Home > High Point Bank and Trust Company > Net charge- offs to loans
High Point Bank and Trust Company, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 3,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2100% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.2935% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1980% | 487 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8256% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 5,291 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2849% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1609% | 5,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0367% | 5,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0922% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0922% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1594% | 758 |
| Percentage Net Loans Charged-off:Construction & development | -0.0372% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0679% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6548% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4802% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0934% | 4,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8343% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8343% | 337 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1459% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1804% | 580 |
| Percentage Net Loans Charged-off:Construction & development | -0.2636% | 5,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8128% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2820% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0060% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1165% | 5,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4188% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4188% | 159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1499% | 1,206 |
| Percentage Net Loans Charged-off:Construction & development | -0.1077% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1625% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6088% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 1,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 779 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2708% | 5,473 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8622% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8622% | 877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3185% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4184% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.4981% | 329 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5748% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7430% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1204% | 5,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0831% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1953% | 5,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1895% | 5,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7623% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7623% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4134% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5466% | 284 |
| Percentage Net Loans Charged-off:Construction & development | -0.1676% | 5,266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8887% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0646% | 4,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0892% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 5,342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2255% | 5,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9421% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9421% | 685 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3578% | 684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5092% | 328 |
| Percentage Net Loans Charged-off:Construction & development | -0.1870% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9056% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1571% | 5,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2413% | 6,109 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3156% | 6,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3558% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4677% | 895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4613% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -1.1128% | 5,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9631% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 2,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0251% | 1,096 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1738% | 1,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5043% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3857% | 313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3857% | 285 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5796% | 641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5323% | 532 |
| Percentage Net Loans Charged-off:Construction & development | -2.1142% | 5,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3173% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 1,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0533% | 931 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1530% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8222% | 760 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5039% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5039% | 249 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0802% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0641% | 233 |
| Percentage Net Loans Charged-off:Construction & development | -1.0157% | 5,811 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9469% | 155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1828% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0073% | 846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2408% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2529% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4709% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4709% | 266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5695% | 201 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6767% | 115 |
| Percentage Net Loans Charged-off:Construction & development | -0.1251% | 5,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8256% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1403% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1622% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2664% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8554% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8554% | 411 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7358% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7342% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.7048% | 967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4588% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8252% | 206 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1947% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5281% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4078% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8628% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7224% | 6,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7224% | 6,453 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6734% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6569% | 800 |
| Percentage Net Loans Charged-off:Construction & development | -0.2778% | 5,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5400% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3521% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1908% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2633% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4866% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7665% | 1,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8942% | 509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8942% | 463 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5767% | 1,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6368% | 887 |
| Percentage Net Loans Charged-off:Construction & development | -0.2647% | 5,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7521% | 667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6029% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8903% | 610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0822% | 989 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1488% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2554% | 1,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5375% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5375% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8690% | 699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9563% | 541 |
| Percentage Net Loans Charged-off:Construction & development | -0.3791% | 5,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1918% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2125% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2204% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1364% | 4,881 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6548% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4835% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6192% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6192% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2336% | 811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9634% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | -0.6287% | 6,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5797% | 1,410 |
| Percentage Net Loans Charged-off: Multi-family residential | 16.3716% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7691% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2774% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9277% | 980 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4983% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6046% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6046% | 423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3822% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9980% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 0.0261% | 2,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7258% | 1,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.9816% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5024% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5360% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4915% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2442% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2951% | 6,545 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2951% | 6,485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9712% | 431 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3611% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.1021% | 1,813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9991% | 785 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.9563% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 1,938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1172% | 1,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4741% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8216% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3026% | 2,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3026% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2099% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9669% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.9638% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7547% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 39.2836% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 6,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 6,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0513% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3584% | 6,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3584% | 6,389 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3743% | 1,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3211% | 1,192 |
| Percentage Net Loans Charged-off:Construction & development | 3.7806% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9975% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8997% | 1,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2925% | 1,485 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1028% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5631% | 1,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9128% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6839% | 232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5870% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4726% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 4.7598% | 908 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0654% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8213% | 1,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2276% | 1,388 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0211% | 1,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0112% | 1,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8233% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3849% | 153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6007% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6216% | 848 |
| Percentage Net Loans Charged-off:Construction & development | 7.0367% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8044% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6085% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8154% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0489% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5490% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4944% | 90 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8779% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0607% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 11.0885% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3507% | 1,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7754% | 1,164 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0134% | 5,243 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0400% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1929% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.4082% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 13.4771% | 70 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2518% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4316% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 3.6513% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9139% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1309% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4947% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1996% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5321% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6670% | 1,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8241% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 4.4593% | 1,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1770% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4889% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9625% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7223% | 2,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1941% | 939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6024% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6170% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.1141% | 2,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 2,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0079% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6394% | 437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4412% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1611% | 948 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0318% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9107% | 1,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 6,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2993% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9878% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9119% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5613% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1647% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2395% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0993% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 2.1894% | 1,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9815% | 1,158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0704% | 869 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5364% | 1,993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2105% | 1,594 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6299% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9434% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8655% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9596% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7458% | 1,917 |
| Percentage Net Loans Charged-off:Construction & development | 1.0054% | 2,158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8733% | 931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0929% | 647 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3832% | 2,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4111% | 1,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9524% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5936% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2849% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9943% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | 1.4417% | 1,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2619% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1381% | 470 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 2,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2037% | 1,086 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2373% | 2,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7727% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0197% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7134% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5644% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 1.5025% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2670% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2740% | 258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2905% | 1,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3690% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1887% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9409% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3768% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2264% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.3416% | 2,201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1787% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2391% | 1,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8104% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2086% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2473% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 3,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 2,092 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0856% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1435% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1805% | 1,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8776% | 1,453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7818% | 969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2500% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1435% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0714% | 1,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2165% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0896% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1126% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6305% | 1,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5589% | 1,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4028% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2067% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3289% | 371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 1,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2259% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2935% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0753% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5203% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4189% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8489% | 286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2102% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0518% | 8,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0726% | 773 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6348% | 1,625 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1669% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3910% | 1,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5090% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0257% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3068% | 121 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0683% | 8,112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0994% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1059% | 8,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3550% | 7,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1507% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1011% | 8,131 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0431% | 8,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5151% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1800% | 8,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2195% | 8,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6117% | 7,922 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7506% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0919% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 7,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1300% | 528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 8,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1108% | 8,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2257% | 6,110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0864% | 8,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9934% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7577% | 2,021 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2389% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0246% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 7,974 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1753% | 6,093 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0153% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2356% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4182% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 2,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0238% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 8,017 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2495% | 6,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8928% | 453 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4426% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7412% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 1,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 904 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4869% | 221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5863% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2917% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0300% | 6,344 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 1,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9321% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0647% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5046% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 2,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0430% | 6,322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0683% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0059% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0855% | 1,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9809% | 526 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0568% | 569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6520% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0253% | 8,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0740% | 8,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 8,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2159% | 323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5935% | 2,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1824% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1206% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1491% | 6,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3537% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4353% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5530% | 159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2947% | 3,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2749% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1901% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5055% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1571% | 8,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1905% | 8,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4152% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9740% | 2,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2177% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2222% | 8,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2684% | 8,713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0238% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1056% | 1,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3279% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3464% | 8,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4163% | 8,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5624% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7080% | 2,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4424% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0893% | 8,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2495% | 8,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2983% | 8,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4597% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5520% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3231% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1703% | 1,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.1083% | 585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4143% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4862% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7618% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 2,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 4,339 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,975 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1682% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1968% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1037% | 3,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4998% | 3,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1869% | 2,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7052% | 2,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 3,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 8,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 8,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4329% | 1,514 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3712% | 3,602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1235% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0240% | 3,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3387% | 3,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5283% | 4,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1314% | 4,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0283% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0231% | 8,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1018% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1171% | 1,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2704% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 3,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 5,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0569% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0850% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3921% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0263% | 6,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0680% | 402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1071% | 1,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2097% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 5,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0332% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 342 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0821% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1073% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2819% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2234% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2672% | 3,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.1971% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1069% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1229% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8250% | 224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6673% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2840% | 3,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0362% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0738% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2328% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3101% | 2,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0487% | 1,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1897% | 1,528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 1,265 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2161% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3798% | 131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7220% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 8,290 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0959% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2413% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6219% | 1,415 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2784% | 1,483 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1085% | 1,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3001% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4886% | 346 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9503% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6550% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0735% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5923% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1185% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1213% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3560% | 312 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0300% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4418% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0032% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1840% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9230% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3769% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9609% | 72 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1681% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9811% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |