Home > Heritage Bank, Inc. > Net charge- offs to loans
Heritage Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0050% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1330% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0644% | 4,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1276% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1911% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | 17.7066% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3750% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0350% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1226% | 79 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0753% | 4,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1690% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0982% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 17.5949% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3650% | 1,230 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0127% | 4,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 4,418 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0045% | 4,306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0671% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2525% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7671% | 734 |
| Percentage Net Loans Charged-off: Credit card loans | 18.3158% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0515% | 2,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0004% | 3,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 4,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0644% | 4,504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0862% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0399% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3704% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 38.5900% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1012% | 1,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0383% | 4,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0750% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1269% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 4,250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0353% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0894% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3277% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0797% | 2,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0694% | 4,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1159% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1968% | 4,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 4,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1552% | 4,416 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4163% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1798% | 4,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1164% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1778% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 3,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2947% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0262% | 4,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 4,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 618 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1826% | 4,248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6110% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2180% | 4,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 4,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0490% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3592% | 4,374 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0796% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4310% | 4,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0092% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,032 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 4,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0665% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0273% | 3,291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0811% | 4,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0669% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0694% | 4,066 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 1,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 565 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 4,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0975% | 313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0596% | 4,389 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0782% | 4,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0937% | 4,125 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0971% | 4,087 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0262% | 4,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1517% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0775% | 4,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,324 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1005% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0037% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0387% | 3,785 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0404% | 3,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 3,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | -0.0520% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 4,572 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 4,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3307% | 4,394 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3469% | 4,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0162% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0810% | 4,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2857% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1829% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3213% | 137 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3654% | 1,425 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0820% | 618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4161% | 86 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2486% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4737% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0045% | 3,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5555% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5894% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1129% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5437% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3768% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6015% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0062% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9025% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9577% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0991% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0919% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4369% | 114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5892% | 75 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0082% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7645% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8117% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 2,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 999 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 1,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0438% | 2,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2974% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2687% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 2,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0463% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0050% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2016% | 2,276 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2135% | 2,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 2,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0445% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2022% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2143% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0167% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 746 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2031% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2152% | 1,739 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0945% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2047% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 4,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 3,683 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 4,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 4,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7646% | 1,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3100% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7898% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0748% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0564% | 4,961 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 3,764 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0613% | 4,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2561% | 4,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0362% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4176% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0698% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0167% | 4,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 1,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1144% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1512% | 5,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 3,842 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1790% | 5,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3936% | 5,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5663% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9108% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5481% | 368 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0994% | 5,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1988% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3678% | 5,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4798% | 5,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8052% | 5,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2841% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0671% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 1,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 839 |
| Percentage Net Loans Charged-off:Construction & development | -0.2934% | 4,963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2003% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2762% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 2,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2585% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2733% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1141% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1239% | 698 |
| Percentage Net Loans Charged-off:Construction & development | -0.3412% | 5,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2597% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3289% | 2,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3482% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1691% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1872% | 474 |
| Percentage Net Loans Charged-off:Construction & development | -0.5646% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3882% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1685% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2169% | 493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0107% | 4,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3721% | 1,806 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3940% | 1,629 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5269% | 343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5974% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5417% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6132% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7911% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7438% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7863% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0721% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0840% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0870% | 4,658 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3027% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3962% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2771% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0380% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0820% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0866% | 3,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1406% | 1,075 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0572% | 2,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 4,553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2443% | 4,770 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3587% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5427% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3092% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0640% | 3,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0677% | 2,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1385% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1466% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.1708% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8510% | 4,794 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6080% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8129% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5528% | 247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0926% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0977% | 2,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1468% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1603% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1900% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.1357% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5785% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1576% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6907% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0460% | 4,741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0552% | 775 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2233% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6053% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3344% | 635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6003% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2682% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 2,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 2,656 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2187% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0295% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 2,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 2,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4349% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0840% | 1,704 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2783% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2975% | 1,922 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0197% | 5,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0671% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 522 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 5,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1903% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2244% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1822% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3833% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4113% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0294% | 5,317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1089% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 0.0469% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0077% | 754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2845% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4589% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2446% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 1,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0573% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6103% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6923% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.4205% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8897% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5185% | 626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6237% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0101% | 2,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0170% | 3,875 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0179% | 3,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7260% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7064% | 493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8016% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.2123% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0715% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6103% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7314% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 2,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0230% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0241% | 3,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6997% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9618% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1093% | 220 |
| Percentage Net Loans Charged-off:Construction & development | 0.3268% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6217% | 186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6551% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7837% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0210% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1070% | 5,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1122% | 5,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0947% | 905 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3580% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.4988% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 5,753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8298% | 382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9849% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2613% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4230% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4712% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0958% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4671% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3717% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 1,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4286% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3700% | 2,470 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3874% | 2,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2366% | 877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.1270% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 5,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 2,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 1,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1841% | 2,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0704% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0737% | 3,396 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2269% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 2,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.1866% | 1,076 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 5,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 2,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2770% | 4,953 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1401% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1466% | 2,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2377% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1247% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 2,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.2909% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 6,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3236% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1339% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 4,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 3,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.0390% | 2,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1137% | 2,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2884% | 2,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3745% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2756% | 2,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0715% | 3,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3448% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6024% | 773 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3368% | 2,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1626% | 1,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 3,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 2,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 2,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1526% | 2,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3657% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0933% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 1,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0926% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3468% | 2,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9483% | 615 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3307% | 2,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1463% | 1,016 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2804% | 2,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2978% | 2,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.9047% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2344% | 1,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 2,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1424% | 1,182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2371% | 2,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0948% | 2,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5157% | 2,008 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0619% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4876% | 1,910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0724% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3176% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 1.0673% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1094% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3748% | 1,708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2954% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3873% | 1,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9117% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9117% | 1,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5575% | 2,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5570% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 1.6433% | 1,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1786% | 2,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4711% | 399 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6312% | 1,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7325% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6159% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6568% | 2,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3649% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3463% | 3,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2616% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6535% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6768% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 2.1940% | 1,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 2,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2715% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6635% | 1,662 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0013% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6132% | 1,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5600% | 2,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3383% | 3,133 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3165% | 2,914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2685% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6532% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6673% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 2.2635% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1014% | 2,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8627% | 211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7065% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3579% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7586% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7428% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0719% | 6,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0658% | 6,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2372% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7285% | 1,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8291% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.9011% | 1,244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1608% | 1,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.5881% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2782% | 794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7273% | 646 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3595% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0150% | 5,801 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0724% | 6,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0635% | 6,035 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2315% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 4,346 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3032% | 3,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.2963% | 3,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1733% | 2,910 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3151% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4179% | 2,520 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4258% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4167% | 2,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5207% | 3,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7886% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3099% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 4,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2029% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 2,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1641% | 2,544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0570% | 854 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2296% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2776% | 1,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2229% | 2,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5418% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6075% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3701% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2608% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1912% | 3,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0751% | 2,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2087% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2318% | 2,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2281% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2324% | 2,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7609% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4950% | 868 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3160% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2693% | 2,634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0881% | 1,942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0827% | 1,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5562% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0904% | 930 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6225% | 1,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0660% | 1,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5726% | 7,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4581% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 3,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3933% | 3,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.6275% | 2,833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 3,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0798% | 864 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6673% | 1,737 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4617% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5421% | 1,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0406% | 2,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2537% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6774% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4930% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3428% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.6018% | 2,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0498% | 2,550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5720% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3975% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4390% | 1,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0430% | 2,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1965% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9552% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2625% | 2,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.6655% | 1,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 2,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3309% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7014% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 2,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2102% | 3,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8823% | 539 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2973% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3447% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.7310% | 1,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5433% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2935% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0787% | 2,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4188% | 1,964 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6983% | 1,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3029% | 7,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2954% | 3,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2742% | 2,450 |
| Percentage Net Loans Charged-off:Construction & development | 0.6283% | 1,876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1875% | 1,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2816% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0930% | 2,930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5614% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 3,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3961% | 2,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3003% | 4,541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4190% | 654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2829% | 2,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2595% | 1,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.5568% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2342% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 2,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7709% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3900% | 2,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3834% | 3,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0768% | 641 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1838% | 2,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1218% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0943% | 1,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1658% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 1,896 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7655% | 359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5162% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6566% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4249% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0321% | 2,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.1188% | 937 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0396% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6250% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2754% | 1,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2577% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.3217% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2163% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2435% | 6,072 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3595% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2353% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7727% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4106% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0496% | 865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2896% | 417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3618% | 6,078 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0933% | 4,735 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5040% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1038% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4310% | 252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1996% | 8,278 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7099% | 6,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0319% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3115% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4625% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0609% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1288% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1620% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1975% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1713% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1007% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0128% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2908% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8520% | 43 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5048% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7312% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9256% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 2,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1367% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0171% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3908% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4285% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1389% | 2,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5083% | 2,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1976% | 1,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2065% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5826% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4722% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 2,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3936% | 2,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0552% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0590% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1160% | 725 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6523% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2343% | 2,988 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3809% | 1,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1565% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.1315% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3587% | 444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9628% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3278% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2882% | 8,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3782% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1455% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4204% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2772% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2560% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1155% | 5,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3374% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0556% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1426% | 7,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6825% | 502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2004% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1684% | 7,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1672% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.7014% | 183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0070% | 8,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 8,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9798% | 1,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4433% | 4,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 4,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 8,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5747% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3804% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 5,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 8,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5169% | 3,160 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,720 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 8,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 8,384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0344% | 8,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4768% | 1,258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1222% | 8,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 2,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0865% | 8,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4279% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1547% | 8,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0827% | 1,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3557% | 8,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 4,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2239% | 8,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9763% | 8,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5942% | 3,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 4,928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 2,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 4,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7039% | 1,131 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 2,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 2,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3466% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4071% | 4,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1772% | 3,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0604% | 2,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0964% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 2,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4383% | 2,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0570% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2647% | 2,502 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1098% | 4,623 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0035% | 8,023 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 7,356 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 5,884 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0024% | 8,804 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0900% | 7,309 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0293% | 10,369 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |