Guaranty State Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$16,346,0002,159
Total interest expense$5,866,0001,844
Net interest income$10,480,0002,328
Provision for loan and lease losses$75,0002,605
Total noninterest income$1,357,0002,393
Gross Fiduciary activities income$178,000680
Service charges on deposit accounts$140,0003,056
Trading account gains and fees$0123
Additional Noninterest Income$1,039,0002,249
Total noninterest expense$8,236,0002,293
Salaries and employee benefits$5,589,0002,045
Premises and equipment expense$636,0002,622
Additional noninterest expense$1,039,0002,249
Pre-tax net operating income$3,526,0002,317
Securities gains (losses)$0988
Applicable income taxes$680,0001,701
Income before extraordinary items$2,846,0002,397
Extraordinary gains, net$054
Net income$2,846,0002,422
Minority interest net income$088
Net income of bank and minority interests.$2,846,0002,400
Net charge-offs$196,0001,171
Cash dividends$2,374,0001,389
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,846,0002,406
2023-09-30 (YTD Data)Rank
Total interest income$11,935,0002,158
Total interest expense$4,125,0001,798
Net interest income$7,810,0002,343
Provision for loan and lease losses$21,0002,802
Total noninterest income$1,027,0002,392
Gross Fiduciary activities income$172,000663
Service charges on deposit accounts$98,0003,146
Trading account gains and fees$0125
Additional Noninterest Income$757,0002,265
Total noninterest expense$6,268,0002,255
Salaries and employee benefits$4,118,0002,066
Premises and equipment expense$361,0003,020
Additional noninterest expense$757,0002,265
Pre-tax net operating income$2,548,0002,427
Securities gains (losses)$-6,0003,417
Applicable income taxes$605,0001,619
Income before extraordinary items$1,937,0002,549
Extraordinary gains, net$052
Net income$1,937,0002,575
Minority interest net income$081
Net income of bank and minority interests.$1,937,0002,550
Net charge-offs$8,0002,199
Cash dividends$2,160,0001,120
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,941,7402,570
2023-06-30 (YTD Data)Rank
Total interest income$7,639,0002,187
Total interest expense$2,427,0001,799
Net interest income$5,212,0002,363
Provision for loan and lease losses$02,940
Total noninterest income$680,0002,353
Gross Fiduciary activities income$157,000634
Service charges on deposit accounts$65,0003,149
Trading account gains and fees$0112
Additional Noninterest Income$458,0002,293
Total noninterest expense$4,159,0002,257
Salaries and employee benefits$2,682,0002,086
Premises and equipment expense$342,0002,513
Additional noninterest expense$458,0002,289
Pre-tax net operating income$1,733,0002,423
Securities gains (losses)$0938
Applicable income taxes$375,0001,687
Income before extraordinary items$1,358,0002,516
Extraordinary gains, net$051
Net income$1,358,0002,546
Minority interest net income$081
Net income of bank and minority interests.$1,358,0002,516
Net charge-offs$8,0001,884
Cash dividends$2,160,000825
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,358,0002,527
2023-03-31 (YTD Data)Rank
Total interest income$3,657,0002,230
Total interest expense$992,0001,845
Net interest income$2,665,0002,328
Provision for loan and lease losses$02,612
Total noninterest income$348,0002,325
Gross Fiduciary activities income$128,000611
Service charges on deposit accounts$30,0003,227
Trading account gains and fees$097
Additional Noninterest Income$190,0002,498
Total noninterest expense$2,078,0002,290
Salaries and employee benefits$1,345,0002,116
Premises and equipment expense$156,0002,686
Additional noninterest expense$190,0002,498
Pre-tax net operating income$935,0002,378
Securities gains (losses)$0950
Applicable income taxes$240,0001,558
Income before extraordinary items$695,0002,538
Extraordinary gains, net$04
Net income$695,0002,539
Minority interest net income$048
Net income of bank and minority interests.$695,0002,538
Net charge-offs$1,0001,904
Cash dividends$2,160,000453
Sale, conversion, retirement of capital stock, net$0430
Net operating income$695,0002,568
2022-12-31 (YTD Data)Rank
Total interest income$13,010,0002,151
Total interest expense$2,314,0001,450
Net interest income$10,696,0002,280
Provision for loan and lease losses$90,0002,289
Total noninterest income$1,210,0002,591
Gross Fiduciary activities income$174,000708
Service charges on deposit accounts$139,0003,128
Trading account gains and fees$0116
Additional Noninterest Income$897,0002,444
Total noninterest expense$8,123,0002,284
Salaries and employee benefits$5,497,0002,054
Premises and equipment expense$797,0002,314
Additional noninterest expense$897,0002,444
Pre-tax net operating income$3,693,0002,405
Securities gains (losses)$109,000161
Applicable income taxes$794,0001,723
Income before extraordinary items$3,008,0002,457
Extraordinary gains, net$05
Net income$3,008,0002,455
Minority interest net income$063
Net income of bank and minority interests.$3,008,0002,456
Net charge-offs$-17,0003,771
Cash dividends$1,190,0001,994
Sale, conversion, retirement of capital stock, net$0568
Net operating income$2,921,8902,530
2022-09-30 (YTD Data)Rank
Total interest income$9,438,0002,156
Total interest expense$1,441,0001,367
Net interest income$7,997,0002,248
Provision for loan and lease losses$90,0001,934
Total noninterest income$862,0002,671
Gross Fiduciary activities income$168,000691
Service charges on deposit accounts$107,0003,131
Trading account gains and fees$0111
Additional Noninterest Income$587,0002,621
Total noninterest expense$5,577,0002,409
Salaries and employee benefits$3,789,0002,165
Premises and equipment expense$498,0002,569
Additional noninterest expense$587,0002,621
Pre-tax net operating income$3,192,0002,224
Securities gains (losses)$109,000150
Applicable income taxes$719,0001,583
Income before extraordinary items$2,582,0002,271
Extraordinary gains, net$04
Net income$2,582,0002,270
Minority interest net income$057
Net income of bank and minority interests.$2,582,0002,270
Net charge-offs$-5,0003,411
Cash dividends$1,190,0001,531
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,495,8902,339
2022-06-30 (YTD Data)Rank
Total interest income$6,037,0002,164
Total interest expense$800,0001,365
Net interest income$5,237,0002,248
Provision for loan and lease losses$30,0002,075
Total noninterest income$635,0002,554
Gross Fiduciary activities income$162,000622
Service charges on deposit accounts$70,0003,152
Trading account gains and fees$0108
Additional Noninterest Income$403,0002,630
Total noninterest expense$3,667,0002,417
Salaries and employee benefits$2,511,0002,166
Premises and equipment expense$311,0002,670
Additional noninterest expense$845,0002,896
Pre-tax net operating income$2,175,0002,097
Securities gains (losses)$109,000137
Applicable income taxes$454,0001,549
Income before extraordinary items$1,830,0002,102
Extraordinary gains, net$04
Net income$1,830,0002,103
Minority interest net income$060
Net income of bank and minority interests.$1,830,0002,102
Net charge-offs$-22,0003,912
Cash dividends$1,190,0001,220
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,742,8002,196
2022-03-31 (YTD Data)Rank
Total interest income$2,911,0002,163
Total interest expense$382,0001,352
Net interest income$2,529,0002,252
Provision for loan and lease losses$02,285
Total noninterest income$399,0002,287
Gross Fiduciary activities income$148,000567
Service charges on deposit accounts$37,0003,078
Trading account gains and fees$0103
Additional Noninterest Income$214,0002,506
Total noninterest expense$1,754,0002,494
Salaries and employee benefits$1,264,0002,164
Premises and equipment expense$127,0003,001
Additional noninterest expense$363,0003,136
Pre-tax net operating income$1,174,0001,943
Securities gains (losses)$109,000130
Applicable income taxes$239,0001,478
Income before extraordinary items$1,044,0001,864
Extraordinary gains, net$04
Net income$1,044,0001,863
Minority interest net income$050
Net income of bank and minority interests.$1,044,0001,864
Net charge-offs$-14,0004,031
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$0453
Net operating income$955,7101,992
2021-12-31 (YTD Data)Rank
Total interest income$12,742,0002,096
Total interest expense$1,647,0001,547
Net interest income$11,095,0002,162
Provision for loan and lease losses$-1,090,0004,537
Total noninterest income$1,439,0002,590
Gross Fiduciary activities income$201,000665
Service charges on deposit accounts$144,0003,053
Trading account gains and fees$0132
Additional Noninterest Income$1,094,0002,538
Total noninterest expense$8,118,0002,262
Salaries and employee benefits$5,387,0002,081
Premises and equipment expense$807,0002,301
Additional noninterest expense$1,924,0002,660
Pre-tax net operating income$5,506,0001,929
Securities gains (losses)$02,062
Applicable income taxes$866,0001,703
Income before extraordinary items$4,640,0001,987
Extraordinary gains, net$010
Net income$4,640,0001,986
Minority interest net income$074
Net income of bank and minority interests.$4,640,0001,988
Net charge-offs$94,0001,369
Cash dividends$4,143,000918
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,640,0001,952
2021-09-30 (YTD Data)Rank
Total interest income$9,675,0002,119
Total interest expense$1,265,0001,592
Net interest income$8,410,0002,179
Provision for loan and lease losses$-1,090,0004,629
Total noninterest income$1,151,0002,554
Gross Fiduciary activities income$178,000650
Service charges on deposit accounts$108,0003,064
Trading account gains and fees$0132
Additional Noninterest Income$865,0002,532
Total noninterest expense$5,687,0002,373
Salaries and employee benefits$3,830,0002,149
Premises and equipment expense$508,0002,585
Additional noninterest expense$1,349,0002,783
Pre-tax net operating income$4,964,0001,770
Securities gains (losses)$02,015
Applicable income taxes$796,0001,645
Income before extraordinary items$4,168,0001,821
Extraordinary gains, net$08
Net income$4,168,0001,820
Minority interest net income$069
Net income of bank and minority interests.$4,168,0001,821
Net charge-offs$79,0001,170
Cash dividends$4,143,000672
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,168,0001,790
2021-06-30 (YTD Data)Rank
Total interest income$5,857,0002,280
Total interest expense$862,0001,622
Net interest income$4,995,0002,354
Provision for loan and lease losses$-1,075,0004,682
Total noninterest income$1,114,0002,122
Gross Fiduciary activities income$155,000630
Service charges on deposit accounts$70,0003,052
Trading account gains and fees$0133
Additional Noninterest Income$889,0002,043
Total noninterest expense$3,646,0002,425
Salaries and employee benefits$2,490,0002,181
Premises and equipment expense$282,0002,862
Additional noninterest expense$874,0002,827
Pre-tax net operating income$3,538,0001,661
Securities gains (losses)$01,818
Applicable income taxes$511,0001,645
Income before extraordinary items$3,027,0001,705
Extraordinary gains, net$06
Net income$3,027,0001,705
Minority interest net income$067
Net income of bank and minority interests.$3,027,0001,705
Net charge-offs$79,000997
Cash dividends$3,015,000612
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,027,0001,673
2021-03-31 (YTD Data)Rank
Total interest income$3,051,0002,195
Total interest expense$446,0001,648
Net interest income$2,605,0002,255
Provision for loan and lease losses$-975,0004,794
Total noninterest income$410,0002,450
Gross Fiduciary activities income$136,000567
Service charges on deposit accounts$34,0003,079
Trading account gains and fees$0127
Additional Noninterest Income$240,0002,667
Total noninterest expense$1,761,0002,467
Salaries and employee benefits$1,257,0002,156
Premises and equipment expense$125,0003,065
Additional noninterest expense$379,0003,036
Pre-tax net operating income$2,229,0001,412
Securities gains (losses)$01,392
Applicable income taxes$206,0001,795
Income before extraordinary items$2,023,0001,377
Extraordinary gains, net$03
Net income$2,023,0001,376
Minority interest net income$055
Net income of bank and minority interests.$2,023,0001,377
Net charge-offs$29,0001,017
Cash dividends$1,080,000709
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,023,0001,344
2020-12-31 (YTD Data)Rank
Total interest income$12,641,0002,149
Total interest expense$2,065,0001,943
Net interest income$10,576,0002,167
Provision for loan and lease losses$200,0003,026
Total noninterest income$1,123,0002,746
Gross Fiduciary activities income$170,000681
Service charges on deposit accounts$141,0003,179
Trading account gains and fees$0133
Additional Noninterest Income$812,0002,675
Total noninterest expense$7,436,0002,379
Salaries and employee benefits$5,119,0002,127
Premises and equipment expense$743,0002,436
Additional noninterest expense$1,574,0002,963
Pre-tax net operating income$4,063,0002,048
Securities gains (losses)$97,0001,405
Applicable income taxes$937,0001,477
Income before extraordinary items$3,223,0002,203
Extraordinary gains, net$04
Net income$3,223,0002,203
Minority interest net income$072
Net income of bank and minority interests.$3,223,0002,203
Net charge-offs$194,0001,571
Cash dividends$1,439,0001,823
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,146,3702,186
2020-09-30 (YTD Data)Rank
Total interest income$9,659,0002,134
Total interest expense$1,610,0001,971
Net interest income$8,049,0002,131
Provision for loan and lease losses$120,0003,153
Total noninterest income$771,0002,811
Gross Fiduciary activities income$146,000666
Service charges on deposit accounts$104,0003,203
Trading account gains and fees$0125
Additional Noninterest Income$521,0002,801
Total noninterest expense$5,373,0002,415
Salaries and employee benefits$3,699,0002,148
Premises and equipment expense$526,0002,520
Additional noninterest expense$1,148,0002,992
Pre-tax net operating income$3,327,0001,913
Securities gains (losses)$97,0001,231
Applicable income taxes$802,0001,355
Income before extraordinary items$2,622,0002,077
Extraordinary gains, net$04
Net income$2,622,0002,077
Minority interest net income$065
Net income of bank and minority interests.$2,622,0002,077
Net charge-offs$195,0001,276
Cash dividends$1,425,0001,392
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,545,3702,068
2020-06-30 (YTD Data)Rank
Total interest income$6,266,0002,213
Total interest expense$1,126,0002,008
Net interest income$5,140,0002,224
Provision for loan and lease losses$50,0003,430
Total noninterest income$558,0002,690
Gross Fiduciary activities income$134,000646
Service charges on deposit accounts$73,0003,174
Trading account gains and fees$0123
Additional Noninterest Income$351,0002,749
Total noninterest expense$3,665,0002,387
Salaries and employee benefits$2,528,0002,112
Premises and equipment expense$357,0002,479
Additional noninterest expense$780,0002,952
Pre-tax net operating income$1,983,0002,019
Securities gains (losses)$97,000997
Applicable income taxes$457,0001,416
Income before extraordinary items$1,623,0002,133
Extraordinary gains, net$04
Net income$1,623,0002,133
Minority interest net income$065
Net income of bank and minority interests.$1,623,0002,133
Net charge-offs$196,0001,019
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,546,3702,163
2020-03-31 (YTD Data)Rank
Total interest income$3,237,0002,131
Total interest expense$612,0002,024
Net interest income$2,625,0002,136
Provision for loan and lease losses$100,0001,942
Total noninterest income$341,0002,355
Gross Fiduciary activities income$119,000585
Service charges on deposit accounts$44,0003,201
Trading account gains and fees$0106
Additional Noninterest Income$178,0002,574
Total noninterest expense$1,806,0002,419
Salaries and employee benefits$1,243,0002,159
Premises and equipment expense$161,0002,666
Additional noninterest expense$402,0002,926
Pre-tax net operating income$1,060,0001,752
Securities gains (losses)$01,705
Applicable income taxes$207,0001,372
Income before extraordinary items$853,0001,882
Extraordinary gains, net$04
Net income$853,0001,882
Minority interest net income$056
Net income of bank and minority interests.$853,0001,882
Net charge-offs$87,000946
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$853,0001,854
2019-12-31 (YTD Data)Rank
Total interest income$13,271,0002,118
Total interest expense$2,429,0002,081
Net interest income$10,842,0002,092
Provision for loan and lease losses$640,0001,282
Total noninterest income$988,0002,840
Gross Fiduciary activities income$159,000699
Service charges on deposit accounts$194,0003,204
Trading account gains and fees$0135
Additional Noninterest Income$635,0002,777
Total noninterest expense$7,428,0002,352
Salaries and employee benefits$4,967,0002,115
Premises and equipment expense$779,0002,390
Additional noninterest expense$1,682,0002,867
Pre-tax net operating income$3,762,0002,138
Securities gains (losses)$84,0001,021
Applicable income taxes$968,0001,459
Income before extraordinary items$2,878,0002,353
Extraordinary gains, net$011
Net income$2,878,0002,355
Minority interest net income$076
Net income of bank and minority interests.$2,878,0002,355
Net charge-offs$485,0001,051
Cash dividends$379,0003,183
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,811,6402,348
2019-09-30 (YTD Data)Rank
Total interest income$9,946,0002,145
Total interest expense$1,801,0002,102
Net interest income$8,145,0002,112
Provision for loan and lease losses$1,590,000483
Total noninterest income$756,0002,826
Gross Fiduciary activities income$141,000688
Service charges on deposit accounts$148,0003,207
Trading account gains and fees$0129
Additional Noninterest Income$467,0002,801
Total noninterest expense$5,382,0002,415
Salaries and employee benefits$3,649,0002,162
Premises and equipment expense$503,0002,635
Additional noninterest expense$1,230,0002,927
Pre-tax net operating income$1,929,0002,775
Securities gains (losses)$84,000861
Applicable income taxes$655,0001,583
Income before extraordinary items$1,358,0003,090
Extraordinary gains, net$011
Net income$1,358,0003,090
Minority interest net income$072
Net income of bank and minority interests.$1,358,0003,090
Net charge-offs$1,130,000461
Cash dividends$379,0002,741
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,291,6403,124
2019-06-30 (YTD Data)Rank
Total interest income$6,616,0002,147
Total interest expense$1,181,0002,110
Net interest income$5,435,0002,128
Provision for loan and lease losses$855,000554
Total noninterest income$538,0002,709
Gross Fiduciary activities income$129,000663
Service charges on deposit accounts$95,0003,260
Trading account gains and fees$0131
Additional Noninterest Income$314,0002,766
Total noninterest expense$3,674,0002,395
Salaries and employee benefits$2,471,0002,134
Premises and equipment expense$350,0002,557
Additional noninterest expense$853,0002,868
Pre-tax net operating income$1,444,0002,579
Securities gains (losses)$43,000789
Applicable income taxes$425,0001,575
Income before extraordinary items$1,062,0002,867
Extraordinary gains, net$011
Net income$1,062,0002,866
Minority interest net income$069
Net income of bank and minority interests.$1,062,0002,866
Net charge-offs$656,000481
Cash dividends$379,0002,398
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,028,0302,889
2019-03-31 (YTD Data)Rank
Total interest income$3,359,0002,116
Total interest expense$594,0002,077
Net interest income$2,765,0002,102
Provision for loan and lease losses$03,406
Total noninterest income$295,0002,538
Gross Fiduciary activities income$102,000615
Service charges on deposit accounts$42,0003,414
Trading account gains and fees$0126
Additional Noninterest Income$151,0002,743
Total noninterest expense$1,784,0002,446
Salaries and employee benefits$1,155,0002,258
Premises and equipment expense$198,0002,408
Additional noninterest expense$431,0002,845
Pre-tax net operating income$1,276,0001,726
Securities gains (losses)$43,000416
Applicable income taxes$264,0001,358
Income before extraordinary items$1,055,0001,790
Extraordinary gains, net$05
Net income$1,055,0001,788
Minority interest net income$052
Net income of bank and minority interests.$1,055,0001,789
Net charge-offs$-113,0005,210
Cash dividends$249,0001,906
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,020,6001,819
2018-12-31 (YTD Data)Rank
Total interest income$13,301,0002,045
Total interest expense$2,113,0001,868
Net interest income$11,188,0002,050
Provision for loan and lease losses$3,225,000355
Total noninterest income$843,0003,081
Gross Fiduciary activities income$164,000722
Service charges on deposit accounts$185,0003,410
Trading account gains and fees$0126
Additional Noninterest Income$494,0003,078
Total noninterest expense$6,425,0002,603
Salaries and employee benefits$4,241,0002,364
Premises and equipment expense$588,0002,873
Additional noninterest expense$1,596,0003,044
Pre-tax net operating income$2,381,0002,857
Securities gains (losses)$01,125
Applicable income taxes$680,0001,714
Income before extraordinary items$1,701,0003,179
Extraordinary gains, net$06
Net income$1,701,0003,178
Minority interest net income$072
Net income of bank and minority interests.$1,701,0003,178
Net charge-offs$2,386,000323
Cash dividends$260,0003,453
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,701,0003,177
2018-09-30 (YTD Data)Rank
Total interest income$9,999,0002,023
Total interest expense$1,568,0001,800
Net interest income$8,431,0002,050
Provision for loan and lease losses$875,000732
Total noninterest income$662,0003,054
Gross Fiduciary activities income$151,000699
Service charges on deposit accounts$139,0003,428
Trading account gains and fees$0138
Additional Noninterest Income$372,0003,107
Total noninterest expense$5,045,0002,537
Salaries and employee benefits$3,416,0002,243
Premises and equipment expense$422,0002,980
Additional noninterest expense$1,207,0003,018
Pre-tax net operating income$3,173,0002,045
Securities gains (losses)$01,118
Applicable income taxes$884,0001,272
Income before extraordinary items$2,289,0002,313
Extraordinary gains, net$05
Net income$2,289,0002,312
Minority interest net income$066
Net income of bank and minority interests.$2,289,0002,312
Net charge-offs$51,0002,192
Cash dividends$210,0003,060
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,289,0002,308
2018-06-30 (YTD Data)Rank
Total interest income$6,642,0002,020
Total interest expense$1,033,0001,735
Net interest income$5,609,0002,058
Provision for loan and lease losses$825,000548
Total noninterest income$485,0002,921
Gross Fiduciary activities income$142,000667
Service charges on deposit accounts$90,0003,473
Trading account gains and fees$0130
Additional Noninterest Income$253,0003,089
Total noninterest expense$3,376,0002,546
Salaries and employee benefits$2,275,0002,259
Premises and equipment expense$313,0002,793
Additional noninterest expense$788,0003,086
Pre-tax net operating income$1,893,0002,171
Securities gains (losses)$0961
Applicable income taxes$564,0001,298
Income before extraordinary items$1,329,0002,507
Extraordinary gains, net$06
Net income$1,329,0002,506
Minority interest net income$065
Net income of bank and minority interests.$1,329,0002,506
Net charge-offs$79,0001,470
Cash dividends$210,0002,770
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,329,0002,499
2018-03-31 (YTD Data)Rank
Total interest income$3,296,0002,023
Total interest expense$511,0001,686
Net interest income$2,785,0002,070
Provision for loan and lease losses$600,000396
Total noninterest income$308,0002,586
Gross Fiduciary activities income$133,000588
Service charges on deposit accounts$41,0003,613
Trading account gains and fees$0123
Additional Noninterest Income$134,0002,975
Total noninterest expense$1,620,0002,631
Salaries and employee benefits$1,104,0002,334
Premises and equipment expense$148,0002,926
Additional noninterest expense$368,0003,227
Pre-tax net operating income$873,0002,236
Securities gains (losses)$0735
Applicable income taxes$287,0001,256
Income before extraordinary items$586,0002,648
Extraordinary gains, net$07
Net income$586,0002,648
Minority interest net income$052
Net income of bank and minority interests.$586,0002,648
Net charge-offs$29,0001,473
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$586,0002,644
2017-12-31 (YTD Data)Rank
Total interest income$12,822,0002,006
Total interest expense$1,764,0001,690
Net interest income$11,058,0002,059
Provision for loan and lease losses$855,0001,000
Total noninterest income$827,0003,232
Gross Fiduciary activities income$167,000731
Service charges on deposit accounts$168,0003,686
Trading account gains and fees$0151
Additional Noninterest Income$492,0003,176
Total noninterest expense$7,061,0002,497
Salaries and employee benefits$4,560,0002,248
Premises and equipment expense$842,0002,366
Additional noninterest expense$1,659,0003,015
Pre-tax net operating income$3,969,0002,053
Securities gains (losses)$22,0001,291
Applicable income taxes$1,366,0001,608
Income before extraordinary items$2,625,0002,253
Extraordinary gains, net$09
Net income$2,625,0002,253
Minority interest net income$076
Net income of bank and minority interests.$2,625,0002,253
Net charge-offs$1,062,000663
Cash dividends$100,0003,887
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,610,4802,241
2017-09-30 (YTD Data)Rank
Total interest income$9,523,0002,025
Total interest expense$1,301,0001,692
Net interest income$8,222,0002,076
Provision for loan and lease losses$705,000918
Total noninterest income$642,0003,205
Gross Fiduciary activities income$164,000706
Service charges on deposit accounts$128,0003,692
Trading account gains and fees$0145
Additional Noninterest Income$350,0003,269
Total noninterest expense$4,934,0002,622
Salaries and employee benefits$3,206,0002,365
Premises and equipment expense$639,0002,355
Additional noninterest expense$1,089,0003,301
Pre-tax net operating income$3,225,0001,952
Securities gains (losses)$22,0001,272
Applicable income taxes$1,332,0001,217
Income before extraordinary items$1,915,0002,481
Extraordinary gains, net$09
Net income$1,915,0002,480
Minority interest net income$071
Net income of bank and minority interests.$1,915,0002,481
Net charge-offs$156,0001,576
Cash dividends$100,0003,397
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,900,9202,470
2017-06-30 (YTD Data)Rank
Total interest income$6,254,0002,041
Total interest expense$851,0001,688
Net interest income$5,403,0002,088
Provision for loan and lease losses$305,0001,164
Total noninterest income$439,0003,177
Gross Fiduciary activities income$146,000676
Service charges on deposit accounts$79,0003,807
Trading account gains and fees$0139
Additional Noninterest Income$214,0003,385
Total noninterest expense$3,389,0002,573
Salaries and employee benefits$2,178,0002,359
Premises and equipment expense$471,0002,220
Additional noninterest expense$740,0003,271
Pre-tax net operating income$2,148,0001,924
Securities gains (losses)$01,906
Applicable income taxes$755,0001,323
Income before extraordinary items$1,393,0002,277
Extraordinary gains, net$011
Net income$1,393,0002,277
Minority interest net income$071
Net income of bank and minority interests.$1,393,0002,277
Net charge-offs$176,0001,138
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,393,0002,245
2017-03-31 (YTD Data)Rank
Total interest income$3,082,0002,062
Total interest expense$411,0001,724
Net interest income$2,671,0002,094
Provision for loan and lease losses$125,0001,284
Total noninterest income$249,0002,969
Gross Fiduciary activities income$119,000613
Service charges on deposit accounts$35,0003,988
Trading account gains and fees$0142
Additional Noninterest Income$95,0003,545
Total noninterest expense$1,718,0002,574
Salaries and employee benefits$1,106,0002,341
Premises and equipment expense$238,0002,224
Additional noninterest expense$374,0003,242
Pre-tax net operating income$1,077,0001,873
Securities gains (losses)$01,153
Applicable income taxes$320,0001,443
Income before extraordinary items$757,0002,070
Extraordinary gains, net$08
Net income$757,0002,071
Minority interest net income$055
Net income of bank and minority interests.$757,0002,071
Net charge-offs$159,000688
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$757,0002,045
2016-12-31 (YTD Data)Rank
Total interest income$12,399,0002,014
Total interest expense$1,981,0001,429
Net interest income$10,418,0002,108
Provision for loan and lease losses$1,234,000759
Total noninterest income$846,0003,302
Gross Fiduciary activities income$188,000743
Service charges on deposit accounts$160,0003,878
Trading account gains and fees$0170
Additional Noninterest Income$498,0003,280
Total noninterest expense$6,029,0002,845
Salaries and employee benefits$3,961,0002,520
Premises and equipment expense$730,0002,643
Additional noninterest expense$1,338,0003,578
Pre-tax net operating income$4,001,0001,943
Securities gains (losses)$528,000406
Applicable income taxes$1,881,0001,096
Income before extraordinary items$2,648,0002,317
Extraordinary gains, net$05
Net income$2,648,0002,314
Minority interest net income$082
Net income of bank and minority interests.$2,648,0002,316
Net charge-offs$536,0001,033
Cash dividends$340,0003,345
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,310,0802,493
2016-09-30 (YTD Data)Rank
Total interest income$9,106,0002,058
Total interest expense$1,510,0001,406
Net interest income$7,596,0002,156
Provision for loan and lease losses$1,084,000649
Total noninterest income$815,0002,916
Gross Fiduciary activities income$168,000717
Service charges on deposit accounts$123,0003,869
Trading account gains and fees$0169
Additional Noninterest Income$524,0002,838
Total noninterest expense$4,572,0002,816
Salaries and employee benefits$3,034,0002,456
Premises and equipment expense$550,0002,645
Additional noninterest expense$988,0003,646
Pre-tax net operating income$2,755,0002,086
Securities gains (losses)$528,000365
Applicable income taxes$1,381,0001,148
Income before extraordinary items$1,902,0002,423
Extraordinary gains, net$05
Net income$1,902,0002,422
Minority interest net income$071
Net income of bank and minority interests.$1,902,0002,423
Net charge-offs$234,0001,338
Cash dividends$340,0002,779
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,564,0802,700
2016-06-30 (YTD Data)Rank
Total interest income$6,032,0002,074
Total interest expense$1,006,0001,416
Net interest income$5,026,0002,170
Provision for loan and lease losses$644,000693
Total noninterest income$579,0002,802
Gross Fiduciary activities income$160,000678
Service charges on deposit accounts$83,0003,852
Trading account gains and fees$0157
Additional Noninterest Income$336,0002,878
Total noninterest expense$3,040,0002,833
Salaries and employee benefits$1,993,0002,514
Premises and equipment expense$330,0002,860
Additional noninterest expense$717,0003,486
Pre-tax net operating income$1,921,0002,004
Securities gains (losses)$02,835
Applicable income taxes$726,0001,325
Income before extraordinary items$1,195,0002,494
Extraordinary gains, net$016
Net income$1,195,0002,493
Minority interest net income$071
Net income of bank and minority interests.$1,195,0002,493
Net charge-offs$03,689
Cash dividends$340,0002,396
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,195,0002,434
2016-03-31 (YTD Data)Rank
Total interest income$2,935,0002,116
Total interest expense$491,0001,443
Net interest income$2,444,0002,217
Provision for loan and lease losses$77,0001,726
Total noninterest income$316,0002,655
Gross Fiduciary activities income$131,000593
Service charges on deposit accounts$41,0003,874
Trading account gains and fees$0142
Additional Noninterest Income$144,0003,033
Total noninterest expense$1,544,0002,803
Salaries and employee benefits$1,085,0002,353
Premises and equipment expense$157,0002,983
Additional noninterest expense$302,0003,872
Pre-tax net operating income$1,139,0001,751
Securities gains (losses)$02,077
Applicable income taxes$325,0001,407
Income before extraordinary items$814,0001,961
Extraordinary gains, net$012
Net income$814,0001,961
Minority interest net income$062
Net income of bank and minority interests.$814,0001,961
Net charge-offs$3,0002,735
Cash dividends$340,0001,519
Sale, conversion, retirement of capital stock, net$0659
Net operating income$814,0001,906
2015-12-31 (YTD Data)Rank
Total interest income$11,079,0002,170
Total interest expense$1,822,0001,500
Net interest income$9,257,0002,295
Provision for loan and lease losses$345,0001,764
Total noninterest income$731,0003,571
Gross Fiduciary activities income$155,000782
Service charges on deposit accounts$171,0003,942
Trading account gains and fees$0159
Additional Noninterest Income$405,0003,573
Total noninterest expense$5,954,0002,877
Salaries and employee benefits$4,040,0002,483
Premises and equipment expense$496,0003,502
Additional noninterest expense$1,418,0003,541
Pre-tax net operating income$3,689,0001,995
Securities gains (losses)$98,0001,191
Applicable income taxes$1,443,0001,271
Income before extraordinary items$2,344,0002,449
Extraordinary gains, net$023
Net income$2,344,0002,451
Minority interest net income$081
Net income of bank and minority interests.$2,344,0002,451
Net charge-offs$-5,0005,069
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,281,2802,445
2015-09-30 (YTD Data)Rank
Total interest income$8,167,0002,216
Total interest expense$1,349,0001,536
Net interest income$6,818,0002,349
Provision for loan and lease losses$245,0001,728
Total noninterest income$575,0003,521
Gross Fiduciary activities income$148,000751
Service charges on deposit accounts$126,0004,013
Trading account gains and fees$0153
Additional Noninterest Income$301,0003,595
Total noninterest expense$4,299,0002,979
Salaries and employee benefits$2,940,0002,536
Premises and equipment expense$352,0003,657
Additional noninterest expense$1,007,0003,668
Pre-tax net operating income$2,849,0001,991
Securities gains (losses)$98,0001,056
Applicable income taxes$1,139,0001,251
Income before extraordinary items$1,808,0002,431
Extraordinary gains, net$021
Net income$1,808,0002,432
Minority interest net income$078
Net income of bank and minority interests.$1,808,0002,432
Net charge-offs$-5,0004,976
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,745,2802,460
2015-06-30 (YTD Data)Rank
Total interest income$5,299,0002,275
Total interest expense$888,0001,559
Net interest income$4,411,0002,408
Provision for loan and lease losses$170,0001,668
Total noninterest income$419,0003,390
Gross Fiduciary activities income$134,000721
Service charges on deposit accounts$77,0004,148
Trading account gains and fees$0157
Additional Noninterest Income$208,0003,575
Total noninterest expense$2,780,0003,062
Salaries and employee benefits$1,893,0002,619
Premises and equipment expense$257,0003,480
Additional noninterest expense$630,0003,860
Pre-tax net operating income$1,880,0001,978
Securities gains (losses)$70,0001,032
Applicable income taxes$767,0001,259
Income before extraordinary items$1,183,0002,458
Extraordinary gains, net$022
Net income$1,183,0002,460
Minority interest net income$075
Net income of bank and minority interests.$1,183,0002,460
Net charge-offs$-4,0004,963
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,138,2002,465
2015-03-31 (YTD Data)Rank
Total interest income$2,569,0002,333
Total interest expense$440,0001,583
Net interest income$2,129,0002,464
Provision for loan and lease losses$120,0001,278
Total noninterest income$244,0003,082
Gross Fiduciary activities income$111,000630
Service charges on deposit accounts$31,0004,446
Trading account gains and fees$0152
Additional Noninterest Income$102,0003,574
Total noninterest expense$1,344,0003,127
Salaries and employee benefits$918,0002,688
Premises and equipment expense$144,0003,285
Additional noninterest expense$282,0004,110
Pre-tax net operating income$909,0002,012
Securities gains (losses)$6,0001,607
Applicable income taxes$375,0001,237
Income before extraordinary items$540,0002,583
Extraordinary gains, net$013
Net income$540,0002,585
Minority interest net income$064
Net income of bank and minority interests.$540,0002,585
Net charge-offs$03,288
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$536,1602,513
2014-12-31 (YTD Data)Rank
Total interest income$9,845,0002,445
Total interest expense$1,797,0001,619
Net interest income$8,048,0002,601
Provision for loan and lease losses$-301,0006,190
Total noninterest income$954,0003,180
Gross Fiduciary activities income$146,000810
Service charges on deposit accounts$126,0004,659
Trading account gains and fees$0180
Additional Noninterest Income$682,0002,859
Total noninterest expense$5,544,0003,098
Salaries and employee benefits$3,371,0002,837
Premises and equipment expense$739,0002,808
Additional noninterest expense$1,434,0003,640
Pre-tax net operating income$3,759,0001,930
Securities gains (losses)$10,0002,652
Applicable income taxes$1,221,0001,347
Income before extraordinary items$2,548,0002,271
Extraordinary gains, net$017
Net income$2,548,0002,271
Minority interest net income$084
Net income of bank and minority interests.$2,548,0002,271
Net charge-offs$-292,0006,316
Cash dividends$54,0004,178
Sale, conversion, retirement of capital stock, net$5,000,00077
Net operating income$2,541,2002,230
2014-09-30 (YTD Data)Rank
Total interest income$7,210,0002,506
Total interest expense$1,345,0001,640
Net interest income$5,865,0002,688
Provision for loan and lease losses$-301,0006,330
Total noninterest income$811,0003,020
Gross Fiduciary activities income$135,000783
Service charges on deposit accounts$94,0004,727
Trading account gains and fees$0174
Additional Noninterest Income$582,0002,691
Total noninterest expense$3,775,0003,317
Salaries and employee benefits$2,300,0003,046
Premises and equipment expense$383,0003,638
Additional noninterest expense$1,092,0003,642
Pre-tax net operating income$3,202,0001,747
Securities gains (losses)$9,0002,383
Applicable income taxes$1,062,0001,259
Income before extraordinary items$2,149,0002,102
Extraordinary gains, net$015
Net income$2,149,0002,100
Minority interest net income$081
Net income of bank and minority interests.$2,149,0002,100
Net charge-offs$-306,0006,411
Cash dividends$54,0003,638
Sale, conversion, retirement of capital stock, net$5,000,00064
Net operating income$2,142,9702,066
2014-06-30 (YTD Data)Rank
Total interest income$4,676,0002,572
Total interest expense$884,0001,674
Net interest income$3,792,0002,753
Provision for loan and lease losses$80,0002,568
Total noninterest income$361,0003,681
Gross Fiduciary activities income$132,000729
Service charges on deposit accounts$52,0005,017
Trading account gains and fees$0172
Additional Noninterest Income$177,0003,815
Total noninterest expense$2,456,0003,398
Salaries and employee benefits$1,439,0003,208
Premises and equipment expense$231,0003,884
Additional noninterest expense$786,0003,454
Pre-tax net operating income$1,617,0002,150
Securities gains (losses)$2,0002,363
Applicable income taxes$602,0001,372
Income before extraordinary items$1,017,0002,617
Extraordinary gains, net$020
Net income$1,017,0002,621
Minority interest net income$080
Net income of bank and minority interests.$1,017,0002,621
Net charge-offs$-4,0005,382
Cash dividends$54,0003,415
Sale, conversion, retirement of capital stock, net$5,000,00043
Net operating income$1,015,7202,573
2014-03-31 (YTD Data)Rank
Total interest income$2,150,0002,758
Total interest expense$428,0001,751
Net interest income$1,722,0002,969
Provision for loan and lease losses$03,817
Total noninterest income$144,0004,049
Gross Fiduciary activities income$40,000813
Service charges on deposit accounts$18,0005,462
Trading account gains and fees$0147
Additional Noninterest Income$86,0003,790
Total noninterest expense$1,127,0003,600
Salaries and employee benefits$729,0003,204
Premises and equipment expense$98,0004,253
Additional noninterest expense$300,0004,096
Pre-tax net operating income$739,0002,232
Securities gains (losses)$01,715
Applicable income taxes$240,0001,545
Income before extraordinary items$499,0002,576
Extraordinary gains, net$016
Net income$499,0002,579
Minority interest net income$066
Net income of bank and minority interests.$499,0002,579
Net charge-offs$-3,0005,214
Cash dividends$54,0002,522
Sale, conversion, retirement of capital stock, net$5,000,00023
Net operating income$499,0002,527
2013-12-31 (YTD Data)Rank
Total interest income$8,254,0002,874
Total interest expense$1,837,0001,839
Net interest income$6,417,0003,100
Provision for loan and lease losses$500,0001,831
Total noninterest income$550,0004,273
Gross Fiduciary activities income$138,000829
Service charges on deposit accounts$79,0005,538
Trading account gains and fees$0184
Additional Noninterest Income$333,0003,953
Total noninterest expense$3,921,0003,970
Salaries and employee benefits$2,538,0003,504
Premises and equipment expense$359,0004,475
Additional noninterest expense$1,024,0004,532
Pre-tax net operating income$2,546,0002,440
Securities gains (losses)$20,0002,341
Applicable income taxes$979,0001,484
Income before extraordinary items$1,587,0003,049
Extraordinary gains, net$029
Net income$1,587,0003,051
Minority interest net income$090
Net income of bank and minority interests.$1,587,0003,052
Net charge-offs$47,0004,397
Cash dividends$135,0003,827
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,574,2003,005
2013-09-30 (YTD Data)Rank
Total interest income$6,154,0002,914
Total interest expense$1,394,0001,868
Net interest income$4,760,0003,149
Provision for loan and lease losses$500,0001,496
Total noninterest income$413,0004,330
Gross Fiduciary activities income$124,000800
Service charges on deposit accounts$61,0005,563
Trading account gains and fees$0180
Additional Noninterest Income$228,0004,148
Total noninterest expense$2,869,0004,047
Salaries and employee benefits$1,816,0003,651
Premises and equipment expense$266,0004,526
Additional noninterest expense$787,0004,515
Pre-tax net operating income$1,804,0002,617
Securities gains (losses)$16,0002,321
Applicable income taxes$675,0001,609
Income before extraordinary items$1,145,0003,156
Extraordinary gains, net$025
Net income$1,145,0003,159
Minority interest net income$084
Net income of bank and minority interests.$1,145,0003,160
Net charge-offs$48,0003,901
Cash dividends$105,0003,296
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,134,7603,109
2013-06-30 (YTD Data)Rank
Total interest income$4,105,0002,908
Total interest expense$933,0001,896
Net interest income$3,172,0003,154
Provision for loan and lease losses$04,788
Total noninterest income$307,0004,175
Gross Fiduciary activities income$113,000754
Service charges on deposit accounts$42,0005,535
Trading account gains and fees$0157
Additional Noninterest Income$152,0004,192
Total noninterest expense$2,021,0003,928
Salaries and employee benefits$1,378,0003,332
Premises and equipment expense$188,0004,409
Additional noninterest expense$455,0004,826
Pre-tax net operating income$1,458,0002,245
Securities gains (losses)$02,791
Applicable income taxes$495,0001,523
Income before extraordinary items$963,0002,717
Extraordinary gains, net$022
Net income$963,0002,722
Minority interest net income$082
Net income of bank and minority interests.$963,0002,722
Net charge-offs$49,0003,369
Cash dividends$105,0002,965
Sale, conversion, retirement of capital stock, net$0838
Net operating income$963,0002,617
2013-03-31 (YTD Data)Rank
Total interest income$2,047,0002,930
Total interest expense$469,0001,934
Net interest income$1,578,0003,173
Provision for loan and lease losses$04,409
Total noninterest income$172,0003,912
Gross Fiduciary activities income$72,000719
Service charges on deposit accounts$19,0005,651
Trading account gains and fees$0148
Additional Noninterest Income$81,0004,075
Total noninterest expense$1,001,0003,988
Salaries and employee benefits$710,0003,286
Premises and equipment expense$49,0005,678
Additional noninterest expense$242,0004,720
Pre-tax net operating income$749,0002,148
Securities gains (losses)$01,966
Applicable income taxes$216,0001,634
Income before extraordinary items$533,0002,469
Extraordinary gains, net$010
Net income$533,0002,471
Minority interest net income$076
Net income of bank and minority interests.$533,0002,471
Net charge-offs$04,145
Cash dividends$105,0002,007
Sale, conversion, retirement of capital stock, net$0789
Net operating income$533,0002,376
2012-12-31 (YTD Data)Rank
Total interest income$8,336,0002,997
Total interest expense$1,901,0002,218
Net interest income$6,435,0003,200
Provision for loan and lease losses$05,905
Total noninterest income$515,0004,447
Gross Fiduciary activities income$128,000848
Service charges on deposit accounts$78,0005,758
Trading account gains and fees$0166
Additional Noninterest Income$309,0003,999
Total noninterest expense$4,232,0003,874
Salaries and employee benefits$2,759,0003,324
Premises and equipment expense$436,0004,137
Additional noninterest expense$1,037,0004,714
Pre-tax net operating income$2,718,0002,267
Securities gains (losses)$03,810
Applicable income taxes$923,0001,540
Income before extraordinary items$1,795,0002,788
Extraordinary gains, net$029
Net income$1,795,0002,791
Minority interest net income$093
Net income of bank and minority interests.$1,795,0002,790
Net charge-offs$-67,0006,897
Cash dividends$105,0003,953
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,795,0002,671
2012-09-30 (YTD Data)Rank
Total interest income$6,233,0003,073
Total interest expense$1,432,0002,301
Net interest income$4,801,0003,257
Provision for loan and lease losses$05,790
Total noninterest income$402,0004,413
Gross Fiduciary activities income$115,000822
Service charges on deposit accounts$58,0005,836
Trading account gains and fees$0157
Additional Noninterest Income$229,0004,060
Total noninterest expense$2,936,0004,113
Salaries and employee benefits$1,922,0003,523
Premises and equipment expense$256,0004,740
Additional noninterest expense$758,0004,803
Pre-tax net operating income$2,267,0002,144
Securities gains (losses)$03,575
Applicable income taxes$816,0001,430
Income before extraordinary items$1,451,0002,701
Extraordinary gains, net$020
Net income$1,451,0002,702
Minority interest net income$086
Net income of bank and minority interests.$1,451,0002,701
Net charge-offs$-69,0006,977
Cash dividends$105,0003,282
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,451,0002,571
2012-06-30 (YTD Data)Rank
Total interest income$4,140,0003,101
Total interest expense$957,0002,378
Net interest income$3,183,0003,274
Provision for loan and lease losses$05,619
Total noninterest income$317,0004,102
Gross Fiduciary activities income$112,000772
Service charges on deposit accounts$40,0005,819
Trading account gains and fees$0153
Additional Noninterest Income$165,0003,929
Total noninterest expense$1,874,0004,244
Salaries and employee benefits$1,283,0003,536
Premises and equipment expense$138,0005,212
Additional noninterest expense$453,0005,103
Pre-tax net operating income$1,626,0002,005
Securities gains (losses)$03,178
Applicable income taxes$559,0001,387
Income before extraordinary items$1,067,0002,491
Extraordinary gains, net$019
Net income$1,067,0002,491
Minority interest net income$084
Net income of bank and minority interests.$1,067,0002,491
Net charge-offs$-66,0007,026
Cash dividends$105,0002,962
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,067,0002,360
2012-03-31 (YTD Data)Rank
Total interest income$2,069,0003,124
Total interest expense$488,0002,433
Net interest income$1,581,0003,311
Provision for loan and lease losses$05,254
Total noninterest income$189,0003,758
Gross Fiduciary activities income$88,000684
Service charges on deposit accounts$18,0005,949
Trading account gains and fees$0148
Additional Noninterest Income$83,0003,982
Total noninterest expense$929,0004,291
Salaries and employee benefits$639,0003,579
Premises and equipment expense$49,0005,874
Additional noninterest expense$241,0004,950
Pre-tax net operating income$841,0001,949
Securities gains (losses)$02,210
Applicable income taxes$205,0001,696
Income before extraordinary items$636,0002,154
Extraordinary gains, net$019
Net income$636,0002,155
Minority interest net income$078
Net income of bank and minority interests.$636,0002,156
Net charge-offs$-61,0007,099
Cash dividends$105,0002,031
Sale, conversion, retirement of capital stock, net$0861
Net operating income$636,0002,050
2011-12-31 (YTD Data)Rank
Total interest income$7,724,0003,422
Total interest expense$1,912,0002,862
Net interest income$5,812,0003,555
Provision for loan and lease losses$150,0004,935
Total noninterest income$648,0003,924
Gross Fiduciary activities income$131,000807
Service charges on deposit accounts$67,0006,037
Trading account gains and fees$0146
Additional Noninterest Income$450,0003,267
Total noninterest expense$3,977,0004,128
Salaries and employee benefits$2,510,0003,549
Premises and equipment expense$503,0004,027
Additional noninterest expense$964,0004,983
Pre-tax net operating income$2,333,0002,232
Securities gains (losses)$39,0002,739
Applicable income taxes$739,0001,631
Income before extraordinary items$1,633,0002,606
Extraordinary gains, net$029
Net income$1,633,0002,607
Minority interest net income$096
Net income of bank and minority interests.$1,633,0002,607
Net charge-offs$9,0006,128
Cash dividends$316,0002,950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,606,0902,561
2011-09-30 (YTD Data)Rank
Total interest income$5,719,0003,497
Total interest expense$1,427,0002,974
Net interest income$4,292,0003,602
Provision for loan and lease losses$06,393
Total noninterest income$410,0004,273
Gross Fiduciary activities income$121,000769
Service charges on deposit accounts$50,0006,073
Trading account gains and fees$0145
Additional Noninterest Income$239,0003,825
Total noninterest expense$2,858,0004,259
Salaries and employee benefits$1,826,0003,633
Premises and equipment expense$397,0003,935
Additional noninterest expense$635,0005,309
Pre-tax net operating income$1,844,0002,214
Securities gains (losses)$30,0002,637
Applicable income taxes$614,0001,553
Income before extraordinary items$1,260,0002,631
Extraordinary gains, net$021
Net income$1,260,0002,633
Minority interest net income$087
Net income of bank and minority interests.$1,260,0002,633
Net charge-offs$6,0005,901
Cash dividends$316,0002,274
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,239,9002,568
2011-06-30 (YTD Data)Rank
Total interest income$3,811,0003,528
Total interest expense$957,0003,056
Net interest income$2,854,0003,624
Provision for loan and lease losses$06,217
Total noninterest income$310,0004,053
Gross Fiduciary activities income$112,000719
Service charges on deposit accounts$32,0006,121
Trading account gains and fees$0153
Additional Noninterest Income$166,0003,789
Total noninterest expense$1,889,0004,321
Salaries and employee benefits$1,196,0003,711
Premises and equipment expense$275,0003,874
Additional noninterest expense$418,0005,422
Pre-tax net operating income$1,275,0002,132
Securities gains (losses)$27,0001,941
Applicable income taxes$418,0001,482
Income before extraordinary items$884,0002,493
Extraordinary gains, net$015
Net income$884,0002,493
Minority interest net income$089
Net income of bank and minority interests.$884,0002,493
Net charge-offs$4,0005,600
Cash dividends$316,0001,870
Sale, conversion, retirement of capital stock, net$0986
Net operating income$865,6402,455
2011-03-31 (YTD Data)Rank
Total interest income$1,902,0003,551
Total interest expense$486,0003,119
Net interest income$1,416,0003,628
Provision for loan and lease losses$05,840
Total noninterest income$178,0003,815
Gross Fiduciary activities income$81,000654
Service charges on deposit accounts$13,0006,312
Trading account gains and fees$0158
Additional Noninterest Income$84,0003,827
Total noninterest expense$887,0004,521
Salaries and employee benefits$573,0003,860
Premises and equipment expense$127,0004,116
Additional noninterest expense$187,0005,697
Pre-tax net operating income$707,0001,957
Securities gains (losses)$01,772
Applicable income taxes$146,0001,817
Income before extraordinary items$561,0002,034
Extraordinary gains, net$09
Net income$561,0002,033
Minority interest net income$086
Net income of bank and minority interests.$561,0002,034
Net charge-offs$05,107
Cash dividends$291,0001,165
Sale, conversion, retirement of capital stock, net$0925
Net operating income$561,0001,997
2010-12-31 (YTD Data)Rank
Total interest income$7,200,0003,839
Total interest expense$2,052,0003,491
Net interest income$5,148,0003,879
Provision for loan and lease losses$-570,0007,635
Total noninterest income$614,0004,190
Gross Fiduciary activities income$107,000866
Service charges on deposit accounts$72,0005,886
Trading account gains and fees$0175
Additional Noninterest Income$435,0003,385
Total noninterest expense$3,367,0004,696
Salaries and employee benefits$2,178,0003,986
Premises and equipment expense$338,0005,151
Additional noninterest expense$851,0005,483
Pre-tax net operating income$2,965,0001,646
Securities gains (losses)$03,793
Applicable income taxes$721,0001,526
Income before extraordinary items$2,244,0001,829
Extraordinary gains, net$029
Net income$2,244,0001,830
Minority interest net income$0111
Net income of bank and minority interests.$2,244,0001,831
Net charge-offs$-213,0007,629
Cash dividends$611,0002,092
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,244,0001,758
2010-09-30 (YTD Data)Rank
Total interest income$5,372,0003,926
Total interest expense$1,548,0003,624
Net interest income$3,824,0003,961
Provision for loan and lease losses$-570,0007,743
Total noninterest income$512,0004,022
Gross Fiduciary activities income$98,000815
Service charges on deposit accounts$59,0005,877
Trading account gains and fees$0165
Additional Noninterest Income$355,0003,281
Total noninterest expense$2,399,0004,851
Salaries and employee benefits$1,547,0004,180
Premises and equipment expense$233,0005,403
Additional noninterest expense$619,0005,577
Pre-tax net operating income$2,507,0001,576
Securities gains (losses)$03,651
Applicable income taxes$647,0001,415
Income before extraordinary items$1,860,0001,771
Extraordinary gains, net$023
Net income$1,860,0001,774
Minority interest net income$0110
Net income of bank and minority interests.$1,860,0001,774
Net charge-offs$-200,0007,732
Cash dividends$511,0001,732
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,860,0001,680
2010-06-30 (YTD Data)Rank
Total interest income$3,544,0003,988
Total interest expense$1,039,0003,704
Net interest income$2,505,0004,008
Provision for loan and lease losses$-570,0007,811
Total noninterest income$417,0003,556
Gross Fiduciary activities income$94,000768
Service charges on deposit accounts$42,0005,813
Trading account gains and fees$0152
Additional Noninterest Income$281,0002,942
Total noninterest expense$1,652,0004,767
Salaries and employee benefits$1,049,0004,156
Premises and equipment expense$174,0005,189
Additional noninterest expense$429,0005,499
Pre-tax net operating income$1,840,0001,415
Securities gains (losses)$03,184
Applicable income taxes$420,0001,402
Income before extraordinary items$1,420,0001,542
Extraordinary gains, net$019
Net income$1,420,0001,543
Minority interest net income$0105
Net income of bank and minority interests.$1,420,0001,543
Net charge-offs$-213,0007,796
Cash dividends$125,0002,672
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,420,0001,473
2010-03-31 (YTD Data)Rank
Total interest income$1,748,0004,077
Total interest expense$526,0003,795
Net interest income$1,222,0004,101
Provision for loan and lease losses$06,552
Total noninterest income$158,0004,160
Gross Fiduciary activities income$70,000690
Service charges on deposit accounts$19,0005,978
Trading account gains and fees$0175
Additional Noninterest Income$69,0004,144
Total noninterest expense$750,0005,116
Salaries and employee benefits$466,0004,548
Premises and equipment expense$65,0005,884
Additional noninterest expense$219,0005,469
Pre-tax net operating income$630,0002,023
Securities gains (losses)$02,284
Applicable income taxes$152,0001,724
Income before extraordinary items$478,0002,223
Extraordinary gains, net$016
Net income$478,0002,222
Minority interest net income$091
Net income of bank and minority interests.$478,0002,223
Net charge-offs$-8,0007,437
Cash dividends$60,0002,182
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$478,0002,131
2009-12-31 (YTD Data)Rank
Total interest income$7,163,0004,113
Total interest expense$2,421,0003,980
Net interest income$4,742,0004,080
Provision for loan and lease losses$981,0003,538
Total noninterest income$529,0004,635
Gross Fiduciary activities income$143,000818
Service charges on deposit accounts$85,0005,961
Trading account gains and fees$0211
Additional Noninterest Income$301,0003,979
Total noninterest expense$2,978,0005,206
Salaries and employee benefits$1,866,0004,580
Premises and equipment expense$284,0005,773
Additional noninterest expense$828,0005,743
Pre-tax net operating income$1,312,0002,562
Securities gains (losses)$03,754
Applicable income taxes$516,0001,526
Income before extraordinary items$796,0003,159
Extraordinary gains, net$034
Net income$796,0003,159
Minority interest net income$0115
Net income of bank and minority interests.$796,0003,159
Net charge-offs$831,0003,119
Cash dividends$80,0004,248
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$796,0003,089
2009-09-30 (YTD Data)Rank
Total interest income$5,380,0004,169
Total interest expense$1,853,0004,054
Net interest income$3,527,0004,103
Provision for loan and lease losses$1,231,0002,489
Total noninterest income$397,0004,699
Gross Fiduciary activities income$111,000809
Service charges on deposit accounts$64,0006,008
Trading account gains and fees$0212
Additional Noninterest Income$222,0004,118
Total noninterest expense$2,223,0005,217
Salaries and employee benefits$1,384,0004,628
Premises and equipment expense$222,0005,729
Additional noninterest expense$617,0005,751
Pre-tax net operating income$470,0003,977
Securities gains (losses)$03,497
Applicable income taxes$340,0001,798
Income before extraordinary items$130,0005,180
Extraordinary gains, net$027
Net income$130,0005,179
Minority interest net income$0118
Net income of bank and minority interests.$130,0005,179
Net charge-offs$1,004,0002,201
Cash dividends$80,0003,711
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$130,0005,124
2009-06-30 (YTD Data)Rank
Total interest income$3,601,0004,188
Total interest expense$1,252,0004,139
Net interest income$2,349,0004,091
Provision for loan and lease losses$1,231,0001,838
Total noninterest income$289,0004,497
Gross Fiduciary activities income$99,000765
Service charges on deposit accounts$39,0006,109
Trading account gains and fees$0193
Additional Noninterest Income$151,0004,106
Total noninterest expense$1,493,0005,265
Salaries and employee benefits$914,0004,704
Premises and equipment expense$165,0005,542
Additional noninterest expense$414,0005,740
Pre-tax net operating income$-86,0006,066
Securities gains (losses)$03,136
Applicable income taxes$170,0002,134
Income before extraordinary items$-256,0006,482
Extraordinary gains, net$021
Net income$-256,0006,481
Minority interest net income$0112
Net income of bank and minority interests.$-256,0006,481
Net charge-offs$713,0001,966
Cash dividends$80,0003,418
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-256,0006,468
2009-03-31 (YTD Data)Rank
Total interest income$1,765,0004,281
Total interest expense$634,0004,220
Net interest income$1,131,0004,189
Provision for loan and lease losses$1,231,0001,034
Total noninterest income$169,0004,146
Gross Fiduciary activities income$77,000669
Service charges on deposit accounts$18,0006,172
Trading account gains and fees$0171
Additional Noninterest Income$74,0004,148
Total noninterest expense$722,0005,295
Salaries and employee benefits$472,0004,662
Premises and equipment expense$74,0005,827
Additional noninterest expense$176,0005,915
Pre-tax net operating income$-653,0007,455
Securities gains (losses)$02,434
Applicable income taxes$139,0001,836
Income before extraordinary items$-792,0007,622
Extraordinary gains, net$015
Net income$-792,0007,623
Minority interest net income$0102
Net income of bank and minority interests.$-792,0007,623
Net charge-offs$677,0001,173
Cash dividends$80,0002,407
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-792,0007,616
2008-12-31 (YTD Data)Rank
Total interest income$7,649,0004,249
Total interest expense$3,229,0004,035
Net interest income$4,420,0004,270
Provision for loan and lease losses$-376,0008,293
Total noninterest income$504,0004,823
Gross Fiduciary activities income$133,000843
Service charges on deposit accounts$94,0005,981
Trading account gains and fees$0154
Additional Noninterest Income$277,0004,245
Total noninterest expense$3,198,0004,905
Salaries and employee benefits$2,070,0004,338
Premises and equipment expense$397,0005,103
Additional noninterest expense$731,0005,709
Pre-tax net operating income$2,102,0002,350
Securities gains (losses)$12,0002,444
Applicable income taxes$494,0001,873
Income before extraordinary items$1,620,0002,378
Extraordinary gains, net$039
Net income$1,620,0002,378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-211,0008,269
Cash dividends$615,0003,052
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,610,7602,526
2008-09-30 (YTD Data)Rank
Total interest income$5,842,0004,273
Total interest expense$2,555,0004,015
Net interest income$3,287,0004,327
Provision for loan and lease losses$-701,0008,378
Total noninterest income$395,0004,837
Gross Fiduciary activities income$119,000824
Service charges on deposit accounts$71,0006,004
Trading account gains and fees$0148
Additional Noninterest Income$205,0004,365
Total noninterest expense$2,195,0005,188
Salaries and employee benefits$1,444,0004,605
Premises and equipment expense$285,0005,243
Additional noninterest expense$466,0006,099
Pre-tax net operating income$2,188,0002,155
Securities gains (losses)$-6,0007,287
Applicable income taxes$571,0001,738
Income before extraordinary items$1,611,0002,185
Extraordinary gains, net$031
Net income$1,611,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-242,0008,345
Cash dividends$595,0002,527
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,615,4402,289
2008-06-30 (YTD Data)Rank
Total interest income$3,964,0004,281
Total interest expense$1,770,0004,063
Net interest income$2,194,0004,321
Provision for loan and lease losses$-300,0008,430
Total noninterest income$299,0004,632
Gross Fiduciary activities income$117,000766
Service charges on deposit accounts$46,0006,062
Trading account gains and fees$0149
Additional Noninterest Income$136,0004,479
Total noninterest expense$1,474,0005,185
Salaries and employee benefits$966,0004,640
Premises and equipment expense$201,0005,131
Additional noninterest expense$307,0006,128
Pre-tax net operating income$1,319,0002,444
Securities gains (losses)$-6,0008,076
Applicable income taxes$400,0001,866
Income before extraordinary items$913,0002,775
Extraordinary gains, net$021
Net income$913,0002,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,154
Cash dividends$270,0003,104
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$917,2002,713
2008-03-31 (YTD Data)Rank
Total interest income$2,062,0004,230
Total interest expense$949,0004,034
Net interest income$1,113,0004,297
Provision for loan and lease losses$-300,0008,478
Total noninterest income$180,0004,202
Gross Fiduciary activities income$88,000676
Service charges on deposit accounts$23,0006,062
Trading account gains and fees$0158
Additional Noninterest Income$69,0004,449
Total noninterest expense$722,0005,266
Salaries and employee benefits$473,0004,742
Premises and equipment expense$78,0005,785
Additional noninterest expense$171,0005,802
Pre-tax net operating income$871,0002,016
Securities gains (losses)$02,688
Applicable income taxes$230,0001,787
Income before extraordinary items$641,0002,180
Extraordinary gains, net$015
Net income$641,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,217
Cash dividends$195,0002,380
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$641,0002,113
2007-12-31 (YTD Data)Rank
Total interest income$8,881,0004,074
Total interest expense$4,288,0003,830
Net interest income$4,593,0004,236
Provision for loan and lease losses$1,331,0001,158
Total noninterest income$510,0004,987
Gross Fiduciary activities income$134,000869
Service charges on deposit accounts$94,0006,098
Trading account gains and fees$0178
Additional Noninterest Income$282,0004,356
Total noninterest expense$2,719,0005,331
Salaries and employee benefits$1,723,0004,890
Premises and equipment expense$339,0005,492
Additional noninterest expense$657,0005,905
Pre-tax net operating income$1,053,0004,630
Securities gains (losses)$1,0001,983
Applicable income taxes$594,0002,522
Income before extraordinary items$460,0005,825
Extraordinary gains, net$039
Net income$460,0005,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,693
Cash dividends$190,0004,965
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$459,3605,817
2007-09-30 (YTD Data)Rank
Total interest income$6,691,0004,078
Total interest expense$3,248,0003,827
Net interest income$3,443,0004,262
Provision for loan and lease losses$1,331,000705
Total noninterest income$391,0004,970
Gross Fiduciary activities income$112,000852
Service charges on deposit accounts$67,0006,198
Trading account gains and fees$0184
Additional Noninterest Income$212,0004,375
Total noninterest expense$2,032,0005,309
Salaries and employee benefits$1,252,0004,957
Premises and equipment expense$304,0004,976
Additional noninterest expense$476,0005,940
Pre-tax net operating income$471,0005,882
Securities gains (losses)$01,655
Applicable income taxes$395,0002,817
Income before extraordinary items$76,0007,372
Extraordinary gains, net$033
Net income$76,0007,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,071
Cash dividends$190,0004,184
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$76,0007,354
2007-06-30 (YTD Data)Rank
Total interest income$4,464,0004,095
Total interest expense$2,135,0003,864
Net interest income$2,329,0004,253
Provision for loan and lease losses$1,132,000535
Total noninterest income$289,0004,756
Gross Fiduciary activities income$103,000808
Service charges on deposit accounts$42,0006,312
Trading account gains and fees$0168
Additional Noninterest Income$144,0004,393
Total noninterest expense$1,367,0005,317
Salaries and employee benefits$826,0005,027
Premises and equipment expense$219,0004,750
Additional noninterest expense$322,0005,928
Pre-tax net operating income$119,0007,145
Securities gains (losses)$01,444
Applicable income taxes$247,0002,981
Income before extraordinary items$-128,0008,044
Extraordinary gains, net$029
Net income$-128,0008,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000711
Cash dividends$190,0003,734
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-128,0008,037
2007-03-31 (YTD Data)Rank
Total interest income$2,230,0004,093
Total interest expense$1,035,0003,923
Net interest income$1,195,0004,174
Provision for loan and lease losses$30,0003,737
Total noninterest income$178,0004,271
Gross Fiduciary activities income$88,000687
Service charges on deposit accounts$17,0006,538
Trading account gains and fees$0195
Additional Noninterest Income$73,0004,379
Total noninterest expense$739,0005,060
Salaries and employee benefits$465,0004,677
Premises and equipment expense$95,0005,198
Additional noninterest expense$179,0005,608
Pre-tax net operating income$604,0003,101
Securities gains (losses)$01,187
Applicable income taxes$157,0002,697
Income before extraordinary items$447,0003,250
Extraordinary gains, net$022
Net income$447,0003,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$190,0002,522
Sale, conversion, retirement of capital stock, net$0885
Net operating income$447,0003,224
2006-12-31 (YTD Data)Rank
Total interest income$8,128,0004,151
Total interest expense$3,581,0003,854
Net interest income$4,547,0004,307
Provision for loan and lease losses$170,0003,852
Total noninterest income$465,0005,289
Gross Fiduciary activities income$146,000872
Service charges on deposit accounts$68,0006,610
Trading account gains and fees$0130
Additional Noninterest Income$251,0004,637
Total noninterest expense$2,980,0004,913
Salaries and employee benefits$1,855,0004,522
Premises and equipment expense$414,0004,816
Additional noninterest expense$711,0005,592
Pre-tax net operating income$1,862,0003,807
Securities gains (losses)$-233,0008,408
Applicable income taxes$586,0002,916
Income before extraordinary items$1,043,0004,622
Extraordinary gains, net$051
Net income$1,043,0004,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,587
Cash dividends$275,0004,586
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,192,1204,276
2006-09-30 (YTD Data)Rank
Total interest income$5,973,0004,191
Total interest expense$2,590,0003,868
Net interest income$3,383,0004,363
Provision for loan and lease losses$125,0003,756
Total noninterest income$368,0005,186
Gross Fiduciary activities income$120,000839
Service charges on deposit accounts$51,0006,691
Trading account gains and fees$0126
Additional Noninterest Income$197,0004,564
Total noninterest expense$2,180,0004,971
Salaries and employee benefits$1,378,0004,526
Premises and equipment expense$327,0004,662
Additional noninterest expense$475,0005,912
Pre-tax net operating income$1,446,0003,869
Securities gains (losses)$01,388
Applicable income taxes$461,0002,967
Income before extraordinary items$985,0004,206
Extraordinary gains, net$045
Net income$985,0004,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$275,0003,788
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$985,0004,197
2006-06-30 (YTD Data)Rank
Total interest income$3,877,0004,224
Total interest expense$1,659,0003,860
Net interest income$2,218,0004,417
Provision for loan and lease losses$75,0003,786
Total noninterest income$269,0004,992
Gross Fiduciary activities income$111,000783
Service charges on deposit accounts$34,0006,726
Trading account gains and fees$0126
Additional Noninterest Income$124,0004,681
Total noninterest expense$1,496,0004,885
Salaries and employee benefits$925,0004,527
Premises and equipment expense$233,0004,466
Additional noninterest expense$338,0005,713
Pre-tax net operating income$916,0004,002
Securities gains (losses)$01,185
Applicable income taxes$321,0002,948
Income before extraordinary items$595,0004,466
Extraordinary gains, net$039
Net income$595,0004,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$75,0004,579
Sale, conversion, retirement of capital stock, net$0887
Net operating income$595,0004,455
2006-03-31 (YTD Data)Rank
Total interest income$1,898,0004,234
Total interest expense$793,0003,838
Net interest income$1,105,0004,416
Provision for loan and lease losses$06,013
Total noninterest income$134,0004,950
Gross Fiduciary activities income$43,000841
Service charges on deposit accounts$17,0006,702
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,319
Total noninterest expense$747,0004,907
Salaries and employee benefits$457,0004,584
Premises and equipment expense$113,0004,590
Additional noninterest expense$177,0005,560
Pre-tax net operating income$492,0003,772
Securities gains (losses)$0955
Applicable income taxes$181,0002,746
Income before extraordinary items$311,0004,328
Extraordinary gains, net$021
Net income$311,0004,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$25,0003,781
Sale, conversion, retirement of capital stock, net$0648
Net operating income$311,0004,317
2005-12-31 (YTD Data)Rank
Total interest income$6,453,0004,406
Total interest expense$2,357,0003,975
Net interest income$4,096,0004,552
Provision for loan and lease losses$69,0005,330
Total noninterest income$464,0005,419
Gross Fiduciary activities income$132,000893
Service charges on deposit accounts$81,0006,572
Trading account gains and fees$0138
Additional Noninterest Income$251,0004,717
Total noninterest expense$2,900,0004,876
Salaries and employee benefits$1,719,0004,619
Premises and equipment expense$406,0004,809
Additional noninterest expense$775,0005,275
Pre-tax net operating income$1,591,0004,238
Securities gains (losses)$02,296
Applicable income taxes$479,0003,441
Income before extraordinary items$1,112,0004,533
Extraordinary gains, net$046
Net income$1,112,0004,535
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,297
Cash dividends$53,0005,766
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,112,0004,488
2005-09-30 (YTD Data)Rank
Total interest income$4,691,0004,456
Total interest expense$1,684,0003,972
Net interest income$3,007,0004,633
Provision for loan and lease losses$69,0004,823
Total noninterest income$352,0005,416
Gross Fiduciary activities income$119,000843
Service charges on deposit accounts$60,0006,625
Trading account gains and fees$0126
Additional Noninterest Income$173,0004,923
Total noninterest expense$2,088,0004,994
Salaries and employee benefits$1,239,0004,730
Premises and equipment expense$209,0005,933
Additional noninterest expense$640,0004,900
Pre-tax net operating income$1,202,0004,302
Securities gains (losses)$02,317
Applicable income taxes$340,0003,569
Income before extraordinary items$862,0004,561
Extraordinary gains, net$035
Net income$862,0004,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,099
Cash dividends$53,0004,998
Sale, conversion, retirement of capital stock, net$0769
Net operating income$862,0004,524
2005-06-30 (YTD Data)Rank
Total interest income$3,107,0004,402
Total interest expense$1,089,0003,901
Net interest income$2,018,0004,589
Provision for loan and lease losses$34,0005,063
Total noninterest income$246,0005,255
Gross Fiduciary activities income$103,000793
Service charges on deposit accounts$40,0006,599
Trading account gains and fees$0116
Additional Noninterest Income$103,0005,124
Total noninterest expense$1,372,0005,042
Salaries and employee benefits$830,0004,695
Premises and equipment expense$156,0005,596
Additional noninterest expense$386,0005,204
Pre-tax net operating income$858,0004,120
Securities gains (losses)$02,146
Applicable income taxes$266,0003,316
Income before extraordinary items$592,0004,446
Extraordinary gains, net$030
Net income$592,0004,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,046
Cash dividends$10,0005,007
Sale, conversion, retirement of capital stock, net$0643
Net operating income$592,0004,396
2005-03-31 (YTD Data)Rank
Total interest income$1,504,0004,480
Total interest expense$518,0003,926
Net interest income$986,0004,664
Provision for loan and lease losses$06,226
Total noninterest income$60,0006,751
Gross Fiduciary activities income$12,0001,041
Service charges on deposit accounts$20,0006,602
Trading account gains and fees$0115
Additional Noninterest Income$28,0006,283
Total noninterest expense$655,0005,225
Salaries and employee benefits$387,0004,948
Premises and equipment expense$68,0006,037
Additional noninterest expense$200,0005,074
Pre-tax net operating income$391,0004,337
Securities gains (losses)$01,685
Applicable income taxes$134,0003,287
Income before extraordinary items$257,0004,787
Extraordinary gains, net$024
Net income$257,0004,788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,262
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$257,0004,751
2004-12-31 (YTD Data)Rank
Total interest income$5,079,0004,800
Total interest expense$1,748,0004,053
Net interest income$3,331,0005,073
Provision for loan and lease losses$-50,0008,740
Total noninterest income$498,0005,274
Gross Fiduciary activities income$127,000887
Service charges on deposit accounts$78,0006,793
Trading account gains and fees$0138
Additional Noninterest Income$293,0004,312
Total noninterest expense$2,562,0005,216
Salaries and employee benefits$1,505,0004,936
Premises and equipment expense$377,0004,958
Additional noninterest expense$680,0005,612
Pre-tax net operating income$1,317,0004,560
Securities gains (losses)$03,819
Applicable income taxes$332,0004,020
Income before extraordinary items$985,0004,741
Extraordinary gains, net$034
Net income$985,0004,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-90,0008,780
Cash dividends$136,0005,254
Sale, conversion, retirement of capital stock, net$0872
Net operating income$985,0004,661
2004-09-30 (YTD Data)Rank
Total interest income$3,680,0004,892
Total interest expense$1,286,0004,073
Net interest income$2,394,0005,205
Provision for loan and lease losses$97,0004,340
Total noninterest income$325,0005,647
Gross Fiduciary activities income$108,000858
Service charges on deposit accounts$56,0006,905
Trading account gains and fees$0134
Additional Noninterest Income$161,0004,960
Total noninterest expense$1,766,0005,464
Salaries and employee benefits$1,060,0005,097
Premises and equipment expense$197,0006,027
Additional noninterest expense$509,0005,585
Pre-tax net operating income$856,0005,016
Securities gains (losses)$03,710
Applicable income taxes$223,0004,279
Income before extraordinary items$633,0005,222
Extraordinary gains, net$026
Net income$633,0005,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0005,184
Cash dividends$136,0004,386
Sale, conversion, retirement of capital stock, net$0738
Net operating income$633,0005,134
2004-06-30 (YTD Data)Rank
Total interest income$2,421,0004,951
Total interest expense$850,0004,098
Net interest income$1,571,0005,264
Provision for loan and lease losses$97,0003,560
Total noninterest income$277,0005,015
Gross Fiduciary activities income$104,000786
Service charges on deposit accounts$36,0006,979
Trading account gains and fees$0130
Additional Noninterest Income$137,0004,492
Total noninterest expense$1,172,0005,517
Salaries and employee benefits$690,0005,226
Premises and equipment expense$133,0006,029
Additional noninterest expense$349,0005,517
Pre-tax net operating income$579,0004,913
Securities gains (losses)$03,413
Applicable income taxes$132,0004,458
Income before extraordinary items$447,0005,019
Extraordinary gains, net$021
Net income$447,0005,019
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,302
Cash dividends$136,0003,914
Sale, conversion, retirement of capital stock, net$0638
Net operating income$447,0004,930
2004-03-31 (YTD Data)Rank
Total interest income$1,202,0004,990
Total interest expense$428,0004,124
Net interest income$774,0005,322
Provision for loan and lease losses$06,501
Total noninterest income$103,0005,713
Gross Fiduciary activities income$11,0001,081
Service charges on deposit accounts$16,0007,105
Trading account gains and fees$0121
Additional Noninterest Income$76,0004,277
Total noninterest expense$607,0005,412
Salaries and employee benefits$335,0005,348
Premises and equipment expense$69,0005,921
Additional noninterest expense$203,0005,026
Pre-tax net operating income$270,0005,079
Securities gains (losses)$02,934
Applicable income taxes$48,0004,889
Income before extraordinary items$222,0005,068
Extraordinary gains, net$016
Net income$222,0005,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$136,0002,583
Sale, conversion, retirement of capital stock, net$0464
Net operating income$222,0004,937
2003-12-31 (YTD Data)Rank
Total interest income$4,685,0005,115
Total interest expense$1,821,0004,315
Net interest income$2,864,0005,447
Provision for loan and lease losses$275,0003,362
Total noninterest income$499,0005,447
Gross Fiduciary activities income$109,000945
Service charges on deposit accounts$75,0006,999
Trading account gains and fees$0160
Additional Noninterest Income$315,0004,409
Total noninterest expense$2,106,0005,813
Salaries and employee benefits$1,238,0005,529
Premises and equipment expense$312,0005,559
Additional noninterest expense$556,0006,220
Pre-tax net operating income$982,0005,222
Securities gains (losses)$2,0004,163
Applicable income taxes$233,0004,686
Income before extraordinary items$751,0005,394
Extraordinary gains, net$054
Net income$751,0005,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,423
Cash dividends$75,0005,736
Sale, conversion, retirement of capital stock, net$0868
Net operating income$749,4805,254
2003-09-30 (YTD Data)Rank
Total interest income$3,509,0005,179
Total interest expense$1,383,0004,399
Net interest income$2,126,0005,514
Provision for loan and lease losses$275,0002,660
Total noninterest income$353,0005,643
Gross Fiduciary activities income$86,000936
Service charges on deposit accounts$57,0007,032
Trading account gains and fees$0153
Additional Noninterest Income$210,0004,699
Total noninterest expense$1,422,0006,124
Salaries and employee benefits$917,0005,531
Premises and equipment expense$152,0006,759
Additional noninterest expense$353,0006,693
Pre-tax net operating income$782,0005,197
Securities gains (losses)$04,204
Applicable income taxes$233,0004,405
Income before extraordinary items$549,0005,615
Extraordinary gains, net$040
Net income$549,0005,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0001,848
Cash dividends$62,0005,006
Sale, conversion, retirement of capital stock, net$0722
Net operating income$549,0005,433
2003-06-30 (YTD Data)Rank
Total interest income$2,376,0005,164
Total interest expense$942,0004,440
Net interest income$1,434,0005,470
Provision for loan and lease losses$275,0001,970
Total noninterest income$262,0005,327
Gross Fiduciary activities income$78,000876
Service charges on deposit accounts$39,0006,980
Trading account gains and fees$0150
Additional Noninterest Income$145,0004,632
Total noninterest expense$955,0006,134
Salaries and employee benefits$610,0005,565
Premises and equipment expense$101,0006,739
Additional noninterest expense$244,0006,602
Pre-tax net operating income$466,0005,489
Securities gains (losses)$03,782
Applicable income taxes$181,0004,161
Income before extraordinary items$285,0006,209
Extraordinary gains, net$030
Net income$285,0006,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,327
Cash dividends$60,0004,634
Sale, conversion, retirement of capital stock, net$0589
Net operating income$285,0006,007
2003-03-31 (YTD Data)Rank
Total interest income$1,172,0005,240
Total interest expense$473,0004,519
Net interest income$699,0005,553
Provision for loan and lease losses$275,0001,022
Total noninterest income$128,0005,296
Gross Fiduciary activities income$43,000848
Service charges on deposit accounts$17,0007,137
Trading account gains and fees$0134
Additional Noninterest Income$68,0004,672
Total noninterest expense$491,0006,059
Salaries and employee benefits$304,0005,581
Premises and equipment expense$41,0007,269
Additional noninterest expense$146,0006,033
Pre-tax net operating income$61,0007,828
Securities gains (losses)$02,891
Applicable income taxes$92,0004,095
Income before extraordinary items$-31,0008,911
Extraordinary gains, net$021
Net income$-31,0008,908
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,000758
Cash dividends$60,0003,294
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-31,0008,813
2002-12-31 (YTD Data)Rank
Total interest income$4,771,0005,333
Total interest expense$2,021,0004,761
Net interest income$2,750,0005,592
Provision for loan and lease losses$80,0006,062
Total noninterest income$364,0006,011
Gross Fiduciary activities income$104,000987
Service charges on deposit accounts$59,0007,370
Trading account gains and fees$0153
Additional Noninterest Income$201,0005,023
Total noninterest expense$1,841,0006,177
Salaries and employee benefits$1,176,0005,556
Premises and equipment expense$235,0006,327
Additional noninterest expense$430,0006,932
Pre-tax net operating income$1,193,0004,731
Securities gains (losses)$04,537
Applicable income taxes$340,0004,220
Income before extraordinary items$853,0005,031
Extraordinary gains, net$070
Net income$853,0005,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0009,082
Cash dividends$218,0004,791
Sale, conversion, retirement of capital stock, net$0862
Net operating income$853,0004,901
2001-12-31 (YTD Data)Rank
Total interest income$5,013,0005,607
Total interest expense$2,566,0005,314
Net interest income$2,447,0005,782
Provision for loan and lease losses$20,0007,552
Total noninterest income$283,0006,561
Gross Fiduciary activities income$123,000952
Service charges on deposit accounts$53,0007,544
Trading account gains and fees$0177
Additional Noninterest Income$107,0006,284
Total noninterest expense$1,612,0006,555
Salaries and employee benefits$1,020,0005,911
Premises and equipment expense$212,0006,623
Additional noninterest expense$380,0007,301
Pre-tax net operating income$1,098,0004,658
Securities gains (losses)$04,612
Applicable income taxes$300,0004,267
Income before extraordinary items$798,0004,879
Extraordinary gains, net$0105
Net income$798,0004,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,392
Cash dividends$394,0003,936
Sale, conversion, retirement of capital stock, net$0922
Net operating income$798,0004,765
2000-12-31 (YTD Data)Rank
Total interest income$4,799,0005,890
Total interest expense$2,567,0005,460
Net interest income$2,232,0006,211
Provision for loan and lease losses$50,0006,512
Total noninterest income$204,0007,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$53,0007,545
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,452
Total noninterest expense$1,373,0007,062
Salaries and employee benefits$913,0006,269
Premises and equipment expense$190,0006,913
Additional noninterest expense$270,0008,189
Pre-tax net operating income$1,013,0005,223
Securities gains (losses)$01,956
Applicable income taxes$203,0005,351
Income before extraordinary items$810,0005,008
Extraordinary gains, net$038
Net income$810,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0001,993
Cash dividends$544,0003,408
Sale, conversion, retirement of capital stock, net$0969
Net operating income$810,0005,006
1999-12-31 (YTD Data)Rank
Total interest income$4,662,0005,821
Total interest expense$2,379,0005,368
Net interest income$2,283,0006,122
Provision for loan and lease losses$548,0001,642
Total noninterest income$221,0007,242
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$70,0007,352
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,590
Total noninterest expense$1,305,0007,282
Salaries and employee benefits$815,0006,687
Premises and equipment expense$141,0007,831
Additional noninterest expense$349,0007,712
Pre-tax net operating income$651,0006,516
Securities gains (losses)$03,155
Applicable income taxes$125,0006,576
Income before extraordinary items$526,0006,271
Extraordinary gains, net$035
Net income$526,0006,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0001,409
Cash dividends$345,0004,257
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$526,0006,253
1998-12-31 (YTD Data)Rank
Total interest income$4,749,0005,878
Total interest expense$2,387,0005,541
Net interest income$2,362,0006,040
Provision for loan and lease losses$150,0004,136
Total noninterest income$211,0007,450
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0007,918
Trading account gains and feesNANA
Additional Noninterest Income$156,0005,579
Total noninterest expense$1,321,0007,193
Salaries and employee benefits$851,0006,467
Premises and equipment expense$149,0007,670
Additional noninterest expense$321,0007,924
Pre-tax net operating income$1,102,0005,135
Securities gains (losses)$04,449
Applicable income taxes$361,0004,689
Income before extraordinary items$741,0005,431
Extraordinary gains, net$032
Net income$741,0005,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,906
Cash dividends$245,0005,005
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$741,0005,328
1997-12-31 (YTD Data)Rank
Total interest income$4,695,0006,051
Total interest expense$2,416,0005,537
Net interest income$2,279,0006,399
Provision for loan and lease losses$255,0002,900
Total noninterest income$181,0008,108
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$59,0008,175
Trading account gains and feesNANA
Additional Noninterest Income$122,0006,233
Total noninterest expense$1,245,0007,514
Salaries and employee benefits$795,0006,811
Premises and equipment expense$126,0008,337
Additional noninterest expense$324,0008,086
Pre-tax net operating income$960,0005,957
Securities gains (losses)$4,0002,936
Applicable income taxes$280,0005,917
Income before extraordinary items$684,0005,969
Extraordinary gains, net$044
Net income$684,0005,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$195,0005,470
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$681,1605,936
1996-12-31 (YTD Data)Rank
Total interest income$4,220,0006,654
Total interest expense$2,190,0006,068
Net interest income$2,030,0007,082
Provision for loan and lease losses$50,0006,559
Total noninterest income$147,0009,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$54,0008,722
Trading account gains and feesNANA
Additional Noninterest Income$93,0007,355
Total noninterest expense$1,131,0008,223
Salaries and employee benefits$771,0007,135
Premises and equipment expense$111,0008,998
Additional noninterest expense$249,0009,405
Pre-tax net operating income$996,0005,752
Securities gains (losses)$-3,0009,684
Applicable income taxes$317,0005,643
Income before extraordinary items$676,0005,864
Extraordinary gains, net$053
Net income$676,0005,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$126,0006,312
Sale, conversion, retirement of capital stock, net$0953
Net operating income$678,0405,802
1995-12-31 (YTD Data)Rank
Total interest income$4,030,0006,961
Total interest expense$2,105,0006,255
Net interest income$1,925,0007,475
Provision for loan and lease losses$45,0006,418
Total noninterest income$153,0009,259
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0009,016
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,354
Total noninterest expense$1,059,0008,723
Salaries and employee benefits$687,0007,801
Premises and equipment expense$125,0008,917
Additional noninterest expense$247,0009,853
Pre-tax net operating income$974,0006,104
Securities gains (losses)$-22,00010,616
Applicable income taxes$341,0005,550
Income before extraordinary items$611,0006,553
Extraordinary gains, net$065
Net income$611,0006,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$118,0006,537
Sale, conversion, retirement of capital stock, net$0809
Net operating income$625,0806,447
1994-12-31 (YTD Data)Rank
Total interest income$3,489,0007,338
Total interest expense$1,606,0006,590
Net interest income$1,883,0007,848
Provision for loan and lease losses$47,0006,315
Total noninterest income$157,0009,573
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,102
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,838
Total noninterest expense$1,136,0008,850
Salaries and employee benefits$681,0008,021
Premises and equipment expense$145,0008,686
Additional noninterest expense$310,0009,844
Pre-tax net operating income$857,0006,596
Securities gains (losses)$-1,0008,790
Applicable income taxes$258,0006,414
Income before extraordinary items$598,0006,566
Extraordinary gains, net$0249
Net income$598,0006,581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$66,0007,598
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$598,7006,617
1993-12-31 (YTD Data)Rank
Total interest income$3,370,0007,725
Total interest expense$1,600,0006,878
Net interest income$1,770,0008,319
Provision for loan and lease losses$35,0008,215
Total noninterest income$173,0009,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0009,580
Trading account gains and feesNANA
Additional Noninterest Income$110,0007,578
Total noninterest expense$1,202,0008,883
Salaries and employee benefits$727,0007,805
Premises and equipment expense$142,0009,126
Additional noninterest expense$333,00010,035
Pre-tax net operating income$706,0007,333
Securities gains (losses)$50,0003,394
Applicable income taxes$293,0006,165
Income before extraordinary items$463,0007,862
Extraordinary gains, net$03,149
Net income$463,0008,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00011,543
Cash dividends$90,0007,115
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$431,0007,864
1992-12-31 (YTD Data)Rank
Total interest income$3,374,0008,371
Total interest expense$1,770,0007,712
Net interest income$1,604,0008,947
Provision for loan and lease losses$011,756
Total noninterest income$147,00010,553
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0009,885
Trading account gains and feesNANA
Additional Noninterest Income$86,0008,594
Total noninterest expense$1,059,0009,709
Salaries and employee benefits$670,0008,220
Premises and equipment expense$107,00010,495
Additional noninterest expense$282,00011,101
Pre-tax net operating income$692,0007,145
Securities gains (losses)$1,0007,986
Applicable income taxes$260,0006,508
Income before extraordinary items$433,0007,904
Extraordinary gains, net$218,000401
Net income$651,0006,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0007,424
Cash dividends$87,0006,898
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$432,3607,555

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.