Home > High Desert Bank > Income and Expense
High Desert Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $162,000 | 5,526 |
| Total interest expense | $9,000 | 5,519 |
| Net interest income | $153,000 | 5,520 |
| Provision for loan and lease losses | $-108,000 | 5,495 |
| Total noninterest income | $17,000 | 5,328 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $8,000 | 5,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 5,158 |
| Total noninterest expense | $383,000 | 4,968 |
| Salaries and employee benefits | $125,000 | 5,349 |
| Premises and equipment expense | $95,000 | 3,735 |
| Additional noninterest expense | $163,000 | 4,630 |
| Pre-tax net operating income | $-105,000 | 5,509 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-105,000 | 5,488 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-105,000 | 5,488 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-105,000 | 5,488 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-105,000 | 5,495 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $771,000 | 5,551 |
| Total interest expense | $54,000 | 5,517 |
| Net interest income | $717,000 | 5,541 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $158,000 | 5,011 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $31,000 | 5,211 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 4,618 |
| Total noninterest expense | $1,692,000 | 4,912 |
| Salaries and employee benefits | $477,000 | 5,439 |
| Premises and equipment expense | $432,000 | 3,527 |
| Additional noninterest expense | $783,000 | 4,423 |
| Pre-tax net operating income | $-817,000 | 5,593 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $-817,000 | 5,554 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-817,000 | 5,554 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-817,000 | 5,554 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-817,000 | 5,554 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $576,000 | 5,615 |
| Total interest expense | $43,000 | 5,560 |
| Net interest income | $533,000 | 5,609 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $141,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $24,000 | 5,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 4,494 |
| Total noninterest expense | $1,323,000 | 4,904 |
| Salaries and employee benefits | $354,000 | 5,487 |
| Premises and equipment expense | $327,000 | 3,536 |
| Additional noninterest expense | $642,000 | 4,296 |
| Pre-tax net operating income | $-649,000 | 5,666 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $-649,000 | 5,664 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-649,000 | 5,664 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-649,000 | 5,664 |
| Net charge-offs | $-3,000 | 4,449 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-649,000 | 5,664 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $392,000 | 5,660 |
| Total interest expense | $31,000 | 5,590 |
| Net interest income | $361,000 | 5,649 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $80,000 | 5,097 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $14,000 | 5,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,668 |
| Total noninterest expense | $901,000 | 4,922 |
| Salaries and employee benefits | $240,000 | 5,532 |
| Premises and equipment expense | $221,000 | 3,538 |
| Additional noninterest expense | $440,000 | 4,268 |
| Pre-tax net operating income | $-460,000 | 5,721 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $-460,000 | 5,717 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-460,000 | 5,717 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-460,000 | 5,717 |
| Net charge-offs | $-2,000 | 4,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-460,000 | 5,716 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 5,701 |
| Total interest expense | $16,000 | 5,634 |
| Net interest income | $194,000 | 5,696 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $56,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $7,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $486,000 | 4,885 |
| Salaries and employee benefits | $121,000 | 5,592 |
| Premises and equipment expense | $117,000 | 3,483 |
| Additional noninterest expense | $248,000 | 4,080 |
| Pre-tax net operating income | $-236,000 | 5,775 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-236,000 | 5,777 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-236,000 | 5,777 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-236,000 | 5,777 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-236,000 | 5,776 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $852,000 | 5,753 |
| Total interest expense | $84,000 | 5,587 |
| Net interest income | $768,000 | 5,755 |
| Provision for loan and lease losses | $-200,000 | 5,637 |
| Total noninterest income | $690,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $42,000 | 5,278 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $648,000 | 2,935 |
| Total noninterest expense | $2,644,000 | 4,454 |
| Salaries and employee benefits | $1,027,000 | 4,974 |
| Premises and equipment expense | $507,000 | 3,356 |
| Additional noninterest expense | $1,110,000 | 3,989 |
| Pre-tax net operating income | $-986,000 | 5,827 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-986,000 | 5,835 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-986,000 | 5,834 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-986,000 | 5,834 |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-986,000 | 5,829 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $649,000 | 5,818 |
| Total interest expense | $66,000 | 5,620 |
| Net interest income | $583,000 | 5,818 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $532,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $36,000 | 5,251 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $496,000 | 2,907 |
| Total noninterest expense | $2,185,000 | 4,317 |
| Salaries and employee benefits | $901,000 | 4,773 |
| Premises and equipment expense | $388,000 | 3,335 |
| Additional noninterest expense | $896,000 | 3,854 |
| Pre-tax net operating income | $-1,070,000 | 5,929 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-1,070,000 | 5,927 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,070,000 | 5,927 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-1,070,000 | 5,927 |
| Net charge-offs | $159,000 | 1,643 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-1,070,000 | 5,927 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $458,000 | 5,872 |
| Total interest expense | $47,000 | 5,655 |
| Net interest income | $411,000 | 5,870 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $461,000 | 3,174 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $26,000 | 5,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $435,000 | 2,557 |
| Total noninterest expense | $1,587,000 | 4,158 |
| Salaries and employee benefits | $659,000 | 4,667 |
| Premises and equipment expense | $263,000 | 3,311 |
| Additional noninterest expense | $665,000 | 3,641 |
| Pre-tax net operating income | $-715,000 | 6,002 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-715,000 | 6,003 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-715,000 | 6,002 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-715,000 | 6,002 |
| Net charge-offs | $31,000 | 2,491 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-715,000 | 6,000 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $248,000 | 5,899 |
| Total interest expense | $25,000 | 5,669 |
| Net interest income | $223,000 | 5,895 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $287,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $275,000 | 2,199 |
| Total noninterest expense | $805,000 | 4,164 |
| Salaries and employee benefits | $338,000 | 4,667 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $333,000 | 3,650 |
| Pre-tax net operating income | $-295,000 | 6,033 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-295,000 | 6,039 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-295,000 | 6,040 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-295,000 | 6,039 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-295,000 | 6,036 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 5,866 |
| Total interest expense | $81,000 | 5,826 |
| Net interest income | $1,079,000 | 5,840 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $630,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $21,000 | 5,806 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $609,000 | 3,014 |
| Total noninterest expense | $2,526,000 | 4,676 |
| Salaries and employee benefits | $1,265,000 | 4,804 |
| Premises and equipment expense | $451,000 | 3,665 |
| Additional noninterest expense | $810,000 | 4,673 |
| Pre-tax net operating income | $-817,000 | 6,072 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-817,000 | 6,081 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-817,000 | 6,081 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-817,000 | 6,081 |
| Net charge-offs | $-49,000 | 5,560 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $1,418,000 | 181 |
| Net operating income | $-817,000 | 6,078 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $886,000 | 5,938 |
| Total interest expense | $58,000 | 5,941 |
| Net interest income | $828,000 | 5,911 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $480,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $18,000 | 5,848 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $462,000 | 3,015 |
| Total noninterest expense | $1,792,000 | 4,798 |
| Salaries and employee benefits | $923,000 | 4,879 |
| Premises and equipment expense | $329,000 | 3,781 |
| Additional noninterest expense | $540,000 | 4,930 |
| Pre-tax net operating income | $-484,000 | 6,157 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-484,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-484,000 | 6,161 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-484,000 | 6,161 |
| Net charge-offs | $148,000 | 1,811 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $1,418,000 | 142 |
| Net operating income | $-484,000 | 6,153 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $581,000 | 6,003 |
| Total interest expense | $37,000 | 6,024 |
| Net interest income | $544,000 | 5,982 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $374,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $13,000 | 5,880 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $361,000 | 2,808 |
| Total noninterest expense | $1,208,000 | 4,835 |
| Salaries and employee benefits | $620,000 | 4,917 |
| Premises and equipment expense | $211,000 | 3,873 |
| Additional noninterest expense | $377,000 | 4,885 |
| Pre-tax net operating income | $-290,000 | 6,207 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-290,000 | 6,215 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-290,000 | 6,215 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-290,000 | 6,215 |
| Net charge-offs | $206,000 | 1,168 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $757,000 | 150 |
| Net operating income | $-290,000 | 6,204 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,065 |
| Total interest expense | $19,000 | 6,067 |
| Net interest income | $272,000 | 6,032 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $258,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $6,000 | 5,941 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $252,000 | 2,339 |
| Total noninterest expense | $603,000 | 4,878 |
| Salaries and employee benefits | $285,000 | 5,089 |
| Premises and equipment expense | $103,000 | 3,965 |
| Additional noninterest expense | $215,000 | 4,666 |
| Pre-tax net operating income | $-73,000 | 6,190 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-73,000 | 6,218 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-73,000 | 6,219 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-73,000 | 6,219 |
| Net charge-offs | $-9,000 | 5,373 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-73,000 | 6,195 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 6,055 |
| Total interest expense | $83,000 | 6,151 |
| Net interest income | $1,262,000 | 6,013 |
| Provision for loan and lease losses | $25,000 | 4,136 |
| Total noninterest income | $178,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $34,000 | 5,957 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $144,000 | 4,894 |
| Total noninterest expense | $2,285,000 | 5,048 |
| Salaries and employee benefits | $943,000 | 5,465 |
| Premises and equipment expense | $480,000 | 3,730 |
| Additional noninterest expense | $862,000 | 4,762 |
| Pre-tax net operating income | $-870,000 | 6,339 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-870,000 | 6,353 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-870,000 | 6,353 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-870,000 | 6,353 |
| Net charge-offs | $139,000 | 2,855 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $668,000 | 258 |
| Net operating income | $-870,000 | 6,350 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 6,106 |
| Total interest expense | $64,000 | 6,215 |
| Net interest income | $970,000 | 6,062 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $123,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $25,000 | 6,038 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $98,000 | 5,066 |
| Total noninterest expense | $1,702,000 | 5,089 |
| Salaries and employee benefits | $706,000 | 5,489 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $612,000 | 4,908 |
| Pre-tax net operating income | $-609,000 | 6,411 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-609,000 | 6,417 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-609,000 | 6,416 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-609,000 | 6,416 |
| Net charge-offs | $14,000 | 4,011 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $668,000 | 192 |
| Net operating income | $-609,000 | 6,415 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 6,151 |
| Total interest expense | $44,000 | 6,253 |
| Net interest income | $650,000 | 6,105 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $70,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $17,000 | 6,064 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $53,000 | 5,280 |
| Total noninterest expense | $1,182,000 | 5,060 |
| Salaries and employee benefits | $484,000 | 5,485 |
| Premises and equipment expense | $267,000 | 3,560 |
| Additional noninterest expense | $431,000 | 4,796 |
| Pre-tax net operating income | $-462,000 | 6,500 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-462,000 | 6,510 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-462,000 | 6,511 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-462,000 | 6,511 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $658,000 | 133 |
| Net operating income | $-462,000 | 6,509 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $352,000 | 6,204 |
| Total interest expense | $22,000 | 6,326 |
| Net interest income | $330,000 | 6,155 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $25,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $16,000 | 5,685 |
| Total noninterest expense | $548,000 | 5,253 |
| Salaries and employee benefits | $233,000 | 5,615 |
| Premises and equipment expense | $75,000 | 4,812 |
| Additional noninterest expense | $240,000 | 4,593 |
| Pre-tax net operating income | $-193,000 | 6,523 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-193,000 | 6,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-193,000 | 6,531 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-193,000 | 6,531 |
| Net charge-offs | $25,000 | 2,339 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 102 |
| Net operating income | $-193,000 | 6,528 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 6,395 |
| Total interest expense | $107,000 | 6,389 |
| Net interest income | $1,087,000 | 6,366 |
| Provision for loan and lease losses | $423,000 | 2,044 |
| Total noninterest income | $54,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $40,000 | 6,137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $14,000 | 6,307 |
| Total noninterest expense | $1,601,000 | 5,797 |
| Salaries and employee benefits | $540,000 | 6,347 |
| Premises and equipment expense | $221,000 | 5,399 |
| Additional noninterest expense | $840,000 | 4,968 |
| Pre-tax net operating income | $-883,000 | 6,556 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-883,000 | 6,567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-883,000 | 6,568 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-883,000 | 6,568 |
| Net charge-offs | $627,000 | 1,758 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $252,000 | 385 |
| Net operating income | $-883,000 | 6,560 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,451 |
| Total interest expense | $83,000 | 6,456 |
| Net interest income | $836,000 | 6,418 |
| Provision for loan and lease losses | $423,000 | 1,710 |
| Total noninterest income | $43,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $32,000 | 6,162 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,000 | 6,396 |
| Total noninterest expense | $1,154,000 | 5,878 |
| Salaries and employee benefits | $340,000 | 6,532 |
| Premises and equipment expense | $163,000 | 5,464 |
| Additional noninterest expense | $651,000 | 4,911 |
| Pre-tax net operating income | $-698,000 | 6,663 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-698,000 | 6,682 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-698,000 | 6,683 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-698,000 | 6,683 |
| Net charge-offs | $572,000 | 1,462 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-65,000 | 6,828 |
| Net operating income | $-698,000 | 6,670 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $625,000 | 6,481 |
| Total interest expense | $58,000 | 6,485 |
| Net interest income | $567,000 | 6,439 |
| Provision for loan and lease losses | $423,000 | 1,326 |
| Total noninterest income | $29,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $22,000 | 6,164 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $7,000 | 6,439 |
| Total noninterest expense | $757,000 | 5,938 |
| Salaries and employee benefits | $196,000 | 6,674 |
| Premises and equipment expense | $109,000 | 5,472 |
| Additional noninterest expense | $452,000 | 4,840 |
| Pre-tax net operating income | $-584,000 | 6,717 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-584,000 | 6,745 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-584,000 | 6,747 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-584,000 | 6,746 |
| Net charge-offs | $559,000 | 1,171 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 6,898 |
| Net operating income | $-584,000 | 6,728 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $326,000 | 6,501 |
| Total interest expense | $30,000 | 6,548 |
| Net interest income | $296,000 | 6,446 |
| Provision for loan and lease losses | $123,000 | 1,880 |
| Total noninterest income | $14,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $10,000 | 6,250 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,000 | 6,468 |
| Total noninterest expense | $375,000 | 6,020 |
| Salaries and employee benefits | $101,000 | 6,717 |
| Premises and equipment expense | $56,000 | 5,454 |
| Additional noninterest expense | $218,000 | 4,963 |
| Pre-tax net operating income | $-188,000 | 6,715 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-188,000 | 6,742 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-188,000 | 6,743 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-188,000 | 6,743 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 6,992 |
| Net operating income | $-188,000 | 6,722 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 6,462 |
| Total interest expense | $189,000 | 6,449 |
| Net interest income | $1,339,000 | 6,406 |
| Provision for loan and lease losses | $330,000 | 3,252 |
| Total noninterest income | $-94,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-137,000 | 6,766 |
| Total noninterest expense | $1,843,000 | 5,794 |
| Salaries and employee benefits | $421,000 | 6,765 |
| Premises and equipment expense | $299,000 | 4,967 |
| Additional noninterest expense | $1,123,000 | 4,514 |
| Pre-tax net operating income | $-928,000 | 6,646 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-928,000 | 6,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-928,000 | 6,699 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-928,000 | 6,700 |
| Net charge-offs | $379,000 | 3,005 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,363,000 | 185 |
| Net operating income | $-928,000 | 6,664 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 6,530 |
| Total interest expense | $151,000 | 6,528 |
| Net interest income | $1,039,000 | 6,471 |
| Provision for loan and lease losses | $183,000 | 3,617 |
| Total noninterest income | $-109,000 | 7,027 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $32,000 | 6,424 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-141,000 | 6,947 |
| Total noninterest expense | $1,299,000 | 5,931 |
| Salaries and employee benefits | $319,000 | 6,828 |
| Premises and equipment expense | $233,000 | 4,947 |
| Additional noninterest expense | $747,000 | 4,845 |
| Pre-tax net operating income | $-552,000 | 6,709 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-552,000 | 6,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-552,000 | 6,771 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-552,000 | 6,771 |
| Net charge-offs | $244,000 | 3,073 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-552,000 | 6,725 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $799,000 | 6,570 |
| Total interest expense | $105,000 | 6,565 |
| Net interest income | $694,000 | 6,511 |
| Provision for loan and lease losses | $101,000 | 3,817 |
| Total noninterest income | $-128,000 | 7,118 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $19,000 | 6,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-147,000 | 7,042 |
| Total noninterest expense | $901,000 | 5,924 |
| Salaries and employee benefits | $233,000 | 6,823 |
| Premises and equipment expense | $152,000 | 5,022 |
| Additional noninterest expense | $516,000 | 4,779 |
| Pre-tax net operating income | $-436,000 | 6,780 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-436,000 | 6,844 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-436,000 | 6,845 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-436,000 | 6,845 |
| Net charge-offs | $244,000 | 2,527 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-436,000 | 6,801 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 6,618 |
| Total interest expense | $54,000 | 6,624 |
| Net interest income | $350,000 | 6,552 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-212,000 | 7,250 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $7,000 | 6,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-219,000 | 7,216 |
| Total noninterest expense | $446,000 | 5,977 |
| Salaries and employee benefits | $132,000 | 6,769 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $236,000 | 5,000 |
| Pre-tax net operating income | $-308,000 | 6,947 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-308,000 | 6,989 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-308,000 | 6,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-308,000 | 6,989 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-308,000 | 6,959 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 6,579 |
| Total interest expense | $298,000 | 6,560 |
| Net interest income | $1,499,000 | 6,535 |
| Provision for loan and lease losses | $103,000 | 5,312 |
| Total noninterest income | $1,000 | 6,979 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $25,000 | 6,683 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-24,000 | 6,769 |
| Total noninterest expense | $2,199,000 | 5,633 |
| Salaries and employee benefits | $677,000 | 6,529 |
| Premises and equipment expense | $312,000 | 5,153 |
| Additional noninterest expense | $1,210,000 | 4,427 |
| Pre-tax net operating income | $-802,000 | 6,524 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-802,000 | 6,585 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-802,000 | 6,586 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-802,000 | 6,585 |
| Net charge-offs | $496,000 | 3,180 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-802,000 | 6,560 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,378,000 | 6,615 |
| Total interest expense | $239,000 | 6,584 |
| Net interest income | $1,139,000 | 6,565 |
| Provision for loan and lease losses | $102,000 | 4,914 |
| Total noninterest income | $59,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 6,817 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $46,000 | 5,880 |
| Total noninterest expense | $1,770,000 | 5,491 |
| Salaries and employee benefits | $534,000 | 6,480 |
| Premises and equipment expense | $239,000 | 5,137 |
| Additional noninterest expense | $997,000 | 4,182 |
| Pre-tax net operating income | $-674,000 | 6,684 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-674,000 | 6,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-674,000 | 6,759 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-674,000 | 6,759 |
| Net charge-offs | $519,000 | 2,625 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-674,000 | 6,718 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,676 |
| Total interest expense | $168,000 | 6,629 |
| Net interest income | $751,000 | 6,626 |
| Provision for loan and lease losses | $101,000 | 4,360 |
| Total noninterest income | $38,000 | 6,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 6,921 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 5,904 |
| Total noninterest expense | $1,175,000 | 5,560 |
| Salaries and employee benefits | $356,000 | 6,530 |
| Premises and equipment expense | $160,000 | 5,181 |
| Additional noninterest expense | $659,000 | 4,260 |
| Pre-tax net operating income | $-487,000 | 6,785 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-487,000 | 6,836 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-487,000 | 6,835 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-487,000 | 6,836 |
| Net charge-offs | $65,000 | 4,255 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-487,000 | 6,824 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $470,000 | 6,693 |
| Total interest expense | $93,000 | 6,600 |
| Net interest income | $377,000 | 6,653 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 6,969 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $618,000 | 5,477 |
| Salaries and employee benefits | $184,000 | 6,521 |
| Premises and equipment expense | $81,000 | 5,194 |
| Additional noninterest expense | $353,000 | 4,070 |
| Pre-tax net operating income | $-320,000 | 6,955 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-320,000 | 7,001 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-320,000 | 7,001 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-320,000 | 7,001 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-320,000 | 6,987 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,615 |
| Total interest expense | $426,000 | 6,720 |
| Net interest income | $1,736,000 | 6,486 |
| Provision for loan and lease losses | $718,000 | 3,565 |
| Total noninterest income | $46,000 | 7,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 6,173 |
| Total noninterest expense | $1,926,000 | 6,075 |
| Salaries and employee benefits | $717,000 | 6,644 |
| Premises and equipment expense | $314,000 | 5,301 |
| Additional noninterest expense | $895,000 | 5,368 |
| Pre-tax net operating income | $-862,000 | 6,415 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-862,000 | 6,526 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-862,000 | 6,527 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-862,000 | 6,527 |
| Net charge-offs | $173,000 | 4,902 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-862,000 | 6,490 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 6,699 |
| Total interest expense | $331,000 | 6,816 |
| Net interest income | $1,312,000 | 6,562 |
| Provision for loan and lease losses | $718,000 | 3,006 |
| Total noninterest income | $59,000 | 6,987 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $59,000 | 5,825 |
| Total noninterest expense | $1,480,000 | 6,088 |
| Salaries and employee benefits | $515,000 | 6,768 |
| Premises and equipment expense | $235,000 | 5,388 |
| Additional noninterest expense | $730,000 | 5,161 |
| Pre-tax net operating income | $-827,000 | 6,714 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-827,000 | 6,835 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-827,000 | 6,835 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-827,000 | 6,835 |
| Net charge-offs | $173,000 | 4,372 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-827,000 | 6,780 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 6,720 |
| Total interest expense | $226,000 | 6,877 |
| Net interest income | $890,000 | 6,568 |
| Provision for loan and lease losses | $265,000 | 3,809 |
| Total noninterest income | $37,000 | 7,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $933,000 | 6,228 |
| Salaries and employee benefits | $335,000 | 6,859 |
| Premises and equipment expense | $153,000 | 5,476 |
| Additional noninterest expense | $445,000 | 5,400 |
| Pre-tax net operating income | $-271,000 | 6,530 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-271,000 | 6,656 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-271,000 | 6,658 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-271,000 | 6,657 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-271,000 | 6,604 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 6,838 |
| Total interest expense | $118,000 | 6,948 |
| Net interest income | $428,000 | 6,696 |
| Provision for loan and lease losses | $265,000 | 2,597 |
| Total noninterest income | $16,000 | 7,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $469,000 | 6,295 |
| Salaries and employee benefits | $174,000 | 6,882 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $217,000 | 5,494 |
| Pre-tax net operating income | $-290,000 | 6,955 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-290,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-290,000 | 7,066 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-290,000 | 7,065 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-290,000 | 7,026 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 6,826 |
| Total interest expense | $901,000 | 6,241 |
| Net interest income | $1,412,000 | 7,005 |
| Provision for loan and lease losses | $1,689,000 | 2,704 |
| Total noninterest income | $116,000 | 6,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $116,000 | 5,461 |
| Total noninterest expense | $1,987,000 | 6,241 |
| Salaries and employee benefits | $861,000 | 6,555 |
| Premises and equipment expense | $318,000 | 5,516 |
| Additional noninterest expense | $808,000 | 5,807 |
| Pre-tax net operating income | $-2,148,000 | 6,669 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $800,000 | 1,135 |
| Income before extraordinary items | $-2,948,000 | 6,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,948,000 | 6,981 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,948,000 | 6,981 |
| Net charge-offs | $1,508,000 | 2,367 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,948,000 | 6,988 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 6,924 |
| Total interest expense | $741,000 | 6,185 |
| Net interest income | $980,000 | 7,178 |
| Provision for loan and lease losses | $1,469,000 | 2,249 |
| Total noninterest income | $99,000 | 6,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $99,000 | 5,406 |
| Total noninterest expense | $1,536,000 | 6,194 |
| Salaries and employee benefits | $698,000 | 6,425 |
| Premises and equipment expense | $237,000 | 5,583 |
| Additional noninterest expense | $601,000 | 5,813 |
| Pre-tax net operating income | $-1,926,000 | 7,020 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $800,000 | 1,007 |
| Income before extraordinary items | $-2,726,000 | 7,329 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,726,000 | 7,329 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,726,000 | 7,329 |
| Net charge-offs | $1,193,000 | 2,009 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,726,000 | 7,319 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,060 |
| Total interest expense | $545,000 | 6,110 |
| Net interest income | $560,000 | 7,414 |
| Provision for loan and lease losses | $1,011,000 | 2,050 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $72,000 | 5,325 |
| Total noninterest expense | $1,026,000 | 6,237 |
| Salaries and employee benefits | $471,000 | 6,467 |
| Premises and equipment expense | $157,000 | 5,642 |
| Additional noninterest expense | $398,000 | 5,841 |
| Pre-tax net operating income | $-1,405,000 | 7,197 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-534,000 | 7,597 |
| Income before extraordinary items | $-871,000 | 7,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-871,000 | 7,076 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-871,000 | 7,076 |
| Net charge-offs | $835,000 | 1,789 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-871,000 | 7,060 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 7,167 |
| Total interest expense | $280,000 | 6,156 |
| Net interest income | $253,000 | 7,570 |
| Provision for loan and lease losses | $109,000 | 3,757 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $524,000 | 6,154 |
| Salaries and employee benefits | $262,000 | 6,293 |
| Premises and equipment expense | $78,000 | 5,712 |
| Additional noninterest expense | $184,000 | 5,798 |
| Pre-tax net operating income | $-338,000 | 7,119 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-128,000 | 7,607 |
| Income before extraordinary items | $-210,000 | 7,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-210,000 | 7,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-210,000 | 7,050 |
| Net charge-offs | $207,000 | 2,101 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-210,000 | 6,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 7,692 |
| Total interest expense | $600,000 | 7,512 |
| Net interest income | $886,000 | 7,731 |
| Provision for loan and lease losses | $498,000 | 3,820 |
| Total noninterest income | $11,000 | 8,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $1,689,000 | 6,630 |
| Salaries and employee benefits | $853,000 | 6,778 |
| Premises and equipment expense | $288,000 | 5,905 |
| Additional noninterest expense | $548,000 | 6,428 |
| Pre-tax net operating income | $-1,290,000 | 7,139 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-489,000 | 7,490 |
| Income before extraordinary items | $-801,000 | 6,896 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-801,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-801,000 | 7,015 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $946,000 | 7,920 |
| Total interest expense | $353,000 | 7,830 |
| Net interest income | $593,000 | 7,896 |
| Provision for loan and lease losses | $266,000 | 3,760 |
| Total noninterest income | $9,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 7,809 |
| Total noninterest expense | $1,271,000 | 6,613 |
| Salaries and employee benefits | $658,000 | 6,709 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $404,000 | 6,445 |
| Pre-tax net operating income | $-935,000 | 7,491 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-355,000 | 7,795 |
| Income before extraordinary items | $-580,000 | 7,250 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-580,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-580,000 | 7,376 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $571,000 | 8,063 |
| Total interest expense | $181,000 | 8,079 |
| Net interest income | $390,000 | 7,953 |
| Provision for loan and lease losses | $151,000 | 3,590 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,000 | 8,035 |
| Total noninterest expense | $854,000 | 6,657 |
| Salaries and employee benefits | $437,000 | 6,778 |
| Premises and equipment expense | $133,000 | 6,148 |
| Additional noninterest expense | $284,000 | 6,316 |
| Pre-tax net operating income | $-612,000 | 7,688 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-232,000 | 8,008 |
| Income before extraordinary items | $-380,000 | 7,606 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-380,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-380,000 | 7,587 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $226,000 | 8,264 |
| Total interest expense | $61,000 | 8,279 |
| Net interest income | $165,000 | 8,131 |
| Provision for loan and lease losses | $69,000 | 3,338 |
| Total noninterest income | $1,000 | 8,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,000 | 8,110 |
| Total noninterest expense | $412,000 | 6,744 |
| Salaries and employee benefits | $222,000 | 6,780 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $131,000 | 6,512 |
| Pre-tax net operating income | $-315,000 | 7,927 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-120,000 | 8,173 |
| Income before extraordinary items | $-195,000 | 7,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-195,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-195,000 | 7,800 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,485 |
| Total interest expense | $18,000 | 8,487 |
| Net interest income | $203,000 | 8,463 |
| Provision for loan and lease losses | $126,000 | 4,544 |
| Total noninterest income | $8,000 | 8,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,000 | 8,113 |
| Total noninterest expense | $909,000 | 7,777 |
| Salaries and employee benefits | $546,000 | 7,680 |
| Premises and equipment expense | $54,000 | 8,211 |
| Additional noninterest expense | $309,000 | 7,493 |
| Pre-tax net operating income | $-824,000 | 7,977 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-310,000 | 8,215 |
| Income before extraordinary items | $-514,000 | 7,893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-514,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 216 |
| Net operating income | $-514,000 | 7,881 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,000 | 8,557 |
| Total interest expense | $0 | 8,544 |
| Net interest income | $4,000 | 8,555 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $8,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,000 | 8,099 |
| Total noninterest expense | $487,000 | 8,141 |
| Salaries and employee benefits | $323,000 | 7,960 |
| Premises and equipment expense | $10,000 | 8,494 |
| Additional noninterest expense | $154,000 | 7,983 |
| Pre-tax net operating income | $-535,000 | 8,099 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-205,000 | 8,319 |
| Income before extraordinary items | $-330,000 | 8,024 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-330,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 157 |
| Net operating income | $-330,000 | 8,010 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.