Home > Horicon Bank > Net charge- offs to loans
Horicon Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0044% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0966% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0546% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4738% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7294% | 214 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2518% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0303% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 580 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0252% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1350% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 3,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4300% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5688% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1285% | 1,937 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0520% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0558% | 185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1083% | 106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5220% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4323% | 414 |
| Percentage Net Loans Charged-off: Credit card loans | 10.0334% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3398% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 2,613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0022% | 3,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0441% | 3,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3570% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7156% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3149% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0069% | 3,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 3,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 3,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7236% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4204% | 970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0002% | 2,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 3,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 3,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6763% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7194% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6712% | 643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 3,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 3,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0996% | 4,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3399% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7111% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4134% | 312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0380% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0875% | 4,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0975% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1930% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5002% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0034% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 4,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0130% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1278% | 4,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1432% | 4,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1886% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 1,167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5437% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 4,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0305% | 4,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 4,268 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1544% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4207% | 850 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3294% | 52 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0355% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0533% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0601% | 4,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1762% | 4,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 585 |
| Percentage Net Loans Charged-off: Credit card loans | 9.6491% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 1,330 |
| Percentage Net Loans Charged-off:Construction & development | -0.0642% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1055% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0716% | 4,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0435% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1429% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0926% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 2,331 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 1,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0282% | 4,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0564% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9887% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1196% | 4,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0256% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0829% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5531% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1753% | 4,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0501% | 4,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0579% | 4,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0229% | 3,945 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3781% | 4,732 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3994% | 4,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.4184% | 4,646 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 2,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1056% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1105% | 2,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0183% | 2,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.2745% | 4,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0782% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0192% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0213% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0224% | 4,428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0182% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | -0.4473% | 4,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1174% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0272% | 4,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0326% | 2,731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0342% | 2,614 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 1,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1610% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 4,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 4,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0658% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0690% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 2,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0402% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0461% | 1,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0447% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0463% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1133% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0667% | 4,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0690% | 4,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 2,877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 1,276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0376% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0670% | 4,697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0691% | 4,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 2,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0534% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0646% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2022% | 4,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2079% | 4,916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0208% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1457% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0041% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3445% | 5,092 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3532% | 5,051 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 1,475 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0364% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1527% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1830% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8525% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0692% | 3,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0702% | 3,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0299% | 5,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5231% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0922% | 2,992 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0933% | 2,844 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 2,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0336% | 5,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.0906% | 4,856 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 5,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0155% | 4,777 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 4,863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2842% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3134% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3155% | 1,834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 1,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.1968% | 5,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0288% | 5,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5771% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4947% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0498% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1773% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0991% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0339% | 5,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2255% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0516% | 5,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0191% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 1,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0983% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1928% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 1,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0224% | 4,942 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3434% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0457% | 4,979 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0415% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1131% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0393% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0883% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1982% | 5,379 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2027% | 5,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0462% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0322% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0595% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2599% | 5,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2685% | 5,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0594% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2981% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2764% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4200% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3117% | 684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3663% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3031% | 709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1653% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4263% | 499 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4777% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3919% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7072% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1985% | 1,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1283% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2244% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4968% | 259 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0372% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2227% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8734% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9120% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7733% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9478% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0566% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7542% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 5,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2620% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1747% | 607 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9586% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0529% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0752% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1094% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1132% | 1,150 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5319% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 5,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5353% | 522 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0617% | 5,094 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0636% | 5,036 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0984% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3192% | 1,385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4050% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 1.3687% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6112% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1900% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2141% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 5,083 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0792% | 5,602 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0820% | 5,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0825% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2704% | 1,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3254% | 910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6697% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 2,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0711% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1061% | 5,621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1099% | 5,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0410% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 3,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0206% | 2,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0093% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0724% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0976% | 5,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1012% | 5,470 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1193% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1969% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 4,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0160% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2951% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3562% | 1,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 2,239 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0635% | 5,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0473% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1450% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 2,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 4,164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6885% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1299% | 5,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0668% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3568% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4334% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 5,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 2,192 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0834% | 5,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3384% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4581% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0853% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3295% | 6,269 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7761% | 106 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5356% | 6,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0603% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4314% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5398% | 1,030 |
| Percentage Net Loans Charged-off:Construction & development | -0.0125% | 5,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0466% | 1,803 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1231% | 5,327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6123% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7548% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 2,239 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3937% | 6,289 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6875% | 117 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5986% | 6,411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0212% | 1,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 2,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1040% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2388% | 5,387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 2,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0901% | 1,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 5,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 2,541 |
| Percentage Net Loans Charged-off: Credit card loans | 23.9044% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8121% | 6,480 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 3,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1696% | 3,434 |
| Percentage Net Loans Charged-off:Construction & development | 1.1743% | 1,408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0203% | 6,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3562% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2319% | 1,362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3667% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4417% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0724% | 4,131 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8927% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2256% | 6,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5202% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2677% | 3,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2347% | 2,881 |
| Percentage Net Loans Charged-off:Construction & development | 1.5153% | 1,163 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 6,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4768% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3839% | 1,043 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4847% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4005% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0192% | 5,881 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4210% | 62 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3795% | 6,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7092% | 592 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3501% | 2,279 |
| Percentage Net Loans Charged-off:Construction & development | 2.4525% | 858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 6,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6768% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5533% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6873% | 1,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2491% | 6,365 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1454% | 6,182 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1432% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5437% | 6,662 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0091% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2571% | 2,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7195% | 1,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9443% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7005% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5535% | 6,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6937% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | 20.0772% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0601% | 5,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0757% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0514% | 1,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7025% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 6.8479% | 708 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2458% | 2,580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1966% | 889 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3595% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4805% | 1,254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3497% | 2,628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7237% | 633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0794% | 4,612 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5363% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1279% | 6,653 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2341% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3818% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3280% | 2,999 |
| Percentage Net Loans Charged-off:Construction & development | 2.4646% | 1,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 3,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1667% | 752 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3869% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4179% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8262% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0521% | 6,358 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7969% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2964% | 6,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3007% | 904 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2103% | 3,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2209% | 3,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 2,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5242% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5661% | 1,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2306% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4865% | 7,035 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6689% | 1,397 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4237% | 7,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2221% | 895 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1432% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 2,892 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1108% | 7,147 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5900% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6371% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1403% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9041% | 7,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7838% | 7,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1017% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6957% | 2,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7281% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.5088% | 2,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2358% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3135% | 919 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3008% | 2,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3229% | 2,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6911% | 2,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0250% | 5,307 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4087% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0894% | 1,646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6014% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6936% | 2,262 |
| Percentage Net Loans Charged-off:Construction & development | -0.1023% | 6,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4827% | 807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 3,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 3,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1414% | 3,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2855% | 3,864 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6923% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1075% | 1,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8342% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9591% | 1,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0984% | 6,977 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0169% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 3,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 3,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2134% | 3,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4040% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9373% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1618% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2257% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4043% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0357% | 1,994 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9855% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 2,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0923% | 2,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3174% | 2,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9530% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1163% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1304% | 972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7709% | 2,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7406% | 2,343 |
| Percentage Net Loans Charged-off:Construction & development | 2.9812% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7021% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3659% | 2,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3897% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0260% | 2,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4574% | 1,940 |
| Percentage Net Loans Charged-off: Credit card loans | 9.9590% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0642% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4971% | 3,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5405% | 2,350 |
| Percentage Net Loans Charged-off:Construction & development | 3.3462% | 1,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3645% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 3,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 3,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9895% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2641% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0532% | 1,704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6731% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7889% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 4.7449% | 864 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5522% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 2,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 3,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6819% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7291% | 758 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0643% | 1,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0821% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 3,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0314% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1886% | 1,879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2001% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0145% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7206% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2504% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0766% | 5,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 4,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.2718% | 2,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 3,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 3,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 7,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1723% | 1,923 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5182% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0960% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0955% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.3448% | 1,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0765% | 2,547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0801% | 2,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0336% | 7,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2191% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6489% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1063% | 1,330 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.5970% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1211% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 7,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4385% | 3,072 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4646% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1120% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0020% | 4,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 7,012 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1246% | 7,208 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9535% | 1,753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2915% | 733 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0715% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 2,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.3377% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 2,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0178% | 7,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 3,845 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7129% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0911% | 1,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0352% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1132% | 719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0390% | 1,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0207% | 6,941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7094% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9720% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1104% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 3,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.1699% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 1,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 1,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 6,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1229% | 7,421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5146% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1158% | 1,062 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 4,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,199 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 6,966 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 6,825 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2667% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1670% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1657% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0703% | 5,303 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2840% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0253% | 1,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 4,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1578% | 2,125 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0399% | 7,279 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3545% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0224% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0056% | 7,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 7,991 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0340% | 6,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1185% | 7,403 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5046% | 1,906 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0341% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0202% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 8,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0344% | 6,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7424% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0628% | 8,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1655% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3927% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0838% | 1,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 1,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8118% | 8,314 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3563% | 8,340 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7571% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0673% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2110% | 8,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1035% | 1,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2814% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0244% | 1,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.6887% | 8,347 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3621% | 8,261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3200% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4203% | 8,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 8,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0580% | 8,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 8,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6518% | 8,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3160% | 8,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9388% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8305% | 8,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 8,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1164% | 8,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1207% | 8,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -7.1870% | 8,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1302% | 3,867 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0608% | 2,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1336% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1373% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1500% | 7,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4487% | 4,074 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2358% | 1,247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0842% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0593% | 1,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1274% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 7,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3385% | 4,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9907% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0755% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1622% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0800% | 7,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3210% | 3,979 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5051% | 2,515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 3,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1214% | 7,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5665% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0404% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0764% | 7,305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4347% | 1,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2045% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5011% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 2,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8757% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3211% | 5,189 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2907% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7985% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1372% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2900% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0825% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4083% | 1,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3234% | 4,703 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3045% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0028% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4253% | 1,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1750% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4355% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0579% | 1,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0786% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0985% | 5,569 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3270% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8844% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0889% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 8,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 8,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 7,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4113% | 3,458 |
| Percentage Net Loans Charged-off: Credit card loans | 7.4766% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8037% | 336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4324% | 1,924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2259% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.7530% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1211% | 1,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2223% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2252% | 973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4070% | 1,468 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0822% | 2,164 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9261% | 712 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1156% | 1,591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 3,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6418% | 2,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1289% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7862% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0392% | 1,735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 3,039 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0612% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 5,439 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0567% | 6,543 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 6,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0403% | 10,640 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0108% | 10,175 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 11,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 10,793 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |