Home > iAB Merger Bank > Income and Expense
iAB Merger Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 5,057 |
| Total interest expense | $279,000 | 5,065 |
| Net interest income | $2,713,000 | 5,000 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $91,000 | 6,032 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $35,000 | 5,942 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $56,000 | 5,671 |
| Total noninterest expense | $2,483,000 | 4,907 |
| Salaries and employee benefits | $1,508,000 | 4,621 |
| Premises and equipment expense | $104,000 | 6,020 |
| Additional noninterest expense | $871,000 | 4,737 |
| Pre-tax net operating income | $321,000 | 5,439 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-48,000 | 6,218 |
| Income before extraordinary items | $369,000 | 5,238 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $369,000 | 5,237 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $369,000 | 5,238 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $400,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $369,000 | 5,186 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 5,100 |
| Total interest expense | $211,000 | 5,127 |
| Net interest income | $2,040,000 | 5,051 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $70,000 | 6,103 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $28,000 | 5,970 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $42,000 | 5,740 |
| Total noninterest expense | $1,402,000 | 5,415 |
| Salaries and employee benefits | $938,000 | 5,024 |
| Premises and equipment expense | $69,000 | 6,142 |
| Additional noninterest expense | $395,000 | 5,611 |
| Pre-tax net operating income | $708,000 | 4,330 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $156,000 | 3,003 |
| Income before extraordinary items | $552,000 | 4,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $552,000 | 4,465 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $552,000 | 4,466 |
| Net charge-offs | $85,000 | 2,837 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $552,000 | 4,422 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 5,145 |
| Total interest expense | $139,000 | 5,193 |
| Net interest income | $1,343,000 | 5,091 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $48,000 | 6,137 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $19,000 | 6,001 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $920,000 | 5,460 |
| Salaries and employee benefits | $602,000 | 5,141 |
| Premises and equipment expense | $51,000 | 6,127 |
| Additional noninterest expense | $267,000 | 5,631 |
| Pre-tax net operating income | $471,000 | 4,269 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $93,000 | 3,062 |
| Income before extraordinary items | $378,000 | 4,398 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $378,000 | 4,400 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $378,000 | 4,402 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $378,000 | 4,348 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 5,167 |
| Total interest expense | $70,000 | 5,251 |
| Net interest income | $683,000 | 5,097 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $22,000 | 6,208 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $424,000 | 5,653 |
| Salaries and employee benefits | $271,000 | 5,354 |
| Premises and equipment expense | $25,000 | 6,203 |
| Additional noninterest expense | $128,000 | 5,753 |
| Pre-tax net operating income | $281,000 | 3,918 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $61,000 | 2,802 |
| Income before extraordinary items | $220,000 | 4,088 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 4,088 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $220,000 | 4,090 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $220,000 | 4,043 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,113,000 | 5,158 |
| Total interest expense | $311,000 | 5,333 |
| Net interest income | $2,802,000 | 5,078 |
| Provision for loan and lease losses | $50,000 | 4,250 |
| Total noninterest income | $95,000 | 6,226 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $38,000 | 6,160 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 5,787 |
| Total noninterest expense | $2,082,000 | 5,404 |
| Salaries and employee benefits | $1,395,000 | 4,937 |
| Premises and equipment expense | $97,000 | 6,311 |
| Additional noninterest expense | $590,000 | 5,609 |
| Pre-tax net operating income | $765,000 | 4,469 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $120,000 | 3,304 |
| Income before extraordinary items | $645,000 | 4,560 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 4,564 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $645,000 | 4,564 |
| Net charge-offs | $57,000 | 4,252 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $645,000 | 4,512 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,223 |
| Total interest expense | $237,000 | 5,401 |
| Net interest income | $2,084,000 | 5,144 |
| Provision for loan and lease losses | $50,000 | 3,936 |
| Total noninterest income | $71,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $28,000 | 6,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $43,000 | 5,860 |
| Total noninterest expense | $1,403,000 | 5,605 |
| Salaries and employee benefits | $905,000 | 5,275 |
| Premises and equipment expense | $75,000 | 6,330 |
| Additional noninterest expense | $423,000 | 5,698 |
| Pre-tax net operating income | $702,000 | 4,269 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $141,000 | 3,067 |
| Income before extraordinary items | $561,000 | 4,418 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $561,000 | 4,421 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $561,000 | 4,422 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $561,000 | 4,345 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 5,277 |
| Total interest expense | $161,000 | 5,426 |
| Net interest income | $1,367,000 | 5,189 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $47,000 | 6,361 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $29,000 | 5,885 |
| Total noninterest expense | $958,000 | 5,586 |
| Salaries and employee benefits | $605,000 | 5,287 |
| Premises and equipment expense | $57,000 | 6,274 |
| Additional noninterest expense | $296,000 | 5,633 |
| Pre-tax net operating income | $456,000 | 4,293 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $65,000 | 3,323 |
| Income before extraordinary items | $391,000 | 4,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,360 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $391,000 | 4,361 |
| Net charge-offs | $2,000 | 4,714 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $391,000 | 4,247 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 5,206 |
| Total interest expense | $82,000 | 5,488 |
| Net interest income | $722,000 | 5,096 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $22,000 | 6,429 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $501,000 | 5,570 |
| Salaries and employee benefits | $310,000 | 5,277 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $164,000 | 5,535 |
| Pre-tax net operating income | $243,000 | 4,177 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $47,000 | 3,024 |
| Income before extraordinary items | $196,000 | 4,301 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $196,000 | 4,304 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $196,000 | 4,303 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $196,000 | 4,205 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 5,256 |
| Total interest expense | $387,000 | 5,601 |
| Net interest income | $2,987,000 | 5,122 |
| Provision for loan and lease losses | $50,000 | 5,179 |
| Total noninterest income | $104,000 | 6,266 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $53,000 | 6,168 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $51,000 | 5,852 |
| Total noninterest expense | $2,017,000 | 5,642 |
| Salaries and employee benefits | $1,389,000 | 5,036 |
| Premises and equipment expense | $105,000 | 6,485 |
| Additional noninterest expense | $523,000 | 6,008 |
| Pre-tax net operating income | $1,024,000 | 3,982 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $275,000 | 2,738 |
| Income before extraordinary items | $749,000 | 4,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $749,000 | 4,364 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $749,000 | 4,366 |
| Net charge-offs | $124,000 | 4,228 |
| Cash dividends | $400,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $749,000 | 4,192 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 5,338 |
| Total interest expense | $296,000 | 5,701 |
| Net interest income | $2,234,000 | 5,200 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $78,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $42,000 | 6,199 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $36,000 | 5,997 |
| Total noninterest expense | $1,311,000 | 5,916 |
| Salaries and employee benefits | $867,000 | 5,499 |
| Premises and equipment expense | $76,000 | 6,590 |
| Additional noninterest expense | $368,000 | 6,154 |
| Pre-tax net operating income | $951,000 | 3,729 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $277,000 | 2,542 |
| Income before extraordinary items | $674,000 | 4,168 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $674,000 | 4,168 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $674,000 | 4,168 |
| Net charge-offs | $111,000 | 3,871 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $674,000 | 3,983 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 5,381 |
| Total interest expense | $200,000 | 5,780 |
| Net interest income | $1,485,000 | 5,235 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 6,001 |
| Total noninterest expense | $929,000 | 5,866 |
| Salaries and employee benefits | $619,000 | 5,391 |
| Premises and equipment expense | $56,000 | 6,544 |
| Additional noninterest expense | $254,000 | 6,146 |
| Pre-tax net operating income | $560,000 | 3,923 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $167,000 | 2,616 |
| Income before extraordinary items | $393,000 | 4,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $393,000 | 4,400 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $393,000 | 4,398 |
| Net charge-offs | $113,000 | 3,296 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $393,000 | 4,206 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $826,000 | 5,467 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $722,000 | 5,329 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $27,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $12,000 | 6,109 |
| Total noninterest expense | $470,000 | 5,894 |
| Salaries and employee benefits | $305,000 | 5,463 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $138,000 | 6,063 |
| Pre-tax net operating income | $229,000 | 4,309 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $58,000 | 2,933 |
| Income before extraordinary items | $171,000 | 4,629 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 4,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $171,000 | 4,633 |
| Net charge-offs | $29,000 | 3,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $171,000 | 4,498 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,419,000 | 5,507 |
| Total interest expense | $497,000 | 5,862 |
| Net interest income | $2,922,000 | 5,330 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $111,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $55,000 | 6,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $56,000 | 5,854 |
| Total noninterest expense | $2,149,000 | 5,684 |
| Salaries and employee benefits | $1,501,000 | 4,960 |
| Premises and equipment expense | $110,000 | 6,747 |
| Additional noninterest expense | $538,000 | 6,167 |
| Pre-tax net operating income | $884,000 | 3,946 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $251,000 | 2,686 |
| Income before extraordinary items | $633,000 | 4,311 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $633,000 | 4,313 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $633,000 | 4,313 |
| Net charge-offs | $17,000 | 5,954 |
| Cash dividends | $400,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $633,000 | 4,186 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 5,573 |
| Total interest expense | $381,000 | 5,933 |
| Net interest income | $2,156,000 | 5,396 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $82,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $40,000 | 6,308 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $42,000 | 5,951 |
| Total noninterest expense | $1,403,000 | 5,977 |
| Salaries and employee benefits | $964,000 | 5,372 |
| Premises and equipment expense | $81,000 | 6,794 |
| Additional noninterest expense | $358,000 | 6,391 |
| Pre-tax net operating income | $835,000 | 3,632 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $258,000 | 2,423 |
| Income before extraordinary items | $577,000 | 4,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 4,098 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $577,000 | 4,098 |
| Net charge-offs | $15,000 | 5,648 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $577,000 | 3,979 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 5,630 |
| Total interest expense | $258,000 | 6,025 |
| Net interest income | $1,429,000 | 5,437 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $55,000 | 6,487 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $26,000 | 6,338 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $947,000 | 6,010 |
| Salaries and employee benefits | $646,000 | 5,408 |
| Premises and equipment expense | $60,000 | 6,753 |
| Additional noninterest expense | $241,000 | 6,435 |
| Pre-tax net operating income | $537,000 | 3,677 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $161,000 | 2,434 |
| Income before extraordinary items | $376,000 | 4,089 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $376,000 | 4,089 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $376,000 | 4,091 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $376,000 | 4,000 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 5,736 |
| Total interest expense | $132,000 | 6,075 |
| Net interest income | $685,000 | 5,528 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $25,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $463,000 | 6,085 |
| Salaries and employee benefits | $315,000 | 5,506 |
| Premises and equipment expense | $30,000 | 6,806 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $247,000 | 3,856 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $71,000 | 2,541 |
| Income before extraordinary items | $176,000 | 4,194 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $176,000 | 4,193 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $176,000 | 4,194 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $176,000 | 4,140 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 5,765 |
| Total interest expense | $573,000 | 6,316 |
| Net interest income | $2,848,000 | 5,477 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $120,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 6,035 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 5,995 |
| Total noninterest expense | $2,178,000 | 5,827 |
| Salaries and employee benefits | $1,463,000 | 5,110 |
| Premises and equipment expense | $159,000 | 6,549 |
| Additional noninterest expense | $556,000 | 6,334 |
| Pre-tax net operating income | $790,000 | 3,748 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $194,000 | 2,745 |
| Income before extraordinary items | $596,000 | 4,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $596,000 | 4,081 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $596,000 | 4,082 |
| Net charge-offs | $15,000 | 6,458 |
| Cash dividends | $10,400,000 | 169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $596,000 | 3,944 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,568,000 | 5,872 |
| Total interest expense | $436,000 | 6,443 |
| Net interest income | $2,132,000 | 5,566 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $87,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $48,000 | 6,104 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $39,000 | 6,224 |
| Total noninterest expense | $1,483,000 | 6,083 |
| Salaries and employee benefits | $998,000 | 5,420 |
| Premises and equipment expense | $119,000 | 6,639 |
| Additional noninterest expense | $366,000 | 6,606 |
| Pre-tax net operating income | $736,000 | 3,611 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $213,000 | 2,494 |
| Income before extraordinary items | $523,000 | 4,024 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $523,000 | 4,027 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $523,000 | 4,027 |
| Net charge-offs | $21,000 | 6,000 |
| Cash dividends | $400,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $523,000 | 3,878 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 5,902 |
| Total interest expense | $292,000 | 6,536 |
| Net interest income | $1,429,000 | 5,578 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $54,000 | 6,781 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $21,000 | 6,429 |
| Total noninterest expense | $984,000 | 6,122 |
| Salaries and employee benefits | $677,000 | 5,417 |
| Premises and equipment expense | $89,000 | 6,510 |
| Additional noninterest expense | $218,000 | 6,808 |
| Pre-tax net operating income | $499,000 | 3,631 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $139,000 | 2,476 |
| Income before extraordinary items | $360,000 | 3,960 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $360,000 | 3,958 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $360,000 | 3,959 |
| Net charge-offs | $-15,000 | 7,543 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $360,000 | 3,847 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $860,000 | 5,962 |
| Total interest expense | $148,000 | 6,633 |
| Net interest income | $712,000 | 5,608 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $517,000 | 6,087 |
| Salaries and employee benefits | $342,000 | 5,429 |
| Premises and equipment expense | $41,000 | 6,710 |
| Additional noninterest expense | $134,000 | 6,538 |
| Pre-tax net operating income | $218,000 | 3,908 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $57,000 | 2,689 |
| Income before extraordinary items | $161,000 | 4,248 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,249 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $161,000 | 4,247 |
| Net charge-offs | $-16,000 | 7,594 |
| Cash dividends | $400,000 | 835 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $161,000 | 4,148 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 5,848 |
| Total interest expense | $767,000 | 6,549 |
| Net interest income | $3,008,000 | 5,377 |
| Provision for loan and lease losses | $400,000 | 4,863 |
| Total noninterest income | $140,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $52,000 | 6,324 |
| Total noninterest expense | $2,090,000 | 6,125 |
| Salaries and employee benefits | $1,324,000 | 5,561 |
| Premises and equipment expense | $179,000 | 6,652 |
| Additional noninterest expense | $587,000 | 6,491 |
| Pre-tax net operating income | $658,000 | 3,643 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $177,000 | 2,484 |
| Income before extraordinary items | $481,000 | 3,924 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $481,000 | 3,923 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $481,000 | 3,923 |
| Net charge-offs | $265,000 | 4,643 |
| Cash dividends | $400,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $481,000 | 3,855 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 5,902 |
| Total interest expense | $605,000 | 6,583 |
| Net interest income | $2,242,000 | 5,415 |
| Provision for loan and lease losses | $300,000 | 4,583 |
| Total noninterest income | $106,000 | 6,770 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $67,000 | 5,944 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $39,000 | 6,489 |
| Total noninterest expense | $1,374,000 | 6,444 |
| Salaries and employee benefits | $879,000 | 5,917 |
| Premises and equipment expense | $135,000 | 6,694 |
| Additional noninterest expense | $360,000 | 6,884 |
| Pre-tax net operating income | $674,000 | 3,411 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $190,000 | 2,373 |
| Income before extraordinary items | $484,000 | 3,747 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $484,000 | 3,745 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $484,000 | 3,746 |
| Net charge-offs | $391,000 | 3,372 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $484,000 | 3,660 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 5,907 |
| Total interest expense | $438,000 | 6,546 |
| Net interest income | $1,503,000 | 5,402 |
| Provision for loan and lease losses | $250,000 | 3,992 |
| Total noninterest income | $70,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $28,000 | 6,469 |
| Total noninterest expense | $944,000 | 6,432 |
| Salaries and employee benefits | $596,000 | 5,937 |
| Premises and equipment expense | $92,000 | 6,733 |
| Additional noninterest expense | $256,000 | 6,805 |
| Pre-tax net operating income | $379,000 | 3,775 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $101,000 | 2,625 |
| Income before extraordinary items | $278,000 | 4,082 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $278,000 | 4,082 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $278,000 | 4,082 |
| Net charge-offs | $338,000 | 2,793 |
| Cash dividends | $400,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $278,000 | 3,968 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,905 |
| Total interest expense | $257,000 | 6,319 |
| Net interest income | $730,000 | 5,461 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $448,000 | 6,514 |
| Salaries and employee benefits | $284,000 | 6,106 |
| Premises and equipment expense | $53,000 | 6,520 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $216,000 | 3,914 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $51,000 | 2,864 |
| Income before extraordinary items | $165,000 | 4,177 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $165,000 | 4,180 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $165,000 | 4,180 |
| Net charge-offs | $319,000 | 1,720 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $165,000 | 4,022 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 5,944 |
| Total interest expense | $1,308,000 | 6,249 |
| Net interest income | $2,797,000 | 5,606 |
| Provision for loan and lease losses | $100,000 | 6,027 |
| Total noninterest income | $132,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $45,000 | 6,857 |
| Total noninterest expense | $2,034,000 | 6,199 |
| Salaries and employee benefits | $1,324,000 | 5,689 |
| Premises and equipment expense | $208,000 | 6,616 |
| Additional noninterest expense | $502,000 | 6,613 |
| Pre-tax net operating income | $795,000 | 4,177 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $241,000 | 2,640 |
| Income before extraordinary items | $554,000 | 4,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,765 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $554,000 | 4,437 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 5,997 |
| Total interest expense | $998,000 | 6,338 |
| Net interest income | $2,105,000 | 5,641 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $97,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $1,396,000 | 6,404 |
| Salaries and employee benefits | $890,000 | 6,019 |
| Premises and equipment expense | $163,000 | 6,553 |
| Additional noninterest expense | $343,000 | 6,807 |
| Pre-tax net operating income | $806,000 | 4,095 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $259,000 | 2,623 |
| Income before extraordinary items | $547,000 | 4,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $547,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,747 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $547,000 | 4,424 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 6,083 |
| Total interest expense | $666,000 | 6,469 |
| Net interest income | $1,397,000 | 5,672 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $63,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,000 | 6,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $928,000 | 6,453 |
| Salaries and employee benefits | $583,000 | 6,133 |
| Premises and equipment expense | $120,000 | 6,386 |
| Additional noninterest expense | $225,000 | 6,846 |
| Pre-tax net operating income | $532,000 | 4,268 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $159,000 | 2,949 |
| Income before extraordinary items | $373,000 | 4,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $373,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,124 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $373,000 | 4,550 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 6,103 |
| Total interest expense | $339,000 | 6,591 |
| Net interest income | $714,000 | 5,627 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $20,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $487,000 | 6,368 |
| Salaries and employee benefits | $297,000 | 6,113 |
| Premises and equipment expense | $64,000 | 6,286 |
| Additional noninterest expense | $126,000 | 6,613 |
| Pre-tax net operating income | $257,000 | 4,476 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $88,000 | 2,948 |
| Income before extraordinary items | $169,000 | 5,027 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $169,000 | 4,909 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,394,000 | 6,037 |
| Total interest expense | $1,424,000 | 6,534 |
| Net interest income | $2,970,000 | 5,529 |
| Provision for loan and lease losses | $-50,000 | 8,312 |
| Total noninterest income | $158,000 | 7,055 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $75,000 | 6,371 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $83,000 | 6,480 |
| Total noninterest expense | $2,037,000 | 6,168 |
| Salaries and employee benefits | $1,351,000 | 5,625 |
| Premises and equipment expense | $170,000 | 7,037 |
| Additional noninterest expense | $516,000 | 6,495 |
| Pre-tax net operating income | $1,141,000 | 4,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $351,000 | 3,182 |
| Income before extraordinary items | $790,000 | 4,822 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $790,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,625 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $790,000 | 4,795 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 6,072 |
| Total interest expense | $1,067,000 | 6,567 |
| Net interest income | $2,215,000 | 5,577 |
| Provision for loan and lease losses | $-50,000 | 8,371 |
| Total noninterest income | $121,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $56,000 | 6,413 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $1,277,000 | 6,609 |
| Salaries and employee benefits | $838,000 | 6,174 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $325,000 | 6,879 |
| Pre-tax net operating income | $1,109,000 | 4,130 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $337,000 | 3,033 |
| Income before extraordinary items | $772,000 | 4,429 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $772,000 | 4,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $350,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $772,000 | 4,419 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 6,124 |
| Total interest expense | $703,000 | 6,611 |
| Net interest income | $1,463,000 | 5,633 |
| Provision for loan and lease losses | $-50,000 | 8,430 |
| Total noninterest income | $74,000 | 7,234 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $36,000 | 6,751 |
| Total noninterest expense | $853,000 | 6,655 |
| Salaries and employee benefits | $572,000 | 6,164 |
| Premises and equipment expense | $76,000 | 7,244 |
| Additional noninterest expense | $205,000 | 7,019 |
| Pre-tax net operating income | $734,000 | 4,207 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $255,000 | 2,939 |
| Income before extraordinary items | $479,000 | 4,652 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $479,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $350,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $479,000 | 4,643 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,062,000 | 6,175 |
| Total interest expense | $350,000 | 6,641 |
| Net interest income | $712,000 | 5,718 |
| Provision for loan and lease losses | $-25,000 | 8,476 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $414,000 | 6,748 |
| Salaries and employee benefits | $274,000 | 6,313 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $94,000 | 7,210 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $109,000 | 3,157 |
| Income before extraordinary items | $240,000 | 4,657 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $240,000 | 4,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $240,000 | 4,643 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 6,067 |
| Total interest expense | $1,295,000 | 6,427 |
| Net interest income | $2,788,000 | 5,734 |
| Provision for loan and lease losses | $-67,000 | 8,429 |
| Total noninterest income | $170,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $87,000 | 6,326 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $83,000 | 6,621 |
| Total noninterest expense | $1,967,000 | 6,210 |
| Salaries and employee benefits | $1,270,000 | 5,725 |
| Premises and equipment expense | $164,000 | 7,094 |
| Additional noninterest expense | $533,000 | 6,389 |
| Pre-tax net operating income | $1,058,000 | 5,067 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $317,000 | 3,738 |
| Income before extraordinary items | $741,000 | 5,381 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $741,000 | 5,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,413 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $741,000 | 5,376 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 6,123 |
| Total interest expense | $946,000 | 6,442 |
| Net interest income | $2,064,000 | 5,819 |
| Provision for loan and lease losses | $-47,000 | 8,521 |
| Total noninterest income | $99,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $63,000 | 6,447 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,336 |
| Total noninterest expense | $1,273,000 | 6,607 |
| Salaries and employee benefits | $790,000 | 6,267 |
| Premises and equipment expense | $120,000 | 7,166 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $937,000 | 4,866 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $284,000 | 3,663 |
| Income before extraordinary items | $653,000 | 5,155 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $653,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,554 |
| Cash dividends | $350,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $653,000 | 5,150 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 6,132 |
| Total interest expense | $611,000 | 6,416 |
| Net interest income | $1,370,000 | 5,859 |
| Provision for loan and lease losses | $-22,000 | 8,535 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $42,000 | 6,470 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,000 | 7,282 |
| Total noninterest expense | $877,000 | 6,542 |
| Salaries and employee benefits | $532,000 | 6,266 |
| Premises and equipment expense | $90,000 | 6,981 |
| Additional noninterest expense | $255,000 | 6,520 |
| Pre-tax net operating income | $583,000 | 5,064 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $173,000 | 3,800 |
| Income before extraordinary items | $410,000 | 5,336 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $410,000 | 5,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $410,000 | 5,337 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $985,000 | 6,130 |
| Total interest expense | $295,000 | 6,409 |
| Net interest income | $690,000 | 5,843 |
| Provision for loan and lease losses | $-22,000 | 8,574 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $212,000 | 6,844 |
| Premises and equipment expense | $43,000 | 7,055 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $376,000 | 4,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $122,000 | 3,320 |
| Income before extraordinary items | $254,000 | 4,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 4,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $254,000 | 4,801 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 5,933 |
| Total interest expense | $945,000 | 6,422 |
| Net interest income | $2,908,000 | 5,602 |
| Provision for loan and lease losses | $-201,000 | 8,699 |
| Total noninterest income | $123,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $2,040,000 | 6,043 |
| Salaries and employee benefits | $1,364,000 | 5,374 |
| Premises and equipment expense | $184,000 | 6,901 |
| Additional noninterest expense | $492,000 | 6,632 |
| Pre-tax net operating income | $1,192,000 | 4,919 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $351,000 | 3,901 |
| Income before extraordinary items | $841,000 | 5,233 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $841,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $350,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $841,000 | 5,203 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 5,933 |
| Total interest expense | $682,000 | 6,430 |
| Net interest income | $2,184,000 | 5,609 |
| Provision for loan and lease losses | $-155,000 | 8,735 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 6,669 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 7,455 |
| Total noninterest expense | $1,400,000 | 6,298 |
| Salaries and employee benefits | $904,000 | 5,748 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $352,000 | 6,724 |
| Pre-tax net operating income | $1,033,000 | 4,690 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $315,000 | 3,725 |
| Income before extraordinary items | $718,000 | 5,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $718,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $350,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $718,000 | 4,983 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 5,904 |
| Total interest expense | $430,000 | 6,427 |
| Net interest income | $1,461,000 | 5,580 |
| Provision for loan and lease losses | $-103,000 | 8,736 |
| Total noninterest income | $58,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $37,000 | 6,721 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $802,000 | 6,724 |
| Salaries and employee benefits | $531,000 | 6,160 |
| Premises and equipment expense | $94,000 | 6,825 |
| Additional noninterest expense | $177,000 | 7,330 |
| Pre-tax net operating income | $820,000 | 4,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $313,000 | 3,030 |
| Income before extraordinary items | $507,000 | 4,857 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $507,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $350,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $507,000 | 4,810 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 5,916 |
| Total interest expense | $208,000 | 6,437 |
| Net interest income | $734,000 | 5,597 |
| Provision for loan and lease losses | $-51,000 | 8,806 |
| Total noninterest income | $27,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $379,000 | 6,905 |
| Salaries and employee benefits | $222,000 | 6,730 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $433,000 | 4,062 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $164,000 | 2,951 |
| Income before extraordinary items | $269,000 | 4,674 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $269,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $350,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $269,000 | 4,635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 5,709 |
| Total interest expense | $791,000 | 6,295 |
| Net interest income | $3,015,000 | 5,398 |
| Provision for loan and lease losses | $-290,000 | 8,871 |
| Total noninterest income | $119,000 | 7,897 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $78,000 | 6,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $2,021,000 | 5,972 |
| Salaries and employee benefits | $1,124,000 | 5,907 |
| Premises and equipment expense | $205,000 | 6,704 |
| Additional noninterest expense | $692,000 | 5,562 |
| Pre-tax net operating income | $1,403,000 | 4,421 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $433,000 | 3,575 |
| Income before extraordinary items | $970,000 | 4,782 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $970,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,777 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $970,000 | 4,716 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 5,705 |
| Total interest expense | $591,000 | 6,296 |
| Net interest income | $2,256,000 | 5,397 |
| Provision for loan and lease losses | $-250,000 | 8,936 |
| Total noninterest income | $89,000 | 7,940 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $1,248,000 | 6,565 |
| Salaries and employee benefits | $698,000 | 6,473 |
| Premises and equipment expense | $121,000 | 7,179 |
| Additional noninterest expense | $429,000 | 6,093 |
| Pre-tax net operating income | $1,347,000 | 3,864 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $440,000 | 3,128 |
| Income before extraordinary items | $907,000 | 4,249 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $907,000 | 4,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 8,808 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $907,000 | 4,174 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 5,735 |
| Total interest expense | $393,000 | 6,333 |
| Net interest income | $1,496,000 | 5,418 |
| Provision for loan and lease losses | $-210,000 | 9,000 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $37,000 | 6,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $842,000 | 6,580 |
| Salaries and employee benefits | $484,000 | 6,396 |
| Premises and equipment expense | $74,000 | 7,367 |
| Additional noninterest expense | $284,000 | 6,153 |
| Pre-tax net operating income | $923,000 | 3,730 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $292,000 | 3,124 |
| Income before extraordinary items | $631,000 | 4,106 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 8,898 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $631,000 | 4,020 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $948,000 | 5,741 |
| Total interest expense | $199,000 | 6,369 |
| Net interest income | $749,000 | 5,416 |
| Provision for loan and lease losses | $-150,000 | 9,047 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $405,000 | 6,729 |
| Salaries and employee benefits | $192,000 | 7,098 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $169,000 | 5,625 |
| Pre-tax net operating income | $521,000 | 3,411 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $167,000 | 2,886 |
| Income before extraordinary items | $354,000 | 3,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,966 |
| Cash dividends | $350,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $354,000 | 3,700 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,074,000 | 5,584 |
| Total interest expense | $981,000 | 6,169 |
| Net interest income | $3,093,000 | 5,214 |
| Provision for loan and lease losses | $-215,000 | 9,089 |
| Total noninterest income | $161,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $93,000 | 6,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $68,000 | 7,154 |
| Total noninterest expense | $1,924,000 | 6,116 |
| Salaries and employee benefits | $1,019,000 | 6,197 |
| Premises and equipment expense | $182,000 | 6,996 |
| Additional noninterest expense | $723,000 | 5,390 |
| Pre-tax net operating income | $1,545,000 | 4,055 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $445,000 | 3,588 |
| Income before extraordinary items | $1,100,000 | 4,383 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,100,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,100,000 | 4,200 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 5,581 |
| Total interest expense | $767,000 | 6,189 |
| Net interest income | $2,338,000 | 5,211 |
| Provision for loan and lease losses | $-160,000 | 9,158 |
| Total noninterest income | $122,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $70,000 | 6,717 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $1,276,000 | 6,506 |
| Salaries and employee benefits | $634,000 | 6,769 |
| Premises and equipment expense | $127,000 | 7,158 |
| Additional noninterest expense | $515,000 | 5,538 |
| Pre-tax net operating income | $1,344,000 | 3,768 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $392,000 | 3,451 |
| Income before extraordinary items | $952,000 | 4,112 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $952,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,535 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $952,000 | 3,932 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 5,448 |
| Total interest expense | $535,000 | 6,186 |
| Net interest income | $1,647,000 | 4,997 |
| Provision for loan and lease losses | $-115,000 | 9,200 |
| Total noninterest income | $82,000 | 7,729 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $35,000 | 7,146 |
| Total noninterest expense | $847,000 | 6,537 |
| Salaries and employee benefits | $456,000 | 6,563 |
| Premises and equipment expense | $90,000 | 7,025 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $997,000 | 3,537 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $302,000 | 3,231 |
| Income before extraordinary items | $695,000 | 3,888 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $695,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,538 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $695,000 | 3,696 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 5,462 |
| Total interest expense | $277,000 | 6,183 |
| Net interest income | $818,000 | 5,009 |
| Provision for loan and lease losses | $-65,000 | 9,241 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $23,000 | 6,666 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $385,000 | 6,830 |
| Salaries and employee benefits | $179,000 | 7,250 |
| Premises and equipment expense | $45,000 | 7,066 |
| Additional noninterest expense | $161,000 | 5,702 |
| Pre-tax net operating income | $531,000 | 3,356 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $161,000 | 3,103 |
| Income before extraordinary items | $370,000 | 3,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $370,000 | 3,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,774 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $370,000 | 3,494 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,915,000 | 5,236 |
| Total interest expense | $1,530,000 | 5,665 |
| Net interest income | $3,385,000 | 4,871 |
| Provision for loan and lease losses | $-319,000 | 9,320 |
| Total noninterest income | $146,000 | 7,879 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $83,000 | 6,881 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 7,257 |
| Total noninterest expense | $1,629,000 | 6,606 |
| Salaries and employee benefits | $1,033,000 | 6,012 |
| Premises and equipment expense | $171,000 | 7,151 |
| Additional noninterest expense | $425,000 | 6,978 |
| Pre-tax net operating income | $2,221,000 | 3,177 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $626,000 | 3,050 |
| Income before extraordinary items | $1,595,000 | 3,341 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,595,000 | 3,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 9,245 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,595,000 | 3,245 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,538,000 | 5,267 |
| Total interest expense | $2,313,000 | 5,643 |
| Net interest income | $3,225,000 | 4,817 |
| Provision for loan and lease losses | $-210,000 | 9,556 |
| Total noninterest income | $124,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $57,000 | 7,479 |
| Total noninterest expense | $1,502,000 | 6,792 |
| Salaries and employee benefits | $888,000 | 6,422 |
| Premises and equipment expense | $219,000 | 6,505 |
| Additional noninterest expense | $395,000 | 7,182 |
| Pre-tax net operating income | $2,057,000 | 3,116 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $643,000 | 2,841 |
| Income before extraordinary items | $1,414,000 | 3,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,414,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 9,484 |
| Cash dividends | $225,000 | 4,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,414,000 | 3,276 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,659,000 | 5,292 |
| Total interest expense | $2,544,000 | 5,496 |
| Net interest income | $3,115,000 | 5,016 |
| Provision for loan and lease losses | $-108,000 | 9,813 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 6,945 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $1,335,000 | 7,151 |
| Salaries and employee benefits | $735,000 | 7,034 |
| Premises and equipment expense | $286,000 | 5,578 |
| Additional noninterest expense | $314,000 | 7,838 |
| Pre-tax net operating income | $2,036,000 | 3,283 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $666,000 | 2,899 |
| Income before extraordinary items | $1,370,000 | 3,494 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,370,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 9,763 |
| Cash dividends | $225,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,370,000 | 3,477 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 5,313 |
| Total interest expense | $2,488,000 | 5,209 |
| Net interest income | $2,902,000 | 5,293 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $159,000 | 7,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,187,000 | 7,597 |
| Salaries and employee benefits | $658,000 | 7,444 |
| Premises and equipment expense | $264,000 | 5,875 |
| Additional noninterest expense | $265,000 | 8,426 |
| Pre-tax net operating income | $1,874,000 | 3,501 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $616,000 | 3,165 |
| Income before extraordinary items | $1,258,000 | 3,719 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,258,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-789,000 | 10,203 |
| Cash dividends | $225,000 | 5,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,258,000 | 3,691 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,351,000 | 5,415 |
| Total interest expense | $2,579,000 | 5,250 |
| Net interest income | $2,772,000 | 5,448 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $194,000 | 7,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $1,162,000 | 7,649 |
| Salaries and employee benefits | $639,000 | 7,535 |
| Premises and equipment expense | $272,000 | 5,673 |
| Additional noninterest expense | $251,000 | 8,597 |
| Pre-tax net operating income | $1,804,000 | 3,627 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $615,000 | 3,342 |
| Income before extraordinary items | $1,189,000 | 3,957 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,189,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-394,000 | 10,409 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,189,000 | 3,867 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,593 |
| Total interest expense | $2,528,000 | 5,368 |
| Net interest income | $2,724,000 | 5,720 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $198,000 | 7,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $1,079,000 | 8,066 |
| Salaries and employee benefits | $625,000 | 7,758 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $253,000 | 8,816 |
| Pre-tax net operating income | $1,843,000 | 3,790 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $605,000 | 3,637 |
| Income before extraordinary items | $1,238,000 | 3,946 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,238,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,544 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,238,000 | 3,876 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,756 |
| Total interest expense | $2,545,000 | 5,437 |
| Net interest income | $2,677,000 | 5,914 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $144,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,031,000 | 8,561 |
| Salaries and employee benefits | $610,000 | 8,067 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $243,000 | 9,463 |
| Pre-tax net operating income | $1,790,000 | 3,746 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,196,000 | 3,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,196,000 | 3,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-253,000 | 11,355 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,196,000 | 3,839 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 6,041 |
| Total interest expense | $2,360,000 | 5,795 |
| Net interest income | $2,586,000 | 6,156 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $128,000 | 9,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 8,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,014,000 | 8,889 |
| Salaries and employee benefits | $581,000 | 8,489 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $285,000 | 9,409 |
| Pre-tax net operating income | $1,700,000 | 4,030 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $535,000 | 3,982 |
| Income before extraordinary items | $1,165,000 | 4,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,165,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 11,372 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,165,000 | 4,041 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 5,776 |
| Total interest expense | $2,106,000 | 5,375 |
| Net interest income | $2,765,000 | 5,979 |
| Provision for loan and lease losses | $174,000 | 3,323 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $1,094,000 | 9,005 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $181,000 | 7,828 |
| Additional noninterest expense | $324,000 | 9,672 |
| Pre-tax net operating income | $1,662,000 | 4,036 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $465,000 | 4,280 |
| Income before extraordinary items | $1,197,000 | 3,869 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,197,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,197,000 | 3,897 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,043,000 | 5,741 |
| Total interest expense | $2,231,000 | 5,312 |
| Net interest income | $2,812,000 | 5,952 |
| Provision for loan and lease losses | $102,000 | 5,694 |
| Total noninterest income | $152,000 | 10,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 8,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,638 |
| Total noninterest expense | $1,087,000 | 9,370 |
| Salaries and employee benefits | $564,000 | 9,096 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $1,775,000 | 3,732 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $612,000 | 3,538 |
| Income before extraordinary items | $1,163,000 | 4,134 |
| Extraordinary gains, net | $52,000 | 2,136 |
| Net income | $1,215,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 3,398 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,163,000 | 3,930 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,418,000 | 5,970 |
| Total interest expense | $2,721,000 | 5,606 |
| Net interest income | $2,697,000 | 6,216 |
| Provision for loan and lease losses | $164,000 | 5,851 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 10,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,078,000 | 9,627 |
| Salaries and employee benefits | $546,000 | 9,306 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $337,000 | 10,353 |
| Pre-tax net operating income | $1,556,000 | 3,918 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $519,000 | 3,875 |
| Income before extraordinary items | $1,037,000 | 4,349 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,037,000 | 4,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,037,000 | 4,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.