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Helm Bank USA, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$45,984,000	998
Total interest expense	$4,354,000	2,177
Net interest income	$41,630,000	779
Provision for loan and lease losses	$867,000	913
Total noninterest income	$5,925,000	1,062
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,033,000	968
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,892,000	890
Total noninterest expense	$31,318,000	865
Salaries and employee benefits	$18,173,000	831
Premises and equipment expense	$5,474,000	512
Additional noninterest expense	$4,892,000	890
Pre-tax net operating income	$15,370,000	838
Securities gains (losses)	$-1,064,000	4,305
Applicable income taxes	$3,005,000	746
Income before extraordinary items	$11,301,000	912
Extraordinary gains, net	$0	54
Net income	$11,301,000	926
Minority interest net income	$0	88
Net income of bank and minority interests.	$11,301,000	915
Net charge-offs	$57,000	1,756
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$12,141,560	866
2023-09-30 (YTD Data)		Rank
Total interest income	$34,147,000	981
Total interest expense	$2,903,000	2,193
Net interest income	$31,244,000	789
Provision for loan and lease losses	$272,000	1,420
Total noninterest income	$4,227,000	1,114
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$772,000	972
Trading account gains and fees	$0	125
Additional Noninterest Income	$3,455,000	939
Total noninterest expense	$22,659,000	886
Salaries and employee benefits	$13,147,000	860
Premises and equipment expense	$3,728,000	557
Additional noninterest expense	$3,455,000	939
Pre-tax net operating income	$12,540,000	815
Securities gains (losses)	$-1,103,000	4,455
Applicable income taxes	$2,441,000	740
Income before extraordinary items	$8,996,000	902
Extraordinary gains, net	$0	52
Net income	$8,996,000	908
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,996,000	902
Net charge-offs	$50,000	1,480
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$9,867,370	859
2023-06-30 (YTD Data)		Rank
Total interest income	$22,656,000	966
Total interest expense	$1,803,000	2,144
Net interest income	$20,853,000	787
Provision for loan and lease losses	$71,000	2,022
Total noninterest income	$2,760,000	1,068
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$523,000	948
Trading account gains and fees	$0	112
Additional Noninterest Income	$2,237,000	889
Total noninterest expense	$14,594,000	900
Salaries and employee benefits	$8,592,000	867
Premises and equipment expense	$2,195,000	617
Additional noninterest expense	$2,237,000	888
Pre-tax net operating income	$8,948,000	766
Securities gains (losses)	$-1,076,000	4,529
Applicable income taxes	$1,692,000	729
Income before extraordinary items	$6,180,000	894
Extraordinary gains, net	$0	51
Net income	$6,180,000	906
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,180,000	894
Net charge-offs	$79,000	1,012
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,030,040	803
2023-03-31 (YTD Data)		Rank
Total interest income	$11,190,000	965
Total interest expense	$797,000	2,111
Net interest income	$10,393,000	793
Provision for loan and lease losses	$-39,000	4,493
Total noninterest income	$1,361,000	1,080
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$273,000	939
Trading account gains and fees	$0	97
Additional Noninterest Income	$1,088,000	904
Total noninterest expense	$6,998,000	940
Salaries and employee benefits	$4,091,000	924
Premises and equipment expense	$1,057,000	655
Additional noninterest expense	$1,088,000	904
Pre-tax net operating income	$4,795,000	744
Securities gains (losses)	$-756,000	4,567
Applicable income taxes	$748,000	806
Income before extraordinary items	$3,291,000	873
Extraordinary gains, net	$0	4
Net income	$3,291,000	872
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,291,000	872
Net charge-offs	$-46,000	4,426
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,903,360	769
2022-12-31 (YTD Data)		Rank
Total interest income	$33,308,000	1,050
Total interest expense	$1,186,000	2,201
Net interest income	$32,122,000	964
Provision for loan and lease losses	$-258,000	4,464
Total noninterest income	$6,958,000	961
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,029,000	995
Trading account gains and fees	$0	116
Additional Noninterest Income	$5,929,000	785
Total noninterest expense	$27,495,000	928
Salaries and employee benefits	$16,257,000	902
Premises and equipment expense	$4,167,000	651
Additional noninterest expense	$5,929,000	785
Pre-tax net operating income	$11,843,000	1,127
Securities gains (losses)	$-121,000	3,968
Applicable income taxes	$2,436,000	946
Income before extraordinary items	$9,286,000	1,160
Extraordinary gains, net	$0	5
Net income	$9,286,000	1,159
Minority interest net income	$0	63
Net income of bank and minority interests.	$9,286,000	1,160
Net charge-offs	$-12,000	3,682
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$9,381,590	1,176
2022-09-30 (YTD Data)		Rank
Total interest income	$22,818,000	1,087
Total interest expense	$671,000	2,253
Net interest income	$22,147,000	1,028
Provision for loan and lease losses	$-215,000	4,509
Total noninterest income	$5,198,000	986
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$771,000	1,004
Trading account gains and fees	$0	111
Additional Noninterest Income	$4,427,000	820
Total noninterest expense	$20,013,000	949
Salaries and employee benefits	$11,575,000	930
Premises and equipment expense	$3,103,000	651
Additional noninterest expense	$4,427,000	820
Pre-tax net operating income	$7,547,000	1,260
Securities gains (losses)	$-123,000	4,265
Applicable income taxes	$1,564,000	1,034
Income before extraordinary items	$5,860,000	1,312
Extraordinary gains, net	$0	4
Net income	$5,860,000	1,311
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,860,000	1,312
Net charge-offs	$-70,000	4,198
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,957,170	1,323
2022-06-30 (YTD Data)		Rank
Total interest income	$13,448,000	1,163
Total interest expense	$416,000	2,205
Net interest income	$13,032,000	1,115
Provision for loan and lease losses	$-159,000	4,516
Total noninterest income	$3,383,000	984
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$518,000	988
Trading account gains and fees	$0	108
Additional Noninterest Income	$2,865,000	857
Total noninterest expense	$13,046,000	949
Salaries and employee benefits	$7,454,000	946
Premises and equipment expense	$2,007,000	663
Additional noninterest expense	$3,585,000	1,019
Pre-tax net operating income	$3,528,000	1,547
Securities gains (losses)	$-84,000	4,336
Applicable income taxes	$736,000	1,202
Income before extraordinary items	$2,708,000	1,627
Extraordinary gains, net	$0	4
Net income	$2,708,000	1,626
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,708,000	1,627
Net charge-offs	$-30,000	4,018
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,774,360	1,634
2022-03-31 (YTD Data)		Rank
Total interest income	$6,543,000	1,154
Total interest expense	$203,000	2,189
Net interest income	$6,340,000	1,112
Provision for loan and lease losses	$-84,000	4,503
Total noninterest income	$1,698,000	983
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$260,000	980
Trading account gains and fees	$0	103
Additional Noninterest Income	$1,438,000	861
Total noninterest expense	$6,211,000	986
Salaries and employee benefits	$3,480,000	1,019
Premises and equipment expense	$981,000	681
Additional noninterest expense	$1,750,000	1,025
Pre-tax net operating income	$1,911,000	1,395
Securities gains (losses)	$-46,000	4,438
Applicable income taxes	$411,000	1,087
Income before extraordinary items	$1,454,000	1,485
Extraordinary gains, net	$0	4
Net income	$1,454,000	1,484
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,454,000	1,485
Net charge-offs	$34,000	800
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,490,340	1,484
2021-12-31 (YTD Data)		Rank
Total interest income	$26,509,000	1,173
Total interest expense	$1,134,000	2,035
Net interest income	$25,375,000	1,119
Provision for loan and lease losses	$-3,562,000	4,644
Total noninterest income	$5,579,000	1,215
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$958,000	1,004
Trading account gains and fees	$0	132
Additional Noninterest Income	$4,621,000	1,131
Total noninterest expense	$24,868,000	987
Salaries and employee benefits	$14,627,000	954
Premises and equipment expense	$3,382,000	773
Additional noninterest expense	$6,859,000	1,040
Pre-tax net operating income	$9,648,000	1,306
Securities gains (losses)	$-27,000	4,476
Applicable income taxes	$1,986,000	1,108
Income before extraordinary items	$7,635,000	1,390
Extraordinary gains, net	$0	10
Net income	$7,635,000	1,390
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,635,000	1,390
Net charge-offs	$-110,000	4,391
Cash dividends	$9,500,000	502
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$7,656,330	1,365
2021-09-30 (YTD Data)		Rank
Total interest income	$20,190,000	1,177
Total interest expense	$923,000	2,009
Net interest income	$19,267,000	1,119
Provision for loan and lease losses	$-2,551,000	4,709
Total noninterest income	$3,986,000	1,295
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$728,000	995
Trading account gains and fees	$0	132
Additional Noninterest Income	$3,258,000	1,215
Total noninterest expense	$17,863,000	1,027
Salaries and employee benefits	$10,504,000	1,007
Premises and equipment expense	$2,805,000	714
Additional noninterest expense	$4,554,000	1,139
Pre-tax net operating income	$7,941,000	1,275
Securities gains (losses)	$-18,000	4,621
Applicable income taxes	$965,000	1,485
Income before extraordinary items	$6,958,000	1,253
Extraordinary gains, net	$0	8
Net income	$6,958,000	1,253
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,958,000	1,253
Net charge-offs	$-95,000	4,441
Cash dividends	$5,000,000	590
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$6,973,840	1,236
2021-06-30 (YTD Data)		Rank
Total interest income	$13,653,000	1,161
Total interest expense	$663,000	1,968
Net interest income	$12,990,000	1,104
Provision for loan and lease losses	$-1,149,000	4,691
Total noninterest income	$2,560,000	1,307
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$484,000	961
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,076,000	1,261
Total noninterest expense	$11,792,000	1,019
Salaries and employee benefits	$6,953,000	1,001
Premises and equipment expense	$1,766,000	757
Additional noninterest expense	$3,073,000	1,107
Pre-tax net operating income	$4,907,000	1,333
Securities gains (losses)	$-16,000	4,687
Applicable income taxes	$845,000	1,272
Income before extraordinary items	$4,046,000	1,384
Extraordinary gains, net	$0	6
Net income	$4,046,000	1,384
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,046,000	1,384
Net charge-offs	$-88,000	4,556
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$4,059,280	1,353
2021-03-31 (YTD Data)		Rank
Total interest income	$7,063,000	1,125
Total interest expense	$345,000	1,985
Net interest income	$6,718,000	1,062
Provision for loan and lease losses	$0	2,741
Total noninterest income	$1,178,000	1,383
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$242,000	943
Trading account gains and fees	$0	127
Additional Noninterest Income	$936,000	1,329
Total noninterest expense	$5,761,000	1,028
Salaries and employee benefits	$3,344,000	1,037
Premises and equipment expense	$1,040,000	664
Additional noninterest expense	$1,377,000	1,187
Pre-tax net operating income	$2,135,000	1,460
Securities gains (losses)	$-18,000	4,716
Applicable income taxes	$415,000	1,276
Income before extraordinary items	$1,702,000	1,576
Extraordinary gains, net	$0	3
Net income	$1,702,000	1,576
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,702,000	1,576
Net charge-offs	$177,000	463
Cash dividends	$2,000,000	449
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,716,400	1,520
2020-12-31 (YTD Data)		Rank
Total interest income	$32,257,000	994
Total interest expense	$3,093,000	1,448
Net interest income	$29,164,000	931
Provision for loan and lease losses	$1,433,000	1,288
Total noninterest income	$4,797,000	1,296
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,027,000	930
Trading account gains and fees	$0	133
Additional Noninterest Income	$3,770,000	1,257
Total noninterest expense	$24,644,000	958
Salaries and employee benefits	$13,942,000	962
Premises and equipment expense	$4,168,000	631
Additional noninterest expense	$6,534,000	1,030
Pre-tax net operating income	$7,884,000	1,268
Securities gains (losses)	$680,000	495
Applicable income taxes	$1,819,000	992
Income before extraordinary items	$6,745,000	1,296
Extraordinary gains, net	$0	4
Net income	$6,745,000	1,297
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,745,000	1,297
Net charge-offs	$-121,000	4,788
Cash dividends	$4,000,000	901
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,207,800	1,350
2020-09-30 (YTD Data)		Rank
Total interest income	$24,346,000	994
Total interest expense	$2,594,000	1,390
Net interest income	$21,752,000	934
Provision for loan and lease losses	$1,221,000	1,207
Total noninterest income	$3,574,000	1,273
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$777,000	910
Trading account gains and fees	$0	125
Additional Noninterest Income	$2,797,000	1,227
Total noninterest expense	$18,323,000	948
Salaries and employee benefits	$10,075,000	978
Premises and equipment expense	$3,152,000	611
Additional noninterest expense	$5,096,000	1,000
Pre-tax net operating income	$5,782,000	1,249
Securities gains (losses)	$719,000	392
Applicable income taxes	$1,580,000	865
Income before extraordinary items	$4,921,000	1,295
Extraordinary gains, net	$0	4
Net income	$4,921,000	1,295
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,921,000	1,295
Net charge-offs	$-178,000	4,901
Cash dividends	$2,000,000	1,100
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,352,990	1,367
2020-06-30 (YTD Data)		Rank
Total interest income	$16,407,000	999
Total interest expense	$2,026,000	1,303
Net interest income	$14,381,000	943
Provision for loan and lease losses	$1,012,000	1,071
Total noninterest income	$2,286,000	1,251
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$553,000	867
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,733,000	1,199
Total noninterest expense	$11,973,000	947
Salaries and employee benefits	$6,670,000	977
Premises and equipment expense	$2,054,000	629
Additional noninterest expense	$3,249,000	1,024
Pre-tax net operating income	$3,682,000	1,240
Securities gains (losses)	$641,000	311
Applicable income taxes	$1,063,000	793
Income before extraordinary items	$3,260,000	1,224
Extraordinary gains, net	$0	4
Net income	$3,260,000	1,224
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,260,000	1,224
Net charge-offs	$-54,000	4,764
Cash dividends	$2,000,000	793
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,753,610	1,369
2020-03-31 (YTD Data)		Rank
Total interest income	$8,413,000	982
Total interest expense	$1,104,000	1,328
Net interest income	$7,309,000	930
Provision for loan and lease losses	$450,000	941
Total noninterest income	$1,104,000	1,207
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$290,000	977
Trading account gains and fees	$0	106
Additional Noninterest Income	$814,000	1,121
Total noninterest expense	$6,216,000	937
Salaries and employee benefits	$3,461,000	945
Premises and equipment expense	$1,045,000	616
Additional noninterest expense	$1,710,000	1,001
Pre-tax net operating income	$1,747,000	1,174
Securities gains (losses)	$358,000	242
Applicable income taxes	$571,000	668
Income before extraordinary items	$1,534,000	1,170
Extraordinary gains, net	$0	4
Net income	$1,534,000	1,169
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,534,000	1,170
Net charge-offs	$-74,000	4,923
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,251,180	1,353
2019-12-31 (YTD Data)		Rank
Total interest income	$34,426,000	965
Total interest expense	$4,408,000	1,368
Net interest income	$30,018,000	904
Provision for loan and lease losses	$0	3,973
Total noninterest income	$4,482,000	1,207
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,314,000	901
Trading account gains and fees	$0	135
Additional Noninterest Income	$3,168,000	1,161
Total noninterest expense	$26,232,000	877
Salaries and employee benefits	$13,329,000	958
Premises and equipment expense	$4,498,000	571
Additional noninterest expense	$8,405,000	819
Pre-tax net operating income	$8,268,000	1,211
Securities gains (losses)	$526,000	344
Applicable income taxes	$2,070,000	877
Income before extraordinary items	$6,724,000	1,280
Extraordinary gains, net	$0	11
Net income	$6,724,000	1,281
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,724,000	1,282
Net charge-offs	$11,000	3,294
Cash dividends	$6,000,000	690
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,308,460	1,316
2019-09-30 (YTD Data)		Rank
Total interest income	$25,901,000	965
Total interest expense	$3,260,000	1,384
Net interest income	$22,641,000	901
Provision for loan and lease losses	$0	3,836
Total noninterest income	$3,441,000	1,186
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,010,000	881
Trading account gains and fees	$0	129
Additional Noninterest Income	$2,431,000	1,126
Total noninterest expense	$18,244,000	930
Salaries and employee benefits	$10,016,000	956
Premises and equipment expense	$3,492,000	559
Additional noninterest expense	$4,736,000	1,047
Pre-tax net operating income	$7,838,000	1,038
Securities gains (losses)	$326,000	394
Applicable income taxes	$1,975,000	770
Income before extraordinary items	$6,189,000	1,111
Extraordinary gains, net	$0	11
Net income	$6,189,000	1,112
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,189,000	1,112
Net charge-offs	$74,000	1,958
Cash dividends	$6,000,000	529
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$5,931,460	1,127
2019-06-30 (YTD Data)		Rank
Total interest income	$17,118,000	967
Total interest expense	$2,122,000	1,396
Net interest income	$14,996,000	900
Provision for loan and lease losses	$0	3,685
Total noninterest income	$2,377,000	1,132
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$691,000	854
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,686,000	1,057
Total noninterest expense	$12,148,000	924
Salaries and employee benefits	$6,712,000	945
Premises and equipment expense	$2,325,000	562
Additional noninterest expense	$3,111,000	1,062
Pre-tax net operating income	$5,225,000	1,006
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,314,000	753
Income before extraordinary items	$3,911,000	1,131
Extraordinary gains, net	$0	11
Net income	$3,911,000	1,131
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,911,000	1,131
Net charge-offs	$85,000	1,500
Cash dividends	$3,000,000	630
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$3,911,000	1,109
2019-03-31 (YTD Data)		Rank
Total interest income	$8,454,000	973
Total interest expense	$954,000	1,480
Net interest income	$7,500,000	899
Provision for loan and lease losses	$0	3,406
Total noninterest income	$1,238,000	1,068
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$353,000	831
Trading account gains and fees	$0	126
Additional Noninterest Income	$885,000	974
Total noninterest expense	$6,116,000	919
Salaries and employee benefits	$3,440,000	921
Premises and equipment expense	$1,155,000	566
Additional noninterest expense	$1,521,000	1,062
Pre-tax net operating income	$2,622,000	982
Securities gains (losses)	$6,000	809
Applicable income taxes	$536,000	861
Income before extraordinary items	$2,092,000	1,042
Extraordinary gains, net	$0	5
Net income	$2,092,000	1,041
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,092,000	1,041
Net charge-offs	$37,000	1,372
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,087,200	1,020
2018-12-31 (YTD Data)		Rank
Total interest income	$31,541,000	978
Total interest expense	$2,387,000	1,705
Net interest income	$29,154,000	914
Provision for loan and lease losses	$0	4,082
Total noninterest income	$4,743,000	1,130
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,526,000	807
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,217,000	1,087
Total noninterest expense	$25,572,000	863
Salaries and employee benefits	$13,883,000	897
Premises and equipment expense	$5,220,000	500
Additional noninterest expense	$6,469,000	1,026
Pre-tax net operating income	$8,325,000	1,198
Securities gains (losses)	$31,000	488
Applicable income taxes	$1,713,000	967
Income before extraordinary items	$6,643,000	1,277
Extraordinary gains, net	$0	6
Net income	$6,643,000	1,276
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,643,000	1,276
Net charge-offs	$12,000	3,283
Cash dividends	$6,000,000	625
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,618,510	1,268
2018-09-30 (YTD Data)		Rank
Total interest income	$23,579,000	970
Total interest expense	$1,689,000	1,703
Net interest income	$21,890,000	905
Provision for loan and lease losses	$0	3,948
Total noninterest income	$3,578,000	1,126
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,148,000	799
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,430,000	1,091
Total noninterest expense	$19,739,000	836
Salaries and employee benefits	$10,629,000	878
Premises and equipment expense	$3,964,000	502
Additional noninterest expense	$5,146,000	967
Pre-tax net operating income	$5,729,000	1,277
Securities gains (losses)	$31,000	500
Applicable income taxes	$1,150,000	1,065
Income before extraordinary items	$4,610,000	1,341
Extraordinary gains, net	$0	5
Net income	$4,610,000	1,340
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,610,000	1,340
Net charge-offs	$-88,000	5,083
Cash dividends	$6,000,000	463
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,585,200	1,332
2018-06-30 (YTD Data)		Rank
Total interest income	$15,280,000	985
Total interest expense	$1,071,000	1,689
Net interest income	$14,209,000	918
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,390,000	1,133
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$786,000	779
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,604,000	1,109
Total noninterest expense	$13,130,000	842
Salaries and employee benefits	$7,088,000	884
Premises and equipment expense	$2,696,000	496
Additional noninterest expense	$3,346,000	983
Pre-tax net operating income	$3,469,000	1,347
Securities gains (losses)	$15,000	532
Applicable income taxes	$671,000	1,145
Income before extraordinary items	$2,813,000	1,416
Extraordinary gains, net	$0	6
Net income	$2,813,000	1,415
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,813,000	1,415
Net charge-offs	$-98,000	5,196
Cash dividends	$3,000,000	565
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$2,800,850	1,406
2018-03-31 (YTD Data)		Rank
Total interest income	$7,478,000	996
Total interest expense	$482,000	1,761
Net interest income	$6,996,000	928
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,204,000	1,113
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$409,000	762
Trading account gains and fees	$0	123
Additional Noninterest Income	$795,000	1,084
Total noninterest expense	$6,528,000	851
Salaries and employee benefits	$3,513,000	897
Premises and equipment expense	$1,325,000	501
Additional noninterest expense	$1,690,000	963
Pre-tax net operating income	$1,672,000	1,372
Securities gains (losses)	$0	735
Applicable income taxes	$318,000	1,172
Income before extraordinary items	$1,354,000	1,442
Extraordinary gains, net	$0	7
Net income	$1,354,000	1,442
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,354,000	1,442
Net charge-offs	$72,000	1,004
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,354,000	1,430
2017-12-31 (YTD Data)		Rank
Total interest income	$28,930,000	993
Total interest expense	$1,275,000	2,164
Net interest income	$27,655,000	911
Provision for loan and lease losses	$430,000	1,583
Total noninterest income	$5,028,000	1,112
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,659,000	755
Trading account gains and fees	$0	151
Additional Noninterest Income	$3,369,000	1,073
Total noninterest expense	$26,846,000	813
Salaries and employee benefits	$12,874,000	932
Premises and equipment expense	$7,170,000	377
Additional noninterest expense	$6,802,000	960
Pre-tax net operating income	$5,407,000	1,606
Securities gains (losses)	$531,000	218
Applicable income taxes	$4,386,000	728
Income before extraordinary items	$1,552,000	3,074
Extraordinary gains, net	$0	9
Net income	$1,552,000	3,072
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,552,000	3,074
Net charge-offs	$-84,000	5,251
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,212,160	3,447
2017-09-30 (YTD Data)		Rank
Total interest income	$21,650,000	987
Total interest expense	$925,000	2,191
Net interest income	$20,725,000	912
Provision for loan and lease losses	$280,000	1,687
Total noninterest income	$3,724,000	1,141
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,199,000	781
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,525,000	1,089
Total noninterest expense	$20,460,000	803
Salaries and employee benefits	$10,010,000	907
Premises and equipment expense	$4,972,000	404
Additional noninterest expense	$5,478,000	896
Pre-tax net operating income	$3,709,000	1,751
Securities gains (losses)	$406,000	240
Applicable income taxes	$1,199,000	1,298
Income before extraordinary items	$2,916,000	1,767
Extraordinary gains, net	$0	9
Net income	$2,916,000	1,767
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,916,000	1,767
Net charge-offs	$-117,000	5,382
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,627,740	1,923
2017-06-30 (YTD Data)		Rank
Total interest income	$14,264,000	992
Total interest expense	$556,000	2,297
Net interest income	$13,708,000	915
Provision for loan and lease losses	$280,000	1,281
Total noninterest income	$2,197,000	1,239
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$690,000	878
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,507,000	1,186
Total noninterest expense	$13,840,000	786
Salaries and employee benefits	$6,737,000	907
Premises and equipment expense	$3,339,000	402
Additional noninterest expense	$3,764,000	872
Pre-tax net operating income	$1,785,000	2,198
Securities gains (losses)	$321,000	205
Applicable income taxes	$555,000	1,602
Income before extraordinary items	$1,551,000	2,102
Extraordinary gains, net	$0	11
Net income	$1,551,000	2,103
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,551,000	2,103
Net charge-offs	$-135,000	5,500
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,313,460	2,352
2017-03-31 (YTD Data)		Rank
Total interest income	$7,124,000	992
Total interest expense	$226,000	2,630
Net interest income	$6,898,000	906
Provision for loan and lease losses	$260,000	765
Total noninterest income	$1,071,000	1,256
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$335,000	907
Trading account gains and fees	$0	142
Additional Noninterest Income	$736,000	1,189
Total noninterest expense	$7,138,000	770
Salaries and employee benefits	$3,480,000	885
Premises and equipment expense	$1,707,000	406
Additional noninterest expense	$1,951,000	833
Pre-tax net operating income	$571,000	2,878
Securities gains (losses)	$205,000	154
Applicable income taxes	$150,000	2,113
Income before extraordinary items	$626,000	2,371
Extraordinary gains, net	$0	8
Net income	$626,000	2,370
Minority interest net income	$0	55
Net income of bank and minority interests.	$626,000	2,371
Net charge-offs	$36,000	1,539
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$459,950	2,875
2016-12-31 (YTD Data)		Rank
Total interest income	$27,258,000	995
Total interest expense	$666,000	3,138
Net interest income	$26,592,000	901
Provision for loan and lease losses	$-270,000	5,670
Total noninterest income	$4,657,000	1,218
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,470,000	857
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,187,000	1,161
Total noninterest expense	$27,124,000	785
Salaries and employee benefits	$13,124,000	904
Premises and equipment expense	$6,415,000	414
Additional noninterest expense	$7,585,000	876
Pre-tax net operating income	$4,395,000	1,798
Securities gains (losses)	$694,000	322
Applicable income taxes	$1,545,000	1,240
Income before extraordinary items	$3,544,000	1,826
Extraordinary gains, net	$0	5
Net income	$3,544,000	1,825
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,544,000	1,825
Net charge-offs	$-172,000	5,640
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,058,200	2,019
2016-09-30 (YTD Data)		Rank
Total interest income	$20,281,000	1,004
Total interest expense	$426,000	3,439
Net interest income	$19,855,000	899
Provision for loan and lease losses	$-270,000	5,799
Total noninterest income	$3,536,000	1,193
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,114,000	844
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,422,000	1,153
Total noninterest expense	$20,608,000	780
Salaries and employee benefits	$10,098,000	877
Premises and equipment expense	$4,800,000	416
Additional noninterest expense	$5,710,000	871
Pre-tax net operating income	$3,053,000	1,937
Securities gains (losses)	$645,000	311
Applicable income taxes	$1,023,000	1,389
Income before extraordinary items	$2,675,000	1,848
Extraordinary gains, net	$0	5
Net income	$2,675,000	1,848
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,675,000	1,848
Net charge-offs	$-197,000	5,722
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,210,600	2,112
2016-06-30 (YTD Data)		Rank
Total interest income	$13,431,000	1,014
Total interest expense	$286,000	3,441
Net interest income	$13,145,000	908
Provision for loan and lease losses	$-270,000	5,919
Total noninterest income	$2,296,000	1,202
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$749,000	827
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,547,000	1,162
Total noninterest expense	$13,690,000	777
Salaries and employee benefits	$6,693,000	882
Premises and equipment expense	$3,176,000	427
Additional noninterest expense	$3,821,000	860
Pre-tax net operating income	$2,021,000	1,923
Securities gains (losses)	$493,000	280
Applicable income taxes	$696,000	1,360
Income before extraordinary items	$1,818,000	1,799
Extraordinary gains, net	$0	16
Net income	$1,818,000	1,799
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,818,000	1,799
Net charge-offs	$-158,000	5,810
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,463,040	2,111
2016-03-31 (YTD Data)		Rank
Total interest income	$6,711,000	1,014
Total interest expense	$155,000	3,301
Net interest income	$6,556,000	913
Provision for loan and lease losses	$100,000	1,495
Total noninterest income	$1,140,000	1,185
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$385,000	805
Trading account gains and fees	$0	142
Additional Noninterest Income	$755,000	1,142
Total noninterest expense	$6,891,000	766
Salaries and employee benefits	$3,284,000	899
Premises and equipment expense	$1,618,000	418
Additional noninterest expense	$1,989,000	823
Pre-tax net operating income	$705,000	2,473
Securities gains (losses)	$405,000	154
Applicable income taxes	$91,000	2,536
Income before extraordinary items	$1,019,000	1,589
Extraordinary gains, net	$0	12
Net income	$1,019,000	1,590
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,019,000	1,590
Net charge-offs	$-59,000	5,770
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$646,400	2,279
2015-12-31 (YTD Data)		Rank
Total interest income	$27,026,000	968
Total interest expense	$478,000	3,815
Net interest income	$26,548,000	861
Provision for loan and lease losses	$1,275,000	651
Total noninterest income	$5,642,000	1,033
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,814,000	732
Trading account gains and fees	$0	159
Additional Noninterest Income	$3,828,000	990
Total noninterest expense	$28,480,000	722
Salaries and employee benefits	$11,292,000	995
Premises and equipment expense	$6,303,000	419
Additional noninterest expense	$10,885,000	620
Pre-tax net operating income	$2,435,000	2,682
Securities gains (losses)	$1,526,000	134
Applicable income taxes	$917,000	1,661
Income before extraordinary items	$3,044,000	2,030
Extraordinary gains, net	$0	23
Net income	$3,044,000	2,031
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,044,000	2,032
Net charge-offs	$76,000	2,906
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,868,980	2,806
2015-09-30 (YTD Data)		Rank
Total interest income	$20,285,000	976
Total interest expense	$358,000	3,868
Net interest income	$19,927,000	858
Provision for loan and lease losses	$719,000	778
Total noninterest income	$4,279,000	1,037
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,407,000	698
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,872,000	999
Total noninterest expense	$22,281,000	706
Salaries and employee benefits	$8,542,000	993
Premises and equipment expense	$4,871,000	412
Additional noninterest expense	$8,868,000	568
Pre-tax net operating income	$1,206,000	3,450
Securities gains (losses)	$961,000	190
Applicable income taxes	$438,000	2,120
Income before extraordinary items	$1,729,000	2,526
Extraordinary gains, net	$0	21
Net income	$1,729,000	2,527
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,729,000	2,527
Net charge-offs	$-29,000	5,446
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$960,200	3,521
2015-06-30 (YTD Data)		Rank
Total interest income	$13,364,000	983
Total interest expense	$238,000	3,905
Net interest income	$13,126,000	860
Provision for loan and lease losses	$600,000	646
Total noninterest income	$2,773,000	1,055
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$976,000	655
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,797,000	1,046
Total noninterest expense	$15,001,000	702
Salaries and employee benefits	$5,547,000	1,026
Premises and equipment expense	$3,296,000	412
Additional noninterest expense	$6,158,000	557
Pre-tax net operating income	$298,000	4,871
Securities gains (losses)	$766,000	182
Applicable income taxes	$238,000	2,312
Income before extraordinary items	$826,000	3,105
Extraordinary gains, net	$0	22
Net income	$826,000	3,105
Minority interest net income	$0	75
Net income of bank and minority interests.	$826,000	3,106
Net charge-offs	$80,000	1,935
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$228,520	4,946
2015-03-31 (YTD Data)		Rank
Total interest income	$6,836,000	946
Total interest expense	$114,000	4,033
Net interest income	$6,722,000	839
Provision for loan and lease losses	$300,000	621
Total noninterest income	$1,349,000	1,045
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$504,000	623
Trading account gains and fees	$0	152
Additional Noninterest Income	$845,000	1,054
Total noninterest expense	$7,656,000	686
Salaries and employee benefits	$2,745,000	1,043
Premises and equipment expense	$1,746,000	402
Additional noninterest expense	$3,165,000	539
Pre-tax net operating income	$115,000	5,095
Securities gains (losses)	$558,000	151
Applicable income taxes	$187,000	1,889
Income before extraordinary items	$486,000	2,773
Extraordinary gains, net	$0	13
Net income	$486,000	2,776
Minority interest net income	$0	64
Net income of bank and minority interests.	$486,000	2,776
Net charge-offs	$31,000	1,862
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$84,240	5,199
2014-12-31 (YTD Data)		Rank
Total interest income	$27,174,000	932
Total interest expense	$443,000	4,253
Net interest income	$26,731,000	826
Provision for loan and lease losses	$-511,000	6,267
Total noninterest income	$7,277,000	834
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,831,000	486
Trading account gains and fees	$0	180
Additional Noninterest Income	$4,446,000	835
Total noninterest expense	$32,693,000	631
Salaries and employee benefits	$10,215,000	1,067
Premises and equipment expense	$7,558,000	359
Additional noninterest expense	$14,920,000	461
Pre-tax net operating income	$1,826,000	3,148
Securities gains (losses)	$1,322,000	154
Applicable income taxes	$957,000	1,592
Income before extraordinary items	$2,191,000	2,530
Extraordinary gains, net	$0	17
Net income	$2,191,000	2,530
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,191,000	2,530
Net charge-offs	$160,000	2,716
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,265,600	3,481
2014-09-30 (YTD Data)		Rank
Total interest income	$20,415,000	932
Total interest expense	$334,000	4,302
Net interest income	$20,081,000	823
Provision for loan and lease losses	$-1,011,000	6,468
Total noninterest income	$5,657,000	809
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$2,274,000	456
Trading account gains and fees	$0	174
Additional Noninterest Income	$3,383,000	823
Total noninterest expense	$25,611,000	596
Salaries and employee benefits	$8,015,000	1,016
Premises and equipment expense	$5,698,000	353
Additional noninterest expense	$11,898,000	439
Pre-tax net operating income	$1,138,000	3,542
Securities gains (losses)	$1,265,000	126
Applicable income taxes	$494,000	2,000
Income before extraordinary items	$1,909,000	2,299
Extraordinary gains, net	$0	15
Net income	$1,909,000	2,300
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,909,000	2,299
Net charge-offs	$172,000	2,158
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$909,650	3,613
2014-06-30 (YTD Data)		Rank
Total interest income	$13,584,000	927
Total interest expense	$225,000	4,320
Net interest income	$13,359,000	820
Provision for loan and lease losses	$-1,011,000	6,566
Total noninterest income	$3,719,000	801
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,634,000	429
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,085,000	854
Total noninterest expense	$16,841,000	603
Salaries and employee benefits	$5,477,000	993
Premises and equipment expense	$3,888,000	348
Additional noninterest expense	$7,476,000	466
Pre-tax net operating income	$1,248,000	2,573
Securities gains (losses)	$981,000	124
Applicable income taxes	$494,000	1,554
Income before extraordinary items	$1,735,000	1,736
Extraordinary gains, net	$0	20
Net income	$1,735,000	1,739
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,735,000	1,738
Net charge-offs	$188,000	1,642
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$969,820	2,663
2014-03-31 (YTD Data)		Rank
Total interest income	$6,762,000	939
Total interest expense	$119,000	4,278
Net interest income	$6,643,000	824
Provision for loan and lease losses	$-500,000	6,626
Total noninterest income	$2,050,000	717
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$892,000	397
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,158,000	746
Total noninterest expense	$8,217,000	625
Salaries and employee benefits	$2,804,000	985
Premises and equipment expense	$1,895,000	364
Additional noninterest expense	$3,518,000	482
Pre-tax net operating income	$976,000	1,809
Securities gains (losses)	$298,000	213
Applicable income taxes	$241,000	1,541
Income before extraordinary items	$1,033,000	1,451
Extraordinary gains, net	$0	16
Net income	$1,033,000	1,454
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,033,000	1,453
Net charge-offs	$203,000	941
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$791,620	1,790
2013-12-31 (YTD Data)		Rank
Total interest income	$28,503,000	876
Total interest expense	$566,000	4,200
Net interest income	$27,937,000	765
Provision for loan and lease losses	$-3,000,000	6,742
Total noninterest income	$7,322,000	859
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,000,000	693
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,322,000	767
Total noninterest expense	$34,485,000	605
Salaries and employee benefits	$10,430,000	1,035
Premises and equipment expense	$7,546,000	346
Additional noninterest expense	$16,509,000	435
Pre-tax net operating income	$3,774,000	1,797
Securities gains (losses)	$1,149,000	207
Applicable income taxes	$1,610,000	1,069
Income before extraordinary items	$3,313,000	1,748
Extraordinary gains, net	$7,217,000	5
Net income	$10,530,000	610
Minority interest net income	$0	90
Net income of bank and minority interests.	$10,530,000	611
Net charge-offs	$1,128,000	1,155
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,543,170	2,118
2013-09-30 (YTD Data)		Rank
Total interest income	$21,556,000	876
Total interest expense	$437,000	4,224
Net interest income	$21,119,000	759
Provision for loan and lease losses	$-2,000,000	6,827
Total noninterest income	$4,736,000	972
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$851,000	1,204
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,885,000	802
Total noninterest expense	$25,317,000	618
Salaries and employee benefits	$7,822,000	1,037
Premises and equipment expense	$5,598,000	349
Additional noninterest expense	$11,897,000	449
Pre-tax net operating income	$2,538,000	2,026
Securities gains (losses)	$978,000	215
Applicable income taxes	$1,232,000	1,083
Income before extraordinary items	$2,284,000	1,911
Extraordinary gains, net	$8,071,000	5
Net income	$10,355,000	502
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,355,000	504
Net charge-offs	$838,000	1,137
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,648,300	2,392
2013-06-30 (YTD Data)		Rank
Total interest income	$14,210,000	875
Total interest expense	$301,000	4,226
Net interest income	$13,909,000	761
Provision for loan and lease losses	$-1,500,000	6,876
Total noninterest income	$3,234,000	960
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$577,000	1,172
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,657,000	804
Total noninterest expense	$15,608,000	667
Salaries and employee benefits	$5,228,000	1,033
Premises and equipment expense	$3,794,000	336
Additional noninterest expense	$6,586,000	531
Pre-tax net operating income	$3,035,000	1,222
Securities gains (losses)	$737,000	255
Applicable income taxes	$1,461,000	688
Income before extraordinary items	$2,311,000	1,312
Extraordinary gains, net	$8,071,000	4
Net income	$10,382,000	346
Minority interest net income	$0	82
Net income of bank and minority interests.	$10,382,000	346
Net charge-offs	$808,000	899
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,839,320	1,576
2013-03-31 (YTD Data)		Rank
Total interest income	$7,190,000	866
Total interest expense	$152,000	4,292
Net interest income	$7,038,000	749
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,639,000	959
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$294,000	1,137
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,345,000	796
Total noninterest expense	$7,009,000	732
Salaries and employee benefits	$2,435,000	1,129
Premises and equipment expense	$1,841,000	351
Additional noninterest expense	$2,733,000	629
Pre-tax net operating income	$1,668,000	1,100
Securities gains (losses)	$449,000	233
Applicable income taxes	$735,000	680
Income before extraordinary items	$1,382,000	1,102
Extraordinary gains, net	$0	10
Net income	$1,382,000	1,104
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,382,000	1,104
Net charge-offs	$461,000	808
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,090,150	1,304
2012-12-31 (YTD Data)		Rank
Total interest income	$29,713,000	880
Total interest expense	$745,000	4,267
Net interest income	$28,968,000	744
Provision for loan and lease losses	$5,000,000	504
Total noninterest income	$6,723,000	919
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,354,000	1,058
Trading account gains and fees	$0	166
Additional Noninterest Income	$5,369,000	771
Total noninterest expense	$25,099,000	797
Salaries and employee benefits	$8,366,000	1,250
Premises and equipment expense	$7,536,000	334
Additional noninterest expense	$9,197,000	764
Pre-tax net operating income	$5,592,000	1,243
Securities gains (losses)	$2,923,000	179
Applicable income taxes	$0	4,751
Income before extraordinary items	$8,515,000	703
Extraordinary gains, net	$0	29
Net income	$8,515,000	701
Minority interest net income	$0	93
Net income of bank and minority interests.	$8,515,000	703
Net charge-offs	$3,636,000	738
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$5,592,000	1,007
2012-09-30 (YTD Data)		Rank
Total interest income	$22,536,000	883
Total interest expense	$590,000	4,272
Net interest income	$21,946,000	743
Provision for loan and lease losses	$5,000,000	402
Total noninterest income	$5,111,000	900
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,039,000	1,034
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,072,000	750
Total noninterest expense	$17,717,000	840
Salaries and employee benefits	$6,379,000	1,235
Premises and equipment expense	$5,566,000	336
Additional noninterest expense	$5,772,000	898
Pre-tax net operating income	$4,340,000	1,237
Securities gains (losses)	$2,738,000	145
Applicable income taxes	$0	4,802
Income before extraordinary items	$7,078,000	659
Extraordinary gains, net	$0	20
Net income	$7,078,000	657
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,078,000	659
Net charge-offs	$3,336,000	624
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$4,340,000	996
2012-06-30 (YTD Data)		Rank
Total interest income	$14,784,000	903
Total interest expense	$412,000	4,267
Net interest income	$14,372,000	759
Provision for loan and lease losses	$3,500,000	397
Total noninterest income	$3,196,000	930
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$702,000	1,012
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,494,000	795
Total noninterest expense	$11,403,000	873
Salaries and employee benefits	$4,057,000	1,282
Premises and equipment expense	$3,785,000	328
Additional noninterest expense	$3,561,000	974
Pre-tax net operating income	$2,665,000	1,327
Securities gains (losses)	$1,526,000	176
Applicable income taxes	$0	4,770
Income before extraordinary items	$4,191,000	726
Extraordinary gains, net	$0	19
Net income	$4,191,000	726
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,191,000	727
Net charge-offs	$2,943,000	520
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,665,000	1,055
2012-03-31 (YTD Data)		Rank
Total interest income	$7,285,000	927
Total interest expense	$214,000	4,289
Net interest income	$7,071,000	779
Provision for loan and lease losses	$1,800,000	394
Total noninterest income	$1,483,000	985
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$350,000	1,005
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,133,000	821
Total noninterest expense	$5,541,000	900
Salaries and employee benefits	$1,929,000	1,337
Premises and equipment expense	$1,862,000	335
Additional noninterest expense	$1,750,000	977
Pre-tax net operating income	$1,213,000	1,430
Securities gains (losses)	$368,000	373
Applicable income taxes	$0	4,704
Income before extraordinary items	$1,581,000	943
Extraordinary gains, net	$0	19
Net income	$1,581,000	944
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,581,000	944
Net charge-offs	$1,845,000	420
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,213,000	1,144
2011-12-31 (YTD Data)		Rank
Total interest income	$28,263,000	984
Total interest expense	$960,000	4,496
Net interest income	$27,303,000	799
Provision for loan and lease losses	$7,600,000	538
Total noninterest income	$4,646,000	1,101
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,284,000	1,141
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,362,000	957
Total noninterest expense	$21,624,000	909
Salaries and employee benefits	$6,592,000	1,501
Premises and equipment expense	$7,380,000	352
Additional noninterest expense	$7,652,000	929
Pre-tax net operating income	$2,725,000	1,999
Securities gains (losses)	$3,519,000	136
Applicable income taxes	$0	4,719
Income before extraordinary items	$6,244,000	788
Extraordinary gains, net	$0	29
Net income	$6,244,000	785
Minority interest net income	$0	96
Net income of bank and minority interests.	$6,244,000	788
Net charge-offs	$4,165,000	929
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$6,000,000	114
Net operating income	$2,725,000	1,671
2011-09-30 (YTD Data)		Rank
Total interest income	$21,103,000	1,004
Total interest expense	$727,000	4,588
Net interest income	$20,376,000	809
Provision for loan and lease losses	$5,100,000	609
Total noninterest income	$3,295,000	1,160
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$936,000	1,182
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,359,000	1,001
Total noninterest expense	$17,017,000	870
Salaries and employee benefits	$5,279,000	1,407
Premises and equipment expense	$5,527,000	356
Additional noninterest expense	$6,211,000	858
Pre-tax net operating income	$1,554,000	2,509
Securities gains (losses)	$2,572,000	155
Applicable income taxes	$0	4,740
Income before extraordinary items	$4,126,000	928
Extraordinary gains, net	$0	21
Net income	$4,126,000	925
Minority interest net income	$0	87
Net income of bank and minority interests.	$4,126,000	928
Net charge-offs	$3,754,000	788
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$6,000,000	92
Net operating income	$1,554,000	2,157
2011-06-30 (YTD Data)		Rank
Total interest income	$13,902,000	1,030
Total interest expense	$488,000	4,697
Net interest income	$13,414,000	831
Provision for loan and lease losses	$3,200,000	643
Total noninterest income	$2,086,000	1,193
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$605,000	1,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,481,000	1,023
Total noninterest expense	$10,822,000	928
Salaries and employee benefits	$3,457,000	1,440
Premises and equipment expense	$3,562,000	372
Additional noninterest expense	$3,803,000	956
Pre-tax net operating income	$1,478,000	1,902
Securities gains (losses)	$993,000	202
Applicable income taxes	$0	4,697
Income before extraordinary items	$2,471,000	990
Extraordinary gains, net	$0	15
Net income	$2,471,000	988
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,471,000	990
Net charge-offs	$2,587,000	769
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$6,000,000	53
Net operating income	$1,478,000	1,574
2011-03-31 (YTD Data)		Rank
Total interest income	$6,741,000	1,076
Total interest expense	$244,000	4,813
Net interest income	$6,497,000	853
Provision for loan and lease losses	$1,300,000	714
Total noninterest income	$836,000	1,379
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$297,000	1,197
Trading account gains and fees	$0	158
Additional Noninterest Income	$539,000	1,287
Total noninterest expense	$5,398,000	923
Salaries and employee benefits	$1,879,000	1,340
Premises and equipment expense	$1,776,000	379
Additional noninterest expense	$1,743,000	1,019
Pre-tax net operating income	$635,000	2,121
Securities gains (losses)	$315,000	243
Applicable income taxes	$0	4,545
Income before extraordinary items	$950,000	1,296
Extraordinary gains, net	$0	9
Net income	$950,000	1,296
Minority interest net income	$0	86
Net income of bank and minority interests.	$950,000	1,296
Net charge-offs	$1,290,000	715
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$6,000,000	24
Net operating income	$635,000	1,776
2010-12-31 (YTD Data)		Rank
Total interest income	$24,101,000	1,276
Total interest expense	$1,316,000	4,578
Net interest income	$22,785,000	966
Provision for loan and lease losses	$7,944,000	812
Total noninterest income	$3,196,000	1,478
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,085,000	1,405
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,111,000	1,361
Total noninterest expense	$18,300,000	1,094
Salaries and employee benefits	$5,566,000	1,742
Premises and equipment expense	$5,694,000	455
Additional noninterest expense	$7,040,000	1,048
Pre-tax net operating income	$-263,000	6,077
Securities gains (losses)	$9,627,000	64
Applicable income taxes	$0	4,655
Income before extraordinary items	$9,364,000	485
Extraordinary gains, net	$0	29
Net income	$9,364,000	485
Minority interest net income	$0	111
Net income of bank and minority interests.	$9,364,000	487
Net charge-offs	$7,387,000	761
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-263,000	6,155
2010-09-30 (YTD Data)		Rank
Total interest income	$17,817,000	1,312
Total interest expense	$1,055,000	4,565
Net interest income	$16,762,000	985
Provision for loan and lease losses	$5,498,000	813
Total noninterest income	$2,138,000	1,610
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$805,000	1,457
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,333,000	1,463
Total noninterest expense	$13,131,000	1,130
Salaries and employee benefits	$4,136,000	1,774
Premises and equipment expense	$4,587,000	429
Additional noninterest expense	$4,408,000	1,225
Pre-tax net operating income	$271,000	4,963
Securities gains (losses)	$8,492,000	65
Applicable income taxes	$0	4,726
Income before extraordinary items	$8,763,000	389
Extraordinary gains, net	$0	23
Net income	$8,763,000	389
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,763,000	390
Net charge-offs	$5,639,000	716
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$271,000	4,803
2010-06-30 (YTD Data)		Rank
Total interest income	$11,708,000	1,353
Total interest expense	$712,000	4,645
Net interest income	$10,996,000	1,008
Provision for loan and lease losses	$3,690,000	809
Total noninterest income	$1,435,000	1,554
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$526,000	1,499
Trading account gains and fees	$0	152
Additional Noninterest Income	$909,000	1,383
Total noninterest expense	$8,513,000	1,168
Salaries and employee benefits	$2,751,000	1,786
Premises and equipment expense	$2,899,000	447
Additional noninterest expense	$2,863,000	1,244
Pre-tax net operating income	$228,000	4,770
Securities gains (losses)	$1,980,000	140
Applicable income taxes	$0	4,691
Income before extraordinary items	$2,208,000	1,024
Extraordinary gains, net	$0	19
Net income	$2,208,000	1,025
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,208,000	1,025
Net charge-offs	$4,511,000	616
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$228,000	4,565
2010-03-31 (YTD Data)		Rank
Total interest income	$5,991,000	1,352
Total interest expense	$358,000	4,763
Net interest income	$5,633,000	994
Provision for loan and lease losses	$2,100,000	727
Total noninterest income	$680,000	1,629
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$262,000	1,492
Trading account gains and fees	$0	175
Additional Noninterest Income	$418,000	1,461
Total noninterest expense	$4,325,000	1,163
Salaries and employee benefits	$1,418,000	1,764
Premises and equipment expense	$1,518,000	446
Additional noninterest expense	$1,389,000	1,275
Pre-tax net operating income	$-112,000	6,683
Securities gains (losses)	$656,000	194
Applicable income taxes	$0	4,611
Income before extraordinary items	$544,000	1,987
Extraordinary gains, net	$0	16
Net income	$544,000	1,985
Minority interest net income	$0	91
Net income of bank and minority interests.	$544,000	1,987
Net charge-offs	$2,172,000	614
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-112,000	6,726
2009-12-31 (YTD Data)		Rank
Total interest income	$24,587,000	1,398
Total interest expense	$1,796,000	4,745
Net interest income	$22,791,000	949
Provision for loan and lease losses	$7,525,000	1,073
Total noninterest income	$1,560,000	2,496
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$830,000	1,999
Trading account gains and fees	$0	211
Additional Noninterest Income	$730,000	2,595
Total noninterest expense	$16,991,000	1,227
Salaries and employee benefits	$5,091,000	1,936
Premises and equipment expense	$6,094,000	443
Additional noninterest expense	$5,806,000	1,296
Pre-tax net operating income	$-165,000	5,667
Securities gains (losses)	$2,269,000	246
Applicable income taxes	$0	4,388
Income before extraordinary items	$2,104,000	1,579
Extraordinary gains, net	$0	34
Net income	$2,104,000	1,577
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,104,000	1,578
Net charge-offs	$10,528,000	659
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-165,000	5,770
2009-09-30 (YTD Data)		Rank
Total interest income	$18,548,000	1,416
Total interest expense	$1,427,000	4,737
Net interest income	$17,121,000	951
Provision for loan and lease losses	$5,925,000	932
Total noninterest income	$2,159,000	1,688
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$579,000	2,102
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,580,000	1,345
Total noninterest expense	$12,218,000	1,260
Salaries and employee benefits	$3,812,000	1,948
Premises and equipment expense	$4,188,000	491
Additional noninterest expense	$4,218,000	1,292
Pre-tax net operating income	$1,137,000	2,516
Securities gains (losses)	$1,147,000	336
Applicable income taxes	$0	4,592
Income before extraordinary items	$2,284,000	1,176
Extraordinary gains, net	$0	27
Net income	$2,284,000	1,176
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,284,000	1,176
Net charge-offs	$9,233,000	533
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,137,000	2,225
2009-06-30 (YTD Data)		Rank
Total interest income	$12,401,000	1,434
Total interest expense	$1,034,000	4,638
Net interest income	$11,367,000	951
Provision for loan and lease losses	$3,925,000	904
Total noninterest income	$1,397,000	1,731
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$349,000	2,244
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,048,000	1,384
Total noninterest expense	$7,979,000	1,309
Salaries and employee benefits	$2,545,000	1,982
Premises and equipment expense	$2,693,000	508
Additional noninterest expense	$2,741,000	1,358
Pre-tax net operating income	$860,000	2,381
Securities gains (losses)	$528,000	484
Applicable income taxes	$0	4,657
Income before extraordinary items	$1,388,000	1,367
Extraordinary gains, net	$0	21
Net income	$1,388,000	1,364
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,388,000	1,366
Net charge-offs	$6,557,000	494
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$860,000	2,049
2009-03-31 (YTD Data)		Rank
Total interest income	$6,156,000	1,470
Total interest expense	$609,000	4,317
Net interest income	$5,547,000	968
Provision for loan and lease losses	$2,425,000	653
Total noninterest income	$738,000	1,640
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$174,000	2,198
Trading account gains and fees	$0	171
Additional Noninterest Income	$564,000	1,286
Total noninterest expense	$3,792,000	1,318
Salaries and employee benefits	$1,282,000	2,004
Premises and equipment expense	$1,279,000	548
Additional noninterest expense	$1,231,000	1,328
Pre-tax net operating income	$68,000	5,398
Securities gains (losses)	$396,000	419
Applicable income taxes	$0	4,835
Income before extraordinary items	$464,000	2,271
Extraordinary gains, net	$0	15
Net income	$464,000	2,271
Minority interest net income	$0	102
Net income of bank and minority interests.	$464,000	2,273
Net charge-offs	$3,001,000	453
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$68,000	5,244
2008-12-31 (YTD Data)		Rank
Total interest income	$28,751,000	1,351
Total interest expense	$6,652,000	2,293
Net interest income	$22,099,000	971
Provision for loan and lease losses	$9,600,000	616
Total noninterest income	$2,517,000	1,795
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$629,000	2,561
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,888,000	1,350
Total noninterest expense	$14,335,000	1,359
Salaries and employee benefits	$4,426,000	2,292
Premises and equipment expense	$5,163,000	528
Additional noninterest expense	$4,746,000	1,331
Pre-tax net operating income	$681,000	4,441
Securities gains (losses)	$-462,000	7,518
Applicable income taxes	$0	4,979
Income before extraordinary items	$219,000	5,409
Extraordinary gains, net	$0	39
Net income	$219,000	5,407
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,384,000	767
Cash dividends	$2,000,000	1,337
Sale, conversion, retirement of capital stock, net	$8,000,000	181
Net operating income	$681,000	4,127
2008-09-30 (YTD Data)		Rank
Total interest income	$22,212,000	1,332
Total interest expense	$5,560,000	2,177
Net interest income	$16,652,000	974
Provision for loan and lease losses	$5,450,000	621
Total noninterest income	$1,691,000	2,028
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$462,000	2,614
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,229,000	1,575
Total noninterest expense	$10,748,000	1,342
Salaries and employee benefits	$3,670,000	2,089
Premises and equipment expense	$3,651,000	572
Additional noninterest expense	$3,427,000	1,320
Pre-tax net operating income	$2,145,000	2,195
Securities gains (losses)	$-462,000	7,747
Applicable income taxes	$0	5,372
Income before extraordinary items	$1,683,000	2,096
Extraordinary gains, net	$0	31
Net income	$1,683,000	2,094
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,594,000	703
Cash dividends	$2,000,000	1,009
Sale, conversion, retirement of capital stock, net	$4,000,000	166
Net operating income	$2,145,000	1,766
2008-06-30 (YTD Data)		Rank
Total interest income	$15,150,000	1,320
Total interest expense	$4,062,000	2,100
Net interest income	$11,088,000	970
Provision for loan and lease losses	$1,950,000	809
Total noninterest income	$998,000	2,232
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$302,000	2,634
Trading account gains and fees	$0	149
Additional Noninterest Income	$696,000	1,797
Total noninterest expense	$7,237,000	1,323
Salaries and employee benefits	$2,648,000	1,968
Premises and equipment expense	$2,345,000	594
Additional noninterest expense	$2,244,000	1,321
Pre-tax net operating income	$2,899,000	1,227
Securities gains (losses)	$569,000	280
Applicable income taxes	$0	5,627
Income before extraordinary items	$3,468,000	791
Extraordinary gains, net	$0	21
Net income	$3,468,000	790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,305,000	736
Cash dividends	$1,000,000	1,384
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,899,000	928
2008-03-31 (YTD Data)		Rank
Total interest income	$7,864,000	1,303
Total interest expense	$2,346,000	1,974
Net interest income	$5,518,000	974
Provision for loan and lease losses	$1,000,000	616
Total noninterest income	$590,000	1,979
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$148,000	2,655
Trading account gains and fees	$0	158
Additional Noninterest Income	$442,000	1,530
Total noninterest expense	$3,466,000	1,380
Salaries and employee benefits	$1,298,000	2,031
Premises and equipment expense	$1,141,000	610
Additional noninterest expense	$1,027,000	1,400
Pre-tax net operating income	$1,642,000	1,154
Securities gains (losses)	$569,000	219
Applicable income taxes	$0	5,622
Income before extraordinary items	$2,211,000	699
Extraordinary gains, net	$0	15
Net income	$2,211,000	700
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$306,000	964
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,642,000	875
2007-12-31 (YTD Data)		Rank
Total interest income	$30,359,000	1,413
Total interest expense	$9,298,000	2,055
Net interest income	$21,061,000	1,052
Provision for loan and lease losses	$1,480,000	1,068
Total noninterest income	$2,318,000	1,993
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$560,000	2,819
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,758,000	1,491
Total noninterest expense	$13,113,000	1,411
Salaries and employee benefits	$4,832,000	2,090
Premises and equipment expense	$4,166,000	640
Additional noninterest expense	$4,115,000	1,365
Pre-tax net operating income	$8,786,000	967
Securities gains (losses)	$0	2,146
Applicable income taxes	$14,000	5,548
Income before extraordinary items	$8,772,000	746
Extraordinary gains, net	$0	39
Net income	$8,772,000	744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$493,000	1,707
Cash dividends	$3,600,000	1,015
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$8,772,000	738
2007-09-30 (YTD Data)		Rank
Total interest income	$22,557,000	1,436
Total interest expense	$6,784,000	2,102
Net interest income	$15,773,000	1,059
Provision for loan and lease losses	$820,000	1,062
Total noninterest income	$1,672,000	2,050
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$413,000	2,834
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,259,000	1,547
Total noninterest expense	$9,754,000	1,403
Salaries and employee benefits	$3,695,000	2,032
Premises and equipment expense	$3,071,000	644
Additional noninterest expense	$2,988,000	1,356
Pre-tax net operating income	$6,871,000	1,005
Securities gains (losses)	$0	1,655
Applicable income taxes	$14,000	5,621
Income before extraordinary items	$6,857,000	766
Extraordinary gains, net	$0	33
Net income	$6,857,000	764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,200
Cash dividends	$2,700,000	951
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$6,857,000	757
2007-06-30 (YTD Data)		Rank
Total interest income	$14,822,000	1,467
Total interest expense	$4,344,000	2,175
Net interest income	$10,478,000	1,075
Provision for loan and lease losses	$480,000	1,063
Total noninterest income	$982,000	2,272
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$270,000	2,872
Trading account gains and fees	$0	168
Additional Noninterest Income	$712,000	1,756
Total noninterest expense	$6,487,000	1,422
Salaries and employee benefits	$2,495,000	2,044
Premises and equipment expense	$2,058,000	662
Additional noninterest expense	$1,934,000	1,400
Pre-tax net operating income	$4,493,000	1,068
Securities gains (losses)	$0	1,444
Applicable income taxes	$17,000	5,428
Income before extraordinary items	$4,476,000	812
Extraordinary gains, net	$0	29
Net income	$4,476,000	811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,180
Cash dividends	$1,800,000	968
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$4,476,000	800
2007-03-31 (YTD Data)		Rank
Total interest income	$7,128,000	1,522
Total interest expense	$2,114,000	2,212
Net interest income	$5,014,000	1,109
Provision for loan and lease losses	$240,000	1,001
Total noninterest income	$533,000	2,125
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$134,000	2,839
Trading account gains and fees	$0	195
Additional Noninterest Income	$399,000	1,591
Total noninterest expense	$3,243,000	1,429
Salaries and employee benefits	$1,282,000	2,004
Premises and equipment expense	$1,006,000	676
Additional noninterest expense	$955,000	1,404
Pre-tax net operating income	$2,064,000	1,132
Securities gains (losses)	$0	1,187
Applicable income taxes	$17,000	5,024
Income before extraordinary items	$2,047,000	869
Extraordinary gains, net	$0	22
Net income	$2,047,000	868
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	2,691
Cash dividends	$900,000	881
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,047,000	861
2006-12-31 (YTD Data)		Rank
Total interest income	$26,580,000	1,503
Total interest expense	$7,710,000	2,106
Net interest income	$18,870,000	1,187
Provision for loan and lease losses	$1,450,000	734
Total noninterest income	$1,961,000	2,257
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$554,000	2,851
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,407,000	1,745
Total noninterest expense	$11,544,000	1,553
Salaries and employee benefits	$4,652,000	2,102
Premises and equipment expense	$3,591,000	715
Additional noninterest expense	$3,301,000	1,599
Pre-tax net operating income	$7,837,000	1,245
Securities gains (losses)	$0	1,687
Applicable income taxes	$3,000	6,401
Income before extraordinary items	$7,834,000	954
Extraordinary gains, net	$0	51
Net income	$7,834,000	954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	4,914
Cash dividends	$2,700,000	1,221
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$7,834,000	939
2006-09-30 (YTD Data)		Rank
Total interest income	$19,560,000	1,521
Total interest expense	$5,490,000	2,155
Net interest income	$14,070,000	1,208
Provision for loan and lease losses	$1,150,000	664
Total noninterest income	$1,437,000	2,301
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$417,000	2,862
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,020,000	1,792
Total noninterest expense	$8,586,000	1,565
Salaries and employee benefits	$3,487,000	2,105
Premises and equipment expense	$2,632,000	741
Additional noninterest expense	$2,467,000	1,595
Pre-tax net operating income	$5,771,000	1,320
Securities gains (losses)	$0	1,388
Applicable income taxes	$3,000	6,487
Income before extraordinary items	$5,768,000	1,006
Extraordinary gains, net	$0	45
Net income	$5,768,000	1,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,313
Cash dividends	$900,000	2,057
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$5,768,000	991
2006-06-30 (YTD Data)		Rank
Total interest income	$12,672,000	1,530
Total interest expense	$3,429,000	2,172
Net interest income	$9,243,000	1,231
Provision for loan and lease losses	$850,000	610
Total noninterest income	$936,000	2,324
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$281,000	2,801
Trading account gains and fees	$0	126
Additional Noninterest Income	$655,000	1,849
Total noninterest expense	$5,701,000	1,577
Salaries and employee benefits	$2,384,000	2,052
Premises and equipment expense	$1,665,000	778
Additional noninterest expense	$1,652,000	1,590
Pre-tax net operating income	$3,628,000	1,396
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,000	6,457
Income before extraordinary items	$3,625,000	1,061
Extraordinary gains, net	$0	39
Net income	$3,625,000	1,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,393
Cash dividends	$900,000	1,569
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,625,000	1,049
2006-03-31 (YTD Data)		Rank
Total interest income	$6,377,000	1,484
Total interest expense	$1,700,000	2,093
Net interest income	$4,677,000	1,212
Provision for loan and lease losses	$210,000	1,096
Total noninterest income	$446,000	2,364
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$141,000	2,720
Trading account gains and fees	$0	115
Additional Noninterest Income	$305,000	1,911
Total noninterest expense	$2,832,000	1,586
Salaries and employee benefits	$1,237,000	1,977
Premises and equipment expense	$831,000	779
Additional noninterest expense	$764,000	1,716
Pre-tax net operating income	$2,081,000	1,186
Securities gains (losses)	$0	955
Applicable income taxes	$3,000	6,254
Income before extraordinary items	$2,078,000	909
Extraordinary gains, net	$0	21
Net income	$2,078,000	908
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	2,260
Cash dividends	$900,000	822
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,078,000	891
2005-12-31 (YTD Data)		Rank
Total interest income	$21,406,000	1,569
Total interest expense	$5,084,000	2,171
Net interest income	$16,322,000	1,345
Provision for loan and lease losses	$490,000	1,929
Total noninterest income	$1,790,000	2,387
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$481,000	3,133
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,309,000	1,837
Total noninterest expense	$9,964,000	1,707
Salaries and employee benefits	$4,276,000	2,151
Premises and equipment expense	$2,922,000	816
Additional noninterest expense	$2,766,000	1,825
Pre-tax net operating income	$7,658,000	1,240
Securities gains (losses)	$0	2,296
Applicable income taxes	$23,000	6,273
Income before extraordinary items	$7,635,000	942
Extraordinary gains, net	$0	46
Net income	$7,635,000	942
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	3,923
Cash dividends	$3,600,000	893
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,635,000	925
2005-09-30 (YTD Data)		Rank
Total interest income	$15,655,000	1,568
Total interest expense	$3,632,000	2,148
Net interest income	$12,023,000	1,354
Provision for loan and lease losses	$400,000	1,715
Total noninterest income	$1,358,000	2,375
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$347,000	3,233
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,011,000	1,808
Total noninterest expense	$7,334,000	1,712
Salaries and employee benefits	$3,164,000	2,157
Premises and equipment expense	$2,114,000	834
Additional noninterest expense	$2,056,000	1,817
Pre-tax net operating income	$5,647,000	1,266
Securities gains (losses)	$0	2,317
Applicable income taxes	$23,000	6,225
Income before extraordinary items	$5,624,000	958
Extraordinary gains, net	$0	35
Net income	$5,624,000	959
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,120
Cash dividends	$2,700,000	815
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$5,624,000	944
2005-06-30 (YTD Data)		Rank
Total interest income	$10,229,000	1,554
Total interest expense	$2,307,000	2,134
Net interest income	$7,922,000	1,353
Provision for loan and lease losses	$310,000	1,464
Total noninterest income	$914,000	2,331
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$206,000	3,447
Trading account gains and fees	$0	116
Additional Noninterest Income	$708,000	1,739
Total noninterest expense	$4,829,000	1,728
Salaries and employee benefits	$2,094,000	2,159
Premises and equipment expense	$1,372,000	847
Additional noninterest expense	$1,363,000	1,814
Pre-tax net operating income	$3,697,000	1,258
Securities gains (losses)	$0	2,146
Applicable income taxes	$23,000	6,019
Income before extraordinary items	$3,674,000	947
Extraordinary gains, net	$0	30
Net income	$3,674,000	948
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	3,677
Cash dividends	$1,800,000	803
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$3,674,000	928
2005-03-31 (YTD Data)		Rank
Total interest income	$5,099,000	1,528
Total interest expense	$1,091,000	2,154
Net interest income	$4,008,000	1,334
Provision for loan and lease losses	$180,000	1,214
Total noninterest income	$396,000	2,506
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$74,000	4,114
Trading account gains and fees	$0	115
Additional Noninterest Income	$322,000	1,815
Total noninterest expense	$2,478,000	1,699
Salaries and employee benefits	$1,062,000	2,146
Premises and equipment expense	$727,000	816
Additional noninterest expense	$689,000	1,793
Pre-tax net operating income	$1,746,000	1,318
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$1,746,000	995
Extraordinary gains, net	$0	24
Net income	$1,746,000	996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,609
Cash dividends	$900,000	737
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,746,000	974
2004-12-31 (YTD Data)		Rank
Total interest income	$17,089,000	1,677
Total interest expense	$3,253,000	2,441
Net interest income	$13,836,000	1,461
Provision for loan and lease losses	$938,000	1,110
Total noninterest income	$5,869,000	936
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$277,000	4,499
Trading account gains and fees	$0	138
Additional Noninterest Income	$5,592,000	617
Total noninterest expense	$8,180,000	1,961
Salaries and employee benefits	$3,817,000	2,282
Premises and equipment expense	$2,058,000	1,117
Additional noninterest expense	$2,305,000	2,113
Pre-tax net operating income	$10,587,000	836
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$10,587,000	636
Extraordinary gains, net	$0	34
Net income	$10,587,000	637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,972
Cash dividends	$3,900,000	791
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$10,587,000	610
2004-09-30 (YTD Data)		Rank
Total interest income	$12,180,000	1,744
Total interest expense	$2,287,000	2,557
Net interest income	$9,893,000	1,525
Provision for loan and lease losses	$698,000	1,087
Total noninterest income	$5,568,000	774
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$203,000	4,598
Trading account gains and fees	$0	134
Additional Noninterest Income	$5,365,000	522
Total noninterest expense	$6,020,000	1,991
Salaries and employee benefits	$2,837,000	2,283
Premises and equipment expense	$1,416,000	1,220
Additional noninterest expense	$1,767,000	2,043
Pre-tax net operating income	$8,743,000	759
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$8,743,000	595
Extraordinary gains, net	$0	26
Net income	$8,743,000	596
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,064
Cash dividends	$3,900,000	568
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$8,743,000	569
2004-06-30 (YTD Data)		Rank
Total interest income	$7,752,000	1,811
Total interest expense	$1,453,000	2,638
Net interest income	$6,299,000	1,581
Provision for loan and lease losses	$420,000	1,177
Total noninterest income	$5,280,000	594
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$121,000	4,859
Trading account gains and fees	$0	130
Additional Noninterest Income	$5,159,000	409
Total noninterest expense	$3,948,000	2,016
Salaries and employee benefits	$1,878,000	2,307
Premises and equipment expense	$924,000	1,244
Additional noninterest expense	$1,146,000	2,109
Pre-tax net operating income	$7,211,000	635
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$7,211,000	494
Extraordinary gains, net	$0	21
Net income	$7,211,000	494
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,984
Cash dividends	$3,500,000	430
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$7,211,000	468
2004-03-31 (YTD Data)		Rank
Total interest income	$3,699,000	1,906
Total interest expense	$710,000	2,713
Net interest income	$2,989,000	1,669
Provision for loan and lease losses	$125,000	1,741
Total noninterest income	$5,017,000	384
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$52,000	5,121
Trading account gains and fees	$0	121
Additional Noninterest Income	$4,965,000	285
Total noninterest expense	$1,992,000	2,016
Salaries and employee benefits	$924,000	2,347
Premises and equipment expense	$466,000	1,242
Additional noninterest expense	$602,000	1,971
Pre-tax net operating income	$5,889,000	424
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$5,889,000	341
Extraordinary gains, net	$0	16
Net income	$5,889,000	342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$2,400,000	327
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$5,889,000	322
2003-12-31 (YTD Data)		Rank
Total interest income	$13,836,000	2,053
Total interest expense	$3,131,000	2,757
Net interest income	$10,705,000	1,827
Provision for loan and lease losses	$230,000	3,756
Total noninterest income	$884,000	3,989
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$223,000	5,028
Trading account gains and fees	$0	160
Additional Noninterest Income	$661,000	3,074
Total noninterest expense	$6,366,000	2,469
Salaries and employee benefits	$2,863,000	2,889
Premises and equipment expense	$1,502,000	1,516
Additional noninterest expense	$2,001,000	2,404
Pre-tax net operating income	$4,993,000	1,629
Securities gains (losses)	$402,000	873
Applicable income taxes	$98,000	5,741
Income before extraordinary items	$5,297,000	1,215
Extraordinary gains, net	$0	54
Net income	$5,297,000	1,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	5,170
Cash dividends	$1,800,000	1,510
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,903,040	1,235
2003-09-30 (YTD Data)		Rank
Total interest income	$10,305,000	2,104
Total interest expense	$2,380,000	2,817
Net interest income	$7,925,000	1,865
Provision for loan and lease losses	$200,000	3,330
Total noninterest income	$652,000	4,082
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$166,000	5,065
Trading account gains and fees	$0	153
Additional Noninterest Income	$486,000	3,192
Total noninterest expense	$4,707,000	2,503
Salaries and employee benefits	$2,118,000	2,930
Premises and equipment expense	$1,096,000	1,562
Additional noninterest expense	$1,493,000	2,408
Pre-tax net operating income	$3,670,000	1,703
Securities gains (losses)	$223,000	1,169
Applicable income taxes	$0	7,524
Income before extraordinary items	$3,893,000	1,260
Extraordinary gains, net	$0	40
Net income	$3,893,000	1,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,569
Cash dividends	$1,800,000	1,103
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,670,000	1,279
2003-06-30 (YTD Data)		Rank
Total interest income	$6,864,000	2,116
Total interest expense	$1,599,000	2,876
Net interest income	$5,265,000	1,861
Provision for loan and lease losses	$160,000	2,893
Total noninterest income	$389,000	4,318
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$109,000	5,055
Trading account gains and fees	$0	150
Additional Noninterest Income	$280,000	3,432
Total noninterest expense	$3,068,000	2,547
Salaries and employee benefits	$1,380,000	3,004
Premises and equipment expense	$672,000	1,693
Additional noninterest expense	$1,016,000	2,332
Pre-tax net operating income	$2,426,000	1,725
Securities gains (losses)	$223,000	976
Applicable income taxes	$0	7,529
Income before extraordinary items	$2,649,000	1,251
Extraordinary gains, net	$0	30
Net income	$2,649,000	1,251
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,051
Cash dividends	$1,100,000	1,198
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,426,000	1,271
2003-03-31 (YTD Data)		Rank
Total interest income	$3,371,000	2,179
Total interest expense	$814,000	2,895
Net interest income	$2,557,000	1,904
Provision for loan and lease losses	$100,000	2,353
Total noninterest income	$184,000	4,369
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$55,000	4,963
Trading account gains and fees	$0	134
Additional Noninterest Income	$129,000	3,478
Total noninterest expense	$1,438,000	2,688
Salaries and employee benefits	$655,000	3,119
Premises and equipment expense	$313,000	1,822
Additional noninterest expense	$470,000	2,478
Pre-tax net operating income	$1,203,000	1,745
Securities gains (losses)	$0	2,891
Applicable income taxes	$865,000	902
Income before extraordinary items	$338,000	3,905
Extraordinary gains, net	$0	21
Net income	$338,000	3,903
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	2,925
Cash dividends	$500,000	1,179
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$338,000	3,722
2002-12-31 (YTD Data)		Rank
Total interest income	$12,996,000	2,367
Total interest expense	$3,163,000	3,395
Net interest income	$9,833,000	1,972
Provision for loan and lease losses	$520,000	2,322
Total noninterest income	$730,000	4,215
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$236,000	4,836
Trading account gains and fees	$0	153
Additional Noninterest Income	$494,000	3,304
Total noninterest expense	$5,380,000	2,735
Salaries and employee benefits	$2,292,000	3,358
Premises and equipment expense	$1,316,000	1,664
Additional noninterest expense	$1,772,000	2,572
Pre-tax net operating income	$4,663,000	1,742
Securities gains (losses)	$446,000	708
Applicable income taxes	$1,939,000	1,319
Income before extraordinary items	$3,170,000	1,898
Extraordinary gains, net	$0	70
Net income	$3,170,000	1,896
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,455
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$-1,380,000	9,328
Net operating income	$2,884,560	2,008
2001-12-31 (YTD Data)		Rank
Total interest income	$12,341,000	2,744
Total interest expense	$4,496,000	3,453
Net interest income	$7,845,000	2,285
Provision for loan and lease losses	$360,000	2,816
Total noninterest income	$708,000	4,159
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$240,000	4,751
Trading account gains and fees	$0	177
Additional Noninterest Income	$468,000	3,248
Total noninterest expense	$4,401,000	3,135
Salaries and employee benefits	$1,872,000	3,783
Premises and equipment expense	$991,000	2,150
Additional noninterest expense	$1,538,000	2,808
Pre-tax net operating income	$3,792,000	1,857
Securities gains (losses)	$0	4,612
Applicable income taxes	$1,495,000	1,501
Income before extraordinary items	$2,297,000	2,255
Extraordinary gains, net	$0	105
Net income	$2,297,000	2,258
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,619
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,297,000	2,184
2000-12-31 (YTD Data)		Rank
Total interest income	$11,048,000	3,128
Total interest expense	$4,582,000	3,565
Net interest income	$6,466,000	2,749
Provision for loan and lease losses	$390,000	2,319
Total noninterest income	$569,000	4,549
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$230,000	4,750
Trading account gains and fees	$0	180
Additional Noninterest Income	$339,000	3,675
Total noninterest expense	$3,639,000	3,582
Salaries and employee benefits	$1,540,000	4,272
Premises and equipment expense	$840,000	2,464
Additional noninterest expense	$1,259,000	3,266
Pre-tax net operating income	$3,006,000	2,390
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,002,000	2,112
Income before extraordinary items	$2,004,000	2,563
Extraordinary gains, net	$0	38
Net income	$2,004,000	2,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	3,680
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,004,000	2,561
1999-12-31 (YTD Data)		Rank
Total interest income	$8,347,000	3,760
Total interest expense	$3,492,000	4,055
Net interest income	$4,855,000	3,538
Provision for loan and lease losses	$375,000	2,203
Total noninterest income	$407,000	5,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$156,000	5,747
Trading account gains and fees	NA	NA
Additional Noninterest Income	$251,000	4,431
Total noninterest expense	$3,112,000	4,085
Salaries and employee benefits	$1,318,000	4,824
Premises and equipment expense	$768,000	2,640
Additional noninterest expense	$1,026,000	3,934
Pre-tax net operating income	$1,775,000	3,656
Securities gains (losses)	$-4,000	9,004
Applicable income taxes	$703,000	2,892
Income before extraordinary items	$1,068,000	4,220
Extraordinary gains, net	$0	35
Net income	$1,068,000	4,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	2,880
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,070,560	4,178
1998-12-31 (YTD Data)		Rank
Total interest income	$6,906,000	4,441
Total interest expense	$3,282,000	4,395
Net interest income	$3,624,000	4,452
Provision for loan and lease losses	$335,000	2,383
Total noninterest income	$352,000	5,994
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	5,914
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	4,938
Total noninterest expense	$2,346,000	4,988
Salaries and employee benefits	$1,065,000	5,534
Premises and equipment expense	$503,000	3,678
Additional noninterest expense	$778,000	4,777
Pre-tax net operating income	$1,295,000	4,635
Securities gains (losses)	$19,000	2,467
Applicable income taxes	$468,000	4,019
Income before extraordinary items	$846,000	5,008
Extraordinary gains, net	$0	32
Net income	$846,000	5,008
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,234
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$833,840	4,975
1997-12-31 (YTD Data)		Rank
Total interest income	$5,851,000	5,165
Total interest expense	$2,821,000	4,962
Net interest income	$3,030,000	5,264
Provision for loan and lease losses	$148,000	4,189
Total noninterest income	$285,000	6,818
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$113,000	6,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	5,333
Total noninterest expense	$1,929,000	5,791
Salaries and employee benefits	$911,000	6,230
Premises and equipment expense	$410,000	4,364
Additional noninterest expense	$608,000	5,752
Pre-tax net operating income	$1,238,000	5,135
Securities gains (losses)	$0	3,944
Applicable income taxes	$478,000	4,351
Income before extraordinary items	$760,000	5,632
Extraordinary gains, net	$0	44
Net income	$760,000	5,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,506
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$560,000	522
Net operating income	$760,000	5,585
1996-12-31 (YTD Data)		Rank
Total interest income	$4,289,000	6,596
Total interest expense	$2,013,000	6,382
Net interest income	$2,276,000	6,605
Provision for loan and lease losses	$0	9,041
Total noninterest income	$259,000	7,467
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$87,000	7,800
Trading account gains and fees	NA	NA
Additional Noninterest Income	$172,000	5,576
Total noninterest expense	$1,682,000	6,649
Salaries and employee benefits	$852,000	6,700
Premises and equipment expense	$311,000	5,439
Additional noninterest expense	$519,000	6,910
Pre-tax net operating income	$853,000	6,283
Securities gains (losses)	$0	4,148
Applicable income taxes	$288,000	5,966
Income before extraordinary items	$565,000	6,475
Extraordinary gains, net	$0	53
Net income	$565,000	6,478
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,146
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$565,000	6,407
1995-12-31 (YTD Data)		Rank
Total interest income	$3,677,000	7,332
Total interest expense	$1,800,000	6,900
Net interest income	$1,877,000	7,583
Provision for loan and lease losses	$9,000	8,431
Total noninterest income	$411,000	5,888
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	9,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$362,000	3,531
Total noninterest expense	$1,469,000	7,364
Salaries and employee benefits	$694,000	7,750
Premises and equipment expense	$196,000	7,269
Additional noninterest expense	$579,000	6,663
Pre-tax net operating income	$810,000	6,792
Securities gains (losses)	$0	3,831
Applicable income taxes	$309,000	5,889
Income before extraordinary items	$501,000	7,247
Extraordinary gains, net	$0	65
Net income	$501,000	7,246
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,178
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$501,000	7,216
1994-12-31 (YTD Data)		Rank
Total interest income	$3,074,000	7,929
Total interest expense	$1,309,000	7,521
Net interest income	$1,765,000	8,134
Provision for loan and lease losses	$70,000	5,310
Total noninterest income	$247,000	8,000
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$61,000	9,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	5,508
Total noninterest expense	$1,340,000	8,118
Salaries and employee benefits	$596,000	8,634
Premises and equipment expense	$184,000	7,770
Additional noninterest expense	$560,000	7,344
Pre-tax net operating income	$602,000	7,980
Securities gains (losses)	$-21,000	10,372
Applicable income taxes	$213,000	7,131
Income before extraordinary items	$368,000	8,479
Extraordinary gains, net	$0	249
Net income	$368,000	8,481
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,198
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$381,440	8,396
1993-12-31 (YTD Data)		Rank
Total interest income	$2,864,000	8,560
Total interest expense	$1,199,000	8,251
Net interest income	$1,665,000	8,591
Provision for loan and lease losses	$80,000	6,310
Total noninterest income	$211,000	9,014
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$63,000	9,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	6,604
Total noninterest expense	$1,360,000	8,302
Salaries and employee benefits	$536,000	9,331
Premises and equipment expense	$198,000	7,726
Additional noninterest expense	$626,000	7,119
Pre-tax net operating income	$436,000	9,127
Securities gains (losses)	$-17,000	12,886
Applicable income taxes	$4,000	11,985
Income before extraordinary items	$415,000	8,285
Extraordinary gains, net	$145,000	1,268
Net income	$560,000	7,240
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	7,365
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$431,830	7,862
1992-12-31 (YTD Data)		Rank
Total interest income	$2,768,000	9,397
Total interest expense	$1,426,000	8,753
Net interest income	$1,342,000	9,836
Provision for loan and lease losses	$159,000	5,935
Total noninterest income	$607,000	4,915
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$92,000	8,756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$515,000	3,123
Total noninterest expense	$1,358,000	8,450
Salaries and employee benefits	$552,000	9,256
Premises and equipment expense	$197,000	7,902
Additional noninterest expense	$609,000	7,430
Pre-tax net operating income	$432,000	8,944
Securities gains (losses)	$0	8,369
Applicable income taxes	$183,000	7,908
Income before extraordinary items	$249,000	9,934
Extraordinary gains, net	$183,000	467
Net income	$432,000	8,033
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	7,015
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$500,000	549
Net operating income	$249,000	9,567

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.