Home > Harbor Community Bank > Income and Expense
Harbor Community Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $74,094,000 | 407 |
| Total interest expense | $6,756,000 | 525 |
| Net interest income | $67,338,000 | 393 |
| Provision for loan and lease losses | $3,321,000 | 322 |
| Total noninterest income | $12,506,000 | 593 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $3,334,000 | 402 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $9,172,000 | 542 |
| Total noninterest expense | $57,886,000 | 399 |
| Salaries and employee benefits | $30,141,000 | 413 |
| Premises and equipment expense | $7,833,000 | 356 |
| Additional noninterest expense | $19,912,000 | 376 |
| Pre-tax net operating income | $18,637,000 | 579 |
| Securities gains (losses) | $18,000 | 1,369 |
| Applicable income taxes | $11,622,000 | 364 |
| Income before extraordinary items | $7,033,000 | 1,017 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,033,000 | 1,017 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $7,033,000 | 1,017 |
| Net charge-offs | $2,446,000 | 340 |
| Cash dividends | $15,000,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $351,000 | 335 |
| Net operating income | $7,021,480 | 1,003 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $53,149,000 | 418 |
| Total interest expense | $4,779,000 | 536 |
| Net interest income | $48,370,000 | 406 |
| Provision for loan and lease losses | $2,388,000 | 345 |
| Total noninterest income | $9,358,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $2,437,000 | 413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,921,000 | 552 |
| Total noninterest expense | $42,647,000 | 408 |
| Salaries and employee benefits | $22,220,000 | 426 |
| Premises and equipment expense | $5,716,000 | 364 |
| Additional noninterest expense | $14,711,000 | 379 |
| Pre-tax net operating income | $12,693,000 | 633 |
| Securities gains (losses) | $18,000 | 1,361 |
| Applicable income taxes | $4,551,000 | 526 |
| Income before extraordinary items | $8,160,000 | 749 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,160,000 | 748 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,160,000 | 749 |
| Net charge-offs | $2,114,000 | 287 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 313 |
| Net operating income | $8,148,480 | 738 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $33,570,000 | 434 |
| Total interest expense | $2,973,000 | 552 |
| Net interest income | $30,597,000 | 421 |
| Provision for loan and lease losses | $1,563,000 | 341 |
| Total noninterest income | $6,316,000 | 590 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $1,564,000 | 422 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $4,752,000 | 544 |
| Total noninterest expense | $27,469,000 | 427 |
| Salaries and employee benefits | $14,368,000 | 445 |
| Premises and equipment expense | $3,659,000 | 373 |
| Additional noninterest expense | $9,442,000 | 394 |
| Pre-tax net operating income | $7,881,000 | 651 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $2,812,000 | 542 |
| Income before extraordinary items | $5,083,000 | 791 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,083,000 | 791 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,083,000 | 791 |
| Net charge-offs | $2,081,000 | 223 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 292 |
| Net operating income | $5,074,040 | 774 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $16,452,000 | 437 |
| Total interest expense | $1,408,000 | 567 |
| Net interest income | $15,044,000 | 423 |
| Provision for loan and lease losses | $-83,000 | 5,734 |
| Total noninterest income | $3,500,000 | 545 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $797,000 | 416 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,703,000 | 478 |
| Total noninterest expense | $14,119,000 | 419 |
| Salaries and employee benefits | $7,286,000 | 445 |
| Premises and equipment expense | $1,816,000 | 383 |
| Additional noninterest expense | $5,017,000 | 381 |
| Pre-tax net operating income | $4,508,000 | 574 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,616,000 | 487 |
| Income before extraordinary items | $2,892,000 | 687 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,892,000 | 687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,892,000 | 687 |
| Net charge-offs | $1,010,000 | 224 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 260 |
| Net operating income | $2,892,000 | 675 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $64,681,000 | 425 |
| Total interest expense | $5,304,000 | 564 |
| Net interest income | $59,377,000 | 414 |
| Provision for loan and lease losses | $1,910,000 | 539 |
| Total noninterest income | $11,017,000 | 645 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $2,602,000 | 504 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $8,415,000 | 581 |
| Total noninterest expense | $53,842,000 | 427 |
| Salaries and employee benefits | $27,773,000 | 440 |
| Premises and equipment expense | $7,796,000 | 356 |
| Additional noninterest expense | $18,273,000 | 398 |
| Pre-tax net operating income | $14,642,000 | 658 |
| Securities gains (losses) | $287,000 | 682 |
| Applicable income taxes | $5,709,000 | 508 |
| Income before extraordinary items | $9,220,000 | 820 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,220,000 | 820 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,220,000 | 819 |
| Net charge-offs | $892,000 | 719 |
| Cash dividends | $13,000,000 | 296 |
| Sale, conversion, retirement of capital stock, net | $416,000 | 305 |
| Net operating income | $9,036,320 | 819 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $48,370,000 | 424 |
| Total interest expense | $3,988,000 | 563 |
| Net interest income | $44,382,000 | 417 |
| Provision for loan and lease losses | $1,840,000 | 436 |
| Total noninterest income | $8,762,000 | 619 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,804,000 | 544 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,958,000 | 547 |
| Total noninterest expense | $41,620,000 | 416 |
| Salaries and employee benefits | $21,101,000 | 441 |
| Premises and equipment expense | $5,985,000 | 346 |
| Additional noninterest expense | $14,534,000 | 380 |
| Pre-tax net operating income | $9,684,000 | 734 |
| Securities gains (losses) | $287,000 | 618 |
| Applicable income taxes | $3,903,000 | 541 |
| Income before extraordinary items | $6,068,000 | 918 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,068,000 | 917 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,068,000 | 918 |
| Net charge-offs | $1,014,000 | 478 |
| Cash dividends | $13,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 269 |
| Net operating income | $5,884,320 | 927 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $32,509,000 | 421 |
| Total interest expense | $2,628,000 | 566 |
| Net interest income | $29,881,000 | 417 |
| Provision for loan and lease losses | $1,494,000 | 374 |
| Total noninterest income | $5,578,000 | 632 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $1,209,000 | 534 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,369,000 | 553 |
| Total noninterest expense | $27,953,000 | 411 |
| Salaries and employee benefits | $14,144,000 | 442 |
| Premises and equipment expense | $3,995,000 | 347 |
| Additional noninterest expense | $9,814,000 | 378 |
| Pre-tax net operating income | $6,012,000 | 777 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $2,419,000 | 563 |
| Income before extraordinary items | $3,598,000 | 1,022 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,598,000 | 1,021 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,598,000 | 1,021 |
| Net charge-offs | $573,000 | 543 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 267 |
| Net operating income | $3,594,800 | 995 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $16,306,000 | 422 |
| Total interest expense | $1,304,000 | 561 |
| Net interest income | $15,002,000 | 411 |
| Provision for loan and lease losses | $1,164,000 | 247 |
| Total noninterest income | $2,551,000 | 664 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $633,000 | 509 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,918,000 | 586 |
| Total noninterest expense | $14,134,000 | 409 |
| Salaries and employee benefits | $7,180,000 | 432 |
| Premises and equipment expense | $2,003,000 | 345 |
| Additional noninterest expense | $4,951,000 | 373 |
| Pre-tax net operating income | $2,255,000 | 978 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $812,000 | 731 |
