Home > Horry County State Bank > Net charge- offs to loans
Horry County State Bank, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0957% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0474% | 5,161 |
| Percentage Net Loans Charged-off:Construction & development | -0.1540% | 4,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0666% | 5,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0602% | 3,996 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0681% | 5,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0226% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0722% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0722% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 5,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.1888% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0947% | 5,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0621% | 4,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1018% | 5,442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1292% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3961% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3961% | 263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3026% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9627% | 12 |
| Percentage Net Loans Charged-off:Construction & development | 8.6961% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2050% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2416% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8947% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0987% | 4,196 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0989% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9848% | 5,633 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1635% | 5,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1635% | 5,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3151% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1875% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0563% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 11.4824% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4119% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4421% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3303% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1104% | 4,234 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6234% | 50 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6793% | 5,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8765% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8765% | 861 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9407% | 233 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9903% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2742% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 16.5649% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.8488% | 15 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8947% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0099% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1336% | 4,293 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4414% | 31 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5832% | 5,786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8225% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8225% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6159% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5105% | 18 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.4406% | 3 |
| Percentage Net Loans Charged-off:Construction & development | 27.8420% | 6 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5158% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 1,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2005% | 4,363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1409% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2834% | 5,477 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0813% | 5,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0813% | 4,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5263% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4272% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 1.2407% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0353% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3480% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4073% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4130% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1986% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8416% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7926% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7926% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6897% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4453% | 574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3274% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 1.6509% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3046% | 5,933 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4665% | 4,931 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3911% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9614% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2713% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7016% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6874% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6874% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1841% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 1,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1475% | 5,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.5471% | 5,497 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9469% | 6,144 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0691% | 4,981 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7295% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4017% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5843% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3133% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1993% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1993% | 533 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3449% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6837% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.3966% | 5,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2220% | 6,063 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7470% | 4,991 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6958% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7444% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2428% | 728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8342% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6372% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6372% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9797% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8959% | 108 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8809% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 4.4458% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3608% | 107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2921% | 256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4484% | 758 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8176% | 4,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7382% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5038% | 5,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2728% | 132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2728% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.6401% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1043% | 94 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3915% | 42 |
| Percentage Net Loans Charged-off:Construction & development | 5.0836% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1427% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4253% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6689% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9746% | 4,816 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0463% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8146% | 6,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7789% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7789% | 103 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4587% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9418% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2180% | 63 |
| Percentage Net Loans Charged-off:Construction & development | 2.3666% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6170% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2480% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0813% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4498% | 4,855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6664% | 153 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1492% | 6,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9097% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.9097% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0779% | 947 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6490% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5451% | 534 |
| Percentage Net Loans Charged-off:Construction & development | -0.5985% | 5,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7491% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4014% | 4,892 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7216% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5621% | 6,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9203% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9203% | 59 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3131% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1448% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8900% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 2.7124% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3613% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4460% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3732% | 797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4639% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4918% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0761% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0761% | 424 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1529% | 170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5297% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1157% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 3.6162% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6915% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1425% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1105% | 4,865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2051% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7421% | 393 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2912% | 388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2913% | 357 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7694% | 131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9904% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2183% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.8113% | 771 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3485% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2990% | 6,666 |
| Percentage Net Loans Charged-off: Home equity loans | -2.3674% | 5,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2172% | 1,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3958% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3411% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3411% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.8527% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6057% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7076% | 751 |
| Percentage Net Loans Charged-off:Construction & development | 1.3925% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4785% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4204% | 6,773 |
| Percentage Net Loans Charged-off: Home equity loans | -3.2353% | 5,073 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2858% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8930% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7979% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7979% | 315 |
| Percentage Net Loans Charged-off: All other loans and lease | 13.7630% | 84 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2201% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2094% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 9.4157% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1837% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0462% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9712% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9352% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4917% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9747% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1333% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1333% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3651% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8303% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0950% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 6.0594% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8544% | 942 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0053% | 406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8575% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1544% | 289 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2710% | 107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0842% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1025% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1024% | 1,037 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0918% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4716% | 154 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9086% | 104 |
| Percentage Net Loans Charged-off:Construction & development | 8.5553% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2429% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1870% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7078% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7808% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8435% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8841% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8841% | 1,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0127% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1330% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 0.2123% | 1,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8264% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5494% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1089% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4185% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8906% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7626% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7626% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5520% | 103 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4593% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 10.2068% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4131% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.5282% | 311 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.3928% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7016% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7615% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6685% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5775% | 1,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5185% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5359% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7751% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.5844% | 119 |
| Percentage Net Loans Charged-off:Construction & development | 10.0129% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0195% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3002% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1378% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1797% | 1,447 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7727% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.5747% | 227 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8138% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7249% | 740 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9550% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1400% | 114 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0232% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 11.5202% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7669% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7079% | 190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6237% | 165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2761% | 1,161 |
| All other 1-4 family - Percent of loans charged-off, net | 5.5573% | 130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2896% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5042% | 2,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4698% | 2,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.3932% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.6525% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 16.6183% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0798% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6692% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.0503% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5424% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4619% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2901% | 256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6211% | 1,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5556% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3742% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5169% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 7.9513% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0323% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2890% | 930 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4771% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1851% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7312% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7239% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3293% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1662% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6268% | 631 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4809% | 645 |
| Percentage Net Loans Charged-off:Construction & development | 5.2443% | 1,067 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1974% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3742% | 719 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7979% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3524% | 1,255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8840% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5638% | 646 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1115% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2090% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5164% | 681 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0104% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 6.7005% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7914% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5369% | 543 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0621% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5392% | 932 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1611% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9484% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3509% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2321% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5212% | 961 |
| Percentage Net Loans Charged-off:Construction & development | 3.6705% | 945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0113% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6095% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9136% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3445% | 7,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9939% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0858% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5584% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6167% | 1,276 |
| Percentage Net Loans Charged-off:Construction & development | 2.7503% | 1,797 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8078% | 1,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7055% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0648% | 815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6292% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7116% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8194% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1868% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2499% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2073% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.6528% | 2,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3309% | 1,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6825% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7322% | 858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6716% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7023% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8606% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2396% | 1,355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1688% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1196% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.2316% | 2,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5105% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4636% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0916% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3177% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5930% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7635% | 2,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3764% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4036% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1876% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.4309% | 1,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 1,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2482% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8403% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1058% | 2,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0954% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0413% | 2,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2252% | 3,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0970% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0678% | 2,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0688% | 1,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1733% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4429% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3335% | 1,686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1766% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1813% | 3,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 3,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0022% | 2,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2055% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0786% | 6,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4629% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9575% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1641% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 3,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0034% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 1,972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1161% | 1,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5670% | 1,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7423% | 2,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9728% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 4,863 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 7,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0739% | 3,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7078% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 4,114 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 7,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 7,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0958% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5600% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 3,515 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,396 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 7,593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 2,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0842% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2238% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5687% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2504% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0175% | 8,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0464% | 8,187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 8,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7354% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2521% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 7,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 7,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0214% | 8,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 8,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9205% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2151% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 2,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 7,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0333% | 8,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0361% | 8,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 1,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7651% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1910% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0211% | 440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3712% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1028% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 1,637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.1335% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0382% | 8,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1924% | 871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2084% | 836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5552% | 1,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1183% | 1,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3202% | 1,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0346% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0498% | 8,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1812% | 796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1959% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6532% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2253% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2429% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0617% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0786% | 8,312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3129% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3384% | 444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2511% | 1,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3418% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1718% | 579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5233% | 275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5677% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0824% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4010% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4310% | 1,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2970% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4439% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1254% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4483% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9513% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5341% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4249% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3380% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6038% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5342% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6493% | 2,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2330% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3870% | 1,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0772% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8750% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7422% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3373% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1607% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0608% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0306% | 2,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6731% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7894% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7411% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0565% | 2,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 2,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7080% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6028% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3517% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 3,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0785% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9236% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6089% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4257% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6086% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2316% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4636% | 3,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3149% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2899% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7874% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5048% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1369% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 8,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 8,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 8,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2693% | 3,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3384% | 5,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0114% | 7,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2402% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 2,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 3,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9374% | 2,435 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3428% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2209% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2575% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2887% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 4,047 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3519% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3704% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5889% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6608% | 3,310 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |