Home > Horry County State Bank > Income and Expense
Horry County State Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 1,936 |
| Total interest expense | $1,295,000 | 1,176 |
| Net interest income | $5,343,000 | 2,110 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $868,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $329,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 2,236 |
| Total noninterest expense | $5,457,000 | 1,761 |
| Salaries and employee benefits | $3,184,000 | 1,733 |
| Premises and equipment expense | $716,000 | 1,585 |
| Additional noninterest expense | $1,557,000 | 1,882 |
| Pre-tax net operating income | $754,000 | 3,547 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $754,000 | 3,265 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $754,000 | 3,264 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $754,000 | 3,265 |
| Net charge-offs | $108,000 | 1,461 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $754,000 | 3,249 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 1,957 |
| Total interest expense | $637,000 | 1,168 |
| Net interest income | $2,622,000 | 2,140 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $404,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $162,000 | 1,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 2,352 |
| Total noninterest expense | $2,710,000 | 1,791 |
| Salaries and employee benefits | $1,560,000 | 1,778 |
| Premises and equipment expense | $364,000 | 1,583 |
| Additional noninterest expense | $786,000 | 1,864 |
| Pre-tax net operating income | $316,000 | 3,754 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $316,000 | 3,525 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $316,000 | 3,524 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $316,000 | 3,525 |
| Net charge-offs | $33,000 | 1,595 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $316,000 | 3,499 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,367,000 | 2,016 |
| Total interest expense | $2,654,000 | 1,082 |
| Net interest income | $9,713,000 | 2,238 |
| Provision for loan and lease losses | $3,923,000 | 318 |
| Total noninterest income | $-4,451,000 | 5,911 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $706,000 | 1,600 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-5,157,000 | 5,920 |
| Total noninterest expense | $13,235,000 | 1,484 |
| Salaries and employee benefits | $6,218,000 | 1,732 |
| Premises and equipment expense | $1,524,000 | 1,499 |
| Additional noninterest expense | $5,493,000 | 1,172 |
| Pre-tax net operating income | $-11,896,000 | 5,916 |
| Securities gains (losses) | $68,000 | 1,631 |
| Applicable income taxes | $-3,926,000 | 5,889 |
| Income before extraordinary items | $-7,902,000 | 5,904 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-7,902,000 | 5,903 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-7,902,000 | 5,903 |
| Net charge-offs | $4,774,000 | 223 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-7,947,560 | 5,904 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 2,031 |
| Total interest expense | $2,001,000 | 1,079 |
| Net interest income | $7,221,000 | 2,261 |
| Provision for loan and lease losses | $4,984,000 | 208 |
| Total noninterest income | $-4,814,000 | 5,977 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $538,000 | 1,586 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-5,352,000 | 5,986 |
| Total noninterest expense | $10,434,000 | 1,404 |
| Salaries and employee benefits | $4,602,000 | 1,753 |
| Premises and equipment expense | $1,173,000 | 1,462 |
| Additional noninterest expense | $4,659,000 | 1,058 |
| Pre-tax net operating income | $-13,011,000 | 5,985 |
| Securities gains (losses) | $68,000 | 1,545 |
| Applicable income taxes | $-3,863,000 | 5,964 |
| Income before extraordinary items | $-9,080,000 | 5,975 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-9,080,000 | 5,975 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-9,080,000 | 5,975 |
| Net charge-offs | $4,910,000 | 157 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-9,127,600 | 5,975 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 2,070 |
| Total interest expense | $1,333,000 | 1,085 |
| Net interest income | $4,710,000 | 2,309 |
| Provision for loan and lease losses | $4,984,000 | 157 |
| Total noninterest income | $-3,721,000 | 6,055 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $350,000 | 1,599 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-4,071,000 | 6,064 |
| Total noninterest expense | $7,107,000 | 1,386 |
| Salaries and employee benefits | $2,954,000 | 1,810 |
| Premises and equipment expense | $782,000 | 1,461 |
| Additional noninterest expense | $3,371,000 | 979 |
| Pre-tax net operating income | $-11,102,000 | 6,064 |
| Securities gains (losses) | $-85,000 | 5,993 |
| Applicable income taxes | $-3,863,000 | 6,049 |
| Income before extraordinary items | $-7,324,000 | 6,055 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-7,324,000 | 6,054 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-7,324,000 | 6,054 |
| Net charge-offs | $5,093,000 | 130 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-7,268,750 | 6,054 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,088 |
| Total interest expense | $672,000 | 1,066 |
| Net interest income | $2,316,000 | 2,339 |
| Provision for loan and lease losses | $1,424,000 | 224 |
| Total noninterest income | $-965,000 | 6,119 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $161,000 | 1,698 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-1,126,000 | 6,125 |
| Total noninterest expense | $2,841,000 | 1,704 |
| Salaries and employee benefits | $1,286,000 | 2,050 |
| Premises and equipment expense | $387,000 | 1,492 |
| Additional noninterest expense | $1,168,000 | 1,335 |
| Pre-tax net operating income | $-2,914,000 | 6,118 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-2,897,000 | 6,112 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-2,897,000 | 6,112 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-2,897,000 | 6,112 |
| Net charge-offs | $2,306,000 | 132 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-2,914,000 | 6,111 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,725,000 | 1,804 |
| Total interest expense | $3,027,000 | 921 |
| Net interest income | $10,698,000 | 2,017 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $3,202,000 | 1,537 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $744,000 | 1,571 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,458,000 | 1,317 |
| Total noninterest expense | $12,881,000 | 1,507 |
| Salaries and employee benefits | $5,382,000 | 1,929 |
| Premises and equipment expense | $1,691,000 | 1,368 |
| Additional noninterest expense | $5,808,000 | 1,112 |
| Pre-tax net operating income | $1,019,000 | 4,074 |
| Securities gains (losses) | $232,000 | 669 |
| Applicable income taxes | $28,000 | 3,828 |
| Income before extraordinary items | $1,223,000 | 3,596 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,223,000 | 3,594 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,223,000 | 3,596 |
| Net charge-offs | $1,186,000 | 596 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $995,640 | 3,891 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,467,000 | 1,794 |
| Total interest expense | $2,329,000 | 912 |
| Net interest income | $8,138,000 | 2,000 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $2,826,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $581,000 | 1,527 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,245,000 | 1,174 |
| Total noninterest expense | $9,871,000 | 1,489 |
| Salaries and employee benefits | $4,154,000 | 1,888 |
| Premises and equipment expense | $1,316,000 | 1,347 |
| Additional noninterest expense | $4,401,000 | 1,105 |
| Pre-tax net operating income | $1,093,000 | 3,607 |
| Securities gains (losses) | $232,000 | 573 |
| Applicable income taxes | $67,000 | 3,490 |
| Income before extraordinary items | $1,258,000 | 3,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,258,000 | 3,091 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,258,000 | 3,092 |
| Net charge-offs | $766,000 | 621 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,037,600 | 3,380 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 1,824 |
| Total interest expense | $1,584,000 | 897 |
| Net interest income | $5,264,000 | 2,046 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,629,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $384,000 | 1,522 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,245,000 | 1,336 |
| Total noninterest expense | $6,551,000 | 1,495 |
| Salaries and employee benefits | $2,825,000 | 1,859 |
| Premises and equipment expense | $865,000 | 1,361 |
| Additional noninterest expense | $2,861,000 | 1,130 |
| Pre-tax net operating income | $342,000 | 4,681 |
| Securities gains (losses) | $212,000 | 510 |
| Applicable income taxes | $32,000 | 3,664 |
| Income before extraordinary items | $522,000 | 3,896 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $522,000 | 3,897 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $522,000 | 3,899 |
| Net charge-offs | $188,000 | 1,226 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $322,720 | 4,533 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 1,860 |
| Total interest expense | $795,000 | 902 |
| Net interest income | $2,553,000 | 2,088 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,075,000 | 1,223 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $183,000 | 1,555 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $892,000 | 1,010 |
| Total noninterest expense | $3,165,000 | 1,534 |
| Salaries and employee benefits | $1,423,000 | 1,860 |
| Premises and equipment expense | $433,000 | 1,385 |
| Additional noninterest expense | $1,309,000 | 1,206 |
| Pre-tax net operating income | $463,000 | 3,144 |
| Securities gains (losses) | $135,000 | 476 |
| Applicable income taxes | $27,000 | 3,393 |
| Income before extraordinary items | $571,000 | 2,481 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $571,000 | 2,484 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $571,000 | 2,483 |
| Net charge-offs | $398,000 | 437 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $442,750 | 2,871 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $16,096,000 | 1,542 |
| Total interest expense | $3,744,000 | 791 |
| Net interest income | $12,352,000 | 1,769 |
| Provision for loan and lease losses | $1,061,000 | 834 |
| Total noninterest income | $2,806,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $879,000 | 1,456 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,927,000 | 1,502 |
| Total noninterest expense | $13,097,000 | 1,452 |
| Salaries and employee benefits | $5,606,000 | 1,842 |
| Premises and equipment expense | $1,791,000 | 1,328 |
| Additional noninterest expense | $5,700,000 | 1,150 |
| Pre-tax net operating income | $1,000,000 | 4,141 |
| Securities gains (losses) | $201,000 | 801 |
| Applicable income taxes | $78,000 | 3,524 |
| Income before extraordinary items | $1,123,000 | 3,745 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,123,000 | 3,745 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,123,000 | 3,747 |
| Net charge-offs | $4,717,000 | 249 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $934,060 | 4,020 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 1,532 |
| Total interest expense | $2,849,000 | 787 |
| Net interest income | $9,412,000 | 1,758 |
| Provision for loan and lease losses | $750,000 | 843 |
| Total noninterest income | $1,596,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $665,000 | 1,453 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $931,000 | 2,039 |
| Total noninterest expense | $9,813,000 | 1,468 |
| Salaries and employee benefits | $4,267,000 | 1,813 |
| Premises and equipment expense | $1,368,000 | 1,319 |
| Additional noninterest expense | $4,178,000 | 1,183 |
| Pre-tax net operating income | $445,000 | 4,936 |
| Securities gains (losses) | $126,000 | 860 |
| Applicable income taxes | $68,000 | 3,501 |
| Income before extraordinary items | $503,000 | 4,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $503,000 | 4,595 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $503,000 | 4,596 |
| Net charge-offs | $3,979,000 | 219 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $392,120 | 4,906 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,261,000 | 1,514 |
| Total interest expense | $1,915,000 | 782 |
| Net interest income | $6,346,000 | 1,738 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,430,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $445,000 | 1,433 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $985,000 | 1,463 |
| Total noninterest expense | $6,871,000 | 1,408 |
| Salaries and employee benefits | $2,860,000 | 1,802 |
| Premises and equipment expense | $911,000 | 1,319 |
| Additional noninterest expense | $3,100,000 | 1,052 |
| Pre-tax net operating income | $905,000 | 3,139 |
| Securities gains (losses) | $100,000 | 788 |
| Applicable income taxes | $51,000 | 3,433 |
| Income before extraordinary items | $954,000 | 2,734 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $954,000 | 2,738 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $954,000 | 2,738 |
| Net charge-offs | $2,469,000 | 245 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $859,000 | 2,894 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 1,508 |
| Total interest expense | $955,000 | 796 |
| Net interest income | $3,183,000 | 1,708 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $881,000 | 1,366 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $221,000 | 1,420 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $660,000 | 1,169 |
| Total noninterest expense | $3,392,000 | 1,433 |
| Salaries and employee benefits | $1,429,000 | 1,818 |
| Premises and equipment expense | $429,000 | 1,420 |
| Additional noninterest expense | $1,534,000 | 1,058 |
| Pre-tax net operating income | $672,000 | 2,395 |
| Securities gains (losses) | $51,000 | 638 |
| Applicable income taxes | $38,000 | 3,144 |
| Income before extraordinary items | $685,000 | 2,038 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $685,000 | 2,041 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $685,000 | 2,041 |
| Net charge-offs | $415,000 | 572 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $636,550 | 2,128 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,071,000 | 1,476 |
| Total interest expense | $4,033,000 | 844 |
| Net interest income | $13,038,000 | 1,654 |
| Provision for loan and lease losses | $-1,497,000 | 6,707 |
| Total noninterest income | $2,583,000 | 1,816 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $927,000 | 1,459 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,656,000 | 1,737 |
| Total noninterest expense | $15,347,000 | 1,302 |
| Salaries and employee benefits | $5,986,000 | 1,714 |
| Premises and equipment expense | $1,811,000 | 1,316 |
| Additional noninterest expense | $7,550,000 | 901 |
| Pre-tax net operating income | $1,771,000 | 3,093 |
| Securities gains (losses) | $298,000 | 698 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,069,000 | 2,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,069,000 | 2,544 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,069,000 | 2,544 |
| Net charge-offs | $3,210,000 | 514 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,771,000 | 2,777 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,846,000 | 1,479 |
| Total interest expense | $3,064,000 | 854 |
| Net interest income | $9,782,000 | 1,662 |
| Provision for loan and lease losses | $-1,200,000 | 6,794 |
| Total noninterest income | $1,392,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $690,000 | 1,477 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $702,000 | 2,505 |
| Total noninterest expense | $11,358,000 | 1,314 |
| Salaries and employee benefits | $4,589,000 | 1,691 |
| Premises and equipment expense | $1,337,000 | 1,342 |
| Additional noninterest expense | $5,432,000 | 930 |
| Pre-tax net operating income | $1,016,000 | 3,658 |
| Securities gains (losses) | $298,000 | 638 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,314,000 | 2,898 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,314,000 | 2,902 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,314,000 | 2,902 |
| Net charge-offs | $3,286,000 | 392 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,016,000 | 3,323 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,418,000 | 1,493 |
| Total interest expense | $2,054,000 | 874 |
| Net interest income | $6,364,000 | 1,680 |
| Provision for loan and lease losses | $-1,000,000 | 6,852 |
| Total noninterest income | $748,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $449,000 | 1,482 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $299,000 | 3,201 |
| Total noninterest expense | $7,397,000 | 1,347 |
| Salaries and employee benefits | $3,079,000 | 1,682 |
| Premises and equipment expense | $886,000 | 1,347 |
| Additional noninterest expense | $3,432,000 | 978 |
| Pre-tax net operating income | $715,000 | 3,544 |
| Securities gains (losses) | $298,000 | 562 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,013,000 | 2,621 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,013,000 | 2,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,013,000 | 2,626 |
| Net charge-offs | $1,451,000 | 581 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $715,000 | 3,176 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 1,517 |
| Total interest expense | $1,046,000 | 886 |
| Net interest income | $3,138,000 | 1,715 |
| Provision for loan and lease losses | $-1,000,000 | 6,975 |
| Total noninterest income | $396,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $232,000 | 1,419 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $164,000 | 3,052 |
| Total noninterest expense | $3,567,000 | 1,401 |
| Salaries and employee benefits | $1,571,000 | 1,671 |
| Premises and equipment expense | $447,000 | 1,366 |
| Additional noninterest expense | $1,549,000 | 1,077 |
| Pre-tax net operating income | $967,000 | 1,774 |
| Securities gains (losses) | $84,000 | 736 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,051,000 | 1,402 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,051,000 | 1,405 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,051,000 | 1,404 |
| Net charge-offs | $1,189,000 | 407 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $967,000 | 1,479 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,371,000 | 1,311 |
| Total interest expense | $4,871,000 | 922 |
| Net interest income | $15,500,000 | 1,417 |
| Provision for loan and lease losses | $10,530,000 | 262 |
| Total noninterest income | $580,000 | 4,237 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,114,000 | 1,277 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-534,000 | 6,939 |
| Total noninterest expense | $15,093,000 | 1,324 |
| Salaries and employee benefits | $6,384,000 | 1,589 |
| Premises and equipment expense | $1,985,000 | 1,189 |
| Additional noninterest expense | $6,724,000 | 1,034 |
| Pre-tax net operating income | $-9,543,000 | 7,024 |
| Securities gains (losses) | $1,643,000 | 328 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-7,900,000 | 7,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,900,000 | 7,012 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-7,900,000 | 7,012 |
| Net charge-offs | $17,558,000 | 206 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-9,543,000 | 7,022 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,750,000 | 1,299 |
| Total interest expense | $3,763,000 | 938 |
| Net interest income | $11,987,000 | 1,379 |
| Provision for loan and lease losses | $7,885,000 | 279 |
| Total noninterest income | $1,853,000 | 1,893 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $846,000 | 1,270 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,007,000 | 1,994 |
| Total noninterest expense | $12,085,000 | 1,243 |
| Salaries and employee benefits | $4,817,000 | 1,566 |
| Premises and equipment expense | $1,497,000 | 1,189 |
| Additional noninterest expense | $5,771,000 | 900 |
| Pre-tax net operating income | $-6,130,000 | 7,106 |
| Securities gains (losses) | $1,451,000 | 278 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-4,679,000 | 7,095 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-4,679,000 | 7,095 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,679,000 | 7,095 |
| Net charge-offs | $7,321,000 | 331 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-6,130,000 | 7,102 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,724,000 | 1,284 |
| Total interest expense | $2,548,000 | 965 |
| Net interest income | $8,176,000 | 1,357 |
| Provision for loan and lease losses | $3,370,000 | 414 |
| Total noninterest income | $1,320,000 | 1,789 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $557,000 | 1,267 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $763,000 | 1,806 |
| Total noninterest expense | $7,507,000 | 1,324 |
| Salaries and employee benefits | $3,256,000 | 1,548 |
| Premises and equipment expense | $1,008,000 | 1,172 |
| Additional noninterest expense | $3,243,000 | 1,060 |
| Pre-tax net operating income | $-1,381,000 | 7,027 |
| Securities gains (losses) | $473,000 | 575 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-908,000 | 6,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-908,000 | 6,977 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-908,000 | 6,978 |
| Net charge-offs | $6,102,000 | 287 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,381,000 | 7,037 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,543,000 | 1,242 |
| Total interest expense | $1,306,000 | 972 |
| Net interest income | $4,237,000 | 1,305 |
| Provision for loan and lease losses | $1,318,000 | 498 |
| Total noninterest income | $721,000 | 1,658 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $281,000 | 1,255 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $440,000 | 1,650 |
| Total noninterest expense | $3,649,000 | 1,361 |
| Salaries and employee benefits | $1,659,000 | 1,529 |
| Premises and equipment expense | $510,000 | 1,172 |
| Additional noninterest expense | $1,480,000 | 1,153 |
| Pre-tax net operating income | $-9,000 | 6,484 |
| Securities gains (losses) | $72,000 | 1,059 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $63,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $63,000 | 5,835 |
| Net charge-offs | $1,806,000 | 427 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-9,000 | 6,473 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $25,633,000 | 1,103 |
| Total interest expense | $7,668,000 | 763 |
| Net interest income | $17,965,000 | 1,237 |
| Provision for loan and lease losses | $25,271,000 | 189 |
| Total noninterest income | $972,000 | 3,167 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,307,000 | 1,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-335,000 | 7,032 |
| Total noninterest expense | $19,386,000 | 1,006 |
| Salaries and employee benefits | $7,415,000 | 1,340 |
| Premises and equipment expense | $2,098,000 | 1,192 |
| Additional noninterest expense | $9,873,000 | 729 |
| Pre-tax net operating income | $-25,720,000 | 7,313 |
| Securities gains (losses) | $2,952,000 | 161 |
| Applicable income taxes | $4,851,000 | 420 |
| Income before extraordinary items | $-27,619,000 | 7,319 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-27,619,000 | 7,319 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-27,619,000 | 7,319 |
| Net charge-offs | $18,582,000 | 270 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-30,571,000 | 7,322 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $20,140,000 | 1,069 |
| Total interest expense | $6,285,000 | 724 |
| Net interest income | $13,855,000 | 1,214 |
| Provision for loan and lease losses | $20,175,000 | 177 |
| Total noninterest income | $-15,000 | 7,134 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,014,000 | 1,096 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,029,000 | 7,326 |
| Total noninterest expense | $15,267,000 | 971 |
| Salaries and employee benefits | $5,690,000 | 1,304 |
| Premises and equipment expense | $1,584,000 | 1,193 |
| Additional noninterest expense | $7,993,000 | 667 |
| Pre-tax net operating income | $-21,602,000 | 7,405 |
| Securities gains (losses) | $2,621,000 | 153 |
| Applicable income taxes | $4,851,000 | 342 |
| Income before extraordinary items | $-23,832,000 | 7,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-23,832,000 | 7,408 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-23,832,000 | 7,408 |
| Net charge-offs | $14,989,000 | 250 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-26,453,000 | 7,413 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $14,245,000 | 1,003 |
| Total interest expense | $4,649,000 | 678 |
| Net interest income | $9,596,000 | 1,160 |
| Provision for loan and lease losses | $17,615,000 | 146 |
| Total noninterest income | $656,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $680,000 | 1,086 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-24,000 | 7,077 |
| Total noninterest expense | $11,223,000 | 892 |
| Salaries and employee benefits | $3,884,000 | 1,286 |
| Premises and equipment expense | $1,046,000 | 1,226 |
| Additional noninterest expense | $6,293,000 | 581 |
| Pre-tax net operating income | $-18,586,000 | 7,481 |
| Securities gains (losses) | $2,561,000 | 93 |
| Applicable income taxes | $4,735,000 | 258 |
| Income before extraordinary items | $-20,760,000 | 7,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-20,760,000 | 7,481 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-20,760,000 | 7,481 |
| Net charge-offs | $10,988,000 | 247 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-23,321,000 | 7,485 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $7,581,000 | 958 |
| Total interest expense | $2,677,000 | 599 |
| Net interest income | $4,904,000 | 1,140 |
| Provision for loan and lease losses | $8,550,000 | 156 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $337,000 | 1,072 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-310,000 | 7,469 |
| Total noninterest expense | $5,573,000 | 896 |
| Salaries and employee benefits | $1,972,000 | 1,270 |
| Premises and equipment expense | $517,000 | 1,267 |
| Additional noninterest expense | $3,084,000 | 582 |
| Pre-tax net operating income | $-9,192,000 | 7,546 |
| Securities gains (losses) | $1,815,000 | 61 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-7,377,000 | 7,521 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-7,377,000 | 7,521 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-7,377,000 | 7,521 |
| Net charge-offs | $6,969,000 | 212 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-9,192,000 | 7,537 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $32,514,000 | 944 |
| Total interest expense | $13,619,000 | 584 |
| Net interest income | $18,895,000 | 1,188 |
| Provision for loan and lease losses | $23,084,000 | 320 |
| Total noninterest income | $345,000 | 5,181 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,490,000 | 1,022 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,145,000 | 7,506 |
| Total noninterest expense | $16,996,000 | 1,191 |
| Salaries and employee benefits | $8,482,000 | 1,158 |
| Premises and equipment expense | $2,262,000 | 1,150 |
| Additional noninterest expense | $6,252,000 | 1,181 |
| Pre-tax net operating income | $-20,840,000 | 7,525 |
| Securities gains (losses) | $206,000 | 1,557 |
| Applicable income taxes | $-3,938,000 | 7,563 |
| Income before extraordinary items | $-16,696,000 | 7,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,696,000 | 7,489 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-16,696,000 | 7,489 |
| Net charge-offs | $16,120,000 | 404 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-16,862,860 | 7,488 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $24,427,000 | 959 |
| Total interest expense | $10,379,000 | 593 |
| Net interest income | $14,048,000 | 1,210 |
| Provision for loan and lease losses | $15,511,000 | 345 |
| Total noninterest income | $1,419,000 | 2,173 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,096,000 | 1,060 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $323,000 | 3,438 |
| Total noninterest expense | $12,896,000 | 1,163 |
| Salaries and employee benefits | $7,034,000 | 1,036 |
| Premises and equipment expense | $1,658,000 | 1,187 |
| Additional noninterest expense | $4,204,000 | 1,287 |
| Pre-tax net operating income | $-12,940,000 | 7,605 |
| Securities gains (losses) | $192,000 | 1,407 |
| Applicable income taxes | $-4,422,000 | 7,689 |
| Income before extraordinary items | $-8,326,000 | 7,543 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-8,326,000 | 7,543 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-8,326,000 | 7,543 |
| Net charge-offs | $9,570,000 | 476 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-8,450,800 | 7,538 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,504,000 | 950 |
| Total interest expense | $6,915,000 | 622 |
| Net interest income | $9,589,000 | 1,183 |
| Provision for loan and lease losses | $11,412,000 | 323 |
| Total noninterest income | $1,750,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $724,000 | 1,083 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,026,000 | 1,268 |
| Total noninterest expense | $8,459,000 | 1,174 |
| Salaries and employee benefits | $4,741,000 | 1,026 |
| Premises and equipment expense | $1,097,000 | 1,208 |
| Additional noninterest expense | $2,621,000 | 1,358 |
| Pre-tax net operating income | $-8,532,000 | 7,660 |
| Securities gains (losses) | $122,000 | 1,290 |
| Applicable income taxes | $-2,917,000 | 7,730 |
| Income before extraordinary items | $-5,493,000 | 7,610 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,493,000 | 7,610 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,493,000 | 7,610 |
| Net charge-offs | $6,169,000 | 487 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,572,300 | 7,605 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,443,000 | 948 |
| Total interest expense | $3,328,000 | 682 |
| Net interest income | $5,115,000 | 1,097 |
| Provision for loan and lease losses | $1,813,000 | 797 |
| Total noninterest income | $906,000 | 1,333 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $359,000 | 1,090 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $547,000 | 1,198 |
| Total noninterest expense | $4,261,000 | 1,182 |
| Salaries and employee benefits | $2,430,000 | 1,017 |
| Premises and equipment expense | $556,000 | 1,217 |
| Additional noninterest expense | $1,275,000 | 1,397 |
| Pre-tax net operating income | $-53,000 | 6,509 |
| Securities gains (losses) | $79,000 | 897 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $17,000 | 6,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,000 | 6,159 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $1,519,000 | 782 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-34,350 | 6,480 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,095,000 | 994 |
| Total interest expense | $14,987,000 | 771 |
| Net interest income | $19,108,000 | 1,160 |
| Provision for loan and lease losses | $10,361,000 | 844 |
| Total noninterest income | $2,876,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,610,000 | 1,080 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,266,000 | 1,855 |
| Total noninterest expense | $17,430,000 | 1,191 |
| Salaries and employee benefits | $9,519,000 | 1,032 |
| Premises and equipment expense | $2,145,000 | 1,271 |
| Additional noninterest expense | $5,766,000 | 1,306 |
| Pre-tax net operating income | $-5,807,000 | 7,258 |
| Securities gains (losses) | $4,102,000 | 149 |
| Applicable income taxes | $-686,000 | 7,148 |
| Income before extraordinary items | $-1,019,000 | 6,376 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,019,000 | 6,376 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,019,000 | 6,376 |
| Net charge-offs | $7,252,000 | 868 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,644,280 | 7,101 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,327,000 | 1,025 |
| Total interest expense | $11,385,000 | 810 |
| Net interest income | $13,942,000 | 1,191 |
| Provision for loan and lease losses | $5,782,000 | 947 |
| Total noninterest income | $1,900,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,201,000 | 1,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $699,000 | 2,297 |
| Total noninterest expense | $12,787,000 | 1,206 |
| Salaries and employee benefits | $7,123,000 | 1,048 |
| Premises and equipment expense | $1,572,000 | 1,306 |
| Additional noninterest expense | $4,092,000 | 1,329 |
| Pre-tax net operating income | $-2,727,000 | 7,226 |
| Securities gains (losses) | $3,047,000 | 156 |
| Applicable income taxes | $78,000 | 3,051 |
| Income before extraordinary items | $242,000 | 4,664 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $242,000 | 4,662 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $242,000 | 4,665 |
| Net charge-offs | $4,297,000 | 923 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,073,720 | 7,184 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,793,000 | 1,054 |
| Total interest expense | $7,592,000 | 856 |
| Net interest income | $9,201,000 | 1,209 |
| Provision for loan and lease losses | $4,272,000 | 849 |
| Total noninterest income | $1,336,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $787,000 | 1,086 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $549,000 | 2,091 |
| Total noninterest expense | $8,574,000 | 1,216 |
| Salaries and employee benefits | $4,715,000 | 1,074 |
| Premises and equipment expense | $1,084,000 | 1,296 |
| Additional noninterest expense | $2,775,000 | 1,336 |
| Pre-tax net operating income | $-2,309,000 | 7,463 |
| Securities gains (losses) | $2,156,000 | 161 |
| Applicable income taxes | $-53,000 | 7,017 |
| Income before extraordinary items | $-100,000 | 6,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-100,000 | 6,189 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-100,000 | 6,189 |
| Net charge-offs | $2,629,000 | 945 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,501,400 | 7,330 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,368,000 | 1,060 |
| Total interest expense | $3,949,000 | 849 |
| Net interest income | $4,419,000 | 1,251 |
| Provision for loan and lease losses | $1,523,000 | 903 |
| Total noninterest income | $641,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $364,000 | 1,140 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $277,000 | 2,059 |
| Total noninterest expense | $4,022,000 | 1,250 |
| Salaries and employee benefits | $2,334,000 | 1,091 |
| Premises and equipment expense | $542,000 | 1,322 |
| Additional noninterest expense | $1,146,000 | 1,424 |
| Pre-tax net operating income | $-485,000 | 7,306 |
| Securities gains (losses) | $71,000 | 1,144 |
| Applicable income taxes | $-144,000 | 7,638 |
| Income before extraordinary items | $-270,000 | 7,150 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-270,000 | 7,150 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-270,000 | 7,151 |
| Net charge-offs | $443,000 | 1,446 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-316,150 | 7,179 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $31,128,000 | 1,231 |
| Total interest expense | $13,873,000 | 1,166 |
| Net interest income | $17,255,000 | 1,283 |
| Provision for loan and lease losses | $1,754,000 | 1,960 |
| Total noninterest income | $3,073,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,700,000 | 1,048 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,373,000 | 1,701 |
| Total noninterest expense | $15,054,000 | 1,300 |
| Salaries and employee benefits | $8,679,000 | 1,142 |
| Premises and equipment expense | $2,065,000 | 1,330 |
| Additional noninterest expense | $4,310,000 | 1,440 |
| Pre-tax net operating income | $3,520,000 | 1,551 |
| Securities gains (losses) | $439,000 | 423 |
| Applicable income taxes | $1,373,000 | 932 |
| Income before extraordinary items | $2,586,000 | 1,569 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,586,000 | 1,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $872,000 | 2,115 |
| Cash dividends | $373,000 | 3,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,300,650 | 1,853 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $22,939,000 | 1,286 |
| Total interest expense | $9,844,000 | 1,292 |
| Net interest income | $13,095,000 | 1,285 |
| Provision for loan and lease losses | $1,004,000 | 1,815 |
| Total noninterest income | $2,385,000 | 1,546 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,283,000 | 1,058 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,102,000 | 1,693 |
| Total noninterest expense | $10,952,000 | 1,312 |
| Salaries and employee benefits | $6,518,000 | 1,160 |
| Premises and equipment expense | $1,461,000 | 1,427 |
| Additional noninterest expense | $2,973,000 | 1,501 |
| Pre-tax net operating income | $3,524,000 | 1,395 |
| Securities gains (losses) | $89,000 | 1,045 |
| Applicable income taxes | $1,253,000 | 968 |
| Income before extraordinary items | $2,360,000 | 1,537 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,360,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,935 |
| Cash dividends | $293,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,302,150 | 1,658 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,008,000 | 1,329 |
| Total interest expense | $6,526,000 | 1,353 |
| Net interest income | $8,482,000 | 1,326 |
| Provision for loan and lease losses | $619,000 | 1,667 |
| Total noninterest income | $1,590,000 | 1,578 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $816,000 | 1,083 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $774,000 | 1,668 |
| Total noninterest expense | $7,262,000 | 1,320 |
| Salaries and employee benefits | $4,418,000 | 1,156 |
| Premises and equipment expense | $918,000 | 1,519 |
| Additional noninterest expense | $1,926,000 | 1,530 |
| Pre-tax net operating income | $2,191,000 | 1,556 |
| Securities gains (losses) | $89,000 | 1,064 |
| Applicable income taxes | $791,000 | 1,123 |
| Income before extraordinary items | $1,489,000 | 1,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,489,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $302,000 | 1,797 |
| Cash dividends | $212,000 | 3,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,431,150 | 1,849 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 1,341 |
| Total interest expense | $3,488,000 | 1,343 |
| Net interest income | $4,149,000 | 1,337 |
| Provision for loan and lease losses | $179,000 | 1,949 |
| Total noninterest income | $774,000 | 1,604 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $398,000 | 1,090 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $376,000 | 1,701 |
| Total noninterest expense | $3,487,000 | 1,371 |
| Salaries and employee benefits | $2,162,000 | 1,191 |
| Premises and equipment expense | $442,000 | 1,579 |
| Additional noninterest expense | $883,000 | 1,621 |
| Pre-tax net operating income | $1,257,000 | 1,473 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $443,000 | 1,112 |
| Income before extraordinary items | $835,000 | 1,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $835,000 | 1,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,201 |
| Cash dividends | $143,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $821,350 | 1,708 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,520,000 | 1,510 |
| Total interest expense | $13,723,000 | 1,464 |
| Net interest income | $14,797,000 | 1,539 |
| Provision for loan and lease losses | $985,000 | 1,441 |
| Total noninterest income | $2,760,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,447,000 | 1,225 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,313,000 | 1,848 |
| Total noninterest expense | $12,722,000 | 1,453 |
| Salaries and employee benefits | $7,542,000 | 1,330 |
| Premises and equipment expense | $1,678,000 | 1,590 |
| Additional noninterest expense | $3,502,000 | 1,581 |
| Pre-tax net operating income | $3,850,000 | 2,044 |
| Securities gains (losses) | $-92,000 | 8,129 |
| Applicable income taxes | $1,304,000 | 1,560 |
| Income before extraordinary items | $2,454,000 | 2,412 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,454,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,513,800 | 2,338 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,847,000 | 1,555 |
| Total interest expense | $10,067,000 | 1,499 |
| Net interest income | $10,780,000 | 1,585 |
| Provision for loan and lease losses | $720,000 | 1,182 |
| Total noninterest income | $2,114,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,042,000 | 1,258 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,072,000 | 1,740 |
| Total noninterest expense | $9,263,000 | 1,472 |
| Salaries and employee benefits | $5,524,000 | 1,369 |
| Premises and equipment expense | $1,231,000 | 1,614 |
| Additional noninterest expense | $2,508,000 | 1,626 |
| Pre-tax net operating income | $2,911,000 | 2,161 |
| Securities gains (losses) | $-101,000 | 8,288 |
| Applicable income taxes | $975,000 | 1,681 |
| Income before extraordinary items | $1,835,000 | 2,556 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,835,000 | 2,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,657 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,900,650 | 2,455 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 1,634 |
| Total interest expense | $6,475,000 | 1,549 |
| Net interest income | $6,875,000 | 1,670 |
| Provision for loan and lease losses | $450,000 | 1,118 |
| Total noninterest income | $1,357,000 | 1,796 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $674,000 | 1,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $683,000 | 1,808 |
| Total noninterest expense | $5,924,000 | 1,552 |
| Salaries and employee benefits | $3,548,000 | 1,452 |
| Premises and equipment expense | $799,000 | 1,662 |
| Additional noninterest expense | $1,577,000 | 1,727 |
| Pre-tax net operating income | $1,858,000 | 2,291 |
| Securities gains (losses) | $-101,000 | 8,396 |
| Applicable income taxes | $610,000 | 1,826 |
| Income before extraordinary items | $1,147,000 | 2,736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,147,000 | 2,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,343 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,212,650 | 2,599 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,412,000 | 1,684 |
| Total interest expense | $3,148,000 | 1,583 |
| Net interest income | $3,264,000 | 1,763 |
| Provision for loan and lease losses | $230,000 | 1,042 |
| Total noninterest income | $669,000 | 1,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $337,000 | 1,275 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $332,000 | 1,825 |
| Total noninterest expense | $2,770,000 | 1,673 |
| Salaries and employee benefits | $1,722,000 | 1,508 |
| Premises and equipment expense | $377,000 | 1,767 |
| Additional noninterest expense | $671,000 | 1,969 |
| Pre-tax net operating income | $933,000 | 2,288 |
| Securities gains (losses) | $-101,000 | 8,551 |
| Applicable income taxes | $289,000 | 1,898 |
| Income before extraordinary items | $543,000 | 2,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $543,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,636 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $608,650 | 2,582 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,666,000 | 1,709 |
| Total interest expense | $10,623,000 | 1,590 |
| Net interest income | $13,043,000 | 1,765 |
| Provision for loan and lease losses | $770,000 | 1,312 |
| Total noninterest income | $2,587,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,429,000 | 1,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,158,000 | 2,019 |
| Total noninterest expense | $10,092,000 | 1,765 |
| Salaries and employee benefits | $5,855,000 | 1,673 |
| Premises and equipment expense | $1,310,000 | 1,922 |
| Additional noninterest expense | $2,927,000 | 1,803 |
| Pre-tax net operating income | $4,768,000 | 1,978 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,556,000 | 1,606 |
| Income before extraordinary items | $3,212,000 | 2,151 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,212,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 990 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,212,000 | 2,141 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $17,190,000 | 1,747 |
| Total interest expense | $7,680,000 | 1,602 |
| Net interest income | $9,510,000 | 1,834 |
| Provision for loan and lease losses | $525,000 | 1,341 |
| Total noninterest income | $1,954,000 | 1,832 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,085,000 | 1,233 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $869,000 | 2,015 |
| Total noninterest expense | $7,391,000 | 1,806 |
| Salaries and employee benefits | $4,337,000 | 1,696 |
| Premises and equipment expense | $941,000 | 2,009 |
| Additional noninterest expense | $2,113,000 | 1,833 |
| Pre-tax net operating income | $3,548,000 | 2,035 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,133,000 | 1,720 |
| Income before extraordinary items | $2,415,000 | 2,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,415,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 745 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,415,000 | 2,200 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,278,000 | 1,743 |
| Total interest expense | $4,936,000 | 1,583 |
| Net interest income | $6,342,000 | 1,830 |
| Provision for loan and lease losses | $340,000 | 1,331 |
| Total noninterest income | $1,262,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $704,000 | 1,263 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $558,000 | 2,065 |
| Total noninterest expense | $4,815,000 | 1,847 |
| Salaries and employee benefits | $2,831,000 | 1,733 |
| Premises and equipment expense | $608,000 | 2,065 |
| Additional noninterest expense | $1,376,000 | 1,892 |
| Pre-tax net operating income | $2,449,000 | 1,986 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $752,000 | 1,757 |
| Income before extraordinary items | $1,697,000 | 2,118 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,697,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,541 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,697,000 | 2,102 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,410,000 | 1,777 |
| Total interest expense | $2,333,000 | 1,577 |
| Net interest income | $3,077,000 | 1,881 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $599,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $337,000 | 1,278 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $262,000 | 2,138 |
| Total noninterest expense | $2,422,000 | 1,839 |
| Salaries and employee benefits | $1,393,000 | 1,762 |
| Premises and equipment expense | $301,000 | 2,096 |
| Additional noninterest expense | $728,000 | 1,795 |
| Pre-tax net operating income | $1,054,000 | 2,190 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $291,000 | 2,065 |
| Income before extraordinary items | $763,000 | 2,287 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 883 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $763,000 | 2,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,153,000 | 1,754 |
| Total interest expense | $7,102,000 | 1,609 |
| Net interest income | $12,051,000 | 1,823 |
| Provision for loan and lease losses | $1,070,000 | 988 |
| Total noninterest income | $1,908,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,332,000 | 1,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $576,000 | 3,135 |
| Total noninterest expense | $8,759,000 | 1,922 |
| Salaries and employee benefits | $5,002,000 | 1,855 |
| Premises and equipment expense | $1,274,000 | 1,898 |
| Additional noninterest expense | $2,483,000 | 2,029 |
| Pre-tax net operating income | $4,130,000 | 2,172 |
| Securities gains (losses) | $-52,000 | 8,203 |
| Applicable income taxes | $1,415,000 | 1,777 |
| Income before extraordinary items | $2,663,000 | 2,474 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,663,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $655,000 | 938 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,696,800 | 2,412 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,989,000 | 1,756 |
| Total interest expense | $5,045,000 | 1,596 |
| Net interest income | $8,944,000 | 1,828 |
| Provision for loan and lease losses | $850,000 | 887 |
| Total noninterest income | $1,415,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $994,000 | 1,322 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $421,000 | 3,195 |
| Total noninterest expense | $6,500,000 | 1,925 |
| Salaries and employee benefits | $3,700,000 | 1,864 |
| Premises and equipment expense | $971,000 | 1,857 |
| Additional noninterest expense | $1,829,000 | 2,041 |
| Pre-tax net operating income | $3,009,000 | 2,237 |
| Securities gains (losses) | $-52,000 | 8,493 |
| Applicable income taxes | $1,026,000 | 1,836 |
| Income before extraordinary items | $1,931,000 | 2,548 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,931,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $537,000 | 790 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,964,800 | 2,490 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,949,000 | 1,777 |
| Total interest expense | $3,176,000 | 1,593 |
| Net interest income | $5,773,000 | 1,881 |
| Provision for loan and lease losses | $500,000 | 966 |
| Total noninterest income | $958,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $654,000 | 1,317 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $304,000 | 3,029 |
| Total noninterest expense | $4,288,000 | 1,936 |
| Salaries and employee benefits | $2,428,000 | 1,881 |
| Premises and equipment expense | $654,000 | 1,834 |
| Additional noninterest expense | $1,206,000 | 2,040 |
| Pre-tax net operating income | $1,943,000 | 2,240 |
| Securities gains (losses) | $-52,000 | 8,601 |
| Applicable income taxes | $656,000 | 1,877 |
| Income before extraordinary items | $1,235,000 | 2,580 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,235,000 | 2,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 978 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,268,800 | 2,491 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 1,771 |
| Total interest expense | $1,454,000 | 1,641 |
| Net interest income | $2,956,000 | 1,808 |
| Provision for loan and lease losses | $225,000 | 1,003 |
| Total noninterest income | $456,000 | 2,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $313,000 | 1,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $2,051,000 | 2,020 |
| Salaries and employee benefits | $1,226,000 | 1,874 |
| Premises and equipment expense | $305,000 | 1,968 |
| Additional noninterest expense | $520,000 | 2,340 |
| Pre-tax net operating income | $1,136,000 | 1,957 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $394,000 | 1,621 |
| Income before extraordinary items | $742,000 | 2,221 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $742,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $742,000 | 2,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,355,000 | 1,863 |
| Total interest expense | $4,927,000 | 1,664 |
| Net interest income | $10,428,000 | 1,951 |
| Provision for loan and lease losses | $1,285,000 | 831 |
| Total noninterest income | $1,833,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,317,000 | 1,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $516,000 | 3,253 |
| Total noninterest expense | $7,861,000 | 2,038 |
| Salaries and employee benefits | $4,576,000 | 1,913 |
| Premises and equipment expense | $1,134,000 | 2,027 |
| Additional noninterest expense | $2,151,000 | 2,264 |
| Pre-tax net operating income | $3,115,000 | 2,510 |
| Securities gains (losses) | $99,000 | 1,248 |
| Applicable income taxes | $1,115,000 | 2,004 |
| Income before extraordinary items | $2,099,000 | 2,800 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,099,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $903,000 | 849 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,034,650 | 2,806 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,282,000 | 1,883 |
| Total interest expense | $3,604,000 | 1,674 |
| Net interest income | $7,678,000 | 1,963 |
| Provision for loan and lease losses | $1,000,000 | 775 |
| Total noninterest income | $1,368,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $969,000 | 1,376 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $399,000 | 3,192 |
| Total noninterest expense | $5,917,000 | 2,020 |
| Salaries and employee benefits | $3,536,000 | 1,842 |
| Premises and equipment expense | $827,000 | 2,088 |
| Additional noninterest expense | $1,554,000 | 2,320 |
| Pre-tax net operating income | $2,129,000 | 2,733 |
| Securities gains (losses) | $99,000 | 1,176 |
| Applicable income taxes | $773,000 | 2,156 |
| Income before extraordinary items | $1,455,000 | 3,024 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,455,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $665,000 | 765 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,390,650 | 3,081 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,402,000 | 1,891 |
| Total interest expense | $2,393,000 | 1,663 |
| Net interest income | $5,009,000 | 1,987 |
| Provision for loan and lease losses | $620,000 | 809 |
| Total noninterest income | $939,000 | 2,297 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $636,000 | 1,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 2,968 |
| Total noninterest expense | $3,950,000 | 2,014 |
| Salaries and employee benefits | $2,374,000 | 1,836 |
| Premises and equipment expense | $558,000 | 2,056 |
| Additional noninterest expense | $1,018,000 | 2,354 |
| Pre-tax net operating income | $1,378,000 | 2,762 |
| Securities gains (losses) | $103,000 | 1,004 |
| Applicable income taxes | $514,000 | 2,153 |
| Income before extraordinary items | $967,000 | 3,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $967,000 | 3,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 847 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $900,050 | 3,128 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 1,854 |
| Total interest expense | $1,230,000 | 1,635 |
| Net interest income | $2,557,000 | 1,952 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $455,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $316,000 | 1,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $139,000 | 3,072 |
| Total noninterest expense | $1,966,000 | 2,044 |
| Salaries and employee benefits | $1,203,000 | 1,832 |
| Premises and equipment expense | $273,000 | 2,124 |
| Additional noninterest expense | $490,000 | 2,413 |
| Pre-tax net operating income | $796,000 | 2,442 |
| Securities gains (losses) | $103,000 | 786 |
| Applicable income taxes | $312,000 | 1,867 |
| Income before extraordinary items | $587,000 | 2,556 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $587,000 | 2,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 1,213 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $520,050 | 2,752 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 1,967 |
| Total interest expense | $5,539,000 | 1,629 |
| Net interest income | $8,829,000 | 2,190 |
| Provision for loan and lease losses | $857,000 | 1,376 |
| Total noninterest income | $1,781,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,261,000 | 1,376 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $520,000 | 3,515 |
| Total noninterest expense | $7,376,000 | 2,137 |
| Salaries and employee benefits | $4,319,000 | 1,985 |
| Premises and equipment expense | $1,052,000 | 2,161 |
| Additional noninterest expense | $2,005,000 | 2,401 |
| Pre-tax net operating income | $2,377,000 | 3,002 |
| Securities gains (losses) | $92,000 | 1,970 |
| Applicable income taxes | $856,000 | 2,414 |
| Income before extraordinary items | $1,613,000 | 3,374 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,613,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 1,522 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,553,200 | 3,308 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 2,025 |
| Total interest expense | $4,324,000 | 1,628 |
| Net interest income | $6,366,000 | 2,293 |
| Provision for loan and lease losses | $507,000 | 1,648 |
| Total noninterest income | $1,335,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $936,000 | 1,397 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $399,000 | 3,535 |
| Total noninterest expense | $5,442,000 | 2,169 |
| Salaries and employee benefits | $3,231,000 | 1,990 |
| Premises and equipment expense | $782,000 | 2,194 |
| Additional noninterest expense | $1,429,000 | 2,502 |
| Pre-tax net operating income | $1,752,000 | 3,135 |
| Securities gains (losses) | $11,000 | 3,280 |
| Applicable income taxes | $612,000 | 2,634 |
| Income before extraordinary items | $1,151,000 | 3,615 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,151,000 | 3,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,225 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,143,850 | 3,457 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 2,088 |
| Total interest expense | $2,924,000 | 1,666 |
| Net interest income | $4,049,000 | 2,399 |
| Provision for loan and lease losses | $282,000 | 1,941 |
| Total noninterest income | $852,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $592,000 | 1,440 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $260,000 | 3,554 |
| Total noninterest expense | $3,679,000 | 2,134 |
| Salaries and employee benefits | $2,206,000 | 1,931 |
| Premises and equipment expense | $529,000 | 2,149 |
| Additional noninterest expense | $944,000 | 2,502 |
| Pre-tax net operating income | $940,000 | 3,657 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $327,000 | 3,075 |
| Income before extraordinary items | $615,000 | 4,221 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $615,000 | 4,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,059 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $613,700 | 4,024 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,164 |
| Total interest expense | $1,397,000 | 1,781 |
| Net interest income | $2,000,000 | 2,430 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $406,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $274,000 | 1,516 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $1,859,000 | 2,110 |
| Salaries and employee benefits | $1,104,000 | 1,929 |
| Premises and equipment expense | $261,000 | 2,170 |
| Additional noninterest expense | $494,000 | 2,356 |
| Pre-tax net operating income | $412,000 | 3,966 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $143,000 | 3,302 |
| Income before extraordinary items | $269,000 | 4,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,227 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $269,000 | 4,324 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,536,000 | 2,468 |
| Total interest expense | $5,211,000 | 2,151 |
| Net interest income | $7,325,000 | 2,602 |
| Provision for loan and lease losses | $535,000 | 2,276 |
| Total noninterest income | $1,541,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,107,000 | 1,461 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $434,000 | 3,539 |
| Total noninterest expense | $6,518,000 | 2,294 |
| Salaries and employee benefits | $3,746,000 | 2,137 |
| Premises and equipment expense | $985,000 | 2,210 |
| Additional noninterest expense | $1,787,000 | 2,559 |
| Pre-tax net operating income | $1,813,000 | 3,645 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $631,000 | 3,034 |
| Income before extraordinary items | $1,189,000 | 4,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,189,000 | 4,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,054 |
| Cash dividends | $2,000 | 6,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,184,450 | 4,015 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,774,000 | 2,880 |
| Total interest expense | $6,216,000 | 2,574 |
| Net interest income | $5,558,000 | 3,149 |
| Provision for loan and lease losses | $347,000 | 2,928 |
| Total noninterest income | $1,321,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $882,000 | 1,720 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $439,000 | 3,359 |
| Total noninterest expense | $4,984,000 | 2,831 |
| Salaries and employee benefits | $2,868,000 | 2,613 |
| Premises and equipment expense | $839,000 | 2,514 |
| Additional noninterest expense | $1,277,000 | 3,301 |
| Pre-tax net operating income | $1,548,000 | 3,771 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $539,000 | 3,193 |
| Income before extraordinary items | $1,015,000 | 4,245 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,015,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,470 |
| Cash dividends | $78,000 | 5,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,011,100 | 4,143 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,551,000 | 3,254 |
| Total interest expense | $5,814,000 | 2,870 |
| Net interest income | $4,737,000 | 3,639 |
| Provision for loan and lease losses | $271,000 | 3,071 |
| Total noninterest income | $1,167,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $690,000 | 2,009 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $477,000 | 3,028 |
| Total noninterest expense | $3,947,000 | 3,367 |
| Salaries and employee benefits | $2,247,000 | 3,125 |
| Premises and equipment expense | $647,000 | 3,076 |
| Additional noninterest expense | $1,053,000 | 3,832 |
| Pre-tax net operating income | $1,686,000 | 3,739 |
| Securities gains (losses) | $-33,000 | 8,995 |
| Applicable income taxes | $573,000 | 3,211 |
| Income before extraordinary items | $1,080,000 | 4,166 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,080,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,618 |
| Cash dividends | $65,000 | 6,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,101,450 | 4,101 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 3,927 |
| Total interest expense | $3,804,000 | 3,741 |
| Net interest income | $4,143,000 | 4,048 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $792,000 | 3,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 2,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,416 |
| Total noninterest expense | $3,174,000 | 4,028 |
| Salaries and employee benefits | $1,718,000 | 3,886 |
| Premises and equipment expense | $511,000 | 3,695 |
| Additional noninterest expense | $945,000 | 4,204 |
| Pre-tax net operating income | $1,571,000 | 3,968 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $545,000 | 3,446 |
| Income before extraordinary items | $1,026,000 | 4,352 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,026,000 | 4,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,880 |
| Cash dividends | $73,000 | 6,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,026,000 | 4,316 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 4,745 |
| Total interest expense | $3,257,000 | 4,422 |
| Net interest income | $3,146,000 | 4,976 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $649,000 | 4,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 2,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,781 |
| Total noninterest expense | $2,912,000 | 4,237 |
| Salaries and employee benefits | $1,563,000 | 4,113 |
| Premises and equipment expense | $421,000 | 4,248 |
| Additional noninterest expense | $928,000 | 4,193 |
| Pre-tax net operating income | $783,000 | 6,154 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $272,000 | 5,438 |
| Income before extraordinary items | $511,000 | 6,548 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $511,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,165 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $511,000 | 6,428 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,213,000 | 5,628 |
| Total interest expense | $2,368,000 | 5,627 |
| Net interest income | $2,845,000 | 5,522 |
| Provision for loan and lease losses | $480,000 | 1,829 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,518 |
| Total noninterest expense | $2,138,000 | 5,399 |
| Salaries and employee benefits | $1,122,000 | 5,384 |
| Premises and equipment expense | $243,000 | 6,164 |
| Additional noninterest expense | $773,000 | 4,851 |
| Pre-tax net operating income | $643,000 | 7,235 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $214,000 | 6,697 |
| Income before extraordinary items | $429,000 | 7,446 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $429,000 | 7,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,479 |
| Cash dividends | $12,000 | 7,716 |
| Sale, conversion, retirement of capital stock, net | $1,551,000 | 400 |
| Net operating income | $429,000 | 7,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 6,692 |
| Total interest expense | $2,026,000 | 6,359 |
| Net interest income | $2,161,000 | 6,836 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $332,000 | 6,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,742 |
| Total noninterest expense | $1,419,000 | 7,342 |
| Salaries and employee benefits | $717,000 | 7,415 |
| Premises and equipment expense | $188,000 | 7,257 |
| Additional noninterest expense | $514,000 | 6,944 |
| Pre-tax net operating income | $852,000 | 6,291 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $296,000 | 5,880 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $6,000 | 8,257 |
| Sale, conversion, retirement of capital stock, net | $967,000 | 393 |
| Net operating income | $556,000 | 6,468 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,630 |
| Total interest expense | $1,861,000 | 6,758 |
| Net interest income | $1,577,000 | 8,315 |
| Provision for loan and lease losses | $197,000 | 3,061 |
| Total noninterest income | $284,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,378,000 | 7,649 |
| Salaries and employee benefits | $674,000 | 7,898 |
| Premises and equipment expense | $151,000 | 8,239 |
| Additional noninterest expense | $553,000 | 6,843 |
| Pre-tax net operating income | $286,000 | 9,853 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $78,000 | 9,622 |
| Income before extraordinary items | $202,000 | 9,903 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $202,000 | 9,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $4,000 | 8,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $206,320 | 9,838 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 8,858 |
| Total interest expense | $1,113,000 | 8,242 |
| Net interest income | $1,416,000 | 9,108 |
| Provision for loan and lease losses | $122,000 | 4,017 |
| Total noninterest income | $286,000 | 7,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 7,744 |
| Total noninterest expense | $1,063,000 | 9,112 |
| Salaries and employee benefits | $495,000 | 9,435 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $437,000 | 8,460 |
| Pre-tax net operating income | $517,000 | 8,546 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $168,000 | 7,964 |
| Income before extraordinary items | $345,000 | 8,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $345,000 | 8,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,047 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $517,000 | 536 |
| Net operating income | $347,680 | 8,712 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 9,644 |
| Total interest expense | $1,042,000 | 8,911 |
| Net interest income | $1,223,000 | 9,994 |
| Provision for loan and lease losses | $178,000 | 4,233 |
| Total noninterest income | $295,000 | 7,754 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,845 |
| Total noninterest expense | $944,000 | 10,000 |
| Salaries and employee benefits | $442,000 | 10,233 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $362,000 | 9,699 |
| Pre-tax net operating income | $396,000 | 9,439 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $134,000 | 9,002 |
| Income before extraordinary items | $274,000 | 9,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $274,000 | 9,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,167 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $265,960 | 9,612 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 10,997 |
| Total interest expense | $902,000 | 10,866 |
| Net interest income | $1,045,000 | 10,912 |
| Provision for loan and lease losses | $157,000 | 5,959 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $799,000 | 11,003 |
| Salaries and employee benefits | $343,000 | 11,517 |
| Premises and equipment expense | $157,000 | 8,918 |
| Additional noninterest expense | $299,000 | 10,840 |
| Pre-tax net operating income | $311,000 | 10,029 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $227,000 | 10,217 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $227,000 | 10,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 5,646 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $210,680 | 10,108 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.