Home > Home Federal Bank > Income and Expense
Home Federal Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $30,915,000 | 1,366 |
| Total interest expense | $9,107,000 | 1,386 |
| Net interest income | $21,808,000 | 1,339 |
| Provision for loan and lease losses | $284,000 | 1,725 |
| Total noninterest income | $1,585,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $860,000 | 1,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $725,000 | 2,623 |
| Total noninterest expense | $16,470,000 | 1,407 |
| Salaries and employee benefits | $9,115,000 | 1,438 |
| Premises and equipment expense | $2,210,000 | 1,123 |
| Additional noninterest expense | $725,000 | 2,623 |
| Pre-tax net operating income | $6,639,000 | 1,601 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,016,000 | 1,427 |
| Income before extraordinary items | $5,623,000 | 1,589 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,623,000 | 1,608 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,623,000 | 1,592 |
| Net charge-offs | $188,000 | 1,199 |
| Cash dividends | $9,000,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,623,000 | 1,621 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $22,835,000 | 1,348 |
| Total interest expense | $6,128,000 | 1,385 |
| Net interest income | $16,707,000 | 1,327 |
| Provision for loan and lease losses | $300,000 | 1,340 |
| Total noninterest income | $1,448,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $644,000 | 1,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $804,000 | 2,206 |
| Total noninterest expense | $12,559,000 | 1,378 |
| Salaries and employee benefits | $6,848,000 | 1,438 |
| Premises and equipment expense | $1,667,000 | 1,109 |
| Additional noninterest expense | $804,000 | 2,206 |
| Pre-tax net operating income | $5,296,000 | 1,582 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,099,000 | 1,222 |
| Income before extraordinary items | $4,197,000 | 1,651 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,197,000 | 1,664 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,197,000 | 1,651 |
| Net charge-offs | $175,000 | 937 |
| Cash dividends | $9,000,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,197,000 | 1,675 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,762,000 | 1,353 |
| Total interest expense | $3,520,000 | 1,406 |
| Net interest income | $11,242,000 | 1,328 |
| Provision for loan and lease losses | $300,000 | 1,014 |
| Total noninterest income | $1,013,000 | 1,934 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $430,000 | 1,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $583,000 | 2,041 |
| Total noninterest expense | $8,492,000 | 1,359 |
| Salaries and employee benefits | $4,539,000 | 1,432 |
| Premises and equipment expense | $1,119,000 | 1,095 |
| Additional noninterest expense | $583,000 | 2,038 |
| Pre-tax net operating income | $3,463,000 | 1,605 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $725,000 | 1,232 |
| Income before extraordinary items | $2,738,000 | 1,674 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,738,000 | 1,693 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,738,000 | 1,673 |
| Net charge-offs | $-85,000 | 4,429 |
| Cash dividends | $9,000,000 | 299 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,738,000 | 1,686 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 1,387 |
| Total interest expense | $1,394,000 | 1,505 |
| Net interest income | $5,618,000 | 1,335 |
| Provision for loan and lease losses | $150,000 | 1,007 |
| Total noninterest income | $509,000 | 1,928 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $206,000 | 1,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 1,995 |
| Total noninterest expense | $4,396,000 | 1,342 |
| Salaries and employee benefits | $2,205,000 | 1,497 |
| Premises and equipment expense | $579,000 | 1,091 |
| Additional noninterest expense | $303,000 | 1,995 |
| Pre-tax net operating income | $1,581,000 | 1,718 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $323,000 | 1,326 |
| Income before extraordinary items | $1,258,000 | 1,793 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,258,000 | 1,794 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,258,000 | 1,793 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $12,931,000 | 152 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,258,000 | 1,815 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 1,480 |
| Total interest expense | $1,851,000 | 1,684 |
| Net interest income | $19,791,000 | 1,450 |
| Provision for loan and lease losses | $843,000 | 912 |
| Total noninterest income | $2,510,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $678,000 | 1,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,832,000 | 1,708 |
| Total noninterest expense | $14,098,000 | 1,566 |
| Salaries and employee benefits | $8,468,000 | 1,495 |
| Premises and equipment expense | $2,058,000 | 1,175 |
| Additional noninterest expense | $1,832,000 | 1,708 |
| Pre-tax net operating income | $7,360,000 | 1,582 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,075,000 | 1,495 |
| Income before extraordinary items | $6,285,000 | 1,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,285,000 | 1,576 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,285,000 | 1,577 |
| Net charge-offs | $239,000 | 856 |
| Cash dividends | $4,400,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,285,000 | 1,603 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,555,000 | 1,468 |
| Total interest expense | $1,195,000 | 1,566 |
| Net interest income | $14,360,000 | 1,463 |
| Provision for loan and lease losses | $693,000 | 791 |
| Total noninterest income | $1,969,000 | 1,787 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $496,000 | 1,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,473,000 | 1,669 |
| Total noninterest expense | $10,655,000 | 1,554 |
| Salaries and employee benefits | $6,485,000 | 1,482 |
| Premises and equipment expense | $1,528,000 | 1,182 |
| Additional noninterest expense | $1,473,000 | 1,669 |
| Pre-tax net operating income | $4,981,000 | 1,703 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $584,000 | 1,729 |
| Income before extraordinary items | $4,397,000 | 1,621 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,397,000 | 1,620 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,397,000 | 1,620 |
| Net charge-offs | $33,000 | 1,393 |
| Cash dividends | $4,400,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,397,000 | 1,658 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,773,000 | 1,499 |
| Total interest expense | $786,000 | 1,378 |
| Net interest income | $8,987,000 | 1,507 |
| Provision for loan and lease losses | $275,000 | 992 |
| Total noninterest income | $1,424,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $319,000 | 1,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,105,000 | 1,575 |
| Total noninterest expense | $7,038,000 | 1,546 |
| Salaries and employee benefits | $4,296,000 | 1,481 |
| Premises and equipment expense | $998,000 | 1,198 |
| Additional noninterest expense | $1,744,000 | 1,781 |
| Pre-tax net operating income | $3,098,000 | 1,695 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $533,000 | 1,439 |
| Income before extraordinary items | $2,565,000 | 1,696 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,565,000 | 1,694 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,565,000 | 1,696 |
| Net charge-offs | $8,000 | 1,644 |
| Cash dividends | $2,000,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,565,000 | 1,730 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,692,000 | 1,510 |
| Total interest expense | $403,000 | 1,306 |
| Net interest income | $4,289,000 | 1,518 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $835,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $157,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 1,406 |
| Total noninterest expense | $3,481,000 | 1,557 |
| Salaries and employee benefits | $2,092,000 | 1,516 |
| Premises and equipment expense | $475,000 | 1,275 |
| Additional noninterest expense | $914,000 | 1,695 |
| Pre-tax net operating income | $1,643,000 | 1,539 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $290,000 | 1,335 |
| Income before extraordinary items | $1,353,000 | 1,561 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,353,000 | 1,559 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,353,000 | 1,561 |
| Net charge-offs | $10,000 | 1,177 |
| Cash dividends | $2,000,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,353,000 | 1,583 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $19,341,000 | 1,521 |
| Total interest expense | $2,393,000 | 1,136 |
| Net interest income | $16,948,000 | 1,575 |
| Provision for loan and lease losses | $561,000 | 950 |
| Total noninterest income | $4,290,000 | 1,447 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $531,000 | 1,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,759,000 | 1,299 |
| Total noninterest expense | $13,637,000 | 1,571 |
| Salaries and employee benefits | $8,473,000 | 1,493 |
| Premises and equipment expense | $1,707,000 | 1,378 |
| Additional noninterest expense | $3,457,000 | 1,777 |
| Pre-tax net operating income | $7,040,000 | 1,634 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,471,000 | 1,331 |
| Income before extraordinary items | $5,569,000 | 1,737 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,569,000 | 1,736 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,569,000 | 1,738 |
| Net charge-offs | $167,000 | 1,110 |
| Cash dividends | $3,000,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,569,000 | 1,709 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $14,654,000 | 1,538 |
| Total interest expense | $1,908,000 | 1,121 |
| Net interest income | $12,746,000 | 1,588 |
| Provision for loan and lease losses | $500,000 | 801 |
| Total noninterest income | $3,256,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $385,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,871,000 | 1,329 |
| Total noninterest expense | $10,071,000 | 1,587 |
| Salaries and employee benefits | $6,267,000 | 1,510 |
| Premises and equipment expense | $1,247,000 | 1,429 |
| Additional noninterest expense | $2,557,000 | 1,792 |
| Pre-tax net operating income | $5,431,000 | 1,661 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,143,000 | 1,360 |
| Income before extraordinary items | $4,288,000 | 1,788 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,288,000 | 1,787 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,288,000 | 1,788 |
| Net charge-offs | $163,000 | 871 |
| Cash dividends | $3,000,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,288,000 | 1,761 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 1,516 |
| Total interest expense | $1,369,000 | 1,092 |
| Net interest income | $8,511,000 | 1,568 |
| Provision for loan and lease losses | $500,000 | 605 |
| Total noninterest income | $2,239,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $248,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,991,000 | 1,297 |
| Total noninterest expense | $6,600,000 | 1,598 |
| Salaries and employee benefits | $4,152,000 | 1,516 |
| Premises and equipment expense | $795,000 | 1,479 |
| Additional noninterest expense | $1,653,000 | 1,815 |
| Pre-tax net operating income | $3,650,000 | 1,623 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $775,000 | 1,344 |
| Income before extraordinary items | $2,875,000 | 1,753 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,875,000 | 1,753 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,875,000 | 1,753 |
| Net charge-offs | $168,000 | 712 |
| Cash dividends | $1,500,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,875,000 | 1,726 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,195,000 | 1,454 |
| Total interest expense | $734,000 | 1,090 |
| Net interest income | $4,461,000 | 1,503 |
| Provision for loan and lease losses | $450,000 | 401 |
| Total noninterest income | $1,213,000 | 1,351 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $122,000 | 1,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,091,000 | 1,199 |
| Total noninterest expense | $3,334,000 | 1,584 |
| Salaries and employee benefits | $2,125,000 | 1,470 |
| Premises and equipment expense | $411,000 | 1,455 |
| Additional noninterest expense | $798,000 | 1,840 |
| Pre-tax net operating income | $1,890,000 | 1,585 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $411,000 | 1,287 |
| Income before extraordinary items | $1,479,000 | 1,737 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,479,000 | 1,737 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,479,000 | 1,737 |
| Net charge-offs | $-147,000 | 4,828 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,479,000 | 1,699 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,369,000 | 1,475 |
| Total interest expense | $4,248,000 | 1,102 |
| Net interest income | $16,121,000 | 1,554 |
| Provision for loan and lease losses | $2,066,000 | 1,026 |
| Total noninterest income | $4,811,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $550,000 | 1,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,261,000 | 1,150 |
| Total noninterest expense | $12,780,000 | 1,616 |
| Salaries and employee benefits | $7,951,000 | 1,527 |
| Premises and equipment expense | $1,646,000 | 1,411 |
| Additional noninterest expense | $3,183,000 | 1,836 |
| Pre-tax net operating income | $6,086,000 | 1,549 |
| Securities gains (losses) | $219,000 | 991 |
| Applicable income taxes | $1,327,000 | 1,233 |
| Income before extraordinary items | $4,978,000 | 1,643 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,978,000 | 1,643 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,978,000 | 1,643 |
| Net charge-offs | $1,773,000 | 448 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,804,990 | 1,639 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,988,000 | 1,503 |
| Total interest expense | $3,360,000 | 1,119 |
| Net interest income | $11,628,000 | 1,595 |
| Provision for loan and lease losses | $1,466,000 | 1,082 |
| Total noninterest income | $3,504,000 | 1,286 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $410,000 | 1,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,094,000 | 1,137 |
| Total noninterest expense | $9,533,000 | 1,605 |
| Salaries and employee benefits | $5,920,000 | 1,521 |
| Premises and equipment expense | $1,234,000 | 1,414 |
| Additional noninterest expense | $2,379,000 | 1,808 |
| Pre-tax net operating income | $4,133,000 | 1,634 |
| Securities gains (losses) | $219,000 | 845 |
| Applicable income taxes | $903,000 | 1,266 |
| Income before extraordinary items | $3,449,000 | 1,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,449,000 | 1,727 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,449,000 | 1,727 |
| Net charge-offs | $411,000 | 846 |
| Cash dividends | $3,000,000 | 806 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,275,990 | 1,730 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $10,005,000 | 1,516 |
| Total interest expense | $2,377,000 | 1,141 |
| Net interest income | $7,628,000 | 1,614 |
| Provision for loan and lease losses | $766,000 | 1,253 |
| Total noninterest income | $1,797,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $276,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,305 |
| Total noninterest expense | $6,177,000 | 1,639 |
| Salaries and employee benefits | $3,781,000 | 1,560 |
| Premises and equipment expense | $838,000 | 1,386 |
| Additional noninterest expense | $1,558,000 | 1,828 |
| Pre-tax net operating income | $2,482,000 | 1,704 |
| Securities gains (losses) | $219,000 | 666 |
| Applicable income taxes | $563,000 | 1,243 |
| Income before extraordinary items | $2,138,000 | 1,754 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,138,000 | 1,755 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,138,000 | 1,755 |
| Net charge-offs | $182,000 | 1,057 |
| Cash dividends | $1,500,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,964,990 | 1,833 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 1,540 |
| Total interest expense | $1,312,000 | 1,142 |
| Net interest income | $3,561,000 | 1,682 |
| Provision for loan and lease losses | $316,000 | 1,151 |
| Total noninterest income | $828,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $172,000 | 1,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 1,285 |
| Total noninterest expense | $2,965,000 | 1,711 |
| Salaries and employee benefits | $1,867,000 | 1,591 |
| Premises and equipment expense | $371,000 | 1,539 |
| Additional noninterest expense | $727,000 | 1,973 |
| Pre-tax net operating income | $1,108,000 | 1,697 |
| Securities gains (losses) | $219,000 | 350 |
| Applicable income taxes | $282,000 | 1,124 |
| Income before extraordinary items | $1,045,000 | 1,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,045,000 | 1,600 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,045,000 | 1,601 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $1,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $871,990 | 1,825 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $20,293,000 | 1,509 |
| Total interest expense | $5,178,000 | 1,208 |
| Net interest income | $15,115,000 | 1,582 |
| Provision for loan and lease losses | $1,375,000 | 715 |
| Total noninterest income | $3,159,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $724,000 | 1,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,435,000 | 1,373 |
| Total noninterest expense | $11,347,000 | 1,729 |
| Salaries and employee benefits | $6,513,000 | 1,730 |
| Premises and equipment expense | $1,512,000 | 1,488 |
| Additional noninterest expense | $3,322,000 | 1,753 |
| Pre-tax net operating income | $5,552,000 | 1,630 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,103,000 | 1,342 |
| Income before extraordinary items | $4,449,000 | 1,745 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,449,000 | 1,747 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,449,000 | 1,747 |
| Net charge-offs | $1,357,000 | 543 |
| Cash dividends | $3,000,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,449,000 | 1,717 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $15,133,000 | 1,524 |
| Total interest expense | $3,805,000 | 1,229 |
| Net interest income | $11,328,000 | 1,601 |
| Provision for loan and lease losses | $425,000 | 1,305 |
| Total noninterest income | $2,241,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $525,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,716,000 | 1,410 |
| Total noninterest expense | $8,480,000 | 1,734 |
| Salaries and employee benefits | $4,751,000 | 1,770 |
| Premises and equipment expense | $1,138,000 | 1,497 |
| Additional noninterest expense | $2,591,000 | 1,694 |
| Pre-tax net operating income | $4,664,000 | 1,540 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $924,000 | 1,297 |
| Income before extraordinary items | $3,740,000 | 1,624 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,740,000 | 1,625 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,740,000 | 1,625 |
| Net charge-offs | $320,000 | 1,000 |
| Cash dividends | $3,000,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,740,000 | 1,589 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,963,000 | 1,539 |
| Total interest expense | $2,454,000 | 1,240 |
| Net interest income | $7,509,000 | 1,608 |
| Provision for loan and lease losses | $250,000 | 1,374 |
| Total noninterest income | $1,278,000 | 1,687 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $345,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $933,000 | 1,555 |
| Total noninterest expense | $5,459,000 | 1,792 |
| Salaries and employee benefits | $3,065,000 | 1,824 |
| Premises and equipment expense | $747,000 | 1,525 |
| Additional noninterest expense | $1,647,000 | 1,787 |
| Pre-tax net operating income | $3,078,000 | 1,515 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $632,000 | 1,257 |
| Income before extraordinary items | $2,446,000 | 1,635 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,446,000 | 1,636 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,446,000 | 1,636 |
| Net charge-offs | $277,000 | 828 |
| Cash dividends | $1,500,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,446,000 | 1,604 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 1,521 |
| Total interest expense | $1,166,000 | 1,267 |
| Net interest income | $3,835,000 | 1,592 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $483,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $166,000 | 1,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 1,915 |
| Total noninterest expense | $2,659,000 | 1,837 |
| Salaries and employee benefits | $1,523,000 | 1,845 |
| Premises and equipment expense | $341,000 | 1,673 |
| Additional noninterest expense | $795,000 | 1,831 |
| Pre-tax net operating income | $1,559,000 | 1,474 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $320,000 | 1,218 |
| Income before extraordinary items | $1,239,000 | 1,581 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,239,000 | 1,580 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,239,000 | 1,580 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $1,500,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,239,000 | 1,560 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $19,125,000 | 1,502 |
| Total interest expense | $3,855,000 | 1,176 |
| Net interest income | $15,270,000 | 1,570 |
| Provision for loan and lease losses | $900,000 | 959 |
| Total noninterest income | $2,358,000 | 1,815 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $596,000 | 1,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,762,000 | 1,620 |
| Total noninterest expense | $10,609,000 | 1,803 |
| Salaries and employee benefits | $5,939,000 | 1,830 |
| Premises and equipment expense | $1,394,000 | 1,608 |
| Additional noninterest expense | $3,276,000 | 1,774 |
| Pre-tax net operating income | $6,119,000 | 1,486 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,301,000 | 1,166 |
| Income before extraordinary items | $4,818,000 | 1,625 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,818,000 | 1,624 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,818,000 | 1,624 |
| Net charge-offs | $804,000 | 709 |
| Cash dividends | $2,000,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,818,000 | 1,618 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $14,128,000 | 1,505 |
| Total interest expense | $2,783,000 | 1,142 |
| Net interest income | $11,345,000 | 1,582 |
| Provision for loan and lease losses | $800,000 | 777 |
| Total noninterest income | $1,920,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $435,000 | 1,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,485,000 | 1,524 |
| Total noninterest expense | $7,999,000 | 1,802 |
| Salaries and employee benefits | $4,508,000 | 1,802 |
| Premises and equipment expense | $1,047,000 | 1,612 |
| Additional noninterest expense | $2,444,000 | 1,790 |
| Pre-tax net operating income | $4,466,000 | 1,539 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $914,000 | 1,242 |
| Income before extraordinary items | $3,552,000 | 1,662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,552,000 | 1,660 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,552,000 | 1,661 |
| Net charge-offs | $686,000 | 581 |
| Cash dividends | $2,000,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,552,000 | 1,650 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,242,000 | 1,517 |
| Total interest expense | $1,786,000 | 1,117 |
| Net interest income | $7,456,000 | 1,601 |
| Provision for loan and lease losses | $550,000 | 760 |
| Total noninterest income | $1,324,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $290,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,034,000 | 1,485 |
| Total noninterest expense | $5,345,000 | 1,807 |
| Salaries and employee benefits | $2,987,000 | 1,828 |
| Premises and equipment expense | $709,000 | 1,599 |
| Additional noninterest expense | $1,649,000 | 1,767 |
| Pre-tax net operating income | $2,885,000 | 1,566 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $589,000 | 1,262 |
| Income before extraordinary items | $2,296,000 | 1,691 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,296,000 | 1,690 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,296,000 | 1,690 |
| Net charge-offs | $508,000 | 519 |
| Cash dividends | $1,000,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,296,000 | 1,678 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 1,535 |
| Total interest expense | $860,000 | 1,107 |
| Net interest income | $3,648,000 | 1,633 |
| Provision for loan and lease losses | $350,000 | 615 |
| Total noninterest income | $557,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $408,000 | 1,694 |
| Total noninterest expense | $2,605,000 | 1,869 |
| Salaries and employee benefits | $1,480,000 | 1,866 |
| Premises and equipment expense | $363,000 | 1,598 |
| Additional noninterest expense | $762,000 | 1,896 |
| Pre-tax net operating income | $1,250,000 | 1,728 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $165,000 | 1,746 |
| Income before extraordinary items | $1,085,000 | 1,720 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,085,000 | 1,720 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,085,000 | 1,720 |
| Net charge-offs | $40,000 | 1,308 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,085,000 | 1,708 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,908,000 | 1,492 |
| Total interest expense | $3,207,000 | 1,015 |
| Net interest income | $14,701,000 | 1,591 |
| Provision for loan and lease losses | $800,000 | 1,041 |
| Total noninterest income | $3,528,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $556,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,972,000 | 1,166 |
| Total noninterest expense | $11,278,000 | 1,694 |
| Salaries and employee benefits | $6,631,000 | 1,670 |
| Premises and equipment expense | $1,377,000 | 1,638 |
| Additional noninterest expense | $3,270,000 | 1,816 |
| Pre-tax net operating income | $6,151,000 | 1,435 |
| Securities gains (losses) | $94,000 | 645 |
| Applicable income taxes | $2,749,000 | 1,028 |
| Income before extraordinary items | $3,496,000 | 1,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,496,000 | 1,810 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,496,000 | 1,811 |
| Net charge-offs | $854,000 | 780 |
| Cash dividends | $2,000,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,435,840 | 1,809 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,322,000 | 1,502 |
| Total interest expense | $2,353,000 | 1,020 |
| Net interest income | $10,969,000 | 1,595 |
| Provision for loan and lease losses | $600,000 | 1,016 |
| Total noninterest income | $2,831,000 | 1,357 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $412,000 | 1,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,419,000 | 1,116 |
| Total noninterest expense | $8,607,000 | 1,682 |
| Salaries and employee benefits | $5,130,000 | 1,634 |
| Premises and equipment expense | $997,000 | 1,702 |
| Additional noninterest expense | $2,480,000 | 1,793 |
| Pre-tax net operating income | $4,593,000 | 1,457 |
| Securities gains (losses) | $94,000 | 612 |
| Applicable income taxes | $1,573,000 | 1,078 |
| Income before extraordinary items | $3,114,000 | 1,687 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,114,000 | 1,688 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,114,000 | 1,688 |
| Net charge-offs | $806,000 | 572 |
| Cash dividends | $2,000,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,051,960 | 1,697 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 1,512 |
| Total interest expense | $1,501,000 | 1,033 |
| Net interest income | $7,230,000 | 1,604 |
| Provision for loan and lease losses | $300,000 | 1,177 |
| Total noninterest income | $1,956,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $270,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,686,000 | 1,097 |
| Total noninterest expense | $5,882,000 | 1,656 |
| Salaries and employee benefits | $3,491,000 | 1,605 |
| Premises and equipment expense | $669,000 | 1,699 |
| Additional noninterest expense | $1,722,000 | 1,719 |
| Pre-tax net operating income | $3,004,000 | 1,462 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,002,000 | 1,100 |
| Income before extraordinary items | $2,002,000 | 1,704 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,002,000 | 1,703 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,002,000 | 1,704 |
| Net charge-offs | $10,000 | 2,893 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,002,000 | 1,687 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,232,000 | 1,544 |
| Total interest expense | $707,000 | 1,067 |
| Net interest income | $3,525,000 | 1,631 |
| Provision for loan and lease losses | $155,000 | 1,092 |
| Total noninterest income | $785,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $128,000 | 2,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 1,280 |
| Total noninterest expense | $2,812,000 | 1,732 |
| Salaries and employee benefits | $1,682,000 | 1,676 |
| Premises and equipment expense | $321,000 | 1,779 |
| Additional noninterest expense | $809,000 | 1,826 |
| Pre-tax net operating income | $1,343,000 | 1,562 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $450,000 | 1,159 |
| Income before extraordinary items | $893,000 | 1,804 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $893,000 | 1,804 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $893,000 | 1,804 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $893,000 | 1,793 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,016,000 | 1,586 |
| Total interest expense | $2,548,000 | 1,132 |
| Net interest income | $13,468,000 | 1,667 |
| Provision for loan and lease losses | $780,000 | 1,118 |
| Total noninterest income | $3,661,000 | 1,431 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $388,000 | 2,522 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,273,000 | 1,140 |
| Total noninterest expense | $10,788,000 | 1,777 |
| Salaries and employee benefits | $6,626,000 | 1,639 |
| Premises and equipment expense | $1,267,000 | 1,773 |
| Additional noninterest expense | $2,895,000 | 2,038 |
| Pre-tax net operating income | $5,561,000 | 1,490 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,802,000 | 1,126 |
| Income before extraordinary items | $3,759,000 | 1,731 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,759,000 | 1,730 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,759,000 | 1,730 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $3,000,000 | 1,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,759,000 | 1,695 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,955,000 | 1,591 |
| Total interest expense | $1,897,000 | 1,135 |
| Net interest income | $10,058,000 | 1,678 |
| Provision for loan and lease losses | $480,000 | 1,177 |
| Total noninterest income | $2,840,000 | 1,393 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $268,000 | 2,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,572,000 | 1,104 |
| Total noninterest expense | $8,051,000 | 1,779 |
| Salaries and employee benefits | $4,978,000 | 1,629 |
| Premises and equipment expense | $935,000 | 1,812 |
| Additional noninterest expense | $2,138,000 | 2,061 |
| Pre-tax net operating income | $4,367,000 | 1,457 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,446,000 | 1,104 |
| Income before extraordinary items | $2,921,000 | 1,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,921,000 | 1,724 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,921,000 | 1,724 |
| Net charge-offs | $-6,000 | 4,786 |
| Cash dividends | $3,000,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,921,000 | 1,672 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,861,000 | 1,618 |
| Total interest expense | $1,262,000 | 1,134 |
| Net interest income | $6,599,000 | 1,712 |
| Provision for loan and lease losses | $180,000 | 1,722 |
| Total noninterest income | $1,720,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $164,000 | 2,800 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,556,000 | 1,157 |
| Total noninterest expense | $5,341,000 | 1,792 |
| Salaries and employee benefits | $3,340,000 | 1,623 |
| Premises and equipment expense | $610,000 | 1,842 |
| Additional noninterest expense | $1,391,000 | 2,117 |
| Pre-tax net operating income | $2,798,000 | 1,490 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $925,000 | 1,139 |
| Income before extraordinary items | $1,873,000 | 1,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,873,000 | 1,763 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,873,000 | 1,763 |
| Net charge-offs | $-15,000 | 5,114 |
| Cash dividends | $3,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,873,000 | 1,717 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,862,000 | 1,642 |
| Total interest expense | $634,000 | 1,131 |
| Net interest income | $3,228,000 | 1,744 |
| Provision for loan and lease losses | $90,000 | 1,597 |
| Total noninterest income | $775,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $80,000 | 2,824 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $695,000 | 1,218 |
| Total noninterest expense | $2,649,000 | 1,813 |
| Salaries and employee benefits | $1,676,000 | 1,628 |
| Premises and equipment expense | $291,000 | 1,925 |
| Additional noninterest expense | $682,000 | 2,140 |
| Pre-tax net operating income | $1,264,000 | 1,600 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $416,000 | 1,211 |
| Income before extraordinary items | $848,000 | 1,894 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $848,000 | 1,895 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $848,000 | 1,895 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $3,000,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $848,000 | 1,847 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,092,000 | 1,652 |
| Total interest expense | $2,610,000 | 1,081 |
| Net interest income | $12,482,000 | 1,759 |
| Provision for loan and lease losses | $271,000 | 2,018 |
| Total noninterest income | $3,269,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $285,000 | 3,134 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,984,000 | 1,163 |
| Total noninterest expense | $10,242,000 | 1,847 |
| Salaries and employee benefits | $6,327,000 | 1,671 |
| Premises and equipment expense | $1,139,000 | 1,968 |
| Additional noninterest expense | $2,776,000 | 2,149 |
| Pre-tax net operating income | $5,238,000 | 1,519 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,727,000 | 1,121 |
| Income before extraordinary items | $3,511,000 | 1,786 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,511,000 | 1,787 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,511,000 | 1,788 |
| Net charge-offs | $-14,000 | 5,265 |
| Cash dividends | $2,000,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,511,000 | 1,760 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,338,000 | 1,661 |
| Total interest expense | $1,948,000 | 1,092 |
| Net interest income | $9,390,000 | 1,766 |
| Provision for loan and lease losses | $245,000 | 1,728 |
| Total noninterest income | $2,650,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $205,000 | 3,219 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,445,000 | 1,117 |
| Total noninterest expense | $7,701,000 | 1,847 |
| Salaries and employee benefits | $4,811,000 | 1,644 |
| Premises and equipment expense | $844,000 | 2,011 |
| Additional noninterest expense | $2,046,000 | 2,163 |
| Pre-tax net operating income | $4,094,000 | 1,493 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,352,000 | 1,120 |
| Income before extraordinary items | $2,742,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,742,000 | 1,765 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,742,000 | 1,766 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,742,000 | 1,724 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,494,000 | 1,680 |
| Total interest expense | $1,280,000 | 1,112 |
| Net interest income | $6,214,000 | 1,780 |
| Provision for loan and lease losses | $180,000 | 1,603 |
| Total noninterest income | $1,737,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $129,000 | 3,308 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,608,000 | 1,133 |
| Total noninterest expense | $5,113,000 | 1,864 |
| Salaries and employee benefits | $3,182,000 | 1,670 |
| Premises and equipment expense | $586,000 | 1,957 |
| Additional noninterest expense | $1,345,000 | 2,189 |
| Pre-tax net operating income | $2,658,000 | 1,510 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $886,000 | 1,113 |
| Income before extraordinary items | $1,772,000 | 1,791 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,772,000 | 1,796 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,772,000 | 1,796 |
| Net charge-offs | $30,000 | 2,684 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,772,000 | 1,745 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,707,000 | 1,694 |
| Total interest expense | $628,000 | 1,131 |
| Net interest income | $3,079,000 | 1,795 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $948,000 | 1,348 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $60,000 | 3,383 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $888,000 | 1,016 |
| Total noninterest expense | $2,611,000 | 1,820 |
| Salaries and employee benefits | $1,603,000 | 1,668 |
| Premises and equipment expense | $298,000 | 1,949 |
| Additional noninterest expense | $710,000 | 2,079 |
| Pre-tax net operating income | $1,326,000 | 1,485 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $437,000 | 1,113 |
| Income before extraordinary items | $889,000 | 1,761 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $889,000 | 1,763 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $889,000 | 1,763 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $889,000 | 1,698 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 1,805 |
| Total interest expense | $2,300,000 | 1,257 |
| Net interest income | $11,586,000 | 1,882 |
| Provision for loan and lease losses | $200,000 | 2,467 |
| Total noninterest income | $2,380,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $204,000 | 3,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,176,000 | 1,373 |
| Total noninterest expense | $8,943,000 | 2,112 |
| Salaries and employee benefits | $5,569,000 | 1,851 |
| Premises and equipment expense | $996,000 | 2,247 |
| Additional noninterest expense | $2,378,000 | 2,501 |
| Pre-tax net operating income | $4,823,000 | 1,573 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $1,593,000 | 1,147 |
| Income before extraordinary items | $3,241,000 | 1,889 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,241,000 | 1,888 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,241,000 | 1,887 |
| Net charge-offs | $151,000 | 2,776 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,233,630 | 1,857 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,162,000 | 1,858 |
| Total interest expense | $1,683,000 | 1,305 |
| Net interest income | $8,479,000 | 1,928 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $1,796,000 | 1,864 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $142,000 | 4,052 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,654,000 | 1,366 |
| Total noninterest expense | $6,686,000 | 2,114 |
| Salaries and employee benefits | $4,180,000 | 1,852 |
| Premises and equipment expense | $710,000 | 2,369 |
| Additional noninterest expense | $1,796,000 | 2,510 |
| Pre-tax net operating income | $3,469,000 | 1,639 |
| Securities gains (losses) | $1,000 | 2,871 |
| Applicable income taxes | $1,143,000 | 1,187 |
| Income before extraordinary items | $2,327,000 | 1,964 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,327,000 | 1,964 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,327,000 | 1,963 |
| Net charge-offs | $151,000 | 2,290 |
| Cash dividends | $1,000,000 | 1,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,326,330 | 1,912 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,607,000 | 1,891 |
| Total interest expense | $1,103,000 | 1,341 |
| Net interest income | $5,504,000 | 1,959 |
| Provision for loan and lease losses | $80,000 | 2,568 |
| Total noninterest income | $1,167,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $91,000 | 4,096 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,076,000 | 1,388 |
| Total noninterest expense | $4,400,000 | 2,150 |
| Salaries and employee benefits | $2,748,000 | 1,878 |
| Premises and equipment expense | $465,000 | 2,416 |
| Additional noninterest expense | $1,187,000 | 2,516 |
| Pre-tax net operating income | $2,191,000 | 1,683 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $722,000 | 1,221 |
| Income before extraordinary items | $1,470,000 | 2,013 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,470,000 | 2,016 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,470,000 | 2,015 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,469,330 | 1,960 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 1,935 |
| Total interest expense | $559,000 | 1,353 |
| Net interest income | $2,648,000 | 2,023 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $625,000 | 1,744 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $43,000 | 4,189 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $582,000 | 1,270 |
| Total noninterest expense | $2,206,000 | 2,151 |
| Salaries and employee benefits | $1,409,000 | 1,845 |
| Premises and equipment expense | $220,000 | 2,565 |
| Additional noninterest expense | $577,000 | 2,573 |
| Pre-tax net operating income | $1,037,000 | 1,719 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $335,000 | 1,237 |
| Income before extraordinary items | $703,000 | 1,989 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $703,000 | 1,992 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $703,000 | 1,992 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $702,320 | 1,958 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,081,000 | 1,906 |
| Total interest expense | $2,450,000 | 1,386 |
| Net interest income | $10,631,000 | 1,990 |
| Provision for loan and lease losses | $419,000 | 2,061 |
| Total noninterest income | $2,711,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $137,000 | 4,736 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,574,000 | 1,274 |
| Total noninterest expense | $8,593,000 | 2,194 |
| Salaries and employee benefits | $5,279,000 | 1,927 |
| Premises and equipment expense | $892,000 | 2,492 |
| Additional noninterest expense | $2,422,000 | 2,536 |
| Pre-tax net operating income | $4,330,000 | 1,613 |
| Securities gains (losses) | $34,000 | 2,048 |
| Applicable income taxes | $1,463,000 | 1,143 |
| Income before extraordinary items | $2,901,000 | 1,950 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,901,000 | 1,953 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,901,000 | 1,953 |
| Net charge-offs | $27,000 | 4,704 |
| Cash dividends | $3,000,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,878,560 | 1,919 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,847,000 | 1,908 |
| Total interest expense | $1,855,000 | 1,418 |
| Net interest income | $7,992,000 | 1,983 |
| Provision for loan and lease losses | $396,000 | 1,792 |
| Total noninterest income | $2,175,000 | 1,681 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $100,000 | 4,817 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,075,000 | 1,240 |
| Total noninterest expense | $6,467,000 | 2,182 |
| Salaries and employee benefits | $4,004,000 | 1,920 |
| Premises and equipment expense | $641,000 | 2,592 |
| Additional noninterest expense | $1,822,000 | 2,511 |
| Pre-tax net operating income | $3,304,000 | 1,609 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $1,118,000 | 1,156 |
| Income before extraordinary items | $2,187,000 | 1,978 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,187,000 | 1,985 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,187,000 | 1,984 |
| Net charge-offs | $15,000 | 4,543 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,186,340 | 1,925 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 1,913 |
| Total interest expense | $1,232,000 | 1,450 |
| Net interest income | $5,283,000 | 1,989 |
| Provision for loan and lease losses | $330,000 | 1,548 |
| Total noninterest income | $1,572,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,506,000 | 1,202 |
| Total noninterest expense | $4,340,000 | 2,169 |
| Salaries and employee benefits | $2,698,000 | 1,906 |
| Premises and equipment expense | $433,000 | 2,582 |
| Additional noninterest expense | $1,209,000 | 2,522 |
| Pre-tax net operating income | $2,185,000 | 1,598 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $753,000 | 1,142 |
| Income before extraordinary items | $1,433,000 | 2,011 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,433,000 | 2,018 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,433,000 | 2,017 |
| Net charge-offs | $15,000 | 4,144 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,432,340 | 1,929 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 1,922 |
| Total interest expense | $617,000 | 1,498 |
| Net interest income | $2,653,000 | 1,995 |
| Provision for loan and lease losses | $214,000 | 1,305 |
| Total noninterest income | $769,000 | 1,611 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $734,000 | 1,218 |
| Total noninterest expense | $2,099,000 | 2,267 |
| Salaries and employee benefits | $1,334,000 | 1,949 |
| Premises and equipment expense | $162,000 | 3,210 |
| Additional noninterest expense | $603,000 | 2,535 |
| Pre-tax net operating income | $1,109,000 | 1,568 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $362,000 | 1,158 |
| Income before extraordinary items | $747,000 | 1,902 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $747,000 | 1,903 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $747,000 | 1,904 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $747,000 | 1,819 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,263,000 | 1,982 |
| Total interest expense | $2,801,000 | 1,584 |
| Net interest income | $10,462,000 | 2,066 |
| Provision for loan and lease losses | $809,000 | 2,055 |
| Total noninterest income | $3,206,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $127,000 | 5,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,079,000 | 1,138 |
| Total noninterest expense | $8,132,000 | 2,317 |
| Salaries and employee benefits | $5,155,000 | 1,957 |
| Premises and equipment expense | $846,000 | 2,620 |
| Additional noninterest expense | $2,131,000 | 2,942 |
| Pre-tax net operating income | $4,727,000 | 1,441 |
| Securities gains (losses) | $323,000 | 1,304 |
| Applicable income taxes | $1,605,000 | 1,038 |
| Income before extraordinary items | $3,445,000 | 1,660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,445,000 | 1,660 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,445,000 | 1,661 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $5,000,000 | 566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,225,360 | 1,651 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,962,000 | 2,016 |
| Total interest expense | $2,156,000 | 1,617 |
| Net interest income | $7,806,000 | 2,105 |
| Provision for loan and lease losses | $693,000 | 1,869 |
| Total noninterest income | $2,407,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $92,000 | 5,189 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,315,000 | 1,134 |
| Total noninterest expense | $6,123,000 | 2,316 |
| Salaries and employee benefits | $3,878,000 | 1,949 |
| Premises and equipment expense | $646,000 | 2,605 |
| Additional noninterest expense | $1,599,000 | 2,946 |
| Pre-tax net operating income | $3,397,000 | 1,526 |
| Securities gains (losses) | $203,000 | 1,423 |
| Applicable income taxes | $1,128,000 | 1,115 |
| Income before extraordinary items | $2,472,000 | 1,769 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,472,000 | 1,768 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,472,000 | 1,770 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,331,930 | 1,743 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 2,026 |
| Total interest expense | $1,464,000 | 1,641 |
| Net interest income | $5,159,000 | 2,122 |
| Provision for loan and lease losses | $582,000 | 1,652 |
| Total noninterest income | $1,572,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $61,000 | 5,210 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,511,000 | 1,132 |
| Total noninterest expense | $4,144,000 | 2,302 |
| Salaries and employee benefits | $2,678,000 | 1,872 |
| Premises and equipment expense | $428,000 | 2,626 |
| Additional noninterest expense | $1,038,000 | 3,031 |
| Pre-tax net operating income | $2,005,000 | 1,682 |
| Securities gains (losses) | $108,000 | 1,535 |
| Applicable income taxes | $642,000 | 1,258 |
| Income before extraordinary items | $1,471,000 | 1,922 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,471,000 | 1,921 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,471,000 | 1,922 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,395,400 | 1,906 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,272,000 | 2,067 |
| Total interest expense | $746,000 | 1,681 |
| Net interest income | $2,526,000 | 2,174 |
| Provision for loan and lease losses | $216,000 | 1,930 |
| Total noninterest income | $824,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $30,000 | 5,232 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $794,000 | 1,082 |
| Total noninterest expense | $2,140,000 | 2,226 |
| Salaries and employee benefits | $1,419,000 | 1,766 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $509,000 | 3,048 |
| Pre-tax net operating income | $994,000 | 1,692 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $309,000 | 1,269 |
| Income before extraordinary items | $685,000 | 2,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $685,000 | 2,039 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $685,000 | 2,040 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $685,000 | 1,939 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,269,000 | 2,486 |
| Total interest expense | $3,138,000 | 1,883 |
| Net interest income | $8,131,000 | 2,690 |
| Provision for loan and lease losses | $404,000 | 3,729 |
| Total noninterest income | $2,310,000 | 1,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 5,987 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,240,000 | 1,262 |
| Total noninterest expense | $6,883,000 | 2,704 |
| Salaries and employee benefits | $4,338,000 | 2,229 |
| Premises and equipment expense | $1,117,000 | 2,179 |
| Additional noninterest expense | $1,428,000 | 3,986 |
| Pre-tax net operating income | $3,154,000 | 1,750 |
| Securities gains (losses) | $313,000 | 1,105 |
| Applicable income taxes | $1,028,000 | 1,318 |
| Income before extraordinary items | $2,439,000 | 1,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,439,000 | 1,913 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,439,000 | 1,913 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,219,900 | 1,988 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 2,627 |
| Total interest expense | $2,350,000 | 1,955 |
| Net interest income | $5,692,000 | 2,881 |
| Provision for loan and lease losses | $216,000 | 4,058 |
| Total noninterest income | $1,659,000 | 1,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,614,000 | 1,280 |
| Total noninterest expense | $5,061,000 | 2,747 |
| Salaries and employee benefits | $3,147,000 | 2,293 |
| Premises and equipment expense | $818,000 | 2,248 |
| Additional noninterest expense | $1,096,000 | 3,918 |
| Pre-tax net operating income | $2,074,000 | 2,024 |
| Securities gains (losses) | $263,000 | 1,000 |
| Applicable income taxes | $676,000 | 1,452 |
| Income before extraordinary items | $1,661,000 | 2,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,661,000 | 2,132 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,661,000 | 2,134 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,474,270 | 2,250 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 2,725 |
| Total interest expense | $1,552,000 | 2,051 |
| Net interest income | $3,630,000 | 2,985 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $920,000 | 2,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $892,000 | 1,453 |
| Total noninterest expense | $3,282,000 | 2,852 |
| Salaries and employee benefits | $2,040,000 | 2,380 |
| Premises and equipment expense | $517,000 | 2,386 |
| Additional noninterest expense | $725,000 | 3,997 |
| Pre-tax net operating income | $1,138,000 | 2,326 |
| Securities gains (losses) | $90,000 | 1,211 |
| Applicable income taxes | $378,000 | 1,578 |
| Income before extraordinary items | $850,000 | 2,572 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $850,000 | 2,572 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $850,000 | 2,572 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $787,900 | 2,617 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 2,821 |
| Total interest expense | $771,000 | 2,128 |
| Net interest income | $1,732,000 | 3,111 |
| Provision for loan and lease losses | $36,000 | 4,486 |
| Total noninterest income | $411,000 | 2,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $394,000 | 1,587 |
| Total noninterest expense | $1,594,000 | 2,940 |
| Salaries and employee benefits | $1,012,000 | 2,408 |
| Premises and equipment expense | $225,000 | 2,710 |
| Additional noninterest expense | $357,000 | 4,040 |
| Pre-tax net operating income | $513,000 | 2,512 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $174,000 | 1,646 |
| Income before extraordinary items | $339,000 | 2,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $339,000 | 2,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $339,000 | 2,990 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $339,000 | 2,931 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,843,000 | 2,995 |
| Total interest expense | $3,315,000 | 2,385 |
| Net interest income | $6,528,000 | 3,256 |
| Provision for loan and lease losses | $259,000 | 5,045 |
| Total noninterest income | $1,636,000 | 2,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,636,000 | 1,608 |
| Total noninterest expense | $5,873,000 | 3,166 |
| Salaries and employee benefits | $3,900,000 | 2,466 |
| Premises and equipment expense | $704,000 | 3,280 |
| Additional noninterest expense | $1,269,000 | 4,459 |
| Pre-tax net operating income | $2,032,000 | 2,205 |
| Securities gains (losses) | $488,000 | 912 |
| Applicable income taxes | $1,072,000 | 1,163 |
| Income before extraordinary items | $1,448,000 | 2,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,448,000 | 2,568 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,448,000 | 2,574 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $8,553,000 | 91 |
| Net operating income | $1,135,680 | 2,879 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 3,077 |
| Total interest expense | $2,512,000 | 2,464 |
| Net interest income | $4,780,000 | 3,364 |
| Provision for loan and lease losses | $108,000 | 5,616 |
| Total noninterest income | $945,000 | 2,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $945,000 | 1,865 |
| Total noninterest expense | $4,303,000 | 3,227 |
| Salaries and employee benefits | $2,930,000 | 2,471 |
| Premises and equipment expense | $518,000 | 3,382 |
| Additional noninterest expense | $855,000 | 4,738 |
| Pre-tax net operating income | $1,314,000 | 2,612 |
| Securities gains (losses) | $406,000 | 884 |
| Applicable income taxes | $800,000 | 1,203 |
| Income before extraordinary items | $920,000 | 3,042 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $920,000 | 3,040 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $920,000 | 3,043 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $660,160 | 3,475 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 3,173 |
| Total interest expense | $1,680,000 | 2,542 |
| Net interest income | $3,070,000 | 3,462 |
| Provision for loan and lease losses | $36,000 | 6,064 |
| Total noninterest income | $344,000 | 3,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $344,000 | 2,635 |
| Total noninterest expense | $2,856,000 | 3,231 |
| Salaries and employee benefits | $1,927,000 | 2,526 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $590,000 | 4,629 |
| Pre-tax net operating income | $522,000 | 3,552 |
| Securities gains (losses) | $177,000 | 1,019 |
| Applicable income taxes | $454,000 | 1,312 |
| Income before extraordinary items | $245,000 | 4,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 4,604 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $245,000 | 4,604 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $131,720 | 5,202 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 3,369 |
| Total interest expense | $841,000 | 2,656 |
| Net interest income | $1,417,000 | 3,710 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $12,000 | 7,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $1,363,000 | 3,405 |
| Salaries and employee benefits | $908,000 | 2,699 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $289,000 | 4,699 |
| Pre-tax net operating income | $66,000 | 5,472 |
| Securities gains (losses) | $-125,000 | 7,724 |
| Applicable income taxes | $187,000 | 1,487 |
| Income before extraordinary items | $-246,000 | 7,008 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-246,000 | 7,009 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-246,000 | 7,008 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-121,000 | 6,747 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 3,717 |
| Total interest expense | $3,644,000 | 2,949 |
| Net interest income | $4,664,000 | 4,123 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $34,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $34,000 | 6,663 |
| Total noninterest expense | $3,707,000 | 4,555 |
| Salaries and employee benefits | $2,350,000 | 3,871 |
| Premises and equipment expense | $482,000 | 4,473 |
| Additional noninterest expense | $875,000 | 5,594 |
| Pre-tax net operating income | $751,000 | 3,452 |
| Securities gains (losses) | $608,000 | 763 |
| Applicable income taxes | $462,000 | 1,615 |
| Income before extraordinary items | $897,000 | 2,957 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $897,000 | 2,958 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $897,000 | 2,958 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $495,720 | 3,820 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 3,835 |
| Total interest expense | $2,776,000 | 3,035 |
| Net interest income | $3,294,000 | 4,309 |
| Provision for loan and lease losses | $240,000 | 4,906 |
| Total noninterest income | $23,000 | 7,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $23,000 | 6,907 |
| Total noninterest expense | $2,520,000 | 4,851 |
| Salaries and employee benefits | $1,547,000 | 4,287 |
| Premises and equipment expense | $354,000 | 4,577 |
| Additional noninterest expense | $619,000 | 5,743 |
| Pre-tax net operating income | $557,000 | 3,729 |
| Securities gains (losses) | $337,000 | 920 |
| Applicable income taxes | $304,000 | 1,914 |
| Income before extraordinary items | $590,000 | 3,416 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $590,000 | 3,414 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $590,000 | 3,416 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $367,580 | 4,080 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 3,993 |
| Total interest expense | $1,867,000 | 3,134 |
| Net interest income | $2,011,000 | 4,568 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $14,000 | 7,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $1,598,000 | 5,055 |
| Salaries and employee benefits | $949,000 | 4,598 |
| Premises and equipment expense | $219,000 | 4,833 |
| Additional noninterest expense | $430,000 | 5,634 |
| Pre-tax net operating income | $187,000 | 4,727 |
| Securities gains (losses) | $293,000 | 782 |
| Applicable income taxes | $163,000 | 2,180 |
| Income before extraordinary items | $317,000 | 3,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 3,886 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $317,000 | 3,886 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $123,620 | 4,951 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,022 |
| Total interest expense | $939,000 | 3,223 |
| Net interest income | $1,004,000 | 4,568 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $7,000 | 7,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $667,000 | 5,512 |
| Salaries and employee benefits | $418,000 | 5,008 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $161,000 | 6,133 |
| Pre-tax net operating income | $344,000 | 3,104 |
| Securities gains (losses) | $114,000 | 935 |
| Applicable income taxes | $156,000 | 1,705 |
| Income before extraordinary items | $302,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $302,000 | 3,119 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $226,760 | 3,505 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,226,000 | 4,391 |
| Total interest expense | $3,972,000 | 3,522 |
| Net interest income | $3,254,000 | 5,183 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $29,000 | 7,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $29,000 | 7,202 |
| Total noninterest expense | $2,384,000 | 5,768 |
| Salaries and employee benefits | $1,533,000 | 5,269 |
| Premises and equipment expense | $301,000 | 5,789 |
| Additional noninterest expense | $550,000 | 6,418 |
| Pre-tax net operating income | $899,000 | 3,953 |
| Securities gains (losses) | $90,000 | 1,208 |
| Applicable income taxes | $335,000 | 2,274 |
| Income before extraordinary items | $654,000 | 4,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $654,000 | 4,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $594,600 | 4,347 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,353,000 | 4,495 |
| Total interest expense | $2,980,000 | 3,644 |
| Net interest income | $2,373,000 | 5,307 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $21,000 | 7,390 |
| Total noninterest expense | $1,767,000 | 5,798 |
| Salaries and employee benefits | $1,138,000 | 5,319 |
| Premises and equipment expense | $227,000 | 5,781 |
| Additional noninterest expense | $402,000 | 6,454 |
| Pre-tax net operating income | $627,000 | 4,572 |
| Securities gains (losses) | $90,000 | 1,042 |
| Applicable income taxes | $243,000 | 2,701 |
| Income before extraordinary items | $474,000 | 4,533 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $474,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $414,600 | 4,903 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 4,628 |
| Total interest expense | $2,001,000 | 3,742 |
| Net interest income | $1,503,000 | 5,467 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $15,000 | 8,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $1,167,000 | 5,859 |
| Salaries and employee benefits | $755,000 | 5,387 |
| Premises and equipment expense | $147,000 | 5,881 |
| Additional noninterest expense | $265,000 | 6,502 |
| Pre-tax net operating income | $351,000 | 5,019 |
| Securities gains (losses) | $57,000 | 1,350 |
| Applicable income taxes | $138,000 | 3,121 |
| Income before extraordinary items | $270,000 | 5,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $270,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $232,380 | 5,320 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 4,774 |
| Total interest expense | $1,007,000 | 3,903 |
| Net interest income | $709,000 | 5,651 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $7,000 | 8,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $574,000 | 5,935 |
| Salaries and employee benefits | $377,000 | 5,421 |
| Premises and equipment expense | $75,000 | 5,878 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $142,000 | 5,536 |
| Securities gains (losses) | $56,000 | 1,025 |
| Applicable income taxes | $67,000 | 3,264 |
| Income before extraordinary items | $131,000 | 5,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $94,040 | 5,832 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,884,000 | 4,778 |
| Total interest expense | $3,782,000 | 4,157 |
| Net interest income | $3,102,000 | 5,414 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $67,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $67,000 | 6,757 |
| Total noninterest expense | $2,348,000 | 5,784 |
| Salaries and employee benefits | $1,468,000 | 5,374 |
| Premises and equipment expense | $297,000 | 5,791 |
| Additional noninterest expense | $583,000 | 6,202 |
| Pre-tax net operating income | $821,000 | 5,134 |
| Securities gains (losses) | $168,000 | 482 |
| Applicable income taxes | $335,000 | 3,236 |
| Income before extraordinary items | $654,000 | 5,195 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $654,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $543,120 | 5,520 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,106,000 | 4,822 |
| Total interest expense | $2,782,000 | 4,207 |
| Net interest income | $2,324,000 | 5,443 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $29,000 | 8,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $1,756,000 | 5,762 |
| Salaries and employee benefits | $1,086,000 | 5,392 |
| Premises and equipment expense | $226,000 | 5,770 |
| Additional noninterest expense | $444,000 | 6,141 |
| Pre-tax net operating income | $597,000 | 5,452 |
| Securities gains (losses) | $93,000 | 509 |
| Applicable income taxes | $234,000 | 3,509 |
| Income before extraordinary items | $456,000 | 5,552 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $456,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $394,620 | 5,839 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 4,873 |
| Total interest expense | $1,815,000 | 4,264 |
| Net interest income | $1,565,000 | 5,450 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $11,000 | 8,348 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $1,137,000 | 5,879 |
| Salaries and employee benefits | $706,000 | 5,522 |
| Premises and equipment expense | $152,000 | 5,774 |
| Additional noninterest expense | $279,000 | 6,308 |
| Pre-tax net operating income | $439,000 | 5,319 |
| Securities gains (losses) | $70,000 | 481 |
| Applicable income taxes | $173,000 | 3,463 |
| Income before extraordinary items | $336,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $336,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $289,800 | 5,720 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,876 |
| Total interest expense | $898,000 | 4,279 |
| Net interest income | $787,000 | 5,433 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $5,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $565,000 | 5,940 |
| Salaries and employee benefits | $347,000 | 5,618 |
| Premises and equipment expense | $80,000 | 5,684 |
| Additional noninterest expense | $138,000 | 6,346 |
| Pre-tax net operating income | $227,000 | 5,249 |
| Securities gains (losses) | $70,000 | 365 |
| Applicable income taxes | $101,000 | 3,256 |
| Income before extraordinary items | $196,000 | 5,112 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $196,000 | 5,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $149,800 | 5,645 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 4,993 |
| Total interest expense | $2,939,000 | 4,364 |
| Net interest income | $3,113,000 | 5,412 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $81,000 | 7,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $2,323,000 | 5,711 |
| Salaries and employee benefits | $1,459,000 | 5,298 |
| Premises and equipment expense | $314,000 | 5,626 |
| Additional noninterest expense | $550,000 | 6,301 |
| Pre-tax net operating income | $871,000 | 5,481 |
| Securities gains (losses) | $109,000 | 518 |
| Applicable income taxes | $328,000 | 3,685 |
| Income before extraordinary items | $652,000 | 5,646 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $652,000 | 5,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $578,970 | 5,892 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 5,060 |
| Total interest expense | $2,075,000 | 4,444 |
| Net interest income | $2,351,000 | 5,437 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $73,000 | 7,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,355 |
| Total noninterest expense | $1,749,000 | 5,691 |
| Salaries and employee benefits | $1,088,000 | 5,280 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $424,000 | 6,233 |
| Pre-tax net operating income | $675,000 | 5,614 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $227,000 | 3,973 |
| Income before extraordinary items | $456,000 | 5,969 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $456,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $450,640 | 5,992 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 5,104 |
| Total interest expense | $1,304,000 | 4,471 |
| Net interest income | $1,572,000 | 5,450 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,060 |
| Total noninterest expense | $1,175,000 | 5,678 |
| Salaries and employee benefits | $734,000 | 5,255 |
| Premises and equipment expense | $160,000 | 5,602 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $428,000 | 5,749 |
| Securities gains (losses) | $8,000 | 776 |
| Applicable income taxes | $143,000 | 4,076 |
| Income before extraordinary items | $293,000 | 6,061 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $287,640 | 6,106 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 5,142 |
| Total interest expense | $619,000 | 4,494 |
| Net interest income | $775,000 | 5,487 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $12,000 | 8,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $556,000 | 5,858 |
| Salaries and employee benefits | $369,000 | 5,268 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $231,000 | 5,530 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $78,000 | 3,913 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $153,000 | 5,919 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 4,951 |
| Total interest expense | $2,137,000 | 4,242 |
| Net interest income | $3,210,000 | 5,280 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $260,000 | 6,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $260,000 | 4,647 |
| Total noninterest expense | $2,125,000 | 5,902 |
| Salaries and employee benefits | $1,370,000 | 5,364 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $445,000 | 6,856 |
| Pre-tax net operating income | $1,345,000 | 4,643 |
| Securities gains (losses) | $76,000 | 799 |
| Applicable income taxes | $409,000 | 3,666 |
| Income before extraordinary items | $1,012,000 | 4,811 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,012,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,752,000 | 261 |
| Net operating income | $958,040 | 4,903 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,998,000 | 4,914 |
| Total interest expense | $1,561,000 | 4,178 |
| Net interest income | $2,437,000 | 5,250 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $241,000 | 6,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $241,000 | 4,195 |
| Total noninterest expense | $1,589,000 | 5,872 |
| Salaries and employee benefits | $1,011,000 | 5,382 |
| Premises and equipment expense | $233,000 | 5,629 |
| Additional noninterest expense | $345,000 | 6,769 |
| Pre-tax net operating income | $1,089,000 | 4,557 |
| Securities gains (losses) | $65,000 | 802 |
| Applicable income taxes | $322,000 | 3,693 |
| Income before extraordinary items | $832,000 | 4,654 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $832,000 | 4,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,752,000 | 186 |
| Net operating income | $785,200 | 4,776 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 4,897 |
| Total interest expense | $1,008,000 | 4,104 |
| Net interest income | $1,629,000 | 5,246 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $233,000 | 5,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $233,000 | 3,489 |
| Total noninterest expense | $1,058,000 | 5,875 |
| Salaries and employee benefits | $673,000 | 5,369 |
| Premises and equipment expense | $155,000 | 5,616 |
| Additional noninterest expense | $230,000 | 6,772 |
| Pre-tax net operating income | $804,000 | 4,274 |
| Securities gains (losses) | $9,000 | 1,390 |
| Applicable income taxes | $206,000 | 3,736 |
| Income before extraordinary items | $607,000 | 4,387 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $607,000 | 4,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $6,752,000 | 123 |
| Net operating income | $600,250 | 4,355 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 4,981 |
| Total interest expense | $499,000 | 4,031 |
| Net interest income | $776,000 | 5,421 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $17,000 | 8,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $542,000 | 5,821 |
| Salaries and employee benefits | $360,000 | 5,185 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $251,000 | 5,444 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $86,000 | 4,012 |
| Income before extraordinary items | $166,000 | 5,871 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $166,000 | 5,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $6,752,000 | 60 |
| Net operating income | $165,340 | 5,849 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 4,957 |
| Total interest expense | $2,063,000 | 3,557 |
| Net interest income | $2,782,000 | 5,665 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $35,000 | 8,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $2,044,000 | 5,933 |
| Salaries and employee benefits | $1,385,000 | 5,214 |
| Premises and equipment expense | $323,000 | 5,470 |
| Additional noninterest expense | $336,000 | 7,489 |
| Pre-tax net operating income | $773,000 | 5,874 |
| Securities gains (losses) | $164,000 | 940 |
| Applicable income taxes | $316,000 | 4,102 |
| Income before extraordinary items | $621,000 | 5,872 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $621,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $512,760 | 6,237 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 4,946 |
| Total interest expense | $1,550,000 | 3,516 |
| Net interest income | $2,079,000 | 5,668 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $24,000 | 8,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $1,520,000 | 5,912 |
| Salaries and employee benefits | $1,045,000 | 5,162 |
| Premises and equipment expense | $246,000 | 5,392 |
| Additional noninterest expense | $229,000 | 7,671 |
| Pre-tax net operating income | $583,000 | 5,975 |
| Securities gains (losses) | $159,000 | 900 |
| Applicable income taxes | $250,000 | 4,090 |
| Income before extraordinary items | $492,000 | 5,845 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $492,000 | 5,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $387,060 | 6,331 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 4,927 |
| Total interest expense | $1,040,000 | 3,486 |
| Net interest income | $1,396,000 | 5,638 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $17,000 | 8,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,035,000 | 5,894 |
| Salaries and employee benefits | $714,000 | 5,092 |
| Premises and equipment expense | $171,000 | 5,293 |
| Additional noninterest expense | $150,000 | 7,728 |
| Pre-tax net operating income | $378,000 | 5,999 |
| Securities gains (losses) | $155,000 | 771 |
| Applicable income taxes | $179,000 | 3,973 |
| Income before extraordinary items | $354,000 | 5,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $354,000 | 5,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $251,700 | 6,341 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,948 |
| Total interest expense | $526,000 | 3,481 |
| Net interest income | $694,000 | 5,664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $537,000 | 5,814 |
| Salaries and employee benefits | $369,000 | 4,995 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $78,000 | 7,684 |
| Pre-tax net operating income | $166,000 | 6,237 |
| Securities gains (losses) | $144,000 | 633 |
| Applicable income taxes | $104,000 | 3,719 |
| Income before extraordinary items | $206,000 | 5,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $206,000 | 5,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,960 | 6,574 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,625,000 | 4,488 |
| Total interest expense | $2,338,000 | 3,522 |
| Net interest income | $3,287,000 | 5,009 |
| Provision for loan and lease losses | $-474,000 | 9,121 |
| Total noninterest income | $72,000 | 8,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $2,611,000 | 5,062 |
| Salaries and employee benefits | $1,962,000 | 3,991 |
| Premises and equipment expense | $358,000 | 5,096 |
| Additional noninterest expense | $291,000 | 7,823 |
| Pre-tax net operating income | $1,222,000 | 4,647 |
| Securities gains (losses) | $219,000 | 1,280 |
| Applicable income taxes | $477,000 | 3,453 |
| Income before extraordinary items | $964,000 | 4,744 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $964,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $817,270 | 5,032 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,322,000 | 4,470 |
| Total interest expense | $1,788,000 | 3,578 |
| Net interest income | $2,534,000 | 4,925 |
| Provision for loan and lease losses | $-474,000 | 9,192 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $2,101,000 | 4,825 |
| Salaries and employee benefits | $1,597,000 | 3,721 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $230,000 | 7,729 |
| Pre-tax net operating income | $952,000 | 4,685 |
| Securities gains (losses) | $126,000 | 1,549 |
| Applicable income taxes | $356,000 | 3,607 |
| Income before extraordinary items | $722,000 | 4,909 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $722,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $637,580 | 5,062 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 4,461 |
| Total interest expense | $1,215,000 | 3,628 |
| Net interest income | $1,702,000 | 4,898 |
| Provision for loan and lease losses | $-474,000 | 9,239 |
| Total noninterest income | $31,000 | 8,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $31,000 | 7,275 |
| Total noninterest expense | $1,555,000 | 4,467 |
| Salaries and employee benefits | $1,221,000 | 3,324 |
| Premises and equipment expense | $182,000 | 5,012 |
| Additional noninterest expense | $152,000 | 7,741 |
| Pre-tax net operating income | $652,000 | 4,622 |
| Securities gains (losses) | $89,000 | 1,595 |
| Applicable income taxes | $244,000 | 3,594 |
| Income before extraordinary items | $497,000 | 4,815 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $437,370 | 4,961 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 4,622 |
| Total interest expense | $624,000 | 3,630 |
| Net interest income | $778,000 | 5,200 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $538,000 | 5,726 |
| Salaries and employee benefits | $369,000 | 4,909 |
| Premises and equipment expense | $90,000 | 5,048 |
| Additional noninterest expense | $79,000 | 7,694 |
| Pre-tax net operating income | $257,000 | 5,204 |
| Securities gains (losses) | $45,000 | 1,448 |
| Applicable income taxes | $98,000 | 3,973 |
| Income before extraordinary items | $204,000 | 5,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $204,000 | 5,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $173,400 | 5,491 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,339 |
| Total interest expense | $3,198,000 | 3,351 |
| Net interest income | $3,237,000 | 5,028 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $116,000 | 8,215 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $116,000 | 6,134 |
| Total noninterest expense | $2,065,000 | 5,776 |
| Salaries and employee benefits | $1,417,000 | 4,898 |
| Premises and equipment expense | $359,000 | 5,005 |
| Additional noninterest expense | $289,000 | 7,886 |
| Pre-tax net operating income | $1,288,000 | 4,516 |
| Securities gains (losses) | $121,000 | 1,579 |
| Applicable income taxes | $455,000 | 3,642 |
| Income before extraordinary items | $954,000 | 4,722 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $954,000 | 4,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $871,720 | 4,835 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,104,000 | 4,382 |
| Total interest expense | $4,155,000 | 3,680 |
| Net interest income | $2,949,000 | 5,142 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $108,000 | 8,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $2,000,000 | 5,728 |
| Salaries and employee benefits | $1,362,000 | 4,860 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $293,000 | 7,916 |
| Pre-tax net operating income | $1,057,000 | 4,765 |
| Securities gains (losses) | $76,000 | 1,986 |
| Applicable income taxes | $350,000 | 3,983 |
| Income before extraordinary items | $783,000 | 4,926 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $783,000 | 4,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $730,560 | 5,018 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,110,000 | 4,529 |
| Total interest expense | $3,984,000 | 3,993 |
| Net interest income | $3,126,000 | 5,003 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $132,000 | 8,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $1,921,000 | 5,818 |
| Salaries and employee benefits | $1,309,000 | 4,884 |
| Premises and equipment expense | $331,000 | 5,126 |
| Additional noninterest expense | $281,000 | 8,096 |
| Pre-tax net operating income | $1,337,000 | 4,419 |
| Securities gains (losses) | $103,000 | 563 |
| Applicable income taxes | $450,000 | 3,734 |
| Income before extraordinary items | $990,000 | 4,417 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $990,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $918,930 | 4,627 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 4,668 |
| Total interest expense | $3,578,000 | 3,964 |
| Net interest income | $2,935,000 | 5,245 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $125,000 | 8,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $125,000 | 6,074 |
| Total noninterest expense | $1,963,000 | 5,759 |
| Salaries and employee benefits | $1,329,000 | 4,790 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $350,000 | 7,704 |
| Pre-tax net operating income | $1,097,000 | 5,035 |
| Securities gains (losses) | $39,000 | 1,079 |
| Applicable income taxes | $347,000 | 4,496 |
| Income before extraordinary items | $789,000 | 5,128 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $789,000 | 5,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $762,090 | 5,192 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,261,000 | 4,263 |
| Total interest expense | $4,031,000 | 3,660 |
| Net interest income | $3,230,000 | 4,887 |
| Provision for loan and lease losses | $8,000 | 8,341 |
| Total noninterest income | $163,000 | 8,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $163,000 | 5,471 |
| Total noninterest expense | $2,001,000 | 5,599 |
| Salaries and employee benefits | $1,323,000 | 4,691 |
| Premises and equipment expense | $312,000 | 5,267 |
| Additional noninterest expense | $366,000 | 7,510 |
| Pre-tax net operating income | $1,384,000 | 4,439 |
| Securities gains (losses) | $383,000 | 643 |
| Applicable income taxes | $560,000 | 3,575 |
| Income before extraordinary items | $1,207,000 | 3,907 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,207,000 | 3,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $946,560 | 4,580 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,202 |
| Total interest expense | $4,228,000 | 3,477 |
| Net interest income | $3,321,000 | 4,918 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $155,000 | 8,496 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $155,000 | 5,605 |
| Total noninterest expense | $1,985,000 | 5,685 |
| Salaries and employee benefits | $1,241,000 | 4,947 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $425,000 | 7,153 |
| Pre-tax net operating income | $1,491,000 | 4,512 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $459,000 | 4,468 |
| Income before extraordinary items | $1,032,000 | 4,597 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,032,000 | 4,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,032,000 | 4,533 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 4,237 |
| Total interest expense | $4,076,000 | 3,646 |
| Net interest income | $3,507,000 | 4,824 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $190,000 | 8,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $190,000 | 5,320 |
| Total noninterest expense | $2,717,000 | 4,683 |
| Salaries and employee benefits | $1,253,000 | 5,008 |
| Premises and equipment expense | $321,000 | 5,318 |
| Additional noninterest expense | $1,143,000 | 3,934 |
| Pre-tax net operating income | $980,000 | 5,818 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $700,000 | 5,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $700,000 | 5,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $699,290 | 5,707 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 4,153 |
| Total interest expense | $4,009,000 | 3,671 |
| Net interest income | $3,694,000 | 4,643 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $2,154,000 | 5,662 |
| Salaries and employee benefits | $1,249,000 | 5,036 |
| Premises and equipment expense | $333,000 | 5,214 |
| Additional noninterest expense | $572,000 | 6,711 |
| Pre-tax net operating income | $1,721,000 | 3,996 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $546,000 | 3,928 |
| Income before extraordinary items | $1,175,000 | 4,028 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,175,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,175,000 | 4,005 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,412,000 | 4,010 |
| Total interest expense | $3,405,000 | 3,534 |
| Net interest income | $4,007,000 | 4,375 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $103,000 | 10,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $2,198,000 | 5,750 |
| Salaries and employee benefits | $1,209,000 | 5,210 |
| Premises and equipment expense | $327,000 | 5,350 |
| Additional noninterest expense | $662,000 | 6,591 |
| Pre-tax net operating income | $1,912,000 | 3,562 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $607,000 | 3,484 |
| Income before extraordinary items | $1,305,000 | 3,572 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,305,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,305,000 | 3,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,207,000 | 3,723 |
| Total interest expense | $3,699,000 | 3,408 |
| Net interest income | $4,508,000 | 3,930 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $167,000 | 9,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $167,000 | 6,217 |
| Total noninterest expense | $2,352,000 | 5,554 |
| Salaries and employee benefits | $1,200,000 | 5,248 |
| Premises and equipment expense | $334,000 | 5,406 |
| Additional noninterest expense | $818,000 | 5,819 |
| Pre-tax net operating income | $2,323,000 | 2,905 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $767,000 | 2,852 |
| Income before extraordinary items | $1,556,000 | 3,136 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,556,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 5,247 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,556,000 | 2,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,331,000 | 3,748 |
| Total interest expense | $4,781,000 | 3,442 |
| Net interest income | $4,550,000 | 3,964 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $386,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $386,000 | 3,792 |
| Total noninterest expense | $2,249,000 | 5,806 |
| Salaries and employee benefits | $1,126,000 | 5,481 |
| Premises and equipment expense | $342,000 | 5,454 |
| Additional noninterest expense | $781,000 | 6,199 |
| Pre-tax net operating income | $2,687,000 | 2,300 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $681,000 | 3,056 |
| Income before extraordinary items | $2,006,000 | 2,287 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,006,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,006,000 | 2,116 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.