Home > Home Federal Bank > Income and Expense
Home Federal Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $10,937,000 | 615 |
| Total interest expense | $1,056,000 | 694 |
| Net interest income | $9,881,000 | 603 |
| Provision for loan and lease losses | $162,000 | 1,104 |
| Total noninterest income | $2,495,000 | 672 |
| Gross Fiduciary activities income | $232,000 | 476 |
| Service charges on deposit accounts | $503,000 | 631 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,760,000 | 633 |
| Total noninterest expense | $8,272,000 | 656 |
| Salaries and employee benefits | $4,701,000 | 631 |
| Premises and equipment expense | $1,024,000 | 613 |
| Additional noninterest expense | $2,547,000 | 673 |
| Pre-tax net operating income | $3,942,000 | 594 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,289,000 | 532 |
| Income before extraordinary items | $2,653,000 | 699 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,653,000 | 698 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,653,000 | 699 |
| Net charge-offs | $29,000 | 1,766 |
| Cash dividends | $2,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,653,000 | 678 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $42,323,000 | 608 |
| Total interest expense | $3,784,000 | 735 |
| Net interest income | $38,539,000 | 594 |
| Provision for loan and lease losses | $1,281,000 | 649 |
| Total noninterest income | $16,576,000 | 467 |
| Gross Fiduciary activities income | $854,000 | 496 |
| Service charges on deposit accounts | $2,490,000 | 534 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $13,232,000 | 401 |
| Total noninterest expense | $37,857,000 | 555 |
| Salaries and employee benefits | $22,614,000 | 505 |
| Premises and equipment expense | $4,216,000 | 581 |
| Additional noninterest expense | $11,027,000 | 613 |
| Pre-tax net operating income | $15,977,000 | 586 |
| Securities gains (losses) | $-1,037,000 | 6,159 |
| Applicable income taxes | $4,878,000 | 531 |
| Income before extraordinary items | $10,062,000 | 732 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $10,062,000 | 732 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $10,062,000 | 732 |
| Net charge-offs | $755,000 | 846 |
| Cash dividends | $5,250,000 | 634 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 543 |
| Net operating income | $10,756,790 | 674 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $31,535,000 | 614 |
| Total interest expense | $2,760,000 | 761 |
| Net interest income | $28,775,000 | 601 |
| Provision for loan and lease losses | $1,090,000 | 550 |
| Total noninterest income | $13,267,000 | 454 |
| Gross Fiduciary activities income | $619,000 | 504 |
| Service charges on deposit accounts | $1,886,000 | 531 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,762,000 | 390 |
| Total noninterest expense | $28,285,000 | 561 |
| Salaries and employee benefits | $16,793,000 | 512 |
| Premises and equipment expense | $3,194,000 | 583 |
| Additional noninterest expense | $8,298,000 | 612 |
| Pre-tax net operating income | $12,667,000 | 570 |
| Securities gains (losses) | $-1,052,000 | 6,256 |
| Applicable income taxes | $3,801,000 | 540 |
| Income before extraordinary items | $7,814,000 | 703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,814,000 | 701 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,814,000 | 703 |
| Net charge-offs | $767,000 | 619 |
| Cash dividends | $4,250,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 479 |
| Net operating income | $8,518,840 | 633 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $20,700,000 | 616 |
| Total interest expense | $1,836,000 | 761 |
| Net interest income | $18,864,000 | 604 |
| Provision for loan and lease losses | $912,000 | 461 |
| Total noninterest income | $6,834,000 | 552 |
| Gross Fiduciary activities income | $405,000 | 508 |
| Service charges on deposit accounts | $1,238,000 | 533 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,191,000 | 493 |
| Total noninterest expense | $18,803,000 | 562 |
| Salaries and employee benefits | $11,030,000 | 513 |
| Premises and equipment expense | $2,213,000 | 573 |
| Additional noninterest expense | $5,560,000 | 607 |
| Pre-tax net operating income | $5,983,000 | 767 |
| Securities gains (losses) | $-1,058,000 | 6,336 |
| Applicable income taxes | $1,465,000 | 786 |
| Income before extraordinary items | $3,460,000 | 1,025 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,460,000 | 1,025 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,460,000 | 1,025 |
| Net charge-offs | $615,000 | 534 |
| Cash dividends | $2,250,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $4,200,600 | 836 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $10,033,000 | 631 |
| Total interest expense | $925,000 | 757 |
| Net interest income | $9,108,000 | 623 |
| Provision for loan and lease losses | $282,000 | 688 |
| Total noninterest income | $3,123,000 | 566 |
| Gross Fiduciary activities income | $234,000 | 488 |
| Service charges on deposit accounts | $617,000 | 523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,272,000 | 522 |
| Total noninterest expense | $9,465,000 | 561 |
| Salaries and employee benefits | $5,410,000 | 531 |
| Premises and equipment expense | $1,274,000 | 516 |
| Additional noninterest expense | $2,781,000 | 601 |
| Pre-tax net operating income | $2,484,000 | 871 |
| Securities gains (losses) | $-1,076,000 | 6,412 |
| Applicable income taxes | $343,000 | 1,321 |
| Income before extraordinary items | $1,065,000 | 1,499 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,065,000 | 1,501 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,065,000 | 1,501 |
| Net charge-offs | $203,000 | 716 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 413 |
| Net operating income | $1,882,760 | 880 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $42,451,000 | 583 |
| Total interest expense | $7,067,000 | 392 |
| Net interest income | $35,384,000 | 621 |
| Provision for loan and lease losses | $1,508,000 | 605 |
| Total noninterest income | $13,116,000 | 533 |
| Gross Fiduciary activities income | $898,000 | 489 |
| Service charges on deposit accounts | $2,836,000 | 485 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,382,000 | 473 |
| Total noninterest expense | $38,804,000 | 533 |
| Salaries and employee benefits | $20,309,000 | 531 |
| Premises and equipment expense | $3,919,000 | 631 |
| Additional noninterest expense | $14,576,000 | 470 |
| Pre-tax net operating income | $8,188,000 | 1,004 |
| Securities gains (losses) | $254,000 | 683 |
| Applicable income taxes | $2,346,000 | 868 |
| Income before extraordinary items | $6,096,000 | 1,086 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $6,096,000 | 1,084 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,096,000 | 1,085 |
| Net charge-offs | $1,180,000 | 782 |
| Cash dividends | $5,500,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 461 |
| Net operating income | $5,913,120 | 1,086 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $31,192,000 | 593 |
| Total interest expense | $5,472,000 | 378 |
| Net interest income | $25,720,000 | 638 |
| Provision for loan and lease losses | $566,000 | 1,042 |
| Total noninterest income | $9,914,000 | 525 |
| Gross Fiduciary activities income | $673,000 | 483 |
| Service charges on deposit accounts | $2,119,000 | 487 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $7,122,000 | 470 |
| Total noninterest expense | $26,012,000 | 593 |
| Salaries and employee benefits | $15,115,000 | 537 |
| Premises and equipment expense | $2,967,000 | 622 |
| Additional noninterest expense | $7,930,000 | 629 |
| Pre-tax net operating income | $9,056,000 | 695 |
| Securities gains (losses) | $330,000 | 444 |
| Applicable income taxes | $2,869,000 | 611 |
| Income before extraordinary items | $6,517,000 | 770 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,517,000 | 769 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,517,000 | 769 |
| Net charge-offs | $792,000 | 811 |
| Cash dividends | $3,500,000 | 597 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 443 |
| Net operating income | $6,289,300 | 781 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $20,818,000 | 595 |
| Total interest expense | $3,699,000 | 374 |
| Net interest income | $17,119,000 | 640 |
| Provision for loan and lease losses | $588,000 | 744 |
| Total noninterest income | $6,621,000 | 524 |
| Gross Fiduciary activities income | $450,000 | 482 |
| Service charges on deposit accounts | $1,362,000 | 494 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $4,809,000 | 470 |
| Total noninterest expense | $17,400,000 | 586 |
| Salaries and employee benefits | $10,129,000 | 534 |
| Premises and equipment expense | $1,979,000 | 624 |
| Additional noninterest expense | $5,292,000 | 622 |
| Pre-tax net operating income | $5,752,000 | 716 |
| Securities gains (losses) | $295,000 | 366 |
| Applicable income taxes | $1,823,000 | 624 |
| Income before extraordinary items | $4,224,000 | 769 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,224,000 | 769 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,224,000 | 770 |
| Net charge-offs | $691,000 | 673 |
| Cash dividends | $2,500,000 | 534 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 410 |
| Net operating income | $4,017,500 | 790 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 585 |
| Total interest expense | $1,868,000 | 374 |
| Net interest income | $8,637,000 | 632 |
| Provision for loan and lease losses | $260,000 | 804 |
| Total noninterest income | $3,450,000 | 490 |
| Gross Fiduciary activities income | $228,000 | 485 |
| Service charges on deposit accounts | $641,000 | 520 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,581,000 | 419 |
| Total noninterest expense | $8,685,000 | 594 |
| Salaries and employee benefits | $5,040,000 | 540 |
| Premises and equipment expense | $1,004,000 | 634 |
| Additional noninterest expense | $2,641,000 | 622 |
| Pre-tax net operating income | $3,142,000 | 645 |
| Securities gains (losses) | $233,000 | 255 |
| Applicable income taxes | $1,031,000 | 543 |
| Income before extraordinary items | $2,344,000 | 668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,344,000 | 669 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,344,000 | 670 |
| Net charge-offs | $519,000 | 489 |
| Cash dividends | $1,250,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 380 |
| Net operating income | $2,183,230 | 708 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $38,295,000 | 642 |
| Total interest expense | $8,310,000 | 376 |
| Net interest income | $29,985,000 | 709 |
| Provision for loan and lease losses | $462,000 | 1,944 |
| Total noninterest income | $15,128,000 | 500 |
| Gross Fiduciary activities income | $823,000 | 497 |
| Service charges on deposit accounts | $2,901,000 | 490 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,404,000 | 437 |
| Total noninterest expense | $33,682,000 | 618 |
| Salaries and employee benefits | $19,984,000 | 542 |
| Premises and equipment expense | $4,002,000 | 609 |
| Additional noninterest expense | $9,696,000 | 723 |
| Pre-tax net operating income | $10,969,000 | 718 |
| Securities gains (losses) | $645,000 | 357 |
| Applicable income taxes | $3,836,000 | 564 |
| Income before extraordinary items | $7,778,000 | 810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,778,000 | 810 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,778,000 | 811 |
| Net charge-offs | $637,000 | 1,736 |
| Cash dividends | $4,850,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $167,000 | 464 |
| Net operating income | $7,345,850 | 837 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $28,143,000 | 655 |
| Total interest expense | $6,307,000 | 379 |
| Net interest income | $21,836,000 | 733 |
| Provision for loan and lease losses | $718,000 | 1,165 |
| Total noninterest income | $11,311,000 | 507 |
| Gross Fiduciary activities income | $613,000 | 498 |
| Service charges on deposit accounts | $2,146,000 | 491 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $8,552,000 | 451 |
| Total noninterest expense | $25,248,000 | 619 |
| Salaries and employee benefits | $15,026,000 | 541 |
| Premises and equipment expense | $3,018,000 | 612 |
| Additional noninterest expense | $7,204,000 | 729 |
| Pre-tax net operating income | $7,181,000 | 824 |
| Securities gains (losses) | $561,000 | 365 |
| Applicable income taxes | $2,594,000 | 607 |
| Income before extraordinary items | $5,148,000 | 914 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,148,000 | 916 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,148,000 | 916 |
| Net charge-offs | $735,000 | 1,251 |
| Cash dividends | $3,850,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $191,000 | 355 |
| Net operating income | $4,777,740 | 944 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $18,935,000 | 651 |
| Total interest expense | $4,237,000 | 383 |
| Net interest income | $14,698,000 | 726 |
| Provision for loan and lease losses | $443,000 | 1,289 |
| Total noninterest income | $7,495,000 | 520 |
| Gross Fiduciary activities income | $410,000 | 501 |
| Service charges on deposit accounts | $1,374,000 | 494 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,711,000 | 461 |
| Total noninterest expense | $16,413,000 | 634 |
| Salaries and employee benefits | $9,814,000 | 551 |
| Premises and equipment expense | $2,022,000 | 611 |
| Additional noninterest expense | $4,577,000 | 744 |
| Pre-tax net operating income | $5,337,000 | 727 |
| Securities gains (losses) | $288,000 | 578 |
| Applicable income taxes | $1,973,000 | 543 |
| Income before extraordinary items | $3,652,000 | 857 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,652,000 | 858 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,652,000 | 859 |
| Net charge-offs | $480,000 | 1,287 |
| Cash dividends | $2,600,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 333 |
| Net operating income | $3,464,800 | 859 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $9,652,000 | 644 |
| Total interest expense | $2,140,000 | 392 |
| Net interest income | $7,512,000 | 708 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $3,493,000 | 540 |
| Gross Fiduciary activities income | $209,000 | 507 |
| Service charges on deposit accounts | $651,000 | 517 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,633,000 | 485 |
| Total noninterest expense | $8,180,000 | 649 |
| Salaries and employee benefits | $5,026,000 | 550 |
| Premises and equipment expense | $1,038,000 | 607 |
| Additional noninterest expense | $2,116,000 | 805 |
| Pre-tax net operating income | $2,825,000 | 684 |
| Securities gains (losses) | $146,000 | 567 |
| Applicable income taxes | $1,047,000 | 528 |
| Income before extraordinary items | $1,924,000 | 803 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,924,000 | 804 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,924,000 | 805 |
| Net charge-offs | $116,000 | 1,773 |
| Cash dividends | $1,100,000 | 485 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 293 |
| Net operating income | $1,829,100 | 800 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $42,227,000 | 612 |
| Total interest expense | $10,098,000 | 398 |
| Net interest income | $32,129,000 | 670 |
| Provision for loan and lease losses | $-1,043,000 | 7,030 |
| Total noninterest income | $10,413,000 | 665 |
| Gross Fiduciary activities income | $765,000 | 509 |
| Service charges on deposit accounts | $2,867,000 | 503 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,781,000 | 640 |
| Total noninterest expense | $33,891,000 | 617 |
| Salaries and employee benefits | $18,520,000 | 570 |
| Premises and equipment expense | $4,589,000 | 526 |
| Additional noninterest expense | $10,782,000 | 666 |
| Pre-tax net operating income | $9,694,000 | 740 |
| Securities gains (losses) | $2,977,000 | 174 |
| Applicable income taxes | $4,131,000 | 491 |
| Income before extraordinary items | $8,540,000 | 698 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,540,000 | 697 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,540,000 | 698 |
| Net charge-offs | $-802,000 | 7,065 |
| Cash dividends | $5,850,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $-239,000 | 7,029 |
| Net operating income | $6,545,410 | 850 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $32,387,000 | 605 |
| Total interest expense | $7,861,000 | 402 |
| Net interest income | $24,526,000 | 660 |
| Provision for loan and lease losses | $-1,171,000 | 7,145 |
| Total noninterest income | $7,420,000 | 681 |
| Gross Fiduciary activities income | $575,000 | 510 |
| Service charges on deposit accounts | $2,143,000 | 514 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,702,000 | 673 |
| Total noninterest expense | $25,876,000 | 603 |
| Salaries and employee benefits | $14,044,000 | 562 |
| Premises and equipment expense | $3,630,000 | 496 |
| Additional noninterest expense | $8,202,000 | 645 |
| Pre-tax net operating income | $7,241,000 | 775 |
| Securities gains (losses) | $2,977,000 | 130 |
| Applicable income taxes | $3,262,000 | 492 |
| Income before extraordinary items | $6,956,000 | 671 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,956,000 | 669 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,956,000 | 671 |
| Net charge-offs | $-959,000 | 7,165 |
| Cash dividends | $4,750,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $-374,000 | 7,143 |
| Net operating income | $4,931,640 | 874 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $22,139,000 | 596 |
| Total interest expense | $5,394,000 | 404 |
| Net interest income | $16,745,000 | 642 |
| Provision for loan and lease losses | $-871,000 | 7,204 |
| Total noninterest income | $5,076,000 | 672 |
| Gross Fiduciary activities income | $381,000 | 510 |
| Service charges on deposit accounts | $1,375,000 | 534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,320,000 | 640 |
| Total noninterest expense | $17,453,000 | 594 |
| Salaries and employee benefits | $9,379,000 | 560 |
| Premises and equipment expense | $2,612,000 | 463 |
| Additional noninterest expense | $5,462,000 | 644 |
| Pre-tax net operating income | $5,239,000 | 705 |
| Securities gains (losses) | $1,155,000 | 244 |
| Applicable income taxes | $2,103,000 | 493 |
| Income before extraordinary items | $4,291,000 | 707 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,291,000 | 706 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,291,000 | 707 |
| Net charge-offs | $-416,000 | 7,213 |
| Cash dividends | $2,750,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $-387,000 | 7,215 |
| Net operating income | $3,517,150 | 796 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $11,022,000 | 610 |
| Total interest expense | $2,773,000 | 407 |
| Net interest income | $8,249,000 | 651 |
| Provision for loan and lease losses | $264,000 | 1,709 |
| Total noninterest income | $2,404,000 | 686 |
| Gross Fiduciary activities income | $205,000 | 496 |
| Service charges on deposit accounts | $642,000 | 555 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,557,000 | 666 |
| Total noninterest expense | $8,261,000 | 619 |
| Salaries and employee benefits | $4,684,000 | 553 |
| Premises and equipment expense | $1,026,000 | 589 |
| Additional noninterest expense | $2,551,000 | 671 |
| Pre-tax net operating income | $2,128,000 | 840 |
| Securities gains (losses) | $539,000 | 252 |
| Applicable income taxes | $863,000 | 570 |
| Income before extraordinary items | $1,804,000 | 835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,804,000 | 834 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,804,000 | 836 |
| Net charge-offs | $745,000 | 834 |
| Cash dividends | $1,250,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $-519,000 | 7,293 |
| Net operating income | $1,437,480 | 973 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $51,204,000 | 534 |
| Total interest expense | $13,551,000 | 414 |
| Net interest income | $37,653,000 | 579 |
| Provision for loan and lease losses | $6,623,000 | 632 |
| Total noninterest income | $12,339,000 | 529 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,220,000 | 470 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $9,119,000 | 461 |
| Total noninterest expense | $34,771,000 | 574 |
| Salaries and employee benefits | $21,176,000 | 464 |
| Premises and equipment expense | $7,041,000 | 373 |
| Additional noninterest expense | $6,554,000 | 1,066 |
| Pre-tax net operating income | $8,598,000 | 717 |
| Securities gains (losses) | $-4,307,000 | 7,331 |
| Applicable income taxes | $1,072,000 | 1,280 |
| Income before extraordinary items | $3,219,000 | 1,514 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,219,000 | 1,514 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,219,000 | 1,514 |
| Net charge-offs | $4,226,000 | 916 |
| Cash dividends | $1,750,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $-75,000 | 7,295 |
| Net operating income | $6,449,250 | 748 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $38,995,000 | 530 |
| Total interest expense | $10,557,000 | 419 |
| Net interest income | $28,438,000 | 574 |
| Provision for loan and lease losses | $4,503,000 | 679 |
| Total noninterest income | $8,947,000 | 545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,392,000 | 481 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,555,000 | 473 |
| Total noninterest expense | $26,686,000 | 566 |
| Salaries and employee benefits | $16,328,000 | 452 |
| Premises and equipment expense | $5,348,000 | 367 |
| Additional noninterest expense | $5,010,000 | 1,052 |
| Pre-tax net operating income | $6,196,000 | 765 |
| Securities gains (losses) | $-4,341,000 | 7,416 |
| Applicable income taxes | $302,000 | 2,251 |
| Income before extraordinary items | $1,553,000 | 2,246 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,553,000 | 2,246 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,553,000 | 2,247 |
| Net charge-offs | $2,323,000 | 1,100 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-55,000 | 7,376 |
| Net operating income | $5,199,440 | 721 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $26,192,000 | 532 |
| Total interest expense | $7,242,000 | 429 |
| Net interest income | $18,950,000 | 577 |
| Provision for loan and lease losses | $3,981,000 | 539 |
| Total noninterest income | $5,888,000 | 558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,547,000 | 493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,341,000 | 479 |
| Total noninterest expense | $17,506,000 | 580 |
| Salaries and employee benefits | $10,651,000 | 461 |
| Premises and equipment expense | $3,609,000 | 367 |
| Additional noninterest expense | $3,246,000 | 1,097 |
| Pre-tax net operating income | $3,351,000 | 898 |
| Securities gains (losses) | $-4,642,000 | 7,499 |
| Applicable income taxes | $-734,000 | 7,390 |
| Income before extraordinary items | $-557,000 | 6,870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-557,000 | 6,869 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-557,000 | 6,870 |
| Net charge-offs | $5,243,000 | 445 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-54,000 | 7,464 |
| Net operating income | $2,413,880 | 997 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $13,168,000 | 532 |
| Total interest expense | $3,683,000 | 441 |
| Net interest income | $9,485,000 | 579 |
| Provision for loan and lease losses | $1,949,000 | 532 |
| Total noninterest income | $2,995,000 | 549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $730,000 | 514 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,265,000 | 475 |
| Total noninterest expense | $8,867,000 | 575 |
| Salaries and employee benefits | $5,327,000 | 473 |
| Premises and equipment expense | $1,795,000 | 375 |
| Additional noninterest expense | $1,745,000 | 1,016 |
| Pre-tax net operating income | $1,664,000 | 911 |
| Securities gains (losses) | $-417,000 | 7,510 |
| Applicable income taxes | $328,000 | 1,036 |
| Income before extraordinary items | $919,000 | 1,327 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $919,000 | 1,327 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $919,000 | 1,327 |
| Net charge-offs | $2,335,000 | 487 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,227,580 | 967 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $56,541,000 | 526 |
| Total interest expense | $16,423,000 | 482 |
| Net interest income | $40,118,000 | 542 |
| Provision for loan and lease losses | $6,818,000 | 896 |
| Total noninterest income | $12,789,000 | 539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,789,000 | 385 |
| Total noninterest expense | $35,956,000 | 571 |
| Salaries and employee benefits | $21,399,000 | 465 |
| Premises and equipment expense | $6,931,000 | 376 |
| Additional noninterest expense | $7,626,000 | 970 |
| Pre-tax net operating income | $10,133,000 | 541 |
| Securities gains (losses) | $723,000 | 651 |
| Applicable income taxes | $3,642,000 | 464 |
| Income before extraordinary items | $7,214,000 | 623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,214,000 | 620 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,214,000 | 624 |
| Net charge-offs | $6,102,000 | 870 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $292,000 | 560 |
| Net operating income | $6,736,820 | 640 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $42,538,000 | 523 |
| Total interest expense | $12,512,000 | 493 |
| Net interest income | $30,026,000 | 532 |
| Provision for loan and lease losses | $5,550,000 | 805 |
| Total noninterest income | $9,117,000 | 548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,117,000 | 387 |
| Total noninterest expense | $26,810,000 | 563 |
| Salaries and employee benefits | $15,874,000 | 462 |
| Premises and equipment expense | $5,224,000 | 376 |
| Additional noninterest expense | $5,712,000 | 935 |
| Pre-tax net operating income | $6,783,000 | 622 |
| Securities gains (losses) | $629,000 | 610 |
| Applicable income taxes | $2,524,000 | 498 |
| Income before extraordinary items | $4,888,000 | 714 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,888,000 | 713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,888,000 | 714 |
| Net charge-offs | $4,491,000 | 844 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 600 |
| Net operating income | $4,472,860 | 734 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $28,356,000 | 529 |
| Total interest expense | $8,406,000 | 503 |
| Net interest income | $19,950,000 | 532 |
| Provision for loan and lease losses | $2,183,000 | 1,204 |
| Total noninterest income | $5,722,000 | 560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,722,000 | 389 |
| Total noninterest expense | $17,749,000 | 569 |
| Salaries and employee benefits | $10,371,000 | 468 |
| Premises and equipment expense | $3,473,000 | 374 |
| Additional noninterest expense | $3,905,000 | 902 |
| Pre-tax net operating income | $5,740,000 | 478 |
| Securities gains (losses) | $232,000 | 851 |
| Applicable income taxes | $2,131,000 | 383 |
| Income before extraordinary items | $3,841,000 | 572 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,841,000 | 573 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,841,000 | 573 |
| Net charge-offs | $1,404,000 | 1,426 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 615 |
| Net operating income | $3,692,520 | 580 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $14,110,000 | 549 |
| Total interest expense | $4,316,000 | 518 |
| Net interest income | $9,794,000 | 561 |
| Provision for loan and lease losses | $981,000 | 1,191 |
| Total noninterest income | $2,783,000 | 564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,783,000 | 386 |
| Total noninterest expense | $8,341,000 | 602 |
| Salaries and employee benefits | $5,068,000 | 481 |
| Premises and equipment expense | $1,720,000 | 388 |
| Additional noninterest expense | $1,553,000 | 1,132 |
| Pre-tax net operating income | $3,255,000 | 406 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $1,063,000 | 363 |
| Income before extraordinary items | $2,217,000 | 499 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,217,000 | 500 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $2,217,000 | 501 |
| Net charge-offs | $629,000 | 1,411 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $2,200,000 | 486 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $58,246,000 | 558 |
| Total interest expense | $21,133,000 | 537 |
| Net interest income | $37,113,000 | 580 |
| Provision for loan and lease losses | $2,060,000 | 2,442 |
| Total noninterest income | $11,683,000 | 580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $11,683,000 | 405 |
| Total noninterest expense | $33,708,000 | 619 |
| Salaries and employee benefits | $20,252,000 | 474 |
| Premises and equipment expense | $6,443,000 | 416 |
| Additional noninterest expense | $7,013,000 | 1,112 |
| Pre-tax net operating income | $13,028,000 | 324 |
| Securities gains (losses) | $-146,000 | 7,357 |
| Applicable income taxes | $4,299,000 | 297 |
| Income before extraordinary items | $8,583,000 | 384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,583,000 | 383 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,583,000 | 384 |
| Net charge-offs | $1,607,000 | 2,291 |
| Cash dividends | $4,000,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $341,000 | 609 |
| Net operating income | $8,680,820 | 376 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $43,909,000 | 573 |
| Total interest expense | $16,145,000 | 562 |
| Net interest income | $27,764,000 | 594 |
| Provision for loan and lease losses | $1,636,000 | 2,120 |
| Total noninterest income | $8,714,000 | 584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $8,714,000 | 402 |
| Total noninterest expense | $25,240,000 | 620 |
| Salaries and employee benefits | $15,127,000 | 495 |
| Premises and equipment expense | $4,782,000 | 439 |
| Additional noninterest expense | $5,331,000 | 1,060 |
| Pre-tax net operating income | $9,602,000 | 345 |
| Securities gains (losses) | $-409,000 | 7,709 |
| Applicable income taxes | $3,093,000 | 321 |
| Income before extraordinary items | $6,100,000 | 434 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $6,100,000 | 433 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $6,100,000 | 434 |
| Net charge-offs | $1,278,000 | 1,938 |
| Cash dividends | $2,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 514 |
| Net operating income | $6,369,940 | 408 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $29,285,000 | 586 |
| Total interest expense | $10,762,000 | 593 |
| Net interest income | $18,523,000 | 591 |
| Provision for loan and lease losses | $1,293,000 | 1,779 |
| Total noninterest income | $5,680,000 | 603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,680,000 | 420 |
| Total noninterest expense | $16,584,000 | 645 |
| Salaries and employee benefits | $9,979,000 | 507 |
| Premises and equipment expense | $3,099,000 | 457 |
| Additional noninterest expense | $3,506,000 | 1,097 |
| Pre-tax net operating income | $6,326,000 | 353 |
| Securities gains (losses) | $916,000 | 312 |
| Applicable income taxes | $2,527,000 | 278 |
| Income before extraordinary items | $4,715,000 | 372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,715,000 | 369 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $4,715,000 | 371 |
| Net charge-offs | $901,000 | 1,722 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 525 |
| Net operating income | $4,119,600 | 407 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $14,997,000 | 583 |
| Total interest expense | $5,423,000 | 612 |
| Net interest income | $9,574,000 | 573 |
| Provision for loan and lease losses | $415,000 | 1,960 |
| Total noninterest income | $2,455,000 | 644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,455,000 | 437 |
| Total noninterest expense | $8,265,000 | 620 |
| Salaries and employee benefits | $5,225,000 | 481 |
| Premises and equipment expense | $1,601,000 | 448 |
| Additional noninterest expense | $1,439,000 | 1,156 |
| Pre-tax net operating income | $3,349,000 | 365 |
| Securities gains (losses) | $568,000 | 289 |
| Applicable income taxes | $1,420,000 | 271 |
| Income before extraordinary items | $2,497,000 | 382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,497,000 | 383 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,497,000 | 384 |
| Net charge-offs | $325,000 | 1,705 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 8,176 |
| Net operating income | $2,133,480 | 428 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $62,444,000 | 597 |
| Total interest expense | $26,756,000 | 586 |
| Net interest income | $35,688,000 | 606 |
| Provision for loan and lease losses | $1,761,000 | 1,955 |
| Total noninterest income | $10,166,000 | 579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $10,166,000 | 384 |
| Total noninterest expense | $32,421,000 | 611 |
| Salaries and employee benefits | $21,318,000 | 449 |
| Premises and equipment expense | $6,017,000 | 450 |
| Additional noninterest expense | $5,086,000 | 1,250 |
| Pre-tax net operating income | $11,672,000 | 459 |
| Securities gains (losses) | $1,163,000 | 189 |
| Applicable income taxes | $4,190,000 | 367 |
| Income before extraordinary items | $8,645,000 | 449 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,645,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-762,000 | 8,300 |
| Cash dividends | $4,350,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $353,000 | 630 |
| Net operating income | $7,865,790 | 528 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $46,894,000 | 619 |
| Total interest expense | $20,666,000 | 606 |
| Net interest income | $26,228,000 | 626 |
| Provision for loan and lease losses | $1,761,000 | 1,286 |
| Total noninterest income | $7,636,000 | 616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,636,000 | 408 |
| Total noninterest expense | $23,629,000 | 620 |
| Salaries and employee benefits | $15,498,000 | 483 |
| Premises and equipment expense | $4,454,000 | 466 |
| Additional noninterest expense | $3,677,000 | 1,247 |
| Pre-tax net operating income | $8,474,000 | 588 |
| Securities gains (losses) | $833,000 | 205 |
| Applicable income taxes | $2,956,000 | 461 |
| Income before extraordinary items | $6,351,000 | 572 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,351,000 | 571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,126,000 | 1,200 |
| Cash dividends | $4,350,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 623 |
| Net operating income | $5,784,560 | 665 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $31,077,000 | 629 |
| Total interest expense | $13,967,000 | 616 |
| Net interest income | $17,110,000 | 637 |
| Provision for loan and lease losses | $1,374,000 | 1,010 |
| Total noninterest income | $5,009,000 | 637 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,009,000 | 437 |
| Total noninterest expense | $15,557,000 | 621 |
| Salaries and employee benefits | $10,382,000 | 487 |
| Premises and equipment expense | $2,932,000 | 477 |
| Additional noninterest expense | $2,243,000 | 1,322 |
| Pre-tax net operating income | $5,188,000 | 673 |
| Securities gains (losses) | $502,000 | 315 |
| Applicable income taxes | $1,740,000 | 578 |
| Income before extraordinary items | $3,950,000 | 699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,950,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 937 |
| Cash dividends | $3,500,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 712 |
| Net operating income | $3,603,620 | 746 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,527,000 | 649 |
| Total interest expense | $7,362,000 | 635 |
| Net interest income | $8,165,000 | 679 |
| Provision for loan and lease losses | $551,000 | 954 |
| Total noninterest income | $2,548,000 | 631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,548,000 | 437 |
| Total noninterest expense | $7,491,000 | 642 |
| Salaries and employee benefits | $4,986,000 | 505 |
| Premises and equipment expense | $1,456,000 | 484 |
| Additional noninterest expense | $1,049,000 | 1,374 |
| Pre-tax net operating income | $2,671,000 | 715 |
| Securities gains (losses) | $257,000 | 375 |
| Applicable income taxes | $950,000 | 606 |
| Income before extraordinary items | $1,978,000 | 766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,978,000 | 767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $638,000 | 610 |
| Cash dividends | $1,900,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,803,240 | 798 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $63,139,000 | 664 |
| Total interest expense | $34,141,000 | 590 |
| Net interest income | $28,998,000 | 757 |
| Provision for loan and lease losses | $1,066,000 | 1,364 |
| Total noninterest income | $9,991,000 | 610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $9,991,000 | 408 |
| Total noninterest expense | $29,239,000 | 636 |
| Salaries and employee benefits | $18,974,000 | 516 |
| Premises and equipment expense | $5,895,000 | 457 |
| Additional noninterest expense | $4,370,000 | 1,286 |
| Pre-tax net operating income | $8,684,000 | 981 |
| Securities gains (losses) | $1,165,000 | 158 |
| Applicable income taxes | $3,224,000 | 759 |
| Income before extraordinary items | $6,625,000 | 987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,625,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,641,000 | 712 |
| Cash dividends | $3,856,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 911 |
| Net operating income | $5,844,450 | 1,085 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $47,069,000 | 669 |
| Total interest expense | $25,572,000 | 587 |
| Net interest income | $21,497,000 | 769 |
| Provision for loan and lease losses | $771,000 | 1,131 |
| Total noninterest income | $7,473,000 | 618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,473,000 | 414 |
| Total noninterest expense | $21,742,000 | 636 |
| Salaries and employee benefits | $14,186,000 | 520 |
| Premises and equipment expense | $4,387,000 | 456 |
| Additional noninterest expense | $3,169,000 | 1,292 |
| Pre-tax net operating income | $6,457,000 | 1,072 |
| Securities gains (losses) | $726,000 | 184 |
| Applicable income taxes | $2,299,000 | 865 |
| Income before extraordinary items | $4,884,000 | 1,078 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,884,000 | 1,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,256,000 | 559 |
| Cash dividends | $2,930,000 | 902 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 800 |
| Net operating income | $4,390,320 | 1,159 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,100,000 | 682 |
| Total interest expense | $16,897,000 | 604 |
| Net interest income | $14,203,000 | 794 |
| Provision for loan and lease losses | $446,000 | 1,141 |
| Total noninterest income | $4,931,000 | 647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $4,931,000 | 440 |
| Total noninterest expense | $14,743,000 | 636 |
| Salaries and employee benefits | $9,743,000 | 526 |
| Premises and equipment expense | $2,920,000 | 473 |
| Additional noninterest expense | $2,080,000 | 1,327 |
| Pre-tax net operating income | $3,945,000 | 1,194 |
| Securities gains (losses) | $467,000 | 190 |
| Applicable income taxes | $1,380,000 | 985 |
| Income before extraordinary items | $3,032,000 | 1,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,032,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $887,000 | 488 |
| Cash dividends | $2,150,000 | 824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,709,770 | 1,300 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,344,000 | 687 |
| Total interest expense | $8,415,000 | 599 |
| Net interest income | $6,929,000 | 806 |
| Provision for loan and lease losses | $34,000 | 3,641 |
| Total noninterest income | $2,369,000 | 653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,369,000 | 442 |
| Total noninterest expense | $7,307,000 | 647 |
| Salaries and employee benefits | $4,767,000 | 538 |
| Premises and equipment expense | $1,463,000 | 467 |
| Additional noninterest expense | $1,077,000 | 1,255 |
| Pre-tax net operating income | $1,957,000 | 1,203 |
| Securities gains (losses) | $223,000 | 187 |
| Applicable income taxes | $698,000 | 980 |
| Income before extraordinary items | $1,482,000 | 1,196 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,482,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,008 |
| Cash dividends | $1,400,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,330,360 | 1,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $57,730,000 | 669 |
| Total interest expense | $30,483,000 | 568 |
| Net interest income | $27,247,000 | 815 |
| Provision for loan and lease losses | $1,939,000 | 578 |
| Total noninterest income | $11,946,000 | 539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,946,000 | 369 |
| Total noninterest expense | $27,150,000 | 655 |
| Salaries and employee benefits | $16,805,000 | 565 |
| Premises and equipment expense | $5,509,000 | 464 |
| Additional noninterest expense | $4,836,000 | 1,110 |
| Pre-tax net operating income | $10,104,000 | 968 |
| Securities gains (losses) | $954,000 | 167 |
| Applicable income taxes | $3,592,000 | 822 |
| Income before extraordinary items | $7,466,000 | 1,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,466,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,244,000 | 570 |
| Cash dividends | $1,300,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $6,817,280 | 1,084 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,286,000 | 692 |
| Total interest expense | $21,783,000 | 585 |
| Net interest income | $20,503,000 | 826 |
| Provision for loan and lease losses | $1,478,000 | 532 |
| Total noninterest income | $6,603,000 | 694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,603,000 | 467 |
| Total noninterest expense | $19,664,000 | 687 |
| Salaries and employee benefits | $12,329,000 | 596 |
| Premises and equipment expense | $4,068,000 | 484 |
| Additional noninterest expense | $3,267,000 | 1,228 |
| Pre-tax net operating income | $5,964,000 | 1,281 |
| Securities gains (losses) | $694,000 | 181 |
| Applicable income taxes | $2,012,000 | 1,095 |
| Income before extraordinary items | $4,646,000 | 1,220 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,646,000 | 1,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 455 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $4,160,200 | 1,347 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,393,000 | 695 |
| Total interest expense | $13,756,000 | 587 |
| Net interest income | $13,637,000 | 831 |
| Provision for loan and lease losses | $1,187,000 | 436 |
| Total noninterest income | $4,303,000 | 709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,303,000 | 478 |
| Total noninterest expense | $12,926,000 | 698 |
| Salaries and employee benefits | $8,175,000 | 600 |
| Premises and equipment expense | $2,658,000 | 492 |
| Additional noninterest expense | $2,093,000 | 1,284 |
| Pre-tax net operating income | $3,827,000 | 1,321 |
| Securities gains (losses) | $498,000 | 162 |
| Applicable income taxes | $1,293,000 | 1,126 |
| Income before extraordinary items | $3,032,000 | 1,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,032,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 444 |
| Cash dividends | $500,000 | 2,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,683,400 | 1,389 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,269,000 | 694 |
| Total interest expense | $6,549,000 | 586 |
| Net interest income | $6,720,000 | 842 |
| Provision for loan and lease losses | $418,000 | 593 |
| Total noninterest income | $2,000,000 | 741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000,000 | 498 |
| Total noninterest expense | $6,357,000 | 711 |
| Salaries and employee benefits | $4,044,000 | 610 |
| Premises and equipment expense | $1,318,000 | 500 |
| Additional noninterest expense | $995,000 | 1,324 |
| Pre-tax net operating income | $1,945,000 | 1,271 |
| Securities gains (losses) | $216,000 | 174 |
| Applicable income taxes | $540,000 | 1,306 |
| Income before extraordinary items | $1,621,000 | 1,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,621,000 | 1,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 574 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,459,000 | 1,246 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $47,784,000 | 680 |
| Total interest expense | $21,065,000 | 557 |
| Net interest income | $26,719,000 | 787 |
| Provision for loan and lease losses | $6,398,000 | 196 |
| Total noninterest income | $9,054,000 | 667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,054,000 | 459 |
| Total noninterest expense | $24,815,000 | 688 |
| Salaries and employee benefits | $15,810,000 | 583 |
| Premises and equipment expense | $4,924,000 | 501 |
| Additional noninterest expense | $4,081,000 | 1,270 |
| Pre-tax net operating income | $4,560,000 | 2,002 |
| Securities gains (losses) | $871,000 | 207 |
| Applicable income taxes | $1,756,000 | 1,514 |
| Income before extraordinary items | $3,675,000 | 1,868 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,675,000 | 1,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,738,000 | 219 |
| Cash dividends | $3,740,000 | 864 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,082,720 | 2,167 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $34,905,000 | 676 |
| Total interest expense | $14,868,000 | 557 |
| Net interest income | $20,037,000 | 782 |
| Provision for loan and lease losses | $2,768,000 | 286 |
| Total noninterest income | $6,640,000 | 683 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,640,000 | 463 |
| Total noninterest expense | $18,302,000 | 688 |
| Salaries and employee benefits | $11,598,000 | 587 |
| Premises and equipment expense | $3,637,000 | 504 |
| Additional noninterest expense | $3,067,000 | 1,250 |
| Pre-tax net operating income | $5,607,000 | 1,281 |
| Securities gains (losses) | $652,000 | 223 |
| Applicable income taxes | $1,985,000 | 1,080 |
| Income before extraordinary items | $4,274,000 | 1,262 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,274,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,718,000 | 252 |
| Cash dividends | $3,041,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,830,640 | 1,377 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,633,000 | 675 |
| Total interest expense | $9,251,000 | 555 |
| Net interest income | $13,382,000 | 772 |
| Provision for loan and lease losses | $2,306,000 | 240 |
| Total noninterest income | $4,346,000 | 687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,346,000 | 466 |
| Total noninterest expense | $11,786,000 | 705 |
| Salaries and employee benefits | $7,291,000 | 613 |
| Premises and equipment expense | $2,396,000 | 503 |
| Additional noninterest expense | $2,099,000 | 1,194 |
| Pre-tax net operating income | $3,636,000 | 1,285 |
| Securities gains (losses) | $397,000 | 259 |
| Applicable income taxes | $1,214,000 | 1,154 |
| Income before extraordinary items | $2,819,000 | 1,248 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,819,000 | 1,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,499,000 | 197 |
| Cash dividends | $2,741,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,541,100 | 1,353 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,806,000 | 697 |
| Total interest expense | $4,275,000 | 572 |
| Net interest income | $6,531,000 | 794 |
| Provision for loan and lease losses | $129,000 | 1,651 |
| Total noninterest income | $2,120,000 | 679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,120,000 | 460 |
| Total noninterest expense | $6,157,000 | 685 |
| Salaries and employee benefits | $3,887,000 | 581 |
| Premises and equipment expense | $1,167,000 | 512 |
| Additional noninterest expense | $1,103,000 | 1,121 |
| Pre-tax net operating income | $2,365,000 | 990 |
| Securities gains (losses) | $164,000 | 285 |
| Applicable income taxes | $830,000 | 878 |
| Income before extraordinary items | $1,699,000 | 1,026 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,699,000 | 1,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 501 |
| Cash dividends | $1,641,000 | 438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,589,120 | 1,056 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $41,284,000 | 674 |
| Total interest expense | $14,657,000 | 561 |
| Net interest income | $26,627,000 | 730 |
| Provision for loan and lease losses | $1,324,000 | 812 |
| Total noninterest income | $8,823,000 | 677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,823,000 | 452 |
| Total noninterest expense | $23,975,000 | 682 |
| Salaries and employee benefits | $15,653,000 | 553 |
| Premises and equipment expense | $4,621,000 | 508 |
| Additional noninterest expense | $3,701,000 | 1,349 |
| Pre-tax net operating income | $10,151,000 | 865 |
| Securities gains (losses) | $827,000 | 316 |
| Applicable income taxes | $3,803,000 | 746 |
| Income before extraordinary items | $7,175,000 | 917 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,175,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $986,000 | 788 |
| Cash dividends | $2,725,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,637,450 | 965 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,235,000 | 686 |
| Total interest expense | $10,613,000 | 569 |
| Net interest income | $19,622,000 | 740 |
| Provision for loan and lease losses | $1,128,000 | 690 |
| Total noninterest income | $6,537,000 | 686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,537,000 | 461 |
| Total noninterest expense | $17,771,000 | 682 |
| Salaries and employee benefits | $11,562,000 | 559 |
| Premises and equipment expense | $3,475,000 | 512 |
| Additional noninterest expense | $2,734,000 | 1,355 |
| Pre-tax net operating income | $7,260,000 | 914 |
| Securities gains (losses) | $593,000 | 384 |
| Applicable income taxes | $2,721,000 | 788 |
| Income before extraordinary items | $5,132,000 | 970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,132,000 | 971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $718,000 | 726 |
| Cash dividends | $2,725,000 | 754 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,746,550 | 1,009 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,699,000 | 691 |
| Total interest expense | $6,843,000 | 583 |
| Net interest income | $12,856,000 | 743 |
| Provision for loan and lease losses | $949,000 | 543 |
| Total noninterest income | $4,349,000 | 690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,349,000 | 458 |
| Total noninterest expense | $11,688,000 | 693 |
| Salaries and employee benefits | $7,609,000 | 568 |
| Premises and equipment expense | $2,308,000 | 512 |
| Additional noninterest expense | $1,771,000 | 1,370 |
| Pre-tax net operating income | $4,568,000 | 955 |
| Securities gains (losses) | $478,000 | 367 |
| Applicable income taxes | $1,762,000 | 797 |
| Income before extraordinary items | $3,284,000 | 997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,284,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 679 |
| Cash dividends | $1,750,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,973,300 | 1,065 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,651,000 | 721 |
| Total interest expense | $3,307,000 | 617 |
| Net interest income | $6,344,000 | 767 |
| Provision for loan and lease losses | $607,000 | 439 |
| Total noninterest income | $2,083,000 | 700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,083,000 | 469 |
| Total noninterest expense | $6,064,000 | 675 |
| Salaries and employee benefits | $3,987,000 | 559 |
| Premises and equipment expense | $1,174,000 | 510 |
| Additional noninterest expense | $903,000 | 1,345 |
| Pre-tax net operating income | $1,756,000 | 1,197 |
| Securities gains (losses) | $245,000 | 430 |
| Applicable income taxes | $688,000 | 996 |
| Income before extraordinary items | $1,313,000 | 1,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,313,000 | 1,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 678 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,151,300 | 1,324 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $40,332,000 | 693 |
| Total interest expense | $14,939,000 | 599 |
| Net interest income | $25,393,000 | 751 |
| Provision for loan and lease losses | $2,761,000 | 516 |
| Total noninterest income | $10,456,000 | 626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $10,456,000 | 430 |
| Total noninterest expense | $26,126,000 | 642 |
| Salaries and employee benefits | $16,785,000 | 522 |
| Premises and equipment expense | $5,306,000 | 444 |
| Additional noninterest expense | $4,035,000 | 1,233 |
| Pre-tax net operating income | $6,962,000 | 1,206 |
| Securities gains (losses) | $1,821,000 | 315 |
| Applicable income taxes | $2,977,000 | 932 |
| Income before extraordinary items | $5,806,000 | 1,111 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,806,000 | 1,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,211,000 | 384 |
| Cash dividends | $2,334,000 | 1,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,604,140 | 1,315 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,646,000 | 704 |
| Total interest expense | $11,554,000 | 611 |
| Net interest income | $19,092,000 | 758 |
| Provision for loan and lease losses | $2,127,000 | 509 |
| Total noninterest income | $8,662,000 | 614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,662,000 | 420 |
| Total noninterest expense | $20,953,000 | 615 |
| Salaries and employee benefits | $13,758,000 | 497 |
| Premises and equipment expense | $3,981,000 | 451 |
| Additional noninterest expense | $3,214,000 | 1,177 |
| Pre-tax net operating income | $4,674,000 | 1,386 |
| Securities gains (losses) | $1,555,000 | 331 |
| Applicable income taxes | $2,028,000 | 1,051 |
| Income before extraordinary items | $4,201,000 | 1,185 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,201,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,595,000 | 363 |
| Cash dividends | $1,819,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,159,150 | 1,469 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,617,000 | 700 |
| Total interest expense | $7,943,000 | 611 |
| Net interest income | $12,674,000 | 760 |
| Provision for loan and lease losses | $1,690,000 | 438 |
| Total noninterest income | $5,690,000 | 615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,690,000 | 425 |
| Total noninterest expense | $13,931,000 | 619 |
| Salaries and employee benefits | $8,969,000 | 505 |
| Premises and equipment expense | $2,724,000 | 445 |
| Additional noninterest expense | $2,238,000 | 1,130 |
| Pre-tax net operating income | $2,743,000 | 1,535 |
| Securities gains (losses) | $987,000 | 363 |
| Applicable income taxes | $1,181,000 | 1,192 |
| Income before extraordinary items | $2,549,000 | 1,296 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,549,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,329,000 | 298 |
| Cash dividends | $1,509,000 | 925 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,877,840 | 1,620 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,454,000 | 696 |
| Total interest expense | $4,085,000 | 612 |
| Net interest income | $6,369,000 | 748 |
| Provision for loan and lease losses | $391,000 | 749 |
| Total noninterest income | $2,592,000 | 651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,592,000 | 458 |
| Total noninterest expense | $6,595,000 | 638 |
| Salaries and employee benefits | $4,108,000 | 538 |
| Premises and equipment expense | $1,254,000 | 480 |
| Additional noninterest expense | $1,233,000 | 994 |
| Pre-tax net operating income | $1,975,000 | 1,102 |
| Securities gains (losses) | $623,000 | 302 |
| Applicable income taxes | $819,000 | 939 |
| Income before extraordinary items | $1,779,000 | 946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,779,000 | 945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $746,000 | 375 |
| Cash dividends | $649,000 | 995 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,355,360 | 1,139 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,691,000 | 666 |
| Total interest expense | $18,324,000 | 620 |
| Net interest income | $27,367,000 | 688 |
| Provision for loan and lease losses | $2,698,000 | 595 |
| Total noninterest income | $12,252,000 | 551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,252,000 | 391 |
| Total noninterest expense | $28,707,000 | 577 |
| Salaries and employee benefits | $17,136,000 | 499 |
| Premises and equipment expense | $4,879,000 | 478 |
| Additional noninterest expense | $6,692,000 | 763 |
| Pre-tax net operating income | $8,214,000 | 1,028 |
| Securities gains (losses) | $1,784,000 | 300 |
| Applicable income taxes | $3,523,000 | 802 |
| Income before extraordinary items | $6,475,000 | 968 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,475,000 | 969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,379,000 | 309 |
| Cash dividends | $2,161,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,315,400 | 1,136 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $54,404,000 | 649 |
| Total interest expense | $31,196,000 | 559 |
| Net interest income | $23,208,000 | 764 |
| Provision for loan and lease losses | $2,968,000 | 517 |
| Total noninterest income | $10,513,000 | 583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,513,000 | 408 |
| Total noninterest expense | $24,263,000 | 657 |
| Salaries and employee benefits | $15,302,000 | 517 |
| Premises and equipment expense | $5,166,000 | 452 |
| Additional noninterest expense | $3,795,000 | 1,251 |
| Pre-tax net operating income | $6,490,000 | 1,150 |
| Securities gains (losses) | $847,000 | 442 |
| Applicable income taxes | $2,792,000 | 892 |
| Income before extraordinary items | $4,545,000 | 1,195 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,545,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,130,000 | 352 |
| Cash dividends | $2,462,000 | 1,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,002,920 | 1,307 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $56,609,000 | 652 |
| Total interest expense | $33,308,000 | 581 |
| Net interest income | $23,301,000 | 757 |
| Provision for loan and lease losses | $3,298,000 | 428 |
| Total noninterest income | $9,735,000 | 597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $9,735,000 | 427 |
| Total noninterest expense | $21,221,000 | 723 |
| Salaries and employee benefits | $12,962,000 | 557 |
| Premises and equipment expense | $4,938,000 | 465 |
| Additional noninterest expense | $3,321,000 | 1,355 |
| Pre-tax net operating income | $8,517,000 | 910 |
| Securities gains (losses) | $187,000 | 424 |
| Applicable income taxes | $3,254,000 | 778 |
| Income before extraordinary items | $5,450,000 | 984 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,450,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,881,000 | 278 |
| Cash dividends | $3,428,000 | 863 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,330,320 | 1,003 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $48,500,000 | 717 |
| Total interest expense | $26,454,000 | 629 |
| Net interest income | $22,046,000 | 797 |
| Provision for loan and lease losses | $12,400,000 | 172 |
| Total noninterest income | $17,950,000 | 423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $17,950,000 | 322 |
| Total noninterest expense | $19,270,000 | 781 |
| Salaries and employee benefits | $11,934,000 | 602 |
| Premises and equipment expense | $4,671,000 | 485 |
| Additional noninterest expense | $2,665,000 | 1,673 |
| Pre-tax net operating income | $8,326,000 | 961 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $2,798,000 | 931 |
| Income before extraordinary items | $5,524,000 | 1,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,524,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,951,000 | 165 |
| Cash dividends | $4,122,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,526,640 | 985 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $45,322,000 | 741 |
| Total interest expense | $24,943,000 | 666 |
| Net interest income | $20,379,000 | 838 |
| Provision for loan and lease losses | $6,617,000 | 263 |
| Total noninterest income | $11,759,000 | 541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $11,759,000 | 404 |
| Total noninterest expense | $17,056,000 | 844 |
| Salaries and employee benefits | $10,468,000 | 666 |
| Premises and equipment expense | $4,184,000 | 530 |
| Additional noninterest expense | $2,404,000 | 1,765 |
| Pre-tax net operating income | $8,465,000 | 924 |
| Securities gains (losses) | $35,000 | 2,006 |
| Applicable income taxes | $2,813,000 | 922 |
| Income before extraordinary items | $5,687,000 | 949 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,687,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,657,000 | 338 |
| Cash dividends | $4,334,000 | 719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,663,550 | 922 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,780,000 | 769 |
| Total interest expense | $25,980,000 | 646 |
| Net interest income | $18,800,000 | 952 |
| Provision for loan and lease losses | $1,869,000 | 620 |
| Total noninterest income | $6,781,000 | 750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $6,781,000 | 516 |
| Total noninterest expense | $15,259,000 | 925 |
| Salaries and employee benefits | $9,382,000 | 734 |
| Premises and equipment expense | $3,311,000 | 627 |
| Additional noninterest expense | $2,566,000 | 1,657 |
| Pre-tax net operating income | $8,453,000 | 968 |
| Securities gains (losses) | $140,000 | 843 |
| Applicable income taxes | $2,691,000 | 1,029 |
| Income before extraordinary items | $5,902,000 | 937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,902,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,389,000 | 635 |
| Cash dividends | $4,228,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,805,400 | 928 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $43,420,000 | 820 |
| Total interest expense | $25,347,000 | 696 |
| Net interest income | $18,073,000 | 1,017 |
| Provision for loan and lease losses | $744,000 | 1,271 |
| Total noninterest income | $4,751,000 | 981 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $4,751,000 | 668 |
| Total noninterest expense | $17,164,000 | 897 |
| Salaries and employee benefits | $8,156,000 | 842 |
| Premises and equipment expense | $2,628,000 | 826 |
| Additional noninterest expense | $6,380,000 | 948 |
| Pre-tax net operating income | $4,916,000 | 1,468 |
| Securities gains (losses) | $490,000 | 424 |
| Applicable income taxes | $1,918,000 | 1,289 |
| Income before extraordinary items | $3,488,000 | 1,419 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,488,000 | 1,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 10,842 |
| Cash dividends | $2,854,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,169,500 | 1,536 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,552,000 | 893 |
| Total interest expense | $26,412,000 | 699 |
| Net interest income | $14,140,000 | 1,276 |
| Provision for loan and lease losses | $-365,000 | 11,886 |
| Total noninterest income | $3,705,000 | 1,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,705,000 | 787 |
| Total noninterest expense | $12,754,000 | 1,158 |
| Salaries and employee benefits | $6,274,000 | 1,092 |
| Premises and equipment expense | $2,167,000 | 988 |
| Additional noninterest expense | $4,313,000 | 1,261 |
| Pre-tax net operating income | $5,456,000 | 1,404 |
| Securities gains (losses) | $513,000 | 347 |
| Applicable income taxes | $2,285,000 | 1,123 |
| Income before extraordinary items | $3,684,000 | 1,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,684,000 | 1,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,985 |
| Cash dividends | $2,522,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,355,680 | 1,500 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $35,715,000 | 897 |
| Total interest expense | $21,053,000 | 686 |
| Net interest income | $14,662,000 | 1,238 |
| Provision for loan and lease losses | $-100,000 | 12,140 |
| Total noninterest income | $3,587,000 | 1,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,587,000 | 782 |
| Total noninterest expense | $12,474,000 | 1,198 |
| Salaries and employee benefits | $6,217,000 | 1,091 |
| Premises and equipment expense | $2,206,000 | 970 |
| Additional noninterest expense | $4,051,000 | 1,400 |
| Pre-tax net operating income | $5,875,000 | 1,273 |
| Securities gains (losses) | $175,000 | 540 |
| Applicable income taxes | $2,350,000 | 1,049 |
| Income before extraordinary items | $3,700,000 | 1,355 |
| Extraordinary gains, net | $83,000 | 128 |
| Net income | $3,783,000 | 1,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 1,491 |
| Cash dividends | $2,854,000 | 849 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 704 |
| Net operating income | $3,588,000 | 1,404 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,404,000 | 864 |
| Total interest expense | $21,461,000 | 675 |
| Net interest income | $16,943,000 | 1,086 |
| Provision for loan and lease losses | $735,000 | 1,609 |
| Total noninterest income | $2,975,000 | 1,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,975,000 | 964 |
| Total noninterest expense | $12,258,000 | 1,258 |
| Salaries and employee benefits | $5,921,000 | 1,146 |
| Premises and equipment expense | $2,282,000 | 968 |
| Additional noninterest expense | $4,055,000 | 1,499 |
| Pre-tax net operating income | $6,925,000 | 1,026 |
| Securities gains (losses) | $394,000 | 1,063 |
| Applicable income taxes | $2,627,000 | 962 |
| Income before extraordinary items | $4,692,000 | 1,107 |
| Extraordinary gains, net | $664,000 | 338 |
| Net income | $5,356,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,930 |
| Cash dividends | $4,182,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 829 |
| Net operating income | $4,439,840 | 1,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $42,497,000 | 894 |
| Total interest expense | $25,720,000 | 736 |
| Net interest income | $16,777,000 | 1,109 |
| Provision for loan and lease losses | $1,872,000 | 1,216 |
| Total noninterest income | $3,455,000 | 1,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,455,000 | 863 |
| Total noninterest expense | $13,085,000 | 1,218 |
| Salaries and employee benefits | $5,929,000 | 1,130 |
| Premises and equipment expense | $2,277,000 | 998 |
| Additional noninterest expense | $4,879,000 | 1,353 |
| Pre-tax net operating income | $5,275,000 | 1,218 |
| Securities gains (losses) | $223,000 | 1,860 |
| Applicable income taxes | $1,701,000 | 1,306 |
| Income before extraordinary items | $3,797,000 | 1,231 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,797,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,622,000 | 1,134 |
| Cash dividends | $1,238,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $11,218,000 | 79 |
| Net operating income | $3,643,130 | 1,183 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.