Home > Headwaters State Bank > Income and Expense
Headwaters State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $4,608,000 | 3,753 |
| Total interest expense | $1,057,000 | 3,664 |
| Net interest income | $3,551,000 | 3,741 |
| Provision for loan and lease losses | $72,000 | 2,631 |
| Total noninterest income | $162,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $67,000 | 3,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,016 |
| Total noninterest expense | $2,508,000 | 3,867 |
| Salaries and employee benefits | $1,262,000 | 3,944 |
| Premises and equipment expense | $207,000 | 3,931 |
| Additional noninterest expense | $95,000 | 4,016 |
| Pre-tax net operating income | $1,133,000 | 3,483 |
| Securities gains (losses) | $-68,000 | 3,715 |
| Applicable income taxes | $247,000 | 2,342 |
| Income before extraordinary items | $818,000 | 3,606 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $818,000 | 3,643 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $818,000 | 3,607 |
| Net charge-offs | $8,000 | 2,487 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $871,720 | 3,600 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 3,722 |
| Total interest expense | $726,000 | 3,655 |
| Net interest income | $2,796,000 | 3,707 |
| Provision for loan and lease losses | $72,000 | 2,317 |
| Total noninterest income | $114,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $46,000 | 3,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 4,057 |
| Total noninterest expense | $1,867,000 | 3,869 |
| Salaries and employee benefits | $929,000 | 3,948 |
| Premises and equipment expense | $156,000 | 3,934 |
| Additional noninterest expense | $68,000 | 4,053 |
| Pre-tax net operating income | $971,000 | 3,452 |
| Securities gains (losses) | $-68,000 | 3,905 |
| Applicable income taxes | $211,000 | 2,319 |
| Income before extraordinary items | $692,000 | 3,615 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $692,000 | 3,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $692,000 | 3,615 |
| Net charge-offs | $1,000 | 2,548 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $745,720 | 3,564 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,737 |
| Total interest expense | $452,000 | 3,605 |
| Net interest income | $1,845,000 | 3,735 |
| Provision for loan and lease losses | $72,000 | 2,020 |
| Total noninterest income | $66,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $30,000 | 3,740 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 4,160 |
| Total noninterest expense | $1,372,000 | 3,786 |
| Salaries and employee benefits | $616,000 | 3,964 |
| Premises and equipment expense | $108,000 | 3,905 |
| Additional noninterest expense | $36,000 | 4,135 |
| Pre-tax net operating income | $467,000 | 3,749 |
| Securities gains (losses) | $-68,000 | 4,150 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $399,000 | 3,754 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $399,000 | 3,790 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $399,000 | 3,753 |
| Net charge-offs | $2,000 | 2,220 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $467,000 | 3,663 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 3,767 |
| Total interest expense | $208,000 | 3,517 |
| Net interest income | $921,000 | 3,755 |
| Provision for loan and lease losses | $48,000 | 1,713 |
| Total noninterest income | $33,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $13,000 | 3,844 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,138 |
| Total noninterest expense | $622,000 | 3,926 |
| Salaries and employee benefits | $308,000 | 4,008 |
| Premises and equipment expense | $58,000 | 3,888 |
| Additional noninterest expense | $20,000 | 4,138 |
| Pre-tax net operating income | $284,000 | 3,667 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $75,000 | 2,352 |
| Income before extraordinary items | $209,000 | 3,788 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $209,000 | 3,787 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $209,000 | 3,788 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $209,000 | 3,811 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $2,217,000 | 4,236 |
| Total interest expense | $140,000 | 4,256 |
| Net interest income | $2,077,000 | 4,197 |
| Provision for loan and lease losses | $90,000 | 2,289 |
| Total noninterest income | $99,000 | 4,418 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $35,000 | 4,121 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,300 |
| Total noninterest expense | $1,346,000 | 4,412 |
| Salaries and employee benefits | $710,000 | 4,406 |
| Premises and equipment expense | $117,000 | 4,375 |
| Additional noninterest expense | $64,000 | 4,300 |
| Pre-tax net operating income | $740,000 | 3,970 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $193,000 | 2,657 |
| Income before extraordinary items | $547,000 | 4,058 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $547,000 | 4,057 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $547,000 | 4,058 |
| Net charge-offs | $-1,000 | 3,246 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $547,000 | 4,077 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 4,417 |
| Total interest expense | $36,000 | 4,561 |
| Net interest income | $1,139,000 | 4,387 |
| Provision for loan and lease losses | $30,000 | 2,440 |
| Total noninterest income | $60,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $19,000 | 4,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 4,383 |
| Total noninterest expense | $688,000 | 4,583 |
| Salaries and employee benefits | $374,000 | 4,565 |
| Premises and equipment expense | $60,000 | 4,555 |
| Additional noninterest expense | $41,000 | 4,383 |
| Pre-tax net operating income | $481,000 | 4,059 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $125,000 | 2,742 |
| Income before extraordinary items | $356,000 | 4,131 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $356,000 | 4,130 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $356,000 | 4,130 |
| Net charge-offs | $-1,000 | 3,079 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $356,000 | 4,163 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $219,000 | 4,728 |
| Total interest expense | $17,000 | 4,675 |
| Net interest income | $202,000 | 4,726 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $13,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $5,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,601 |
| Total noninterest expense | $163,000 | 4,759 |
| Salaries and employee benefits | $101,000 | 4,746 |
| Premises and equipment expense | $11,000 | 4,730 |
| Additional noninterest expense | $51,000 | 4,753 |
| Pre-tax net operating income | $52,000 | 4,480 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $52,000 | 4,444 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $52,000 | 4,444 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $52,000 | 4,444 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $52,000 | 4,479 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $599,000 | 4,185 |
| Total interest expense | $54,000 | 3,859 |
| Net interest income | $545,000 | 4,174 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $29,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $13,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,347 |
| Total noninterest expense | $473,000 | 4,194 |
| Salaries and employee benefits | $335,000 | 3,971 |
| Premises and equipment expense | $53,000 | 4,035 |
| Additional noninterest expense | $85,000 | 4,543 |
| Pre-tax net operating income | $101,000 | 4,124 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $101,000 | 4,059 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $101,000 | 4,058 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $101,000 | 4,059 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $101,000 | 4,082 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 4,167 |
| Total interest expense | $242,000 | 3,960 |
| Net interest income | $2,445,000 | 4,148 |
| Provision for loan and lease losses | $-61,000 | 4,203 |
| Total noninterest income | $145,000 | 4,429 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $51,000 | 3,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 4,365 |
| Total noninterest expense | $1,747,000 | 4,300 |
| Salaries and employee benefits | $1,225,000 | 4,087 |
| Premises and equipment expense | $207,000 | 4,104 |
| Additional noninterest expense | $315,000 | 4,625 |
| Pre-tax net operating income | $904,000 | 3,900 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $904,000 | 3,835 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $904,000 | 3,835 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $904,000 | 3,835 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $900,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $904,000 | 3,816 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 4,215 |
| Total interest expense | $185,000 | 4,046 |
| Net interest income | $1,889,000 | 4,192 |
| Provision for loan and lease losses | $-61,000 | 4,356 |
| Total noninterest income | $109,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $38,000 | 4,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,417 |
| Total noninterest expense | $1,323,000 | 4,333 |
| Salaries and employee benefits | $934,000 | 4,115 |
| Premises and equipment expense | $148,000 | 4,191 |
| Additional noninterest expense | $241,000 | 4,683 |
| Pre-tax net operating income | $736,000 | 3,968 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $736,000 | 3,894 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $736,000 | 3,894 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $736,000 | 3,894 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $500,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $736,000 | 3,870 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,210 |
| Total interest expense | $129,000 | 4,065 |
| Net interest income | $1,313,000 | 4,182 |
| Provision for loan and lease losses | $-61,000 | 4,457 |
| Total noninterest income | $72,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $26,000 | 4,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 4,447 |
| Total noninterest expense | $885,000 | 4,360 |
| Salaries and employee benefits | $613,000 | 4,147 |
| Premises and equipment expense | $100,000 | 4,197 |
| Additional noninterest expense | $172,000 | 4,673 |
| Pre-tax net operating income | $561,000 | 3,870 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $561,000 | 3,772 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $561,000 | 3,772 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $561,000 | 3,772 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $350,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $561,000 | 3,753 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $797,000 | 4,136 |
| Total interest expense | $69,000 | 4,065 |
| Net interest income | $728,000 | 4,094 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $33,000 | 4,541 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,477 |
| Total noninterest expense | $450,000 | 4,348 |
| Salaries and employee benefits | $319,000 | 4,128 |
| Premises and equipment expense | $49,000 | 4,223 |
| Additional noninterest expense | $82,000 | 4,711 |
| Pre-tax net operating income | $311,000 | 3,748 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $311,000 | 3,657 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $311,000 | 3,657 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $311,000 | 3,657 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $311,000 | 3,631 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,777,000 | 4,273 |
| Total interest expense | $331,000 | 4,222 |
| Net interest income | $2,446,000 | 4,241 |
| Provision for loan and lease losses | $-15,000 | 4,909 |
| Total noninterest income | $131,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $60,000 | 4,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 4,513 |
| Total noninterest expense | $1,915,000 | 4,309 |
| Salaries and employee benefits | $1,247,000 | 4,176 |
| Premises and equipment expense | $294,000 | 3,848 |
| Additional noninterest expense | $374,000 | 4,663 |
| Pre-tax net operating income | $677,000 | 4,013 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $677,000 | 3,987 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $677,000 | 3,986 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $677,000 | 3,987 |
| Net charge-offs | $45,000 | 2,451 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $677,000 | 3,927 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 4,306 |
| Total interest expense | $259,000 | 4,265 |
| Net interest income | $1,846,000 | 4,252 |
| Provision for loan and lease losses | $-15,000 | 4,967 |
| Total noninterest income | $96,000 | 4,562 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $46,000 | 4,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,535 |
| Total noninterest expense | $1,461,000 | 4,310 |
| Salaries and employee benefits | $966,000 | 4,148 |
| Premises and equipment expense | $210,000 | 3,932 |
| Additional noninterest expense | $285,000 | 4,676 |
| Pre-tax net operating income | $496,000 | 4,054 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $496,000 | 4,014 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $496,000 | 4,014 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $496,000 | 4,014 |
| Net charge-offs | $44,000 | 2,122 |
| Cash dividends | $450,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $496,000 | 3,967 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,434,000 | 4,330 |
| Total interest expense | $175,000 | 4,330 |
| Net interest income | $1,259,000 | 4,257 |
| Provision for loan and lease losses | $-15,000 | 5,005 |
| Total noninterest income | $39,000 | 4,750 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $31,000 | 4,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,848 |
| Total noninterest expense | $932,000 | 4,371 |
| Salaries and employee benefits | $645,000 | 4,166 |
| Premises and equipment expense | $106,000 | 4,223 |
| Additional noninterest expense | $181,000 | 4,714 |
| Pre-tax net operating income | $381,000 | 3,951 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $381,000 | 3,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $381,000 | 3,895 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $381,000 | 3,895 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $381,000 | 3,852 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $719,000 | 4,355 |
| Total interest expense | $88,000 | 4,414 |
| Net interest income | $631,000 | 4,276 |
| Provision for loan and lease losses | $-10,000 | 5,046 |
| Total noninterest income | $38,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $20,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,490 |
| Total noninterest expense | $475,000 | 4,404 |
| Salaries and employee benefits | $317,000 | 4,214 |
| Premises and equipment expense | $56,000 | 4,194 |
| Additional noninterest expense | $102,000 | 4,702 |
| Pre-tax net operating income | $204,000 | 3,766 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $204,000 | 3,685 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $204,000 | 3,686 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $204,000 | 3,686 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $204,000 | 3,652 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 4,391 |
| Total interest expense | $365,000 | 4,422 |
| Net interest income | $2,594,000 | 4,324 |
| Provision for loan and lease losses | $-25,000 | 4,931 |
| Total noninterest income | $165,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $86,000 | 4,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 4,531 |
| Total noninterest expense | $1,822,000 | 4,488 |
| Salaries and employee benefits | $1,227,000 | 4,288 |
| Premises and equipment expense | $230,000 | 4,235 |
| Additional noninterest expense | $365,000 | 4,827 |
| Pre-tax net operating income | $962,000 | 3,908 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $962,000 | 3,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $962,000 | 3,824 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $962,000 | 3,825 |
| Net charge-offs | $85,000 | 2,306 |
| Cash dividends | $800,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $962,000 | 3,793 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 4,465 |
| Total interest expense | $278,000 | 4,458 |
| Net interest income | $1,929,000 | 4,398 |
| Provision for loan and lease losses | $-25,000 | 5,061 |
| Total noninterest income | $124,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $65,000 | 4,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,587 |
| Total noninterest expense | $1,354,000 | 4,549 |
| Salaries and employee benefits | $910,000 | 4,330 |
| Premises and equipment expense | $170,000 | 4,301 |
| Additional noninterest expense | $274,000 | 4,902 |
| Pre-tax net operating income | $724,000 | 4,000 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $724,000 | 3,911 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $724,000 | 3,910 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $724,000 | 3,911 |
| Net charge-offs | $84,000 | 1,870 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $724,000 | 3,877 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,466,000 | 4,495 |
| Total interest expense | $182,000 | 4,489 |
| Net interest income | $1,284,000 | 4,430 |
| Provision for loan and lease losses | $-25,000 | 5,131 |
| Total noninterest income | $80,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $43,000 | 4,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,654 |
| Total noninterest expense | $920,000 | 4,564 |
| Salaries and employee benefits | $622,000 | 4,350 |
| Premises and equipment expense | $109,000 | 4,347 |
| Additional noninterest expense | $189,000 | 4,917 |
| Pre-tax net operating income | $469,000 | 4,053 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $469,000 | 3,938 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $469,000 | 3,936 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $469,000 | 3,937 |
| Net charge-offs | $63,000 | 1,687 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $469,000 | 3,923 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $733,000 | 4,537 |
| Total interest expense | $89,000 | 4,517 |
| Net interest income | $644,000 | 4,472 |
| Provision for loan and lease losses | $-15,000 | 5,216 |
| Total noninterest income | $38,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $20,000 | 4,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 4,673 |
| Total noninterest expense | $451,000 | 4,620 |
| Salaries and employee benefits | $304,000 | 4,411 |
| Premises and equipment expense | $53,000 | 4,442 |
| Additional noninterest expense | $94,000 | 4,961 |
| Pre-tax net operating income | $246,000 | 4,013 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $246,000 | 3,867 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $246,000 | 3,865 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $246,000 | 3,866 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $246,000 | 3,867 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 4,538 |
| Total interest expense | $297,000 | 4,501 |
| Net interest income | $2,569,000 | 4,492 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $175,000 | 4,737 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $92,000 | 4,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 4,685 |
| Total noninterest expense | $1,820,000 | 4,653 |
| Salaries and employee benefits | $1,207,000 | 4,459 |
| Premises and equipment expense | $229,000 | 4,378 |
| Additional noninterest expense | $384,000 | 4,995 |
| Pre-tax net operating income | $924,000 | 4,116 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $924,000 | 3,985 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $924,000 | 3,984 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $924,000 | 3,984 |
| Net charge-offs | $63,000 | 2,475 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $924,000 | 3,995 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 4,595 |
| Total interest expense | $215,000 | 4,527 |
| Net interest income | $1,907,000 | 4,547 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $137,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $71,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 4,718 |
| Total noninterest expense | $1,373,000 | 4,671 |
| Salaries and employee benefits | $912,000 | 4,478 |
| Premises and equipment expense | $171,000 | 4,423 |
| Additional noninterest expense | $290,000 | 5,039 |
| Pre-tax net operating income | $671,000 | 4,224 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $671,000 | 4,085 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $671,000 | 4,083 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $671,000 | 4,084 |
| Net charge-offs | $51,000 | 2,192 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $671,000 | 4,087 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 4,635 |
| Total interest expense | $137,000 | 4,569 |
| Net interest income | $1,259,000 | 4,594 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $78,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $48,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,942 |
| Total noninterest expense | $925,000 | 4,716 |
| Salaries and employee benefits | $626,000 | 4,490 |
| Premises and equipment expense | $105,000 | 4,551 |
| Additional noninterest expense | $194,000 | 5,094 |
| Pre-tax net operating income | $412,000 | 4,318 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $412,000 | 4,180 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $412,000 | 4,179 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $412,000 | 4,179 |
| Net charge-offs | $55,000 | 1,701 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $412,000 | 4,185 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 4,693 |
| Total interest expense | $66,000 | 4,617 |
| Net interest income | $619,000 | 4,661 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $39,000 | 4,951 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $24,000 | 4,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,965 |
| Total noninterest expense | $463,000 | 4,770 |
| Salaries and employee benefits | $303,000 | 4,577 |
| Premises and equipment expense | $56,000 | 4,533 |
| Additional noninterest expense | $104,000 | 5,096 |
| Pre-tax net operating income | $195,000 | 4,358 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $195,000 | 4,212 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $195,000 | 4,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $195,000 | 4,212 |
| Net charge-offs | $4,000 | 2,263 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $195,000 | 4,217 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 4,700 |
| Total interest expense | $254,000 | 4,607 |
| Net interest income | $2,471,000 | 4,674 |
| Provision for loan and lease losses | $10,000 | 4,088 |
| Total noninterest income | $184,000 | 4,908 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $103,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,905 |
| Total noninterest expense | $1,827,000 | 4,835 |
| Salaries and employee benefits | $1,199,000 | 4,631 |
| Premises and equipment expense | $230,000 | 4,562 |
| Additional noninterest expense | $398,000 | 5,193 |
| Pre-tax net operating income | $818,000 | 4,294 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $818,000 | 3,974 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $818,000 | 3,974 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $818,000 | 3,974 |
| Net charge-offs | $91,000 | 2,520 |
| Cash dividends | $600,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $818,000 | 3,960 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 4,746 |
| Total interest expense | $189,000 | 4,640 |
| Net interest income | $1,861,000 | 4,720 |
| Provision for loan and lease losses | $10,000 | 3,882 |
| Total noninterest income | $127,000 | 5,025 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $78,000 | 4,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 5,095 |
| Total noninterest expense | $1,387,000 | 4,853 |
| Salaries and employee benefits | $913,000 | 4,630 |
| Premises and equipment expense | $160,000 | 4,687 |
| Additional noninterest expense | $314,000 | 5,189 |
| Pre-tax net operating income | $591,000 | 4,418 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $591,000 | 4,227 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $591,000 | 4,226 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $591,000 | 4,227 |
| Net charge-offs | $89,000 | 2,029 |
| Cash dividends | $450,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $591,000 | 4,209 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 4,771 |
| Total interest expense | $126,000 | 4,642 |
| Net interest income | $1,238,000 | 4,740 |
| Provision for loan and lease losses | $10,000 | 3,628 |
| Total noninterest income | $82,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $53,000 | 4,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 5,160 |
| Total noninterest expense | $948,000 | 4,863 |
| Salaries and employee benefits | $634,000 | 4,617 |
| Premises and equipment expense | $107,000 | 4,694 |
| Additional noninterest expense | $207,000 | 5,222 |
| Pre-tax net operating income | $362,000 | 4,493 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $362,000 | 4,294 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $362,000 | 4,293 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $362,000 | 4,294 |
| Net charge-offs | $17,000 | 2,671 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $362,000 | 4,275 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 4,812 |
| Total interest expense | $66,000 | 4,606 |
| Net interest income | $618,000 | 4,778 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $39,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $25,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 5,211 |
| Total noninterest expense | $491,000 | 4,875 |
| Salaries and employee benefits | $319,000 | 4,653 |
| Premises and equipment expense | $61,000 | 4,572 |
| Additional noninterest expense | $111,000 | 5,224 |
| Pre-tax net operating income | $156,000 | 4,618 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $156,000 | 4,447 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $156,000 | 4,447 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $156,000 | 4,447 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $156,000 | 4,432 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 4,723 |
| Total interest expense | $301,000 | 4,456 |
| Net interest income | $2,683,000 | 4,705 |
| Provision for loan and lease losses | $145,000 | 2,772 |
| Total noninterest income | $168,000 | 5,197 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $103,000 | 4,472 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $65,000 | 5,203 |
| Total noninterest expense | $1,778,000 | 5,037 |
| Salaries and employee benefits | $1,173,000 | 4,785 |
| Premises and equipment expense | $215,000 | 4,807 |
| Additional noninterest expense | $390,000 | 5,434 |
| Pre-tax net operating income | $928,000 | 4,164 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $928,000 | 3,979 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $928,000 | 3,977 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $928,000 | 3,978 |
| Net charge-offs | $107,000 | 2,553 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $928,000 | 3,918 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,275,000 | 4,739 |
| Total interest expense | $227,000 | 4,487 |
| Net interest income | $2,048,000 | 4,704 |
| Provision for loan and lease losses | $115,000 | 2,600 |
| Total noninterest income | $130,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $81,000 | 4,450 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $49,000 | 5,265 |
| Total noninterest expense | $1,350,000 | 5,053 |
| Salaries and employee benefits | $889,000 | 4,794 |
| Premises and equipment expense | $159,000 | 4,847 |
| Additional noninterest expense | $302,000 | 5,441 |
| Pre-tax net operating income | $713,000 | 4,223 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $713,000 | 4,014 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $713,000 | 4,012 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $713,000 | 4,014 |
| Net charge-offs | $1,000 | 3,867 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $713,000 | 3,941 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,774 |
| Total interest expense | $153,000 | 4,496 |
| Net interest income | $1,365,000 | 4,754 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $87,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $57,000 | 4,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $30,000 | 5,355 |
| Total noninterest expense | $936,000 | 5,067 |
| Salaries and employee benefits | $616,000 | 4,781 |
| Premises and equipment expense | $107,000 | 4,875 |
| Additional noninterest expense | $213,000 | 5,459 |
| Pre-tax net operating income | $516,000 | 4,097 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $516,000 | 3,906 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $516,000 | 3,904 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $516,000 | 3,905 |
| Net charge-offs | $1,000 | 3,591 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $516,000 | 3,837 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $761,000 | 4,811 |
| Total interest expense | $78,000 | 4,497 |
| Net interest income | $683,000 | 4,790 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $40,000 | 5,322 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $26,000 | 4,515 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $14,000 | 5,417 |
| Total noninterest expense | $458,000 | 5,141 |
| Salaries and employee benefits | $305,000 | 4,824 |
| Premises and equipment expense | $54,000 | 4,905 |
| Additional noninterest expense | $99,000 | 5,578 |
| Pre-tax net operating income | $265,000 | 4,050 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $18,000 | 3,526 |
| Income before extraordinary items | $247,000 | 3,943 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $247,000 | 3,940 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $247,000 | 3,941 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $247,000 | 3,881 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 4,810 |
| Total interest expense | $345,000 | 4,407 |
| Net interest income | $2,743,000 | 4,794 |
| Provision for loan and lease losses | $50,000 | 3,601 |
| Total noninterest income | $118,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $111,000 | 4,567 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $7,000 | 5,934 |
| Total noninterest expense | $1,760,000 | 5,230 |
| Salaries and employee benefits | $1,131,000 | 4,973 |
| Premises and equipment expense | $234,000 | 4,868 |
| Additional noninterest expense | $395,000 | 5,636 |
| Pre-tax net operating income | $1,051,000 | 4,038 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,051,000 | 3,846 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,051,000 | 3,847 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,051,000 | 3,848 |
| Net charge-offs | $12,000 | 3,950 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,051,000 | 3,796 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,334,000 | 4,842 |
| Total interest expense | $266,000 | 4,420 |
| Net interest income | $2,068,000 | 4,838 |
| Provision for loan and lease losses | $50,000 | 3,229 |
| Total noninterest income | $97,000 | 5,616 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $81,000 | 4,658 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 5,870 |
| Total noninterest expense | $1,376,000 | 5,213 |
| Salaries and employee benefits | $870,000 | 4,971 |
| Premises and equipment expense | $167,000 | 4,987 |
| Additional noninterest expense | $339,000 | 5,560 |
| Pre-tax net operating income | $739,000 | 4,202 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $739,000 | 4,019 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $739,000 | 4,019 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $739,000 | 4,021 |
| Net charge-offs | $10,000 | 3,647 |
| Cash dividends | $450,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $739,000 | 3,963 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,571,000 | 4,865 |
| Total interest expense | $186,000 | 4,377 |
| Net interest income | $1,385,000 | 4,871 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $95,000 | 5,337 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $55,000 | 4,634 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $40,000 | 5,341 |
| Total noninterest expense | $966,000 | 5,186 |
| Salaries and employee benefits | $613,000 | 4,933 |
| Premises and equipment expense | $117,000 | 4,946 |
| Additional noninterest expense | $236,000 | 5,554 |
| Pre-tax net operating income | $464,000 | 4,283 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $464,000 | 4,096 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $464,000 | 4,096 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $464,000 | 4,098 |
| Net charge-offs | $7,000 | 3,368 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $464,000 | 4,029 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $784,000 | 4,900 |
| Total interest expense | $94,000 | 4,406 |
| Net interest income | $690,000 | 4,899 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $38,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $26,000 | 4,712 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $464,000 | 5,293 |
| Salaries and employee benefits | $308,000 | 4,969 |
| Premises and equipment expense | $59,000 | 4,994 |
| Additional noninterest expense | $97,000 | 5,816 |
| Pre-tax net operating income | $234,000 | 4,233 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $234,000 | 4,047 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $234,000 | 4,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $234,000 | 4,051 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $234,000 | 3,978 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,225,000 | 4,930 |
| Total interest expense | $398,000 | 4,457 |
| Net interest income | $2,827,000 | 4,931 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $177,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $130,000 | 4,611 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $47,000 | 5,765 |
| Total noninterest expense | $1,912,000 | 5,337 |
| Salaries and employee benefits | $1,191,000 | 5,083 |
| Premises and equipment expense | $255,000 | 4,959 |
| Additional noninterest expense | $466,000 | 5,734 |
| Pre-tax net operating income | $982,000 | 4,171 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $982,000 | 3,990 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $982,000 | 3,989 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $982,000 | 3,991 |
| Net charge-offs | $90,000 | 3,277 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $982,000 | 3,930 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 4,996 |
| Total interest expense | $300,000 | 4,517 |
| Net interest income | $2,103,000 | 4,996 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $150,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $101,000 | 4,620 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $49,000 | 5,639 |
| Total noninterest expense | $1,472,000 | 5,335 |
| Salaries and employee benefits | $942,000 | 5,012 |
| Premises and equipment expense | $194,000 | 4,979 |
| Additional noninterest expense | $336,000 | 5,828 |
| Pre-tax net operating income | $691,000 | 4,384 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $691,000 | 4,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $691,000 | 4,158 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $691,000 | 4,159 |
| Net charge-offs | $27,000 | 3,687 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $691,000 | 4,100 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 5,006 |
| Total interest expense | $199,000 | 4,571 |
| Net interest income | $1,412,000 | 4,998 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $101,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $70,000 | 4,549 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $31,000 | 5,707 |
| Total noninterest expense | $985,000 | 5,363 |
| Salaries and employee benefits | $629,000 | 5,056 |
| Premises and equipment expense | $131,000 | 5,014 |
| Additional noninterest expense | $225,000 | 5,858 |
| Pre-tax net operating income | $468,000 | 4,283 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $468,000 | 4,066 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $468,000 | 4,071 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $468,000 | 4,071 |
| Net charge-offs | $27,000 | 3,235 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $468,000 | 4,011 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 5,042 |
| Total interest expense | $100,000 | 4,626 |
| Net interest income | $712,000 | 5,020 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $51,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $17,000 | 5,639 |
| Total noninterest expense | $534,000 | 5,297 |
| Salaries and employee benefits | $349,000 | 4,913 |
| Premises and equipment expense | $68,000 | 5,000 |
| Additional noninterest expense | $117,000 | 5,854 |
| Pre-tax net operating income | $199,000 | 4,482 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $199,000 | 4,266 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $199,000 | 4,267 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $199,000 | 4,268 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $199,000 | 4,211 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 4,999 |
| Total interest expense | $433,000 | 4,756 |
| Net interest income | $2,975,000 | 4,951 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $75,000 | 6,340 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $130,000 | 4,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-55,000 | 6,576 |
| Total noninterest expense | $1,957,000 | 5,508 |
| Salaries and employee benefits | $1,239,000 | 5,193 |
| Premises and equipment expense | $258,000 | 5,129 |
| Additional noninterest expense | $460,000 | 5,953 |
| Pre-tax net operating income | $1,003,000 | 4,083 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,003,000 | 3,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,003,000 | 3,896 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,003,000 | 3,897 |
| Net charge-offs | $60,000 | 4,206 |
| Cash dividends | $820,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,003,000 | 3,838 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 5,044 |
| Total interest expense | $325,000 | 4,847 |
| Net interest income | $2,226,000 | 5,001 |
| Provision for loan and lease losses | $80,000 | 3,586 |
| Total noninterest income | $56,000 | 6,437 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $98,000 | 4,856 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-42,000 | 6,676 |
| Total noninterest expense | $1,456,000 | 5,551 |
| Salaries and employee benefits | $944,000 | 5,181 |
| Premises and equipment expense | $197,000 | 5,131 |
| Additional noninterest expense | $315,000 | 6,090 |
| Pre-tax net operating income | $746,000 | 4,163 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $746,000 | 3,942 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $746,000 | 3,945 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $746,000 | 3,945 |
| Net charge-offs | $36,000 | 4,083 |
| Cash dividends | $620,000 | 1,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $746,000 | 3,876 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 5,074 |
| Total interest expense | $218,000 | 4,896 |
| Net interest income | $1,474,000 | 5,014 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $80,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $66,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 6,262 |
| Total noninterest expense | $954,000 | 5,593 |
| Salaries and employee benefits | $610,000 | 5,270 |
| Premises and equipment expense | $127,000 | 5,202 |
| Additional noninterest expense | $217,000 | 6,076 |
| Pre-tax net operating income | $540,000 | 4,011 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $540,000 | 3,781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 3,782 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $540,000 | 3,784 |
| Net charge-offs | $29,000 | 3,772 |
| Cash dividends | $400,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $540,000 | 3,689 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 5,124 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $730,000 | 5,071 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $34,000 | 6,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,532 |
| Total noninterest expense | $509,000 | 5,533 |
| Salaries and employee benefits | $328,000 | 5,180 |
| Premises and equipment expense | $64,000 | 5,217 |
| Additional noninterest expense | $117,000 | 6,045 |
| Pre-tax net operating income | $225,000 | 4,297 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $225,000 | 4,070 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $225,000 | 4,073 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $225,000 | 4,073 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $225,000 | 3,976 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,165 |
| Total interest expense | $506,000 | 5,090 |
| Net interest income | $3,006,000 | 5,100 |
| Provision for loan and lease losses | $148,000 | 4,303 |
| Total noninterest income | $127,000 | 6,111 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $137,000 | 4,923 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-10,000 | 6,599 |
| Total noninterest expense | $1,834,000 | 5,802 |
| Salaries and employee benefits | $1,149,000 | 5,473 |
| Premises and equipment expense | $285,000 | 5,073 |
| Additional noninterest expense | $400,000 | 6,353 |
| Pre-tax net operating income | $1,151,000 | 3,796 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,151,000 | 3,645 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,151,000 | 3,646 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,151,000 | 3,648 |
| Net charge-offs | $80,000 | 4,592 |
| Cash dividends | $800,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,151,000 | 3,487 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 5,231 |
| Total interest expense | $384,000 | 5,200 |
| Net interest income | $2,272,000 | 5,151 |
| Provision for loan and lease losses | $140,000 | 3,959 |
| Total noninterest income | $95,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $102,000 | 5,015 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-7,000 | 6,727 |
| Total noninterest expense | $1,398,000 | 5,829 |
| Salaries and employee benefits | $899,000 | 5,420 |
| Premises and equipment expense | $214,000 | 5,136 |
| Additional noninterest expense | $285,000 | 6,471 |
| Pre-tax net operating income | $829,000 | 3,972 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $829,000 | 3,802 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $829,000 | 3,802 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $829,000 | 3,803 |
| Net charge-offs | $55,000 | 4,450 |
| Cash dividends | $600,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $829,000 | 3,631 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,751,000 | 5,291 |
| Total interest expense | $260,000 | 5,273 |
| Net interest income | $1,491,000 | 5,220 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $47,000 | 6,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $69,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-22,000 | 6,885 |
| Total noninterest expense | $953,000 | 5,823 |
| Salaries and employee benefits | $608,000 | 5,440 |
| Premises and equipment expense | $148,000 | 5,076 |
| Additional noninterest expense | $197,000 | 6,476 |
| Pre-tax net operating income | $535,000 | 4,008 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $535,000 | 3,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $535,000 | 3,864 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $535,000 | 3,865 |
| Net charge-offs | $47,000 | 4,084 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $535,000 | 3,675 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $882,000 | 5,323 |
| Total interest expense | $130,000 | 5,375 |
| Net interest income | $752,000 | 5,225 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $48,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $33,000 | 5,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $15,000 | 5,956 |
| Total noninterest expense | $521,000 | 5,686 |
| Salaries and employee benefits | $341,000 | 5,193 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $101,000 | 6,494 |
| Pre-tax net operating income | $249,000 | 4,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $249,000 | 3,982 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $249,000 | 3,984 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $249,000 | 3,984 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $200,000 | 1,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $249,000 | 3,829 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 5,379 |
| Total interest expense | $528,000 | 5,745 |
| Net interest income | $3,068,000 | 5,201 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $220,000 | 5,625 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $154,000 | 4,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $66,000 | 5,702 |
| Total noninterest expense | $1,930,000 | 5,888 |
| Salaries and employee benefits | $1,155,000 | 5,595 |
| Premises and equipment expense | $264,000 | 5,500 |
| Additional noninterest expense | $511,000 | 6,255 |
| Pre-tax net operating income | $1,238,000 | 3,349 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,238,000 | 3,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,238,000 | 3,151 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,238,000 | 3,151 |
| Net charge-offs | $116,000 | 4,849 |
| Cash dividends | $850,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,238,000 | 3,051 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 5,446 |
| Total interest expense | $398,000 | 5,858 |
| Net interest income | $2,293,000 | 5,250 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $164,000 | 5,719 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $115,000 | 4,875 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $49,000 | 5,814 |
| Total noninterest expense | $1,474,000 | 5,883 |
| Salaries and employee benefits | $907,000 | 5,509 |
| Premises and equipment expense | $208,000 | 5,442 |
| Additional noninterest expense | $359,000 | 6,387 |
| Pre-tax net operating income | $893,000 | 3,517 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $893,000 | 3,289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $893,000 | 3,291 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $893,000 | 3,290 |
| Net charge-offs | $83,000 | 4,603 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $893,000 | 3,183 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 5,488 |
| Total interest expense | $269,000 | 5,946 |
| Net interest income | $1,529,000 | 5,290 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $108,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $79,000 | 4,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 5,978 |
| Total noninterest expense | $978,000 | 5,954 |
| Salaries and employee benefits | $606,000 | 5,553 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $230,000 | 6,508 |
| Pre-tax net operating income | $599,000 | 3,475 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $599,000 | 3,195 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $599,000 | 3,196 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $599,000 | 3,197 |
| Net charge-offs | $76,000 | 4,099 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $599,000 | 3,108 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 5,549 |
| Total interest expense | $133,000 | 6,060 |
| Net interest income | $757,000 | 5,315 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $51,000 | 5,918 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $518,000 | 5,872 |
| Salaries and employee benefits | $324,000 | 5,429 |
| Premises and equipment expense | $73,000 | 5,426 |
| Additional noninterest expense | $121,000 | 6,488 |
| Pre-tax net operating income | $260,000 | 3,761 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $260,000 | 3,511 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $260,000 | 3,507 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $260,000 | 3,509 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $260,000 | 3,449 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 5,691 |
| Total interest expense | $650,000 | 6,105 |
| Net interest income | $2,884,000 | 5,456 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $216,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $156,000 | 4,840 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $60,000 | 5,952 |
| Total noninterest expense | $1,822,000 | 6,183 |
| Salaries and employee benefits | $1,073,000 | 5,885 |
| Premises and equipment expense | $279,000 | 5,580 |
| Additional noninterest expense | $470,000 | 6,602 |
| Pre-tax net operating income | $1,128,000 | 3,179 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,128,000 | 3,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,128,000 | 3,011 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,128,000 | 3,014 |
| Net charge-offs | $151,000 | 5,050 |
| Cash dividends | $800,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,128,000 | 2,895 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 5,835 |
| Total interest expense | $506,000 | 6,185 |
| Net interest income | $2,109,000 | 5,588 |
| Provision for loan and lease losses | $105,000 | 5,634 |
| Total noninterest income | $162,000 | 5,969 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $116,000 | 4,926 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,362,000 | 6,243 |
| Salaries and employee benefits | $826,000 | 5,895 |
| Premises and equipment expense | $203,000 | 5,712 |
| Additional noninterest expense | $333,000 | 6,739 |
| Pre-tax net operating income | $804,000 | 3,457 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $804,000 | 3,270 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $804,000 | 3,268 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $804,000 | 3,270 |
| Net charge-offs | $91,000 | 5,003 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $804,000 | 3,149 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 5,890 |
| Total interest expense | $345,000 | 6,232 |
| Net interest income | $1,389,000 | 5,639 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $102,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $75,000 | 4,997 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $27,000 | 6,237 |
| Total noninterest expense | $918,000 | 6,255 |
| Salaries and employee benefits | $559,000 | 5,901 |
| Premises and equipment expense | $133,000 | 5,759 |
| Additional noninterest expense | $226,000 | 6,749 |
| Pre-tax net operating income | $513,000 | 3,581 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $513,000 | 3,365 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $513,000 | 3,362 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $513,000 | 3,364 |
| Net charge-offs | $61,000 | 4,705 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $513,000 | 3,256 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $859,000 | 5,964 |
| Total interest expense | $180,000 | 6,280 |
| Net interest income | $679,000 | 5,729 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $50,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $502,000 | 6,158 |
| Salaries and employee benefits | $299,000 | 5,830 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $138,000 | 6,490 |
| Pre-tax net operating income | $197,000 | 4,097 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $197,000 | 3,914 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 3,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $197,000 | 3,913 |
| Net charge-offs | $13,000 | 4,704 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $197,000 | 3,806 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 5,982 |
| Total interest expense | $851,000 | 6,349 |
| Net interest income | $2,717,000 | 5,632 |
| Provision for loan and lease losses | $200,000 | 5,783 |
| Total noninterest income | $254,000 | 5,884 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $180,000 | 4,835 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $74,000 | 6,000 |
| Total noninterest expense | $1,836,000 | 6,415 |
| Salaries and employee benefits | $1,058,000 | 6,116 |
| Premises and equipment expense | $249,000 | 6,071 |
| Additional noninterest expense | $529,000 | 6,692 |
| Pre-tax net operating income | $935,000 | 3,093 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $935,000 | 2,877 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $935,000 | 2,876 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $935,000 | 2,877 |
| Net charge-offs | $93,000 | 5,764 |
| Cash dividends | $700,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $935,000 | 2,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 6,048 |
| Total interest expense | $653,000 | 6,437 |
| Net interest income | $2,014,000 | 5,684 |
| Provision for loan and lease losses | $45,000 | 6,580 |
| Total noninterest income | $175,000 | 6,115 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $134,000 | 4,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $1,304,000 | 6,546 |
| Salaries and employee benefits | $799,000 | 6,138 |
| Premises and equipment expense | $180,000 | 6,190 |
| Additional noninterest expense | $325,000 | 7,024 |
| Pre-tax net operating income | $840,000 | 3,033 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $840,000 | 2,784 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $840,000 | 2,781 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $840,000 | 2,784 |
| Net charge-offs | $56,000 | 5,586 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $840,000 | 2,730 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 6,105 |
| Total interest expense | $446,000 | 6,502 |
| Net interest income | $1,336,000 | 5,702 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $111,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $883,000 | 6,572 |
| Salaries and employee benefits | $533,000 | 6,198 |
| Premises and equipment expense | $123,000 | 6,197 |
| Additional noninterest expense | $227,000 | 7,009 |
| Pre-tax net operating income | $534,000 | 3,206 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $534,000 | 2,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $534,000 | 2,975 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $534,000 | 2,976 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $534,000 | 2,871 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,165 |
| Total interest expense | $234,000 | 6,522 |
| Net interest income | $649,000 | 5,783 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $45,000 | 4,805 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $282,000 | 6,124 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $101,000 | 7,077 |
| Pre-tax net operating income | $249,000 | 3,646 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $249,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 3,457 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $249,000 | 3,457 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $249,000 | 3,297 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 6,107 |
| Total interest expense | $1,219,000 | 6,404 |
| Net interest income | $2,608,000 | 5,801 |
| Provision for loan and lease losses | $38,000 | 6,743 |
| Total noninterest income | $283,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $216,000 | 4,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $67,000 | 6,437 |
| Total noninterest expense | $1,675,000 | 6,649 |
| Salaries and employee benefits | $1,032,000 | 6,339 |
| Premises and equipment expense | $234,000 | 6,385 |
| Additional noninterest expense | $409,000 | 7,013 |
| Pre-tax net operating income | $1,178,000 | 3,441 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,178,000 | 2,964 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,178,000 | 2,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,719 |
| Cash dividends | $710,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,178,000 | 3,103 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 6,168 |
| Total interest expense | $959,000 | 6,429 |
| Net interest income | $1,921,000 | 5,900 |
| Provision for loan and lease losses | $23,000 | 6,429 |
| Total noninterest income | $219,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $164,000 | 4,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $1,222,000 | 6,712 |
| Salaries and employee benefits | $762,000 | 6,402 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $288,000 | 7,119 |
| Pre-tax net operating income | $895,000 | 3,882 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $895,000 | 3,329 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $895,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $410,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $895,000 | 3,464 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 6,218 |
| Total interest expense | $676,000 | 6,432 |
| Net interest income | $1,251,000 | 5,960 |
| Provision for loan and lease losses | $15,000 | 6,116 |
| Total noninterest income | $149,000 | 5,993 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $113,000 | 4,608 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $36,000 | 6,561 |
| Total noninterest expense | $769,000 | 6,881 |
| Salaries and employee benefits | $500,000 | 6,487 |
| Premises and equipment expense | $116,000 | 6,460 |
| Additional noninterest expense | $153,000 | 7,474 |
| Pre-tax net operating income | $616,000 | 3,963 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $616,000 | 3,590 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $616,000 | 3,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $210,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $616,000 | 3,534 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,279 |
| Total interest expense | $369,000 | 6,411 |
| Net interest income | $604,000 | 6,087 |
| Provision for loan and lease losses | $8,000 | 5,577 |
| Total noninterest income | $73,000 | 6,039 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,737 |
| Total noninterest expense | $395,000 | 6,848 |
| Salaries and employee benefits | $246,000 | 6,558 |
| Premises and equipment expense | $65,000 | 6,253 |
| Additional noninterest expense | $84,000 | 7,356 |
| Pre-tax net operating income | $274,000 | 4,355 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $274,000 | 3,999 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $274,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,778 |
| Cash dividends | $110,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $274,000 | 3,917 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 6,294 |
| Total interest expense | $1,625,000 | 6,264 |
| Net interest income | $2,240,000 | 6,233 |
| Provision for loan and lease losses | $157,000 | 4,266 |
| Total noninterest income | $251,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,000 | 6,977 |
| Total noninterest expense | $1,567,000 | 6,817 |
| Salaries and employee benefits | $968,000 | 6,515 |
| Premises and equipment expense | $245,000 | 6,302 |
| Additional noninterest expense | $354,000 | 7,285 |
| Pre-tax net operating income | $767,000 | 5,255 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $767,000 | 4,873 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $767,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,931 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $767,000 | 4,852 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 6,355 |
| Total interest expense | $1,227,000 | 6,287 |
| Net interest income | $1,646,000 | 6,335 |
| Provision for loan and lease losses | $154,000 | 3,440 |
| Total noninterest income | $185,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 5,025 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $1,142,000 | 6,865 |
| Salaries and employee benefits | $717,000 | 6,540 |
| Premises and equipment expense | $174,000 | 6,420 |
| Additional noninterest expense | $251,000 | 7,363 |
| Pre-tax net operating income | $535,000 | 5,653 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $535,000 | 5,244 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $535,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,103 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $535,000 | 5,227 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 6,408 |
| Total interest expense | $826,000 | 6,297 |
| Net interest income | $1,076,000 | 6,420 |
| Provision for loan and lease losses | $151,000 | 2,572 |
| Total noninterest income | $122,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $97,000 | 5,000 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $25,000 | 7,165 |
| Total noninterest expense | $799,000 | 6,799 |
| Salaries and employee benefits | $495,000 | 6,509 |
| Premises and equipment expense | $115,000 | 6,479 |
| Additional noninterest expense | $189,000 | 7,174 |
| Pre-tax net operating income | $248,000 | 6,368 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,703 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $248,000 | 6,016 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 6,412 |
| Total interest expense | $419,000 | 6,283 |
| Net interest income | $535,000 | 6,470 |
| Provision for loan and lease losses | $145,000 | 1,545 |
| Total noninterest income | $56,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $44,000 | 5,130 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $12,000 | 7,222 |
| Total noninterest expense | $401,000 | 6,825 |
| Salaries and employee benefits | $255,000 | 6,482 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $86,000 | 7,356 |
| Pre-tax net operating income | $45,000 | 7,346 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $45,000 | 7,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $45,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 941 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $45,000 | 7,220 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 6,429 |
| Total interest expense | $1,359,000 | 6,321 |
| Net interest income | $2,127,000 | 6,418 |
| Provision for loan and lease losses | $74,000 | 5,113 |
| Total noninterest income | $288,000 | 6,257 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $225,000 | 4,738 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,999 |
| Total noninterest expense | $1,553,000 | 6,798 |
| Salaries and employee benefits | $995,000 | 6,412 |
| Premises and equipment expense | $216,000 | 6,563 |
| Additional noninterest expense | $342,000 | 7,356 |
| Pre-tax net operating income | $788,000 | 5,691 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $788,000 | 5,250 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $788,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $788,000 | 5,249 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 6,495 |
| Total interest expense | $981,000 | 6,357 |
| Net interest income | $1,589,000 | 6,490 |
| Provision for loan and lease losses | $46,000 | 5,138 |
| Total noninterest income | $202,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $164,000 | 4,842 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,269 |
| Total noninterest expense | $1,149,000 | 6,848 |
| Salaries and employee benefits | $738,000 | 6,446 |
| Premises and equipment expense | $161,000 | 6,593 |
| Additional noninterest expense | $250,000 | 7,418 |
| Pre-tax net operating income | $596,000 | 5,872 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $596,000 | 5,371 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $596,000 | 5,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $596,000 | 5,366 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 6,527 |
| Total interest expense | $635,000 | 6,340 |
| Net interest income | $1,048,000 | 6,550 |
| Provision for loan and lease losses | $29,000 | 5,242 |
| Total noninterest income | $127,000 | 6,561 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $105,000 | 4,917 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,458 |
| Total noninterest expense | $765,000 | 6,889 |
| Salaries and employee benefits | $509,000 | 6,387 |
| Premises and equipment expense | $108,000 | 6,597 |
| Additional noninterest expense | $148,000 | 7,632 |
| Pre-tax net operating income | $381,000 | 5,996 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $381,000 | 5,491 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $381,000 | 5,487 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,535 |
| Total interest expense | $318,000 | 6,262 |
| Net interest income | $517,000 | 6,600 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $61,000 | 6,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $399,000 | 6,779 |
| Salaries and employee benefits | $268,000 | 6,251 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $75,000 | 7,620 |
| Pre-tax net operating income | $173,000 | 6,125 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $173,000 | 5,647 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $173,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $173,000 | 5,638 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 6,415 |
| Total interest expense | $970,000 | 6,351 |
| Net interest income | $2,249,000 | 6,324 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $253,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $175,000 | 5,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $78,000 | 6,787 |
| Total noninterest expense | $1,549,000 | 6,805 |
| Salaries and employee benefits | $989,000 | 6,378 |
| Premises and equipment expense | $216,000 | 6,560 |
| Additional noninterest expense | $344,000 | 7,376 |
| Pre-tax net operating income | $923,000 | 5,575 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $923,000 | 5,021 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $923,000 | 5,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $923,000 | 4,991 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 6,424 |
| Total interest expense | $684,000 | 6,419 |
| Net interest income | $1,716,000 | 6,313 |
| Provision for loan and lease losses | $23,000 | 6,069 |
| Total noninterest income | $196,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $1,152,000 | 6,824 |
| Salaries and employee benefits | $725,000 | 6,443 |
| Premises and equipment expense | $162,000 | 6,537 |
| Additional noninterest expense | $265,000 | 7,348 |
| Pre-tax net operating income | $737,000 | 5,537 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $737,000 | 4,958 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $737,000 | 4,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $305,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $737,000 | 4,915 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 6,431 |
| Total interest expense | $437,000 | 6,391 |
| Net interest income | $1,137,000 | 6,329 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $88,000 | 5,294 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $749,000 | 6,914 |
| Salaries and employee benefits | $476,000 | 6,483 |
| Premises and equipment expense | $111,000 | 6,473 |
| Additional noninterest expense | $162,000 | 7,483 |
| Pre-tax net operating income | $515,000 | 5,416 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $515,000 | 4,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $515,000 | 4,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $205,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $515,000 | 4,770 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,420 |
| Total interest expense | $206,000 | 6,461 |
| Net interest income | $582,000 | 6,310 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $48,000 | 7,143 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $378,000 | 6,915 |
| Salaries and employee benefits | $238,000 | 6,517 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $85,000 | 7,462 |
| Pre-tax net operating income | $244,000 | 5,497 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $244,000 | 4,934 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $244,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $105,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $244,000 | 4,886 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,061,000 | 6,360 |
| Total interest expense | $823,000 | 6,184 |
| Net interest income | $2,238,000 | 6,326 |
| Provision for loan and lease losses | $71,000 | 5,490 |
| Total noninterest income | $230,000 | 6,919 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $189,000 | 5,345 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,483,000 | 6,910 |
| Salaries and employee benefits | $948,000 | 6,450 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $313,000 | 7,627 |
| Pre-tax net operating income | $914,000 | 5,454 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $914,000 | 4,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $914,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $914,000 | 4,858 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,291,000 | 6,379 |
| Total interest expense | $628,000 | 6,137 |
| Net interest income | $1,663,000 | 6,357 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $177,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $1,086,000 | 6,949 |
| Salaries and employee benefits | $703,000 | 6,443 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $221,000 | 7,738 |
| Pre-tax net operating income | $694,000 | 5,542 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $694,000 | 4,979 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $694,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,217 |
| Cash dividends | $330,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $694,000 | 4,889 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 6,436 |
| Total interest expense | $426,000 | 6,110 |
| Net interest income | $1,086,000 | 6,442 |
| Provision for loan and lease losses | $49,000 | 4,763 |
| Total noninterest income | $119,000 | 6,916 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $732,000 | 6,956 |
| Salaries and employee benefits | $471,000 | 6,488 |
| Premises and equipment expense | $109,000 | 6,576 |
| Additional noninterest expense | $152,000 | 7,700 |
| Pre-tax net operating income | $424,000 | 5,719 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $424,000 | 5,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $424,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,147 |
| Cash dividends | $225,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $424,000 | 5,073 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 6,361 |
| Total interest expense | $219,000 | 6,090 |
| Net interest income | $560,000 | 6,368 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $60,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $360,000 | 7,045 |
| Salaries and employee benefits | $227,000 | 6,635 |
| Premises and equipment expense | $54,000 | 6,592 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $245,000 | 5,335 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $245,000 | 4,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $245,000 | 4,691 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,234 |
| Total interest expense | $966,000 | 6,212 |
| Net interest income | $2,304,000 | 6,171 |
| Provision for loan and lease losses | $75,000 | 5,722 |
| Total noninterest income | $212,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $1,426,000 | 7,024 |
| Salaries and employee benefits | $910,000 | 6,560 |
| Premises and equipment expense | $180,000 | 7,024 |
| Additional noninterest expense | $336,000 | 7,532 |
| Pre-tax net operating income | $1,015,000 | 5,135 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $1,008,000 | 4,622 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,008,000 | 4,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,070 |
| Cash dividends | $570,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,008,000 | 4,457 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 6,270 |
| Total interest expense | $734,000 | 6,332 |
| Net interest income | $1,750,000 | 6,150 |
| Provision for loan and lease losses | $53,000 | 5,711 |
| Total noninterest income | $163,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $136,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $978,000 | 7,261 |
| Salaries and employee benefits | $601,000 | 6,910 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $257,000 | 7,497 |
| Pre-tax net operating income | $882,000 | 4,882 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,000 | 7,163 |
| Income before extraordinary items | $875,000 | 4,369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $875,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,836 |
| Cash dividends | $455,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $875,000 | 4,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 6,290 |
| Total interest expense | $496,000 | 6,411 |
| Net interest income | $1,172,000 | 6,134 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $625,000 | 7,385 |
| Salaries and employee benefits | $398,000 | 6,954 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $151,000 | 7,757 |
| Pre-tax net operating income | $617,000 | 4,753 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $7,000 | 7,084 |
| Income before extraordinary items | $610,000 | 4,247 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $610,000 | 4,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,562 |
| Cash dividends | $302,000 | 2,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $610,000 | 4,046 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,290 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $589,000 | 6,112 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $50,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $324,000 | 7,328 |
| Salaries and employee benefits | $202,000 | 6,954 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $82,000 | 7,612 |
| Pre-tax net operating income | $300,000 | 4,784 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $152,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 6,424 |
| Total interest expense | $1,156,000 | 6,531 |
| Net interest income | $2,255,000 | 6,236 |
| Provision for loan and lease losses | $84,000 | 5,998 |
| Total noninterest income | $181,000 | 7,513 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $142,000 | 5,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,316,000 | 7,212 |
| Salaries and employee benefits | $800,000 | 6,879 |
| Premises and equipment expense | $151,000 | 7,432 |
| Additional noninterest expense | $365,000 | 7,377 |
| Pre-tax net operating income | $1,036,000 | 5,117 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,036,000 | 4,502 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,036,000 | 4,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $602,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,036,000 | 4,381 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,688,000 | 6,598 |
| Total interest expense | $1,697,000 | 6,610 |
| Net interest income | $1,991,000 | 6,449 |
| Provision for loan and lease losses | $146,000 | 4,852 |
| Total noninterest income | $162,000 | 7,717 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $127,000 | 6,132 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $1,039,000 | 7,855 |
| Salaries and employee benefits | $679,000 | 7,288 |
| Premises and equipment expense | $141,000 | 7,677 |
| Additional noninterest expense | $219,000 | 8,515 |
| Pre-tax net operating income | $968,000 | 4,984 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $225,000 | 4,804 |
| Income before extraordinary items | $743,000 | 5,074 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $743,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $376,000 | 4,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $743,000 | 4,965 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 7,017 |
| Total interest expense | $1,667,000 | 6,829 |
| Net interest income | $1,724,000 | 7,073 |
| Provision for loan and lease losses | $44,000 | 6,751 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $954,000 | 8,143 |
| Salaries and employee benefits | $609,000 | 7,654 |
| Premises and equipment expense | $144,000 | 7,690 |
| Additional noninterest expense | $201,000 | 8,773 |
| Pre-tax net operating income | $851,000 | 5,698 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $198,000 | 5,412 |
| Income before extraordinary items | $653,000 | 5,602 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $653,000 | 5,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $653,000 | 5,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 7,319 |
| Total interest expense | $1,430,000 | 7,129 |
| Net interest income | $1,620,000 | 7,360 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $109,000 | 8,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $889,000 | 8,461 |
| Salaries and employee benefits | $544,000 | 8,075 |
| Premises and equipment expense | $143,000 | 7,784 |
| Additional noninterest expense | $202,000 | 9,003 |
| Pre-tax net operating income | $804,000 | 5,913 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $206,000 | 5,635 |
| Income before extraordinary items | $598,000 | 5,910 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $598,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $598,000 | 5,884 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 7,572 |
| Total interest expense | $1,431,000 | 7,346 |
| Net interest income | $1,534,000 | 7,611 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $100,000 | 9,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 7,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,437 |
| Total noninterest expense | $809,000 | 8,753 |
| Salaries and employee benefits | $508,000 | 8,309 |
| Premises and equipment expense | $129,000 | 8,085 |
| Additional noninterest expense | $172,000 | 9,434 |
| Pre-tax net operating income | $786,000 | 6,148 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $587,000 | 6,115 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $587,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $325,000 | 4,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $587,000 | 6,010 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 8,050 |
| Total interest expense | $1,325,000 | 7,790 |
| Net interest income | $1,438,000 | 8,131 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $103,000 | 9,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $781,000 | 9,099 |
| Salaries and employee benefits | $487,000 | 8,700 |
| Premises and equipment expense | $126,000 | 8,337 |
| Additional noninterest expense | $168,000 | 9,797 |
| Pre-tax net operating income | $724,000 | 6,881 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $179,000 | 7,191 |
| Income before extraordinary items | $545,000 | 6,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $545,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $545,000 | 6,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,531,000 | 8,661 |
| Total interest expense | $1,176,000 | 8,454 |
| Net interest income | $1,355,000 | 8,634 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $92,000 | 10,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $715,000 | 9,762 |
| Salaries and employee benefits | $447,000 | 9,276 |
| Premises and equipment expense | $110,000 | 9,028 |
| Additional noninterest expense | $158,000 | 10,460 |
| Pre-tax net operating income | $708,000 | 6,897 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $542,000 | 6,613 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $542,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $250,000 | 4,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $542,000 | 6,550 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 9,239 |
| Total interest expense | $1,066,000 | 9,014 |
| Net interest income | $1,244,000 | 9,214 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $84,000 | 10,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,150 |
| Total noninterest expense | $638,000 | 10,421 |
| Salaries and employee benefits | $395,000 | 9,985 |
| Premises and equipment expense | $86,000 | 10,034 |
| Additional noninterest expense | $157,000 | 10,973 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $164,000 | 8,034 |
| Income before extraordinary items | $502,000 | 7,237 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $502,000 | 7,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $502,000 | 7,207 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 9,533 |
| Total interest expense | $829,000 | 9,449 |
| Net interest income | $1,315,000 | 9,414 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $90,000 | 10,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 8,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $633,000 | 10,965 |
| Salaries and employee benefits | $379,000 | 10,473 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $178,000 | 11,428 |
| Pre-tax net operating income | $724,000 | 7,262 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $194,000 | 7,444 |
| Income before extraordinary items | $530,000 | 7,074 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $530,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $152,000 | 6,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $530,000 | 7,120 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 9,818 |
| Total interest expense | $841,000 | 9,831 |
| Net interest income | $1,345,000 | 9,585 |
| Provision for loan and lease losses | $48,000 | 7,582 |
| Total noninterest income | $89,000 | 11,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 9,246 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,333 |
| Total noninterest expense | $621,000 | 11,534 |
| Salaries and employee benefits | $360,000 | 11,048 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $184,000 | 11,957 |
| Pre-tax net operating income | $765,000 | 6,998 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $510,000 | 7,462 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $510,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $510,000 | 7,221 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 10,542 |
| Total interest expense | $969,000 | 10,532 |
| Net interest income | $1,197,000 | 10,334 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $73,000 | 12,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $553,000 | 12,342 |
| Salaries and employee benefits | $305,000 | 11,960 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $173,000 | 12,625 |
| Pre-tax net operating income | $648,000 | 7,405 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $431,000 | 7,921 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $431,000 | 8,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $429,020 | 7,581 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.