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Hickory Point Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,964,0001,400
Total interest expense$8,930,0001,404
Net interest income$21,034,0001,381
Provision for loan and lease losses$03,275
Total noninterest income$8,773,000811
Gross Fiduciary activities income$4,169,000287
Service charges on deposit accounts$343,0002,050
Trading account gains and feesNANA
Additional Noninterest Income$4,261,000976
Total noninterest expense$21,950,0001,118
Salaries and employee benefits$13,494,0001,042
Premises and equipment expense$2,044,0001,198
Additional noninterest expense$4,261,000976
Pre-tax net operating income$7,857,0001,409
Securities gains (losses)$0988
Applicable income taxes$1,888,0001,016
Income before extraordinary items$5,969,0001,529
Extraordinary gains, net$054
Net income$5,969,0001,544
Minority interest net income$088
Net income of bank and minority interests.$5,969,0001,532
Net charge-offs$-1,0003,506
Cash dividends$2,637,0001,310
Sale, conversion, retirement of capital stock, net$99,000414
Net operating income$5,969,0001,557
2023-09-30 (YTD Data)Rank
Total interest income$21,278,0001,430
Total interest expense$5,367,0001,510
Net interest income$15,911,0001,374
Provision for loan and lease losses$03,085
Total noninterest income$6,759,000802
Gross Fiduciary activities income$3,099,000287
Service charges on deposit accounts$256,0002,066
Trading account gains and feesNANA
Additional Noninterest Income$3,404,000954
Total noninterest expense$16,449,0001,116
Salaries and employee benefits$10,136,0001,054
Premises and equipment expense$1,536,0001,197
Additional noninterest expense$3,404,000954
Pre-tax net operating income$6,221,0001,412
Securities gains (losses)$0849
Applicable income taxes$1,500,0001,009
Income before extraordinary items$4,721,0001,523
Extraordinary gains, net$052
Net income$4,721,0001,535
Minority interest net income$081
Net income of bank and minority interests.$4,721,0001,523
Net charge-offs$4,0002,363
Cash dividends$2,169,0001,117
Sale, conversion, retirement of capital stock, net$74,000398
Net operating income$4,721,0001,545
2023-06-30 (YTD Data)Rank
Total interest income$13,681,0001,440
Total interest expense$2,583,0001,714
Net interest income$11,098,0001,341
Provision for loan and lease losses$02,940
Total noninterest income$4,831,000743
Gross Fiduciary activities income$2,176,000276
Service charges on deposit accounts$171,0002,051
Trading account gains and feesNANA
Additional Noninterest Income$2,484,000836
Total noninterest expense$10,896,0001,118
Salaries and employee benefits$6,734,0001,048
Premises and equipment expense$972,0001,245
Additional noninterest expense$2,484,000835
Pre-tax net operating income$5,033,0001,195
Securities gains (losses)$0938
Applicable income taxes$1,248,000875
Income before extraordinary items$3,785,0001,309
Extraordinary gains, net$051
Net income$3,785,0001,322
Minority interest net income$081
Net income of bank and minority interests.$3,785,0001,309
Net charge-offs$4,0002,088
Cash dividends$1,276,0001,214
Sale, conversion, retirement of capital stock, net$49,000385
Net operating income$3,785,0001,327
2023-03-31 (YTD Data)Rank
Total interest income$6,623,0001,463
Total interest expense$908,0001,950
Net interest income$5,715,0001,317
Provision for loan and lease losses$02,612
Total noninterest income$2,299,000757
Gross Fiduciary activities income$1,273,000267
Service charges on deposit accounts$93,0001,981
Trading account gains and feesNANA
Additional Noninterest Income$933,0001,020
Total noninterest expense$5,355,0001,151
Salaries and employee benefits$3,337,0001,077
Premises and equipment expense$511,0001,225
Additional noninterest expense$933,0001,020
Pre-tax net operating income$2,659,0001,179
Securities gains (losses)$0950
Applicable income taxes$661,000872
Income before extraordinary items$1,998,0001,285
Extraordinary gains, net$04
Net income$1,998,0001,284
Minority interest net income$048
Net income of bank and minority interests.$1,998,0001,285
Net charge-offs$3,0001,707
Cash dividends$926,000871
Sale, conversion, retirement of capital stock, net$25,000356
Net operating income$1,998,0001,306
2022-12-31 (YTD Data)Rank
Total interest income$21,091,0001,505
Total interest expense$1,542,0001,880
Net interest income$19,549,0001,463
Provision for loan and lease losses$03,012
Total noninterest income$9,340,000795
Gross Fiduciary activities income$5,102,000268
Service charges on deposit accounts$344,0002,115
Trading account gains and feesNANA
Additional Noninterest Income$3,894,0001,069
Total noninterest expense$20,707,0001,155
Salaries and employee benefits$13,291,0001,062
Premises and equipment expense$1,962,0001,229
Additional noninterest expense$3,894,0001,069
Pre-tax net operating income$8,182,0001,457
Securities gains (losses)$0691
Applicable income taxes$1,943,0001,098
Income before extraordinary items$6,239,0001,587
Extraordinary gains, net$05
Net income$6,239,0001,585
Minority interest net income$063
Net income of bank and minority interests.$6,239,0001,586
Net charge-offs$-34,0003,970
Cash dividends$6,586,000627
Sale, conversion, retirement of capital stock, net$99,000468
Net operating income$6,239,0001,612
2022-09-30 (YTD Data)Rank
Total interest income$14,944,0001,527
Total interest expense$794,0002,058
Net interest income$14,150,0001,480
Provision for loan and lease losses$02,835
Total noninterest income$6,836,000819
Gross Fiduciary activities income$3,545,000272
Service charges on deposit accounts$281,0002,040
Trading account gains and feesNANA
Additional Noninterest Income$3,010,0001,067
Total noninterest expense$15,243,0001,176
Salaries and employee benefits$9,742,0001,080
Premises and equipment expense$1,452,0001,253
Additional noninterest expense$3,010,0001,067
Pre-tax net operating income$5,743,0001,529
Securities gains (losses)$0740
Applicable income taxes$1,355,0001,150
Income before extraordinary items$4,388,0001,623
Extraordinary gains, net$04
Net income$4,388,0001,622
Minority interest net income$057
Net income of bank and minority interests.$4,388,0001,622
Net charge-offs$-27,0003,901
Cash dividends$5,022,000572
Sale, conversion, retirement of capital stock, net$74,000427
Net operating income$4,388,0001,659
2022-06-30 (YTD Data)Rank
Total interest income$9,380,0001,559
Total interest expense$498,0001,962
Net interest income$8,882,0001,521
Provision for loan and lease losses$02,599
Total noninterest income$4,852,000775
Gross Fiduciary activities income$2,664,000229
Service charges on deposit accounts$181,0002,070
Trading account gains and feesNANA
Additional Noninterest Income$2,007,0001,095
Total noninterest expense$10,041,0001,171
Salaries and employee benefits$6,543,0001,067
Premises and equipment expense$880,0001,358
Additional noninterest expense$2,618,0001,286
Pre-tax net operating income$3,693,0001,494
Securities gains (losses)$0687
Applicable income taxes$870,0001,104
Income before extraordinary items$2,823,0001,572
Extraordinary gains, net$04
Net income$2,823,0001,570
Minority interest net income$060
Net income of bank and minority interests.$2,823,0001,572
Net charge-offs$-16,0003,814
Cash dividends$3,419,000562
Sale, conversion, retirement of capital stock, net$49,000413
Net operating income$2,823,0001,605
2022-03-31 (YTD Data)Rank
Total interest income$4,123,0001,690
Total interest expense$251,0001,910
Net interest income$3,872,0001,664
Provision for loan and lease losses$02,285
Total noninterest income$2,886,000712
Gross Fiduciary activities income$1,933,000194
Service charges on deposit accounts$92,0002,041
Trading account gains and feesNANA
Additional Noninterest Income$861,0001,185
Total noninterest expense$5,162,0001,144
Salaries and employee benefits$3,346,0001,049
Premises and equipment expense$534,0001,128
Additional noninterest expense$1,282,0001,296
Pre-tax net operating income$1,596,0001,572
Securities gains (losses)$0623
Applicable income taxes$375,0001,150
Income before extraordinary items$1,221,0001,678
Extraordinary gains, net$04
Net income$1,221,0001,679
Minority interest net income$050
Net income of bank and minority interests.$1,221,0001,678
Net charge-offs$-9,0003,881
Cash dividends$2,198,000438
Sale, conversion, retirement of capital stock, net$24,000378
Net operating income$1,221,0001,696
2021-12-31 (YTD Data)Rank
Total interest income$18,656,0001,564
Total interest expense$1,542,0001,625
Net interest income$17,114,0001,557
Provision for loan and lease losses$-1,000,0004,527
Total noninterest income$8,485,000945
Gross Fiduciary activities income$3,436,000287
Service charges on deposit accounts$305,0002,173
Trading account gains and feesNANA
Additional Noninterest Income$4,744,0001,108
Total noninterest expense$18,801,0001,219
Salaries and employee benefits$12,400,0001,096
Premises and equipment expense$2,173,0001,127
Additional noninterest expense$4,228,0001,528
Pre-tax net operating income$7,798,0001,522
Securities gains (losses)$-13,0004,390
Applicable income taxes$1,824,0001,158
Income before extraordinary items$5,961,0001,665
Extraordinary gains, net$010
Net income$5,961,0001,664
Minority interest net income$074
Net income of bank and minority interests.$5,961,0001,665
Net charge-offs$-33,0003,986
Cash dividends$10,275,000464
Sale, conversion, retirement of capital stock, net$105,000464
Net operating income$5,971,2701,636
2021-09-30 (YTD Data)Rank
Total interest income$14,231,0001,570
Total interest expense$1,235,0001,621
Net interest income$12,996,0001,560
Provision for loan and lease losses$02,963
Total noninterest income$6,360,000967
Gross Fiduciary activities income$2,538,000286
Service charges on deposit accounts$217,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$3,605,0001,122
Total noninterest expense$14,398,0001,204
Salaries and employee benefits$9,284,0001,109
Premises and equipment expense$1,610,0001,153
Additional noninterest expense$3,504,0001,402
Pre-tax net operating income$4,958,0001,772
Securities gains (losses)$-5,0004,508
Applicable income taxes$1,190,0001,336
Income before extraordinary items$3,763,0001,956
Extraordinary gains, net$08
Net income$3,763,0001,955
Minority interest net income$069
Net income of bank and minority interests.$3,763,0001,956
Net charge-offs$-26,0003,983
Cash dividends$2,995,000877
Sale, conversion, retirement of capital stock, net$80,000434
Net operating income$3,766,9501,928
2021-06-30 (YTD Data)Rank
Total interest income$9,248,0001,600
Total interest expense$836,0001,660
Net interest income$8,412,0001,585
Provision for loan and lease losses$02,862
Total noninterest income$4,394,000938
Gross Fiduciary activities income$1,784,000273
Service charges on deposit accounts$136,0002,258
Trading account gains and feesNANA
Additional Noninterest Income$2,474,0001,114
Total noninterest expense$9,527,0001,199
Salaries and employee benefits$6,187,0001,095
Premises and equipment expense$1,031,0001,183
Additional noninterest expense$2,309,0001,408
Pre-tax net operating income$3,279,0001,744
Securities gains (losses)$4,0001,607
Applicable income taxes$800,0001,321
Income before extraordinary items$2,483,0001,953
Extraordinary gains, net$06
Net income$2,483,0001,952
Minority interest net income$067
Net income of bank and minority interests.$2,483,0001,953
Net charge-offs$-17,0003,996
Cash dividends$2,112,000807
Sale, conversion, retirement of capital stock, net$57,000412
Net operating income$2,479,8401,919
2021-03-31 (YTD Data)Rank
Total interest income$4,814,0001,556
Total interest expense$427,0001,704
Net interest income$4,387,0001,517
Provision for loan and lease losses$02,741
Total noninterest income$2,392,000880
Gross Fiduciary activities income$1,105,000248
Service charges on deposit accounts$70,0002,217
Trading account gains and feesNANA
Additional Noninterest Income$1,217,0001,125
Total noninterest expense$4,679,0001,201
Salaries and employee benefits$2,998,0001,118
Premises and equipment expense$541,0001,144
Additional noninterest expense$1,140,0001,385
Pre-tax net operating income$2,100,0001,482
Securities gains (losses)$26,000818
Applicable income taxes$526,0001,101
Income before extraordinary items$1,600,0001,653
Extraordinary gains, net$03
Net income$1,600,0001,653
Minority interest net income$055
Net income of bank and minority interests.$1,600,0001,653
Net charge-offs$-7,0003,920
Cash dividends$512,0001,161
Sale, conversion, retirement of capital stock, net$32,000373
Net operating income$1,579,4601,625
2020-12-31 (YTD Data)Rank
Total interest income$21,359,0001,404
Total interest expense$2,166,0001,878
Net interest income$19,193,0001,334
Provision for loan and lease losses$1,825,0001,113
Total noninterest income$7,941,000950
Gross Fiduciary activities income$3,125,000279
Service charges on deposit accounts$287,0002,286
Trading account gains and feesNANA
Additional Noninterest Income$4,529,0001,097
Total noninterest expense$19,912,0001,125
Salaries and employee benefits$12,224,0001,062
Premises and equipment expense$2,110,0001,120
Additional noninterest expense$5,578,0001,158
Pre-tax net operating income$5,397,0001,688
Securities gains (losses)$31,0001,933
Applicable income taxes$1,200,0001,300
Income before extraordinary items$4,228,0001,841
Extraordinary gains, net$04
Net income$4,228,0001,840
Minority interest net income$072
Net income of bank and minority interests.$4,228,0001,841
Net charge-offs$-29,0004,473
Cash dividends$2,002,0001,505
Sale, conversion, retirement of capital stock, net$98,000446
Net operating income$4,203,5101,811
2020-09-30 (YTD Data)Rank
Total interest income$15,978,0001,416
Total interest expense$1,708,0001,896
Net interest income$14,270,0001,336
Provision for loan and lease losses$1,125,0001,264
Total noninterest income$5,713,000938
Gross Fiduciary activities income$2,180,000289
Service charges on deposit accounts$219,0002,278
Trading account gains and feesNANA
Additional Noninterest Income$3,314,0001,078
Total noninterest expense$14,780,0001,117
Salaries and employee benefits$9,065,0001,055
Premises and equipment expense$1,593,0001,110
Additional noninterest expense$4,122,0001,155
Pre-tax net operating income$4,078,0001,647
Securities gains (losses)$31,0001,747
Applicable income taxes$906,0001,260
Income before extraordinary items$3,203,0001,806
Extraordinary gains, net$04
Net income$3,203,0001,806
Minority interest net income$065
Net income of bank and minority interests.$3,203,0001,806
Net charge-offs$-9,0004,226
Cash dividends$1,636,0001,273
Sale, conversion, retirement of capital stock, net$74,000418
Net operating income$3,178,5101,771
2020-06-30 (YTD Data)Rank
Total interest income$10,875,0001,410
Total interest expense$1,193,0001,929
Net interest income$9,682,0001,314
Provision for loan and lease losses$250,0002,200
Total noninterest income$3,507,000941
Gross Fiduciary activities income$1,494,000281
Service charges on deposit accounts$145,0002,323
Trading account gains and feesNANA
Additional Noninterest Income$1,868,0001,134
Total noninterest expense$9,777,0001,113
Salaries and employee benefits$6,074,0001,040
Premises and equipment expense$1,023,0001,148
Additional noninterest expense$2,680,0001,167
Pre-tax net operating income$3,162,0001,385
Securities gains (losses)$31,0001,515
Applicable income taxes$721,0001,056
Income before extraordinary items$2,472,0001,544
Extraordinary gains, net$04
Net income$2,472,0001,544
Minority interest net income$065
Net income of bank and minority interests.$2,472,0001,545
Net charge-offs$-20,0004,517
Cash dividends$1,094,0001,237
Sale, conversion, retirement of capital stock, net$49,000399
Net operating income$2,447,5101,512
2020-03-31 (YTD Data)Rank
Total interest income$5,522,0001,385
Total interest expense$647,0001,942
Net interest income$4,875,0001,288
Provision for loan and lease losses$03,711
Total noninterest income$1,881,000845
Gross Fiduciary activities income$841,000267
Service charges on deposit accounts$87,0002,324
Trading account gains and feesNANA
Additional Noninterest Income$953,0001,003
Total noninterest expense$4,971,0001,109
Salaries and employee benefits$3,040,0001,056
Premises and equipment expense$540,0001,111
Additional noninterest expense$1,391,0001,163
Pre-tax net operating income$1,785,0001,156
Securities gains (losses)$31,0001,001
Applicable income taxes$429,000825
Income before extraordinary items$1,387,0001,273
Extraordinary gains, net$04
Net income$1,387,0001,272
Minority interest net income$056
Net income of bank and minority interests.$1,387,0001,273
Net charge-offs$-16,0004,606
Cash dividends$400,0001,445
Sale, conversion, retirement of capital stock, net$25,000384
Net operating income$1,362,5101,265
2019-12-31 (YTD Data)Rank
Total interest income$23,686,0001,312
Total interest expense$2,660,0001,957
Net interest income$21,026,0001,205
Provision for loan and lease losses$03,973
Total noninterest income$7,322,000875
Gross Fiduciary activities income$3,077,000275
Service charges on deposit accounts$365,0002,330
Trading account gains and feesNANA
Additional Noninterest Income$3,880,000985
Total noninterest expense$20,007,0001,089
Salaries and employee benefits$11,723,0001,063
Premises and equipment expense$2,373,0001,019
Additional noninterest expense$5,911,0001,094
Pre-tax net operating income$8,341,0001,203
Securities gains (losses)$02,379
Applicable income taxes$1,851,000945
Income before extraordinary items$6,490,0001,311
Extraordinary gains, net$011
Net income$6,490,0001,312
Minority interest net income$076
Net income of bank and minority interests.$6,490,0001,313
Net charge-offs$-19,0004,590
Cash dividends$4,077,000941
Sale, conversion, retirement of capital stock, net$-174,0005,123
Net operating income$6,490,0001,287
2019-09-30 (YTD Data)Rank
Total interest income$17,749,0001,325
Total interest expense$1,969,0002,000
Net interest income$15,780,0001,213
Provision for loan and lease losses$03,836
Total noninterest income$5,488,000872
Gross Fiduciary activities income$2,253,000278
Service charges on deposit accounts$262,0002,415
Trading account gains and feesNANA
Additional Noninterest Income$2,973,000965
Total noninterest expense$14,685,0001,106
Salaries and employee benefits$8,702,0001,070
Premises and equipment expense$1,676,0001,078
Additional noninterest expense$4,307,0001,120
Pre-tax net operating income$6,583,0001,179
Securities gains (losses)$02,167
Applicable income taxes$1,434,000965
Income before extraordinary items$5,149,0001,281
Extraordinary gains, net$011
Net income$5,149,0001,282
Minority interest net income$072
Net income of bank and minority interests.$5,149,0001,283
Net charge-offs$-49,0004,817
Cash dividends$2,709,000948
Sale, conversion, retirement of capital stock, net$-195,0005,212
Net operating income$5,149,0001,258
2019-06-30 (YTD Data)Rank
Total interest income$11,669,0001,335
Total interest expense$1,274,0002,022
Net interest income$10,395,0001,224
Provision for loan and lease losses$03,685
Total noninterest income$3,535,000883
Gross Fiduciary activities income$1,526,000278
Service charges on deposit accounts$176,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$1,833,000988
Total noninterest expense$9,639,0001,117
Salaries and employee benefits$5,746,0001,071
Premises and equipment expense$1,089,0001,103
Additional noninterest expense$2,804,0001,145
Pre-tax net operating income$4,291,0001,171
Securities gains (losses)$01,702
Applicable income taxes$877,000989
Income before extraordinary items$3,414,0001,256
Extraordinary gains, net$011
Net income$3,414,0001,256
Minority interest net income$069
Net income of bank and minority interests.$3,414,0001,256
Net charge-offs$-45,0004,881
Cash dividends$1,888,000927
Sale, conversion, retirement of capital stock, net$48,000441
Net operating income$3,414,0001,235
2019-03-31 (YTD Data)Rank
Total interest income$5,813,0001,332
Total interest expense$625,0002,008
Net interest income$5,188,0001,221
Provision for loan and lease losses$03,406
Total noninterest income$1,808,000837
Gross Fiduciary activities income$821,000266
Service charges on deposit accounts$91,0002,332
Trading account gains and feesNANA
Additional Noninterest Income$896,000967
Total noninterest expense$4,701,0001,133
Salaries and employee benefits$2,783,0001,105
Premises and equipment expense$551,0001,093
Additional noninterest expense$1,367,0001,156
Pre-tax net operating income$2,295,0001,103
Securities gains (losses)$01,087
Applicable income taxes$523,000878
Income before extraordinary items$1,772,0001,198
Extraordinary gains, net$05
Net income$1,772,0001,197
Minority interest net income$052
Net income of bank and minority interests.$1,772,0001,197
Net charge-offs$-17,0004,823
Cash dividends$1,002,000806
Sale, conversion, retirement of capital stock, net$24,000406
Net operating income$1,772,0001,174
2018-12-31 (YTD Data)Rank
Total interest income$22,211,0001,317
Total interest expense$2,075,0001,891
Net interest income$20,136,0001,235
Provision for loan and lease losses$04,082
Total noninterest income$6,923,000895
Gross Fiduciary activities income$2,855,000287
Service charges on deposit accounts$361,0002,448
Trading account gains and feesNANA
Additional Noninterest Income$3,707,000976
Total noninterest expense$19,740,0001,077
Salaries and employee benefits$11,283,0001,061
Premises and equipment expense$2,655,000927
Additional noninterest expense$5,802,0001,110
Pre-tax net operating income$7,319,0001,306
Securities gains (losses)$01,125
Applicable income taxes$802,0001,584
Income before extraordinary items$6,517,0001,286
Extraordinary gains, net$06
Net income$6,517,0001,285
Minority interest net income$072
Net income of bank and minority interests.$6,517,0001,285
Net charge-offs$5,0003,535
Cash dividends$2,256,0001,344
Sale, conversion, retirement of capital stock, net$97,000491
Net operating income$6,517,0001,275
2018-09-30 (YTD Data)Rank
Total interest income$16,528,0001,312
Total interest expense$1,442,0001,918
Net interest income$15,086,0001,237
Provision for loan and lease losses$03,948
Total noninterest income$5,041,000916
Gross Fiduciary activities income$2,007,000298
Service charges on deposit accounts$261,0002,513
Trading account gains and feesNANA
Additional Noninterest Income$2,773,000985
Total noninterest expense$14,782,0001,082
Salaries and employee benefits$8,443,0001,066
Premises and equipment expense$2,034,000915
Additional noninterest expense$4,305,0001,110
Pre-tax net operating income$5,345,0001,342
