Home > HomeStar Bank and Financial Services > Income and Expense
HomeStar Bank and Financial Services, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 3,743 |
| Total interest expense | $336,000 | 4,292 |
| Net interest income | $3,504,000 | 3,579 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $1,560,000 | 1,931 |
| Gross Fiduciary activities income | $76,000 | 736 |
| Service charges on deposit accounts | $213,000 | 2,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,271,000 | 1,675 |
| Total noninterest expense | $3,232,000 | 3,307 |
| Salaries and employee benefits | $1,985,000 | 3,161 |
| Premises and equipment expense | $287,000 | 3,581 |
| Additional noninterest expense | $960,000 | 3,401 |
| Pre-tax net operating income | $1,832,000 | 2,860 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $513,000 | 1,777 |
| Income before extraordinary items | $1,319,000 | 3,128 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,319,000 | 3,127 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,319,000 | 3,128 |
| Net charge-offs | $-13,000 | 4,496 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,319,000 | 3,095 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 1,927 |
| Total interest expense | $498,000 | 3,321 |
| Net interest income | $7,020,000 | 1,713 |
| Provision for loan and lease losses | $281,000 | 1,296 |
| Total noninterest income | $9,127,000 | 452 |
| Gross Fiduciary activities income | $261,000 | 575 |
| Service charges on deposit accounts | $384,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,482,000 | 353 |
| Total noninterest expense | $10,493,000 | 1,047 |
| Salaries and employee benefits | $5,967,000 | 1,033 |
| Premises and equipment expense | $734,000 | 1,547 |
| Additional noninterest expense | $3,792,000 | 899 |
| Pre-tax net operating income | $5,373,000 | 986 |
| Securities gains (losses) | $-3,111,000 | 5,290 |
| Applicable income taxes | $-20,000 | 5,192 |
| Income before extraordinary items | $2,282,000 | 1,719 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,282,000 | 1,719 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,282,000 | 1,719 |
| Net charge-offs | $203,000 | 980 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $5,393,000 | 853 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,700,000 | 1,959 |
| Total interest expense | $239,000 | 3,352 |
| Net interest income | $3,461,000 | 1,747 |
| Provision for loan and lease losses | $155,000 | 1,118 |
| Total noninterest income | $1,796,000 | 839 |
| Gross Fiduciary activities income | $147,000 | 555 |
| Service charges on deposit accounts | $193,000 | 1,356 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,456,000 | 702 |
| Total noninterest expense | $4,229,000 | 1,235 |
| Salaries and employee benefits | $2,606,000 | 1,174 |
| Premises and equipment expense | $421,000 | 1,390 |
| Additional noninterest expense | $1,202,000 | 1,295 |
| Pre-tax net operating income | $873,000 | 2,241 |
| Securities gains (losses) | $-3,163,000 | 5,356 |
| Applicable income taxes | $-20,000 | 5,229 |
| Income before extraordinary items | $-2,270,000 | 5,348 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,270,000 | 5,347 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-2,270,000 | 5,347 |
| Net charge-offs | $218,000 | 588 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $861,370 | 2,076 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,427,000 | 2,026 |
| Total interest expense | $715,000 | 3,422 |
| Net interest income | $12,712,000 | 1,851 |
| Provision for loan and lease losses | $350,000 | 1,803 |
| Total noninterest income | $9,361,000 | 715 |
| Gross Fiduciary activities income | $458,000 | 607 |
| Service charges on deposit accounts | $806,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,097,000 | 588 |
| Total noninterest expense | $17,433,000 | 1,181 |
| Salaries and employee benefits | $11,051,000 | 1,086 |
| Premises and equipment expense | $1,474,000 | 1,518 |
| Additional noninterest expense | $4,908,000 | 1,259 |
| Pre-tax net operating income | $4,290,000 | 2,015 |
| Securities gains (losses) | $-14,000 | 4,493 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,276,000 | 1,813 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,276,000 | 1,812 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,276,000 | 1,812 |
| Net charge-offs | $116,000 | 2,045 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,290,000 | 1,799 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,801,000 | 2,060 |
| Total interest expense | $492,000 | 3,494 |
| Net interest income | $9,309,000 | 1,889 |
| Provision for loan and lease losses | $364,000 | 1,410 |
| Total noninterest income | $6,720,000 | 751 |
| Gross Fiduciary activities income | $378,000 | 589 |
| Service charges on deposit accounts | $592,000 | 1,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,750,000 | 617 |
| Total noninterest expense | $12,245,000 | 1,249 |
| Salaries and employee benefits | $7,576,000 | 1,165 |
| Premises and equipment expense | $1,092,000 | 1,555 |
| Additional noninterest expense | $3,577,000 | 1,302 |
| Pre-tax net operating income | $3,420,000 | 1,930 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,420,000 | 1,716 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,420,000 | 1,716 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,420,000 | 1,715 |
| Net charge-offs | $74,000 | 1,947 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,420,000 | 1,703 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 2,102 |
| Total interest expense | $279,000 | 3,676 |
| Net interest income | $6,028,000 | 1,942 |
| Provision for loan and lease losses | $227,000 | 1,407 |
| Total noninterest income | $4,588,000 | 730 |
| Gross Fiduciary activities income | $277,000 | 576 |
| Service charges on deposit accounts | $373,000 | 1,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,938,000 | 607 |
| Total noninterest expense | $8,031,000 | 1,259 |
| Salaries and employee benefits | $5,060,000 | 1,169 |
| Premises and equipment expense | $719,000 | 1,581 |
| Additional noninterest expense | $2,252,000 | 1,363 |
| Pre-tax net operating income | $2,358,000 | 1,856 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,358,000 | 1,655 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,358,000 | 1,654 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,358,000 | 1,654 |
| Net charge-offs | $-35,000 | 4,922 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,358,000 | 1,638 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 2,174 |
| Total interest expense | $133,000 | 3,707 |
| Net interest income | $2,870,000 | 2,017 |
| Provision for loan and lease losses | $91,000 | 1,524 |
| Total noninterest income | $1,828,000 | 840 |
| Gross Fiduciary activities income | $177,000 | 534 |
| Service charges on deposit accounts | $190,000 | 1,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,461,000 | 716 |
| Total noninterest expense | $3,866,000 | 1,314 |
| Salaries and employee benefits | $2,377,000 | 1,229 |
| Premises and equipment expense | $378,000 | 1,536 |
| Additional noninterest expense | $1,111,000 | 1,368 |
| Pre-tax net operating income | $741,000 | 2,508 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $741,000 | 2,286 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $741,000 | 2,284 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $741,000 | 2,286 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $741,000 | 2,276 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,624,000 | 2,175 |
| Total interest expense | $557,000 | 3,510 |
| Net interest income | $11,067,000 | 2,058 |
| Provision for loan and lease losses | $110,000 | 2,978 |
| Total noninterest income | $5,954,000 | 986 |
| Gross Fiduciary activities income | $367,000 | 640 |
| Service charges on deposit accounts | $773,000 | 1,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,814,000 | 841 |
| Total noninterest expense | $14,162,000 | 1,407 |
| Salaries and employee benefits | $8,573,000 | 1,318 |
| Premises and equipment expense | $1,218,000 | 1,822 |
| Additional noninterest expense | $4,371,000 | 1,401 |
| Pre-tax net operating income | $2,749,000 | 2,609 |
| Securities gains (losses) | $146,000 | 492 |
| Applicable income taxes | $1,297,000 | 1,663 |
| Income before extraordinary items | $1,598,000 | 3,028 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,598,000 | 3,026 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,598,000 | 3,028 |
| Net charge-offs | $63,000 | 2,806 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,504,560 | 3,104 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 2,201 |
| Total interest expense | $421,000 | 3,496 |
| Net interest income | $8,182,000 | 2,088 |
| Provision for loan and lease losses | $110,000 | 2,569 |
| Total noninterest income | $4,385,000 | 1,019 |
| Gross Fiduciary activities income | $274,000 | 638 |
| Service charges on deposit accounts | $574,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,537,000 | 868 |
| Total noninterest expense | $10,149,000 | 1,483 |
| Salaries and employee benefits | $6,213,000 | 1,364 |
| Premises and equipment expense | $862,000 | 1,915 |
| Additional noninterest expense | $3,074,000 | 1,483 |
| Pre-tax net operating income | $2,308,000 | 2,493 |
| Securities gains (losses) | $142,000 | 463 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,450,000 | 2,051 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,450,000 | 2,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,450,000 | 2,052 |
| Net charge-offs | $68,000 | 2,224 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,308,000 | 2,136 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 2,197 |
| Total interest expense | $281,000 | 3,478 |
| Net interest income | $5,441,000 | 2,071 |
| Provision for loan and lease losses | $110,000 | 2,170 |
| Total noninterest income | $2,853,000 | 1,037 |
| Gross Fiduciary activities income | $195,000 | 633 |
| Service charges on deposit accounts | $358,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,300,000 | 882 |
| Total noninterest expense | $6,700,000 | 1,502 |
| Salaries and employee benefits | $4,130,000 | 1,373 |
| Premises and equipment expense | $566,000 | 1,945 |
| Additional noninterest expense | $2,004,000 | 1,512 |
| Pre-tax net operating income | $1,484,000 | 2,507 |
| Securities gains (losses) | $114,000 | 403 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,598,000 | 2,051 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,598,000 | 2,051 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,598,000 | 2,051 |
| Net charge-offs | $39,000 | 2,175 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,484,000 | 2,141 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 2,217 |
| Total interest expense | $140,000 | 3,462 |
| Net interest income | $2,683,000 | 2,085 |
| Provision for loan and lease losses | $110,000 | 1,381 |
| Total noninterest income | $1,369,000 | 1,067 |
| Gross Fiduciary activities income | $105,000 | 634 |
| Service charges on deposit accounts | $176,000 | 1,561 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,088,000 | 901 |
| Total noninterest expense | $3,250,000 | 1,540 |
| Salaries and employee benefits | $2,076,000 | 1,380 |
| Premises and equipment expense | $282,000 | 1,966 |
| Additional noninterest expense | $892,000 | 1,667 |
| Pre-tax net operating income | $692,000 | 2,557 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $692,000 | 2,217 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $692,000 | 2,218 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $692,000 | 2,218 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $692,000 | 2,189 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 2,222 |
| Total interest expense | $616,000 | 3,278 |
| Net interest income | $10,429,000 | 2,105 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $5,790,000 | 1,035 |
| Gross Fiduciary activities income | $365,000 | 653 |
| Service charges on deposit accounts | $720,000 | 1,576 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,705,000 | 880 |
| Total noninterest expense | $14,475,000 | 1,357 |
| Salaries and employee benefits | $8,458,000 | 1,314 |
| Premises and equipment expense | $1,172,000 | 1,905 |
| Additional noninterest expense | $4,845,000 | 1,291 |
| Pre-tax net operating income | $1,744,000 | 3,291 |
| Securities gains (losses) | $896,000 | 267 |
| Applicable income taxes | $25,000 | 3,805 |
| Income before extraordinary items | $2,615,000 | 2,332 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,615,000 | 2,329 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,615,000 | 2,331 |
| Net charge-offs | $574,000 | 993 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,727,960 | 2,985 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,276,000 | 2,219 |
| Total interest expense | $472,000 | 3,239 |
| Net interest income | $7,804,000 | 2,110 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $4,186,000 | 1,057 |
| Gross Fiduciary activities income | $277,000 | 643 |
| Service charges on deposit accounts | $525,000 | 1,618 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,384,000 | 911 |
| Total noninterest expense | $10,623,000 | 1,369 |
| Salaries and employee benefits | $6,180,000 | 1,339 |
| Premises and equipment expense | $879,000 | 1,903 |
| Additional noninterest expense | $3,564,000 | 1,320 |
| Pre-tax net operating income | $1,367,000 | 3,256 |
| Securities gains (losses) | $896,000 | 234 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,263,000 | 2,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,263,000 | 2,138 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,263,000 | 2,139 |
| Net charge-offs | $520,000 | 774 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,367,000 | 2,918 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 2,236 |
| Total interest expense | $329,000 | 3,159 |
| Net interest income | $5,149,000 | 2,131 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $2,522,000 | 1,121 |
| Gross Fiduciary activities income | $195,000 | 648 |
| Service charges on deposit accounts | $335,000 | 1,664 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,992,000 | 965 |
| Total noninterest expense | $7,027,000 | 1,400 |
| Salaries and employee benefits | $4,068,000 | 1,360 |
| Premises and equipment expense | $575,000 | 1,933 |
| Additional noninterest expense | $2,384,000 | 1,320 |
| Pre-tax net operating income | $644,000 | 3,773 |
| Securities gains (losses) | $-168,000 | 6,028 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $476,000 | 4,033 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $476,000 | 4,030 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $476,000 | 4,032 |
| Net charge-offs | $484,000 | 613 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $644,000 | 3,487 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 2,317 |
| Total interest expense | $163,000 | 3,197 |
| Net interest income | $2,454,000 | 2,205 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $1,259,000 | 1,101 |
| Gross Fiduciary activities income | $101,000 | 636 |
| Service charges on deposit accounts | $170,000 | 1,626 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $988,000 | 938 |
| Total noninterest expense | $3,570,000 | 1,380 |
| Salaries and employee benefits | $2,066,000 | 1,348 |
| Premises and equipment expense | $276,000 | 1,995 |
| Additional noninterest expense | $1,228,000 | 1,280 |
| Pre-tax net operating income | $143,000 | 4,782 |
| Securities gains (losses) | $-539,000 | 6,112 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-396,000 | 6,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-396,000 | 6,053 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-396,000 | 6,053 |
| Net charge-offs | $431,000 | 379 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $143,000 | 4,621 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,688,000 | 2,237 |
| Total interest expense | $668,000 | 3,163 |
| Net interest income | $10,020,000 | 2,134 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $7,126,000 | 877 |
| Gross Fiduciary activities income | $377,000 | 649 |
| Service charges on deposit accounts | $755,000 | 1,548 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,994,000 | 710 |
| Total noninterest expense | $16,127,000 | 1,233 |
| Salaries and employee benefits | $9,994,000 | 1,125 |
| Premises and equipment expense | $1,116,000 | 2,002 |
| Additional noninterest expense | $5,017,000 | 1,264 |
| Pre-tax net operating income | $1,019,000 | 4,074 |
| Securities gains (losses) | $607,000 | 301 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,626,000 | 3,089 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,626,000 | 3,090 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,626,000 | 3,091 |
| Net charge-offs | $436,000 | 1,286 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,019,000 | 3,846 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,057,000 | 2,240 |
| Total interest expense | $504,000 | 3,193 |
| Net interest income | $7,553,000 | 2,125 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $5,366,000 | 884 |
| Gross Fiduciary activities income | $298,000 | 648 |
| Service charges on deposit accounts | $563,000 | 1,567 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,505,000 | 716 |
| Total noninterest expense | $11,467,000 | 1,294 |
| Salaries and employee benefits | $7,148,000 | 1,184 |
| Premises and equipment expense | $825,000 | 2,044 |
| Additional noninterest expense | $3,494,000 | 1,344 |
| Pre-tax net operating income | $1,452,000 | 3,133 |
| Securities gains (losses) | $304,000 | 469 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,756,000 | 2,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,756,000 | 2,490 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,756,000 | 2,490 |
| Net charge-offs | $72,000 | 2,462 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,452,000 | 2,773 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 2,253 |
| Total interest expense | $334,000 | 3,232 |
| Net interest income | $5,019,000 | 2,131 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $3,373,000 | 918 |
| Gross Fiduciary activities income | $224,000 | 629 |
| Service charges on deposit accounts | $369,000 | 1,573 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,780,000 | 755 |
| Total noninterest expense | $7,810,000 | 1,280 |
| Salaries and employee benefits | $4,962,000 | 1,146 |
| Premises and equipment expense | $547,000 | 2,071 |
| Additional noninterest expense | $2,301,000 | 1,361 |
| Pre-tax net operating income | $582,000 | 3,937 |
| Securities gains (losses) | $181,000 | 566 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $763,000 | 3,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $763,000 | 3,253 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $763,000 | 3,254 |
| Net charge-offs | $-7,000 | 5,146 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $582,000 | 3,660 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 2,246 |
| Total interest expense | $168,000 | 3,240 |
| Net interest income | $2,513,000 | 2,123 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $1,572,000 | 939 |
| Gross Fiduciary activities income | $127,000 | 603 |
| Service charges on deposit accounts | $188,000 | 1,513 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,257,000 | 778 |
| Total noninterest expense | $3,495,000 | 1,404 |
| Salaries and employee benefits | $2,102,000 | 1,318 |
| Premises and equipment expense | $284,000 | 2,029 |
| Additional noninterest expense | $1,109,000 | 1,393 |
| Pre-tax net operating income | $590,000 | 2,721 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $590,000 | 2,421 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $590,000 | 2,424 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $590,000 | 2,423 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $590,000 | 2,353 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,755,000 | 2,238 |
| Total interest expense | $808,000 | 3,014 |
| Net interest income | $9,947,000 | 2,137 |
| Provision for loan and lease losses | $-400,000 | 6,220 |
| Total noninterest income | $5,813,000 | 982 |
| Gross Fiduciary activities income | $392,000 | 656 |
| Service charges on deposit accounts | $821,000 | 1,535 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,600,000 | 808 |
| Total noninterest expense | $14,629,000 | 1,336 |
| Salaries and employee benefits | $8,144,000 | 1,304 |
| Premises and equipment expense | $1,099,000 | 2,080 |
| Additional noninterest expense | $5,386,000 | 1,220 |
| Pre-tax net operating income | $1,531,000 | 3,449 |
| Securities gains (losses) | $93,000 | 1,312 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,624,000 | 3,101 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,624,000 | 3,101 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,624,000 | 3,102 |
| Net charge-offs | $353,000 | 1,846 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,531,000 | 3,153 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,027,000 | 2,264 |
| Total interest expense | $635,000 | 2,970 |
| Net interest income | $7,392,000 | 2,171 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $4,446,000 | 967 |
| Gross Fiduciary activities income | $300,000 | 649 |
| Service charges on deposit accounts | $604,000 | 1,584 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,542,000 | 792 |
| Total noninterest expense | $10,644,000 | 1,379 |
| Salaries and employee benefits | $6,039,000 | 1,317 |
| Premises and equipment expense | $842,000 | 2,054 |
| Additional noninterest expense | $3,763,000 | 1,293 |
| Pre-tax net operating income | $1,294,000 | 3,289 |
| Securities gains (losses) | $93,000 | 1,046 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,387,000 | 2,890 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,387,000 | 2,891 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,387,000 | 2,891 |
| Net charge-offs | $501,000 | 1,157 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,294,000 | 2,953 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 2,249 |
| Total interest expense | $440,000 | 2,911 |
| Net interest income | $4,918,000 | 2,158 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $2,825,000 | 985 |
| Gross Fiduciary activities income | $207,000 | 645 |
| Service charges on deposit accounts | $384,000 | 1,622 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,234,000 | 809 |
| Total noninterest expense | $6,872,000 | 1,407 |
| Salaries and employee benefits | $4,005,000 | 1,328 |
| Premises and equipment expense | $557,000 | 2,075 |
| Additional noninterest expense | $2,310,000 | 1,392 |
| Pre-tax net operating income | $971,000 | 3,018 |
| Securities gains (losses) | $93,000 | 828 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,064,000 | 2,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,064,000 | 2,533 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,064,000 | 2,534 |
| Net charge-offs | $193,000 | 1,614 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $971,000 | 2,659 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 2,274 |
| Total interest expense | $219,000 | 2,959 |
| Net interest income | $2,436,000 | 2,166 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,486,000 | 924 |
| Gross Fiduciary activities income | $104,000 | 650 |
| Service charges on deposit accounts | $191,000 | 1,611 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,191,000 | 732 |
| Total noninterest expense | $3,509,000 | 1,393 |
| Salaries and employee benefits | $2,015,000 | 1,338 |
| Premises and equipment expense | $292,000 | 2,028 |
| Additional noninterest expense | $1,202,000 | 1,323 |
| Pre-tax net operating income | $413,000 | 3,244 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $413,000 | 2,934 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $413,000 | 2,937 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $413,000 | 2,937 |
| Net charge-offs | $143,000 | 1,145 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $413,000 | 2,895 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,000,000 | 2,218 |
| Total interest expense | $1,257,000 | 2,488 |
| Net interest income | $9,743,000 | 2,141 |
| Provision for loan and lease losses | $1,000,000 | 1,089 |
| Total noninterest income | $7,427,000 | 843 |
| Gross Fiduciary activities income | $381,000 | 659 |
| Service charges on deposit accounts | $867,000 | 1,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,179,000 | 689 |
| Total noninterest expense | $16,642,000 | 1,218 |
| Salaries and employee benefits | $7,798,000 | 1,359 |
| Premises and equipment expense | $1,074,000 | 2,108 |
| Additional noninterest expense | $7,770,000 | 872 |
| Pre-tax net operating income | $-472,000 | 6,469 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-469,000 | 6,481 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-469,000 | 6,481 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-469,000 | 6,482 |
| Net charge-offs | $3,375,000 | 488 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-472,000 | 6,476 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,326,000 | 2,218 |
| Total interest expense | $989,000 | 2,464 |
| Net interest income | $7,337,000 | 2,144 |
| Provision for loan and lease losses | $1,000,000 | 876 |
| Total noninterest income | $5,851,000 | 824 |
| Gross Fiduciary activities income | $293,000 | 656 |
| Service charges on deposit accounts | $656,000 | 1,526 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,902,000 | 678 |
| Total noninterest expense | $12,435,000 | 1,226 |
| Salaries and employee benefits | $5,875,000 | 1,355 |
| Premises and equipment expense | $815,000 | 2,113 |
| Additional noninterest expense | $5,745,000 | 881 |
| Pre-tax net operating income | $-247,000 | 6,514 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-247,000 | 6,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-247,000 | 6,548 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-247,000 | 6,547 |
| Net charge-offs | $3,121,000 | 411 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-247,000 | 6,525 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 2,212 |
| Total interest expense | $707,000 | 2,376 |
| Net interest income | $4,862,000 | 2,150 |
| Provision for loan and lease losses | $865,000 | 758 |
| Total noninterest income | $4,266,000 | 777 |
| Gross Fiduciary activities income | $209,000 | 646 |
| Service charges on deposit accounts | $436,000 | 1,511 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,621,000 | 633 |
| Total noninterest expense | $8,378,000 | 1,216 |
| Salaries and employee benefits | $3,907,000 | 1,359 |
| Premises and equipment expense | $552,000 | 2,077 |
| Additional noninterest expense | $3,919,000 | 866 |
| Pre-tax net operating income | $-115,000 | 6,490 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-115,000 | 6,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-115,000 | 6,535 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-115,000 | 6,535 |
| Net charge-offs | $2,794,000 | 345 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-115,000 | 6,500 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 2,208 |
| Total interest expense | $419,000 | 2,104 |
| Net interest income | $2,401,000 | 2,185 |
| Provision for loan and lease losses | $530,000 | 665 |
| Total noninterest income | $2,232,000 | 749 |
| Gross Fiduciary activities income | $115,000 | 633 |
| Service charges on deposit accounts | $218,000 | 1,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,899,000 | 605 |
| Total noninterest expense | $4,886,000 | 1,051 |
| Salaries and employee benefits | $1,977,000 | 1,355 |
| Premises and equipment expense | $272,000 | 2,150 |
| Additional noninterest expense | $2,637,000 | 653 |
| Pre-tax net operating income | $-783,000 | 6,919 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-783,000 | 6,921 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-783,000 | 6,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-783,000 | 6,922 |
| Net charge-offs | $1,467,000 | 336 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-783,000 | 6,912 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,556,000 | 2,087 |
| Total interest expense | $1,779,000 | 2,370 |
| Net interest income | $10,777,000 | 2,014 |
| Provision for loan and lease losses | $3,835,000 | 627 |
| Total noninterest income | $8,028,000 | 795 |
| Gross Fiduciary activities income | $355,000 | 673 |
| Service charges on deposit accounts | $904,000 | 1,541 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,769,000 | 643 |
| Total noninterest expense | $16,038,000 | 1,259 |
| Salaries and employee benefits | $8,164,000 | 1,270 |
| Premises and equipment expense | $1,202,000 | 1,936 |
| Additional noninterest expense | $6,672,000 | 1,042 |
| Pre-tax net operating income | $-1,068,000 | 6,682 |
| Securities gains (losses) | $1,010,000 | 517 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-58,000 | 6,379 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-58,000 | 6,372 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-58,000 | 6,374 |
| Net charge-offs | $6,911,000 | 444 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,068,000 | 6,693 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,605,000 | 2,089 |
| Total interest expense | $1,385,000 | 2,370 |
| Net interest income | $8,220,000 | 2,022 |
| Provision for loan and lease losses | $2,875,000 | 645 |
| Total noninterest income | $5,505,000 | 848 |
| Gross Fiduciary activities income | $275,000 | 667 |
| Service charges on deposit accounts | $653,000 | 1,601 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,577,000 | 685 |
| Total noninterest expense | $11,291,000 | 1,323 |
| Salaries and employee benefits | $6,117,000 | 1,277 |
| Premises and equipment expense | $904,000 | 1,956 |
| Additional noninterest expense | $4,270,000 | 1,200 |
| Pre-tax net operating income | $-441,000 | 6,662 |
| Securities gains (losses) | $567,000 | 680 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $126,000 | 6,020 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $126,000 | 6,019 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $126,000 | 6,019 |
| Net charge-offs | $5,729,000 | 411 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-441,000 | 6,676 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,246,000 | 2,141 |
| Total interest expense | $968,000 | 2,351 |
| Net interest income | $5,278,000 | 2,082 |
| Provision for loan and lease losses | $2,234,000 | 590 |
| Total noninterest income | $3,099,000 | 958 |
| Gross Fiduciary activities income | $202,000 | 655 |
| Service charges on deposit accounts | $419,000 | 1,635 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,478,000 | 799 |
| Total noninterest expense | $7,614,000 | 1,307 |
| Salaries and employee benefits | $4,181,000 | 1,251 |
| Premises and equipment expense | $596,000 | 1,978 |
| Additional noninterest expense | $2,837,000 | 1,209 |
| Pre-tax net operating income | $-1,471,000 | 7,039 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,470,000 | 7,063 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,470,000 | 7,062 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,470,000 | 7,063 |
| Net charge-offs | $4,763,000 | 351 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,471,000 | 7,047 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 2,172 |
| Total interest expense | $523,000 | 2,281 |
| Net interest income | $2,584,000 | 2,125 |
| Provision for loan and lease losses | $920,000 | 662 |
| Total noninterest income | $1,451,000 | 1,002 |
| Gross Fiduciary activities income | $116,000 | 626 |
| Service charges on deposit accounts | $203,000 | 1,667 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,132,000 | 822 |
| Total noninterest expense | $3,864,000 | 1,284 |
| Salaries and employee benefits | $2,118,000 | 1,231 |
| Premises and equipment expense | $302,000 | 1,965 |
| Additional noninterest expense | $1,444,000 | 1,184 |
| Pre-tax net operating income | $-749,000 | 7,116 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-749,000 | 7,135 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-749,000 | 7,134 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-749,000 | 7,135 |
| Net charge-offs | $2,313,000 | 361 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-749,000 | 7,124 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,663,000 | 1,924 |
| Total interest expense | $2,833,000 | 2,059 |
| Net interest income | $11,830,000 | 1,870 |
| Provision for loan and lease losses | $9,162,000 | 447 |
| Total noninterest income | $8,542,000 | 703 |
| Gross Fiduciary activities income | $338,000 | 642 |
| Service charges on deposit accounts | $967,000 | 1,516 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $7,237,000 | 540 |
| Total noninterest expense | $17,701,000 | 1,111 |
| Salaries and employee benefits | $8,879,000 | 1,107 |
| Premises and equipment expense | $1,440,000 | 1,721 |
| Additional noninterest expense | $7,382,000 | 951 |
| Pre-tax net operating income | $-6,491,000 | 7,124 |
| Securities gains (losses) | $9,000 | 3,367 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-6,482,000 | 7,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,482,000 | 7,125 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,482,000 | 7,128 |
| Net charge-offs | $6,491,000 | 646 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-6,491,000 | 7,122 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,595,000 | 2,009 |
| Total interest expense | $2,229,000 | 2,055 |
| Net interest income | $8,366,000 | 1,965 |
| Provision for loan and lease losses | $7,412,000 | 421 |
| Total noninterest income | $7,004,000 | 655 |
| Gross Fiduciary activities income | $268,000 | 624 |
| Service charges on deposit accounts | $749,000 | 1,486 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,987,000 | 514 |
| Total noninterest expense | $13,258,000 | 1,115 |
| Salaries and employee benefits | $6,847,000 | 1,080 |
| Premises and equipment expense | $1,121,000 | 1,683 |
| Additional noninterest expense | $5,290,000 | 999 |
| Pre-tax net operating income | $-5,300,000 | 7,244 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,300,000 | 7,254 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,300,000 | 7,252 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,300,000 | 7,253 |
| Net charge-offs | $4,294,000 | 712 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,300,000 | 7,253 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,243,000 | 1,981 |
| Total interest expense | $1,533,000 | 2,071 |
| Net interest income | $5,710,000 | 1,932 |
| Provision for loan and lease losses | $6,530,000 | 333 |
| Total noninterest income | $3,193,000 | 875 |
| Gross Fiduciary activities income | $199,000 | 609 |
| Service charges on deposit accounts | $494,000 | 1,478 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,500,000 | 717 |
| Total noninterest expense | $8,565,000 | 1,167 |
| Salaries and employee benefits | $4,640,000 | 1,076 |
| Premises and equipment expense | $743,000 | 1,705 |
| Additional noninterest expense | $3,182,000 | 1,116 |
| Pre-tax net operating income | $-6,192,000 | 7,398 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-6,192,000 | 7,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-6,192,000 | 7,399 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-6,192,000 | 7,399 |
| Net charge-offs | $4,240,000 | 534 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-6,192,000 | 7,400 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 1,936 |
| Total interest expense | $781,000 | 2,109 |
| Net interest income | $2,944,000 | 1,877 |
| Provision for loan and lease losses | $3,340,000 | 335 |
| Total noninterest income | $1,875,000 | 776 |
| Gross Fiduciary activities income | $109,000 | 599 |
| Service charges on deposit accounts | $243,000 | 1,472 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,523,000 | 622 |
| Total noninterest expense | $4,118,000 | 1,213 |
| Salaries and employee benefits | $2,353,000 | 1,071 |
| Premises and equipment expense | $383,000 | 1,687 |
| Additional noninterest expense | $1,382,000 | 1,277 |
| Pre-tax net operating income | $-2,639,000 | 7,440 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,639,000 | 7,439 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,639,000 | 7,438 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,639,000 | 7,439 |
| Net charge-offs | $3,104,000 | 392 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,639,000 | 7,442 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,314,000 | 1,748 |
| Total interest expense | $4,418,000 | 1,825 |
| Net interest income | $12,896,000 | 1,716 |
| Provision for loan and lease losses | $19,864,000 | 370 |
| Total noninterest income | $8,373,000 | 717 |
| Gross Fiduciary activities income | $285,000 | 683 |
| Service charges on deposit accounts | $1,084,000 | 1,407 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,004,000 | 584 |
| Total noninterest expense | $17,715,000 | 1,128 |
| Salaries and employee benefits | $9,751,000 | 1,001 |
| Premises and equipment expense | $1,546,000 | 1,668 |
| Additional noninterest expense | $6,418,000 | 1,155 |
| Pre-tax net operating income | $-16,310,000 | 7,474 |
| Securities gains (losses) | $19,000 | 3,127 |
| Applicable income taxes | $-52,000 | 6,723 |
| Income before extraordinary items | $-16,239,000 | 7,487 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-16,239,000 | 7,487 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-16,239,000 | 7,487 |
| Net charge-offs | $18,042,000 | 365 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-16,258,000 | 7,479 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $13,287,000 | 1,740 |
| Total interest expense | $3,500,000 | 1,812 |
| Net interest income | $9,787,000 | 1,716 |
| Provision for loan and lease losses | $13,015,000 | 404 |
| Total noninterest income | $5,169,000 | 820 |
| Gross Fiduciary activities income | $210,000 | 675 |
| Service charges on deposit accounts | $833,000 | 1,408 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,126,000 | 648 |
| Total noninterest expense | $12,934,000 | 1,156 |
| Salaries and employee benefits | $7,252,000 | 998 |
| Premises and equipment expense | $1,163,000 | 1,686 |
| Additional noninterest expense | $4,519,000 | 1,192 |
| Pre-tax net operating income | $-10,993,000 | 7,572 |
| Securities gains (losses) | $19,000 | 2,905 |
| Applicable income taxes | $-52,000 | 6,984 |
| Income before extraordinary items | $-10,922,000 | 7,592 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,922,000 | 7,592 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,922,000 | 7,592 |
| Net charge-offs | $13,001,000 | 371 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,941,000 | 7,586 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 1,692 |
| Total interest expense | $2,449,000 | 1,801 |
| Net interest income | $6,816,000 | 1,656 |
| Provision for loan and lease losses | $7,466,000 | 456 |
| Total noninterest income | $3,770,000 | 757 |
| Gross Fiduciary activities income | $159,000 | 653 |
| Service charges on deposit accounts | $529,000 | 1,489 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,082,000 | 580 |
| Total noninterest expense | $8,527,000 | 1,167 |
| Salaries and employee benefits | $4,772,000 | 1,014 |
| Premises and equipment expense | $784,000 | 1,678 |
| Additional noninterest expense | $2,971,000 | 1,197 |
| Pre-tax net operating income | $-5,407,000 | 7,572 |
| Securities gains (losses) | $19,000 | 2,380 |
| Applicable income taxes | $-52,000 | 7,088 |
| Income before extraordinary items | $-5,336,000 | 7,605 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-5,336,000 | 7,605 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-5,336,000 | 7,605 |
| Net charge-offs | $6,103,000 | 495 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,354,810 | 7,594 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 1,722 |
| Total interest expense | $1,291,000 | 1,798 |
| Net interest income | $3,391,000 | 1,679 |
| Provision for loan and lease losses | $6,544,000 | 309 |
| Total noninterest income | $1,899,000 | 750 |
| Gross Fiduciary activities income | $90,000 | 636 |
| Service charges on deposit accounts | $258,000 | 1,512 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,551,000 | 579 |
| Total noninterest expense | $4,274,000 | 1,180 |
| Salaries and employee benefits | $2,428,000 | 1,018 |
| Premises and equipment expense | $406,000 | 1,666 |
| Additional noninterest expense | $1,440,000 | 1,223 |
| Pre-tax net operating income | $-5,528,000 | 7,779 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-52,000 | 7,327 |
| Income before extraordinary items | $-5,476,000 | 7,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-5,476,000 | 7,803 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-5,476,000 | 7,803 |
| Net charge-offs | $5,301,000 | 321 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,476,000 | 7,796 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $22,013,000 | 1,558 |
| Total interest expense | $8,466,000 | 1,422 |
| Net interest income | $13,547,000 | 1,659 |
| Provision for loan and lease losses | $7,110,000 | 1,114 |
| Total noninterest income | $10,177,000 | 630 |
| Gross Fiduciary activities income | $293,000 | 674 |
| Service charges on deposit accounts | $1,349,000 | 1,278 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $8,535,000 | 493 |
| Total noninterest expense | $18,076,000 | 1,146 |
| Salaries and employee benefits | $10,109,000 | 965 |
| Premises and equipment expense | $1,638,000 | 1,653 |
| Additional noninterest expense | $6,329,000 | 1,214 |
| Pre-tax net operating income | $-1,462,000 | 6,423 |
| Securities gains (losses) | $1,874,000 | 290 |
| Applicable income taxes | $52,000 | 3,240 |
| Income before extraordinary items | $360,000 | 4,279 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $360,000 | 4,281 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $360,000 | 4,280 |
| Net charge-offs | $5,729,000 | 1,030 |
| Cash dividends | $1,500,000 | 1,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,270,380 | 6,484 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,776,000 | 1,557 |
| Total interest expense | $6,810,000 | 1,389 |
| Net interest income | $9,966,000 | 1,687 |
| Provision for loan and lease losses | $4,331,000 | 1,155 |
| Total noninterest income | $8,367,000 | 601 |
| Gross Fiduciary activities income | $246,000 | 644 |
| Service charges on deposit accounts | $1,053,000 | 1,229 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $7,068,000 | 468 |
| Total noninterest expense | $13,718,000 | 1,128 |
| Salaries and employee benefits | $7,587,000 | 977 |
| Premises and equipment expense | $1,252,000 | 1,625 |
| Additional noninterest expense | $4,879,000 | 1,151 |
| Pre-tax net operating income | $284,000 | 4,585 |
| Securities gains (losses) | $1,608,000 | 247 |
| Applicable income taxes | $52,000 | 3,300 |
| Income before extraordinary items | $1,840,000 | 1,458 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,840,000 | 1,456 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,840,000 | 1,458 |
| Net charge-offs | $2,232,000 | 1,411 |
| Cash dividends | $1,200,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,240 | 4,434 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,288,000 | 1,576 |
| Total interest expense | $4,788,000 | 1,384 |
| Net interest income | $6,500,000 | 1,717 |
| Provision for loan and lease losses | $2,941,000 | 1,099 |
| Total noninterest income | $6,287,000 | 566 |
| Gross Fiduciary activities income | $190,000 | 606 |
| Service charges on deposit accounts | $682,000 | 1,248 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,415,000 | 433 |
| Total noninterest expense | $9,455,000 | 1,114 |
| Salaries and employee benefits | $4,980,000 | 1,016 |
| Premises and equipment expense | $838,000 | 1,657 |
| Additional noninterest expense | $3,637,000 | 1,051 |
| Pre-tax net operating income | $391,000 | 3,721 |
| Securities gains (losses) | $1,108,000 | 262 |
| Applicable income taxes | $44,000 | 3,242 |
| Income before extraordinary items | $1,455,000 | 1,305 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,455,000 | 1,304 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,455,000 | 1,304 |
| Net charge-offs | $1,905,000 | 1,154 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $380,240 | 3,451 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 1,618 |
| Total interest expense | $2,544,000 | 1,353 |
| Net interest income | $3,012,000 | 1,841 |
| Provision for loan and lease losses | $1,490,000 | 932 |
| Total noninterest income | $3,026,000 | 539 |
| Gross Fiduciary activities income | $73,000 | 683 |
| Service charges on deposit accounts | $321,000 | 1,283 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,632,000 | 412 |
| Total noninterest expense | $4,537,000 | 1,103 |
| Salaries and employee benefits | $2,389,000 | 1,062 |
| Premises and equipment expense | $419,000 | 1,681 |
| Additional noninterest expense | $1,729,000 | 977 |
| Pre-tax net operating income | $11,000 | 6,114 |
| Securities gains (losses) | $777,000 | 231 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $767,000 | 1,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $767,000 | 1,429 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $767,000 | 1,432 |
| Net charge-offs | $951,000 | 978 |
| Cash dividends | $600,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $13,310 | 6,091 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,078,000 | 1,489 |
| Total interest expense | $12,130,000 | 1,349 |
| Net interest income | $13,948,000 | 1,598 |
| Provision for loan and lease losses | $6,023,000 | 882 |
| Total noninterest income | $7,319,000 | 769 |
| Gross Fiduciary activities income | $259,000 | 730 |
| Service charges on deposit accounts | $1,511,000 | 1,189 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,549,000 | 596 |
| Total noninterest expense | $16,196,000 | 1,210 |
| Salaries and employee benefits | $9,343,000 | 1,056 |
| Premises and equipment expense | $1,828,000 | 1,517 |
| Additional noninterest expense | $5,025,000 | 1,263 |
| Pre-tax net operating income | $-952,000 | 6,991 |
| Securities gains (losses) | $538,000 | 353 |
| Applicable income taxes | $-33,000 | 6,915 |
| Income before extraordinary items | $-381,000 | 6,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-381,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,213,000 | 788 |
| Cash dividends | $3,480,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-875,960 | 7,051 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,844,000 | 1,505 |
| Total interest expense | $9,350,000 | 1,363 |
| Net interest income | $10,494,000 | 1,610 |
| Provision for loan and lease losses | $537,000 | 2,640 |
| Total noninterest income | $5,696,000 | 781 |
| Gross Fiduciary activities income | $193,000 | 730 |
| Service charges on deposit accounts | $1,138,000 | 1,196 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,365,000 | 610 |
| Total noninterest expense | $12,164,000 | 1,201 |
| Salaries and employee benefits | $7,285,000 | 1,048 |
| Premises and equipment expense | $1,377,000 | 1,514 |
| Additional noninterest expense | $3,502,000 | 1,302 |
| Pre-tax net operating income | $3,489,000 | 1,413 |
| Securities gains (losses) | $456,000 | 341 |
| Applicable income taxes | $42,000 | 4,220 |
| Income before extraordinary items | $3,903,000 | 931 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,903,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,611 |
| Cash dividends | $3,180,000 | 682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,451,560 | 1,133 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,343,000 | 1,516 |
| Total interest expense | $6,502,000 | 1,357 |
| Net interest income | $6,841,000 | 1,646 |
| Provision for loan and lease losses | $337,000 | 2,380 |
| Total noninterest income | $3,862,000 | 781 |
| Gross Fiduciary activities income | $115,000 | 772 |
| Service charges on deposit accounts | $740,000 | 1,203 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,007,000 | 618 |
| Total noninterest expense | $7,989,000 | 1,215 |
| Salaries and employee benefits | $4,832,000 | 1,070 |
| Premises and equipment expense | $921,000 | 1,510 |
| Additional noninterest expense | $2,236,000 | 1,326 |
| Pre-tax net operating income | $2,377,000 | 1,452 |
| Securities gains (losses) | $-5,000 | 8,053 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $2,349,000 | 1,175 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,349,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,833 |
| Cash dividends | $1,930,000 | 826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,353,950 | 1,150 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 1,508 |
| Total interest expense | $3,462,000 | 1,357 |
| Net interest income | $3,382,000 | 1,645 |
| Provision for loan and lease losses | $125,000 | 2,397 |
| Total noninterest income | $1,963,000 | 766 |
| Gross Fiduciary activities income | $65,000 | 751 |
| Service charges on deposit accounts | $377,000 | 1,165 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,521,000 | 610 |
| Total noninterest expense | $4,056,000 | 1,190 |
| Salaries and employee benefits | $2,478,000 | 1,044 |
| Premises and equipment expense | $466,000 | 1,494 |
| Additional noninterest expense | $1,112,000 | 1,289 |
| Pre-tax net operating income | $1,164,000 | 1,566 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $1,153,000 | 1,309 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,153,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 987 |
| Cash dividends | $980,000 | 787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,153,000 | 1,271 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $28,316,000 | 1,523 |
| Total interest expense | $14,840,000 | 1,349 |
| Net interest income | $13,476,000 | 1,677 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $8,819,000 | 679 |
| Gross Fiduciary activities income | $277,000 | 725 |
| Service charges on deposit accounts | $1,583,000 | 1,130 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,959,000 | 522 |
| Total noninterest expense | $16,900,000 | 1,108 |
| Salaries and employee benefits | $10,471,000 | 954 |
| Premises and equipment expense | $2,167,000 | 1,226 |
| Additional noninterest expense | $4,262,000 | 1,318 |
| Pre-tax net operating income | $5,395,000 | 1,546 |
| Securities gains (losses) | $-37,000 | 7,934 |
| Applicable income taxes | $-5,000 | 7,747 |
| Income before extraordinary items | $5,363,000 | 1,194 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,363,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,378 |
| Cash dividends | $4,490,000 | 821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,400,000 | 1,183 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $21,246,000 | 1,527 |
| Total interest expense | $11,064,000 | 1,357 |
| Net interest income | $10,182,000 | 1,669 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $7,213,000 | 629 |
| Gross Fiduciary activities income | $232,000 | 695 |
| Service charges on deposit accounts | $1,169,000 | 1,126 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,812,000 | 495 |
| Total noninterest expense | $12,530,000 | 1,116 |
| Salaries and employee benefits | $7,877,000 | 943 |
| Premises and equipment expense | $1,607,000 | 1,233 |
| Additional noninterest expense | $3,046,000 | 1,339 |
| Pre-tax net operating income | $4,865,000 | 1,391 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-9,000 | 8,027 |
| Income before extraordinary items | $4,874,000 | 1,080 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,874,000 | 1,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,478 |
| Cash dividends | $3,640,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,874,000 | 1,059 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,986,000 | 1,561 |
| Total interest expense | $7,237,000 | 1,388 |
| Net interest income | $6,749,000 | 1,708 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $5,437,000 | 602 |
| Gross Fiduciary activities income | $175,000 | 674 |
| Service charges on deposit accounts | $763,000 | 1,161 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,499,000 | 464 |
| Total noninterest expense | $8,547,000 | 1,102 |
| Salaries and employee benefits | $5,496,000 | 919 |
| Premises and equipment expense | $1,110,000 | 1,204 |
| Additional noninterest expense | $1,941,000 | 1,395 |
| Pre-tax net operating income | $3,639,000 | 1,301 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-22,000 | 8,210 |
| Income before extraordinary items | $3,661,000 | 983 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,661,000 | 982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $2,890,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,661,000 | 962 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,953,000 | 1,561 |
| Total interest expense | $3,595,000 | 1,381 |
| Net interest income | $3,358,000 | 1,719 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $3,414,000 | 505 |
| Gross Fiduciary activities income | $93,000 | 673 |
| Service charges on deposit accounts | $367,000 | 1,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,954,000 | 382 |
| Total noninterest expense | $4,246,000 | 1,103 |
| Salaries and employee benefits | $2,698,000 | 944 |
| Premises and equipment expense | $619,000 | 1,079 |
| Additional noninterest expense | $929,000 | 1,441 |
| Pre-tax net operating income | $2,526,000 | 937 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-31,000 | 8,360 |
| Income before extraordinary items | $2,557,000 | 712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,557,000 | 711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $1,750,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,557,000 | 699 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $26,839,000 | 1,490 |
| Total interest expense | $13,479,000 | 1,246 |
| Net interest income | $13,360,000 | 1,719 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $4,868,000 | 1,113 |
| Gross Fiduciary activities income | $293,000 | 722 |
| Service charges on deposit accounts | $1,253,000 | 1,430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,322,000 | 923 |
| Total noninterest expense | $14,598,000 | 1,230 |
| Salaries and employee benefits | $8,637,000 | 1,124 |
| Premises and equipment expense | $2,157,000 | 1,188 |
| Additional noninterest expense | $3,804,000 | 1,393 |
| Pre-tax net operating income | $3,630,000 | 2,408 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $31,000 | 5,744 |
| Income before extraordinary items | $3,599,000 | 1,964 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,599,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $625,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,599,000 | 1,950 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,839,000 | 1,501 |
| Total interest expense | $9,755,000 | 1,264 |
| Net interest income | $10,084,000 | 1,723 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $3,516,000 | 1,160 |
| Gross Fiduciary activities income | $227,000 | 705 |
| Service charges on deposit accounts | $907,000 | 1,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,382,000 | 971 |
| Total noninterest expense | $10,852,000 | 1,251 |
| Salaries and employee benefits | $6,435,000 | 1,149 |
| Premises and equipment expense | $1,642,000 | 1,182 |
| Additional noninterest expense | $2,775,000 | 1,429 |
| Pre-tax net operating income | $2,748,000 | 2,475 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $2,726,000 | 1,994 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,726,000 | 1,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $350,000 | 3,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,726,000 | 1,987 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,842,000 | 1,506 |
| Total interest expense | $6,223,000 | 1,259 |
| Net interest income | $6,619,000 | 1,754 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $2,223,000 | 1,217 |
| Gross Fiduciary activities income | $159,000 | 698 |
| Service charges on deposit accounts | $563,000 | 1,570 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,501,000 | 1,013 |
| Total noninterest expense | $7,267,000 | 1,261 |
| Salaries and employee benefits | $4,337,000 | 1,135 |
| Premises and equipment expense | $1,084,000 | 1,188 |
| Additional noninterest expense | $1,846,000 | 1,435 |
| Pre-tax net operating income | $1,575,000 | 2,785 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $1,561,000 | 2,272 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,561,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,561,000 | 2,255 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,204,000 | 1,528 |
| Total interest expense | $2,946,000 | 1,270 |
| Net interest income | $3,258,000 | 1,770 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $1,082,000 | 1,208 |
| Gross Fiduciary activities income | $82,000 | 696 |
| Service charges on deposit accounts | $265,000 | 1,604 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $735,000 | 1,008 |
| Total noninterest expense | $3,642,000 | 1,260 |
| Salaries and employee benefits | $2,222,000 | 1,115 |
| Premises and equipment expense | $543,000 | 1,187 |
| Additional noninterest expense | $877,000 | 1,499 |
| Pre-tax net operating income | $698,000 | 2,979 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $691,000 | 2,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $691,000 | 2,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $22,193,000 | 1,502 |
| Total interest expense | $8,777,000 | 1,294 |
| Net interest income | $13,416,000 | 1,633 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $4,898,000 | 1,103 |
| Gross Fiduciary activities income | $207,000 | 791 |
| Service charges on deposit accounts | $1,107,000 | 1,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,584,000 | 883 |
| Total noninterest expense | $13,882,000 | 1,239 |
| Salaries and employee benefits | $8,224,000 | 1,128 |
| Premises and equipment expense | $1,945,000 | 1,261 |
| Additional noninterest expense | $3,713,000 | 1,375 |
| Pre-tax net operating income | $4,432,000 | 2,055 |
| Securities gains (losses) | $-127,000 | 8,489 |
| Applicable income taxes | $56,000 | 5,792 |
| Income before extraordinary items | $4,249,000 | 1,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,249,000 | 1,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $4,550,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,374,730 | 1,586 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,328,000 | 1,486 |
| Total interest expense | $6,256,000 | 1,277 |
| Net interest income | $10,072,000 | 1,619 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $3,884,000 | 1,063 |
| Gross Fiduciary activities income | $162,000 | 776 |
| Service charges on deposit accounts | $822,000 | 1,581 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,900,000 | 836 |
| Total noninterest expense | $10,120,000 | 1,263 |
| Salaries and employee benefits | $5,983,000 | 1,144 |
| Premises and equipment expense | $1,410,000 | 1,297 |
| Additional noninterest expense | $2,727,000 | 1,397 |
| Pre-tax net operating income | $3,836,000 | 1,829 |
| Securities gains (losses) | $-127,000 | 8,663 |
| Applicable income taxes | $49,000 | 5,807 |
| Income before extraordinary items | $3,660,000 | 1,459 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,660,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,448 |
| Cash dividends | $3,450,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,785,730 | 1,391 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,644,000 | 1,477 |
| Total interest expense | $3,980,000 | 1,264 |
| Net interest income | $6,664,000 | 1,609 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $2,374,000 | 1,118 |
| Gross Fiduciary activities income | $102,000 | 795 |
| Service charges on deposit accounts | $534,000 | 1,574 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,738,000 | 900 |
| Total noninterest expense | $6,629,000 | 1,276 |
| Salaries and employee benefits | $3,988,000 | 1,141 |
| Premises and equipment expense | $896,000 | 1,346 |
| Additional noninterest expense | $1,745,000 | 1,432 |
| Pre-tax net operating income | $2,409,000 | 1,895 |
| Securities gains (losses) | $-127,000 | 8,729 |
| Applicable income taxes | $30,000 | 5,873 |
| Income before extraordinary items | $2,252,000 | 1,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,252,000 | 1,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $2,435,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,377,730 | 1,436 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 1,461 |
| Total interest expense | $1,925,000 | 1,228 |
| Net interest income | $3,344,000 | 1,595 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $1,198,000 | 1,087 |
| Gross Fiduciary activities income | $53,000 | 797 |
| Service charges on deposit accounts | $253,000 | 1,616 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $892,000 | 864 |
| Total noninterest expense | $3,221,000 | 1,324 |
| Salaries and employee benefits | $1,941,000 | 1,182 |
| Premises and equipment expense | $424,000 | 1,433 |
| Additional noninterest expense | $856,000 | 1,460 |
| Pre-tax net operating income | $1,321,000 | 1,731 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $1,304,000 | 1,326 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,304,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $525,000 | 1,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,304,000 | 1,291 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,995,000 | 1,438 |
| Total interest expense | $7,662,000 | 1,057 |
| Net interest income | $12,333,000 | 1,650 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $5,188,000 | 1,051 |
| Gross Fiduciary activities income | $114,000 | 917 |
| Service charges on deposit accounts | $997,000 | 1,757 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,077,000 | 774 |
| Total noninterest expense | $12,545,000 | 1,310 |
| Salaries and employee benefits | $7,529,000 | 1,142 |
| Premises and equipment expense | $1,554,000 | 1,484 |
| Additional noninterest expense | $3,462,000 | 1,436 |
| Pre-tax net operating income | $4,976,000 | 1,708 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $42,000 | 6,135 |
| Income before extraordinary items | $4,934,000 | 1,314 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,934,000 | 1,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-287,000 | 8,908 |
| Cash dividends | $4,158,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,934,000 | 1,283 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,851,000 | 1,438 |
| Total interest expense | $5,756,000 | 1,033 |
| Net interest income | $9,095,000 | 1,664 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $3,994,000 | 1,041 |
| Gross Fiduciary activities income | $74,000 | 940 |
| Service charges on deposit accounts | $726,000 | 1,823 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,194,000 | 758 |
| Total noninterest expense | $9,432,000 | 1,305 |
| Salaries and employee benefits | $5,697,000 | 1,126 |
| Premises and equipment expense | $1,149,000 | 1,511 |
| Additional noninterest expense | $2,586,000 | 1,427 |
| Pre-tax net operating income | $3,657,000 | 1,748 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $3,633,000 | 1,354 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,633,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-83,000 | 8,765 |
| Cash dividends | $3,359,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,633,000 | 1,306 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,793,000 | 1,441 |
| Total interest expense | $3,820,000 | 1,021 |
| Net interest income | $5,973,000 | 1,684 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $2,667,000 | 1,026 |
| Gross Fiduciary activities income | $30,000 | 1,041 |
| Service charges on deposit accounts | $464,000 | 1,881 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,173,000 | 747 |
| Total noninterest expense | $6,202,000 | 1,319 |
| Salaries and employee benefits | $3,780,000 | 1,148 |
| Premises and equipment expense | $758,000 | 1,534 |
| Additional noninterest expense | $1,664,000 | 1,450 |
| Pre-tax net operating income | $2,438,000 | 1,732 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,000 | 6,787 |
| Income before extraordinary items | $2,431,000 | 1,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,431,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $2,129,000 | 667 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,431,000 | 1,285 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 1,475 |
| Total interest expense | $1,905,000 | 1,040 |
| Net interest income | $2,916,000 | 1,709 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $1,506,000 | 907 |
| Gross Fiduciary activities income | $22,000 | 988 |
| Service charges on deposit accounts | $210,000 | 1,982 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,274,000 | 662 |
| Total noninterest expense | $3,030,000 | 1,356 |
| Salaries and employee benefits | $1,862,000 | 1,178 |
| Premises and equipment expense | $371,000 | 1,579 |
| Additional noninterest expense | $797,000 | 1,512 |
| Pre-tax net operating income | $1,392,000 | 1,496 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $1,397,000 | 1,173 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,397,000 | 1,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,397,000 | 1,109 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,673,000 | 1,381 |
| Total interest expense | $8,176,000 | 1,097 |
| Net interest income | $12,497,000 | 1,559 |
| Provision for loan and lease losses | $565,000 | 1,971 |
| Total noninterest income | $9,778,000 | 663 |
| Gross Fiduciary activities income | $34,000 | 1,150 |
| Service charges on deposit accounts | $876,000 | 1,959 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,868,000 | 492 |
| Total noninterest expense | $12,279,000 | 1,318 |
| Salaries and employee benefits | $7,641,000 | 1,105 |
| Premises and equipment expense | $1,335,000 | 1,697 |
| Additional noninterest expense | $3,303,000 | 1,496 |
| Pre-tax net operating income | $9,431,000 | 897 |
| Securities gains (losses) | $117,000 | 1,751 |
| Applicable income taxes | $13,000 | 6,950 |
| Income before extraordinary items | $9,535,000 | 685 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,535,000 | 687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $710,000 | 1,211 |
| Cash dividends | $6,885,000 | 491 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,418,000 | 647 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,505,000 | 1,410 |
| Total interest expense | $6,183,000 | 1,131 |
| Net interest income | $9,322,000 | 1,569 |
| Provision for loan and lease losses | $565,000 | 1,498 |
| Total noninterest income | $8,595,000 | 616 |
| Gross Fiduciary activities income | $27,000 | 1,131 |
| Service charges on deposit accounts | $647,000 | 1,999 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,921,000 | 447 |
| Total noninterest expense | $9,033,000 | 1,351 |
| Salaries and employee benefits | $5,641,000 | 1,126 |
| Premises and equipment expense | $1,011,000 | 1,689 |
| Additional noninterest expense | $2,381,000 | 1,550 |
| Pre-tax net operating income | $8,319,000 | 815 |
| Securities gains (losses) | $109,000 | 1,672 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $8,378,000 | 620 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $8,378,000 | 621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 1,054 |
| Cash dividends | $5,785,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $8,270,090 | 580 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 1,447 |
| Total interest expense | $4,128,000 | 1,158 |
| Net interest income | $6,022,000 | 1,615 |
| Provision for loan and lease losses | $460,000 | 1,230 |
| Total noninterest income | $6,982,000 | 542 |
| Gross Fiduciary activities income | $19,000 | 1,124 |
| Service charges on deposit accounts | $423,000 | 1,988 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,540,000 | 391 |
| Total noninterest expense | $5,788,000 | 1,394 |
| Salaries and employee benefits | $3,629,000 | 1,182 |
| Premises and equipment expense | $669,000 | 1,699 |
| Additional noninterest expense | $1,490,000 | 1,628 |
| Pre-tax net operating income | $6,756,000 | 677 |
| Securities gains (losses) | $109,000 | 1,441 |
| Applicable income taxes | $69,000 | 5,571 |
| Income before extraordinary items | $6,796,000 | 538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,796,000 | 538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 809 |
| Cash dividends | $4,285,000 | 411 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $6,688,090 | 506 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 1,444 |
| Total interest expense | $2,093,000 | 1,167 |
| Net interest income | $3,017,000 | 1,626 |
| Provision for loan and lease losses | $355,000 | 812 |
| Total noninterest income | $3,784,000 | 503 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $200,000 | 2,019 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,570,000 | 379 |
| Total noninterest expense | $2,835,000 | 1,418 |
| Salaries and employee benefits | $1,699,000 | 1,270 |
| Premises and equipment expense | $335,000 | 1,702 |
| Additional noninterest expense | $801,000 | 1,479 |
| Pre-tax net operating income | $3,611,000 | 631 |
| Securities gains (losses) | $109,000 | 951 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $3,646,000 | 493 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,646,000 | 491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $775,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,539,180 | 477 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,070,000 | 1,461 |
| Total interest expense | $9,406,000 | 1,195 |
| Net interest income | $11,664,000 | 1,663 |
| Provision for loan and lease losses | $1,240,000 | 1,094 |
| Total noninterest income | $5,829,000 | 911 |
| Gross Fiduciary activities income | $12,000 | 1,373 |
| Service charges on deposit accounts | $933,000 | 1,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,884,000 | 707 |
| Total noninterest expense | $11,037,000 | 1,399 |
| Salaries and employee benefits | $6,307,000 | 1,289 |
| Premises and equipment expense | $1,317,000 | 1,663 |
| Additional noninterest expense | $3,413,000 | 1,387 |
| Pre-tax net operating income | $5,216,000 | 1,571 |
| Securities gains (losses) | $272,000 | 965 |
| Applicable income taxes | $152,000 | 5,507 |
| Income before extraordinary items | $5,336,000 | 1,177 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,336,000 | 1,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 926 |
| Cash dividends | $6,144,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,072,160 | 1,188 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,595,000 | 1,449 |
| Total interest expense | $13,472,000 | 1,195 |
| Net interest income | $10,123,000 | 1,765 |
| Provision for loan and lease losses | $1,388,000 | 965 |
| Total noninterest income | $4,412,000 | 1,100 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $934,000 | 1,609 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,468,000 | 849 |
| Total noninterest expense | $9,102,000 | 1,606 |
| Salaries and employee benefits | $5,239,000 | 1,449 |
| Premises and equipment expense | $1,231,000 | 1,758 |
| Additional noninterest expense | $2,632,000 | 1,741 |
| Pre-tax net operating income | $4,045,000 | 1,764 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $59,000 | 6,554 |
| Income before extraordinary items | $3,985,000 | 1,372 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,985,000 | 1,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,613 |
| Cash dividends | $2,869,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,985,990 | 1,311 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $24,134,000 | 1,441 |
| Total interest expense | $14,317,000 | 1,207 |
| Net interest income | $9,817,000 | 1,784 |
| Provision for loan and lease losses | $270,000 | 3,077 |
| Total noninterest income | $3,122,000 | 1,308 |
| Gross Fiduciary activities income | $9,000 | 1,228 |
| Service charges on deposit accounts | $857,000 | 1,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,256,000 | 1,044 |
| Total noninterest expense | $8,430,000 | 1,653 |
| Salaries and employee benefits | $4,385,000 | 1,626 |
| Premises and equipment expense | $1,030,000 | 2,010 |
| Additional noninterest expense | $3,015,000 | 1,494 |
| Pre-tax net operating income | $4,239,000 | 1,729 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $-767,000 | 9,826 |
| Income before extraordinary items | $5,020,000 | 1,062 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,020,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,323 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,006,000 | 1,067 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,736,000 | 1,573 |
| Total interest expense | $11,535,000 | 1,312 |
| Net interest income | $9,201,000 | 1,908 |
| Provision for loan and lease losses | $239,000 | 3,211 |
| Total noninterest income | $2,959,000 | 1,369 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $794,000 | 1,670 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,165,000 | 1,092 |
| Total noninterest expense | $7,477,000 | 1,852 |
| Salaries and employee benefits | $3,928,000 | 1,761 |
| Premises and equipment expense | $1,027,000 | 1,992 |
| Additional noninterest expense | $2,522,000 | 1,756 |
| Pre-tax net operating income | $4,444,000 | 1,695 |
| Securities gains (losses) | $65,000 | 892 |
| Applicable income taxes | $1,617,000 | 1,492 |
| Income before extraordinary items | $2,892,000 | 1,846 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,892,000 | 1,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,037 |
| Cash dividends | $1,248,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,850,400 | 1,836 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,322,000 | 1,765 |
| Total interest expense | $9,576,000 | 1,603 |
| Net interest income | $8,746,000 | 1,953 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $3,634,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $693,000 | 1,846 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,941,000 | 910 |
| Total noninterest expense | $6,711,000 | 1,952 |
| Salaries and employee benefits | $3,366,000 | 1,986 |
| Premises and equipment expense | $977,000 | 2,001 |
| Additional noninterest expense | $2,368,000 | 1,789 |
| Pre-tax net operating income | $5,599,000 | 1,340 |
| Securities gains (losses) | $118,000 | 1,185 |
| Applicable income taxes | $2,214,000 | 1,135 |
| Income before extraordinary items | $3,503,000 | 1,505 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,503,000 | 1,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,193 |
| Cash dividends | $825,000 | 2,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,427,480 | 1,481 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,587,000 | 2,092 |
| Total interest expense | $7,825,000 | 1,969 |
| Net interest income | $7,762,000 | 2,269 |
| Provision for loan and lease losses | $216,000 | 3,274 |
| Total noninterest income | $2,077,000 | 1,714 |
| Gross Fiduciary activities income | $6,000 | 1,371 |
| Service charges on deposit accounts | $689,000 | 1,894 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,382,000 | 1,404 |
| Total noninterest expense | $5,345,000 | 2,411 |
| Salaries and employee benefits | $2,787,000 | 2,383 |
| Premises and equipment expense | $885,000 | 2,222 |
| Additional noninterest expense | $1,673,000 | 2,465 |
| Pre-tax net operating income | $4,278,000 | 1,785 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $1,621,000 | 1,591 |
| Income before extraordinary items | $2,656,000 | 1,989 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,656,000 | 1,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,981 |
| Cash dividends | $1,710,000 | 1,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,656,640 | 1,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,498,000 | 2,470 |
| Total interest expense | $6,810,000 | 2,271 |
| Net interest income | $6,688,000 | 2,639 |
| Provision for loan and lease losses | $146,000 | 4,145 |
| Total noninterest income | $2,097,000 | 1,767 |
| Gross Fiduciary activities income | $5,000 | 1,455 |
| Service charges on deposit accounts | $657,000 | 2,053 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,435,000 | 1,425 |
| Total noninterest expense | $5,008,000 | 2,741 |
| Salaries and employee benefits | $2,560,000 | 2,621 |
| Premises and equipment expense | $994,000 | 2,015 |
| Additional noninterest expense | $1,454,000 | 3,205 |
| Pre-tax net operating income | $3,631,000 | 1,988 |
| Securities gains (losses) | $-284,000 | 11,337 |
| Applicable income taxes | $1,340,000 | 1,789 |
| Income before extraordinary items | $2,007,000 | 2,455 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,007,000 | 2,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $919,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,188,760 | 2,202 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,831,000 | 4,662 |
| Total interest expense | $3,592,000 | 4,057 |
| Net interest income | $3,239,000 | 5,177 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $697,000 | 4,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,066 |
| Total noninterest expense | $2,551,000 | 4,913 |
| Salaries and employee benefits | $1,224,000 | 5,122 |
| Premises and equipment expense | $462,000 | 4,030 |
| Additional noninterest expense | $865,000 | 4,924 |
| Pre-tax net operating income | $1,303,000 | 4,961 |
| Securities gains (losses) | $-113,000 | 11,542 |
| Applicable income taxes | $460,000 | 4,459 |
| Income before extraordinary items | $730,000 | 5,815 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $730,000 | 5,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $802,320 | 5,412 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 5,138 |
| Total interest expense | $2,618,000 | 4,459 |
| Net interest income | $3,010,000 | 5,606 |
| Provision for loan and lease losses | $77,000 | 5,110 |
| Total noninterest income | $512,000 | 5,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $2,341,000 | 5,462 |
| Salaries and employee benefits | $1,101,000 | 5,639 |
| Premises and equipment expense | $281,000 | 5,988 |
| Additional noninterest expense | $959,000 | 4,886 |
| Pre-tax net operating income | $1,104,000 | 5,553 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $429,000 | 4,533 |
| Income before extraordinary items | $675,000 | 6,061 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $675,000 | 6,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,944 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $675,000 | 6,136 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 6,124 |
| Total interest expense | $1,956,000 | 5,942 |
| Net interest income | $2,709,000 | 6,151 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $700,000 | 4,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 3,266 |
| Total noninterest expense | $2,048,000 | 6,208 |
| Salaries and employee benefits | $1,010,000 | 6,074 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $806,000 | 5,891 |
| Pre-tax net operating income | $1,325,000 | 4,794 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $503,000 | 4,162 |
| Income before extraordinary items | $840,000 | 5,359 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $840,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $411,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $828,480 | 5,174 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 6,678 |
| Total interest expense | $2,212,000 | 6,594 |
| Net interest income | $2,483,000 | 6,640 |
| Provision for loan and lease losses | $121,000 | 6,692 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $1,675,000 | 7,329 |
| Salaries and employee benefits | $798,000 | 7,270 |
| Premises and equipment expense | $241,000 | 6,961 |
| Additional noninterest expense | $636,000 | 7,207 |
| Pre-tax net operating income | $1,190,000 | 4,942 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $455,000 | 4,327 |
| Income before extraordinary items | $742,000 | 5,673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $742,000 | 5,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $737,520 | 5,364 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.