H&R Block Bank

H&R Block Bank
One H & R Block Way
Kansas City, MO 64105


4 client reviewsH&R Block Bank scored 4 out of 5.

Concentration:Mortgage Lending Specialization
Established:2006-05-01
FDIC Insurance:2006-05-01
FDIC Cert:#58124
Charter Class:savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Website:http://www.hrblockbank.com
Total Assets:$1,152,755,000, ranked #589
Total Deposits:$515,952,000, ranked #1081
Total Equity Capital:$588,128,000, ranked #184
Total Domestic Office Deposits:$515,952,000, ranked #1080
Net Income:$47,220,000, ranked #122
Return on Assets:7%, ranked #26
Return on Equity:17%, ranked #504

Historical Financial Information

2014-06-30Rank
# of Employees:712,124
Assets and Liabilities
Total Assets:$1,152,755,000589
Cash and due from depository institutions$438,165,0002,124
Interest-bearing balances$436,779,000104
Securities$411,193,000384
Federal funds sold & reverse repurchase agreements$979,0001,832
Net loans & leases$272,804,0001,566
Loan loss allowance$15,142,000443
Trading account assets$0246
Bank premises and fixed assets$06,608
Other real estate owned$6,766,0002,124
Goodwill and other intangibles$02,849
All other assets$22,848,000924
Life insurance assets$03,825
Total liabilities and capital$1,152,755,000589
Total liabilities$564,627,0001,071
Total deposits$515,952,0001,081
Interest-bearing deposits$330,279,0001,354
Deposits held in domestic offices$515,952,0001,080
% insured99.93%34
Federal funds purchased & repurchase agreements$02,152
Trading liabilities$0168
Other borrowed funds$03,882
Subordinated debt$0135
All other liabilities$48,675,000197
Total equity capital$588,128,000184
Total bank equity capital$588,128,000184
Perpetual preferred stock$0199
Common stock$1,0005,891
Surplus$477,529,000162
Undivided profits$110,598,000338
Noncontrolling interests in consolidated subsidiaries$0158
Memoranda
Noncurrent loans and leases$83,333,000120
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0990
Income earned, not collected on loans$1,702,0001,488
Earning assets$1,121,755,000555
Long-term assets (5+ years)$382,848,000628
Average Assets, year-to-date$1,416,209,670486
Average Assets, quarterly$1,443,854,000485
Volatile liabilities$492,0006,204
Insider loans$05,997
FHLB advances$03,672
Loans and leases held for sale$01,950
Unused loan commitments$5,291,0004,828
Tier 1 (core) risk-based capital$586,394,000159
Tier 2 risk-based capital$3,999,0001,319
Total risk weighted assets$308,769,0001,468
Total unused commitments$5,291,0004,828
Derivatives$01,413
2014-03-31Rank
# of Employees:702,132
Assets and Liabilities
Total Assets:$1,734,953,000410
Cash and due from depository institutions$980,234,0002,132
Interest-bearing balances$977,750,00068
Securities$427,211,000373
Federal funds sold & reverse repurchase agreements$587,0002,363
Net loans & leases$285,012,0001,487
Loan loss allowance$15,864,000433
Trading account assets$0247
Bank premises and fixed assets$1,0006,678
Other real estate owned$7,096,0002,132
Goodwill and other intangibles$02,875
All other assets$34,812,000618
Life insurance assets$03,830
Total liabilities and capital$1,734,953,000410
Total liabilities$1,182,438,000524
Total deposits$1,092,693,000506
Interest-bearing deposits$487,587,000946
Deposits held in domestic offices$1,092,693,000503
% insured99.89%40
Federal funds purchased & repurchase agreements$01,959
Trading liabilities$0165
Other borrowed funds$03,804
Subordinated debt$0134
All other liabilities$89,745,000134
Total equity capital$552,515,000189
Total bank equity capital$552,515,000189
Perpetual preferred stock$0201
Common stock$1,0005,951
Surplus$446,369,000169
Undivided profits$106,145,000340
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$85,220,000122
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$1,861,0001,331
Earning assets$1,690,560,000383
Long-term assets (5+ years)$417,060,000574
Average Assets, year-to-date$1,547,937,000452
Average Assets, quarterly$1,547,937,000452
Volatile liabilities$491,0006,248
Insider loans$06,056
FHLB advances$03,598
Loans and leases held for sale$01,833
Unused loan commitments$5,494,0004,839
Tier 1 (core) risk-based capital$559,572,000165
Tier 2 risk-based capital$4,327,0001,223
Total risk weighted assets$334,643,0001,350
Total unused commitments$5,494,0004,839
Derivatives$01,405
2013-12-31Rank
# of Employees:682,212
Assets and Liabilities
Total Assets:$1,360,921,000503
Cash and due from depository institutions$208,451,0002,212
Interest-bearing balances$206,885,000178
Securities$439,597,000354
Federal funds sold & reverse repurchase agreements$1,163,0001,806
Net loans & leases$666,260,000639
Loan loss allowance$17,483,000393
Trading account assets$0247
Bank premises and fixed assets$1,0006,760
Other real estate owned$8,517,0002,212
Goodwill and other intangibles$02,889
All other assets$36,932,000598
Life insurance assets$03,841
Total liabilities and capital$1,360,921,000503
Total liabilities$862,018,000696
Total deposits$807,177,000676
Interest-bearing deposits$700,459,000635
Deposits held in domestic offices$807,177,000675
% insured98.41%176
Federal funds purchased & repurchase agreements$02,281
Trading liabilities$0167
Other borrowed funds$03,907
Subordinated debt$0136
All other liabilities$54,841,000185
Total equity capital$498,903,000201
Total bank equity capital$498,903,000201
Perpetual preferred stock$0206
Common stock$1,0006,024
Surplus$446,369,000167
Undivided profits$52,533,000694
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$87,240,000126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$6,089,000381
Earning assets$1,313,905,000476
Long-term assets (5+ years)$435,287,000545
Average Assets, year-to-date$1,495,526,800455
Average Assets, quarterly$1,298,416,500520
Volatile liabilities$1,378,0005,755
Insider loans$06,118
FHLB advances$03,709
Loans and leases held for sale$01,902
Unused loan commitments$3,119,0005,447
Tier 1 (core) risk-based capital$508,015,000180
Tier 2 risk-based capital$9,016,000585
Total risk weighted assets$712,793,000640
Total unused commitments$3,119,0005,447
Derivatives$01,395
2013-09-30Rank
# of Employees:692,197
Assets and Liabilities
Total Assets:$1,235,912,000538
Cash and due from depository institutions$411,755,0002,197
Interest-bearing balances$410,180,000110
Securities$464,890,000329
Federal funds sold & reverse repurchase agreements$1,038,0001,857
Net loans & leases$317,819,0001,340
Loan loss allowance$21,208,000352
Trading account assets$0248
Bank premises and fixed assets$1,0006,840
Other real estate owned$6,882,0002,197
Goodwill and other intangibles$02,909
All other assets$33,527,000648
Life insurance assets$03,818
Total liabilities and capital$1,235,912,000538
Total liabilities$738,857,000810
Total deposits$693,734,000793
Interest-bearing deposits$573,070,000778
Deposits held in domestic offices$693,734,000790
% insured97.25%356
Federal funds purchased & repurchase agreements$02,308
Trading liabilities$0163
Other borrowed funds$03,930
Subordinated debt$0150
All other liabilities$45,123,000213
Total equity capital$497,055,000199
Total bank equity capital$497,055,000198
Perpetual preferred stock$0217
Common stock$1,0006,095
Surplus$446,369,000162
Undivided profits$50,685,000728
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$94,248,000127
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$2,008,0001,336
Earning assets$1,193,927,000510
Long-term assets (5+ years)$545,442,000428
Average Assets, year-to-date$1,529,178,250450
Average Assets, quarterly$1,298,199,500513
Volatile liabilities$2,133,0005,452
Insider loans$06,191
FHLB advances$03,717
Loans and leases held for sale$02,008
Unused loan commitments$5,176,0004,904
Tier 1 (core) risk-based capital$501,720,000177
Tier 2 risk-based capital$4,729,0001,142
Total risk weighted assets$361,875,0001,252
Total unused commitments$5,176,0004,904
Derivatives$01,430
2013-06-30Rank
# of Employees:722,130
Assets and Liabilities
Total Assets:$1,360,487,000494
Cash and due from depository institutions$488,745,0002,130
Interest-bearing balances$487,321,00096
Securities$485,134,000314
Federal funds sold & reverse repurchase agreements$749,0002,234
Net loans & leases$348,301,0001,217
Loan loss allowance$23,764,000319
Trading account assets$0250
Bank premises and fixed assets$1,0006,890
Other real estate owned$7,601,0002,130
Goodwill and other intangibles$02,910
All other assets$29,956,000725
Life insurance assets$03,807
Total liabilities and capital$1,360,487,000494
Total liabilities$859,968,000688
Total deposits$809,046,000662
Interest-bearing deposits$615,826,000715
Deposits held in domestic offices$809,046,000660
% insured97.18%402
Federal funds purchased & repurchase agreements$02,211
Trading liabilities$0154
Other borrowed funds$03,942
Subordinated debt$0152
All other liabilities$50,922,000197
Total equity capital$500,519,000195
Total bank equity capital$500,519,000194
Perpetual preferred stock$0228
Common stock$1,0006,143
Surplus$446,369,000160
Undivided profits$54,149,000661
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$101,532,000123
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$2,171,0001,193
Earning assets$1,321,505,000467
Long-term assets (5+ years)$476,591,000467
Average Assets, year-to-date$1,626,933,670425
Average Assets, quarterly$1,664,888,000414
Volatile liabilities$2,634,0005,211
Insider loans$06,258
FHLB advances$03,718
Loans and leases held for sale$02,138
Unused loan commitments$5,030,0005,011
Tier 1 (core) risk-based capital$503,536,000171
Tier 2 risk-based capital$5,031,0001,065
Total risk weighted assets$383,763,0001,174
Total unused commitments$5,030,0005,011
Derivatives$01,417
2013-03-31Rank
# of Employees:712,144
Assets and Liabilities
Total Assets:$1,969,289,000365
Cash and due from depository institutions$1,149,753,0002,144
Interest-bearing balances$1,147,237,00066
Securities$411,589,000375
Federal funds sold & reverse repurchase agreements$1,346,0002,286
Net loans & leases$372,384,0001,127
Loan loss allowance$20,186,000376
Trading account assets$0242
Bank premises and fixed assets$1,0006,967
Other real estate owned$7,613,0002,144
Goodwill and other intangibles$02,913
All other assets$26,603,000789
Life insurance assets$03,804
Total liabilities and capital$1,969,289,000365
Total liabilities$1,465,068,000419
Total deposits$1,397,851,000404
Interest-bearing deposits$728,262,000606
Deposits held in domestic offices$1,397,851,000402
% insured94.80%954
Federal funds purchased & repurchase agreements$01,982
Trading liabilities$0154
Other borrowed funds$03,908
Subordinated debt$0155
All other liabilities$67,217,000170
Total equity capital$504,221,000197
Total bank equity capital$504,221,000196
Perpetual preferred stock$0239
Common stock$1,0006,213
Surplus$445,750,000162
Undivided profits$58,470,000648
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$98,288,000136
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$2,237,0001,120
Earning assets$1,932,556,000336
Long-term assets (5+ years)$367,596,000592
Average Assets, year-to-date$1,760,157,000397
Average Assets, quarterly$1,760,157,000397
Volatile liabilities$2,627,0005,178
Insider loans$06,319
FHLB advances$03,677
Loans and leases held for sale$02,154
Unused loan commitments$7,767,0004,380
Tier 1 (core) risk-based capital$501,731,000175
Tier 2 risk-based capital$5,003,0001,062
Total risk weighted assets$385,077,0001,151
Total unused commitments$7,767,0004,381
Derivatives$01,405
2012-12-31Rank
# of Employees:702,191
Assets and Liabilities
Total Assets:$1,551,025,000453
Cash and due from depository institutions$363,372,0002,191
Interest-bearing balances$360,731,000136
Securities$403,787,000373
Federal funds sold & reverse repurchase agreements$1,406,0002,105
Net loans & leases$748,359,000552
Loan loss allowance$21,357,000362
Trading account assets$0243
Bank premises and fixed assets$1,0007,030
Other real estate owned$6,541,0002,191
Goodwill and other intangibles$02,913
All other assets$27,559,000779
Life insurance assets$03,787
Total liabilities and capital$1,551,025,000453
Total liabilities$1,086,811,000552
Total deposits$1,058,485,000507
Interest-bearing deposits$976,550,000448
Deposits held in domestic offices$1,058,485,000505
% insured98.05%476
Federal funds purchased & repurchase agreements$02,186
Trading liabilities$0152
Other borrowed funds$04,109
Subordinated debt$0159
All other liabilities$28,326,000298
Total equity capital$464,214,000210
Total bank equity capital$464,214,000209
Perpetual preferred stock$0246
Common stock$1,0006,271
Surplus$445,750,000162
Undivided profits$18,463,0001,972
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$97,350,000143
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$5,938,000397
Earning assets$1,514,283,000422
Long-term assets (5+ years)$283,980,000741
Average Assets, year-to-date$1,416,722,600476
Average Assets, quarterly$1,396,711,500485
Volatile liabilities$2,620,0005,313
Insider loans$06,389
FHLB advances$03,864
Loans and leases held for sale$02,229
Unused loan commitments$14,300,0003,190
Tier 1 (core) risk-based capital$460,341,000185
Tier 2 risk-based capital$9,638,000547
Total risk weighted assets$759,342,000585
Total unused commitments$14,300,0003,190
Derivatives$01,366
2012-09-30Rank
# of Employees:612,499
Assets and Liabilities
Total Assets:$1,242,398,000542
Cash and due from depository institutions$463,329,0002,499
Interest-bearing balances$462,925,000103
Securities$368,841,000416
Federal funds sold & reverse repurchase agreements$525,0002,701
Net loans & leases$379,534,0001,104
Loan loss allowance$19,370,000398
Trading account assets$0231
Bank premises and fixed assets$1,0007,131
Other real estate owned$7,183,0002,499
Goodwill and other intangibles$02,937
All other assets$22,985,000930
Life insurance assets$03,771
Total liabilities and capital$1,242,398,000542
Total liabilities$780,999,000758
Total deposits$758,450,000709
Interest-bearing deposits$658,593,000662
Deposits held in domestic offices$758,450,000707
% insured96.87%908
Federal funds purchased & repurchase agreements$02,188
Trading liabilities$0150
Other borrowed funds$04,201
Subordinated debt$0163
All other liabilities$22,549,000361
Total equity capital$461,399,000214
Total bank equity capital$461,399,000213
Perpetual preferred stock$0250
Common stock$1,0006,360
Surplus$445,750,000162
Undivided profits$15,648,0002,311
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$99,128,000153
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$2,341,0001,205
Earning assets$1,211,825,000507
Long-term assets (5+ years)$311,045,000669
Average Assets, year-to-date$1,383,147,000484
Average Assets, quarterly$1,211,536,000547
Volatile liabilities$4,187,0004,743
Insider loans$06,456
FHLB advances$03,944
Loans and leases held for sale$02,256
Unused loan commitments$26,0006,997
Tier 1 (core) risk-based capital$457,760,000187
Tier 2 risk-based capital$4,694,0001,145
Total risk weighted assets$360,846,0001,237
Total unused commitments$26,0006,997
Derivatives$01,366
2012-06-30Rank
# of Employees:582,616
Assets and Liabilities
Total Assets:$1,180,674,000561
Cash and due from depository institutions$387,804,0002,616
Interest-bearing balances$385,989,000125
Securities$363,498,000425
Federal funds sold & reverse repurchase agreements$1,306,0002,290
Net loans & leases$395,938,0001,052
Loan loss allowance$24,553,000342
Trading account assets$0211
Bank premises and fixed assets$07,198
Other real estate owned$7,502,0002,616
Goodwill and other intangibles$02,925
All other assets$24,626,000879
Life insurance assets$03,763
Total liabilities and capital$1,180,674,000561
Total liabilities$720,664,000822
Total deposits$694,999,000779
Interest-bearing deposits$551,442,000818
Deposits held in domestic offices$694,999,000777
% insured96.67%1,026
Federal funds purchased & repurchase agreements$02,234
Trading liabilities$0130
Other borrowed funds$04,239
Subordinated debt$0180
All other liabilities$25,665,000319
Total equity capital$460,010,000213
Total bank equity capital$460,010,000212
Perpetual preferred stock$0254
Common stock$1,0006,418
Surplus$445,750,000164
Undivided profits$14,259,0002,421
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$108,017,000159
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$2,345,0001,120
Earning assets$1,146,731,000522
Long-term assets (5+ years)$347,691,000587
Average Assets, year-to-date$1,430,063,330469
Average Assets, quarterly$1,362,221,500494
Volatile liabilities$4,946,0004,511
Insider loans$06,533
FHLB advances$03,987
Loans and leases held for sale$02,185
Unused loan commitments$25,0007,067
Tier 1 (core) risk-based capital$456,945,000185
Tier 2 risk-based capital$4,911,0001,090
Total risk weighted assets$373,205,0001,200
Total unused commitments$25,0007,067
Derivatives$01,332
2012-03-31Rank
# of Employees:602,535
Assets and Liabilities
Total Assets:$1,543,769,000438
Cash and due from depository institutions$751,490,0002,535
Interest-bearing balances$750,017,00084
Securities$341,872,000453
Federal funds sold & reverse repurchase agreements$1,349,0002,588
Net loans & leases$415,843,000988
Loan loss allowance$28,445,000312
Trading account assets$0215
Bank premises and fixed assets$1,0007,258
Other real estate owned$6,514,0002,535
Goodwill and other intangibles$02,935
All other assets$26,700,000817
Life insurance assets$03,760
Total liabilities and capital$1,543,769,000438
Total liabilities$1,087,018,000547
Total deposits$1,024,874,000524
Interest-bearing deposits$554,599,000823
Deposits held in domestic offices$1,024,874,000521
% insured94.27%2,092
Federal funds purchased & repurchase agreements$02,131
Trading liabilities$0123
Other borrowed funds$25,000,000990
Subordinated debt$0185
All other liabilities$37,144,000249
Total equity capital$456,751,000209
Total bank equity capital$456,751,000208
Perpetual preferred stock$0259
Common stock$1,0006,474
Surplus$443,000,000162
Undivided profits$13,750,0002,457
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$111,262,000164
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$2,612,0001,000
Earning assets$1,509,081,000409
Long-term assets (5+ years)$352,693,000576
Average Assets, year-to-date$1,554,758,000434
Average Assets, quarterly$1,554,758,000434
Volatile liabilities$30,432,0001,476
Insider loans$06,588
FHLB advances$25,000,000929
Loans and leases held for sale$02,171
Unused loan commitments$20,0007,133
Tier 1 (core) risk-based capital$453,800,000185
Tier 2 risk-based capital$5,060,0001,050
Total risk weighted assets$381,410,0001,161
Total unused commitments$20,0007,133
Derivatives$01,297
2011-12-31Rank
# of Employees:632,411
Assets and Liabilities
Total Assets:$1,565,747,000431
Cash and due from depository institutions$334,574,0002,411
Interest-bearing balances$333,079,000139
Securities$312,427,000486
Federal funds sold & reverse repurchase agreements$1,087,0002,462
Net loans & leases$841,312,000486
Loan loss allowance$26,156,000334
Trading account assets$0205
Bank premises and fixed assets$1,0007,306
Other real estate owned$5,165,0002,411
Goodwill and other intangibles$02,970
All other assets$71,181,000365
Life insurance assets$03,748
Total liabilities and capital$1,565,747,000431
Total liabilities$1,163,249,000503
Total deposits$1,096,510,000485
Interest-bearing deposits$1,051,400,000427
Deposits held in domestic offices$1,096,510,000484
% insured99.50%212
Federal funds purchased & repurchase agreements$02,367
Trading liabilities$0115
Other borrowed funds$25,000,0001,063
Subordinated debt$0193
All other liabilities$41,739,000226
Total equity capital$402,498,000231
Total bank equity capital$402,498,000231
Perpetual preferred stock$0263
Common stock$1,0006,512
Surplus$399,186,000170
Undivided profits$3,311,0004,875
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$99,377,000179
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$6,660,000373
Earning assets$1,487,905,000410
Long-term assets (5+ years)$06,681
Average Assets, year-to-date$1,480,921,600452
Average Assets, quarterly$1,351,238,000489
Volatile liabilities$30,411,0001,602
Insider loans$06,631
FHLB advances$25,000,000990
Loans and leases held for sale$01,918
Unused loan commitments$5,007,0005,058
Tier 1 (core) risk-based capital$400,438,000206
Tier 2 risk-based capital$10,725,000501
Total risk weighted assets$842,583,000513
Total unused commitments$5,007,0005,059
Derivatives$01,191
2011-09-30Rank
# of Employees:612,498
Assets and Liabilities
Total Assets:$1,136,729,000588
Cash and due from depository institutions$399,800,0002,498
Interest-bearing balances$398,820,000121
Securities$206,920,000712
Federal funds sold & reverse repurchase agreements$1,944,0002,206
Net loans & leases$456,973,000900
Loan loss allowance$28,497,000312
Trading account assets$0209
Bank premises and fixed assets$4,0007,378
Other real estate owned$4,856,0002,498
Goodwill and other intangibles$02,996
All other assets$66,232,000391
Life insurance assets$03,747
Total liabilities and capital$1,136,729,000588
Total liabilities$730,942,000815
Total deposits$670,027,000805
Interest-bearing deposits$617,806,000723
Deposits held in domestic offices$670,027,000802
% insured98.19%609
Federal funds purchased & repurchase agreements$02,338
Trading liabilities$0112
Other borrowed funds$25,000,0001,094
Subordinated debt$0206
All other liabilities$35,915,000249
Total equity capital$405,787,000224
Total bank equity capital$405,787,000224
Perpetual preferred stock$0266
Common stock$1,0006,584
Surplus$399,186,000167
Undivided profits$6,600,0003,837
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$103,427,000183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$2,506,0001,137
Earning assets$1,064,657,000564
Long-term assets (5+ years)$06,717
Average Assets, year-to-date$1,459,715,250457
Average Assets, quarterly$1,148,589,000576
Volatile liabilities$31,830,0001,563
Insider loans$06,691
FHLB advances$25,000,0001,003
Loans and leases held for sale$01,904
Unused loan commitments$18,0007,265
Tier 1 (core) risk-based capital$403,638,000198
Tier 2 risk-based capital$5,555,000964
Total risk weighted assets$421,442,0001,054
Total unused commitments$18,0007,265
Derivatives$01,195
2011-06-30Rank
# of Employees:602,554
Assets and Liabilities
Total Assets:$1,160,449,000570
Cash and due from depository institutions$427,619,0002,554
Interest-bearing balances$424,095,000117
Securities$180,398,000810
Federal funds sold & reverse repurchase agreements$2,460,0001,955
Net loans & leases$479,564,000872
Loan loss allowance$28,904,000316
Trading account assets$0213
Bank premises and fixed assets$7,0007,449
Other real estate owned$2,653,0002,554
Goodwill and other intangibles$03,017
All other assets$67,748,000380
Life insurance assets$03,737
Total liabilities and capital$1,160,449,000570
Total liabilities$754,175,000780
Total deposits$688,809,000779
Interest-bearing deposits$641,585,000706
Deposits held in domestic offices$688,809,000776
% insured99.23%298
Federal funds purchased & repurchase agreements$02,430
Trading liabilities$0112
Other borrowed funds$25,000,0001,136
Subordinated debt$0212
All other liabilities$40,366,000235
Total equity capital$406,274,000221
Total bank equity capital$406,274,000221
Perpetual preferred stock$0222
Common stock$1,0006,661
Surplus$399,186,000167
Undivided profits$7,087,0003,622
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$98,800,000201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$2,693,0001,030
Earning assets$1,086,517,000553
Long-term assets (5+ years)$06,767
Average Assets, year-to-date$1,567,377,330432
Average Assets, quarterly$1,454,205,000473
Volatile liabilities$32,320,0001,550
Insider loans$06,748
FHLB advances$25,000,0001,050
Loans and leases held for sale$01,752
Unused loan commitments$16,0007,345
Tier 1 (core) risk-based capital$405,333,000199
Tier 2 risk-based capital$5,729,000943
Total risk weighted assets$435,159,0001,027
Total unused commitments$16,0007,345
Derivatives$01,174
2011-03-31Rank
# of Employees:522,913
Assets and Liabilities
Total Assets:$1,747,961,000391
Cash and due from depository institutions$1,159,879,0002,913
Interest-bearing balances$1,158,951,00064
Securities$19,440,0004,612
Federal funds sold & reverse repurchase agreements$1,638,0002,775
Net loans & leases$502,063,000839
Loan loss allowance$33,129,000293
Trading account assets$0208
Bank premises and fixed assets$12,0007,488
Other real estate owned$933,0002,913
Goodwill and other intangibles$03,025
All other assets$63,996,000400
Life insurance assets$03,748
Total liabilities and capital$1,747,961,000391
Total liabilities$1,348,798,000461
Total deposits$1,213,326,000449
Interest-bearing deposits$1,116,520,000418
Deposits held in domestic offices$1,213,326,000448
% insured98.61%535
Federal funds purchased & repurchase agreements$02,341
Trading liabilities$0108
Other borrowed funds$75,000,000455
Subordinated debt$0214
All other liabilities$60,472,000178
Total equity capital$399,163,000217
Total bank equity capital$399,163,000216
Perpetual preferred stock$0224
Common stock$1,0006,722
Surplus$399,186,000165
Undivided profits$-24,0006,250
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$99,403,000204
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$2,352,0001,207
Earning assets$1,682,092,000368
Long-term assets (5+ years)$06,809
Average Assets, year-to-date$1,770,841,500387
Average Assets, quarterly$1,770,841,500387
Volatile liabilities$82,044,000722
Insider loans$06,813
FHLB advances$75,000,000399
Loans and leases held for sale$01,676
Unused loan commitments$103,0007,343
Tier 1 (core) risk-based capital$399,187,000195
Tier 2 risk-based capital$5,813,000952
Total risk weighted assets$437,734,0001,032
Total unused commitments$103,0007,344
Derivatives$01,153
2010-12-31Rank
# of Employees:483,119
Assets and Liabilities
Total Assets:$1,793,722,000387
Cash and due from depository institutions$469,213,0003,119
Interest-bearing balances$469,067,000103
Securities$20,340,0004,355
Federal funds sold & reverse repurchase agreements$2,001,0002,493
Net loans & leases$1,228,629,000359
Loan loss allowance$34,118,000298
Trading account assets$0207
Bank premises and fixed assets$18,0007,552
Other real estate owned$348,0003,119
Goodwill and other intangibles$03,026
All other assets$73,173,000367
Life insurance assets$03,769
Total liabilities and capital$1,793,722,000387
Total liabilities$1,381,560,000447
Total deposits$1,255,742,000439
Interest-bearing deposits$1,219,763,000381
Deposits held in domestic offices$1,255,742,000437
% insured98.35%582
Federal funds purchased & repurchase agreements$02,549
Trading liabilities$0108
Other borrowed funds$75,000,000491
Subordinated debt$0220
All other liabilities$50,818,000195
Total equity capital$412,162,000211
Total bank equity capital$412,162,000211
Perpetual preferred stock$0224
Common stock$1,0006,804
Surplus$404,602,000159
Undivided profits$7,559,0003,403
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$105,390,000201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$9,818,000264
Earning assets$1,720,037,000365
Long-term assets (5+ years)$06,888
Average Assets, year-to-date$1,635,413,200419
Average Assets, quarterly$1,515,116,000451
Volatile liabilities$636,595,000224
Insider loans$06,907
FHLB advances$75,000,000435
Loans and leases held for sale$01,952
Unused loan commitments$7,562,0004,437
Tier 1 (core) risk-based capital$412,139,000191
Tier 2 risk-based capital$14,709,000406
Total risk weighted assets$1,173,304,000409
Total unused commitments$7,562,0004,437
Derivatives$01,176
2010-09-30Rank
# of Employees:483,152
Assets and Liabilities
Total Assets:$1,236,510,000546
Cash and due from depository institutions$591,984,0003,152
Interest-bearing balances$591,093,00093
Securities$21,339,0004,207
Federal funds sold & reverse repurchase agreements$2,442,0002,369
Net loans & leases$552,217,000795
Loan loss allowance$35,934,000283
Trading account assets$0210
Bank premises and fixed assets$24,0007,643
Other real estate owned$6,698,0003,152
Goodwill and other intangibles$03,048
All other assets$61,806,000410
Life insurance assets$03,793
Total liabilities and capital$1,236,510,000546
Total liabilities$857,619,000715
Total deposits$727,045,000740
Interest-bearing deposits$701,596,000655
Deposits held in domestic offices$727,045,000736
% insured98.29%463
Federal funds purchased & repurchase agreements$02,564
Trading liabilities$0103
Other borrowed funds$75,000,000524
Subordinated debt$0233
All other liabilities$55,574,000200
Total equity capital$378,891,000221
Total bank equity capital$378,891,000221
Perpetual preferred stock$0229
Common stock$1,0006,906
Surplus$381,314,000165
Undivided profits$-2,424,0006,872
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$111,087,000197
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$2,446,0001,277
Earning assets$1,167,091,000520
Long-term assets (5+ years)$06,979
Average Assets, year-to-date$1,595,836,000424
Average Assets, quarterly$1,259,572,500528
Volatile liabilities$128,225,0001,101
Insider loans$06,998
FHLB advances$75,000,000469
Loans and leases held for sale$01,963
Unused loan commitments$47,0007,554
Tier 1 (core) risk-based capital$379,758,000199
Tier 2 risk-based capital$6,330,000912
Total risk weighted assets$476,767,000968
Total unused commitments$47,0007,555
Derivatives$01,218
2010-06-30Rank
# of Employees:493,118
Assets and Liabilities
Total Assets:$1,282,635,000522
Cash and due from depository institutions$606,297,0003,118
Interest-bearing balances$606,258,00093
Securities$22,447,0004,122
Federal funds sold & reverse repurchase agreements$2,403,0002,431
Net loans & leases$584,192,000752
Loan loss allowance$39,672,000260
Trading account assets$0210
Bank premises and fixed assets$31,0007,687
Other real estate owned$952,0003,118
Goodwill and other intangibles$03,062
All other assets$66,313,000390
Life insurance assets$03,801
Total liabilities and capital$1,282,635,000522
Total liabilities$902,274,000667
Total deposits$771,631,000701
Interest-bearing deposits$739,056,000628
Deposits held in domestic offices$771,631,000698
% insured98.28%513
Federal funds purchased & repurchase agreements$02,594
Trading liabilities$0104
Other borrowed funds$75,000,000551
Subordinated debt$0241
All other liabilities$55,643,000186
Total equity capital$380,361,000217
Total bank equity capital$380,361,000217
Perpetual preferred stock$0222
Common stock$1,0006,962
Surplus$381,314,000161
Undivided profits$-954,0006,681
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$130,188,000169
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$2,514,0001,198
Earning assets$1,215,300,000500
Long-term assets (5+ years)$07,034
Average Assets, year-to-date$1,715,611,330396
Average Assets, quarterly$1,471,019,000457
Volatile liabilities$122,719,0001,170
Insider loans$07,068
FHLB advances$75,000,000500
Loans and leases held for sale$01,852
Unused loan commitments$713,0007,259
Tier 1 (core) risk-based capital$381,315,000196
Tier 2 risk-based capital$6,678,000876
Total risk weighted assets$501,267,000934
Total unused commitments$713,0007,262
Derivatives$01,168
2010-03-31Rank
# of Employees:572,781
Assets and Liabilities
Total Assets:$1,659,403,000424
Cash and due from depository institutions$926,782,0002,781
Interest-bearing balances$914,987,00071
Securities$23,688,0004,038
Federal funds sold & reverse repurchase agreements$1,740,0003,138
Net loans & leases$618,374,000724
Loan loss allowance$38,027,000277
Trading account assets$0227
Bank premises and fixed assets$38,0007,771
Other real estate owned$28,507,0002,781
Goodwill and other intangibles$03,074
All other assets$60,274,000440
Life insurance assets$03,823
Total liabilities and capital$1,659,403,000424
Total liabilities$1,247,526,000495
Total deposits$1,070,922,000510
Interest-bearing deposits$986,642,000482
Deposits held in domestic offices$1,070,922,000507
% insured98.72%406
Federal funds purchased & repurchase agreements$02,570
Trading liabilities$0108
Other borrowed funds$100,000,000441
Subordinated debt$0248
All other liabilities$76,604,000155
Total equity capital$411,877,000207
Total bank equity capital$411,877,000207
Perpetual preferred stock$0220
Common stock$1,0007,055
Surplus$392,047,000164
Undivided profits$19,829,0001,653
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$141,942,000165
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$2,818,0001,078
Earning assets$1,558,789,000410
Long-term assets (5+ years)$07,124
Average Assets, year-to-date$1,932,099,500371
Average Assets, quarterly$1,932,099,500371
Volatile liabilities$161,398,000920
Insider loans$07,167
FHLB advances$100,000,000390
Loans and leases held for sale$01,823
Unused loan commitments$3,695,0005,991
Tier 1 (core) risk-based capital$413,074,000180
Tier 2 risk-based capital$7,327,000819
Total risk weighted assets$555,454,000871
Total unused commitments$3,695,0005,996
Derivatives$01,155
2009-12-31Rank
# of Employees:572,808
Assets and Liabilities
Total Assets:$2,204,796,000326
Cash and due from depository institutions$855,495,0002,808
Interest-bearing balances$851,245,00065
Securities$24,617,0003,919
Federal funds sold & reverse repurchase agreements$2,814,0002,437
Net loans & leases$1,215,092,000388
Loan loss allowance$40,303,000266
Trading account assets$0224
Bank premises and fixed assets$46,0007,826
Other real estate owned$32,371,0002,808
Goodwill and other intangibles$03,096
All other assets$74,361,000383
Life insurance assets$03,837
Total liabilities and capital$2,204,796,000326
Total liabilities$1,845,302,000349
Total deposits$1,706,806,000331
Interest-bearing deposits$1,666,018,000289
Deposits held in domestic offices$1,706,806,000327
% insured88.71%4,169
Federal funds purchased & repurchase agreements$02,785
Trading liabilities$0104
Other borrowed funds$100,000,000471
Subordinated debt$0258
All other liabilities$38,496,000231
Total equity capital$359,494,000227
Total bank equity capital$359,494,000227
Perpetual preferred stock$0219
Common stock$1,0007,124
Surplus$383,015,000165
Undivided profits$-23,522,0007,840
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$151,275,000161
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$9,117,000317
Earning assets$2,093,768,000313
Long-term assets (5+ years)$07,189
Average Assets, year-to-date$1,561,229,800440
Average Assets, quarterly$1,821,424,500394
Volatile liabilities$183,814,000802
Insider loans$07,233
FHLB advances$100,000,000417
Loans and leases held for sale$01,814
Unused loan commitments$5,291,0005,378
Tier 1 (core) risk-based capital$360,715,000204
Tier 2 risk-based capital$14,237,000463
Total risk weighted assets$1,112,896,000462
Total unused commitments$5,291,0005,380
Derivatives$01,139
2009-09-30Rank
# of Employees:572,828
Assets and Liabilities
Total Assets:$1,438,053,000494
Cash and due from depository institutions$575,724,0002,828
Interest-bearing balances$562,519,00076
Securities$65,195,0001,897
Federal funds sold & reverse repurchase agreements$3,279,0002,314
Net loans & leases$683,903,000679
Loan loss allowance$43,853,000255
Trading account assets$0238
Bank premises and fixed assets$53,0007,891
Other real estate owned$37,907,0002,828
Goodwill and other intangibles$03,142
All other assets$71,992,000355
Life insurance assets$03,862
Total liabilities and capital$1,438,053,000494
Total liabilities$1,160,088,000545
Total deposits$1,032,030,000524
Interest-bearing deposits$1,009,312,000473
Deposits held in domestic offices$1,032,030,000522
% insured96.86%1,140
Federal funds purchased & repurchase agreements$02,868
Trading liabilities$0103
Other borrowed funds$100,000,000524
Subordinated debt$0269
All other liabilities$28,058,000306
Total equity capital$277,965,000284
Total bank equity capital$277,965,000281
Perpetual preferred stock$0212
Common stock$1,0007,203
Surplus$298,015,000194
Undivided profits$-20,051,0007,942
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$167,239,000167
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$3,115,0001,085
Earning assets$1,314,896,000486
Long-term assets (5+ years)$07,262
Average Assets, year-to-date$1,400,338,250499
Average Assets, quarterly$1,211,159,000573
Volatile liabilities$161,126,000950
Insider loans$07,285
FHLB advances$100,000,000457
Loans and leases held for sale$01,823
Unused loan commitments$322,0007,749
Tier 1 (core) risk-based capital$279,460,000254
Tier 2 risk-based capital$7,621,000816
Total risk weighted assets$573,486,000890
Total unused commitments$322,0007,749
Derivatives$01,183
2009-06-30Rank
# of Employees:572,879
Assets and Liabilities
Total Assets:$984,265,000718
Cash and due from depository institutions$65,759,0002,879
Interest-bearing balances$64,985,000355
Securities$66,400,0001,850
Federal funds sold & reverse repurchase agreements$14,536,000669
Net loans & leases$724,806,000660
Loan loss allowance$52,770,000213
Trading account assets$0240
Bank premises and fixed assets$62,0007,951
Other real estate owned$44,346,0002,879
Goodwill and other intangibles$03,161
All other assets$68,356,000376
Life insurance assets$03,901
Total liabilities and capital$984,265,000718
Total liabilities$852,694,000754
Total deposits$720,091,000766
Interest-bearing deposits$693,344,000687
Deposits held in domestic offices$720,091,000763
% insured92.20%555
Federal funds purchased & repurchase agreements$02,922
Trading liabilities$0100
Other borrowed funds$100,000,000557
Subordinated debt$0276
All other liabilities$32,603,000291
Total equity capital$131,571,000538
Total bank equity capital$131,571,000537
Perpetual preferred stock$0213
Common stock$1,0007,290
Surplus$148,015,000310
Undivided profits$-16,445,0008,008
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$179,300,000151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$3,377,000979
Earning assets$870,727,000734
Long-term assets (5+ years)$07,339
Average Assets, year-to-date$1,387,766,670515
Average Assets, quarterly$1,131,576,000615
Volatile liabilities$146,492,0001,054
Insider loans$07,346
FHLB advances$100,000,000480
Loans and leases held for sale$01,961
Unused loan commitments$322,0007,847
Tier 1 (core) risk-based capital$133,811,000480
Tier 2 risk-based capital$8,679,000730
Total risk weighted assets$650,246,000798
Total unused commitments$322,0007,847
Derivatives$01,221
2009-03-31Rank
# of Employees:562,929
Assets and Liabilities
Total Assets:$1,278,887,000553
Cash and due from depository institutions$312,282,0002,929
Interest-bearing balances$303,297,000102
Securities$67,302,0001,802
Federal funds sold & reverse repurchase agreements$34,052,000315
Net loans & leases$764,629,000638
Loan loss allowance$60,769,000186
Trading account assets$0234
Bank premises and fixed assets$78,0007,952
Other real estate owned$50,530,0002,929
Goodwill and other intangibles$03,204
All other assets$50,014,000476
Life insurance assets$03,932
Total liabilities and capital$1,278,887,000553
Total liabilities$1,106,107,000581
Total deposits$960,163,000570
Interest-bearing deposits$889,486,000550
Deposits held in domestic offices$960,163,000568
% insured90.82%814
Federal funds purchased & repurchase agreements$02,904
Trading liabilities$092
Other borrowed funds$104,000,000573
Subordinated debt$0271
All other liabilities$41,944,000251
Total equity capital$172,780,000410
Total bank equity capital$172,780,000410
Perpetual preferred stock$0193
Common stock$1,0007,333
Surplus$178,015,000265
Undivided profits$-5,236,0007,843
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$221,782,000119
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$3,707,000895
Earning assets$1,169,280,000557
Long-term assets (5+ years)$07,384
Average Assets, year-to-date$1,589,517,500461
Average Assets, quarterly$1,589,517,500461
Volatile liabilities$158,809,000982
Insider loans$07,405
FHLB advances$104,000,000486
Loans and leases held for sale$01,892
Unused loan commitments$293,0007,909
Tier 1 (core) risk-based capital$175,159,000377
Tier 2 risk-based capital$7,300,000835
Total risk weighted assets$641,500,000808
Total unused commitments$293,0007,910
Derivatives$01,177
2008-12-31Rank
# of Employees:562,966
Assets and Liabilities
Total Assets:$1,900,148,000390
Cash and due from depository institutions$396,315,0002,966
Interest-bearing balances$395,581,00070
Securities$27,270,0003,671
Federal funds sold & reverse repurchase agreements$29,538,000296
Net loans & leases$1,343,977,000391
Loan loss allowance$62,655,000169
Trading account assets$0236
Bank premises and fixed assets$106,0007,920
Other real estate owned$51,048,0002,966
Goodwill and other intangibles$03,219
All other assets$51,894,000471
Life insurance assets$03,960
Total liabilities and capital$1,900,148,000390
Total liabilities$1,650,593,000405
Total deposits$1,514,239,000366
Interest-bearing deposits$1,447,500,000334
Deposits held in domestic offices$1,514,239,000364
% insured0.00%1
Federal funds purchased & repurchase agreements$03,392
Trading liabilities$088
Other borrowed funds$107,914,000617
Subordinated debt$0278
All other liabilities$28,440,000330
Total equity capital$249,555,000308
Total bank equity capital$249,555,000308
Perpetual preferred stock$0141
Common stock$1,0007,374
Surplus$278,015,000199
Undivided profits$-28,461,0008,201
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$181,988,000114
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$7,482,000446
Earning assets$1,796,366,000372
Long-term assets (5+ years)$07,429
Average Assets, year-to-date$1,364,662,200505
Average Assets, quarterly$1,480,670,000484
Volatile liabilities$168,538,000918
Insider loans$07,451
FHLB advances$104,000,000557
Loans and leases held for sale$01,663
Unused loan commitments$289,0007,945
Tier 1 (core) risk-based capital$252,471,000276
Tier 2 risk-based capital$15,788,000446
Total risk weighted assets$1,216,170,000462
Total unused commitments$289,0007,946
Derivatives$01,109
2008-09-30Rank
# of Employees:513,239
Assets and Liabilities
Total Assets:$1,061,192,000642
Cash and due from depository institutions$89,128,0003,239
Interest-bearing balances$75,026,00097
Securities$29,625,0003,426
Federal funds sold & reverse repurchase agreements$5,369,0002,138
Net loans & leases$834,101,000590
Loan loss allowance$54,650,000174
Trading account assets$0251
Bank premises and fixed assets$117,0007,958
Other real estate owned$53,942,0003,239
Goodwill and other intangibles$03,276
All other assets$48,910,000466
Life insurance assets$03,984
Total liabilities and capital$1,061,192,000642
Total liabilities$875,100,000704
Total deposits$746,142,000682
Interest-bearing deposits$722,131,000618
Deposits held in domestic offices$746,142,000679
% insured0.00%1
Federal funds purchased & repurchase agreements$03,524
Trading liabilities$091
Other borrowed funds$104,000,000626
Subordinated debt$0276
All other liabilities$24,958,000349
Total equity capital$186,092,000395
Total bank equity capital$186,092,000395
Perpetual preferred stock$0110
Common stock$1,0007,433
Surplus$203,015,000230
Undivided profits$-16,924,0008,292
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$119,996,000135
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,110
Income earned, not collected on loans$4,447,000800
Earning assets$944,121,000653
Long-term assets (5+ years)$07,485
Average Assets, year-to-date$1,230,790,750550
Average Assets, quarterly$1,064,122,000635
Volatile liabilities$129,209,0001,158
Insider loans$07,515
FHLB advances$104,000,000565
Loans and leases held for sale$01,623
Unused loan commitments$293,0008,027
Tier 1 (core) risk-based capital$188,066,000352
Tier 2 risk-based capital$7,296,000794
Total risk weighted assets$589,834,000868
Total unused commitments$293,0008,027
Derivatives$01,077
2008-06-30Rank
# of Employees:433,754
Assets and Liabilities
Total Assets:$1,067,052,000635
Cash and due from depository institutions$4,539,0003,754
Interest-bearing balances$302,0003,993
Securities$31,935,0003,287
Federal funds sold & reverse repurchase agreements$23,936,000461
Net loans & leases$907,728,000547
Loan loss allowance$41,224,000201
Trading account assets$0267
Bank premises and fixed assets$97,0008,081
Other real estate owned$44,039,0003,754
Goodwill and other intangibles$03,301
All other assets$54,778,000423
Life insurance assets$04,015
Total liabilities and capital$1,067,052,000635
Total liabilities$928,586,000654
Total deposits$784,612,000641
Interest-bearing deposits$757,808,000587
Deposits held in domestic offices$784,612,000638
% insured0.00%1
Federal funds purchased & repurchase agreements$03,577
Trading liabilities$094
Other borrowed funds$104,000,000618
Subordinated debt$0257
All other liabilities$39,974,000259
Total equity capital$138,466,000521
Total bank equity capital$138,466,000521
Perpetual preferred stock$0107
Common stock$1,0007,498
Surplus$137,580,000303
Undivided profits$885,0006,720
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$113,445,000128
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$4,856,000710
Earning assets$963,901,000635
Long-term assets (5+ years)$07,536
Average Assets, year-to-date$1,287,323,670534
Average Assets, quarterly$1,183,033,000578
Volatile liabilities$109,614,0001,347
Insider loans$07,572
FHLB advances$104,000,000557
Loans and leases held for sale$01,725
Unused loan commitments$224,0008,114
Tier 1 (core) risk-based capital$139,558,000462
Tier 2 risk-based capital$8,189,000706
Total risk weighted assets$646,564,000798
Total unused commitments$224,0008,114
Derivatives$01,075
2008-03-31Rank
# of Employees:453,636
Assets and Liabilities
Total Assets:$1,299,014,000539
Cash and due from depository institutions$51,430,0003,636
Interest-bearing balances$598,0003,472
Securities$32,591,0003,243
Federal funds sold & reverse repurchase agreements$154,937,000139
Net loans & leases$1,023,029,000484
Loan loss allowance$22,813,000303
Trading account assets$0252
Bank premises and fixed assets$106,0008,088
Other real estate owned$99,0003,636
Goodwill and other intangibles$03,304
All other assets$36,822,000562
Life insurance assets$04,038
Total liabilities and capital$1,299,014,000539
Total liabilities$998,502,000604
Total deposits$847,911,000603
Interest-bearing deposits$776,091,000580
Deposits held in domestic offices$847,911,000600
% insured0.00%1
Federal funds purchased & repurchase agreements$03,157
Trading liabilities$086
Other borrowed funds$104,000,000584
Subordinated debt$0251
All other liabilities$46,591,000245
Total equity capital$300,512,000280
Total bank equity capital$300,512,000280
Perpetual preferred stock$0108
Common stock$1,0007,532
Surplus$267,099,000197
Undivided profits$33,412,0001,128
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$96,910,000126
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$5,510,000644
Earning assets$1,211,155,000524
Long-term assets (5+ years)$07,572
Average Assets, year-to-date$1,397,459,500495
Average Assets, quarterly$1,397,459,500495
Volatile liabilities$109,702,0001,318
Insider loans$07,597
FHLB advances$104,000,000526
Loans and leases held for sale$01,797
Unused loan commitments$198,0008,164
Tier 1 (core) risk-based capital$301,718,000238
Tier 2 risk-based capital$9,563,000611
Total risk weighted assets$753,026,000681
Total unused commitments$198,0008,165
Derivatives$01,109
2007-12-31Rank
# of Employees:483,470
Assets and Liabilities
Total Assets:$1,495,905,000472
Cash and due from depository institutions$1,978,0003,470
Interest-bearing balances$11,0006,212
Securities$34,877,0003,089
Federal funds sold & reverse repurchase agreements$57,501,000253
Net loans & leases$1,365,948,000378
Loan loss allowance$17,881,000348
Trading account assets$0237
Bank premises and fixed assets$114,0008,080
Other real estate owned$03,470
Goodwill and other intangibles$03,293
All other assets$35,487,000579
Life insurance assets$04,052
Total liabilities and capital$1,495,905,000472
Total liabilities$1,313,345,000481
Total deposits$1,180,573,000441
Interest-bearing deposits$1,133,180,000400
Deposits held in domestic offices$1,180,573,000438
% insured0.00%1
Federal funds purchased & repurchase agreements$03,440
Trading liabilities$078
Other borrowed funds$104,000,000548
Subordinated debt$0248
All other liabilities$28,772,000337
Total equity capital$182,560,000418
Total bank equity capital$182,560,000418
Perpetual preferred stock$0111
Common stock$1,0007,579
Surplus$167,099,000262
Undivided profits$15,460,0002,253
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$13,648,000456
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$8,239,000475
Earning assets$1,458,337,000439
Long-term assets (5+ years)$07,609
Average Assets, year-to-date$1,283,805,200521
Average Assets, quarterly$1,360,660,000506
Volatile liabilities$109,754,0001,336
Insider loans$07,621
FHLB advances$104,000,000494
Loans and leases held for sale$01,738
Unused loan commitments$172,0008,205
Tier 1 (core) risk-based capital$182,943,000368
Tier 2 risk-based capital$11,245,000513
Total risk weighted assets$898,507,000573
Total unused commitments$172,0008,205
Derivatives$01,052
2007-09-30Rank
# of Employees:404,002
Assets and Liabilities
Total Assets:$1,225,415,000551
Cash and due from depository institutions$481,0004,002
Interest-bearing balances$36,0005,538
Securities$36,520,0002,974
Federal funds sold & reverse repurchase agreements$44,495,000309
Net loans & leases$1,115,830,000445
Loan loss allowance$8,796,000621
Trading account assets$0244
Bank premises and fixed assets$114,0008,099
Other real estate owned$04,002
Goodwill and other intangibles$03,301
All other assets$27,975,000709
Life insurance assets$04,026
Total liabilities and capital$1,225,415,000551
Total liabilities$1,046,979,000570
Total deposits$925,532,000540
Interest-bearing deposits$886,924,000503
Deposits held in domestic offices$925,532,000536
% insured0.00%1
Federal funds purchased & repurchase agreements$03,436
Trading liabilities$078
Other borrowed funds$104,000,000500
Subordinated debt$0244
All other liabilities$17,447,000438
Total equity capital$178,436,000419
Total bank equity capital$178,436,000419
Perpetual preferred stock$0113
Common stock$1,0007,598
Surplus$159,999,000266
Undivided profits$18,436,0001,927
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,845,0002,110
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$6,459,000622
Earning assets$1,196,881,000525
Long-term assets (5+ years)$07,622
Average Assets, year-to-date$1,230,780,250535
Average Assets, quarterly$1,325,971,500506
Volatile liabilities$105,497,0001,340
Insider loans$07,654
FHLB advances$104,000,000445
Loans and leases held for sale$01,751
Unused loan commitments$129,0008,258
Tier 1 (core) risk-based capital$178,638,000373
Tier 2 risk-based capital$8,213,000675
Total risk weighted assets$656,485,000751
Total unused commitments$129,0008,259
Derivatives$01,033
2007-06-30Rank
# of Employees:334,662
Assets and Liabilities
Total Assets:$1,426,528,000494
Cash and due from depository institutions$551,0004,662
Interest-bearing balances$74,0005,068
Securities$37,967,0002,885
Federal funds sold & reverse repurchase agreements$22,495,000680
Net loans & leases$1,298,785,000391
Loan loss allowance$5,234,000999
Trading account assets$0245
Bank premises and fixed assets$120,0008,137
Other real estate owned$5,191,0004,662
Goodwill and other intangibles$03,329
All other assets$61,419,000377
Life insurance assets$04,058
Total liabilities and capital$1,426,528,000494
Total liabilities$1,250,487,000498
Total deposits$1,130,118,000467
Interest-bearing deposits$1,071,945,000426
Deposits held in domestic offices$1,130,118,000466
% insured0.00%1
Federal funds purchased & repurchase agreements$03,401
Trading liabilities$087
Other borrowed funds$104,000,000477
Subordinated debt$0258
All other liabilities$16,369,000465
Total equity capital$176,041,000428
Total bank equity capital$176,041,000428
Perpetual preferred stock$0111
Common stock$1,0007,652
Surplus$159,999,000278
Undivided profits$16,041,0002,119
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$32,559,000159
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$7,750,000498
Earning assets$1,359,321,000467
Long-term assets (5+ years)$07,662
Average Assets, year-to-date$1,232,568,670549
Average Assets, quarterly$1,379,921,000502
Volatile liabilities$105,004,0001,330
Insider loans$07,685
FHLB advances$104,000,000415
Loans and leases held for sale$01,802
Unused loan commitments$28,0008,372
Tier 1 (core) risk-based capital$176,003,000381
Tier 2 risk-based capital$5,234,0001,005
Total risk weighted assets$757,856,000669
Total unused commitments$28,0008,374
Derivatives$01,067
2007-03-31Rank
# of Employees:255,497
Assets and Liabilities
Total Assets:$1,333,314,000511
Cash and due from depository institutions$29,128,0005,497
Interest-bearing balances$91,0004,950
Securities$38,949,0002,845
Federal funds sold & reverse repurchase agreements$28,138,000657
Net loans & leases$1,209,264,000411
Loan loss allowance$4,337,0001,195
Trading account assets$0267
Bank premises and fixed assets$122,0008,158
Other real estate owned$1,289,0005,497
Goodwill and other intangibles$03,322
All other assets$26,424,000722
Life insurance assets$04,074
Total liabilities and capital$1,333,314,000511
Total liabilities$1,160,309,000523
Total deposits$1,141,532,000460
Interest-bearing deposits$991,798,000460
Deposits held in domestic offices$1,141,532,000458
% insured0.00%1
Federal funds purchased & repurchase agreements$03,056
Trading liabilities$089
Other borrowed funds$05,479
Subordinated debt$0262
All other liabilities$18,777,000443
Total equity capital$173,005,000434
Total bank equity capital$173,005,000434
Perpetual preferred stock$0113
Common stock$1,0007,681
Surplus$159,999,000273
Undivided profits$13,005,0002,576
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$21,012,000200
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$7,666,000495
Earning assets$1,276,442,000491
Long-term assets (5+ years)$07,689
Average Assets, year-to-date$1,135,589,000583
Average Assets, quarterly$1,135,589,000583
Volatile liabilities$08,533
Insider loans$07,710
FHLB advances$05,010
Loans and leases held for sale$01,800
Unused loan commitments$55,0008,371
Tier 1 (core) risk-based capital$173,000,000386
Tier 2 risk-based capital$4,337,0001,191
Total risk weighted assets$673,550,000726
Total unused commitments$55,0008,371
Derivatives$01,065
2006-12-31Rank
# of Employees:186,407
Assets and Liabilities
Total Assets:$937,864,000694
Cash and due from depository institutions$10,918,0006,407
Interest-bearing balances$110,0004,604
Securities$39,852,0002,804
Federal funds sold & reverse repurchase agreements$30,294,000501
Net loans & leases$833,875,000560
Loan loss allowance$2,044,0002,418
Trading account assets$0156
Bank premises and fixed assets$126,0008,162
Other real estate owned$97,0006,407
Goodwill and other intangibles$03,315
All other assets$22,702,000826
Life insurance assets$04,082
Total liabilities and capital$937,864,000694
Total liabilities$774,326,000754
Total deposits$674,729,000738
Interest-bearing deposits$639,246,000677
Deposits held in domestic offices$674,729,000735
% insured0.00%1
Federal funds purchased & repurchase agreements$03,314
Trading liabilities$077
Other borrowed funds$90,000,000549
Subordinated debt$0264
All other liabilities$9,597,000708
Total equity capital$163,538,000438
Total bank equity capital$163,538,000438
Perpetual preferred stock$0112
Common stock$1,0007,717
Surplus$159,999,000266
Undivided profits$3,538,0005,451
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$10,807,000325
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$4,806,000805
Earning assets$904,131,000655
Long-term assets (5+ years)$07,714
Average Assets, year-to-date$704,147,000904
Average Assets, quarterly$818,464,000791
Volatile liabilities$279,077,000602
Insider loans$07,725
FHLB advances$90,000,000482
Loans and leases held for sale$01,760
Unused loan commitments$58,0008,410
Tier 1 (core) risk-based capital$163,670,000394
Tier 2 risk-based capital$2,044,0002,318
Total risk weighted assets$460,706,0001,013
Total unused commitments$58,0008,410
Derivatives$01,023
2006-09-30Rank
# of Employees:147,102
Assets and Liabilities
Total Assets:$699,064,000935
Cash and due from depository institutions$127,0007,102
Interest-bearing balances$18,0006,104
Securities$30,722,0003,444
Federal funds sold & reverse repurchase agreements$21,238,000631
Net loans & leases$639,896,000706
Loan loss allowance$1,562,0003,040
Trading account assets$0154
Bank premises and fixed assets$22,0008,601
Other real estate owned$07,102
Goodwill and other intangibles$03,332
All other assets$7,059,0002,311
Life insurance assets$04,052
Total liabilities and capital$699,064,000935
Total liabilities$537,497,0001,082
Total deposits$530,946,000941
Interest-bearing deposits$519,506,000828
Deposits held in domestic offices$530,946,000939
% insured0.00%1
Federal funds purchased & repurchase agreements$03,596
Trading liabilities$074
Other borrowed funds$05,812
Subordinated debt$0269
All other liabilities$6,551,000900
Total equity capital$161,567,000451
Total bank equity capital$161,567,000451
Perpetual preferred stock$0118
Common stock$1,0007,777
Surplus$159,999,000270
Undivided profits$1,567,0006,753
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,445,0001,258
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$6,302,000600
Earning assets$691,874,000875
Long-term assets (5+ years)$07,763
Average Assets, year-to-date$587,288,5001,061
Average Assets, quarterly$587,288,5001,087
Volatile liabilities$53,344,0002,504
Insider loans$07,800
FHLB advances$05,308
Loans and leases held for sale$01,773
Unused loan commitments$80,0008,477
Tier 1 (core) risk-based capital$161,597,000404
Tier 2 risk-based capital$1,562,0002,907
Total risk weighted assets$339,288,0001,427
Total unused commitments$80,0008,477
Derivatives$01,023
2006-06-30Rank
# of Employees:137,294
Assets and Liabilities
Total Assets:$475,513,0001,357
Cash and due from depository institutions$91,0007,294
Interest-bearing balances$15,0006,196
Securities$08,539
Federal funds sold & reverse repurchase agreements$18,983,000635
Net loans & leases$451,864,000969
Loan loss allowance$1,123,0003,838
Trading account assets$0157
Bank premises and fixed assets$24,0008,638
Other real estate owned$07,294
Goodwill and other intangibles$03,333
All other assets$4,551,0003,198
Life insurance assets$04,035
Total liabilities and capital$475,513,0001,357
Total liabilities$315,243,0001,848
Total deposits$312,690,0001,661
Interest-bearing deposits$312,643,0001,404
Deposits held in domestic offices$312,690,0001,658
% insured0.00%1
Federal funds purchased & repurchase agreements$03,710
Trading liabilities$073
Other borrowed funds$05,848
Subordinated debt$0265
All other liabilities$2,553,0001,809
Total equity capital$160,270,000442
Total bank equity capital$160,270,000442
Perpetual preferred stock$0119
Common stock$1,0007,805
Surplus$159,999,000271
Undivided profits$270,0007,649
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$07,512
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$4,358,000790
Earning assets$470,862,0001,252
Long-term assets (5+ years)$07,786
Average Assets, year-to-date$475,513,0001,343
Average Assets, quarterly$475,513,0001,348
Volatile liabilities$42,021,0002,943
Insider loans$07,848
FHLB advances$05,334
Loans and leases held for sale$01,763
Unused loan commitments$08,543
Tier 1 (core) risk-based capital$160,270,000407
Tier 2 risk-based capital$1,123,0003,646
Total risk weighted assets$240,168,0001,940
Total unused commitments$08,543
Derivatives$01,000