| Income before extraordinary items | $1,443,000 | 1,219 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,443,000 | 1,219 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,443,000 | 1,220 |
| Net charge-offs | $189,000 | 692 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 245 |
| Net operating income | $1,443,000 | 1,184 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $51,779,000 | 488 |
| Total interest expense | $3,634,000 | 768 |
| Net interest income | $48,145,000 | 473 |
| Provision for loan and lease losses | $1,519,000 | 566 |
| Total noninterest income | $10,115,000 | 672 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,982,000 | 665 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,133,000 | 581 |
| Total noninterest expense | $48,515,000 | 449 |
| Salaries and employee benefits | $23,555,000 | 487 |
| Premises and equipment expense | $6,451,000 | 410 |
| Additional noninterest expense | $18,509,000 | 396 |
| Pre-tax net operating income | $8,226,000 | 1,045 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $3,017,000 | 748 |
| Income before extraordinary items | $5,211,000 | 1,311 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,211,000 | 1,310 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,211,000 | 1,311 |
| Net charge-offs | $1,597,000 | 466 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $391,000 | 337 |
| Net operating income | $5,209,720 | 1,282 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $37,102,000 | 516 |
| Total interest expense | $2,673,000 | 790 |
| Net interest income | $34,429,000 | 500 |
| Provision for loan and lease losses | $1,920,000 | 342 |
| Total noninterest income | $7,559,000 | 687 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,400,000 | 702 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,159,000 | 582 |
| Total noninterest expense | $35,330,000 | 467 |
| Salaries and employee benefits | $17,099,000 | 505 |
| Premises and equipment expense | $4,627,000 | 433 |
| Additional noninterest expense | $13,604,000 | 404 |
| Pre-tax net operating income | $4,738,000 | 1,330 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $1,735,000 | 932 |
| Income before extraordinary items | $3,005,000 | 1,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,005,000 | 1,623 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,005,000 | 1,624 |
| Net charge-offs | $1,653,000 | 321 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 316 |
| Net operating income | $3,003,720 | 1,586 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $23,393,000 | 551 |
| Total interest expense | $1,728,000 | 822 |
| Net interest income | $21,665,000 | 529 |
| Provision for loan and lease losses | $950,000 | 446 |
| Total noninterest income | $5,087,000 | 678 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $900,000 | 730 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,187,000 | 575 |
| Total noninterest expense | $23,499,000 | 468 |
| Salaries and employee benefits | $10,994,000 | 516 |
| Premises and equipment expense | $2,962,000 | 448 |
| Additional noninterest expense | $9,543,000 | 385 |
| Pre-tax net operating income | $2,303,000 | 1,691 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $852,000 | 1,150 |
| Income before extraordinary items | $1,453,000 | 2,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,453,000 | 2,103 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,453,000 | 2,103 |
| Net charge-offs | $782,000 | 428 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $162,000 | 317 |
| Net operating income | $1,451,720 | 2,054 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $10,864,000 | 587 |
| Total interest expense | $775,000 | 927 |
| Net interest income | $10,089,000 | 560 |
| Provision for loan and lease losses | $568,000 | 372 |
| Total noninterest income | $1,980,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $448,000 | 710 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,532,000 | 672 |
| Total noninterest expense | $10,874,000 | 501 |
| Salaries and employee benefits | $5,185,000 | 556 |
| Premises and equipment expense | $1,427,000 | 470 |
| Additional noninterest expense | $4,262,000 | 406 |
| Pre-tax net operating income | $627,000 | 2,607 |
| Securities gains (losses) | $2,000 | 1,821 |
| Applicable income taxes | $274,000 | 1,539 |
| Income before extraordinary items | $355,000 | 3,351 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $355,000 | 3,354 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $355,000 | 3,354 |
| Net charge-offs | $92,000 | 1,171 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 289 |
| Net operating income | $353,720 | 3,277 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $30,586,000 | 820 |
| Total interest expense | $2,488,000 | 1,172 |
| Net interest income | $28,098,000 | 783 |
| Provision for loan and lease losses | $1,111,000 | 803 |
| Total noninterest income | $12,760,000 | 542 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,221,000 | 1,082 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $11,539,000 | 406 |
| Total noninterest expense | $30,767,000 | 667 |
| Salaries and employee benefits | $13,826,000 | 801 |
| Premises and equipment expense | $3,549,000 | 698 |
| Additional noninterest expense | $13,392,000 | 513 |
| Pre-tax net operating income | $8,980,000 | 928 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $1,039,000 | 1,507 |
| Income before extraordinary items | $7,980,000 | 828 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $7,980,000 | 827 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,980,000 | 827 |
| Net charge-offs | $616,000 | 1,273 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 413 |
| Net operating income | $7,945,680 | 816 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $20,732,000 | 920 |
| Total interest expense | $1,722,000 | 1,273 |
| Net interest income | $19,010,000 | 870 |
| Provision for loan and lease losses | $647,000 | 945 |
| Total noninterest income | $4,173,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $638,000 | 1,508 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,535,000 | 793 |
| Total noninterest expense | $19,269,000 | 789 |
| Salaries and employee benefits | $8,892,000 | 921 |
| Premises and equipment expense | $2,171,000 | 856 |
| Additional noninterest expense | $8,206,000 | 605 |
| Pre-tax net operating income | $3,267,000 | 1,729 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $1,277,000 | 1,108 |
| Income before extraordinary items | $2,029,000 | 2,200 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,029,000 | 2,200 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,029,000 | 2,199 |
| Net charge-offs | $469,000 | 1,204 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 402 |
| Net operating income | $2,004,040 | 2,164 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $13,561,000 | 930 |
| Total interest expense | $1,113,000 | 1,330 |
| Net interest income | $12,448,000 | 874 |
| Provision for loan and lease losses | $478,000 | 879 |
| Total noninterest income | $1,990,000 | 1,290 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $391,000 | 1,596 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,599,000 | 1,047 |
| Total noninterest expense | $12,074,000 | 827 |
| Salaries and employee benefits | $5,617,000 | 972 |
| Premises and equipment expense | $1,408,000 | 880 |
| Additional noninterest expense | $5,049,000 | 654 |
| Pre-tax net operating income | $1,886,000 | 1,910 |
| Securities gains (losses) | $32,000 | 1,412 |
| Applicable income taxes | $742,000 | 1,193 |
| Income before extraordinary items | $1,176,000 | 2,368 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,176,000 | 2,372 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,176,000 | 2,372 |
| Net charge-offs | $268,000 | 1,344 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 393 |
| Net operating income | $1,155,520 | 2,354 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 934 |
| Total interest expense | $556,000 | 1,359 |
| Net interest income | $6,248,000 | 875 |
| Provision for loan and lease losses | $188,000 | 1,046 |
| Total noninterest income | $770,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $197,000 | 1,569 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $573,000 | 1,281 |
| Total noninterest expense | $5,827,000 | 862 |
| Salaries and employee benefits | $2,716,000 | 1,011 |
| Premises and equipment expense | $722,000 | 875 |
| Additional noninterest expense | $2,389,000 | 695 |
| Pre-tax net operating income | $1,003,000 | 1,765 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $386,000 | 1,110 |
| Income before extraordinary items | $617,000 | 2,228 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $617,000 | 2,230 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $617,000 | 2,230 |
| Net charge-offs | $112,000 | 1,299 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 376 |
| Net operating income | $617,000 | 2,189 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,538,000 | 1,145 |
| Total interest expense | $1,858,000 | 1,819 |
| Net interest income | $20,680,000 | 1,067 |
| Provision for loan and lease losses | $866,000 | 1,246 |
| Total noninterest income | $6,846,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $666,000 | 1,905 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,180,000 | 688 |
| Total noninterest expense | $23,243,000 | 881 |
| Salaries and employee benefits | $9,921,000 | 1,097 |
| Premises and equipment expense | $2,387,000 | 1,004 |
| Additional noninterest expense | $10,935,000 | 632 |
| Pre-tax net operating income | $3,417,000 | 1,948 |
| Securities gains (losses) | $-26,000 | 6,367 |
| Applicable income taxes | $287,000 | 2,671 |
| Income before extraordinary items | $3,104,000 | 1,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,104,000 | 1,853 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,104,000 | 1,853 |
| Net charge-offs | $1,189,000 | 1,109 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 445 |
| Net operating income | $3,127,920 | 1,803 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,591,000 | 1,235 |
| Total interest expense | $1,312,000 | 1,970 |
| Net interest income | $14,279,000 | 1,152 |
| Provision for loan and lease losses | $826,000 | 1,025 |
| Total noninterest income | $5,180,000 | 909 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $448,000 | 2,076 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,732,000 | 692 |
| Total noninterest expense | $15,806,000 | 964 |
| Salaries and employee benefits | $6,929,000 | 1,182 |
| Premises and equipment expense | $1,684,000 | 1,069 |
| Additional noninterest expense | $7,193,000 | 730 |
| Pre-tax net operating income | $2,827,000 | 1,832 |
| Securities gains (losses) | $-26,000 | 6,599 |
| Applicable income taxes | $68,000 | 3,542 |
| Income before extraordinary items | $2,733,000 | 1,647 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,733,000 | 1,650 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,733,000 | 1,651 |
| Net charge-offs | $1,095,000 | 933 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $131,000 | 421 |
| Net operating income | $2,758,480 | 1,588 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,854,000 | 1,284 |
| Total interest expense | $779,000 | 2,193 |
| Net interest income | $9,075,000 | 1,201 |
| Provision for loan and lease losses | $808,000 | 790 |
| Total noninterest income | $1,224,000 | 1,944 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $955,000 | 1,632 |
| Total noninterest expense | $9,675,000 | 1,059 |
| Salaries and employee benefits | $4,408,000 | 1,217 |
| Premises and equipment expense | $1,044,000 | 1,144 |
| Additional noninterest expense | $4,223,000 | 799 |
| Pre-tax net operating income | $-184,000 | 6,544 |
| Securities gains (losses) | $-26,000 | 6,747 |
| Applicable income taxes | $-49,000 | 6,700 |
| Income before extraordinary items | $-161,000 | 6,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-161,000 | 6,578 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-161,000 | 6,578 |
| Net charge-offs | $437,000 | 1,368 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 392 |
| Net operating income | $-140,980 | 6,519 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 1,275 |
| Total interest expense | $371,000 | 2,352 |
| Net interest income | $4,640,000 | 1,169 |
| Provision for loan and lease losses | $474,000 | 724 |
| Total noninterest income | $390,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $137,000 | 2,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $253,000 | 2,458 |
| Total noninterest expense | $4,509,000 | 1,141 |
| Salaries and employee benefits | $2,154,000 | 1,255 |
| Premises and equipment expense | $507,000 | 1,203 |
| Additional noninterest expense | $1,848,000 | 919 |
| Pre-tax net operating income | $47,000 | 5,881 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $14,000 | 6,276 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $14,000 | 6,276 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $14,000 | 6,277 |
| Net charge-offs | $70,000 | 2,169 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 352 |
| Net operating income | $14,000 | 6,197 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,775,000 | 1,920 |
| Total interest expense | $1,084,000 | 3,430 |
| Net interest income | $12,691,000 | 1,735 |
| Provision for loan and lease losses | $3,726,000 | 647 |
| Total noninterest income | $5,245,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $422,000 | 2,821 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,823,000 | 836 |
| Total noninterest expense | $13,216,000 | 1,483 |
| Salaries and employee benefits | $6,225,000 | 1,623 |
| Premises and equipment expense | $1,416,000 | 1,661 |
| Additional noninterest expense | $5,575,000 | 1,224 |
| Pre-tax net operating income | $994,000 | 4,030 |
| Securities gains (losses) | $634,000 | 792 |
| Applicable income taxes | $642,000 | 1,927 |
| Income before extraordinary items | $986,000 | 3,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $986,000 | 3,941 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $986,000 | 3,943 |
| Net charge-offs | $560,000 | 2,503 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 575 |
| Net operating income | $580,240 | 4,555 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,320,000 | 2,672 |
| Total interest expense | $871,000 | 3,374 |
| Net interest income | $6,449,000 | 2,533 |
| Provision for loan and lease losses | $523,000 | 2,222 |
| Total noninterest income | $3,820,000 | 1,130 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $327,000 | 2,800 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,493,000 | 838 |
| Total noninterest expense | $8,002,000 | 1,795 |
| Salaries and employee benefits | $4,035,000 | 1,867 |
| Premises and equipment expense | $904,000 | 1,956 |
| Additional noninterest expense | $3,063,000 | 1,643 |
| Pre-tax net operating income | $1,744,000 | 2,608 |
| Securities gains (losses) | $263,000 | 1,227 |
| Applicable income taxes | $772,000 | 1,471 |
| Income before extraordinary items | $1,235,000 | 3,005 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,235,000 | 3,005 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,235,000 | 3,004 |
| Net charge-offs | $6,000 | 5,452 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 536 |
| Net operating income | $1,066,680 | 3,162 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 3,126 |
| Total interest expense | $372,000 | 4,494 |
| Net interest income | $3,719,000 | 2,878 |
| Provision for loan and lease losses | $379,000 | 2,139 |
| Total noninterest income | $2,730,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $149,000 | 3,530 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,581,000 | 772 |
| Total noninterest expense | $4,734,000 | 2,019 |
| Salaries and employee benefits | $2,301,000 | 2,160 |
| Premises and equipment expense | $469,000 | 2,428 |
| Additional noninterest expense | $1,964,000 | 1,700 |
| Pre-tax net operating income | $1,336,000 | 2,329 |
| Securities gains (losses) | $257,000 | 951 |
| Applicable income taxes | $612,000 | 1,303 |
| Income before extraordinary items | $981,000 | 2,655 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $981,000 | 2,655 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $981,000 | 2,655 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 501 |
| Net operating income | $816,520 | 2,853 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 3,478 |
| Total interest expense | $130,000 | 5,375 |
| Net interest income | $1,683,000 | 3,152 |
| Provision for loan and lease losses | $265,000 | 1,705 |
| Total noninterest income | $266,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $62,000 | 3,888 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 2,623 |
| Total noninterest expense | $1,770,000 | 2,643 |
| Salaries and employee benefits | $1,077,000 | 2,318 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $481,000 | 3,194 |
| Pre-tax net operating income | $-86,000 | 6,702 |
| Securities gains (losses) | $152,000 | 710 |
| Applicable income taxes | $34,000 | 3,353 |
| Income before extraordinary items | $32,000 | 6,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 6,192 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 458 |
| Net operating income | $-65,280 | 6,679 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 3,942 |
| Total interest expense | $389,000 | 6,243 |
| Net interest income | $5,866,000 | 3,518 |
| Provision for loan and lease losses | $469,000 | 3,551 |
| Total noninterest income | $901,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $253,000 | 3,935 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $648,000 | 2,746 |
| Total noninterest expense | $5,474,000 | 3,291 |
| Salaries and employee benefits | $3,258,000 | 2,923 |
| Premises and equipment expense | $557,000 | 3,765 |
| Additional noninterest expense | $1,659,000 | 3,603 |
| Pre-tax net operating income | $824,000 | 4,044 |
| Securities gains (losses) | $289,000 | 1,164 |
| Applicable income taxes | $419,000 | 2,207 |
| Income before extraordinary items | $694,000 | 4,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $694,000 | 4,176 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $694,000 | 4,176 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $509,040 | 4,528 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 4,114 |
| Total interest expense | $280,000 | 6,411 |
| Net interest income | $4,206,000 | 3,656 |
| Provision for loan and lease losses | $269,000 | 3,780 |
| Total noninterest income | $544,000 | 3,727 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $180,000 | 4,064 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $364,000 | 3,184 |
| Total noninterest expense | $3,828,000 | 3,488 |
| Salaries and employee benefits | $2,250,000 | 3,132 |
| Premises and equipment expense | $361,000 | 4,178 |
| Additional noninterest expense | $1,217,000 | 3,656 |
| Pre-tax net operating income | $653,000 | 4,088 |
| Securities gains (losses) | $190,000 | 1,263 |
| Applicable income taxes | $264,000 | 2,399 |
| Income before extraordinary items | $579,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 4,091 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $579,000 | 4,091 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $447,900 | 4,371 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 3,906 |
| Total interest expense | $232,000 | 6,195 |
| Net interest income | $3,048,000 | 3,439 |
| Provision for loan and lease losses | $136,000 | 4,038 |
| Total noninterest income | $378,000 | 3,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 3,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $251,000 | 3,155 |
| Total noninterest expense | $2,516,000 | 3,559 |
| Salaries and employee benefits | $1,600,000 | 2,971 |
| Premises and equipment expense | $307,000 | 3,594 |
| Additional noninterest expense | $609,000 | 4,486 |
| Pre-tax net operating income | $774,000 | 3,003 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $263,000 | 1,939 |
| Income before extraordinary items | $511,000 | 3,548 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $511,000 | 3,549 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $511,000 | 3,549 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $511,000 | 3,443 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 4,115 |
| Total interest expense | $115,000 | 6,308 |
| Net interest income | $1,408,000 | 3,636 |
| Provision for loan and lease losses | $64,000 | 3,905 |
| Total noninterest income | $190,000 | 3,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 3,971 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,149 |
| Total noninterest expense | $1,103,000 | 3,932 |
| Salaries and employee benefits | $667,000 | 3,445 |
| Premises and equipment expense | $148,000 | 3,732 |
| Additional noninterest expense | $288,000 | 4,638 |
| Pre-tax net operating income | $431,000 | 2,821 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $155,000 | 1,763 |
| Income before extraordinary items | $276,000 | 3,392 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $276,000 | 3,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $276,000 | 3,390 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $276,000 | 3,339 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,151,000 | 4,250 |
| Total interest expense | $837,000 | 5,621 |
| Net interest income | $5,314,000 | 3,792 |
| Provision for loan and lease losses | $666,000 | 3,681 |
| Total noninterest income | $316,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $376,000 | 3,178 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-60,000 | 7,135 |
| Total noninterest expense | $4,004,000 | 4,219 |
| Salaries and employee benefits | $2,164,000 | 4,008 |
| Premises and equipment expense | $481,000 | 4,290 |
| Additional noninterest expense | $1,359,000 | 4,272 |
| Pre-tax net operating income | $960,000 | 3,446 |
| Securities gains (losses) | $183,000 | 1,667 |
| Applicable income taxes | $404,000 | 2,083 |
| Income before extraordinary items | $739,000 | 3,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $739,000 | 3,761 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $739,000 | 3,763 |
| Net charge-offs | $305,000 | 4,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $620,050 | 3,882 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 4,365 |
| Total interest expense | $667,000 | 5,648 |
| Net interest income | $3,906,000 | 3,901 |
| Provision for loan and lease losses | $376,000 | 3,992 |
| Total noninterest income | $196,000 | 5,718 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $305,000 | 3,132 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-109,000 | 7,395 |
| Total noninterest expense | $2,984,000 | 4,251 |
| Salaries and employee benefits | $1,630,000 | 4,035 |
| Premises and equipment expense | $378,000 | 4,223 |
| Additional noninterest expense | $976,000 | 4,368 |
| Pre-tax net operating income | $742,000 | 3,598 |
| Securities gains (losses) | $170,000 | 1,501 |
| Applicable income taxes | $341,000 | 2,024 |
| Income before extraordinary items | $571,000 | 3,869 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $571,000 | 3,871 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $571,000 | 3,871 |
| Net charge-offs | $221,000 | 4,116 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $462,200 | 4,103 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 4,431 |
| Total interest expense | $481,000 | 5,567 |
| Net interest income | $2,537,000 | 3,979 |
| Provision for loan and lease losses | $8,000 | 6,692 |
| Total noninterest income | $32,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $221,000 | 2,958 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-189,000 | 7,598 |
| Total noninterest expense | $2,016,000 | 4,204 |
| Salaries and employee benefits | $1,079,000 | 4,070 |
| Premises and equipment expense | $264,000 | 4,139 |
| Additional noninterest expense | $673,000 | 4,271 |
| Pre-tax net operating income | $545,000 | 3,488 |
| Securities gains (losses) | $170,000 | 1,048 |
| Applicable income taxes | $266,000 | 1,853 |
| Income before extraordinary items | $449,000 | 3,598 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 3,595 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $449,000 | 3,597 |
| Net charge-offs | $149,000 | 3,836 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $340,200 | 3,944 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,508,000 | 4,491 |
| Total interest expense | $272,000 | 5,419 |
| Net interest income | $1,236,000 | 4,065 |
| Provision for loan and lease losses | $43,000 | 5,063 |
| Total noninterest income | $-6,000 | 7,701 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-118,000 | 7,754 |
| Total noninterest expense | $1,006,000 | 4,260 |
| Salaries and employee benefits | $538,000 | 4,139 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $340,000 | 4,243 |
| Pre-tax net operating income | $181,000 | 4,259 |
| Securities gains (losses) | $170,000 | 574 |
| Applicable income taxes | $96,000 | 2,165 |
| Income before extraordinary items | $255,000 | 3,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $255,000 | 3,444 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $255,000 | 3,446 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $130,900 | 4,505 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 4,764 |
| Total interest expense | $1,173,000 | 5,704 |
| Net interest income | $4,527,000 | 4,206 |
| Provision for loan and lease losses | $537,000 | 4,431 |
| Total noninterest income | $171,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $374,000 | 3,454 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-203,000 | 7,685 |
| Total noninterest expense | $4,068,000 | 4,294 |
| Salaries and employee benefits | $2,047,000 | 4,280 |
| Premises and equipment expense | $544,000 | 4,157 |
| Additional noninterest expense | $1,477,000 | 4,113 |
| Pre-tax net operating income | $93,000 | 5,116 |
| Securities gains (losses) | $164,000 | 1,715 |
| Applicable income taxes | $28,000 | 3,532 |
| Income before extraordinary items | $229,000 | 4,713 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $229,000 | 4,712 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $229,000 | 4,713 |
| Net charge-offs | $126,000 | 5,492 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $83,040 | 5,160 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 4,862 |
| Total interest expense | $904,000 | 5,798 |
| Net interest income | $3,323,000 | 4,279 |
| Provision for loan and lease losses | $317,000 | 4,509 |
| Total noninterest income | $548,000 | 4,034 |
| Gross Fiduciary activities income | $22,000 | 1,011 |
| Service charges on deposit accounts | $276,000 | 3,483 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $250,000 | 3,904 |
| Total noninterest expense | $3,281,000 | 4,092 |
| Salaries and employee benefits | $1,575,000 | 4,237 |
| Premises and equipment expense | $409,000 | 4,191 |
| Additional noninterest expense | $1,297,000 | 3,661 |
| Pre-tax net operating income | $273,000 | 4,632 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $54,000 | 3,277 |
| Income before extraordinary items | $219,000 | 4,765 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $219,000 | 4,765 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $219,000 | 4,766 |
| Net charge-offs | $109,000 | 4,982 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $219,000 | 4,695 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 4,943 |
| Total interest expense | $627,000 | 5,830 |
| Net interest income | $2,146,000 | 4,371 |
| Provision for loan and lease losses | $121,000 | 5,046 |
| Total noninterest income | $354,000 | 4,097 |
| Gross Fiduciary activities income | $11,000 | 1,061 |
| Service charges on deposit accounts | $176,000 | 3,563 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $167,000 | 3,929 |
| Total noninterest expense | $2,320,000 | 3,941 |
| Salaries and employee benefits | $1,062,000 | 4,261 |
| Premises and equipment expense | $269,000 | 4,266 |
| Additional noninterest expense | $989,000 | 3,316 |
| Pre-tax net operating income | $59,000 | 5,463 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $35,000 | 3,384 |
| Income before extraordinary items | $24,000 | 5,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $24,000 | 5,762 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $24,000 | 5,762 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $24,000 | 5,675 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 4,985 |
| Total interest expense | $325,000 | 5,846 |
| Net interest income | $1,059,000 | 4,403 |
| Provision for loan and lease losses | $61,000 | 4,607 |
| Total noninterest income | $187,000 | 3,953 |
| Gross Fiduciary activities income | $8,000 | 1,010 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $96,000 | 3,715 |
| Total noninterest expense | $1,006,000 | 4,290 |
| Salaries and employee benefits | $528,000 | 4,295 |
| Premises and equipment expense | $136,000 | 4,268 |
| Additional noninterest expense | $342,000 | 4,029 |
| Pre-tax net operating income | $179,000 | 4,219 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $52,000 | 2,848 |
| Income before extraordinary items | $127,000 | 4,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $127,000 | 4,617 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $127,000 | 4,616 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $127,000 | 4,443 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,754,000 | 5,053 |
| Total interest expense | $1,478,000 | 6,014 |
| Net interest income | $4,276,000 | 4,371 |
| Provision for loan and lease losses | $391,000 | 4,172 |
| Total noninterest income | $765,000 | 3,953 |
| Gross Fiduciary activities income | $25,000 | 1,081 |
| Service charges on deposit accounts | $385,000 | 3,532 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $355,000 | 3,796 |
| Total noninterest expense | $3,891,000 | 4,326 |
| Salaries and employee benefits | $2,027,000 | 4,401 |
| Premises and equipment expense | $625,000 | 3,804 |
| Additional noninterest expense | $1,239,000 | 4,188 |
| Pre-tax net operating income | $759,000 | 4,263 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $213,000 | 2,753 |
| Income before extraordinary items | $546,000 | 4,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $546,000 | 4,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 3,087 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $546,000 | 4,469 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,329,000 | 5,128 |
| Total interest expense | $1,114,000 | 6,109 |
| Net interest income | $3,215,000 | 4,397 |
| Provision for loan and lease losses | $279,000 | 3,678 |
| Total noninterest income | $555,000 | 4,112 |
| Gross Fiduciary activities income | $25,000 | 1,023 |
| Service charges on deposit accounts | $291,000 | 3,540 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 4,105 |
| Total noninterest expense | $2,926,000 | 4,302 |
| Salaries and employee benefits | $1,535,000 | 4,397 |
| Premises and equipment expense | $487,000 | 3,703 |
| Additional noninterest expense | $904,000 | 4,195 |
| Pre-tax net operating income | $565,000 | 4,741 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $160,000 | 3,170 |
| Income before extraordinary items | $405,000 | 4,767 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $405,000 | 4,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $405,000 | 4,929 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 5,209 |
| Total interest expense | $764,000 | 6,187 |
| Net interest income | $2,107,000 | 4,439 |
| Provision for loan and lease losses | $200,000 | 3,141 |
| Total noninterest income | $376,000 | 4,136 |
| Gross Fiduciary activities income | $25,000 | 990 |
| Service charges on deposit accounts | $195,000 | 3,536 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $156,000 | 4,246 |
| Total noninterest expense | $2,036,000 | 4,181 |
| Salaries and employee benefits | $1,054,000 | 4,353 |
| Premises and equipment expense | $327,000 | 3,706 |
| Additional noninterest expense | $655,000 | 3,903 |
| Pre-tax net operating income | $247,000 | 5,513 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $176,000 | 5,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $176,000 | 5,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,173 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $176,000 | 5,722 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 5,266 |
| Total interest expense | $420,000 | 6,150 |
| Net interest income | $1,038,000 | 4,494 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $226,000 | 3,740 |
| Gross Fiduciary activities income | $21,000 | 943 |
| Service charges on deposit accounts | $103,000 | 3,386 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,724 |
| Total noninterest expense | $971,000 | 4,327 |
| Salaries and employee benefits | $537,000 | 4,300 |
| Premises and equipment expense | $161,000 | 3,774 |
| Additional noninterest expense | $273,000 | 4,411 |
| Pre-tax net operating income | $255,000 | 4,487 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $80,000 | 3,051 |
| Income before extraordinary items | $175,000 | 4,960 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,776 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $175,000 | 4,840 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 5,109 |
| Total interest expense | $1,967,000 | 5,862 |
| Net interest income | $4,233,000 | 4,464 |
| Provision for loan and lease losses | $248,000 | 3,529 |
| Total noninterest income | $786,000 | 4,039 |
| Gross Fiduciary activities income | $15,000 | 1,198 |
| Service charges on deposit accounts | $339,000 | 3,845 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $432,000 | 3,583 |
| Total noninterest expense | $3,906,000 | 4,196 |
| Salaries and employee benefits | $2,180,000 | 4,115 |
| Premises and equipment expense | $662,000 | 3,580 |
| Additional noninterest expense | $1,064,000 | 4,441 |
| Pre-tax net operating income | $865,000 | 5,027 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $243,000 | 3,649 |
| Income before extraordinary items | $622,000 | 5,276 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 5,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,354 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $622,000 | 5,267 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 5,086 |
| Total interest expense | $1,514,000 | 5,845 |
| Net interest income | $3,193,000 | 4,478 |
| Provision for loan and lease losses | $138,000 | 3,600 |
| Total noninterest income | $564,000 | 4,142 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $234,000 | 4,004 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $315,000 | 3,644 |
| Total noninterest expense | $2,854,000 | 4,241 |
| Salaries and employee benefits | $1,637,000 | 4,095 |
| Premises and equipment expense | $494,000 | 3,574 |
| Additional noninterest expense | $723,000 | 4,705 |
| Pre-tax net operating income | $765,000 | 4,932 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $274,000 | 3,318 |
| Income before extraordinary items | $491,000 | 5,418 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $491,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $491,000 | 5,403 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 5,131 |
| Total interest expense | $989,000 | 5,901 |
| Net interest income | $2,127,000 | 4,511 |
| Provision for loan and lease losses | $86,000 | 3,590 |
| Total noninterest income | $350,000 | 4,319 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $220,000 | 3,603 |
| Total noninterest expense | $1,917,000 | 4,244 |
| Salaries and employee benefits | $1,065,000 | 4,217 |
| Premises and equipment expense | $325,000 | 3,644 |
| Additional noninterest expense | $527,000 | 4,430 |
| Pre-tax net operating income | $474,000 | 5,148 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $177,000 | 3,420 |
| Income before extraordinary items | $297,000 | 5,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $297,000 | 5,659 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 5,166 |
| Total interest expense | $489,000 | 5,923 |
| Net interest income | $1,047,000 | 4,554 |
| Provision for loan and lease losses | $7,000 | 5,244 |
| Total noninterest income | $153,000 | 4,605 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $92,000 | 3,917 |
| Total noninterest expense | $895,000 | 4,451 |
| Salaries and employee benefits | $518,000 | 4,319 |
| Premises and equipment expense | $156,000 | 3,772 |
| Additional noninterest expense | $221,000 | 4,921 |
| Pre-tax net operating income | $298,000 | 4,664 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $117,000 | 3,061 |
| Income before extraordinary items | $181,000 | 5,279 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $181,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $181,000 | 5,262 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 5,202 |
| Total interest expense | $1,301,000 | 6,418 |
| Net interest income | $4,340,000 | 4,437 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $552,000 | 4,916 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $231,000 | 4,679 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $321,000 | 4,172 |
| Total noninterest expense | $3,580,000 | 4,331 |
| Salaries and employee benefits | $2,127,000 | 4,084 |
| Premises and equipment expense | $625,000 | 3,649 |
| Additional noninterest expense | $828,000 | 5,132 |
| Pre-tax net operating income | $1,312,000 | 4,586 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $493,000 | 3,175 |
| Income before extraordinary items | $819,000 | 5,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $819,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $819,000 | 5,147 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 5,311 |
| Total interest expense | $803,000 | 6,780 |
| Net interest income | $3,280,000 | 4,456 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $388,000 | 5,084 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,379 |
| Total noninterest expense | $2,645,000 | 4,358 |
| Salaries and employee benefits | $1,570,000 | 4,114 |
| Premises and equipment expense | $459,000 | 3,717 |
| Additional noninterest expense | $616,000 | 5,134 |
| Pre-tax net operating income | $984,000 | 4,747 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $378,000 | 3,248 |
| Income before extraordinary items | $606,000 | 5,335 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $606,000 | 5,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,625 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $606,000 | 5,332 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 5,454 |
| Total interest expense | $359,000 | 7,441 |
| Net interest income | $2,201,000 | 4,444 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $269,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $115,000 | 4,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $1,753,000 | 4,388 |
| Salaries and employee benefits | $1,034,000 | 4,171 |
| Premises and equipment expense | $309,000 | 3,682 |
| Additional noninterest expense | $410,000 | 5,122 |
| Pre-tax net operating income | $692,000 | 4,656 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $265,000 | 3,210 |
| Income before extraordinary items | $427,000 | 5,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $427,000 | 5,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $427,000 | 5,244 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 5,600 |
| Total interest expense | $115,000 | 8,015 |
| Net interest income | $1,084,000 | 4,474 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $138,000 | 4,874 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $845,000 | 4,516 |
| Salaries and employee benefits | $505,000 | 4,248 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $195,000 | 5,258 |
| Pre-tax net operating income | $377,000 | 4,407 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $142,000 | 3,118 |
| Income before extraordinary items | $235,000 | 4,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $235,000 | 4,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,280,000 | 5,626 |
| Total interest expense | $462,000 | 7,737 |
| Net interest income | $3,818,000 | 4,767 |
| Provision for loan and lease losses | $-26,000 | 8,535 |
| Total noninterest income | $467,000 | 5,410 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,909 |
| Total noninterest expense | $2,830,000 | 4,978 |
| Salaries and employee benefits | $1,543,000 | 4,959 |
| Premises and equipment expense | $618,000 | 3,567 |
| Additional noninterest expense | $669,000 | 5,722 |
| Pre-tax net operating income | $1,481,000 | 4,417 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $598,000 | 3,080 |
| Income before extraordinary items | $883,000 | 5,126 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $883,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 8,511 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $883,000 | 5,094 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,110,000 | 5,693 |
| Total interest expense | $344,000 | 7,708 |
| Net interest income | $2,766,000 | 4,879 |
| Provision for loan and lease losses | $11,000 | 6,464 |
| Total noninterest income | $343,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $180,000 | 4,686 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $2,110,000 | 4,962 |
| Salaries and employee benefits | $1,147,000 | 4,961 |
| Premises and equipment expense | $464,000 | 3,555 |
| Additional noninterest expense | $499,000 | 5,704 |
| Pre-tax net operating income | $988,000 | 4,807 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $401,000 | 3,318 |
| Income before extraordinary items | $587,000 | 5,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $587,000 | 5,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,948 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $587,000 | 5,466 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 5,732 |
| Total interest expense | $228,000 | 7,650 |
| Net interest income | $1,782,000 | 4,971 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,372,000 | 5,042 |
| Salaries and employee benefits | $735,000 | 5,095 |
| Premises and equipment expense | $302,000 | 3,602 |
| Additional noninterest expense | $335,000 | 5,669 |
| Pre-tax net operating income | $619,000 | 4,934 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $252,000 | 3,400 |
| Income before extraordinary items | $367,000 | 5,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $367,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $367,000 | 5,628 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 5,801 |
| Total interest expense | $111,000 | 7,695 |
| Net interest income | $867,000 | 5,078 |
| Provision for loan and lease losses | $-8,000 | 8,714 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $52,000 | 4,904 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $688,000 | 5,051 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $174,000 | 5,522 |
| Pre-tax net operating income | $289,000 | 5,091 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $115,000 | 3,530 |
| Income before extraordinary items | $174,000 | 5,752 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $174,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $174,000 | 5,715 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 5,738 |
| Total interest expense | $392,000 | 7,723 |
| Net interest income | $3,386,000 | 5,016 |
| Provision for loan and lease losses | $55,000 | 5,837 |
| Total noninterest income | $483,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $276,000 | 4,510 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $207,000 | 5,043 |
| Total noninterest expense | $2,676,000 | 5,059 |
| Salaries and employee benefits | $1,435,000 | 5,097 |
| Premises and equipment expense | $598,000 | 3,544 |
| Additional noninterest expense | $643,000 | 5,783 |
| Pre-tax net operating income | $1,138,000 | 4,920 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $388,000 | 3,770 |
| Income before extraordinary items | $750,000 | 5,419 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $750,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $750,000 | 5,337 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 5,790 |
| Total interest expense | $276,000 | 7,842 |
| Net interest income | $2,505,000 | 5,056 |
| Provision for loan and lease losses | $42,000 | 5,667 |
| Total noninterest income | $362,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $154,000 | 5,070 |
| Total noninterest expense | $1,985,000 | 5,066 |
| Salaries and employee benefits | $1,057,000 | 5,112 |
| Premises and equipment expense | $445,000 | 3,573 |
| Additional noninterest expense | $483,000 | 5,737 |
| Pre-tax net operating income | $840,000 | 5,052 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $306,000 | 3,764 |
| Income before extraordinary items | $534,000 | 5,650 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $534,000 | 5,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $534,000 | 5,584 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 5,860 |
| Total interest expense | $167,000 | 8,048 |
| Net interest income | $1,648,000 | 5,097 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $240,000 | 5,390 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $97,000 | 5,216 |
| Total noninterest expense | $1,326,000 | 5,063 |
| Salaries and employee benefits | $701,000 | 5,163 |
| Premises and equipment expense | $294,000 | 3,614 |
| Additional noninterest expense | $331,000 | 5,668 |
| Pre-tax net operating income | $526,000 | 5,168 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $186,000 | 3,906 |
| Income before extraordinary items | $340,000 | 5,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 5,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,000 | 5,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 5,928 |
| Total interest expense | $86,000 | 8,072 |
| Net interest income | $812,000 | 5,154 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $129,000 | 5,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 4,207 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $630,000 | 5,287 |
| Salaries and employee benefits | $350,000 | 5,185 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $149,000 | 6,013 |
| Pre-tax net operating income | $291,000 | 4,876 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $101,000 | 3,769 |
| Income before extraordinary items | $190,000 | 5,468 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $190,000 | 5,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $190,000 | 5,345 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 6,196 |
| Total interest expense | $348,000 | 8,296 |
| Net interest income | $2,972,000 | 5,341 |
| Provision for loan and lease losses | $157,000 | 4,503 |
| Total noninterest income | $549,000 | 5,186 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $270,000 | 4,561 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $279,000 | 4,648 |
| Total noninterest expense | $2,528,000 | 5,173 |
| Salaries and employee benefits | $1,437,000 | 4,995 |
| Premises and equipment expense | $525,000 | 3,915 |
| Additional noninterest expense | $566,000 | 6,169 |
| Pre-tax net operating income | $836,000 | 5,587 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $319,000 | 4,191 |
| Income before extraordinary items | $517,000 | 6,274 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $517,000 | 6,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,674 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $517,000 | 6,118 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 6,312 |
| Total interest expense | $266,000 | 8,398 |
| Net interest income | $2,185,000 | 5,421 |
| Provision for loan and lease losses | $127,000 | 4,261 |
| Total noninterest income | $411,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $196,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $1,927,000 | 5,113 |
| Salaries and employee benefits | $1,093,000 | 4,931 |
| Premises and equipment expense | $412,000 | 3,767 |
| Additional noninterest expense | $422,000 | 6,178 |
| Pre-tax net operating income | $542,000 | 6,113 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $166,000 | 4,948 |
| Income before extraordinary items | $376,000 | 6,486 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $376,000 | 6,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $376,000 | 6,316 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 6,452 |
| Total interest expense | $177,000 | 8,491 |
| Net interest income | $1,410,000 | 5,529 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $262,000 | 5,327 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $128,000 | 4,692 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $134,000 | 4,782 |
| Total noninterest expense | $1,270,000 | 5,139 |
| Salaries and employee benefits | $721,000 | 4,961 |
| Premises and equipment expense | $270,000 | 3,812 |
| Additional noninterest expense | $279,000 | 6,197 |
| Pre-tax net operating income | $312,000 | 6,433 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $85,000 | 5,338 |
| Income before extraordinary items | $227,000 | 6,726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $227,000 | 6,524 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $766,000 | 6,619 |
| Total interest expense | $92,000 | 8,532 |
| Net interest income | $674,000 | 5,665 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $125,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $60,000 | 4,759 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 4,760 |
| Total noninterest expense | $613,000 | 5,265 |
| Salaries and employee benefits | $357,000 | 5,005 |
| Premises and equipment expense | $116,000 | 4,277 |
| Additional noninterest expense | $140,000 | 6,173 |
| Pre-tax net operating income | $113,000 | 6,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $73,000 | 7,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $73,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $73,000 | 7,270 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 6,891 |
| Total interest expense | $424,000 | 8,585 |
| Net interest income | $2,542,000 | 5,846 |
| Provision for loan and lease losses | $187,000 | 4,494 |
| Total noninterest income | $388,000 | 5,850 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $222,000 | 4,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 5,388 |
| Total noninterest expense | $2,236,000 | 5,479 |
| Salaries and employee benefits | $1,267,000 | 5,282 |
| Premises and equipment expense | $464,000 | 4,175 |
| Additional noninterest expense | $505,000 | 6,477 |
| Pre-tax net operating income | $507,000 | 6,740 |
| Securities gains (losses) | $67,000 | 2,139 |
| Applicable income taxes | $212,000 | 5,024 |
| Income before extraordinary items | $362,000 | 7,021 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $362,000 | 7,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,185 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $319,120 | 7,124 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 7,409 |
| Total interest expense | $776,000 | 8,476 |
| Net interest income | $2,070,000 | 6,332 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $343,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $210,000 | 5,048 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $133,000 | 5,774 |
| Total noninterest expense | $2,055,000 | 5,630 |
| Salaries and employee benefits | $1,183,000 | 5,382 |
| Premises and equipment expense | $433,000 | 4,354 |
| Additional noninterest expense | $439,000 | 6,860 |
| Pre-tax net operating income | $310,000 | 7,365 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $86,000 | 6,180 |
| Income before extraordinary items | $224,000 | 7,571 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $224,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,195 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $224,000 | 7,451 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 7,779 |
| Total interest expense | $664,000 | 8,927 |
| Net interest income | $1,964,000 | 6,612 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $286,000 | 6,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $2,044,000 | 5,599 |
| Salaries and employee benefits | $1,146,000 | 5,398 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $525,000 | 6,244 |
| Pre-tax net operating income | $194,000 | 8,388 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $36,000 | 7,478 |
| Income before extraordinary items | $158,000 | 8,362 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $158,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $158,000 | 8,362 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 7,976 |
| Total interest expense | $579,000 | 9,264 |
| Net interest income | $1,860,000 | 6,889 |
| Provision for loan and lease losses | $23,000 | 7,570 |
| Total noninterest income | $254,000 | 6,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,716 |
| Total noninterest expense | $1,768,000 | 6,142 |
| Salaries and employee benefits | $1,014,000 | 5,828 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $450,000 | 6,899 |
| Pre-tax net operating income | $323,000 | 7,964 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $29,000 | 8,032 |
| Income before extraordinary items | $294,000 | 7,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $294,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 9,843 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $294,000 | 7,609 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,470,000 | 8,123 |
| Total interest expense | $677,000 | 9,244 |
| Net interest income | $1,793,000 | 7,067 |
| Provision for loan and lease losses | $23,000 | 7,650 |
| Total noninterest income | $237,000 | 7,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,161 |
| Total noninterest expense | $1,771,000 | 6,060 |
| Salaries and employee benefits | $895,000 | 6,226 |
| Premises and equipment expense | $327,000 | 5,108 |
| Additional noninterest expense | $549,000 | 6,094 |
| Pre-tax net operating income | $236,000 | 8,734 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $236,000 | 8,342 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $236,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,812 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $236,000 | 8,266 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 8,704 |
| Total interest expense | $580,000 | 9,888 |
| Net interest income | $1,672,000 | 7,613 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $300,000 | 6,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,197 |
| Total noninterest expense | $1,758,000 | 6,162 |
| Salaries and employee benefits | $962,000 | 5,994 |
| Premises and equipment expense | $300,000 | 5,449 |
| Additional noninterest expense | $496,000 | 6,530 |
| Pre-tax net operating income | $169,000 | 9,745 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,000 | 10,030 |
| Income before extraordinary items | $168,000 | 9,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $168,000 | 9,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $168,000 | 9,373 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 9,367 |
| Total interest expense | $494,000 | 10,609 |
| Net interest income | $1,512,000 | 8,246 |
| Provision for loan and lease losses | $-26,000 | 11,150 |
| Total noninterest income | $463,000 | 5,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,738 |
| Total noninterest expense | $1,719,000 | 6,572 |
| Salaries and employee benefits | $953,000 | 6,206 |
| Premises and equipment expense | $269,000 | 5,975 |
| Additional noninterest expense | $497,000 | 7,072 |
| Pre-tax net operating income | $282,000 | 9,252 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $282,000 | 8,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $282,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 11,059 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $282,000 | 8,508 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,033,000 | 9,664 |
| Total interest expense | $791,000 | 9,979 |
| Net interest income | $1,242,000 | 9,221 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $619,000 | 4,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,496 |
| Total noninterest expense | $1,889,000 | 6,255 |
| Salaries and employee benefits | $901,000 | 6,547 |
| Premises and equipment expense | $268,000 | 6,085 |
| Additional noninterest expense | $720,000 | 5,720 |
| Pre-tax net operating income | $-123,000 | 11,612 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $-193,000 | 11,788 |
| Income before extraordinary items | $69,000 | 11,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $69,000 | 11,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,724 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $69,640 | 11,147 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 9,662 |
| Total interest expense | $486,000 | 11,160 |
| Net interest income | $1,589,000 | 8,613 |
| Provision for loan and lease losses | $445,000 | 1,688 |
| Total noninterest income | $516,000 | 5,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,158 |
| Total noninterest expense | $1,723,000 | 6,919 |
| Salaries and employee benefits | $824,000 | 7,070 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $633,000 | 6,795 |
| Pre-tax net operating income | $-63,000 | 12,178 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-63,000 | 12,126 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-63,000 | 12,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,191 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-63,000 | 12,140 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,816,000 | 8,640 |
| Total interest expense | $608,000 | 11,093 |
| Net interest income | $2,208,000 | 7,165 |
| Provision for loan and lease losses | $1,096,000 | 1,221 |
| Total noninterest income | $299,000 | 7,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $2,146,000 | 5,990 |
| Salaries and employee benefits | $889,000 | 6,782 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $962,000 | 5,091 |
| Pre-tax net operating income | $-735,000 | 12,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-127,000 | 12,983 |
| Income before extraordinary items | $-608,000 | 12,926 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-608,000 | 12,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,467,000 | 881 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-608,000 | 12,875 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,222,000 | 8,604 |
| Total interest expense | $796,000 | 11,354 |
| Net interest income | $2,426,000 | 6,734 |
| Provision for loan and lease losses | $678,000 | 2,428 |
| Total noninterest income | $335,000 | 7,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $2,086,000 | 6,169 |
| Salaries and employee benefits | $874,000 | 6,777 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $922,000 | 5,410 |
| Pre-tax net operating income | $-3,000 | 12,747 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,000 | 12,905 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,000 | 12,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 3,986 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,087 |
| Net operating income | $-3,000 | 12,686 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.