK & TRUST, Net charge- offs to loans
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0407% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,587 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0207% | 4,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 4,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3572% | 4,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1666% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1666% | 509 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0221% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0083% | 4,664 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0170% | 4,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1762% | 4,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7663% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7663% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8399% | 79 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0097% | 4,656 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1590% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1761% | 4,602 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9497% | 21 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8759% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8759% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7837% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0545% | 288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1884% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,701 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2129% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2377% | 4,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1807% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1097% | 429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1097% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1006% | 57 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0219% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0112% | 3,833 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3499% | 4,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3950% | 4,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.2845% | 16 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2966% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2966% | 330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2644% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1306% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0132% | 3,847 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7292% | 4,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8309% | 4,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.5935% | 4 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4032% | 208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4504% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8614% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0261% | 3,941 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,117 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3499% | 3,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2507% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1494% | 1,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1494% | 1,633 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0826% | 347 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1049% | 4,004 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2061% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1991% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1991% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1480% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0111% | 3,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1101% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3008% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3008% | 947 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 1,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0205% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 3,959 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0376% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6206% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6206% | 616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1370% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0416% | 67 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0877% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5270% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8637% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2729% | 1,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2729% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0660% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0149% | 4,020 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0360% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1958% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1790% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1790% | 1,912 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2052% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0208% | 4,042 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1058% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6255% | 4,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2575% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 1,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2440% | 4,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0376% | 4,091 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2093% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1555% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2855% | 4,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 3,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 4,081 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0594% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2786% | 3,794 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0304% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8881% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8881% | 323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 2,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0252% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1140% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2272% | 3,830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1775% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0155% | 3,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4733% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4733% | 421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 2,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0068% | 4,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3392% | 3,876 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3126% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3126% | 498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,369 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0047% | 4,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6742% | 3,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1955% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8272% | 389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8272% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0065% | 4,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0876% | 3,824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3720% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3036% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4452% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4452% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0433% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0071% | 4,276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2325% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1154% | 3,890 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3138% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6774% | 5,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6559% | 1,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0531% | 4,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0703% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1706% | 3,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5826% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9526% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9526% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1127% | 447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1462% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0059% | 4,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3636% | 4,068 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5197% | 5,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0974% | 5,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5047% | 5,574 |
| Percentage Net Loans Charged-off:Construction & development | -4.3586% | 5,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1087% | 5,292 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8152% | 4,590 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6282% | 137 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2517% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5465% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6408% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6408% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4024% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6683% | 5,641 |
| Percentage Net Loans Charged-off:Construction & development | -4.9927% | 5,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1332% | 5,372 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5140% | 4,617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7793% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9722% | 12 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6038% | 689 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6351% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6351% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8087% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0318% | 5,704 |
| Percentage Net Loans Charged-off:Construction & development | -6.8073% | 5,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.8113% | 4,643 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5271% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5630% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0595% | 5,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0356% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6275% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6275% | 1,147 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2147% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2842% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1442% | 4,616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3555% | 59 |
| Percentage Net Loans Charged-off: Home equity loans | 5.0239% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2554% | 398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0251% | 4,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0365% | 720 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1707% | 147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | -1.1740% | 5,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0425% | 1,069 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1918% | 4,689 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4763% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3477% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5149% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8412% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6055% | 1,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6055% | 1,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2626% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1917% | 618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0776% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0636% | 773 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2088% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6404% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4572% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6960% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6413% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7285% | 1,159 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7285% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1193% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2683% | 467 |
| Percentage Net Loans Charged-off:Construction & development | -0.1460% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1054% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2178% | 4,739 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8191% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5681% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8957% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1888% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0463% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0463% | 670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0387% | 5,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1223% | 753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1142% | 5,718 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2189% | 4,773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7532% | 177 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1149% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6416% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3549% | 5,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4695% | 1,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4695% | 1,283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7413% | 80 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | -0.3343% | 5,295 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0282% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1896% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0949% | 5,774 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1759% | 5,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8839% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2662% | 2,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2662% | 2,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2029% | 51 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1945% | 5,948 |
| Percentage Net Loans Charged-off:Construction & development | -0.4945% | 5,431 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2651% | 4,958 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4298% | 6,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1357% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6828% | 6,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4788% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3115% | 2,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3110% | 1,880 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7982% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2602% | 6,067 |
| Percentage Net Loans Charged-off:Construction & development | -0.1431% | 5,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.7551% | 4,994 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5918% | 6,156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3029% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9779% | 6,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6372% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6181% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6181% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0767% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7049% | 6,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0109% | 5,473 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.2033% | 5,015 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8801% | 6,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0335% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | -2.7555% | 6,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0364% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5229% | 1,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5229% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4060% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5304% | 550 |
| Percentage Net Loans Charged-off:Construction & development | -24.6658% | 5,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5170% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0865% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9625% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6441% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6125% | 53 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1179% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0530% | 6,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0530% | 6,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1259% | 45 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2346% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2990% | 988 |
| Percentage Net Loans Charged-off:Construction & development | -31.9180% | 6,019 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4023% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7600% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0619% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7746% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7083% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 1,995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9057% | 6,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9074% | 6,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0726% | 40 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4215% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5452% | 564 |
| Percentage Net Loans Charged-off:Construction & development | -4.8045% | 5,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4649% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1279% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4250% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0459% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6220% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 1,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0354% | 31 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7043% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8622% | 307 |
| Percentage Net Loans Charged-off:Construction & development | -10.0417% | 6,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6926% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2640% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5858% | 77 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3662% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7053% | 81 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8584% | 99 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.8584% | 91 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0898% | 21 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2534% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6523% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 7.8679% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8963% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6618% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9189% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8723% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4128% | 125 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7444% | 6,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7444% | 6,597 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0799% | 68 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4965% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7445% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 5.4000% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2304% | 1,437 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.8706% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1382% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4301% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4625% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1005% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7540% | 6,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7540% | 6,659 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1090% | 58 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7655% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0352% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 6.5635% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2196% | 1,293 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.5187% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5754% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8277% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4635% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1535% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2397% | 6,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2397% | 6,020 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1666% | 46 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6522% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7027% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 9.6357% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7094% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1534% | 6,610 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 4,651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2181% | 6,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3368% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8542% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8542% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3621% | 27 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1076% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4301% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 14.9189% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1251% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3534% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3839% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1753% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 4.9494% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6427% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1558% | 6,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1558% | 6,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7053% | 88 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2460% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6490% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 17.0578% | 131 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3509% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9190% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3981% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4835% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3572% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3059% | 6,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3059% | 6,503 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0019% | 1,401 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5427% | 628 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7149% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 3.2583% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6800% | 1,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6481% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7887% | 146 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2492% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0446% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1624% | 6,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1624% | 6,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0758% | 93 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9144% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0083% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.2454% | 1,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2018% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5435% | 178 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2508% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4815% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1320% | 226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1410% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.8112% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.8112% | 7,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1617% | 62 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.2505% | 12 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.0731% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 31.4545% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2980% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.8736% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 11.0148% | 16 |
| Percentage Net Loans Charged-off: Home equity loans | 7.1028% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 13.0420% | 14 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3960% | 2,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3426% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.5000% | 130 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4238% | 6,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4067% | 93 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7483% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7941% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.4515% | 2,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0361% | 2,955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2347% | 726 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9390% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3144% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2613% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0362% | 6,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5530% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1661% | 100 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4995% | 6,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0902% | 1,376 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5142% | 2,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5463% | 2,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1502% | 2,156 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 7,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1298% | 626 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2697% | 283 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6005% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0969% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 6,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2678% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1415% | 210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0634% | 1,346 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3409% | 2,273 |
| Percentage Net Loans Charged-off:Construction & development | -0.0186% | 6,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1597% | 7,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5732% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9218% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1006% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2822% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0941% | 2,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0811% | 1,773 |
| Percentage Net Loans Charged-off:Construction & development | 0.1881% | 3,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6656% | 1,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2287% | 650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2468% | 310 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8322% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9587% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8837% | 2,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3218% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0315% | 1,840 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8334% | 135 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9359% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9244% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.2442% | 2,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2828% | 2,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6046% | 493 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3541% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0217% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0222% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6541% | 2,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.0948% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0413% | 1,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6829% | 115 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7442% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7387% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0088% | 6,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3215% | 1,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5842% | 533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9634% | 352 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2926% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3069% | 313 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2380% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6989% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0593% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0864% | 106 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3486% | 3,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3217% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 6,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0330% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3912% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5728% | 711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6793% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0363% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1738% | 2,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6635% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1157% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1837% | 66 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0423% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0999% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 1.2459% | 2,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4168% | 1,908 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4124% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6238% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1557% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3600% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8210% | 7,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8607% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8037% | 1,732 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1109% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4110% | 1,190 |
| Percentage Net Loans Charged-off:Construction & development | 1.5662% | 1,895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5250% | 1,311 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8600% | 333 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3264% | 295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5410% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2113% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5725% | 7,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.4588% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.6382% | 1,701 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2814% | 3,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6354% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.4825% | 2,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2957% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6281% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8683% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6935% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4681% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2318% | 7,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7061% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.2492% | 1,669 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2273% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 1,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7209% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1449% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9756% | 7,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7383% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2488% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7903% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 1.8606% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3676% | 1,053 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9574% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7451% | 852 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4386% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8881% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6616% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.7522% | 74 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9709% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6687% | 930 |
| Percentage Net Loans Charged-off:Construction & development | 2.4788% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2022% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3332% | 266 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 1,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5902% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 2,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6583% | 904 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5565% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3504% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0150% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 3.8792% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3206% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4945% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3931% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8991% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1572% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5031% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2667% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5486% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2908% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4274% | 7,774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4640% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5700% | 477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0122% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0942% | 5,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 6,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2437% | 3,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0188% | 7,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1079% | 7,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6928% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1974% | 7,237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0019% | 6,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6544% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2836% | 7,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2027% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0484% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8117% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0183% | 6,922 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 5,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 2,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0980% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1536% | 3,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0881% | 3,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 7,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 7,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0935% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 3,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 7,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 7,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,892 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0363% | 7,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8306% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 2,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 8,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5237% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9079% | 213 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 6,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0989% | 7,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 6,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0074% | 4,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3739% | 4,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 5,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3655% | 4,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0157% | 5,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2620% | 4,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 3,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2288% | 3,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6799% | 2,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0288% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0297% | 1,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6863% | 3,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2400% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0960% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5755% | 3,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3601% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8586% | 2,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4052% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8629% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7465% | 3,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2481% | 3,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5776% | 2,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6769% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3961% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4536% | 1,633 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7050% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 7,791 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0851% | 6,007 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 5,305 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5417% | 2,557 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9881% | 2,117 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |