Home > Homestead Bank > Income and Expense
Homestead Bank, Income and Expense
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,958,000 | 4,426 |
Total interest expense | $2,570,000 | 3,384 |
Net interest income | $1,388,000 | 5,767 |
Provision for loan and lease losses | $0 | 6,209 |
Total noninterest income | $187,000 | 5,715 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $187,000 | 3,909 |
Total noninterest expense | $1,399,000 | 5,239 |
Salaries and employee benefits | $823,000 | 5,041 |
Premises and equipment expense | $190,000 | 5,178 |
Additional noninterest expense | $386,000 | 5,411 |
Pre-tax net operating income | $176,000 | 6,783 |
Securities gains (losses) | $2,000 | 1,203 |
Applicable income taxes | $62,000 | 4,578 |
Income before extraordinary items | $116,000 | 7,012 |
Extraordinary gains, net | $0 | 29 |
Net income | $116,000 | 7,012 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,517 |
Cash dividends | $0 | 4,977 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $114,700 | 7,013 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,978,000 | 4,428 |
Total interest expense | $1,272,000 | 3,386 |
Net interest income | $706,000 | 5,737 |
Provision for loan and lease losses | $0 | 5,779 |
Total noninterest income | $71,000 | 6,205 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $71,000 | 4,430 |
Total noninterest expense | $711,000 | 5,198 |
Salaries and employee benefits | $432,000 | 4,905 |
Premises and equipment expense | $99,000 | 5,082 |
Additional noninterest expense | $180,000 | 5,587 |
Pre-tax net operating income | $66,000 | 7,095 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $21,000 | 4,889 |
Income before extraordinary items | $45,000 | 7,226 |
Extraordinary gains, net | $0 | 22 |
Net income | $45,000 | 7,226 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,509 |
Cash dividends | $0 | 3,942 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $45,000 | 7,220 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $7,659,000 | 4,317 |
Total interest expense | $4,788,000 | 3,139 |
Net interest income | $2,871,000 | 5,659 |
Provision for loan and lease losses | $0 | 6,850 |
Total noninterest income | $409,000 | 5,557 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $409,000 | 3,694 |
Total noninterest expense | $2,846,000 | 5,054 |
Salaries and employee benefits | $1,644,000 | 4,898 |
Premises and equipment expense | $364,000 | 5,214 |
Additional noninterest expense | $838,000 | 5,093 |
Pre-tax net operating income | $434,000 | 6,682 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $125,000 | 4,780 |
Income before extraordinary items | $309,000 | 6,876 |
Extraordinary gains, net | $0 | 51 |
Net income | $309,000 | 6,877 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,377 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $309,000 | 6,877 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $5,718,000 | 4,315 |
Total interest expense | $3,515,000 | 3,099 |
Net interest income | $2,203,000 | 5,643 |
Provision for loan and lease losses | $0 | 6,685 |
Total noninterest income | $325,000 | 5,479 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $325,000 | 3,600 |
Total noninterest expense | $2,125,000 | 5,061 |
Salaries and employee benefits | $1,215,000 | 4,928 |
Premises and equipment expense | $277,000 | 5,184 |
Additional noninterest expense | $633,000 | 5,038 |
Pre-tax net operating income | $403,000 | 6,598 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $129,000 | 4,664 |
Income before extraordinary items | $274,000 | 6,850 |
Extraordinary gains, net | $0 | 45 |
Net income | $274,000 | 6,853 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,858 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $274,000 | 6,855 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,773,000 | 4,293 |
Total interest expense | $2,283,000 | 3,057 |
Net interest income | $1,490,000 | 5,616 |
Provision for loan and lease losses | $0 | 6,419 |
Total noninterest income | $222,000 | 5,400 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $222,000 | 3,537 |
Total noninterest expense | $1,375,000 | 5,186 |
Salaries and employee benefits | $805,000 | 4,969 |
Premises and equipment expense | $171,000 | 5,399 |
Additional noninterest expense | $399,000 | 5,217 |
Pre-tax net operating income | $337,000 | 6,234 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $115,000 | 4,355 |
Income before extraordinary items | $222,000 | 6,571 |
Extraordinary gains, net | $0 | 39 |
Net income | $222,000 | 6,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,361 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $222,000 | 6,567 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,889,000 | 4,242 |
Total interest expense | $1,112,000 | 2,993 |
Net interest income | $777,000 | 5,476 |
Provision for loan and lease losses | $0 | 6,013 |
Total noninterest income | $80,000 | 6,074 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $80,000 | 4,150 |
Total noninterest expense | $699,000 | 5,137 |
Salaries and employee benefits | $409,000 | 4,936 |
Premises and equipment expense | $86,000 | 5,415 |
Additional noninterest expense | $204,000 | 5,117 |
Pre-tax net operating income | $158,000 | 6,308 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $53,000 | 4,415 |
Income before extraordinary items | $105,000 | 6,660 |
Extraordinary gains, net | $0 | 21 |
Net income | $105,000 | 6,661 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,399 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $105,000 | 6,651 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $6,961,000 | 4,165 |
Total interest expense | $4,123,000 | 2,587 |
Net interest income | $2,838,000 | 5,673 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $380,000 | 5,833 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $380,000 | 3,861 |
Total noninterest expense | $2,476,000 | 5,410 |
Salaries and employee benefits | $1,488,000 | 5,074 |
Premises and equipment expense | $506,000 | 4,141 |
Additional noninterest expense | $482,000 | 6,680 |
Pre-tax net operating income | $742,000 | 6,036 |
Securities gains (losses) | $9,000 | 1,510 |
Applicable income taxes | $239,000 | 4,422 |
Income before extraordinary items | $512,000 | 6,321 |
Extraordinary gains, net | $0 | 46 |
Net income | $512,000 | 6,326 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,618 |
Cash dividends | $500,000 | 3,617 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $505,880 | 6,320 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $5,146,000 | 4,153 |
Total interest expense | $3,048,000 | 2,505 |
Net interest income | $2,098,000 | 5,741 |
Provision for loan and lease losses | $0 | 6,899 |
Total noninterest income | $297,000 | 5,789 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $297,000 | 3,818 |
Total noninterest expense | $1,882,000 | 5,335 |
Salaries and employee benefits | $1,119,000 | 5,046 |
Premises and equipment expense | $406,000 | 3,928 |
Additional noninterest expense | $357,000 | 6,683 |
Pre-tax net operating income | $513,000 | 6,345 |
Securities gains (losses) | $9,000 | 1,516 |
Applicable income taxes | $172,000 | 4,641 |
Income before extraordinary items | $350,000 | 6,649 |
Extraordinary gains, net | $0 | 35 |
Net income | $350,000 | 6,648 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,144 |
Cash dividends | $500,000 | 2,773 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $343,970 | 6,648 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,420,000 | 4,104 |
Total interest expense | $2,004,000 | 2,419 |
Net interest income | $1,416,000 | 5,681 |
Provision for loan and lease losses | $0 | 6,626 |
Total noninterest income | $207,000 | 5,662 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $207,000 | 3,704 |
Total noninterest expense | $1,247,000 | 5,344 |
Salaries and employee benefits | $745,000 | 5,050 |
Premises and equipment expense | $267,000 | 3,948 |
Additional noninterest expense | $235,000 | 6,712 |
Pre-tax net operating income | $376,000 | 6,131 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $127,000 | 4,484 |
Income before extraordinary items | $249,000 | 6,522 |
Extraordinary gains, net | $0 | 30 |
Net income | $249,000 | 6,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,660 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $249,000 | 6,472 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,701,000 | 4,098 |
Total interest expense | $991,000 | 2,352 |
Net interest income | $710,000 | 5,692 |
Provision for loan and lease losses | $0 | 6,226 |
Total noninterest income | $103,000 | 5,609 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $103,000 | 3,676 |
Total noninterest expense | $637,000 | 5,308 |
Salaries and employee benefits | $388,000 | 4,943 |
Premises and equipment expense | $126,000 | 4,172 |
Additional noninterest expense | $123,000 | 6,592 |
Pre-tax net operating income | $176,000 | 6,238 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $59,000 | 4,561 |
Income before extraordinary items | $117,000 | 6,619 |
Extraordinary gains, net | $0 | 24 |
Net income | $117,000 | 6,621 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $117,000 | 6,584 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $6,407,000 | 4,065 |
Total interest expense | $3,892,000 | 2,088 |
Net interest income | $2,515,000 | 5,988 |
Provision for loan and lease losses | $0 | 7,314 |
Total noninterest income | $369,000 | 5,970 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $369,000 | 3,866 |
Total noninterest expense | $2,425,000 | 5,407 |
Salaries and employee benefits | $1,535,000 | 4,866 |
Premises and equipment expense | $484,000 | 4,191 |
Additional noninterest expense | $406,000 | 7,086 |
Pre-tax net operating income | $459,000 | 6,838 |
Securities gains (losses) | $14,000 | 2,631 |
Applicable income taxes | $158,000 | 5,041 |
Income before extraordinary items | $315,000 | 7,165 |
Extraordinary gains, net | $0 | 34 |
Net income | $315,000 | 7,164 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,973 |
Cash dividends | $0 | 6,149 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $305,620 | 7,149 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,790,000 | 4,058 |
Total interest expense | $2,906,000 | 2,059 |
Net interest income | $1,884,000 | 5,996 |
Provision for loan and lease losses | $0 | 7,100 |
Total noninterest income | $289,000 | 5,907 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $289,000 | 3,800 |
Total noninterest expense | $1,882,000 | 5,254 |
Salaries and employee benefits | $1,173,000 | 4,750 |
Premises and equipment expense | $395,000 | 3,909 |
Additional noninterest expense | $314,000 | 6,985 |
Pre-tax net operating income | $291,000 | 7,259 |
Securities gains (losses) | $15,000 | 2,477 |
Applicable income taxes | $100,000 | 5,346 |
Income before extraordinary items | $206,000 | 7,444 |
Extraordinary gains, net | $0 | 26 |
Net income | $206,000 | 7,444 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,496 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $195,950 | 7,452 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $3,204,000 | 4,049 |
Total interest expense | $1,930,000 | 2,045 |
Net interest income | $1,274,000 | 5,958 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $202,000 | 5,793 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $202,000 | 3,714 |
Total noninterest expense | $1,285,000 | 5,186 |
Salaries and employee benefits | $814,000 | 4,659 |
Premises and equipment expense | $264,000 | 3,904 |
Additional noninterest expense | $207,000 | 7,058 |
Pre-tax net operating income | $191,000 | 7,251 |
Securities gains (losses) | $12,000 | 2,314 |
Applicable income taxes | $66,000 | 5,342 |
Income before extraordinary items | $137,000 | 7,438 |
Extraordinary gains, net | $0 | 21 |
Net income | $137,000 | 7,438 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,017 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $128,960 | 7,445 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,597,000 | 4,075 |
Total interest expense | $964,000 | 2,071 |
Net interest income | $633,000 | 5,966 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $122,000 | 5,292 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $122,000 | 3,315 |
Total noninterest expense | $678,000 | 5,017 |
Salaries and employee benefits | $441,000 | 4,413 |
Premises and equipment expense | $132,000 | 3,942 |
Additional noninterest expense | $105,000 | 7,018 |
Pre-tax net operating income | $77,000 | 7,512 |
Securities gains (losses) | $6,000 | 2,267 |
Applicable income taxes | $28,000 | 5,476 |
Income before extraordinary items | $55,000 | 7,679 |
Extraordinary gains, net | $0 | 16 |
Net income | $55,000 | 7,680 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $51,040 | 7,698 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $6,439,000 | 4,083 |
Total interest expense | $3,911,000 | 2,258 |
Net interest income | $2,528,000 | 5,866 |
Provision for loan and lease losses | $0 | 7,651 |
Total noninterest income | $652,000 | 4,741 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $652,000 | 3,099 |
Total noninterest expense | $2,561,000 | 5,138 |
Salaries and employee benefits | $1,634,000 | 4,566 |
Premises and equipment expense | $479,000 | 4,200 |
Additional noninterest expense | $448,000 | 6,859 |
Pre-tax net operating income | $619,000 | 6,272 |
Securities gains (losses) | $35,000 | 2,802 |
Applicable income taxes | $193,000 | 4,971 |
Income before extraordinary items | $461,000 | 6,513 |
Extraordinary gains, net | $0 | 54 |
Net income | $461,000 | 6,517 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,416 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $199,000 | 606 |
Net operating income | $436,500 | 6,473 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,711,000 | 4,219 |
Total interest expense | $2,947,000 | 2,332 |
Net interest income | $1,764,000 | 6,114 |
Provision for loan and lease losses | $0 | 7,481 |
Total noninterest income | $538,000 | 4,535 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $538,000 | 3,003 |
Total noninterest expense | $1,954,000 | 5,056 |
Salaries and employee benefits | $1,228,000 | 4,545 |
Premises and equipment expense | $380,000 | 4,014 |
Additional noninterest expense | $346,000 | 6,750 |
Pre-tax net operating income | $348,000 | 6,956 |
Securities gains (losses) | $28,000 | 2,745 |
Applicable income taxes | $128,000 | 5,296 |
Income before extraordinary items | $248,000 | 7,265 |
Extraordinary gains, net | $0 | 40 |
Net income | $248,000 | 7,267 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,967 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $164,000 | 473 |
Net operating income | $229,520 | 7,236 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $3,216,000 | 4,176 |
Total interest expense | $2,007,000 | 2,364 |
Net interest income | $1,209,000 | 6,042 |
Provision for loan and lease losses | $0 | 7,324 |
Total noninterest income | $337,000 | 4,681 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $337,000 | 3,085 |
Total noninterest expense | $1,225,000 | 5,260 |
Salaries and employee benefits | $741,000 | 4,878 |
Premises and equipment expense | $260,000 | 3,930 |
Additional noninterest expense | $224,000 | 6,843 |
Pre-tax net operating income | $321,000 | 6,357 |
Securities gains (losses) | $24,000 | 2,506 |
Applicable income taxes | $117,000 | 4,904 |
Income before extraordinary items | $228,000 | 6,718 |
Extraordinary gains, net | $0 | 30 |
Net income | $228,000 | 6,721 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 6,535 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $164,000 | 357 |
Net operating income | $212,160 | 6,665 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,683,000 | 4,063 |
Total interest expense | $1,045,000 | 2,335 |
Net interest income | $638,000 | 5,863 |
Provision for loan and lease losses | $0 | 6,934 |
Total noninterest income | $134,000 | 5,166 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $134,000 | 3,408 |
Total noninterest expense | $666,000 | 4,977 |
Salaries and employee benefits | $414,000 | 4,517 |
Premises and equipment expense | $133,000 | 3,855 |
Additional noninterest expense | $119,000 | 6,675 |
Pre-tax net operating income | $106,000 | 7,094 |
Securities gains (losses) | $20,000 | 1,898 |
Applicable income taxes | $39,000 | 5,433 |
Income before extraordinary items | $87,000 | 7,137 |
Extraordinary gains, net | $0 | 21 |
Net income | $87,000 | 7,140 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,539 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $34,000 | 287 |
Net operating income | $73,200 | 7,269 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $7,676,000 | 3,775 |
Total interest expense | $4,845,000 | 2,312 |
Net interest income | $2,831,000 | 5,480 |
Provision for loan and lease losses | $0 | 8,089 |
Total noninterest income | $399,000 | 5,786 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $399,000 | 3,707 |
Total noninterest expense | $2,475,000 | 5,113 |
Salaries and employee benefits | $1,522,000 | 4,647 |
Premises and equipment expense | $520,000 | 3,825 |
Additional noninterest expense | $433,000 | 6,915 |
Pre-tax net operating income | $755,000 | 5,913 |
Securities gains (losses) | $148,000 | 1,401 |
Applicable income taxes | $303,000 | 4,431 |
Income before extraordinary items | $600,000 | 5,961 |
Extraordinary gains, net | $0 | 70 |
Net income | $600,000 | 5,959 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,632 |
Cash dividends | $500,000 | 3,434 |
Sale, conversion, retirement of capital stock, net | $186,000 | 574 |
Net operating income | $502,320 | 6,235 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $7,832,000 | 4,085 |
Total interest expense | $5,139,000 | 3,082 |
Net interest income | $2,693,000 | 5,467 |
Provision for loan and lease losses | $0 | 8,228 |
Total noninterest income | $374,000 | 5,859 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $374,000 | 3,680 |
Total noninterest expense | $2,276,000 | 5,270 |
Salaries and employee benefits | $1,356,000 | 4,873 |
Premises and equipment expense | $498,000 | 3,877 |
Additional noninterest expense | $422,000 | 6,970 |
Pre-tax net operating income | $791,000 | 5,515 |
Securities gains (losses) | $99,000 | 1,747 |
Applicable income taxes | $302,000 | 4,245 |
Income before extraordinary items | $588,000 | 5,677 |
Extraordinary gains, net | $0 | 105 |
Net income | $588,000 | 5,680 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $264,000 | 4,593 |
Sale, conversion, retirement of capital stock, net | $188,000 | 589 |
Net operating income | $522,660 | 5,851 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,820,000 | 4,211 |
Total interest expense | $5,278,000 | 3,156 |
Net interest income | $2,542,000 | 5,739 |
Provision for loan and lease losses | $39,000 | 6,919 |
Total noninterest income | $339,000 | 5,980 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $339,000 | 3,675 |
Total noninterest expense | $1,853,000 | 5,959 |
Salaries and employee benefits | $1,149,000 | 5,392 |
Premises and equipment expense | $372,000 | 4,741 |
Additional noninterest expense | $332,000 | 7,695 |
Pre-tax net operating income | $989,000 | 5,282 |
Securities gains (losses) | $31,000 | 834 |
Applicable income taxes | $364,000 | 4,187 |
Income before extraordinary items | $656,000 | 5,590 |
Extraordinary gains, net | $0 | 38 |
Net income | $656,000 | 5,589 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $1,000,000 | 2,257 |
Sale, conversion, retirement of capital stock, net | $150,000 | 665 |
Net operating income | $636,160 | 5,697 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,475,000 | 4,690 |
Total interest expense | $4,069,000 | 3,536 |
Net interest income | $2,406,000 | 5,947 |
Provision for loan and lease losses | $16,000 | 7,832 |
Total noninterest income | $236,000 | 7,086 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 173 |
Additional Noninterest Income | $236,000 | 4,560 |
Total noninterest expense | $1,809,000 | 6,068 |
Salaries and employee benefits | $1,046,000 | 5,706 |
Premises and equipment expense | $402,000 | 4,517 |
Additional noninterest expense | $361,000 | 7,598 |
Pre-tax net operating income | $817,000 | 5,865 |
Securities gains (losses) | $24,000 | 1,292 |
Applicable income taxes | $270,000 | 5,037 |
Income before extraordinary items | $571,000 | 6,042 |
Extraordinary gains, net | $0 | 35 |
Net income | $571,000 | 6,038 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $-246,000 | 10,125 |
Net operating income | $554,680 | 6,112 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $4,952,000 | 5,713 |
Total interest expense | $3,024,000 | 4,694 |
Net interest income | $1,928,000 | 6,802 |
Provision for loan and lease losses | $20,000 | 7,729 |
Total noninterest income | $195,000 | 7,643 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $195,000 | 5,026 |
Total noninterest expense | $1,561,000 | 6,519 |
Salaries and employee benefits | $1,016,000 | 5,724 |
Premises and equipment expense | $301,000 | 5,370 |
Additional noninterest expense | $244,000 | 8,661 |
Pre-tax net operating income | $542,000 | 7,182 |
Securities gains (losses) | $93,000 | 1,322 |
Applicable income taxes | $232,000 | 5,807 |
Income before extraordinary items | $403,000 | 7,192 |
Extraordinary gains, net | $0 | 32 |
Net income | $403,000 | 7,189 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,132 |
Cash dividends | $61,000 | 6,723 |
Sale, conversion, retirement of capital stock, net | $4,629,000 | 252 |
Net operating income | $343,480 | 7,491 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,230,000 | 6,446 |
Total interest expense | $2,503,000 | 5,408 |
Net interest income | $1,727,000 | 7,490 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $145,000 | 8,671 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $145,000 | 5,788 |
Total noninterest expense | $1,489,000 | 6,813 |
Salaries and employee benefits | $901,000 | 6,282 |
Premises and equipment expense | $276,000 | 5,713 |
Additional noninterest expense | $312,000 | 8,207 |
Pre-tax net operating income | $383,000 | 8,529 |
Securities gains (losses) | $118,000 | 919 |
Applicable income taxes | $185,000 | 7,103 |
Income before extraordinary items | $316,000 | 8,253 |
Extraordinary gains, net | $0 | 44 |
Net income | $316,000 | 8,254 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,513 |
Cash dividends | $104,000 | 6,416 |
Sale, conversion, retirement of capital stock, net | $17,000 | 928 |
Net operating income | $240,480 | 8,796 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,244,000 | 6,631 |
Total interest expense | $2,585,000 | 5,374 |
Net interest income | $1,659,000 | 7,877 |
Provision for loan and lease losses | $4,000 | 8,888 |
Total noninterest income | $136,000 | 9,243 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $136,000 | 6,251 |
Total noninterest expense | $1,755,000 | 6,489 |
Salaries and employee benefits | $842,000 | 6,761 |
Premises and equipment expense | $304,000 | 5,535 |
Additional noninterest expense | $609,000 | 6,305 |
Pre-tax net operating income | $36,000 | 10,658 |
Securities gains (losses) | $170,000 | 749 |
Applicable income taxes | $60,000 | 9,509 |
Income before extraordinary items | $146,000 | 9,832 |
Extraordinary gains, net | $0 | 53 |
Net income | $146,000 | 9,831 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $75,000 | 7,116 |
Sale, conversion, retirement of capital stock, net | $5,000 | 900 |
Net operating income | $25,300 | 10,658 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $3,965,000 | 7,039 |
Total interest expense | $2,335,000 | 5,830 |
Net interest income | $1,630,000 | 8,195 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $145,000 | 9,397 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $145,000 | 6,088 |
Total noninterest expense | $1,467,000 | 7,370 |
Salaries and employee benefits | $827,000 | 6,962 |
Premises and equipment expense | $223,000 | 6,784 |
Additional noninterest expense | $417,000 | 8,026 |
Pre-tax net operating income | $308,000 | 9,690 |
Securities gains (losses) | $151,000 | 780 |
Applicable income taxes | $150,000 | 8,259 |
Income before extraordinary items | $309,000 | 8,846 |
Extraordinary gains, net | $0 | 65 |
Net income | $309,000 | 8,850 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $58,000 | 7,639 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $207,830 | 9,820 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,141,000 | 7,842 |
Total interest expense | $1,511,000 | 6,856 |
Net interest income | $1,630,000 | 8,511 |
Provision for loan and lease losses | $5,000 | 8,812 |
Total noninterest income | $161,000 | 9,489 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $161,000 | 5,988 |
Total noninterest expense | $1,359,000 | 8,043 |
Salaries and employee benefits | $807,000 | 7,167 |
Premises and equipment expense | $178,000 | 7,891 |
Additional noninterest expense | $374,000 | 9,093 |
Pre-tax net operating income | $427,000 | 9,143 |
Securities gains (losses) | $203,000 | 493 |
Applicable income taxes | $184,000 | 7,635 |
Income before extraordinary items | $446,000 | 7,758 |
Extraordinary gains, net | $0 | 249 |
Net income | $446,000 | 7,770 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $15,000 | 8,673 |
Sale, conversion, retirement of capital stock, net | $1,233,000 | 385 |
Net operating income | $301,870 | 9,205 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,340,000 | 7,772 |
Total interest expense | $1,791,000 | 6,354 |
Net interest income | $1,549,000 | 8,952 |
Provision for loan and lease losses | $30,000 | 8,397 |
Total noninterest income | $138,000 | 10,455 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $138,000 | 6,833 |
Total noninterest expense | $1,355,000 | 8,316 |
Salaries and employee benefits | $821,000 | 7,194 |
Premises and equipment expense | $182,000 | 8,093 |
Additional noninterest expense | $352,000 | 9,818 |
Pre-tax net operating income | $302,000 | 10,224 |
Securities gains (losses) | $374,000 | 1,110 |
Applicable income taxes | $218,000 | 7,290 |
Income before extraordinary items | $458,000 | 7,901 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $458,000 | 8,081 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $203,680 | 10,374 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,992,000 | 7,524 |
Total interest expense | $2,434,000 | 6,116 |
Net interest income | $1,558,000 | 9,081 |
Provision for loan and lease losses | $96,000 | 7,391 |
Total noninterest income | $327,000 | 7,381 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $327,000 | 4,194 |
Total noninterest expense | $1,437,000 | 8,147 |
Salaries and employee benefits | $740,000 | 7,684 |
Premises and equipment expense | $152,000 | 9,049 |
Additional noninterest expense | $545,000 | 8,031 |
Pre-tax net operating income | $352,000 | 9,667 |
Securities gains (losses) | $286,000 | 1,578 |
Applicable income taxes | $232,000 | 6,961 |
Income before extraordinary items | $406,000 | 8,155 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $406,000 | 8,282 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $222,960 | 9,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.