Home > Happy State Bank > Income and Expense

Happy State Bank, Income and Expense

2022-03-31 (YTD Data)		Rank
Total interest income	$59,993,000	192
Total interest expense	$2,766,000	213
Net interest income	$57,227,000	187
Provision for loan and lease losses	$927,000	214
Total noninterest income	$11,524,000	278
Gross Fiduciary activities income	$2,938,000	139
Service charges on deposit accounts	$3,222,000	140
Trading account gains and fees	$0	103
Additional Noninterest Income	$5,364,000	370
Total noninterest expense	$43,151,000	197
Salaries and employee benefits	$26,665,000	172
Premises and equipment expense	$4,877,000	176
Additional noninterest expense	$11,609,000	229
Pre-tax net operating income	$24,673,000	222
Securities gains (losses)	$-107,000	4,541
Applicable income taxes	$5,334,000	226
Income before extraordinary items	$19,232,000	231
Extraordinary gains, net	$0	4
Net income	$19,232,000	231
Minority interest net income	$0	50
Net income of bank and minority interests.	$19,232,000	231
Net charge-offs	$-73,000	4,482
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$19,316,530	230
2021-12-31 (YTD Data)		Rank
Total interest income	$229,477,000	199
Total interest expense	$10,192,000	281
Net interest income	$219,285,000	191
Provision for loan and lease losses	$-10,620,000	4,732
Total noninterest income	$47,280,000	287
Gross Fiduciary activities income	$10,695,000	148
Service charges on deposit accounts	$11,660,000	148
Trading account gains and fees	$0	132
Additional Noninterest Income	$24,925,000	359
Total noninterest expense	$154,904,000	215
Salaries and employee benefits	$92,665,000	195
Premises and equipment expense	$18,617,000	186
Additional noninterest expense	$43,622,000	235
Pre-tax net operating income	$122,281,000	207
Securities gains (losses)	$693,000	284
Applicable income taxes	$22,680,000	228
Income before extraordinary items	$100,294,000	199
Extraordinary gains, net	$0	10
Net income	$100,294,000	199
Minority interest net income	$0	74
Net income of bank and minority interests.	$100,294,000	199
Net charge-offs	$3,011,000	227
Cash dividends	$180,000,000	72
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$99,725,740	197
2021-09-30 (YTD Data)		Rank
Total interest income	$168,939,000	202
Total interest expense	$7,493,000	293
Net interest income	$161,446,000	193
Provision for loan and lease losses	$-11,820,000	4,820
Total noninterest income	$34,918,000	291
Gross Fiduciary activities income	$7,735,000	153
Service charges on deposit accounts	$8,410,000	149
Trading account gains and fees	$0	132
Additional Noninterest Income	$18,773,000	367
Total noninterest expense	$118,869,000	212
Salaries and employee benefits	$72,863,000	186
Premises and equipment expense	$14,035,000	186
Additional noninterest expense	$31,971,000	236
Pre-tax net operating income	$89,315,000	210
Securities gains (losses)	$714,000	245
Applicable income taxes	$16,734,000	237
Income before extraordinary items	$73,295,000	204
Extraordinary gains, net	$0	8
Net income	$73,295,000	204
Minority interest net income	$0	69
Net income of bank and minority interests.	$73,295,000	204
Net charge-offs	$2,732,000	201
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$72,716,660	205
2021-06-30 (YTD Data)		Rank
Total interest income	$112,405,000	204
Total interest expense	$5,019,000	307
Net interest income	$107,386,000	193
Provision for loan and lease losses	$-13,220,000	4,870
Total noninterest income	$23,271,000	297
Gross Fiduciary activities income	$5,127,000	149
Service charges on deposit accounts	$5,219,000	152
Trading account gains and fees	$0	133
Additional Noninterest Income	$12,925,000	359
Total noninterest expense	$77,943,000	213
Salaries and employee benefits	$46,957,000	195
Premises and equipment expense	$9,303,000	186
Additional noninterest expense	$21,683,000	230
Pre-tax net operating income	$65,934,000	199
Securities gains (losses)	$-91,000	4,853
Applicable income taxes	$12,211,000	221
Income before extraordinary items	$53,632,000	194
Extraordinary gains, net	$0	6
Net income	$53,632,000	194
Minority interest net income	$0	67
Net income of bank and minority interests.	$53,632,000	194
Net charge-offs	$2,132,000	186
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$53,705,710	191
2021-03-31 (YTD Data)		Rank
Total interest income	$55,607,000	206
Total interest expense	$2,562,000	319
Net interest income	$53,045,000	196
Provision for loan and lease losses	$3,600,000	48
Total noninterest income	$9,964,000	339
Gross Fiduciary activities income	$2,658,000	147
Service charges on deposit accounts	$2,531,000	153
Trading account gains and fees	$0	127
Additional Noninterest Income	$4,775,000	460
Total noninterest expense	$39,129,000	209
Salaries and employee benefits	$23,611,000	191
Premises and equipment expense	$4,771,000	183
Additional noninterest expense	$10,747,000	227
Pre-tax net operating income	$20,280,000	274
Securities gains (losses)	$-39,000	4,817
Applicable income taxes	$3,020,000	355
Income before extraordinary items	$17,221,000	266
Extraordinary gains, net	$0	3
Net income	$17,221,000	266
Minority interest net income	$0	55
Net income of bank and minority interests.	$17,221,000	266
Net charge-offs	$1,801,000	145
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$17,254,150	257
2020-12-31 (YTD Data)		Rank
Total interest income	$204,488,000	216
Total interest expense	$15,152,000	343
Net interest income	$189,336,000	205
Provision for loan and lease losses	$23,350,000	210
Total noninterest income	$36,924,000	329
Gross Fiduciary activities income	$8,985,000	156
Service charges on deposit accounts	$10,258,000	149
Trading account gains and fees	$0	133
Additional Noninterest Income	$17,681,000	437
Total noninterest expense	$139,089,000	225
Salaries and employee benefits	$83,651,000	201
Premises and equipment expense	$14,552,000	216
Additional noninterest expense	$40,886,000	237
Pre-tax net operating income	$63,821,000	237
Securities gains (losses)	$9,092,000	77
Applicable income taxes	$12,800,000	249
Income before extraordinary items	$60,113,000	217
Extraordinary gains, net	$0	4
Net income	$60,113,000	217
Minority interest net income	$0	72
Net income of bank and minority interests.	$60,113,000	217
Net charge-offs	$2,646,000	344
Cash dividends	$2,130,000	1,447
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$52,657,560	232
2020-09-30 (YTD Data)		Rank
Total interest income	$146,019,000	223
Total interest expense	$12,482,000	337
Net interest income	$133,537,000	213
Provision for loan and lease losses	$14,750,000	247
Total noninterest income	$25,993,000	330
Gross Fiduciary activities income	$6,405,000	158
Service charges on deposit accounts	$7,351,000	148
Trading account gains and fees	$0	125
Additional Noninterest Income	$12,237,000	445
Total noninterest expense	$97,414,000	231
Salaries and employee benefits	$59,524,000	206
Premises and equipment expense	$10,150,000	225
Additional noninterest expense	$27,740,000	252
Pre-tax net operating income	$47,366,000	223
Securities gains (losses)	$7,584,000	76
Applicable income taxes	$9,633,000	228
Income before extraordinary items	$45,317,000	198
Extraordinary gains, net	$0	4
Net income	$45,317,000	198
Minority interest net income	$0	65
Net income of bank and minority interests.	$45,317,000	198
Net charge-offs	$2,160,000	306
Cash dividends	$2,130,000	1,058
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$39,098,120	217
2020-06-30 (YTD Data)		Rank
Total interest income	$89,459,000	241
Total interest expense	$9,530,000	333
Net interest income	$79,929,000	223
Provision for loan and lease losses	$8,350,000	290
Total noninterest income	$16,358,000	327
Gross Fiduciary activities income	$4,186,000	158
Service charges on deposit accounts	$4,625,000	158
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,547,000	437
Total noninterest expense	$59,386,000	241
Salaries and employee benefits	$36,008,000	220
Premises and equipment expense	$6,310,000	237
Additional noninterest expense	$17,068,000	269
Pre-tax net operating income	$28,551,000	216
Securities gains (losses)	$7,408,000	52
Applicable income taxes	$6,240,000	207
Income before extraordinary items	$29,719,000	180
Extraordinary gains, net	$0	4
Net income	$29,719,000	180
Minority interest net income	$0	65
Net income of bank and minority interests.	$29,719,000	180
Net charge-offs	$1,344,000	328
Cash dividends	$2,130,000	767
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$23,570,360	210
2020-03-31 (YTD Data)		Rank
Total interest income	$43,763,000	249
Total interest expense	$6,035,000	312
Net interest income	$37,728,000	240
Provision for loan and lease losses	$3,300,000	305
Total noninterest income	$9,223,000	282
Gross Fiduciary activities income	$2,325,000	149
Service charges on deposit accounts	$2,711,000	157
Trading account gains and fees	$0	106
Additional Noninterest Income	$4,187,000	354
Total noninterest expense	$29,929,000	249
Salaries and employee benefits	$18,141,000	221
Premises and equipment expense	$3,181,000	246
Additional noninterest expense	$8,607,000	263
Pre-tax net operating income	$13,722,000	200
Securities gains (losses)	$3,870,000	45
Applicable income taxes	$2,865,000	202
Income before extraordinary items	$14,727,000	165
Extraordinary gains, net	$0	4
Net income	$14,727,000	164
Minority interest net income	$0	56
Net income of bank and minority interests.	$14,727,000	164
Net charge-offs	$1,583,000	184
Cash dividends	$2,130,000	498
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$11,476,200	197
2019-12-31 (YTD Data)		Rank
Total interest income	$168,679,000	261
Total interest expense	$29,310,000	294
Net interest income	$139,369,000	249
Provision for loan and lease losses	$8,650,000	174
Total noninterest income	$32,516,000	306
Gross Fiduciary activities income	$7,765,000	168
Service charges on deposit accounts	$10,724,000	161
Trading account gains and fees	$0	135
Additional Noninterest Income	$14,027,000	413
Total noninterest expense	$112,784,000	244
Salaries and employee benefits	$67,176,000	229
Premises and equipment expense	$12,423,000	239
Additional noninterest expense	$33,185,000	263
Pre-tax net operating income	$50,451,000	313
Securities gains (losses)	$6,332,000	66
Applicable income taxes	$9,165,000	333
Income before extraordinary items	$47,618,000	283
Extraordinary gains, net	$0	11
Net income	$47,618,000	285
Minority interest net income	$0	76
Net income of bank and minority interests.	$47,618,000	285
Net charge-offs	$7,478,000	161
Cash dividends	$4,259,000	911
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$42,299,120	303
2019-09-30 (YTD Data)		Rank
Total interest income	$124,746,000	265
Total interest expense	$22,383,000	297
Net interest income	$102,363,000	254
Provision for loan and lease losses	$6,100,000	180
Total noninterest income	$24,127,000	309
Gross Fiduciary activities income	$5,854,000	166
Service charges on deposit accounts	$7,821,000	164
Trading account gains and fees	$0	129
Additional Noninterest Income	$10,452,000	409
Total noninterest expense	$85,629,000	244
Salaries and employee benefits	$51,202,000	225
Premises and equipment expense	$9,331,000	241
Additional noninterest expense	$25,096,000	257
Pre-tax net operating income	$34,761,000	331
Securities gains (losses)	$5,816,000	57
Applicable income taxes	$6,158,000	360
Income before extraordinary items	$34,419,000	287
Extraordinary gains, net	$0	11
Net income	$34,419,000	289
Minority interest net income	$0	72
Net income of bank and minority interests.	$34,419,000	289
Net charge-offs	$6,464,000	149
Cash dividends	$4,259,000	689
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$29,475,400	317
2019-06-30 (YTD Data)		Rank
Total interest income	$81,546,000	270
Total interest expense	$14,593,000	301
Net interest income	$66,953,000	258
Provision for loan and lease losses	$3,900,000	189
Total noninterest income	$15,967,000	306
Gross Fiduciary activities income	$4,010,000	162
Service charges on deposit accounts	$4,901,000	170
Trading account gains and fees	$0	131
Additional Noninterest Income	$7,056,000	396
Total noninterest expense	$56,598,000	247
Salaries and employee benefits	$33,417,000	231
Premises and equipment expense	$6,220,000	245
Additional noninterest expense	$16,961,000	260
Pre-tax net operating income	$22,422,000	332
Securities gains (losses)	$1,567,000	115
Applicable income taxes	$3,293,000	414
Income before extraordinary items	$20,696,000	310
Extraordinary gains, net	$0	11
Net income	$20,696,000	312
Minority interest net income	$0	69
Net income of bank and minority interests.	$20,696,000	312
Net charge-offs	$5,410,000	128
Cash dividends	$2,130,000	825
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$19,348,380	318
2019-03-31 (YTD Data)		Rank
Total interest income	$39,906,000	273
Total interest expense	$7,168,000	302
Net interest income	$32,738,000	264
Provision for loan and lease losses	$2,100,000	174
Total noninterest income	$8,154,000	289
Gross Fiduciary activities income	$2,168,000	150
Service charges on deposit accounts	$2,268,000	173
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,718,000	369
Total noninterest expense	$27,649,000	254
Salaries and employee benefits	$16,535,000	237
Premises and equipment expense	$2,839,000	258
Additional noninterest expense	$8,275,000	268
Pre-tax net operating income	$11,143,000	328
Securities gains (losses)	$38,000	435
Applicable income taxes	$1,303,000	491
Income before extraordinary items	$9,878,000	312
Extraordinary gains, net	$0	5
Net income	$9,878,000	312
Minority interest net income	$0	52
Net income of bank and minority interests.	$9,878,000	312
Net charge-offs	$1,851,000	151
Cash dividends	$2,130,000	480
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$9,844,560	304
2018-12-31 (YTD Data)		Rank
Total interest income	$150,924,000	276
Total interest expense	$22,496,000	286
Net interest income	$128,428,000	265
Provision for loan and lease losses	$6,300,000	228
Total noninterest income	$31,840,000	310
Gross Fiduciary activities income	$9,331,000	148
Service charges on deposit accounts	$9,539,000	175
Trading account gains and fees	$0	126
Additional Noninterest Income	$12,970,000	420
Total noninterest expense	$110,607,000	247
Salaries and employee benefits	$63,783,000	235
Premises and equipment expense	$10,931,000	264
Additional noninterest expense	$35,893,000	257
Pre-tax net operating income	$43,361,000	346
Securities gains (losses)	$72,000	367
Applicable income taxes	$5,163,000	463
Income before extraordinary items	$38,270,000	322
Extraordinary gains, net	$0	6
Net income	$38,270,000	322
Minority interest net income	$0	72
Net income of bank and minority interests.	$38,270,000	322
Net charge-offs	$2,737,000	299
Cash dividends	$4,259,000	828
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$38,206,640	326
2018-09-30 (YTD Data)		Rank
Total interest income	$111,249,000	271
Total interest expense	$15,580,000	287
Net interest income	$95,669,000	264
Provision for loan and lease losses	$5,100,000	204
Total noninterest income	$23,861,000	311
Gross Fiduciary activities income	$7,167,000	146
Service charges on deposit accounts	$6,962,000	175
Trading account gains and fees	$0	138
Additional Noninterest Income	$9,732,000	423
Total noninterest expense	$84,211,000	240
Salaries and employee benefits	$49,232,000	230
Premises and equipment expense	$8,139,000	266
Additional noninterest expense	$26,840,000	252
Pre-tax net operating income	$30,219,000	362
Securities gains (losses)	$75,000	349
Applicable income taxes	$2,823,000	580
Income before extraordinary items	$27,471,000	336
Extraordinary gains, net	$0	5
Net income	$27,471,000	336
Minority interest net income	$0	66
Net income of bank and minority interests.	$27,471,000	336
Net charge-offs	$4,268,000	180
Cash dividends	$4,259,000	610
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$27,402,750	333
2018-06-30 (YTD Data)		Rank
Total interest income	$72,233,000	272
Total interest expense	$9,092,000	303
Net interest income	$63,141,000	260
Provision for loan and lease losses	$3,300,000	212
Total noninterest income	$16,203,000	310
Gross Fiduciary activities income	$5,020,000	139
Service charges on deposit accounts	$4,451,000	177
Trading account gains and fees	$0	130
Additional Noninterest Income	$6,732,000	411
Total noninterest expense	$55,879,000	242
Salaries and employee benefits	$32,792,000	229
Premises and equipment expense	$5,306,000	273
Additional noninterest expense	$17,781,000	253
Pre-tax net operating income	$20,165,000	350
Securities gains (losses)	$80,000	281
Applicable income taxes	$1,459,000	677
Income before extraordinary items	$18,786,000	324
Extraordinary gains, net	$0	6
Net income	$18,786,000	324
Minority interest net income	$0	65
Net income of bank and minority interests.	$18,786,000	324
Net charge-offs	$2,991,000	170
Cash dividends	$2,129,000	720
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$18,711,600	324
2018-03-31 (YTD Data)		Rank
Total interest income	$35,456,000	270
Total interest expense	$4,019,000	318
Net interest income	$31,437,000	261
Provision for loan and lease losses	$1,200,000	244
Total noninterest income	$8,502,000	300
Gross Fiduciary activities income	$2,814,000	128
Service charges on deposit accounts	$2,093,000	186
Trading account gains and fees	$0	123
Additional Noninterest Income	$3,595,000	395
Total noninterest expense	$28,025,000	242
Salaries and employee benefits	$16,755,000	224
Premises and equipment expense	$2,521,000	286
Additional noninterest expense	$8,749,000	253
Pre-tax net operating income	$10,714,000	330
Securities gains (losses)	$-29,000	5,356
Applicable income taxes	$1,274,000	472
Income before extraordinary items	$9,411,000	319
Extraordinary gains, net	$0	7
Net income	$9,411,000	319
Minority interest net income	$0	52
Net income of bank and minority interests.	$9,411,000	319
Net charge-offs	$345,000	387
Cash dividends	$2,129,000	396
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$9,436,520	316
2017-12-31 (YTD Data)		Rank
Total interest income	$125,917,000	280
Total interest expense	$12,382,000	326
Net interest income	$113,535,000	271
Provision for loan and lease losses	$6,200,000	214
Total noninterest income	$32,025,000	304
Gross Fiduciary activities income	$9,167,000	143
Service charges on deposit accounts	$6,872,000	223
Trading account gains and fees	$0	151
Additional Noninterest Income	$15,986,000	370
Total noninterest expense	$99,685,000	264
Salaries and employee benefits	$57,401,000	244
Premises and equipment expense	$10,207,000	276
Additional noninterest expense	$32,077,000	264
Pre-tax net operating income	$39,675,000	333
Securities gains (losses)	$1,001,000	142
Applicable income taxes	$11,158,000	377
Income before extraordinary items	$29,518,000	301
Extraordinary gains, net	$0	9
Net income	$29,518,000	300
Minority interest net income	$0	76
Net income of bank and minority interests.	$29,518,000	301
Net charge-offs	$6,903,000	178
Cash dividends	$4,259,000	781
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$28,787,270	305
2017-09-30 (YTD Data)		Rank
Total interest income	$93,315,000	282
Total interest expense	$8,553,000	331
Net interest income	$84,762,000	271
Provision for loan and lease losses	$4,700,000	213
Total noninterest income	$21,700,000	327
Gross Fiduciary activities income	$6,733,000	142
Service charges on deposit accounts	$4,182,000	279
Trading account gains and fees	$0	145
Additional Noninterest Income	$10,785,000	402
Total noninterest expense	$74,602,000	260
Salaries and employee benefits	$42,507,000	245
Premises and equipment expense	$7,710,000	269
Additional noninterest expense	$24,385,000	260
Pre-tax net operating income	$27,160,000	365
Securities gains (losses)	$1,001,000	128
Applicable income taxes	$5,890,000	438
Income before extraordinary items	$22,271,000	331
Extraordinary gains, net	$0	9
Net income	$22,271,000	331
Minority interest net income	$0	71
Net income of bank and minority interests.	$22,271,000	331
Net charge-offs	$4,916,000	166
Cash dividends	$4,259,000	574
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$21,480,210	338
2017-06-30 (YTD Data)		Rank
Total interest income	$60,548,000	286
Total interest expense	$5,018,000	343
Net interest income	$55,530,000	275
Provision for loan and lease losses	$3,200,000	205
Total noninterest income	$14,642,000	320
Gross Fiduciary activities income	$4,778,000	134
Service charges on deposit accounts	$2,704,000	284
Trading account gains and fees	$0	139
Additional Noninterest Income	$7,160,000	403
Total noninterest expense	$49,020,000	269
Salaries and employee benefits	$27,670,000	250
Premises and equipment expense	$5,114,000	274
Additional noninterest expense	$16,236,000	265
Pre-tax net operating income	$17,952,000	365
Securities gains (losses)	$659,000	123
Applicable income taxes	$3,881,000	432
Income before extraordinary items	$14,730,000	334
Extraordinary gains, net	$0	11
Net income	$14,730,000	334
Minority interest net income	$0	71
Net income of bank and minority interests.	$14,730,000	334
Net charge-offs	$4,833,000	132
Cash dividends	$2,129,000	723
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$14,209,390	343
2017-03-31 (YTD Data)		Rank
Total interest income	$29,377,000	292
Total interest expense	$2,277,000	363
Net interest income	$27,100,000	280
Provision for loan and lease losses	$1,700,000	192
Total noninterest income	$7,914,000	306
Gross Fiduciary activities income	$2,722,000	120
Service charges on deposit accounts	$1,311,000	289
Trading account gains and fees	$0	142
Additional Noninterest Income	$3,881,000	375
Total noninterest expense	$24,463,000	271
Salaries and employee benefits	$13,356,000	257
Premises and equipment expense	$2,595,000	272
Additional noninterest expense	$8,512,000	255
Pre-tax net operating income	$8,851,000	364
Securities gains (losses)	$480,000	93
Applicable income taxes	$1,905,000	435
Income before extraordinary items	$7,426,000	324
Extraordinary gains, net	$0	8
Net income	$7,426,000	324
Minority interest net income	$0	55
Net income of bank and minority interests.	$7,426,000	324
Net charge-offs	$-18,000	5,222
Cash dividends	$2,129,000	379
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$7,042,000	334
2016-12-31 (YTD Data)		Rank
Total interest income	$114,414,000	287
Total interest expense	$7,209,000	417
Net interest income	$107,205,000	269
Provision for loan and lease losses	$6,385,000	219
Total noninterest income	$29,173,000	323
Gross Fiduciary activities income	$8,726,000	134
Service charges on deposit accounts	$5,961,000	251
Trading account gains and fees	$0	170
Additional Noninterest Income	$14,486,000	397
Total noninterest expense	$90,417,000	281
Salaries and employee benefits	$48,655,000	272
Premises and equipment expense	$10,579,000	265
Additional noninterest expense	$31,183,000	268
Pre-tax net operating income	$39,576,000	302
Securities gains (losses)	$4,483,000	62
Applicable income taxes	$11,832,000	307
Income before extraordinary items	$32,227,000	285
Extraordinary gains, net	$0	5
Net income	$32,227,000	284
Minority interest net income	$0	82
Net income of bank and minority interests.	$32,227,000	284
Net charge-offs	$3,165,000	288
Cash dividends	$4,352,000	761
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$28,954,410	295
2016-09-30 (YTD Data)		Rank
Total interest income	$84,782,000	286
Total interest expense	$5,142,000	435
Net interest income	$79,640,000	270
Provision for loan and lease losses	$4,795,000	211
Total noninterest income	$21,969,000	325
Gross Fiduciary activities income	$6,609,000	131
Service charges on deposit accounts	$4,456,000	255
Trading account gains and fees	$0	169
Additional Noninterest Income	$10,904,000	394
Total noninterest expense	$67,320,000	284
Salaries and employee benefits	$35,963,000	277
Premises and equipment expense	$7,717,000	269
Additional noninterest expense	$23,640,000	265
Pre-tax net operating income	$29,494,000	302
Securities gains (losses)	$4,443,000	51
Applicable income taxes	$9,080,000	302
Income before extraordinary items	$24,857,000	279
Extraordinary gains, net	$0	5
Net income	$24,857,000	279
Minority interest net income	$0	71
Net income of bank and minority interests.	$24,857,000	279
Net charge-offs	$2,398,000	262
Cash dividends	$4,352,000	563
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$21,613,610	298
2016-06-30 (YTD Data)		Rank
Total interest income	$55,948,000	287
Total interest expense	$3,407,000	429
Net interest income	$52,541,000	271
Provision for loan and lease losses	$3,105,000	209
Total noninterest income	$14,671,000	321
Gross Fiduciary activities income	$4,670,000	129
Service charges on deposit accounts	$2,862,000	263
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,139,000	390
Total noninterest expense	$44,743,000	284
Salaries and employee benefits	$23,959,000	275
Premises and equipment expense	$5,083,000	272
Additional noninterest expense	$15,701,000	265
Pre-tax net operating income	$19,364,000	303
Securities gains (losses)	$2,949,000	56
Applicable income taxes	$5,629,000	312
Income before extraordinary items	$16,684,000	272
Extraordinary gains, net	$0	16
Net income	$16,684,000	271
Minority interest net income	$0	71
Net income of bank and minority interests.	$16,684,000	271
Net charge-offs	$2,188,000	209
Cash dividends	$2,223,000	692
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$14,472,250	294
2016-03-31 (YTD Data)		Rank
Total interest income	$27,851,000	282
Total interest expense	$1,787,000	405
Net interest income	$26,064,000	270
Provision for loan and lease losses	$1,815,000	189
Total noninterest income	$7,788,000	288
Gross Fiduciary activities income	$2,714,000	116
Service charges on deposit accounts	$1,407,000	264
Trading account gains and fees	$0	142
Additional Noninterest Income	$3,667,000	371
Total noninterest expense	$22,707,000	278
Salaries and employee benefits	$12,086,000	267
Premises and equipment expense	$2,514,000	277
Additional noninterest expense	$8,107,000	256
Pre-tax net operating income	$9,330,000	300
Securities gains (losses)	$21,000	1,208
Applicable income taxes	$2,491,000	339
Income before extraordinary items	$6,860,000	302
Extraordinary gains, net	$0	12
Net income	$6,860,000	302
Minority interest net income	$0	62
Net income of bank and minority interests.	$6,860,000	302
Net charge-offs	$1,139,000	205
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,844,670	300
2015-12-31 (YTD Data)		Rank
Total interest income	$102,528,000	282
Total interest expense	$5,581,000	492
Net interest income	$96,947,000	274
Provision for loan and lease losses	$3,650,000	273
Total noninterest income	$28,323,000	321
Gross Fiduciary activities income	$8,516,000	138
Service charges on deposit accounts	$5,800,000	265
Trading account gains and fees	$0	159
Additional Noninterest Income	$14,007,000	391
Total noninterest expense	$84,643,000	286
Salaries and employee benefits	$44,578,000	279
Premises and equipment expense	$10,462,000	263
Additional noninterest expense	$29,603,000	269
Pre-tax net operating income	$36,977,000	304
Securities gains (losses)	$318,000	529
Applicable income taxes	$10,214,000	311
Income before extraordinary items	$27,081,000	304
Extraordinary gains, net	$0	23
Net income	$27,081,000	304
Minority interest net income	$0	81
Net income of bank and minority interests.	$27,081,000	304
Net charge-offs	$3,510,000	242
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$26,848,860	305
2015-09-30 (YTD Data)		Rank
Total interest income	$75,672,000	291
Total interest expense	$4,128,000	507
Net interest income	$71,544,000	282
Provision for loan and lease losses	$3,400,000	219
Total noninterest income	$21,649,000	322
Gross Fiduciary activities income	$6,556,000	134
Service charges on deposit accounts	$4,283,000	273
Trading account gains and fees	$0	153
Additional Noninterest Income	$10,810,000	387
Total noninterest expense	$63,599,000	299
Salaries and employee benefits	$33,476,000	282
Premises and equipment expense	$7,822,000	271
Additional noninterest expense	$22,301,000	283
Pre-tax net operating income	$26,194,000	321
Securities gains (losses)	$318,000	454
Applicable income taxes	$7,045,000	341
Income before extraordinary items	$19,467,000	317
Extraordinary gains, net	$0	21
Net income	$19,467,000	316
Minority interest net income	$0	78
Net income of bank and minority interests.	$19,467,000	316
Net charge-offs	$2,584,000	237
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$19,234,860	315
2015-06-30 (YTD Data)		Rank
Total interest income	$49,287,000	293
Total interest expense	$2,718,000	510
Net interest income	$46,569,000	287
Provision for loan and lease losses	$2,800,000	192
Total noninterest income	$14,591,000	323
Gross Fiduciary activities income	$4,636,000	135
Service charges on deposit accounts	$2,751,000	275
Trading account gains and fees	$0	157
Additional Noninterest Income	$7,204,000	390
Total noninterest expense	$41,605,000	306
Salaries and employee benefits	$21,425,000	293
Premises and equipment expense	$5,204,000	270
Additional noninterest expense	$14,976,000	279
Pre-tax net operating income	$16,755,000	332
Securities gains (losses)	$312,000	368
Applicable income taxes	$4,337,000	365
Income before extraordinary items	$12,730,000	326
Extraordinary gains, net	$0	22
Net income	$12,730,000	326
Minority interest net income	$0	75
Net income of bank and minority interests.	$12,730,000	326
Net charge-offs	$2,063,000	213
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$12,496,000	323
2015-03-31 (YTD Data)		Rank
Total interest income	$24,375,000	296
Total interest expense	$1,328,000	522
Net interest income	$23,047,000	291
Provision for loan and lease losses	$1,800,000	152
Total noninterest income	$7,460,000	305
Gross Fiduciary activities income	$2,732,000	120
Service charges on deposit accounts	$1,314,000	280
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,414,000	390
Total noninterest expense	$21,044,000	301
Salaries and employee benefits	$10,588,000	301
Premises and equipment expense	$2,675,000	266
Additional noninterest expense	$7,781,000	269
Pre-tax net operating income	$7,663,000	347
Securities gains (losses)	$282,000	277
Applicable income taxes	$2,037,000	382
Income before extraordinary items	$5,908,000	333
Extraordinary gains, net	$0	13
Net income	$5,908,000	333
Minority interest net income	$0	64
Net income of bank and minority interests.	$5,908,000	333
Net charge-offs	$1,394,000	172
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$5,699,320	335
2014-12-31 (YTD Data)		Rank
Total interest income	$93,058,000	291
Total interest expense	$5,421,000	516
Net interest income	$87,637,000	289
Provision for loan and lease losses	$8,117,000	148
Total noninterest income	$27,671,000	299
Gross Fiduciary activities income	$8,192,000	137
Service charges on deposit accounts	$5,975,000	266
Trading account gains and fees	$0	180
Additional Noninterest Income	$13,504,000	368
Total noninterest expense	$80,806,000	300
Salaries and employee benefits	$42,084,000	289
Premises and equipment expense	$10,040,000	269
Additional noninterest expense	$28,682,000	286
Pre-tax net operating income	$26,385,000	372
Securities gains (losses)	$13,000	2,526
Applicable income taxes	$6,640,000	416
Income before extraordinary items	$19,758,000	381
Extraordinary gains, net	$0	17
Net income	$19,406,000	386
Minority interest net income	$352,000	40
Net income of bank and minority interests.	$19,758,000	381
Net charge-offs	$1,721,000	580
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$19,748,250	372
2014-09-30 (YTD Data)		Rank
Total interest income	$68,316,000	297
Total interest expense	$4,067,000	520
Net interest income	$64,249,000	293
Provision for loan and lease losses	$7,317,000	131
Total noninterest income	$21,165,000	289
Gross Fiduciary activities income	$6,205,000	136
Service charges on deposit accounts	$4,479,000	264
Trading account gains and fees	$0	174
Additional Noninterest Income	$10,481,000	347
Total noninterest expense	$60,543,000	292
Salaries and employee benefits	$31,153,000	287
Premises and equipment expense	$7,470,000	267
Additional noninterest expense	$21,920,000	279
Pre-tax net operating income	$17,554,000	397
Securities gains (losses)	$15,000	2,163
Applicable income taxes	$4,044,000	470
Income before extraordinary items	$13,525,000	408
Extraordinary gains, net	$0	15
Net income	$13,173,000	414
Minority interest net income	$352,000	35
Net income of bank and minority interests.	$13,525,000	408
Net charge-offs	$1,473,000	495
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$13,513,450	400
2014-06-30 (YTD Data)		Rank
Total interest income	$44,174,000	301
Total interest expense	$2,721,000	527
Net interest income	$41,453,000	295
Provision for loan and lease losses	$2,850,000	193
Total noninterest income	$14,018,000	288
Gross Fiduciary activities income	$4,444,000	132
Service charges on deposit accounts	$2,902,000	266
Trading account gains and fees	$0	172
Additional Noninterest Income	$6,672,000	356
Total noninterest expense	$38,306,000	303
Salaries and employee benefits	$19,517,000	301
Premises and equipment expense	$4,887,000	266
Additional noninterest expense	$13,902,000	286
Pre-tax net operating income	$14,315,000	337
Securities gains (losses)	$28,000	1,480
Applicable income taxes	$3,633,000	383
Income before extraordinary items	$10,710,000	340
Extraordinary gains, net	$0	20
Net income	$10,475,000	348
Minority interest net income	$235,000	33
Net income of bank and minority interests.	$10,710,000	340
Net charge-offs	$1,337,000	402
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$10,689,000	335
2014-03-31 (YTD Data)		Rank
Total interest income	$21,647,000	304
Total interest expense	$1,372,000	528
Net interest income	$20,275,000	296
Provision for loan and lease losses	$1,150,000	229
Total noninterest income	$7,271,000	281
Gross Fiduciary activities income	$2,661,000	118
Service charges on deposit accounts	$1,395,000	271
Trading account gains and fees	$0	147
Additional Noninterest Income	$3,215,000	362
Total noninterest expense	$19,847,000	296
Salaries and employee benefits	$9,757,000	297
Premises and equipment expense	$2,443,000	275
Additional noninterest expense	$7,647,000	268
Pre-tax net operating income	$6,549,000	350
Securities gains (losses)	$-98,000	6,647
Applicable income taxes	$1,554,000	416
Income before extraordinary items	$4,897,000	355
Extraordinary gains, net	$0	16
Net income	$4,780,000	363
Minority interest net income	$117,000	27
Net income of bank and minority interests.	$4,897,000	355
Net charge-offs	$-34,000	6,203
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$4,971,480	344
2013-12-31 (YTD Data)		Rank
Total interest income	$78,248,000	332
Total interest expense	$5,610,000	576
Net interest income	$72,638,000	323
Provision for loan and lease losses	$3,950,000	335
Total noninterest income	$26,803,000	322
Gross Fiduciary activities income	$8,048,000	137
Service charges on deposit accounts	$6,040,000	269
Trading account gains and fees	$0	184
Additional Noninterest Income	$12,715,000	404
Total noninterest expense	$72,928,000	318
Salaries and employee benefits	$35,632,000	319
Premises and equipment expense	$11,537,000	225
Additional noninterest expense	$25,759,000	305
Pre-tax net operating income	$22,563,000	396
Securities gains (losses)	$609,000	382
Applicable income taxes	$5,883,000	416
Income before extraordinary items	$17,289,000	406
Extraordinary gains, net	$0	29
Net income	$16,796,000	413
Minority interest net income	$493,000	41
Net income of bank and minority interests.	$17,289,000	406
Net charge-offs	$1,676,000	867
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$16,832,250	412
2013-09-30 (YTD Data)		Rank
Total interest income	$59,272,000	329
Total interest expense	$3,848,000	666
Net interest income	$55,424,000	316
Provision for loan and lease losses	$2,900,000	344
Total noninterest income	$20,704,000	321
Gross Fiduciary activities income	$6,196,000	133
Service charges on deposit accounts	$4,482,000	272
Trading account gains and fees	$0	180
Additional Noninterest Income	$10,026,000	398
Total noninterest expense	$57,873,000	297
Salaries and employee benefits	$28,854,000	295
Premises and equipment expense	$9,727,000	197
Additional noninterest expense	$19,292,000	302
Pre-tax net operating income	$15,355,000	444
Securities gains (losses)	$609,000	345
Applicable income taxes	$4,394,000	423
Income before extraordinary items	$11,570,000	452
Extraordinary gains, net	$0	25
Net income	$11,570,000	451
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,570,000	453
Net charge-offs	$694,000	1,298
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$11,131,520	455
2013-06-30 (YTD Data)		Rank
Total interest income	$38,358,000	339
Total interest expense	$2,594,000	681
Net interest income	$35,764,000	324
Provision for loan and lease losses	$1,850,000	393
Total noninterest income	$13,569,000	339
Gross Fiduciary activities income	$4,530,000	128
Service charges on deposit accounts	$2,927,000	270
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,112,000	446
Total noninterest expense	$38,560,000	301
Salaries and employee benefits	$19,072,000	302
Premises and equipment expense	$6,424,000	204
Additional noninterest expense	$13,064,000	300
Pre-tax net operating income	$8,923,000	478
Securities gains (losses)	$609,000	304
Applicable income taxes	$2,465,000	468
Income before extraordinary items	$7,067,000	475
Extraordinary gains, net	$0	22
Net income	$7,067,000	475
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,067,000	477
Net charge-offs	$571,000	1,143
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$6,616,340	496
2013-03-31 (YTD Data)		Rank
Total interest income	$18,731,000	353
Total interest expense	$1,342,000	679
Net interest income	$17,389,000	338
Provision for loan and lease losses	$1,050,000	368
Total noninterest income	$7,154,000	321
Gross Fiduciary activities income	$2,732,000	109
Service charges on deposit accounts	$1,420,000	276
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,002,000	452
Total noninterest expense	$19,323,000	303
Salaries and employee benefits	$9,485,000	309
Premises and equipment expense	$3,166,000	207
Additional noninterest expense	$6,672,000	297
Pre-tax net operating income	$4,170,000	502
Securities gains (losses)	$168,000	523
Applicable income taxes	$1,196,000	477
Income before extraordinary items	$3,142,000	526
Extraordinary gains, net	$0	10
Net income	$3,142,000	524
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,142,000	527
Net charge-offs	$365,000	931
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$3,021,040	524
2012-12-31 (YTD Data)		Rank
Total interest income	$67,825,000	393
Total interest expense	$5,791,000	761
Net interest income	$62,034,000	368
Provision for loan and lease losses	$4,200,000	589
Total noninterest income	$22,638,000	388
Gross Fiduciary activities income	$7,960,000	129
Service charges on deposit accounts	$5,882,000	272
Trading account gains and fees	$0	166
Additional Noninterest Income	$8,796,000	539
Total noninterest expense	$66,271,000	344
Salaries and employee benefits	$32,802,000	338
Premises and equipment expense	$11,061,000	228
Additional noninterest expense	$22,408,000	358
Pre-tax net operating income	$14,201,000	542
Securities gains (losses)	$1,963,000	273
Applicable income taxes	$3,873,000	508
Income before extraordinary items	$12,291,000	534
Extraordinary gains, net	$0	29
Net income	$12,291,000	532
Minority interest net income	$0	93
Net income of bank and minority interests.	$12,291,000	534
Net charge-offs	$2,143,000	1,105
Cash dividends	$7,000,000	420
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$10,799,120	568
2012-09-30 (YTD Data)		Rank
Total interest income	$49,901,000	403
Total interest expense	$4,589,000	749
Net interest income	$45,312,000	381
Provision for loan and lease losses	$3,150,000	600
Total noninterest income	$17,138,000	379
Gross Fiduciary activities income	$6,080,000	126
Service charges on deposit accounts	$4,332,000	276
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,726,000	521
Total noninterest expense	$48,704,000	345
Salaries and employee benefits	$23,803,000	344
Premises and equipment expense	$8,209,000	233
Additional noninterest expense	$16,692,000	355
Pre-tax net operating income	$10,596,000	555
Securities gains (losses)	$1,894,000	211
Applicable income taxes	$3,489,000	466
Income before extraordinary items	$9,001,000	553
Extraordinary gains, net	$0	20
Net income	$9,001,000	552
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,001,000	553
Net charge-offs	$1,724,000	1,013
Cash dividends	$7,000,000	274
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$7,637,320	601
2012-06-30 (YTD Data)		Rank
Total interest income	$32,723,000	413
Total interest expense	$3,254,000	728
Net interest income	$29,469,000	387
Provision for loan and lease losses	$2,100,000	616
Total noninterest income	$11,953,000	367
Gross Fiduciary activities income	$4,439,000	121
Service charges on deposit accounts	$2,811,000	278
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,703,000	496
Total noninterest expense	$32,399,000	344
Salaries and employee benefits	$15,581,000	351
Premises and equipment expense	$5,287,000	246
Additional noninterest expense	$11,531,000	349
Pre-tax net operating income	$6,923,000	562
Securities gains (losses)	$1,843,000	148
Applicable income taxes	$2,634,000	436
Income before extraordinary items	$6,132,000	527
Extraordinary gains, net	$0	19
Net income	$6,132,000	527
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,132,000	527
Net charge-offs	$916,000	1,208
Cash dividends	$7,000,000	190
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$4,841,900	624
2012-03-31 (YTD Data)		Rank
Total interest income	$16,512,000	413
Total interest expense	$1,779,000	672
Net interest income	$14,733,000	387
Provision for loan and lease losses	$1,050,000	584
Total noninterest income	$6,427,000	336
Gross Fiduciary activities income	$2,820,000	100
Service charges on deposit accounts	$1,341,000	287
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,266,000	499
Total noninterest expense	$16,472,000	331
Salaries and employee benefits	$7,788,000	347
Premises and equipment expense	$2,570,000	251
Additional noninterest expense	$6,114,000	323
Pre-tax net operating income	$3,638,000	537
Securities gains (losses)	$424,000	319
Applicable income taxes	$1,124,000	473
Income before extraordinary items	$2,938,000	538
Extraordinary gains, net	$0	19
Net income	$2,938,000	537
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,938,000	539
Net charge-offs	$642,000	932
Cash dividends	$7,000,000	105
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,632,720	587
2011-12-31 (YTD Data)		Rank
Total interest income	$65,970,000	417
Total interest expense	$8,776,000	660
Net interest income	$57,194,000	386
Provision for loan and lease losses	$16,150,000	278
Total noninterest income	$23,502,000	329
Gross Fiduciary activities income	$7,699,000	113
Service charges on deposit accounts	$6,255,000	262
Trading account gains and fees	$0	146
Additional Noninterest Income	$9,548,000	437
Total noninterest expense	$57,322,000	376
Salaries and employee benefits	$29,162,000	346
Premises and equipment expense	$9,232,000	288
Additional noninterest expense	$18,928,000	415
Pre-tax net operating income	$7,224,000	843
Securities gains (losses)	$1,154,000	384
Applicable income taxes	$1,194,000	1,187
Income before extraordinary items	$7,184,000	708
Extraordinary gains, net	$0	29
Net income	$7,184,000	708
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,184,000	708
Net charge-offs	$12,383,000	368
Cash dividends	$12,000,000	203
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$6,191,560	773
2011-09-30 (YTD Data)		Rank
Total interest income	$49,363,000	428
Total interest expense	$6,822,000	667
Net interest income	$42,541,000	392
Provision for loan and lease losses	$9,100,000	346
Total noninterest income	$18,002,000	319
Gross Fiduciary activities income	$5,961,000	113
Service charges on deposit accounts	$4,724,000	257
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,317,000	432
Total noninterest expense	$43,111,000	369
Salaries and employee benefits	$21,699,000	350
Premises and equipment expense	$6,818,000	298
Additional noninterest expense	$14,594,000	403
Pre-tax net operating income	$8,332,000	581
Securities gains (losses)	$1,087,000	322
Applicable income taxes	$2,509,000	528
Income before extraordinary items	$6,910,000	594
Extraordinary gains, net	$0	21
Net income	$6,910,000	591
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,910,000	594
Net charge-offs	$7,779,000	434
Cash dividends	$12,000,000	135
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,116,490	627
2011-06-30 (YTD Data)		Rank
Total interest income	$32,361,000	440
Total interest expense	$4,502,000	702
Net interest income	$27,859,000	401
Provision for loan and lease losses	$8,050,000	281
Total noninterest income	$12,190,000	322
Gross Fiduciary activities income	$4,369,000	106
Service charges on deposit accounts	$3,079,000	263
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,742,000	442
Total noninterest expense	$28,747,000	364
Salaries and employee benefits	$14,197,000	354
Premises and equipment expense	$4,444,000	307
Additional noninterest expense	$10,106,000	390
Pre-tax net operating income	$3,252,000	936
Securities gains (losses)	$542,000	336
Applicable income taxes	$777,000	944
Income before extraordinary items	$3,017,000	822
Extraordinary gains, net	$0	15
Net income	$3,017,000	821
Minority interest net income	$0	89
Net income of bank and minority interests.	$3,017,000	822
Net charge-offs	$7,781,000	327
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,583,400	923
2011-03-31 (YTD Data)		Rank
Total interest income	$15,971,000	445
Total interest expense	$2,292,000	723
Net interest income	$13,679,000	409
Provision for loan and lease losses	$1,050,000	819
Total noninterest income	$6,740,000	304
Gross Fiduciary activities income	$2,738,000	89
Service charges on deposit accounts	$1,513,000	264
Trading account gains and fees	$0	158
Additional Noninterest Income	$2,489,000	437
Total noninterest expense	$14,693,000	359
Salaries and employee benefits	$6,908,000	374
Premises and equipment expense	$2,196,000	315
Additional noninterest expense	$5,589,000	351
Pre-tax net operating income	$4,676,000	386
Securities gains (losses)	$317,000	241
Applicable income taxes	$1,439,000	354
Income before extraordinary items	$3,554,000	387
Extraordinary gains, net	$0	9
Net income	$3,554,000	386
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,554,000	386
Net charge-offs	$705,000	1,084
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$3,328,930	392
2010-12-31 (YTD Data)		Rank
Total interest income	$59,596,000	496
Total interest expense	$9,453,000	874
Net interest income	$50,143,000	444
Provision for loan and lease losses	$4,750,000	1,193
Total noninterest income	$21,958,000	370
Gross Fiduciary activities income	$6,625,000	123
Service charges on deposit accounts	$6,154,000	262
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,179,000	491
Total noninterest expense	$51,233,000	426
Salaries and employee benefits	$25,462,000	381
Premises and equipment expense	$8,097,000	337
Additional noninterest expense	$17,674,000	451
Pre-tax net operating income	$16,118,000	371
Securities gains (losses)	$4,547,000	115
Applicable income taxes	$4,650,000	384
Income before extraordinary items	$16,015,000	302
Extraordinary gains, net	$0	29
Net income	$16,015,000	301
Minority interest net income	$0	111
Net income of bank and minority interests.	$16,015,000	303
Net charge-offs	$1,928,000	1,900
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$12,513,810	356
2010-09-30 (YTD Data)		Rank
Total interest income	$44,108,000	502
Total interest expense	$7,268,000	887
Net interest income	$36,840,000	449
Provision for loan and lease losses	$3,500,000	1,141
Total noninterest income	$16,189,000	363
Gross Fiduciary activities income	$5,022,000	120
Service charges on deposit accounts	$4,580,000	261
Trading account gains and fees	$0	165
Additional Noninterest Income	$6,587,000	482
Total noninterest expense	$38,093,000	408
Salaries and employee benefits	$18,858,000	382
Premises and equipment expense	$6,006,000	341
Additional noninterest expense	$13,229,000	433
Pre-tax net operating income	$11,436,000	382
Securities gains (losses)	$3,758,000	110
Applicable income taxes	$3,853,000	349
Income before extraordinary items	$11,341,000	314
Extraordinary gains, net	$0	23
Net income	$11,341,000	315
Minority interest net income	$0	110
Net income of bank and minority interests.	$11,341,000	315
Net charge-offs	$1,043,000	2,144
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$8,522,500	384
2010-06-30 (YTD Data)		Rank
Total interest income	$29,199,000	512
Total interest expense	$4,982,000	897
Net interest income	$24,217,000	453
Provision for loan and lease losses	$2,250,000	1,177
Total noninterest income	$10,498,000	360
Gross Fiduciary activities income	$3,684,000	112
Service charges on deposit accounts	$2,937,000	270
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,877,000	501
Total noninterest expense	$25,384,000	406
Salaries and employee benefits	$12,326,000	385
Premises and equipment expense	$3,958,000	344
Additional noninterest expense	$9,100,000	420
Pre-tax net operating income	$7,081,000	399
Securities gains (losses)	$2,930,000	90
Applicable income taxes	$2,790,000	318
Income before extraordinary items	$7,221,000	307
Extraordinary gains, net	$0	19
Net income	$7,221,000	306
Minority interest net income	$0	105
Net income of bank and minority interests.	$7,221,000	307
Net charge-offs	$718,000	2,054
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$5,111,400	423
2010-03-31 (YTD Data)		Rank
Total interest income	$14,474,000	533
Total interest expense	$2,535,000	923
Net interest income	$11,939,000	461
Provision for loan and lease losses	$1,500,000	888
Total noninterest income	$5,540,000	352
Gross Fiduciary activities income	$2,418,000	92
Service charges on deposit accounts	$1,376,000	287
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,746,000	534
Total noninterest expense	$12,787,000	410
Salaries and employee benefits	$5,916,000	408
Premises and equipment expense	$1,937,000	358
Additional noninterest expense	$4,934,000	384
Pre-tax net operating income	$3,192,000	417
Securities gains (losses)	$385,000	312
Applicable income taxes	$913,000	406
Income before extraordinary items	$2,664,000	405
Extraordinary gains, net	$0	16
Net income	$2,664,000	406
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,664,000	407
Net charge-offs	$443,000	1,671
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$2,379,100	444
2009-12-31 (YTD Data)		Rank
Total interest income	$52,185,000	623
Total interest expense	$10,074,000	1,182
Net interest income	$42,111,000	506
Provision for loan and lease losses	$6,500,000	1,182
Total noninterest income	$17,819,000	421
Gross Fiduciary activities income	$5,349,000	137
Service charges on deposit accounts	$5,456,000	315
Trading account gains and fees	$0	211
Additional Noninterest Income	$7,014,000	560
Total noninterest expense	$43,656,000	496
Salaries and employee benefits	$21,880,000	441
Premises and equipment expense	$6,868,000	391
Additional noninterest expense	$14,908,000	558
Pre-tax net operating income	$9,774,000	438
Securities gains (losses)	$3,447,000	180
Applicable income taxes	$2,608,000	452
Income before extraordinary items	$10,613,000	300
Extraordinary gains, net	$0	34
Net income	$10,613,000	301
Minority interest net income	$0	115
Net income of bank and minority interests.	$10,613,000	302
Net charge-offs	$3,490,000	1,461
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$7,855,400	417
2009-09-30 (YTD Data)		Rank
Total interest income	$37,790,000	663
Total interest expense	$7,415,000	1,269
Net interest income	$30,375,000	538
Provision for loan and lease losses	$4,250,000	1,166
Total noninterest income	$13,185,000	432
Gross Fiduciary activities income	$4,098,000	136
Service charges on deposit accounts	$3,947,000	332
Trading account gains and fees	$0	212
Additional Noninterest Income	$5,140,000	581
Total noninterest expense	$31,162,000	524
Salaries and employee benefits	$15,338,000	486
Premises and equipment expense	$5,004,000	418
Additional noninterest expense	$10,820,000	552
Pre-tax net operating income	$8,148,000	400
Securities gains (losses)	$3,324,000	147
Applicable income taxes	$2,368,000	403
Income before extraordinary items	$9,104,000	279
Extraordinary gains, net	$0	27
Net income	$9,104,000	278
Minority interest net income	$0	118
Net income of bank and minority interests.	$9,104,000	279
Net charge-offs	$3,596,000	1,054
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$6,478,040	398
2009-06-30 (YTD Data)		Rank
Total interest income	$24,676,000	695
Total interest expense	$5,120,000	1,288
Net interest income	$19,556,000	562
Provision for loan and lease losses	$1,500,000	1,645
Total noninterest income	$8,554,000	443
Gross Fiduciary activities income	$2,958,000	127
Service charges on deposit accounts	$2,491,000	341
Trading account gains and fees	$0	193
Additional Noninterest Income	$3,105,000	625
Total noninterest expense	$20,237,000	543
Salaries and employee benefits	$10,035,000	502
Premises and equipment expense	$3,251,000	440
Additional noninterest expense	$6,951,000	572
Pre-tax net operating income	$6,373,000	349
Securities gains (losses)	$2,596,000	143
Applicable income taxes	$2,595,000	273
Income before extraordinary items	$6,374,000	282
Extraordinary gains, net	$0	21
Net income	$6,374,000	281
Minority interest net income	$0	112
Net income of bank and minority interests.	$6,374,000	281
Net charge-offs	$968,000	1,664
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$4,530,840	370
2009-03-31 (YTD Data)		Rank
Total interest income	$12,175,000	711
Total interest expense	$2,769,000	1,236
Net interest income	$9,406,000	579
Provision for loan and lease losses	$750,000	1,392
Total noninterest income	$4,709,000	385
Gross Fiduciary activities income	$1,832,000	106
Service charges on deposit accounts	$1,183,000	347
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,694,000	568
Total noninterest expense	$9,916,000	524
Salaries and employee benefits	$4,889,000	520
Premises and equipment expense	$1,618,000	442
Additional noninterest expense	$3,409,000	513
Pre-tax net operating income	$3,449,000	356
Securities gains (losses)	$1,745,000	128
Applicable income taxes	$1,530,000	254
Income before extraordinary items	$3,664,000	278
Extraordinary gains, net	$0	15
Net income	$3,664,000	277
Minority interest net income	$0	102
Net income of bank and minority interests.	$3,664,000	279
Net charge-offs	$235,000	2,012
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$2,425,050	369
2008-12-31 (YTD Data)		Rank
Total interest income	$44,666,000	848
Total interest expense	$13,389,000	1,209
Net interest income	$31,277,000	692
Provision for loan and lease losses	$3,600,000	1,235
Total noninterest income	$12,987,000	483
Gross Fiduciary activities income	$4,477,000	166
Service charges on deposit accounts	$4,328,000	404
Trading account gains and fees	$0	154
Additional Noninterest Income	$4,182,000	747
Total noninterest expense	$32,155,000	615
Salaries and employee benefits	$17,332,000	554
Premises and equipment expense	$4,749,000	578
Additional noninterest expense	$10,074,000	677
Pre-tax net operating income	$8,509,000	647
Securities gains (losses)	$1,661,000	150
Applicable income taxes	$2,612,000	530
Income before extraordinary items	$7,558,000	514
Extraordinary gains, net	$0	39
Net income	$7,558,000	514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$859,000	2,137
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,328,860	678
2008-09-30 (YTD Data)		Rank
Total interest income	$32,759,000	886
Total interest expense	$10,195,000	1,240
Net interest income	$22,564,000	743
Provision for loan and lease losses	$1,950,000	1,211
Total noninterest income	$9,119,000	537
Gross Fiduciary activities income	$3,356,000	170
Service charges on deposit accounts	$3,074,000	429
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,689,000	884
Total noninterest expense	$23,157,000	635
Salaries and employee benefits	$12,619,000	595
Premises and equipment expense	$3,058,000	681
Additional noninterest expense	$7,480,000	644
Pre-tax net operating income	$6,576,000	764
Securities gains (losses)	$1,293,000	148
Applicable income taxes	$2,090,000	629
Income before extraordinary items	$5,779,000	629
Extraordinary gains, net	$0	31
Net income	$5,779,000	628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	2,198
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,835,110	794
2008-06-30 (YTD Data)		Rank
Total interest income	$20,647,000	946
Total interest expense	$6,675,000	1,317
Net interest income	$13,972,000	787
Provision for loan and lease losses	$1,450,000	974
Total noninterest income	$5,753,000	582
Gross Fiduciary activities income	$2,363,000	166
Service charges on deposit accounts	$1,802,000	468
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,588,000	1,006
Total noninterest expense	$13,824,000	708
Salaries and employee benefits	$7,557,000	658
Premises and equipment expense	$1,669,000	829
Additional noninterest expense	$4,598,000	672
Pre-tax net operating income	$4,451,000	794
Securities gains (losses)	$864,000	196
Applicable income taxes	$1,436,000	688
Income before extraordinary items	$3,879,000	711
Extraordinary gains, net	$0	21
Net income	$3,879,000	710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	3,288
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,248,280	825
2008-03-31 (YTD Data)		Rank
Total interest income	$9,768,000	1,029
Total interest expense	$3,460,000	1,359
Net interest income	$6,308,000	857
Provision for loan and lease losses	$375,000	1,195
Total noninterest income	$2,965,000	566
Gross Fiduciary activities income	$1,409,000	145
Service charges on deposit accounts	$816,000	511
Trading account gains and fees	$0	158
Additional Noninterest Income	$740,000	1,067
Total noninterest expense	$6,450,000	744
Salaries and employee benefits	$3,440,000	743
Premises and equipment expense	$968,000	724
Additional noninterest expense	$2,042,000	710
Pre-tax net operating income	$2,448,000	776
Securities gains (losses)	$752,000	177
Applicable income taxes	$918,000	626
Income before extraordinary items	$2,282,000	678
Extraordinary gains, net	$0	15
Net income	$2,282,000	679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	3,596
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,748,080	822
2007-12-31 (YTD Data)		Rank
Total interest income	$38,122,000	1,108
Total interest expense	$15,620,000	1,280
Net interest income	$22,502,000	980
Provision for loan and lease losses	$1,025,000	1,395
Total noninterest income	$9,463,000	635
Gross Fiduciary activities income	$4,149,000	175
Service charges on deposit accounts	$3,478,000	499
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,836,000	1,441
Total noninterest expense	$23,464,000	782
Salaries and employee benefits	$13,438,000	721
Premises and equipment expense	$3,185,000	831
Additional noninterest expense	$6,841,000	832
Pre-tax net operating income	$7,476,000	1,128
Securities gains (losses)	$-163,000	8,233
Applicable income taxes	$1,888,000	1,181
Income before extraordinary items	$5,425,000	1,181
Extraordinary gains, net	$0	39
Net income	$5,425,000	1,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$947,000	1,068
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,545,620	1,150
2007-09-30 (YTD Data)		Rank
Total interest income	$28,192,000	1,134
Total interest expense	$11,589,000	1,293
Net interest income	$16,603,000	1,000
Provision for loan and lease losses	$725,000	1,177
Total noninterest income	$6,952,000	653
Gross Fiduciary activities income	$3,216,000	173
Service charges on deposit accounts	$2,518,000	507
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,218,000	1,579
Total noninterest expense	$17,440,000	785
Salaries and employee benefits	$9,912,000	734
Premises and equipment expense	$2,364,000	833
Additional noninterest expense	$5,164,000	800
Pre-tax net operating income	$5,390,000	1,262
Securities gains (losses)	$-419,000	8,444
Applicable income taxes	$1,269,000	1,388
Income before extraordinary items	$3,702,000	1,383
Extraordinary gains, net	$0	33
Net income	$3,702,000	1,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$852,000	729
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,012,060	1,276
2007-06-30 (YTD Data)		Rank
Total interest income	$18,067,000	1,188
Total interest expense	$7,384,000	1,356
Net interest income	$10,683,000	1,049
Provision for loan and lease losses	$425,000	1,179
Total noninterest income	$4,583,000	679
Gross Fiduciary activities income	$2,083,000	183
Service charges on deposit accounts	$1,615,000	536
Trading account gains and fees	$0	168
Additional Noninterest Income	$885,000	1,520
Total noninterest expense	$11,799,000	791
Salaries and employee benefits	$6,576,000	762
Premises and equipment expense	$1,592,000	842
Additional noninterest expense	$3,631,000	781
Pre-tax net operating income	$3,042,000	1,534
Securities gains (losses)	$-320,000	8,502
Applicable income taxes	$653,000	1,738
Income before extraordinary items	$2,069,000	1,669
Extraordinary gains, net	$0	29
Net income	$2,069,000	1,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$445,000	771
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,312,200	1,495
2007-03-31 (YTD Data)		Rank
Total interest income	$8,855,000	1,197
Total interest expense	$3,544,000	1,406
Net interest income	$5,311,000	1,051
Provision for loan and lease losses	$150,000	1,427
Total noninterest income	$2,207,000	693
Gross Fiduciary activities income	$999,000	182
Service charges on deposit accounts	$773,000	536
Trading account gains and fees	$0	195
Additional Noninterest Income	$435,000	1,518
Total noninterest expense	$5,777,000	806
Salaries and employee benefits	$3,243,000	777
Premises and equipment expense	$769,000	871
Additional noninterest expense	$1,765,000	783
Pre-tax net operating income	$1,591,000	1,464
Securities gains (losses)	$-106,000	8,560
Applicable income taxes	$378,000	1,582
Income before extraordinary items	$1,107,000	1,556
Extraordinary gains, net	$0	22
Net income	$1,107,000	1,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	1,597
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,186,500	1,453
2006-12-31 (YTD Data)		Rank
Total interest income	$30,620,000	1,284
Total interest expense	$11,448,000	1,471
Net interest income	$19,172,000	1,162
Provision for loan and lease losses	$700,000	1,414
Total noninterest income	$7,848,000	749
Gross Fiduciary activities income	$2,522,000	229
Service charges on deposit accounts	$3,218,000	533
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,108,000	1,305
Total noninterest expense	$18,304,000	979
Salaries and employee benefits	$10,481,000	919
Premises and equipment expense	$2,791,000	907
Additional noninterest expense	$5,032,000	1,056
Pre-tax net operating income	$8,016,000	1,224
Securities gains (losses)	$-351,000	8,474
Applicable income taxes	$2,405,000	1,142
Income before extraordinary items	$5,260,000	1,391
Extraordinary gains, net	$0	51
Net income	$5,260,000	1,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,670
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,502,190	1,311
2006-09-30 (YTD Data)		Rank
Total interest income	$22,124,000	1,334
Total interest expense	$8,110,000	1,508
Net interest income	$14,014,000	1,215
Provision for loan and lease losses	$500,000	1,385
Total noninterest income	$5,947,000	760
Gross Fiduciary activities income	$1,925,000	229
Service charges on deposit accounts	$2,387,000	541
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,635,000	1,290
Total noninterest expense	$13,467,000	1,008
Salaries and employee benefits	$7,731,000	942
Premises and equipment expense	$2,107,000	904
Additional noninterest expense	$3,629,000	1,109
Pre-tax net operating income	$5,994,000	1,275
Securities gains (losses)	$-350,000	8,602
Applicable income taxes	$1,832,000	1,175
Income before extraordinary items	$3,812,000	1,471
Extraordinary gains, net	$0	45
Net income	$3,812,000	1,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	2,202
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$4,050,000	1,386
2006-06-30 (YTD Data)		Rank
Total interest income	$13,749,000	1,412
Total interest expense	$4,901,000	1,593
Net interest income	$8,848,000	1,297
Provision for loan and lease losses	$300,000	1,464
Total noninterest income	$3,795,000	787
Gross Fiduciary activities income	$1,349,000	233
Service charges on deposit accounts	$1,561,000	550
Trading account gains and fees	$0	126
Additional Noninterest Income	$885,000	1,487
Total noninterest expense	$8,853,000	1,023
Salaries and employee benefits	$5,122,000	955
Premises and equipment expense	$1,333,000	949
Additional noninterest expense	$2,398,000	1,131
Pre-tax net operating income	$3,490,000	1,444
Securities gains (losses)	$-162,000	8,613
Applicable income taxes	$1,090,000	1,307
Income before extraordinary items	$2,238,000	1,631
Extraordinary gains, net	$0	39
Net income	$2,238,000	1,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,346,540	1,558
2006-03-31 (YTD Data)		Rank
Total interest income	$6,535,000	1,448
Total interest expense	$2,224,000	1,662
Net interest income	$4,311,000	1,333
Provision for loan and lease losses	$150,000	1,421
Total noninterest income	$1,815,000	800
Gross Fiduciary activities income	$644,000	240
Service charges on deposit accounts	$756,000	544
Trading account gains and fees	$0	115
Additional Noninterest Income	$415,000	1,531
Total noninterest expense	$4,366,000	1,034
Salaries and employee benefits	$2,520,000	973
Premises and equipment expense	$680,000	937
Additional noninterest expense	$1,166,000	1,142
Pre-tax net operating income	$1,610,000	1,530
Securities gains (losses)	$0	955
Applicable income taxes	$545,000	1,296
Income before extraordinary items	$1,065,000	1,681
Extraordinary gains, net	$0	21
Net income	$1,065,000	1,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	2,694
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,065,000	1,666
2005-12-31 (YTD Data)		Rank
Total interest income	$20,937,000	1,617
Total interest expense	$5,959,000	1,892
Net interest income	$14,978,000	1,463
Provision for loan and lease losses	$450,000	2,063
Total noninterest income	$6,612,000	861
Gross Fiduciary activities income	$2,036,000	267
Service charges on deposit accounts	$2,885,000	589
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,691,000	1,521
Total noninterest expense	$16,425,000	1,037
Salaries and employee benefits	$9,548,000	956
Premises and equipment expense	$2,656,000	900
Additional noninterest expense	$4,221,000	1,231
Pre-tax net operating income	$4,715,000	1,950
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,540,000	1,674
Income before extraordinary items	$3,175,000	2,139
Extraordinary gains, net	$0	46
Net income	$3,175,000	2,139
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	3,195
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,175,000	2,119
2005-09-30 (YTD Data)		Rank
Total interest income	$14,875,000	1,663
Total interest expense	$3,971,000	2,004
Net interest income	$10,904,000	1,490
Provision for loan and lease losses	$300,000	2,192
Total noninterest income	$4,528,000	934
Gross Fiduciary activities income	$1,398,000	277
Service charges on deposit accounts	$2,085,000	606
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,045,000	1,769
Total noninterest expense	$12,327,000	1,029
Salaries and employee benefits	$7,155,000	945
Premises and equipment expense	$2,003,000	876
Additional noninterest expense	$3,169,000	1,201
Pre-tax net operating income	$2,805,000	2,347
Securities gains (losses)	$0	2,317
Applicable income taxes	$887,000	2,052
Income before extraordinary items	$1,918,000	2,562
Extraordinary gains, net	$0	35
Net income	$1,918,000	2,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	2,846
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,918,000	2,536
2005-06-30 (YTD Data)		Rank
Total interest income	$9,233,000	1,726
Total interest expense	$2,267,000	2,171
Net interest income	$6,966,000	1,539
Provision for loan and lease losses	$150,000	2,598
Total noninterest income	$2,868,000	963
Gross Fiduciary activities income	$922,000	278
Service charges on deposit accounts	$1,328,000	627
Trading account gains and fees	$0	116
Additional Noninterest Income	$618,000	1,890
Total noninterest expense	$8,178,000	1,024
Salaries and employee benefits	$4,688,000	957
Premises and equipment expense	$1,319,000	884
Additional noninterest expense	$2,171,000	1,151
Pre-tax net operating income	$1,506,000	2,745
Securities gains (losses)	$0	2,146
Applicable income taxes	$475,000	2,339
Income before extraordinary items	$1,031,000	3,014
Extraordinary gains, net	$0	30
Net income	$1,031,000	3,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,957
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,031,000	2,972
2005-03-31 (YTD Data)		Rank
Total interest income	$4,371,000	1,786
Total interest expense	$992,000	2,351
Net interest income	$3,379,000	1,573
Provision for loan and lease losses	$75,000	2,455
Total noninterest income	$1,387,000	969
Gross Fiduciary activities income	$443,000	290
Service charges on deposit accounts	$626,000	646
Trading account gains and fees	$0	115
Additional Noninterest Income	$318,000	1,826
Total noninterest expense	$4,117,000	1,013
Salaries and employee benefits	$2,318,000	962
Premises and equipment expense	$661,000	893
Additional noninterest expense	$1,138,000	1,087
Pre-tax net operating income	$574,000	3,331
Securities gains (losses)	$0	1,685
Applicable income taxes	$169,000	2,881
Income before extraordinary items	$405,000	3,588
Extraordinary gains, net	$0	24
Net income	$405,000	3,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,643
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$405,000	3,553
2004-12-31 (YTD Data)		Rank
Total interest income	$13,202,000	2,179
Total interest expense	$2,317,000	3,236
Net interest income	$10,885,000	1,856
Provision for loan and lease losses	$300,000	2,900
Total noninterest income	$4,799,000	1,119
Gross Fiduciary activities income	$702,000	456
Service charges on deposit accounts	$2,606,000	675
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,491,000	1,644
Total noninterest expense	$12,388,000	1,328
Salaries and employee benefits	$6,743,000	1,301
Premises and equipment expense	$2,177,000	1,062
Additional noninterest expense	$3,468,000	1,433
Pre-tax net operating income	$2,996,000	2,598
Securities gains (losses)	$-104,000	8,728
Applicable income taxes	$1,028,000	2,112
Income before extraordinary items	$1,864,000	3,103
Extraordinary gains, net	$0	34
Net income	$1,864,000	3,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	3,160
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,930,560	2,949
2004-09-30 (YTD Data)		Rank
Total interest income	$9,094,000	2,336
Total interest expense	$1,554,000	3,508
Net interest income	$7,540,000	1,995
Provision for loan and lease losses	$225,000	2,754
Total noninterest income	$2,895,000	1,338
Gross Fiduciary activities income	$200,000	726
Service charges on deposit accounts	$1,887,000	702
Trading account gains and fees	$0	134
Additional Noninterest Income	$808,000	2,060
Total noninterest expense	$8,601,000	1,419
Salaries and employee benefits	$4,658,000	1,425
Premises and equipment expense	$1,597,000	1,090
Additional noninterest expense	$2,346,000	1,551
Pre-tax net operating income	$1,609,000	3,423
Securities gains (losses)	$-104,000	8,893
Applicable income taxes	$541,000	2,772
Income before extraordinary items	$964,000	4,098
Extraordinary gains, net	$0	26
Net income	$964,000	4,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	2,495
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,030,560	3,868
2004-06-30 (YTD Data)		Rank
Total interest income	$5,374,000	2,593
Total interest expense	$876,000	4,005
Net interest income	$4,498,000	2,224
Provision for loan and lease losses	$150,000	2,691
Total noninterest income	$1,753,000	1,420
Gross Fiduciary activities income	$68,000	876
Service charges on deposit accounts	$1,189,000	733
Trading account gains and fees	$0	130
Additional Noninterest Income	$496,000	2,201
Total noninterest expense	$5,264,000	1,535
Salaries and employee benefits	$2,788,000	1,579
Premises and equipment expense	$1,043,000	1,113
Additional noninterest expense	$1,433,000	1,676
Pre-tax net operating income	$837,000	3,996
Securities gains (losses)	$-104,000	8,971
Applicable income taxes	$241,000	3,455
Income before extraordinary items	$492,000	4,778
Extraordinary gains, net	$0	21
Net income	$492,000	4,779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,510
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$561,680	4,337
2004-03-31 (YTD Data)		Rank
Total interest income	$2,097,000	3,256
Total interest expense	$285,000	5,323
Net interest income	$1,812,000	2,736
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$744,000	1,582
Gross Fiduciary activities income	$20,000	996
Service charges on deposit accounts	$521,000	811
Trading account gains and fees	$0	121
Additional Noninterest Income	$203,000	2,459
Total noninterest expense	$2,219,000	1,816
Salaries and employee benefits	$1,228,000	1,802
Premises and equipment expense	$484,000	1,205
Additional noninterest expense	$507,000	2,328
Pre-tax net operating income	$262,000	5,152
Securities gains (losses)	$-126,000	9,072
Applicable income taxes	$56,000	4,705
Income before extraordinary items	$80,000	7,219
Extraordinary gains, net	$0	16
Net income	$80,000	7,221
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	1,973
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$160,640	5,732
2003-12-31 (YTD Data)		Rank
Total interest income	$7,973,000	3,456
Total interest expense	$1,380,000	5,138
Net interest income	$6,593,000	2,914
Provision for loan and lease losses	$300,000	3,140
Total noninterest income	$3,312,000	1,554
Gross Fiduciary activities income	$35,000	1,144
Service charges on deposit accounts	$2,022,000	844
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,255,000	2,055
Total noninterest expense	$7,874,000	2,007
Salaries and employee benefits	$4,650,000	1,854
Premises and equipment expense	$1,592,000	1,426
Additional noninterest expense	$1,632,000	2,852
Pre-tax net operating income	$1,731,000	3,740
Securities gains (losses)	$342,000	967
Applicable income taxes	$710,000	2,770
Income before extraordinary items	$1,363,000	3,804
Extraordinary gains, net	$0	54
Net income	$1,363,000	3,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,791
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,137,280	4,110
2003-09-30 (YTD Data)		Rank
Total interest income	$5,921,000	3,530
Total interest expense	$1,058,000	5,217
Net interest income	$4,863,000	2,978
Provision for loan and lease losses	$225,000	3,052
Total noninterest income	$2,571,000	1,550
Gross Fiduciary activities income	$21,000	1,176
Service charges on deposit accounts	$1,498,000	859
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,052,000	1,980
Total noninterest expense	$5,847,000	2,025
Salaries and employee benefits	$3,456,000	1,873
Premises and equipment expense	$1,169,000	1,472
Additional noninterest expense	$1,222,000	2,839
Pre-tax net operating income	$1,362,000	3,736
Securities gains (losses)	$342,000	884
Applicable income taxes	$589,000	2,706
Income before extraordinary items	$1,115,000	3,701
Extraordinary gains, net	$0	40
Net income	$1,115,000	3,701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,669
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$892,700	4,151
2003-06-30 (YTD Data)		Rank
Total interest income	$3,880,000	3,597
Total interest expense	$704,000	5,318
Net interest income	$3,176,000	3,015
Provision for loan and lease losses	$150,000	3,000
Total noninterest income	$1,639,000	1,596
Gross Fiduciary activities income	$8,000	1,256
Service charges on deposit accounts	$967,000	880
Trading account gains and fees	$0	150
Additional Noninterest Income	$664,000	2,047
Total noninterest expense	$3,812,000	2,070
Salaries and employee benefits	$2,277,000	1,884
Premises and equipment expense	$745,000	1,534
Additional noninterest expense	$790,000	2,897
Pre-tax net operating income	$861,000	3,873
Securities gains (losses)	$186,000	1,087
Applicable income taxes	$348,000	2,960
Income before extraordinary items	$699,000	3,871
Extraordinary gains, net	$0	30
Net income	$699,000	3,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,896
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$574,380	4,202
2003-03-31 (YTD Data)		Rank
Total interest income	$1,887,000	3,694
Total interest expense	$341,000	5,522
Net interest income	$1,546,000	3,093
Provision for loan and lease losses	$75,000	2,805
Total noninterest income	$756,000	1,662
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$451,000	926
Trading account gains and fees	$0	134
Additional Noninterest Income	$303,000	2,095
Total noninterest expense	$1,862,000	2,103
Salaries and employee benefits	$1,116,000	1,907
Premises and equipment expense	$365,000	1,581
Additional noninterest expense	$381,000	2,979
Pre-tax net operating income	$365,000	4,274
Securities gains (losses)	$61,000	1,274
Applicable income taxes	$123,000	3,577
Income before extraordinary items	$303,000	4,216
Extraordinary gains, net	$0	21
Net income	$303,000	4,214
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	3,762
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$259,690	4,410
2002-12-31 (YTD Data)		Rank
Total interest income	$7,478,000	3,846
Total interest expense	$1,511,000	5,696
Net interest income	$5,967,000	3,149
Provision for loan and lease losses	$300,000	3,409
Total noninterest income	$2,386,000	1,857
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,630,000	989
Trading account gains and fees	$0	153
Additional Noninterest Income	$756,000	2,590
Total noninterest expense	$6,185,000	2,393
Salaries and employee benefits	$3,462,000	2,310
Premises and equipment expense	$1,340,000	1,639
Additional noninterest expense	$1,383,000	3,173
Pre-tax net operating income	$1,868,000	3,587
Securities gains (losses)	$183,000	1,229
Applicable income taxes	$700,000	2,844
Income before extraordinary items	$1,351,000	3,784
Extraordinary gains, net	$0	70
Net income	$1,351,000	3,784
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$172,000	3,259
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,230,220	3,907
2001-12-31 (YTD Data)		Rank
Total interest income	$7,955,000	4,043
Total interest expense	$2,844,000	4,927
Net interest income	$5,111,000	3,378
Provision for loan and lease losses	$245,000	3,671
Total noninterest income	$2,379,000	1,760
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,651,000	892
Trading account gains and fees	$0	177
Additional Noninterest Income	$728,000	2,518
Total noninterest expense	$5,389,000	2,623
Salaries and employee benefits	$3,021,000	2,493
Premises and equipment expense	$1,117,000	1,917
Additional noninterest expense	$1,251,000	3,370
Pre-tax net operating income	$1,856,000	3,354
Securities gains (losses)	$122,000	1,593
Applicable income taxes	$694,000	2,688
Income before extraordinary items	$1,284,000	3,617
Extraordinary gains, net	$0	105
Net income	$1,284,000	3,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$189,000	2,957
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,204,700	3,676
2000-12-31 (YTD Data)		Rank
Total interest income	$7,916,000	4,172
Total interest expense	$3,097,000	4,802
Net interest income	$4,819,000	3,594
Provision for loan and lease losses	$25,000	7,386
Total noninterest income	$2,201,000	1,749
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,563,000	864
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,538
Total noninterest expense	$5,050,000	2,691
Salaries and employee benefits	$2,834,000	2,519
Premises and equipment expense	$852,000	2,426
Additional noninterest expense	$1,364,000	3,048
Pre-tax net operating income	$1,945,000	3,404
Securities gains (losses)	$-77,000	9,345
Applicable income taxes	$615,000	3,049
Income before extraordinary items	$1,253,000	3,747
Extraordinary gains, net	$0	38
Net income	$1,253,000	3,748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	9,498
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,304,590	3,612
1999-12-31 (YTD Data)		Rank
Total interest income	$6,558,000	4,640
Total interest expense	$2,236,000	5,585
Net interest income	$4,322,000	3,912
Provision for loan and lease losses	$140,000	4,418
Total noninterest income	$1,974,000	1,876
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,397,000	944
Trading account gains and fees	NA	NA
Additional Noninterest Income	$577,000	2,698
Total noninterest expense	$4,459,000	3,007
Salaries and employee benefits	$2,355,000	2,978
Premises and equipment expense	$916,000	2,228
Additional noninterest expense	$1,188,000	3,459
Pre-tax net operating income	$1,697,000	3,776
Securities gains (losses)	$8,000	1,870
Applicable income taxes	$592,000	3,248
Income before extraordinary items	$1,113,000	4,099
Extraordinary gains, net	$0	35
Net income	$1,113,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,540
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,107,800	4,078
1998-12-31 (YTD Data)		Rank
Total interest income	$6,205,000	4,872
Total interest expense	$2,273,000	5,706
Net interest income	$3,932,000	4,178
Provision for loan and lease losses	$120,000	4,610
Total noninterest income	$1,724,000	2,038
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,131,000	1,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$593,000	2,663
Total noninterest expense	$3,900,000	3,284
Salaries and employee benefits	$2,151,000	3,115
Premises and equipment expense	$755,000	2,578
Additional noninterest expense	$994,000	3,988
Pre-tax net operating income	$1,636,000	3,926
Securities gains (losses)	$56,000	1,658
Applicable income taxes	$542,000	3,650
Income before extraordinary items	$1,150,000	4,067
Extraordinary gains, net	$0	32
Net income	$1,150,000	4,066
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,910
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,111,920	4,060
1997-12-31 (YTD Data)		Rank
Total interest income	$5,709,000	5,257
Total interest expense	$2,381,000	5,602
Net interest income	$3,328,000	4,908
Provision for loan and lease losses	$431,000	1,983
Total noninterest income	$1,411,000	2,314
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,040,000	1,220
Trading account gains and fees	NA	NA
Additional Noninterest Income	$371,000	3,446
Total noninterest expense	$3,913,000	3,243
Salaries and employee benefits	$2,056,000	3,221
Premises and equipment expense	$648,000	2,947
Additional noninterest expense	$1,209,000	3,335
Pre-tax net operating income	$395,000	8,470
Securities gains (losses)	$7,000	2,566
Applicable income taxes	$133,000	7,866
Income before extraordinary items	$269,000	8,607
Extraordinary gains, net	$0	44
Net income	$269,000	8,609
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$360,000	1,730
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$264,310	8,607
1996-12-31 (YTD Data)		Rank
Total interest income	$4,643,000	6,249
Total interest expense	$1,793,000	6,857
Net interest income	$2,850,000	5,655
Provision for loan and lease losses	$205,000	3,345
Total noninterest income	$1,072,000	2,960
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$824,000	1,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	4,559
Total noninterest expense	$3,114,000	4,192
Salaries and employee benefits	$1,699,000	3,856
Premises and equipment expense	$609,000	3,160
Additional noninterest expense	$806,000	5,170
Pre-tax net operating income	$603,000	7,406
Securities gains (losses)	$6,000	2,865
Applicable income taxes	$184,000	7,383
Income before extraordinary items	$425,000	7,417
Extraordinary gains, net	$0	53
Net income	$425,000	7,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,926
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$420,800	7,392
1995-12-31 (YTD Data)		Rank
Total interest income	$3,816,000	7,195
Total interest expense	$1,503,000	7,696
Net interest income	$2,313,000	6,657
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$722,000	3,984
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$508,000	2,674
Trading account gains and fees	NA	NA
Additional Noninterest Income	$214,000	4,932
Total noninterest expense	$2,670,000	4,712
Salaries and employee benefits	$1,445,000	4,434
Premises and equipment expense	$510,000	3,703
Additional noninterest expense	$715,000	5,744
Pre-tax net operating income	$305,000	9,710
Securities gains (losses)	$4,000	2,936
Applicable income taxes	$96,000	9,254
Income before extraordinary items	$213,000	9,797
Extraordinary gains, net	$0	65
Net income	$213,000	9,801
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,724
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$210,240	9,795
1994-12-31 (YTD Data)		Rank
Total interest income	$2,563,000	8,800
Total interest expense	$740,000	9,877
Net interest income	$1,823,000	7,980
Provision for loan and lease losses	$60,000	5,594
Total noninterest income	$563,000	4,874
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$315,000	4,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	4,617
Total noninterest expense	$1,838,000	6,596
Salaries and employee benefits	$982,000	6,176
Premises and equipment expense	$298,000	5,748
Additional noninterest expense	$558,000	7,362
Pre-tax net operating income	$488,000	8,741
Securities gains (losses)	$0	3,600
Applicable income taxes	$161,000	8,089
Income before extraordinary items	$327,000	8,851
Extraordinary gains, net	$0	249
Net income	$327,000	8,854
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,977
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$327,000	8,907
1993-12-31 (YTD Data)		Rank
Total interest income	$1,988,000	10,209
Total interest expense	$565,000	11,334
Net interest income	$1,423,000	9,353
Provision for loan and lease losses	$58,000	7,185
Total noninterest income	$457,000	5,922
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$248,000	5,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	5,530
Total noninterest expense	$1,505,000	7,819
Salaries and employee benefits	$807,000	7,280
Premises and equipment expense	$197,000	7,746
Additional noninterest expense	$501,000	8,201
Pre-tax net operating income	$317,000	10,102
Securities gains (losses)	$0	7,477
Applicable income taxes	$82,000	10,157
Income before extraordinary items	$235,000	10,222
Extraordinary gains, net	$65,000	1,965
Net income	$300,000	9,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	6,087
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$235,000	9,976
1992-12-31 (YTD Data)		Rank
Total interest income	$2,005,000	10,882
Total interest expense	$690,000	11,870
Net interest income	$1,315,000	9,929
Provision for loan and lease losses	$335,000	3,884
Total noninterest income	$305,000	7,658
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$221,000	5,597
Trading account gains and fees	NA	NA
Additional Noninterest Income	$84,000	8,687
Total noninterest expense	$1,191,000	9,080
Salaries and employee benefits	$587,000	8,926
Premises and equipment expense	$166,000	8,671
Additional noninterest expense	$438,000	9,115
Pre-tax net operating income	$94,000	12,084
Securities gains (losses)	$31,000	4,927
Applicable income taxes	$26,000	11,922
Income before extraordinary items	$99,000	11,953
Extraordinary gains, net	$0	1,422
Net income	$99,000	12,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$345,000	3,087
Cash dividends	$25,000	8,340
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$74,510	12,010

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.