Securities gains (losses)$01,118
Applicable income taxes$833,0001,332
Income before extraordinary items$4,512,0001,359
Extraordinary gains, net$05
Net income$4,512,0001,358
Minority interest net income$066
Net income of bank and minority interests.$4,512,0001,358
Net charge-offs$-50,0004,927
Cash dividends$1,398,0001,374
Sale, conversion, retirement of capital stock, net$73,000462
Net operating income$4,512,0001,342
2018-06-30 (YTD Data)Rank
Total interest income$10,782,0001,326
Total interest expense$916,0001,906
Net interest income$9,866,0001,253
Provision for loan and lease losses$03,782
Total noninterest income$3,237,000933
Gross Fiduciary activities income$1,350,000299
Service charges on deposit accounts$161,0002,656
Trading account gains and feesNANA
Additional Noninterest Income$1,726,0001,043
Total noninterest expense$9,459,0001,107
Salaries and employee benefits$5,596,0001,078
Premises and equipment expense$1,040,0001,133
Additional noninterest expense$2,823,0001,127
Pre-tax net operating income$3,644,0001,306
Securities gains (losses)$0961
Applicable income taxes$848,000980
Income before extraordinary items$2,796,0001,421
Extraordinary gains, net$06
Net income$2,796,0001,420
Minority interest net income$065
Net income of bank and minority interests.$2,796,0001,420
Net charge-offs$-227,0005,368
Cash dividends$644,0001,713
Sale, conversion, retirement of capital stock, net$48,000441
Net operating income$2,796,0001,408
2018-03-31 (YTD Data)Rank
Total interest income$5,184,0001,351
Total interest expense$439,0001,896
Net interest income$4,745,0001,289
Provision for loan and lease losses$03,508
Total noninterest income$1,620,000921
Gross Fiduciary activities income$700,000296
Service charges on deposit accounts$82,0002,626
Trading account gains and feesNANA
Additional Noninterest Income$838,0001,047
Total noninterest expense$4,689,0001,121
Salaries and employee benefits$2,746,0001,103
Premises and equipment expense$552,0001,092
Additional noninterest expense$1,391,0001,131
Pre-tax net operating income$1,676,0001,367
Securities gains (losses)$0735
Applicable income taxes$388,0001,025
Income before extraordinary items$1,288,0001,497
Extraordinary gains, net$07
Net income$1,288,0001,497
Minority interest net income$052
Net income of bank and minority interests.$1,288,0001,497
Net charge-offs$-194,0005,477
Cash dividends$100,0002,316
Sale, conversion, retirement of capital stock, net$24,000411
Net operating income$1,288,0001,487
2017-12-31 (YTD Data)Rank
Total interest income$20,339,0001,327
Total interest expense$1,587,0001,838
Net interest income$18,752,0001,285
Provision for loan and lease losses$151,0002,640
Total noninterest income$7,891,000819
Gross Fiduciary activities income$2,819,000285
Service charges on deposit accounts$368,0002,510
Trading account gains and feesNANA
Additional Noninterest Income$4,704,000855
Total noninterest expense$19,516,0001,073
Salaries and employee benefits$11,336,0001,049
Premises and equipment expense$2,099,0001,119
Additional noninterest expense$6,081,0001,066
Pre-tax net operating income$6,976,0001,317
Securities gains (losses)$02,243
Applicable income taxes$2,019,0001,271
Income before extraordinary items$4,957,0001,351
Extraordinary gains, net$09
Net income$4,957,0001,351
Minority interest net income$076
Net income of bank and minority interests.$4,957,0001,351
Net charge-offs$17,0003,500
Cash dividends$3,938,000837
Sale, conversion, retirement of capital stock, net$96,000497
Net operating income$4,957,0001,339
2017-09-30 (YTD Data)Rank
Total interest income$15,146,0001,340
Total interest expense$1,185,0001,820
Net interest income$13,961,0001,293
Provision for loan and lease losses$116,0002,535
Total noninterest income$5,988,000822
Gross Fiduciary activities income$2,212,000278
Service charges on deposit accounts$271,0002,554
Trading account gains and feesNANA
Additional Noninterest Income$3,505,000878
Total noninterest expense$14,468,0001,089
Salaries and employee benefits$8,321,0001,083
Premises and equipment expense$1,562,0001,137
Additional noninterest expense$4,585,0001,059
Pre-tax net operating income$5,365,0001,310
Securities gains (losses)$02,274
Applicable income taxes$1,712,0001,015
Income before extraordinary items$3,653,0001,476
Extraordinary gains, net$09
Net income$3,653,0001,475
Minority interest net income$071
Net income of bank and minority interests.$3,653,0001,476
Net charge-offs$38,0002,625
Cash dividends$1,138,0001,573
Sale, conversion, retirement of capital stock, net$72,000455
Net operating income$3,653,0001,458
2017-06-30 (YTD Data)Rank
Total interest income$9,913,0001,352
Total interest expense$791,0001,782
Net interest income$9,122,0001,311
Provision for loan and lease losses$116,0002,142
Total noninterest income$3,970,000819
Gross Fiduciary activities income$1,556,000267
Service charges on deposit accounts$179,0002,568
Trading account gains and feesNANA
Additional Noninterest Income$2,235,000894
Total noninterest expense$9,674,0001,092
Salaries and employee benefits$5,608,0001,070
Premises and equipment expense$1,041,0001,136
Additional noninterest expense$3,025,0001,071
Pre-tax net operating income$3,302,0001,363
Securities gains (losses)$01,906
Applicable income taxes$1,019,0001,091
Income before extraordinary items$2,283,0001,531
Extraordinary gains, net$011
Net income$2,283,0001,531
Minority interest net income$071
Net income of bank and minority interests.$2,283,0001,531
Net charge-offs$75,0001,717
Cash dividends$555,0001,881
Sale, conversion, retirement of capital stock, net$48,000433
Net operating income$2,283,0001,520
2017-03-31 (YTD Data)Rank
Total interest income$4,888,0001,357
Total interest expense$400,0001,756
Net interest income$4,488,0001,321
Provision for loan and lease losses$28,0002,616
Total noninterest income$1,976,000819
Gross Fiduciary activities income$918,000243
Service charges on deposit accounts$90,0002,566
Trading account gains and feesNANA
Additional Noninterest Income$968,000977
Total noninterest expense$4,838,0001,097
Salaries and employee benefits$2,812,0001,077
Premises and equipment expense$507,0001,178
Additional noninterest expense$1,519,0001,052
Pre-tax net operating income$1,598,0001,379
Securities gains (losses)$01,153
Applicable income taxes$489,0001,095
Income before extraordinary items$1,109,0001,549
Extraordinary gains, net$08
Net income$1,109,0001,549
Minority interest net income$055
Net income of bank and minority interests.$1,109,0001,549
Net charge-offs$26,0001,734
Cash dividends$425,0001,345
Sale, conversion, retirement of capital stock, net$24,000408
Net operating income$1,109,0001,530
2016-12-31 (YTD Data)Rank
Total interest income$19,153,0001,339
Total interest expense$1,501,0001,803
Net interest income$17,652,0001,308
Provision for loan and lease losses$868,0001,026
Total noninterest income$7,883,000824
Gross Fiduciary activities income$2,756,000275
Service charges on deposit accounts$438,0002,308
Trading account gains and fees$0170
Additional Noninterest Income$4,689,000884
Total noninterest expense$20,408,0001,035
Salaries and employee benefits$11,396,0001,032
Premises and equipment expense$2,378,000994
Additional noninterest expense$6,634,000993
Pre-tax net operating income$4,259,0001,845
Securities gains (losses)$43,0001,936
Applicable income taxes$552,0002,180
Income before extraordinary items$3,750,0001,739
Extraordinary gains, net$05
Net income$3,750,0001,738
Minority interest net income$082
Net income of bank and minority interests.$3,750,0001,738
Net charge-offs$1,124,000600
Cash dividends$750,0002,515
Sale, conversion, retirement of capital stock, net$110,000483
Net operating income$3,712,5901,715
2016-09-30 (YTD Data)Rank
Total interest income$14,310,0001,346
Total interest expense$1,098,0001,837
Net interest income$13,212,0001,316
Provision for loan and lease losses$602,0001,007
Total noninterest income$6,134,000807
Gross Fiduciary activities income$2,164,000270
Service charges on deposit accounts$322,0002,343
Trading account gains and fees$0169
Additional Noninterest Income$3,648,000850
Total noninterest expense$15,541,0001,018
Salaries and employee benefits$8,608,0001,024
Premises and equipment expense$1,847,000974
Additional noninterest expense$5,086,000970
Pre-tax net operating income$3,203,0001,865
Securities gains (losses)$43,0001,874
Applicable income taxes$925,0001,489
Income before extraordinary items$2,321,0002,083
Extraordinary gains, net$05
Net income$2,321,0002,083
Minority interest net income$071
Net income of bank and minority interests.$2,321,0002,083
Net charge-offs$676,000636
Cash dividends$450,0002,507
Sale, conversion, retirement of capital stock, net$86,000443
Net operating income$2,290,0402,042
2016-06-30 (YTD Data)Rank
Total interest income$9,565,0001,353
Total interest expense$724,0001,856
Net interest income$8,841,0001,319
Provision for loan and lease losses$319,0001,193
Total noninterest income$4,192,000787
Gross Fiduciary activities income$1,632,000261
Service charges on deposit accounts$202,0002,428
Trading account gains and fees$0157
Additional Noninterest Income$2,358,000858
Total noninterest expense$10,535,0001,000
Salaries and employee benefits$5,762,0001,012
Premises and equipment expense$1,236,000982
Additional noninterest expense$3,537,000937
Pre-tax net operating income$2,179,0001,812
Securities gains (losses)$40,0001,579
Applicable income taxes$626,0001,461
Income before extraordinary items$1,593,0002,011
Extraordinary gains, net$016
Net income$1,593,0002,011
Minority interest net income$071
Net income of bank and minority interests.$1,593,0002,011
Net charge-offs$617,000508
Cash dividends$200,0002,834
Sale, conversion, retirement of capital stock, net$63,000416
Net operating income$1,564,2001,984
2016-03-31 (YTD Data)Rank
Total interest income$4,838,0001,337
Total interest expense$363,0001,861
Net interest income$4,475,0001,297
Provision for loan and lease losses$126,0001,320
Total noninterest income$1,807,000852
Gross Fiduciary activities income$717,000274
Service charges on deposit accounts$96,0002,491
Trading account gains and fees$0142
Additional Noninterest Income$994,000933
Total noninterest expense$5,066,0001,042
Salaries and employee benefits$2,845,0001,032
Premises and equipment expense$614,000996
Additional noninterest expense$1,607,0001,016
Pre-tax net operating income$1,090,0001,805
Securities gains (losses)$9,0001,537
Applicable income taxes$300,0001,483
Income before extraordinary items$799,0001,989
Extraordinary gains, net$012
Net income$799,0001,989
Minority interest net income$062
Net income of bank and minority interests.$799,0001,989
Net charge-offs$547,000314
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$35,000373
Net operating income$792,4301,958
2015-12-31 (YTD Data)Rank
Total interest income$18,832,0001,340
Total interest expense$1,428,0001,850
Net interest income$17,404,0001,300
Provision for loan and lease losses$1,461,000585
Total noninterest income$7,156,000874
Gross Fiduciary activities income$2,577,000291
Service charges on deposit accounts$510,0002,111
Trading account gains and fees$0159
Additional Noninterest Income$4,069,000937
Total noninterest expense$20,770,000991
Salaries and employee benefits$11,189,0001,006
Premises and equipment expense$2,472,000978
Additional noninterest expense$7,109,000921
Pre-tax net operating income$2,329,0002,757
Securities gains (losses)$03,216
Applicable income taxes$352,0002,523
Income before extraordinary items$1,977,0002,757
Extraordinary gains, net$023
Net income$1,977,0002,758
Minority interest net income$081
Net income of bank and minority interests.$1,977,0002,759
Net charge-offs$673,000925
Cash dividends$1,850,0001,429
Sale, conversion, retirement of capital stock, net$133,000476
Net operating income$1,977,0002,706
2015-09-30 (YTD Data)Rank
Total interest income$13,725,0001,377
Total interest expense$1,053,0001,892
Net interest income$12,672,0001,340
Provision for loan and lease losses$642,000859
Total noninterest income$5,349,000885
Gross Fiduciary activities income$1,990,000290
Service charges on deposit accounts$370,0002,177
Trading account gains and fees$0153
Additional Noninterest Income$2,989,000970
Total noninterest expense$15,677,000998
Salaries and employee benefits$8,383,0001,013
Premises and equipment expense$1,863,000986
Additional noninterest expense$5,431,000906
Pre-tax net operating income$1,702,0002,858
Securities gains (losses)$03,031
Applicable income taxes$251,0002,641
Income before extraordinary items$1,451,0002,823
Extraordinary gains, net$021
Net income$1,451,0002,822
Minority interest net income$078
Net income of bank and minority interests.$1,451,0002,824
Net charge-offs$542,000813
Cash dividends$1,850,0001,053
Sale, conversion, retirement of capital stock, net$98,000455
Net operating income$1,451,0002,776
2015-06-30 (YTD Data)Rank
Total interest income$9,144,0001,386
Total interest expense$683,0001,937
Net interest income$8,461,0001,338
Provision for loan and lease losses$333,0001,027
Total noninterest income$3,546,000889
Gross Fiduciary activities income$1,324,000291
Service charges on deposit accounts$244,0002,153
Trading account gains and fees$0157
Additional Noninterest Income$1,978,000980
Total noninterest expense$10,436,0001,000
Salaries and employee benefits$5,617,0001,009
Premises and equipment expense$1,227,0001,001
Additional noninterest expense$3,592,000908
Pre-tax net operating income$1,238,0002,679
Securities gains (losses)$02,636
Applicable income taxes$207,0002,446
Income before extraordinary items$1,031,0002,699
Extraordinary gains, net$022
Net income$1,031,0002,700
Minority interest net income$075
Net income of bank and minority interests.$1,031,0002,701
Net charge-offs$442,000698
Cash dividends$1,850,000765
Sale, conversion, retirement of capital stock, net$64,000445
Net operating income$1,031,0002,646
2015-03-31 (YTD Data)Rank
Total interest income$4,494,0001,404
Total interest expense$339,0001,970
Net interest income$4,155,0001,357
Provision for loan and lease losses$214,000857
Total noninterest income$1,934,000812
Gross Fiduciary activities income$788,000271
Service charges on deposit accounts$127,0002,060
Trading account gains and fees$0152
Additional Noninterest Income$1,019,000910
Total noninterest expense$5,168,0001,003
Salaries and employee benefits$2,774,0001,028
Premises and equipment expense$637,000975
Additional noninterest expense$1,757,000904
Pre-tax net operating income$707,0002,401
Securities gains (losses)$02,027
Applicable income taxes$138,0002,176
Income before extraordinary items$569,0002,488
Extraordinary gains, net$013
Net income$569,0002,491
Minority interest net income$064
Net income of bank and minority interests.$569,0002,490
Net charge-offs$412,000422
Cash dividends$1,600,000444
Sale, conversion, retirement of capital stock, net$29,000424
Net operating income$569,0002,415
2014-12-31 (YTD Data)Rank
Total interest income$17,337,0001,452
Total interest expense$1,317,0002,102
Net interest income$16,020,0001,393
Provision for loan and lease losses$1,590,000573
Total noninterest income$7,472,000816
Gross Fiduciary activities income$3,221,000263
Service charges on deposit accounts$560,0002,077
Trading account gains and fees$0180
Additional Noninterest Income$3,691,000951
Total noninterest expense$19,464,0001,056
Salaries and employee benefits$10,434,0001,046
Premises and equipment expense$2,293,0001,050
Additional noninterest expense$6,737,000970
Pre-tax net operating income$2,438,0002,633
Securities gains (losses)$670,000305
Applicable income taxes$514,0002,168
Income before extraordinary items$2,594,0002,245
Extraordinary gains, net$017
Net income$2,594,0002,244
Minority interest net income$084
Net income of bank and minority interests.$2,594,0002,244
Net charge-offs$149,0002,786
Cash dividends$500,0002,836
Sale, conversion, retirement of capital stock, net$112,000525
Net operating income$2,037,9002,623
2014-09-30 (YTD Data)Rank
Total interest income$12,827,0001,474
Total interest expense$972,0002,156
Net interest income$11,855,0001,418
Provision for loan and lease losses$1,430,000478
Total noninterest income$5,657,000809
Gross Fiduciary activities income$2,538,000250
Service charges on deposit accounts$406,0002,159
Trading account gains and fees$0174
Additional Noninterest Income$2,713,000979
Total noninterest expense$14,346,0001,069
Salaries and employee benefits$7,757,0001,054
Premises and equipment expense$1,695,0001,067
Additional noninterest expense$4,894,0001,003
Pre-tax net operating income$1,736,0002,769
Securities gains (losses)$552,000269
Applicable income taxes$364,0002,283
Income before extraordinary items$1,924,0002,283
Extraordinary gains, net$015
Net income$1,924,0002,284
Minority interest net income$081
Net income of bank and minority interests.$1,924,0002,283
Net charge-offs$114,0002,564
Cash dividends$500,0002,192
Sale, conversion, retirement of capital stock, net$82,000495
Net operating income$1,460,3202,738
2014-06-30 (YTD Data)Rank
Total interest income$8,103,0001,536
Total interest expense$637,0002,215
Net interest income$7,466,0001,477
Provision for loan and lease losses$346,0001,121
Total noninterest income$3,866,000773
Gross Fiduciary activities income$1,947,000233
Service charges on deposit accounts$270,0002,133
Trading account gains and fees$0172
Additional Noninterest Income$1,649,0001,027
Total noninterest expense$9,499,0001,072
Salaries and employee benefits$5,175,0001,056
Premises and equipment expense$1,155,0001,054
Additional noninterest expense$3,169,0001,022
Pre-tax net operating income$1,487,0002,289
Securities gains (losses)$552,000205
Applicable income taxes$461,0001,616
Income before extraordinary items$1,578,0001,902
Extraordinary gains, net$020
Net income$1,578,0001,906
Minority interest net income$080
Net income of bank and minority interests.$1,578,0001,905
Net charge-offs$45,0002,882
Cash dividends$400,0002,030
Sale, conversion, retirement of capital stock, net$53,000472
Net operating income$1,152,9602,356
2014-03-31 (YTD Data)Rank
Total interest income$3,984,0001,551
Total interest expense$314,0002,276
Net interest income$3,670,0001,489
Provision for loan and lease losses$182,0001,062
Total noninterest income$2,197,000682
Gross Fiduciary activities income$1,320,000189
Service charges on deposit accounts$142,0002,033
Trading account gains and fees$0147
Additional Noninterest Income$735,0001,084
Total noninterest expense$4,668,0001,097
Salaries and employee benefits$2,515,0001,101
Premises and equipment expense$606,0001,031
Additional noninterest expense$1,547,0001,044
Pre-tax net operating income$1,017,0001,741
Securities gains (losses)$552,000123
Applicable income taxes$455,000993
Income before extraordinary items$1,114,0001,367
Extraordinary gains, net$016
Net income$1,114,0001,370
Minority interest net income$066
Net income of bank and minority interests.$1,114,0001,369
Net charge-offs$25,0002,339
Cash dividends$400,0001,206
Sale, conversion, retirement of capital stock, net$24,000447
Net operating income$722,0801,915
2013-12-31 (YTD Data)Rank
Total interest income$16,836,0001,490
Total interest expense$1,293,0002,431
Net interest income$15,543,0001,386
Provision for loan and lease losses$978,0001,125
Total noninterest income$6,672,000917
Gross Fiduciary activities income$2,861,000271
Service charges on deposit accounts$629,0001,986
Trading account gains and fees$0184
Additional Noninterest Income$3,182,0001,108
Total noninterest expense$18,783,0001,091
Salaries and employee benefits$10,015,0001,082
Premises and equipment expense$2,192,0001,084
Additional noninterest expense$6,576,0001,028
Pre-tax net operating income$2,454,0002,498
Securities gains (losses)$161,0001,027
Applicable income taxes$233,0002,839
Income before extraordinary items$2,382,0002,289
Extraordinary gains, net$-1,171,0006,805
Net income$1,211,0003,550
Minority interest net income$090
Net income of bank and minority interests.$1,211,0003,551
Net charge-offs$103,0003,708
Cash dividends$355,0003,124
Sale, conversion, retirement of capital stock, net$48,000668
Net operating income$2,235,4902,336
2013-09-30 (YTD Data)Rank
Total interest income$12,287,0001,537
Total interest expense$980,0002,478
Net interest income$11,307,0001,438
Provision for loan and lease losses$712,0001,170
Total noninterest income$4,779,000968
Gross Fiduciary activities income$2,075,000270
Service charges on deposit accounts$438,0002,121
Trading account gains and fees$0180
Additional Noninterest Income$2,266,0001,168
Total noninterest expense$13,975,0001,094
Salaries and employee benefits$7,465,0001,096
Premises and equipment expense$1,636,0001,091
Additional noninterest expense$4,874,0001,042
Pre-tax net operating income$1,399,0003,045
Securities gains (losses)$161,000927
Applicable income taxes$21,0004,085
Income before extraordinary items$1,539,0002,616
Extraordinary gains, net$025
Net income$1,539,0002,620
Minority interest net income$084
Net income of bank and minority interests.$1,539,0002,620
Net charge-offs$49,0003,878
Cash dividends$355,0002,447
Sale, conversion, retirement of capital stock, net$24,000691
Net operating income$1,379,6102,742
2013-06-30 (YTD Data)Rank
Total interest income$8,160,0001,541
Total interest expense$669,0002,485
Net interest income$7,491,0001,433
Provision for loan and lease losses$436,0001,302
Total noninterest income$3,289,000943
Gross Fiduciary activities income$1,510,000256
Service charges on deposit accounts$271,0002,213
Trading account gains and fees$0157
Additional Noninterest Income$1,508,0001,201
Total noninterest expense$9,326,0001,092
Salaries and employee benefits$4,899,0001,109
Premises and equipment expense$1,142,0001,047
Additional noninterest expense$3,285,0001,021
Pre-tax net operating income$1,018,0002,869
Securities gains (losses)$140,000916
Applicable income taxes$55,0003,451
Income before extraordinary items$1,103,0002,432
Extraordinary gains, net$022
Net income$1,103,0002,440
Minority interest net income$082
Net income of bank and minority interests.$1,103,0002,438
Net charge-offs$15,0004,144
Cash dividends$355,0002,038
Sale, conversion, retirement of capital stock, net$0838
Net operating income$970,0002,599
2013-03-31 (YTD Data)Rank
Total interest income$4,015,0001,572
Total interest expense$363,0002,393
Net interest income$3,652,0001,475
Provision for loan and lease losses$187,0001,425
Total noninterest income$1,792,000896
Gross Fiduciary activities income$989,000210
Service charges on deposit accounts$137,0002,184
Trading account gains and fees$0148
Additional Noninterest Income$666,0001,294
Total noninterest expense$4,663,0001,112
Salaries and employee benefits$2,451,0001,120
Premises and equipment expense$591,0001,039
Additional noninterest expense$1,621,0001,034
Pre-tax net operating income$594,0002,567
Securities gains (losses)$01,966
Applicable income taxes$60,0002,860
Income before extraordinary items$534,0002,466
Extraordinary gains, net$010
Net income$534,0002,468
Minority interest net income$076
Net income of bank and minority interests.$534,0002,468
Net charge-offs$35,0002,690
Cash dividends$355,0001,193
Sale, conversion, retirement of capital stock, net$0789
Net operating income$534,0002,374
2012-12-31 (YTD Data)Rank
Total interest income$19,604,0001,363
Total interest expense$2,757,0001,611
Net interest income$16,847,0001,300
Provision for loan and lease losses$633,0002,393
Total noninterest income$10,548,000658
Gross Fiduciary activities income$3,462,000222
Service charges on deposit accounts$690,0001,925
Trading account gains and fees$0166
Additional Noninterest Income$6,396,000673
Total noninterest expense$17,619,0001,144
Salaries and employee benefits$9,382,0001,121
Premises and equipment expense$2,349,0001,011
Additional noninterest expense$5,888,0001,175
Pre-tax net operating income$9,143,000794
Securities gains (losses)$4,456,000101
Applicable income taxes$2,828,000638
Income before extraordinary items$10,771,000588
Extraordinary gains, net$029
Net income$10,771,000586
Minority interest net income$093
Net income of bank and minority interests.$10,771,000588
Net charge-offs$164,0003,971
Cash dividends$6,356,000465
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$7,250,760764
2012-09-30 (YTD Data)Rank
Total interest income$14,908,0001,370
Total interest expense$2,152,0001,621
Net interest income$12,756,0001,297
Provision for loan and lease losses$484,0002,317
Total noninterest income$4,738,000964
Gross Fiduciary activities income$2,465,000227
Service charges on deposit accounts$519,0001,936
Trading account gains and fees$0157
Additional Noninterest Income$1,754,0001,391
Total noninterest expense$13,144,0001,141
Salaries and employee benefits$6,928,0001,135
Premises and equipment expense$1,795,000996
Additional noninterest expense$4,421,0001,171
Pre-tax net operating income$3,866,0001,366
Securities gains (losses)$29,0002,726
Applicable income taxes$1,073,0001,174
Income before extraordinary items$2,822,0001,570
Extraordinary gains, net$020
Net income$2,822,0001,570
Minority interest net income$086
Net income of bank and minority interests.$2,822,0001,571
Net charge-offs$153,0003,574
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,801,1201,489
2012-06-30 (YTD Data)Rank
Total interest income$9,967,0001,372
Total interest expense$1,495,0001,610
Net interest income$8,472,0001,312
Provision for loan and lease losses$374,0002,171
Total noninterest income$3,138,000941
Gross Fiduciary activities income$1,706,000223
Service charges on deposit accounts$319,0002,053
Trading account gains and fees$0153
Additional Noninterest Income$1,113,0001,413
Total noninterest expense$8,718,0001,147
Salaries and employee benefits$4,520,0001,159
Premises and equipment expense$1,407,000859
Additional noninterest expense$2,791,0001,223
Pre-tax net operating income$2,518,0001,383
Securities gains (losses)$03,178
Applicable income taxes$677,0001,210
Income before extraordinary items$1,841,0001,586
Extraordinary gains, net$019
Net income$1,841,0001,585
Minority interest net income$084
Net income of bank and minority interests.$1,841,0001,586
Net charge-offs$146,0003,066
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,841,0001,507
2012-03-31 (YTD Data)Rank
Total interest income$5,001,0001,380
Total interest expense$787,0001,592
Net interest income$4,214,0001,312
Provision for loan and lease losses$162,0002,227
Total noninterest income$1,714,000872
Gross Fiduciary activities income$1,024,000196
Service charges on deposit accounts$154,0002,090
Trading account gains and fees$0148
Additional Noninterest Income$536,0001,442
Total noninterest expense$4,298,0001,165
Salaries and employee benefits$2,204,0001,185
Premises and equipment expense$719,000849
Additional noninterest expense$1,375,0001,224
Pre-tax net operating income$1,468,0001,192
Securities gains (losses)$02,210
Applicable income taxes$436,0001,000
Income before extraordinary items$1,032,0001,414
Extraordinary gains, net$019
Net income$1,032,0001,415
Minority interest net income$078
Net income of bank and minority interests.$1,032,0001,415
Net charge-offs$110,0002,365
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,032,0001,333
2011-12-31 (YTD Data)Rank
Total interest income$25,725,0001,100
Total interest expense$8,064,000719
Net interest income$17,661,0001,255
Provision for loan and lease losses$616,0003,122
Total noninterest income$6,436,000849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$726,0001,924
Trading account gains and fees$0146
Additional Noninterest Income$5,710,000635
Total noninterest expense$34,179,000585
Salaries and employee benefits$10,773,000910
Premises and equipment expense$3,839,000647
Additional noninterest expense$19,567,000402
Pre-tax net operating income$-10,698,0007,223
Securities gains (losses)$11,392,00056
Applicable income taxes$411,0002,226
Income before extraordinary items$283,0005,306
Extraordinary gains, net$029
Net income$283,0005,308
Minority interest net income$096
Net income of bank and minority interests.$283,0005,308
Net charge-offs$354,0003,598
Cash dividends$18,751,000153
Sale, conversion, retirement of capital stock, net$38,094,00023
Net operating income$-7,007,8807,140
2011-09-30 (YTD Data)Rank
Total interest income$20,520,0001,038
Total interest expense$7,177,000631
Net interest income$13,343,0001,252
Provision for loan and lease losses$446,0003,086
Total noninterest income$4,846,000863
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$545,0001,932
Trading account gains and fees$0145
Additional Noninterest Income$4,301,000650
Total noninterest expense$29,858,000509
Salaries and employee benefits$8,352,000879
Premises and equipment expense$2,884,000657
Additional noninterest expense$18,622,000327
Pre-tax net operating income$-12,115,0007,362
Securities gains (losses)$11,392,00048
Applicable income taxes$10,0004,260
Income before extraordinary items$-733,0006,778
Extraordinary gains, net$021
Net income$-733,0006,779
Minority interest net income$087
Net income of bank and minority interests.$-733,0006,778
Net charge-offs$227,0003,573
Cash dividends$18,751,000102
Sale, conversion, retirement of capital stock, net$38,094,00019
Net operating income$-12,125,0007,357
2011-06-30 (YTD Data)Rank
Total interest income$14,601,000980
Total interest expense$5,415,000574
Net interest income$9,186,0001,220
Provision for loan and lease losses$94,0004,464
Total noninterest income$3,569,000796
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$360,0001,925
Trading account gains and fees$0153
Additional Noninterest Income$3,209,000588
Total noninterest expense$16,961,000600
Salaries and employee benefits$5,389,000922
Premises and equipment expense$1,909,000662
Additional noninterest expense$9,663,000408
Pre-tax net operating income$-4,300,0007,345
Securities gains (losses)$7,453,00041
Applicable income taxes$837,000886
Income before extraordinary items$2,316,0001,068
Extraordinary gains, net$015
Net income$2,316,0001,067
Minority interest net income$089
Net income of bank and minority interests.$2,316,0001,068
Net charge-offs$25,0004,940
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-3,124,6907,296
2011-03-31 (YTD Data)Rank
Total interest income$7,382,000980
Total interest expense$2,789,000575
Net interest income$4,593,0001,211
Provision for loan and lease losses$05,840
Total noninterest income$1,921,000766
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0001,941
Trading account gains and fees$0158
Additional Noninterest Income$1,746,000562
Total noninterest expense$4,609,0001,093
Salaries and employee benefits$2,715,000925
Premises and equipment expense$924,000707
Additional noninterest expense$970,0001,752
Pre-tax net operating income$1,905,000797
Securities gains (losses)$01,772
Applicable income taxes$500,000756
Income before extraordinary items$1,405,000866
Extraordinary gains, net$09
Net income$1,405,000864
Minority interest net income$086
Net income of bank and minority interests.$1,405,000866
Net charge-offs$30,0003,773
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,405,000849
2010-12-31 (YTD Data)Rank
Total interest income$31,597,000964
Total interest expense$13,173,000601
Net interest income$18,424,0001,217
Provision for loan and lease losses$150,0005,638
Total noninterest income$5,595,000989
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$5,595,000683
Total noninterest expense$18,449,0001,081
Salaries and employee benefits$10,429,000937
Premises and equipment expense$3,679,000698
Additional noninterest expense$4,341,0001,660
Pre-tax net operating income$5,420,000956
Securities gains (losses)$180,0001,685
Applicable income taxes$65,0003,499
Income before extraordinary items$5,535,000790
Extraordinary gains, net$029
Net income$5,535,000790
Minority interest net income$0111
Net income of bank and minority interests.$5,535,000791
Net charge-offs$171,0004,919
Cash dividends$5,961,000285
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,356,800789
2010-09-30 (YTD Data)Rank
Total interest income$23,977,000968
Total interest expense$10,152,000607
Net interest income$13,825,0001,233
Provision for loan and lease losses$129,0005,458
Total noninterest income$4,062,000987
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$4,062,000657
Total noninterest expense$13,755,0001,069
Salaries and employee benefits$7,717,000940
Premises and equipment expense$2,769,000701
Additional noninterest expense$3,269,0001,625
Pre-tax net operating income$4,003,0001,018
Securities gains (losses)$31,0002,707
Applicable income taxes$-332,0007,293
Income before extraordinary items$4,366,000792
Extraordinary gains, net$023
Net income$4,366,000790
Minority interest net income$0110
Net income of bank and minority interests.$4,366,000793
Net charge-offs$141,0004,561
Cash dividends$5,961,000188
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,335,000753
2010-06-30 (YTD Data)Rank
Total interest income$16,180,000975
Total interest expense$6,933,000620
Net interest income$9,247,0001,233
Provision for loan and lease losses$27,0006,268
Total noninterest income$2,823,000939
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,823,000620
Total noninterest expense$9,019,0001,090
Salaries and employee benefits$5,059,000957
Premises and equipment expense$1,854,000708
Additional noninterest expense$2,106,0001,673
Pre-tax net operating income$3,024,000898
Securities gains (losses)$31,0002,160
Applicable income taxes$-526,0007,489
Income before extraordinary items$3,581,000633
Extraordinary gains, net$019
Net income$3,581,000634
Minority interest net income$0105
Net income of bank and minority interests.$3,581,000634
Net charge-offs$59,0004,734
Cash dividends$5,961,000123
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,550,000611
2010-03-31 (YTD Data)Rank
Total interest income$8,203,000982
Total interest expense$3,512,000645
Net interest income$4,691,0001,228
Provision for loan and lease losses$27,0005,545
Total noninterest income$1,526,000870
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,526,000586
Total noninterest expense$4,519,0001,105
Salaries and employee benefits$2,549,000959
Premises and equipment expense$921,000736
Additional noninterest expense$1,049,0001,668
Pre-tax net operating income$1,671,000808
Securities gains (losses)$-25,0007,578
Applicable income taxes$441,000785
Income before extraordinary items$1,205,000909
Extraordinary gains, net$016
Net income$1,205,000913
Minority interest net income$091
Net income of bank and minority interests.$1,205,000913
Net charge-offs$36,0003,999
Cash dividends$5,961,00055
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,223,250872
2009-12-31 (YTD Data)Rank
Total interest income$36,152,000936
Total interest expense$15,110,000761
Net interest income$21,042,0001,042
Provision for loan and lease losses$594,0004,287
Total noninterest income$5,170,0001,065
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$5,170,000695
Total noninterest expense$18,566,0001,124
Salaries and employee benefits$10,273,000954
Premises and equipment expense$3,720,000721
Additional noninterest expense$4,573,0001,627
Pre-tax net operating income$7,052,000616
Securities gains (losses)$375,0001,059
Applicable income taxes$2,018,000564
Income before extraordinary items$5,409,000620
Extraordinary gains, net$034
Net income$5,409,000620
Minority interest net income$0115
Net income of bank and minority interests.$5,409,000621
Net charge-offs$333,0004,358
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,135,250658
2009-09-30 (YTD Data)Rank
Total interest income$27,562,000938
Total interest expense$11,448,000801
Net interest income$16,114,0001,018
Provision for loan and lease losses$422,0004,101
Total noninterest income$3,912,0001,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$3,912,000704
Total noninterest expense$14,060,0001,106
Salaries and employee benefits$7,719,000966
Premises and equipment expense$2,801,000728
Additional noninterest expense$3,540,0001,519
Pre-tax net operating income$5,544,000617
Securities gains (losses)$363,000869
Applicable income taxes$1,624,000557
Income before extraordinary items$4,283,000630
Extraordinary gains, net$027
Net income$4,283,000631
Minority interest net income$0118
Net income of bank and minority interests.$4,283,000632
Net charge-offs$144,0004,661
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,018,010665
2009-06-30 (YTD Data)Rank
Total interest income$18,691,000942
Total interest expense$7,699,000843
Net interest income$10,992,000979
Provision for loan and lease losses$371,0003,396
Total noninterest income$2,624,0001,069
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,624,000706
Total noninterest expense$9,403,0001,124
Salaries and employee benefits$4,947,0001,024
Premises and equipment expense$1,857,000756
Additional noninterest expense$2,599,0001,428
Pre-tax net operating income$3,842,000583
Securities gains (losses)$325,000710
Applicable income taxes$1,159,000538
Income before extraordinary items$3,008,000608
Extraordinary gains, net$021
Net income$3,008,000605
Minority interest net income$0112
Net income of bank and minority interests.$3,008,000608
Net charge-offs$177,0003,582
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,774,000644
2009-03-31 (YTD Data)Rank
Total interest income$9,583,000927
Total interest expense$3,904,000860
Net interest income$5,679,000945
Provision for loan and lease losses$105,0003,786
Total noninterest income$1,404,000986
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,404,000656
Total noninterest expense$4,256,0001,177
Salaries and employee benefits$2,345,0001,085
Premises and equipment expense$906,000783
Additional noninterest expense$1,005,0001,610
Pre-tax net operating income$2,722,000436
Securities gains (losses)$123,000896
Applicable income taxes$846,000407
Income before extraordinary items$1,999,000499
Extraordinary gains, net$015
Net income$1,999,000500
Minority interest net income$0102
Net income of bank and minority interests.$1,999,000502
Net charge-offs$15,0004,515
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,912,900483
2008-12-31 (YTD Data)Rank
Total interest income$38,233,000985
Total interest expense$18,050,000889
Net interest income$20,183,0001,074
Provision for loan and lease losses$966,0002,761
Total noninterest income$5,277,0001,002
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$5,277,000625
Total noninterest expense$17,637,0001,115
Salaries and employee benefits$10,167,000976
Premises and equipment expense$3,698,000746
Additional noninterest expense$3,772,0001,642
Pre-tax net operating income$6,857,000807
Securities gains (losses)$-108,0007,256
Applicable income taxes$1,763,000753
Income before extraordinary items$4,986,000818
Extraordinary gains, net$039
Net income$4,986,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0003,146
Cash dividends$3,368,000809
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,065,920857
2008-09-30 (YTD Data)Rank
Total interest income$28,426,0001,026
Total interest expense$13,595,000913
Net interest income$14,831,0001,130
Provision for loan and lease losses$951,0001,875
Total noninterest income$4,021,0001,034
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$4,021,000652
Total noninterest expense$13,543,0001,085
Salaries and employee benefits$7,871,000975
Premises and equipment expense$2,809,000737
Additional noninterest expense$2,863,0001,562
Pre-tax net operating income$4,358,0001,163
Securities gains (losses)$-143,0007,565
Applicable income taxes$1,026,0001,130
Income before extraordinary items$3,189,0001,156
Extraordinary gains, net$031
Net income$3,189,0001,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$331,0002,440
Cash dividends$3,368,000650
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,297,6801,197
2008-06-30 (YTD Data)Rank
Total interest income$18,540,0001,057
Total interest expense$8,998,000959
Net interest income$9,542,0001,165
Provision for loan and lease losses$190,0003,238
Total noninterest income$2,859,000999
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,859,000636
Total noninterest expense$8,726,0001,112
Salaries and employee benefits$5,009,0001,024
Premises and equipment expense$1,919,000721
Additional noninterest expense$1,798,0001,643
Pre-tax net operating income$3,485,0001,024
Securities gains (losses)$-1,222,0008,382
Applicable income taxes$492,0001,625
Income before extraordinary items$1,771,0001,548
Extraordinary gains, net$021
Net income$1,771,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,982
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,724,160990
2008-03-31 (YTD Data)Rank
Total interest income$9,480,0001,062
Total interest expense$4,851,000941
Net interest income$4,629,0001,195
Provision for loan and lease losses$114,0002,554
Total noninterest income$1,538,000954
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,538,000605
Total noninterest expense$4,317,0001,126
Salaries and employee benefits$2,522,0001,031
Premises and equipment expense$970,000721
Additional noninterest expense$825,0001,721
Pre-tax net operating income$1,736,0001,097
Securities gains (losses)$13,0001,848
Applicable income taxes$463,0001,075
Income before extraordinary items$1,286,0001,170
Extraordinary gains, net$015
Net income$1,286,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,828
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,276,3801,139
2007-12-31 (YTD Data)Rank
Total interest income$38,596,0001,097
Total interest expense$22,814,000869
Net interest income$15,782,0001,417
Provision for loan and lease losses$105,0004,838
Total noninterest income$5,598,0001,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,598,000618
Total noninterest expense$17,559,0001,065
Salaries and employee benefits$10,101,000984
Premises and equipment expense$3,678,000724
Additional noninterest expense$3,780,0001,468
Pre-tax net operating income$3,716,0002,101
Securities gains (losses)$-1,0007,069
Applicable income taxes$667,0002,358
Income before extraordinary items$3,048,0002,021
Extraordinary gains, net$039
Net income$3,048,0002,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0002,676
Cash dividends$2,424,0001,412
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,048,8202,001
2007-09-30 (YTD Data)Rank
Total interest income$28,766,0001,112
Total interest expense$17,089,000867
Net interest income$11,677,0001,448
Provision for loan and lease losses$105,0004,026
Total noninterest income$4,136,0001,016
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$4,136,000639
Total noninterest expense$13,025,0001,070
Salaries and employee benefits$7,468,0001,000
Premises and equipment expense$2,778,000716
Additional noninterest expense$2,779,0001,462
Pre-tax net operating income$2,683,0002,305
Securities gains (losses)$01,655
Applicable income taxes$454,0002,662
Income before extraordinary items$2,229,0002,174
Extraordinary gains, net$033
Net income$2,229,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0001,690
Cash dividends$2,424,0001,051
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,229,0002,163
2007-06-30 (YTD Data)Rank
Total interest income$19,219,0001,114
Total interest expense$11,483,000866
Net interest income$7,736,0001,476
Provision for loan and lease losses$98,0003,335
Total noninterest income$2,914,000982
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,914,000617
Total noninterest expense$8,738,0001,083
Salaries and employee benefits$4,999,0001,013
Premises and equipment expense$1,918,000713
Additional noninterest expense$1,821,0001,501
Pre-tax net operating income$1,814,0002,329
Securities gains (losses)$01,444
Applicable income taxes$297,0002,747
Income before extraordinary items$1,517,0002,194
Extraordinary gains, net$029
Net income$1,517,0002,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,616
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,517,0002,174
2007-03-31 (YTD Data)Rank
Total interest income$9,523,0001,120
Total interest expense$5,718,000858
Net interest income$3,805,0001,509
Provision for loan and lease losses$98,0002,076
Total noninterest income$1,668,000872
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,668,000564
Total noninterest expense$4,387,0001,073
Salaries and employee benefits$2,531,0001,003
Premises and equipment expense$941,000723
Additional noninterest expense$915,0001,463
Pre-tax net operating income$988,0002,190
Securities gains (losses)$01,187
Applicable income taxes$178,0002,556
Income before extraordinary items$810,0002,045
Extraordinary gains, net$022
Net income$810,0002,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,190
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$810,0002,038
2006-12-31 (YTD Data)Rank
Total interest income$35,377,0001,112
Total interest expense$21,372,000785
Net interest income$14,005,0001,638
Provision for loan and lease losses$170,0003,852
Total noninterest income$5,786,000968
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,786,000609
Total noninterest expense$18,866,000941
Salaries and employee benefits$10,671,000902
Premises and equipment expense$3,908,000670
Additional noninterest expense$4,287,0001,245
Pre-tax net operating income$755,0005,774
Securities gains (losses)$66,000625
Applicable income taxes$-498,0008,569
Income before extraordinary items$1,319,0004,065
Extraordinary gains, net$051
Net income$1,319,0004,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,584
Cash dividends$1,355,0002,084
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,253,0004,157
2006-09-30 (YTD Data)Rank
Total interest income$25,936,0001,144
Total interest expense$15,601,000781
Net interest income$10,335,0001,675
Provision for loan and lease losses$13,0006,263
Total noninterest income$4,264,000998
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,264,000621
Total noninterest expense$14,103,000955
Salaries and employee benefits$7,977,000914
Premises and equipment expense$2,910,000686
Additional noninterest expense$3,216,0001,248
Pre-tax net operating income$483,0006,282
Securities gains (losses)$1,0001,261
Applicable income taxes$-91,0008,552
Income before extraordinary items$575,0005,461
Extraordinary gains, net$045
Net income$575,0005,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0002,646
Cash dividends$1,355,0001,574
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$574,0005,465
2006-06-30 (YTD Data)Rank
Total interest income$16,760,0001,162
Total interest expense$9,871,000784
Net interest income$6,889,0001,677
Provision for loan and lease losses$7,0006,120
Total noninterest income$3,065,000929
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,065,000589
Total noninterest expense$9,549,000941
Salaries and employee benefits$5,341,000917
Premises and equipment expense$1,991,000668
Additional noninterest expense$2,217,0001,217
Pre-tax net operating income$398,0005,908
Securities gains (losses)$01,185
Applicable income taxes$-13,0008,497
Income before extraordinary items$411,0005,327
Extraordinary gains, net$039
Net income$411,0005,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,703
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$411,0005,329
2006-03-31 (YTD Data)Rank
Total interest income$8,136,0001,172
Total interest expense$4,617,000787
Net interest income$3,519,0001,633
Provision for loan and lease losses$06,013
Total noninterest income$1,677,000852
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,677,000555
Total noninterest expense$4,711,000950
Salaries and employee benefits$2,659,000918
Premises and equipment expense$995,000660
Additional noninterest expense$1,057,0001,260
Pre-tax net operating income$485,0003,809
Securities gains (losses)$0955
Applicable income taxes$96,0003,654
Income before extraordinary items$389,0003,764
Extraordinary gains, net$021
Net income$389,0003,763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$389,0003,749
2005-12-31 (YTD Data)Rank
Total interest income$31,880,0001,039
Total interest expense$15,559,000725
Net interest income$16,321,0001,346
Provision for loan and lease losses$202,0003,567
Total noninterest income$6,525,000871
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$6,525,000570
Total noninterest expense$18,881,000901
Salaries and employee benefits$10,754,000850
Premises and equipment expense$3,659,000679
Additional noninterest expense$4,468,0001,141
Pre-tax net operating income$3,763,0002,319
Securities gains (losses)$5,0001,712
Applicable income taxes$978,0002,294
Income before extraordinary items$2,790,0002,383
Extraordinary gains, net$046
Net income$2,790,0002,384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$357,0001,540
Cash dividends$3,287,000955
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,786,3002,356
2005-09-30 (YTD Data)Rank
Total interest income$23,636,0001,011
Total interest expense$11,148,000710
Net interest income$12,488,0001,292
Provision for loan and lease losses$202,0002,938
Total noninterest income$4,638,000910
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$4,638,000592
Total noninterest expense$14,006,000903
Salaries and employee benefits$8,014,000848
Premises and equipment expense$2,767,000666
Additional noninterest expense$3,225,0001,178
Pre-tax net operating income$2,918,0002,293
Securities gains (losses)$02,317
Applicable income taxes$745,0002,311
Income before extraordinary items$2,173,0002,340
Extraordinary gains, net$035
Net income$2,173,0002,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,339
Cash dividends$3,287,000677
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,173,0002,307
2005-06-30 (YTD Data)Rank
Total interest income$15,566,0001,000
Total interest expense$7,022,000716
Net interest income$8,544,0001,246
Provision for loan and lease losses$06,626
Total noninterest income$3,320,000851
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$3,320,000555
Total noninterest expense$9,281,000897
Salaries and employee benefits$5,248,000851
Premises and equipment expense$1,881,000641
Additional noninterest expense$2,152,0001,161
Pre-tax net operating income$2,583,0001,786
Securities gains (losses)$02,146
Applicable income taxes$737,0001,726
Income before extraordinary items$1,846,0001,850
Extraordinary gains, net$030
Net income$1,846,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0001,236
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,846,0001,813
2005-03-31 (YTD Data)Rank
Total interest income$7,741,000984
Total interest expense$3,389,000711
Net interest income$4,352,0001,212
Provision for loan and lease losses$06,226
Total noninterest income$1,764,000793
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,764,000515
Total noninterest expense$4,702,000884
Salaries and employee benefits$2,676,000827
Premises and equipment expense$920,000656
Additional noninterest expense$1,106,0001,116
Pre-tax net operating income$1,414,0001,600
Securities gains (losses)$01,685
Applicable income taxes$437,0001,505
Income before extraordinary items$977,0001,719
Extraordinary gains, net$024
Net income$977,0001,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,000958
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$977,0001,687
2004-12-31 (YTD Data)Rank
Total interest income$30,865,000905
Total interest expense$13,330,000620
Net interest income$17,535,0001,154
Provision for loan and lease losses$38,0006,224
Total noninterest income$5,823,000948
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,823,000599
Total noninterest expense$18,008,000909
Salaries and employee benefits$10,205,000839
Premises and equipment expense$3,565,000649
Additional noninterest expense$4,238,0001,165
Pre-tax net operating income$5,312,0001,606
Securities gains (losses)$-362,0008,856
Applicable income taxes$1,728,0001,437
Income before extraordinary items$3,222,0001,941
Extraordinary gains, net$034
Net income$3,222,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,919
Cash dividends$3,545,000842
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,457,3001,792
2004-09-30 (YTD Data)Rank
Total interest income$22,864,000909
Total interest expense$9,907,000615
Net interest income$12,957,0001,146
Provision for loan and lease losses$38,0005,777
Total noninterest income$4,395,000948
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$4,395,000600
Total noninterest expense$13,448,000908
Salaries and employee benefits$7,611,000848
Premises and equipment expense$2,690,000646
Additional noninterest expense$3,147,0001,158
Pre-tax net operating income$3,866,0001,669
Securities gains (losses)$59,0001,530
Applicable income taxes$1,395,0001,369
Income before extraordinary items$2,530,0001,882
Extraordinary gains, net$026
Net income$2,530,0001,883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0001,646
Cash dividends$3,545,000613
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,492,2401,860
2004-06-30 (YTD Data)Rank
Total interest income$15,199,000892
Total interest expense$6,607,000602
Net interest income$8,592,0001,151
Provision for loan and lease losses$38,0005,097
Total noninterest income$3,143,000881
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$3,143,000575
Total noninterest expense$9,005,000899
Salaries and employee benefits$5,129,000837
Premises and equipment expense$1,789,000650
Additional noninterest expense$2,087,0001,167
Pre-tax net operating income$2,692,0001,569
Securities gains (losses)$52,0001,433
Applicable income taxes$964,0001,319
Income before extraordinary items$1,780,0001,784
Extraordinary gains, net$021
Net income$1,780,0001,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,412
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,746,2001,760
2004-03-31 (YTD Data)Rank
Total interest income$7,624,000902
Total interest expense$3,336,000611
Net interest income$4,288,0001,150
Provision for loan and lease losses$06,501
Total noninterest income$1,677,000824
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$1,677,000546
Total noninterest expense$4,512,000909
Salaries and employee benefits$2,534,000867
Premises and equipment expense$953,000620
Additional noninterest expense$1,025,0001,172
Pre-tax net operating income$1,453,0001,425
Securities gains (losses)$5,0002,336
Applicable income taxes$505,0001,279
Income before extraordinary items$953,0001,661
Extraordinary gains, net$016
Net income$953,0001,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,092
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$949,7501,580
2003-12-31 (YTD Data)Rank
Total interest income$32,432,000866
Total interest expense$15,919,000568
Net interest income$16,513,0001,172
Provision for loan and lease losses$07,651
Total noninterest income$6,640,000905
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$6,640,000605
Total noninterest expense$18,029,000891
Salaries and employee benefits$10,315,000825
Premises and equipment expense$3,632,000625
Additional noninterest expense$4,082,0001,217
Pre-tax net operating income$5,124,0001,582
Securities gains (losses)$-70,0008,991
Applicable income taxes$1,607,0001,527
Income before extraordinary items$3,447,0001,807
Extraordinary gains, net$054
Net income$3,447,0001,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,0001,298
Cash dividends$3,589,000855
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,494,6001,696
2003-09-30 (YTD Data)Rank
Total interest income$24,843,000863
Total interest expense$12,494,000570
Net interest income$12,349,0001,187
Provision for loan and lease losses$07,481
Total noninterest income$5,073,000916
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$5,073,000633
Total noninterest expense$13,516,000906
Salaries and employee benefits$7,686,000837
Premises and equipment expense$2,760,000630
Additional noninterest expense$3,070,0001,234
Pre-tax net operating income$3,906,0001,618
Securities gains (losses)$43,0002,446
Applicable income taxes$1,290,0001,511
Income before extraordinary items$2,659,0001,819
Extraordinary gains, net$040
Net income$2,659,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$549,0001,086
Cash dividends$3,589,000631
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,630,1901,738
2003-06-30 (YTD Data)Rank
Total interest income$17,188,000851
Total interest expense$8,915,000554
Net interest income$8,273,0001,184
Provision for loan and lease losses$07,324
Total noninterest income$3,289,000932
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$3,289,000634
Total noninterest expense$9,029,000902
Salaries and employee benefits$5,048,000849
Premises and equipment expense$1,889,000614
Additional noninterest expense$2,092,0001,201
Pre-tax net operating income$2,533,0001,654
Securities gains (losses)$03,782
Applicable income taxes$850,0001,544
Income before extraordinary items$1,683,0001,904
Extraordinary gains, net$030
Net income$1,683,0001,903
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$414,000967
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,683,0001,794
2003-03-31 (YTD Data)Rank
Total interest income$8,867,000828
Total interest expense$4,882,000523
Net interest income$3,985,0001,228
Provision for loan and lease losses$06,934
Total noninterest income$1,708,000886
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$1,708,000600
Total noninterest expense$4,304,000948
Salaries and employee benefits$2,445,000882
Premises and equipment expense$884,000658
Additional noninterest expense$975,0001,252
Pre-tax net operating income$1,389,0001,518
Securities gains (losses)$02,891
Applicable income taxes$474,0001,437
Income before extraordinary items$915,0001,741
Extraordinary gains, net$021
Net income$915,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,000952
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$915,0001,629
2002-12-31 (YTD Data)Rank
Total interest income$38,739,000777
Total interest expense$23,576,000497
Net interest income$15,163,0001,273
Provision for loan and lease losses$1,563,000912
Total noninterest income$4,940,0001,068
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$4,940,000698
Total noninterest expense$15,901,000988
Salaries and employee benefits$8,933,000902
Premises and equipment expense$3,251,000679
Additional noninterest expense$3,717,0001,298
Pre-tax net operating income$2,639,0002,774
Securities gains (losses)$04,537
Applicable income taxes$675,0002,923
Income before extraordinary items$1,964,0002,840
Extraordinary gains, net$070
Net income$1,964,0002,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,464,000690
Cash dividends$1,126,0002,045
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,964,0002,754
2001-12-31 (YTD Data)Rank
Total interest income$34,514,000986
Total interest expense$21,758,000754
Net interest income$12,756,0001,394
Provision for loan and lease losses$40,0006,926
Total noninterest income$3,405,0001,340
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,405,000864
Total noninterest expense$10,907,0001,336
Salaries and employee benefits$6,068,0001,228
Premises and equipment expense$2,329,000900
Additional noninterest expense$2,510,0001,823
Pre-tax net operating income$5,214,0001,388
Securities gains (losses)$1,0004,410
Applicable income taxes$1,761,0001,308
Income before extraordinary items$3,454,0001,546
Extraordinary gains, net$0105
Net income$3,454,0001,548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,769
Cash dividends$4,395,000686
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,453,3401,481
2000-12-31 (YTD Data)Rank
Total interest income$36,151,000976
Total interest expense$22,568,000808
Net interest income$13,583,0001,293
Provision for loan and lease losses$158,0004,296
Total noninterest income$2,579,0001,542
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,579,000949
Total noninterest expense$9,348,0001,490
Salaries and employee benefits$4,987,0001,423
Premises and equipment expense$2,071,000966
Additional noninterest expense$2,290,0001,907
Pre-tax net operating income$6,656,0001,129
Securities gains (losses)$01,956
Applicable income taxes$2,329,0001,024
Income before extraordinary items$4,327,0001,217
Extraordinary gains, net$038
Net income$4,327,0001,217
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,993
Cash dividends$13,777,000304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,327,0001,215
1999-12-31 (YTD Data)Rank
Total interest income$31,533,0001,044
Total interest expense$20,606,000774
Net interest income$10,927,0001,587
Provision for loan and lease losses$37,0006,969
Total noninterest income$2,100,0001,796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$2,100,0001,114
Total noninterest expense$7,535,0001,839
Salaries and employee benefits$3,901,0001,780
Premises and equipment expense$1,692,0001,189
Additional noninterest expense$1,942,0002,253
Pre-tax net operating income$5,455,0001,391
Securities gains (losses)$03,155
Applicable income taxes$1,922,0001,269
Income before extraordinary items$3,533,0001,517
Extraordinary gains, net$035
Net income$3,533,0001,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,414
Cash dividends$8,276,000464
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,533,0001,487
1998-12-31 (YTD Data)Rank
Total interest income$28,577,0001,143
Total interest expense$17,911,000886
Net interest income$10,666,0001,588
Provision for loan and lease losses$563,0001,574
Total noninterest income$1,343,0002,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,343,0001,506
Total noninterest expense$5,656,0002,313
Salaries and employee benefits$2,876,0002,346
Premises and equipment expense$1,320,0001,486
Additional noninterest expense$1,460,0002,849
Pre-tax net operating income$5,790,0001,297
Securities gains (losses)$04,449
Applicable income taxes$2,113,0001,199
Income before extraordinary items$3,677,0001,437
Extraordinary gains, net$032
Net income$3,677,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$403,0001,495
Cash dividends$40,000,000165
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,677,0001,373
1997-12-31 (YTD Data)Rank
Total interest income$29,374,0001,147
Total interest expense$16,983,000964
Net interest income$12,391,0001,392
Provision for loan and lease losses$825,0001,151
Total noninterest income$723,0003,883
Gross Fiduciary activities income$104,0001,043
Service charges on deposit accounts$244,0004,736
Trading account gains and fees$0239
Additional Noninterest Income$375,0003,427
Total noninterest expense$4,173,0003,061
Salaries and employee benefits$2,011,0003,289
Premises and equipment expense$467,0003,928
Additional noninterest expense$1,695,0002,433
Pre-tax net operating income$8,116,0001,014
Securities gains (losses)$-5,0009,661
Applicable income taxes$2,814,000983
Income before extraordinary items$5,297,0001,041
Extraordinary gains, net$044
Net income$5,297,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$571,0001,211
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,300,2501,014
1996-12-31 (YTD Data)Rank
Total interest income$36,973,000947
Total interest expense$24,081,000724
Net interest income$12,892,0001,390
Provision for loan and lease losses$1,524,000750
Total noninterest income$402,0005,931
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$176,0005,995
Trading account gains and fees$0262
Additional Noninterest Income$226,0004,843
Total noninterest expense$3,117,0004,189
Salaries and employee benefits$1,405,0004,575
Premises and equipment expense$475,0003,931
Additional noninterest expense$1,237,0003,689
Pre-tax net operating income$8,653,000886
Securities gains (losses)$04,148
Applicable income taxes$2,931,000886
Income before extraordinary items$5,722,000923
Extraordinary gains, net$053
Net income$5,722,000924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$469,0001,501
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,722,000904
1995-12-31 (YTD Data)Rank
Total interest income$45,499,000823
Total interest expense$31,511,000625
Net interest income$13,988,0001,291
Provision for loan and lease losses$1,565,000691
Total noninterest income$324,0006,794
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$131,0007,064
Trading account gains and fees$0522
Additional Noninterest Income$193,0005,232
Total noninterest expense$2,608,0004,817
Salaries and employee benefits$1,008,0006,021
Premises and equipment expense$362,0004,911
Additional noninterest expense$1,238,0003,647
Pre-tax net operating income$10,139,000822
Securities gains (losses)$03,831
Applicable income taxes$3,406,000822
Income before extraordinary items$6,733,000841
Extraordinary gains, net$065
Net income$6,733,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,664
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,733,000829
1994-12-31 (YTD Data)Rank
Total interest income$29,712,0001,060
Total interest expense$20,475,000706
Net interest income$9,237,0001,966
Provision for loan and lease losses$999,000928
Total noninterest income$269,0007,669
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$109,0007,867
Trading account gains and fees$0475
Additional Noninterest Income$160,0006,008
Total noninterest expense$2,047,0006,085
Salaries and employee benefits$817,0007,108
Premises and equipment expense$228,0006,906
Additional noninterest expense$1,002,0004,705
Pre-tax net operating income$6,460,0001,167
Securities gains (losses)$03,600
Applicable income taxes$2,463,0001,019
Income before extraordinary items$3,997,0001,265
Extraordinary gains, net$0249
Net income$3,997,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,444
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,997,0001,278
1993-12-31 (YTD Data)Rank
Total interest income$24,362,0001,294
Total interest expense$16,892,000840
Net interest income$7,470,0002,396
Provision for loan and lease losses$81,0006,293
Total noninterest income$268,0008,091
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$105,0008,238
Trading account gains and fees$0532
Additional Noninterest Income$163,0006,291
Total noninterest expense$1,694,0007,205
Salaries and employee benefits$710,0007,938
Premises and equipment expense$150,0008,908
Additional noninterest expense$834,0005,727
Pre-tax net operating income$5,963,0001,164
Securities gains (losses)$07,477
Applicable income taxes$2,065,0001,173
Income before extraordinary items$3,898,0001,302
Extraordinary gains, net$03,149
Net income$3,898,0001,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,898,0001,215
1992-12-31 (YTD Data)Rank
Total interest income$28,418,0001,286
Total interest expense$19,894,000909
Net interest income$8,524,0002,133
Provision for loan and lease losses$262,0004,478
Total noninterest income$229,0008,874
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$104,0008,390
Trading account gains and fees$0504
Additional Noninterest Income$125,0007,308
Total noninterest expense$1,467,0008,037
Salaries and employee benefits$660,0008,308
Premises and equipment expense$143,0009,322
Additional noninterest expense$664,0007,000
Pre-tax net operating income$7,024,000926
Securities gains (losses)$40,0004,499
Applicable income taxes$2,428,000958
Income before extraordinary items$4,636,0001,025
Extraordinary gains, net$01,422
Net income$4,636,0001,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0009,788
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,609,600942

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.