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HarborOne Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$244,704,000259
Total interest expense$114,325,000215
Net interest income$130,379,000299
Provision for loan and lease losses$5,680,000301
Total noninterest income$43,223,000275
Gross Fiduciary activities income$0981
Service charges on deposit accounts$8,472,000189
Trading account gains and fees$0123
Additional Noninterest Income$34,751,000226
Total noninterest expense$140,065,000242
Salaries and employee benefits$76,259,000234
Premises and equipment expense$15,170,000206
Additional noninterest expense$34,751,000226
Pre-tax net operating income$27,857,000534
Securities gains (losses)$0988
Applicable income taxes$9,616,000359
Income before extraordinary items$18,241,000615
Extraordinary gains, net$054
Net income$18,241,000625
Minority interest net income$088
Net income of bank and minority interests.$18,241,000618
Net charge-offs$3,953,000262
Cash dividends$49,500,000170
Sale, conversion, retirement of capital stock, net$1,838,000148
Net operating income$18,241,000632
2023-09-30 (YTD Data)Rank
Total interest income$180,219,000262
Total interest expense$80,738,000215
Net interest income$99,481,000302
Provision for loan and lease losses$5,035,000267
Total noninterest income$34,079,000264
Gross Fiduciary activities income$0950
Service charges on deposit accounts$6,232,000189
Trading account gains and fees$0125
Additional Noninterest Income$27,847,000215
Total noninterest expense$96,405,000258
Salaries and employee benefits$56,508,000239
Premises and equipment expense$11,372,000209
Additional noninterest expense$27,847,000215
Pre-tax net operating income$32,120,000411
Securities gains (losses)$0849
Applicable income taxes$7,676,000357
Income before extraordinary items$24,444,000417
Extraordinary gains, net$052
Net income$24,444,000420
Minority interest net income$081
Net income of bank and minority interests.$24,444,000417
Net charge-offs$2,642,000256
Cash dividends$10,500,000362
Sale, conversion, retirement of capital stock, net$1,378,000143
Net operating income$24,444,000423
2023-06-30 (YTD Data)Rank
Total interest income$116,900,000257
Total interest expense$49,239,000212
Net interest income$67,661,000292
Provision for loan and lease losses$5,149,000207
Total noninterest income$22,118,000259
Gross Fiduciary activities income$0931
Service charges on deposit accounts$4,044,000187
Trading account gains and fees$0112
Additional Noninterest Income$18,074,000215
Total noninterest expense$64,126,000254
Salaries and employee benefits$37,219,000239
Premises and equipment expense$7,798,000194
Additional noninterest expense$18,074,000215
Pre-tax net operating income$20,504,000421
Securities gains (losses)$0938
Applicable income taxes$4,976,000368
Income before extraordinary items$15,528,000425
Extraordinary gains, net$051
Net income$15,528,000433
Minority interest net income$081
Net income of bank and minority interests.$15,528,000425
Net charge-offs$2,660,000193
Cash dividends$7,000,000349
Sale, conversion, retirement of capital stock, net$919,000128
Net operating income$15,528,000430
2023-03-31 (YTD Data)Rank
Total interest income$55,988,000266
Total interest expense$21,049,000216
Net interest income$34,939,000293
Provision for loan and lease losses$1,865,000246
Total noninterest income$9,069,000298
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,978,000199
Trading account gains and fees$097
Additional Noninterest Income$7,091,000249
Total noninterest expense$31,942,000264
Salaries and employee benefits$18,389,000251
Premises and equipment expense$4,093,000196
Additional noninterest expense$7,091,000249
Pre-tax net operating income$10,201,000432
Securities gains (losses)$0950
Applicable income taxes$2,550,000372
Income before extraordinary items$7,651,000448
Extraordinary gains, net$04
Net income$7,651,000448
Minority interest net income$048
Net income of bank and minority interests.$7,651,000449
Net charge-offs$-11,0004,071
Cash dividends$3,500,000337
Sale, conversion, retirement of capital stock, net$459,000111
Net operating income$7,651,000454
2022-12-31 (YTD Data)Rank
Total interest income$172,511,000275
Total interest expense$21,008,000255
Net interest income$151,503,000276
Provision for loan and lease losses$5,660,000258
Total noninterest income$58,214,000224
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$7,666,000204
Trading account gains and fees$239,00095
Additional Noninterest Income$50,309,000177
Total noninterest expense$138,962,000243
Salaries and employee benefits$84,334,000216
Premises and equipment expense$16,255,000196
Additional noninterest expense$50,309,000177
Pre-tax net operating income$65,095,000315
Securities gains (losses)$0691
Applicable income taxes$16,867,000267
Income before extraordinary items$48,228,000329
Extraordinary gains, net$05
Net income$48,228,000329
Minority interest net income$063
Net income of bank and minority interests.$48,228,000329
Net charge-offs$3,494,000201
Cash dividends$13,000,000385
Sale, conversion, retirement of capital stock, net$1,838,000181
Net operating income$48,228,000339
2022-09-30 (YTD Data)Rank
Total interest income$120,375,000274
Total interest expense$8,770,000289
Net interest income$111,605,000275
Provision for loan and lease losses$3,552,000272
Total noninterest income$48,175,000215
Gross Fiduciary activities income$0968
Service charges on deposit accounts$5,664,000206
Trading account gains and fees$239,00091
Additional Noninterest Income$42,272,000171
Total noninterest expense$104,406,000243
Salaries and employee benefits$63,970,000215
Premises and equipment expense$12,189,000195
Additional noninterest expense$42,272,000171
Pre-tax net operating income$51,822,000307
Securities gains (losses)$0740
Applicable income taxes$14,050,000263
Income before extraordinary items$37,772,000315
Extraordinary gains, net$04
Net income$37,772,000315
Minority interest net income$057
Net income of bank and minority interests.$37,772,000315
Net charge-offs$1,427,000252
Cash dividends$9,500,000377
Sale, conversion, retirement of capital stock, net$1,378,000166
Net operating income$37,772,000327
2022-06-30 (YTD Data)Rank
Total interest income$75,684,000273
Total interest expense$4,024,000316
Net interest income$71,660,000269
Provision for loan and lease losses$2,884,000211
Total noninterest income$33,736,000202
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,640,000213
Trading account gains and fees$239,00082
Additional Noninterest Income$29,857,000168
Total noninterest expense$69,759,000229
Salaries and employee benefits$42,662,000207
Premises and equipment expense$8,332,000191
Additional noninterest expense$18,765,000271
Pre-tax net operating income$32,753,000307
Securities gains (losses)$0687
Applicable income taxes$9,198,000249
Income before extraordinary items$23,555,000323
Extraordinary gains, net$04
Net income$23,555,000323
Minority interest net income$060
Net income of bank and minority interests.$23,555,000323
Net charge-offs$2,226,000158
Cash dividends$6,000,000380
Sale, conversion, retirement of capital stock, net$919,000150
Net operating income$23,555,000332
2022-03-31 (YTD Data)Rank
Total interest income$35,659,000277
Total interest expense$1,823,000318
Net interest income$33,836,000278
Provision for loan and lease losses$338,000450
Total noninterest income$19,477,000189
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,748,000224
Trading account gains and fees$239,00074
Additional Noninterest Income$17,490,000155
Total noninterest expense$35,064,000229
Salaries and employee benefits$20,978,000214
Premises and equipment expense$4,548,000186
Additional noninterest expense$9,538,000267
Pre-tax net operating income$17,911,000279
Securities gains (losses)$0623
Applicable income taxes$5,098,000232
Income before extraordinary items$12,813,000294
Extraordinary gains, net$04
Net income$12,813,000294
Minority interest net income$050
Net income of bank and minority interests.$12,813,000294
Net charge-offs$2,730,00093
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$459,000128
Net operating income$12,813,000295
2021-12-31 (YTD Data)Rank
Total interest income$143,928,000272
Total interest expense$10,640,000274
Net interest income$133,288,000271
Provision for loan and lease losses$-7,258,0004,706
Total noninterest income$102,075,000174
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,283,000225
Trading account gains and fees$-341,0001,257
Additional Noninterest Income$96,133,000142
Total noninterest expense$159,234,000211
Salaries and employee benefits$102,599,000177
Premises and equipment expense$15,873,000204
Additional noninterest expense$40,762,000249
Pre-tax net operating income$83,387,000259
Securities gains (losses)$241,000541
Applicable income taxes$22,502,000233
Income before extraordinary items$61,126,000283
Extraordinary gains, net$010
Net income$61,126,000283
Minority interest net income$074
Net income of bank and minority interests.$61,126,000283
Net charge-offs$2,760,000238
Cash dividends$90,000,000126
Sale, conversion, retirement of capital stock, net$1,838,000175
Net operating income$60,935,610278
2021-09-30 (YTD Data)Rank
Total interest income$107,530,000275
Total interest expense$8,769,000264
Net interest income$98,761,000274
Provision for loan and lease losses$-5,822,0004,768
Total noninterest income$82,332,000162
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,471,000230
Trading account gains and fees$0132
Additional Noninterest Income$77,861,000134
Total noninterest expense$120,744,000205
Salaries and employee benefits$77,883,000175
Premises and equipment expense$11,908,000206
Additional noninterest expense$30,953,000246
Pre-tax net operating income$66,171,000252
Securities gains (losses)$241,000506
Applicable income taxes$18,779,000216
Income before extraordinary items$47,633,000280
Extraordinary gains, net$08
Net income$47,633,000280
Minority interest net income$069
Net income of bank and minority interests.$47,633,000280
Net charge-offs$1,585,000269
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$1,378,000160
Net operating income$47,442,610275
2021-06-30 (YTD Data)Rank
Total interest income$71,736,000273
Total interest expense$6,247,000258
Net interest income$65,489,000271
Provision for loan and lease losses$-4,195,0004,793
Total noninterest income$59,969,000148
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,749,000237
Trading account gains and fees$0133
Additional Noninterest Income$57,220,000125
Total noninterest expense$81,207,000203
Salaries and employee benefits$52,953,000173
Premises and equipment expense$8,066,000203
Additional noninterest expense$20,188,000244
Pre-tax net operating income$48,446,000238
Securities gains (losses)$01,818
Applicable income taxes$13,645,000203
Income before extraordinary items$34,801,000268
Extraordinary gains, net$06
Net income$34,801,000267
Minority interest net income$067
Net income of bank and minority interests.$34,801,000268
Net charge-offs$-73,0004,488
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$919,000140
Net operating income$34,801,000256
2021-03-31 (YTD Data)Rank
Total interest income$35,820,000272
Total interest expense$3,350,000256
Net interest income$32,470,000273
Provision for loan and lease losses$91,0001,308
Total noninterest income$37,918,000131
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,212,000259
Trading account gains and fees$0127
Additional Noninterest Income$36,706,000112
Total noninterest expense$42,600,000195
Salaries and employee benefits$27,629,000173
Premises and equipment expense$4,309,000194
Additional noninterest expense$10,662,000232
Pre-tax net operating income$27,697,000225
Securities gains (losses)$01,392
Applicable income taxes$7,769,000195
Income before extraordinary items$19,928,000246
Extraordinary gains, net$03
Net income$19,928,000246
Minority interest net income$055
Net income of bank and minority interests.$19,928,000246
Net charge-offs$102,000608
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$459,000123
Net operating income$19,928,000239
2020-12-31 (YTD Data)Rank
Total interest income$147,801,000275
Total interest expense$26,656,000223
Net interest income$121,145,000286
Provision for loan and lease losses$34,815,000175
Total noninterest income$136,282,000129
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$4,250,000280
Trading account gains and fees$0133
Additional Noninterest Income$132,032,000111
Total noninterest expense$164,575,000197
Salaries and employee benefits$106,885,000169
Premises and equipment expense$15,005,000212
Additional noninterest expense$42,685,000233
Pre-tax net operating income$58,037,000260
Securities gains (losses)$2,533,000193
Applicable income taxes$13,491,000238
Income before extraordinary items$47,079,000261
Extraordinary gains, net$04
Net income$47,079,000260
Minority interest net income$072
Net income of bank and minority interests.$47,079,000261
Net charge-offs$3,480,000283
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,838,000161
Net operating income$45,077,930259
2020-09-30 (YTD Data)Rank
Total interest income$110,111,000274
Total interest expense$22,121,000219
Net interest income$87,990,000286
Provision for loan and lease losses$27,207,000190
Total noninterest income$99,121,000126
Gross Fiduciary activities income$0981
Service charges on deposit accounts$3,135,000280
Trading account gains and fees$0125
Additional Noninterest Income$95,986,000112
Total noninterest expense$123,453,000196
Salaries and employee benefits$79,446,000164
Premises and equipment expense$11,283,000212
Additional noninterest expense$32,724,000223
Pre-tax net operating income$36,451,000276
Securities gains (losses)$2,533,000158
Applicable income taxes$10,865,000210
Income before extraordinary items$28,119,000289
Extraordinary gains, net$04
Net income$28,119,000288
Minority interest net income$065
Net income of bank and minority interests.$28,119,000289
Net charge-offs$2,044,000320
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$1,378,000144
Net operating income$26,117,930304
2020-06-30 (YTD Data)Rank
Total interest income$73,132,000283
Total interest expense$16,672,000216
Net interest income$56,460,000291
Provision for loan and lease losses$13,753,000229
Total noninterest income$54,757,000139
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,302,000261
Trading account gains and fees$0123
Additional Noninterest Income$52,455,000121
Total noninterest expense$78,162,000199
Salaries and employee benefits$49,315,000176
Premises and equipment expense$7,452,000212
Additional noninterest expense$21,395,000224
Pre-tax net operating income$19,302,000292
Securities gains (losses)$2,533,000110
Applicable income taxes$5,745,000223
Income before extraordinary items$16,090,000296
Extraordinary gains, net$04
Net income$16,090,000295
Minority interest net income$065
Net income of bank and minority interests.$16,090,000296
Net charge-offs$1,706,000284
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$919,000126
Net operating income$14,088,930320
2020-03-31 (YTD Data)Rank
Total interest income$36,610,000287
Total interest expense$9,946,000213
Net interest income$26,664,000304
Provision for loan and lease losses$3,749,000286
Total noninterest income$16,228,000195
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,723,000226
Trading account gains and fees$0106
Additional Noninterest Income$14,505,000157
Total noninterest expense$34,854,000223
Salaries and employee benefits$21,546,000188
Premises and equipment expense$3,871,000212
Additional noninterest expense$9,437,000242
Pre-tax net operating income$4,289,000538
Securities gains (losses)$2,525,00059
Applicable income taxes$1,840,000281
Income before extraordinary items$4,974,000406
Extraordinary gains, net$04
Net income$4,974,000405
Minority interest net income$056
Net income of bank and minority interests.$4,974,000406
Net charge-offs$1,420,000191
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$459,000120
Net operating income$2,979,250637
2019-12-31 (YTD Data)Rank
Total interest income$153,429,000276
Total interest expense$43,659,000218
Net interest income$109,770,000297
Provision for loan and lease losses$4,747,000271
Total noninterest income$59,411,000206
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$7,175,000219
Trading account gains and fees$0135
Additional Noninterest Income$52,236,000175
Total noninterest expense$139,823,000214
Salaries and employee benefits$87,589,000185
Premises and equipment expense$14,730,000215
Additional noninterest expense$37,504,000237
Pre-tax net operating income$24,611,000523
Securities gains (losses)$1,344,000185
Applicable income taxes$4,943,000521
Income before extraordinary items$21,012,000518
Extraordinary gains, net$011
Net income$21,012,000518
Minority interest net income$076
Net income of bank and minority interests.$21,012,000519
Net charge-offs$1,342,000544
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$-23,046,0005,175
Net operating income$19,923,360537
2019-09-30 (YTD Data)Rank
Total interest income$114,397,000282
Total interest expense$32,795,000226
Net interest income$81,602,000302
Provision for loan and lease losses$3,496,000271
Total noninterest income$41,358,000212
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$5,234,000226
Trading account gains and fees$0129
Additional Noninterest Income$36,124,000180
Total noninterest expense$101,594,000220
Salaries and employee benefits$63,498,000191
Premises and equipment expense$11,095,000218
Additional noninterest expense$27,001,000243
Pre-tax net operating income$17,870,000539
Securities gains (losses)$1,344,000161
Applicable income taxes$3,010,000585
Income before extraordinary items$16,204,000517
Extraordinary gains, net$011
Net income$16,204,000516
Minority interest net income$072
Net income of bank and minority interests.$16,204,000517
Net charge-offs$1,107,000470
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$-23,747,0005,253
Net operating income$15,075,040536
2019-06-30 (YTD Data)Rank
Total interest income$75,140,000286
Total interest expense$21,573,000225
Net interest income$53,567,000304
Provision for loan and lease losses$2,607,000242
Total noninterest income$24,242,000232
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,349,000234
Trading account gains and fees$0131
Additional Noninterest Income$20,893,000187
Total noninterest expense$66,147,000223
Salaries and employee benefits$40,040,000202
Premises and equipment expense$7,507,000219
Additional noninterest expense$18,600,000244
Pre-tax net operating income$9,055,000645
Securities gains (losses)$1,267,000132
Applicable income taxes$1,821,000610
Income before extraordinary items$8,501,000602
Extraordinary gains, net$011
Net income$8,501,000602
Minority interest net income$069
Net income of bank and minority interests.$8,501,000602
Net charge-offs$1,001,000339
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$297,000220
Net operating income$7,462,060647
2019-03-31 (YTD Data)Rank
Total interest income$36,978,000290
Total interest expense$10,525,000224
Net interest income$26,453,000309
Provision for loan and lease losses$857,000318
Total noninterest income$9,838,000251
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,617,000239
Trading account gains and fees$0126
Additional Noninterest Income$8,221,000212
Total noninterest expense$32,139,000226
Salaries and employee benefits$19,421,000210
Premises and equipment expense$3,842,000216
Additional noninterest expense$8,876,000251
Pre-tax net operating income$3,295,000819
Securities gains (losses)$01,087
Applicable income taxes$601,000782
Income before extraordinary items$2,694,000856
Extraordinary gains, net$05
Net income$2,694,000855
Minority interest net income$052
Net income of bank and minority interests.$2,694,000855
Net charge-offs$230,000557
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$148,000194
Net operating income$2,694,000838
2018-12-31 (YTD Data)Rank
Total interest income$115,307,000324
Total interest expense$26,200,000253
Net interest income$89,107,000346
Provision for loan and lease losses$3,828,000314
Total noninterest income$48,865,000227
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$6,182,000251
Trading account gains and fees$0126
Additional Noninterest Income$42,683,000184
Total noninterest expense$117,508,000235
Salaries and employee benefits$71,179,000209
Premises and equipment expense$11,136,000261
Additional noninterest expense$35,193,000262
Pre-tax net operating income$16,636,000689
Securities gains (losses)$5,000828
Applicable income taxes$3,201,000642
Income before extraordinary items$13,440,000709
Extraordinary gains, net$06
Net income$13,440,000707
Minority interest net income$072
Net income of bank and minority interests.$13,440,000707
Net charge-offs$1,662,000406
Cash dividends$40,000,000177
Sale, conversion, retirement of capital stock, net$594,000291
Net operating income$13,435,950709
2018-09-30 (YTD Data)Rank
Total interest income$78,504,000343
Total interest expense$16,606,000275
Net interest income$61,898,000358
Provision for loan and lease losses$2,326,000349
Total noninterest income$37,286,000222
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$4,341,000260
Trading account gains and fees$0138
Additional Noninterest Income$32,945,000182
Total noninterest expense$81,764,000250
Salaries and employee benefits$50,951,000219
Premises and equipment expense$7,806,000276
Additional noninterest expense$23,007,000279
Pre-tax net operating income$15,094,000587
Securities gains (losses)$01,118
Applicable income taxes$2,923,000572
Income before extraordinary items$12,171,000601
Extraordinary gains, net$05
Net income$12,171,000599
Minority interest net income$066
Net income of bank and minority interests.$12,171,000600
Net charge-offs$1,375,000354
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$445,000265
Net operating income$12,171,000600
2018-06-30 (YTD Data)Rank
Total interest income$50,782,000348
Total interest expense$10,010,000273
Net interest income$40,772,000362
Provision for loan and lease losses$1,694,000323
Total noninterest income$23,607,000232
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,830,000266
Trading account gains and fees$0130
Additional Noninterest Income$20,777,000191
Total noninterest expense$54,844,000247
Salaries and employee benefits$33,980,000220
Premises and equipment expense$5,284,000274
Additional noninterest expense$15,580,000278
Pre-tax net operating income$7,841,000712
Securities gains (losses)$0961
Applicable income taxes$1,963,000559
Income before extraordinary items$5,878,000784
Extraordinary gains, net$06
Net income$5,878,000783
Minority interest net income$065
Net income of bank and minority interests.$5,878,000783
Net charge-offs$939,000345
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$297,000241
Net operating income$5,878,000780
2018-03-31 (YTD Data)Rank
Total interest income$24,602,000354
Total interest expense$4,608,000277
Net interest income$19,994,000367
Provision for loan and lease losses$808,000319
Total noninterest income$11,213,000243
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,381,000274
Trading account gains and fees$0123
Additional Noninterest Income$9,832,000198
Total noninterest expense$26,979,000251
Salaries and employee benefits$16,484,000227
Premises and equipment expense$2,766,000264
Additional noninterest expense$7,729,000275
Pre-tax net operating income$3,420,000759
Securities gains (losses)$0735
Applicable income taxes$914,000572
Income before extraordinary items$2,506,000878
Extraordinary gains, net$07
Net income$2,506,000879
Minority interest net income$052
Net income of bank and minority interests.$2,506,000878
Net charge-offs$434,000336
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$148,000221
Net operating income$2,506,000869
2017-12-31 (YTD Data)Rank
Total interest income$90,061,000356
Total interest expense$15,998,000257
Net interest income$74,063,000372
Provision for loan and lease losses$2,416,000447
Total noninterest income$53,893,000212
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$6,120,000251
Trading account gains and fees$0151
Additional Noninterest Income$47,773,000166
Total noninterest expense$107,860,000243
Salaries and employee benefits$66,777,000208
Premises and equipment expense$10,284,000270
Additional noninterest expense$30,799,000271
Pre-tax net operating income$17,680,000605
Securities gains (losses)$02,243
Applicable income taxes$6,384,000569
Income before extraordinary items$11,296,000670
Extraordinary gains, net$09
Net income$11,296,000670
Minority interest net income$076
Net income of bank and minority interests.$11,296,000670
Net charge-offs$895,000752
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$1,187,000205
Net operating income$11,296,000664
2017-09-30 (YTD Data)Rank
Total interest income$66,345,000364
Total interest expense$11,591,000253
Net interest income$54,754,000377
Provision for loan and lease losses$1,656,000475
Total noninterest income$39,890,000214
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$4,499,000256
Trading account gains and fees$0145
Additional Noninterest Income$35,391,000171
Total noninterest expense$78,792,000249
Salaries and employee benefits$48,978,000211
Premises and equipment expense$7,646,000273
Additional noninterest expense$22,168,000274
Pre-tax net operating income$14,196,000582
Securities gains (losses)$02,274
Applicable income taxes$5,243,000479
Income before extraordinary items$8,953,000699
Extraordinary gains, net$09
Net income$8,953,000699
Minority interest net income$071
Net income of bank and minority interests.$8,953,000699
Net charge-offs$691,000638
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,953,000682
2017-06-30 (YTD Data)Rank
Total interest income$43,013,000369
Total interest expense$7,445,000257
Net interest income$35,568,000382
Provision for loan and lease losses$735,000633
Total noninterest income$25,441,000219
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,899,000263
Trading account gains and fees$0139
Additional Noninterest Income$22,542,000180
Total noninterest expense$50,829,000255
Salaries and employee benefits$31,692,000217
Premises and equipment expense$5,091,000276
Additional noninterest expense$14,046,000287
Pre-tax net operating income$9,445,000575
Securities gains (losses)$01,906
Applicable income taxes$3,459,000476
Income before extraordinary items$5,986,000678
Extraordinary gains, net$011
Net income$5,986,000678
Minority interest net income$071
Net income of bank and minority interests.$5,986,000678
Net charge-offs$522,000543
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,986,000665
2017-03-31 (YTD Data)Rank
Total interest income$21,075,000370
Total interest expense$3,717,000248
Net interest income$17,358,000387
Provision for loan and lease losses$265,000760
Total noninterest income$11,368,000242
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,399,000272
Trading account gains and fees$0142
Additional Noninterest Income$9,969,000195
Total noninterest expense$24,195,000275
Salaries and employee benefits$15,150,000230
Premises and equipment expense$2,675,000269
Additional noninterest expense$6,370,000311
Pre-tax net operating income$4,266,000603
Securities gains (losses)$01,153
Applicable income taxes$1,501,000512
Income before extraordinary items$2,765,000712
Extraordinary gains, net$08
Net income$2,765,000712
Minority interest net income$055
Net income of bank and minority interests.$2,765,000712
Net charge-offs$349,000423
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,765,000700
2016-12-31 (YTD Data)Rank
Total interest income$75,094,000385
Total interest expense$13,760,000245
Net interest income$61,334,000409
Provision for loan and lease losses$4,172,000299
Total noninterest income$66,024,000173
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$6,122,000244
Trading account gains and fees$0170
Additional Noninterest Income$59,902,000141
Total noninterest expense$109,461,000236
Salaries and employee benefits$69,731,000190
Premises and equipment expense$9,216,000293
Additional noninterest expense$30,514,000273
Pre-tax net operating income$13,725,000690
Securities gains (losses)$283,000689
Applicable income taxes$5,271,000541
Income before extraordinary items$8,737,000864
Extraordinary gains, net$05
Net income$8,737,000864
Minority interest net income$082
Net income of bank and minority interests.$8,737,000863
Net charge-offs$904,000712
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-11,872,0005,908
Net operating income$8,555,880853
2016-09-30 (YTD Data)Rank
Total interest income$54,920,000389
Total interest expense$10,268,000243
Net interest income$44,652,000414
Provision for loan and lease losses$2,716,000325
Total noninterest income$47,032,000185
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,557,000248
Trading account gains and fees$0169
Additional Noninterest Income$42,475,000148
Total noninterest expense$80,145,000235
Salaries and employee benefits$50,880,000192
Premises and equipment expense$7,006,000289
Additional noninterest expense$22,259,000277
Pre-tax net operating income$8,823,000807
Securities gains (losses)$283,000624
Applicable income taxes$3,196,000626
Income before extraordinary items$5,910,000945
Extraordinary gains, net$05
Net income$5,910,000945
Minority interest net income$071
Net income of bank and minority interests.$5,910,000945
Net charge-offs$584,000704
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-11,872,0005,976
Net operating income$5,726,050950
2016-06-30 (YTD Data)Rank
Total interest income$35,742,000396
Total interest expense$7,007,000237
Net interest income$28,735,000425
Provision for loan and lease losses$1,006,000508
Total noninterest income$26,323,000207
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,943,000256
Trading account gains and fees$0157
Additional Noninterest Income$23,380,000168
Total noninterest expense$50,758,000251
Salaries and employee benefits$31,969,000207
Premises and equipment expense$4,790,000286
Additional noninterest expense$13,999,000291
Pre-tax net operating income$3,294,0001,324
Securities gains (losses)$283,000446
Applicable income taxes$1,238,000910
Income before extraordinary items$2,339,0001,470
Extraordinary gains, net$016
Net income$2,339,0001,470
Minority interest net income$071
Net income of bank and minority interests.$2,339,0001,470
Net charge-offs$267,000938
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$-11,872,0006,054
Net operating income$2,155,0501,523
2016-03-31 (YTD Data)Rank
Total interest income$17,448,000399
Total interest expense$3,553,000230
Net interest income$13,895,000437
Provision for loan and lease losses$205,000944
Total noninterest income$10,825,000234
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,440,000258
Trading account gains and fees$0142
Additional Noninterest Income$9,385,000190
Total noninterest expense$24,571,000260
Salaries and employee benefits$15,536,000212
Premises and equipment expense$2,549,000270
Additional noninterest expense$6,486,000299
Pre-tax net operating income$-56,0005,909
Securities gains (losses)$242,000256
Applicable income taxes$61,0002,833
Income before extraordinary items$125,0004,800
Extraordinary gains, net$012
Net income$125,0004,799
Minority interest net income$062
Net income of bank and minority interests.$125,0004,800
Net charge-offs$209,000638
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-37,1405,886
2015-12-31 (YTD Data)Rank
Total interest income$66,946,000394
Total interest expense$14,574,000214
Net interest income$52,372,000436
Provision for loan and lease losses$1,257,000659
Total noninterest income$34,836,000275
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$6,220,000244
Trading account gains and fees$0159
Additional Noninterest Income$28,616,000241
Total noninterest expense$77,919,000303
Salaries and employee benefits$45,790,000268
Premises and equipment expense$8,517,000317
Additional noninterest expense$23,612,000323
Pre-tax net operating income$8,032,0001,071
Securities gains (losses)$295,000566
Applicable income taxes$2,559,000845
Income before extraordinary items$5,768,0001,215
Extraordinary gains, net$023
Net income$5,768,0001,215
Minority interest net income$081
Net income of bank and minority interests.$5,768,0001,215
Net charge-offs$1,490,000497
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,564,4501,219
2015-09-30 (YTD Data)Rank
Total interest income$49,481,000400
Total interest expense$11,024,000212
Net interest income$38,457,000448
Provision for loan and lease losses$1,242,000493
Total noninterest income$22,056,000314
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$4,566,000255
Trading account gains and fees$0153
Additional Noninterest Income$17,490,000286
Total noninterest expense$53,642,000332
Salaries and employee benefits$30,447,000308
Premises and equipment expense$6,400,000323
Additional noninterest expense$16,795,000341
Pre-tax net operating income$5,629,0001,149
Securities gains (losses)$295,000486
Applicable income taxes$1,699,000944
Income before extraordinary items$4,225,0001,245
Extraordinary gains, net$021
Net income$4,225,0001,245
Minority interest net income$078
Net income of bank and minority interests.$4,225,0001,245
Net charge-offs$1,173,000435
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,015,5501,261
2015-06-30 (YTD Data)Rank
Total interest income$31,717,000411
Total interest expense$7,221,000211
Net interest income$24,496,000466
Provision for loan and lease losses$917,000460
Total noninterest income$7,961,000489
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,940,000261
Trading account gains and fees$0157
Additional Noninterest Income$5,021,000508
Total noninterest expense$29,290,000398
Salaries and employee benefits$15,551,000395
Premises and equipment expense$4,314,000324
Additional noninterest expense$9,425,000388
Pre-tax net operating income$2,250,0001,731
Securities gains (losses)$294,000386
Applicable income taxes$534,0001,561
Income before extraordinary items$2,010,0001,611
Extraordinary gains, net$022
Net income$2,010,0001,614
Minority interest net income$075
Net income of bank and minority interests.$2,010,0001,614
Net charge-offs$733,000456
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,777,7401,740
2015-03-31 (YTD Data)Rank
Total interest income$15,670,000416
Total interest expense$3,613,000206
Net interest income$12,057,000473
Provision for loan and lease losses$250,000741
Total noninterest income$3,890,000484
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,414,000267
Trading account gains and fees$0152
Additional Noninterest Income$2,476,000492
Total noninterest expense$14,810,000383
Salaries and employee benefits$7,488,000412
Premises and equipment expense$2,558,000276
Additional noninterest expense$4,764,000371
Pre-tax net operating income$887,0002,043
Securities gains (losses)$294,000271
Applicable income taxes$244,0001,620
Income before extraordinary items$937,0001,697
Extraordinary gains, net$013
Net income$937,0001,699
Minority interest net income$064
Net income of bank and minority interests.$937,0001,699
Net charge-offs$403,000433
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$704,7402,058
2014-12-31 (YTD Data)Rank
Total interest income$61,320,000418
Total interest expense$15,878,000189
Net interest income$45,442,000481
Provision for loan and lease losses$2,589,000385
Total noninterest income$15,114,000474
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$6,613,000240
Trading account gains and fees$0180
Additional Noninterest Income$8,501,000519
Total noninterest expense$54,135,000414
Salaries and employee benefits$28,384,000408
Premises and equipment expense$6,986,000387
Additional noninterest expense$18,765,000386
Pre-tax net operating income$3,832,0001,902
Securities gains (losses)$483,000408
Applicable income taxes$1,333,0001,290
Income before extraordinary items$2,982,0002,030
Extraordinary gains, net$017
Net income$2,982,0002,029
Minority interest net income$084
Net income of bank and minority interests.$2,982,0002,029
Net charge-offs$3,184,000328
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,648,7302,160
2014-09-30 (YTD Data)Rank
Total interest income$45,676,000423
Total interest expense$12,067,000183
Net interest income$33,609,000488
Provision for loan and lease losses$1,595,000426
Total noninterest income$11,117,000477
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,909,000242
Trading account gains and fees$0174
Additional Noninterest Income$6,208,000521
Total noninterest expense$40,921,000409
Salaries and employee benefits$21,322,000408
Premises and equipment expense$5,385,000377
Additional noninterest expense$14,214,000379
Pre-tax net operating income$2,210,0002,350
Securities gains (losses)$174,000695
Applicable income taxes$694,0001,652
Income before extraordinary items$1,690,0002,508
Extraordinary gains, net$015
Net income$1,690,0002,509
Minority interest net income$081
Net income of bank and minority interests.$1,690,0002,508
Net charge-offs$2,709,000290
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,566,4602,610
2014-06-30 (YTD Data)Rank
Total interest income$30,130,000423
Total interest expense$8,164,000182
Net interest income$21,966,000494
Provision for loan and lease losses$890,000502
Total noninterest income$6,785,000515
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,196,000247
Trading account gains and fees$0172
Additional Noninterest Income$3,589,000571
Total noninterest expense$26,701,000416
Salaries and employee benefits$14,026,000408
Premises and equipment expense$3,733,000361
Additional noninterest expense$8,942,000394
Pre-tax net operating income$1,160,0002,719
Securities gains (losses)$174,000529
Applicable income taxes$430,0001,696
Income before extraordinary items$904,0002,843
Extraordinary gains, net$020
Net income$904,0002,848
Minority interest net income$080
Net income of bank and minority interests.$904,0002,848
Net charge-offs$2,291,000256
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$785,6803,081
2014-03-31 (YTD Data)Rank
Total interest income$14,969,000421
Total interest expense$4,129,000180
Net interest income$10,840,000499
Provision for loan and lease losses$522,000437
Total noninterest income$3,265,000511
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,547,000250
Trading account gains and fees$0147
Additional Noninterest Income$1,718,000567
Total noninterest expense$13,433,000414
Salaries and employee benefits$6,829,000424
Premises and equipment expense$1,982,000349
Additional noninterest expense$4,622,000387
Pre-tax net operating income$150,0004,854
Securities gains (losses)$183,000289
Applicable income taxes$109,0002,283
Income before extraordinary items$224,0004,058
Extraordinary gains, net$016
Net income$224,0004,058
Minority interest net income$066
Net income of bank and minority interests.$224,0004,060
Net charge-offs$1,416,000223
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$101,3905,103
2013-12-31 (YTD Data)Rank
Total interest income$60,286,000418
Total interest expense$16,381,000202
Net interest income$43,905,000483
Provision for loan and lease losses$2,235,000573
Total noninterest income$15,337,000494
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$6,634,000245
Trading account gains and fees$0184
Additional Noninterest Income$8,703,000531
Total noninterest expense$53,532,000418
Salaries and employee benefits$26,605,000424
Premises and equipment expense$6,770,000383
Additional noninterest expense$20,157,000378
Pre-tax net operating income$3,475,0001,918
Securities gains (losses)$794,000299
Applicable income taxes$-2,875,0006,736
Income before extraordinary items$7,144,000875
Extraordinary gains, net$029
Net income$7,144,000877
Minority interest net income$090
Net income of bank and minority interests.$7,144,000877
Net charge-offs$4,960,000335
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,350,000949
2013-09-30 (YTD Data)Rank
Total interest income$44,997,000420
Total interest expense$12,159,000202
Net interest income$32,838,000489
Provision for loan and lease losses$970,000908
Total noninterest income$11,555,000500
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,823,000251
Trading account gains and fees$0180
Additional Noninterest Income$6,732,000535
Total noninterest expense$41,217,000398
Salaries and employee benefits$20,535,000415
Premises and equipment expense$5,131,000383
Additional noninterest expense$15,551,000363
Pre-tax net operating income$2,206,0002,258
Securities gains (losses)$794,000267
Applicable income taxes$-3,298,0006,855
Income before extraordinary items$6,298,000767
Extraordinary gains, net$025
Net income$6,298,000768
Minority interest net income$084
Net income of bank and minority interests.$6,298,000769
Net charge-offs$4,211,000310
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,504,000845

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.