Home > Gunnison Valley Bank > Income and Expense
Gunnison Valley Bank, Income and Expense
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 4,081 |
| Total interest expense | $464,000 | 4,010 |
| Net interest income | $3,638,000 | 4,043 |
| Provision for loan and lease losses | $6,447,000 | 225 |
| Total noninterest income | $220,000 | 4,570 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $187,000 | 3,394 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 5,030 |
| Total noninterest expense | $2,814,000 | 4,087 |
| Salaries and employee benefits | $1,177,000 | 4,484 |
| Premises and equipment expense | $227,000 | 4,395 |
| Additional noninterest expense | $1,410,000 | 3,283 |
| Pre-tax net operating income | $-5,403,000 | 5,402 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-5,403,000 | 5,395 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-5,403,000 | 5,394 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-5,403,000 | 5,394 |
| Net charge-offs | $5,308,000 | 192 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-5,403,000 | 5,396 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,115 |
| Total interest expense | $338,000 | 4,015 |
| Net interest income | $2,734,000 | 4,082 |
| Provision for loan and lease losses | $6,447,000 | 168 |
| Total noninterest income | $172,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $170,000 | 3,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 5,343 |
| Total noninterest expense | $1,969,000 | 4,212 |
| Salaries and employee benefits | $871,000 | 4,533 |
| Premises and equipment expense | $94,000 | 4,967 |
| Additional noninterest expense | $1,004,000 | 3,390 |
| Pre-tax net operating income | $-5,510,000 | 5,480 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-5,510,000 | 5,472 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-5,510,000 | 5,471 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-5,510,000 | 5,471 |
| Net charge-offs | $5,155,000 | 158 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-5,510,000 | 5,472 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 3,811 |
| Total interest expense | $222,000 | 3,986 |
| Net interest income | $2,220,000 | 3,748 |
| Provision for loan and lease losses | $1,125,000 | 434 |
| Total noninterest income | $153,000 | 4,374 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $136,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 5,155 |
| Total noninterest expense | $1,336,000 | 4,220 |
| Salaries and employee benefits | $641,000 | 4,454 |
| Premises and equipment expense | $71,000 | 4,921 |
| Additional noninterest expense | $624,000 | 3,530 |
| Pre-tax net operating income | $-88,000 | 5,416 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-88,000 | 5,403 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-88,000 | 5,402 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-88,000 | 5,402 |
| Net charge-offs | $1,447,000 | 269 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-88,000 | 5,408 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 3,813 |
| Total interest expense | $109,000 | 4,001 |
| Net interest income | $1,118,000 | 3,750 |
| Provision for loan and lease losses | $325,000 | 637 |
| Total noninterest income | $102,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $86,000 | 2,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,942 |
| Total noninterest expense | $724,000 | 4,161 |
| Salaries and employee benefits | $336,000 | 4,446 |
| Premises and equipment expense | $52,000 | 4,619 |
| Additional noninterest expense | $336,000 | 3,424 |
| Pre-tax net operating income | $171,000 | 4,481 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $171,000 | 4,357 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $171,000 | 4,355 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $171,000 | 4,357 |
| Net charge-offs | $379,000 | 369 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $171,000 | 4,364 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 3,665 |
| Total interest expense | $498,000 | 3,673 |
| Net interest income | $4,766,000 | 3,621 |
| Provision for loan and lease losses | $1,227,000 | 757 |
| Total noninterest income | $200,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $307,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-107,000 | 5,624 |
| Total noninterest expense | $2,830,000 | 4,226 |
| Salaries and employee benefits | $1,609,000 | 4,166 |
| Premises and equipment expense | $126,000 | 5,139 |
| Additional noninterest expense | $1,095,000 | 3,853 |
| Pre-tax net operating income | $909,000 | 4,179 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $909,000 | 3,840 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $909,000 | 3,839 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $909,000 | 3,840 |
| Net charge-offs | $1,113,000 | 637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $909,000 | 3,821 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 3,600 |
| Total interest expense | $384,000 | 3,645 |
| Net interest income | $3,778,000 | 3,547 |
| Provision for loan and lease losses | $1,000,000 | 688 |
| Total noninterest income | $128,000 | 5,018 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $224,000 | 2,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-96,000 | 5,702 |
| Total noninterest expense | $1,997,000 | 4,344 |
| Salaries and employee benefits | $1,100,000 | 4,345 |
| Premises and equipment expense | $101,000 | 5,134 |
| Additional noninterest expense | $796,000 | 3,923 |
| Pre-tax net operating income | $909,000 | 3,903 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $909,000 | 3,686 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $909,000 | 3,686 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $909,000 | 3,686 |
| Net charge-offs | $640,000 | 676 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $909,000 | 3,661 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 3,518 |
| Total interest expense | $264,000 | 3,570 |
| Net interest income | $2,615,000 | 3,478 |
| Provision for loan and lease losses | $1,000,000 | 498 |
| Total noninterest income | $126,000 | 4,735 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $135,000 | 3,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-9,000 | 5,721 |
| Total noninterest expense | $1,180,000 | 4,564 |
| Salaries and employee benefits | $719,000 | 4,412 |
| Premises and equipment expense | $61,000 | 5,236 |
| Additional noninterest expense | $400,000 | 4,427 |
| Pre-tax net operating income | $561,000 | 3,983 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $561,000 | 3,756 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $561,000 | 3,753 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $561,000 | 3,756 |
| Net charge-offs | $445,000 | 620 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $561,000 | 3,742 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 3,500 |
| Total interest expense | $136,000 | 3,520 |
| Net interest income | $1,320,000 | 3,468 |
| Provision for loan and lease losses | $500,000 | 453 |
| Total noninterest income | $52,000 | 4,941 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $62,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-10,000 | 5,810 |
| Total noninterest expense | $618,000 | 4,533 |
| Salaries and employee benefits | $341,000 | 4,557 |
| Premises and equipment expense | $41,000 | 5,039 |
| Additional noninterest expense | $236,000 | 4,168 |
| Pre-tax net operating income | $254,000 | 4,078 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $254,000 | 3,845 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $254,000 | 3,843 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $254,000 | 3,845 |
| Net charge-offs | $-15,000 | 5,155 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $254,000 | 3,830 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 3,535 |
| Total interest expense | $549,000 | 3,472 |
| Net interest income | $5,174,000 | 3,509 |
| Provision for loan and lease losses | $2,578,000 | 430 |
| Total noninterest income | $338,000 | 4,542 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $348,000 | 2,702 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-10,000 | 5,830 |
| Total noninterest expense | $2,497,000 | 4,552 |
| Salaries and employee benefits | $1,414,000 | 4,500 |
| Premises and equipment expense | $132,000 | 5,299 |
| Additional noninterest expense | $951,000 | 4,248 |
| Pre-tax net operating income | $437,000 | 4,925 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $437,000 | 4,845 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $437,000 | 4,844 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $437,000 | 4,844 |
| Net charge-offs | $1,771,000 | 423 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $437,000 | 4,806 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 3,558 |
| Total interest expense | $408,000 | 3,517 |
| Net interest income | $3,856,000 | 3,534 |
| Provision for loan and lease losses | $2,078,000 | 399 |
| Total noninterest income | $255,000 | 4,585 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $281,000 | 2,578 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-26,000 | 5,928 |
| Total noninterest expense | $1,776,000 | 4,654 |
| Salaries and employee benefits | $973,000 | 4,647 |
| Premises and equipment expense | $102,000 | 5,322 |
| Additional noninterest expense | $701,000 | 4,317 |
| Pre-tax net operating income | $257,000 | 5,153 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $257,000 | 5,101 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $257,000 | 5,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $257,000 | 5,101 |
| Net charge-offs | $1,368,000 | 380 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $257,000 | 5,047 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,797,000 | 3,609 |
| Total interest expense | $267,000 | 3,563 |
| Net interest income | $2,530,000 | 3,581 |
| Provision for loan and lease losses | $1,828,000 | 321 |
| Total noninterest income | $131,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $164,000 | 2,800 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-33,000 | 6,009 |
| Total noninterest expense | $1,206,000 | 4,679 |
| Salaries and employee benefits | $639,000 | 4,711 |
| Premises and equipment expense | $59,000 | 5,484 |
| Additional noninterest expense | $508,000 | 4,200 |
| Pre-tax net operating income | $-373,000 | 5,961 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-373,000 | 5,962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-373,000 | 5,961 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-373,000 | 5,961 |
| Net charge-offs | $1,150,000 | 320 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-373,000 | 5,954 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 3,636 |
| Total interest expense | $129,000 | 3,655 |
| Net interest income | $1,257,000 | 3,600 |
| Provision for loan and lease losses | $350,000 | 606 |
| Total noninterest income | $99,000 | 4,406 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $89,000 | 2,614 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $10,000 | 5,561 |
| Total noninterest expense | $652,000 | 4,584 |
| Salaries and employee benefits | $341,000 | 4,650 |
| Premises and equipment expense | $40,000 | 5,260 |
| Additional noninterest expense | $271,000 | 4,091 |
| Pre-tax net operating income | $354,000 | 3,606 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $354,000 | 3,349 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $354,000 | 3,346 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $354,000 | 3,347 |
| Net charge-offs | $299,000 | 491 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $354,000 | 3,283 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,242,000 | 3,740 |
| Total interest expense | $466,000 | 3,859 |
| Net interest income | $4,776,000 | 3,685 |
| Provision for loan and lease losses | $2,032,000 | 446 |
| Total noninterest income | $357,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $299,000 | 3,043 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $58,000 | 5,429 |
| Total noninterest expense | $2,654,000 | 4,578 |
| Salaries and employee benefits | $1,393,000 | 4,638 |
| Premises and equipment expense | $166,000 | 5,292 |
| Additional noninterest expense | $1,095,000 | 4,105 |
| Pre-tax net operating income | $447,000 | 5,024 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $447,000 | 4,927 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $447,000 | 4,929 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $447,000 | 4,929 |
| Net charge-offs | $1,708,000 | 435 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $447,000 | 4,879 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 3,789 |
| Total interest expense | $344,000 | 3,944 |
| Net interest income | $3,572,000 | 3,737 |
| Provision for loan and lease losses | $950,000 | 630 |
| Total noninterest income | $240,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $239,000 | 2,933 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 6,085 |
| Total noninterest expense | $1,967,000 | 4,640 |
| Salaries and employee benefits | $985,000 | 4,771 |
| Premises and equipment expense | $139,000 | 5,237 |
| Additional noninterest expense | $843,000 | 4,075 |
| Pre-tax net operating income | $895,000 | 3,918 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $895,000 | 3,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $895,000 | 3,689 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $895,000 | 3,690 |
| Net charge-offs | $637,000 | 725 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $895,000 | 3,646 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,555,000 | 3,845 |
| Total interest expense | $223,000 | 4,032 |
| Net interest income | $2,332,000 | 3,799 |
| Provision for loan and lease losses | $700,000 | 572 |
| Total noninterest income | $154,000 | 4,834 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $165,000 | 2,846 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-11,000 | 6,230 |
| Total noninterest expense | $1,295,000 | 4,713 |
| Salaries and employee benefits | $658,000 | 4,818 |
| Premises and equipment expense | $96,000 | 5,239 |
| Additional noninterest expense | $541,000 | 4,181 |
| Pre-tax net operating income | $491,000 | 4,192 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $491,000 | 4,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $491,000 | 4,008 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $491,000 | 4,010 |
| Net charge-offs | $575,000 | 565 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $491,000 | 3,940 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 4,010 |
| Total interest expense | $109,000 | 4,124 |
| Net interest income | $1,092,000 | 3,950 |
| Provision for loan and lease losses | $450,000 | 443 |
| Total noninterest income | $69,000 | 4,958 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $77,000 | 2,944 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-8,000 | 6,317 |
| Total noninterest expense | $680,000 | 4,629 |
| Salaries and employee benefits | $330,000 | 4,860 |
| Premises and equipment expense | $36,000 | 5,597 |
| Additional noninterest expense | $314,000 | 3,855 |
| Pre-tax net operating income | $31,000 | 5,778 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $31,000 | 5,795 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $31,000 | 5,796 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $31,000 | 5,796 |
| Net charge-offs | $426,000 | 407 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $31,000 | 5,744 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,004,000 | 3,956 |
| Total interest expense | $445,000 | 4,242 |
| Net interest income | $4,559,000 | 3,885 |
| Provision for loan and lease losses | $1,471,000 | 632 |
| Total noninterest income | $159,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $320,000 | 3,092 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-161,000 | 6,409 |
| Total noninterest expense | $2,556,000 | 4,844 |
| Salaries and employee benefits | $1,388,000 | 4,804 |
| Premises and equipment expense | $160,000 | 5,606 |
| Additional noninterest expense | $1,008,000 | 4,436 |
| Pre-tax net operating income | $691,000 | 4,684 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $691,000 | 4,512 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $691,000 | 4,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $691,000 | 4,513 |
| Net charge-offs | $1,462,000 | 666 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $691,000 | 4,467 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,002 |
| Total interest expense | $332,000 | 4,310 |
| Net interest income | $3,407,000 | 3,921 |
| Provision for loan and lease losses | $600,000 | 986 |
| Total noninterest income | $74,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $244,000 | 3,087 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-170,000 | 6,519 |
| Total noninterest expense | $1,676,000 | 5,114 |
| Salaries and employee benefits | $808,000 | 5,257 |
| Premises and equipment expense | $133,000 | 5,550 |
| Additional noninterest expense | $735,000 | 4,515 |
| Pre-tax net operating income | $1,205,000 | 3,425 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,205,000 | 3,137 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,205,000 | 3,137 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,205,000 | 3,138 |
| Net charge-offs | $576,000 | 1,039 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,205,000 | 3,096 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 4,043 |
| Total interest expense | $221,000 | 4,355 |
| Net interest income | $2,242,000 | 3,961 |
| Provision for loan and lease losses | $400,000 | 998 |
| Total noninterest income | $96,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $166,000 | 3,032 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-70,000 | 6,566 |
| Total noninterest expense | $1,023,000 | 5,293 |
| Salaries and employee benefits | $539,000 | 5,295 |
| Premises and equipment expense | $62,000 | 5,982 |
| Additional noninterest expense | $422,000 | 4,844 |
| Pre-tax net operating income | $915,000 | 3,122 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $915,000 | 2,823 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $915,000 | 2,827 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $915,000 | 2,827 |
| Net charge-offs | $372,000 | 1,097 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $915,000 | 2,774 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 4,066 |
| Total interest expense | $109,000 | 4,454 |
| Net interest income | $1,117,000 | 3,978 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $-10,000 | 6,642 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $79,000 | 3,101 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-89,000 | 6,655 |
| Total noninterest expense | $531,000 | 5,307 |
| Salaries and employee benefits | $252,000 | 5,474 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $240,000 | 4,593 |
| Pre-tax net operating income | $376,000 | 3,394 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $376,000 | 3,128 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,130 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $376,000 | 3,131 |
| Net charge-offs | $197,000 | 960 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $376,000 | 3,092 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 4,354 |
| Total interest expense | $438,000 | 4,726 |
| Net interest income | $4,042,000 | 4,255 |
| Provision for loan and lease losses | $525,000 | 1,775 |
| Total noninterest income | $-273,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $346,000 | 3,114 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-619,000 | 6,751 |
| Total noninterest expense | $2,446,000 | 5,087 |
| Salaries and employee benefits | $1,206,000 | 5,256 |
| Premises and equipment expense | $145,000 | 5,960 |
| Additional noninterest expense | $1,095,000 | 4,395 |
| Pre-tax net operating income | $798,000 | 4,406 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $798,000 | 4,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 4,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $798,000 | 4,270 |
| Net charge-offs | $688,000 | 1,668 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $798,000 | 4,212 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,338,000 | 4,410 |
| Total interest expense | $327,000 | 4,837 |
| Net interest income | $3,011,000 | 4,305 |
| Provision for loan and lease losses | $310,000 | 2,037 |
| Total noninterest income | $-367,000 | 6,848 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $259,000 | 3,132 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-626,000 | 6,852 |
| Total noninterest expense | $1,759,000 | 5,191 |
| Salaries and employee benefits | $789,000 | 5,487 |
| Premises and equipment expense | $101,000 | 6,087 |
| Additional noninterest expense | $869,000 | 4,284 |
| Pre-tax net operating income | $575,000 | 4,564 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $575,000 | 4,377 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $575,000 | 4,380 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $575,000 | 4,381 |
| Net charge-offs | $348,000 | 1,972 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $575,000 | 4,297 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 4,515 |
| Total interest expense | $217,000 | 4,905 |
| Net interest income | $1,928,000 | 4,402 |
| Provision for loan and lease losses | $260,000 | 1,827 |
| Total noninterest income | $-349,000 | 6,906 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $176,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-525,000 | 6,904 |
| Total noninterest expense | $1,214,000 | 5,140 |
| Salaries and employee benefits | $533,000 | 5,494 |
| Premises and equipment expense | $55,000 | 6,307 |
| Additional noninterest expense | $626,000 | 4,082 |
| Pre-tax net operating income | $105,000 | 5,790 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $105,000 | 5,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $105,000 | 5,824 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $105,000 | 5,825 |
| Net charge-offs | $166,000 | 2,281 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $105,000 | 5,734 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 4,427 |
| Total interest expense | $109,000 | 4,978 |
| Net interest income | $1,017,000 | 4,282 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-189,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-271,000 | 6,978 |
| Total noninterest expense | $744,000 | 4,706 |
| Salaries and employee benefits | $259,000 | 5,574 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $451,000 | 3,213 |
| Pre-tax net operating income | $84,000 | 5,471 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $84,000 | 5,435 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $84,000 | 5,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $84,000 | 5,437 |
| Net charge-offs | $61,000 | 2,275 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $84,000 | 5,335 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 4,644 |
| Total interest expense | $486,000 | 5,177 |
| Net interest income | $3,885,000 | 4,485 |
| Provision for loan and lease losses | $1,050,000 | 1,714 |
| Total noninterest income | $-277,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $331,000 | 3,302 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-608,000 | 6,955 |
| Total noninterest expense | $2,304,000 | 5,361 |
| Salaries and employee benefits | $1,079,000 | 5,575 |
| Premises and equipment expense | $124,000 | 6,350 |
| Additional noninterest expense | $1,101,000 | 4,566 |
| Pre-tax net operating income | $254,000 | 5,549 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $254,000 | 5,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $254,000 | 5,606 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $254,000 | 5,607 |
| Net charge-offs | $983,000 | 1,833 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $254,000 | 5,420 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,219,000 | 4,769 |
| Total interest expense | $373,000 | 5,255 |
| Net interest income | $2,846,000 | 4,611 |
| Provision for loan and lease losses | $650,000 | 1,939 |
| Total noninterest income | $-235,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $257,000 | 3,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-492,000 | 7,075 |
| Total noninterest expense | $1,620,000 | 5,541 |
| Salaries and employee benefits | $754,000 | 5,730 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $785,000 | 4,713 |
| Pre-tax net operating income | $341,000 | 5,159 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $341,000 | 5,182 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $341,000 | 5,180 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $341,000 | 5,180 |
| Net charge-offs | $828,000 | 1,636 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $341,000 | 4,990 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 4,866 |
| Total interest expense | $258,000 | 5,289 |
| Net interest income | $1,847,000 | 4,707 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $-272,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $186,000 | 3,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-458,000 | 7,160 |
| Total noninterest expense | $1,138,000 | 5,464 |
| Salaries and employee benefits | $508,000 | 5,762 |
| Premises and equipment expense | $58,000 | 6,511 |
| Additional noninterest expense | $572,000 | 4,505 |
| Pre-tax net operating income | $187,000 | 5,376 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $187,000 | 5,401 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $187,000 | 5,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $187,000 | 5,399 |
| Net charge-offs | $312,000 | 2,273 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $187,000 | 5,212 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 4,914 |
| Total interest expense | $135,000 | 5,294 |
| Net interest income | $917,000 | 4,756 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $-192,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-278,000 | 7,240 |
| Total noninterest expense | $619,000 | 5,289 |
| Salaries and employee benefits | $262,000 | 5,750 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $318,000 | 4,228 |
| Pre-tax net operating income | $106,000 | 5,331 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $106,000 | 5,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,290 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $106,000 | 5,290 |
| Net charge-offs | $200,000 | 1,847 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $106,000 | 5,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 5,228 |
| Total interest expense | $608,000 | 5,494 |
| Net interest income | $3,253,000 | 5,074 |
| Provision for loan and lease losses | $875,000 | 2,616 |
| Total noninterest income | $315,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $320,000 | 3,472 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-5,000 | 6,735 |
| Total noninterest expense | $2,373,000 | 5,452 |
| Salaries and employee benefits | $1,094,000 | 5,704 |
| Premises and equipment expense | $139,000 | 6,510 |
| Additional noninterest expense | $1,140,000 | 4,602 |
| Pre-tax net operating income | $320,000 | 5,184 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $320,000 | 5,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,180 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $320,000 | 5,180 |
| Net charge-offs | $804,000 | 2,627 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $320,000 | 5,065 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 5,343 |
| Total interest expense | $463,000 | 5,586 |
| Net interest income | $2,346,000 | 5,207 |
| Provision for loan and lease losses | $550,000 | 2,737 |
| Total noninterest income | $171,000 | 5,670 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $232,000 | 3,543 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-61,000 | 7,021 |
| Total noninterest expense | $1,652,000 | 5,646 |
| Salaries and employee benefits | $763,000 | 5,853 |
| Premises and equipment expense | $98,000 | 6,622 |
| Additional noninterest expense | $791,000 | 4,803 |
| Pre-tax net operating income | $315,000 | 5,048 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $315,000 | 4,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $315,000 | 4,988 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $315,000 | 4,988 |
| Net charge-offs | $463,000 | 2,758 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $315,000 | 4,875 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 5,513 |
| Total interest expense | $316,000 | 5,644 |
| Net interest income | $1,464,000 | 5,396 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $249,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $152,000 | 3,563 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 4,589 |
| Total noninterest expense | $1,130,000 | 5,651 |
| Salaries and employee benefits | $527,000 | 5,842 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $532,000 | 4,845 |
| Pre-tax net operating income | $283,000 | 4,691 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $283,000 | 4,526 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $283,000 | 4,523 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $283,000 | 4,526 |
| Net charge-offs | $271,000 | 2,806 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $283,000 | 4,453 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $856,000 | 5,629 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $695,000 | 5,496 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $107,000 | 4,801 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $76,000 | 3,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $606,000 | 5,526 |
| Salaries and employee benefits | $288,000 | 5,710 |
| Premises and equipment expense | $27,000 | 6,899 |
| Additional noninterest expense | $291,000 | 4,615 |
| Pre-tax net operating income | $46,000 | 5,813 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $46,000 | 5,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $46,000 | 5,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $46,000 | 5,773 |
| Net charge-offs | $183,000 | 2,185 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $46,000 | 5,738 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,904,000 | 5,457 |
| Total interest expense | $855,000 | 5,580 |
| Net interest income | $3,049,000 | 5,313 |
| Provision for loan and lease losses | $425,000 | 4,377 |
| Total noninterest income | $-145,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $295,000 | 3,668 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-440,000 | 7,383 |
| Total noninterest expense | $2,184,000 | 5,825 |
| Salaries and employee benefits | $1,021,000 | 5,984 |
| Premises and equipment expense | $130,000 | 6,797 |
| Additional noninterest expense | $1,033,000 | 5,002 |
| Pre-tax net operating income | $295,000 | 4,914 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $295,000 | 4,958 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $295,000 | 4,961 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $295,000 | 4,961 |
| Net charge-offs | $1,022,000 | 2,651 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $295,000 | 4,818 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,917,000 | 5,555 |
| Total interest expense | $677,000 | 5,610 |
| Net interest income | $2,240,000 | 5,435 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $-237,000 | 7,579 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $220,000 | 3,743 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-457,000 | 7,565 |
| Total noninterest expense | $1,548,000 | 5,981 |
| Salaries and employee benefits | $718,000 | 6,157 |
| Premises and equipment expense | $92,000 | 6,946 |
| Additional noninterest expense | $738,000 | 5,129 |
| Pre-tax net operating income | $305,000 | 4,839 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $305,000 | 4,855 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $305,000 | 4,858 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $305,000 | 4,858 |
| Net charge-offs | $623,000 | 2,773 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $305,000 | 4,658 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,607 |
| Total interest expense | $486,000 | 5,546 |
| Net interest income | $1,457,000 | 5,522 |
| Provision for loan and lease losses | $65,000 | 5,537 |
| Total noninterest income | $-117,000 | 7,652 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $149,000 | 3,706 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-266,000 | 7,632 |
| Total noninterest expense | $1,065,000 | 5,952 |
| Salaries and employee benefits | $502,000 | 6,110 |
| Premises and equipment expense | $59,000 | 7,035 |
| Additional noninterest expense | $504,000 | 5,063 |
| Pre-tax net operating income | $210,000 | 4,881 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $210,000 | 4,831 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $210,000 | 4,832 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $210,000 | 4,831 |
| Net charge-offs | $541,000 | 2,357 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $458,000 | 280 |
| Net operating income | $210,000 | 4,681 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 5,586 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $743,000 | 5,499 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $-13,000 | 7,714 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-88,000 | 7,726 |
| Total noninterest expense | $571,000 | 5,861 |
| Salaries and employee benefits | $289,000 | 5,911 |
| Premises and equipment expense | $24,000 | 7,316 |
| Additional noninterest expense | $258,000 | 5,022 |
| Pre-tax net operating income | $159,000 | 4,466 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $159,000 | 4,278 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,279 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $159,000 | 4,277 |
| Net charge-offs | $137,000 | 2,822 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $159,000 | 4,178 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 5,652 |
| Total interest expense | $1,570,000 | 5,065 |
| Net interest income | $2,533,000 | 5,803 |
| Provision for loan and lease losses | $3,846,000 | 1,695 |
| Total noninterest income | $-567,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $312,000 | 3,811 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-879,000 | 7,862 |
| Total noninterest expense | $1,849,000 | 6,404 |
| Salaries and employee benefits | $938,000 | 6,373 |
| Premises and equipment expense | $142,000 | 7,007 |
| Additional noninterest expense | $769,000 | 5,910 |
| Pre-tax net operating income | $-3,729,000 | 7,020 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,729,000 | 7,118 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,729,000 | 7,116 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,729,000 | 7,116 |
| Net charge-offs | $3,720,000 | 1,408 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,729,000 | 7,116 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,367,000 | 5,494 |
| Total interest expense | $1,241,000 | 5,057 |
| Net interest income | $2,126,000 | 5,555 |
| Provision for loan and lease losses | $1,240,000 | 2,479 |
| Total noninterest income | $-258,000 | 7,970 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $222,000 | 3,911 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-480,000 | 7,955 |
| Total noninterest expense | $1,393,000 | 6,417 |
| Salaries and employee benefits | $724,000 | 6,350 |
| Premises and equipment expense | $109,000 | 7,024 |
| Additional noninterest expense | $560,000 | 5,988 |
| Pre-tax net operating income | $-765,000 | 6,516 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-765,000 | 6,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-765,000 | 6,609 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-765,000 | 6,609 |
| Net charge-offs | $1,782,000 | 1,610 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-765,000 | 6,608 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 5,395 |
| Total interest expense | $876,000 | 5,055 |
| Net interest income | $1,493,000 | 5,421 |
| Provision for loan and lease losses | $640,000 | 2,613 |
| Total noninterest income | $115,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $142,000 | 3,986 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-27,000 | 7,870 |
| Total noninterest expense | $948,000 | 6,421 |
| Salaries and employee benefits | $513,000 | 6,282 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $355,000 | 6,119 |
| Pre-tax net operating income | $20,000 | 5,685 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $20,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 5,796 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $20,000 | 5,796 |
| Net charge-offs | $1,348,000 | 1,417 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $20,000 | 5,710 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,583 |
| Total interest expense | $470,000 | 4,998 |
| Net interest income | $655,000 | 5,760 |
| Provision for loan and lease losses | $140,000 | 3,413 |
| Total noninterest income | $45,000 | 6,509 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-38,000 | 8,066 |
| Total noninterest expense | $513,000 | 6,194 |
| Salaries and employee benefits | $303,000 | 5,954 |
| Premises and equipment expense | $47,000 | 6,737 |
| Additional noninterest expense | $163,000 | 6,106 |
| Pre-tax net operating income | $47,000 | 5,675 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $47,000 | 5,734 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $47,000 | 5,737 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $47,000 | 5,737 |
| Net charge-offs | $133,000 | 2,543 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $47,000 | 5,567 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,712,000 | 5,073 |
| Total interest expense | $2,083,000 | 5,200 |
| Net interest income | $3,629,000 | 4,870 |
| Provision for loan and lease losses | $1,258,000 | 2,393 |
| Total noninterest income | $698,000 | 4,148 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $292,000 | 4,063 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $406,000 | 3,556 |
| Total noninterest expense | $1,733,000 | 6,568 |
| Salaries and employee benefits | $1,143,000 | 6,109 |
| Premises and equipment expense | $132,000 | 7,308 |
| Additional noninterest expense | $458,000 | 6,810 |
| Pre-tax net operating income | $1,336,000 | 3,221 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,336,000 | 2,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,336,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 2,752 |
| Cash dividends | $880,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,336,000 | 2,868 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 4,919 |
| Total interest expense | $1,585,000 | 5,294 |
| Net interest income | $3,077,000 | 4,546 |
| Provision for loan and lease losses | $1,188,000 | 1,668 |
| Total noninterest income | $588,000 | 4,002 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $205,000 | 4,199 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $383,000 | 3,257 |
| Total noninterest expense | $1,170,000 | 6,798 |
| Salaries and employee benefits | $751,000 | 6,433 |
| Premises and equipment expense | $98,000 | 7,375 |
| Additional noninterest expense | $321,000 | 6,914 |
| Pre-tax net operating income | $1,307,000 | 3,132 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,307,000 | 2,591 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,307,000 | 2,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 2,042 |
| Cash dividends | $480,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,307,000 | 2,714 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,156,000 | 4,933 |
| Total interest expense | $1,078,000 | 5,394 |
| Net interest income | $2,078,000 | 4,479 |
| Provision for loan and lease losses | $850,000 | 1,359 |
| Total noninterest income | $481,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $119,000 | 4,497 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $362,000 | 2,728 |
| Total noninterest expense | $797,000 | 6,796 |
| Salaries and employee benefits | $537,000 | 6,320 |
| Premises and equipment expense | $62,000 | 7,477 |
| Additional noninterest expense | $198,000 | 7,074 |
| Pre-tax net operating income | $912,000 | 3,138 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $912,000 | 2,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $912,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,882 |
| Cash dividends | $320,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $912,000 | 2,720 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 5,067 |
| Total interest expense | $557,000 | 5,483 |
| Net interest income | $992,000 | 4,651 |
| Provision for loan and lease losses | $250,000 | 1,575 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $57,000 | 4,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $375,000 | 6,958 |
| Salaries and employee benefits | $222,000 | 6,780 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $123,000 | 6,666 |
| Pre-tax net operating income | $444,000 | 3,292 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $444,000 | 2,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $444,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,328 |
| Cash dividends | $160,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $444,000 | 2,872 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 5,246 |
| Total interest expense | $1,935,000 | 5,896 |
| Net interest income | $4,034,000 | 4,605 |
| Provision for loan and lease losses | $725,000 | 1,803 |
| Total noninterest income | $344,000 | 5,784 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $233,000 | 4,591 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $111,000 | 6,054 |
| Total noninterest expense | $1,745,000 | 6,551 |
| Salaries and employee benefits | $1,171,000 | 6,052 |
| Premises and equipment expense | $113,000 | 7,613 |
| Additional noninterest expense | $461,000 | 6,775 |
| Pre-tax net operating income | $1,908,000 | 3,411 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,908,000 | 2,917 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,908,000 | 2,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $611,000 | 1,468 |
| Cash dividends | $1,120,000 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,908,000 | 2,912 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,336,000 | 5,360 |
| Total interest expense | $1,367,000 | 6,062 |
| Net interest income | $2,969,000 | 4,664 |
| Provision for loan and lease losses | $550,000 | 1,443 |
| Total noninterest income | $277,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 4,523 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,907 |
| Total noninterest expense | $1,014,000 | 7,119 |
| Salaries and employee benefits | $632,000 | 6,839 |
| Premises and equipment expense | $79,000 | 7,679 |
| Additional noninterest expense | $303,000 | 7,021 |
| Pre-tax net operating income | $1,682,000 | 3,229 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,682,000 | 2,732 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,682,000 | 2,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,123 |
| Cash dividends | $264,000 | 3,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,682,000 | 2,710 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 5,454 |
| Total interest expense | $831,000 | 6,290 |
| Net interest income | $1,980,000 | 4,695 |
| Provision for loan and lease losses | $400,000 | 1,235 |
| Total noninterest income | $180,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $115,000 | 4,656 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $698,000 | 7,107 |
| Salaries and employee benefits | $422,000 | 6,888 |
| Premises and equipment expense | $57,000 | 7,634 |
| Additional noninterest expense | $219,000 | 6,897 |
| Pre-tax net operating income | $1,062,000 | 3,394 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,062,000 | 2,900 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,062,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 967 |
| Cash dividends | $176,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,062,000 | 2,884 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 5,651 |
| Total interest expense | $368,000 | 6,535 |
| Net interest income | $944,000 | 4,851 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $78,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $356,000 | 7,095 |
| Salaries and employee benefits | $203,000 | 7,006 |
| Premises and equipment expense | $30,000 | 7,598 |
| Additional noninterest expense | $123,000 | 6,638 |
| Pre-tax net operating income | $516,000 | 3,457 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $516,000 | 2,962 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $516,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 962 |
| Cash dividends | $88,000 | 3,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $516,000 | 2,946 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 5,793 |
| Total interest expense | $1,211,000 | 6,574 |
| Net interest income | $3,369,000 | 5,177 |
| Provision for loan and lease losses | $655,000 | 1,493 |
| Total noninterest income | $311,000 | 6,106 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $240,000 | 4,594 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $1,514,000 | 6,866 |
| Salaries and employee benefits | $1,022,000 | 6,364 |
| Premises and equipment expense | $129,000 | 7,500 |
| Additional noninterest expense | $363,000 | 7,243 |
| Pre-tax net operating income | $1,511,000 | 4,268 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,471,000 | 3,811 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,471,000 | 3,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 976 |
| Cash dividends | $880,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,511,000 | 3,739 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 5,882 |
| Total interest expense | $861,000 | 6,651 |
| Net interest income | $2,479,000 | 5,290 |
| Provision for loan and lease losses | $455,000 | 1,499 |
| Total noninterest income | $237,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $186,000 | 4,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $51,000 | 6,906 |
| Total noninterest expense | $906,000 | 7,369 |
| Salaries and employee benefits | $559,000 | 7,124 |
| Premises and equipment expense | $88,000 | 7,627 |
| Additional noninterest expense | $259,000 | 7,350 |
| Pre-tax net operating income | $1,355,000 | 4,011 |
| Securities gains (losses) | $-40,000 | 8,101 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,315,000 | 3,512 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,315,000 | 3,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 925 |
| Cash dividends | $240,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,355,000 | 3,418 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,950 |
| Total interest expense | $526,000 | 6,749 |
| Net interest income | $1,624,000 | 5,368 |
| Provision for loan and lease losses | $305,000 | 1,445 |
| Total noninterest income | $150,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,029 |
| Total noninterest expense | $610,000 | 7,392 |
| Salaries and employee benefits | $372,000 | 7,161 |
| Premises and equipment expense | $64,000 | 7,536 |
| Additional noninterest expense | $174,000 | 7,354 |
| Pre-tax net operating income | $859,000 | 4,157 |
| Securities gains (losses) | $-40,000 | 8,308 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $819,000 | 3,693 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $819,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 821 |
| Cash dividends | $160,000 | 3,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $859,000 | 3,551 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 6,013 |
| Total interest expense | $242,000 | 6,847 |
| Net interest income | $795,000 | 5,416 |
| Provision for loan and lease losses | $155,000 | 1,387 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $54,000 | 4,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $331,000 | 7,233 |
| Salaries and employee benefits | $185,000 | 7,194 |
| Premises and equipment expense | $36,000 | 7,382 |
| Additional noninterest expense | $110,000 | 6,869 |
| Pre-tax net operating income | $380,000 | 4,389 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $380,000 | 3,826 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 736 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $380,000 | 3,806 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 5,849 |
| Total interest expense | $799,000 | 6,785 |
| Net interest income | $3,177,000 | 5,323 |
| Provision for loan and lease losses | $725,000 | 1,375 |
| Total noninterest income | $287,000 | 6,409 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $217,000 | 4,869 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $70,000 | 6,947 |
| Total noninterest expense | $1,396,000 | 7,063 |
| Salaries and employee benefits | $959,000 | 6,486 |
| Premises and equipment expense | $113,000 | 7,720 |
| Additional noninterest expense | $324,000 | 7,507 |
| Pre-tax net operating income | $1,343,000 | 4,646 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,343,000 | 4,064 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,343,000 | 4,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 866 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,343,000 | 4,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 5,828 |
| Total interest expense | $585,000 | 6,773 |
| Net interest income | $2,392,000 | 5,315 |
| Provision for loan and lease losses | $400,000 | 1,715 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $163,000 | 4,904 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 7,069 |
| Total noninterest expense | $869,000 | 7,467 |
| Salaries and employee benefits | $565,000 | 7,073 |
| Premises and equipment expense | $74,000 | 7,894 |
| Additional noninterest expense | $230,000 | 7,612 |
| Pre-tax net operating income | $1,336,000 | 4,049 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,336,000 | 3,414 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,336,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 1,033 |
| Cash dividends | $240,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,336,000 | 3,371 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 5,872 |
| Total interest expense | $374,000 | 6,754 |
| Net interest income | $1,540,000 | 5,414 |
| Provision for loan and lease losses | $250,000 | 1,767 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $108,000 | 4,882 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $34,000 | 7,018 |
| Total noninterest expense | $592,000 | 7,427 |
| Salaries and employee benefits | $380,000 | 7,057 |
| Premises and equipment expense | $53,000 | 7,794 |
| Additional noninterest expense | $159,000 | 7,516 |
| Pre-tax net operating income | $840,000 | 4,166 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $840,000 | 3,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $840,000 | 3,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 1,068 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $840,000 | 3,475 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,840 |
| Total interest expense | $187,000 | 6,710 |
| Net interest income | $776,000 | 5,421 |
| Provision for loan and lease losses | $100,000 | 2,031 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $306,000 | 7,404 |
| Salaries and employee benefits | $191,000 | 7,095 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $97,000 | 7,205 |
| Pre-tax net operating income | $443,000 | 4,006 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $443,000 | 3,354 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $443,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,097 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $443,000 | 3,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 5,908 |
| Total interest expense | $776,000 | 6,344 |
| Net interest income | $2,792,000 | 5,647 |
| Provision for loan and lease losses | $425,000 | 2,254 |
| Total noninterest income | $255,000 | 6,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $216,000 | 5,064 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $39,000 | 7,709 |
| Total noninterest expense | $1,354,000 | 7,162 |
| Salaries and employee benefits | $914,000 | 6,556 |
| Premises and equipment expense | $115,000 | 7,778 |
| Additional noninterest expense | $325,000 | 7,565 |
| Pre-tax net operating income | $1,268,000 | 4,653 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,268,000 | 4,060 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,268,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,719 |
| Cash dividends | $720,000 | 2,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,268,000 | 4,001 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 5,982 |
| Total interest expense | $585,000 | 6,314 |
| Net interest income | $2,035,000 | 5,740 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $183,000 | 6,852 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $163,000 | 5,094 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $846,000 | 7,545 |
| Salaries and employee benefits | $514,000 | 7,288 |
| Premises and equipment expense | $83,000 | 7,829 |
| Additional noninterest expense | $249,000 | 7,503 |
| Pre-tax net operating income | $1,047,000 | 4,491 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,047,000 | 3,895 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,047,000 | 3,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 1,564 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,047,000 | 3,824 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,040 |
| Total interest expense | $395,000 | 6,321 |
| Net interest income | $1,320,000 | 5,824 |
| Provision for loan and lease losses | $200,000 | 2,196 |
| Total noninterest income | $115,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $110,000 | 5,057 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $559,000 | 7,609 |
| Salaries and employee benefits | $334,000 | 7,403 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $161,000 | 7,599 |
| Pre-tax net operating income | $676,000 | 4,532 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $671,000 | 3,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $671,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 1,706 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $671,000 | 3,873 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,008 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $674,000 | 5,760 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-10,000 | 9,089 |
| Total noninterest expense | $284,000 | 7,617 |
| Salaries and employee benefits | $156,000 | 7,599 |
| Premises and equipment expense | $19,000 | 8,322 |
| Additional noninterest expense | $109,000 | 6,935 |
| Pre-tax net operating income | $335,000 | 4,549 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $330,000 | 4,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $330,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $330,000 | 3,884 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 5,979 |
| Total interest expense | $851,000 | 6,556 |
| Net interest income | $2,722,000 | 5,613 |
| Provision for loan and lease losses | $485,000 | 2,218 |
| Total noninterest income | $246,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $225,000 | 5,003 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,000 | 8,405 |
| Total noninterest expense | $1,239,000 | 7,396 |
| Salaries and employee benefits | $797,000 | 6,924 |
| Premises and equipment expense | $167,000 | 7,174 |
| Additional noninterest expense | $275,000 | 7,928 |
| Pre-tax net operating income | $1,244,000 | 4,594 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,244,000 | 4,038 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,244,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $406,000 | 1,867 |
| Cash dividends | $720,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,244,000 | 3,861 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 6,057 |
| Total interest expense | $651,000 | 6,656 |
| Net interest income | $2,027,000 | 5,676 |
| Provision for loan and lease losses | $225,000 | 3,052 |
| Total noninterest income | $184,000 | 7,040 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $171,000 | 4,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $13,000 | 8,555 |
| Total noninterest expense | $762,000 | 7,836 |
| Salaries and employee benefits | $434,000 | 7,750 |
| Premises and equipment expense | $124,000 | 7,212 |
| Additional noninterest expense | $204,000 | 7,962 |
| Pre-tax net operating income | $1,224,000 | 4,013 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,224,000 | 3,445 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,224,000 | 3,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,605 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,224,000 | 3,281 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 6,133 |
| Total interest expense | $439,000 | 6,740 |
| Net interest income | $1,320,000 | 5,735 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $113,000 | 7,172 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $104,000 | 5,180 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $9,000 | 8,523 |
| Total noninterest expense | $502,000 | 7,882 |
| Salaries and employee benefits | $275,000 | 7,893 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $128,000 | 8,072 |
| Pre-tax net operating income | $781,000 | 4,118 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $781,000 | 3,575 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $781,000 | 3,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $781,000 | 3,376 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,220 |
| Total interest expense | $221,000 | 6,805 |
| Net interest income | $644,000 | 5,819 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $254,000 | 7,891 |
| Salaries and employee benefits | $140,000 | 7,894 |
| Premises and equipment expense | $37,000 | 7,479 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $359,000 | 4,326 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $359,000 | 3,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $359,000 | 3,567 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,317 |
| Total interest expense | $1,199,000 | 6,422 |
| Net interest income | $2,328,000 | 6,141 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $199,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $174,000 | 5,541 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $1,105,000 | 7,711 |
| Salaries and employee benefits | $714,000 | 7,221 |
| Premises and equipment expense | $117,000 | 7,917 |
| Additional noninterest expense | $274,000 | 7,991 |
| Pre-tax net operating income | $1,122,000 | 4,893 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $15,000 | 7,161 |
| Income before extraordinary items | $1,107,000 | 4,305 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,107,000 | 4,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 3,109 |
| Cash dividends | $640,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,107,000 | 4,198 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,576,000 | 6,707 |
| Total interest expense | $1,363,000 | 7,271 |
| Net interest income | $2,213,000 | 6,112 |
| Provision for loan and lease losses | $350,000 | 2,901 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $183,000 | 5,350 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $1,034,000 | 7,871 |
| Salaries and employee benefits | $696,000 | 7,223 |
| Premises and equipment expense | $120,000 | 8,004 |
| Additional noninterest expense | $218,000 | 8,521 |
| Pre-tax net operating income | $1,030,000 | 4,832 |
| Securities gains (losses) | $-2,000 | 9,092 |
| Applicable income taxes | $326,000 | 4,111 |
| Income before extraordinary items | $702,000 | 5,220 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $702,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,422 |
| Cash dividends | $315,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $703,360 | 5,105 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 7,050 |
| Total interest expense | $1,315,000 | 7,552 |
| Net interest income | $2,033,000 | 6,514 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $187,000 | 7,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 8,953 |
| Total noninterest expense | $1,031,000 | 7,930 |
| Salaries and employee benefits | $694,000 | 7,232 |
| Premises and equipment expense | $135,000 | 7,833 |
| Additional noninterest expense | $202,000 | 8,765 |
| Pre-tax net operating income | $1,114,000 | 4,956 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $316,000 | 4,482 |
| Income before extraordinary items | $770,000 | 5,157 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $770,000 | 5,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $340,000 | 4,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $789,880 | 5,079 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 7,516 |
| Total interest expense | $994,000 | 8,196 |
| Net interest income | $1,879,000 | 6,855 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $170,000 | 7,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,087 |
| Total noninterest expense | $1,012,000 | 8,096 |
| Salaries and employee benefits | $646,000 | 7,504 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $203,000 | 8,997 |
| Pre-tax net operating income | $987,000 | 5,347 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $289,000 | 4,900 |
| Income before extraordinary items | $698,000 | 5,469 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $698,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,199 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $698,000 | 5,433 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 7,978 |
| Total interest expense | $960,000 | 8,527 |
| Net interest income | $1,645,000 | 7,383 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $137,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $823,000 | 8,703 |
| Salaries and employee benefits | $545,000 | 8,082 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $188,000 | 9,257 |
| Pre-tax net operating income | $899,000 | 5,735 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $355,000 | 4,722 |
| Income before extraordinary items | $544,000 | 6,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $544,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $1,485,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $544,000 | 6,253 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 8,554 |
| Total interest expense | $875,000 | 9,039 |
| Net interest income | $1,494,000 | 7,993 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $140,000 | 8,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 6,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,198 |
| Total noninterest expense | $815,000 | 8,981 |
| Salaries and employee benefits | $506,000 | 8,563 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $207,000 | 9,316 |
| Pre-tax net operating income | $799,000 | 6,550 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $283,000 | 5,886 |
| Income before extraordinary items | $516,000 | 6,873 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $516,000 | 6,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $516,000 | 6,817 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 9,179 |
| Total interest expense | $863,000 | 9,440 |
| Net interest income | $1,281,000 | 8,815 |
| Provision for loan and lease losses | $19,000 | 8,051 |
| Total noninterest income | $189,000 | 8,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $784,000 | 9,490 |
| Salaries and employee benefits | $521,000 | 8,704 |
| Premises and equipment expense | $91,000 | 9,522 |
| Additional noninterest expense | $172,000 | 10,272 |
| Pre-tax net operating income | $667,000 | 7,082 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $167,000 | 7,631 |
| Income before extraordinary items | $500,000 | 6,908 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $500,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $500,000 | 6,843 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 9,575 |
| Total interest expense | $809,000 | 9,909 |
| Net interest income | $1,285,000 | 9,113 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $137,000 | 9,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $854,000 | 9,534 |
| Salaries and employee benefits | $563,000 | 8,621 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $194,000 | 10,487 |
| Pre-tax net operating income | $568,000 | 8,058 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $157,000 | 8,143 |
| Income before extraordinary items | $411,000 | 7,957 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $411,000 | 7,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $411,000 | 7,926 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 9,997 |
| Total interest expense | $690,000 | 10,155 |
| Net interest income | $1,207,000 | 9,747 |
| Provision for loan and lease losses | $159,000 | 3,501 |
| Total noninterest income | $111,000 | 10,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 8,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 11,718 |
| Total noninterest expense | $835,000 | 10,071 |
| Salaries and employee benefits | $530,000 | 9,127 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $225,000 | 10,833 |
| Pre-tax net operating income | $324,000 | 9,954 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $227,000 | 9,953 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $227,000 | 9,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,055 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $227,000 | 10,019 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 10,398 |
| Total interest expense | $642,000 | 10,910 |
| Net interest income | $1,252,000 | 9,896 |
| Provision for loan and lease losses | $85,000 | 6,189 |
| Total noninterest income | $112,000 | 11,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $846,000 | 10,446 |
| Salaries and employee benefits | $555,000 | 9,172 |
| Premises and equipment expense | $94,000 | 10,650 |
| Additional noninterest expense | $197,000 | 11,772 |
| Pre-tax net operating income | $433,000 | 9,156 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $276,000 | 9,749 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $276,000 | 9,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $70,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $276,000 | 9,489 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 10,963 |
| Total interest expense | $801,000 | 11,325 |
| Net interest income | $1,161,000 | 10,472 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $923,000 | 10,350 |
| Salaries and employee benefits | $620,000 | 8,641 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $200,000 | 12,237 |
| Pre-tax net operating income | $299,000 | 10,149 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $38,000 | 11,577 |
| Income before extraordinary items | $261,000 | 9,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $261,000 | 9,399 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.