Home > Horatio State Bank > Income and Expense
Horatio State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,730,000 | 2,130 |
| Total interest expense | $7,154,000 | 1,612 |
| Net interest income | $9,576,000 | 2,444 |
| Provision for loan and lease losses | $740,000 | 1,009 |
| Total noninterest income | $364,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $187,000 | 2,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 3,740 |
| Total noninterest expense | $5,730,000 | 2,847 |
| Salaries and employee benefits | $3,462,000 | 2,732 |
| Premises and equipment expense | $738,000 | 2,417 |
| Additional noninterest expense | $177,000 | 3,740 |
| Pre-tax net operating income | $3,470,000 | 2,338 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $814,000 | 1,575 |
| Income before extraordinary items | $2,656,000 | 2,472 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,656,000 | 2,497 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,656,000 | 2,474 |
| Net charge-offs | $652,000 | 653 |
| Cash dividends | $1,015,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,656,000 | 2,496 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,263,000 | 2,122 |
| Total interest expense | $4,959,000 | 1,594 |
| Net interest income | $7,304,000 | 2,435 |
| Provision for loan and lease losses | $380,000 | 1,171 |
| Total noninterest income | $271,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $141,000 | 2,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,747 |
| Total noninterest expense | $4,217,000 | 2,867 |
| Salaries and employee benefits | $2,532,000 | 2,762 |
| Premises and equipment expense | $553,000 | 2,430 |
| Additional noninterest expense | $130,000 | 3,745 |
| Pre-tax net operating income | $2,978,000 | 2,235 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $700,000 | 1,531 |
| Income before extraordinary items | $2,278,000 | 2,353 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,278,000 | 2,376 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,278,000 | 2,355 |
| Net charge-offs | $407,000 | 639 |
| Cash dividends | $623,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,278,000 | 2,377 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 2,136 |
| Total interest expense | $2,990,000 | 1,568 |
| Net interest income | $4,923,000 | 2,439 |
| Provision for loan and lease losses | $180,000 | 1,397 |
| Total noninterest income | $163,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $93,000 | 2,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 3,893 |
| Total noninterest expense | $2,850,000 | 2,846 |
| Salaries and employee benefits | $1,765,000 | 2,699 |
| Premises and equipment expense | $343,000 | 2,510 |
| Additional noninterest expense | $70,000 | 3,874 |
| Pre-tax net operating income | $2,056,000 | 2,218 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $475,000 | 1,531 |
| Income before extraordinary items | $1,581,000 | 2,347 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,581,000 | 2,374 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,581,000 | 2,347 |
| Net charge-offs | $234,000 | 628 |
| Cash dividends | $588,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,581,000 | 2,356 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,813,000 | 2,171 |
| Total interest expense | $1,337,000 | 1,545 |
| Net interest income | $2,476,000 | 2,444 |
| Provision for loan and lease losses | $120,000 | 1,169 |
| Total noninterest income | $93,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $44,000 | 2,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 3,702 |
| Total noninterest expense | $1,317,000 | 2,993 |
| Salaries and employee benefits | $741,000 | 2,994 |
| Premises and equipment expense | $162,000 | 2,630 |
| Additional noninterest expense | $49,000 | 3,702 |
| Pre-tax net operating income | $1,132,000 | 2,152 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $261,000 | 1,500 |
| Income before extraordinary items | $871,000 | 2,274 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $871,000 | 2,274 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $871,000 | 2,274 |
| Net charge-offs | $141,000 | 516 |
| Cash dividends | $392,000 | 1,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $871,000 | 2,312 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,978,000 | 2,059 |
| Total interest expense | $3,095,000 | 1,145 |
| Net interest income | $10,883,000 | 2,258 |
| Provision for loan and lease losses | $895,000 | 887 |
| Total noninterest income | $340,000 | 3,826 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $195,000 | 2,782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 3,986 |
| Total noninterest expense | $5,783,000 | 2,807 |
| Salaries and employee benefits | $3,541,000 | 2,687 |
| Premises and equipment expense | $746,000 | 2,416 |
| Additional noninterest expense | $145,000 | 3,986 |
| Pre-tax net operating income | $4,545,000 | 2,148 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,085,000 | 1,488 |
| Income before extraordinary items | $3,460,000 | 2,285 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,460,000 | 2,284 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,460,000 | 2,284 |
| Net charge-offs | $715,000 | 498 |
| Cash dividends | $1,078,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,460,000 | 2,311 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,272,000 | 2,039 |
| Total interest expense | $2,099,000 | 976 |
| Net interest income | $8,173,000 | 2,222 |
| Provision for loan and lease losses | $630,000 | 838 |
| Total noninterest income | $239,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $144,000 | 2,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,079 |
| Total noninterest expense | $4,223,000 | 2,828 |
| Salaries and employee benefits | $2,523,000 | 2,752 |
| Premises and equipment expense | $557,000 | 2,426 |
| Additional noninterest expense | $95,000 | 4,079 |
| Pre-tax net operating income | $3,559,000 | 2,072 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $919,000 | 1,401 |
| Income before extraordinary items | $2,640,000 | 2,237 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,640,000 | 2,236 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,640,000 | 2,236 |
| Net charge-offs | $485,000 | 449 |
| Cash dividends | $784,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,640,000 | 2,276 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 2,033 |
| Total interest expense | $1,295,000 | 891 |
| Net interest income | $5,348,000 | 2,221 |
| Provision for loan and lease losses | $430,000 | 756 |
| Total noninterest income | $174,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $93,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,965 |
| Total noninterest expense | $2,806,000 | 2,835 |
| Salaries and employee benefits | $1,742,000 | 2,707 |
| Premises and equipment expense | $349,000 | 2,511 |
| Additional noninterest expense | $715,000 | 3,155 |
| Pre-tax net operating income | $2,286,000 | 2,041 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $602,000 | 1,346 |
| Income before extraordinary items | $1,684,000 | 2,198 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,684,000 | 2,198 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,684,000 | 2,198 |
| Net charge-offs | $335,000 | 411 |
| Cash dividends | $588,000 | 1,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,684,000 | 2,237 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 1,993 |
| Total interest expense | $653,000 | 842 |
| Net interest income | $2,637,000 | 2,193 |
| Provision for loan and lease losses | $210,000 | 643 |
| Total noninterest income | $88,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $47,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,927 |
| Total noninterest expense | $1,316,000 | 2,931 |
| Salaries and employee benefits | $770,000 | 2,896 |
| Premises and equipment expense | $185,000 | 2,442 |
| Additional noninterest expense | $361,000 | 3,143 |
| Pre-tax net operating income | $1,199,000 | 1,920 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $313,000 | 1,274 |
| Income before extraordinary items | $886,000 | 2,069 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $886,000 | 2,068 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $886,000 | 2,069 |
| Net charge-offs | $150,000 | 420 |
| Cash dividends | $392,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $886,000 | 2,085 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,981,000 | 2,069 |
| Total interest expense | $2,904,000 | 940 |
| Net interest income | $10,077,000 | 2,320 |
| Provision for loan and lease losses | $930,000 | 638 |
| Total noninterest income | $355,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $167,000 | 2,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 4,029 |
| Total noninterest expense | $4,738,000 | 3,102 |
| Salaries and employee benefits | $3,138,000 | 2,867 |
| Premises and equipment expense | $486,000 | 3,074 |
| Additional noninterest expense | $1,114,000 | 3,552 |
| Pre-tax net operating income | $4,764,000 | 2,118 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,154,000 | 1,500 |
| Income before extraordinary items | $3,610,000 | 2,305 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,610,000 | 2,306 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,610,000 | 2,306 |
| Net charge-offs | $781,000 | 495 |
| Cash dividends | $1,516,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,610,000 | 2,275 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,730,000 | 2,111 |
| Total interest expense | $2,218,000 | 973 |
| Net interest income | $7,512,000 | 2,364 |
| Provision for loan and lease losses | $720,000 | 608 |
| Total noninterest income | $249,000 | 4,019 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $125,000 | 2,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 4,154 |
| Total noninterest expense | $3,356,000 | 3,213 |
| Salaries and employee benefits | $2,231,000 | 2,957 |
| Premises and equipment expense | $337,000 | 3,210 |
| Additional noninterest expense | $788,000 | 3,649 |
| Pre-tax net operating income | $3,685,000 | 2,156 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $948,000 | 1,503 |
| Income before extraordinary items | $2,737,000 | 2,386 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,737,000 | 2,386 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,737,000 | 2,386 |
| Net charge-offs | $598,000 | 450 |
| Cash dividends | $1,165,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,737,000 | 2,360 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,547,000 | 2,090 |
| Total interest expense | $1,525,000 | 985 |
| Net interest income | $5,022,000 | 2,347 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $181,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $80,000 | 2,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 4,038 |
| Total noninterest expense | $2,203,000 | 3,236 |
| Salaries and employee benefits | $1,489,000 | 2,959 |
| Premises and equipment expense | $203,000 | 3,373 |
| Additional noninterest expense | $511,000 | 3,682 |
| Pre-tax net operating income | $2,500,000 | 2,121 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $634,000 | 1,490 |
| Income before extraordinary items | $1,866,000 | 2,320 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,866,000 | 2,319 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,866,000 | 2,320 |
| Net charge-offs | $421,000 | 447 |
| Cash dividends | $621,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,866,000 | 2,286 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 2,081 |
| Total interest expense | $781,000 | 1,011 |
| Net interest income | $2,498,000 | 2,336 |
| Provision for loan and lease losses | $245,000 | 693 |
| Total noninterest income | $115,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $41,000 | 2,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 3,757 |
| Total noninterest expense | $1,031,000 | 3,321 |
| Salaries and employee benefits | $681,000 | 3,082 |
| Premises and equipment expense | $89,000 | 3,578 |
| Additional noninterest expense | $261,000 | 3,644 |
| Pre-tax net operating income | $1,337,000 | 2,012 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $334,000 | 1,431 |
| Income before extraordinary items | $1,003,000 | 2,212 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,003,000 | 2,212 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,003,000 | 2,212 |
| Net charge-offs | $197,000 | 434 |
| Cash dividends | $392,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,003,000 | 2,170 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $13,584,000 | 2,028 |
| Total interest expense | $3,634,000 | 1,267 |
| Net interest income | $9,950,000 | 2,269 |
| Provision for loan and lease losses | $1,014,000 | 1,586 |
| Total noninterest income | $397,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $182,000 | 2,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,900 |
| Total noninterest expense | $4,444,000 | 3,214 |
| Salaries and employee benefits | $2,983,000 | 2,952 |
| Premises and equipment expense | $415,000 | 3,337 |
| Additional noninterest expense | $1,046,000 | 3,632 |
| Pre-tax net operating income | $4,889,000 | 1,810 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,198,000 | 1,301 |
| Income before extraordinary items | $3,691,000 | 2,023 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,691,000 | 2,023 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,691,000 | 2,023 |
| Net charge-offs | $849,000 | 717 |
| Cash dividends | $1,015,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,691,000 | 1,971 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $10,242,000 | 2,027 |
| Total interest expense | $2,809,000 | 1,309 |
| Net interest income | $7,433,000 | 2,271 |
| Provision for loan and lease losses | $754,000 | 1,595 |
| Total noninterest income | $300,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $135,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,869 |
| Total noninterest expense | $3,183,000 | 3,265 |
| Salaries and employee benefits | $2,107,000 | 3,019 |
| Premises and equipment expense | $310,000 | 3,353 |
| Additional noninterest expense | $766,000 | 3,664 |
| Pre-tax net operating income | $3,796,000 | 1,746 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $984,000 | 1,191 |
| Income before extraordinary items | $2,812,000 | 1,981 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,812,000 | 1,980 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,812,000 | 1,981 |
| Net charge-offs | $627,000 | 661 |
| Cash dividends | $623,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,812,000 | 1,925 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,823,000 | 2,058 |
| Total interest expense | $1,923,000 | 1,354 |
| Net interest income | $4,900,000 | 2,308 |
| Provision for loan and lease losses | $474,000 | 1,660 |
| Total noninterest income | $180,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $92,000 | 2,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 4,023 |
| Total noninterest expense | $2,179,000 | 3,234 |
| Salaries and employee benefits | $1,469,000 | 2,973 |
| Premises and equipment expense | $217,000 | 3,286 |
| Additional noninterest expense | $493,000 | 3,734 |
| Pre-tax net operating income | $2,427,000 | 1,744 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $642,000 | 1,138 |
| Income before extraordinary items | $1,785,000 | 1,995 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,785,000 | 1,996 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,785,000 | 1,996 |
| Net charge-offs | $396,000 | 682 |
| Cash dividends | $623,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,785,000 | 1,954 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,424,000 | 2,047 |
| Total interest expense | $973,000 | 1,456 |
| Net interest income | $2,451,000 | 2,256 |
| Provision for loan and lease losses | $244,000 | 1,331 |
| Total noninterest income | $140,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $55,000 | 2,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,354 |
| Total noninterest expense | $1,042,000 | 3,334 |
| Salaries and employee benefits | $653,000 | 3,177 |
| Premises and equipment expense | $119,000 | 3,164 |
| Additional noninterest expense | $270,000 | 3,635 |
| Pre-tax net operating income | $1,305,000 | 1,476 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $332,000 | 1,003 |
| Income before extraordinary items | $973,000 | 1,702 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $973,000 | 1,703 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $973,000 | 1,703 |
| Net charge-offs | $208,000 | 616 |
| Cash dividends | $392,000 | 1,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $973,000 | 1,669 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,941,000 | 2,159 |
| Total interest expense | $3,746,000 | 1,551 |
| Net interest income | $9,195,000 | 2,390 |
| Provision for loan and lease losses | $760,000 | 1,121 |
| Total noninterest income | $513,000 | 3,648 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $223,000 | 3,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,614 |
| Total noninterest expense | $4,560,000 | 3,186 |
| Salaries and employee benefits | $2,886,000 | 3,003 |
| Premises and equipment expense | $442,000 | 3,303 |
| Additional noninterest expense | $1,232,000 | 3,449 |
| Pre-tax net operating income | $4,388,000 | 1,936 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,084,000 | 1,358 |
| Income before extraordinary items | $3,304,000 | 2,161 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,304,000 | 2,163 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,304,000 | 2,163 |
| Net charge-offs | $616,000 | 913 |
| Cash dividends | $1,025,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,304,000 | 2,120 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,592,000 | 2,202 |
| Total interest expense | $2,774,000 | 1,580 |
| Net interest income | $6,818,000 | 2,441 |
| Provision for loan and lease losses | $530,000 | 1,115 |
| Total noninterest income | $384,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $174,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,675 |
| Total noninterest expense | $3,311,000 | 3,256 |
| Salaries and employee benefits | $2,051,000 | 3,104 |
| Premises and equipment expense | $305,000 | 3,471 |
| Additional noninterest expense | $955,000 | 3,414 |
| Pre-tax net operating income | $3,361,000 | 1,960 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $884,000 | 1,327 |
| Income before extraordinary items | $2,477,000 | 2,211 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,477,000 | 2,211 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,477,000 | 2,212 |
| Net charge-offs | $410,000 | 850 |
| Cash dividends | $829,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,477,000 | 2,173 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 2,236 |
| Total interest expense | $1,796,000 | 1,583 |
| Net interest income | $4,493,000 | 2,462 |
| Provision for loan and lease losses | $330,000 | 1,143 |
| Total noninterest income | $238,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $117,000 | 2,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 3,818 |
| Total noninterest expense | $2,190,000 | 3,295 |
| Salaries and employee benefits | $1,351,000 | 3,141 |
| Premises and equipment expense | $183,000 | 3,665 |
| Additional noninterest expense | $656,000 | 3,396 |
| Pre-tax net operating income | $2,211,000 | 1,964 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $585,000 | 1,314 |
| Income before extraordinary items | $1,626,000 | 2,223 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,626,000 | 2,222 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,626,000 | 2,223 |
| Net charge-offs | $241,000 | 887 |
| Cash dividends | $633,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,626,000 | 2,194 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 2,270 |
| Total interest expense | $870,000 | 1,584 |
| Net interest income | $2,208,000 | 2,508 |
| Provision for loan and lease losses | $150,000 | 1,133 |
| Total noninterest income | $160,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $59,000 | 2,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,209 |
| Total noninterest expense | $1,042,000 | 3,412 |
| Salaries and employee benefits | $614,000 | 3,341 |
| Premises and equipment expense | $92,000 | 3,676 |
| Additional noninterest expense | $336,000 | 3,344 |
| Pre-tax net operating income | $1,176,000 | 1,834 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $290,000 | 1,278 |
| Income before extraordinary items | $886,000 | 2,049 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $886,000 | 2,048 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $886,000 | 2,048 |
| Net charge-offs | $108,000 | 856 |
| Cash dividends | $5,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $886,000 | 2,033 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 2,280 |
| Total interest expense | $2,609,000 | 1,592 |
| Net interest income | $8,889,000 | 2,469 |
| Provision for loan and lease losses | $645,000 | 1,223 |
| Total noninterest income | $421,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $211,000 | 3,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 4,034 |
| Total noninterest expense | $4,133,000 | 3,424 |
| Salaries and employee benefits | $2,720,000 | 3,132 |
| Premises and equipment expense | $345,000 | 3,793 |
| Additional noninterest expense | $1,068,000 | 3,783 |
| Pre-tax net operating income | $4,532,000 | 1,925 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,139,000 | 1,274 |
| Income before extraordinary items | $3,393,000 | 2,139 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,393,000 | 2,137 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,393,000 | 2,138 |
| Net charge-offs | $425,000 | 1,059 |
| Cash dividends | $786,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,393,000 | 2,137 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,484,000 | 2,302 |
| Total interest expense | $1,835,000 | 1,597 |
| Net interest income | $6,649,000 | 2,485 |
| Provision for loan and lease losses | $440,000 | 1,251 |
| Total noninterest income | $297,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $154,000 | 3,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 4,151 |
| Total noninterest expense | $2,987,000 | 3,516 |
| Salaries and employee benefits | $1,956,000 | 3,208 |
| Premises and equipment expense | $252,000 | 3,870 |
| Additional noninterest expense | $779,000 | 3,865 |
| Pre-tax net operating income | $3,519,000 | 1,879 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $937,000 | 1,224 |
| Income before extraordinary items | $2,582,000 | 2,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,582,000 | 2,123 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,582,000 | 2,124 |
| Net charge-offs | $291,000 | 1,017 |
| Cash dividends | $392,000 | 2,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,582,000 | 2,119 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 2,297 |
| Total interest expense | $1,161,000 | 1,583 |
| Net interest income | $4,465,000 | 2,465 |
| Provision for loan and lease losses | $290,000 | 1,244 |
| Total noninterest income | $217,000 | 4,011 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $99,000 | 3,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 3,988 |
| Total noninterest expense | $1,994,000 | 3,526 |
| Salaries and employee benefits | $1,308,000 | 3,231 |
| Premises and equipment expense | $180,000 | 3,779 |
| Additional noninterest expense | $506,000 | 3,925 |
| Pre-tax net operating income | $2,398,000 | 1,835 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $617,000 | 1,223 |
| Income before extraordinary items | $1,781,000 | 2,054 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,781,000 | 2,052 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,781,000 | 2,053 |
| Net charge-offs | $181,000 | 982 |
| Cash dividends | $196,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,781,000 | 2,043 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,782,000 | 2,308 |
| Total interest expense | $566,000 | 1,565 |
| Net interest income | $2,216,000 | 2,475 |
| Provision for loan and lease losses | $140,000 | 1,218 |
| Total noninterest income | $102,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $49,000 | 3,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,086 |
| Total noninterest expense | $979,000 | 3,600 |
| Salaries and employee benefits | $602,000 | 3,406 |
| Premises and equipment expense | $91,000 | 3,805 |
| Additional noninterest expense | $286,000 | 3,734 |
| Pre-tax net operating income | $1,199,000 | 1,780 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $305,000 | 1,207 |
| Income before extraordinary items | $894,000 | 1,998 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $894,000 | 1,997 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $894,000 | 1,998 |
| Net charge-offs | $89,000 | 909 |
| Cash dividends | $196,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $894,000 | 1,988 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,430,000 | 2,367 |
| Total interest expense | $2,014,000 | 1,526 |
| Net interest income | $8,416,000 | 2,543 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $396,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $190,000 | 3,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,187 |
| Total noninterest expense | $3,783,000 | 3,663 |
| Salaries and employee benefits | $2,454,000 | 3,363 |
| Premises and equipment expense | $394,000 | 3,691 |
| Additional noninterest expense | $935,000 | 4,125 |
| Pre-tax net operating income | $4,529,000 | 1,864 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,884,000 | 1,317 |
| Income before extraordinary items | $2,645,000 | 2,241 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,645,000 | 2,241 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,645,000 | 2,241 |
| Net charge-offs | $324,000 | 1,416 |
| Cash dividends | $844,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,645,000 | 2,219 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,707,000 | 2,401 |
| Total interest expense | $1,452,000 | 1,558 |
| Net interest income | $6,255,000 | 2,573 |
| Provision for loan and lease losses | $345,000 | 1,493 |
| Total noninterest income | $310,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $141,000 | 3,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 4,147 |
| Total noninterest expense | $2,804,000 | 3,697 |
| Salaries and employee benefits | $1,795,000 | 3,426 |
| Premises and equipment expense | $294,000 | 3,713 |
| Additional noninterest expense | $715,000 | 4,102 |
| Pre-tax net operating income | $3,416,000 | 1,870 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,296,000 | 1,239 |
| Income before extraordinary items | $2,120,000 | 2,305 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,120,000 | 2,304 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,120,000 | 2,305 |
| Net charge-offs | $235,000 | 1,277 |
| Cash dividends | $648,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,120,000 | 2,283 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 2,400 |
| Total interest expense | $954,000 | 1,537 |
| Net interest income | $4,123,000 | 2,590 |
| Provision for loan and lease losses | $220,000 | 1,478 |
| Total noninterest income | $201,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $89,000 | 3,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 4,163 |
| Total noninterest expense | $1,859,000 | 3,723 |
| Salaries and employee benefits | $1,204,000 | 3,431 |
| Premises and equipment expense | $186,000 | 3,836 |
| Additional noninterest expense | $469,000 | 4,154 |
| Pre-tax net operating income | $2,245,000 | 1,859 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $839,000 | 1,236 |
| Income before extraordinary items | $1,406,000 | 2,259 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,406,000 | 2,259 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,406,000 | 2,259 |
| Net charge-offs | $158,000 | 1,208 |
| Cash dividends | $256,000 | 2,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,406,000 | 2,227 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 2,401 |
| Total interest expense | $477,000 | 1,519 |
| Net interest income | $2,047,000 | 2,593 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $100,000 | 4,280 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 4,162 |
| Total noninterest expense | $940,000 | 3,745 |
| Salaries and employee benefits | $572,000 | 3,571 |
| Premises and equipment expense | $104,000 | 3,671 |
| Additional noninterest expense | $264,000 | 3,975 |
| Pre-tax net operating income | $1,102,000 | 1,838 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $403,000 | 1,231 |
| Income before extraordinary items | $699,000 | 2,198 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $699,000 | 2,199 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $699,000 | 2,199 |
| Net charge-offs | $74,000 | 1,100 |
| Cash dividends | $196,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $699,000 | 2,169 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,399,000 | 2,532 |
| Total interest expense | $1,773,000 | 1,560 |
| Net interest income | $7,626,000 | 2,716 |
| Provision for loan and lease losses | $505,000 | 1,452 |
| Total noninterest income | $352,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $171,000 | 3,788 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $181,000 | 4,450 |
| Total noninterest expense | $3,489,000 | 3,927 |
| Salaries and employee benefits | $2,158,000 | 3,682 |
| Premises and equipment expense | $296,000 | 4,329 |
| Additional noninterest expense | $1,035,000 | 4,099 |
| Pre-tax net operating income | $3,984,000 | 1,949 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,478,000 | 1,280 |
| Income before extraordinary items | $2,506,000 | 2,407 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,506,000 | 2,406 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,506,000 | 2,407 |
| Net charge-offs | $378,000 | 1,314 |
| Cash dividends | $993,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,506,000 | 2,352 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 2,574 |
| Total interest expense | $1,319,000 | 1,572 |
| Net interest income | $5,635,000 | 2,743 |
| Provision for loan and lease losses | $365,000 | 1,429 |
| Total noninterest income | $282,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $128,000 | 3,818 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $154,000 | 4,377 |
| Total noninterest expense | $2,501,000 | 4,027 |
| Salaries and employee benefits | $1,528,000 | 3,796 |
| Premises and equipment expense | $222,000 | 4,351 |
| Additional noninterest expense | $751,000 | 4,187 |
| Pre-tax net operating income | $3,051,000 | 1,938 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,161,000 | 1,278 |
| Income before extraordinary items | $1,890,000 | 2,439 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,890,000 | 2,439 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,890,000 | 2,439 |
| Net charge-offs | $264,000 | 1,244 |
| Cash dividends | $797,000 | 1,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,890,000 | 2,375 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 2,634 |
| Total interest expense | $852,000 | 1,614 |
| Net interest income | $3,651,000 | 2,814 |
| Provision for loan and lease losses | $215,000 | 1,544 |
| Total noninterest income | $174,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $85,000 | 3,824 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $89,000 | 4,550 |
| Total noninterest expense | $1,649,000 | 4,086 |
| Salaries and employee benefits | $1,028,000 | 3,804 |
| Premises and equipment expense | $134,000 | 4,559 |
| Additional noninterest expense | $487,000 | 4,275 |
| Pre-tax net operating income | $1,961,000 | 1,971 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $745,000 | 1,304 |
| Income before extraordinary items | $1,216,000 | 2,472 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,216,000 | 2,471 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,216,000 | 2,471 |
| Net charge-offs | $144,000 | 1,350 |
| Cash dividends | $401,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,216,000 | 2,412 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 2,675 |
| Total interest expense | $425,000 | 1,614 |
| Net interest income | $1,780,000 | 2,865 |
| Provision for loan and lease losses | $110,000 | 1,434 |
| Total noninterest income | $100,000 | 4,390 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $57,000 | 4,264 |
| Total noninterest expense | $763,000 | 4,277 |
| Salaries and employee benefits | $489,000 | 3,928 |
| Premises and equipment expense | $63,000 | 4,689 |
| Additional noninterest expense | $211,000 | 4,572 |
| Pre-tax net operating income | $1,007,000 | 1,909 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $371,000 | 1,300 |
| Income before extraordinary items | $636,000 | 2,357 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $636,000 | 2,357 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $636,000 | 2,357 |
| Net charge-offs | $70,000 | 1,227 |
| Cash dividends | $201,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $636,000 | 2,304 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 2,769 |
| Total interest expense | $1,642,000 | 1,645 |
| Net interest income | $6,612,000 | 2,988 |
| Provision for loan and lease losses | $445,000 | 1,482 |
| Total noninterest income | $279,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $168,000 | 3,977 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $111,000 | 5,019 |
| Total noninterest expense | $3,154,000 | 4,228 |
| Salaries and employee benefits | $1,969,000 | 3,935 |
| Premises and equipment expense | $263,000 | 4,696 |
| Additional noninterest expense | $922,000 | 4,443 |
| Pre-tax net operating income | $3,292,000 | 2,166 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,214,000 | 1,416 |
| Income before extraordinary items | $2,078,000 | 2,651 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,078,000 | 2,652 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,078,000 | 2,653 |
| Net charge-offs | $335,000 | 1,511 |
| Cash dividends | $611,000 | 2,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,078,000 | 2,606 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,089,000 | 2,825 |
| Total interest expense | $1,216,000 | 1,687 |
| Net interest income | $4,873,000 | 3,052 |
| Provision for loan and lease losses | $315,000 | 1,452 |
| Total noninterest income | $197,000 | 4,999 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $129,000 | 3,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $68,000 | 5,193 |
| Total noninterest expense | $2,349,000 | 4,262 |
| Salaries and employee benefits | $1,441,000 | 4,002 |
| Premises and equipment expense | $199,000 | 4,724 |
| Additional noninterest expense | $709,000 | 4,422 |
| Pre-tax net operating income | $2,406,000 | 2,249 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $962,000 | 1,409 |
| Income before extraordinary items | $1,444,000 | 2,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,826 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,444,000 | 2,828 |
| Net charge-offs | $240,000 | 1,384 |
| Cash dividends | $410,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,444,000 | 2,781 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,988,000 | 2,870 |
| Total interest expense | $806,000 | 1,707 |
| Net interest income | $3,182,000 | 3,087 |
| Provision for loan and lease losses | $210,000 | 1,436 |
| Total noninterest income | $144,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $81,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 4,986 |
| Total noninterest expense | $1,545,000 | 4,336 |
| Salaries and employee benefits | $970,000 | 4,016 |
| Premises and equipment expense | $128,000 | 4,810 |
| Additional noninterest expense | $447,000 | 4,561 |
| Pre-tax net operating income | $1,571,000 | 2,262 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $621,000 | 1,434 |
| Income before extraordinary items | $950,000 | 2,841 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $950,000 | 2,841 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $950,000 | 2,843 |
| Net charge-offs | $163,000 | 1,323 |
| Cash dividends | $209,000 | 2,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $950,000 | 2,786 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 2,899 |
| Total interest expense | $404,000 | 1,714 |
| Net interest income | $1,557,000 | 3,128 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $76,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $737,000 | 4,471 |
| Salaries and employee benefits | $466,000 | 4,136 |
| Premises and equipment expense | $60,000 | 4,962 |
| Additional noninterest expense | $211,000 | 4,699 |
| Pre-tax net operating income | $791,000 | 2,233 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $297,000 | 1,451 |
| Income before extraordinary items | $494,000 | 2,739 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $494,000 | 2,742 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $494,000 | 2,742 |
| Net charge-offs | $85,000 | 1,213 |
| Cash dividends | $7,000 | 2,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $494,000 | 2,663 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,566,000 | 2,996 |
| Total interest expense | $1,676,000 | 1,724 |
| Net interest income | $5,890,000 | 3,297 |
| Provision for loan and lease losses | $420,000 | 1,625 |
| Total noninterest income | $320,000 | 4,918 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $204,000 | 3,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 5,121 |
| Total noninterest expense | $3,012,000 | 4,484 |
| Salaries and employee benefits | $1,900,000 | 4,091 |
| Premises and equipment expense | $269,000 | 4,871 |
| Additional noninterest expense | $843,000 | 4,798 |
| Pre-tax net operating income | $2,778,000 | 2,398 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,007,000 | 1,530 |
| Income before extraordinary items | $1,771,000 | 2,919 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,771,000 | 2,918 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,771,000 | 2,919 |
| Net charge-offs | $283,000 | 2,083 |
| Cash dividends | $752,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,771,000 | 2,878 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 3,026 |
| Total interest expense | $1,258,000 | 1,738 |
| Net interest income | $4,399,000 | 3,327 |
| Provision for loan and lease losses | $315,000 | 1,583 |
| Total noninterest income | $269,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $157,000 | 3,884 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $112,000 | 4,917 |
| Total noninterest expense | $2,217,000 | 4,541 |
| Salaries and employee benefits | $1,378,000 | 4,190 |
| Premises and equipment expense | $201,000 | 4,920 |
| Additional noninterest expense | $638,000 | 4,807 |
| Pre-tax net operating income | $2,136,000 | 2,408 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $826,000 | 1,479 |
| Income before extraordinary items | $1,310,000 | 2,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,310,000 | 2,986 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,310,000 | 2,987 |
| Net charge-offs | $216,000 | 1,915 |
| Cash dividends | $407,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,310,000 | 2,934 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 3,064 |
| Total interest expense | $838,000 | 1,759 |
| Net interest income | $2,876,000 | 3,364 |
| Provision for loan and lease losses | $210,000 | 1,585 |
| Total noninterest income | $180,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $109,000 | 3,796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $71,000 | 4,980 |
| Total noninterest expense | $1,464,000 | 4,604 |
| Salaries and employee benefits | $908,000 | 4,249 |
| Premises and equipment expense | $132,000 | 4,999 |
| Additional noninterest expense | $424,000 | 4,836 |
| Pre-tax net operating income | $1,382,000 | 2,400 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $527,000 | 1,495 |
| Income before extraordinary items | $855,000 | 2,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $855,000 | 2,967 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $855,000 | 2,967 |
| Net charge-offs | $128,000 | 1,977 |
| Cash dividends | $206,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $855,000 | 2,902 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 3,104 |
| Total interest expense | $422,000 | 1,776 |
| Net interest income | $1,415,000 | 3,407 |
| Provision for loan and lease losses | $105,000 | 1,539 |
| Total noninterest income | $76,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $50,000 | 3,922 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $26,000 | 5,301 |
| Total noninterest expense | $669,000 | 4,852 |
| Salaries and employee benefits | $416,000 | 4,481 |
| Premises and equipment expense | $67,000 | 5,034 |
| Additional noninterest expense | $186,000 | 5,157 |
| Pre-tax net operating income | $717,000 | 2,283 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $290,000 | 1,380 |
| Income before extraordinary items | $427,000 | 2,877 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $427,000 | 2,880 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $427,000 | 2,880 |
| Net charge-offs | $48,000 | 1,899 |
| Cash dividends | $5,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $427,000 | 2,839 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,257,000 | 3,165 |
| Total interest expense | $1,780,000 | 1,893 |
| Net interest income | $5,477,000 | 3,480 |
| Provision for loan and lease losses | $420,000 | 2,047 |
| Total noninterest income | $350,000 | 4,930 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $117,000 | 5,228 |
| Total noninterest expense | $2,690,000 | 4,855 |
| Salaries and employee benefits | $1,642,000 | 4,543 |
| Premises and equipment expense | $290,000 | 4,929 |
| Additional noninterest expense | $758,000 | 5,178 |
| Pre-tax net operating income | $2,717,000 | 2,322 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $985,000 | 1,477 |
| Income before extraordinary items | $1,733,000 | 2,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,733,000 | 2,871 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,733,000 | 2,872 |
| Net charge-offs | $289,000 | 2,619 |
| Cash dividends | $410,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,732,360 | 2,817 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 3,195 |
| Total interest expense | $1,343,000 | 1,942 |
| Net interest income | $4,096,000 | 3,508 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $258,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $176,000 | 3,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $1,990,000 | 4,917 |
| Salaries and employee benefits | $1,208,000 | 4,601 |
| Premises and equipment expense | $223,000 | 4,908 |
| Additional noninterest expense | $559,000 | 5,217 |
| Pre-tax net operating income | $2,049,000 | 2,373 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $807,000 | 1,437 |
| Income before extraordinary items | $1,243,000 | 3,009 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,243,000 | 3,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,243,000 | 3,013 |
| Net charge-offs | $196,000 | 2,595 |
| Cash dividends | $210,000 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,242,360 | 2,943 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 3,233 |
| Total interest expense | $901,000 | 1,945 |
| Net interest income | $2,671,000 | 3,556 |
| Provision for loan and lease losses | $210,000 | 2,037 |
| Total noninterest income | $175,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $112,000 | 3,912 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 5,278 |
| Total noninterest expense | $1,359,000 | 4,869 |
| Salaries and employee benefits | $834,000 | 4,540 |
| Premises and equipment expense | $156,000 | 4,804 |
| Additional noninterest expense | $369,000 | 5,266 |
| Pre-tax net operating income | $1,277,000 | 2,481 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $494,000 | 1,525 |
| Income before extraordinary items | $783,000 | 3,110 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $783,000 | 3,112 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $783,000 | 3,113 |
| Net charge-offs | $124,000 | 2,544 |
| Cash dividends | $107,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $783,000 | 3,020 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 3,258 |
| Total interest expense | $451,000 | 1,986 |
| Net interest income | $1,336,000 | 3,575 |
| Provision for loan and lease losses | $105,000 | 1,985 |
| Total noninterest income | $86,000 | 5,066 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $57,000 | 3,854 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $679,000 | 4,922 |
| Salaries and employee benefits | $398,000 | 4,692 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $191,000 | 5,242 |
| Pre-tax net operating income | $638,000 | 2,438 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $227,000 | 1,590 |
| Income before extraordinary items | $411,000 | 2,974 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $411,000 | 2,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $411,000 | 2,976 |
| Net charge-offs | $71,000 | 2,158 |
| Cash dividends | $5,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $411,000 | 2,893 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 3,354 |
| Total interest expense | $1,978,000 | 2,153 |
| Net interest income | $5,321,000 | 3,657 |
| Provision for loan and lease losses | $640,000 | 2,380 |
| Total noninterest income | $370,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $251,000 | 3,836 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $119,000 | 5,182 |
| Total noninterest expense | $2,651,000 | 5,032 |
| Salaries and employee benefits | $1,475,000 | 4,887 |
| Premises and equipment expense | $308,000 | 4,901 |
| Additional noninterest expense | $868,000 | 5,124 |
| Pre-tax net operating income | $2,400,000 | 2,479 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $871,000 | 1,603 |
| Income before extraordinary items | $1,533,000 | 3,089 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,533,000 | 3,087 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,533,000 | 3,088 |
| Net charge-offs | $316,000 | 3,230 |
| Cash dividends | $396,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,530,440 | 2,961 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,472,000 | 3,399 |
| Total interest expense | $1,495,000 | 2,215 |
| Net interest income | $3,977,000 | 3,727 |
| Provision for loan and lease losses | $510,000 | 2,240 |
| Total noninterest income | $280,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $185,000 | 3,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $95,000 | 5,183 |
| Total noninterest expense | $1,980,000 | 5,085 |
| Salaries and employee benefits | $1,069,000 | 4,997 |
| Premises and equipment expense | $238,000 | 4,903 |
| Additional noninterest expense | $673,000 | 5,087 |
| Pre-tax net operating income | $1,767,000 | 2,583 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $743,000 | 1,516 |
| Income before extraordinary items | $1,028,000 | 3,375 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,028,000 | 3,376 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,028,000 | 3,377 |
| Net charge-offs | $254,000 | 3,032 |
| Cash dividends | $251,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,025,440 | 3,234 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 3,434 |
| Total interest expense | $1,006,000 | 2,270 |
| Net interest income | $2,633,000 | 3,763 |
| Provision for loan and lease losses | $330,000 | 2,288 |
| Total noninterest income | $188,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 5,067 |
| Total noninterest expense | $1,323,000 | 5,115 |
| Salaries and employee benefits | $735,000 | 4,954 |
| Premises and equipment expense | $160,000 | 4,900 |
| Additional noninterest expense | $428,000 | 5,204 |
| Pre-tax net operating income | $1,168,000 | 2,568 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $485,000 | 1,527 |
| Income before extraordinary items | $683,000 | 3,381 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $683,000 | 3,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $683,000 | 3,382 |
| Net charge-offs | $156,000 | 3,001 |
| Cash dividends | $107,000 | 2,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $683,000 | 3,202 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,476 |
| Total interest expense | $509,000 | 2,329 |
| Net interest income | $1,305,000 | 3,791 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $91,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $56,000 | 4,084 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $628,000 | 5,263 |
| Salaries and employee benefits | $329,000 | 5,279 |
| Premises and equipment expense | $71,000 | 5,195 |
| Additional noninterest expense | $228,000 | 5,079 |
| Pre-tax net operating income | $618,000 | 2,477 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $279,000 | 1,363 |
| Income before extraordinary items | $339,000 | 3,411 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $339,000 | 3,414 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $339,000 | 3,414 |
| Net charge-offs | $84,000 | 2,601 |
| Cash dividends | $102,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $339,000 | 3,243 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 3,638 |
| Total interest expense | $2,104,000 | 2,661 |
| Net interest income | $5,003,000 | 3,908 |
| Provision for loan and lease losses | $638,000 | 3,077 |
| Total noninterest income | $371,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $245,000 | 4,006 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $126,000 | 5,064 |
| Total noninterest expense | $2,495,000 | 5,336 |
| Salaries and employee benefits | $1,411,000 | 5,114 |
| Premises and equipment expense | $316,000 | 5,118 |
| Additional noninterest expense | $768,000 | 5,482 |
| Pre-tax net operating income | $2,241,000 | 2,305 |
| Securities gains (losses) | $2,000 | 3,652 |
| Applicable income taxes | $777,000 | 1,591 |
| Income before extraordinary items | $1,466,000 | 2,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,466,000 | 2,816 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,466,000 | 2,816 |
| Net charge-offs | $424,000 | 3,371 |
| Cash dividends | $128,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,464,700 | 2,721 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,330,000 | 3,681 |
| Total interest expense | $1,601,000 | 2,726 |
| Net interest income | $3,729,000 | 3,932 |
| Provision for loan and lease losses | $458,000 | 2,992 |
| Total noninterest income | $288,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $185,000 | 4,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $103,000 | 5,058 |
| Total noninterest expense | $1,820,000 | 5,422 |
| Salaries and employee benefits | $1,004,000 | 5,267 |
| Premises and equipment expense | $237,000 | 5,156 |
| Additional noninterest expense | $579,000 | 5,512 |
| Pre-tax net operating income | $1,739,000 | 2,322 |
| Securities gains (losses) | $2,000 | 3,369 |
| Applicable income taxes | $667,000 | 1,474 |
| Income before extraordinary items | $1,074,000 | 2,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,074,000 | 2,923 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,074,000 | 2,923 |
| Net charge-offs | $314,000 | 3,196 |
| Cash dividends | $124,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,072,720 | 2,826 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,500,000 | 3,763 |
| Total interest expense | $1,067,000 | 2,817 |
| Net interest income | $2,433,000 | 4,004 |
| Provision for loan and lease losses | $298,000 | 3,059 |
| Total noninterest income | $204,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $121,000 | 4,021 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 4,836 |
| Total noninterest expense | $1,210,000 | 5,497 |
| Salaries and employee benefits | $678,000 | 5,274 |
| Premises and equipment expense | $145,000 | 5,391 |
| Additional noninterest expense | $387,000 | 5,608 |
| Pre-tax net operating income | $1,129,000 | 2,340 |
| Securities gains (losses) | $2,000 | 2,702 |
| Applicable income taxes | $439,000 | 1,446 |
| Income before extraordinary items | $692,000 | 2,943 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $692,000 | 2,945 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $692,000 | 2,945 |
| Net charge-offs | $206,000 | 3,083 |
| Cash dividends | $8,000 | 3,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $690,720 | 2,875 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,833 |
| Total interest expense | $541,000 | 2,861 |
| Net interest income | $1,172,000 | 4,114 |
| Provision for loan and lease losses | $138,000 | 2,978 |
| Total noninterest income | $132,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $71,000 | 4,103 |
| Total noninterest expense | $568,000 | 5,675 |
| Salaries and employee benefits | $306,000 | 5,571 |
| Premises and equipment expense | $66,000 | 5,640 |
| Additional noninterest expense | $196,000 | 5,594 |
| Pre-tax net operating income | $598,000 | 2,228 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $226,000 | 1,376 |
| Income before extraordinary items | $372,000 | 2,817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $372,000 | 2,816 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 2,817 |
| Net charge-offs | $89,000 | 2,851 |
| Cash dividends | $3,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $372,000 | 2,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,689,000 | 4,019 |
| Total interest expense | $2,360,000 | 3,131 |
| Net interest income | $4,329,000 | 4,344 |
| Provision for loan and lease losses | $484,000 | 4,189 |
| Total noninterest income | $516,000 | 4,501 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 4,056 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $272,000 | 4,102 |
| Total noninterest expense | $2,521,000 | 5,490 |
| Salaries and employee benefits | $1,344,000 | 5,353 |
| Premises and equipment expense | $303,000 | 5,384 |
| Additional noninterest expense | $874,000 | 5,416 |
| Pre-tax net operating income | $1,840,000 | 2,393 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $684,000 | 1,592 |
| Income before extraordinary items | $1,156,000 | 2,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,156,000 | 2,979 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,156,000 | 2,982 |
| Net charge-offs | $304,000 | 4,283 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,156,000 | 2,857 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 4,135 |
| Total interest expense | $1,783,000 | 3,235 |
| Net interest income | $3,169,000 | 4,471 |
| Provision for loan and lease losses | $323,000 | 4,220 |
| Total noninterest income | $402,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $182,000 | 4,127 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $220,000 | 4,018 |
| Total noninterest expense | $1,811,000 | 5,620 |
| Salaries and employee benefits | $950,000 | 5,570 |
| Premises and equipment expense | $224,000 | 5,483 |
| Additional noninterest expense | $637,000 | 5,501 |
| Pre-tax net operating income | $1,437,000 | 2,452 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $556,000 | 1,567 |
| Income before extraordinary items | $881,000 | 3,117 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $881,000 | 3,115 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $881,000 | 3,117 |
| Net charge-offs | $194,000 | 4,266 |
| Cash dividends | $148,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $881,000 | 2,991 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,194 |
| Total interest expense | $1,192,000 | 3,319 |
| Net interest income | $2,091,000 | 4,504 |
| Provision for loan and lease losses | $185,000 | 4,332 |
| Total noninterest income | $244,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $114,000 | 4,243 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $130,000 | 4,221 |
| Total noninterest expense | $1,211,000 | 5,641 |
| Salaries and employee benefits | $665,000 | 5,469 |
| Premises and equipment expense | $140,000 | 5,664 |
| Additional noninterest expense | $406,000 | 5,628 |
| Pre-tax net operating income | $939,000 | 2,496 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $335,000 | 1,620 |
| Income before extraordinary items | $604,000 | 3,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $604,000 | 3,048 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $604,000 | 3,051 |
| Net charge-offs | $124,000 | 4,010 |
| Cash dividends | $145,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $604,000 | 2,942 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,285 |
| Total interest expense | $598,000 | 3,438 |
| Net interest income | $1,023,000 | 4,609 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $114,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $53,000 | 4,364 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $61,000 | 4,353 |
| Total noninterest expense | $568,000 | 5,870 |
| Salaries and employee benefits | $300,000 | 5,819 |
| Premises and equipment expense | $66,000 | 5,857 |
| Additional noninterest expense | $202,000 | 5,667 |
| Pre-tax net operating income | $474,000 | 2,508 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $173,000 | 1,579 |
| Income before extraordinary items | $301,000 | 3,117 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $301,000 | 3,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $301,000 | 3,117 |
| Net charge-offs | $65,000 | 3,502 |
| Cash dividends | $71,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $301,000 | 3,006 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 4,474 |
| Total interest expense | $2,673,000 | 3,729 |
| Net interest income | $3,626,000 | 4,877 |
| Provision for loan and lease losses | $354,000 | 5,050 |
| Total noninterest income | $453,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $236,000 | 4,338 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $217,000 | 4,514 |
| Total noninterest expense | $2,309,000 | 5,887 |
| Salaries and employee benefits | $1,280,000 | 5,654 |
| Premises and equipment expense | $265,000 | 5,934 |
| Additional noninterest expense | $764,000 | 5,929 |
| Pre-tax net operating income | $1,416,000 | 2,447 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $486,000 | 1,581 |
| Income before extraordinary items | $930,000 | 2,887 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $930,000 | 2,886 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $930,000 | 2,887 |
| Net charge-offs | $205,000 | 4,972 |
| Cash dividends | $83,000 | 4,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $930,000 | 2,826 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 4,574 |
| Total interest expense | $2,005,000 | 3,842 |
| Net interest income | $2,661,000 | 4,940 |
| Provision for loan and lease losses | $244,000 | 4,893 |
| Total noninterest income | $343,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $173,000 | 4,403 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $170,000 | 4,563 |
| Total noninterest expense | $1,678,000 | 5,980 |
| Salaries and employee benefits | $922,000 | 5,802 |
| Premises and equipment expense | $197,000 | 5,997 |
| Additional noninterest expense | $559,000 | 5,993 |
| Pre-tax net operating income | $1,082,000 | 2,603 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $414,000 | 1,596 |
| Income before extraordinary items | $668,000 | 3,210 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $668,000 | 3,207 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $668,000 | 3,210 |
| Net charge-offs | $147,000 | 4,633 |
| Cash dividends | $83,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $668,000 | 3,121 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,060,000 | 4,652 |
| Total interest expense | $1,328,000 | 3,973 |
| Net interest income | $1,732,000 | 4,994 |
| Provision for loan and lease losses | $154,000 | 4,712 |
| Total noninterest income | $223,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $111,000 | 4,448 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $112,000 | 4,597 |
| Total noninterest expense | $1,129,000 | 6,004 |
| Salaries and employee benefits | $624,000 | 5,826 |
| Premises and equipment expense | $130,000 | 6,060 |
| Additional noninterest expense | $375,000 | 5,996 |
| Pre-tax net operating income | $672,000 | 2,843 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $258,000 | 1,698 |
| Income before extraordinary items | $414,000 | 3,419 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $414,000 | 3,415 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $414,000 | 3,417 |
| Net charge-offs | $93,000 | 4,324 |
| Cash dividends | $82,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $414,000 | 3,303 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,718 |
| Total interest expense | $663,000 | 4,092 |
| Net interest income | $859,000 | 5,013 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $102,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $495,000 | 6,294 |
| Salaries and employee benefits | $282,000 | 6,124 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $148,000 | 6,343 |
| Pre-tax net operating income | $396,000 | 2,822 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $147,000 | 1,764 |
| Income before extraordinary items | $249,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 3,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $249,000 | 3,457 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $71,000 | 2,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $249,000 | 3,297 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 4,918 |
| Total interest expense | $2,883,000 | 4,371 |
| Net interest income | $3,152,000 | 5,279 |
| Provision for loan and lease losses | $212,000 | 5,139 |
| Total noninterest income | $474,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $242,000 | 4,423 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $232,000 | 4,593 |
| Total noninterest expense | $2,048,000 | 6,180 |
| Salaries and employee benefits | $1,181,000 | 6,037 |
| Premises and equipment expense | $280,000 | 5,961 |
| Additional noninterest expense | $587,000 | 6,275 |
| Pre-tax net operating income | $1,366,000 | 3,184 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $491,000 | 1,879 |
| Income before extraordinary items | $875,000 | 3,537 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $875,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 4,536 |
| Cash dividends | $292,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $875,000 | 3,681 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,506,000 | 5,011 |
| Total interest expense | $2,201,000 | 4,445 |
| Net interest income | $2,305,000 | 5,393 |
| Provision for loan and lease losses | $151,000 | 4,611 |
| Total noninterest income | $359,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $180,000 | 4,472 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $179,000 | 4,652 |
| Total noninterest expense | $1,463,000 | 6,283 |
| Salaries and employee benefits | $851,000 | 6,135 |
| Premises and equipment expense | $211,000 | 5,965 |
| Additional noninterest expense | $401,000 | 6,462 |
| Pre-tax net operating income | $1,050,000 | 3,590 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $408,000 | 2,138 |
| Income before extraordinary items | $642,000 | 3,993 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $642,000 | 3,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,971 |
| Cash dividends | $222,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $642,000 | 4,138 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 5,092 |
| Total interest expense | $1,498,000 | 4,507 |
| Net interest income | $1,495,000 | 5,480 |
| Provision for loan and lease losses | $99,000 | 4,304 |
| Total noninterest income | $235,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $113,000 | 4,608 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $990,000 | 6,294 |
| Salaries and employee benefits | $575,000 | 6,160 |
| Premises and equipment expense | $140,000 | 6,013 |
| Additional noninterest expense | $275,000 | 6,412 |
| Pre-tax net operating income | $641,000 | 3,874 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $248,000 | 2,439 |
| Income before extraordinary items | $393,000 | 4,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $393,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,593 |
| Cash dividends | $82,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $393,000 | 4,448 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 5,198 |
| Total interest expense | $764,000 | 4,643 |
| Net interest income | $723,000 | 5,592 |
| Provision for loan and lease losses | $61,000 | 3,456 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,930 |
| Total noninterest expense | $475,000 | 6,431 |
| Salaries and employee benefits | $255,000 | 6,473 |
| Premises and equipment expense | $73,000 | 5,950 |
| Additional noninterest expense | $147,000 | 6,223 |
| Pre-tax net operating income | $294,000 | 4,199 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $105,000 | 2,738 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,607 |
| Cash dividends | $1,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $189,000 | 4,665 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,772,000 | 5,350 |
| Total interest expense | $2,838,000 | 4,946 |
| Net interest income | $2,934,000 | 5,567 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $458,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $217,000 | 4,735 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $241,000 | 4,669 |
| Total noninterest expense | $1,888,000 | 6,359 |
| Salaries and employee benefits | $1,102,000 | 6,224 |
| Premises and equipment expense | $260,000 | 6,151 |
| Additional noninterest expense | $526,000 | 6,454 |
| Pre-tax net operating income | $1,334,000 | 4,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $474,000 | 2,811 |
| Income before extraordinary items | $860,000 | 4,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $860,000 | 4,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $512,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $860,000 | 4,624 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 5,401 |
| Total interest expense | $2,084,000 | 5,004 |
| Net interest income | $2,188,000 | 5,605 |
| Provision for loan and lease losses | $91,000 | 4,243 |
| Total noninterest income | $344,000 | 5,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $158,000 | 4,809 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $186,000 | 4,638 |
| Total noninterest expense | $1,354,000 | 6,455 |
| Salaries and employee benefits | $800,000 | 6,292 |
| Premises and equipment expense | $181,000 | 6,321 |
| Additional noninterest expense | $373,000 | 6,572 |
| Pre-tax net operating income | $1,087,000 | 4,163 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $401,000 | 2,806 |
| Income before extraordinary items | $686,000 | 4,711 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $686,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $303,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $686,000 | 4,704 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 5,446 |
| Total interest expense | $1,367,000 | 5,055 |
| Net interest income | $1,456,000 | 5,646 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $228,000 | 5,296 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $100,000 | 4,947 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $128,000 | 4,623 |
| Total noninterest expense | $889,000 | 6,547 |
| Salaries and employee benefits | $533,000 | 6,343 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $233,000 | 6,761 |
| Pre-tax net operating income | $735,000 | 4,205 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $272,000 | 2,850 |
| Income before extraordinary items | $463,000 | 4,734 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $463,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,250 |
| Cash dividends | $161,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $463,000 | 4,728 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 5,477 |
| Total interest expense | $668,000 | 5,103 |
| Net interest income | $728,000 | 5,661 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $46,000 | 5,043 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $462,000 | 6,484 |
| Salaries and employee benefits | $263,000 | 6,421 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $128,000 | 6,534 |
| Pre-tax net operating income | $351,000 | 4,306 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $126,000 | 2,972 |
| Income before extraordinary items | $225,000 | 4,792 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $225,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,691 |
| Cash dividends | $81,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $225,000 | 4,767 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,495 |
| Total interest expense | $2,421,000 | 4,901 |
| Net interest income | $2,686,000 | 5,818 |
| Provision for loan and lease losses | $130,000 | 4,259 |
| Total noninterest income | $441,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $223,000 | 4,762 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $218,000 | 4,947 |
| Total noninterest expense | $1,839,000 | 6,382 |
| Salaries and employee benefits | $1,069,000 | 6,246 |
| Premises and equipment expense | $253,000 | 6,189 |
| Additional noninterest expense | $517,000 | 6,464 |
| Pre-tax net operating income | $1,158,000 | 4,860 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $430,000 | 3,341 |
| Income before extraordinary items | $728,000 | 5,421 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $728,000 | 5,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $255,000 | 4,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $728,000 | 5,414 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 5,525 |
| Total interest expense | $1,765,000 | 4,906 |
| Net interest income | $2,020,000 | 5,868 |
| Provision for loan and lease losses | $100,000 | 4,067 |
| Total noninterest income | $337,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $162,000 | 4,872 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $175,000 | 4,816 |
| Total noninterest expense | $1,342,000 | 6,464 |
| Salaries and employee benefits | $782,000 | 6,289 |
| Premises and equipment expense | $189,000 | 6,227 |
| Additional noninterest expense | $371,000 | 6,563 |
| Pre-tax net operating income | $915,000 | 4,915 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $362,000 | 3,319 |
| Income before extraordinary items | $553,000 | 5,551 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $553,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $185,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $553,000 | 5,550 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 5,549 |
| Total interest expense | $1,141,000 | 4,882 |
| Net interest income | $1,346,000 | 5,916 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $232,000 | 5,307 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $107,000 | 4,870 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $896,000 | 6,488 |
| Salaries and employee benefits | $524,000 | 6,308 |
| Premises and equipment expense | $121,000 | 6,332 |
| Additional noninterest expense | $251,000 | 6,562 |
| Pre-tax net operating income | $616,000 | 4,923 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $243,000 | 3,346 |
| Income before extraordinary items | $373,000 | 5,547 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $373,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $142,000 | 4,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $373,000 | 5,545 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,544 |
| Total interest expense | $552,000 | 4,835 |
| Net interest income | $674,000 | 5,918 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $118,000 | 5,248 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $454,000 | 6,453 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $302,000 | 4,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $118,000 | 3,364 |
| Income before extraordinary items | $184,000 | 5,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $44,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $184,000 | 5,517 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 5,372 |
| Total interest expense | $1,877,000 | 4,622 |
| Net interest income | $2,798,000 | 5,720 |
| Provision for loan and lease losses | $255,000 | 3,113 |
| Total noninterest income | $412,000 | 5,660 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $202,000 | 5,016 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,063 |
| Total noninterest expense | $1,812,000 | 6,392 |
| Salaries and employee benefits | $1,039,000 | 6,238 |
| Premises and equipment expense | $218,000 | 6,540 |
| Additional noninterest expense | $555,000 | 6,281 |
| Pre-tax net operating income | $1,143,000 | 5,012 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $417,000 | 3,643 |
| Income before extraordinary items | $726,000 | 5,588 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $726,000 | 5,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,153 |
| Cash dividends | $154,000 | 5,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $726,000 | 5,556 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 5,362 |
| Total interest expense | $1,370,000 | 4,566 |
| Net interest income | $2,116,000 | 5,711 |
| Provision for loan and lease losses | $210,000 | 2,870 |
| Total noninterest income | $323,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 5,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,956 |
| Total noninterest expense | $1,333,000 | 6,439 |
| Salaries and employee benefits | $769,000 | 6,270 |
| Premises and equipment expense | $159,000 | 6,581 |
| Additional noninterest expense | $405,000 | 6,316 |
| Pre-tax net operating income | $896,000 | 5,040 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $359,000 | 3,496 |
| Income before extraordinary items | $537,000 | 5,734 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $537,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,275 |
| Cash dividends | $67,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $537,000 | 5,698 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 5,375 |
| Total interest expense | $880,000 | 4,501 |
| Net interest income | $1,380,000 | 5,761 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $201,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $96,000 | 5,125 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $105,000 | 5,089 |
| Total noninterest expense | $871,000 | 6,497 |
| Salaries and employee benefits | $510,000 | 6,275 |
| Premises and equipment expense | $97,000 | 6,763 |
| Additional noninterest expense | $264,000 | 6,366 |
| Pre-tax net operating income | $565,000 | 5,159 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $211,000 | 3,699 |
| Income before extraordinary items | $354,000 | 5,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,666 |
| Cash dividends | $38,000 | 4,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $354,000 | 5,708 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 5,431 |
| Total interest expense | $429,000 | 4,462 |
| Net interest income | $676,000 | 5,838 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $92,000 | 5,872 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $445,000 | 6,461 |
| Salaries and employee benefits | $254,000 | 6,331 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $253,000 | 5,427 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $88,000 | 3,973 |
| Income before extraordinary items | $165,000 | 5,887 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $165,000 | 5,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,405 |
| Cash dividends | $31,000 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $165,000 | 5,851 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,250,000 | 5,370 |
| Total interest expense | $1,636,000 | 4,260 |
| Net interest income | $2,614,000 | 5,862 |
| Provision for loan and lease losses | $242,000 | 3,303 |
| Total noninterest income | $408,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $214,000 | 5,079 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $194,000 | 5,170 |
| Total noninterest expense | $1,766,000 | 6,422 |
| Salaries and employee benefits | $1,026,000 | 6,195 |
| Premises and equipment expense | $238,000 | 6,319 |
| Additional noninterest expense | $502,000 | 6,522 |
| Pre-tax net operating income | $1,014,000 | 5,201 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $372,000 | 3,840 |
| Income before extraordinary items | $642,000 | 5,807 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $642,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,429 |
| Cash dividends | $63,000 | 5,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $642,000 | 5,733 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 5,396 |
| Total interest expense | $1,216,000 | 4,242 |
| Net interest income | $1,919,000 | 5,930 |
| Provision for loan and lease losses | $137,000 | 3,698 |
| Total noninterest income | $309,000 | 5,745 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $165,000 | 5,072 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 5,211 |
| Total noninterest expense | $1,319,000 | 6,402 |
| Salaries and employee benefits | $756,000 | 6,219 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $386,000 | 6,419 |
| Pre-tax net operating income | $772,000 | 5,291 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $300,000 | 3,803 |
| Income before extraordinary items | $472,000 | 5,955 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $472,000 | 5,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,071 |
| Cash dividends | $62,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $472,000 | 5,883 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,053,000 | 5,470 |
| Total interest expense | $808,000 | 4,255 |
| Net interest income | $1,245,000 | 6,041 |
| Provision for loan and lease losses | $83,000 | 3,874 |
| Total noninterest income | $222,000 | 5,598 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $111,000 | 5,035 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $111,000 | 4,953 |
| Total noninterest expense | $863,000 | 6,496 |
| Salaries and employee benefits | $505,000 | 6,261 |
| Premises and equipment expense | $107,000 | 6,627 |
| Additional noninterest expense | $251,000 | 6,517 |
| Pre-tax net operating income | $521,000 | 5,200 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $201,000 | 3,769 |
| Income before extraordinary items | $320,000 | 5,891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $320,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,141 |
| Cash dividends | $37,000 | 4,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $320,000 | 5,809 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 5,550 |
| Total interest expense | $407,000 | 4,272 |
| Net interest income | $599,000 | 6,165 |
| Provision for loan and lease losses | $53,000 | 3,225 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $56,000 | 4,941 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $59,000 | 4,776 |
| Total noninterest expense | $419,000 | 6,627 |
| Salaries and employee benefits | $248,000 | 6,367 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $242,000 | 5,361 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $143,000 | 6,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $143,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $30,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $143,000 | 6,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,073,000 | 5,585 |
| Total interest expense | $1,751,000 | 4,434 |
| Net interest income | $2,322,000 | 6,150 |
| Provision for loan and lease losses | $136,000 | 4,746 |
| Total noninterest income | $333,000 | 6,363 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $176,000 | 5,539 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $1,656,000 | 6,601 |
| Salaries and employee benefits | $1,009,000 | 6,230 |
| Premises and equipment expense | $193,000 | 6,866 |
| Additional noninterest expense | $454,000 | 6,823 |
| Pre-tax net operating income | $863,000 | 5,511 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $311,000 | 4,230 |
| Income before extraordinary items | $552,000 | 6,125 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $552,000 | 6,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $95,000 | 5,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $552,000 | 5,976 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 5,644 |
| Total interest expense | $1,327,000 | 4,523 |
| Net interest income | $1,730,000 | 6,191 |
| Provision for loan and lease losses | $97,000 | 4,715 |
| Total noninterest income | $253,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $134,000 | 5,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 5,748 |
| Total noninterest expense | $1,210,000 | 6,675 |
| Salaries and employee benefits | $741,000 | 6,281 |
| Premises and equipment expense | $111,000 | 7,438 |
| Additional noninterest expense | $358,000 | 6,655 |
| Pre-tax net operating income | $676,000 | 5,599 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $259,000 | 4,209 |
| Income before extraordinary items | $417,000 | 6,260 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $417,000 | 6,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,467 |
| Cash dividends | $95,000 | 4,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $417,000 | 6,083 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 5,654 |
| Total interest expense | $897,000 | 4,589 |
| Net interest income | $1,153,000 | 6,186 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $161,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $73,000 | 5,914 |
| Total noninterest expense | $789,000 | 6,755 |
| Salaries and employee benefits | $491,000 | 6,330 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $227,000 | 6,801 |
| Pre-tax net operating income | $468,000 | 5,479 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $163,000 | 4,361 |
| Income before extraordinary items | $305,000 | 6,061 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $305,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $32,000 | 4,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $305,000 | 5,861 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 5,706 |
| Total interest expense | $455,000 | 4,633 |
| Net interest income | $565,000 | 6,265 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $73,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 6,166 |
| Total noninterest expense | $419,000 | 6,573 |
| Salaries and employee benefits | $242,000 | 6,376 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $125,000 | 6,520 |
| Pre-tax net operating income | $189,000 | 5,975 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $123,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $123,000 | 6,332 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 5,711 |
| Total interest expense | $2,070,000 | 4,676 |
| Net interest income | $2,190,000 | 6,341 |
| Provision for loan and lease losses | $83,000 | 6,026 |
| Total noninterest income | $307,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 6,029 |
| Total noninterest expense | $1,751,000 | 6,354 |
| Salaries and employee benefits | $995,000 | 6,162 |
| Premises and equipment expense | $249,000 | 6,167 |
| Additional noninterest expense | $507,000 | 6,465 |
| Pre-tax net operating income | $663,000 | 6,211 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $439,000 | 6,651 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $439,000 | 6,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,669 |
| Cash dividends | $7,000 | 6,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $439,000 | 6,531 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 5,811 |
| Total interest expense | $2,585,000 | 5,290 |
| Net interest income | $2,146,000 | 6,209 |
| Provision for loan and lease losses | $132,000 | 5,025 |
| Total noninterest income | $248,000 | 6,881 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $156,000 | 5,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $92,000 | 6,609 |
| Total noninterest expense | $1,645,000 | 6,471 |
| Salaries and employee benefits | $963,000 | 6,121 |
| Premises and equipment expense | $225,000 | 6,420 |
| Additional noninterest expense | $457,000 | 6,739 |
| Pre-tax net operating income | $617,000 | 6,112 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $197,000 | 5,056 |
| Income before extraordinary items | $420,000 | 6,457 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $420,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,010 |
| Cash dividends | $54,000 | 6,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $420,000 | 6,336 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,645,000 | 5,984 |
| Total interest expense | $2,452,000 | 5,625 |
| Net interest income | $2,193,000 | 6,282 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $242,000 | 6,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $1,499,000 | 6,755 |
| Salaries and employee benefits | $885,000 | 6,364 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $414,000 | 7,039 |
| Pre-tax net operating income | $801,000 | 5,866 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $274,000 | 4,774 |
| Income before extraordinary items | $527,000 | 6,183 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $527,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $47,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $527,000 | 6,191 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 6,434 |
| Total interest expense | $2,014,000 | 5,974 |
| Net interest income | $1,909,000 | 6,810 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $260,000 | 6,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $1,398,000 | 7,039 |
| Salaries and employee benefits | $783,000 | 6,832 |
| Premises and equipment expense | $187,000 | 7,010 |
| Additional noninterest expense | $428,000 | 7,062 |
| Pre-tax net operating income | $720,000 | 6,243 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $251,000 | 5,195 |
| Income before extraordinary items | $469,000 | 6,601 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $469,000 | 6,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,730 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $469,000 | 6,580 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,562,000 | 6,888 |
| Total interest expense | $1,782,000 | 6,585 |
| Net interest income | $1,780,000 | 7,095 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $230,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,065 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $1,227,000 | 7,466 |
| Salaries and employee benefits | $686,000 | 7,266 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $362,000 | 7,546 |
| Pre-tax net operating income | $728,000 | 6,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $506,000 | 6,574 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $506,000 | 6,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $99,000 | 6,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $506,000 | 6,456 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 7,347 |
| Total interest expense | $1,642,000 | 7,021 |
| Net interest income | $1,710,000 | 7,535 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $201,000 | 7,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,794 |
| Total noninterest expense | $1,125,000 | 7,923 |
| Salaries and employee benefits | $646,000 | 7,630 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $334,000 | 7,966 |
| Pre-tax net operating income | $742,000 | 6,816 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $249,000 | 6,269 |
| Income before extraordinary items | $493,000 | 7,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $493,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $493,000 | 6,956 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,724 |
| Total interest expense | $1,579,000 | 7,379 |
| Net interest income | $1,624,000 | 7,964 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $210,000 | 8,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,815 |
| Total noninterest expense | $1,081,000 | 8,398 |
| Salaries and employee benefits | $624,000 | 7,975 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $319,000 | 8,678 |
| Pre-tax net operating income | $720,000 | 6,844 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $430,000 | 7,380 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $430,000 | 7,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $31,000 | 7,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $433,200 | 7,301 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 8,495 |
| Total interest expense | $1,383,000 | 8,027 |
| Net interest income | $1,419,000 | 8,742 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $214,000 | 8,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,054,000 | 8,741 |
| Salaries and employee benefits | $581,000 | 8,489 |
| Premises and equipment expense | $146,000 | 8,373 |
| Additional noninterest expense | $327,000 | 8,956 |
| Pre-tax net operating income | $554,000 | 8,156 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $181,000 | 7,757 |
| Income before extraordinary items | $373,000 | 8,293 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $373,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,374 |
| Cash dividends | $37,000 | 8,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $373,000 | 8,276 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 9,026 |
| Total interest expense | $1,099,000 | 8,290 |
| Net interest income | $1,336,000 | 9,349 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $189,000 | 8,934 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $990,000 | 9,387 |
| Salaries and employee benefits | $542,000 | 9,025 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $305,000 | 9,905 |
| Pre-tax net operating income | $515,000 | 8,557 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $190,000 | 7,515 |
| Income before extraordinary items | $326,000 | 8,864 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $326,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,696 |
| Cash dividends | $28,000 | 8,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $325,360 | 8,919 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 9,361 |
| Total interest expense | $1,042,000 | 8,911 |
| Net interest income | $1,376,000 | 9,490 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,038,000 | 9,569 |
| Salaries and employee benefits | $539,000 | 9,311 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $340,000 | 9,955 |
| Pre-tax net operating income | $512,000 | 8,588 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $366,000 | 8,783 |
| Extraordinary gains, net | $27,000 | 2,545 |
| Net income | $393,000 | 8,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $366,000 | 8,515 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 9,668 |
| Total interest expense | $1,198,000 | 9,609 |
| Net interest income | $1,432,000 | 9,509 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $152,000 | 10,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,988 |
| Total noninterest expense | $1,044,000 | 9,778 |
| Salaries and employee benefits | $524,000 | 9,548 |
| Premises and equipment expense | $144,000 | 9,299 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $540,000 | 8,136 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $184,000 | 7,884 |
| Income before extraordinary items | $358,000 | 8,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $358,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $27,000 | 8,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $356,680 | 8,286 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.