Home > Heritage Bank of North Florida > Income and Expense
Heritage Bank of North Florida, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,068 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $705,000 | 5,151 |
| Provision for loan and lease losses | $4,774,000 | 114 |
| Total noninterest income | $39,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $21,000 | 5,534 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $1,420,000 | 3,148 |
| Salaries and employee benefits | $491,000 | 4,205 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $896,000 | 1,776 |
| Pre-tax net operating income | $-5,450,000 | 7,009 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-5,450,000 | 7,004 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-5,450,000 | 7,004 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-5,450,000 | 7,004 |
| Net charge-offs | $1,925,000 | 271 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-5,450,000 | 7,001 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,047,000 | 4,268 |
| Total interest expense | $891,000 | 3,885 |
| Net interest income | $4,156,000 | 4,311 |
| Provision for loan and lease losses | $2,206,000 | 989 |
| Total noninterest income | $125,000 | 6,123 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $26,000 | 6,181 |
| Total noninterest expense | $4,140,000 | 3,939 |
| Salaries and employee benefits | $1,605,000 | 4,675 |
| Premises and equipment expense | $134,000 | 6,265 |
| Additional noninterest expense | $2,401,000 | 2,656 |
| Pre-tax net operating income | $-2,065,000 | 6,816 |
| Securities gains (losses) | $191,000 | 1,742 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,874,000 | 6,823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,874,000 | 6,820 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,874,000 | 6,821 |
| Net charge-offs | $2,785,000 | 894 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,065,000 | 6,821 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 4,240 |
| Total interest expense | $714,000 | 3,851 |
| Net interest income | $3,263,000 | 4,244 |
| Provision for loan and lease losses | $1,352,000 | 1,174 |
| Total noninterest income | $163,000 | 5,669 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $76,000 | 5,492 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $87,000 | 5,275 |
| Total noninterest expense | $3,228,000 | 3,858 |
| Salaries and employee benefits | $1,208,000 | 4,682 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $1,910,000 | 2,531 |
| Pre-tax net operating income | $-1,154,000 | 6,870 |
| Securities gains (losses) | $191,000 | 1,466 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-963,000 | 6,875 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-963,000 | 6,872 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-963,000 | 6,873 |
| Net charge-offs | $803,000 | 1,673 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,154,000 | 6,883 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,733,000 | 4,191 |
| Total interest expense | $512,000 | 3,766 |
| Net interest income | $2,221,000 | 4,211 |
| Provision for loan and lease losses | $472,000 | 1,884 |
| Total noninterest income | $99,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $49,000 | 5,552 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 5,446 |
| Total noninterest expense | $2,315,000 | 3,710 |
| Salaries and employee benefits | $840,000 | 4,610 |
| Premises and equipment expense | $73,000 | 6,256 |
| Additional noninterest expense | $1,402,000 | 2,309 |
| Pre-tax net operating income | $-467,000 | 6,803 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-467,000 | 6,857 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-467,000 | 6,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-467,000 | 6,858 |
| Net charge-offs | $609,000 | 1,586 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-467,000 | 6,821 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 4,190 |
| Total interest expense | $284,000 | 3,632 |
| Net interest income | $1,107,000 | 4,243 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $64,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $1,065,000 | 3,931 |
| Salaries and employee benefits | $450,000 | 4,470 |
| Premises and equipment expense | $42,000 | 6,119 |
| Additional noninterest expense | $573,000 | 2,759 |
| Pre-tax net operating income | $31,000 | 6,116 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $31,000 | 6,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $31,000 | 6,207 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $31,000 | 6,209 |
| Net charge-offs | $681,000 | 886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $31,000 | 6,082 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 4,082 |
| Total interest expense | $1,582,000 | 3,318 |
| Net interest income | $4,382,000 | 4,283 |
| Provision for loan and lease losses | $1,728,000 | 1,736 |
| Total noninterest income | $534,000 | 4,285 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $113,000 | 5,353 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $421,000 | 3,358 |
| Total noninterest expense | $4,492,000 | 3,813 |
| Salaries and employee benefits | $1,799,000 | 4,446 |
| Premises and equipment expense | $180,000 | 6,172 |
| Additional noninterest expense | $2,513,000 | 2,580 |
| Pre-tax net operating income | $-1,304,000 | 6,661 |
| Securities gains (losses) | $34,000 | 2,832 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,270,000 | 6,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,270,000 | 6,717 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,270,000 | 6,717 |
| Net charge-offs | $1,939,000 | 1,590 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,304,000 | 6,689 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 4,053 |
| Total interest expense | $1,252,000 | 3,280 |
| Net interest income | $3,331,000 | 4,265 |
| Provision for loan and lease losses | $1,728,000 | 1,370 |
| Total noninterest income | $171,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $84,000 | 5,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $87,000 | 5,243 |
| Total noninterest expense | $3,001,000 | 4,119 |
| Salaries and employee benefits | $1,351,000 | 4,439 |
| Premises and equipment expense | $135,000 | 6,211 |
| Additional noninterest expense | $1,515,000 | 3,126 |
| Pre-tax net operating income | $-1,227,000 | 6,855 |
| Securities gains (losses) | $34,000 | 2,577 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-1,193,000 | 6,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,193,000 | 6,919 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,193,000 | 6,918 |
| Net charge-offs | $1,959,000 | 1,243 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,227,000 | 6,888 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,068 |
| Total interest expense | $861,000 | 3,312 |
| Net interest income | $2,211,000 | 4,291 |
| Provision for loan and lease losses | $382,000 | 2,648 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $54,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 5,412 |
| Total noninterest expense | $1,725,000 | 4,570 |
| Salaries and employee benefits | $905,000 | 4,467 |
| Premises and equipment expense | $88,000 | 6,304 |
| Additional noninterest expense | $732,000 | 3,963 |
| Pre-tax net operating income | $210,000 | 5,056 |
| Securities gains (losses) | $34,000 | 1,823 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $244,000 | 4,745 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,744 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $244,000 | 4,745 |
| Net charge-offs | $858,000 | 1,601 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $210,000 | 4,857 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 3,995 |
| Total interest expense | $446,000 | 3,336 |
| Net interest income | $1,149,000 | 4,174 |
| Provision for loan and lease losses | $313,000 | 1,871 |
| Total noninterest income | $60,000 | 5,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $24,000 | 5,566 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $504,000 | 5,928 |
| Salaries and employee benefits | $415,000 | 4,763 |
| Premises and equipment expense | $58,000 | 5,891 |
| Additional noninterest expense | $31,000 | 7,494 |
| Pre-tax net operating income | $392,000 | 3,016 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $392,000 | 2,712 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $392,000 | 2,711 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $392,000 | 2,712 |
| Net charge-offs | $313,000 | 1,713 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $392,000 | 2,649 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,231,000 | 3,828 |
| Total interest expense | $2,420,000 | 3,071 |
| Net interest income | $4,811,000 | 4,068 |
| Provision for loan and lease losses | $3,458,000 | 1,472 |
| Total noninterest income | $138,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $118,000 | 5,271 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 6,604 |
| Total noninterest expense | $9,126,000 | 2,124 |
| Salaries and employee benefits | $1,874,000 | 4,421 |
| Premises and equipment expense | $82,000 | 7,196 |
| Additional noninterest expense | $7,170,000 | 1,029 |
| Pre-tax net operating income | $-7,635,000 | 7,262 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,562,000 | 882 |
| Income before extraordinary items | $-9,197,000 | 7,356 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,197,000 | 7,356 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,197,000 | 7,356 |
| Net charge-offs | $943,000 | 2,768 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-9,197,000 | 7,343 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,821 |
| Total interest expense | $1,912,000 | 3,064 |
| Net interest income | $3,677,000 | 4,065 |
| Provision for loan and lease losses | $1,478,000 | 1,994 |
| Total noninterest income | $114,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $86,000 | 5,378 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $28,000 | 6,472 |
| Total noninterest expense | $6,285,000 | 2,311 |
| Salaries and employee benefits | $1,412,000 | 4,443 |
| Premises and equipment expense | $71,000 | 7,183 |
| Additional noninterest expense | $4,802,000 | 1,132 |
| Pre-tax net operating income | $-3,972,000 | 7,298 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,494,000 | 7,561 |
| Income before extraordinary items | $-2,478,000 | 7,206 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,478,000 | 7,205 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,478,000 | 7,206 |
| Net charge-offs | $771,000 | 2,507 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,478,000 | 7,184 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,828 |
| Total interest expense | $1,344,000 | 3,037 |
| Net interest income | $2,421,000 | 4,101 |
| Provision for loan and lease losses | $1,039,000 | 1,895 |
| Total noninterest income | $99,000 | 6,079 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $56,000 | 5,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $2,197,000 | 3,971 |
| Salaries and employee benefits | $953,000 | 4,433 |
| Premises and equipment expense | $45,000 | 7,280 |
| Additional noninterest expense | $1,199,000 | 2,720 |
| Pre-tax net operating income | $-716,000 | 6,878 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-716,000 | 6,971 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-716,000 | 6,971 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-716,000 | 6,971 |
| Net charge-offs | $138,000 | 3,915 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-716,000 | 6,937 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 3,822 |
| Total interest expense | $707,000 | 3,040 |
| Net interest income | $1,216,000 | 4,120 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $40,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $11,000 | 6,524 |
| Total noninterest expense | $1,166,000 | 3,834 |
| Salaries and employee benefits | $499,000 | 4,366 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $648,000 | 2,534 |
| Pre-tax net operating income | $-60,000 | 6,534 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-60,000 | 6,654 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-60,000 | 6,655 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-60,000 | 6,654 |
| Net charge-offs | $-28,000 | 7,710 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-60,000 | 6,577 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 3,372 |
| Total interest expense | $4,367,000 | 2,540 |
| Net interest income | $5,075,000 | 3,915 |
| Provision for loan and lease losses | $4,046,000 | 1,650 |
| Total noninterest income | $278,000 | 5,728 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $179,000 | 4,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $99,000 | 5,655 |
| Total noninterest expense | $5,641,000 | 3,336 |
| Salaries and employee benefits | $2,083,000 | 4,227 |
| Premises and equipment expense | $100,000 | 7,381 |
| Additional noninterest expense | $3,458,000 | 2,072 |
| Pre-tax net operating income | $-4,334,000 | 7,107 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,650,000 | 7,457 |
| Income before extraordinary items | $-2,684,000 | 6,930 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,684,000 | 6,930 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,684,000 | 6,930 |
| Net charge-offs | $4,465,000 | 1,247 |
| Cash dividends | $49,000 | 4,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,684,000 | 6,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,259,000 | 3,358 |
| Total interest expense | $3,604,000 | 2,443 |
| Net interest income | $3,655,000 | 4,016 |
| Provision for loan and lease losses | $3,156,000 | 1,438 |
| Total noninterest income | $211,000 | 5,782 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $133,000 | 4,895 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $78,000 | 5,728 |
| Total noninterest expense | $4,489,000 | 3,185 |
| Salaries and employee benefits | $1,676,000 | 4,058 |
| Premises and equipment expense | $76,000 | 7,425 |
| Additional noninterest expense | $2,737,000 | 1,935 |
| Pre-tax net operating income | $-3,779,000 | 7,390 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-1,423,000 | 7,646 |
| Income before extraordinary items | $-2,356,000 | 7,263 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,356,000 | 7,262 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,356,000 | 7,263 |
| Net charge-offs | $2,400,000 | 1,358 |
| Cash dividends | $49,000 | 3,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,356,000 | 7,256 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,968,000 | 3,326 |
| Total interest expense | $2,508,000 | 2,447 |
| Net interest income | $2,460,000 | 3,980 |
| Provision for loan and lease losses | $1,370,000 | 1,731 |
| Total noninterest income | $141,000 | 5,829 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $52,000 | 5,792 |
| Total noninterest expense | $2,911,000 | 3,295 |
| Salaries and employee benefits | $1,101,000 | 4,132 |
| Premises and equipment expense | $101,000 | 6,563 |
| Additional noninterest expense | $1,709,000 | 2,071 |
| Pre-tax net operating income | $-1,680,000 | 7,291 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-633,000 | 7,638 |
| Income before extraordinary items | $-1,047,000 | 7,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,047,000 | 7,165 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,047,000 | 7,166 |
| Net charge-offs | $1,547,000 | 1,319 |
| Cash dividends | $49,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,047,000 | 7,159 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,527,000 | 3,321 |
| Total interest expense | $1,287,000 | 2,477 |
| Net interest income | $1,240,000 | 3,963 |
| Provision for loan and lease losses | $310,000 | 2,252 |
| Total noninterest income | $72,000 | 5,774 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $30,000 | 5,617 |
| Total noninterest expense | $975,000 | 4,374 |
| Salaries and employee benefits | $532,000 | 4,259 |
| Premises and equipment expense | $19,000 | 7,764 |
| Additional noninterest expense | $424,000 | 3,421 |
| Pre-tax net operating income | $27,000 | 5,932 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $10,000 | 3,971 |
| Income before extraordinary items | $17,000 | 6,201 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $17,000 | 6,203 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $17,000 | 6,203 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $49,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $17,000 | 6,044 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,002,000 | 3,279 |
| Total interest expense | $5,839,000 | 2,578 |
| Net interest income | $5,163,000 | 3,857 |
| Provision for loan and lease losses | $4,223,000 | 1,130 |
| Total noninterest income | $330,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $192,000 | 4,877 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $138,000 | 5,459 |
| Total noninterest expense | $3,759,000 | 4,424 |
| Salaries and employee benefits | $1,911,000 | 4,621 |
| Premises and equipment expense | $175,000 | 6,912 |
| Additional noninterest expense | $1,673,000 | 3,339 |
| Pre-tax net operating income | $-2,489,000 | 7,486 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-937,000 | 7,687 |
| Income before extraordinary items | $-1,552,000 | 7,223 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,552,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,024,000 | 995 |
| Cash dividends | $391,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,552,000 | 7,331 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 3,281 |
| Total interest expense | $4,417,000 | 2,649 |
| Net interest income | $3,997,000 | 3,807 |
| Provision for loan and lease losses | $888,000 | 1,973 |
| Total noninterest income | $207,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $141,000 | 4,947 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $2,399,000 | 4,893 |
| Salaries and employee benefits | $1,400,000 | 4,695 |
| Premises and equipment expense | $130,000 | 6,963 |
| Additional noninterest expense | $869,000 | 4,315 |
| Pre-tax net operating income | $917,000 | 3,839 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $350,000 | 2,302 |
| Income before extraordinary items | $579,000 | 4,190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $579,000 | 4,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,705 |
| Cash dividends | $332,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $571,320 | 4,366 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 3,302 |
| Total interest expense | $3,055,000 | 2,667 |
| Net interest income | $2,614,000 | 3,857 |
| Provision for loan and lease losses | $288,000 | 2,621 |
| Total noninterest income | $133,000 | 6,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $91,000 | 5,006 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $1,563,000 | 4,998 |
| Salaries and employee benefits | $924,000 | 4,766 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $555,000 | 4,418 |
| Pre-tax net operating income | $896,000 | 3,177 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $337,000 | 2,069 |
| Income before extraordinary items | $559,000 | 3,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $559,000 | 3,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,219 |
| Cash dividends | $151,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $559,000 | 3,739 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 3,333 |
| Total interest expense | $1,600,000 | 2,718 |
| Net interest income | $1,285,000 | 3,899 |
| Provision for loan and lease losses | $168,000 | 2,005 |
| Total noninterest income | $67,000 | 6,189 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $49,000 | 4,843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $793,000 | 4,956 |
| Salaries and employee benefits | $465,000 | 4,782 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $285,000 | 4,274 |
| Pre-tax net operating income | $391,000 | 3,595 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $147,000 | 2,349 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 1,413 |
| Cash dividends | $90,000 | 3,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $244,000 | 4,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,265,000 | 3,223 |
| Total interest expense | $6,519,000 | 2,801 |
| Net interest income | $5,746,000 | 3,621 |
| Provision for loan and lease losses | $120,000 | 4,617 |
| Total noninterest income | $252,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $180,000 | 5,109 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $72,000 | 6,672 |
| Total noninterest expense | $3,119,000 | 4,895 |
| Salaries and employee benefits | $1,831,000 | 4,694 |
| Premises and equipment expense | $206,000 | 6,667 |
| Additional noninterest expense | $1,082,000 | 4,389 |
| Pre-tax net operating income | $2,759,000 | 2,610 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,038,000 | 1,815 |
| Income before extraordinary items | $1,721,000 | 3,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,721,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $354,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,721,000 | 3,131 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,328,000 | 3,186 |
| Total interest expense | $4,957,000 | 2,759 |
| Net interest income | $4,371,000 | 3,590 |
| Provision for loan and lease losses | $90,000 | 4,255 |
| Total noninterest income | $186,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $129,000 | 5,212 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $57,000 | 6,621 |
| Total noninterest expense | $2,306,000 | 4,901 |
| Salaries and employee benefits | $1,328,000 | 4,775 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $785,000 | 4,425 |
| Pre-tax net operating income | $2,161,000 | 2,705 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $813,000 | 1,895 |
| Income before extraordinary items | $1,348,000 | 3,208 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,348,000 | 3,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,397 |
| Cash dividends | $258,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,348,000 | 3,190 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,166 |
| Total interest expense | $3,336,000 | 2,731 |
| Net interest income | $2,946,000 | 3,586 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $118,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $83,000 | 5,287 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $35,000 | 6,783 |
| Total noninterest expense | $1,510,000 | 4,986 |
| Salaries and employee benefits | $901,000 | 4,746 |
| Premises and equipment expense | $129,000 | 6,193 |
| Additional noninterest expense | $480,000 | 4,698 |
| Pre-tax net operating income | $1,494,000 | 2,680 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $562,000 | 1,919 |
| Income before extraordinary items | $932,000 | 3,164 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $932,000 | 3,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,577 |
| Cash dividends | $165,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $932,000 | 3,152 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,140,000 | 3,154 |
| Total interest expense | $1,669,000 | 2,721 |
| Net interest income | $1,471,000 | 3,589 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $58,000 | 6,588 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $41,000 | 5,255 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $750,000 | 5,015 |
| Salaries and employee benefits | $439,000 | 4,861 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $245,000 | 4,603 |
| Pre-tax net operating income | $749,000 | 2,670 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $282,000 | 1,933 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 1,485 |
| Cash dividends | $72,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $467,000 | 3,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,019,000 | 3,084 |
| Total interest expense | $5,641,000 | 2,731 |
| Net interest income | $6,378,000 | 3,359 |
| Provision for loan and lease losses | $138,000 | 4,185 |
| Total noninterest income | $229,000 | 6,686 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $28,000 | 7,751 |
| Total noninterest expense | $2,593,000 | 5,368 |
| Salaries and employee benefits | $1,547,000 | 5,091 |
| Premises and equipment expense | $213,000 | 6,593 |
| Additional noninterest expense | $833,000 | 5,114 |
| Pre-tax net operating income | $3,876,000 | 2,310 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,458,000 | 1,706 |
| Income before extraordinary items | $2,418,000 | 2,682 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,418,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $231,000 | 4,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,418,000 | 2,669 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,729,000 | 3,147 |
| Total interest expense | $3,936,000 | 2,818 |
| Net interest income | $4,793,000 | 3,383 |
| Provision for loan and lease losses | $112,000 | 3,920 |
| Total noninterest income | $176,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $154,000 | 4,988 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,774 |
| Total noninterest expense | $1,898,000 | 5,431 |
| Salaries and employee benefits | $1,132,000 | 5,151 |
| Premises and equipment expense | $148,000 | 6,782 |
| Additional noninterest expense | $618,000 | 5,125 |
| Pre-tax net operating income | $2,959,000 | 2,359 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,113,000 | 1,749 |
| Income before extraordinary items | $1,846,000 | 2,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,846,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $169,000 | 4,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,846,000 | 2,727 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 3,200 |
| Total interest expense | $2,447,000 | 2,865 |
| Net interest income | $3,184,000 | 3,401 |
| Provision for loan and lease losses | $77,000 | 3,767 |
| Total noninterest income | $110,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $1,241,000 | 5,500 |
| Salaries and employee benefits | $740,000 | 5,230 |
| Premises and equipment expense | $91,000 | 6,962 |
| Additional noninterest expense | $410,000 | 5,122 |
| Pre-tax net operating income | $1,976,000 | 2,329 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $743,000 | 1,774 |
| Income before extraordinary items | $1,233,000 | 2,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,233,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $109,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,233,000 | 2,720 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 3,197 |
| Total interest expense | $1,177,000 | 2,843 |
| Net interest income | $1,577,000 | 3,400 |
| Provision for loan and lease losses | $34,000 | 3,733 |
| Total noninterest income | $55,000 | 6,782 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 7,952 |
| Total noninterest expense | $588,000 | 5,687 |
| Salaries and employee benefits | $350,000 | 5,440 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $198,000 | 5,204 |
| Pre-tax net operating income | $1,010,000 | 2,256 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $380,000 | 1,723 |
| Income before extraordinary items | $630,000 | 2,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $630,000 | 2,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $53,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $630,000 | 2,622 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,047,000 | 3,412 |
| Total interest expense | $3,479,000 | 2,957 |
| Net interest income | $5,568,000 | 3,645 |
| Provision for loan and lease losses | $430,000 | 2,146 |
| Total noninterest income | $1,712,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $247,000 | 4,597 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,465,000 | 1,695 |
| Total noninterest expense | $3,524,000 | 4,266 |
| Salaries and employee benefits | $2,593,000 | 3,379 |
| Premises and equipment expense | $193,000 | 6,791 |
| Additional noninterest expense | $738,000 | 5,443 |
| Pre-tax net operating income | $3,326,000 | 2,552 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $748,000 | 2,701 |
| Income before extraordinary items | $2,578,000 | 2,540 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,578,000 | 2,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $169,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,578,000 | 2,509 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 3,498 |
| Total interest expense | $2,414,000 | 3,010 |
| Net interest income | $4,011,000 | 3,754 |
| Provision for loan and lease losses | $253,000 | 2,527 |
| Total noninterest income | $1,649,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,459,000 | 1,394 |
| Total noninterest expense | $2,932,000 | 3,895 |
| Salaries and employee benefits | $2,249,000 | 2,938 |
| Premises and equipment expense | $141,000 | 6,849 |
| Additional noninterest expense | $542,000 | 5,464 |
| Pre-tax net operating income | $2,475,000 | 2,589 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $410,000 | 3,279 |
| Income before extraordinary items | $2,065,000 | 2,424 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,065,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $121,000 | 4,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,065,000 | 2,395 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,641 |
| Total interest expense | $1,437,000 | 3,156 |
| Net interest income | $2,546,000 | 3,870 |
| Provision for loan and lease losses | $193,000 | 2,216 |
| Total noninterest income | $1,556,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $134,000 | 4,409 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,422,000 | 1,043 |
| Total noninterest expense | $1,934,000 | 3,914 |
| Salaries and employee benefits | $1,489,000 | 2,944 |
| Premises and equipment expense | $93,000 | 6,847 |
| Additional noninterest expense | $352,000 | 5,508 |
| Pre-tax net operating income | $1,975,000 | 2,213 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $224,000 | 3,597 |
| Income before extraordinary items | $1,751,000 | 1,940 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,751,000 | 1,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $76,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,751,000 | 1,908 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 3,855 |
| Total interest expense | $637,000 | 3,349 |
| Net interest income | $1,196,000 | 4,072 |
| Provision for loan and lease losses | $98,000 | 2,104 |
| Total noninterest income | $93,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $590,000 | 5,565 |
| Salaries and employee benefits | $355,000 | 5,246 |
| Premises and equipment expense | $51,000 | 6,715 |
| Additional noninterest expense | $184,000 | 5,365 |
| Pre-tax net operating income | $601,000 | 3,216 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $226,000 | 2,405 |
| Income before extraordinary items | $375,000 | 3,781 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $375,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $35,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $375,000 | 3,742 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 4,333 |
| Total interest expense | $2,010,000 | 3,637 |
| Net interest income | $3,850,000 | 4,607 |
| Provision for loan and lease losses | $302,000 | 2,890 |
| Total noninterest income | $343,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $239,000 | 4,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $104,000 | 6,343 |
| Total noninterest expense | $2,247,000 | 5,631 |
| Salaries and employee benefits | $1,306,000 | 5,417 |
| Premises and equipment expense | $283,000 | 5,839 |
| Additional noninterest expense | $658,000 | 5,722 |
| Pre-tax net operating income | $1,644,000 | 4,023 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $619,000 | 2,982 |
| Income before extraordinary items | $1,025,000 | 4,623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,025,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $107,000 | 5,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,025,000 | 4,563 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 4,561 |
| Total interest expense | $1,386,000 | 3,842 |
| Net interest income | $2,685,000 | 4,817 |
| Provision for loan and lease losses | $149,000 | 3,563 |
| Total noninterest income | $254,000 | 6,187 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $171,000 | 4,982 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,582,000 | 5,801 |
| Salaries and employee benefits | $969,000 | 5,427 |
| Premises and equipment expense | $163,000 | 6,540 |
| Additional noninterest expense | $450,000 | 5,937 |
| Pre-tax net operating income | $1,208,000 | 4,140 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $455,000 | 3,064 |
| Income before extraordinary items | $753,000 | 4,777 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $753,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $75,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $753,000 | 4,686 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 4,724 |
| Total interest expense | $839,000 | 4,132 |
| Net interest income | $1,743,000 | 4,897 |
| Provision for loan and lease losses | $83,000 | 3,874 |
| Total noninterest income | $144,000 | 6,565 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $102,000 | 5,219 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $1,046,000 | 5,864 |
| Salaries and employee benefits | $645,000 | 5,470 |
| Premises and equipment expense | $103,000 | 6,721 |
| Additional noninterest expense | $298,000 | 5,994 |
| Pre-tax net operating income | $758,000 | 4,248 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $285,000 | 3,165 |
| Income before extraordinary items | $473,000 | 4,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $473,000 | 4,793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 4,894 |
| Total interest expense | $398,000 | 4,354 |
| Net interest income | $842,000 | 5,026 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $72,000 | 6,518 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $536,000 | 5,817 |
| Salaries and employee benefits | $334,000 | 5,360 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $155,000 | 5,907 |
| Pre-tax net operating income | $378,000 | 4,222 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $142,000 | 3,191 |
| Income before extraordinary items | $236,000 | 4,904 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $236,000 | 4,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $20,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $236,000 | 4,775 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 5,844 |
| Total interest expense | $1,140,000 | 5,737 |
| Net interest income | $2,620,000 | 5,752 |
| Provision for loan and lease losses | $277,000 | 3,351 |
| Total noninterest income | $298,000 | 6,614 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $218,000 | 5,074 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $80,000 | 6,888 |
| Total noninterest expense | $2,002,000 | 5,989 |
| Salaries and employee benefits | $1,220,000 | 5,588 |
| Premises and equipment expense | $211,000 | 6,653 |
| Additional noninterest expense | $571,000 | 6,150 |
| Pre-tax net operating income | $639,000 | 6,202 |
| Securities gains (losses) | $62,000 | 2,314 |
| Applicable income taxes | $215,000 | 4,821 |
| Income before extraordinary items | $486,000 | 6,395 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $486,000 | 6,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $89,000 | 5,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $443,220 | 6,438 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,122 |
| Total interest expense | $804,000 | 6,061 |
| Net interest income | $1,818,000 | 6,024 |
| Provision for loan and lease losses | $212,000 | 3,235 |
| Total noninterest income | $228,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,529 |
| Total noninterest expense | $1,467,000 | 6,032 |
| Salaries and employee benefits | $841,000 | 5,842 |
| Premises and equipment expense | $155,000 | 6,699 |
| Additional noninterest expense | $471,000 | 5,825 |
| Pre-tax net operating income | $367,000 | 6,867 |
| Securities gains (losses) | $62,000 | 2,133 |
| Applicable income taxes | $119,000 | 5,376 |
| Income before extraordinary items | $310,000 | 6,898 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $310,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,109 |
| Cash dividends | $70,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $265,360 | 6,994 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 6,353 |
| Total interest expense | $495,000 | 6,416 |
| Net interest income | $1,140,000 | 6,232 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $150,000 | 6,647 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $52,000 | 6,500 |
| Total noninterest expense | $961,000 | 6,115 |
| Salaries and employee benefits | $550,000 | 5,917 |
| Premises and equipment expense | $103,000 | 6,702 |
| Additional noninterest expense | $308,000 | 5,904 |
| Pre-tax net operating income | $229,000 | 6,977 |
| Securities gains (losses) | $62,000 | 1,873 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $291,000 | 6,165 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $291,000 | 6,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $47,000 | 4,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $229,000 | 6,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 6,678 |
| Total interest expense | $235,000 | 6,657 |
| Net interest income | $518,000 | 6,545 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $76,000 | 6,544 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $477,000 | 6,159 |
| Salaries and employee benefits | $277,000 | 5,887 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $148,000 | 5,988 |
| Pre-tax net operating income | $87,000 | 7,414 |
| Securities gains (losses) | $38,000 | 1,549 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $125,000 | 6,472 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $24,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $87,000 | 6,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,711,000 | 7,149 |
| Total interest expense | $900,000 | 7,201 |
| Net interest income | $1,811,000 | 6,938 |
| Provision for loan and lease losses | $83,000 | 6,026 |
| Total noninterest income | $239,000 | 6,957 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $219,000 | 5,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $1,761,000 | 6,332 |
| Salaries and employee benefits | $1,016,000 | 6,077 |
| Premises and equipment expense | $218,000 | 6,549 |
| Additional noninterest expense | $527,000 | 6,357 |
| Pre-tax net operating income | $206,000 | 7,900 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $206,000 | 7,807 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $206,000 | 7,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $104,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $206,000 | 7,703 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 7,589 |
| Total interest expense | $1,156,000 | 7,695 |
| Net interest income | $1,491,000 | 7,348 |
| Provision for loan and lease losses | $25,000 | 7,375 |
| Total noninterest income | $222,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $192,000 | 5,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,377,000 | 7,063 |
| Salaries and employee benefits | $751,000 | 6,976 |
| Premises and equipment expense | $176,000 | 7,126 |
| Additional noninterest expense | $450,000 | 6,785 |
| Pre-tax net operating income | $311,000 | 7,361 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $311,000 | 7,062 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $311,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,439 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $311,000 | 6,947 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 7,736 |
| Total interest expense | $1,030,000 | 8,161 |
| Net interest income | $1,648,000 | 7,211 |
| Provision for loan and lease losses | $30,000 | 7,204 |
| Total noninterest income | $239,000 | 6,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 7,965 |
| Total noninterest expense | $1,236,000 | 7,405 |
| Salaries and employee benefits | $624,000 | 7,570 |
| Premises and equipment expense | $168,000 | 7,276 |
| Additional noninterest expense | $444,000 | 6,819 |
| Pre-tax net operating income | $621,000 | 6,501 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $621,000 | 5,743 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $621,000 | 5,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $1,262,000 | 417 |
| Net operating income | $621,000 | 5,751 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,316,000 | 8,117 |
| Total interest expense | $871,000 | 8,519 |
| Net interest income | $1,445,000 | 7,695 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $265,000 | 6,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,045 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,752 |
| Total noninterest expense | $1,132,000 | 7,745 |
| Salaries and employee benefits | $608,000 | 7,719 |
| Premises and equipment expense | $153,000 | 7,610 |
| Additional noninterest expense | $371,000 | 7,531 |
| Pre-tax net operating income | $578,000 | 6,794 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $576,000 | 6,016 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $576,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 890 |
| Net operating income | $576,000 | 5,987 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 8,231 |
| Total interest expense | $1,102,000 | 8,152 |
| Net interest income | $1,278,000 | 8,170 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $286,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 4,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,037 |
| Total noninterest expense | $1,089,000 | 7,858 |
| Salaries and employee benefits | $570,000 | 7,924 |
| Premises and equipment expense | $143,000 | 7,816 |
| Additional noninterest expense | $376,000 | 7,417 |
| Pre-tax net operating income | $475,000 | 7,504 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $8,000 | 9,125 |
| Income before extraordinary items | $467,000 | 6,803 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $467,000 | 6,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $467,000 | 6,698 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 8,974 |
| Total interest expense | $877,000 | 9,035 |
| Net interest income | $1,156,000 | 8,791 |
| Provision for loan and lease losses | $-10,000 | 10,609 |
| Total noninterest income | $240,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,253 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $981,000 | 8,411 |
| Salaries and employee benefits | $525,000 | 8,423 |
| Premises and equipment expense | $145,000 | 7,919 |
| Additional noninterest expense | $311,000 | 8,213 |
| Pre-tax net operating income | $425,000 | 8,311 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-87,000 | 10,692 |
| Income before extraordinary items | $512,000 | 6,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $512,000 | 6,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 10,480 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $512,000 | 6,836 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,688,000 | 9,825 |
| Total interest expense | $745,000 | 9,830 |
| Net interest income | $943,000 | 9,718 |
| Provision for loan and lease losses | $-25,000 | 11,143 |
| Total noninterest income | $251,000 | 7,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $958,000 | 8,847 |
| Salaries and employee benefits | $492,000 | 8,953 |
| Premises and equipment expense | $152,000 | 8,015 |
| Additional noninterest expense | $314,000 | 8,728 |
| Pre-tax net operating income | $261,000 | 9,401 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-63,000 | 11,108 |
| Income before extraordinary items | $324,000 | 8,222 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $324,000 | 8,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 10,752 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $324,000 | 8,158 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 10,359 |
| Total interest expense | $708,000 | 10,282 |
| Net interest income | $887,000 | 10,292 |
| Provision for loan and lease losses | $-7,000 | 11,389 |
| Total noninterest income | $241,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 8,849 |
| Total noninterest expense | $976,000 | 9,052 |
| Salaries and employee benefits | $488,000 | 9,220 |
| Premises and equipment expense | $150,000 | 8,275 |
| Additional noninterest expense | $338,000 | 8,818 |
| Pre-tax net operating income | $159,000 | 10,724 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $68,000 | 9,832 |
| Income before extraordinary items | $91,000 | 11,004 |
| Extraordinary gains, net | $140,000 | 12 |
| Net income | $231,000 | 9,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 11,194 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 717 |
| Net operating income | $91,000 | 10,981 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 10,992 |
| Total interest expense | $613,000 | 10,545 |
| Net interest income | $761,000 | 11,174 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $281,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $980,000 | 9,439 |
| Salaries and employee benefits | $476,000 | 9,608 |
| Premises and equipment expense | $150,000 | 8,551 |
| Additional noninterest expense | $354,000 | 9,298 |
| Pre-tax net operating income | $62,000 | 11,845 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $62,000 | 11,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $62,000 | 11,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $382,000 | 587 |
| Net operating income | $62,000 | 11,760 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 11,484 |
| Total interest expense | $605,000 | 11,107 |
| Net interest income | $779,000 | 11,585 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $1,056,000 | 9,500 |
| Salaries and employee benefits | $491,000 | 9,757 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $420,000 | 9,039 |
| Pre-tax net operating income | $-114,000 | 12,608 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-114,000 | 12,675 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-114,000 | 12,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-114,000 | 12,577 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 12,231 |
| Total interest expense | $555,000 | 12,512 |
| Net interest income | $824,000 | 11,817 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $276,000 | 8,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 11,840 |
| Total noninterest expense | $1,079,000 | 9,621 |
| Salaries and employee benefits | $487,000 | 9,901 |
| Premises and equipment expense | $150,000 | 9,105 |
| Additional noninterest expense | $442,000 | 9,073 |
| Pre-tax net operating income | $21,000 | 12,584 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $13,000 | 12,284 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $13,000 | 1,300 |
| Net income | $113,000 | 11,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 714 |
| Net operating income | $19,040 | 12,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.