Home > Heartland Bank and Trust Company > Income and Expense

Heartland Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$228,849,000276
Total interest expense$32,518,000539
Net interest income$196,331,000229
Provision for loan and lease losses$7,573,000254
Total noninterest income$37,141,000301
Gross Fiduciary activities income$9,604,000180
Service charges on deposit accounts$7,846,000197
Trading account gains and fees$0123
Additional Noninterest Income$19,691,000326
Total noninterest expense$125,447,000263
Salaries and employee benefits$74,637,000237
Premises and equipment expense$12,708,000246
Additional noninterest expense$19,691,000326
Pre-tax net operating income$100,452,000210
Securities gains (losses)$-1,815,0004,389
Applicable income taxes$25,438,000184
Income before extraordinary items$73,199,000214
Extraordinary gains, net$054
Net income$73,199,000217
Minority interest net income$088
Net income of bank and minority interests.$73,199,000216
Net charge-offs$180,0001,219
Cash dividends$64,000,000140
Sale, conversion, retirement of capital stock, net$0540
Net operating income$74,632,850221
2023-09-30 (YTD Data)Rank
Total interest income$167,506,000281
Total interest expense$19,609,000619
Net interest income$147,897,000231
Provision for loan and lease losses$6,460,000233
Total noninterest income$28,159,000303
Gross Fiduciary activities income$6,802,000187
Service charges on deposit accounts$5,830,000199
Trading account gains and fees$0125
Additional Noninterest Income$15,527,000320
Total noninterest expense$95,984,000261
Salaries and employee benefits$57,138,000236
Premises and equipment expense$9,595,000246
Additional noninterest expense$15,527,000320
Pre-tax net operating income$73,612,000221
Securities gains (losses)$-1,901,0004,509
Applicable income taxes$18,541,000194
Income before extraordinary items$53,170,000225
Extraordinary gains, net$052
Net income$53,170,000227
Minority interest net income$081
Net income of bank and minority interests.$53,170,000226
Net charge-offs$-296,0004,517
Cash dividends$52,000,000130
Sale, conversion, retirement of capital stock, net$0507
Net operating income$54,671,790226
2023-03-31 (YTD Data)Rank
Total interest income$51,755,000287
Total interest expense$3,709,000769
Net interest income$48,046,000234
Provision for loan and lease losses$6,210,000124
Total noninterest income$8,466,000315
Gross Fiduciary activities income$2,292,000182
Service charges on deposit accounts$1,871,000203
Trading account gains and fees$097
Additional Noninterest Income$4,303,000362
Total noninterest expense$33,732,000248
Salaries and employee benefits$21,004,000227
Premises and equipment expense$2,761,000281
Additional noninterest expense$4,303,000362
Pre-tax net operating income$16,570,000304
Securities gains (losses)$-966,0004,582
Applicable income taxes$3,827,000275
Income before extraordinary items$11,777,000331
Extraordinary gains, net$04
Net income$11,777,000332
Minority interest net income$048
Net income of bank and minority interests.$11,777,000332
Net charge-offs$-112,0004,562
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$0430
Net operating income$12,540,140310
2022-12-31 (YTD Data)Rank
Total interest income$152,967,000303
Total interest expense$3,514,0001,042
Net interest income$149,453,000279
Provision for loan and lease losses$-706,0004,571
Total noninterest income$35,093,000319
Gross Fiduciary activities income$8,857,000191
Service charges on deposit accounts$7,072,000217
Trading account gains and fees$0116
Additional Noninterest Income$19,164,000361
Total noninterest expense$94,215,000320
Salaries and employee benefits$57,274,000288
Premises and equipment expense$10,149,000294
Additional noninterest expense$19,164,000361
Pre-tax net operating income$91,037,000251
Securities gains (losses)$-340,0004,233
Applicable income taxes$23,636,000218
Income before extraordinary items$67,061,000258
Extraordinary gains, net$05
Net income$67,061,000258
Minority interest net income$063
Net income of bank and minority interests.$67,061,000258
Net charge-offs$-2,103,0004,690
Cash dividends$28,000,000236
Sale, conversion, retirement of capital stock, net$0568
Net operating income$67,329,600262
2022-09-30 (YTD Data)Rank
Total interest income$108,042,000301
Total interest expense$1,775,0001,131
Net interest income$106,267,000285
Provision for loan and lease losses$-53,0004,415
Total noninterest income$27,237,000328
Gross Fiduciary activities income$6,449,000197
Service charges on deposit accounts$5,371,000216
Trading account gains and fees$0111
Additional Noninterest Income$15,417,000359
Total noninterest expense$68,005,000332
Salaries and employee benefits$42,433,000299
Premises and equipment expense$7,623,000294
Additional noninterest expense$15,417,000359
Pre-tax net operating income$65,552,000258
Securities gains (losses)$-345,0004,439
Applicable income taxes$17,027,000227
Income before extraordinary items$48,180,000271
Extraordinary gains, net$04
Net income$48,180,000271
Minority interest net income$057
Net income of bank and minority interests.$48,180,000271
Net charge-offs$-1,177,0004,706
Cash dividends$18,000,000240
Sale, conversion, retirement of capital stock, net$0519
Net operating income$48,452,550272
2022-06-30 (YTD Data)Rank
Total interest income$69,073,000298
Total interest expense$1,094,0001,056
Net interest income$67,979,000282
Provision for loan and lease losses$-439,0004,599
Total noninterest income$18,897,000306
Gross Fiduciary activities income$4,458,000163
Service charges on deposit accounts$3,444,000224
Trading account gains and fees$0108
Additional Noninterest Income$10,995,000345
Total noninterest expense$45,456,000328
Salaries and employee benefits$28,477,000292
Premises and equipment expense$4,976,000289
Additional noninterest expense$12,003,000380
Pre-tax net operating income$41,859,000251
Securities gains (losses)$-231,0004,483
Applicable income taxes$10,876,000227
Income before extraordinary items$30,752,000268
Extraordinary gains, net$04
Net income$30,752,000268
Minority interest net income$060
Net income of bank and minority interests.$30,752,000268
Net charge-offs$-1,237,0004,739
Cash dividends$12,000,000236
Sale, conversion, retirement of capital stock, net$0494
Net operating income$30,934,490268
2022-03-31 (YTD Data)Rank
Total interest income$33,326,000296
Total interest expense$579,000961
Net interest income$32,747,000282
Provision for loan and lease losses$-584,0004,649
Total noninterest income$10,230,000298
Gross Fiduciary activities income$2,221,000164
Service charges on deposit accounts$1,652,000232
Trading account gains and fees$0103
Additional Noninterest Income$6,357,000328
Total noninterest expense$22,619,000328
Salaries and employee benefits$14,373,000293
Premises and equipment expense$2,612,000284
Additional noninterest expense$5,634,000391
Pre-tax net operating income$20,942,000252
Securities gains (losses)$-136,0004,562
Applicable income taxes$5,486,000221
Income before extraordinary items$15,320,000263
Extraordinary gains, net$04
Net income$15,320,000263
Minority interest net income$050
Net income of bank and minority interests.$15,320,000263
Net charge-offs$-1,156,0004,774
Cash dividends$6,000,000232
Sale, conversion, retirement of capital stock, net$0453
Net operating income$15,427,440263
2021-12-31 (YTD Data)Rank
Total interest income$128,031,000299
Total interest expense$2,515,0001,077
Net interest income$125,516,000289
Provision for loan and lease losses$-8,077,0004,710
Total noninterest income$37,147,000344
Gross Fiduciary activities income$8,077,000181
Service charges on deposit accounts$6,080,000233
Trading account gains and fees$0132
Additional Noninterest Income$22,990,000383
Total noninterest expense$87,505,000336
Salaries and employee benefits$55,007,000302
Premises and equipment expense$9,464,000311
Additional noninterest expense$23,034,000376
Pre-tax net operating income$83,235,000260
Securities gains (losses)$-81,0004,626
Applicable income taxes$21,927,000237
Income before extraordinary items$61,227,000281
Extraordinary gains, net$010
Net income$61,227,000281
Minority interest net income$074
Net income of bank and minority interests.$61,227,000281
Net charge-offs$-175,0004,513
Cash dividends$20,000,000297
Sale, conversion, retirement of capital stock, net$0582
Net operating income$61,290,990276
2021-09-30 (YTD Data)Rank
Total interest income$93,709,000303
Total interest expense$1,846,0001,166
Net interest income$91,863,000292
Provision for loan and lease losses$-7,234,0004,784
Total noninterest income$27,826,000354
Gross Fiduciary activities income$5,787,000187
Service charges on deposit accounts$4,364,000236
Trading account gains and fees$0132
Additional Noninterest Income$17,675,000384
Total noninterest expense$64,295,000343
Salaries and employee benefits$40,728,000306
Premises and equipment expense$6,894,000320
Additional noninterest expense$16,673,000386
Pre-tax net operating income$62,628,000263
Securities gains (losses)$-58,0004,740
Applicable income taxes$16,552,000242
Income before extraordinary items$46,018,000288
Extraordinary gains, net$08
Net income$46,018,000288
Minority interest net income$069
Net income of bank and minority interests.$46,018,000288
Net charge-offs$-257,0004,706
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$46,063,820280
2021-06-30 (YTD Data)Rank
Total interest income$61,664,000305
Total interest expense$1,273,0001,176
Net interest income$60,391,000291
Provision for loan and lease losses$-5,567,0004,819
Total noninterest income$19,536,000337
Gross Fiduciary activities income$3,825,000185
Service charges on deposit accounts$2,687,000243
Trading account gains and fees$0133
Additional Noninterest Income$13,024,000356
Total noninterest expense$43,416,000339
Salaries and employee benefits$27,558,000302
Premises and equipment expense$4,627,000316
Additional noninterest expense$11,231,000374
Pre-tax net operating income$42,078,000265
Securities gains (losses)$-45,0004,799
Applicable income taxes$11,106,000239
Income before extraordinary items$30,927,000289
Extraordinary gains, net$06
Net income$30,927,000289
Minority interest net income$067
Net income of bank and minority interests.$30,927,000289
Net charge-offs$-236,0004,780
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$30,962,550278
2021-03-31 (YTD Data)Rank
Total interest income$30,597,000305
Total interest expense$652,0001,214
Net interest income$29,945,000295
Provision for loan and lease losses$-3,405,0004,856
Total noninterest income$10,769,000322
Gross Fiduciary activities income$1,896,000185
Service charges on deposit accounts$1,297,000245
Trading account gains and fees$0127
Additional Noninterest Income$7,576,000333
Total noninterest expense$21,923,000338
Salaries and employee benefits$14,099,000298
Premises and equipment expense$2,561,000294
Additional noninterest expense$5,263,000384
Pre-tax net operating income$22,196,000257
Securities gains (losses)$-53,0004,843
Applicable income taxes$5,937,000227
Income before extraordinary items$16,206,000283
Extraordinary gains, net$03
Net income$16,206,000283
Minority interest net income$055
Net income of bank and minority interests.$16,206,000283
Net charge-offs$-326,0004,905
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$16,247,870271
2020-12-31 (YTD Data)Rank
Total interest income$123,886,000308
Total interest expense$4,271,0001,094
Net interest income$119,615,000288
Provision for loan and lease losses$10,532,000335
Total noninterest income$34,357,000343
Gross Fiduciary activities income$6,968,000181
Service charges on deposit accounts$5,987,000221
Trading account gains and fees$0133
Additional Noninterest Income$21,402,000388
Total noninterest expense$89,437,000326
Salaries and employee benefits$57,950,000283
Premises and equipment expense$9,027,000320
Additional noninterest expense$22,460,000380
Pre-tax net operating income$54,003,000276
Securities gains (losses)$64,0001,608
Applicable income taxes$14,005,000232
Income before extraordinary items$40,062,000297
Extraordinary gains, net$04
Net income$40,062,000294
Minority interest net income$072
Net income of bank and minority interests.$40,062,000297
Net charge-offs$993,000653
Cash dividends$17,600,000306
Sale, conversion, retirement of capital stock, net$0566
Net operating income$40,011,440290
2020-09-30 (YTD Data)Rank
Total interest income$84,763,000325
Total interest expense$2,996,0001,241
Net interest income$81,767,000294
Provision for loan and lease losses$9,227,000324
Total noninterest income$21,262,000376
Gross Fiduciary activities income$4,483,000199
Service charges on deposit accounts$3,985,000236
Trading account gains and fees$0125
Additional Noninterest Income$12,794,000430
Total noninterest expense$60,891,000341
Salaries and employee benefits$40,418,000292
Premises and equipment expense$6,386,000335
Additional noninterest expense$14,087,000420
Pre-tax net operating income$32,911,000303
Securities gains (losses)$72,0001,360
Applicable income taxes$8,537,000255
Income before extraordinary items$24,446,000327
Extraordinary gains, net$04
Net income$24,446,000326
Minority interest net income$065
Net income of bank and minority interests.$24,446,000327
Net charge-offs$638,000656
Cash dividends$15,900,000264
Sale, conversion, retirement of capital stock, net$0532
Net operating income$24,389,120324
2020-06-30 (YTD Data)Rank
Total interest income$57,239,000321
Total interest expense$2,259,0001,189
Net interest income$54,980,000295
Provision for loan and lease losses$7,515,000308
Total noninterest income$12,358,000384
Gross Fiduciary activities income$2,988,000196
Service charges on deposit accounts$2,654,000239
Trading account gains and fees$0123
Additional Noninterest Income$6,716,000478
Total noninterest expense$41,126,000328
Salaries and employee benefits$27,533,000282
Premises and equipment expense$4,274,000332
Additional noninterest expense$9,319,000419
Pre-tax net operating income$18,697,000303
Securities gains (losses)$72,0001,122
Applicable income taxes$4,794,000259
Income before extraordinary items$13,975,000331
Extraordinary gains, net$04
Net income$13,975,000331
Minority interest net income$065
Net income of bank and minority interests.$13,975,000331
Net charge-offs$472,000619
Cash dividends$9,900,000283
Sale, conversion, retirement of capital stock, net$0504
Net operating income$13,918,120324
2020-03-31 (YTD Data)Rank
Total interest income$29,740,000319
Total interest expense$1,376,0001,096
Net interest income$28,364,000295
Provision for loan and lease losses$3,881,000279
Total noninterest income$5,302,000408
Gross Fiduciary activities income$1,662,000184
Service charges on deposit accounts$1,639,000233
Trading account gains and fees$0106
Additional Noninterest Income$2,001,000606
Total noninterest expense$20,669,000330
Salaries and employee benefits$13,823,000271
Premises and equipment expense$2,193,000332
Additional noninterest expense$4,653,000420
Pre-tax net operating income$9,116,000287
Securities gains (losses)$47,000861
Applicable income taxes$2,344,000236
Income before extraordinary items$6,819,000306
Extraordinary gains, net$04
Net income$6,819,000305
Minority interest net income$056
Net income of bank and minority interests.$6,819,000306
Net charge-offs$533,000352
Cash dividends$3,900,000345
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,781,870308
2019-12-31 (YTD Data)Rank
Total interest income$130,304,000306
Total interest expense$6,481,000997
Net interest income$123,823,000276
Provision for loan and lease losses$2,984,000373
Total noninterest income$28,268,000334
Gross Fiduciary activities income$6,119,000193
Service charges on deposit accounts$7,075,000222
Trading account gains and fees$0135
Additional Noninterest Income$15,074,000395
Total noninterest expense$80,319,000321
Salaries and employee benefits$53,298,000273
Premises and equipment expense$8,729,000326
Additional noninterest expense$18,292,000409
Pre-tax net operating income$68,788,000255
Securities gains (losses)$86,0001,007
Applicable income taxes$4,747,000528
Income before extraordinary items$64,127,000220
Extraordinary gains, net$011
Net income$64,127,000221
Minority interest net income$076
Net income of bank and minority interests.$64,127,000221
Net charge-offs$1,838,000444
Cash dividends$101,469,000127
Sale, conversion, retirement of capital stock, net$0626
Net operating income$64,047,020215
2019-09-30 (YTD Data)Rank
Total interest income$98,868,000309
Total interest expense$4,929,000994
Net interest income$93,939,000274
Provision for loan and lease losses$2,812,000314
Total noninterest income$19,130,000355
Gross Fiduciary activities income$4,364,000202
Service charges on deposit accounts$5,210,000229
Trading account gains and fees$0129
Additional Noninterest Income$9,556,000444
Total noninterest expense$60,848,000321
Salaries and employee benefits$40,379,000272
Premises and equipment expense$6,565,000326
Additional noninterest expense$13,904,000400
Pre-tax net operating income$49,409,000261
Securities gains (losses)$100,000780
Applicable income taxes$808,0001,416
Income before extraordinary items$48,701,000222
Extraordinary gains, net$011
Net income$48,701,000223
Minority interest net income$072
Net income of bank and minority interests.$48,701,000223
Net charge-offs$1,253,000427
Cash dividends$53,969,000142
Sale, conversion, retirement of capital stock, net$0590
Net operating income$48,603,000218
2019-06-30 (YTD Data)Rank
Total interest income$66,451,000310
Total interest expense$3,279,000979
Net interest income$63,172,000271
Provision for loan and lease losses$3,000,000221
Total noninterest income$12,215,000354
Gross Fiduciary activities income$2,884,000204
Service charges on deposit accounts$3,314,000236
Trading account gains and fees$0131
Additional Noninterest Income$6,017,000454
Total noninterest expense$40,963,000322
Salaries and employee benefits$26,971,000272
Premises and equipment expense$4,136,000344
Additional noninterest expense$9,856,000388
Pre-tax net operating income$31,424,000269
Securities gains (losses)$84,000587
Applicable income taxes$529,0001,407
Income before extraordinary items$30,979,000227
Extraordinary gains, net$011
Net income$30,979,000229
Minority interest net income$069
Net income of bank and minority interests.$30,979,000229
Net charge-offs$914,000362
Cash dividends$45,098,000121
Sale, conversion, retirement of capital stock, net$0573
Net operating income$30,896,680222
2019-03-31 (YTD Data)Rank
Total interest income$33,714,000304
Total interest expense$1,562,000987
Net interest income$32,152,000270
Provision for loan and lease losses$619,000403
Total noninterest income$6,168,000344
Gross Fiduciary activities income$1,539,000193
Service charges on deposit accounts$1,566,000244
Trading account gains and fees$0126
Additional Noninterest Income$3,063,000433
Total noninterest expense$19,163,000337
Salaries and employee benefits$12,180,000295
Premises and equipment expense$2,314,000320
Additional noninterest expense$4,669,000398
Pre-tax net operating income$18,538,000230
Securities gains (losses)$36,000448
Applicable income taxes$243,0001,428
Income before extraordinary items$18,331,000202
Extraordinary gains, net$05
Net income$18,331,000202
Minority interest net income$052
Net income of bank and minority interests.$18,331,000202
Net charge-offs$226,000571
Cash dividends$35,369,00089
Sale, conversion, retirement of capital stock, net$0529
Net operating income$18,295,360197
2018-12-31 (YTD Data)Rank
Total interest income$125,402,000309
Total interest expense$5,078,000907
Net interest income$120,324,000280
Provision for loan and lease losses$5,349,000248
Total noninterest income$28,758,000326
Gross Fiduciary activities income$5,968,000196
Service charges on deposit accounts$7,213,000221
Trading account gains and fees$0126
Additional Noninterest Income$15,577,000375
Total noninterest expense$78,039,000332
Salaries and employee benefits$49,692,000285
Premises and equipment expense$9,308,000309
Additional noninterest expense$19,039,000401
Pre-tax net operating income$65,694,000259
Securities gains (losses)$-2,059,0005,355
Applicable income taxes$867,0001,508
Income before extraordinary items$62,768,000233
Extraordinary gains, net$06
Net income$62,768,000233
Minority interest net income$072
Net income of bank and minority interests.$62,768,000234
Net charge-offs$4,522,000209
Cash dividends$39,500,000178
Sale, conversion, retirement of capital stock, net$0671
Net operating income$64,806,410227
2018-09-30 (YTD Data)Rank
Total interest income$93,246,000308
Total interest expense$3,753,000880
Net interest income$89,493,000279
Provision for loan and lease losses$1,769,000427
Total noninterest income$21,168,000335
Gross Fiduciary activities income$4,232,000200
Service charges on deposit accounts$5,376,000218
Trading account gains and fees$0138
Additional Noninterest Income$11,560,000381
Total noninterest expense$57,718,000333
Salaries and employee benefits$36,656,000290
Premises and equipment expense$7,103,000302
Additional noninterest expense$13,959,000402
Pre-tax net operating income$51,174,000251
Securities gains (losses)$183,000216
Applicable income taxes$628,0001,583
Income before extraordinary items$50,729,000216
Extraordinary gains, net$05
Net income$50,729,000217
Minority interest net income$066
Net income of bank and minority interests.$50,729,000217
Net charge-offs$183,0001,310
Cash dividends$32,000,000158
Sale, conversion, retirement of capital stock, net$0633
Net operating income$50,547,830218
2018-06-30 (YTD Data)Rank
Total interest income$61,562,000305
Total interest expense$2,401,000851
Net interest income$59,161,000278
Provision for loan and lease losses$542,000771
Total noninterest income$14,389,000331
Gross Fiduciary activities income$2,901,000198
Service charges on deposit accounts$3,472,000221
Trading account gains and fees$0130
Additional Noninterest Income$8,016,000374
Total noninterest expense$38,712,000336
Salaries and employee benefits$24,429,000292
Premises and equipment expense$4,859,000294
Additional noninterest expense$9,424,000398
Pre-tax net operating income$34,296,000244
Securities gains (losses)$-70,0005,301
Applicable income taxes$387,0001,642
Income before extraordinary items$33,839,000212
Extraordinary gains, net$06
Net income$33,839,000213
Minority interest net income$065
Net income of bank and minority interests.$33,839,000213
Net charge-offs$-136,0005,278
Cash dividends$23,000,000142
Sale, conversion, retirement of capital stock, net$0620
Net operating income$33,908,300213
2018-03-31 (YTD Data)Rank
Total interest income$30,187,000307
Total interest expense$1,187,000824
Net interest income$29,000,000281
Provision for loan and lease losses$-357,0005,551
Total noninterest income$7,537,000322
Gross Fiduciary activities income$1,569,000190
Service charges on deposit accounts$1,715,000222
Trading account gains and fees$0123
Additional Noninterest Income$4,253,000346
Total noninterest expense$19,374,000334
Salaries and employee benefits$12,507,000285
Premises and equipment expense$2,336,000307
Additional noninterest expense$4,531,000406
Pre-tax net operating income$17,520,000235
Securities gains (losses)$-47,0005,397
Applicable income taxes$158,0001,789
Income before extraordinary items$17,315,000203
Extraordinary gains, net$07
Net income$17,315,000203
Minority interest net income$052
Net income of bank and minority interests.$17,315,000203
Net charge-offs$159,000656
Cash dividends$13,500,000112
Sale, conversion, retirement of capital stock, net$0580
Net operating income$17,361,530203
2017-12-31 (YTD Data)Rank
Total interest income$117,044,000296
Total interest expense$4,605,000737
Net interest income$112,439,000274
Provision for loan and lease losses$2,959,000368
Total noninterest income$25,733,000346
Gross Fiduciary activities income$5,233,000203
Service charges on deposit accounts$7,092,000214
Trading account gains and fees$0151
Additional Noninterest Income$13,408,000417
Total noninterest expense$81,484,000305
Salaries and employee benefits$51,063,000266
Premises and equipment expense$9,604,000291
Additional noninterest expense$20,817,000366
Pre-tax net operating income$53,729,000272
Securities gains (losses)$-920,0005,614
Applicable income taxes$793,0002,077
Income before extraordinary items$52,016,000209
Extraordinary gains, net$09
Net income$52,016,000209
Minority interest net income$076
Net income of bank and minority interests.$52,016,000209
Net charge-offs$2,422,000350
Cash dividends$54,000,000121
Sale, conversion, retirement of capital stock, net$0711
Net operating income$52,917,600203
2017-09-30 (YTD Data)Rank
Total interest income$87,480,000297
Total interest expense$3,460,000718
Net interest income$84,020,000274
Provision for loan and lease losses$2,187,000367
Total noninterest income$20,718,000340
Gross Fiduciary activities income$3,769,000208
Service charges on deposit accounts$5,250,000219
Trading account gains and fees$0145
Additional Noninterest Income$11,699,000378
Total noninterest expense$59,396,000309
Salaries and employee benefits$36,648,000275
Premises and equipment expense$7,255,000289
Additional noninterest expense$15,493,000369
Pre-tax net operating income$43,155,000261
Securities gains (losses)$02,274
Applicable income taxes$605,0001,918
Income before extraordinary items$42,550,000209
Extraordinary gains, net$09
Net income$42,550,000209
Minority interest net income$071
Net income of bank and minority interests.$42,550,000209
Net charge-offs$1,767,000325
Cash dividends$47,500,000106
Sale, conversion, retirement of capital stock, net$0677
Net operating income$42,550,000208
2017-06-30 (YTD Data)Rank
Total interest income$57,452,000298
Total interest expense$2,276,000699
Net interest income$55,176,000277
Provision for loan and lease losses$2,142,000265
Total noninterest income$13,687,000341
Gross Fiduciary activities income$2,481,000208
Service charges on deposit accounts$3,404,000223
Trading account gains and fees$0139
Additional Noninterest Income$7,802,000376
Total noninterest expense$39,145,000312
Salaries and employee benefits$24,428,000274
Premises and equipment expense$4,936,000285
Additional noninterest expense$9,781,000382
Pre-tax net operating income$27,576,000264
Securities gains (losses)$01,906
Applicable income taxes$356,0002,005
Income before extraordinary items$27,220,000219
Extraordinary gains, net$011
Net income$27,220,000219
Minority interest net income$071
Net income of bank and minority interests.$27,220,000219
Net charge-offs$862,000394
Cash dividends$15,000,000160
Sale, conversion, retirement of capital stock, net$0659
Net operating income$27,220,000217
2017-03-31 (YTD Data)Rank
Total interest income$28,691,000296
Total interest expense$1,144,000684
Net interest income$27,547,000277
Provision for loan and lease losses$1,751,000187
Total noninterest income$7,150,000331
Gross Fiduciary activities income$1,276,000203
Service charges on deposit accounts$1,668,000229
Trading account gains and fees$0142
Additional Noninterest Income$4,206,000352
Total noninterest expense$20,543,000305
Salaries and employee benefits$12,545,000275
Premises and equipment expense$2,543,000277
Additional noninterest expense$5,455,000352
Pre-tax net operating income$12,403,000283
Securities gains (losses)$01,153
Applicable income taxes$165,0002,030
Income before extraordinary items$12,238,000231
Extraordinary gains, net$08
Net income$12,238,000231
Minority interest net income$055
Net income of bank and minority interests.$12,238,000231
Net charge-offs$380,000409
Cash dividends$7,000,000154
Sale, conversion, retirement of capital stock, net$0632
Net operating income$12,238,000228
2016-12-31 (YTD Data)Rank
Total interest income$117,689,000278
Total interest expense$4,605,000643
Net interest income$113,084,000258
Provision for loan and lease losses$6,194,000222
Total noninterest income$30,693,000311
Gross Fiduciary activities income$5,055,000194
Service charges on deposit accounts$7,343,000206
Trading account gains and fees$0170
Additional Noninterest Income$18,295,000338
Total noninterest expense$83,230,000305
Salaries and employee benefits$48,729,000271
Premises and equipment expense$10,065,000272
Additional noninterest expense$24,436,000323
Pre-tax net operating income$54,353,000251
Securities gains (losses)$87,0001,440
Applicable income taxes$861,0001,783
Income before extraordinary items$53,579,000207
Extraordinary gains, net$05
Net income$53,579,000206
Minority interest net income$082
Net income of bank and minority interests.$53,579,000206
Net charge-offs$4,933,000215
Cash dividends$36,000,000143
Sale, conversion, retirement of capital stock, net$0759
Net operating income$53,493,740202
2016-09-30 (YTD Data)Rank
Total interest income$88,234,000276
Total interest expense$3,466,000641
Net interest income$84,768,000256
Provision for loan and lease losses$4,009,000234
Total noninterest income$21,417,000330
Gross Fiduciary activities income$3,310,000215
Service charges on deposit accounts$5,495,000206
Trading account gains and fees$0169
Additional Noninterest Income$12,612,000349
Total noninterest expense$62,944,000299
Salaries and employee benefits$36,095,000274
Premises and equipment expense$7,786,000267
Additional noninterest expense$19,063,000312
Pre-tax net operating income$39,232,000251
Securities gains (losses)$86,0001,363
Applicable income taxes$703,0001,752
Income before extraordinary items$38,615,000206
Extraordinary gains, net$05
Net income$38,615,000206
Minority interest net income$071
Net income of bank and minority interests.$38,615,000206
Net charge-offs$2,251,000271
Cash dividends$29,500,000133
Sale, conversion, retirement of capital stock, net$0719
Net operating income$38,530,720203
2016-06-30 (YTD Data)Rank
Total interest income$52,459,000296
Total interest expense$1,790,000814
Net interest income$50,669,000283
Provision for loan and lease losses$853,000576
Total noninterest income$13,685,000331
Gross Fiduciary activities income$2,240,000213
Service charges on deposit accounts$3,621,000207
Trading account gains and fees$0157
Additional Noninterest Income$7,824,000362
Total noninterest expense$36,748,000332
Salaries and employee benefits$22,083,000298
Premises and equipment expense$4,413,000314
Additional noninterest expense$10,252,000368
Pre-tax net operating income$26,753,000244
Securities gains (losses)$55,0001,357
Applicable income taxes$461,0001,750
Income before extraordinary items$26,347,000206
Extraordinary gains, net$016
Net income$26,347,000204
Minority interest net income$071
Net income of bank and minority interests.$26,347,000205
Net charge-offs$2,158,000210
Cash dividends$14,000,000163
Sale, conversion, retirement of capital stock, net$0705
Net operating income$26,293,100203
2016-03-31 (YTD Data)Rank
Total interest income$24,516,000302
Total interest expense$788,000922
Net interest income$23,728,000294
Provision for loan and lease losses$-8,0005,893
Total noninterest income$6,739,000321
Gross Fiduciary activities income$1,108,000216
Service charges on deposit accounts$1,680,000218
Trading account gains and fees$0142
Additional Noninterest Income$3,951,000355
Total noninterest expense$16,790,000355
Salaries and employee benefits$10,611,000304
Premises and equipment expense$2,121,000329
Additional noninterest expense$4,058,000430
Pre-tax net operating income$13,685,000237
Securities gains (losses)$31,0001,042
Applicable income taxes$183,0001,922
Income before extraordinary items$13,533,000200
Extraordinary gains, net$012
Net income$13,533,000200
Minority interest net income$062
Net income of bank and minority interests.$13,533,000200
Net charge-offs$324,000465
Cash dividends$7,000,000169
Sale, conversion, retirement of capital stock, net$0659
Net operating income$13,502,310196
2015-12-31 (YTD Data)Rank
Total interest income$100,971,000286
Total interest expense$3,633,000769
Net interest income$97,338,000272
Provision for loan and lease losses$5,153,000209
Total noninterest income$28,594,000318
Gross Fiduciary activities income$5,001,000201
Service charges on deposit accounts$7,258,000208
Trading account gains and fees$0159
Additional Noninterest Income$16,335,000350
Total noninterest expense$71,556,000324
Salaries and employee benefits$43,120,000285
Premises and equipment expense$8,376,000323
Additional noninterest expense$20,060,000370
Pre-tax net operating income$49,223,000252
Securities gains (losses)$6,0002,777
Applicable income taxes$945,0001,636
Income before extraordinary items$48,284,000205
Extraordinary gains, net$023
Net income$48,284,000205
Minority interest net income$081
Net income of bank and minority interests.$48,284,000205
Net charge-offs$4,353,000209
Cash dividends$80,200,00094
Sale, conversion, retirement of capital stock, net$0804
Net operating income$48,278,120204
2015-09-30 (YTD Data)Rank
Total interest income$76,061,000290
Total interest expense$2,694,000787
Net interest income$73,367,000273
Provision for loan and lease losses$5,153,000163
Total noninterest income$21,633,000323
Gross Fiduciary activities income$3,585,000207
Service charges on deposit accounts$5,342,000220
Trading account gains and fees$0153
Additional Noninterest Income$12,706,000348
Total noninterest expense$52,915,000338
Salaries and employee benefits$31,521,000299
Premises and equipment expense$6,355,000328
Additional noninterest expense$15,039,000367
Pre-tax net operating income$36,932,000254
Securities gains (losses)$03,031
Applicable income taxes$457,0002,086
Income before extraordinary items$36,475,000207
Extraordinary gains, net$021
Net income$36,475,000207
Minority interest net income$078
Net income of bank and minority interests.$36,475,000207
Net charge-offs$4,476,000159
Cash dividends$19,850,000181
Sale, conversion, retirement of capital stock, net$0773
Net operating income$36,475,000206
2015-06-30 (YTD Data)Rank
Total interest income$51,315,000287
Total interest expense$1,761,000800
Net interest income$49,554,000269
Provision for loan and lease losses$2,996,000184
Total noninterest income$15,323,000309
Gross Fiduciary activities income$2,565,000198
Service charges on deposit accounts$3,327,000231
Trading account gains and fees$0157
Additional Noninterest Income$9,431,000324
Total noninterest expense$35,642,000335
Salaries and employee benefits$21,389,000294
Premises and equipment expense$4,220,000331
Additional noninterest expense$10,033,000369
Pre-tax net operating income$26,239,000245
Securities gains (losses)$02,636
Applicable income taxes$304,0002,119
Income before extraordinary items$25,935,000207
Extraordinary gains, net$022
Net income$25,935,000208
Minority interest net income$075
Net income of bank and minority interests.$25,935,000208
Net charge-offs$1,041,000342
Cash dividends$13,250,000178
Sale, conversion, retirement of capital stock, net$0751
Net operating income$25,935,000207
2015-03-31 (YTD Data)Rank
Total interest income$24,411,000295
Total interest expense$853,000836
Net interest income$23,558,000281
Provision for loan and lease losses$621,000329
Total noninterest income$7,639,000299
Gross Fiduciary activities income$1,500,000182
Service charges on deposit accounts$1,570,000239
Trading account gains and fees$0152
Additional Noninterest Income$4,569,000314
Total noninterest expense$17,328,000344
Salaries and employee benefits$10,819,000295
Premises and equipment expense$2,124,000332
Additional noninterest expense$4,385,000397
Pre-tax net operating income$13,248,000238
Securities gains (losses)$02,027
Applicable income taxes$151,0002,084
Income before extraordinary items$13,097,000196
Extraordinary gains, net$013
Net income$13,097,000197
Minority interest net income$064
Net income of bank and minority interests.$13,097,000197
Net charge-offs$190,000757
Cash dividends$6,500,000163
Sale, conversion, retirement of capital stock, net$0697
Net operating income$13,097,000196
2014-12-31 (YTD Data)Rank
Total interest income$104,478,000271
Total interest expense$3,882,000753
Net interest income$100,596,000262
Provision for loan and lease losses$1,148,000784
Total noninterest income$26,173,000317
Gross Fiduciary activities income$4,306,000216
Service charges on deposit accounts$7,517,000217
Trading account gains and fees$0180
Additional Noninterest Income$14,350,000345
Total noninterest expense$77,320,000308
Salaries and employee benefits$42,620,000287
Premises and equipment expense$8,665,000308
Additional noninterest expense$26,035,000305
Pre-tax net operating income$48,301,000237
Securities gains (losses)$154,000955
Applicable income taxes$748,0001,826
Income before extraordinary items$47,707,000201
Extraordinary gains, net$017
Net income$47,707,000201
Minority interest net income$084
Net income of bank and minority interests.$47,707,000201
Net charge-offs$5,073,000234
Cash dividends$53,750,000118
Sale, conversion, retirement of capital stock, net$0862
Net operating income$47,556,080202
2014-09-30 (YTD Data)Rank
Total interest income$79,077,000267
Total interest expense$2,985,000737
Net interest income$76,092,000260
Provision for loan and lease losses$854,000770
Total noninterest income$19,263,000315
Gross Fiduciary activities income$2,979,000229
Service charges on deposit accounts$5,613,000216
Trading account gains and fees$0174
Additional Noninterest Income$10,671,000342
Total noninterest expense$56,295,000314
Salaries and employee benefits$31,227,000286
Premises and equipment expense$6,539,000305
Additional noninterest expense$18,529,000313
Pre-tax net operating income$38,206,000227
Securities gains (losses)$48,0001,473
Applicable income taxes$598,0001,800
Income before extraordinary items$37,656,000192
Extraordinary gains, net$015
Net income$37,656,000192
Minority interest net income$081
Net income of bank and minority interests.$37,656,000192
Net charge-offs$3,845,000229
Cash dividends$47,500,000100
Sale, conversion, retirement of capital stock, net$0819
Net operating income$37,608,960191
2014-06-30 (YTD Data)Rank
Total interest income$53,615,000263
Total interest expense$2,060,000714
Net interest income$51,555,000254
Provision for loan and lease losses$787,000576
Total noninterest income$12,340,000321
Gross Fiduciary activities income$2,029,000222
Service charges on deposit accounts$3,577,000222
Trading account gains and fees$0172
Additional Noninterest Income$6,734,000353
Total noninterest expense$37,491,000309
Salaries and employee benefits$20,869,000281
Premises and equipment expense$4,452,000298
Additional noninterest expense$12,170,000313
Pre-tax net operating income$25,617,000224
Securities gains (losses)$48,0001,191
Applicable income taxes$448,0001,649
Income before extraordinary items$25,217,000194
Extraordinary gains, net$020
Net income$25,217,000194
Minority interest net income$080
Net income of bank and minority interests.$25,217,000194
Net charge-offs$2,394,000250
Cash dividends$16,000,000145
Sale, conversion, retirement of capital stock, net$0794
Net operating income$25,169,960195
2014-03-31 (YTD Data)Rank
Total interest income$27,187,000262
Total interest expense$1,044,000706
Net interest income$26,143,000249
Provision for loan and lease losses$-185,0006,560
Total noninterest income$5,228,000361
Gross Fiduciary activities income$1,065,000217
Service charges on deposit accounts$1,716,000228
Trading account gains and fees$0147
Additional Noninterest Income$2,447,000429
Total noninterest expense$19,538,000299
Salaries and employee benefits$10,349,000283
Premises and equipment expense$2,363,000287
Additional noninterest expense$6,826,000280
Pre-tax net operating income$12,018,000228
Securities gains (losses)$01,715
Applicable income taxes$298,0001,351
Income before extraordinary items$11,720,000200
Extraordinary gains, net$016
Net income$11,720,000200
Minority interest net income$066
Net income of bank and minority interests.$11,720,000200
Net charge-offs$1,834,000184
Cash dividends$8,000,000124
Sale, conversion, retirement of capital stock, net$0747
Net operating income$11,720,000199
2013-12-31 (YTD Data)Rank
Total interest income$113,119,000251
Total interest expense$5,758,000558
Net interest income$107,361,000233
Provision for loan and lease losses$3,207,000410
Total noninterest income$38,211,000255
Gross Fiduciary activities income$4,197,000205
Service charges on deposit accounts$9,187,000182
Trading account gains and fees$0184
Additional Noninterest Income$24,827,000246
Total noninterest expense$90,919,000267
Salaries and employee benefits$41,037,000281
Premises and equipment expense$11,173,000238
Additional noninterest expense$38,709,000229
Pre-tax net operating income$51,446,000215
Securities gains (losses)$-7,058,0006,802
Applicable income taxes$739,0001,765
Income before extraordinary items$43,649,000215
Extraordinary gains, net$029
Net income$43,649,000214
Minority interest net income$090
Net income of bank and minority interests.$43,649,000215
Net charge-offs$6,305,000274
Cash dividends$20,700,000187
Sale, conversion, retirement of capital stock, net$0924
Net operating income$50,565,840189
2013-09-30 (YTD Data)Rank
Total interest income$85,523,000247
Total interest expense$4,630,000525
Net interest income$80,893,000232
Provision for loan and lease losses$3,886,000263
Total noninterest income$25,401,000279
Gross Fiduciary activities income$2,825,000223
Service charges on deposit accounts$7,206,000168
Trading account gains and fees$0180
Additional Noninterest Income$15,370,000296
Total noninterest expense$61,129,000280
Salaries and employee benefits$32,049,000271
Premises and equipment expense$8,268,000238
Additional noninterest expense$20,812,000284
Pre-tax net operating income$41,279,000213
Securities gains (losses)$-5,475,0006,883
Applicable income taxes$581,0001,771
Income before extraordinary items$35,223,000200
Extraordinary gains, net$025
Net income$35,223,000200
Minority interest net income$084
Net income of bank and minority interests.$35,223,000200
Net charge-offs$3,628,000359
Cash dividends$15,450,000174
Sale, conversion, retirement of capital stock, net$0868
Net operating income$40,588,500178
2013-06-30 (YTD Data)Rank
Total interest income$56,561,000246
Total interest expense$3,293,000504
Net interest income$53,268,000235
Provision for loan and lease losses$2,494,000302
Total noninterest income$16,981,000286
Gross Fiduciary activities income$1,591,000246
Service charges on deposit accounts$4,707,000168
Trading account gains and fees$0157
Additional Noninterest Income$10,683,000292
Total noninterest expense$40,856,000282
Salaries and employee benefits$21,279,000275
Premises and equipment expense$5,418,000241
Additional noninterest expense$14,159,000284
Pre-tax net operating income$26,899,000218
Securities gains (losses)$80,0001,256
Applicable income taxes$423,0001,683
Income before extraordinary items$26,556,000177
Extraordinary gains, net$022
Net income$26,556,000177
Minority interest net income$082
Net income of bank and minority interests.$26,556,000177
Net charge-offs$3,597,000272
Cash dividends$11,450,000155
Sale, conversion, retirement of capital stock, net$0838
Net operating income$26,477,600174
2013-03-31 (YTD Data)Rank
Total interest income$29,371,000241
Total interest expense$1,761,000486
Net interest income$27,610,000228
Provision for loan and lease losses$-692,0006,966
Total noninterest income$8,765,000276
Gross Fiduciary activities income$837,000239
Service charges on deposit accounts$2,334,000169
Trading account gains and fees$0148
Additional Noninterest Income$5,594,000280
Total noninterest expense$19,836,000293
Salaries and employee benefits$10,255,000287
Premises and equipment expense$2,558,000253
Additional noninterest expense$7,023,000287
Pre-tax net operating income$17,231,000182
Securities gains (losses)$01,966
Applicable income taxes$257,0001,489
Income before extraordinary items$16,974,000151
Extraordinary gains, net$010
Net income$16,974,000152
Minority interest net income$076
Net income of bank and minority interests.$16,974,000152
Net charge-offs$984,000480
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$16,974,000148
2012-12-31 (YTD Data)Rank
Total interest income$90,429,000310
Total interest expense$7,316,000574
Net interest income$83,113,000294
Provision for loan and lease losses$9,861,000274
Total noninterest income$43,610,000240
Gross Fiduciary activities income$3,256,000228
Service charges on deposit accounts$7,928,000206
Trading account gains and fees$0166
Additional Noninterest Income$32,426,000223
Total noninterest expense$56,568,000389
Salaries and employee benefits$32,287,000346
Premises and equipment expense$8,350,000300
Additional noninterest expense$15,931,000486
Pre-tax net operating income$60,294,000191
Securities gains (losses)$8,567,00064
Applicable income taxes$1,146,0001,341
Income before extraordinary items$67,715,000157
Extraordinary gains, net$029
Net income$67,715,000157
Minority interest net income$093
Net income of bank and minority interests.$67,715,000157
Net charge-offs$10,148,000317
Cash dividends$43,500,000131
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$59,319,340166
2012-09-30 (YTD Data)Rank
Total interest income$64,855,000324
Total interest expense$5,515,000605
Net interest income$59,340,000305
Provision for loan and lease losses$5,543,000377
Total noninterest income$20,263,000340
Gross Fiduciary activities income$1,427,000317
Service charges on deposit accounts$5,467,000226
Trading account gains and fees$0157
Additional Noninterest Income$13,369,000317
Total noninterest expense$37,866,000432
Salaries and employee benefits$21,074,000391
Premises and equipment expense$5,693,000329
Additional noninterest expense$11,099,000499
Pre-tax net operating income$36,194,000224
Securities gains (losses)$8,354,00061
Applicable income taxes$1,038,0001,193
Income before extraordinary items$43,510,000171
Extraordinary gains, net$020
Net income$43,510,000171
Minority interest net income$086
Net income of bank and minority interests.$43,510,000171
Net charge-offs$7,280,000335
Cash dividends$34,500,00098
Sale, conversion, retirement of capital stock, net$0952
Net operating income$35,323,080189
2012-06-30 (YTD Data)Rank
Total interest income$43,467,000323
Total interest expense$3,879,000592
Net interest income$39,588,000304
Provision for loan and lease losses$5,393,000278
Total noninterest income$13,708,000330
Gross Fiduciary activities income$987,000309
Service charges on deposit accounts$3,504,000233
Trading account gains and fees$0153
Additional Noninterest Income$9,217,000311
Total noninterest expense$25,086,000433
Salaries and employee benefits$13,837,000393
Premises and equipment expense$3,951,000317
Additional noninterest expense$7,298,000502
Pre-tax net operating income$22,817,000233
Securities gains (losses)$6,655,00048
Applicable income taxes$725,0001,145
Income before extraordinary items$28,747,000167
Extraordinary gains, net$019
Net income$28,747,000167
Minority interest net income$084
Net income of bank and minority interests.$28,747,000167
Net charge-offs$5,974,000291
Cash dividends$17,500,000114
Sale, conversion, retirement of capital stock, net$0928
Net operating income$22,225,100193
2012-03-31 (YTD Data)Rank
Total interest income$22,198,000319
Total interest expense$2,063,000578
Net interest income$20,135,000300
Provision for loan and lease losses$150,0002,302
Total noninterest income$5,269,000387
Gross Fiduciary activities income$545,000297
Service charges on deposit accounts$1,700,000236
Trading account gains and fees$0148
Additional Noninterest Income$3,024,000408
Total noninterest expense$12,625,000418
Salaries and employee benefits$6,891,000392
Premises and equipment expense$1,737,000367
Additional noninterest expense$3,997,000453
Pre-tax net operating income$12,629,000210
Securities gains (losses)$02,210
Applicable income taxes$463,000947
Income before extraordinary items$12,166,000184
Extraordinary gains, net$019
Net income$12,166,000185
Minority interest net income$078
Net income of bank and minority interests.$12,166,000185
Net charge-offs$1,293,000569
Cash dividends$9,000,00092
Sale, conversion, retirement of capital stock, net$0861
Net operating income$12,166,000180
2011-12-31 (YTD Data)Rank
Total interest income$86,040,000332
Total interest expense$10,374,000548
Net interest income$75,666,000313
Provision for loan and lease losses$11,277,000380
Total noninterest income$39,498,000229
Gross Fiduciary activities income$2,422,000238
Service charges on deposit accounts$7,515,000222
Trading account gains and fees$0146
Additional Noninterest Income$29,561,000205
Total noninterest expense$54,956,000390
Salaries and employee benefits$27,511,000371
Premises and equipment expense$6,883,000379
Additional noninterest expense$20,562,000384
Pre-tax net operating income$48,931,000190
Securities gains (losses)$-14,0006,905
Applicable income taxes$494,0002,052
Income before extraordinary items$48,423,000162
Extraordinary gains, net$029
Net income$48,423,000163
Minority interest net income$096
Net income of bank and minority interests.$48,423,000163
Net charge-offs$10,641,000428
Cash dividends$19,600,000149
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$48,436,860159
2011-09-30 (YTD Data)Rank
Total interest income$63,449,000340
Total interest expense$8,268,000533
Net interest income$55,181,000316
Provision for loan and lease losses$5,850,000546
Total noninterest income$36,273,000193
Gross Fiduciary activities income$1,220,000302
Service charges on deposit accounts$5,571,000226
Trading account gains and fees$0145
Additional Noninterest Income$29,482,000169
Total noninterest expense$38,709,000407
Salaries and employee benefits$18,083,000416
Premises and equipment expense$4,905,000404
Additional noninterest expense$15,721,000369
Pre-tax net operating income$46,895,000166
Securities gains (losses)$-46,0007,144
Applicable income taxes$395,0001,955
Income before extraordinary items$46,454,000142
Extraordinary gains, net$021
Net income$46,454,000143
Minority interest net income$087
Net income of bank and minority interests.$46,454,000143
Net charge-offs$9,511,000364
Cash dividends$14,100,000119
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$46,499,540140
2011-06-30 (YTD Data)Rank
Total interest income$41,378,000350
Total interest expense$5,881,000524
Net interest income$35,497,000330
Provision for loan and lease losses$4,300,000504
Total noninterest income$18,745,000233
Gross Fiduciary activities income$811,000309
Service charges on deposit accounts$3,531,000241
Trading account gains and fees$0153
Additional Noninterest Income$14,403,000202
Total noninterest expense$25,909,000410
Salaries and employee benefits$11,815,000424
Premises and equipment expense$3,253,000409
Additional noninterest expense$10,841,000360
Pre-tax net operating income$24,033,000194
Securities gains (losses)$-56,0007,248
Applicable income taxes$239,0002,032
Income before extraordinary items$23,738,000165
Extraordinary gains, net$015
Net income$23,738,000164
Minority interest net income$089
Net income of bank and minority interests.$23,738,000165
Net charge-offs$7,461,000337
Cash dividends$9,000,000109
Sale, conversion, retirement of capital stock, net$0986
Net operating income$23,793,440159
2011-03-31 (YTD Data)Rank
Total interest income$19,999,000364
Total interest expense$3,285,000488
Net interest income$16,714,000346
Provision for loan and lease losses$3,150,000349
Total noninterest income$4,095,000426
Gross Fiduciary activities income$361,000334
Service charges on deposit accounts$1,658,000250
Trading account gains and fees$0158
Additional Noninterest Income$2,076,000504
Total noninterest expense$9,740,000527
Salaries and employee benefits$5,526,000455
Premises and equipment expense$1,457,000461
Additional noninterest expense$2,757,000654
Pre-tax net operating income$7,919,000262
Securities gains (losses)$-56,0007,346
Applicable income taxes$90,0002,290
Income before extraordinary items$7,773,000210
Extraordinary gains, net$09
Net income$7,773,000210
Minority interest net income$086
Net income of bank and minority interests.$7,773,000210
Net charge-offs$254,0001,907
Cash dividends$4,500,00097
Sale, conversion, retirement of capital stock, net$0925
Net operating income$7,828,440207
2010-12-31 (YTD Data)Rank
Total interest income$81,567,000375
Total interest expense$16,472,000478
Net interest income$65,095,000349
Provision for loan and lease losses$18,650,000394
Total noninterest income$24,548,000334
Gross Fiduciary activities income$2,064,000256
Service charges on deposit accounts$8,017,000206
Trading account gains and fees$0175
Additional Noninterest Income$14,467,000348
Total noninterest expense$42,664,000491
Salaries and employee benefits$23,069,000424
Premises and equipment expense$7,228,000366
Additional noninterest expense$12,367,000618
Pre-tax net operating income$28,329,000232
Securities gains (losses)$2,131,000252
Applicable income taxes$330,0002,278
Income before extraordinary items$30,130,000194
Extraordinary gains, net$029
Net income$30,130,000194
Minority interest net income$0111
Net income of bank and minority interests.$30,130,000194
Net charge-offs$12,430,000508
Cash dividends$18,600,000107
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$28,020,310191
2010-09-30 (YTD Data)Rank
Total interest income$60,812,000378
Total interest expense$13,054,000473
Net interest income$47,758,000350
Provision for loan and lease losses$11,500,000447
Total noninterest income$15,403,000371
Gross Fiduciary activities income$955,000343
Service charges on deposit accounts$6,019,000205
Trading account gains and fees$0165
Additional Noninterest Income$8,429,000408
Total noninterest expense$30,339,000514
Salaries and employee benefits$16,869,000433
Premises and equipment expense$4,548,000431
Additional noninterest expense$8,922,000610
Pre-tax net operating income$21,322,000232
Securities gains (losses)$2,130,000204
Applicable income taxes$297,0002,157
Income before extraordinary items$23,155,000185
Extraordinary gains, net$023
Net income$23,155,000185
Minority interest net income$0110
Net income of bank and minority interests.$23,155,000186
Net charge-offs$2,736,0001,227
Cash dividends$12,800,00087
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$21,046,300189
2010-06-30 (YTD Data)Rank
Total interest income$39,898,000386
Total interest expense$9,110,000468
Net interest income$30,788,000360
Provision for loan and lease losses$7,300,000468
Total noninterest income$9,728,000379
Gross Fiduciary activities income$606,000358
Service charges on deposit accounts$3,911,000214
Trading account gains and fees$0152
Additional Noninterest Income$5,211,000409
Total noninterest expense$19,858,000515
Salaries and employee benefits$11,058,000436
Premises and equipment expense$3,031,000433
Additional noninterest expense$5,769,000632
Pre-tax net operating income$13,358,000235
Securities gains (losses)$1,226,000212
Applicable income taxes$264,0001,862
Income before extraordinary items$14,320,000184
Extraordinary gains, net$019
Net income$14,320,000184
Minority interest net income$0105
Net income of bank and minority interests.$14,320,000184
Net charge-offs$1,762,0001,237
Cash dividends$7,400,00097
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$13,118,520189
2010-03-31 (YTD Data)Rank
Total interest income$18,827,000419
Total interest expense$4,439,000502
Net interest income$14,388,000388
Provision for loan and lease losses$3,150,000527
Total noninterest income$5,294,000359
Gross Fiduciary activities income$350,000331
Service charges on deposit accounts$1,867,000222
Trading account gains and fees$0175
Additional Noninterest Income$3,077,000363
Total noninterest expense$9,547,000535
Salaries and employee benefits$5,263,000460
Premises and equipment expense$1,479,000454
Additional noninterest expense$2,805,000652
Pre-tax net operating income$6,985,000224
Securities gains (losses)$688,000183
Applicable income taxes$157,0001,691
Income before extraordinary items$7,516,000172
Extraordinary gains, net$016
Net income$7,516,000174
Minority interest net income$091
Net income of bank and minority interests.$7,516,000174
Net charge-offs$196,0002,458
Cash dividends$3,400,00098
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$6,841,760177
2009-12-31 (YTD Data)Rank
Total interest income$73,401,000452
Total interest expense$21,052,000539
Net interest income$52,349,000412
Provision for loan and lease losses$12,875,000691
Total noninterest income$23,961,000347
Gross Fiduciary activities income$1,894,000256
Service charges on deposit accounts$8,525,000217
Trading account gains and fees$0211
Additional Noninterest Income$13,542,000364
Total noninterest expense$41,202,000525
Salaries and employee benefits$20,017,000482
Premises and equipment expense$5,617,000475
Additional noninterest expense$15,568,000537
Pre-tax net operating income$22,233,000205
Securities gains (losses)$2,253,000248
Applicable income taxes$33,0003,470
Income before extraordinary items$24,453,000157
Extraordinary gains, net$034
Net income$24,453,000157
Minority interest net income$0115
Net income of bank and minority interests.$24,453,000157
Net charge-offs$9,082,000742
Cash dividends$19,300,000111
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$22,200,000169
2009-09-30 (YTD Data)Rank
Total interest income$55,007,000467
Total interest expense$16,261,000555
Net interest income$38,746,000426
Provision for loan and lease losses$9,125,000669
Total noninterest income$18,039,000351
Gross Fiduciary activities income$1,011,000319
Service charges on deposit accounts$6,287,000223
Trading account gains and fees$0212
Additional Noninterest Income$10,741,000355
Total noninterest expense$30,694,000531
Salaries and employee benefits$15,088,000497
Premises and equipment expense$3,968,000512
Additional noninterest expense$11,638,000513
Pre-tax net operating income$16,966,000208
Securities gains (losses)$2,045,000210
Applicable income taxes$04,592
Income before extraordinary items$19,011,000164
Extraordinary gains, net$027
Net income$19,011,000164
Minority interest net income$0118
Net income of bank and minority interests.$19,011,000164
Net charge-offs$4,626,000864
Cash dividends$15,300,000100
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$16,966,000174
2009-06-30 (YTD Data)Rank
Total interest income$36,671,000481
Total interest expense$11,054,000576
Net interest income$25,617,000432
Provision for loan and lease losses$5,775,000674
Total noninterest income$11,757,000354
Gross Fiduciary activities income$678,000323
Service charges on deposit accounts$4,024,000228
Trading account gains and fees$0193
Additional Noninterest Income$7,055,000359
Total noninterest expense$20,450,000539
Salaries and employee benefits$10,393,000485
Premises and equipment expense$2,660,000517
Additional noninterest expense$7,397,000545
Pre-tax net operating income$11,149,000212
Securities gains (losses)$1,886,000177
Applicable income taxes$-50,0007,008
Income before extraordinary items$13,085,000156
Extraordinary gains, net$021
Net income$13,085,000155
Minority interest net income$0112
Net income of bank and minority interests.$13,085,000156
Net charge-offs$3,837,000705
Cash dividends$11,300,00091
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$11,199,000166
2009-03-31 (YTD Data)Rank
Total interest income$18,370,000491
Total interest expense$5,671,000581
Net interest income$12,699,000432
Provision for loan and lease losses$2,125,000721
Total noninterest income$5,193,000356
Gross Fiduciary activities income$329,000318
Service charges on deposit accounts$1,895,000238
Trading account gains and fees$0171
Additional Noninterest Income$2,969,000367
Total noninterest expense$9,513,000542
Salaries and employee benefits$5,237,000479
Premises and equipment expense$1,585,000454
Additional noninterest expense$2,691,000635
Pre-tax net operating income$6,254,000211
Securities gains (losses)$1,661,000134
Applicable income taxes$33,0003,219
Income before extraordinary items$7,882,000144
Extraordinary gains, net$015
Net income$7,882,000143
Minority interest net income$0102
Net income of bank and minority interests.$7,882,000145
Net charge-offs$411,0001,513
Cash dividends$3,750,000121
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$6,221,000175
2008-12-31 (YTD Data)Rank
Total interest income$81,846,000474
Total interest expense$34,340,000467
Net interest income$47,506,000470
Provision for loan and lease losses$4,191,0001,137
Total noninterest income$16,541,000409
Gross Fiduciary activities income$1,605,000302
Service charges on deposit accounts$7,602,000245
Trading account gains and fees$0154
Additional Noninterest Income$7,334,000479
Total noninterest expense$38,640,000522
Salaries and employee benefits$21,886,000441
Premises and equipment expense$5,934,000459
Additional noninterest expense$10,820,000635
Pre-tax net operating income$21,216,000268
Securities gains (losses)$-492,0007,551
Applicable income taxes$385,0002,120
Income before extraordinary items$20,339,000194
Extraordinary gains, net$039
Net income$20,339,000194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,261,000781
Cash dividends$17,900,000185
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$20,821,160207
2008-09-30 (YTD Data)Rank
Total interest income$63,302,000479
Total interest expense$27,329,000468
Net interest income$35,973,000475
Provision for loan and lease losses$3,391,000829
Total noninterest income$11,637,000454
Gross Fiduciary activities income$814,000399
Service charges on deposit accounts$5,457,000262
Trading account gains and fees$0148
Additional Noninterest Income$5,366,000523
Total noninterest expense$28,315,000526
Salaries and employee benefits$15,980,000467
Premises and equipment expense$4,261,000487
Additional noninterest expense$8,074,000604
Pre-tax net operating income$15,904,000332
Securities gains (losses)$-470,0007,753
Applicable income taxes$352,0002,294
Income before extraordinary items$15,082,000248
Extraordinary gains, net$031
Net income$15,082,000248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,775,000675
Cash dividends$14,400,000180
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$15,542,600262
2008-06-30 (YTD Data)Rank
Total interest income$43,068,000477
Total interest expense$19,068,000466
Net interest income$24,000,000475
Provision for loan and lease losses$2,081,000761
Total noninterest income$7,197,000492
Gross Fiduciary activities income$502,000421
Service charges on deposit accounts$3,377,000274
Trading account gains and fees$0149
Additional Noninterest Income$3,318,000580
Total noninterest expense$18,702,000536
Salaries and employee benefits$10,579,000480
Premises and equipment expense$2,801,000500
Additional noninterest expense$5,322,000586
Pre-tax net operating income$10,414,000355
Securities gains (losses)$-119,0008,268
Applicable income taxes$203,0002,673
Income before extraordinary items$10,092,000289
Extraordinary gains, net$021
Net income$10,092,000288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$824,000969
Cash dividends$11,400,000169
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$10,208,620283
2008-03-31 (YTD Data)Rank
Total interest income$17,697,000574
Total interest expense$7,701,000605
Net interest income$9,996,000558
Provision for loan and lease losses$1,000,000616
Total noninterest income$2,674,000614
Gross Fiduciary activities income$333,000356
Service charges on deposit accounts$1,187,000362
Trading account gains and fees$0158
Additional Noninterest Income$1,154,000769
Total noninterest expense$7,763,000617
Salaries and employee benefits$4,661,000543
Premises and equipment expense$1,332,000522
Additional noninterest expense$1,770,000814
Pre-tax net operating income$3,907,000501
Securities gains (losses)$137,000576
Applicable income taxes$33,0003,966
Income before extraordinary items$4,011,000383
Extraordinary gains, net$015
Net income$4,011,000384
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$7,650,000134
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,875,370376
2007-12-31 (YTD Data)Rank
Total interest income$71,361,000591
Total interest expense$32,215,000624
Net interest income$39,146,000579
Provision for loan and lease losses$2,600,000683
Total noninterest income$10,573,000592
Gross Fiduciary activities income$1,426,000338
Service charges on deposit accounts$4,262,000409
Trading account gains and fees$0178
Additional Noninterest Income$4,885,000693
Total noninterest expense$29,184,000637
Salaries and employee benefits$16,379,000591
Premises and equipment expense$4,226,000630
Additional noninterest expense$8,579,000671
Pre-tax net operating income$17,935,000504
Securities gains (losses)$-39,0007,954
Applicable income taxes$132,0004,251
Income before extraordinary items$17,764,000392
Extraordinary gains, net$039
Net income$17,764,000389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,663,000707
Cash dividends$20,073,000246
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$17,802,610385
2007-09-30 (YTD Data)Rank
Total interest income$51,946,000611
Total interest expense$23,337,000636
Net interest income$28,609,000590
Provision for loan and lease losses$1,500,000650
Total noninterest income$7,267,000627
Gross Fiduciary activities income$659,000447
Service charges on deposit accounts$3,070,000416
Trading account gains and fees$0184
Additional Noninterest Income$3,538,000729
Total noninterest expense$20,299,000686
Salaries and employee benefits$11,741,000617
Premises and equipment expense$2,557,000778
Additional noninterest expense$6,001,000704
Pre-tax net operating income$14,077,000526
Securities gains (losses)$01,655
Applicable income taxes$99,0004,451
Income before extraordinary items$13,978,000413
Extraordinary gains, net$033
Net income$13,978,000411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,709,000448
Cash dividends$12,698,000285
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$13,978,000406
2007-06-30 (YTD Data)Rank
Total interest income$32,721,000652
Total interest expense$14,462,000687
Net interest income$18,259,000626
Provision for loan and lease losses$900,000635
Total noninterest income$4,472,000692
Gross Fiduciary activities income$430,000459
Service charges on deposit accounts$1,913,000456
Trading account gains and fees$0168
Additional Noninterest Income$2,129,000817
Total noninterest expense$12,826,000740
Salaries and employee benefits$7,429,000671
Premises and equipment expense$1,588,000843
Additional noninterest expense$3,809,000749
Pre-tax net operating income$9,005,000564
Securities gains (losses)$01,444
Applicable income taxes$66,0004,522
Income before extraordinary items$8,939,000460
Extraordinary gains, net$029
Net income$8,939,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,620,000316
Cash dividends$3,299,000600
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,939,000450
2007-03-31 (YTD Data)Rank
Total interest income$16,278,000644
Total interest expense$7,228,000682
Net interest income$9,050,000626
Provision for loan and lease losses$450,000568
Total noninterest income$2,513,000624
Gross Fiduciary activities income$251,000425
Service charges on deposit accounts$887,000475
Trading account gains and fees$0195
Additional Noninterest Income$1,375,000640
Total noninterest expense$6,651,000705
Salaries and employee benefits$3,875,000643
Premises and equipment expense$972,000701
Additional noninterest expense$1,804,000773
Pre-tax net operating income$4,462,000572
Securities gains (losses)$01,187
Applicable income taxes$33,0004,531
Income before extraordinary items$4,429,000460
Extraordinary gains, net$022
Net income$4,429,000459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,002
Cash dividends$2,077,000434
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,429,000453
2006-12-31 (YTD Data)Rank
Total interest income$62,645,000628
Total interest expense$26,674,000644
Net interest income$35,971,000624
Provision for loan and lease losses$2,650,000429
Total noninterest income$10,557,000588
Gross Fiduciary activities income$1,253,000347
Service charges on deposit accounts$3,455,000496
Trading account gains and fees$0130
Additional Noninterest Income$5,849,000603
Total noninterest expense$25,877,000692
Salaries and employee benefits$15,275,000616
Premises and equipment expense$3,531,000725
Additional noninterest expense$7,071,000765
Pre-tax net operating income$18,001,000594
Securities gains (losses)$01,687
Applicable income taxes$132,0004,748
Income before extraordinary items$17,869,000463
Extraordinary gains, net$051
Net income$17,869,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,154,000607
Cash dividends$13,953,000308
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$17,869,000451
2006-09-30 (YTD Data)Rank
Total interest income$46,187,000647
Total interest expense$19,465,000648
Net interest income$26,722,000649
Provision for loan and lease losses$1,350,000578
Total noninterest income$7,558,000620
Gross Fiduciary activities income$570,000478
Service charges on deposit accounts$2,529,000505
Trading account gains and fees$0126
Additional Noninterest Income$4,459,000604
Total noninterest expense$19,377,000701
Salaries and employee benefits$11,419,000630
Premises and equipment expense$2,616,000742
Additional noninterest expense$5,342,000764
Pre-tax net operating income$13,553,000612
Securities gains (losses)$01,388
Applicable income taxes$99,0004,934
Income before extraordinary items$13,454,000483
Extraordinary gains, net$045
Net income$13,454,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,000977
Cash dividends$8,661,000343
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$13,454,000472
2006-06-30 (YTD Data)Rank
Total interest income$30,181,000649
Total interest expense$12,480,000635
Net interest income$17,701,000655
Provision for loan and lease losses$900,000570
Total noninterest income$4,972,000624
Gross Fiduciary activities income$399,000473
Service charges on deposit accounts$1,627,000521
Trading account gains and fees$0126
Additional Noninterest Income$2,946,000602
Total noninterest expense$12,841,000705
Salaries and employee benefits$7,777,000633
Premises and equipment expense$1,675,000773
Additional noninterest expense$3,389,000799
Pre-tax net operating income$8,932,000611
Securities gains (losses)$01,185
Applicable income taxes$66,0004,985
Income before extraordinary items$8,866,000487
Extraordinary gains, net$039
Net income$8,866,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,000753
Cash dividends$6,949,000289
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,866,000474
2006-03-31 (YTD Data)Rank
Total interest income$14,650,000648
Total interest expense$5,997,000626
Net interest income$8,653,000655
Provision for loan and lease losses$450,000528
Total noninterest income$2,366,000639
Gross Fiduciary activities income$162,000532
Service charges on deposit accounts$734,000560
Trading account gains and fees$0115
Additional Noninterest Income$1,470,000607
Total noninterest expense$6,301,000718
Salaries and employee benefits$3,781,000645
Premises and equipment expense$856,000755
Additional noninterest expense$1,664,000807
Pre-tax net operating income$4,268,000630
Securities gains (losses)$0955
Applicable income taxes$53,0004,415
Income before extraordinary items$4,215,000498
Extraordinary gains, net$021
Net income$4,215,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000366
Cash dividends$2,003,000411
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,215,000488
2005-12-31 (YTD Data)Rank
Total interest income$50,414,000647
Total interest expense$18,749,000610
Net interest income$31,665,000667
Provision for loan and lease losses$2,200,000490
Total noninterest income$9,972,000630
Gross Fiduciary activities income$1,193,000363
Service charges on deposit accounts$2,597,000668
Trading account gains and fees$0138
Additional Noninterest Income$6,182,000595
Total noninterest expense$23,700,000724
Salaries and employee benefits$14,344,000630
Premises and equipment expense$3,220,000749
Additional noninterest expense$6,136,000843
Pre-tax net operating income$15,737,000653
Securities gains (losses)$02,296
Applicable income taxes$132,0005,127
Income before extraordinary items$15,605,000498
Extraordinary gains, net$046
Net income$15,605,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,058,000645
Cash dividends$11,455,000351
Sale, conversion, retirement of capital stock, net$0934
Net operating income$15,605,000484
2005-09-30 (YTD Data)Rank
Total interest income$36,408,000651
Total interest expense$13,310,000607
Net interest income$23,098,000675
Provision for loan and lease losses$1,750,000428
Total noninterest income$6,965,000657
Gross Fiduciary activities income$593,000442
Service charges on deposit accounts$1,873,000697
Trading account gains and fees$0126
Additional Noninterest Income$4,499,000605
Total noninterest expense$17,660,000716
Salaries and employee benefits$10,569,000638
Premises and equipment expense$2,449,000739
Additional noninterest expense$4,642,000826
Pre-tax net operating income$10,653,000689
Securities gains (losses)$02,317
Applicable income taxes$99,0005,254
Income before extraordinary items$10,554,000541
Extraordinary gains, net$035
Net income$10,554,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$829,000568
Cash dividends$5,662,000430
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,554,000530
2005-06-30 (YTD Data)Rank
Total interest income$23,310,000657
Total interest expense$8,227,000610
Net interest income$15,083,000675
Provision for loan and lease losses$1,125,000445
Total noninterest income$4,492,000666
Gross Fiduciary activities income$441,000417
Service charges on deposit accounts$1,167,000723
Trading account gains and fees$0116
Additional Noninterest Income$2,884,000610
Total noninterest expense$11,410,000736
Salaries and employee benefits$6,664,000663
Premises and equipment expense$1,361,000856
Additional noninterest expense$3,385,000771
Pre-tax net operating income$7,040,000693
Securities gains (losses)$26,0001,021
Applicable income taxes$66,0005,270
Income before extraordinary items$7,000,000542
Extraordinary gains, net$030
Net income$7,000,000542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$774,000439
Cash dividends$4,196,000385
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,974,260526
2005-03-31 (YTD Data)Rank
Total interest income$11,098,000674
Total interest expense$3,698,000648
Net interest income$7,400,000680
Provision for loan and lease losses$375,000622
Total noninterest income$2,186,000665
Gross Fiduciary activities income$218,000425
Service charges on deposit accounts$550,000736
Trading account gains and fees$0115
Additional Noninterest Income$1,418,000610
Total noninterest expense$5,608,000743
Salaries and employee benefits$3,323,000660
Premises and equipment expense$667,000884
Additional noninterest expense$1,618,000780
Pre-tax net operating income$3,603,000684
Securities gains (losses)$26,000712
Applicable income taxes$33,0005,220
Income before extraordinary items$3,596,000524
Extraordinary gains, net$024
Net income$3,596,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,000838
Cash dividends$2,313,000322
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,570,260512
2004-12-31 (YTD Data)Rank
Total interest income$39,521,000704
Total interest expense$12,261,000660
Net interest income$27,260,000707
Provision for loan and lease losses$1,200,000884
Total noninterest income$8,683,000683
Gross Fiduciary activities income$998,000377
Service charges on deposit accounts$2,655,000664
Trading account gains and fees$0138
Additional Noninterest Income$5,030,000673
Total noninterest expense$20,814,000775
Salaries and employee benefits$13,234,000646
Premises and equipment expense$2,670,000841
Additional noninterest expense$4,910,0001,019
Pre-tax net operating income$13,929,000651
Securities gains (losses)$-41,0008,546
Applicable income taxes$194,0004,792
Income before extraordinary items$13,694,000520
Extraordinary gains, net$034
Net income$13,694,000521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,0001,557
Cash dividends$7,015,000464
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,734,590502
2004-09-30 (YTD Data)Rank
Total interest income$28,614,000726
Total interest expense$8,792,000688
Net interest income$19,822,000732
Provision for loan and lease losses$900,000852
Total noninterest income$5,856,000747
Gross Fiduciary activities income$488,000480
Service charges on deposit accounts$2,035,000652
Trading account gains and fees$0134
Additional Noninterest Income$3,333,000741
Total noninterest expense$14,919,000802
Salaries and employee benefits$9,555,000659
Premises and equipment expense$1,756,000977
Additional noninterest expense$3,608,0001,026
Pre-tax net operating income$9,859,000698
Securities gains (losses)$-41,0008,778
Applicable income taxes$161,0004,744
Income before extraordinary items$9,657,000547
Extraordinary gains, net$026
Net income$9,657,000548
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0001,829
Cash dividends$5,245,000438
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,697,180524
2004-06-30 (YTD Data)Rank
Total interest income$18,645,000737
Total interest expense$5,720,000691
Net interest income$12,925,000740
Provision for loan and lease losses$600,000825
Total noninterest income$3,866,000749
Gross Fiduciary activities income$318,000489
Service charges on deposit accounts$1,373,000638
Trading account gains and fees$0130
Additional Noninterest Income$2,175,000746
Total noninterest expense$10,114,000791
Salaries and employee benefits$6,194,000683
Premises and equipment expense$1,099,0001,050
Additional noninterest expense$2,821,000879
Pre-tax net operating income$6,077,000736
Securities gains (losses)$03,413
Applicable income taxes$127,0004,517
Income before extraordinary items$5,950,000585
Extraordinary gains, net$021
Net income$5,950,000584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0001,577
Cash dividends$3,202,000466
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,950,000557
2004-03-31 (YTD Data)Rank
Total interest income$9,174,000761
Total interest expense$2,836,000717
Net interest income$6,338,000770
Provision for loan and lease losses$300,000782
Total noninterest income$1,794,000778
Gross Fiduciary activities income$209,000422
Service charges on deposit accounts$671,000639
Trading account gains and fees$0121
Additional Noninterest Income$914,000843
Total noninterest expense$5,170,000783
Salaries and employee benefits$3,103,000692
Premises and equipment expense$572,0001,023
Additional noninterest expense$1,495,000823
Pre-tax net operating income$2,662,000820
Securities gains (losses)$02,934
Applicable income taxes$95,0003,871
Income before extraordinary items$2,567,000656
Extraordinary gains, net$016
Net income$2,567,000655
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,833
Cash dividends$1,598,000438
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,567,000613
2003-12-31 (YTD Data)Rank
Total interest income$37,552,000756
Total interest expense$11,848,000741
Net interest income$25,704,000739
Provision for loan and lease losses$1,200,000979
Total noninterest income$12,922,000541
Gross Fiduciary activities income$567,000520
Service charges on deposit accounts$2,673,000640
Trading account gains and fees$33,000140
Additional Noninterest Income$9,649,000466
Total noninterest expense$18,903,000853
Salaries and employee benefits$12,007,000710
Premises and equipment expense$2,148,0001,060
Additional noninterest expense$4,748,0001,073
Pre-tax net operating income$18,523,000515
Securities gains (losses)$04,500
Applicable income taxes$72,0006,015
Income before extraordinary items$18,451,000406
Extraordinary gains, net$054
Net income$18,451,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$543,0001,501
Cash dividends$12,634,000331
Sale, conversion, retirement of capital stock, net$0868
Net operating income$18,451,000384
2003-09-30 (YTD Data)Rank
Total interest income$28,324,000770
Total interest expense$8,944,000773
Net interest income$19,380,000741
Provision for loan and lease losses$900,000969
Total noninterest income$9,578,000571
Gross Fiduciary activities income$358,000580
Service charges on deposit accounts$1,965,000669
Trading account gains and fees$0153
Additional Noninterest Income$7,255,000490
Total noninterest expense$14,521,000843
Salaries and employee benefits$8,854,000736
Premises and equipment expense$2,055,000834
Additional noninterest expense$3,612,0001,070
Pre-tax net operating income$13,537,000529
Securities gains (losses)$04,204
Applicable income taxes$54,0006,146
Income before extraordinary items$13,483,000429
Extraordinary gains, net$040
Net income$13,483,000429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$345,0001,557
Cash dividends$6,588,000405
Sale, conversion, retirement of capital stock, net$0722
Net operating income$13,483,000400
2003-06-30 (YTD Data)Rank
Total interest income$18,771,000783
Total interest expense$6,003,000801
Net interest income$12,768,000751
Provision for loan and lease losses$600,000971
Total noninterest income$6,407,000567
Gross Fiduciary activities income$250,000567
Service charges on deposit accounts$1,236,000690
Trading account gains and fees$0150
Additional Noninterest Income$4,921,000474
Total noninterest expense$9,517,000859
Salaries and employee benefits$5,816,000748
Premises and equipment expense$1,395,000817
Additional noninterest expense$2,306,0001,101
Pre-tax net operating income$9,058,000525
Securities gains (losses)$03,782
Applicable income taxes$36,0006,202
Income before extraordinary items$9,022,000426
Extraordinary gains, net$030
Net income$9,022,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$281,0001,302
Cash dividends$4,381,000403
Sale, conversion, retirement of capital stock, net$0589
Net operating income$9,022,000390
2003-03-31 (YTD Data)Rank
Total interest income$9,351,000793
Total interest expense$3,037,000813
Net interest income$6,314,000758
Provision for loan and lease losses$300,000910
Total noninterest income$3,192,000571
Gross Fiduciary activities income$148,000528
Service charges on deposit accounts$588,000705
Trading account gains and fees$0134
Additional Noninterest Income$2,456,000475
Total noninterest expense$4,919,000829
Salaries and employee benefits$2,998,000724
Premises and equipment expense$750,000779
Additional noninterest expense$1,171,0001,058
Pre-tax net operating income$4,287,000556
Securities gains (losses)$02,891
Applicable income taxes$18,0006,161
Income before extraordinary items$4,269,000440
Extraordinary gains, net$021
Net income$4,269,000439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,000797
Cash dividends$1,721,000427
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,269,000410
2002-12-31 (YTD Data)Rank
Total interest income$36,620,000819
Total interest expense$13,450,000842
Net interest income$23,170,000831
Provision for loan and lease losses$1,200,0001,132
Total noninterest income$8,783,000683
Gross Fiduciary activities income$420,000636
Service charges on deposit accounts$2,373,000683
Trading account gains and fees$0153
Additional Noninterest Income$5,990,000612
Total noninterest expense$16,759,000940
Salaries and employee benefits$10,636,000760
Premises and equipment expense$1,732,0001,264
Additional noninterest expense$4,391,0001,127
Pre-tax net operating income$13,994,000630
Securities gains (losses)$291,000916
Applicable income taxes$-86,0009,049
Income before extraordinary items$14,371,000475
Extraordinary gains, net$070
Net income$14,371,000477
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$472,0001,729
Cash dividends$6,524,000496
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,080,000465
2001-12-31 (YTD Data)Rank
Total interest income$36,386,000943
Total interest expense$18,272,000902
Net interest income$18,114,000998
Provision for loan and lease losses$602,0001,889
Total noninterest income$6,136,000844
Gross Fiduciary activities income$428,000643
Service charges on deposit accounts$1,615,000913
Trading account gains and fees$0177
Additional Noninterest Income$4,093,000762
Total noninterest expense$14,122,0001,048
Salaries and employee benefits$8,337,000892
Premises and equipment expense$1,909,0001,111
Additional noninterest expense$3,876,0001,223
Pre-tax net operating income$9,526,000798
Securities gains (losses)$65,0002,113
Applicable income taxes$87,0006,165
Income before extraordinary items$9,504,000593
Extraordinary gains, net$0105
Net income$9,504,000596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,0002,584
Cash dividends$9,624,000384
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,439,650565
2000-12-31 (YTD Data)Rank
Total interest income$31,747,0001,104
Total interest expense$16,006,0001,093
Net interest income$15,741,0001,116
Provision for loan and lease losses$570,0001,692
Total noninterest income$3,159,0001,292
Gross Fiduciary activities income$260,000748
Service charges on deposit accounts$1,220,0001,117
Trading account gains and fees$0180
Additional Noninterest Income$1,679,0001,266
Total noninterest expense$10,651,0001,300
Salaries and employee benefits$6,644,0001,062
Premises and equipment expense$1,452,0001,432
Additional noninterest expense$2,555,0001,735
Pre-tax net operating income$7,679,0001,002
Securities gains (losses)$01,956
Applicable income taxes$72,0006,900
Income before extraordinary items$7,607,000721
Extraordinary gains, net$038
Net income$7,607,000721
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0005,816
Cash dividends$3,366,000871
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,607,000713
1999-12-31 (YTD Data)Rank
Total interest income$25,710,0001,268
Total interest expense$11,752,0001,282
Net interest income$13,958,0001,256
Provision for loan and lease losses$420,0002,015
Total noninterest income$3,395,0001,223
Gross Fiduciary activities income$284,000784
Service charges on deposit accounts$1,164,0001,140
Trading account gains and fees$0173
Additional Noninterest Income$1,947,0001,182
Total noninterest expense$10,274,0001,357
Salaries and employee benefits$6,190,0001,112
Premises and equipment expense$1,410,0001,454
Additional noninterest expense$2,674,0001,669
Pre-tax net operating income$6,659,0001,165
Securities gains (losses)$-44,0009,765
Applicable income taxes$104,0006,870
Income before extraordinary items$6,511,000869
Extraordinary gains, net$035
Net income$6,511,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,121
Cash dividends$4,895,000679
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$6,554,120854
1998-12-31 (YTD Data)Rank
Total interest income$25,220,0001,284
Total interest expense$11,969,0001,296
Net interest income$13,251,0001,285
Provision for loan and lease losses$455,0001,853
Total noninterest income$3,466,0001,197
Gross Fiduciary activities income$165,000904
Service charges on deposit accounts$912,0001,379
Trading account gains and fees$0224
Additional Noninterest Income$2,389,0001,040
Total noninterest expense$9,211,0001,437
Salaries and employee benefits$5,883,0001,106
Premises and equipment expense$1,211,0001,623
Additional noninterest expense$2,117,0002,009
Pre-tax net operating income$7,051,0001,070
Securities gains (losses)$04,449
Applicable income taxes$77,0007,873
Income before extraordinary items$6,974,000790
Extraordinary gains, net$032
Net income$6,974,000790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0003,732
Cash dividends$3,542,000855
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,974,000762
1997-12-31 (YTD Data)Rank
Total interest income$24,631,0001,346
Total interest expense$12,264,0001,293
Net interest income$12,367,0001,397
Provision for loan and lease losses$455,0001,917
Total noninterest income$2,275,0001,589
Gross Fiduciary activities income$156,000961
Service charges on deposit accounts$855,0001,514
Trading account gains and fees$0239
Additional Noninterest Income$1,264,0001,493
Total noninterest expense$8,599,0001,528
Salaries and employee benefits$5,160,0001,274
Premises and equipment expense$1,123,0001,757
Additional noninterest expense$2,316,0001,834
Pre-tax net operating income$5,588,0001,392
Securities gains (losses)$14,0002,133
Applicable income taxes$453,0004,511
Income before extraordinary items$5,149,0001,071
Extraordinary gains, net$044
Net income$5,149,0001,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00010,596
Cash dividends$6,410,000516
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,136,1201,043
1996-12-31 (YTD Data)Rank
Total interest income$9,146,0003,561
Total interest expense$4,890,0003,067
Net interest income$4,256,0004,079
Provision for loan and lease losses$400,0002,077
Total noninterest income$205,0008,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0006,881
Trading account gains and feesNANA
Additional Noninterest Income$76,0007,879
Total noninterest expense$2,483,0005,038
Salaries and employee benefits$1,637,0003,985
Premises and equipment expense$269,0005,975
Additional noninterest expense$577,0006,504
Pre-tax net operating income$1,578,0004,157
Securities gains (losses)$04,148
Applicable income taxes$564,0003,766
Income before extraordinary items$1,014,0004,438
Extraordinary gains, net$053
Net income$1,014,0004,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,914
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,014,0004,387
1995-12-31 (YTD Data)Rank
Total interest income$5,465,0005,613
Total interest expense$3,028,0004,713
Net interest income$2,437,0006,420
Provision for loan and lease losses$295,0002,329
Total noninterest income$190,0008,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$81,0008,284
Trading account gains and feesNANA
Additional Noninterest Income$109,0006,966
Total noninterest expense$1,666,0006,810
Salaries and employee benefits$1,142,0005,435
Premises and equipment expense$230,0006,662
Additional noninterest expense$294,0009,307
Pre-tax net operating income$666,0007,502
Securities gains (losses)$03,831
Applicable income taxes$222,0007,058
Income before extraordinary items$444,0007,690
Extraordinary gains, net$065
Net income$444,0007,691
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,275
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$444,0007,662
1994-12-31 (YTD Data)Rank
Total interest income$2,904,0008,220
Total interest expense$1,342,0007,418
Net interest income$1,562,0008,695
Provision for loan and lease losses$33,0006,965
Total noninterest income$74,00011,404
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$62,0009,281
Trading account gains and feesNANA
Additional Noninterest Income$12,00011,965
Total noninterest expense$1,394,0007,933
Salaries and employee benefits$743,0007,578
Premises and equipment expense$147,0008,631
Additional noninterest expense$504,0007,808
Pre-tax net operating income$209,00010,824
Securities gains (losses)$03,600
Applicable income taxes$72,0009,978
Income before extraordinary items$137,00010,975
Extraordinary gains, net$0249
Net income$137,00010,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$137,00011,028
1993-12-31 (YTD Data)Rank
Total interest income$2,150,0009,890
Total interest expense$780,00010,151
Net interest income$1,370,0009,508
Provision for loan and lease losses$010,371
Total noninterest income$75,00011,939
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,646
Trading account gains and feesNANA
Additional Noninterest Income$14,00012,477
Total noninterest expense$912,00010,146
Salaries and employee benefits$555,0009,172
Premises and equipment expense$91,00010,750
Additional noninterest expense$266,00010,877
Pre-tax net operating income$533,0008,424
Securities gains (losses)$9,0005,582
Applicable income taxes$176,0008,089
Income before extraordinary items$366,0008,783
Extraordinary gains, net$03,149
Net income$366,0008,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00011,292
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$359,8808,576
1992-12-31 (YTD Data)Rank
Total interest income$1,555,00011,834
Total interest expense$663,00011,998
Net interest income$892,00011,556
Provision for loan and lease losses$011,756
Total noninterest income$59,00012,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$47,00010,435
Trading account gains and feesNANA
Additional Noninterest Income$12,00013,214
Total noninterest expense$674,00011,656
Salaries and employee benefits$400,00010,864
Premises and equipment expense$61,00012,225
Additional noninterest expense$213,00012,053
Pre-tax net operating income$277,00010,360
Securities gains (losses)$4,0007,235
Applicable income taxes$65,00010,856
Income before extraordinary items$216,00010,382
Extraordinary gains, net$01,422
Net income$216,00010,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$212,92010,075

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.