Home > High Point Bank and Trust Company > Income and Expense
High Point Bank and Trust Company, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $19,589,000 | 1,034 |
| Total interest expense | $1,620,000 | 1,320 |
| Net interest income | $17,969,000 | 1,009 |
| Provision for loan and lease losses | $-450,000 | 5,835 |
| Total noninterest income | $8,564,000 | 630 |
| Gross Fiduciary activities income | $2,698,000 | 239 |
| Service charges on deposit accounts | $696,000 | 1,287 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,170,000 | 670 |
| Total noninterest expense | $20,913,000 | 771 |
| Salaries and employee benefits | $13,557,000 | 650 |
| Premises and equipment expense | $2,524,000 | 740 |
| Additional noninterest expense | $4,832,000 | 1,017 |
| Pre-tax net operating income | $6,070,000 | 1,110 |
| Securities gains (losses) | $187,000 | 842 |
| Applicable income taxes | $1,696,000 | 983 |
| Income before extraordinary items | $4,561,000 | 1,196 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,561,000 | 1,196 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,561,000 | 1,196 |
| Net charge-offs | $112,000 | 1,975 |
| Cash dividends | $1,107,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $4,424,490 | 1,193 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $13,205,000 | 1,026 |
| Total interest expense | $1,114,000 | 1,276 |
| Net interest income | $12,091,000 | 1,003 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $5,696,000 | 623 |
| Gross Fiduciary activities income | $1,804,000 | 242 |
| Service charges on deposit accounts | $459,000 | 1,287 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,433,000 | 668 |
| Total noninterest expense | $14,196,000 | 746 |
| Salaries and employee benefits | $9,131,000 | 643 |
| Premises and equipment expense | $1,677,000 | 740 |
| Additional noninterest expense | $3,388,000 | 971 |
| Pre-tax net operating income | $3,541,000 | 1,233 |
| Securities gains (losses) | $12,000 | 2,186 |
| Applicable income taxes | $881,000 | 1,182 |
| Income before extraordinary items | $2,672,000 | 1,331 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,672,000 | 1,331 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,672,000 | 1,331 |
| Net charge-offs | $319,000 | 824 |
| Cash dividends | $756,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,663,000 | 1,288 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 1,023 |
| Total interest expense | $590,000 | 1,208 |
| Net interest income | $6,063,000 | 997 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $3,097,000 | 563 |
| Gross Fiduciary activities income | $937,000 | 235 |
| Service charges on deposit accounts | $237,000 | 1,236 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,923,000 | 585 |
| Total noninterest expense | $7,108,000 | 747 |
| Salaries and employee benefits | $4,614,000 | 641 |
| Premises and equipment expense | $838,000 | 756 |
| Additional noninterest expense | $1,656,000 | 989 |
| Pre-tax net operating income | $2,052,000 | 1,066 |
| Securities gains (losses) | $12,000 | 1,443 |
| Applicable income taxes | $595,000 | 929 |
| Income before extraordinary items | $1,469,000 | 1,207 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,469,000 | 1,207 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,469,000 | 1,208 |
| Net charge-offs | $186,000 | 699 |
| Cash dividends | $351,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,460,480 | 1,176 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $26,868,000 | 973 |
| Total interest expense | $2,685,000 | 1,049 |
| Net interest income | $24,183,000 | 955 |
| Provision for loan and lease losses | $-1,500,000 | 6,075 |
| Total noninterest income | $11,318,000 | 611 |
| Gross Fiduciary activities income | $3,533,000 | 242 |
| Service charges on deposit accounts | $1,039,000 | 1,183 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,746,000 | 653 |
| Total noninterest expense | $31,595,000 | 659 |
| Salaries and employee benefits | $19,987,000 | 562 |
| Premises and equipment expense | $3,397,000 | 726 |
| Additional noninterest expense | $8,211,000 | 801 |
| Pre-tax net operating income | $5,406,000 | 1,481 |
| Securities gains (losses) | $200,000 | 748 |
| Applicable income taxes | $949,000 | 1,635 |
| Income before extraordinary items | $4,657,000 | 1,424 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,657,000 | 1,424 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,657,000 | 1,424 |
| Net charge-offs | $423,000 | 1,313 |
| Cash dividends | $1,458,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,491,000 | 1,446 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,109,000 | 979 |
| Total interest expense | $2,080,000 | 1,026 |
| Net interest income | $18,029,000 | 963 |
| Provision for loan and lease losses | $-800,000 | 6,136 |
| Total noninterest income | $8,648,000 | 619 |
| Gross Fiduciary activities income | $2,706,000 | 241 |
| Service charges on deposit accounts | $794,000 | 1,173 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,148,000 | 647 |
| Total noninterest expense | $22,750,000 | 693 |
| Salaries and employee benefits | $14,505,000 | 590 |
| Premises and equipment expense | $2,541,000 | 737 |
| Additional noninterest expense | $5,704,000 | 858 |
| Pre-tax net operating income | $4,727,000 | 1,333 |
| Securities gains (losses) | $177,000 | 706 |
| Applicable income taxes | $1,035,000 | 1,339 |
| Income before extraordinary items | $3,869,000 | 1,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,869,000 | 1,332 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,869,000 | 1,332 |
| Net charge-offs | $1,221,000 | 419 |
| Cash dividends | $1,107,000 | 1,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,729,170 | 1,338 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,384,000 | 977 |
| Total interest expense | $1,455,000 | 977 |
| Net interest income | $11,929,000 | 965 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $5,619,000 | 637 |
| Gross Fiduciary activities income | $1,762,000 | 248 |
| Service charges on deposit accounts | $525,000 | 1,157 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,332,000 | 664 |
| Total noninterest expense | $15,125,000 | 694 |
| Salaries and employee benefits | $9,719,000 | 580 |
| Premises and equipment expense | $1,675,000 | 753 |
| Additional noninterest expense | $3,731,000 | 874 |
| Pre-tax net operating income | $2,223,000 | 1,746 |
| Securities gains (losses) | $150,000 | 648 |
| Applicable income taxes | $298,000 | 2,131 |
| Income before extraordinary items | $2,075,000 | 1,569 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,075,000 | 1,572 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,075,000 | 1,572 |
| Net charge-offs | $1,055,000 | 334 |
| Cash dividends | $702,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,944,500 | 1,608 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 966 |
| Total interest expense | $785,000 | 910 |
| Net interest income | $5,937,000 | 965 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $2,915,000 | 601 |
| Gross Fiduciary activities income | $904,000 | 247 |
| Service charges on deposit accounts | $265,000 | 1,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,746,000 | 631 |
| Total noninterest expense | $7,654,000 | 687 |
| Salaries and employee benefits | $4,869,000 | 591 |
| Premises and equipment expense | $833,000 | 765 |
| Additional noninterest expense | $1,952,000 | 828 |
| Pre-tax net operating income | $1,048,000 | 1,782 |
| Securities gains (losses) | $91,000 | 619 |
| Applicable income taxes | $125,000 | 2,271 |
| Income before extraordinary items | $1,014,000 | 1,574 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,014,000 | 1,575 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,014,000 | 1,576 |
| Net charge-offs | $459,000 | 383 |
| Cash dividends | $351,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $933,010 | 1,641 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $28,333,000 | 895 |
| Total interest expense | $3,580,000 | 826 |
| Net interest income | $24,753,000 | 885 |
| Provision for loan and lease losses | $900,000 | 932 |
| Total noninterest income | $11,260,000 | 592 |
| Gross Fiduciary activities income | $3,228,000 | 261 |
| Service charges on deposit accounts | $973,000 | 1,328 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,059,000 | 589 |
| Total noninterest expense | $29,687,000 | 690 |
| Salaries and employee benefits | $18,364,000 | 590 |
| Premises and equipment expense | $3,272,000 | 759 |
| Additional noninterest expense | $8,051,000 | 808 |
| Pre-tax net operating income | $5,426,000 | 1,416 |
| Securities gains (losses) | $281,000 | 638 |
| Applicable income taxes | $1,036,000 | 1,510 |
| Income before extraordinary items | $4,671,000 | 1,388 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,671,000 | 1,387 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,671,000 | 1,387 |
| Net charge-offs | $2,445,000 | 425 |
| Cash dividends | $1,242,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,440,580 | 1,432 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $21,439,000 | 888 |
| Total interest expense | $2,722,000 | 824 |
| Net interest income | $18,717,000 | 884 |
| Provision for loan and lease losses | $1,200,000 | 559 |
| Total noninterest income | $8,370,000 | 592 |
| Gross Fiduciary activities income | $2,499,000 | 257 |
| Service charges on deposit accounts | $730,000 | 1,334 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $5,141,000 | 605 |
| Total noninterest expense | $21,843,000 | 699 |
| Salaries and employee benefits | $13,334,000 | 611 |
| Premises and equipment expense | $2,429,000 | 772 |
| Additional noninterest expense | $6,080,000 | 798 |
| Pre-tax net operating income | $4,044,000 | 1,442 |
| Securities gains (losses) | $112,000 | 919 |
| Applicable income taxes | $732,000 | 1,604 |
| Income before extraordinary items | $3,424,000 | 1,412 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,424,000 | 1,411 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,424,000 | 1,412 |
| Net charge-offs | $2,277,000 | 337 |
| Cash dividends | $918,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,332,160 | 1,417 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $14,233,000 | 884 |
| Total interest expense | $1,848,000 | 808 |
| Net interest income | $12,385,000 | 882 |
| Provision for loan and lease losses | $1,200,000 | 387 |
| Total noninterest income | $5,516,000 | 595 |
| Gross Fiduciary activities income | $1,757,000 | 250 |
| Service charges on deposit accounts | $462,000 | 1,385 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $3,297,000 | 609 |
| Total noninterest expense | $14,329,000 | 704 |
| Salaries and employee benefits | $8,811,000 | 613 |
| Premises and equipment expense | $1,626,000 | 768 |
| Additional noninterest expense | $3,892,000 | 828 |
| Pre-tax net operating income | $2,372,000 | 1,570 |
| Securities gains (losses) | $112,000 | 728 |
| Applicable income taxes | $381,000 | 1,814 |
| Income before extraordinary items | $2,103,000 | 1,466 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,103,000 | 1,468 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,103,000 | 1,468 |
| Net charge-offs | $2,843,000 | 216 |
| Cash dividends | $594,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,007,800 | 1,506 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 872 |
| Total interest expense | $962,000 | 790 |
| Net interest income | $6,216,000 | 878 |
| Provision for loan and lease losses | $600,000 | 384 |
| Total noninterest income | $3,009,000 | 548 |
| Gross Fiduciary activities income | $915,000 | 244 |
| Service charges on deposit accounts | $226,000 | 1,389 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,868,000 | 536 |
| Total noninterest expense | $7,155,000 | 715 |
| Salaries and employee benefits | $4,376,000 | 629 |
| Premises and equipment expense | $815,000 | 781 |
| Additional noninterest expense | $1,964,000 | 816 |
| Pre-tax net operating income | $1,470,000 | 1,267 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $276,000 | 1,415 |
| Income before extraordinary items | $1,194,000 | 1,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,194,000 | 1,264 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,194,000 | 1,264 |
| Net charge-offs | $2,059,000 | 173 |
| Cash dividends | $270,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,194,000 | 1,233 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $28,386,000 | 878 |
| Total interest expense | $4,309,000 | 777 |
| Net interest income | $24,077,000 | 889 |
| Provision for loan and lease losses | $2,750,000 | 470 |
| Total noninterest income | $9,676,000 | 689 |
| Gross Fiduciary activities income | $2,962,000 | 261 |
| Service charges on deposit accounts | $1,027,000 | 1,324 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,687,000 | 732 |
| Total noninterest expense | $28,715,000 | 703 |
| Salaries and employee benefits | $17,404,000 | 625 |
| Premises and equipment expense | $3,114,000 | 785 |
| Additional noninterest expense | $8,197,000 | 831 |
| Pre-tax net operating income | $2,288,000 | 2,610 |
| Securities gains (losses) | $356,000 | 612 |
| Applicable income taxes | $42,000 | 3,835 |
| Income before extraordinary items | $2,602,000 | 2,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,602,000 | 2,141 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,602,000 | 2,141 |
| Net charge-offs | $3,864,000 | 430 |
| Cash dividends | $843,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,253,120 | 2,319 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $21,279,000 | 893 |
| Total interest expense | $3,267,000 | 796 |
| Net interest income | $18,012,000 | 902 |
| Provision for loan and lease losses | $2,725,000 | 366 |
| Total noninterest income | $7,740,000 | 667 |
| Gross Fiduciary activities income | $2,235,000 | 257 |
| Service charges on deposit accounts | $770,000 | 1,330 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,735,000 | 691 |
| Total noninterest expense | $21,503,000 | 706 |
| Salaries and employee benefits | $13,052,000 | 631 |
| Premises and equipment expense | $2,300,000 | 801 |
| Additional noninterest expense | $6,151,000 | 829 |
| Pre-tax net operating income | $1,524,000 | 2,891 |
| Securities gains (losses) | $356,000 | 559 |
| Applicable income taxes | $51,000 | 3,714 |
| Income before extraordinary items | $1,829,000 | 2,293 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,829,000 | 2,298 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,829,000 | 2,298 |
| Net charge-offs | $2,650,000 | 472 |
| Cash dividends | $573,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,483,680 | 2,603 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $14,129,000 | 886 |
| Total interest expense | $2,194,000 | 815 |
| Net interest income | $11,935,000 | 892 |
| Provision for loan and lease losses | $1,950,000 | 375 |
| Total noninterest income | $5,368,000 | 651 |
| Gross Fiduciary activities income | $1,500,000 | 259 |
| Service charges on deposit accounts | $492,000 | 1,359 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,376,000 | 660 |
| Total noninterest expense | $14,274,000 | 716 |
| Salaries and employee benefits | $8,504,000 | 638 |
| Premises and equipment expense | $1,674,000 | 728 |
| Additional noninterest expense | $4,096,000 | 819 |
| Pre-tax net operating income | $1,079,000 | 2,743 |
| Securities gains (losses) | $116,000 | 1,013 |
| Applicable income taxes | $-92,000 | 6,756 |
| Income before extraordinary items | $1,287,000 | 2,180 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,287,000 | 2,188 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,287,000 | 2,186 |
| Net charge-offs | $1,516,000 | 568 |
| Cash dividends | $335,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,171,000 | 2,254 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 893 |
| Total interest expense | $1,134,000 | 821 |
| Net interest income | $5,914,000 | 908 |
| Provision for loan and lease losses | $975,000 | 408 |
| Total noninterest income | $3,054,000 | 603 |
| Gross Fiduciary activities income | $710,000 | 267 |
| Service charges on deposit accounts | $254,000 | 1,315 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,090,000 | 568 |
| Total noninterest expense | $7,180,000 | 717 |
| Salaries and employee benefits | $4,382,000 | 628 |
| Premises and equipment expense | $770,000 | 810 |
| Additional noninterest expense | $2,028,000 | 845 |
| Pre-tax net operating income | $813,000 | 2,010 |
| Securities gains (losses) | $41,000 | 1,010 |
| Applicable income taxes | $57,000 | 2,902 |
| Income before extraordinary items | $797,000 | 1,778 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $797,000 | 1,779 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $797,000 | 1,780 |
| Net charge-offs | $1,141,000 | 426 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $758,870 | 1,799 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $29,865,000 | 870 |
| Total interest expense | $5,217,000 | 864 |
| Net interest income | $24,648,000 | 872 |
| Provision for loan and lease losses | $5,625,000 | 461 |
| Total noninterest income | $9,657,000 | 704 |
| Gross Fiduciary activities income | $2,770,000 | 253 |
| Service charges on deposit accounts | $1,059,000 | 1,346 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,828,000 | 733 |
| Total noninterest expense | $27,669,000 | 730 |
| Salaries and employee benefits | $16,994,000 | 618 |
| Premises and equipment expense | $3,069,000 | 787 |
| Additional noninterest expense | $7,606,000 | 914 |
| Pre-tax net operating income | $1,011,000 | 3,997 |
| Securities gains (losses) | $495,000 | 950 |
| Applicable income taxes | $-428,000 | 6,883 |
| Income before extraordinary items | $1,934,000 | 2,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,934,000 | 2,643 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,934,000 | 2,641 |
| Net charge-offs | $6,552,000 | 467 |
| Cash dividends | $1,258,000 | 1,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,439,000 | 3,072 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $22,552,000 | 882 |
| Total interest expense | $3,972,000 | 891 |
| Net interest income | $18,580,000 | 878 |
| Provision for loan and lease losses | $4,425,000 | 453 |
| Total noninterest income | $7,186,000 | 704 |
| Gross Fiduciary activities income | $2,065,000 | 250 |
| Service charges on deposit accounts | $812,000 | 1,324 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,309,000 | 718 |
| Total noninterest expense | $20,730,000 | 724 |
| Salaries and employee benefits | $12,704,000 | 615 |
| Premises and equipment expense | $2,284,000 | 800 |
| Additional noninterest expense | $5,742,000 | 908 |
| Pre-tax net operating income | $611,000 | 4,423 |
| Securities gains (losses) | $404,000 | 888 |
| Applicable income taxes | $-412,000 | 7,030 |
| Income before extraordinary items | $1,427,000 | 2,731 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,427,000 | 2,732 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,427,000 | 2,731 |
| Net charge-offs | $5,519,000 | 426 |
| Cash dividends | $783,000 | 1,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,023,000 | 3,236 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $15,071,000 | 884 |
| Total interest expense | $2,693,000 | 908 |
| Net interest income | $12,378,000 | 877 |
| Provision for loan and lease losses | $3,000,000 | 452 |
| Total noninterest income | $4,860,000 | 692 |
| Gross Fiduciary activities income | $1,392,000 | 251 |
| Service charges on deposit accounts | $534,000 | 1,328 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,934,000 | 705 |
| Total noninterest expense | $13,581,000 | 736 |
| Salaries and employee benefits | $8,376,000 | 619 |
| Premises and equipment expense | $1,502,000 | 814 |
| Additional noninterest expense | $3,703,000 | 935 |
| Pre-tax net operating income | $657,000 | 3,648 |
| Securities gains (losses) | $146,000 | 1,330 |
| Applicable income taxes | $-226,000 | 7,078 |
| Income before extraordinary items | $1,029,000 | 2,575 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,029,000 | 2,575 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,029,000 | 2,575 |
| Net charge-offs | $5,251,000 | 330 |
| Cash dividends | $475,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $883,000 | 2,705 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 889 |
| Total interest expense | $1,397,000 | 908 |
| Net interest income | $6,161,000 | 884 |
| Provision for loan and lease losses | $1,500,000 | 441 |
| Total noninterest income | $2,611,000 | 658 |
| Gross Fiduciary activities income | $717,000 | 248 |
| Service charges on deposit accounts | $271,000 | 1,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,623,000 | 643 |
| Total noninterest expense | $6,814,000 | 735 |
| Salaries and employee benefits | $4,150,000 | 623 |
| Premises and equipment expense | $756,000 | 796 |
| Additional noninterest expense | $1,908,000 | 891 |
| Pre-tax net operating income | $458,000 | 3,051 |
| Securities gains (losses) | $106,000 | 884 |
| Applicable income taxes | $-58,000 | 7,121 |
| Income before extraordinary items | $622,000 | 2,187 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $622,000 | 2,189 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $622,000 | 2,190 |
| Net charge-offs | $4,270,000 | 219 |
| Cash dividends | $238,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $516,000 | 2,415 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $31,530,000 | 886 |
| Total interest expense | $6,189,000 | 985 |
| Net interest income | $25,341,000 | 859 |
| Provision for loan and lease losses | $8,400,000 | 492 |
| Total noninterest income | $4,028,000 | 1,227 |
| Gross Fiduciary activities income | $2,891,000 | 204 |
| Service charges on deposit accounts | $1,153,000 | 1,285 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-16,000 | 6,757 |
| Total noninterest expense | $27,129,000 | 725 |
| Salaries and employee benefits | $16,622,000 | 582 |
| Premises and equipment expense | $3,061,000 | 814 |
| Additional noninterest expense | $7,446,000 | 945 |
| Pre-tax net operating income | $-6,160,000 | 7,113 |
| Securities gains (losses) | $636,000 | 658 |
| Applicable income taxes | $-3,154,000 | 7,280 |
| Income before extraordinary items | $-2,370,000 | 6,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,370,000 | 6,882 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,370,000 | 6,883 |
| Net charge-offs | $7,174,000 | 597 |
| Cash dividends | $1,177,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,777,040 | 6,906 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $23,683,000 | 897 |
| Total interest expense | $4,749,000 | 1,006 |
| Net interest income | $18,934,000 | 876 |
| Provision for loan and lease losses | $7,350,000 | 426 |
| Total noninterest income | $2,184,000 | 1,519 |
| Gross Fiduciary activities income | $2,275,000 | 198 |
| Service charges on deposit accounts | $851,000 | 1,310 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-942,000 | 7,313 |
| Total noninterest expense | $19,943,000 | 733 |
| Salaries and employee benefits | $12,313,000 | 584 |
| Premises and equipment expense | $2,283,000 | 834 |
| Additional noninterest expense | $5,347,000 | 991 |
| Pre-tax net operating income | $-6,175,000 | 7,270 |
| Securities gains (losses) | $512,000 | 636 |
| Applicable income taxes | $-3,027,000 | 7,388 |
| Income before extraordinary items | $-2,636,000 | 7,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,636,000 | 7,120 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-2,636,000 | 7,121 |
| Net charge-offs | $6,172,000 | 528 |
| Cash dividends | $940,000 | 1,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-2,963,680 | 7,135 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $15,978,000 | 898 |
| Total interest expense | $3,227,000 | 1,027 |
| Net interest income | $12,751,000 | 869 |
| Provision for loan and lease losses | $4,100,000 | 524 |
| Total noninterest income | $4,490,000 | 672 |
| Gross Fiduciary activities income | $1,547,000 | 201 |
| Service charges on deposit accounts | $545,000 | 1,340 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,398,000 | 739 |
| Total noninterest expense | $13,406,000 | 738 |
| Salaries and employee benefits | $8,279,000 | 579 |
| Premises and equipment expense | $1,530,000 | 840 |
| Additional noninterest expense | $3,597,000 | 1,009 |
| Pre-tax net operating income | $-265,000 | 6,624 |
| Securities gains (losses) | $127,000 | 975 |
| Applicable income taxes | $-616,000 | 7,368 |
| Income before extraordinary items | $478,000 | 3,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $478,000 | 3,679 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $478,000 | 3,680 |
| Net charge-offs | $4,181,000 | 540 |
| Cash dividends | $702,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $396,720 | 3,897 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 895 |
| Total interest expense | $1,643,000 | 1,045 |
| Net interest income | $6,410,000 | 861 |
| Provision for loan and lease losses | $2,100,000 | 492 |
| Total noninterest income | $2,394,000 | 636 |
| Gross Fiduciary activities income | $778,000 | 206 |
| Service charges on deposit accounts | $280,000 | 1,270 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,336,000 | 678 |
| Total noninterest expense | $6,761,000 | 735 |
| Salaries and employee benefits | $4,166,000 | 585 |
| Premises and equipment expense | $788,000 | 835 |
| Additional noninterest expense | $1,807,000 | 980 |
| Pre-tax net operating income | $-57,000 | 6,570 |
| Securities gains (losses) | $23,000 | 1,043 |
| Applicable income taxes | $-291,000 | 7,421 |
| Income before extraordinary items | $257,000 | 3,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $257,000 | 3,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $257,000 | 3,531 |
| Net charge-offs | $2,491,000 | 472 |
| Cash dividends | $351,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $242,280 | 3,581 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $34,825,000 | 871 |
| Total interest expense | $7,584,000 | 1,090 |
| Net interest income | $27,241,000 | 812 |
| Provision for loan and lease losses | $9,610,000 | 683 |
| Total noninterest income | $9,682,000 | 652 |
| Gross Fiduciary activities income | $2,732,000 | 211 |
| Service charges on deposit accounts | $1,238,000 | 1,210 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,712,000 | 669 |
| Total noninterest expense | $27,473,000 | 724 |
| Salaries and employee benefits | $16,414,000 | 580 |
| Premises and equipment expense | $3,079,000 | 836 |
| Additional noninterest expense | $7,980,000 | 921 |
| Pre-tax net operating income | $-160,000 | 5,995 |
| Securities gains (losses) | $562,000 | 803 |
| Applicable income taxes | $-1,081,000 | 7,332 |
| Income before extraordinary items | $1,483,000 | 2,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,483,000 | 2,530 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,483,000 | 2,535 |
| Net charge-offs | $6,987,000 | 785 |
| Cash dividends | $1,458,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $921,000 | 3,237 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $26,246,000 | 878 |
| Total interest expense | $5,846,000 | 1,094 |
| Net interest income | $20,400,000 | 809 |
| Provision for loan and lease losses | $5,600,000 | 801 |
| Total noninterest income | $7,192,000 | 650 |
| Gross Fiduciary activities income | $2,110,000 | 204 |
| Service charges on deposit accounts | $909,000 | 1,275 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,173,000 | 643 |
| Total noninterest expense | $20,316,000 | 721 |
| Salaries and employee benefits | $12,469,000 | 562 |
| Premises and equipment expense | $2,273,000 | 852 |
| Additional noninterest expense | $5,574,000 | 960 |
| Pre-tax net operating income | $1,676,000 | 2,180 |
| Securities gains (losses) | $158,000 | 1,557 |
| Applicable income taxes | $-89,000 | 7,059 |
| Income before extraordinary items | $1,923,000 | 1,711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,923,000 | 1,715 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,923,000 | 1,715 |
| Net charge-offs | $7,030,000 | 621 |
| Cash dividends | $1,053,000 | 997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,765,000 | 1,775 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $17,766,000 | 875 |
| Total interest expense | $4,023,000 | 1,111 |
| Net interest income | $13,743,000 | 803 |
| Provision for loan and lease losses | $3,400,000 | 858 |
| Total noninterest income | $4,725,000 | 636 |
| Gross Fiduciary activities income | $1,445,000 | 204 |
| Service charges on deposit accounts | $605,000 | 1,293 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,675,000 | 645 |
| Total noninterest expense | $13,569,000 | 723 |
| Salaries and employee benefits | $8,276,000 | 565 |
| Premises and equipment expense | $1,534,000 | 849 |
| Additional noninterest expense | $3,759,000 | 950 |
| Pre-tax net operating income | $1,499,000 | 1,726 |
| Securities gains (losses) | $157,000 | 1,105 |
| Applicable income taxes | $107,000 | 2,725 |
| Income before extraordinary items | $1,549,000 | 1,420 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,549,000 | 1,420 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,549,000 | 1,421 |
| Net charge-offs | $1,712,000 | 1,266 |
| Cash dividends | $702,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,401,420 | 1,482 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,840,000 | 891 |
| Total interest expense | $2,160,000 | 1,087 |
| Net interest income | $6,680,000 | 821 |
| Provision for loan and lease losses | $1,200,000 | 1,029 |
| Total noninterest income | $2,667,000 | 577 |
| Gross Fiduciary activities income | $749,000 | 207 |
| Service charges on deposit accounts | $300,000 | 1,305 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,618,000 | 559 |
| Total noninterest expense | $6,728,000 | 743 |
| Salaries and employee benefits | $4,150,000 | 577 |
| Premises and equipment expense | $766,000 | 874 |
| Additional noninterest expense | $1,812,000 | 975 |
| Pre-tax net operating income | $1,419,000 | 949 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $284,000 | 1,094 |
| Income before extraordinary items | $1,135,000 | 958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,135,000 | 962 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,135,000 | 962 |
| Net charge-offs | $1,475,000 | 799 |
| Cash dividends | $351,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,135,000 | 936 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $37,596,000 | 896 |
| Total interest expense | $11,497,000 | 1,032 |
| Net interest income | $26,099,000 | 829 |
| Provision for loan and lease losses | $9,675,000 | 897 |
| Total noninterest income | $10,259,000 | 625 |
| Gross Fiduciary activities income | $2,349,000 | 224 |
| Service charges on deposit accounts | $1,835,000 | 952 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,075,000 | 615 |
| Total noninterest expense | $26,737,000 | 788 |
| Salaries and employee benefits | $16,447,000 | 573 |
| Premises and equipment expense | $3,076,000 | 877 |
| Additional noninterest expense | $7,214,000 | 1,073 |
| Pre-tax net operating income | $-54,000 | 5,514 |
| Securities gains (losses) | $707,000 | 675 |
| Applicable income taxes | $-722,000 | 7,165 |
| Income before extraordinary items | $1,375,000 | 2,251 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,375,000 | 2,249 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,375,000 | 2,250 |
| Net charge-offs | $7,368,000 | 854 |
| Cash dividends | $2,236,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $668,000 | 3,371 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $28,150,000 | 916 |
| Total interest expense | $9,005,000 | 1,041 |
| Net interest income | $19,145,000 | 858 |
| Provision for loan and lease losses | $8,675,000 | 698 |
| Total noninterest income | $7,107,000 | 672 |
| Gross Fiduciary activities income | $1,765,000 | 221 |
| Service charges on deposit accounts | $1,364,000 | 954 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,978,000 | 694 |
| Total noninterest expense | $20,169,000 | 781 |
| Salaries and employee benefits | $12,560,000 | 585 |
| Premises and equipment expense | $2,319,000 | 881 |
| Additional noninterest expense | $5,290,000 | 1,066 |
| Pre-tax net operating income | $-2,592,000 | 7,192 |
| Securities gains (losses) | $698,000 | 532 |
| Applicable income taxes | $-1,425,000 | 7,647 |
| Income before extraordinary items | $-469,000 | 6,404 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-469,000 | 6,405 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-469,000 | 6,404 |
| Net charge-offs | $4,310,000 | 921 |
| Cash dividends | $1,885,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-915,720 | 6,701 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,763,000 | 934 |
| Total interest expense | $6,280,000 | 1,062 |
| Net interest income | $12,483,000 | 876 |
| Provision for loan and lease losses | $7,775,000 | 540 |
| Total noninterest income | $4,724,000 | 677 |
| Gross Fiduciary activities income | $1,204,000 | 221 |
| Service charges on deposit accounts | $900,000 | 946 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,620,000 | 707 |
| Total noninterest expense | $13,636,000 | 774 |
| Salaries and employee benefits | $8,372,000 | 595 |
| Premises and equipment expense | $1,596,000 | 881 |
| Additional noninterest expense | $3,668,000 | 1,043 |
| Pre-tax net operating income | $-4,204,000 | 7,682 |
| Securities gains (losses) | $506,000 | 504 |
| Applicable income taxes | $-1,871,000 | 7,881 |
| Income before extraordinary items | $-1,827,000 | 7,428 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,827,000 | 7,427 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,827,000 | 7,426 |
| Net charge-offs | $3,865,000 | 700 |
| Cash dividends | $1,534,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,150,840 | 7,515 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,342,000 | 948 |
| Total interest expense | $3,314,000 | 1,045 |
| Net interest income | $6,028,000 | 895 |
| Provision for loan and lease losses | $1,350,000 | 990 |
| Total noninterest income | $2,661,000 | 597 |
| Gross Fiduciary activities income | $661,000 | 213 |
| Service charges on deposit accounts | $443,000 | 929 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,557,000 | 617 |
| Total noninterest expense | $6,707,000 | 745 |
| Salaries and employee benefits | $4,242,000 | 584 |
| Premises and equipment expense | $826,000 | 864 |
| Additional noninterest expense | $1,639,000 | 1,025 |
| Pre-tax net operating income | $632,000 | 1,967 |
| Securities gains (losses) | $673,000 | 256 |
| Applicable income taxes | $288,000 | 1,092 |
| Income before extraordinary items | $1,017,000 | 1,064 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,017,000 | 1,064 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,017,000 | 1,066 |
| Net charge-offs | $1,073,000 | 918 |
| Cash dividends | $767,000 | 594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $492,060 | 2,022 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $43,482,000 | 866 |
| Total interest expense | $18,003,000 | 891 |
| Net interest income | $25,479,000 | 842 |
| Provision for loan and lease losses | $3,665,000 | 1,224 |
| Total noninterest income | $10,006,000 | 594 |
| Gross Fiduciary activities income | $2,808,000 | 215 |
| Service charges on deposit accounts | $1,917,000 | 931 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $5,281,000 | 624 |
| Total noninterest expense | $23,552,000 | 845 |
| Salaries and employee benefits | $15,280,000 | 644 |
| Premises and equipment expense | $2,852,000 | 971 |
| Additional noninterest expense | $5,420,000 | 1,181 |
| Pre-tax net operating income | $8,268,000 | 667 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,208,000 | 620 |
| Income before extraordinary items | $6,060,000 | 667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,060,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,205,000 | 1,217 |
| Cash dividends | $4,158,000 | 669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $6,060,000 | 717 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $33,101,000 | 878 |
| Total interest expense | $14,272,000 | 869 |
| Net interest income | $18,829,000 | 863 |
| Provision for loan and lease losses | $2,895,000 | 925 |
| Total noninterest income | $7,427,000 | 624 |
| Gross Fiduciary activities income | $2,208,000 | 217 |
| Service charges on deposit accounts | $1,420,000 | 941 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,799,000 | 690 |
| Total noninterest expense | $17,855,000 | 822 |
| Salaries and employee benefits | $11,871,000 | 631 |
| Premises and equipment expense | $2,100,000 | 992 |
| Additional noninterest expense | $3,884,000 | 1,178 |
| Pre-tax net operating income | $5,506,000 | 923 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,485,000 | 844 |
| Income before extraordinary items | $4,021,000 | 907 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,021,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,078,000 | 1,244 |
| Cash dividends | $3,402,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,021,000 | 972 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $22,312,000 | 883 |
| Total interest expense | $9,963,000 | 863 |
| Net interest income | $12,349,000 | 872 |
| Provision for loan and lease losses | $1,045,000 | 1,188 |
| Total noninterest income | $4,910,000 | 644 |
| Gross Fiduciary activities income | $1,557,000 | 213 |
| Service charges on deposit accounts | $954,000 | 914 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,399,000 | 742 |
| Total noninterest expense | $11,670,000 | 834 |
| Salaries and employee benefits | $7,821,000 | 638 |
| Premises and equipment expense | $1,370,000 | 1,017 |
| Additional noninterest expense | $2,479,000 | 1,199 |
| Pre-tax net operating income | $4,544,000 | 780 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,322,000 | 732 |
| Income before extraordinary items | $3,222,000 | 842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,222,000 | 841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 1,045 |
| Cash dividends | $2,052,000 | 760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,222,000 | 833 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,471,000 | 870 |
| Total interest expense | $5,246,000 | 868 |
| Net interest income | $6,225,000 | 868 |
| Provision for loan and lease losses | $500,000 | 995 |
| Total noninterest income | $1,793,000 | 825 |
| Gross Fiduciary activities income | $786,000 | 216 |
| Service charges on deposit accounts | $463,000 | 936 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $544,000 | 1,328 |
| Total noninterest expense | $5,170,000 | 940 |
| Salaries and employee benefits | $3,359,000 | 763 |
| Premises and equipment expense | $633,000 | 1,107 |
| Additional noninterest expense | $1,178,000 | 1,212 |
| Pre-tax net operating income | $2,348,000 | 821 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $675,000 | 812 |
| Income before extraordinary items | $1,673,000 | 902 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,673,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 646 |
| Cash dividends | $756,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,673,000 | 857 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $48,376,000 | 867 |
| Total interest expense | $23,643,000 | 837 |
| Net interest income | $24,733,000 | 893 |
| Provision for loan and lease losses | $1,200,000 | 1,247 |
| Total noninterest income | $6,423,000 | 890 |
| Gross Fiduciary activities income | $2,883,000 | 224 |
| Service charges on deposit accounts | $1,892,000 | 941 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,648,000 | 1,566 |
| Total noninterest expense | $19,598,000 | 958 |
| Salaries and employee benefits | $12,736,000 | 774 |
| Premises and equipment expense | $2,354,000 | 1,132 |
| Additional noninterest expense | $4,508,000 | 1,245 |
| Pre-tax net operating income | $10,358,000 | 819 |
| Securities gains (losses) | $-296,000 | 8,305 |
| Applicable income taxes | $3,020,000 | 816 |
| Income before extraordinary items | $7,042,000 | 924 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,042,000 | 922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,802,000 | 488 |
| Cash dividends | $3,748,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,249,200 | 877 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $36,230,000 | 869 |
| Total interest expense | $17,821,000 | 837 |
| Net interest income | $18,409,000 | 896 |
| Provision for loan and lease losses | $900,000 | 978 |
| Total noninterest income | $4,768,000 | 900 |
| Gross Fiduciary activities income | $2,157,000 | 221 |
| Service charges on deposit accounts | $1,396,000 | 943 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,215,000 | 1,584 |
| Total noninterest expense | $14,637,000 | 950 |
| Salaries and employee benefits | $9,529,000 | 773 |
| Premises and equipment expense | $1,765,000 | 1,133 |
| Additional noninterest expense | $3,343,000 | 1,225 |
| Pre-tax net operating income | $7,640,000 | 908 |
| Securities gains (losses) | $-296,000 | 8,414 |
| Applicable income taxes | $2,115,000 | 929 |
| Income before extraordinary items | $5,229,000 | 1,000 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,229,000 | 998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,561,000 | 475 |
| Cash dividends | $2,516,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,439,160 | 947 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $23,962,000 | 882 |
| Total interest expense | $11,602,000 | 856 |
| Net interest income | $12,360,000 | 905 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $3,035,000 | 960 |
| Gross Fiduciary activities income | $1,469,000 | 226 |
| Service charges on deposit accounts | $913,000 | 975 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $653,000 | 1,864 |
| Total noninterest expense | $9,489,000 | 993 |
| Salaries and employee benefits | $6,162,000 | 816 |
| Premises and equipment expense | $1,171,000 | 1,149 |
| Additional noninterest expense | $2,156,000 | 1,283 |
| Pre-tax net operating income | $5,606,000 | 863 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,784,000 | 794 |
| Income before extraordinary items | $3,822,000 | 945 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,822,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-267,000 | 8,548 |
| Cash dividends | $1,798,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,822,000 | 932 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 881 |
| Total interest expense | $5,588,000 | 881 |
| Net interest income | $6,326,000 | 884 |
| Provision for loan and lease losses | $300,000 | 788 |
| Total noninterest income | $1,576,000 | 909 |
| Gross Fiduciary activities income | $790,000 | 215 |
| Service charges on deposit accounts | $448,000 | 961 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $338,000 | 1,797 |
| Total noninterest expense | $4,709,000 | 996 |
| Salaries and employee benefits | $3,055,000 | 831 |
| Premises and equipment expense | $577,000 | 1,173 |
| Additional noninterest expense | $1,077,000 | 1,255 |
| Pre-tax net operating income | $2,893,000 | 823 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $954,000 | 763 |
| Income before extraordinary items | $1,939,000 | 912 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,939,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,571 |
| Cash dividends | $1,080,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,939,000 | 901 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $42,172,000 | 923 |
| Total interest expense | $18,366,000 | 912 |
| Net interest income | $23,806,000 | 932 |
| Provision for loan and lease losses | $1,125,000 | 935 |
| Total noninterest income | $7,911,000 | 743 |
| Gross Fiduciary activities income | $2,506,000 | 231 |
| Service charges on deposit accounts | $1,949,000 | 911 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,456,000 | 907 |
| Total noninterest expense | $19,966,000 | 888 |
| Salaries and employee benefits | $13,044,000 | 717 |
| Premises and equipment expense | $2,518,000 | 993 |
| Additional noninterest expense | $4,404,000 | 1,211 |
| Pre-tax net operating income | $10,626,000 | 934 |
| Securities gains (losses) | $-768,000 | 8,559 |
| Applicable income taxes | $2,821,000 | 990 |
| Income before extraordinary items | $7,037,000 | 1,056 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,037,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $915,000 | 745 |
| Cash dividends | $3,024,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,582,280 | 974 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,735,000 | 953 |
| Total interest expense | $13,051,000 | 934 |
| Net interest income | $17,684,000 | 962 |
| Provision for loan and lease losses | $750,000 | 991 |
| Total noninterest income | $6,261,000 | 725 |
| Gross Fiduciary activities income | $1,911,000 | 230 |
| Service charges on deposit accounts | $1,475,000 | 902 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,875,000 | 842 |
| Total noninterest expense | $15,157,000 | 886 |
| Salaries and employee benefits | $9,887,000 | 721 |
| Premises and equipment expense | $1,893,000 | 1,002 |
| Additional noninterest expense | $3,377,000 | 1,196 |
| Pre-tax net operating income | $8,038,000 | 964 |
| Securities gains (losses) | $-561,000 | 8,641 |
| Applicable income taxes | $2,471,000 | 913 |
| Income before extraordinary items | $5,006,000 | 1,154 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,006,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $848,000 | 535 |
| Cash dividends | $2,133,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,381,870 | 1,068 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $20,141,000 | 946 |
| Total interest expense | $8,246,000 | 935 |
| Net interest income | $11,895,000 | 956 |
| Provision for loan and lease losses | $750,000 | 670 |
| Total noninterest income | $4,219,000 | 717 |
| Gross Fiduciary activities income | $1,287,000 | 240 |
| Service charges on deposit accounts | $970,000 | 902 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,962,000 | 834 |
| Total noninterest expense | $10,036,000 | 891 |
| Salaries and employee benefits | $6,552,000 | 732 |
| Premises and equipment expense | $1,268,000 | 998 |
| Additional noninterest expense | $2,216,000 | 1,218 |
| Pre-tax net operating income | $5,328,000 | 963 |
| Securities gains (losses) | $-382,000 | 8,678 |
| Applicable income taxes | $1,626,000 | 923 |
| Income before extraordinary items | $3,320,000 | 1,157 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,320,000 | 1,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 345 |
| Cash dividends | $1,539,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,575,940 | 1,059 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,895,000 | 938 |
| Total interest expense | $3,986,000 | 919 |
| Net interest income | $5,909,000 | 962 |
| Provision for loan and lease losses | $375,000 | 640 |
| Total noninterest income | $1,920,000 | 762 |
| Gross Fiduciary activities income | $626,000 | 244 |
| Service charges on deposit accounts | $457,000 | 928 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $837,000 | 934 |
| Total noninterest expense | $5,000,000 | 899 |
| Salaries and employee benefits | $3,281,000 | 727 |
| Premises and equipment expense | $647,000 | 975 |
| Additional noninterest expense | $1,072,000 | 1,236 |
| Pre-tax net operating income | $2,454,000 | 1,017 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $810,000 | 925 |
| Income before extraordinary items | $1,644,000 | 1,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,644,000 | 1,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $861,000 | 231 |
| Cash dividends | $945,000 | 801 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,644,000 | 1,112 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,218,000 | 913 |
| Total interest expense | $12,148,000 | 920 |
| Net interest income | $24,070,000 | 893 |
| Provision for loan and lease losses | $1,025,000 | 1,024 |
| Total noninterest income | $6,881,000 | 830 |
| Gross Fiduciary activities income | $2,212,000 | 253 |
| Service charges on deposit accounts | $1,797,000 | 973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,872,000 | 1,052 |
| Total noninterest expense | $19,383,000 | 877 |
| Salaries and employee benefits | $12,392,000 | 725 |
| Premises and equipment expense | $2,506,000 | 963 |
| Additional noninterest expense | $4,485,000 | 1,134 |
| Pre-tax net operating income | $10,543,000 | 938 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,605,000 | 842 |
| Income before extraordinary items | $6,938,000 | 1,045 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,938,000 | 1,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,361,000 | 541 |
| Cash dividends | $3,040,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,938,000 | 1,023 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $26,452,000 | 909 |
| Total interest expense | $8,447,000 | 935 |
| Net interest income | $18,005,000 | 882 |
| Provision for loan and lease losses | $1,350,000 | 565 |
| Total noninterest income | $5,335,000 | 821 |
| Gross Fiduciary activities income | $1,684,000 | 246 |
| Service charges on deposit accounts | $1,334,000 | 980 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,317,000 | 998 |
| Total noninterest expense | $14,067,000 | 897 |
| Salaries and employee benefits | $8,923,000 | 748 |
| Premises and equipment expense | $1,808,000 | 983 |
| Additional noninterest expense | $3,336,000 | 1,129 |
| Pre-tax net operating income | $7,923,000 | 929 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,695,000 | 843 |
| Income before extraordinary items | $5,228,000 | 1,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,228,000 | 1,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,766,000 | 315 |
| Cash dividends | $2,452,000 | 892 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,228,000 | 1,015 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $17,072,000 | 913 |
| Total interest expense | $5,121,000 | 954 |
| Net interest income | $11,951,000 | 874 |
| Provision for loan and lease losses | $975,000 | 526 |
| Total noninterest income | $3,677,000 | 784 |
| Gross Fiduciary activities income | $1,149,000 | 240 |
| Service charges on deposit accounts | $858,000 | 999 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,670,000 | 927 |
| Total noninterest expense | $9,327,000 | 893 |
| Salaries and employee benefits | $5,888,000 | 753 |
| Premises and equipment expense | $1,206,000 | 972 |
| Additional noninterest expense | $2,233,000 | 1,111 |
| Pre-tax net operating income | $5,326,000 | 895 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,815,000 | 829 |
| Income before extraordinary items | $3,511,000 | 993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,511,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,513,000 | 274 |
| Cash dividends | $1,004,000 | 1,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,511,000 | 975 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 919 |
| Total interest expense | $2,322,000 | 1,007 |
| Net interest income | $5,956,000 | 873 |
| Provision for loan and lease losses | $375,000 | 622 |
| Total noninterest income | $1,981,000 | 718 |
| Gross Fiduciary activities income | $620,000 | 234 |
| Service charges on deposit accounts | $406,000 | 1,016 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $955,000 | 815 |
| Total noninterest expense | $4,762,000 | 875 |
| Salaries and employee benefits | $2,947,000 | 753 |
| Premises and equipment expense | $595,000 | 1,000 |
| Additional noninterest expense | $1,220,000 | 1,017 |
| Pre-tax net operating income | $2,800,000 | 841 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $940,000 | 802 |
| Income before extraordinary items | $1,860,000 | 934 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,860,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,352,000 | 193 |
| Cash dividends | $529,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,860,000 | 911 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,552,000 | 952 |
| Total interest expense | $7,094,000 | 1,142 |
| Net interest income | $22,458,000 | 875 |
| Provision for loan and lease losses | $1,450,000 | 740 |
| Total noninterest income | $6,426,000 | 857 |
| Gross Fiduciary activities income | $2,226,000 | 242 |
| Service charges on deposit accounts | $1,565,000 | 1,137 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,635,000 | 1,084 |
| Total noninterest expense | $16,820,000 | 969 |
| Salaries and employee benefits | $10,588,000 | 805 |
| Premises and equipment expense | $2,150,000 | 1,078 |
| Additional noninterest expense | $4,082,000 | 1,205 |
| Pre-tax net operating income | $10,614,000 | 833 |
| Securities gains (losses) | $-50,000 | 8,595 |
| Applicable income taxes | $3,645,000 | 767 |
| Income before extraordinary items | $6,919,000 | 958 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $6,919,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,227,000 | 666 |
| Cash dividends | $1,998,000 | 1,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,951,500 | 909 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $21,683,000 | 968 |
| Total interest expense | $5,080,000 | 1,174 |
| Net interest income | $16,603,000 | 889 |
| Provision for loan and lease losses | $1,150,000 | 669 |
| Total noninterest income | $4,920,000 | 859 |
| Gross Fiduciary activities income | $1,764,000 | 233 |
| Service charges on deposit accounts | $1,142,000 | 1,170 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,014,000 | 1,083 |
| Total noninterest expense | $12,521,000 | 973 |
| Salaries and employee benefits | $7,799,000 | 822 |
| Premises and equipment expense | $1,607,000 | 1,084 |
| Additional noninterest expense | $3,115,000 | 1,177 |
| Pre-tax net operating income | $7,852,000 | 849 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,780,000 | 775 |
| Income before extraordinary items | $5,072,000 | 987 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,072,000 | 988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $933,000 | 602 |
| Cash dividends | $1,458,000 | 1,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,072,000 | 953 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $14,236,000 | 963 |
| Total interest expense | $3,255,000 | 1,215 |
| Net interest income | $10,981,000 | 887 |
| Provision for loan and lease losses | $850,000 | 596 |
| Total noninterest income | $3,257,000 | 855 |
| Gross Fiduciary activities income | $1,063,000 | 254 |
| Service charges on deposit accounts | $690,000 | 1,283 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,504,000 | 985 |
| Total noninterest expense | $8,351,000 | 965 |
| Salaries and employee benefits | $5,162,000 | 827 |
| Premises and equipment expense | $1,080,000 | 1,076 |
| Additional noninterest expense | $2,109,000 | 1,159 |
| Pre-tax net operating income | $5,037,000 | 867 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,780,000 | 794 |
| Income before extraordinary items | $3,257,000 | 1,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,257,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $824,000 | 496 |
| Cash dividends | $918,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,257,000 | 966 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 982 |
| Total interest expense | $1,589,000 | 1,254 |
| Net interest income | $5,493,000 | 899 |
| Provision for loan and lease losses | $550,000 | 479 |
| Total noninterest income | $1,945,000 | 728 |
| Gross Fiduciary activities income | $572,000 | 246 |
| Service charges on deposit accounts | $335,000 | 1,286 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,038,000 | 764 |
| Total noninterest expense | $4,135,000 | 990 |
| Salaries and employee benefits | $2,592,000 | 848 |
| Premises and equipment expense | $535,000 | 1,105 |
| Additional noninterest expense | $1,008,000 | 1,195 |
| Pre-tax net operating income | $2,753,000 | 791 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $985,000 | 740 |
| Income before extraordinary items | $1,768,000 | 918 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,768,000 | 918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 437 |
| Cash dividends | $378,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,768,000 | 873 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $28,629,000 | 986 |
| Total interest expense | $7,497,000 | 1,191 |
| Net interest income | $21,132,000 | 916 |
| Provision for loan and lease losses | $1,200,000 | 979 |
| Total noninterest income | $5,871,000 | 998 |
| Gross Fiduciary activities income | $2,297,000 | 236 |
| Service charges on deposit accounts | $1,423,000 | 1,221 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,151,000 | 1,399 |
| Total noninterest expense | $15,384,000 | 1,059 |
| Salaries and employee benefits | $9,490,000 | 894 |
| Premises and equipment expense | $2,058,000 | 1,108 |
| Additional noninterest expense | $3,836,000 | 1,296 |
| Pre-tax net operating income | $10,419,000 | 829 |
| Securities gains (losses) | $-5,000 | 8,699 |
| Applicable income taxes | $3,700,000 | 785 |
| Income before extraordinary items | $6,714,000 | 963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,714,000 | 966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,447,000 | 697 |
| Cash dividends | $1,534,000 | 1,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,717,200 | 902 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 995 |
| Total interest expense | $5,874,000 | 1,185 |
| Net interest income | $15,768,000 | 935 |
| Provision for loan and lease losses | $900,000 | 969 |
| Total noninterest income | $4,334,000 | 1,044 |
| Gross Fiduciary activities income | $1,674,000 | 251 |
| Service charges on deposit accounts | $1,070,000 | 1,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,590,000 | 1,473 |
| Total noninterest expense | $11,477,000 | 1,064 |
| Salaries and employee benefits | $7,086,000 | 913 |
| Premises and equipment expense | $1,519,000 | 1,130 |
| Additional noninterest expense | $2,872,000 | 1,296 |
| Pre-tax net operating income | $7,725,000 | 868 |
| Securities gains (losses) | $-5,000 | 8,870 |
| Applicable income taxes | $2,784,000 | 827 |
| Income before extraordinary items | $4,936,000 | 1,022 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,936,000 | 1,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,598 |
| Cash dividends | $1,150,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,939,200 | 956 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,617,000 | 991 |
| Total interest expense | $4,112,000 | 1,167 |
| Net interest income | $10,505,000 | 930 |
| Provision for loan and lease losses | $600,000 | 971 |
| Total noninterest income | $3,006,000 | 999 |
| Gross Fiduciary activities income | $1,194,000 | 246 |
| Service charges on deposit accounts | $702,000 | 1,229 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,110,000 | 1,399 |
| Total noninterest expense | $7,659,000 | 1,065 |
| Salaries and employee benefits | $4,699,000 | 915 |
| Premises and equipment expense | $1,027,000 | 1,116 |
| Additional noninterest expense | $1,933,000 | 1,285 |
| Pre-tax net operating income | $5,252,000 | 852 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,890,000 | 808 |
| Income before extraordinary items | $3,362,000 | 996 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,362,000 | 997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,550 |
| Cash dividends | $767,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,362,000 | 917 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,370,000 | 983 |
| Total interest expense | $2,122,000 | 1,158 |
| Net interest income | $5,248,000 | 930 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $1,753,000 | 863 |
| Gross Fiduciary activities income | $805,000 | 211 |
| Service charges on deposit accounts | $336,000 | 1,244 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $612,000 | 1,281 |
| Total noninterest expense | $3,906,000 | 1,039 |
| Salaries and employee benefits | $2,349,000 | 918 |
| Premises and equipment expense | $541,000 | 1,075 |
| Additional noninterest expense | $1,016,000 | 1,205 |
| Pre-tax net operating income | $2,795,000 | 800 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,015,000 | 786 |
| Income before extraordinary items | $1,780,000 | 945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,780,000 | 944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 1,395 |
| Cash dividends | $384,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,780,000 | 875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,833,000 | 960 |
| Total interest expense | $11,487,000 | 973 |
| Net interest income | $20,346,000 | 948 |
| Provision for loan and lease losses | $900,000 | 1,473 |
| Total noninterest income | $5,423,000 | 972 |
| Gross Fiduciary activities income | $1,725,000 | 306 |
| Service charges on deposit accounts | $1,213,000 | 1,347 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,485,000 | 1,134 |
| Total noninterest expense | $14,625,000 | 1,058 |
| Salaries and employee benefits | $9,003,000 | 897 |
| Premises and equipment expense | $1,617,000 | 1,364 |
| Additional noninterest expense | $4,005,000 | 1,209 |
| Pre-tax net operating income | $10,244,000 | 849 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $3,420,000 | 821 |
| Income before extraordinary items | $6,824,000 | 918 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,824,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $552,000 | 1,551 |
| Cash dividends | $1,382,000 | 1,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,824,000 | 879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $37,879,000 | 903 |
| Total interest expense | $19,424,000 | 843 |
| Net interest income | $18,455,000 | 975 |
| Provision for loan and lease losses | $500,000 | 2,196 |
| Total noninterest income | $4,069,000 | 1,167 |
| Gross Fiduciary activities income | $1,704,000 | 315 |
| Service charges on deposit accounts | $1,079,000 | 1,382 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,286,000 | 1,719 |
| Total noninterest expense | $13,451,000 | 1,098 |
| Salaries and employee benefits | $8,513,000 | 873 |
| Premises and equipment expense | $1,503,000 | 1,427 |
| Additional noninterest expense | $3,435,000 | 1,362 |
| Pre-tax net operating income | $8,573,000 | 889 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,885,000 | 867 |
| Income before extraordinary items | $5,688,000 | 964 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,688,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $539,000 | 1,476 |
| Cash dividends | $1,296,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,688,000 | 926 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $38,170,000 | 925 |
| Total interest expense | $18,873,000 | 951 |
| Net interest income | $19,297,000 | 901 |
| Provision for loan and lease losses | $600,000 | 1,605 |
| Total noninterest income | $3,717,000 | 1,131 |
| Gross Fiduciary activities income | $1,758,000 | 304 |
| Service charges on deposit accounts | $935,000 | 1,460 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,024,000 | 1,826 |
| Total noninterest expense | $12,308,000 | 1,133 |
| Salaries and employee benefits | $7,642,000 | 921 |
| Premises and equipment expense | $1,506,000 | 1,367 |
| Additional noninterest expense | $3,160,000 | 1,421 |
| Pre-tax net operating income | $10,106,000 | 771 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,505,000 | 727 |
| Income before extraordinary items | $6,601,000 | 816 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,601,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 2,140 |
| Cash dividends | $2,317,000 | 1,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,601,000 | 811 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $34,014,000 | 978 |
| Total interest expense | $15,877,000 | 979 |
| Net interest income | $18,137,000 | 973 |
| Provision for loan and lease losses | $600,000 | 1,498 |
| Total noninterest income | $3,357,000 | 1,236 |
| Gross Fiduciary activities income | $1,384,000 | 386 |
| Service charges on deposit accounts | $895,000 | 1,450 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,078,000 | 1,767 |
| Total noninterest expense | $11,515,000 | 1,205 |
| Salaries and employee benefits | $6,827,000 | 1,012 |
| Premises and equipment expense | $1,522,000 | 1,334 |
| Additional noninterest expense | $3,166,000 | 1,456 |
| Pre-tax net operating income | $9,379,000 | 869 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $3,275,000 | 819 |
| Income before extraordinary items | $6,104,000 | 923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,104,000 | 923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,853 |
| Cash dividends | $1,415,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,104,000 | 910 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $33,461,000 | 985 |
| Total interest expense | $16,482,000 | 961 |
| Net interest income | $16,979,000 | 990 |
| Provision for loan and lease losses | $600,000 | 1,475 |
| Total noninterest income | $3,159,000 | 1,304 |
| Gross Fiduciary activities income | $1,205,000 | 415 |
| Service charges on deposit accounts | $854,000 | 1,473 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,100,000 | 1,733 |
| Total noninterest expense | $11,105,000 | 1,192 |
| Salaries and employee benefits | $6,574,000 | 996 |
| Premises and equipment expense | $1,507,000 | 1,278 |
| Additional noninterest expense | $3,024,000 | 1,439 |
| Pre-tax net operating income | $8,433,000 | 929 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,890,000 | 901 |
| Income before extraordinary items | $5,543,000 | 976 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,543,000 | 975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,880 |
| Cash dividends | $916,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,543,000 | 945 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $32,330,000 | 1,056 |
| Total interest expense | $15,903,000 | 1,028 |
| Net interest income | $16,427,000 | 1,071 |
| Provision for loan and lease losses | $750,000 | 1,253 |
| Total noninterest income | $2,885,000 | 1,327 |
| Gross Fiduciary activities income | $1,082,000 | 444 |
| Service charges on deposit accounts | $795,000 | 1,636 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,008,000 | 1,724 |
| Total noninterest expense | $10,959,000 | 1,208 |
| Salaries and employee benefits | $6,346,000 | 1,041 |
| Premises and equipment expense | $1,449,000 | 1,355 |
| Additional noninterest expense | $3,164,000 | 1,367 |
| Pre-tax net operating income | $7,603,000 | 1,060 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,590,000 | 1,064 |
| Income before extraordinary items | $5,013,000 | 1,106 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,013,000 | 1,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $793,000 | 922 |
| Cash dividends | $879,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,013,000 | 1,076 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $30,789,000 | 1,121 |
| Total interest expense | $14,639,000 | 1,114 |
| Net interest income | $16,150,000 | 1,127 |
| Provision for loan and lease losses | $900,000 | 1,101 |
| Total noninterest income | $3,012,000 | 1,351 |
| Gross Fiduciary activities income | $1,326,000 | 440 |
| Service charges on deposit accounts | $747,000 | 1,812 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $939,000 | 1,895 |
| Total noninterest expense | $10,062,000 | 1,426 |
| Salaries and employee benefits | $6,090,000 | 1,101 |
| Premises and equipment expense | $1,303,000 | 1,560 |
| Additional noninterest expense | $2,669,000 | 1,911 |
| Pre-tax net operating income | $8,200,000 | 938 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,855,000 | 909 |
| Income before extraordinary items | $5,345,000 | 983 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,345,000 | 984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $827,000 | 1,000 |
| Cash dividends | $2,771,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,345,000 | 964 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $30,179,000 | 1,156 |
| Total interest expense | $13,890,000 | 1,201 |
| Net interest income | $16,289,000 | 1,126 |
| Provision for loan and lease losses | $1,100,000 | 877 |
| Total noninterest income | $2,749,000 | 1,436 |
| Gross Fiduciary activities income | $1,098,000 | 515 |
| Service charges on deposit accounts | $787,000 | 1,725 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $864,000 | 1,994 |
| Total noninterest expense | $10,045,000 | 1,413 |
| Salaries and employee benefits | $5,708,000 | 1,173 |
| Premises and equipment expense | $1,144,000 | 1,766 |
| Additional noninterest expense | $3,193,000 | 1,613 |
| Pre-tax net operating income | $7,893,000 | 995 |
| Securities gains (losses) | $-108,000 | 11,517 |
| Applicable income taxes | $2,845,000 | 950 |
| Income before extraordinary items | $4,940,000 | 1,081 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,940,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $865,000 | 963 |
| Cash dividends | $1,814,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,009,120 | 1,053 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,427,000 | 1,232 |
| Total interest expense | $9,982,000 | 1,317 |
| Net interest income | $15,445,000 | 1,183 |
| Provision for loan and lease losses | $500,000 | 1,533 |
| Total noninterest income | $2,711,000 | 1,466 |
| Gross Fiduciary activities income | $1,157,000 | 489 |
| Service charges on deposit accounts | $799,000 | 1,686 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $755,000 | 2,214 |
| Total noninterest expense | $10,665,000 | 1,369 |
| Salaries and employee benefits | $5,611,000 | 1,207 |
| Premises and equipment expense | $1,022,000 | 1,991 |
| Additional noninterest expense | $4,032,000 | 1,405 |
| Pre-tax net operating income | $6,991,000 | 1,086 |
| Securities gains (losses) | $36,000 | 1,361 |
| Applicable income taxes | $2,600,000 | 982 |
| Income before extraordinary items | $4,427,000 | 1,145 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,427,000 | 1,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $1,427,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,403,960 | 1,162 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,001,000 | 1,227 |
| Total interest expense | $10,661,000 | 1,268 |
| Net interest income | $15,340,000 | 1,184 |
| Provision for loan and lease losses | $1,800,000 | 868 |
| Total noninterest income | $2,611,000 | 1,621 |
| Gross Fiduciary activities income | $1,145,000 | 509 |
| Service charges on deposit accounts | $813,000 | 1,687 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $653,000 | 2,721 |
| Total noninterest expense | $10,402,000 | 1,468 |
| Salaries and employee benefits | $5,155,000 | 1,300 |
| Premises and equipment expense | $1,114,000 | 1,876 |
| Additional noninterest expense | $4,133,000 | 1,475 |
| Pre-tax net operating income | $5,749,000 | 1,211 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,130,000 | 1,139 |
| Income before extraordinary items | $3,619,000 | 1,409 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,619,000 | 1,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,691,000 | 603 |
| Cash dividends | $734,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,619,000 | 1,322 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,027,000 | 1,180 |
| Total interest expense | $15,052,000 | 1,187 |
| Net interest income | $15,975,000 | 1,174 |
| Provision for loan and lease losses | $6,666,000 | 495 |
| Total noninterest income | $2,257,000 | 1,787 |
| Gross Fiduciary activities income | $801,000 | 609 |
| Service charges on deposit accounts | $742,000 | 1,824 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $714,000 | 2,495 |
| Total noninterest expense | $10,175,000 | 1,509 |
| Salaries and employee benefits | $4,788,000 | 1,387 |
| Premises and equipment expense | $980,000 | 2,131 |
| Additional noninterest expense | $4,407,000 | 1,492 |
| Pre-tax net operating income | $1,391,000 | 4,339 |
| Securities gains (losses) | $923,000 | 696 |
| Applicable income taxes | $725,000 | 2,866 |
| Income before extraordinary items | $1,589,000 | 2,894 |
| Extraordinary gains, net | $1,000,000 | 127 |
| Net income | $2,589,000 | 1,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,528,000 | 566 |
| Cash dividends | $1,972,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $952,130 | 4,383 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.