Home > Hudson City Savings Bank > Income and Expense

Hudson City Savings Bank, Income and Expense

2015-09-30 (YTD Data)		Rank
Total interest income	$700,946,000	57
Total interest expense	$532,843,000	11
Net interest income	$168,103,000	152
Provision for loan and lease losses	$0	4,232
Total noninterest income	$4,487,000	1,004
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,586,000	619
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,901,000	993
Total noninterest expense	$217,944,000	108
Salaries and employee benefits	$104,372,000	101
Premises and equipment expense	$27,196,000	86
Additional noninterest expense	$86,376,000	109
Pre-tax net operating income	$-45,354,000	6,275
Securities gains (losses)	$97,183,000	5
Applicable income taxes	$22,372,000	164
Income before extraordinary items	$29,457,000	247
Extraordinary gains, net	$0	21
Net income	$29,457,000	247
Minority interest net income	$0	78
Net income of bank and minority interests.	$29,457,000	247
Net charge-offs	$14,171,000	75
Cash dividends	$37,838,000	117
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-32,740,120	6,266
2015-06-30 (YTD Data)		Rank
Total interest income	$482,138,000	51
Total interest expense	$355,495,000	11
Net interest income	$126,643,000	133
Provision for loan and lease losses	$0	4,069
Total noninterest income	$2,926,000	1,024
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,029,000	625
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,897,000	1,010
Total noninterest expense	$140,634,000	110
Salaries and employee benefits	$68,594,000	102
Premises and equipment expense	$18,231,000	88
Additional noninterest expense	$53,809,000	112
Pre-tax net operating income	$-11,065,000	6,352
Securities gains (losses)	$74,411,000	5
Applicable income taxes	$24,912,000	121
Income before extraordinary items	$38,434,000	149
Extraordinary gains, net	$0	22
Net income	$38,434,000	149
Minority interest net income	$0	75
Net income of bank and minority interests.	$38,434,000	149
Net charge-offs	$9,744,000	75
Cash dividends	$18,853,000	145
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-9,189,040	6,343
2015-03-31 (YTD Data)		Rank
Total interest income	$250,929,000	49
Total interest expense	$178,071,000	11
Net interest income	$72,858,000	121
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,393,000	1,025
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$495,000	636
Trading account gains and fees	$0	152
Additional Noninterest Income	$898,000	1,005
Total noninterest expense	$74,456,000	107
Salaries and employee benefits	$34,431,000	101
Premises and equipment expense	$9,551,000	85
Additional noninterest expense	$30,474,000	105
Pre-tax net operating income	$-205,000	6,293
Securities gains (losses)	$7,347,000	16
Applicable income taxes	$2,798,000	301
Income before extraordinary items	$4,344,000	427
Extraordinary gains, net	$0	13
Net income	$4,344,000	427
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,344,000	427
Net charge-offs	$4,828,000	79
Cash dividends	$18,853,000	91
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-358,080	6,346
2014-12-31 (YTD Data)		Rank
Total interest income	$1,167,716,000	46
Total interest expense	$736,821,000	10
Net interest income	$430,895,000	93
Provision for loan and lease losses	$-3,500,000	6,459
Total noninterest income	$6,669,000	900
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,296,000	598
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,373,000	843
Total noninterest expense	$291,686,000	108
Salaries and employee benefits	$129,330,000	103
Premises and equipment expense	$37,422,000	86
Additional noninterest expense	$124,934,000	107
Pre-tax net operating income	$149,378,000	118
Securities gains (losses)	$103,716,000	3
Applicable income taxes	$101,332,000	67
Income before extraordinary items	$151,762,000	90
Extraordinary gains, net	$0	17
Net income	$151,762,000	90
Minority interest net income	$0	84
Net income of bank and minority interests.	$151,762,000	90
Net charge-offs	$37,280,000	56
Cash dividends	$75,618,000	91
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$85,383,760	134
2014-09-30 (YTD Data)		Rank
Total interest income	$899,364,000	46
Total interest expense	$552,839,000	10
Net interest income	$346,525,000	87
Provision for loan and lease losses	$-3,500,000	6,549
Total noninterest income	$5,091,000	877
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,731,000	594
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,360,000	826
Total noninterest expense	$222,177,000	107
Salaries and employee benefits	$98,685,000	100
Premises and equipment expense	$28,211,000	86
Additional noninterest expense	$95,281,000	106
Pre-tax net operating income	$132,939,000	105
Securities gains (losses)	$57,789,000	3
Applicable income taxes	$76,750,000	70
Income before extraordinary items	$113,978,000	90
Extraordinary gains, net	$0	15
Net income	$113,978,000	89
Minority interest net income	$0	81
Net income of bank and minority interests.	$113,978,000	89
Net charge-offs	$30,385,000	57
Cash dividends	$56,710,000	87
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$76,993,040	120
2014-06-30 (YTD Data)		Rank
Total interest income	$611,744,000	45
Total interest expense	$367,346,000	10
Net interest income	$244,398,000	83
Provision for loan and lease losses	$0	4,196
Total noninterest income	$3,460,000	853
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,110,000	605
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,350,000	768
Total noninterest expense	$152,291,000	102
Salaries and employee benefits	$66,016,000	101
Premises and equipment expense	$19,144,000	84
Additional noninterest expense	$67,131,000	99
Pre-tax net operating income	$95,567,000	96
Securities gains (losses)	$35,482,000	5
Applicable income taxes	$52,535,000	68
Income before extraordinary items	$78,514,000	85
Extraordinary gains, net	$0	20
Net income	$78,514,000	84
Minority interest net income	$0	80
Net income of bank and minority interests.	$78,514,000	84
Net charge-offs	$21,086,000	57
Cash dividends	$37,791,000	82
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$55,805,520	112
2014-03-31 (YTD Data)		Rank
Total interest income	$312,539,000	45
Total interest expense	$183,012,000	10
Net interest income	$129,527,000	80
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,815,000	791
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$545,000	608
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,270,000	702
Total noninterest expense	$79,460,000	96
Salaries and employee benefits	$33,610,000	100
Premises and equipment expense	$9,723,000	82
Additional noninterest expense	$36,127,000	90
Pre-tax net operating income	$51,882,000	96
Securities gains (losses)	$15,943,000	9
Applicable income taxes	$26,906,000	63
Income before extraordinary items	$40,919,000	81
Extraordinary gains, net	$0	16
Net income	$40,919,000	81
Minority interest net income	$0	66
Net income of bank and minority interests.	$40,919,000	81
Net charge-offs	$10,364,000	59
Cash dividends	$18,807,000	84
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$30,715,480	103
2013-12-31 (YTD Data)		Rank
Total interest income	$1,361,181,000	41
Total interest expense	$760,107,000	9
Net interest income	$601,074,000	71
Provision for loan and lease losses	$36,500,000	68
Total noninterest income	$10,156,000	661
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,269,000	613
Trading account gains and fees	$0	184
Additional Noninterest Income	$7,887,000	575
Total noninterest expense	$306,749,000	96
Salaries and employee benefits	$132,733,000	97
Premises and equipment expense	$36,790,000	84
Additional noninterest expense	$137,226,000	93
Pre-tax net operating income	$267,981,000	73
Securities gains (losses)	$28,933,000	19
Applicable income taxes	$116,509,000	61
Income before extraordinary items	$180,405,000	78
Extraordinary gains, net	$0	29
Net income	$180,405,000	78
Minority interest net income	$0	90
Net income of bank and minority interests.	$180,405,000	78
Net charge-offs	$62,751,000	52
Cash dividends	$93,842,000	78
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$161,887,880	81
2013-09-30 (YTD Data)		Rank
Total interest income	$1,039,872,000	39
Total interest expense	$571,815,000	9
Net interest income	$468,057,000	68
Provision for loan and lease losses	$36,500,000	55
Total noninterest income	$7,753,000	666
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,602,000	649
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,151,000	570
Total noninterest expense	$234,980,000	95
Salaries and employee benefits	$99,016,000	98
Premises and equipment expense	$27,917,000	83
Additional noninterest expense	$108,047,000	88
Pre-tax net operating income	$204,330,000	74
Securities gains (losses)	$17,824,000	25
Applicable income taxes	$86,861,000	65
Income before extraordinary items	$135,293,000	79
Extraordinary gains, net	$0	25
Net income	$135,293,000	79
Minority interest net income	$0	84
Net income of bank and minority interests.	$135,293,000	79
Net charge-offs	$47,841,000	55
Cash dividends	$75,074,000	64
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$123,885,640	82
2013-06-30 (YTD Data)		Rank
Total interest income	$713,574,000	38
Total interest expense	$382,081,000	9
Net interest income	$331,493,000	61
Provision for loan and lease losses	$32,500,000	49
Total noninterest income	$4,938,000	701
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,043,000	649
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,895,000	600
Total noninterest expense	$156,634,000	93
Salaries and employee benefits	$64,214,000	101
Premises and equipment expense	$18,534,000	82
Additional noninterest expense	$73,886,000	90
Pre-tax net operating income	$147,297,000	74
Securities gains (losses)	$7,183,000	40
Applicable income taxes	$60,225,000	64
Income before extraordinary items	$94,255,000	80
Extraordinary gains, net	$0	22
Net income	$94,255,000	80
Minority interest net income	$0	82
Net income of bank and minority interests.	$94,255,000	80
Net charge-offs	$37,560,000	52
Cash dividends	$56,306,000	55
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$89,657,880	80
2013-03-31 (YTD Data)		Rank
Total interest income	$366,065,000	38
Total interest expense	$191,565,000	10
Net interest income	$174,500,000	55
Provision for loan and lease losses	$20,000,000	46
Total noninterest income	$2,532,000	680
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$522,000	636
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,010,000	582
Total noninterest expense	$80,366,000	91
Salaries and employee benefits	$31,601,000	103
Premises and equipment expense	$8,809,000	87
Additional noninterest expense	$39,956,000	85
Pre-tax net operating income	$76,666,000	65
Securities gains (losses)	$0	1,966
Applicable income taxes	$29,986,000	62
Income before extraordinary items	$46,680,000	74
Extraordinary gains, net	$0	10
Net income	$46,680,000	74
Minority interest net income	$0	76
Net income of bank and minority interests.	$46,680,000	74
Net charge-offs	$21,255,000	52
Cash dividends	$37,537,000	37
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$46,680,000	74
2012-12-31 (YTD Data)		Rank
Total interest income	$1,673,039,000	36
Total interest expense	$830,795,000	11
Net interest income	$842,244,000	51
Provision for loan and lease losses	$95,000,000	52
Total noninterest income	$11,460,000	613
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,370,000	599
Trading account gains and fees	$0	166
Additional Noninterest Income	$9,090,000	528
Total noninterest expense	$349,325,000	79
Salaries and employee benefits	$129,645,000	91
Premises and equipment expense	$34,270,000	87
Additional noninterest expense	$185,410,000	77
Pre-tax net operating income	$409,379,000	55
Securities gains (losses)	$0	3,810
Applicable income taxes	$160,864,000	52
Income before extraordinary items	$248,515,000	63
Extraordinary gains, net	$0	29
Net income	$248,515,000	63
Minority interest net income	$0	93
Net income of bank and minority interests.	$248,515,000	63
Net charge-offs	$66,443,000	71
Cash dividends	$149,839,000	54
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$248,515,000	63
2012-09-30 (YTD Data)		Rank
Total interest income	$1,284,881,000	36
Total interest expense	$632,002,000	10
Net interest income	$652,879,000	51
Provision for loan and lease losses	$70,000,000	54
Total noninterest income	$8,728,000	602
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,828,000	593
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,900,000	512
Total noninterest expense	$261,980,000	81
Salaries and employee benefits	$96,201,000	95
Premises and equipment expense	$25,787,000	89
Additional noninterest expense	$139,992,000	78
Pre-tax net operating income	$329,627,000	54
Securities gains (losses)	$0	3,575
Applicable income taxes	$129,376,000	49
Income before extraordinary items	$200,251,000	58
Extraordinary gains, net	$0	20
Net income	$200,251,000	58
Minority interest net income	$0	86
Net income of bank and minority interests.	$200,251,000	58
Net charge-offs	$52,218,000	71
Cash dividends	$112,379,000	44
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$200,251,000	58
2012-06-30 (YTD Data)		Rank
Total interest income	$879,452,000	34
Total interest expense	$426,960,000	9
Net interest income	$452,492,000	48
Provision for loan and lease losses	$50,000,000	49
Total noninterest income	$5,711,000	613
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,221,000	585
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,490,000	511
Total noninterest expense	$174,329,000	80
Salaries and employee benefits	$62,543,000	97
Premises and equipment expense	$17,201,000	89
Additional noninterest expense	$94,585,000	77
Pre-tax net operating income	$233,874,000	53
Securities gains (losses)	$0	3,178
Applicable income taxes	$91,638,000	50
Income before extraordinary items	$142,236,000	56
Extraordinary gains, net	$0	19
Net income	$142,236,000	55
Minority interest net income	$0	84
Net income of bank and minority interests.	$142,236,000	55
Net charge-offs	$35,890,000	71
Cash dividends	$74,920,000	45
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$142,236,000	56
2012-03-31 (YTD Data)		Rank
Total interest income	$448,791,000	34
Total interest expense	$217,620,000	9
Net interest income	$231,171,000	47
Provision for loan and lease losses	$25,000,000	53
Total noninterest income	$2,787,000	626
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$625,000	568
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,162,000	517
Total noninterest expense	$91,194,000	78
Salaries and employee benefits	$32,142,000	94
Premises and equipment expense	$8,657,000	92
Additional noninterest expense	$50,395,000	71
Pre-tax net operating income	$117,764,000	51
Securities gains (losses)	$0	2,210
Applicable income taxes	$46,371,000	45
Income before extraordinary items	$71,393,000	54
Extraordinary gains, net	$0	19
Net income	$71,393,000	54
Minority interest net income	$0	78
Net income of bank and minority interests.	$71,393,000	54
Net charge-offs	$18,078,000	74
Cash dividends	$37,460,000	41
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$71,393,000	53
2011-12-31 (YTD Data)		Rank
Total interest income	$2,167,297,000	34
Total interest expense	$1,198,902,000	7
Net interest income	$968,395,000	46
Provision for loan and lease losses	$120,000,000	58
Total noninterest income	$11,449,000	552
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	6,974
Trading account gains and fees	$0	146
Additional Noninterest Income	$11,449,000	390
Total noninterest expense	$2,228,440,000	28
Salaries and employee benefits	$113,129,000	102
Premises and equipment expense	$33,830,000	94
Additional noninterest expense	$2,081,481,000	18
Pre-tax net operating income	$-1,368,596,000	7,365
Securities gains (losses)	$102,468,000	9
Applicable income taxes	$-523,387,000	7,357
Income before extraordinary items	$-742,741,000	7,356
Extraordinary gains, net	$0	29
Net income	$-742,741,000	7,356
Minority interest net income	$0	96
Net income of bank and minority interests.	$-742,741,000	7,356
Net charge-offs	$73,263,000	94
Cash dividends	$74,766,000	69
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-808,320,520	7,356
2011-09-30 (YTD Data)		Rank
Total interest income	$1,694,794,000	31
Total interest expense	$930,032,000	7
Net interest income	$764,762,000	45
Provision for loan and lease losses	$95,000,000	57
Total noninterest income	$8,565,000	561
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,025
Trading account gains and fees	$0	145
Additional Noninterest Income	$8,565,000	392
Total noninterest expense	$1,408,830,000	29
Salaries and employee benefits	$87,953,000	97
Premises and equipment expense	$25,167,000	93
Additional noninterest expense	$1,295,710,000	19
Pre-tax net operating income	$-730,503,000	7,446
Securities gains (losses)	$102,468,000	10
Applicable income taxes	$-247,622,000	7,436
Income before extraordinary items	$-380,413,000	7,436
Extraordinary gains, net	$0	21
Net income	$-380,413,000	7,436
Minority interest net income	$0	87
Net income of bank and minority interests.	$-380,413,000	7,436
Net charge-offs	$53,300,000	96
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-445,992,520	7,437
2011-06-30 (YTD Data)		Rank
Total interest income	$1,170,256,000	32
Total interest expense	$647,123,000	8
Net interest income	$523,133,000	44
Provision for loan and lease losses	$70,000,000	59
Total noninterest income	$5,471,000	585
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,067
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,471,000	399
Total noninterest expense	$1,325,486,000	22
Salaries and employee benefits	$60,773,000	94
Premises and equipment expense	$16,456,000	98
Additional noninterest expense	$1,248,257,000	16
Pre-tax net operating income	$-866,882,000	7,522
Securities gains (losses)	$102,468,000	6
Applicable income taxes	$-301,483,000	7,513
Income before extraordinary items	$-462,931,000	7,513
Extraordinary gains, net	$0	15
Net income	$-462,931,000	7,513
Minority interest net income	$0	89
Net income of bank and minority interests.	$-462,931,000	7,513
Net charge-offs	$35,908,000	107
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-528,510,520	7,513
2011-03-31 (YTD Data)		Rank
Total interest income	$617,524,000	31
Total interest expense	$364,246,000	7
Net interest income	$253,278,000	46
Provision for loan and lease losses	$40,000,000	56
Total noninterest income	$2,739,000	578
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	7,070
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,739,000	407
Total noninterest expense	$1,240,177,000	14
Salaries and employee benefits	$30,883,000	95
Premises and equipment expense	$8,425,000	97
Additional noninterest expense	$1,200,869,000	7
Pre-tax net operating income	$-1,024,160,000	7,583
Securities gains (losses)	$102,468,000	2
Applicable income taxes	$-364,330,000	7,574
Income before extraordinary items	$-557,362,000	7,574
Extraordinary gains, net	$0	9
Net income	$-557,362,000	7,574
Minority interest net income	$0	86
Net income of bank and minority interests.	$-557,362,000	7,574
Net charge-offs	$19,595,000	104
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-622,941,520	7,574
2010-12-31 (YTD Data)		Rank
Total interest income	$2,784,498,000	25
Total interest expense	$1,606,746,000	7
Net interest income	$1,177,752,000	40
Provision for loan and lease losses	$195,000,000	72
Total noninterest income	$10,368,000	621
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$10,368,000	443
Total noninterest expense	$264,923,000	111
Salaries and employee benefits	$133,803,000	85
Premises and equipment expense	$32,689,000	98
Additional noninterest expense	$98,431,000	127
Pre-tax net operating income	$728,197,000	32
Securities gains (losses)	$152,625,000	11
Applicable income taxes	$350,865,000	22
Income before extraordinary items	$529,957,000	32
Extraordinary gains, net	$0	29
Net income	$529,957,000	32
Minority interest net income	$0	111
Net income of bank and minority interests.	$529,957,000	32
Net charge-offs	$108,020,000	99
Cash dividends	$299,793,000	16
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$432,277,000	36
2010-09-30 (YTD Data)		Rank
Total interest income	$2,141,262,000	24
Total interest expense	$1,212,181,000	7
Net interest income	$929,081,000	38
Provision for loan and lease losses	$150,000,000	74
Total noninterest income	$7,655,000	607
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	165
Additional Noninterest Income	$7,655,000	429
Total noninterest expense	$195,504,000	113
Salaries and employee benefits	$99,005,000	85
Premises and equipment expense	$24,546,000	95
Additional noninterest expense	$71,953,000	121
Pre-tax net operating income	$591,232,000	25
Securities gains (losses)	$92,411,000	12
Applicable income taxes	$272,917,000	20
Income before extraordinary items	$410,726,000	24
Extraordinary gains, net	$0	23
Net income	$410,726,000	24
Minority interest net income	$0	110
Net income of bank and minority interests.	$410,726,000	24
Net charge-offs	$79,220,000	99
Cash dividends	$224,844,000	13
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$351,582,960	29
2010-06-30 (YTD Data)		Rank
Total interest income	$1,452,451,000	24
Total interest expense	$810,469,000	8
Net interest income	$641,982,000	38
Provision for loan and lease losses	$100,000,000	71
Total noninterest income	$4,813,000	624
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,813,000	434
Total noninterest expense	$129,981,000	114
Salaries and employee benefits	$66,951,000	83
Premises and equipment expense	$16,272,000	95
Additional noninterest expense	$46,758,000	124
Pre-tax net operating income	$416,814,000	23
Securities gains (losses)	$61,394,000	8
Applicable income taxes	$190,103,000	18
Income before extraordinary items	$288,105,000	22
Extraordinary gains, net	$0	19
Net income	$288,105,000	21
Minority interest net income	$0	105
Net income of bank and minority interests.	$288,105,000	22
Net charge-offs	$47,091,000	117
Cash dividends	$149,896,000	7
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$248,812,840	28
2010-03-31 (YTD Data)		Rank
Total interest income	$734,870,000	24
Total interest expense	$407,111,000	9
Net interest income	$327,759,000	38
Provision for loan and lease losses	$50,000,000	85
Total noninterest income	$2,230,000	653
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,230,000	450
Total noninterest expense	$66,046,000	108
Salaries and employee benefits	$34,161,000	79
Premises and equipment expense	$8,348,000	92
Additional noninterest expense	$23,537,000	118
Pre-tax net operating income	$213,943,000	24
Securities gains (losses)	$30,768,000	9
Applicable income taxes	$97,631,000	17
Income before extraordinary items	$147,080,000	23
Extraordinary gains, net	$0	16
Net income	$147,080,000	23
Minority interest net income	$0	91
Net income of bank and minority interests.	$147,080,000	23
Net charge-offs	$24,244,000	119
Cash dividends	$74,948,000	4
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$127,388,480	26
2009-12-31 (YTD Data)		Rank
Total interest income	$2,941,786,000	26
Total interest expense	$1,712,670,000	13
Net interest income	$1,229,116,000	37
Provision for loan and lease losses	$137,500,000	120
Total noninterest income	$9,397,000	677
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	211
Additional Noninterest Income	$9,397,000	467
Total noninterest expense	$264,174,000	112
Salaries and employee benefits	$137,071,000	79
Premises and equipment expense	$32,269,000	92
Additional noninterest expense	$94,834,000	130
Pre-tax net operating income	$836,839,000	18
Securities gains (losses)	$24,186,000	33
Applicable income taxes	$343,325,000	16
Income before extraordinary items	$517,700,000	19
Extraordinary gains, net	$0	34
Net income	$517,700,000	18
Minority interest net income	$0	115
Net income of bank and minority interests.	$517,700,000	18
Net charge-offs	$47,223,000	210
Cash dividends	$318,065,000	15
Sale, conversion, retirement of capital stock, net	$21,680,000	39
Net operating income	$502,220,960	21
2009-09-30 (YTD Data)		Rank
Total interest income	$2,195,244,000	29
Total interest expense	$1,294,504,000	12
Net interest income	$900,740,000	41
Provision for loan and lease losses	$92,500,000	138
Total noninterest income	$7,206,000	663
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	212
Additional Noninterest Income	$7,206,000	463
Total noninterest expense	$201,403,000	116
Salaries and employee benefits	$103,168,000	81
Premises and equipment expense	$24,259,000	97
Additional noninterest expense	$73,976,000	136
Pre-tax net operating income	$614,043,000	20
Securities gains (losses)	$24,186,000	30
Applicable income taxes	$254,742,000	18
Income before extraordinary items	$383,487,000	21
Extraordinary gains, net	$0	27
Net income	$383,487,000	20
Minority interest net income	$0	118
Net income of bank and minority interests.	$383,487,000	20
Net charge-offs	$27,464,000	229
Cash dividends	$243,260,000	14
Sale, conversion, retirement of capital stock, net	$21,680,000	31
Net operating income	$368,007,960	24
2009-06-30 (YTD Data)		Rank
Total interest income	$1,451,080,000	28
Total interest expense	$872,205,000	13
Net interest income	$578,875,000	45
Provision for loan and lease losses	$52,500,000	158
Total noninterest income	$4,693,000	683
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	193
Additional Noninterest Income	$4,693,000	470
Total noninterest expense	$138,659,000	113
Salaries and employee benefits	$69,124,000	82
Premises and equipment expense	$16,297,000	100
Additional noninterest expense	$53,238,000	137
Pre-tax net operating income	$392,409,000	21
Securities gains (losses)	$24,186,000	28
Applicable income taxes	$165,669,000	20
Income before extraordinary items	$250,926,000	22
Extraordinary gains, net	$0	21
Net income	$250,926,000	21
Minority interest net income	$0	112
Net income of bank and minority interests.	$250,926,000	21
Net charge-offs	$14,244,000	296
Cash dividends	$168,956,000	11
Sale, conversion, retirement of capital stock, net	$21,680,000	22
Net operating income	$235,446,960	22
2009-03-31 (YTD Data)		Rank
Total interest income	$723,322,000	28
Total interest expense	$443,206,000	16
Net interest income	$280,116,000	45
Provision for loan and lease losses	$20,000,000	160
Total noninterest income	$2,125,000	719
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	171
Additional Noninterest Income	$2,125,000	482
Total noninterest expense	$54,391,000	139
Salaries and employee benefits	$32,732,000	91
Premises and equipment expense	$8,479,000	101
Additional noninterest expense	$13,180,000	199
Pre-tax net operating income	$207,850,000	20
Securities gains (losses)	$148,000	800
Applicable income taxes	$82,757,000	20
Income before extraordinary items	$125,241,000	24
Extraordinary gains, net	$0	15
Net income	$125,241,000	24
Minority interest net income	$0	102
Net income of bank and minority interests.	$125,241,000	24
Net charge-offs	$4,676,000	328
Cash dividends	$69,150,000	11
Sale, conversion, retirement of capital stock, net	$7,063,000	41
Net operating income	$125,146,280	22
2008-12-31 (YTD Data)		Rank
Total interest income	$2,653,225,000	37
Total interest expense	$1,726,096,000	20
Net interest income	$927,129,000	47
Provision for loan and lease losses	$19,500,000	375
Total noninterest income	$8,472,000	681
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	154
Additional Noninterest Income	$8,472,000	430
Total noninterest expense	$197,025,000	147
Salaries and employee benefits	$127,198,000	86
Premises and equipment expense	$30,456,000	105
Additional noninterest expense	$39,371,000	252
Pre-tax net operating income	$719,076,000	21
Securities gains (losses)	$0	3,220
Applicable income taxes	$282,868,000	19
Income before extraordinary items	$436,208,000	21
Extraordinary gains, net	$0	39
Net income	$436,208,000	21
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,444,000	762
Cash dividends	$272,422,000	23
Sale, conversion, retirement of capital stock, net	$62,478,000	28
Net operating income	$436,208,000	22
2008-09-30 (YTD Data)		Rank
Total interest income	$1,941,264,000	39
Total interest expense	$1,270,381,000	23
Net interest income	$670,883,000	51
Provision for loan and lease losses	$10,500,000	392
Total noninterest income	$6,479,000	700
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	148
Additional Noninterest Income	$6,479,000	454
Total noninterest expense	$144,918,000	147
Salaries and employee benefits	$94,896,000	95
Premises and equipment expense	$22,437,000	109
Additional noninterest expense	$27,585,000	238
Pre-tax net operating income	$521,944,000	28
Securities gains (losses)	$0	3,106
Applicable income taxes	$207,015,000	24
Income before extraordinary items	$314,929,000	25
Extraordinary gains, net	$0	31
Net income	$314,929,000	25
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,613,000	700
Cash dividends	$209,250,000	26
Sale, conversion, retirement of capital stock, net	$34,050,000	25
Net operating income	$314,929,000	28
2008-06-30 (YTD Data)		Rank
Total interest income	$1,259,948,000	40
Total interest expense	$840,073,000	25
Net interest income	$419,875,000	54
Provision for loan and lease losses	$5,500,000	404
Total noninterest income	$4,301,000	718
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	149
Additional Noninterest Income	$4,301,000	480
Total noninterest expense	$95,657,000	144
Salaries and employee benefits	$62,844,000	97
Premises and equipment expense	$14,804,000	112
Additional noninterest expense	$18,009,000	239
Pre-tax net operating income	$323,019,000	32
Securities gains (losses)	$0	3,233
Applicable income taxes	$127,096,000	28
Income before extraordinary items	$195,923,000	33
Extraordinary gains, net	$0	21
Net income	$195,923,000	33
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,163,000	784
Cash dividends	$155,398,000	21
Sale, conversion, retirement of capital stock, net	$18,527,000	43
Net operating income	$195,923,000	34
2008-03-31 (YTD Data)		Rank
Total interest income	$613,288,000	41
Total interest expense	$423,202,000	25
Net interest income	$190,086,000	56
Provision for loan and lease losses	$2,500,000	341
Total noninterest income	$2,216,000	697
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,216,000	473
Total noninterest expense	$47,833,000	136
Salaries and employee benefits	$31,545,000	102
Premises and equipment expense	$7,371,000	115
Additional noninterest expense	$8,917,000	231
Pre-tax net operating income	$141,969,000	34
Securities gains (losses)	$0	2,688
Applicable income taxes	$54,957,000	30
Income before extraordinary items	$87,012,000	37
Extraordinary gains, net	$0	15
Net income	$87,012,000	37
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$469,000	743
Cash dividends	$72,301,000	24
Sale, conversion, retirement of capital stock, net	$7,995,000	54
Net operating income	$87,012,000	37
2007-12-31 (YTD Data)		Rank
Total interest income	$2,127,506,000	47
Total interest expense	$1,495,084,000	35
Net interest income	$632,422,000	58
Provision for loan and lease losses	$4,800,000	419
Total noninterest income	$7,203,000	808
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	178
Additional Noninterest Income	$7,203,000	512
Total noninterest expense	$166,790,000	152
Salaries and employee benefits	$106,630,000	111
Premises and equipment expense	$29,588,000	108
Additional noninterest expense	$30,572,000	249
Pre-tax net operating income	$468,035,000	38
Securities gains (losses)	$6,000	1,516
Applicable income taxes	$180,770,000	41
Income before extraordinary items	$287,271,000	41
Extraordinary gains, net	$0	39
Net income	$287,271,000	40
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$684,000	1,356
Cash dividends	$266,110,000	43
Sale, conversion, retirement of capital stock, net	$24,335,000	58
Net operating income	$287,267,160	40
2007-09-30 (YTD Data)		Rank
Total interest income	$1,539,345,000	49
Total interest expense	$1,074,467,000	37
Net interest income	$464,878,000	60
Provision for loan and lease losses	$2,800,000	401
Total noninterest income	$5,368,000	815
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,368,000	520
Total noninterest expense	$122,159,000	148
Salaries and employee benefits	$78,114,000	115
Premises and equipment expense	$21,997,000	111
Additional noninterest expense	$22,048,000	245
Pre-tax net operating income	$345,287,000	46
Securities gains (losses)	$0	1,655
Applicable income taxes	$133,521,000	43
Income before extraordinary items	$211,766,000	52
Extraordinary gains, net	$0	33
Net income	$211,766,000	51
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$575,000	974
Cash dividends	$196,884,000	46
Sale, conversion, retirement of capital stock, net	$18,479,000	69
Net operating income	$211,766,000	50
2007-06-30 (YTD Data)		Rank
Total interest income	$991,141,000	52
Total interest expense	$684,997,000	37
Net interest income	$306,144,000	62
Provision for loan and lease losses	$800,000	693
Total noninterest income	$3,333,000	897
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	168
Additional Noninterest Income	$3,333,000	573
Total noninterest expense	$81,137,000	158
Salaries and employee benefits	$51,560,000	127
Premises and equipment expense	$14,279,000	124
Additional noninterest expense	$15,298,000	253
Pre-tax net operating income	$227,540,000	54
Securities gains (losses)	$0	1,444
Applicable income taxes	$88,110,000	53
Income before extraordinary items	$139,430,000	60
Extraordinary gains, net	$0	29
Net income	$139,430,000	59
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-32,000	8,164
Cash dividends	$129,367,000	51
Sale, conversion, retirement of capital stock, net	$12,360,000	78
Net operating income	$139,430,000	57
2007-03-31 (YTD Data)		Rank
Total interest income	$479,647,000	50
Total interest expense	$327,327,000	36
Net interest income	$152,320,000	62
Provision for loan and lease losses	$300,000	788
Total noninterest income	$1,528,000	934
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,528,000	598
Total noninterest expense	$40,781,000	158
Salaries and employee benefits	$25,748,000	126
Premises and equipment expense	$7,209,000	120
Additional noninterest expense	$7,824,000	243
Pre-tax net operating income	$112,767,000	49
Securities gains (losses)	$0	1,187
Applicable income taxes	$44,047,000	49
Income before extraordinary items	$68,720,000	60
Extraordinary gains, net	$0	22
Net income	$68,720,000	61
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-68,000	8,446
Cash dividends	$63,486,000	44
Sale, conversion, retirement of capital stock, net	$6,640,000	62
Net operating income	$68,720,000	57
2006-12-31 (YTD Data)		Rank
Total interest income	$1,614,843,000	57
Total interest expense	$1,020,088,000	41
Net interest income	$594,755,000	61
Provision for loan and lease losses	$0	6,850
Total noninterest income	$6,037,000	942
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,037,000	593
Total noninterest expense	$157,676,000	152
Salaries and employee benefits	$103,443,000	115
Premises and equipment expense	$25,014,000	124
Additional noninterest expense	$29,219,000	244
Pre-tax net operating income	$443,116,000	54
Securities gains (losses)	$4,000	1,309
Applicable income taxes	$165,475,000	53
Income before extraordinary items	$277,645,000	60
Extraordinary gains, net	$0	51
Net income	$277,645,000	59
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,511
Cash dividends	$271,671,000	46
Sale, conversion, retirement of capital stock, net	$22,050,000	67
Net operating income	$277,642,440	59
2006-09-30 (YTD Data)		Rank
Total interest income	$1,165,875,000	63
Total interest expense	$715,550,000	47
Net interest income	$450,325,000	67
Provision for loan and lease losses	$0	6,685
Total noninterest income	$4,385,000	976
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,385,000	610
Total noninterest expense	$116,321,000	164
Salaries and employee benefits	$78,376,000	120
Premises and equipment expense	$17,629,000	137
Additional noninterest expense	$20,316,000	265
Pre-tax net operating income	$338,389,000	59
Securities gains (losses)	$4,000	1,079
Applicable income taxes	$127,159,000	58
Income before extraordinary items	$211,234,000	68
Extraordinary gains, net	$0	45
Net income	$211,234,000	69
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,547
Cash dividends	$206,241,000	51
Sale, conversion, retirement of capital stock, net	$16,157,000	88
Net operating income	$211,231,440	64
2006-06-30 (YTD Data)		Rank
Total interest income	$743,828,000	65
Total interest expense	$442,123,000	48
Net interest income	$301,705,000	70
Provision for loan and lease losses	$0	6,419
Total noninterest income	$2,720,000	1,034
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,720,000	635
Total noninterest expense	$75,885,000	173
Salaries and employee benefits	$51,743,000	122
Premises and equipment expense	$11,110,000	145
Additional noninterest expense	$13,032,000	278
Pre-tax net operating income	$228,540,000	61
Securities gains (losses)	$0	1,185
Applicable income taxes	$85,551,000	62
Income before extraordinary items	$142,989,000	67
Extraordinary gains, net	$0	39
Net income	$142,989,000	68
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,958
Cash dividends	$138,418,000	47
Sale, conversion, retirement of capital stock, net	$11,161,000	89
Net operating income	$142,989,000	66
2006-03-31 (YTD Data)		Rank
Total interest income	$359,688,000	63
Total interest expense	$206,865,000	48
Net interest income	$152,823,000	70
Provision for loan and lease losses	$0	6,013
Total noninterest income	$1,264,000	1,072
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,264,000	676
Total noninterest expense	$38,039,000	173
Salaries and employee benefits	$26,352,000	126
Premises and equipment expense	$5,512,000	147
Additional noninterest expense	$6,175,000	283
Pre-tax net operating income	$116,048,000	58
Securities gains (losses)	$0	955
Applicable income taxes	$43,695,000	58
Income before extraordinary items	$72,353,000	61
Extraordinary gains, net	$0	21
Net income	$72,353,000	62
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$68,880,000	43
Sale, conversion, retirement of capital stock, net	$6,409,000	67
Net operating income	$72,353,000	62
2005-12-31 (YTD Data)		Rank
Total interest income	$1,178,909,000	63
Total interest expense	$628,680,000	48
Net interest income	$550,229,000	73
Provision for loan and lease losses	$65,000	5,371
Total noninterest income	$5,264,000	1,044
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,264,000	656
Total noninterest expense	$126,982,000	187
Salaries and employee benefits	$83,211,000	141
Premises and equipment expense	$20,213,000	154
Additional noninterest expense	$23,558,000	297
Pre-tax net operating income	$428,446,000	64
Securities gains (losses)	$2,740,000	117
Applicable income taxes	$162,113,000	61
Income before extraordinary items	$269,073,000	70
Extraordinary gains, net	$0	46
Net income	$269,073,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,049
Cash dividends	$251,693,000	44
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$267,319,400	67
2005-09-30 (YTD Data)		Rank
Total interest income	$846,612,000	66
Total interest expense	$443,659,000	47
Net interest income	$402,953,000	75
Provision for loan and lease losses	$65,000	4,879
Total noninterest income	$3,789,000	1,086
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,789,000	680
Total noninterest expense	$93,357,000	189
Salaries and employee benefits	$61,739,000	144
Premises and equipment expense	$14,730,000	159
Additional noninterest expense	$16,888,000	302
Pre-tax net operating income	$313,320,000	66
Securities gains (losses)	$2,740,000	110
Applicable income taxes	$118,680,000	63
Income before extraordinary items	$197,380,000	70
Extraordinary gains, net	$0	35
Net income	$197,380,000	70
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,839
Cash dividends	$181,911,000	43
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$195,626,400	68
2005-06-30 (YTD Data)		Rank
Total interest income	$532,824,000	69
Total interest expense	$277,824,000	46
Net interest income	$255,000,000	78
Provision for loan and lease losses	$65,000	4,019
Total noninterest income	$2,377,000	1,117
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,377,000	711
Total noninterest expense	$60,618,000	190
Salaries and employee benefits	$40,205,000	146
Premises and equipment expense	$9,049,000	165
Additional noninterest expense	$11,364,000	296
Pre-tax net operating income	$196,694,000	68
Securities gains (losses)	$2,740,000	88
Applicable income taxes	$74,530,000	66
Income before extraordinary items	$124,904,000	74
Extraordinary gains, net	$0	30
Net income	$124,904,000	73
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$120,373,000	45
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$123,150,400	73
2005-03-31 (YTD Data)		Rank
Total interest income	$253,618,000	70
Total interest expense	$128,913,000	46
Net interest income	$124,705,000	80
Provision for loan and lease losses	$65,000	2,741
Total noninterest income	$1,135,000	1,136
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,135,000	721
Total noninterest expense	$30,541,000	191
Salaries and employee benefits	$19,931,000	151
Premises and equipment expense	$4,557,000	169
Additional noninterest expense	$6,053,000	286
Pre-tax net operating income	$95,234,000	73
Securities gains (losses)	$2,737,000	58
Applicable income taxes	$36,635,000	66
Income before extraordinary items	$61,336,000	75
Extraordinary gains, net	$0	24
Net income	$61,336,000	75
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,481
Cash dividends	$60,528,000	37
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$59,584,320	76
2004-12-31 (YTD Data)		Rank
Total interest income	$915,059,000	64
Total interest expense	$434,616,000	45
Net interest income	$480,443,000	80
Provision for loan and lease losses	$790,000	1,302
Total noninterest income	$5,127,000	1,059
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,127,000	656
Total noninterest expense	$117,675,000	199
Salaries and employee benefits	$79,195,000	144
Premises and equipment expense	$16,035,000	182
Additional noninterest expense	$22,445,000	312
Pre-tax net operating income	$367,105,000	68
Securities gains (losses)	$11,429,000	59
Applicable income taxes	$141,681,000	66
Income before extraordinary items	$236,853,000	75
Extraordinary gains, net	$0	34
Net income	$236,853,000	75
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	5,762
Cash dividends	$221,472,000	50
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$229,538,440	74
2004-09-30 (YTD Data)		Rank
Total interest income	$668,082,000	68
Total interest expense	$313,038,000	46
Net interest income	$355,044,000	83
Provision for loan and lease losses	$675,000	1,126
Total noninterest income	$3,848,000	1,066
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	134
Additional Noninterest Income	$3,848,000	676
Total noninterest expense	$86,533,000	203
Salaries and employee benefits	$59,349,000	149
Premises and equipment expense	$11,788,000	187
Additional noninterest expense	$15,396,000	324
Pre-tax net operating income	$271,684,000	73
Securities gains (losses)	$8,597,000	66
Applicable income taxes	$105,377,000	71
Income before extraordinary items	$174,904,000	80
Extraordinary gains, net	$0	26
Net income	$174,904,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,357
Cash dividends	$161,436,000	49
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$169,401,920	79
2004-06-30 (YTD Data)		Rank
Total interest income	$433,814,000	72
Total interest expense	$201,634,000	47
Net interest income	$232,180,000	83
Provision for loan and lease losses	$450,000	1,098
Total noninterest income	$2,480,000	1,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,480,000	690
Total noninterest expense	$57,739,000	200
Salaries and employee benefits	$39,471,000	147
Premises and equipment expense	$7,744,000	186
Additional noninterest expense	$10,524,000	313
Pre-tax net operating income	$176,471,000	76
Securities gains (losses)	$5,071,000	79
Applicable income taxes	$68,022,000	75
Income before extraordinary items	$113,520,000	82
Extraordinary gains, net	$0	21
Net income	$113,520,000	84
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,069
Cash dividends	$104,893,000	52
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$110,274,560	79
2004-03-31 (YTD Data)		Rank
Total interest income	$213,027,000	68
Total interest expense	$98,673,000	48
Net interest income	$114,354,000	81
Provision for loan and lease losses	$225,000	1,035
Total noninterest income	$1,194,000	1,095
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	121
Additional Noninterest Income	$1,194,000	695
Total noninterest expense	$28,818,000	200
Salaries and employee benefits	$19,684,000	149
Premises and equipment expense	$3,940,000	185
Additional noninterest expense	$5,194,000	314
Pre-tax net operating income	$86,505,000	73
Securities gains (losses)	$2,437,000	103
Applicable income taxes	$33,298,000	74
Income before extraordinary items	$55,644,000	82
Extraordinary gains, net	$0	16
Net income	$55,644,000	83
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,876
Cash dividends	$50,506,000	46
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$54,084,320	76
2003-12-31 (YTD Data)		Rank
Total interest income	$777,330,000	73
Total interest expense	$381,257,000	54
Net interest income	$396,073,000	89
Provision for loan and lease losses	$900,000	1,310
Total noninterest income	$5,392,000	1,064
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,326,000	732
Trading account gains and fees	$0	160
Additional Noninterest Income	$3,066,000	1,075
Total noninterest expense	$101,832,000	210
Salaries and employee benefits	$68,776,000	155
Premises and equipment expense	$14,981,000	186
Additional noninterest expense	$18,075,000	358
Pre-tax net operating income	$298,733,000	79
Securities gains (losses)	$24,326,000	63
Applicable income taxes	$118,246,000	76
Income before extraordinary items	$204,813,000	84
Extraordinary gains, net	$0	54
Net income	$204,813,000	85
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-146,000	9,080
Cash dividends	$199,199,000	61
Sale, conversion, retirement of capital stock, net	$21,844,000	34
Net operating income	$189,244,360	84
2003-09-30 (YTD Data)		Rank
Total interest income	$577,879,000	73
Total interest expense	$286,249,000	54
Net interest income	$291,630,000	89
Provision for loan and lease losses	$675,000	1,261
Total noninterest income	$4,224,000	1,068
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,745,000	738
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,479,000	1,064
Total noninterest expense	$75,313,000	215
Salaries and employee benefits	$50,795,000	158
Premises and equipment expense	$11,213,000	193
Additional noninterest expense	$13,305,000	373
Pre-tax net operating income	$219,866,000	78
Securities gains (losses)	$20,549,000	68
Applicable income taxes	$87,291,000	77
Income before extraordinary items	$153,124,000	81
Extraordinary gains, net	$0	40
Net income	$153,124,000	81
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,634
Cash dividends	$150,737,000	54
Sale, conversion, retirement of capital stock, net	$10,000,000	57
Net operating income	$139,972,640	81
2003-06-30 (YTD Data)		Rank
Total interest income	$391,192,000	73
Total interest expense	$192,989,000	55
Net interest income	$198,203,000	89
Provision for loan and lease losses	$450,000	1,255
Total noninterest income	$2,610,000	1,115
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,155,000	738
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,455,000	1,160
Total noninterest expense	$49,915,000	216
Salaries and employee benefits	$33,197,000	163
Premises and equipment expense	$7,443,000	194
Additional noninterest expense	$9,275,000	366
Pre-tax net operating income	$150,448,000	79
Securities gains (losses)	$12,799,000	73
Applicable income taxes	$59,691,000	75
Income before extraordinary items	$103,556,000	81
Extraordinary gains, net	$0	30
Net income	$103,556,000	81
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,051
Cash dividends	$99,754,000	47
Sale, conversion, retirement of capital stock, net	$6,335,000	67
Net operating income	$95,364,640	80
2003-03-31 (YTD Data)		Rank
Total interest income	$198,537,000	69
Total interest expense	$97,159,000	55
Net interest income	$101,378,000	88
Provision for loan and lease losses	$225,000	1,208
Total noninterest income	$1,301,000	1,088
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$567,000	738
Trading account gains and fees	$0	134
Additional Noninterest Income	$734,000	1,124
Total noninterest expense	$25,480,000	209
Salaries and employee benefits	$16,916,000	163
Premises and equipment expense	$3,863,000	189
Additional noninterest expense	$4,701,000	360
Pre-tax net operating income	$76,974,000	77
Securities gains (losses)	$4,171,000	93
Applicable income taxes	$29,650,000	72
Income before extraordinary items	$51,495,000	79
Extraordinary gains, net	$0	21
Net income	$51,495,000	79
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,022
Cash dividends	$49,180,000	39
Sale, conversion, retirement of capital stock, net	$2,980,000	59
Net operating income	$48,825,560	79
2002-12-31 (YTD Data)		Rank
Total interest income	$784,220,000	74
Total interest expense	$400,667,000	61
Net interest income	$383,553,000	93
Provision for loan and lease losses	$1,500,000	941
Total noninterest income	$6,051,000	895
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,151,000	754
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,900,000	830
Total noninterest expense	$92,798,000	236
Salaries and employee benefits	$60,731,000	169
Premises and equipment expense	$13,888,000	207
Additional noninterest expense	$18,179,000	376
Pre-tax net operating income	$295,306,000	78
Securities gains (losses)	$2,066,000	275
Applicable income taxes	$107,858,000	73
Income before extraordinary items	$189,514,000	79
Extraordinary gains, net	$0	70
Net income	$189,514,000	79
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,916
Cash dividends	$175,502,000	65
Sale, conversion, retirement of capital stock, net	$10,612,000	52
Net operating income	$188,191,760	78
2001-12-31 (YTD Data)		Rank
Total interest income	$690,502,000	98
Total interest expense	$408,781,000	82
Net interest income	$281,721,000	113
Provision for loan and lease losses	$1,875,000	752
Total noninterest income	$4,824,000	1,026
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,934,000	755
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,890,000	971
Total noninterest expense	$81,326,000	253
Salaries and employee benefits	$52,307,000	174
Premises and equipment expense	$14,088,000	185
Additional noninterest expense	$14,931,000	435
Pre-tax net operating income	$203,344,000	83
Securities gains (losses)	$0	4,612
Applicable income taxes	$71,805,000	90
Income before extraordinary items	$131,539,000	94
Extraordinary gains, net	$0	105
Net income	$131,539,000	93
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	6,947
Cash dividends	$217,925,000	47
Sale, conversion, retirement of capital stock, net	$4,696,000	205
Net operating income	$131,539,000	89
2000-12-31 (YTD Data)		Rank
Total interest income	$614,048,000	115
Total interest expense	$367,542,000	106
Net interest income	$246,506,000	127
Provision for loan and lease losses	$2,130,000	581
Total noninterest income	$4,731,000	967
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$3,002,000	449
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,729,000	1,244
Total noninterest expense	$78,261,000	253
Salaries and employee benefits	$49,870,000	179
Premises and equipment expense	$13,678,000	192
Additional noninterest expense	$14,713,000	447
Pre-tax net operating income	$170,846,000	98
Securities gains (losses)	$0	1,956
Applicable income taxes	$60,190,000	97
Income before extraordinary items	$110,656,000	94
Extraordinary gains, net	$0	38
Net income	$110,656,000	94
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,939
Cash dividends	$32,117,000	184
Sale, conversion, retirement of capital stock, net	$-57,049,000	9,903
Net operating income	$110,656,000	100
1999-12-31 (YTD Data)		Rank
Total interest income	$536,084,000	112
Total interest expense	$300,523,000	100
Net interest income	$235,561,000	128
Provision for loan and lease losses	$2,350,000	498
Total noninterest income	$5,063,000	942
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,098,000	448
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,965,000	1,174
Total noninterest expense	$68,566,000	284
Salaries and employee benefits	$42,117,000	200
Premises and equipment expense	$12,076,000	219
Additional noninterest expense	$14,373,000	458
Pre-tax net operating income	$169,708,000	109
Securities gains (losses)	$-7,000	9,189
Applicable income taxes	$63,285,000	104
Income before extraordinary items	$106,416,000	115
Extraordinary gains, net	$0	35
Net income	$106,416,000	116
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,770
Cash dividends	$5,782,000	593
Sale, conversion, retirement of capital stock, net	$241,846,000	5
Net operating income	$106,420,480	110
1998-12-31 (YTD Data)		Rank
Total interest income	$520,795,000	118
Total interest expense	$311,115,000	97
Net interest income	$209,680,000	140
Provision for loan and lease losses	$2,400,000	509
Total noninterest income	$5,102,000	925
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$3,221,000	405
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,881,000	1,210
Total noninterest expense	$63,637,000	293
Salaries and employee benefits	$39,260,000	205
Premises and equipment expense	$11,754,000	219
Additional noninterest expense	$12,623,000	496
Pre-tax net operating income	$148,745,000	105
Securities gains (losses)	$24,000	2,292
Applicable income taxes	$55,500,000	108
Income before extraordinary items	$93,269,000	123
Extraordinary gains, net	$0	32
Net income	$93,269,000	124
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	1,799
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$93,253,640	109
1997-12-31 (YTD Data)		Rank
Total interest income	$500,442,000	117
Total interest expense	$297,518,000	96
Net interest income	$202,924,000	150
Provision for loan and lease losses	$2,850,000	446
Total noninterest income	$5,087,000	912
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$3,166,000	415
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,921,000	1,130
Total noninterest expense	$63,262,000	282
Salaries and employee benefits	$38,782,000	211
Premises and equipment expense	$11,939,000	219
Additional noninterest expense	$12,541,000	482
Pre-tax net operating income	$141,899,000	104
Securities gains (losses)	$1,594,000	218
Applicable income taxes	$53,500,000	107
Income before extraordinary items	$89,993,000	112
Extraordinary gains, net	$0	44
Net income	$89,993,000	112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$272,000	2,095
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$88,972,840	110
1996-12-31 (YTD Data)		Rank
Total interest income	$429,278,000	151
Total interest expense	$242,701,000	131
Net interest income	$186,577,000	168
Provision for loan and lease losses	$2,275,000	557
Total noninterest income	$4,454,000	1,023
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$2,376,000	577
Trading account gains and fees	$0	262
Additional Noninterest Income	$2,078,000	1,128
Total noninterest expense	$61,482,000	335
Salaries and employee benefits	$37,033,000	239
Premises and equipment expense	$11,941,000	248
Additional noninterest expense	$12,508,000	566
Pre-tax net operating income	$127,274,000	121
Securities gains (losses)	$152,000	792
Applicable income taxes	$46,595,000	118
Income before extraordinary items	$80,831,000	127
Extraordinary gains, net	$0	53
Net income	$80,831,000	126
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,134,000	831
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$80,733,720	122
1995-12-31 (YTD Data)		Rank
Total interest income	$363,101,000	172
Total interest expense	$195,593,000	159
Net interest income	$167,508,000	187
Provision for loan and lease losses	$1,000,000	940
Total noninterest income	$4,212,000	1,079
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$2,208,000	623
Trading account gains and fees	$0	522
Additional Noninterest Income	$2,004,000	1,128
Total noninterest expense	$61,003,000	353
Salaries and employee benefits	$34,182,000	263
Premises and equipment expense	$10,958,000	269
Additional noninterest expense	$15,863,000	488
Pre-tax net operating income	$109,717,000	136
Securities gains (losses)	$307,000	503
Applicable income taxes	$42,250,000	123
Income before extraordinary items	$67,774,000	149
Extraordinary gains, net	$0	65
Net income	$67,774,000	148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$660,000	1,160
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$67,577,520	146
1994-12-31 (YTD Data)		Rank
Total interest income	$310,048,000	173
Total interest expense	$133,782,000	177
Net interest income	$176,266,000	178
Provision for loan and lease losses	$789,000	1,109
Total noninterest income	$3,865,000	1,106
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,130,000	647
Trading account gains and fees	$0	475
Additional Noninterest Income	$1,735,000	1,250
Total noninterest expense	$65,021,000	332
Salaries and employee benefits	$32,156,000	284
Premises and equipment expense	$10,553,000	284
Additional noninterest expense	$22,312,000	410
Pre-tax net operating income	$114,321,000	123
Securities gains (losses)	$482,000	276
Applicable income taxes	$41,778,000	110
Income before extraordinary items	$73,025,000	134
Extraordinary gains, net	$0	249
Net income	$73,025,000	134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$484,000	1,409
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$72,716,520	133
1993-12-31 (YTD Data)		Rank
Total interest income	$306,145,000	154
Total interest expense	$127,286,000	161
Net interest income	$178,859,000	167
Provision for loan and lease losses	$1,857,000	856
Total noninterest income	$3,464,000	1,302
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$2,198,000	625
Trading account gains and fees	$0	532
Additional Noninterest Income	$1,266,000	1,753
Total noninterest expense	$62,128,000	345
Salaries and employee benefits	$30,070,000	290
Premises and equipment expense	$8,054,000	345
Additional noninterest expense	$24,004,000	407
Pre-tax net operating income	$118,338,000	102
Securities gains (losses)	$527,000	867
Applicable income taxes	$44,721,000	91
Income before extraordinary items	$74,144,000	119
Extraordinary gains, net	$-2,625,000	13,241
Net income	$71,519,000	123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$828,000	1,295
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$73,806,720	113
1992-12-31 (YTD Data)		Rank
Total interest income	$322,416,000	154
Total interest expense	$158,347,000	155
Net interest income	$164,069,000	162
Provision for loan and lease losses	$1,181,000	1,661
Total noninterest income	$22,759,000	353
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$2,083,000	656
Trading account gains and fees	$0	504
Additional Noninterest Income	$20,676,000	265
Total noninterest expense	$61,375,000	343
Salaries and employee benefits	$27,195,000	301
Premises and equipment expense	$8,118,000	347
Additional noninterest expense	$26,062,000	387
Pre-tax net operating income	$124,272,000	68
Securities gains (losses)	$530,000	1,036
Applicable income taxes	$37,321,000	76
Income before extraordinary items	$87,481,000	78
Extraordinary gains, net	$0	1,422
Net income	$87,481,000	79
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,333,000	1,296
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$87,110,000	73

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.