Home > HomeStreet Bank > Net charge- offs to loans
HomeStreet Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 2,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,569 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 3,960 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0220% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2782% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6174% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6174% | 354 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 4,009 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0252% | 4,368 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4787% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3862% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3862% | 406 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 1,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 4,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0307% | 4,413 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4282% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3397% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3397% | 453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0315% | 1,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 4,458 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6961% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0611% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0611% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,191 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0339% | 4,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2577% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2407% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2407% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 1,904 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 3,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0447% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2334% | 465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8607% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8607% | 524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0107% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0461% | 4,239 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0162% | 3,248 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0555% | 4,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3122% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6943% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6943% | 629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0179% | 3,308 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 3,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 3,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5329% | 811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5329% | 742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 3,933 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 3,222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 3,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2936% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8325% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8325% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0020% | 3,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 3,290 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 3,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 3,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7345% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7345% | 472 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0135% | 3,331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0069% | 3,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 3,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0280% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0280% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 3,618 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 4,173 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,387 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0429% | 4,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1727% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1727% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 2,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 4,171 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0013% | 3,271 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0978% | 1,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4356% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4356% | 359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 4,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 4,330 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 4,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0014% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 4,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1325% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2189% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2189% | 429 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,744 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,208 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 4,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 4,053 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 4,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0404% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7797% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7797% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.0975% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0100% | 4,150 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0248% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 808 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7560% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7560% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 4,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,386 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0536% | 3,639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1562% | 677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1562% | 612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 4,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 4,358 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2024% | 628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2024% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0076% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,313 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,460 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1340% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1340% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0088% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 4,606 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 3,586 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0092% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2367% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2367% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 4,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.1742% | 4,724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0090% | 4,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0223% | 3,643 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2009% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4746% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4746% | 432 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.1294% | 4,717 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 4,344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0153% | 3,628 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0068% | 4,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2345% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5815% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5815% | 361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0293% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | -0.1528% | 4,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 4,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3585% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6508% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6508% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 4,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 4,963 |
| Percentage Net Loans Charged-off:Construction & development | -0.2218% | 4,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 4,380 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2293% | 4,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5302% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5302% | 1,171 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0635% | 5,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0628% | 5,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.1622% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0823% | 5,264 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0398% | 3,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0907% | 5,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2601% | 5,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2724% | 644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2724% | 584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0603% | 5,221 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0596% | 5,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.1375% | 4,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0840% | 5,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0786% | 4,040 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 5,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3601% | 5,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2683% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2684% | 538 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0727% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0667% | 5,293 |
| Percentage Net Loans Charged-off:Construction & development | -0.1561% | 4,938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0934% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1112% | 5,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4075% | 5,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5239% | 479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5239% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0684% | 5,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 5,338 |
| Percentage Net Loans Charged-off:Construction & development | -0.1335% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0800% | 5,372 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0839% | 5,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5311% | 5,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5403% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5403% | 444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0115% | 4,971 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0226% | 5,055 |
| Percentage Net Loans Charged-off:Construction & development | -0.1596% | 5,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1744% | 4,267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 2,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 4,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3251% | 637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3251% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0254% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 5,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.1769% | 5,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0151% | 5,013 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1597% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 2,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0123% | 4,293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2012% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2012% | 585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0400% | 5,265 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0533% | 5,383 |
| Percentage Net Loans Charged-off:Construction & development | -0.2264% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 5,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1909% | 4,334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 5,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0060% | 4,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1837% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1837% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0358% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 5,368 |
| Percentage Net Loans Charged-off:Construction & development | -0.1042% | 5,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 5,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3813% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 5,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5860% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5860% | 1,122 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0560% | 5,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 5,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.2334% | 5,214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1838% | 5,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 5,375 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 4,180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 5,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1297% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8488% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8488% | 893 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0434% | 5,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 5,562 |
| Percentage Net Loans Charged-off:Construction & development | -0.3236% | 5,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0654% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0177% | 5,371 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0428% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 5,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1298% | 5,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8170% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8170% | 842 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0246% | 5,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0258% | 5,353 |
| Percentage Net Loans Charged-off:Construction & development | -0.0597% | 5,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 5,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 4,271 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1800% | 5,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6236% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6236% | 1,027 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 4,838 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0153% | 5,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 4,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0117% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 5,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1543% | 4,521 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 5,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1203% | 5,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6819% | 1,038 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6819% | 932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0230% | 4,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 3,813 |
| Percentage Net Loans Charged-off:Construction & development | -0.2739% | 5,478 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 5,681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1893% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 2,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2491% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6034% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6550% | 155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 3,573 |
| Percentage Net Loans Charged-off:Construction & development | -0.2380% | 5,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 5,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 2,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3305% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0375% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3465% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5777% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6446% | 147 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0369% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0479% | 5,271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 5,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3203% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 2,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2817% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3645% | 173 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0487% | 2,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0667% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | -0.1460% | 5,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4078% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2247% | 5,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8428% | 276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9394% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2331% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2535% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.2076% | 1,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3667% | 1,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0773% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1731% | 2,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3504% | 6,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.3283% | 12 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.3283% | 12 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2638% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2835% | 1,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0840% | 1,329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5110% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2433% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3040% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1680% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3804% | 6,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 29.9376% | 9 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 29.9376% | 11 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 2,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2651% | 1,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.7241% | 808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 1,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2854% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5140% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1966% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4795% | 6,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.0000% | 14 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 25.0000% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2770% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 1.3070% | 513 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2133% | 6,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1003% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1283% | 1,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7313% | 6,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 26.7191% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 26.7191% | 19 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5466% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6200% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 7.9721% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0678% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8455% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9335% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2918% | 6,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 32.1937% | 20 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 32.1937% | 22 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.7215% | 1,462 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8249% | 427 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9174% | 357 |
| Percentage Net Loans Charged-off:Construction & development | 9.4284% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1319% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9075% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0125% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4159% | 6,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 25.8412% | 28 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 25.8412% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.3429% | 1,452 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2121% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2591% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 11.3889% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8221% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9787% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1071% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3159% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.9241% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.9241% | 72 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8990% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9405% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 8.2032% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2709% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4584% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9124% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5168% | 136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.5168% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5344% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5662% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 3.4833% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1981% | 2,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7146% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0041% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8112% | 2,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.8336% | 143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.6396% | 127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1571% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1568% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 1.5049% | 1,686 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1857% | 2,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6653% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9465% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1766% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0082% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8436% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8113% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7789% | 1,722 |
| Percentage Net Loans Charged-off:Construction & development | -0.2028% | 6,532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 2,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7287% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0317% | 532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4730% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3058% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0431% | 385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4854% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4470% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.6487% | 6,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 1,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2262% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4383% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2122% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.9869% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.4857% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2157% | 282 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3690% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 13.7077% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2683% | 2,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3872% | 1,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6258% | 859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3689% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8581% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5451% | 218 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7009% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 14.0396% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3519% | 2,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4745% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7325% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7617% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1730% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1198% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2450% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 8.6348% | 592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5220% | 1,458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3545% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5875% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8458% | 2,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1101% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2383% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0952% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 4.8864% | 793 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3272% | 1,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2064% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4193% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8598% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5768% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3081% | 352 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3928% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 10.0376% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9024% | 1,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3455% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5898% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8410% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1375% | 330 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1551% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 9.5039% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4593% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7263% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8282% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2082% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2979% | 398 |
| Percentage Net Loans Charged-off:Construction & development | 7.4842% | 591 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0117% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1988% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7203% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6042% | 7,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7731% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6814% | 681 |
| Percentage Net Loans Charged-off:Construction & development | 3.2288% | 740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0906% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2952% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2862% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0152% | 7,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5646% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4544% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.9687% | 1,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 3,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 2,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3712% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3871% | 2,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2171% | 2,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.4490% | 1,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 2,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2091% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4433% | 7,964 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3441% | 1,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 2,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.1524% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8707% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8141% | 8,084 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5425% | 969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.1705% | 878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0065% | 1,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4993% | 104 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1373% | 8,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 7,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 3,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0211% | 1,460 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2112% | 7,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0104% | 5,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 2,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0288% | 952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0531% | 7,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3547% | 3,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 7,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0655% | 7,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 6,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1231% | 7,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9302% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 6,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 2,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9520% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 7,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 6,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8585% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 5,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 2,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3058% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0910% | 1,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0418% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 5,814 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6394% | 1,606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 4,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0738% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0375% | 4,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6279% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0051% | 6,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3229% | 2,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4058% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 6,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 7,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4630% | 1,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 5,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 8,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 8,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7071% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 7,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 8,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0136% | 8,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0113% | 6,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 3,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 3,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5453% | 2,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 6,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 2,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 2,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0041% | 6,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0082% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,144 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 5,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 7,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0287% | 780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 3,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 7,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 812 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0138% | 6,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0200% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 0.1197% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0142% | 7,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0192% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 8,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0347% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 8,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 8,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0151% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3387% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 868 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 8,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.1141% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0378% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 9,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 11,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |