Home > Gulf Coast Bank and Trust Company > Net charge- offs to loans
Gulf Coast Bank and Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8126% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2335% | 111 |
| Percentage Net Loans Charged-off:Construction & development | 0.0659% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3210% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3328% | 4,556 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2791% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2218% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2893% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1886% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1439% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8711% | 672 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2066% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1663% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0215% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1729% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2270% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1878% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0443% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6795% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7000% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6777% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3299% | 252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2000% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.0341% | 70 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0952% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3735% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2128% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4018% | 33 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2572% | 569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9177% | 623 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1294% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8973% | 628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3258% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 72 |
| Percentage Net Loans Charged-off:Construction & development | 0.0692% | 28 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1471% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3698% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3320% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3766% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2929% | 364 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2270% | 481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9890% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2651% | 428 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0938% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0811% | 235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1815% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1291% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3371% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6740% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8994% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1824% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0923% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0276% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2686% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3349% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6981% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8279% | 551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1801% | 357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1104% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1156% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 3,239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3746% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4548% | 320 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1872% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6563% | 662 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1012% | 512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,191 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0241% | 3,326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1019% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1716% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0301% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3889% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9844% | 460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7595% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2472% | 152 |
| Percentage Net Loans Charged-off:Construction & development | 0.0015% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2441% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4888% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2981% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3512% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4104% | 148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8729% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2235% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8422% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8206% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1437% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1315% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0045% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2320% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2834% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6903% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3470% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7252% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2330% | 1,169 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3368% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2306% | 158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,177 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2655% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3094% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3782% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7598% | 54 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0493% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5671% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1683% | 4,188 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5233% | 25 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 196 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 4,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2796% | 127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5560% | 22 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0328% | 3,789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9007% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1264% | 4,026 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4169% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 0.1629% | 169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1231% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0664% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9028% | 436 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0442% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4935% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0071% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 1,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0203% | 4,298 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0493% | 3,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 4,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5891% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0890% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2244% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0781% | 502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 4,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0305% | 4,666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0241% | 4,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0299% | 3,528 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2720% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4553% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6097% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5255% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 4,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 4,801 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1597% | 4,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 4,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0111% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2095% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8907% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6499% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9163% | 759 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2280% | 896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1580% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0346% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3768% | 280 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1571% | 3,758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3467% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5668% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7003% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4705% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0542% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1510% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0490% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3577% | 238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 4,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2122% | 3,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1911% | 4,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6710% | 1,140 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2075% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6263% | 1,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0210% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1780% | 358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0634% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 3,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3769% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0201% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5166% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9752% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1088% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1592% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3935% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 4,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0107% | 3,595 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7400% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0794% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1074% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9660% | 701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5088% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0230% | 1,651 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 4,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5469% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9279% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0293% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9194% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2731% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0268% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 4,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 3,508 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0105% | 4,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8277% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7606% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4451% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7863% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2924% | 545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0365% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0078% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 985 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8788% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 1,436 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1656% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5005% | 1,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0939% | 1,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0847% | 265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1042% | 512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1376% | 776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5612% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6142% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8089% | 858 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7654% | 269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0725% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0167% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2690% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3211% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1516% | 316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6078% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1844% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4779% | 1,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2989% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1943% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0379% | 5,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0982% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0694% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5403% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5644% | 1,454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4361% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4950% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2450% | 365 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0998% | 5,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9535% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1467% | 695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2144% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1394% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4631% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5162% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0942% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3858% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 1,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 5,515 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 4,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6142% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0365% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0260% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7558% | 962 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3878% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1921% | 690 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3522% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4523% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0443% | 4,082 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0583% | 1,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9626% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8461% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7868% | 563 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8506% | 1,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2193% | 1,065 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0012% | 4,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2039% | 481 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 4,619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 5,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0472% | 4,105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 5,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6224% | 715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9746% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8279% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9855% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1387% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 4,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 5,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0549% | 5,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4176% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2296% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6801% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2719% | 535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 1,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0907% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2961% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0194% | 4,686 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0638% | 5,555 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0555% | 4,179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0645% | 5,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1102% | 946 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7081% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7998% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7948% | 387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0170% | 751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1661% | 848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0165% | 254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5000% | 4,531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2880% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1932% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5204% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6386% | 603 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5119% | 1,485 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0251% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0713% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0302% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7137% | 4,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3092% | 1,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2916% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4318% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2818% | 1,984 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 2,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0680% | 862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0641% | 149 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1410% | 497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2072% | 1,102 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6477% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0916% | 2,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 5,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 5,666 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,921 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1673% | 6,033 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0230% | 4,882 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0767% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0633% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 5,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1555% | 2,123 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5321% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0213% | 2,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4978% | 827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2509% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.2286% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2873% | 994 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1041% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2474% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5078% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2362% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0305% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8513% | 238 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4263% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9656% | 205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.1511% | 764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0857% | 1,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1544% | 259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1264% | 4,654 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1511% | 1,717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1641% | 1,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 1,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2310% | 686 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3931% | 1,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 2,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1112% | 1,952 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 1,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1309% | 4,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2224% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1425% | 1,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5000% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4212% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4219% | 1,569 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.0061% | 5,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2697% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0733% | 1,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1849% | 4,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0676% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 845 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6706% | 309 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9875% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5824% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4241% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.1238% | 1,410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5393% | 997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4528% | 1,230 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1508% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4203% | 1,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2109% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 1,673 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6482% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3513% | 2,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4001% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2044% | 2,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 5,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3457% | 1,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1567% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6067% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0903% | 2,729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1870% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6078% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4455% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4142% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3061% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2714% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 5,453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4877% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1668% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9396% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1324% | 2,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3882% | 1,406 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9093% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8158% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5575% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3392% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3555% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 5,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5370% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3239% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3384% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1956% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3775% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2657% | 75 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2064% | 2,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6509% | 1,809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5548% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.0469% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3440% | 1,875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3038% | 636 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9201% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8950% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8217% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7548% | 1,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1798% | 1,166 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0502% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6559% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7114% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5679% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0726% | 2,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3034% | 1,755 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4016% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9636% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6414% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8265% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1525% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7287% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3215% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2655% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9449% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7559% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.1207% | 1,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3311% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5183% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3558% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 5.3765% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1445% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5187% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4763% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1931% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1561% | 6,146 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8414% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5281% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.2883% | 1,227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1766% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8755% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8700% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8406% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4495% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8934% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0766% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9285% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4025% | 6,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3665% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1836% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.3900% | 2,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0730% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0380% | 448 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2369% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2680% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0826% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0240% | 1,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9610% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1400% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9198% | 1,558 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3209% | 1,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2321% | 1,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.1295% | 2,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3636% | 811 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9178% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1033% | 1,066 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1546% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9495% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0255% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8973% | 7,167 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7005% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1671% | 7,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7812% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6325% | 1,980 |
| Percentage Net Loans Charged-off:Construction & development | -0.0345% | 6,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5470% | 1,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8966% | 1,289 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1029% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6857% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0379% | 1,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2311% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6754% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1293% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8306% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5317% | 1,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 6,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7575% | 911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4819% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1843% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2435% | 1,983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6021% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2962% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1198% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0892% | 534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2563% | 1,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1705% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.8195% | 2,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1867% | 1,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2744% | 635 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1923% | 1,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6536% | 1,114 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2198% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2098% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8971% | 2,333 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2308% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1316% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0868% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 1.0838% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9886% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6238% | 490 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1046% | 1,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8897% | 853 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1155% | 1,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2280% | 1,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0232% | 1,950 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4737% | 1,503 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1400% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9647% | 1,648 |
| Percentage Net Loans Charged-off:Construction & development | 1.5538% | 1,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4326% | 1,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3541% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1815% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3435% | 579 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1731% | 1,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9841% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9755% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1206% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0287% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6198% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 1.3842% | 1,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1913% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9607% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4132% | 1,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4350% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2115% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4076% | 2,838 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2520% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4381% | 1,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7304% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.1324% | 3,303 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4866% | 1,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6462% | 646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1285% | 1,173 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7294% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1510% | 1,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3925% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8630% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3911% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.3139% | 183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8063% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6690% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.1643% | 2,859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2388% | 1,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7166% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2194% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0305% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2302% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3040% | 2,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0734% | 2,318 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3002% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.3308% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8756% | 1,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7416% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.2401% | 2,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2703% | 1,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4466% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9235% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4765% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2166% | 1,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2779% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5951% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3767% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8120% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4519% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.4379% | 1,504 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9801% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0379% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9751% | 961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3243% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6775% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 46.3768% | 51 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2245% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2117% | 2,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.6111% | 1,894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4733% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2216% | 434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1228% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5413% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 7,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1685% | 3,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0164% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6412% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2685% | 8,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3955% | 8,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.3536% | 1,591 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3307% | 8,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3003% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3524% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6894% | 114 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5617% | 8,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1687% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5111% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7448% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 5,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0697% | 8,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.5952% | 956 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4506% | 8,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3387% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0874% | 2,013 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2588% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1140% | 8,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2738% | 2,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6612% | 2,420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2890% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2911% | 8,254 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4604% | 8,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8030% | 8,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2775% | 8,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2908% | 8,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2458% | 1,543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7427% | 1,939 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5722% | 1,729 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3410% | 844 |
| Percentage Net Loans Charged-off:Construction & development | -0.1698% | 7,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1746% | 6,253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4635% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1025% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4344% | 618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2082% | 7,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4003% | 3,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2933% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -4.2034% | 7,477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 3,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2470% | 733 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2323% | 8,168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1046% | 6,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3450% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3608% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4773% | 7,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1076% | 7,558 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0989% | 1,097 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.5379% | 7,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2276% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4284% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2310% | 8,200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1642% | 6,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4835% | 381 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5054% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2315% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4981% | 8,043 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7292% | 1,870 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -11.2437% | 7,502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0926% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3254% | 89 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0549% | 8,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6085% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6774% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0786% | 1,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0384% | 1,214 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4535% | 1,866 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9942% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0329% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.8374% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2926% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1727% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6463% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1056% | 6,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7277% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4661% | 1,688 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7570% | 331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3971% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6919% | 7,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2169% | 180 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4513% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 1.1263% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6932% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8156% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0435% | 90 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4930% | 6,131 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1696% | 80 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1809% | 7,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6181% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7631% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3330% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 525 |
| Percentage Net Loans Charged-off:Construction & development | -0.0500% | 7,756 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4835% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2076% | 6,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1905% | 8,440 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2250% | 6,104 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0803% | 8,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1154% | 7,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5334% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5289% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1072% | 8,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3024% | 8,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.1032% | 7,737 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4199% | 6,184 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0022% | 8,584 |
| Percentage Net Loans Charged-off: Home equity loans | -3.4367% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8603% | 8,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2236% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0029% | 274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8427% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4932% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.1242% | 365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0757% | 6,365 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3520% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5361% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3414% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0782% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5396% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4036% | 1,382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 7,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 7,973 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0999% | 6,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 2,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3193% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3170% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0893% | 1,320 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2312% | 1,611 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0251% | 8,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 8,052 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1503% | 6,281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0376% | 8,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0396% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6097% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8383% | 695 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6932% | 2,046 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0205% | 7,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 8,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2783% | 6,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 8,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 8,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0766% | 7,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0899% | 4,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5420% | 869 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1760% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2460% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 2,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2184% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0644% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5352% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2941% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0006% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1704% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 8,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,417 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3000% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5267% | 1,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9548% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7186% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2518% | 1,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 2,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0514% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0540% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0574% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4520% | 3,392 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2917% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 1,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0606% | 8,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1129% | 866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0002% | 822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0897% | 4,439 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5433% | 665 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4513% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2591% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.1183% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3870% | 595 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5448% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3319% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8979% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0083% | 2,334 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1387% | 2,724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2461% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2198% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2753% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1176% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1886% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 7,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9314% | 2,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2246% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 8,597 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1886% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1970% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1928% | 8,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5166% | 3,504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9507% | 1,358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2192% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0784% | 1,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0341% | 8,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2747% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2869% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1273% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1956% | 1,652 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3085% | 1,028 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5873% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3485% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4704% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2374% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9635% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2085% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9024% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4849% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2999% | 1,157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2330% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6145% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8080% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4611% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4767% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4606% | 419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0093% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1046% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0445% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0415% | 473 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0026% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1019% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1946% | 698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6146% | 674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5614% | 888 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5644% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3342% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6625% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3530% | 2,547 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1780% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3044% | 4,152 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3894% | 5,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |