Home > Household Bank (Illinois), N.A. > Income and Expense
Household Bank (Illinois), N.A., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $739,000 | 10,529 |
| Total interest expense | $276,000 | 10,554 |
| Net interest income | $463,000 | 10,454 |
| Provision for loan and lease losses | $358,000 | 2,293 |
| Total noninterest income | $104,000 | 9,335 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $125,000 | 10,877 |
| Salaries and employee benefits | $55,000 | 10,878 |
| Premises and equipment expense | $0 | 10,895 |
| Additional noninterest expense | $70,000 | 10,751 |
| Pre-tax net operating income | $84,000 | 10,126 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $30,000 | 9,560 |
| Income before extraordinary items | $54,000 | 10,215 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $54,000 | 10,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,739 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $54,000 | 10,182 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 10,988 |
| Total interest expense | $353,000 | 10,980 |
| Net interest income | $488,000 | 10,916 |
| Provision for loan and lease losses | $434,000 | 1,955 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $123,000 | 6,525 |
| Total noninterest expense | $159,000 | 11,399 |
| Salaries and employee benefits | $20,000 | 11,431 |
| Premises and equipment expense | $0 | 11,418 |
| Additional noninterest expense | $139,000 | 10,687 |
| Pre-tax net operating income | $18,000 | 10,719 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $12,000 | 10,769 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $12,000 | 10,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $434,000 | 1,589 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $12,000 | 10,720 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $92,983,000 | 473 |
| Total interest expense | $30,767,000 | 634 |
| Net interest income | $62,216,000 | 372 |
| Provision for loan and lease losses | $34,776,000 | 78 |
| Total noninterest income | $43,414,000 | 245 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $43,414,000 | 173 |
| Total noninterest expense | $23,370,000 | 698 |
| Salaries and employee benefits | $10,652,000 | 659 |
| Premises and equipment expense | $0 | 11,950 |
| Additional noninterest expense | $12,718,000 | 570 |
| Pre-tax net operating income | $47,484,000 | 267 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $17,711,000 | 251 |
| Income before extraordinary items | $29,773,000 | 278 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $29,773,000 | 277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,178,000 | 207 |
| Cash dividends | $50,000,000 | 128 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $29,773,000 | 274 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $67,561,000 | 544 |
| Total interest expense | $7,995,000 | 1,590 |
| Net interest income | $59,566,000 | 388 |
| Provision for loan and lease losses | $18,074,000 | 122 |
| Total noninterest income | $88,403,000 | 156 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $88,403,000 | 99 |
| Total noninterest expense | $17,861,000 | 883 |
| Salaries and employee benefits | $6,739,000 | 1,009 |
| Premises and equipment expense | $0 | 12,581 |
| Additional noninterest expense | $11,122,000 | 641 |
| Pre-tax net operating income | $112,034,000 | 125 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $41,475,000 | 113 |
| Income before extraordinary items | $70,559,000 | 140 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $70,559,000 | 140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,022,000 | 245 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $70,559,000 | 135 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $64,041,000 | 561 |
| Total interest expense | $7,135,000 | 1,826 |
| Net interest income | $56,906,000 | 399 |
| Provision for loan and lease losses | $7,467,000 | 338 |
| Total noninterest income | $71,728,000 | 165 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $71,728,000 | 100 |
| Total noninterest expense | $11,961,000 | 1,286 |
| Salaries and employee benefits | $0 | 13,274 |
| Premises and equipment expense | $0 | 13,260 |
| Additional noninterest expense | $11,961,000 | 661 |
| Pre-tax net operating income | $109,206,000 | 111 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $40,656,000 | 101 |
| Income before extraordinary items | $68,550,000 | 128 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $68,605,000 | 128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,660,000 | 371 |
| Cash dividends | $55,000,000 | 82 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $68,550,000 | 125 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,275,000 | 864 |
| Total interest expense | $12,494,000 | 1,408 |
| Net interest income | $31,781,000 | 645 |
| Provision for loan and lease losses | $11,279,000 | 336 |
| Total noninterest income | $40,419,000 | 234 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $40,419,000 | 154 |
| Total noninterest expense | $7,322,000 | 2,012 |
| Salaries and employee benefits | $0 | 13,919 |
| Premises and equipment expense | $0 | 13,907 |
| Additional noninterest expense | $7,322,000 | 982 |
| Pre-tax net operating income | $53,599,000 | 154 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $19,532,000 | 148 |
| Income before extraordinary items | $34,067,000 | 182 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $34,067,000 | 181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,675,000 | 396 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $34,067,000 | 168 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.