Home > HarborOne Bank > Net charge- offs to loans
HarborOne Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0843% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0973% | 238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2254% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,792 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0440% | 4,385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 4,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0623% | 2,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0623% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0904% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2110% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 3,859 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0576% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0852% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1601% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1601% | 1,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1381% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3195% | 83 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 3,847 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1353% | 4,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1840% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1840% | 1,603 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,729 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 4,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1038% | 4,253 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1038% | 4,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1352% | 172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3020% | 111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,801 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0583% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3894% | 4,521 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0038% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0038% | 4,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 995 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2357% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 3,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0771% | 4,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5069% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0179% | 4,046 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0179% | 4,045 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1176% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1632% | 127 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3599% | 73 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 3,862 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1142% | 3,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2655% | 4,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0567% | 3,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0567% | 3,932 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2945% | 216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3466% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7252% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,613 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0031% | 3,237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 3,862 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0584% | 3,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0584% | 3,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0007% | 1,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 4,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0678% | 3,396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0259% | 4,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7440% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 2,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0072% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 4,066 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 3,285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0256% | 4,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5110% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0025% | 3,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0025% | 3,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0012% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 4,261 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 3,340 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0375% | 4,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0874% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0254% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0254% | 3,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0111% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0092% | 3,357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0016% | 3,736 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0016% | 3,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0987% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 4,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0222% | 3,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 4,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0355% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1034% | 2,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1034% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0304% | 3,500 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7209% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1398% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1398% | 2,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0367% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 4,338 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 3,554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0457% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1556% | 2,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1556% | 1,965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1725% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 4,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0848% | 3,642 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2328% | 169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2103% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2103% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5051% | 889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 2,699 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1390% | 2,573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 4,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5257% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 2,582 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1300% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0652% | 1,721 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 4,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 4,414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1006% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7937% | 484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1341% | 2,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1341% | 2,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 1,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0121% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0003% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0185% | 3,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0027% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1671% | 1,976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1671% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0102% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7484% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1149% | 2,744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0173% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0023% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0238% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1303% | 386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0955% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0955% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 1,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0272% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0303% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2774% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0881% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0881% | 2,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0027% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,704 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 4,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4351% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0733% | 2,278 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0733% | 2,152 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 2,962 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 4,445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0704% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1404% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1450% | 2,972 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1450% | 2,837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 2,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 4,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0900% | 4,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1874% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1406% | 2,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1406% | 2,612 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 4,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1294% | 4,116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0116% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2845% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1450% | 2,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1450% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0665% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0125% | 1,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0281% | 1,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0753% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 1,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3705% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 2,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1559% | 2,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 3,956 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 2,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 2,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1338% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1338% | 2,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 2,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 4,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0086% | 3,934 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 4,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1366% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1366% | 2,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0288% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 5,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0887% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1200% | 2,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1200% | 2,457 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1631% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0102% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0131% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1137% | 2,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1137% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0854% | 2,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0587% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0751% | 2,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1575% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0669% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1856% | 2,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1856% | 2,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0905% | 2,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 1,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 5,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2205% | 444 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 1,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 4,345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1808% | 2,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1808% | 2,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0771% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.1168% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 5,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0923% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1777% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0839% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1427% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1427% | 2,364 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0151% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,398 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1252% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1998% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1998% | 1,863 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2149% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | -0.2000% | 5,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0858% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2441% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4090% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2288% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9648% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 3,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,928 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0186% | 1,401 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2235% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2614% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.2567% | 5,526 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1359% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2931% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2038% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3014% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1592% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1489% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1489% | 2,730 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0197% | 1,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2846% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3498% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.3966% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2315% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3603% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3232% | 493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3637% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2477% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1406% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1406% | 2,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0190% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3530% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4429% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.2454% | 441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4949% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4527% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 481 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4782% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1732% | 157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1202% | 2,425 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1202% | 2,299 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3093% | 2,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3976% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 2.5302% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0231% | 2,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3527% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5487% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3349% | 1,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7078% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1710% | 3,297 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1710% | 3,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,516 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3512% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4650% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 3.7563% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 2,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3948% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5324% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3823% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0686% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1628% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1628% | 2,924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0091% | 1,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |