Home > Hopewell Valley Community Bank > Income and Expense
Hopewell Valley Community Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $18,347,000 | 1,367 |
| Total interest expense | $1,894,000 | 1,455 |
| Net interest income | $16,453,000 | 1,356 |
| Provision for loan and lease losses | $1,500,000 | 568 |
| Total noninterest income | $851,000 | 3,358 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $211,000 | 3,630 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $640,000 | 2,954 |
| Total noninterest expense | $13,400,000 | 1,463 |
| Salaries and employee benefits | $7,286,000 | 1,459 |
| Premises and equipment expense | $1,814,000 | 1,289 |
| Additional noninterest expense | $4,300,000 | 1,435 |
| Pre-tax net operating income | $2,404,000 | 2,702 |
| Securities gains (losses) | $157,000 | 884 |
| Applicable income taxes | $505,000 | 2,215 |
| Income before extraordinary items | $2,056,000 | 2,681 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,056,000 | 2,682 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,056,000 | 2,683 |
| Net charge-offs | $-7,000 | 5,127 |
| Cash dividends | $598,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $860,000 | 248 |
| Net operating income | $1,930,400 | 2,748 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $13,842,000 | 1,372 |
| Total interest expense | $1,421,000 | 1,470 |
| Net interest income | $12,421,000 | 1,360 |
| Provision for loan and lease losses | $540,000 | 979 |
| Total noninterest income | $678,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $161,000 | 3,625 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $517,000 | 2,882 |
| Total noninterest expense | $10,133,000 | 1,443 |
| Salaries and employee benefits | $5,482,000 | 1,461 |
| Premises and equipment expense | $1,375,000 | 1,298 |
| Additional noninterest expense | $3,276,000 | 1,429 |
| Pre-tax net operating income | $2,426,000 | 2,233 |
| Securities gains (losses) | $157,000 | 777 |
| Applicable income taxes | $767,000 | 1,625 |
| Income before extraordinary items | $1,816,000 | 2,422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,816,000 | 2,423 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,816,000 | 2,423 |
| Net charge-offs | $-7,000 | 5,060 |
| Cash dividends | $459,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 439 |
| Net operating income | $1,706,100 | 2,498 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,122,000 | 1,388 |
| Total interest expense | $950,000 | 1,471 |
| Net interest income | $8,172,000 | 1,379 |
| Provision for loan and lease losses | $430,000 | 884 |
| Total noninterest income | $444,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $106,000 | 3,627 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,899 |
| Total noninterest expense | $6,662,000 | 1,469 |
| Salaries and employee benefits | $3,654,000 | 1,471 |
| Premises and equipment expense | $936,000 | 1,277 |
| Additional noninterest expense | $2,072,000 | 1,495 |
| Pre-tax net operating income | $1,524,000 | 2,324 |
| Securities gains (losses) | $157,000 | 628 |
| Applicable income taxes | $496,000 | 1,641 |
| Income before extraordinary items | $1,185,000 | 2,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,185,000 | 2,458 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,185,000 | 2,458 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $254,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,075,100 | 2,564 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,534,000 | 1,393 |
| Total interest expense | $472,000 | 1,470 |
| Net interest income | $4,062,000 | 1,385 |
| Provision for loan and lease losses | $180,000 | 957 |
| Total noninterest income | $217,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 2,911 |
| Total noninterest expense | $3,329,000 | 1,466 |
| Salaries and employee benefits | $1,811,000 | 1,481 |
| Premises and equipment expense | $488,000 | 1,245 |
| Additional noninterest expense | $1,030,000 | 1,495 |
| Pre-tax net operating income | $770,000 | 2,268 |
| Securities gains (losses) | $157,000 | 434 |
| Applicable income taxes | $283,000 | 1,503 |
| Income before extraordinary items | $644,000 | 2,278 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $644,000 | 2,279 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $644,000 | 2,279 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $204,000 | 1,819 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $535,670 | 2,517 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $17,745,000 | 1,423 |
| Total interest expense | $1,941,000 | 1,527 |
| Net interest income | $15,804,000 | 1,410 |
| Provision for loan and lease losses | $800,000 | 1,021 |
| Total noninterest income | $1,104,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $202,000 | 3,893 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $902,000 | 2,468 |
| Total noninterest expense | $12,824,000 | 1,484 |
| Salaries and employee benefits | $7,012,000 | 1,487 |
| Premises and equipment expense | $1,798,000 | 1,323 |
| Additional noninterest expense | $4,014,000 | 1,558 |
| Pre-tax net operating income | $3,284,000 | 2,127 |
| Securities gains (losses) | $351,000 | 547 |
| Applicable income taxes | $1,111,000 | 1,443 |
| Income before extraordinary items | $2,524,000 | 2,291 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,524,000 | 2,291 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,524,000 | 2,291 |
| Net charge-offs | $214,000 | 2,385 |
| Cash dividends | $492,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,281,810 | 2,422 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,162,000 | 1,444 |
| Total interest expense | $1,447,000 | 1,548 |
| Net interest income | $11,715,000 | 1,429 |
| Provision for loan and lease losses | $500,000 | 1,127 |
| Total noninterest income | $914,000 | 2,836 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $154,000 | 3,915 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $760,000 | 2,330 |
| Total noninterest expense | $9,527,000 | 1,508 |
| Salaries and employee benefits | $5,220,000 | 1,498 |
| Premises and equipment expense | $1,357,000 | 1,327 |
| Additional noninterest expense | $2,950,000 | 1,589 |
| Pre-tax net operating income | $2,602,000 | 2,082 |
| Securities gains (losses) | $171,000 | 706 |
| Applicable income taxes | $851,000 | 1,452 |
| Income before extraordinary items | $1,922,000 | 2,287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,922,000 | 2,288 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,922,000 | 2,287 |
| Net charge-offs | $65,000 | 3,057 |
| Cash dividends | $442,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,804,010 | 2,348 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,640,000 | 1,456 |
| Total interest expense | $930,000 | 1,609 |
| Net interest income | $7,710,000 | 1,436 |
| Provision for loan and lease losses | $300,000 | 1,222 |
| Total noninterest income | $636,000 | 2,743 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $102,000 | 3,907 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $534,000 | 2,227 |
| Total noninterest expense | $6,361,000 | 1,510 |
| Salaries and employee benefits | $3,468,000 | 1,501 |
| Premises and equipment expense | $909,000 | 1,324 |
| Additional noninterest expense | $1,984,000 | 1,576 |
| Pre-tax net operating income | $1,685,000 | 2,073 |
| Securities gains (losses) | $171,000 | 537 |
| Applicable income taxes | $570,000 | 1,411 |
| Income before extraordinary items | $1,286,000 | 2,225 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,286,000 | 2,229 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,286,000 | 2,228 |
| Net charge-offs | $68,000 | 2,525 |
| Cash dividends | $246,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,168,010 | 2,336 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 1,470 |
| Total interest expense | $450,000 | 1,677 |
| Net interest income | $3,823,000 | 1,442 |
| Provision for loan and lease losses | $150,000 | 1,189 |
| Total noninterest income | $416,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $50,000 | 3,922 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $366,000 | 1,767 |
| Total noninterest expense | $3,155,000 | 1,523 |
| Salaries and employee benefits | $1,701,000 | 1,546 |
| Premises and equipment expense | $470,000 | 1,311 |
| Additional noninterest expense | $984,000 | 1,573 |
| Pre-tax net operating income | $934,000 | 1,866 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $292,000 | 1,372 |
| Income before extraordinary items | $642,000 | 2,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $642,000 | 2,160 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $642,000 | 2,160 |
| Net charge-offs | $-212,000 | 6,595 |
| Cash dividends | $197,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $642,000 | 2,108 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,537,000 | 1,517 |
| Total interest expense | $2,150,000 | 1,595 |
| Net interest income | $14,387,000 | 1,511 |
| Provision for loan and lease losses | $1,126,000 | 998 |
| Total noninterest income | $936,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $221,000 | 3,936 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $715,000 | 2,836 |
| Total noninterest expense | $14,946,000 | 1,327 |
| Salaries and employee benefits | $6,722,000 | 1,542 |
| Premises and equipment expense | $1,723,000 | 1,384 |
| Additional noninterest expense | $6,501,000 | 1,039 |
| Pre-tax net operating income | $-749,000 | 6,532 |
| Securities gains (losses) | $389,000 | 564 |
| Applicable income taxes | $-441,000 | 6,627 |
| Income before extraordinary items | $81,000 | 6,052 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $81,000 | 6,052 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $81,000 | 6,054 |
| Net charge-offs | $1,271,000 | 1,058 |
| Cash dividends | $153,000 | 3,747 |
| Sale, conversion, retirement of capital stock, net | $730,000 | 245 |
| Net operating income | $-167,960 | 6,362 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,289,000 | 1,535 |
| Total interest expense | $1,670,000 | 1,575 |
| Net interest income | $10,619,000 | 1,545 |
| Provision for loan and lease losses | $976,000 | 904 |
| Total noninterest income | $726,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $165,000 | 3,976 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $561,000 | 2,846 |
| Total noninterest expense | $11,908,000 | 1,266 |
| Salaries and employee benefits | $4,990,000 | 1,569 |
| Premises and equipment expense | $1,299,000 | 1,386 |
| Additional noninterest expense | $5,619,000 | 908 |
| Pre-tax net operating income | $-1,539,000 | 6,756 |
| Securities gains (losses) | $389,000 | 520 |
| Applicable income taxes | $-686,000 | 6,811 |
| Income before extraordinary items | $-464,000 | 6,619 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-464,000 | 6,620 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-464,000 | 6,620 |
| Net charge-offs | $1,350,000 | 800 |
| Cash dividends | $104,000 | 3,300 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 207 |
| Net operating income | $-712,960 | 6,676 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,149,000 | 1,543 |
| Total interest expense | $1,190,000 | 1,500 |
| Net interest income | $6,959,000 | 1,559 |
| Provision for loan and lease losses | $826,000 | 781 |
| Total noninterest income | $340,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $108,000 | 3,981 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $232,000 | 3,562 |
| Total noninterest expense | $8,722,000 | 1,169 |
| Salaries and employee benefits | $3,216,000 | 1,619 |
| Premises and equipment expense | $870,000 | 1,384 |
| Additional noninterest expense | $4,636,000 | 738 |
| Pre-tax net operating income | $-2,249,000 | 6,881 |
| Securities gains (losses) | $310,000 | 544 |
| Applicable income taxes | $-935,000 | 6,901 |
| Income before extraordinary items | $-1,004,000 | 6,810 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,004,000 | 6,812 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,004,000 | 6,811 |
| Net charge-offs | $1,224,000 | 670 |
| Cash dividends | $76,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $-1,202,400 | 6,823 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,072,000 | 1,556 |
| Total interest expense | $696,000 | 1,331 |
| Net interest income | $3,376,000 | 1,603 |
| Provision for loan and lease losses | $626,000 | 579 |
| Total noninterest income | $164,000 | 4,014 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $52,000 | 4,025 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,596 |
| Total noninterest expense | $5,752,000 | 899 |
| Salaries and employee benefits | $1,605,000 | 1,640 |
| Premises and equipment expense | $442,000 | 1,381 |
| Additional noninterest expense | $3,705,000 | 486 |
| Pre-tax net operating income | $-2,838,000 | 6,995 |
| Securities gains (losses) | $35,000 | 1,071 |
| Applicable income taxes | $-1,200,000 | 7,003 |
| Income before extraordinary items | $-1,603,000 | 6,972 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-1,603,000 | 6,973 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,603,000 | 6,973 |
| Net charge-offs | $1,319,000 | 371 |
| Cash dividends | $28,000 | 2,524 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $-1,625,400 | 6,965 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,912,000 | 1,665 |
| Total interest expense | $3,261,000 | 1,363 |
| Net interest income | $12,651,000 | 1,742 |
| Provision for loan and lease losses | $600,000 | 2,443 |
| Total noninterest income | $1,079,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $192,000 | 4,344 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $887,000 | 2,531 |
| Total noninterest expense | $10,635,000 | 1,807 |
| Salaries and employee benefits | $5,867,000 | 1,727 |
| Premises and equipment expense | $1,570,000 | 1,519 |
| Additional noninterest expense | $3,198,000 | 2,031 |
| Pre-tax net operating income | $2,495,000 | 2,411 |
| Securities gains (losses) | $227,000 | 1,594 |
| Applicable income taxes | $810,000 | 1,678 |
| Income before extraordinary items | $1,912,000 | 2,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,912,000 | 2,662 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,912,000 | 2,660 |
| Net charge-offs | $353,000 | 3,095 |
| Cash dividends | $813,000 | 2,206 |
| Sale, conversion, retirement of capital stock, net | $253,000 | 404 |
| Net operating income | $1,753,100 | 2,717 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,882,000 | 1,706 |
| Total interest expense | $2,508,000 | 1,398 |
| Net interest income | $9,374,000 | 1,781 |
| Provision for loan and lease losses | $450,000 | 2,400 |
| Total noninterest income | $844,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $145,000 | 4,380 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $699,000 | 2,468 |
| Total noninterest expense | $7,905,000 | 1,817 |
| Salaries and employee benefits | $4,333,000 | 1,741 |
| Premises and equipment expense | $1,158,000 | 1,548 |
| Additional noninterest expense | $2,414,000 | 2,031 |
| Pre-tax net operating income | $1,863,000 | 2,486 |
| Securities gains (losses) | $227,000 | 1,334 |
| Applicable income taxes | $633,000 | 1,690 |
| Income before extraordinary items | $1,457,000 | 2,691 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,457,000 | 2,693 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,457,000 | 2,692 |
| Net charge-offs | $100,000 | 3,971 |
| Cash dividends | $433,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 349 |
| Net operating income | $1,298,100 | 2,774 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,912,000 | 1,711 |
| Total interest expense | $1,717,000 | 1,411 |
| Net interest income | $6,195,000 | 1,798 |
| Provision for loan and lease losses | $300,000 | 2,388 |
| Total noninterest income | $413,000 | 3,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $96,000 | 4,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $317,000 | 2,993 |
| Total noninterest expense | $5,174,000 | 1,852 |
| Salaries and employee benefits | $2,821,000 | 1,778 |
| Premises and equipment expense | $747,000 | 1,598 |
| Additional noninterest expense | $1,606,000 | 2,031 |
| Pre-tax net operating income | $1,134,000 | 2,615 |
| Securities gains (losses) | $227,000 | 1,021 |
| Applicable income taxes | $414,000 | 1,682 |
| Income before extraordinary items | $947,000 | 2,709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $947,000 | 2,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $947,000 | 2,709 |
| Net charge-offs | $102,000 | 3,389 |
| Cash dividends | $241,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 280 |
| Net operating income | $788,100 | 2,920 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 1,738 |
| Total interest expense | $870,000 | 1,448 |
| Net interest income | $3,055,000 | 1,827 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $174,000 | 3,937 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,353 |
| Total noninterest expense | $2,499,000 | 1,919 |
| Salaries and employee benefits | $1,367,000 | 1,834 |
| Premises and equipment expense | $365,000 | 1,635 |
| Additional noninterest expense | $767,000 | 2,104 |
| Pre-tax net operating income | $580,000 | 2,587 |
| Securities gains (losses) | $133,000 | 788 |
| Applicable income taxes | $223,000 | 1,603 |
| Income before extraordinary items | $490,000 | 2,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $490,000 | 2,663 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $490,000 | 2,664 |
| Net charge-offs | $105,000 | 2,404 |
| Cash dividends | $191,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $398,230 | 2,930 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,616,000 | 1,803 |
| Total interest expense | $3,659,000 | 1,644 |
| Net interest income | $11,957,000 | 1,849 |
| Provision for loan and lease losses | $885,000 | 2,603 |
| Total noninterest income | $1,078,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $202,000 | 4,354 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $876,000 | 2,319 |
| Total noninterest expense | $9,113,000 | 2,097 |
| Salaries and employee benefits | $5,002,000 | 1,935 |
| Premises and equipment expense | $1,401,000 | 1,771 |
| Additional noninterest expense | $2,710,000 | 2,426 |
| Pre-tax net operating income | $3,037,000 | 1,819 |
| Securities gains (losses) | $350,000 | 1,028 |
| Applicable income taxes | $1,167,000 | 1,210 |
| Income before extraordinary items | $2,220,000 | 2,077 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,220,000 | 2,078 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,220,000 | 2,078 |
| Net charge-offs | $145,000 | 4,632 |
| Cash dividends | $353,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $11,889,000 | 60 |
| Net operating income | $1,989,000 | 2,203 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,770,000 | 1,820 |
| Total interest expense | $2,767,000 | 1,691 |
| Net interest income | $9,003,000 | 1,850 |
| Provision for loan and lease losses | $535,000 | 2,781 |
| Total noninterest income | $722,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $149,000 | 4,415 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $573,000 | 2,488 |
| Total noninterest expense | $6,768,000 | 2,118 |
| Salaries and employee benefits | $3,711,000 | 1,957 |
| Premises and equipment expense | $1,048,000 | 1,791 |
| Additional noninterest expense | $2,009,000 | 2,449 |
| Pre-tax net operating income | $2,422,000 | 1,783 |
| Securities gains (losses) | $350,000 | 828 |
| Applicable income taxes | $974,000 | 1,110 |
| Income before extraordinary items | $1,798,000 | 2,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,798,000 | 2,005 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,798,000 | 2,005 |
| Net charge-offs | $-25,000 | 7,152 |
| Cash dividends | $332,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $11,857,000 | 51 |
| Net operating income | $1,570,500 | 2,134 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,920,000 | 1,809 |
| Total interest expense | $1,853,000 | 1,741 |
| Net interest income | $6,067,000 | 1,840 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $579,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $98,000 | 4,419 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $481,000 | 2,159 |
| Total noninterest expense | $4,524,000 | 2,138 |
| Salaries and employee benefits | $2,449,000 | 1,994 |
| Premises and equipment expense | $707,000 | 1,789 |
| Additional noninterest expense | $1,368,000 | 2,446 |
| Pre-tax net operating income | $1,812,000 | 1,589 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $638,000 | 1,092 |
| Income before extraordinary items | $1,174,000 | 1,992 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,174,000 | 1,992 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,174,000 | 1,992 |
| Net charge-offs | $-107,000 | 7,384 |
| Cash dividends | $165,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 543 |
| Net operating income | $1,174,000 | 1,924 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,964,000 | 1,820 |
| Total interest expense | $922,000 | 1,793 |
| Net interest income | $3,042,000 | 1,829 |
| Provision for loan and lease losses | $160,000 | 2,684 |
| Total noninterest income | $229,000 | 3,319 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $184,000 | 2,586 |
| Total noninterest expense | $2,278,000 | 2,119 |
| Salaries and employee benefits | $1,217,000 | 2,012 |
| Premises and equipment expense | $365,000 | 1,773 |
| Additional noninterest expense | $696,000 | 2,388 |
| Pre-tax net operating income | $833,000 | 1,718 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $291,000 | 1,145 |
| Income before extraordinary items | $542,000 | 2,104 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $542,000 | 2,103 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $542,000 | 2,104 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $143,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 359 |
| Net operating income | $542,000 | 2,062 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,592,000 | 1,946 |
| Total interest expense | $4,572,000 | 1,778 |
| Net interest income | $11,020,000 | 1,971 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $727,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $201,000 | 4,394 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $526,000 | 3,112 |
| Total noninterest expense | $8,896,000 | 2,185 |
| Salaries and employee benefits | $4,782,000 | 2,021 |
| Premises and equipment expense | $1,412,000 | 1,820 |
| Additional noninterest expense | $2,702,000 | 2,500 |
| Pre-tax net operating income | $2,251,000 | 2,041 |
| Securities gains (losses) | $118,000 | 2,025 |
| Applicable income taxes | $804,000 | 1,432 |
| Income before extraordinary items | $1,565,000 | 2,444 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,565,000 | 2,441 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,565,000 | 2,446 |
| Net charge-offs | $115,000 | 5,304 |
| Cash dividends | $285,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $2,059,000 | 257 |
| Net operating income | $1,487,120 | 2,436 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,626,000 | 1,996 |
| Total interest expense | $3,571,000 | 1,785 |
| Net interest income | $8,055,000 | 2,057 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $526,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $148,000 | 4,496 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $378,000 | 3,193 |
| Total noninterest expense | $6,631,000 | 2,182 |
| Salaries and employee benefits | $3,569,000 | 2,031 |
| Premises and equipment expense | $1,065,000 | 1,825 |
| Additional noninterest expense | $1,997,000 | 2,490 |
| Pre-tax net operating income | $1,500,000 | 2,374 |
| Securities gains (losses) | $113,000 | 1,838 |
| Applicable income taxes | $544,000 | 1,590 |
| Income before extraordinary items | $1,069,000 | 2,765 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,069,000 | 2,762 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,069,000 | 2,766 |
| Net charge-offs | $66,000 | 5,299 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $2,059,000 | 200 |
| Net operating income | $994,420 | 2,756 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,721,000 | 2,025 |
| Total interest expense | $2,431,000 | 1,816 |
| Net interest income | $5,290,000 | 2,085 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $310,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $95,000 | 4,578 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $215,000 | 3,391 |
| Total noninterest expense | $4,385,000 | 2,200 |
| Salaries and employee benefits | $2,336,000 | 2,080 |
| Premises and equipment expense | $716,000 | 1,825 |
| Additional noninterest expense | $1,333,000 | 2,480 |
| Pre-tax net operating income | $915,000 | 2,550 |
| Securities gains (losses) | $39,000 | 2,038 |
| Applicable income taxes | $319,000 | 1,681 |
| Income before extraordinary items | $635,000 | 2,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $635,000 | 2,949 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $635,000 | 2,954 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $138,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $1,729,000 | 159 |
| Net operating income | $608,870 | 2,927 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 2,103 |
| Total interest expense | $1,231,000 | 1,867 |
| Net interest income | $2,559,000 | 2,175 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $146,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 4,089 |
| Total noninterest expense | $2,124,000 | 2,298 |
| Salaries and employee benefits | $1,140,000 | 2,163 |
| Premises and equipment expense | $362,000 | 1,867 |
| Additional noninterest expense | $622,000 | 2,619 |
| Pre-tax net operating income | $431,000 | 2,698 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $141,000 | 1,791 |
| Income before extraordinary items | $290,000 | 3,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 3,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $290,000 | 3,189 |
| Net charge-offs | $-5,000 | 7,295 |
| Cash dividends | $115,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $290,000 | 3,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,612,000 | 2,280 |
| Total interest expense | $5,394,000 | 2,112 |
| Net interest income | $9,218,000 | 2,367 |
| Provision for loan and lease losses | $601,000 | 4,249 |
| Total noninterest income | $787,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $299,000 | 3,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $488,000 | 3,239 |
| Total noninterest expense | $8,378,000 | 2,363 |
| Salaries and employee benefits | $4,373,000 | 2,246 |
| Premises and equipment expense | $1,387,000 | 1,940 |
| Additional noninterest expense | $2,618,000 | 2,636 |
| Pre-tax net operating income | $1,026,000 | 2,947 |
| Securities gains (losses) | $20,000 | 3,038 |
| Applicable income taxes | $297,000 | 2,034 |
| Income before extraordinary items | $749,000 | 3,247 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $749,000 | 3,245 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $749,000 | 3,246 |
| Net charge-offs | $447,000 | 3,938 |
| Cash dividends | $233,000 | 3,504 |
| Sale, conversion, retirement of capital stock, net | $2,255,000 | 315 |
| Net operating income | $734,600 | 3,221 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,786,000 | 2,358 |
| Total interest expense | $4,103,000 | 2,175 |
| Net interest income | $6,683,000 | 2,437 |
| Provision for loan and lease losses | $501,000 | 3,783 |
| Total noninterest income | $581,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $220,000 | 3,929 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $361,000 | 3,352 |
| Total noninterest expense | $6,160,000 | 2,404 |
| Salaries and employee benefits | $3,208,000 | 2,318 |
| Premises and equipment expense | $1,039,000 | 1,959 |
| Additional noninterest expense | $1,913,000 | 2,655 |
| Pre-tax net operating income | $603,000 | 3,593 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $151,000 | 2,567 |
| Income before extraordinary items | $452,000 | 3,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $452,000 | 3,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $452,000 | 3,854 |
| Net charge-offs | $407,000 | 3,323 |
| Cash dividends | $211,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $2,230,000 | 260 |
| Net operating income | $452,000 | 3,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 2,422 |
| Total interest expense | $2,745,000 | 2,246 |
| Net interest income | $4,350,000 | 2,481 |
| Provision for loan and lease losses | $301,000 | 3,679 |
| Total noninterest income | $366,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $222,000 | 3,487 |
| Total noninterest expense | $4,033,000 | 2,476 |
| Salaries and employee benefits | $2,064,000 | 2,450 |
| Premises and equipment expense | $694,000 | 1,979 |
| Additional noninterest expense | $1,275,000 | 2,691 |
| Pre-tax net operating income | $382,000 | 3,766 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $93,000 | 2,695 |
| Income before extraordinary items | $289,000 | 4,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 4,021 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $289,000 | 4,021 |
| Net charge-offs | $27,000 | 5,411 |
| Cash dividends | $103,000 | 3,234 |
| Sale, conversion, retirement of capital stock, net | $1,377,000 | 254 |
| Net operating income | $289,000 | 3,919 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 2,520 |
| Total interest expense | $1,384,000 | 2,306 |
| Net interest income | $2,063,000 | 2,629 |
| Provision for loan and lease losses | $96,000 | 3,963 |
| Total noninterest income | $141,000 | 4,543 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $70,000 | 3,970 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,899,000 | 2,546 |
| Salaries and employee benefits | $1,018,000 | 2,512 |
| Premises and equipment expense | $339,000 | 2,058 |
| Additional noninterest expense | $542,000 | 2,812 |
| Pre-tax net operating income | $209,000 | 3,967 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $54,000 | 2,811 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $-6,000 | 7,754 |
| Cash dividends | $103,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 783 |
| Net operating income | $155,000 | 4,127 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,512,000 | 2,554 |
| Total interest expense | $6,712,000 | 2,278 |
| Net interest income | $7,800,000 | 2,777 |
| Provision for loan and lease losses | $360,000 | 4,303 |
| Total noninterest income | $716,000 | 4,083 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $319,000 | 3,904 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $397,000 | 3,603 |
| Total noninterest expense | $7,454,000 | 2,541 |
| Salaries and employee benefits | $4,062,000 | 2,476 |
| Premises and equipment expense | $1,300,000 | 2,080 |
| Additional noninterest expense | $2,092,000 | 2,745 |
| Pre-tax net operating income | $702,000 | 4,387 |
| Securities gains (losses) | $86,000 | 1,243 |
| Applicable income taxes | $185,000 | 2,887 |
| Income before extraordinary items | $603,000 | 4,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $603,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 3,553 |
| Cash dividends | $187,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 844 |
| Net operating income | $536,780 | 4,503 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,919,000 | 2,592 |
| Total interest expense | $5,162,000 | 2,311 |
| Net interest income | $5,757,000 | 2,833 |
| Provision for loan and lease losses | $300,000 | 3,542 |
| Total noninterest income | $673,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $240,000 | 3,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $433,000 | 3,054 |
| Total noninterest expense | $5,641,000 | 2,505 |
| Salaries and employee benefits | $3,106,000 | 2,454 |
| Premises and equipment expense | $977,000 | 2,084 |
| Additional noninterest expense | $1,558,000 | 2,686 |
| Pre-tax net operating income | $489,000 | 4,966 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $96,000 | 3,617 |
| Income before extraordinary items | $393,000 | 4,825 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $393,000 | 4,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,644 |
| Cash dividends | $187,000 | 3,958 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 726 |
| Net operating income | $393,000 | 4,986 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 2,632 |
| Total interest expense | $3,532,000 | 2,355 |
| Net interest income | $3,716,000 | 2,903 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $396,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $164,000 | 3,882 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $3,718,000 | 2,540 |
| Salaries and employee benefits | $2,063,000 | 2,497 |
| Premises and equipment expense | $654,000 | 2,068 |
| Additional noninterest expense | $1,001,000 | 2,737 |
| Pre-tax net operating income | $264,000 | 5,435 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $36,000 | 4,305 |
| Income before extraordinary items | $228,000 | 5,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $228,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,593 |
| Cash dividends | $93,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 552 |
| Net operating income | $228,000 | 5,350 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,701,000 | 2,655 |
| Total interest expense | $1,886,000 | 2,360 |
| Net interest income | $1,815,000 | 2,959 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $195,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,820,000 | 2,588 |
| Salaries and employee benefits | $1,010,000 | 2,564 |
| Premises and equipment expense | $322,000 | 2,111 |
| Additional noninterest expense | $488,000 | 2,782 |
| Pre-tax net operating income | $120,000 | 5,767 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,903 |
| Cash dividends | $93,000 | 2,999 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 576 |
| Net operating income | $109,000 | 5,629 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,338,000 | 2,620 |
| Total interest expense | $7,988,000 | 2,322 |
| Net interest income | $7,350,000 | 2,969 |
| Provision for loan and lease losses | $371,000 | 2,813 |
| Total noninterest income | $672,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $261,000 | 4,374 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $411,000 | 3,682 |
| Total noninterest expense | $7,201,000 | 2,516 |
| Salaries and employee benefits | $3,888,000 | 2,551 |
| Premises and equipment expense | $1,255,000 | 2,079 |
| Additional noninterest expense | $2,058,000 | 2,596 |
| Pre-tax net operating income | $450,000 | 6,128 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $58,000 | 4,847 |
| Income before extraordinary items | $392,000 | 6,078 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $392,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,730 |
| Cash dividends | $186,000 | 4,980 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 962 |
| Net operating income | $392,000 | 6,064 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,640 |
| Total interest expense | $5,912,000 | 2,338 |
| Net interest income | $5,521,000 | 2,966 |
| Provision for loan and lease losses | $208,000 | 2,943 |
| Total noninterest income | $500,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $190,000 | 4,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $310,000 | 3,677 |
| Total noninterest expense | $5,417,000 | 2,503 |
| Salaries and employee benefits | $2,920,000 | 2,544 |
| Premises and equipment expense | $949,000 | 2,044 |
| Additional noninterest expense | $1,548,000 | 2,542 |
| Pre-tax net operating income | $396,000 | 6,184 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $56,000 | 4,869 |
| Income before extraordinary items | $340,000 | 6,105 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $340,000 | 6,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,926 |
| Cash dividends | $186,000 | 4,203 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 950 |
| Net operating income | $340,000 | 6,092 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 2,688 |
| Total interest expense | $3,916,000 | 2,366 |
| Net interest income | $3,619,000 | 3,039 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $337,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $217,000 | 3,630 |
| Total noninterest expense | $3,601,000 | 2,536 |
| Salaries and employee benefits | $1,944,000 | 2,587 |
| Premises and equipment expense | $628,000 | 2,063 |
| Additional noninterest expense | $1,029,000 | 2,564 |
| Pre-tax net operating income | $255,000 | 6,320 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $221,000 | 6,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $221,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,479 |
| Cash dividends | $93,000 | 4,403 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 974 |
| Net operating income | $221,000 | 6,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 2,718 |
| Total interest expense | $1,948,000 | 2,363 |
| Net interest income | $1,763,000 | 3,101 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $176,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $57,000 | 4,628 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $119,000 | 3,446 |
| Total noninterest expense | $1,778,000 | 2,571 |
| Salaries and employee benefits | $978,000 | 2,589 |
| Premises and equipment expense | $309,000 | 2,114 |
| Additional noninterest expense | $491,000 | 2,659 |
| Pre-tax net operating income | $127,000 | 6,328 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $111,000 | 6,222 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $111,000 | 6,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,597 |
| Cash dividends | $93,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $111,000 | 6,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,862,000 | 2,714 |
| Total interest expense | $6,668,000 | 2,371 |
| Net interest income | $7,194,000 | 3,031 |
| Provision for loan and lease losses | $206,000 | 3,474 |
| Total noninterest income | $657,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $243,000 | 4,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $414,000 | 3,672 |
| Total noninterest expense | $6,277,000 | 2,770 |
| Salaries and employee benefits | $3,313,000 | 2,867 |
| Premises and equipment expense | $999,000 | 2,480 |
| Additional noninterest expense | $1,965,000 | 2,605 |
| Pre-tax net operating income | $1,368,000 | 4,500 |
| Securities gains (losses) | $108,000 | 522 |
| Applicable income taxes | $421,000 | 3,369 |
| Income before extraordinary items | $1,055,000 | 4,597 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,055,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $115,000 | 5,355 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,139 |
| Net operating income | $978,320 | 4,757 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,110,000 | 2,772 |
| Total interest expense | $4,733,000 | 2,426 |
| Net interest income | $5,377,000 | 3,070 |
| Provision for loan and lease losses | $122,000 | 3,802 |
| Total noninterest income | $489,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $182,000 | 4,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 3,697 |
| Total noninterest expense | $4,566,000 | 2,833 |
| Salaries and employee benefits | $2,410,000 | 2,940 |
| Premises and equipment expense | $720,000 | 2,571 |
| Additional noninterest expense | $1,436,000 | 2,660 |
| Pre-tax net operating income | $1,178,000 | 4,346 |
| Securities gains (losses) | $108,000 | 426 |
| Applicable income taxes | $390,000 | 3,213 |
| Income before extraordinary items | $896,000 | 4,433 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $896,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $115,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $820,400 | 4,635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 2,805 |
| Total interest expense | $2,894,000 | 2,509 |
| Net interest income | $3,649,000 | 3,031 |
| Provision for loan and lease losses | $78,000 | 3,746 |
| Total noninterest income | $304,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 4,594 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 3,900 |
| Total noninterest expense | $2,993,000 | 2,885 |
| Salaries and employee benefits | $1,586,000 | 2,986 |
| Premises and equipment expense | $442,000 | 2,763 |
| Additional noninterest expense | $965,000 | 2,651 |
| Pre-tax net operating income | $882,000 | 4,100 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $275,000 | 3,162 |
| Income before extraordinary items | $607,000 | 4,417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $607,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $115,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $607,000 | 4,410 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 2,857 |
| Total interest expense | $1,294,000 | 2,640 |
| Net interest income | $1,853,000 | 2,975 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $121,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,677 |
| Total noninterest expense | $1,441,000 | 2,985 |
| Salaries and employee benefits | $791,000 | 3,002 |
| Premises and equipment expense | $211,000 | 2,882 |
| Additional noninterest expense | $439,000 | 2,870 |
| Pre-tax net operating income | $518,000 | 3,653 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $169,000 | 2,858 |
| Income before extraordinary items | $349,000 | 4,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $115,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $349,000 | 4,008 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,691,000 | 2,972 |
| Total interest expense | $3,748,000 | 2,788 |
| Net interest income | $6,943,000 | 3,062 |
| Provision for loan and lease losses | $420,000 | 2,180 |
| Total noninterest income | $858,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $182,000 | 5,241 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $676,000 | 2,837 |
| Total noninterest expense | $4,997,000 | 3,242 |
| Salaries and employee benefits | $2,625,000 | 3,343 |
| Premises and equipment expense | $637,000 | 3,478 |
| Additional noninterest expense | $1,735,000 | 2,854 |
| Pre-tax net operating income | $2,384,000 | 3,255 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $752,000 | 2,693 |
| Income before extraordinary items | $1,632,000 | 3,583 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,632,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $3,640,000 | 338 |
| Net operating income | $1,632,000 | 3,558 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,679,000 | 3,046 |
| Total interest expense | $2,593,000 | 2,844 |
| Net interest income | $5,086,000 | 3,103 |
| Provision for loan and lease losses | $312,000 | 2,141 |
| Total noninterest income | $617,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 5,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $486,000 | 2,937 |
| Total noninterest expense | $3,671,000 | 3,268 |
| Salaries and employee benefits | $1,894,000 | 3,435 |
| Premises and equipment expense | $483,000 | 3,435 |
| Additional noninterest expense | $1,294,000 | 2,833 |
| Pre-tax net operating income | $1,720,000 | 3,423 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $553,000 | 2,772 |
| Income before extraordinary items | $1,167,000 | 3,745 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,167,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,167,000 | 3,709 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,805,000 | 3,148 |
| Total interest expense | $1,595,000 | 2,909 |
| Net interest income | $3,210,000 | 3,215 |
| Provision for loan and lease losses | $180,000 | 2,307 |
| Total noninterest income | $404,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $85,000 | 5,372 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $319,000 | 2,955 |
| Total noninterest expense | $2,426,000 | 3,272 |
| Salaries and employee benefits | $1,240,000 | 3,465 |
| Premises and equipment expense | $323,000 | 3,407 |
| Additional noninterest expense | $863,000 | 2,819 |
| Pre-tax net operating income | $1,008,000 | 3,681 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $313,000 | 3,030 |
| Income before extraordinary items | $695,000 | 4,009 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $695,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $695,000 | 3,951 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 3,237 |
| Total interest expense | $748,000 | 2,962 |
| Net interest income | $1,542,000 | 3,333 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $207,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $42,000 | 5,359 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $165,000 | 2,803 |
| Total noninterest expense | $1,172,000 | 3,376 |
| Salaries and employee benefits | $609,000 | 3,521 |
| Premises and equipment expense | $166,000 | 3,360 |
| Additional noninterest expense | $397,000 | 3,034 |
| Pre-tax net operating income | $487,000 | 3,753 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $147,000 | 3,137 |
| Income before extraordinary items | $340,000 | 4,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $340,000 | 4,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $340,000 | 3,989 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 3,540 |
| Total interest expense | $2,293,000 | 3,262 |
| Net interest income | $5,336,000 | 3,617 |
| Provision for loan and lease losses | $280,000 | 3,048 |
| Total noninterest income | $712,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $177,000 | 5,480 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $535,000 | 3,194 |
| Total noninterest expense | $4,176,000 | 3,609 |
| Salaries and employee benefits | $2,069,000 | 3,889 |
| Premises and equipment expense | $619,000 | 3,445 |
| Additional noninterest expense | $1,488,000 | 3,141 |
| Pre-tax net operating income | $1,592,000 | 4,098 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $464,000 | 3,472 |
| Income before extraordinary items | $1,163,000 | 4,288 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,163,000 | 4,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 804 |
| Net operating income | $1,138,150 | 4,269 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 3,655 |
| Total interest expense | $1,639,000 | 3,346 |
| Net interest income | $3,842,000 | 3,718 |
| Provision for loan and lease losses | $220,000 | 2,845 |
| Total noninterest income | $548,000 | 4,303 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $132,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $416,000 | 3,129 |
| Total noninterest expense | $2,998,000 | 3,714 |
| Salaries and employee benefits | $1,504,000 | 3,943 |
| Premises and equipment expense | $451,000 | 3,537 |
| Additional noninterest expense | $1,043,000 | 3,298 |
| Pre-tax net operating income | $1,172,000 | 4,215 |
| Securities gains (losses) | $35,000 | 1,930 |
| Applicable income taxes | $352,000 | 3,508 |
| Income before extraordinary items | $855,000 | 4,425 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $855,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 673 |
| Net operating income | $830,150 | 4,433 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,497,000 | 3,771 |
| Total interest expense | $1,061,000 | 3,427 |
| Net interest income | $2,436,000 | 3,864 |
| Provision for loan and lease losses | $160,000 | 2,593 |
| Total noninterest income | $391,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $89,000 | 5,514 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $302,000 | 2,977 |
| Total noninterest expense | $1,955,000 | 3,807 |
| Salaries and employee benefits | $983,000 | 4,039 |
| Premises and equipment expense | $287,000 | 3,676 |
| Additional noninterest expense | $685,000 | 3,358 |
| Pre-tax net operating income | $712,000 | 4,412 |
| Securities gains (losses) | $35,000 | 1,694 |
| Applicable income taxes | $209,000 | 3,691 |
| Income before extraordinary items | $538,000 | 4,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 4,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 570 |
| Net operating income | $512,800 | 4,581 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 3,899 |
| Total interest expense | $505,000 | 3,611 |
| Net interest income | $1,174,000 | 3,965 |
| Provision for loan and lease losses | $69,000 | 2,785 |
| Total noninterest income | $212,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $164,000 | 2,783 |
| Total noninterest expense | $988,000 | 3,799 |
| Salaries and employee benefits | $504,000 | 3,983 |
| Premises and equipment expense | $149,000 | 3,610 |
| Additional noninterest expense | $335,000 | 3,417 |
| Pre-tax net operating income | $329,000 | 4,600 |
| Securities gains (losses) | $35,000 | 1,403 |
| Applicable income taxes | $98,000 | 3,813 |
| Income before extraordinary items | $266,000 | 4,591 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $266,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $240,450 | 4,735 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 4,242 |
| Total interest expense | $2,017,000 | 4,004 |
| Net interest income | $4,124,000 | 4,269 |
| Provision for loan and lease losses | $205,000 | 3,973 |
| Total noninterest income | $716,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $179,000 | 5,496 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $537,000 | 3,460 |
| Total noninterest expense | $3,595,000 | 4,016 |
| Salaries and employee benefits | $1,816,000 | 4,233 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $1,225,000 | 3,668 |
| Pre-tax net operating income | $1,040,000 | 5,070 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $301,000 | 4,278 |
| Income before extraordinary items | $739,000 | 5,436 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $739,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,711,000 | 245 |
| Net operating income | $739,000 | 5,292 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 4,390 |
| Total interest expense | $1,504,000 | 4,129 |
| Net interest income | $2,949,000 | 4,437 |
| Provision for loan and lease losses | $146,000 | 3,969 |
| Total noninterest income | $554,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $130,000 | 5,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $424,000 | 3,427 |
| Total noninterest expense | $2,624,000 | 4,091 |
| Salaries and employee benefits | $1,331,000 | 4,295 |
| Premises and equipment expense | $410,000 | 3,782 |
| Additional noninterest expense | $883,000 | 3,754 |
| Pre-tax net operating income | $733,000 | 5,397 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $203,000 | 4,620 |
| Income before extraordinary items | $530,000 | 5,698 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $530,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,342,000 | 171 |
| Net operating income | $530,000 | 5,519 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 4,475 |
| Total interest expense | $1,007,000 | 4,232 |
| Net interest income | $1,899,000 | 4,550 |
| Provision for loan and lease losses | $80,000 | 4,288 |
| Total noninterest income | $346,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $86,000 | 5,601 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $260,000 | 3,554 |
| Total noninterest expense | $1,713,000 | 4,164 |
| Salaries and employee benefits | $863,000 | 4,378 |
| Premises and equipment expense | $273,000 | 3,763 |
| Additional noninterest expense | $577,000 | 3,824 |
| Pre-tax net operating income | $452,000 | 5,565 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $123,000 | 4,828 |
| Income before extraordinary items | $329,000 | 5,890 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $329,000 | 5,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $329,000 | 5,660 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,564 |
| Total interest expense | $506,000 | 4,308 |
| Net interest income | $921,000 | 4,637 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $190,000 | 4,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $148,000 | 3,237 |
| Total noninterest expense | $842,000 | 4,209 |
| Salaries and employee benefits | $433,000 | 4,369 |
| Premises and equipment expense | $135,000 | 3,814 |
| Additional noninterest expense | $274,000 | 3,932 |
| Pre-tax net operating income | $232,000 | 5,470 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $58,000 | 4,885 |
| Income before extraordinary items | $174,000 | 5,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $174,000 | 5,483 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,246,000 | 5,014 |
| Total interest expense | $1,916,000 | 4,944 |
| Net interest income | $3,330,000 | 4,929 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $417,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $138,000 | 5,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $279,000 | 4,409 |
| Total noninterest expense | $3,073,000 | 4,382 |
| Salaries and employee benefits | $1,556,000 | 4,559 |
| Premises and equipment expense | $485,000 | 4,028 |
| Additional noninterest expense | $1,032,000 | 4,071 |
| Pre-tax net operating income | $499,000 | 6,764 |
| Securities gains (losses) | $18,000 | 3,224 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $517,000 | 6,320 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $517,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $499,000 | 6,252 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 6,063 |
| Total interest expense | $2,023,000 | 6,057 |
| Net interest income | $2,325,000 | 5,966 |
| Provision for loan and lease losses | $251,000 | 3,598 |
| Total noninterest income | $333,000 | 6,145 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $102,000 | 6,538 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $231,000 | 4,635 |
| Total noninterest expense | $2,238,000 | 5,325 |
| Salaries and employee benefits | $1,111,000 | 5,612 |
| Premises and equipment expense | $352,000 | 5,011 |
| Additional noninterest expense | $775,000 | 4,890 |
| Pre-tax net operating income | $169,000 | 8,023 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $181,000 | 7,856 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $181,000 | 7,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,159,000 | 289 |
| Net operating income | $169,000 | 7,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 7,278 |
| Total interest expense | $1,674,000 | 6,818 |
| Net interest income | $1,461,000 | 7,521 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,650 |
| Total noninterest expense | $1,808,000 | 6,044 |
| Salaries and employee benefits | $921,000 | 6,241 |
| Premises and equipment expense | $293,000 | 5,500 |
| Additional noninterest expense | $594,000 | 5,830 |
| Pre-tax net operating income | $-371,000 | 9,469 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-371,000 | 9,496 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-371,000 | 9,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-371,000 | 9,497 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $950,000 | 9,655 |
| Total interest expense | $384,000 | 9,677 |
| Net interest income | $566,000 | 9,567 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $17,000 | 9,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $1,283,000 | 7,347 |
| Salaries and employee benefits | $649,000 | 7,492 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $471,000 | 6,739 |
| Pre-tax net operating income | $-852,000 | 10,019 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-852,000 | 10,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-852,000 | 10,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,495,000 | 141 |
| Net operating income | $-852,000 | 10,034 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.