Home > Howard Bank > Income and Expense
Howard Bank, Income and Expense
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $84,424,000 | 423 |
| Total interest expense | $3,521,000 | 775 |
| Net interest income | $80,903,000 | 410 |
| Provision for loan and lease losses | $1,000,000 | 592 |
| Total noninterest income | $9,042,000 | 896 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $2,751,000 | 424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,291,000 | 918 |
| Total noninterest expense | $48,961,000 | 544 |
| Salaries and employee benefits | $26,836,000 | 549 |
| Premises and equipment expense | $5,260,000 | 514 |
| Additional noninterest expense | $16,865,000 | 498 |
| Pre-tax net operating income | $39,984,000 | 444 |
| Securities gains (losses) | $-109,000 | 4,664 |
| Applicable income taxes | $10,534,000 | 379 |
| Income before extraordinary items | $29,341,000 | 483 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $29,341,000 | 483 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $29,341,000 | 484 |
| Net charge-offs | $1,688,000 | 320 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $29,427,110 | 473 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $63,758,000 | 426 |
| Total interest expense | $2,764,000 | 791 |
| Net interest income | $60,994,000 | 413 |
| Provision for loan and lease losses | $1,000,000 | 440 |
| Total noninterest income | $6,509,000 | 951 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,988,000 | 439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,521,000 | 963 |
| Total noninterest expense | $37,292,000 | 541 |
| Salaries and employee benefits | $20,628,000 | 535 |
| Premises and equipment expense | $3,852,000 | 530 |
| Additional noninterest expense | $12,812,000 | 493 |
| Pre-tax net operating income | $29,211,000 | 464 |
| Securities gains (losses) | $-74,000 | 4,773 |
| Applicable income taxes | $7,643,000 | 399 |
| Income before extraordinary items | $21,494,000 | 500 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $21,494,000 | 498 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $21,494,000 | 500 |
| Net charge-offs | $1,809,000 | 255 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $21,552,460 | 492 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $42,617,000 | 420 |
| Total interest expense | $1,956,000 | 780 |
| Net interest income | $40,661,000 | 405 |
| Provision for loan and lease losses | $1,000,000 | 311 |
| Total noninterest income | $4,343,000 | 944 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $1,245,000 | 449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,098,000 | 944 |
| Total noninterest expense | $24,199,000 | 546 |
| Salaries and employee benefits | $13,949,000 | 525 |
| Premises and equipment expense | $2,629,000 | 517 |
| Additional noninterest expense | $7,621,000 | 523 |
| Pre-tax net operating income | $19,805,000 | 464 |
| Securities gains (losses) | $21,000 | 1,163 |
| Applicable income taxes | $5,163,000 | 395 |
| Income before extraordinary items | $14,663,000 | 496 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $14,663,000 | 494 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $14,663,000 | 496 |
| Net charge-offs | $1,874,000 | 197 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $14,646,410 | 486 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $21,235,000 | 419 |
| Total interest expense | $1,102,000 | 719 |
| Net interest income | $20,133,000 | 401 |
| Provision for loan and lease losses | $1,000,000 | 187 |
| Total noninterest income | $1,998,000 | 1,008 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $568,000 | 474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,430,000 | 1,009 |
| Total noninterest expense | $12,050,000 | 541 |
| Salaries and employee benefits | $6,875,000 | 535 |
| Premises and equipment expense | $1,318,000 | 518 |
| Additional noninterest expense | $3,857,000 | 498 |
| Pre-tax net operating income | $9,081,000 | 485 |
| Securities gains (losses) | $11,000 | 1,037 |
| Applicable income taxes | $2,355,000 | 417 |
| Income before extraordinary items | $6,737,000 | 525 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $6,737,000 | 525 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $6,737,000 | 525 |
| Net charge-offs | $1,794,000 | 147 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $6,728,310 | 517 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $86,363,000 | 410 |
| Total interest expense | $10,953,000 | 464 |
| Net interest income | $75,410,000 | 406 |
| Provision for loan and lease losses | $9,525,000 | 368 |
| Total noninterest income | $8,938,000 | 861 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $2,194,000 | 489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,744,000 | 829 |
| Total noninterest expense | $88,931,000 | 327 |
| Salaries and employee benefits | $28,374,000 | 494 |
| Premises and equipment expense | $5,439,000 | 488 |
| Additional noninterest expense | $55,118,000 | 194 |
| Pre-tax net operating income | $-14,108,000 | 4,985 |
| Securities gains (losses) | $3,104,000 | 158 |
| Applicable income taxes | $4,272,000 | 554 |
| Income before extraordinary items | $-15,276,000 | 4,979 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-15,276,000 | 4,979 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-15,276,000 | 4,979 |
| Net charge-offs | $764,000 | 756 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-18,380,000 | 4,979 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $64,652,000 | 406 |
| Total interest expense | $9,482,000 | 439 |
| Net interest income | $55,170,000 | 405 |
| Provision for loan and lease losses | $8,145,000 | 354 |
| Total noninterest income | $6,889,000 | 826 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,635,000 | 487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,254,000 | 786 |
| Total noninterest expense | $74,048,000 | 278 |
| Salaries and employee benefits | $21,696,000 | 477 |
| Premises and equipment expense | $3,442,000 | 565 |
| Additional noninterest expense | $48,910,000 | 177 |
| Pre-tax net operating income | $-20,134,000 | 5,016 |
| Securities gains (losses) | $3,044,000 | 134 |
| Applicable income taxes | $3,070,000 | 546 |
| Income before extraordinary items | $-20,160,000 | 5,012 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-20,160,000 | 5,012 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-20,160,000 | 5,012 |
| Net charge-offs | $569,000 | 696 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $-23,204,000 | 5,011 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $43,700,000 | 404 |
| Total interest expense | $7,218,000 | 427 |
| Net interest income | $36,482,000 | 405 |
| Provision for loan and lease losses | $6,445,000 | 329 |
| Total noninterest income | $4,890,000 | 736 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $1,110,000 | 481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,780,000 | 697 |
| Total noninterest expense | $61,580,000 | 236 |
| Salaries and employee benefits | $14,607,000 | 467 |
| Premises and equipment expense | $2,179,000 | 585 |
| Additional noninterest expense | $44,794,000 | 151 |
| Pre-tax net operating income | $-26,653,000 | 5,049 |
| Securities gains (losses) | $3,044,000 | 99 |
| Applicable income taxes | $1,603,000 | 580 |
| Income before extraordinary items | $-25,212,000 | 5,043 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-25,212,000 | 5,043 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-25,212,000 | 5,043 |
| Net charge-offs | $490,000 | 603 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-28,256,000 | 5,044 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $22,225,000 | 404 |
| Total interest expense | $4,285,000 | 414 |
| Net interest income | $17,940,000 | 405 |
| Provision for loan and lease losses | $3,445,000 | 301 |
| Total noninterest income | $3,393,000 | 560 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $662,000 | 466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,731,000 | 480 |
| Total noninterest expense | $14,343,000 | 435 |
| Salaries and employee benefits | $8,394,000 | 417 |
| Premises and equipment expense | $976,000 | 658 |
| Additional noninterest expense | $4,973,000 | 388 |
| Pre-tax net operating income | $3,545,000 | 633 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-183,000 | 4,982 |
| Income before extraordinary items | $3,728,000 | 527 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,728,000 | 527 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $3,728,000 | 527 |
| Net charge-offs | $462,000 | 392 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,728,000 | 510 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $91,429,000 | 396 |
| Total interest expense | $20,370,000 | 381 |
| Net interest income | $71,059,000 | 398 |
| Provision for loan and lease losses | $4,193,000 | 296 |
| Total noninterest income | $19,948,000 | 425 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $2,822,000 | 442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,126,000 | 358 |
| Total noninterest expense | $63,009,000 | 377 |
| Salaries and employee benefits | $31,866,000 | 420 |
| Premises and equipment expense | $8,874,000 | 324 |
| Additional noninterest expense | $22,269,000 | 356 |
| Pre-tax net operating income | $23,805,000 | 533 |
| Securities gains (losses) | $645,000 | 304 |
| Applicable income taxes | $5,698,000 | 467 |
| Income before extraordinary items | $18,752,000 | 567 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $18,752,000 | 568 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $18,752,000 | 568 |
| Net charge-offs | $3,665,000 | 265 |
| Cash dividends | $5,000,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $18,242,450 | 567 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $68,881,000 | 401 |
| Total interest expense | $15,524,000 | 384 |
| Net interest income | $53,357,000 | 405 |
| Provision for loan and lease losses | $3,443,000 | 278 |
| Total noninterest income | $14,394,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $2,090,000 | 448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,304,000 | 364 |
| Total noninterest expense | $48,877,000 | 366 |
| Salaries and employee benefits | $24,102,000 | 418 |
| Premises and equipment expense | $8,040,000 | 274 |
| Additional noninterest expense | $16,735,000 | 356 |
| Pre-tax net operating income | $15,431,000 | 606 |
| Securities gains (losses) | $658,000 | 261 |
| Applicable income taxes | $3,696,000 | 518 |
| Income before extraordinary items | $12,393,000 | 624 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,393,000 | 625 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,393,000 | 624 |
| Net charge-offs | $3,718,000 | 209 |
| Cash dividends | $5,000,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $11,873,180 | 632 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $45,928,000 | 398 |
| Total interest expense | $10,225,000 | 380 |
| Net interest income | $35,703,000 | 401 |
| Provision for loan and lease losses | $2,835,000 | 231 |
| Total noninterest income | $9,672,000 | 428 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $1,346,000 | 461 |
| Trading account gains and fees | $-7,000 | 1,670 |
| Additional Noninterest Income | $8,333,000 | 355 |
| Total noninterest expense | $33,925,000 | 361 |
| Salaries and employee benefits | $16,210,000 | 415 |
| Premises and equipment expense | $6,645,000 | 238 |
| Additional noninterest expense | $11,070,000 | 361 |
| Pre-tax net operating income | $8,615,000 | 673 |
| Securities gains (losses) | $658,000 | 184 |
| Applicable income taxes | $1,974,000 | 576 |
| Income before extraordinary items | $7,299,000 | 677 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,299,000 | 677 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,299,000 | 677 |
| Net charge-offs | $3,588,000 | 161 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,779,180 | 701 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $22,783,000 | 403 |
| Total interest expense | $4,997,000 | 374 |
| Net interest income | $17,786,000 | 402 |
| Provision for loan and lease losses | $1,725,000 | 197 |
| Total noninterest income | $4,562,000 | 428 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $645,000 | 474 |
| Trading account gains and fees | $-3,000 | 1,689 |
| Additional Noninterest Income | $3,920,000 | 349 |
| Total noninterest expense | $14,583,000 | 409 |
| Salaries and employee benefits | $7,986,000 | 418 |
| Premises and equipment expense | $1,389,000 | 487 |
| Additional noninterest expense | $5,208,000 | 372 |
| Pre-tax net operating income | $6,040,000 | 517 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $1,295,000 | 493 |
| Income before extraordinary items | $4,745,000 | 545 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,745,000 | 544 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $4,745,000 | 544 |
| Net charge-offs | $2,844,000 | 123 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $4,745,000 | 532 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $80,389,000 | 408 |
| Total interest expense | $13,390,000 | 416 |
| Net interest income | $66,999,000 | 415 |
| Provision for loan and lease losses | $6,091,000 | 232 |
| Total noninterest income | $17,935,000 | 459 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $2,283,000 | 556 |
| Trading account gains and fees | $57,000 | 118 |
| Additional Noninterest Income | $15,595,000 | 374 |
| Total noninterest expense | $82,514,000 | 320 |
| Salaries and employee benefits | $33,406,000 | 393 |
| Premises and equipment expense | $10,599,000 | 270 |
| Additional noninterest expense | $38,509,000 | 250 |
| Pre-tax net operating income | $-3,671,000 | 5,397 |
| Securities gains (losses) | $-364,000 | 5,227 |
| Applicable income taxes | $-721,000 | 5,367 |
| Income before extraordinary items | $-3,314,000 | 5,383 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-3,314,000 | 5,382 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-3,314,000 | 5,382 |
| Net charge-offs | $2,377,000 | 324 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-3,015,520 | 5,382 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $57,962,000 | 419 |
| Total interest expense | $9,084,000 | 428 |
| Net interest income | $48,878,000 | 423 |
| Provision for loan and lease losses | $3,241,000 | 280 |
| Total noninterest income | $14,366,000 | 430 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,613,000 | 589 |
| Trading account gains and fees | $60,000 | 126 |
| Additional Noninterest Income | $12,693,000 | 353 |
| Total noninterest expense | $64,509,000 | 308 |
| Salaries and employee benefits | $25,974,000 | 389 |
| Premises and equipment expense | $6,121,000 | 349 |
| Additional noninterest expense | $32,414,000 | 225 |
| Pre-tax net operating income | $-4,506,000 | 5,473 |
| Securities gains (losses) | $-139,000 | 5,296 |
| Applicable income taxes | $-888,000 | 5,461 |
| Income before extraordinary items | $-3,757,000 | 5,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-3,757,000 | 5,463 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,757,000 | 5,463 |
| Net charge-offs | $2,176,000 | 265 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-3,644,410 | 5,463 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $35,525,000 | 447 |
| Total interest expense | $5,367,000 | 440 |
| Net interest income | $30,158,000 | 459 |
| Provision for loan and lease losses | $2,545,000 | 253 |
| Total noninterest income | $10,504,000 | 399 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $941,000 | 664 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,563,000 | 324 |
| Total noninterest expense | $48,155,000 | 276 |
| Salaries and employee benefits | $17,320,000 | 392 |
| Premises and equipment expense | $4,143,000 | 342 |
| Additional noninterest expense | $26,692,000 | 197 |
| Pre-tax net operating income | $-10,038,000 | 5,550 |
| Securities gains (losses) | $-139,000 | 5,387 |
| Applicable income taxes | $-2,611,000 | 5,534 |
| Income before extraordinary items | $-7,566,000 | 5,541 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-7,566,000 | 5,540 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-7,566,000 | 5,540 |
| Net charge-offs | $2,085,000 | 211 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-7,456,190 | 5,540 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $14,360,000 | 539 |
| Total interest expense | $2,152,000 | 495 |
| Net interest income | $12,208,000 | 541 |
| Provision for loan and lease losses | $1,120,000 | 257 |
| Total noninterest income | $4,843,000 | 424 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $336,000 | 900 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $4,507,000 | 334 |
| Total noninterest expense | $23,054,000 | 286 |
| Salaries and employee benefits | $7,483,000 | 430 |
| Premises and equipment expense | $1,538,000 | 445 |
| Additional noninterest expense | $14,033,000 | 190 |
| Pre-tax net operating income | $-7,123,000 | 5,612 |
| Securities gains (losses) | $-139,000 | 5,504 |
| Applicable income taxes | $-1,711,000 | 5,599 |
| Income before extraordinary items | $-5,551,000 | 5,602 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-5,551,000 | 5,602 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-5,551,000 | 5,602 |
| Net charge-offs | $1,131,000 | 202 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-5,441,190 | 5,602 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $43,025,000 | 674 |
| Total interest expense | $4,902,000 | 693 |
| Net interest income | $38,123,000 | 670 |
| Provision for loan and lease losses | $1,831,000 | 551 |
| Total noninterest income | $18,955,000 | 439 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $957,000 | 1,225 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $17,998,000 | 333 |
| Total noninterest expense | $44,067,000 | 494 |
| Salaries and employee benefits | $23,083,000 | 517 |
| Premises and equipment expense | $4,116,000 | 595 |
| Additional noninterest expense | $16,868,000 | 427 |
| Pre-tax net operating income | $11,180,000 | 901 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,501,000 | 858 |
| Income before extraordinary items | $7,679,000 | 932 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,679,000 | 932 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,679,000 | 932 |
| Net charge-offs | $2,100,000 | 389 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $7,679,000 | 925 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $31,689,000 | 683 |
| Total interest expense | $3,478,000 | 714 |
| Net interest income | $28,211,000 | 675 |
| Provision for loan and lease losses | $1,031,000 | 672 |
| Total noninterest income | $14,775,000 | 427 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $691,000 | 1,271 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $14,084,000 | 328 |
| Total noninterest expense | $32,867,000 | 503 |
| Salaries and employee benefits | $17,230,000 | 523 |
| Premises and equipment expense | $3,093,000 | 607 |
| Additional noninterest expense | $12,544,000 | 424 |
| Pre-tax net operating income | $9,088,000 | 851 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,366,000 | 628 |
| Income before extraordinary items | $5,722,000 | 1,045 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,722,000 | 1,044 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,722,000 | 1,045 |
| Net charge-offs | $1,798,000 | 317 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $5,722,000 | 1,028 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $20,576,000 | 695 |
| Total interest expense | $2,178,000 | 733 |
| Net interest income | $18,398,000 | 687 |
| Provision for loan and lease losses | $540,000 | 811 |
| Total noninterest income | $9,674,000 | 440 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $471,000 | 1,237 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $9,203,000 | 336 |
| Total noninterest expense | $21,379,000 | 512 |
| Salaries and employee benefits | $11,385,000 | 528 |
| Premises and equipment expense | $2,077,000 | 596 |
| Additional noninterest expense | $7,917,000 | 448 |
| Pre-tax net operating income | $6,153,000 | 825 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,279,000 | 612 |
| Income before extraordinary items | $3,874,000 | 1,004 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,874,000 | 1,005 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,874,000 | 1,004 |
| Net charge-offs | $1,583,000 | 261 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $3,874,000 | 990 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $9,869,000 | 714 |
| Total interest expense | $1,020,000 | 764 |
| Net interest income | $8,849,000 | 708 |
| Provision for loan and lease losses | $200,000 | 923 |
| Total noninterest income | $4,458,000 | 461 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $217,000 | 1,321 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $4,241,000 | 347 |
| Total noninterest expense | $10,405,000 | 528 |
| Salaries and employee benefits | $5,470,000 | 565 |
| Premises and equipment expense | $1,053,000 | 601 |
| Additional noninterest expense | $3,882,000 | 455 |
| Pre-tax net operating income | $2,702,000 | 899 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,009,000 | 658 |
| Income before extraordinary items | $1,693,000 | 1,105 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,693,000 | 1,105 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,693,000 | 1,105 |
| Net charge-offs | $1,268,000 | 197 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,693,000 | 1,080 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $38,741,000 | 692 |
| Total interest expense | $4,066,000 | 727 |
| Net interest income | $34,675,000 | 697 |
| Provision for loan and lease losses | $2,037,000 | 525 |
| Total noninterest income | $14,604,000 | 522 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $726,000 | 1,567 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $13,878,000 | 407 |
| Total noninterest expense | $38,105,000 | 570 |
| Salaries and employee benefits | $18,728,000 | 625 |
| Premises and equipment expense | $4,590,000 | 545 |
| Additional noninterest expense | $14,787,000 | 475 |
| Pre-tax net operating income | $9,137,000 | 996 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $3,242,000 | 736 |
| Income before extraordinary items | $5,895,000 | 1,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,895,000 | 1,219 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,895,000 | 1,219 |
| Net charge-offs | $478,000 | 1,109 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,895,000 | 1,192 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $28,988,000 | 693 |
| Total interest expense | $3,002,000 | 734 |
| Net interest income | $25,986,000 | 690 |
| Provision for loan and lease losses | $1,302,000 | 569 |
| Total noninterest income | $11,724,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $525,000 | 1,618 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $11,199,000 | 385 |
| Total noninterest expense | $28,949,000 | 560 |
| Salaries and employee benefits | $14,162,000 | 624 |
| Premises and equipment expense | $3,602,000 | 521 |
| Additional noninterest expense | $11,185,000 | 465 |
| Pre-tax net operating income | $7,459,000 | 947 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $2,644,000 | 712 |
| Income before extraordinary items | $4,815,000 | 1,143 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,815,000 | 1,142 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,815,000 | 1,143 |
| Net charge-offs | $537,000 | 753 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,815,000 | 1,119 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $19,164,000 | 696 |
| Total interest expense | $1,976,000 | 733 |
| Net interest income | $17,188,000 | 696 |
| Provision for loan and lease losses | $900,000 | 547 |
| Total noninterest income | $7,339,000 | 516 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $339,000 | 1,641 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000,000 | 395 |
| Total noninterest expense | $19,192,000 | 564 |
| Salaries and employee benefits | $9,287,000 | 631 |
| Premises and equipment expense | $2,548,000 | 501 |
| Additional noninterest expense | $7,357,000 | 474 |
| Pre-tax net operating income | $4,435,000 | 1,016 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,548,000 | 781 |
| Income before extraordinary items | $2,887,000 | 1,237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,887,000 | 1,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,887,000 | 1,237 |
| Net charge-offs | $25,000 | 2,619 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,887,000 | 1,195 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 694 |
| Total interest expense | $928,000 | 777 |
| Net interest income | $8,684,000 | 687 |
| Provision for loan and lease losses | $385,000 | 563 |
| Total noninterest income | $2,852,000 | 600 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $167,000 | 1,651 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,685,000 | 451 |
| Total noninterest expense | $9,592,000 | 563 |
| Salaries and employee benefits | $4,508,000 | 658 |
| Premises and equipment expense | $1,608,000 | 421 |
| Additional noninterest expense | $3,476,000 | 498 |
| Pre-tax net operating income | $1,559,000 | 1,371 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $517,000 | 1,032 |
| Income before extraordinary items | $1,042,000 | 1,567 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,042,000 | 1,567 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,042,000 | 1,568 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,042,000 | 1,525 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $33,343,000 | 769 |
| Total interest expense | $3,018,000 | 925 |
| Net interest income | $30,325,000 | 741 |
| Provision for loan and lease losses | $1,836,000 | 487 |
| Total noninterest income | $11,193,000 | 615 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $793,000 | 1,492 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $10,400,000 | 479 |
| Total noninterest expense | $37,061,000 | 572 |
| Salaries and employee benefits | $18,406,000 | 622 |
| Premises and equipment expense | $3,800,000 | 650 |
| Additional noninterest expense | $14,855,000 | 467 |
| Pre-tax net operating income | $2,621,000 | 2,547 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,145,000 | 1,472 |
| Income before extraordinary items | $1,476,000 | 3,255 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,476,000 | 3,256 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,476,000 | 3,257 |
| Net charge-offs | $569,000 | 1,058 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,476,000 | 3,207 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $23,394,000 | 827 |
| Total interest expense | $2,124,000 | 1,007 |
| Net interest income | $21,270,000 | 804 |
| Provision for loan and lease losses | $1,015,000 | 582 |
| Total noninterest income | $8,309,000 | 637 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $592,000 | 1,514 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,717,000 | 496 |
| Total noninterest expense | $26,649,000 | 602 |
| Salaries and employee benefits | $13,576,000 | 646 |
| Premises and equipment expense | $2,799,000 | 680 |
| Additional noninterest expense | $10,274,000 | 502 |
| Pre-tax net operating income | $1,915,000 | 2,642 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $921,000 | 1,449 |
| Income before extraordinary items | $994,000 | 3,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $994,000 | 3,509 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $994,000 | 3,510 |
| Net charge-offs | $300,000 | 1,195 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $994,000 | 3,456 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,911,000 | 865 |
| Total interest expense | $1,342,000 | 1,064 |
| Net interest income | $13,569,000 | 835 |
| Provision for loan and lease losses | $785,000 | 525 |
| Total noninterest income | $5,787,000 | 627 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $403,000 | 1,461 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,384,000 | 479 |
| Total noninterest expense | $15,993,000 | 663 |
| Salaries and employee benefits | $7,590,000 | 768 |
| Premises and equipment expense | $1,871,000 | 685 |
| Additional noninterest expense | $6,532,000 | 528 |
| Pre-tax net operating income | $2,578,000 | 1,540 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $953,000 | 1,062 |
| Income before extraordinary items | $1,625,000 | 1,912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,625,000 | 1,914 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,625,000 | 1,914 |
| Net charge-offs | $188,000 | 1,226 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,625,000 | 1,868 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,426,000 | 859 |
| Total interest expense | $658,000 | 1,094 |
| Net interest income | $6,768,000 | 832 |
| Provision for loan and lease losses | $250,000 | 741 |
| Total noninterest income | $2,349,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $216,000 | 1,351 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,133,000 | 542 |
| Total noninterest expense | $7,703,000 | 681 |
| Salaries and employee benefits | $3,779,000 | 777 |
| Premises and equipment expense | $971,000 | 663 |
| Additional noninterest expense | $2,953,000 | 566 |
| Pre-tax net operating income | $1,164,000 | 1,631 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $427,000 | 1,136 |
| Income before extraordinary items | $737,000 | 2,046 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $737,000 | 2,047 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $737,000 | 2,047 |
| Net charge-offs | $13,000 | 2,364 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $737,000 | 1,987 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $23,360,000 | 1,098 |
| Total interest expense | $2,396,000 | 1,214 |
| Net interest income | $20,964,000 | 1,074 |
| Provision for loan and lease losses | $3,255,000 | 300 |
| Total noninterest income | $23,485,000 | 337 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $597,000 | 1,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $22,888,000 | 247 |
| Total noninterest expense | $23,274,000 | 866 |
| Salaries and employee benefits | $13,242,000 | 830 |
| Premises and equipment expense | $2,455,000 | 979 |
| Additional noninterest expense | $7,577,000 | 863 |
| Pre-tax net operating income | $17,920,000 | 504 |
| Securities gains (losses) | $-228,000 | 6,409 |
| Applicable income taxes | $6,998,000 | 393 |
| Income before extraordinary items | $10,694,000 | 636 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,694,000 | 635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,694,000 | 636 |
| Net charge-offs | $2,159,000 | 464 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,839,920 | 617 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,153,000 | 1,199 |
| Total interest expense | $1,726,000 | 1,271 |
| Net interest income | $14,427,000 | 1,175 |
| Provision for loan and lease losses | $2,570,000 | 275 |
| Total noninterest income | $4,857,000 | 907 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $425,000 | 2,067 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $4,432,000 | 675 |
| Total noninterest expense | $14,523,000 | 1,053 |
| Salaries and employee benefits | $8,358,000 | 980 |
| Premises and equipment expense | $1,541,000 | 1,171 |
| Additional noninterest expense | $4,624,000 | 1,065 |
| Pre-tax net operating income | $2,191,000 | 2,364 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $765,000 | 1,557 |
| Income before extraordinary items | $1,426,000 | 2,823 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,426,000 | 2,823 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,426,000 | 2,823 |
| Net charge-offs | $2,058,000 | 367 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,426,000 | 2,776 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 1,224 |
| Total interest expense | $1,080,000 | 1,377 |
| Net interest income | $9,260,000 | 1,208 |
| Provision for loan and lease losses | $501,000 | 843 |
| Total noninterest income | $2,682,000 | 1,024 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $307,000 | 1,919 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,375,000 | 764 |
| Total noninterest expense | $9,671,000 | 1,051 |
| Salaries and employee benefits | $5,615,000 | 973 |
| Premises and equipment expense | $1,053,000 | 1,157 |
| Additional noninterest expense | $3,003,000 | 1,081 |
| Pre-tax net operating income | $1,770,000 | 1,997 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $652,000 | 1,307 |
| Income before extraordinary items | $1,118,000 | 2,446 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,118,000 | 2,450 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,118,000 | 2,450 |
| Net charge-offs | $-46,000 | 6,126 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,118,000 | 2,410 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,943,000 | 1,279 |
| Total interest expense | $513,000 | 1,477 |
| Net interest income | $4,430,000 | 1,262 |
| Provision for loan and lease losses | $176,000 | 1,087 |
| Total noninterest income | $622,000 | 1,752 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $154,000 | 1,895 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $468,000 | 1,482 |
| Total noninterest expense | $4,427,000 | 1,147 |
| Salaries and employee benefits | $2,746,000 | 1,002 |
| Premises and equipment expense | $469,000 | 1,312 |
| Additional noninterest expense | $1,212,000 | 1,317 |
| Pre-tax net operating income | $449,000 | 3,099 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $139,000 | 2,071 |
| Income before extraordinary items | $310,000 | 3,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $310,000 | 3,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $310,000 | 3,495 |
| Net charge-offs | $-18,000 | 5,996 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $310,000 | 3,447 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,699,000 | 1,433 |
| Total interest expense | $1,894,000 | 1,792 |
| Net interest income | $15,805,000 | 1,371 |
| Provision for loan and lease losses | $953,000 | 1,142 |
| Total noninterest income | $977,000 | 3,234 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $387,000 | 2,886 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $590,000 | 3,143 |
| Total noninterest expense | $12,584,000 | 1,533 |
| Salaries and employee benefits | $7,311,000 | 1,429 |
| Premises and equipment expense | $1,585,000 | 1,502 |
| Additional noninterest expense | $3,688,000 | 1,731 |
| Pre-tax net operating income | $3,245,000 | 2,043 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $984,000 | 1,480 |
| Income before extraordinary items | $2,261,000 | 2,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,261,000 | 2,368 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,261,000 | 2,367 |
| Net charge-offs | $1,208,000 | 1,091 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,261,000 | 2,314 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,796,000 | 1,481 |
| Total interest expense | $1,377,000 | 1,897 |
| Net interest income | $11,419,000 | 1,414 |
| Provision for loan and lease losses | $666,000 | 1,241 |
| Total noninterest income | $614,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $275,000 | 3,022 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $339,000 | 3,565 |
| Total noninterest expense | $8,925,000 | 1,618 |
| Salaries and employee benefits | $5,202,000 | 1,502 |
| Premises and equipment expense | $1,148,000 | 1,555 |
| Additional noninterest expense | $2,575,000 | 1,841 |
| Pre-tax net operating income | $2,442,000 | 2,102 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $808,000 | 1,436 |
| Income before extraordinary items | $1,634,000 | 2,479 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,634,000 | 2,484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,634,000 | 2,484 |
| Net charge-offs | $285,000 | 2,172 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,634,000 | 2,405 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,143,000 | 1,544 |
| Total interest expense | $882,000 | 1,977 |
| Net interest income | $7,261,000 | 1,486 |
| Provision for loan and lease losses | $526,000 | 1,114 |
| Total noninterest income | $642,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $168,000 | 3,166 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $474,000 | 2,551 |
| Total noninterest expense | $5,658,000 | 1,707 |
| Salaries and employee benefits | $3,326,000 | 1,566 |
| Premises and equipment expense | $743,000 | 1,608 |
| Additional noninterest expense | $1,589,000 | 1,970 |
| Pre-tax net operating income | $1,719,000 | 1,966 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $584,000 | 1,382 |
| Income before extraordinary items | $1,135,000 | 2,389 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,135,000 | 2,398 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,135,000 | 2,396 |
| Net charge-offs | $339,000 | 1,568 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,135,000 | 2,302 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,985,000 | 1,584 |
| Total interest expense | $438,000 | 2,029 |
| Net interest income | $3,547,000 | 1,532 |
| Provision for loan and lease losses | $361,000 | 872 |
| Total noninterest income | $328,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $86,000 | 3,095 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 2,508 |
| Total noninterest expense | $2,698,000 | 1,793 |
| Salaries and employee benefits | $1,592,000 | 1,654 |
| Premises and equipment expense | $386,000 | 1,571 |
| Additional noninterest expense | $720,000 | 2,161 |
| Pre-tax net operating income | $816,000 | 2,005 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $281,000 | 1,395 |
| Income before extraordinary items | $535,000 | 2,463 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $535,000 | 2,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $535,000 | 2,465 |
| Net charge-offs | $145,000 | 1,610 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $535,000 | 2,370 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,533,000 | 1,709 |
| Total interest expense | $1,997,000 | 2,140 |
| Net interest income | $13,536,000 | 1,629 |
| Provision for loan and lease losses | $715,000 | 2,237 |
| Total noninterest income | $719,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $322,000 | 3,357 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $397,000 | 3,642 |
| Total noninterest expense | $10,544,000 | 1,828 |
| Salaries and employee benefits | $5,992,000 | 1,682 |
| Premises and equipment expense | $1,503,000 | 1,576 |
| Additional noninterest expense | $3,049,000 | 2,128 |
| Pre-tax net operating income | $2,996,000 | 2,097 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,140,000 | 1,345 |
| Income before extraordinary items | $1,856,000 | 2,724 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,856,000 | 2,728 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,856,000 | 2,726 |
| Net charge-offs | $1,387,000 | 1,464 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,856,000 | 2,606 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 1,755 |
| Total interest expense | $1,542,000 | 2,168 |
| Net interest income | $9,963,000 | 1,679 |
| Provision for loan and lease losses | $647,000 | 1,956 |
| Total noninterest income | $501,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $235,000 | 3,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $266,000 | 3,853 |
| Total noninterest expense | $7,641,000 | 1,878 |
| Salaries and employee benefits | $4,229,000 | 1,780 |
| Premises and equipment expense | $1,119,000 | 1,599 |
| Additional noninterest expense | $2,293,000 | 2,122 |
| Pre-tax net operating income | $2,176,000 | 2,197 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $832,000 | 1,408 |
| Income before extraordinary items | $1,344,000 | 2,848 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,344,000 | 2,849 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,344,000 | 2,848 |
| Net charge-offs | $1,350,000 | 1,208 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,344,000 | 2,710 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,608,000 | 1,778 |
| Total interest expense | $1,058,000 | 2,181 |
| Net interest income | $6,550,000 | 1,699 |
| Provision for loan and lease losses | $342,000 | 2,264 |
| Total noninterest income | $311,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $148,000 | 3,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $163,000 | 3,948 |
| Total noninterest expense | $5,059,000 | 1,897 |
| Salaries and employee benefits | $2,758,000 | 1,816 |
| Premises and equipment expense | $740,000 | 1,614 |
| Additional noninterest expense | $1,561,000 | 2,086 |
| Pre-tax net operating income | $1,460,000 | 2,180 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $558,000 | 1,389 |
| Income before extraordinary items | $902,000 | 2,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $902,000 | 2,805 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $902,000 | 2,805 |
| Net charge-offs | $699,000 | 1,454 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $902,000 | 2,670 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 1,788 |
| Total interest expense | $524,000 | 2,280 |
| Net interest income | $3,285,000 | 1,687 |
| Provision for loan and lease losses | $141,000 | 2,488 |
| Total noninterest income | $86,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $78,000 | 3,429 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $2,489,000 | 1,929 |
| Salaries and employee benefits | $1,336,000 | 1,875 |
| Premises and equipment expense | $346,000 | 1,713 |
| Additional noninterest expense | $807,000 | 2,015 |
| Pre-tax net operating income | $741,000 | 2,157 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $282,000 | 1,356 |
| Income before extraordinary items | $459,000 | 2,790 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $459,000 | 2,792 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $459,000 | 2,793 |
| Net charge-offs | $53,000 | 2,973 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $459,000 | 2,647 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,640,000 | 1,928 |
| Total interest expense | $1,990,000 | 2,792 |
| Net interest income | $12,650,000 | 1,773 |
| Provision for loan and lease losses | $1,164,000 | 2,209 |
| Total noninterest income | $360,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $298,000 | 3,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $62,000 | 5,762 |
| Total noninterest expense | $9,154,000 | 2,090 |
| Salaries and employee benefits | $4,913,000 | 1,966 |
| Premises and equipment expense | $1,429,000 | 1,734 |
| Additional noninterest expense | $2,812,000 | 2,334 |
| Pre-tax net operating income | $2,692,000 | 2,019 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,135,000 | 1,240 |
| Income before extraordinary items | $1,557,000 | 2,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,557,000 | 2,705 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,557,000 | 2,705 |
| Net charge-offs | $1,254,000 | 2,097 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,557,000 | 2,620 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 1,976 |
| Total interest expense | $1,486,000 | 2,890 |
| Net interest income | $9,341,000 | 1,795 |
| Provision for loan and lease losses | $741,000 | 2,371 |
| Total noninterest income | $896,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $229,000 | 3,571 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $667,000 | 2,280 |
| Total noninterest expense | $7,586,000 | 1,897 |
| Salaries and employee benefits | $3,672,000 | 1,974 |
| Premises and equipment expense | $1,056,000 | 1,778 |
| Additional noninterest expense | $2,858,000 | 1,774 |
| Pre-tax net operating income | $1,910,000 | 2,158 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $754,000 | 1,350 |
| Income before extraordinary items | $1,156,000 | 2,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,156,000 | 2,789 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,156,000 | 2,789 |
| Net charge-offs | $248,000 | 3,459 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,156,000 | 2,691 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,125,000 | 2,009 |
| Total interest expense | $986,000 | 2,980 |
| Net interest income | $6,139,000 | 1,818 |
| Provision for loan and lease losses | $182,000 | 3,648 |
| Total noninterest income | $-29,000 | 7,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-183,000 | 7,270 |
| Total noninterest expense | $4,642,000 | 2,081 |
| Salaries and employee benefits | $2,443,000 | 2,000 |
| Premises and equipment expense | $717,000 | 1,760 |
| Additional noninterest expense | $1,482,000 | 2,263 |
| Pre-tax net operating income | $1,286,000 | 2,116 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $492,000 | 1,335 |
| Income before extraordinary items | $794,000 | 2,688 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $794,000 | 2,688 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $794,000 | 2,688 |
| Net charge-offs | $-163,000 | 7,427 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $794,000 | 2,602 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 2,030 |
| Total interest expense | $508,000 | 2,997 |
| Net interest income | $3,025,000 | 1,838 |
| Provision for loan and lease losses | $112,000 | 3,227 |
| Total noninterest income | $-9,000 | 7,336 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $78,000 | 3,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-87,000 | 7,350 |
| Total noninterest expense | $2,259,000 | 2,134 |
| Salaries and employee benefits | $1,224,000 | 2,001 |
| Premises and equipment expense | $354,000 | 1,832 |
| Additional noninterest expense | $681,000 | 2,435 |
| Pre-tax net operating income | $645,000 | 2,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $247,000 | 1,292 |
| Income before extraordinary items | $398,000 | 2,674 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $398,000 | 2,673 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $398,000 | 2,674 |
| Net charge-offs | $-171,000 | 7,496 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $398,000 | 2,616 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,254,000 | 2,111 |
| Total interest expense | $2,878,000 | 2,693 |
| Net interest income | $11,376,000 | 1,918 |
| Provision for loan and lease losses | $1,633,000 | 2,348 |
| Total noninterest income | $742,000 | 3,812 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $390,000 | 3,120 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $352,000 | 3,707 |
| Total noninterest expense | $8,433,000 | 2,296 |
| Salaries and employee benefits | $4,426,000 | 2,191 |
| Premises and equipment expense | $1,515,000 | 1,698 |
| Additional noninterest expense | $2,492,000 | 2,692 |
| Pre-tax net operating income | $2,052,000 | 2,191 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $820,000 | 1,412 |
| Income before extraordinary items | $1,232,000 | 2,859 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,232,000 | 2,856 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,232,000 | 2,860 |
| Net charge-offs | $1,618,000 | 2,097 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,232,000 | 2,754 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,689,000 | 2,164 |
| Total interest expense | $2,298,000 | 2,650 |
| Net interest income | $8,391,000 | 1,975 |
| Provision for loan and lease losses | $1,262,000 | 2,207 |
| Total noninterest income | $513,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $284,000 | 3,248 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $229,000 | 3,962 |
| Total noninterest expense | $6,161,000 | 2,354 |
| Salaries and employee benefits | $3,267,000 | 2,225 |
| Premises and equipment expense | $1,145,000 | 1,713 |
| Additional noninterest expense | $1,749,000 | 2,786 |
| Pre-tax net operating income | $1,481,000 | 2,400 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $604,000 | 1,464 |
| Income before extraordinary items | $877,000 | 3,126 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $877,000 | 3,124 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $877,000 | 3,126 |
| Net charge-offs | $1,084,000 | 2,101 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $877,000 | 3,001 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 2,210 |
| Total interest expense | $1,630,000 | 2,612 |
| Net interest income | $5,435,000 | 2,033 |
| Provision for loan and lease losses | $658,000 | 2,453 |
| Total noninterest income | $353,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $208,000 | 3,079 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $3,997,000 | 2,434 |
| Salaries and employee benefits | $2,127,000 | 2,283 |
| Premises and equipment expense | $750,000 | 1,750 |
| Additional noninterest expense | $1,120,000 | 2,894 |
| Pre-tax net operating income | $1,133,000 | 2,141 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $450,000 | 1,325 |
| Income before extraordinary items | $683,000 | 2,817 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $683,000 | 2,813 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $683,000 | 2,816 |
| Net charge-offs | $367,000 | 2,814 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $683,000 | 2,715 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 2,287 |
| Total interest expense | $830,000 | 2,682 |
| Net interest income | $2,679,000 | 2,090 |
| Provision for loan and lease losses | $211,000 | 2,916 |
| Total noninterest income | $183,000 | 3,852 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $101,000 | 3,126 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $2,009,000 | 2,439 |
| Salaries and employee benefits | $1,072,000 | 2,298 |
| Premises and equipment expense | $372,000 | 1,819 |
| Additional noninterest expense | $565,000 | 2,857 |
| Pre-tax net operating income | $642,000 | 1,991 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $255,000 | 1,181 |
| Income before extraordinary items | $387,000 | 2,610 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $387,000 | 2,607 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $387,000 | 2,610 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $387,000 | 2,514 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 2,659 |
| Total interest expense | $3,707,000 | 2,914 |
| Net interest income | $8,693,000 | 2,485 |
| Provision for loan and lease losses | $3,676,000 | 1,745 |
| Total noninterest income | $-531,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $449,000 | 3,098 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-980,000 | 7,870 |
| Total noninterest expense | $7,724,000 | 2,552 |
| Salaries and employee benefits | $3,894,000 | 2,510 |
| Premises and equipment expense | $1,390,000 | 1,935 |
| Additional noninterest expense | $2,440,000 | 2,801 |
| Pre-tax net operating income | $-3,238,000 | 6,939 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,270,000 | 7,366 |
| Income before extraordinary items | $-1,968,000 | 6,742 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,968,000 | 6,740 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,968,000 | 6,740 |
| Net charge-offs | $2,821,000 | 1,670 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,968,000 | 6,742 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 2,746 |
| Total interest expense | $2,832,000 | 2,988 |
| Net interest income | $6,296,000 | 2,605 |
| Provision for loan and lease losses | $631,000 | 3,451 |
| Total noninterest income | $534,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $340,000 | 3,099 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $194,000 | 4,331 |
| Total noninterest expense | $5,657,000 | 2,615 |
| Salaries and employee benefits | $2,876,000 | 2,562 |
| Premises and equipment expense | $1,005,000 | 2,012 |
| Additional noninterest expense | $1,776,000 | 2,837 |
| Pre-tax net operating income | $542,000 | 3,773 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $219,000 | 2,239 |
| Income before extraordinary items | $323,000 | 4,330 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $323,000 | 4,326 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $323,000 | 4,329 |
| Net charge-offs | $102,000 | 5,038 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $323,000 | 4,266 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 2,858 |
| Total interest expense | $1,984,000 | 2,986 |
| Net interest income | $3,959,000 | 2,748 |
| Provision for loan and lease losses | $270,000 | 3,897 |
| Total noninterest income | $351,000 | 4,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $218,000 | 3,150 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $3,690,000 | 2,704 |
| Salaries and employee benefits | $1,878,000 | 2,643 |
| Premises and equipment expense | $643,000 | 2,123 |
| Additional noninterest expense | $1,169,000 | 2,897 |
| Pre-tax net operating income | $350,000 | 3,917 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $142,000 | 2,325 |
| Income before extraordinary items | $208,000 | 4,496 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 4,494 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $208,000 | 4,494 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $208,000 | 4,389 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,875,000 | 2,970 |
| Total interest expense | $1,059,000 | 2,924 |
| Net interest income | $1,816,000 | 2,953 |
| Provision for loan and lease losses | $106,000 | 3,780 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $113,000 | 3,030 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $63,000 | 4,437 |
| Total noninterest expense | $1,778,000 | 2,708 |
| Salaries and employee benefits | $930,000 | 2,716 |
| Premises and equipment expense | $322,000 | 2,164 |
| Additional noninterest expense | $526,000 | 2,876 |
| Pre-tax net operating income | $108,000 | 4,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $68,000 | 5,423 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $68,000 | 5,428 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $68,000 | 5,427 |
| Net charge-offs | $12,000 | 4,660 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $68,000 | 5,244 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,245,000 | 2,980 |
| Total interest expense | $4,936,000 | 2,990 |
| Net interest income | $7,309,000 | 2,931 |
| Provision for loan and lease losses | $1,152,000 | 2,497 |
| Total noninterest income | $515,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $310,000 | 3,961 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $205,000 | 4,793 |
| Total noninterest expense | $5,957,000 | 3,095 |
| Salaries and employee benefits | $3,153,000 | 3,109 |
| Premises and equipment expense | $1,143,000 | 2,345 |
| Additional noninterest expense | $1,661,000 | 3,356 |
| Pre-tax net operating income | $715,000 | 4,355 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $240,000 | 2,644 |
| Income before extraordinary items | $475,000 | 4,539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $475,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,162,000 | 1,798 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $475,000 | 4,692 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,093,000 | 3,075 |
| Total interest expense | $3,765,000 | 3,060 |
| Net interest income | $5,328,000 | 3,032 |
| Provision for loan and lease losses | $821,000 | 2,066 |
| Total noninterest income | $390,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $241,000 | 3,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $149,000 | 4,964 |
| Total noninterest expense | $4,374,000 | 3,141 |
| Salaries and employee benefits | $2,318,000 | 3,197 |
| Premises and equipment expense | $855,000 | 2,355 |
| Additional noninterest expense | $1,201,000 | 3,387 |
| Pre-tax net operating income | $523,000 | 4,872 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $189,000 | 2,973 |
| Income before extraordinary items | $334,000 | 5,067 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $334,000 | 5,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,162,000 | 1,180 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $334,000 | 5,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,965,000 | 3,168 |
| Total interest expense | $2,575,000 | 3,101 |
| Net interest income | $3,390,000 | 3,150 |
| Provision for loan and lease losses | $583,000 | 1,745 |
| Total noninterest income | $247,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $146,000 | 4,093 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $2,798,000 | 3,273 |
| Salaries and employee benefits | $1,518,000 | 3,295 |
| Premises and equipment expense | $561,000 | 2,389 |
| Additional noninterest expense | $719,000 | 3,644 |
| Pre-tax net operating income | $256,000 | 5,466 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $105,000 | 3,404 |
| Income before extraordinary items | $151,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $151,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,875 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $151,000 | 5,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,992,000 | 3,239 |
| Total interest expense | $1,364,000 | 3,130 |
| Net interest income | $1,628,000 | 3,273 |
| Provision for loan and lease losses | $138,000 | 2,289 |
| Total noninterest income | $100,000 | 5,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $50,000 | 4,810 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $1,399,000 | 3,270 |
| Salaries and employee benefits | $765,000 | 3,291 |
| Premises and equipment expense | $284,000 | 2,376 |
| Additional noninterest expense | $350,000 | 3,671 |
| Pre-tax net operating income | $191,000 | 5,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $76,000 | 3,104 |
| Income before extraordinary items | $115,000 | 5,634 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $115,000 | 5,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $115,000 | 5,534 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,225,000 | 3,468 |
| Total interest expense | $5,403,000 | 3,272 |
| Net interest income | $5,822,000 | 3,582 |
| Provision for loan and lease losses | $1,317,000 | 1,170 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $98,000 | 6,044 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $174,000 | 5,325 |
| Total noninterest expense | $5,637,000 | 3,126 |
| Salaries and employee benefits | $2,956,000 | 3,263 |
| Premises and equipment expense | $1,097,000 | 2,367 |
| Additional noninterest expense | $1,584,000 | 3,264 |
| Pre-tax net operating income | $-860,000 | 7,991 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-2,388,000 | 8,466 |
| Income before extraordinary items | $1,528,000 | 3,400 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,528,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,528,000 | 3,383 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 3,557 |
| Total interest expense | $3,918,000 | 3,354 |
| Net interest income | $4,251,000 | 3,666 |
| Provision for loan and lease losses | $1,193,000 | 779 |
| Total noninterest income | $186,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $116,000 | 5,535 |
| Total noninterest expense | $4,433,000 | 2,984 |
| Salaries and employee benefits | $2,271,000 | 3,184 |
| Premises and equipment expense | $824,000 | 2,340 |
| Additional noninterest expense | $1,338,000 | 2,899 |
| Pre-tax net operating income | $-1,189,000 | 8,330 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-2,467,000 | 8,531 |
| Income before extraordinary items | $1,278,000 | 3,325 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,278,000 | 3,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,278,000 | 3,312 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 3,613 |
| Total interest expense | $2,536,000 | 3,418 |
| Net interest income | $2,804,000 | 3,719 |
| Provision for loan and lease losses | $298,000 | 1,587 |
| Total noninterest income | $117,000 | 6,578 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $48,000 | 6,141 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $69,000 | 5,763 |
| Total noninterest expense | $2,654,000 | 3,289 |
| Salaries and employee benefits | $1,424,000 | 3,383 |
| Premises and equipment expense | $541,000 | 2,384 |
| Additional noninterest expense | $689,000 | 3,606 |
| Pre-tax net operating income | $-31,000 | 7,856 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-31,000 | 7,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-31,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-31,000 | 7,863 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 3,696 |
| Total interest expense | $1,233,000 | 3,468 |
| Net interest income | $1,343,000 | 3,832 |
| Provision for loan and lease losses | $114,000 | 1,859 |
| Total noninterest income | $51,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $1,348,000 | 3,252 |
| Salaries and employee benefits | $727,000 | 3,347 |
| Premises and equipment expense | $280,000 | 2,337 |
| Additional noninterest expense | $341,000 | 3,607 |
| Pre-tax net operating income | $-68,000 | 8,080 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-68,000 | 8,105 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-68,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-68,000 | 8,094 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 4,284 |
| Total interest expense | $3,305,000 | 4,071 |
| Net interest income | $4,426,000 | 4,387 |
| Provision for loan and lease losses | $570,000 | 1,704 |
| Total noninterest income | $194,000 | 6,975 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $4,716,000 | 3,506 |
| Salaries and employee benefits | $2,571,000 | 3,544 |
| Premises and equipment expense | $865,000 | 2,807 |
| Additional noninterest expense | $1,280,000 | 3,745 |
| Pre-tax net operating income | $-666,000 | 8,330 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-666,000 | 8,360 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-666,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,450,000 | 352 |
| Net operating income | $-666,000 | 8,355 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 4,499 |
| Total interest expense | $2,145,000 | 4,354 |
| Net interest income | $3,212,000 | 4,505 |
| Provision for loan and lease losses | $402,000 | 1,693 |
| Total noninterest income | $139,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,756 |
| Total noninterest expense | $3,459,000 | 3,568 |
| Salaries and employee benefits | $1,936,000 | 3,534 |
| Premises and equipment expense | $626,000 | 2,895 |
| Additional noninterest expense | $897,000 | 3,932 |
| Pre-tax net operating income | $-510,000 | 8,454 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-510,000 | 8,476 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-510,000 | 8,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-510,000 | 8,465 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 4,714 |
| Total interest expense | $1,255,000 | 4,587 |
| Net interest income | $2,006,000 | 4,705 |
| Provision for loan and lease losses | $307,000 | 1,440 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 5,716 |
| Total noninterest expense | $2,304,000 | 3,568 |
| Salaries and employee benefits | $1,295,000 | 3,535 |
| Premises and equipment expense | $423,000 | 2,857 |
| Additional noninterest expense | $586,000 | 3,986 |
| Pre-tax net operating income | $-514,000 | 8,569 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-514,000 | 8,589 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-514,000 | 8,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-514,000 | 8,587 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,889 |
| Total interest expense | $571,000 | 4,724 |
| Net interest income | $933,000 | 4,909 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $40,000 | 7,310 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $1,154,000 | 3,578 |
| Salaries and employee benefits | $672,000 | 3,448 |
| Premises and equipment expense | $208,000 | 2,926 |
| Additional noninterest expense | $274,000 | 4,183 |
| Pre-tax net operating income | $-255,000 | 8,588 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-255,000 | 8,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-255,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-255,000 | 8,606 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,099,000 | 6,519 |
| Total interest expense | $1,051,000 | 6,156 |
| Net interest income | $2,048,000 | 6,596 |
| Provision for loan and lease losses | $655,000 | 1,521 |
| Total noninterest income | $87,000 | 8,067 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $18,000 | 7,500 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $69,000 | 6,972 |
| Total noninterest expense | $3,998,000 | 3,860 |
| Salaries and employee benefits | $2,170,000 | 3,888 |
| Premises and equipment expense | $742,000 | 3,096 |
| Additional noninterest expense | $1,086,000 | 4,145 |
| Pre-tax net operating income | $-2,518,000 | 8,781 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,518,000 | 8,787 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,518,000 | 8,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $5,853,000 | 279 |
| Net operating income | $-2,518,000 | 8,774 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 7,116 |
| Total interest expense | $562,000 | 6,856 |
| Net interest income | $1,238,000 | 7,125 |
| Provision for loan and lease losses | $532,000 | 1,327 |
| Total noninterest income | $60,000 | 8,185 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,573 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 7,114 |
| Total noninterest expense | $2,979,000 | 3,854 |
| Salaries and employee benefits | $1,620,000 | 3,873 |
| Premises and equipment expense | $538,000 | 3,157 |
| Additional noninterest expense | $821,000 | 4,102 |
| Pre-tax net operating income | $-2,213,000 | 8,820 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-2,213,000 | 8,830 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-2,213,000 | 8,830 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $5,649,000 | 204 |
| Net operating income | $-2,213,000 | 8,816 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $907,000 | 7,645 |
| Total interest expense | $261,000 | 7,437 |
| Net interest income | $646,000 | 7,632 |
| Provision for loan and lease losses | $316,000 | 1,445 |
| Total noninterest income | $34,000 | 8,314 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $27,000 | 7,318 |
| Total noninterest expense | $1,879,000 | 4,007 |
| Salaries and employee benefits | $1,020,000 | 4,014 |
| Premises and equipment expense | $356,000 | 3,144 |
| Additional noninterest expense | $503,000 | 4,359 |
| Pre-tax net operating income | $-1,515,000 | 8,822 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-1,515,000 | 8,838 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-1,515,000 | 8,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 633 |
| Net operating income | $-1,515,000 | 8,822 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 8,092 |
| Total interest expense | $102,000 | 7,805 |
| Net interest income | $242,000 | 8,116 |
| Provision for loan and lease losses | $130,000 | 1,632 |
| Total noninterest income | $18,000 | 8,309 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $927,000 | 4,068 |
| Salaries and employee benefits | $503,000 | 4,076 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $244,000 | 4,430 |
| Pre-tax net operating income | $-797,000 | 8,890 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-797,000 | 8,894 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-797,000 | 8,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 475 |
| Net operating income | $-797,000 | 8,882 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,858 |
| Total interest expense | $119,000 | 8,695 |
| Net interest income | $183,000 | 8,871 |
| Provision for loan and lease losses | $121,000 | 4,610 |
| Total noninterest income | $9,000 | 8,846 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,000 | 7,877 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $2,190,000 | 5,715 |
| Salaries and employee benefits | $1,002,000 | 6,267 |
| Premises and equipment expense | $358,000 | 5,133 |
| Additional noninterest expense | $830,000 | 4,971 |
| Pre-tax net operating income | $-2,119,000 | 8,903 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-2,119,000 | 8,921 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,119,000 | 8,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $16,775,000 | 45 |
| Net operating income | $-2,119,000 | 8,905 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $106,000 | 8,961 |
| Total interest expense | $22,000 | 8,921 |
| Net interest income | $84,000 | 8,955 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $2,000 | 8,956 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $1,167,000 | 6,751 |
| Salaries and employee benefits | $537,000 | 7,181 |
| Premises and equipment expense | $173,000 | 6,379 |
| Additional noninterest expense | $457,000 | 5,893 |
| Pre-tax net operating income | $-1,096,000 | 8,911 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,096,000 | 8,931 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,096,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $16,775,000 | 37 |
| Net operating income | $-1,096,000 | 8,917 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.