Home > Heritage Bank > Net charge- offs to loans
Heritage Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0066% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1016% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6893% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5348% | 456 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7097% | 804 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0042% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 28.0000% | 11 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0004% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3246% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 23,199.0000% | 1 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 25.2422% | 15 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6256% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9608% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5869% | 859 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0225% | 1,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0953% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6843% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4524% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7101% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0304% | 4,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | -0.0908% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1190% | 4,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0114% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1603% | 4,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1517% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1748% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2726% | 1,412 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2479% | 4,710 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 4,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.1271% | 4,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1676% | 4,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0155% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2290% | 4,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1286% | 4,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2629% | 1,357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8331% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2229% | 1,411 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0449% | 4,741 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0302% | 4,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.1051% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1928% | 4,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0238% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2681% | 4,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0725% | 3,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2116% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2347% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1451% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0586% | 1,004 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0517% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.1121% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3998% | 4,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0490% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5646% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1196% | 4,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1181% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6196% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0286% | 1,675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0958% | 984 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 2,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 3,961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1068% | 4,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1537% | 4,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0400% | 3,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0974% | 2,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0154% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1007% | 1,878 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0712% | 1,051 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 4,034 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1361% | 4,602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1974% | 4,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0571% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0846% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1035% | 454 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0839% | 1,770 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0823% | 1,050 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0150% | 3,858 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0664% | 4,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0549% | 1,792 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0622% | 796 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0589% | 1,657 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0880% | 1,025 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.0136% | 4,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 4,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1126% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5586% | 812 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1343% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0659% | 987 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0756% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0516% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0795% | 584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2913% | 949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3394% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6136% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2540% | 1,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0231% | 38 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | -0.0681% | 4,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0736% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1054% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4495% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3454% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8267% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2575% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0462% | 30 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0144% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1103% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1584% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6597% | 477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3660% | 1,526 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8785% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3037% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1068% | 18 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2304% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3314% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5584% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2542% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3582% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3280% | 12 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 1,893 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,284 |
| Percentage Net Loans Charged-off:Construction & development | -0.2655% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2406% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3534% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1267% | 1,673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3743% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6129% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3680% | 1,777 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3212% | 28 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,568 |
| Percentage Net Loans Charged-off:Construction & development | -0.3585% | 4,704 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0356% | 4,765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3997% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0994% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4166% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9473% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4025% | 1,567 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0372% | 4,787 |
| Percentage Net Loans Charged-off:Construction & development | -0.5441% | 4,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1777% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2644% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1370% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4539% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3090% | 366 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4310% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0207% | 4,500 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0983% | 5,090 |
| Percentage Net Loans Charged-off:Construction & development | -1.1073% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0332% | 4,962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1688% | 313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2532% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0231% | 1,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4915% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3097% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4696% | 1,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 2,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0319% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0087% | 1,022 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1971% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2256% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1109% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3678% | 1,860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9319% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3530% | 1,799 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0000% | 1,167 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 1,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.0031% | 4,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2213% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1911% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2366% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0327% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3959% | 1,640 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1627% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3758% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4856% | 1,162 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0644% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | -0.0020% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2934% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2245% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4112% | 1,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7689% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4017% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4608% | 1,138 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 4,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0779% | 5,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1170% | 5,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2330% | 4,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6215% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5259% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3826% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.6408% | 1,126 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 0.1797% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1078% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0598% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0108% | 649 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0842% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0185% | 2,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5214% | 1,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8408% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5121% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9563% | 1,229 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 1,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.2360% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1457% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0835% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0463% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1020% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 4,002 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5483% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1246% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5313% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5293% | 1,208 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,557 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0102% | 4,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1157% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0741% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1361% | 723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0039% | 3,966 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5036% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0747% | 424 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4865% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7617% | 1,193 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,752 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 5,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2303% | 441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5543% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5005% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1244% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5191% | 1,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9308% | 10 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0453% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 1,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0977% | 4,193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1733% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3217% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5252% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9226% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5128% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1763% | 1,009 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.4005% | 21 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0650% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0969% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1217% | 4,240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1558% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5904% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5132% | 1,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7392% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5061% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0366% | 5,157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9466% | 21 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2898% | 824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0953% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.1040% | 276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1319% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0058% | 4,807 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0021% | 3,924 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 4,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3814% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5440% | 1,401 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1761% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5235% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1304% | 5,338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1997% | 998 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0268% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.2253% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0043% | 3,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1709% | 347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4744% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9886% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4244% | 1,365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2689% | 5,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0249% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 1,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1625% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0485% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3360% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5648% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0666% | 506 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5461% | 1,405 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0960% | 5,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0281% | 1,247 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0288% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0053% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0224% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0856% | 1,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1936% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 2,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4204% | 893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5547% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9450% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5398% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1296% | 5,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0381% | 1,229 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1126% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.3239% | 5,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0027% | 4,774 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2792% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1987% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5149% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0192% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5210% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0826% | 5,460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0586% | 1,217 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2625% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2475% | 655 |
| Percentage Net Loans Charged-off:Construction & development | -0.3186% | 5,476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3025% | 341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,845 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4331% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5148% | 209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3941% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4513% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2449% | 1,856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9923% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1756% | 1,943 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1391% | 5,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1130% | 1,205 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0686% | 2,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.3580% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0412% | 1,859 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0529% | 5,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1147% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1548% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8619% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7075% | 1,373 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8215% | 1,241 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7590% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3654% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1717% | 2,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.3980% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 1,629 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 5,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0400% | 4,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 3,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2661% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7302% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5109% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7385% | 1,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7957% | 274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.6208% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 5,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0364% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 5,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2182% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3886% | 1,772 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7286% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3489% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0105% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0337% | 5,628 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 5,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 5,545 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 4,556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0941% | 5,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1653% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | 21.0526% | 15 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6165% | 488 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8633% | 5,896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3022% | 2,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1454% | 2,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.7230% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 2,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4043% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0996% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9410% | 1,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7197% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7519% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4299% | 53 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3686% | 1,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2144% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.9632% | 779 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1281% | 1,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2992% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3115% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 3,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0038% | 915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4626% | 1,951 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4209% | 1,257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5033% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5859% | 43 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4425% | 1,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1925% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.2900% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1263% | 1,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5215% | 1,037 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1310% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4117% | 699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 1,843 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6316% | 1,261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5214% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.8519% | 34 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8151% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 1,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.4554% | 689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0688% | 1,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8846% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1806% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2120% | 1,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8703% | 319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 1,594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5870% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4688% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4852% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 1.2485% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6367% | 1,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7494% | 811 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6012% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2786% | 2,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2987% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.2662% | 122 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0261% | 5,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5862% | 70 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3733% | 2,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5065% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 1.0600% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4512% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5976% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8129% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5288% | 1,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2680% | 6,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.4743% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.4097% | 87 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0194% | 5,917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.5459% | 68 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4079% | 2,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6916% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 1.5971% | 1,069 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6610% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6020% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5953% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6041% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5627% | 6,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2249% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.3855% | 114 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7214% | 6,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0513% | 65 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0290% | 6,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4856% | 1,629 |
| Percentage Net Loans Charged-off:Construction & development | 2.6355% | 650 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 6,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8821% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1725% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.8805% | 6,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.6384% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 14.8908% | 61 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4335% | 6,443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5992% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6533% | 2,271 |
| Percentage Net Loans Charged-off:Construction & development | 4.8458% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 6,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6515% | 1,831 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3096% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4508% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5347% | 2,689 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6555% | 986 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 959 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6736% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5999% | 6,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1179% | 1,400 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6791% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7841% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 6.9528% | 637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3570% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3246% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3666% | 2,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5349% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7773% | 1,894 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7887% | 1,596 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8069% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1861% | 1,381 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9966% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1487% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 10.6733% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 6,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4216% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5422% | 1,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8275% | 1,755 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 2,640 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4318% | 2,293 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2348% | 6,500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4745% | 921 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1855% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 21.6893% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0262% | 6,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3001% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3817% | 1,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2871% | 6,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4370% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4517% | 1,869 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.9975% | 6,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1443% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4852% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 10.8503% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0732% | 3,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 4,086 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1357% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4694% | 709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7687% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2798% | 344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9388% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5216% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 10.6555% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1749% | 3,283 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2270% | 2,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0805% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 3,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0453% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4799% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 9.5886% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9789% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9211% | 2,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0901% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7241% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 10.6089% | 423 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0732% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1104% | 941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2552% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2948% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 5.9952% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8173% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0704% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9245% | 2,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2401% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6006% | 790 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9238% | 2,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7977% | 1,835 |
| Percentage Net Loans Charged-off:Construction & development | 3.2959% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8282% | 1,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0057% | 5,791 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0909% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2173% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3016% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1069% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4398% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1832% | 3,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.9039% | 1,836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,570 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8678% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6283% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3011% | 2,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3629% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 1.7460% | 1,005 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1578% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3412% | 3,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3786% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 1.5688% | 1,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 1,796 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2994% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2867% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 3,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3506% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1064% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0857% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0880% | 1,989 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3858% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4171% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3785% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1371% | 3,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8628% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 4,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.1326% | 1,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1239% | 2,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5640% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0619% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1422% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 3,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0474% | 1,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 3,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4339% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4130% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7274% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 3,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5688% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4148% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8307% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 3,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4119% | 1,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6224% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6512% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1199% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8446% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5884% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7656% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 8,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,749 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 8,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 8,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3138% | 7,893 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8677% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0537% | 8,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 7,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0360% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0451% | 8,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4760% | 8,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8130% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0869% | 8,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 7,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 8,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 8,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7569% | 8,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 1,869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0831% | 8,011 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 8,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1068% | 8,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1359% | 8,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7168% | 8,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7845% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0888% | 3,864 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,979 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 7,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1782% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7058% | 2,695 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4444% | 1,372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 7,904 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 7,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8238% | 570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 2,950 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 2,022 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 7,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9508% | 354 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3501% | 3,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3772% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0117% | 8,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3621% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 6,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0189% | 664 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0266% | 2,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0296% | 2,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1659% | 3,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0061% | 6,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2422% | 1,596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0259% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 2,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 2,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0034% | 5,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0404% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 8,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 8,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 6,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 8,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 8,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 6,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,935 |
| Percentage Net Loans Charged-off:Construction & development | -0.0078% | 7,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 5.2883% | 23 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 8,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 4,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1018% | 6,442 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1429% | 1,128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 6,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,951 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 8,145 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 8,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1521% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0497% | 6,329 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 7,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0093% | 7,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1401% | 4,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1515% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 1.0330% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0592% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 8,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 8,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1138% | 4,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0068% | 7,109 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1570% | 1,934 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 5,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 3,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0200% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 3,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7704% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 8,895 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0209% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0506% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0289% | 6,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3188% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 5,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0339% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8785% | 199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5700% | 10,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6099% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.1376% | 1,385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0855% | 10,727 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0934% | 11,092 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1341% | 11,629 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1401% | 12,343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4796% | 1,228 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |