Home > Great Western Bank > Net charge- offs to loans

Great Western Bank, Net charge- offs to loans

2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3106%272
Percentage Net Loans Charged-off: Total real estate loans0.4277%67
Percentage Net Loans Charged-off:Construction & development-0.0477%4,168
Percentage Net Loans Charged-off: Commercial real estate0.6328%94
Percentage Net Loans Charged-off: Multi-family residential0.0687%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0003%3,261
Percentage Net Loans Charged-off: Home equity loans0.0227%197
All other 1-4 family - Percent of loans charged-off, net-0.0050%3,569
Percentage Net Loans Charged-off: Commercial and industrial0.1738%759
Percentage Net Loans Charged-off: Loans to individuals0.1977%1,545
Percentage Net Loans Charged-off: Credit card loans1.2788%256
Percentage Net Loans Charged-off: Other loans to individual-0.2178%4,360
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2605%314
Percentage Net Loans Charged-off: Total real estate loans0.3169%109
Percentage Net Loans Charged-off:Construction & development-0.0469%4,226
Percentage Net Loans Charged-off: Commercial real estate0.4549%107
Percentage Net Loans Charged-off: Multi-family residential0.0901%37
Percentage Net Loans Charged-off: 1-4 family residential0.0073%755
Percentage Net Loans Charged-off: Home equity loans0.0190%179
All other 1-4 family - Percent of loans charged-off, net0.0049%766
Percentage Net Loans Charged-off: Commercial and industrial0.2935%483
Percentage Net Loans Charged-off: Loans to individuals0.1546%1,554
Percentage Net Loans Charged-off: Credit card loans1.2771%263
Percentage Net Loans Charged-off: Other loans to individual-0.2707%4,408
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2900%305
Percentage Net Loans Charged-off: Total real estate loans0.3738%96
Percentage Net Loans Charged-off:Construction & development-0.0469%4,276
Percentage Net Loans Charged-off: Commercial real estate0.5247%101
Percentage Net Loans Charged-off: Multi-family residential0.1341%22
Percentage Net Loans Charged-off: 1-4 family residential-0.0039%3,603
Percentage Net Loans Charged-off: Home equity loans-0.0340%3,422
All other 1-4 family - Percent of loans charged-off, net0.0025%719
Percentage Net Loans Charged-off: Commercial and industrial0.2677%452
Percentage Net Loans Charged-off: Loans to individuals-0.1458%4,183
Percentage Net Loans Charged-off: Credit card loans0.5328%355
Percentage Net Loans Charged-off: Other loans to individual-0.4014%4,469
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3385%250
Percentage Net Loans Charged-off: Total real estate loans0.3484%97
Percentage Net Loans Charged-off:Construction & development-0.0601%4,356
Percentage Net Loans Charged-off: Commercial real estate0.5831%72
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0094%478
Percentage Net Loans Charged-off: Home equity loans-0.0258%3,453
All other 1-4 family - Percent of loans charged-off, net0.0172%407
Percentage Net Loans Charged-off: Commercial and industrial0.5831%225
Percentage Net Loans Charged-off: Loans to individuals0.3382%970
Percentage Net Loans Charged-off: Credit card loans1.6006%228
Percentage Net Loans Charged-off: Other loans to individual-0.1479%4,081
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6454%233
Percentage Net Loans Charged-off: Total real estate loans0.5667%104
Percentage Net Loans Charged-off:Construction & development-0.0605%4,353
Percentage Net Loans Charged-off: Commercial real estate0.8614%135
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0040%1,442
Percentage Net Loans Charged-off: Home equity loans-0.0220%3,428
All other 1-4 family - Percent of loans charged-off, net0.0110%1,223
Percentage Net Loans Charged-off: Commercial and industrial0.7216%522
Percentage Net Loans Charged-off: Loans to individuals4.1218%113
Percentage Net Loans Charged-off: Credit card loans14.5890%21
Percentage Net Loans Charged-off: Other loans to individual0.0388%2,722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4457%354
Percentage Net Loans Charged-off: Total real estate loans0.1335%413
Percentage Net Loans Charged-off:Construction & development-0.0181%4,252
Percentage Net Loans Charged-off: Commercial real estate0.1441%379
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%3,980
Percentage Net Loans Charged-off: Home equity loans-0.0994%3,623
All other 1-4 family - Percent of loans charged-off, net0.0190%939
Percentage Net Loans Charged-off: Commercial and industrial0.8238%410
Percentage Net Loans Charged-off: Loans to individuals5.3130%74
Percentage Net Loans Charged-off: Credit card loans18.7971%14
Percentage Net Loans Charged-off: Other loans to individual0.0545%2,488
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3656%436
Percentage Net Loans Charged-off: Total real estate loans0.1546%356
Percentage Net Loans Charged-off:Construction & development-0.0610%4,419
Percentage Net Loans Charged-off: Commercial real estate0.1412%326
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0057%3,969
Percentage Net Loans Charged-off: Home equity loans-0.1522%3,671
All other 1-4 family - Percent of loans charged-off, net0.0369%678
Percentage Net Loans Charged-off: Commercial and industrial0.8667%387
Percentage Net Loans Charged-off: Loans to individuals7.7503%47
Percentage Net Loans Charged-off: Credit card loans26.9781%8
Percentage Net Loans Charged-off: Other loans to individual0.0437%2,392
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3572%397
Percentage Net Loans Charged-off: Total real estate loans0.1925%250
Percentage Net Loans Charged-off:Construction & development-0.0516%4,449
Percentage Net Loans Charged-off: Commercial real estate0.1464%209
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0359%4,539
Percentage Net Loans Charged-off: Home equity loans-0.2166%3,709
All other 1-4 family - Percent of loans charged-off, net0.0203%640
Percentage Net Loans Charged-off: Commercial and industrial1.0257%314
Percentage Net Loans Charged-off: Loans to individuals3.6520%164
Percentage Net Loans Charged-off: Credit card loans12.3318%35
Percentage Net Loans Charged-off: Other loans to individual0.0326%2,148
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3820%514
Percentage Net Loans Charged-off: Total real estate loans0.0472%1,158
Percentage Net Loans Charged-off:Construction & development-0.0544%4,434
Percentage Net Loans Charged-off: Commercial real estate0.0112%977
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0396%1,157
Percentage Net Loans Charged-off: Home equity loans0.1057%269
All other 1-4 family - Percent of loans charged-off, net0.0150%1,448
Percentage Net Loans Charged-off: Commercial and industrial0.5400%840
Percentage Net Loans Charged-off: Loans to individuals1.3222%570
Percentage Net Loans Charged-off: Credit card loans3.8093%149
Percentage Net Loans Charged-off: Other loans to individual0.2593%2,116
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4245%394
Percentage Net Loans Charged-off: Total real estate loans0.0659%811
Percentage Net Loans Charged-off:Construction & development-0.0477%4,486
Percentage Net Loans Charged-off: Commercial real estate0.0147%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.0526%858
Percentage Net Loans Charged-off: Home equity loans0.1260%202
All other 1-4 family - Percent of loans charged-off, net0.0242%1,094
Percentage Net Loans Charged-off: Commercial and industrial0.5876%664
Percentage Net Loans Charged-off: Loans to individuals1.3297%549
Percentage Net Loans Charged-off: Credit card loans3.6966%148
Percentage Net Loans Charged-off: Other loans to individual0.3247%1,772
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4771%334
Percentage Net Loans Charged-off: Total real estate loans0.0786%654
Percentage Net Loans Charged-off:Construction & development-0.0506%4,534
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,434
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0899%552
Percentage Net Loans Charged-off: Home equity loans0.2202%122
All other 1-4 family - Percent of loans charged-off, net0.0375%802
Percentage Net Loans Charged-off: Commercial and industrial0.6429%565
Percentage Net Loans Charged-off: Loans to individuals0.5405%1,304
Percentage Net Loans Charged-off: Credit card loans1.5885%327
Percentage Net Loans Charged-off: Other loans to individual0.0909%2,377
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2401%606
Percentage Net Loans Charged-off: Total real estate loans0.1604%320
Percentage Net Loans Charged-off:Construction & development-0.0414%4,607
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,564
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.1042%428
Percentage Net Loans Charged-off: Home equity loans0.2836%89
All other 1-4 family - Percent of loans charged-off, net0.0295%692
Percentage Net Loans Charged-off: Commercial and industrial0.0017%1,101
Percentage Net Loans Charged-off: Loans to individuals0.5124%1,276
Percentage Net Loans Charged-off: Credit card loans1.5031%309
Percentage Net Loans Charged-off: Other loans to individual0.0806%2,106
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1750%1,100
Percentage Net Loans Charged-off: Total real estate loans0.0855%857
Percentage Net Loans Charged-off:Construction & development-0.0251%4,413
Percentage Net Loans Charged-off: Commercial real estate0.1279%528
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0323%1,460
Percentage Net Loans Charged-off: Home equity loans0.1197%293
All other 1-4 family - Percent of loans charged-off, net-0.0116%4,480
Percentage Net Loans Charged-off: Commercial and industrial0.2108%1,299
Percentage Net Loans Charged-off: Loans to individuals0.6988%1,182
Percentage Net Loans Charged-off: Credit card loans2.1545%284
Percentage Net Loans Charged-off: Other loans to individual0.1024%2,813
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1846%909
Percentage Net Loans Charged-off: Total real estate loans0.0884%674
Percentage Net Loans Charged-off:Construction & development-0.0237%4,450
Percentage Net Loans Charged-off: Commercial real estate0.1402%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0124%1,568
Percentage Net Loans Charged-off: Home equity loans0.0919%293
All other 1-4 family - Percent of loans charged-off, net-0.0288%4,744
Percentage Net Loans Charged-off: Commercial and industrial0.1657%1,181
Percentage Net Loans Charged-off: Loans to individuals0.7743%980
Percentage Net Loans Charged-off: Credit card loans2.4125%246
Percentage Net Loans Charged-off: Other loans to individual0.1132%2,530
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1668%933
Percentage Net Loans Charged-off: Total real estate loans0.0997%556
Percentage Net Loans Charged-off:Construction & development-0.0212%4,509
Percentage Net Loans Charged-off: Commercial real estate0.1811%264
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0160%1,298
Percentage Net Loans Charged-off: Home equity loans0.1165%234
All other 1-4 family - Percent of loans charged-off, net-0.0381%4,863
Percentage Net Loans Charged-off: Commercial and industrial0.2470%869
Percentage Net Loans Charged-off: Loans to individuals0.9508%760
Percentage Net Loans Charged-off: Credit card loans2.6016%225
Percentage Net Loans Charged-off: Other loans to individual0.2931%1,720
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1636%869
Percentage Net Loans Charged-off: Total real estate loans0.0977%495
Percentage Net Loans Charged-off:Construction & development-0.0101%4,542
Percentage Net Loans Charged-off: Commercial real estate0.1595%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%4,247
Percentage Net Loans Charged-off: Home equity loans0.0646%219
All other 1-4 family - Percent of loans charged-off, net-0.0418%5,004
Percentage Net Loans Charged-off: Commercial and industrial0.4423%491
Percentage Net Loans Charged-off: Loans to individuals1.2634%618
Percentage Net Loans Charged-off: Credit card loans3.4616%163
Percentage Net Loans Charged-off: Other loans to individual0.4054%1,372
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2454%1,061
Percentage Net Loans Charged-off: Total real estate loans0.0364%1,725
Percentage Net Loans Charged-off:Construction & development-0.0387%4,624
Percentage Net Loans Charged-off: Commercial real estate0.0661%840
Percentage Net Loans Charged-off: Multi-family residential-0.0185%4,430
Percentage Net Loans Charged-off: 1-4 family residential0.0545%1,477
Percentage Net Loans Charged-off: Home equity loans0.1036%406
All other 1-4 family - Percent of loans charged-off, net0.0238%1,861
Percentage Net Loans Charged-off: Commercial and industrial0.8734%692
Percentage Net Loans Charged-off: Loans to individuals0.8224%1,101
Percentage Net Loans Charged-off: Credit card loans2.7503%230
Percentage Net Loans Charged-off: Other loans to individual0.1550%2,787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2687%807
Percentage Net Loans Charged-off: Total real estate loans0.0410%1,412
Percentage Net Loans Charged-off:Construction & development-0.0456%4,691
Percentage Net Loans Charged-off: Commercial real estate0.0799%608
Percentage Net Loans Charged-off: Multi-family residential-0.0239%4,466
Percentage Net Loans Charged-off: 1-4 family residential0.0454%1,453
Percentage Net Loans Charged-off: Home equity loans0.0983%383
All other 1-4 family - Percent of loans charged-off, net0.0116%1,808
Percentage Net Loans Charged-off: Commercial and industrial1.0568%478
Percentage Net Loans Charged-off: Loans to individuals0.7911%1,065
Percentage Net Loans Charged-off: Credit card loans2.8452%209
Percentage Net Loans Charged-off: Other loans to individual0.0998%2,806
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2823%720
Percentage Net Loans Charged-off: Total real estate loans0.0543%1,138
Percentage Net Loans Charged-off:Construction & development-0.0497%4,743
Percentage Net Loans Charged-off: Commercial real estate0.1148%445
Percentage Net Loans Charged-off: Multi-family residential-0.0350%4,523
Percentage Net Loans Charged-off: 1-4 family residential0.0274%1,486
Percentage Net Loans Charged-off: Home equity loans0.0484%397
All other 1-4 family - Percent of loans charged-off, net0.0137%1,549
Percentage Net Loans Charged-off: Commercial and industrial0.8756%470
Percentage Net Loans Charged-off: Loans to individuals0.7410%1,094
Percentage Net Loans Charged-off: Credit card loans2.9433%204
Percentage Net Loans Charged-off: Other loans to individual0.0139%2,899
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3704%496
Percentage Net Loans Charged-off: Total real estate loans0.1069%629
Percentage Net Loans Charged-off:Construction & development-0.0755%4,936
Percentage Net Loans Charged-off: Commercial real estate0.2331%209
Percentage Net Loans Charged-off: Multi-family residential-0.0671%4,589
Percentage Net Loans Charged-off: 1-4 family residential0.0113%1,263
Percentage Net Loans Charged-off: Home equity loans0.0369%319
All other 1-4 family - Percent of loans charged-off, net-0.0055%4,589
Percentage Net Loans Charged-off: Commercial and industrial0.5501%480
Percentage Net Loans Charged-off: Loans to individuals0.9008%932
Percentage Net Loans Charged-off: Credit card loans3.3364%175
Percentage Net Loans Charged-off: Other loans to individual0.1085%2,154
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1758%1,561
Percentage Net Loans Charged-off: Total real estate loans0.0708%1,506
Percentage Net Loans Charged-off:Construction & development-0.0354%4,695
Percentage Net Loans Charged-off: Commercial real estate0.1028%844
Percentage Net Loans Charged-off: Multi-family residential-0.0014%4,526
Percentage Net Loans Charged-off: 1-4 family residential0.0477%1,932
Percentage Net Loans Charged-off: Home equity loans-0.0003%3,866
All other 1-4 family - Percent of loans charged-off, net0.0809%1,475
Percentage Net Loans Charged-off: Commercial and industrial0.2963%1,322
Percentage Net Loans Charged-off: Loans to individuals1.6877%463
Percentage Net Loans Charged-off: Credit card loans3.3519%156
Percentage Net Loans Charged-off: Other loans to individual1.1502%703
Percentage Net Loans Charged-off: All other loans and lease0.3180%807
Percentage Net Loans Charged-off:Coml. RE not secured by RE538.0705%1
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1573%1,436
Percentage Net Loans Charged-off: Total real estate loans0.0919%1,107
Percentage Net Loans Charged-off:Construction & development-0.0390%4,766
Percentage Net Loans Charged-off: Commercial real estate0.1471%569
Percentage Net Loans Charged-off: Multi-family residential-0.0015%4,571
Percentage Net Loans Charged-off: 1-4 family residential0.0745%1,414
Percentage Net Loans Charged-off: Home equity loans0.0151%661
All other 1-4 family - Percent of loans charged-off, net0.1159%1,081
Percentage Net Loans Charged-off: Commercial and industrial0.1865%1,299
Percentage Net Loans Charged-off: Loans to individuals1.6126%429
Percentage Net Loans Charged-off: Credit card loans3.4428%138
Percentage Net Loans Charged-off: Other loans to individual1.0230%731
Percentage Net Loans Charged-off: All other loans and lease0.2519%744
Percentage Net Loans Charged-off:Coml. RE not secured by RE413.5490%1
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1237%1,601
Percentage Net Loans Charged-off: Total real estate loans0.0398%1,602
Percentage Net Loans Charged-off:Construction & development-0.0317%4,821
Percentage Net Loans Charged-off: Commercial real estate0.0218%827
Percentage Net Loans Charged-off: Multi-family residential-0.0027%4,605
Percentage Net Loans Charged-off: 1-4 family residential0.0777%1,302
Percentage Net Loans Charged-off: Home equity loans-0.0113%3,975
All other 1-4 family - Percent of loans charged-off, net0.1408%894
Percentage Net Loans Charged-off: Commercial and industrial0.2917%956
Percentage Net Loans Charged-off: Loans to individuals1.5237%471
Percentage Net Loans Charged-off: Credit card loans3.3350%152
Percentage Net Loans Charged-off: Other loans to individual0.9265%769
Percentage Net Loans Charged-off: All other loans and lease0.1703%743
Percentage Net Loans Charged-off:Coml. RE not secured by RE439.8055%1
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%1,543
Percentage Net Loans Charged-off: Total real estate loans0.0308%1,357
Percentage Net Loans Charged-off:Construction & development-0.0428%4,960
Percentage Net Loans Charged-off: Commercial real estate0.0587%455
Percentage Net Loans Charged-off: Multi-family residential-0.0046%4,650
Percentage Net Loans Charged-off: 1-4 family residential0.0571%1,164
Percentage Net Loans Charged-off: Home equity loans-0.0139%4,028
All other 1-4 family - Percent of loans charged-off, net0.1092%857
Percentage Net Loans Charged-off: Commercial and industrial0.0236%1,151
Percentage Net Loans Charged-off: Loans to individuals1.5362%520
Percentage Net Loans Charged-off: Credit card loans3.4174%154
Percentage Net Loans Charged-off: Other loans to individual0.8658%822
Percentage Net Loans Charged-off: All other loans and lease0.2654%514
Percentage Net Loans Charged-off:Coml. RE not secured by RE336.7247%2
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1425%1,924
Percentage Net Loans Charged-off: Total real estate loans0.0013%3,290
Percentage Net Loans Charged-off:Construction & development-0.0447%4,880
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,029
Percentage Net Loans Charged-off: Multi-family residential0.0796%214
Percentage Net Loans Charged-off: 1-4 family residential0.0170%2,803
Percentage Net Loans Charged-off: Home equity loans0.0377%833
All other 1-4 family - Percent of loans charged-off, net0.0023%2,909
Percentage Net Loans Charged-off: Commercial and industrial0.6935%803
Percentage Net Loans Charged-off: Loans to individuals1.0059%782
Percentage Net Loans Charged-off: Credit card loans2.7495%220
Percentage Net Loans Charged-off: Other loans to individual0.4625%1,597
Percentage Net Loans Charged-off: All other loans and lease0.0384%1,230
Percentage Net Loans Charged-off:Coml. RE not secured by RE658.7291%1
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1926%1,327
Percentage Net Loans Charged-off: Total real estate loans-0.0015%4,652
Percentage Net Loans Charged-off:Construction & development-0.0444%4,964
Percentage Net Loans Charged-off: Commercial real estate-0.0041%5,099
Percentage Net Loans Charged-off: Multi-family residential0.0938%174
Percentage Net Loans Charged-off: 1-4 family residential-0.0040%5,079
Percentage Net Loans Charged-off: Home equity loans0.0178%786
All other 1-4 family - Percent of loans charged-off, net-0.0194%5,409
Percentage Net Loans Charged-off: Commercial and industrial0.9050%536
Percentage Net Loans Charged-off: Loans to individuals1.8281%347
Percentage Net Loans Charged-off: Credit card loans3.0462%182
Percentage Net Loans Charged-off: Other loans to individual1.4606%386
Percentage Net Loans Charged-off: All other loans and lease0.0456%1,080
Percentage Net Loans Charged-off:Coml. RE not secured by RE835.0599%1
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2810%936
Percentage Net Loans Charged-off: Total real estate loans0.0512%1,916
Percentage Net Loans Charged-off:Construction & development-0.0472%5,031
Percentage Net Loans Charged-off: Commercial real estate0.1026%769
Percentage Net Loans Charged-off: Multi-family residential0.1391%130
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%5,213
Percentage Net Loans Charged-off: Home equity loans0.0070%706
All other 1-4 family - Percent of loans charged-off, net-0.0180%5,427
Percentage Net Loans Charged-off: Commercial and industrial1.2411%374
Percentage Net Loans Charged-off: Loans to individuals1.0915%656
Percentage Net Loans Charged-off: Credit card loans2.6936%200
Percentage Net Loans Charged-off: Other loans to individual0.6197%1,035
Percentage Net Loans Charged-off: All other loans and lease0.0477%956
Percentage Net Loans Charged-off:Coml. RE not secured by RE1,193.2200%1
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5163%484
Percentage Net Loans Charged-off: Total real estate loans0.1054%1,153
Percentage Net Loans Charged-off:Construction & development-0.0226%5,034
Percentage Net Loans Charged-off: Commercial real estate0.2223%408
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.0058%1,802
Percentage Net Loans Charged-off: Home equity loans-0.0047%4,190
All other 1-4 family - Percent of loans charged-off, net0.0130%1,636
Percentage Net Loans Charged-off: Commercial and industrial2.4113%168
Percentage Net Loans Charged-off: Loans to individuals0.8447%871
Percentage Net Loans Charged-off: Credit card loans3.3682%164
Percentage Net Loans Charged-off: Other loans to individual0.1208%2,090
Percentage Net Loans Charged-off: All other loans and lease0.0056%901
Percentage Net Loans Charged-off:Coml. RE not secured by RE2,113.8983%1
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1363%2,655
Percentage Net Loans Charged-off: Total real estate loans0.0938%2,443
Percentage Net Loans Charged-off:Construction & development-0.0559%5,162
Percentage Net Loans Charged-off: Commercial real estate0.1549%1,336
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0500%2,921
Percentage Net Loans Charged-off: Home equity loans0.0237%1,098
All other 1-4 family - Percent of loans charged-off, net0.0675%2,624
Percentage Net Loans Charged-off: Commercial and industrial0.1826%1,873
Percentage Net Loans Charged-off: Loans to individuals0.8733%1,079
Percentage Net Loans Charged-off: Credit card loans2.1683%307
Percentage Net Loans Charged-off: Other loans to individual0.5570%1,550
Percentage Net Loans Charged-off: All other loans and lease0.1706%935
Percentage Net Loans Charged-off:Coml. RE not secured by RE303.1050%3
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2036%1,843
Percentage Net Loans Charged-off: Total real estate loans0.1227%1,920
Percentage Net Loans Charged-off:Construction & development-0.0367%5,152
Percentage Net Loans Charged-off: Commercial real estate0.2041%1,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0377%2,774
Percentage Net Loans Charged-off: Home equity loans-0.0036%4,358
All other 1-4 family - Percent of loans charged-off, net0.0648%2,374
Percentage Net Loans Charged-off: Commercial and industrial0.3601%1,248
Percentage Net Loans Charged-off: Loans to individuals0.8084%1,089
Percentage Net Loans Charged-off: Credit card loans2.4393%253
Percentage Net Loans Charged-off: Other loans to individual0.4259%1,707
Percentage Net Loans Charged-off: All other loans and lease0.2476%752
Percentage Net Loans Charged-off:Coml. RE not secured by RE492.4052%2
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2388%1,613
Percentage Net Loans Charged-off: Total real estate loans0.1981%1,373
Percentage Net Loans Charged-off:Construction & development-0.0517%5,283
Percentage Net Loans Charged-off: Commercial real estate0.3365%745
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0440%2,455
Percentage Net Loans Charged-off: Home equity loans-0.0146%4,434
All other 1-4 family - Percent of loans charged-off, net0.0821%2,038
Percentage Net Loans Charged-off: Commercial and industrial0.2125%1,361
Percentage Net Loans Charged-off: Loans to individuals0.5526%1,415
Percentage Net Loans Charged-off: Credit card loans2.1707%286
Percentage Net Loans Charged-off: Other loans to individual0.1867%2,337
Percentage Net Loans Charged-off: All other loans and lease0.4054%543
Percentage Net Loans Charged-off:Coml. RE not secured by RE484.0966%2
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3826%953
Percentage Net Loans Charged-off: Total real estate loans0.3757%751
Percentage Net Loans Charged-off:Construction & development-0.0132%5,233
Percentage Net Loans Charged-off: Commercial real estate0.6188%383
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0759%1,701
Percentage Net Loans Charged-off: Home equity loans-0.0185%4,468
All other 1-4 family - Percent of loans charged-off, net0.1359%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.2238%888
Percentage Net Loans Charged-off: Loans to individuals0.4047%1,650
Percentage Net Loans Charged-off: Credit card loans1.2984%358
Percentage Net Loans Charged-off: Other loans to individual0.2098%2,017
Percentage Net Loans Charged-off: All other loans and lease0.6254%380
Percentage Net Loans Charged-off:Coml. RE not secured by RE667.6460%1
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3121%2,122
Percentage Net Loans Charged-off: Total real estate loans0.3999%1,401
Percentage Net Loans Charged-off:Construction & development0.8045%908
Percentage Net Loans Charged-off: Commercial real estate0.3396%1,347
Percentage Net Loans Charged-off: Multi-family residential2.6406%168
Percentage Net Loans Charged-off: 1-4 family residential0.1979%2,245
Percentage Net Loans Charged-off: Home equity loans0.1660%1,112
All other 1-4 family - Percent of loans charged-off, net0.2161%2,073
Percentage Net Loans Charged-off: Commercial and industrial0.0049%3,084
Percentage Net Loans Charged-off: Loans to individuals0.8519%1,357
Percentage Net Loans Charged-off: Credit card loans1.8072%386
Percentage Net Loans Charged-off: Other loans to individual0.7033%1,488
Percentage Net Loans Charged-off: All other loans and lease0.3404%782
Percentage Net Loans Charged-off:Coml. RE not secured by RE202.7295%3
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4419%1,456
Percentage Net Loans Charged-off: Total real estate loans0.5524%969
Percentage Net Loans Charged-off:Construction & development1.1736%718
Percentage Net Loans Charged-off: Commercial real estate0.4805%991
Percentage Net Loans Charged-off: Multi-family residential3.4199%117
Percentage Net Loans Charged-off: 1-4 family residential0.2441%1,854
Percentage Net Loans Charged-off: Home equity loans0.2077%955
All other 1-4 family - Percent of loans charged-off, net0.2644%1,735
Percentage Net Loans Charged-off: Commercial and industrial0.0734%2,361
Percentage Net Loans Charged-off: Loans to individuals0.7808%1,328
Percentage Net Loans Charged-off: Credit card loans1.9386%363
Percentage Net Loans Charged-off: Other loans to individual0.6163%1,498
Percentage Net Loans Charged-off: All other loans and lease0.4890%626
Percentage Net Loans Charged-off:Coml. RE not secured by RE323.1272%1
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6026%1,099
Percentage Net Loans Charged-off: Total real estate loans0.7581%752
Percentage Net Loans Charged-off:Construction & development1.6258%575
Percentage Net Loans Charged-off: Commercial real estate0.6235%759
Percentage Net Loans Charged-off: Multi-family residential4.9986%74
Percentage Net Loans Charged-off: 1-4 family residential0.3137%1,548
Percentage Net Loans Charged-off: Home equity loans0.2688%796
All other 1-4 family - Percent of loans charged-off, net0.3378%1,423
Percentage Net Loans Charged-off: Commercial and industrial0.1188%1,934
Percentage Net Loans Charged-off: Loans to individuals0.6856%1,421
Percentage Net Loans Charged-off: Credit card loans2.2827%312
Percentage Net Loans Charged-off: Other loans to individual0.4771%1,701
Percentage Net Loans Charged-off: All other loans and lease0.6582%496
Percentage Net Loans Charged-off:Coml. RE not secured by RE430.9161%2
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3862%1,488
Percentage Net Loans Charged-off: Total real estate loans0.6168%851
Percentage Net Loans Charged-off:Construction & development0.8362%586
Percentage Net Loans Charged-off: Commercial real estate1.0923%412
Percentage Net Loans Charged-off: Multi-family residential0.1236%240
Percentage Net Loans Charged-off: 1-4 family residential0.1539%1,852
Percentage Net Loans Charged-off: Home equity loans0.0888%715
All other 1-4 family - Percent of loans charged-off, net0.1882%1,611
Percentage Net Loans Charged-off: Commercial and industrial-0.0363%5,177
Percentage Net Loans Charged-off: Loans to individuals0.6833%1,335
Percentage Net Loans Charged-off: Credit card loans1.9662%341
Percentage Net Loans Charged-off: Other loans to individual0.5282%1,452
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RE-25.4685%1,333
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5669%2,031
Percentage Net Loans Charged-off: Total real estate loans0.8043%1,279
Percentage Net Loans Charged-off:Construction & development6.1144%451
Percentage Net Loans Charged-off: Commercial real estate0.4297%1,693
Percentage Net Loans Charged-off: Multi-family residential-0.0005%5,418
Percentage Net Loans Charged-off: 1-4 family residential0.0917%3,735
Percentage Net Loans Charged-off: Home equity loans-0.0015%4,928
All other 1-4 family - Percent of loans charged-off, net0.1378%3,245
Percentage Net Loans Charged-off: Commercial and industrial0.0836%3,209
Percentage Net Loans Charged-off: Loans to individuals1.4337%937
Percentage Net Loans Charged-off: Credit card loans2.5473%355
Percentage Net Loans Charged-off: Other loans to individual1.3364%927
Percentage Net Loans Charged-off: All other loans and lease0.0634%1,338
Percentage Net Loans Charged-off:Coml. RE not secured by RE42.4809%21
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6119%1,796
Percentage Net Loans Charged-off: Total real estate loans0.8541%1,159
Percentage Net Loans Charged-off:Construction & development6.0972%460
Percentage Net Loans Charged-off: Commercial real estate0.5056%1,381
Percentage Net Loans Charged-off: Multi-family residential-0.0007%5,464
Percentage Net Loans Charged-off: 1-4 family residential0.1275%3,203
Percentage Net Loans Charged-off: Home equity loans0.0281%1,519
All other 1-4 family - Percent of loans charged-off, net0.1761%2,782
Percentage Net Loans Charged-off: Commercial and industrial0.1437%2,681
Percentage Net Loans Charged-off: Loans to individuals1.6980%746
Percentage Net Loans Charged-off: Credit card loans3.1396%280
Percentage Net Loans Charged-off: Other loans to individual1.5820%716
Percentage Net Loans Charged-off: All other loans and lease-0.0007%5,778
Percentage Net Loans Charged-off:Coml. RE not secured by RE66.5245%15
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8791%1,251
Percentage Net Loans Charged-off: Total real estate loans1.2356%775
Percentage Net Loans Charged-off:Construction & development8.7354%316
Percentage Net Loans Charged-off: Commercial real estate0.7223%1,012
Percentage Net Loans Charged-off: Multi-family residential-0.0010%5,474
Percentage Net Loans Charged-off: 1-4 family residential0.1312%2,962
Percentage Net Loans Charged-off: Home equity loans0.0703%1,260
All other 1-4 family - Percent of loans charged-off, net0.1615%2,653
Percentage Net Loans Charged-off: Commercial and industrial0.2773%2,080
Percentage Net Loans Charged-off: Loans to individuals1.0329%1,211
Percentage Net Loans Charged-off: Credit card loans6.1051%117
Percentage Net Loans Charged-off: Other loans to individual0.6422%1,616
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RE114.6108%13
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0584%974
Percentage Net Loans Charged-off: Total real estate loans1.4847%607
Percentage Net Loans Charged-off:Construction & development8.3269%299
Percentage Net Loans Charged-off: Commercial real estate1.2358%562
Percentage Net Loans Charged-off: Multi-family residential-0.0021%5,520
Percentage Net Loans Charged-off: 1-4 family residential0.0462%2,798
Percentage Net Loans Charged-off: Home equity loans0.0676%952
All other 1-4 family - Percent of loans charged-off, net0.0348%2,667
Percentage Net Loans Charged-off: Commercial and industrial0.3508%1,426
Percentage Net Loans Charged-off: Loans to individuals1.0727%1,088
Percentage Net Loans Charged-off: Credit card loans11.8667%50
Percentage Net Loans Charged-off: Other loans to individual0.2643%2,163
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RE127.2385%5
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7707%2,227
Percentage Net Loans Charged-off: Total real estate loans0.8265%1,901
Percentage Net Loans Charged-off:Construction & development2.8803%1,426
Percentage Net Loans Charged-off: Commercial real estate0.7788%1,522
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.4907%2,254
Percentage Net Loans Charged-off: Home equity loans0.7209%1,039
All other 1-4 family - Percent of loans charged-off, net0.3878%2,478
Percentage Net Loans Charged-off: Commercial and industrial1.0431%1,940
Percentage Net Loans Charged-off: Loans to individuals0.6247%2,430
Percentage Net Loans Charged-off: Credit card loans0.4574%878
Percentage Net Loans Charged-off: Other loans to individual0.5811%2,271
Percentage Net Loans Charged-off: All other loans and lease0.1197%1,283
Percentage Net Loans Charged-off:Coml. RE not secured by RE141.3448%10
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9464%1,707
Percentage Net Loans Charged-off: Total real estate loans1.0290%1,410
Percentage Net Loans Charged-off:Construction & development3.2586%1,199
Percentage Net Loans Charged-off: Commercial real estate1.0638%996
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.5507%1,889
Percentage Net Loans Charged-off: Home equity loans0.7843%880
All other 1-4 family - Percent of loans charged-off, net0.4498%2,056
Percentage Net Loans Charged-off: Commercial and industrial1.2360%1,549
Percentage Net Loans Charged-off: Loans to individuals0.5177%2,495
Percentage Net Loans Charged-off: Credit card loans0.7328%770
Percentage Net Loans Charged-off: Other loans to individual0.4546%2,395
Percentage Net Loans Charged-off: All other loans and lease0.1724%1,079
Percentage Net Loans Charged-off:Coml. RE not secured by RE125.3916%10
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0230%1,543
Percentage Net Loans Charged-off: Total real estate loans0.9996%1,400
Percentage Net Loans Charged-off:Construction & development3.1131%1,111
Percentage Net Loans Charged-off: Commercial real estate0.9864%1,000
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.6247%1,688
Percentage Net Loans Charged-off: Home equity loans0.8796%766
All other 1-4 family - Percent of loans charged-off, net0.5190%1,793
Percentage Net Loans Charged-off: Commercial and industrial1.7586%1,124
Percentage Net Loans Charged-off: Loans to individuals0.3154%2,961
Percentage Net Loans Charged-off: Credit card loans0.8859%666
Percentage Net Loans Charged-off: Other loans to individual0.2499%2,904
Percentage Net Loans Charged-off: All other loans and lease0.2746%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE151.0184%9
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7202%1,776
Percentage Net Loans Charged-off: Total real estate loans0.6962%1,555
Percentage Net Loans Charged-off:Construction & development0.4920%1,376
Percentage Net Loans Charged-off: Commercial real estate1.0623%754
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.6139%1,364
Percentage Net Loans Charged-off: Home equity loans1.4373%444
All other 1-4 family - Percent of loans charged-off, net0.2847%1,874
Percentage Net Loans Charged-off: Commercial and industrial1.4746%1,020
Percentage Net Loans Charged-off: Loans to individuals-0.0360%5,983
Percentage Net Loans Charged-off: Credit card loans-0.2269%1,368
Percentage Net Loans Charged-off: Other loans to individual-0.0210%5,916
Percentage Net Loans Charged-off: All other loans and lease-0.0346%6,053
Percentage Net Loans Charged-off:Coml. RE not secured by RE120.1451%6
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6225%3,166
Percentage Net Loans Charged-off: Total real estate loans0.6882%2,469
Percentage Net Loans Charged-off:Construction & development3.0346%1,741
Percentage Net Loans Charged-off: Commercial real estate0.2203%2,748
Percentage Net Loans Charged-off: Multi-family residential-0.0577%5,900
Percentage Net Loans Charged-off: 1-4 family residential0.6472%1,931
Percentage Net Loans Charged-off: Home equity loans0.6309%1,133
All other 1-4 family - Percent of loans charged-off, net0.6537%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.8179%2,783
Percentage Net Loans Charged-off: Loans to individuals0.5942%3,122
Percentage Net Loans Charged-off: Credit card loans2.3258%618
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0056%1,975
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.0325%54
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5952%2,957
Percentage Net Loans Charged-off: Total real estate loans0.5971%2,463
Percentage Net Loans Charged-off:Construction & development1.8957%1,882
Percentage Net Loans Charged-off: Commercial real estate0.3164%2,124
Percentage Net Loans Charged-off: Multi-family residential-0.0804%5,939
Percentage Net Loans Charged-off: 1-4 family residential0.6800%1,706
Percentage Net Loans Charged-off: Home equity loans0.5332%1,077
All other 1-4 family - Percent of loans charged-off, net0.7387%1,553
Percentage Net Loans Charged-off: Commercial and industrial1.1016%2,116
Percentage Net Loans Charged-off: Loans to individuals0.2921%3,842
Percentage Net Loans Charged-off: Credit card loans2.6308%537
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0081%1,764
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.3977%46
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7843%2,284
Percentage Net Loans Charged-off: Total real estate loans0.7742%1,924
Percentage Net Loans Charged-off:Construction & development2.7562%1,422
Percentage Net Loans Charged-off: Commercial real estate0.4138%1,599
Percentage Net Loans Charged-off: Multi-family residential0.1271%655
Percentage Net Loans Charged-off: 1-4 family residential0.9915%1,199
Percentage Net Loans Charged-off: Home equity loans0.6865%849
All other 1-4 family - Percent of loans charged-off, net1.1220%1,069
Percentage Net Loans Charged-off: Commercial and industrial1.5596%1,570
Percentage Net Loans Charged-off: Loans to individuals0.1054%4,282
Percentage Net Loans Charged-off: Credit card loans2.2978%574
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0129%1,508
Percentage Net Loans Charged-off:Coml. RE not secured by RE19.4979%29
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0797%1,545
Percentage Net Loans Charged-off: Total real estate loans0.8804%1,505
Percentage Net Loans Charged-off:Construction & development4.0167%896
Percentage Net Loans Charged-off: Commercial real estate0.2303%1,398
Percentage Net Loans Charged-off: Multi-family residential0.2413%398
Percentage Net Loans Charged-off: 1-4 family residential1.5365%725
Percentage Net Loans Charged-off: Home equity loans1.6490%433
All other 1-4 family - Percent of loans charged-off, net1.4853%732
Percentage Net Loans Charged-off: Commercial and industrial2.9496%801
Percentage Net Loans Charged-off: Loans to individuals-0.0141%6,472
Percentage Net Loans Charged-off: Credit card loans3.4328%428
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0323%1,129
Percentage Net Loans Charged-off:Coml. RE not secured by RE35.1783%14
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6005%3,419
Percentage Net Loans Charged-off: Total real estate loans0.4610%3,031
Percentage Net Loans Charged-off:Construction & development1.0793%2,526
Percentage Net Loans Charged-off: Commercial real estate0.1949%2,456
Percentage Net Loans Charged-off: Multi-family residential0.0552%888
Percentage Net Loans Charged-off: 1-4 family residential0.9728%1,323
Percentage Net Loans Charged-off: Home equity loans0.3378%1,426
All other 1-4 family - Percent of loans charged-off, net1.2398%1,054
Percentage Net Loans Charged-off: Commercial and industrial1.4671%2,342
Percentage Net Loans Charged-off: Loans to individuals0.9375%2,834
Percentage Net Loans Charged-off: Credit card loans2.6531%687
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0866%1,841
Percentage Net Loans Charged-off:Coml. RE not secured by RE21.5420%56
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5257%3,106
Percentage Net Loans Charged-off: Total real estate loans0.4153%2,686
Percentage Net Loans Charged-off:Construction & development1.3662%1,987
Percentage Net Loans Charged-off: Commercial real estate0.0653%2,473
Percentage Net Loans Charged-off: Multi-family residential0.0791%658
Percentage Net Loans Charged-off: 1-4 family residential0.6652%1,475
Percentage Net Loans Charged-off: Home equity loans0.3713%1,160
All other 1-4 family - Percent of loans charged-off, net0.7868%1,236
Percentage Net Loans Charged-off: Commercial and industrial1.1640%2,172
Percentage Net Loans Charged-off: Loans to individuals0.9301%2,588
Percentage Net Loans Charged-off: Credit card loans3.3836%553
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1189%1,535
Percentage Net Loans Charged-off:Coml. RE not secured by RE18.0422%61
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4008%3,196
Percentage Net Loans Charged-off: Total real estate loans0.3160%2,635
Percentage Net Loans Charged-off:Construction & development0.8357%1,875
Percentage Net Loans Charged-off: Commercial real estate0.0730%1,926
Percentage Net Loans Charged-off: Multi-family residential0.1152%480
Percentage Net Loans Charged-off: 1-4 family residential0.6150%1,362
Percentage Net Loans Charged-off: Home equity loans0.2308%1,063
All other 1-4 family - Percent of loans charged-off, net0.7715%1,125
Percentage Net Loans Charged-off: Commercial and industrial0.9308%2,073
Percentage Net Loans Charged-off: Loans to individuals0.6909%2,957
Percentage Net Loans Charged-off: Credit card loans3.7660%482
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0060%1,625
Percentage Net Loans Charged-off:Coml. RE not secured by RE15.1242%46
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3237%2,798
Percentage Net Loans Charged-off: Total real estate loans0.3390%1,977
Percentage Net Loans Charged-off:Construction & development0.9611%1,255
Percentage Net Loans Charged-off: Commercial real estate0.1122%1,089
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.4407%1,326
Percentage Net Loans Charged-off: Home equity loans0.0045%825
All other 1-4 family - Percent of loans charged-off, net0.6147%1,009
Percentage Net Loans Charged-off: Commercial and industrial0.4168%1,966
Percentage Net Loans Charged-off: Loans to individuals0.5983%2,743
Percentage Net Loans Charged-off: Credit card loans4.2110%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RE6.2483%40
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1748%4,450
Percentage Net Loans Charged-off: Total real estate loans0.0646%4,145
Percentage Net Loans Charged-off:Construction & development0.1214%2,552
Percentage Net Loans Charged-off: Commercial real estate-0.0413%7,859
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.2972%1,774
Percentage Net Loans Charged-off: Home equity loans0.3318%859
All other 1-4 family - Percent of loans charged-off, net0.2849%1,723
Percentage Net Loans Charged-off: Commercial and industrial0.4272%2,875
Percentage Net Loans Charged-off: Loans to individuals1.1330%1,995
Percentage Net Loans Charged-off: Credit card loans4.4397%327
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1327%1,474
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1180%4,180
Percentage Net Loans Charged-off: Total real estate loans0.0632%3,350
Percentage Net Loans Charged-off:Construction & development0.1822%1,826
Percentage Net Loans Charged-off: Commercial real estate-0.0864%7,965
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2948%1,345
Percentage Net Loans Charged-off: Home equity loans0.3404%671
All other 1-4 family - Percent of loans charged-off, net0.2791%1,296
Percentage Net Loans Charged-off: Commercial and industrial0.1953%2,857
Percentage Net Loans Charged-off: Loans to individuals1.0003%1,865
Percentage Net Loans Charged-off: Credit card loans4.2286%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0387%1,500
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1422%3,317
Percentage Net Loans Charged-off: Total real estate loans0.0809%2,576
Percentage Net Loans Charged-off:Construction & development0.2512%1,248
Percentage Net Loans Charged-off: Commercial real estate-0.0869%8,021
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2759%1,204
Percentage Net Loans Charged-off: Home equity loans0.4918%456
All other 1-4 family - Percent of loans charged-off, net0.2039%1,335
Percentage Net Loans Charged-off: Commercial and industrial0.2402%2,200
Percentage Net Loans Charged-off: Loans to individuals1.0057%1,696
Percentage Net Loans Charged-off: Credit card loans4.1952%317
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0624%1,244
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0073%7,059
Percentage Net Loans Charged-off: Total real estate loans-0.1396%8,227
Percentage Net Loans Charged-off:Construction & development-0.4058%7,665
Percentage Net Loans Charged-off: Commercial real estate-0.1460%8,104
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2105%1,026
Percentage Net Loans Charged-off: Home equity loans0.5525%302
All other 1-4 family - Percent of loans charged-off, net0.0980%1,276
Percentage Net Loans Charged-off: Commercial and industrial0.3141%1,422
Percentage Net Loans Charged-off: Loans to individuals0.7393%1,947
Percentage Net Loans Charged-off: Credit card loans3.9040%316
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0020%6,777
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3082%1,782
Percentage Net Loans Charged-off: Total real estate loans0.0251%3,400
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1436%1,569
Percentage Net Loans Charged-off: Home equity loans0.1808%580
All other 1-4 family - Percent of loans charged-off, net0.1319%1,562
Percentage Net Loans Charged-off: Commercial and industrial1.1961%1,007
Percentage Net Loans Charged-off: Loans to individuals1.6030%895
Percentage Net Loans Charged-off: Credit card loans2.1997%554
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0060%6,793
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4341%918
Percentage Net Loans Charged-off: Total real estate loans0.0270%2,505
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1532%1,101
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.2014%870
Percentage Net Loans Charged-off: Commercial and industrial1.8087%571
Percentage Net Loans Charged-off: Loans to individuals1.7932%662
Percentage Net Loans Charged-off: Credit card loans2.4908%463
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0073%6,806
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6153%562
Percentage Net Loans Charged-off: Total real estate loans0.0205%2,164
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.1149%1,111
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.1509%872
Percentage Net Loans Charged-off: Commercial and industrial2.7252%363
Percentage Net Loans Charged-off: Loans to individuals1.9695%556
Percentage Net Loans Charged-off: Credit card loans3.0816%370
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0109%6,843
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3198%949
Percentage Net Loans Charged-off: Total real estate loans0.0101%1,698
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0554%1,093
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0729%925
Percentage Net Loans Charged-off: Commercial and industrial1.2676%516
Percentage Net Loans Charged-off: Loans to individuals1.8459%622
Percentage Net Loans Charged-off: Credit card loans1.1676%626
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0179%6,883
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1180%2,951
Percentage Net Loans Charged-off: Total real estate loans0.0118%2,976
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0530%1,951
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0854%1,493
Percentage Net Loans Charged-off: Commercial and industrial0.4807%1,654
Percentage Net Loans Charged-off: Loans to individuals0.7127%2,144
Percentage Net Loans Charged-off: Credit card loans1.6894%682
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0033%6,798
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0916%2,869
Percentage Net Loans Charged-off: Total real estate loans0.0068%2,638
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0292%1,903
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0492%1,556
Percentage Net Loans Charged-off: Commercial and industrial0.3801%1,505
Percentage Net Loans Charged-off: Loans to individuals0.5605%2,320
Percentage Net Loans Charged-off: Credit card loans1.0819%787
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0044%6,855
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1201%2,222
Percentage Net Loans Charged-off: Total real estate loans0.0108%2,141
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0463%1,435
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0774%1,118
Percentage Net Loans Charged-off: Commercial and industrial0.4912%1,163
Percentage Net Loans Charged-off: Loans to individuals0.6931%1,818
Percentage Net Loans Charged-off: Credit card loans1.4818%630
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0066%6,873
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0700%2,490
Percentage Net Loans Charged-off: Total real estate loans0.0096%1,475
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0407%1,021
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0686%832
Percentage Net Loans Charged-off: Commercial and industrial0.1708%1,255
Percentage Net Loans Charged-off: Loans to individuals0.6687%1,786
Percentage Net Loans Charged-off: Credit card loans0.5995%772
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0137%6,939
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1361%3,068
Percentage Net Loans Charged-off: Total real estate loans0.0055%3,278
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0235%2,488
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0399%2,086
Percentage Net Loans Charged-off: Commercial and industrial0.5207%1,855
Percentage Net Loans Charged-off: Loans to individuals0.6545%2,882
Percentage Net Loans Charged-off: Credit card loans2.3973%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0012%1,614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1583%2,365
Percentage Net Loans Charged-off: Total real estate loans0.0072%2,771
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0305%2,013
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0515%1,625
Percentage Net Loans Charged-off: Commercial and industrial0.6692%1,310
Percentage Net Loans Charged-off: Loans to individuals0.5395%2,972
Percentage Net Loans Charged-off: Credit card loans2.2275%669
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0034%1,402
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1477%2,303
Percentage Net Loans Charged-off: Total real estate loans-0.0022%7,533
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0095%7,929
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0157%8,003
Percentage Net Loans Charged-off: Commercial and industrial0.6594%1,202
Percentage Net Loans Charged-off: Loans to individuals0.4972%2,879
Percentage Net Loans Charged-off: Credit card loans1.7232%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0051%1,151
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0936%2,517
Percentage Net Loans Charged-off: Total real estate loans-0.0038%7,745
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0160%8,114
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0257%8,196
Percentage Net Loans Charged-off: Commercial and industrial0.4882%1,038
Percentage Net Loans Charged-off: Loans to individuals0.1683%3,706
Percentage Net Loans Charged-off: Credit card loans0.6309%855
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1686%3,119
Percentage Net Loans Charged-off: Total real estate loans0.0111%3,395
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0440%2,273
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0634%1,941
Percentage Net Loans Charged-off: Commercial and industrial0.6793%1,778
Percentage Net Loans Charged-off: Loans to individuals0.4687%3,967
Percentage Net Loans Charged-off: Credit card loans2.6834%735
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0079%7,058
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1798%2,530
Percentage Net Loans Charged-off: Total real estate loans0.0095%2,947
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0370%2,031
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0520%1,756
Percentage Net Loans Charged-off: Commercial and industrial0.7116%1,423
Percentage Net Loans Charged-off: Loans to individuals0.4956%3,442
Percentage Net Loans Charged-off: Credit card loans2.3060%809
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0107%7,055
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2530%1,821
Percentage Net Loans Charged-off: Total real estate loans0.0152%2,349
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0577%1,549
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0783%1,312
Percentage Net Loans Charged-off: Commercial and industrial0.9959%1,051
Percentage Net Loans Charged-off: Loans to individuals0.5923%2,907
Percentage Net Loans Charged-off: Credit card loans3.0025%650
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3132%1,394
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial1.2998%697
Percentage Net Loans Charged-off: Loans to individuals0.6092%2,630
Percentage Net Loans Charged-off: Credit card loans1.9704%772
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2407%2,985
Percentage Net Loans Charged-off: Total real estate loans0.0139%3,470
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0475%2,395
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0584%2,169
Percentage Net Loans Charged-off: Commercial and industrial0.8350%1,923
Percentage Net Loans Charged-off: Loans to individuals0.4691%4,398
Percentage Net Loans Charged-off: Credit card loans3.9265%611
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0090%1,830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2611%2,425
Percentage Net Loans Charged-off: Total real estate loans0.0194%2,762
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0648%1,782
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0790%1,612
Percentage Net Loans Charged-off: Commercial and industrial0.9445%1,475
Percentage Net Loans Charged-off: Loans to individuals0.3195%4,729
Percentage Net Loans Charged-off: Credit card loans1.6762%1,224
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0124%1,593
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3121%1,979
Percentage Net Loans Charged-off: Total real estate loans0.0353%2,088
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1172%1,179
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1427%1,050
Percentage Net Loans Charged-off: Commercial and industrial1.0759%1,250
Percentage Net Loans Charged-off: Loans to individuals0.3377%4,249
Percentage Net Loans Charged-off: Credit card loans2.3691%921
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0192%1,371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2807%1,862
Percentage Net Loans Charged-off: Total real estate loans0.0901%1,127
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.3601%457
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.4886%358
Percentage Net Loans Charged-off: Commercial and industrial0.8691%1,119
Percentage Net Loans Charged-off: Loans to individuals0.5092%3,172
Percentage Net Loans Charged-off: Credit card loans0.7080%1,170
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2792%2,894
Percentage Net Loans Charged-off: Total real estate loans0.0104%3,685
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0393%2,468
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0500%2,217
Percentage Net Loans Charged-off: Commercial and industrial0.6664%2,445
Percentage Net Loans Charged-off: Loans to individuals0.9066%2,651
Percentage Net Loans Charged-off: Credit card loans4.5701%576
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1996%1,425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1651%4,062
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.3859%2,986
Percentage Net Loans Charged-off: Loans to individuals0.6576%3,439
Percentage Net Loans Charged-off: Credit card loans4.1562%578
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0034%7,609
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0752%5,159
Percentage Net Loans Charged-off: Total real estate loans0.0273%580
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1025%237
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.1147%221
Percentage Net Loans Charged-off: Commercial and industrial0.1089%830
Percentage Net Loans Charged-off: Loans to individuals0.2852%1,020
Percentage Net Loans Charged-off: Credit card loans1.5541%619
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1413%4,041
Percentage Net Loans Charged-off: Total real estate loans0.0600%400
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0092%371
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1891%154
Percentage Net Loans Charged-off: Home equity loans0.1974%151
All other 1-4 family - Percent of loans charged-off, net0.1881%156
Percentage Net Loans Charged-off: Commercial and industrial0.3405%516
Percentage Net Loans Charged-off: Loans to individuals0.2304%1,116
Percentage Net Loans Charged-off: Credit card loans1.8956%570
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2834%2,595
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2256%3,496
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%6,379
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0633%6,580
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0398%7,348
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0068%10,987
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8778%2,475
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA