Home > Home Federal Bank > Net charge- offs to loans
Home Federal Bank, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0128% | 2,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2931% | 218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0977% | 5,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3863% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0039% | 5,064 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0840% | 2,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5389% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 1,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0903% | 5,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4657% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4657% | 1,587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3638% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1143% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 2,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2864% | 698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7852% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1047% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 4,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5249% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5249% | 1,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5025% | 536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 2,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2004% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3638% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1383% | 1,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5806% | 1,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5806% | 1,097 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7308% | 407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0933% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 1,683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1728% | 928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1954% | 825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0059% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8038% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8038% | 829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3686% | 445 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1469% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0567% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 5,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2899% | 1,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5836% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6595% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6595% | 1,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6252% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 2,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 2,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6822% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5987% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5987% | 1,322 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4476% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4404% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0228% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4793% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4793% | 1,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6845% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2754% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3877% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7681% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1948% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0433% | 5,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3913% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3913% | 1,555 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4078% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0883% | 3,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 3,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0266% | 1,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 5,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2556% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0132% | 1,402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3800% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1086% | 2,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5694% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5694% | 1,762 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0728% | 1,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1372% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 3,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0390% | 1,397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2752% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0199% | 1,238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4068% | 1,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4421% | 1,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5848% | 1,677 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5848% | 1,559 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1318% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1377% | 3,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 3,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2339% | 1,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0124% | 1,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3491% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7005% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6270% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6270% | 1,403 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0247% | 5,659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2363% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3217% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0282% | 1,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5958% | 1,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5958% | 1,328 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0474% | 5,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1114% | 6,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 4,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0180% | 2,332 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 3,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6245% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7411% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5638% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2170% | 2,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5456% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5456% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4557% | 6,379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1762% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0543% | 4,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0198% | 2,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0143% | 2,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7024% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8985% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5996% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4885% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5575% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5575% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3851% | 6,454 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1140% | 6,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 6,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7571% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0198% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6170% | 1,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8727% | 1,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7205% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7205% | 1,472 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1577% | 6,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4000% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 2,830 |
| Percentage Net Loans Charged-off:Construction & development | 4.5853% | 465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0392% | 1,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2574% | 2,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5885% | 655 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 2,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0586% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0280% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0280% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7363% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5101% | 2,950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2619% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2806% | 2,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3842% | 2,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0298% | 1,888 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5688% | 1,994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0851% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1998% | 1,429 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0727% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 3,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1212% | 4,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 3,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3642% | 2,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0397% | 1,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5320% | 1,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8734% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3653% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1880% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2363% | 1,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5297% | 2,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8306% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3534% | 2,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1126% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4774% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9883% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4912% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2422% | 977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0900% | 1,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4395% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7523% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1928% | 2,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2904% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5498% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7551% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1160% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6965% | 2,918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2991% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.2678% | 3,062 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3828% | 2,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2654% | 3,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3764% | 2,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6568% | 1,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0788% | 2,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6829% | 2,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2428% | 3,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.3483% | 2,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2608% | 2,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2443% | 2,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3434% | 2,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7587% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9278% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 2,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 2,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2375% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7041% | 2,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1363% | 1,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2932% | 3,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1935% | 2,936 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2498% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2318% | 2,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3228% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2895% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6981% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1900% | 5,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1164% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0639% | 3,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 3,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2785% | 2,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3749% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2347% | 4,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8453% | 3,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 4,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0891% | 2,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 2,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3199% | 2,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4281% | 1,879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2338% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7899% | 2,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 4,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1640% | 3,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.1350% | 2,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 2,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 1,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5022% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1765% | 3,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9356% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1561% | 3,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.2711% | 1,622 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2728% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 2,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9603% | 2,114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0961% | 8,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0087% | 2,821 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 2,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1980% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7547% | 7,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5449% | 3,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1912% | 3,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0577% | 3,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0120% | 2,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 2,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1770% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4400% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4957% | 3,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 2,170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0848% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6285% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5952% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3327% | 1,523 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 7,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1639% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6982% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 2,501 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 8,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 2,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0604% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7053% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3948% | 3,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 2,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0526% | 1,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0655% | 1,620 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7624% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3156% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 7,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8302% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3501% | 2,948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 2,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 1,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2664% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0576% | 1,842 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 7,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2299% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3987% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3490% | 3,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 7,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1742% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2959% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4299% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3514% | 3,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 1,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 7,985 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2878% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1651% | 742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4402% | 1,228 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 2,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0670% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1466% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3126% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0816% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 1,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3058% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6964% | 524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0599% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8006% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5773% | 3,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5383% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0655% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0435% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0757% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9538% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5907% | 2,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7499% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0527% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0667% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0545% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 1,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8815% | 363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5809% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 1,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1335% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7478% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 1,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1224% | 3,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4971% | 3,829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0738% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0685% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1552% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 3,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4987% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1663% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0903% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1034% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1137% | 1,144 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1760% | 2,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4199% | 3,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1684% | 2,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1017% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 1,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 3,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5261% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4146% | 491 |
| Percentage Net Loans Charged-off:Construction & development | 0.1875% | 482 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2037% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4100% | 2,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0317% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5673% | 1,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5353% | 311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5992% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 2,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 2,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3340% | 2,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9930% | 2,180 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7691% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8020% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4024% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4354% | 2,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1553% | 1,750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4965% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1222% | 8,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3613% | 8,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 8,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0837% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6242% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9316% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 3,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 2,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9122% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5472% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 21.9549% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7455% | 1,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1601% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5197% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0247% | 2,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7584% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0341% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 21.7645% | 55 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8909% | 665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 534 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0678% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0604% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1191% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | 30.8162% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3872% | 166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0634% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0204% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1398% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9973% | 22 |
| Percentage Net Loans Charged-off: Credit card loans | 59.4331% | 8 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8129% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0662% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3293% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9648% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1451% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 15.3616% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3132% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0464% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0443% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9327% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8833% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0070% | 9,907 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1647% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6158% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0733% | 1,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 714 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2435% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4237% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0600% | 1,332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 7,867 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1579% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1693% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5116% | 1,410 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 1,429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 1,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1130% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5880% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7552% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1365% | 4,998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9387% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6299% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 1,251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1254% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1407% | 6,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6549% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0879% | 1,374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 1,297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5053% | 1,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4189% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7947% | 836 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4821% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4432% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1740% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 1,481 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3541% | 1,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2369% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7087% | 1,311 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |