Home > Illini Bank > Income and Expense

Illini Bank, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$2,590,0002,355
Total interest expense$110,0003,867
Net interest income$2,480,0002,243
Provision for loan and lease losses$156,0001,089
Total noninterest income$1,049,0001,273
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$175,0001,569
Trading account gains and fees$0142
Additional Noninterest Income$874,0001,052
Total noninterest expense$2,214,0002,136
Salaries and employee benefits$958,0002,603
Premises and equipment expense$340,0001,690
Additional noninterest expense$916,0001,629
Pre-tax net operating income$1,159,0001,767
Securities gains (losses)$01,153
Applicable income taxes$54,0002,853
Income before extraordinary items$1,105,0001,553
Extraordinary gains, net$08
Net income$1,105,0001,553
Minority interest net income$055
Net income of bank and minority interests.$1,105,0001,553
Net charge-offs$3,0002,592
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,105,0001,534
2016-12-31 (YTD Data)Rank
Total interest income$1,084,0005,667
Total interest expense$70,0005,658
Net interest income$1,014,0005,649
Provision for loan and lease losses$202,0002,426
Total noninterest income$1,224,0002,744
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$105,0004,451
Trading account gains and fees$0170
Additional Noninterest Income$1,119,0002,261
Total noninterest expense$1,115,0005,503
Salaries and employee benefits$494,0005,646
Premises and equipment expense$150,0005,194
Additional noninterest expense$471,0005,272
Pre-tax net operating income$921,0004,168
Securities gains (losses)$03,212
Applicable income taxes$17,0003,901
Income before extraordinary items$904,0004,024
Extraordinary gains, net$05
Net income$904,0004,022
Minority interest net income$082
Net income of bank and minority interests.$904,0004,023
Net charge-offs$79,0002,802
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$904,0003,952
2016-09-30 (YTD Data)Rank
Total interest income$6,830,0002,602
Total interest expense$467,0003,258
Net interest income$6,363,0002,511
Provision for loan and lease losses$2,672,000331
Total noninterest income$3,065,0001,319
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$633,0001,387
Trading account gains and fees$0169
Additional Noninterest Income$2,432,0001,148
Total noninterest expense$7,297,0001,959
Salaries and employee benefits$3,826,0002,060
Premises and equipment expense$1,141,0001,503
Additional noninterest expense$2,330,0001,911
Pre-tax net operating income$-541,0005,883
Securities gains (losses)$384,000508
Applicable income taxes$-264,0005,914
Income before extraordinary items$107,0005,498
Extraordinary gains, net$05
Net income$107,0005,497
Minority interest net income$071
Net income of bank and minority interests.$107,0005,498
Net charge-offs$2,919,000224
Cash dividends$700,0002,043
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-138,7605,801
2016-06-30 (YTD Data)Rank
Total interest income$4,656,0002,560
Total interest expense$308,0003,292
Net interest income$4,348,0002,461
Provision for loan and lease losses$2,253,000261
Total noninterest income$1,936,0001,345
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$411,0001,395
Trading account gains and fees$0157
Additional Noninterest Income$1,525,0001,177
Total noninterest expense$4,956,0001,930
Salaries and employee benefits$2,567,0002,051
Premises and equipment expense$768,0001,486
Additional noninterest expense$1,621,0001,848
Pre-tax net operating income$-925,0006,013
Securities gains (losses)$384,000354
Applicable income taxes$-297,0006,014
Income before extraordinary items$-244,0005,935
Extraordinary gains, net$016
Net income$-244,0005,935
Minority interest net income$071
Net income of bank and minority interests.$-244,0005,935
Net charge-offs$2,271,000202
Cash dividends$500,0001,970
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-489,7605,978
2016-03-31 (YTD Data)Rank
Total interest income$2,377,0002,511
Total interest expense$157,0003,266
Net interest income$2,220,0002,423
Provision for loan and lease losses$151,0001,144
Total noninterest income$826,0001,483
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$196,0001,451
Trading account gains and fees$0142
Additional Noninterest Income$630,0001,310
Total noninterest expense$2,513,0001,901
Salaries and employee benefits$1,323,0002,009
Premises and equipment expense$395,0001,464
Additional noninterest expense$795,0001,871
Pre-tax net operating income$382,0003,479
Securities gains (losses)$02,077
Applicable income taxes$106,0002,417
Income before extraordinary items$276,0003,763
Extraordinary gains, net$012
Net income$276,0003,760
Minority interest net income$062
Net income of bank and minority interests.$276,0003,761
Net charge-offs$154,000782
Cash dividends$250,0001,750
Sale, conversion, retirement of capital stock, net$0659
Net operating income$276,0003,704
2015-12-31 (YTD Data)Rank
Total interest income$9,718,0002,425
Total interest expense$778,0002,876
Net interest income$8,940,0002,362
Provision for loan and lease losses$502,0001,340
Total noninterest income$4,335,0001,233
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$890,0001,353
Trading account gains and fees$0159
Additional Noninterest Income$3,445,0001,061
Total noninterest expense$10,274,0001,838
Salaries and employee benefits$4,953,0002,074
Premises and equipment expense$1,687,0001,372
Additional noninterest expense$3,634,0001,667
Pre-tax net operating income$2,499,0002,631
Securities gains (losses)$-414,0006,139
Applicable income taxes$641,0002,004
Income before extraordinary items$1,444,0003,292
Extraordinary gains, net$023
Net income$1,444,0003,293
Minority interest net income$081
Net income of bank and minority interests.$1,444,0003,294
Net charge-offs$210,0001,942
Cash dividends$1,375,0001,742
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,729,6602,939
2015-09-30 (YTD Data)Rank
Total interest income$7,328,0002,433
Total interest expense$616,0002,813
Net interest income$6,712,0002,380
Provision for loan and lease losses$496,0001,050
Total noninterest income$3,246,0001,245
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$660,0001,384
Trading account gains and fees$0153
Additional Noninterest Income$2,586,0001,080
Total noninterest expense$7,599,0001,870
Salaries and employee benefits$3,759,0002,065
Premises and equipment expense$1,209,0001,436
Additional noninterest expense$2,631,0001,723
Pre-tax net operating income$1,863,0002,692
Securities gains (losses)$03,031
Applicable income taxes$598,0001,843
Income before extraordinary items$1,265,0003,081
Extraordinary gains, net$021
Net income$1,265,0003,081
Minority interest net income$078
Net income of bank and minority interests.$1,265,0003,082
Net charge-offs$2,0003,995
Cash dividends$1,050,0001,552
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,265,0003,037
2015-06-30 (YTD Data)Rank
Total interest income$4,913,0002,423
Total interest expense$424,0002,765
Net interest income$4,489,0002,371
Provision for loan and lease losses$308,0001,083
Total noninterest income$2,136,0001,272
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$414,0001,431
Trading account gains and fees$0157
Additional Noninterest Income$1,722,0001,084
Total noninterest expense$5,019,0001,897
Salaries and employee benefits$2,481,0002,093
Premises and equipment expense$816,0001,439
Additional noninterest expense$1,722,0001,759
Pre-tax net operating income$1,298,0002,590
Securities gains (losses)$02,636
Applicable income taxes$420,0001,806
Income before extraordinary items$878,0002,994
Extraordinary gains, net$022
Net income$878,0002,994
Minority interest net income$075
Net income of bank and minority interests.$878,0002,996
Net charge-offs$-36,0005,652
Cash dividends$700,0001,584
Sale, conversion, retirement of capital stock, net$0751
Net operating income$878,0002,935
2015-03-31 (YTD Data)Rank
Total interest income$2,450,0002,427
Total interest expense$214,0002,754
Net interest income$2,236,0002,380
Provision for loan and lease losses$155,0001,041
Total noninterest income$949,0001,347
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$204,0001,422
Trading account gains and fees$0152
Additional Noninterest Income$745,0001,152
Total noninterest expense$2,533,0001,877
Salaries and employee benefits$1,279,0002,041
Premises and equipment expense$411,0001,446
Additional noninterest expense$843,0001,788
Pre-tax net operating income$497,0003,027
Securities gains (losses)$02,027
Applicable income taxes$148,0002,105
Income before extraordinary items$349,0003,382
Extraordinary gains, net$013
Net income$349,0003,385
Minority interest net income$064
Net income of bank and minority interests.$349,0003,385
Net charge-offs$-63,0006,016
Cash dividends$350,0001,409
Sale, conversion, retirement of capital stock, net$0697
Net operating income$349,0003,299
2014-12-31 (YTD Data)Rank
Total interest income$10,264,0002,344
Total interest expense$873,0002,863
Net interest income$9,391,0002,264
Provision for loan and lease losses$378,0001,743
Total noninterest income$4,244,0001,234
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$986,0001,306
Trading account gains and fees$0180
Additional Noninterest Income$3,258,0001,038
Total noninterest expense$9,999,0001,886
Salaries and employee benefits$5,026,0002,033
Premises and equipment expense$1,573,0001,503
Additional noninterest expense$3,400,0001,818
Pre-tax net operating income$3,258,0002,140
Securities gains (losses)$110,0001,188
Applicable income taxes$1,137,0001,424
Income before extraordinary items$2,231,0002,498
Extraordinary gains, net$017
Net income$2,231,0002,498
Minority interest net income$084
Net income of bank and minority interests.$2,231,0002,498
Net charge-offs$1,149,000803
Cash dividends$1,400,0001,642
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,158,4002,513
2014-09-30 (YTD Data)Rank
Total interest income$7,877,0002,309
Total interest expense$653,0002,906
Net interest income$7,224,0002,224
Provision for loan and lease losses$376,0001,429
Total noninterest income$2,954,0001,304
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$736,0001,326
Trading account gains and fees$0174
Additional Noninterest Income$2,218,0001,120
Total noninterest expense$7,474,0001,899
Salaries and employee benefits$3,809,0002,021
Premises and equipment expense$1,168,0001,527
Additional noninterest expense$2,497,0001,853
Pre-tax net operating income$2,328,0002,253
Securities gains (losses)$58,0001,356
Applicable income taxes$795,0001,521
Income before extraordinary items$1,591,0002,623
Extraordinary gains, net$015
Net income$1,591,0002,624
Minority interest net income$081
Net income of bank and minority interests.$1,591,0002,623
Net charge-offs$870,000750
Cash dividends$1,050,0001,468
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,552,1402,624
2014-06-30 (YTD Data)Rank
Total interest income$5,211,0002,316
Total interest expense$434,0002,945
Net interest income$4,777,0002,221
Provision for loan and lease losses$220,0001,560
Total noninterest income$1,933,0001,316
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$475,0001,346
Trading account gains and fees$0172
Additional Noninterest Income$1,458,0001,119
Total noninterest expense$4,981,0001,899
Salaries and employee benefits$2,556,0002,018
Premises and equipment expense$776,0001,534
Additional noninterest expense$1,649,0001,860
Pre-tax net operating income$1,509,0002,259
Securities gains (losses)$02,580
Applicable income taxes$495,0001,553
Income before extraordinary items$1,014,0002,619
Extraordinary gains, net$020
Net income$1,014,0002,623
Minority interest net income$080
Net income of bank and minority interests.$1,014,0002,623
Net charge-offs$171,0001,733
Cash dividends$700,0001,484
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,014,0002,575
2014-03-31 (YTD Data)Rank
Total interest income$2,640,0002,283
Total interest expense$214,0003,018
Net interest income$2,426,0002,178
Provision for loan and lease losses$156,0001,167
Total noninterest income$918,0001,323
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$223,0001,406
Trading account gains and fees$0147
Additional Noninterest Income$695,0001,134
Total noninterest expense$2,542,0001,864
Salaries and employee benefits$1,284,0002,020
Premises and equipment expense$402,0001,519
Additional noninterest expense$856,0001,777
Pre-tax net operating income$646,0002,453
Securities gains (losses)$01,715
Applicable income taxes$200,0001,713
Income before extraordinary items$446,0002,797
Extraordinary gains, net$016
Net income$446,0002,800
Minority interest net income$066
Net income of bank and minority interests.$446,0002,800
Net charge-offs$121,0001,256
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$0747
Net operating income$446,0002,753
2013-12-31 (YTD Data)Rank
Total interest income$10,655,0002,279
Total interest expense$885,0003,219
Net interest income$9,770,0002,134
Provision for loan and lease losses$186,0003,042
Total noninterest income$4,529,0001,218
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,066,0001,278
Trading account gains and fees$0184
Additional Noninterest Income$3,463,0001,052
Total noninterest expense$9,741,0001,945
Salaries and employee benefits$5,007,0002,035
Premises and equipment expense$1,583,0001,505
Additional noninterest expense$3,151,0001,998
Pre-tax net operating income$4,372,0001,599
Securities gains (losses)$97,0001,342
Applicable income taxes$1,551,0001,099
Income before extraordinary items$2,918,0001,938
Extraordinary gains, net$029
Net income$2,918,0001,939
Minority interest net income$090
Net income of bank and minority interests.$2,918,0001,940
Net charge-offs$49,0004,372
Cash dividends$1,400,0001,549
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,854,9501,928
2013-09-30 (YTD Data)Rank
Total interest income$7,895,0002,318
Total interest expense$653,0003,341
Net interest income$7,242,0002,162
Provision for loan and lease losses$467,0001,590
Total noninterest income$3,040,0001,336
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$789,0001,301
Trading account gains and fees$0180
Additional Noninterest Income$2,251,0001,173
Total noninterest expense$7,267,0001,953
Salaries and employee benefits$3,764,0002,042
Premises and equipment expense$1,150,0001,552
Additional noninterest expense$2,353,0001,992
Pre-tax net operating income$2,548,0002,019
Securities gains (losses)$97,0001,240
Applicable income taxes$883,0001,358
Income before extraordinary items$1,762,0002,347
Extraordinary gains, net$025
Net income$1,762,0002,352
Minority interest net income$084
Net income of bank and minority interests.$1,762,0002,352
Net charge-offs$429,0001,762
Cash dividends$1,050,0001,389
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,697,0102,346
2013-06-30 (YTD Data)Rank
Total interest income$5,244,0002,331
Total interest expense$437,0003,394
Net interest income$4,807,0002,172
Provision for loan and lease losses$460,0001,236
Total noninterest income$1,952,0001,374
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$506,0001,322
Trading account gains and fees$0157
Additional Noninterest Income$1,446,0001,234
Total noninterest expense$4,864,0001,948
Salaries and employee benefits$2,510,0002,047
Premises and equipment expense$745,0001,604
Additional noninterest expense$1,609,0001,937
Pre-tax net operating income$1,435,0002,276
Securities gains (losses)$02,791
Applicable income taxes$458,0001,606
Income before extraordinary items$977,0002,690
Extraordinary gains, net$022
Net income$977,0002,695
Minority interest net income$082
Net income of bank and minority interests.$977,0002,695
Net charge-offs$420,0001,401
Cash dividends$700,0001,401
Sale, conversion, retirement of capital stock, net$0838
Net operating income$977,0002,585
2013-03-31 (YTD Data)Rank
Total interest income$2,622,0002,363
Total interest expense$221,0003,450
Net interest income$2,401,0002,185
Provision for loan and lease losses$231,0001,208
Total noninterest income$820,0001,541
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$241,0001,375
Trading account gains and fees$0148
Additional Noninterest Income$579,0001,418
Total noninterest expense$2,434,0001,962
Salaries and employee benefits$1,256,0002,067
Premises and equipment expense$375,0001,614
Additional noninterest expense$803,0001,954
Pre-tax net operating income$556,0002,686
Securities gains (losses)$01,966
Applicable income taxes$163,0001,917
Income before extraordinary items$393,0003,056
Extraordinary gains, net$010
Net income$393,0003,056
Minority interest net income$076
Net income of bank and minority interests.$393,0003,058
Net charge-offs$384,000901
Cash dividends$350,0001,201
Sale, conversion, retirement of capital stock, net$0789
Net operating income$393,0002,970
2012-12-31 (YTD Data)Rank
Total interest income$11,041,0002,344
Total interest expense$1,224,0003,157
Net interest income$9,817,0002,190
Provision for loan and lease losses$2,052,0001,041
Total noninterest income$5,278,0001,113
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,117,0001,275
Trading account gains and fees$0166
Additional Noninterest Income$4,161,000933
Total noninterest expense$9,316,0002,053
Salaries and employee benefits$4,974,0002,019
Premises and equipment expense$1,476,0001,600
Additional noninterest expense$2,866,0002,263
Pre-tax net operating income$3,727,0001,735
Securities gains (losses)$-2,0006,630
Applicable income taxes$1,217,0001,286
Income before extraordinary items$2,508,0002,167
Extraordinary gains, net$029
Net income$2,508,0002,166
Minority interest net income$093
Net income of bank and minority interests.$2,508,0002,168
Net charge-offs$1,289,0001,553
Cash dividends$1,400,0001,573
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,509,3402,042
2012-09-30 (YTD Data)Rank
Total interest income$8,396,0002,367
Total interest expense$951,0003,189
Net interest income$7,445,0002,204
Provision for loan and lease losses$1,870,000901
Total noninterest income$3,949,0001,098
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$836,0001,287
Trading account gains and fees$0157
Additional Noninterest Income$3,113,000920
Total noninterest expense$6,878,0002,094
Salaries and employee benefits$3,702,0002,029
Premises and equipment expense$1,064,0001,667
Additional noninterest expense$2,112,0002,301
Pre-tax net operating income$2,646,0001,872
Securities gains (losses)$-2,0006,774
Applicable income taxes$848,0001,390
Income before extraordinary items$1,796,0002,299
Extraordinary gains, net$020
Net income$1,796,0002,299
Minority interest net income$086
Net income of bank and minority interests.$1,796,0002,299
Net charge-offs$1,239,0001,265
Cash dividends$1,050,0001,280
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,797,3602,171
2012-06-30 (YTD Data)Rank
Total interest income$5,682,0002,345
Total interest expense$643,0003,255
Net interest income$5,039,0002,171
Provision for loan and lease losses$359,0002,213
Total noninterest income$2,458,0001,139
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$540,0001,309
Trading account gains and fees$0153
Additional Noninterest Income$1,918,000947
Total noninterest expense$4,555,0002,108
Salaries and employee benefits$2,479,0002,024
Premises and equipment expense$683,0001,727
Additional noninterest expense$1,393,0002,326
Pre-tax net operating income$2,583,0001,359
Securities gains (losses)$-2,0006,849
Applicable income taxes$888,000977
Income before extraordinary items$1,693,0001,714
Extraordinary gains, net$019
Net income$1,693,0001,713
Minority interest net income$084
Net income of bank and minority interests.$1,693,0001,714
Net charge-offs$142,0003,103
Cash dividends$700,0001,279
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,694,3201,624
2012-03-31 (YTD Data)Rank
Total interest income$2,857,0002,366
Total interest expense$329,0003,303
Net interest income$2,528,0002,170
Provision for loan and lease losses$178,0002,142
Total noninterest income$1,257,0001,116
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$257,0001,365
Trading account gains and fees$0148
Additional Noninterest Income$1,000,000901
Total noninterest expense$2,296,0002,091
Salaries and employee benefits$1,276,0001,965
Premises and equipment expense$343,0001,726
Additional noninterest expense$677,0002,361
Pre-tax net operating income$1,311,0001,336
Securities gains (losses)$02,210
Applicable income taxes$452,000969
Income before extraordinary items$859,0001,695
Extraordinary gains, net$019
Net income$859,0001,696
Minority interest net income$078
Net income of bank and minority interests.$859,0001,696
Net charge-offs$137,0002,176
Cash dividends$350,0001,149
Sale, conversion, retirement of capital stock, net$0861
Net operating income$859,0001,592
2011-12-31 (YTD Data)Rank
Total interest income$11,484,0002,436
Total interest expense$1,686,0003,149
Net interest income$9,798,0002,241
Provision for loan and lease losses$615,0003,125
Total noninterest income$4,229,0001,190
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,061,0001,397
Trading account gains and fees$0146
Additional Noninterest Income$3,168,000993
Total noninterest expense$8,927,0002,140
Salaries and employee benefits$4,687,0002,065
Premises and equipment expense$1,334,0001,867
Additional noninterest expense$2,906,0002,265
Pre-tax net operating income$4,485,0001,298
Securities gains (losses)$-11,0006,885
Applicable income taxes$1,396,0001,050
Income before extraordinary items$3,078,0001,562
Extraordinary gains, net$029
Net income$3,078,0001,563
Minority interest net income$096
Net income of bank and minority interests.$3,078,0001,563
Net charge-offs$807,0002,621
Cash dividends$1,400,0001,301
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,085,5901,495
2011-09-30 (YTD Data)Rank
Total interest income$8,627,0002,455
Total interest expense$1,335,0003,133
Net interest income$7,292,0002,259
Provision for loan and lease losses$406,0003,187
Total noninterest income$2,968,0001,245
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$783,0001,429
Trading account gains and fees$0145
Additional Noninterest Income$2,185,0001,062
Total noninterest expense$6,456,0002,219
Salaries and employee benefits$3,472,0002,090
Premises and equipment expense$1,004,0001,870
Additional noninterest expense$1,980,0002,487
Pre-tax net operating income$3,398,0001,331
Securities gains (losses)$03,555
Applicable income taxes$1,139,000986
Income before extraordinary items$2,259,0001,667
Extraordinary gains, net$021
Net income$2,259,0001,668
Minority interest net income$087
Net income of bank and minority interests.$2,259,0001,668
Net charge-offs$616,0002,434
Cash dividends$1,050,0001,107
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,259,0001,588
2011-06-30 (YTD Data)Rank
Total interest income$5,732,0002,478
Total interest expense$937,0003,117
Net interest income$4,795,0002,290
Provision for loan and lease losses$273,0003,142
Total noninterest income$1,858,0001,295
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$513,0001,425
Trading account gains and fees$0153
Additional Noninterest Income$1,345,0001,100
Total noninterest expense$4,249,0002,258
Salaries and employee benefits$2,304,0002,125
Premises and equipment expense$663,0001,907
Additional noninterest expense$1,282,0002,584
Pre-tax net operating income$2,131,0001,368
Securities gains (losses)$02,914
Applicable income taxes$706,0001,017
Income before extraordinary items$1,425,0001,695
Extraordinary gains, net$015
Net income$1,425,0001,695
Minority interest net income$089
Net income of bank and minority interests.$1,425,0001,695
Net charge-offs$578,0001,993
Cash dividends$700,0001,112
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,425,0001,628
2011-03-31 (YTD Data)Rank
Total interest income$2,866,0002,485
Total interest expense$498,0003,053
Net interest income$2,368,0002,304
Provision for loan and lease losses$153,0002,729
Total noninterest income$922,0001,283
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$255,0001,406
Trading account gains and fees$0158
Additional Noninterest Income$667,0001,094
Total noninterest expense$2,152,0002,239
Salaries and employee benefits$1,162,0002,118
Premises and equipment expense$345,0001,869
Additional noninterest expense$645,0002,571
Pre-tax net operating income$985,0001,456
Securities gains (losses)$01,772
Applicable income taxes$321,0001,060
Income before extraordinary items$664,0001,756
Extraordinary gains, net$09
Net income$664,0001,756
Minority interest net income$086
Net income of bank and minority interests.$664,0001,756
Net charge-offs$566,0001,237
Cash dividends$350,0001,005
Sale, conversion, retirement of capital stock, net$0925
Net operating income$664,0001,710
2010-12-31 (YTD Data)Rank
Total interest income$11,546,0002,597
Total interest expense$2,678,0002,833
Net interest income$8,868,0002,482
Provision for loan and lease losses$1,016,0003,019
Total noninterest income$3,909,0001,292
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,267,0001,185
Trading account gains and fees$0175
Additional Noninterest Income$2,642,0001,151
Total noninterest expense$8,010,0002,416
Salaries and employee benefits$4,218,0002,291
Premises and equipment expense$1,335,0001,915
Additional noninterest expense$2,457,0002,731
Pre-tax net operating income$3,751,0001,335
Securities gains (losses)$603,000758
Applicable income taxes$1,360,000970
Income before extraordinary items$2,994,0001,408
Extraordinary gains, net$029
Net income$2,994,0001,411
Minority interest net income$0111
Net income of bank and minority interests.$2,994,0001,412
Net charge-offs$801,0002,991
Cash dividends$1,400,0001,137
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,577,9301,545
2010-09-30 (YTD Data)Rank
Total interest income$8,729,0002,636
Total interest expense$2,088,0002,859
Net interest income$6,641,0002,500
Provision for loan and lease losses$862,0002,737
Total noninterest income$2,768,0001,322
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$965,0001,211
Trading account gains and fees$0165
Additional Noninterest Income$1,803,0001,197
Total noninterest expense$5,897,0002,459
Salaries and employee benefits$3,073,0002,363
Premises and equipment expense$1,006,0001,930
Additional noninterest expense$1,818,0002,704
Pre-tax net operating income$2,650,0001,483
Securities gains (losses)$603,000629
Applicable income taxes$1,010,000995
Income before extraordinary items$2,243,0001,483
Extraordinary gains, net$023
Net income$2,243,0001,486
Minority interest net income$0110
Net income of bank and minority interests.$2,243,0001,486
Net charge-offs$789,0002,482
Cash dividends$1,050,0001,002
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,826,9301,712
2010-06-30 (YTD Data)Rank
Total interest income$5,921,0002,616
Total interest expense$1,414,0002,920
Net interest income$4,507,0002,456
Provision for loan and lease losses$457,0002,981
Total noninterest income$1,664,0001,407
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$631,0001,240
Trading account gains and fees$0152
Additional Noninterest Income$1,033,0001,262
Total noninterest expense$3,869,0002,498
Salaries and employee benefits$2,044,0002,387
Premises and equipment expense$678,0001,923
Additional noninterest expense$1,147,0002,820
Pre-tax net operating income$1,845,0001,414
Securities gains (losses)$603,000402
Applicable income taxes$780,000860
Income before extraordinary items$1,668,0001,328
Extraordinary gains, net$019
Net income$1,668,0001,329
Minority interest net income$0105
Net income of bank and minority interests.$1,668,0001,329
Net charge-offs$564,0002,309
Cash dividends$700,000984
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,257,9601,654
2010-03-31 (YTD Data)Rank
Total interest income$2,965,0002,670
Total interest expense$711,0003,026
Net interest income$2,254,0002,492
Provision for loan and lease losses$154,0003,304
Total noninterest income$791,0001,458
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$284,0001,380
Trading account gains and fees$0175
Additional Noninterest Income$507,0001,286
Total noninterest expense$1,964,0002,483
Salaries and employee benefits$1,027,0002,407
Premises and equipment expense$350,0001,922
Additional noninterest expense$587,0002,754
Pre-tax net operating income$927,0001,408
Securities gains (losses)$02,284
Applicable income taxes$277,0001,116
Income before extraordinary items$650,0001,687
Extraordinary gains, net$016
Net income$650,0001,688
Minority interest net income$091
Net income of bank and minority interests.$650,0001,689
Net charge-offs$36,0003,999
Cash dividends$350,000951
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$650,0001,616
2009-12-31 (YTD Data)Rank
Total interest income$11,955,0002,767
Total interest expense$3,383,0003,127
Net interest income$8,572,0002,524
Provision for loan and lease losses$1,065,0003,400
Total noninterest income$4,390,0001,218
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,454,0001,191
Trading account gains and fees$0211
Additional Noninterest Income$2,936,0001,064
Total noninterest expense$8,098,0002,438
Salaries and employee benefits$4,203,0002,347
Premises and equipment expense$1,299,0002,056
Additional noninterest expense$2,596,0002,661
Pre-tax net operating income$3,799,0001,084
Securities gains (losses)$309,0001,214
Applicable income taxes$1,106,000890
Income before extraordinary items$3,002,0001,131
Extraordinary gains, net$034
Net income$3,002,0001,129
Minority interest net income$0115
Net income of bank and minority interests.$3,002,0001,130
Net charge-offs$883,0003,023
Cash dividends$2,550,000699
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,776,4301,191
2009-09-30 (YTD Data)Rank
Total interest income$9,073,0002,762
Total interest expense$2,615,0003,188
Net interest income$6,458,0002,518
Provision for loan and lease losses$617,0003,488
Total noninterest income$3,283,0001,233
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,060,0001,215
Trading account gains and fees$0212
Additional Noninterest Income$2,223,0001,070
Total noninterest expense$6,096,0002,429
Salaries and employee benefits$3,165,0002,351
Premises and equipment expense$977,0002,066
Additional noninterest expense$1,954,0002,626
Pre-tax net operating income$3,028,0001,081
Securities gains (losses)$136,0001,583
Applicable income taxes$828,000978
Income before extraordinary items$2,336,0001,158
Extraordinary gains, net$027
Net income$2,336,0001,158
Minority interest net income$0118
Net income of bank and minority interests.$2,336,0001,158
Net charge-offs$852,0002,389
Cash dividends$2,200,000578
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,235,3601,188
2009-06-30 (YTD Data)Rank
Total interest income$6,113,0002,772
Total interest expense$1,810,0003,204
Net interest income$4,303,0002,506
Provision for loan and lease losses$414,0003,228
Total noninterest income$2,349,0001,174
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$664,0001,280
Trading account gains and fees$0193
Additional Noninterest Income$1,685,0001,010
Total noninterest expense$4,066,0002,458
Salaries and employee benefits$2,118,0002,394
Premises and equipment expense$649,0002,108
Additional noninterest expense$1,299,0002,643
Pre-tax net operating income$2,172,0001,037
Securities gains (losses)$136,0001,261
Applicable income taxes$584,000953
Income before extraordinary items$1,724,0001,103
Extraordinary gains, net$021
Net income$1,724,0001,101
Minority interest net income$0112
Net income of bank and minority interests.$1,724,0001,103
Net charge-offs$819,0001,814
Cash dividends$1,850,000487
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,622,0001,134
2009-03-31 (YTD Data)Rank
Total interest income$3,089,0002,773
Total interest expense$957,0003,168
Net interest income$2,132,0002,541
Provision for loan and lease losses$205,0002,818
Total noninterest income$1,206,0001,100
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$320,0001,290
Trading account gains and fees$0171
Additional Noninterest Income$886,000929
Total noninterest expense$2,032,0002,391
Salaries and employee benefits$1,074,0002,380
Premises and equipment expense$333,0002,091
Additional noninterest expense$625,0002,478
Pre-tax net operating income$1,101,0001,163
Securities gains (losses)$02,434
Applicable income taxes$300,0001,049
Income before extraordinary items$801,0001,368
Extraordinary gains, net$015
Net income$801,0001,369
Minority interest net income$0102
Net income of bank and minority interests.$801,0001,370
Net charge-offs$847,0001,051
Cash dividends$1,500,000282
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$801,0001,294
2008-12-31 (YTD Data)Rank
Total interest income$13,605,0002,716
Total interest expense$5,418,0002,767
Net interest income$8,187,0002,650
Provision for loan and lease losses$579,0003,579
Total noninterest income$3,921,0001,288
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,548,0001,158
Trading account gains and fees$0154
Additional Noninterest Income$2,373,0001,153
Total noninterest expense$7,670,0002,464
Salaries and employee benefits$4,010,0002,502
Premises and equipment expense$1,231,0002,192
Additional noninterest expense$2,429,0002,411
Pre-tax net operating income$3,859,0001,413
Securities gains (losses)$-3,733,0008,034
Applicable income taxes$-176,0007,190
Income before extraordinary items$302,0005,110
Extraordinary gains, net$039
Net income$302,0005,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0004,925
Cash dividends$1,900,0001,423
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,035,0001,105
2008-09-30 (YTD Data)Rank
Total interest income$10,421,0002,709
Total interest expense$4,301,0002,720
Net interest income$6,120,0002,675
Provision for loan and lease losses$400,0003,072
Total noninterest income$3,143,0001,261
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,170,0001,162
Trading account gains and fees$0148
Additional Noninterest Income$1,973,0001,116
Total noninterest expense$5,808,0002,433
Salaries and employee benefits$3,129,0002,437
Premises and equipment expense$914,0002,216
Additional noninterest expense$1,765,0002,400
Pre-tax net operating income$3,055,0001,593
Securities gains (losses)$-3,531,0008,161
Applicable income taxes$905,0001,250
Income before extraordinary items$-1,381,0007,664
Extraordinary gains, net$031
Net income$-1,381,0007,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,890
Cash dividends$1,600,0001,238
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,150,0001,760
2008-06-30 (YTD Data)Rank
Total interest income$7,009,0002,716
Total interest expense$2,961,0002,741
Net interest income$4,048,0002,686
Provision for loan and lease losses$264,0002,740
Total noninterest income$2,366,0001,160
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$771,0001,158
Trading account gains and fees$0149
Additional Noninterest Income$1,595,0001,002
Total noninterest expense$3,888,0002,437
Salaries and employee benefits$2,091,0002,463
Premises and equipment expense$612,0002,211
Additional noninterest expense$1,185,0002,381
Pre-tax net operating income$2,262,0001,512
Securities gains (losses)$91,0001,051
Applicable income taxes$706,0001,224
Income before extraordinary items$1,647,0001,643
Extraordinary gains, net$021
Net income$1,647,0001,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-53,0008,278
Cash dividends$1,300,0001,127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,583,3001,679
2008-03-31 (YTD Data)Rank
Total interest income$3,550,0002,756
Total interest expense$1,578,0002,750
Net interest income$1,972,0002,738
Provision for loan and lease losses$135,0002,308
Total noninterest income$1,601,000921
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$394,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$1,207,000739
Total noninterest expense$2,010,0002,357
Salaries and employee benefits$1,069,0002,434
Premises and equipment expense$319,0002,135
Additional noninterest expense$622,0002,251
Pre-tax net operating income$1,428,0001,327
Securities gains (losses)$91,000763
Applicable income taxes$484,0001,040
Income before extraordinary items$1,035,0001,450
Extraordinary gains, net$015
Net income$1,035,0001,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,333
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$973,1201,479
2007-12-31 (YTD Data)Rank
Total interest income$14,910,0002,694
Total interest expense$6,882,0002,672
Net interest income$8,028,0002,720
Provision for loan and lease losses$693,0001,868
Total noninterest income$2,956,0001,665
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,686,0001,058
Trading account gains and fees$0178
Additional Noninterest Income$1,270,0001,886
Total noninterest expense$7,213,0002,512
Salaries and employee benefits$3,856,0002,569
Premises and equipment expense$1,258,0002,077
Additional noninterest expense$2,099,0002,546
Pre-tax net operating income$3,078,0002,414
Securities gains (losses)$02,146
Applicable income taxes$788,0002,157
Income before extraordinary items$2,290,0002,545
Extraordinary gains, net$039
Net income$2,290,0002,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,0001,150
Cash dividends$1,200,0002,329
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,290,0002,539
2007-09-30 (YTD Data)Rank
Total interest income$11,280,0002,675
Total interest expense$5,153,0002,671
Net interest income$6,127,0002,681
Provision for loan and lease losses$480,0001,622
Total noninterest income$2,112,0001,721
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,200,0001,098
Trading account gains and fees$0184
Additional Noninterest Income$912,0001,952
Total noninterest expense$5,421,0002,501
Salaries and employee benefits$2,935,0002,533
Premises and equipment expense$945,0002,053
Additional noninterest expense$1,541,0002,551
Pre-tax net operating income$2,338,0002,543
Securities gains (losses)$01,655
Applicable income taxes$607,0002,273
Income before extraordinary items$1,731,0002,677
Extraordinary gains, net$033
Net income$1,731,0002,675
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,000893
Cash dividends$900,0002,149
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,731,0002,656
2007-06-30 (YTD Data)Rank
Total interest income$7,198,0002,797
Total interest expense$3,388,0002,695
Net interest income$3,810,0002,881
Provision for loan and lease losses$175,0002,387
Total noninterest income$1,339,0001,811
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$741,0001,195
Trading account gains and fees$0168
Additional Noninterest Income$598,0001,988
Total noninterest expense$3,607,0002,532
Salaries and employee benefits$1,987,0002,539
Premises and equipment expense$625,0002,074
Additional noninterest expense$995,0002,638
Pre-tax net operating income$1,367,0002,851
Securities gains (losses)$01,444
Applicable income taxes$335,0002,604
Income before extraordinary items$1,032,0002,972
Extraordinary gains, net$029
Net income$1,032,0002,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,117
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,032,0002,957
2007-03-31 (YTD Data)Rank
Total interest income$3,595,0002,796
Total interest expense$1,694,0002,686
Net interest income$1,901,0002,886
Provision for loan and lease losses$70,0002,576
Total noninterest income$645,0001,839
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$343,0001,261
Trading account gains and fees$0195
Additional Noninterest Income$302,0001,956
Total noninterest expense$1,838,0002,492
Salaries and employee benefits$1,002,0002,547
Premises and equipment expense$322,0002,027
Additional noninterest expense$514,0002,558
Pre-tax net operating income$638,0002,986
Securities gains (losses)$01,187
Applicable income taxes$152,0002,732
Income before extraordinary items$486,0003,090
Extraordinary gains, net$022
Net income$486,0003,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000836
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$486,0003,070
2006-12-31 (YTD Data)Rank
Total interest income$13,071,0002,873
Total interest expense$5,605,0002,751
Net interest income$7,466,0002,934
Provision for loan and lease losses$383,0002,362
Total noninterest income$2,295,0002,009
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,449,0001,231
Trading account gains and fees$0130
Additional Noninterest Income$846,0002,487
Total noninterest expense$6,981,0002,522
Salaries and employee benefits$3,694,0002,621
Premises and equipment expense$1,125,0002,211
Additional noninterest expense$2,162,0002,391
Pre-tax net operating income$2,397,0003,220
Securities gains (losses)$2,0001,439
Applicable income taxes$545,0003,026
Income before extraordinary items$1,854,0003,275
Extraordinary gains, net$051
Net income$1,854,0003,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,014
Cash dividends$1,250,0002,194
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,852,4603,261
2006-09-30 (YTD Data)Rank
Total interest income$9,624,0002,903
Total interest expense$3,989,0002,790
Net interest income$5,635,0002,950
Provision for loan and lease losses$287,0002,236
Total noninterest income$1,651,0002,077
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,056,0001,269
Trading account gains and fees$0126
Additional Noninterest Income$595,0002,582
Total noninterest expense$5,352,0002,461
Salaries and employee benefits$2,894,0002,513
Premises and equipment expense$836,0002,231
Additional noninterest expense$1,622,0002,383
Pre-tax net operating income$1,647,0003,565
Securities gains (losses)$-3,0007,275
Applicable income taxes$346,0003,383
Income before extraordinary items$1,298,0003,543
Extraordinary gains, net$045
Net income$1,298,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$950,0002,003
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,300,3703,523
2006-06-30 (YTD Data)Rank
Total interest income$6,242,0002,928
Total interest expense$2,469,0002,850
Net interest income$3,773,0002,946
Provision for loan and lease losses$188,0002,216
Total noninterest income$1,088,0002,092
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$668,0001,325
Trading account gains and fees$0126
Additional Noninterest Income$420,0002,487
Total noninterest expense$3,564,0002,479
Salaries and employee benefits$1,913,0002,538
Premises and equipment expense$556,0002,235
Additional noninterest expense$1,095,0002,359
Pre-tax net operating income$1,109,0003,545
Securities gains (losses)$01,185
Applicable income taxes$233,0003,416
Income before extraordinary items$876,0003,515
Extraordinary gains, net$039
Net income$876,0003,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,400
Cash dividends$650,0001,982
Sale, conversion, retirement of capital stock, net$0887
Net operating income$876,0003,503
2006-03-31 (YTD Data)Rank
Total interest income$3,060,0002,920
Total interest expense$1,140,0002,917
Net interest income$1,920,0002,882
Provision for loan and lease losses$60,0002,788
Total noninterest income$523,0002,124
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$320,0001,348
Trading account gains and fees$0115
Additional Noninterest Income$203,0002,467
Total noninterest expense$1,801,0002,464
Salaries and employee benefits$978,0002,498
Premises and equipment expense$283,0002,205
Additional noninterest expense$540,0002,383
Pre-tax net operating income$582,0003,379
Securities gains (losses)$0955
Applicable income taxes$127,0003,258
Income before extraordinary items$455,0003,390
Extraordinary gains, net$021
Net income$455,0003,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,001
Cash dividends$350,0001,768
Sale, conversion, retirement of capital stock, net$0648
Net operating income$455,0003,368
2005-12-31 (YTD Data)Rank
Total interest income$11,472,0002,805
Total interest expense$3,523,0002,928
Net interest income$7,949,0002,718
Provision for loan and lease losses$07,120
Total noninterest income$2,254,0002,034
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,415,0001,251
Trading account gains and fees$0138
Additional Noninterest Income$839,0002,462
Total noninterest expense$7,175,0002,332
Salaries and employee benefits$3,687,0002,482
Premises and equipment expense$1,056,0002,259
Additional noninterest expense$2,432,0002,062
Pre-tax net operating income$3,028,0002,733
Securities gains (losses)$-151,0008,527
Applicable income taxes$766,0002,671
Income before extraordinary items$2,111,0002,956
Extraordinary gains, net$046
Net income$2,111,0002,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$393,0001,427
Cash dividends$1,100,0002,279
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,221,2302,787
2005-09-30 (YTD Data)Rank
Total interest income$8,474,0002,790
Total interest expense$2,490,0002,938
Net interest income$5,984,0002,684
Provision for loan and lease losses$06,899
Total noninterest income$1,675,0002,031
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,059,0001,241
Trading account gains and fees$0126
Additional Noninterest Income$616,0002,520
Total noninterest expense$5,438,0002,287
Salaries and employee benefits$2,753,0002,449
Premises and equipment expense$772,0002,292
Additional noninterest expense$1,913,0001,945
Pre-tax net operating income$2,221,0002,819
Securities gains (losses)$33,0001,024
Applicable income taxes$633,0002,554
Income before extraordinary items$1,621,0002,946
Extraordinary gains, net$035
Net income$1,621,0002,947
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,127
Cash dividends$800,0002,109
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,597,2402,944
2005-06-30 (YTD Data)Rank
Total interest income$5,533,0002,784
Total interest expense$1,553,0002,967
Net interest income$3,980,0002,663
Provision for loan and lease losses$06,626
Total noninterest income$1,041,0002,111
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$689,0001,235
Trading account gains and fees$0116
Additional Noninterest Income$352,0002,761
Total noninterest expense$3,631,0002,260
Salaries and employee benefits$1,818,0002,455
Premises and equipment expense$502,0002,321
Additional noninterest expense$1,311,0001,878
Pre-tax net operating income$1,390,0002,917
Securities gains (losses)$33,000930
Applicable income taxes$401,0002,611
Income before extraordinary items$1,022,0003,038
Extraordinary gains, net$030
Net income$1,022,0003,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0001,376
Cash dividends$500,0002,165
Sale, conversion, retirement of capital stock, net$0643
Net operating income$998,2403,052
2005-03-31 (YTD Data)Rank
Total interest income$2,595,0002,896
Total interest expense$710,0003,077
Net interest income$1,885,0002,788
Provision for loan and lease losses$06,226
Total noninterest income$458,0002,270
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$319,0001,287
Trading account gains and fees$0115
Additional Noninterest Income$139,0003,113
Total noninterest expense$1,776,0002,327
Salaries and employee benefits$899,0002,497
Premises and equipment expense$252,0002,341
Additional noninterest expense$625,0001,966
Pre-tax net operating income$567,0003,359
Securities gains (losses)$01,685
Applicable income taxes$149,0003,105
Income before extraordinary items$418,0003,511
Extraordinary gains, net$024
Net income$418,0003,512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,000721
Cash dividends$200,0002,181
Sale, conversion, retirement of capital stock, net$0491
Net operating income$418,0003,474
2004-12-31 (YTD Data)Rank
Total interest income$11,467,0002,503
Total interest expense$3,043,0002,602
Net interest income$8,424,0002,425
Provision for loan and lease losses$1,395,000775
Total noninterest income$500,0005,260
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,479,0001,206
Trading account gains and fees$0138
Additional Noninterest Income$-979,0008,982
Total noninterest expense$8,334,0001,923
Salaries and employee benefits$4,235,0002,064
Premises and equipment expense$1,049,0002,185
Additional noninterest expense$3,050,0001,600
Pre-tax net operating income$-805,0008,760
Securities gains (losses)$18,0002,469
Applicable income taxes$-565,0008,907
Income before extraordinary items$-222,0008,595
Extraordinary gains, net$034
Net income$-222,0008,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,344,000621
Cash dividends$650,0003,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-233,5208,564
2004-09-30 (YTD Data)Rank
Total interest income$8,740,0002,434
Total interest expense$2,349,0002,492
Net interest income$6,391,0002,369
Provision for loan and lease losses$1,602,000493
Total noninterest income$1,356,0002,365
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,130,0001,183
Trading account gains and fees$0134
Additional Noninterest Income$226,0004,260
Total noninterest expense$7,740,0001,575
Salaries and employee benefits$3,554,0001,834
Premises and equipment expense$787,0002,179
Additional noninterest expense$3,399,0001,077
Pre-tax net operating income$-1,595,0008,954
Securities gains (losses)$18,0002,374
Applicable income taxes$-797,0008,987
Income before extraordinary items$-780,0008,891
Extraordinary gains, net$026
Net income$-780,0008,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,226,000493
Cash dividends$350,0003,223
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-791,5208,873
2004-06-30 (YTD Data)Rank
Total interest income$6,028,0002,341
Total interest expense$1,638,0002,366
Net interest income$4,390,0002,279
Provision for loan and lease losses$1,390,000406
Total noninterest income$822,0002,542
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$727,0001,213
Trading account gains and fees$0130
Additional Noninterest Income$95,0005,258
Total noninterest expense$5,513,0001,467
Salaries and employee benefits$2,415,0001,810
Premises and equipment expense$524,0002,181
Additional noninterest expense$2,574,000966
Pre-tax net operating income$-1,691,0009,039
Securities gains (losses)$18,0002,100
Applicable income taxes$-765,0009,046
Income before extraordinary items$-908,0009,005
Extraordinary gains, net$021
Net income$-908,0009,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,115,000394
Cash dividends$350,0002,645
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-919,5208,988
2004-03-31 (YTD Data)Rank
Total interest income$2,991,0002,364
Total interest expense$879,0002,247
Net interest income$2,112,0002,361
Provision for loan and lease losses$1,390,000249
Total noninterest income$470,0002,255
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$331,0001,299
Trading account gains and fees$0121
Additional Noninterest Income$139,0003,072
Total noninterest expense$2,448,0001,664
Salaries and employee benefits$1,118,0001,961
Premises and equipment expense$265,0002,173
Additional noninterest expense$1,065,0001,133
Pre-tax net operating income$-1,256,0009,091
Securities gains (losses)$02,934
Applicable income taxes$-553,0009,097
Income before extraordinary items$-703,0009,078
Extraordinary gains, net$016
Net income$-703,0009,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,072,000260
Cash dividends$350,0001,554
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-703,0009,060
2003-12-31 (YTD Data)Rank
Total interest income$13,112,0002,167
Total interest expense$4,794,0001,866
Net interest income$8,318,0002,337
Provision for loan and lease losses$1,081,0001,104
Total noninterest income$2,166,0002,184
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,312,0001,317
Trading account gains and fees$0160
Additional Noninterest Income$854,0002,627
Total noninterest expense$7,498,0002,099
Salaries and employee benefits$4,026,0002,113
Premises and equipment expense$1,123,0002,035
Additional noninterest expense$2,349,0002,051
Pre-tax net operating income$1,905,0003,499
Securities gains (losses)$04,500
Applicable income taxes$448,0003,571
Income before extraordinary items$1,457,0003,635
Extraordinary gains, net$054
Net income$1,457,0003,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,189,000805
Cash dividends$1,400,0001,827
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,457,0003,479
2003-09-30 (YTD Data)Rank
Total interest income$10,046,0002,152
Total interest expense$3,789,0001,846
Net interest income$6,257,0002,333
Provision for loan and lease losses$150,0003,902
Total noninterest income$1,637,0002,211
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$968,0001,346
Trading account gains and fees$0153
Additional Noninterest Income$669,0002,649
Total noninterest expense$6,134,0001,941
Salaries and employee benefits$3,209,0002,007
Premises and equipment expense$848,0002,024
Additional noninterest expense$2,077,0001,741
Pre-tax net operating income$1,610,0003,375
Securities gains (losses)$04,204
Applicable income taxes$413,0003,357
Income before extraordinary items$1,197,0003,508
Extraordinary gains, net$040
Net income$1,197,0003,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$721,000875
Cash dividends$1,050,0001,675
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,197,0003,343
2003-06-30 (YTD Data)Rank
Total interest income$6,856,0002,119
Total interest expense$2,679,0001,803
Net interest income$4,177,0002,325
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,103,0002,197
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$629,0001,362
Trading account gains and fees$0150
Additional Noninterest Income$474,0002,519
Total noninterest expense$4,070,0001,936
Salaries and employee benefits$2,166,0001,972
Premises and equipment expense$570,0002,009
Additional noninterest expense$1,334,0001,803
Pre-tax net operating income$1,060,0003,381
Securities gains (losses)$03,782
Applicable income taxes$270,0003,417
Income before extraordinary items$790,0003,545
Extraordinary gains, net$030
Net income$790,0003,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$664,000695
Cash dividends$700,0001,703
Sale, conversion, retirement of capital stock, net$0589
Net operating income$790,0003,347
2003-03-31 (YTD Data)Rank
Total interest income$3,657,0002,001
Total interest expense$1,380,0001,799
Net interest income$2,277,0002,145
Provision for loan and lease losses$150,0001,666
Total noninterest income$523,0002,216
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$308,0001,352
Trading account gains and fees$0134
Additional Noninterest Income$215,0002,596
Total noninterest expense$1,963,0001,999
Salaries and employee benefits$1,080,0001,968
Premises and equipment expense$289,0001,962
Additional noninterest expense$594,0001,983
Pre-tax net operating income$687,0002,772
Securities gains (losses)$02,891
Applicable income taxes$197,0002,723
Income before extraordinary items$490,0002,994
Extraordinary gains, net$021
Net income$490,0002,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$322,000669
Cash dividends$668,000959
Sale, conversion, retirement of capital stock, net$0419
Net operating income$490,0002,852
2002-12-31 (YTD Data)Rank
Total interest income$15,912,0001,939
Total interest expense$6,247,0001,832
Net interest income$9,665,0002,001
Provision for loan and lease losses$720,0001,774
Total noninterest income$2,099,0002,051
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,252,0001,296
Trading account gains and fees$0153
Additional Noninterest Income$847,0002,419
Total noninterest expense$7,843,0001,926
Salaries and employee benefits$4,431,0001,818
Premises and equipment expense$1,180,0001,878
Additional noninterest expense$2,232,0002,071
Pre-tax net operating income$3,201,0002,361
Securities gains (losses)$04,537
Applicable income taxes$945,0002,309
Income before extraordinary items$2,256,0002,550
Extraordinary gains, net$070
Net income$2,256,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,952
Cash dividends$1,550,0001,587
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,256,0002,464
2001-12-31 (YTD Data)Rank
Total interest income$16,226,0002,120
Total interest expense$7,826,0002,059
Net interest income$8,400,0002,123
Provision for loan and lease losses$545,0002,061
Total noninterest income$2,643,0001,620
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,296,0001,138
Trading account gains and fees$0177
Additional Noninterest Income$1,347,0001,661
Total noninterest expense$7,380,0001,947
Salaries and employee benefits$3,843,0001,954
Premises and equipment expense$1,332,0001,616
Additional noninterest expense$2,205,0002,042
Pre-tax net operating income$3,118,0002,186
Securities gains (losses)$129,0001,533
Applicable income taxes$1,022,0002,041
Income before extraordinary items$2,225,0002,310
Extraordinary gains, net$0105
Net income$2,225,0002,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,0001,289
Cash dividends$1,200,0001,967
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,135,9902,312
2000-12-31 (YTD Data)Rank
Total interest income$14,633,0002,386
Total interest expense$7,384,0002,300
Net interest income$7,249,0002,449
Provision for loan and lease losses$480,0001,938
Total noninterest income$3,050,0001,334
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,322,0001,019
Trading account gains and fees$0180
Additional Noninterest Income$1,728,0001,245
Total noninterest expense$6,704,0002,055
Salaries and employee benefits$3,357,0002,129
Premises and equipment expense$1,328,0001,563
Additional noninterest expense$2,019,0002,136
Pre-tax net operating income$3,115,0002,319
Securities gains (losses)$01,956
Applicable income taxes$913,0002,291
Income before extraordinary items$2,202,0002,330
Extraordinary gains, net$038
Net income$2,202,0002,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,719
Cash dividends$1,200,0001,976
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,202,0002,336
1999-12-31 (YTD Data)Rank
Total interest income$11,876,0002,722
Total interest expense$5,365,0002,730
Net interest income$6,511,0002,702
Provision for loan and lease losses$265,0002,939
Total noninterest income$1,960,0001,886
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,301,0001,023
Trading account gains and fees$0173
Additional Noninterest Income$659,0002,471
Total noninterest expense$6,498,0002,097
Salaries and employee benefits$3,066,0002,286
Premises and equipment expense$1,447,0001,407
Additional noninterest expense$1,985,0002,204
Pre-tax net operating income$1,708,0003,762
Securities gains (losses)$7,0001,949
Applicable income taxes$488,0003,696
Income before extraordinary items$1,227,0003,808
Extraordinary gains, net$035
Net income$1,227,0003,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,578
Cash dividends$3,881,000796
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,221,9603,790
1998-12-31 (YTD Data)Rank
Total interest income$10,987,0002,936
Total interest expense$5,180,0002,894
Net interest income$5,807,0002,969
Provision for loan and lease losses$204,0003,472
Total noninterest income$2,283,0001,662
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,065,0001,181
Trading account gains and fees$0224
Additional Noninterest Income$1,218,0001,609
Total noninterest expense$6,813,0001,911
Salaries and employee benefits$3,218,0002,106
Premises and equipment expense$1,563,0001,229
Additional noninterest expense$2,032,0002,085
Pre-tax net operating income$1,073,0005,204
Securities gains (losses)$4,0003,561
Applicable income taxes$210,0006,081
Income before extraordinary items$867,0004,942
Extraordinary gains, net$032
Net income$867,0004,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,066
Cash dividends$735,0002,763
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$863,7604,867
1997-12-31 (YTD Data)Rank
Total interest income$11,082,0002,942
Total interest expense$4,788,0003,103
Net interest income$6,294,0002,772
Provision for loan and lease losses$300,0002,568
Total noninterest income$1,581,0002,110
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,054,0001,202
Trading account gains and fees$0239
Additional Noninterest Income$527,0002,718
Total noninterest expense$6,483,0001,994
Salaries and employee benefits$3,246,0002,024
Premises and equipment expense$1,405,0001,388
Additional noninterest expense$1,832,0002,271
Pre-tax net operating income$1,092,0005,564
Securities gains (losses)$50,0001,344
Applicable income taxes$192,0006,988
Income before extraordinary items$950,0004,875
Extraordinary gains, net$044
Net income$950,0004,875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,177
Cash dividends$900,0002,364
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$908,5004,965
1996-12-31 (YTD Data)Rank
Total interest income$11,291,0002,923
Total interest expense$4,947,0003,035
Net interest income$6,344,0002,785
Provision for loan and lease losses$1,130,000939
Total noninterest income$1,608,0002,178
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$969,0001,389
Trading account gains and fees$0262
Additional Noninterest Income$639,0002,452
Total noninterest expense$6,144,0002,231
Salaries and employee benefits$3,215,0002,071
Premises and equipment expense$988,0002,034
Additional noninterest expense$1,941,0002,532
Pre-tax net operating income$678,0007,033
Securities gains (losses)$1,0003,760
Applicable income taxes$83,0009,068
Income before extraordinary items$596,0006,296
Extraordinary gains, net$053
Net income$596,0006,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,118,000837
Cash dividends$601,0003,010
Sale, conversion, retirement of capital stock, net$0953
Net operating income$595,1206,239
1995-12-31 (YTD Data)Rank
Total interest income$11,602,0002,870
Total interest expense$5,114,0002,968
Net interest income$6,488,0002,747
Provision for loan and lease losses$505,0001,552
Total noninterest income$2,603,0001,495
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$979,0001,394
Trading account gains and fees$0522
Additional Noninterest Income$1,624,0001,310
Total noninterest expense$6,268,0002,182
Salaries and employee benefits$3,039,0002,187
Premises and equipment expense$977,0002,058
Additional noninterest expense$2,252,0002,188
Pre-tax net operating income$2,318,0003,056
Securities gains (losses)$-45,00011,108
Applicable income taxes$708,0003,208
Income before extraordinary items$1,565,0003,121
Extraordinary gains, net$065
Net income$1,565,0003,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$806,0001,021
Cash dividends$968,0002,126
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,596,0503,034
1994-12-31 (YTD Data)Rank
Total interest income$11,353,0002,673
Total interest expense$4,346,0002,823
Net interest income$7,007,0002,574
Provision for loan and lease losses$140,0003,750
Total noninterest income$1,506,0002,283
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,002,0001,336
Trading account gains and fees$0475
Additional Noninterest Income$504,0002,932
Total noninterest expense$6,183,0002,281
Salaries and employee benefits$3,039,0002,185
Premises and equipment expense$968,0002,091
Additional noninterest expense$2,176,0002,411
Pre-tax net operating income$2,190,0003,186
Securities gains (losses)$-31,00010,677
Applicable income taxes$649,0003,287
Income before extraordinary items$1,510,0003,154
Extraordinary gains, net$0249
Net income$1,510,0003,166
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,0002,490
Cash dividends$1,506,0001,398
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,531,7003,141
1993-12-31 (YTD Data)Rank
Total interest income$12,152,0002,539
Total interest expense$4,730,0002,722
Net interest income$7,422,0002,417
Provision for loan and lease losses$345,0002,740
Total noninterest income$1,773,0002,146
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$892,0001,521
Trading account gains and fees$0532
Additional Noninterest Income$881,0002,233
Total noninterest expense$5,697,0002,512
Salaries and employee benefits$2,315,0002,846
Premises and equipment expense$797,0002,562
Additional noninterest expense$2,585,0002,159
Pre-tax net operating income$3,153,0002,165
Securities gains (losses)$07,477
Applicable income taxes$931,0002,434
Income before extraordinary items$2,222,0002,253
Extraordinary gains, net$03,149
Net income$2,222,0002,334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0003,188
Cash dividends$948,0001,864
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,222,0002,117
1992-12-31 (YTD Data)Rank
Total interest income$7,819,0004,372
Total interest expense$3,256,0004,835
Net interest income$4,563,0003,956
Provision for loan and lease losses$240,0004,686
Total noninterest income$1,136,0002,984
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$575,0002,398
Trading account gains and feesNANA
Additional Noninterest Income$561,0002,964
Total noninterest expense$3,122,0004,361
Salaries and employee benefits$1,284,0004,874
Premises and equipment expense$464,0004,242
Additional noninterest expense$1,374,0003,862
Pre-tax net operating income$2,337,0002,666
Securities gains (losses)$-94,00013,773
Applicable income taxes$827,0002,516
Income before extraordinary items$1,416,0003,240
Extraordinary gains, net$01,422
Net income$1,416,0003,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0004,614
Cash dividends$900,0001,684
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,476,1602,886

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.