Home > Heritage Bank of the South > Net Charge- offs 1- 4 Family Residential
Heritage Bank of the South, Net Charge- offs 1- 4 Family Residential
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $75,000 | 929 |
| Loans secured by 1-4 family senior liens - net charge-offs | $59,000 | 893 |
| Loans secured by 1-4 family junior liens - net charge-offs | $21,000 | 385 |
| Home equity lines of credit - net charge-offs | $-5,000 | 6,064 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 663 |
| Loans secured by 1-4 family senior liens - net charge-offs | $38,000 | 720 |
| Loans secured by 1-4 family junior liens - net charge-offs | $24,000 | 236 |
| Home equity lines of credit - net charge-offs | $-2,000 | 6,072 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 2,721 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 1,814 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-21,000 | 6,293 |
| Home equity lines of credit - net charge-offs | $-11,000 | 6,309 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 2,573 |
| Loans secured by 1-4 family senior liens - net charge-offs | $60,000 | 1,491 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-32,000 | 6,461 |
| Home equity lines of credit - net charge-offs | $-9,000 | 6,380 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 2,862 |
| Loans secured by 1-4 family senior liens - net charge-offs | $44,000 | 1,389 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-29,000 | 6,554 |
| Home equity lines of credit - net charge-offs | $-14,000 | 6,532 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-31,000 | 6,576 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,000 | 1,798 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-26,000 | 6,667 |
| Home equity lines of credit - net charge-offs | $-7,000 | 6,578 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $622,000 | 607 |
| Loans secured by 1-4 family senior liens - net charge-offs | $425,000 | 624 |
| Loans secured by 1-4 family junior liens - net charge-offs | $107,000 | 463 |
| Home equity lines of credit - net charge-offs | $90,000 | 650 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $605,000 | 497 |
| Loans secured by 1-4 family senior liens - net charge-offs | $425,000 | 477 |
| Loans secured by 1-4 family junior liens - net charge-offs | $99,000 | 389 |
| Home equity lines of credit - net charge-offs | $81,000 | 587 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $266,000 | 742 |
| Loans secured by 1-4 family senior liens - net charge-offs | $77,000 | 1,341 |
| Loans secured by 1-4 family junior liens - net charge-offs | $105,000 | 304 |
| Home equity lines of credit - net charge-offs | $84,000 | 456 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $147,000 | 707 |
| Loans secured by 1-4 family senior liens - net charge-offs | $25,000 | 1,481 |
| Loans secured by 1-4 family junior liens - net charge-offs | $46,000 | 350 |
| Home equity lines of credit - net charge-offs | $76,000 | 316 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,374,000 | 493 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,147,000 | 411 |
| Loans secured by 1-4 family junior liens - net charge-offs | $170,000 | 508 |
| Home equity lines of credit - net charge-offs | $57,000 | 1,067 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $517,000 | 896 |
| Loans secured by 1-4 family senior liens - net charge-offs | $287,000 | 984 |
| Loans secured by 1-4 family junior liens - net charge-offs | $171,000 | 412 |
| Home equity lines of credit - net charge-offs | $59,000 | 900 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $369,000 | 869 |
| Loans secured by 1-4 family senior liens - net charge-offs | $134,000 | 1,286 |
| Loans secured by 1-4 family junior liens - net charge-offs | $174,000 | 311 |
| Home equity lines of credit - net charge-offs | $61,000 | 735 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $236,000 | 727 |
| Loans secured by 1-4 family senior liens - net charge-offs | $119,000 | 864 |
| Loans secured by 1-4 family junior liens - net charge-offs | $86,000 | 307 |
| Home equity lines of credit - net charge-offs | $31,000 | 661 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,886,000 | 334 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,543,000 | 249 |
| Loans secured by 1-4 family junior liens - net charge-offs | $91,000 | 992 |
| Home equity lines of credit - net charge-offs | $252,000 | 601 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,547,000 | 287 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,351,000 | 205 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 7,218 |
| Home equity lines of credit - net charge-offs | $200,000 | 555 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,309,000 | 228 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,293,000 | 157 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-3,000 | 7,247 |
| Home equity lines of credit - net charge-offs | $19,000 | 1,192 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,135,000 | 142 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,113,000 | 92 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 7,289 |
| Home equity lines of credit - net charge-offs | $24,000 | 777 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,268,000 | 741 |
| Loans secured by 1-4 family senior liens - net charge-offs | $743,000 | 787 |
| Loans secured by 1-4 family junior liens - net charge-offs | $63,000 | 1,301 |
| Home equity lines of credit - net charge-offs | $462,000 | 426 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $880,000 | 748 |
| Loans secured by 1-4 family senior liens - net charge-offs | $732,000 | 616 |
| Loans secured by 1-4 family junior liens - net charge-offs | $21,000 | 1,551 |
| Home equity lines of credit - net charge-offs | $127,000 | 779 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $614,000 | 726 |
| Loans secured by 1-4 family senior liens - net charge-offs | $617,000 | 511 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $-3,000 | 7,712 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $364,000 | 618 |
| Loans secured by 1-4 family senior liens - net charge-offs | $364,000 | 441 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,122 |
| Home equity lines of credit - net charge-offs | $0 | 979 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $494,000 | 1,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $154,000 | 1,948 |
| Loans secured by 1-4 family junior liens - net charge-offs | $186,000 | 760 |
| Home equity lines of credit - net charge-offs | $154,000 | 838 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $283,000 | 1,442 |
| Loans secured by 1-4 family senior liens - net charge-offs | $66,000 | 2,170 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 840 |
| Home equity lines of credit - net charge-offs | $125,000 | 721 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $171,000 | 1,393 |
| Loans secured by 1-4 family senior liens - net charge-offs | $65,000 | 1,663 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 599 |
| Home equity lines of credit - net charge-offs | $14,000 | 1,120 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $158,000 | 831 |
| Loans secured by 1-4 family senior liens - net charge-offs | $66,000 | 950 |
| Loans secured by 1-4 family junior liens - net charge-offs | $92,000 | 351 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 2,122 |
| Loans secured by 1-4 family senior liens - net charge-offs | $11,000 | 3,025 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,716 |
| Home equity lines of credit - net charge-offs | $70,000 | 748 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $52,000 | 1,885 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,899 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,335 |
| Home equity lines of credit - net charge-offs | $52,000 | 629 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,841 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,300 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 991 |
| Home equity lines of credit - net charge-offs | $0 | 894 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,939 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,535 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $55,000 | 1,594 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,744 |
| Loans secured by 1-4 family junior liens - net charge-offs | $55,000 | 500 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $8,000 | 2,229 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,203 |
| Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 720 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,739 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,473 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,164 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-30,000 | 8,518 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,424 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $-30,000 | 8,650 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-21,000 | 8,502 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,020 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $-21,000 | 8,704 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-21,000 | 8,573 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,673 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $-21,000 | 8,737 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-21,000 | 8,665 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $-21,000 | 8,766 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 831 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 8,377 |
| Loans secured by 1-4 family junior liens - net charge-offs | $61,000 | 272 |
| Home equity lines of credit - net charge-offs | $24,000 | 380 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $64,000 | 723 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $61,000 | 202 |
| Home equity lines of credit - net charge-offs | $3,000 | 539 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 669 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $47,000 | 199 |
| Home equity lines of credit - net charge-offs | $1,000 | 448 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 397 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $47,000 | 133 |
| Home equity lines of credit - net charge-offs | $3,000 | 306 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $86,000 | 879 |
| Loans secured by 1-4 family senior liens - net charge-offs | $59,000 | 858 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,053 |
| Home equity lines of credit - net charge-offs | $27,000 | 362 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 1,392 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,000 | 1,707 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $18,000 | 354 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 1,562 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 8,216 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $12,000 | 327 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 624 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $28,000 | 147 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,213 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $5,000 | 565 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $43,000 | 1,117 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $5,000 | 447 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 1,211 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 750 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $141,000 | 592 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 1,073 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.