Home > Granite Bank > Assets and Liabilities
Granite Bank, Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 259 | 604 |
| Assets and Liabilities | ||
| Total Assets: | $1,038,474,000 | 561 |
| Cash and due from depository institutions | $21,378,000 | 604 |
| Interest-bearing balances | $2,000 | 6,868 |
| Securities | $295,065,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $19,395,000 | 736 |
| Net loans & leases | $501,069,000 | 726 |
| Loan loss allowance | $7,630,000 | 626 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $9,700,000 | 971 |
| Other real estate owned | $0 | 604 |
| Goodwill and other intangibles | $177,226,000 | 93 |
| All other assets | $14,641,000 | 1,013 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,038,474,000 | 561 |
| Total liabilities | $796,055,000 | 648 |
| Total deposits | $713,603,000 | 595 |
| Interest-bearing deposits | $612,027,000 | 605 |
| Deposits held in domestic offices | $713,603,000 | 592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,203,000 | 353 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $9,249,000 | 619 |
| Total equity capital | $242,419,000 | 295 |
| Total bank equity capital | $242,419,000 | 295 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $503,000 | 4,145 |
| Surplus | $236,566,000 | 180 |
| Undivided profits | $5,350,000 | 4,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,920,000 | 772 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,516,000 | 138 |
| Income earned, not collected on loans | $4,228,000 | 594 |
| Earning assets | $815,531,000 | 652 |
| Long-term assets (5+ years) | $165,601,000 | 647 |
| Average Assets, year-to-date | $1,045,009,000 | 547 |
| Average Assets, quarterly | $1,045,009,000 | 547 |
| Volatile liabilities | $112,991,000 | 982 |
| Insider loans | $3,627,000 | 1,584 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $84,060,000 | 996 |
| Tier 1 (core) risk-based capital | $64,726,000 | 798 |
| Tier 2 risk-based capital | $7,398,000 | 649 |
| Total risk weighted assets | $591,577,000 | 673 |
| Total unused commitments | $84,060,000 | 998 |
| Derivatives | $15,000,000 | 362 |
| 2003-12-31 | Rank | |
| # of Employees: | 285 | 552 |
| Assets and Liabilities | ||
| Total Assets: | $1,051,544,000 | 552 |
| Cash and due from depository institutions | $20,309,000 | 552 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $302,607,000 | 492 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $518,822,000 | 698 |
| Loan loss allowance | $7,630,000 | 627 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $9,814,000 | 950 |
| Other real estate owned | $0 | 552 |
| Goodwill and other intangibles | $177,705,000 | 94 |
| All other assets | $22,287,000 | 701 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,051,544,000 | 552 |
| Total liabilities | $807,322,000 | 639 |
| Total deposits | $718,012,000 | 594 |
| Interest-bearing deposits | $615,829,000 | 595 |
| Deposits held in domestic offices | $718,012,000 | 592 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,662,000 | 334 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,648,000 | 754 |
| Total equity capital | $244,222,000 | 288 |
| Total bank equity capital | $244,222,000 | 288 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $503,000 | 4,177 |
| Surplus | $236,566,000 | 177 |
| Undivided profits | $7,153,000 | 3,760 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,293,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,736,000 | 115 |
| Income earned, not collected on loans | $5,131,000 | 502 |
| Earning assets | $821,430,000 | 638 |
| Long-term assets (5+ years) | $183,163,000 | 601 |
| Average Assets, year-to-date | $1,192,676,800 | 476 |
| Average Assets, quarterly | $1,150,923,500 | 507 |
| Volatile liabilities | $117,832,000 | 946 |
| Insider loans | $3,697,000 | 1,511 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $2,935,000 | 524 |
| Unused loan commitments | $81,976,000 | 992 |
| Tier 1 (core) risk-based capital | $67,726,000 | 742 |
| Tier 2 risk-based capital | $7,533,000 | 635 |
| Total risk weighted assets | $602,550,000 | 661 |
| Total unused commitments | $81,976,000 | 993 |
| Derivatives | $20,000,000 | 315 |
| 2003-09-30 | Rank | |
| # of Employees: | 312 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $1,250,303,000 | 492 |
| Cash and due from depository institutions | $24,785,000 | 512 |
| Interest-bearing balances | $4,000 | 6,870 |
| Securities | $448,798,000 | 342 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $555,098,000 | 651 |
| Loan loss allowance | $7,628,000 | 640 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,920,000 | 741 |
| Other real estate owned | $0 | 512 |
| Goodwill and other intangibles | $177,866,000 | 91 |
| All other assets | $31,836,000 | 535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,250,303,000 | 492 |
| Total liabilities | $1,005,249,000 | 528 |
| Total deposits | $772,943,000 | 569 |
| Interest-bearing deposits | $654,216,000 | 560 |
| Deposits held in domestic offices | $772,943,000 | 568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,964,000 | 315 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $132,852,000 | 430 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,490,000 | 805 |
| Total equity capital | $245,054,000 | 294 |
| Total bank equity capital | $245,054,000 | 294 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $503,000 | 4,208 |
| Surplus | $236,566,000 | 174 |
| Undivided profits | $7,985,000 | 3,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,916,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,766,000 | 128 |
| Income earned, not collected on loans | $5,978,000 | 456 |
| Earning assets | $1,003,900,000 | 539 |
| Long-term assets (5+ years) | $232,780,000 | 492 |
| Average Assets, year-to-date | $1,227,960,000 | 482 |
| Average Assets, quarterly | $1,257,303,000 | 484 |
| Volatile liabilities | $128,701,000 | 864 |
| Insider loans | $3,158,000 | 1,759 |
| FHLB advances | $132,852,000 | 362 |
| Loans and leases held for sale | $11,750,000 | 315 |
| Unused loan commitments | $81,893,000 | 1,007 |
| Tier 1 (core) risk-based capital | $67,188,000 | 744 |
| Tier 2 risk-based capital | $7,628,000 | 628 |
| Total risk weighted assets | $684,553,000 | 579 |
| Total unused commitments | $81,893,000 | 1,008 |
| Derivatives | $20,000,000 | 319 |
| 2003-06-30 | Rank | |
| # of Employees: | 324 | 499 |
| Assets and Liabilities | ||
| Total Assets: | $1,264,303,000 | 477 |
| Cash and due from depository institutions | $31,415,000 | 499 |
| Interest-bearing balances | $186,000 | 4,889 |
| Securities | $410,023,000 | 359 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $606,234,000 | 600 |
| Loan loss allowance | $7,704,000 | 628 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $12,281,000 | 708 |
| Other real estate owned | $0 | 499 |
| Goodwill and other intangibles | $177,235,000 | 84 |
| All other assets | $27,115,000 | 590 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,264,303,000 | 477 |
| Total liabilities | $1,019,723,000 | 511 |
| Total deposits | $796,028,000 | 546 |
| Interest-bearing deposits | $678,111,000 | 538 |
| Deposits held in domestic offices | $796,028,000 | 545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $82,625,000 | 330 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $133,135,000 | 416 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $7,935,000 | 734 |
| Total equity capital | $244,580,000 | 288 |
| Total bank equity capital | $244,580,000 | 288 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $503,000 | 4,218 |
| Surplus | $236,566,000 | 170 |
| Undivided profits | $7,511,000 | 3,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,492,000 | 721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $715,000 | 284 |
| Income earned, not collected on loans | $6,359,000 | 422 |
| Earning assets | $1,016,443,000 | 523 |
| Long-term assets (5+ years) | $255,799,000 | 427 |
| Average Assets, year-to-date | $1,220,512,330 | 481 |
| Average Assets, quarterly | $1,275,568,000 | 468 |
| Volatile liabilities | $118,079,000 | 917 |
| Insider loans | $3,279,000 | 1,671 |
| FHLB advances | $133,135,000 | 350 |
| Loans and leases held for sale | $21,406,000 | 272 |
| Unused loan commitments | $77,510,000 | 1,030 |
| Tier 1 (core) risk-based capital | $65,345,000 | 763 |
| Tier 2 risk-based capital | $7,704,000 | 602 |
| Total risk weighted assets | $724,907,000 | 540 |
| Total unused commitments | $77,510,000 | 1,035 |
| Derivatives | $20,000,000 | 336 |
| 2003-03-31 | Rank | |
| # of Employees: | 340 | 473 |
| Assets and Liabilities | ||
| Total Assets: | $1,286,833,000 | 461 |
| Cash and due from depository institutions | $23,523,000 | 473 |
| Interest-bearing balances | $134,000 | 4,993 |
| Securities | $375,037,000 | 387 |
| Federal funds sold & reverse repurchase agreements | $36,475,000 | 436 |
| Net loans & leases | $635,682,000 | 562 |
| Loan loss allowance | $7,961,000 | 610 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,030,000 | 536 |
| Other real estate owned | $0 | 473 |
| Goodwill and other intangibles | $170,953,000 | 88 |
| All other assets | $30,133,000 | 536 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,286,833,000 | 461 |
| Total liabilities | $1,048,114,000 | 497 |
| Total deposits | $805,890,000 | 532 |
| Interest-bearing deposits | $698,688,000 | 517 |
| Deposits held in domestic offices | $805,890,000 | 531 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $73,692,000 | 346 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $163,544,000 | 349 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,988,000 | 1,028 |
| Total equity capital | $238,719,000 | 291 |
| Total bank equity capital | $238,719,000 | 291 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $503,000 | 4,231 |
| Surplus | $236,566,000 | 169 |
| Undivided profits | $1,650,000 | 6,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,306,000 | 1,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $428,000 | 429 |
| Income earned, not collected on loans | $6,793,000 | 406 |
| Earning assets | $1,047,328,000 | 505 |
| Long-term assets (5+ years) | $233,434,000 | 458 |
| Average Assets, year-to-date | $1,198,617,000 | 486 |
| Average Assets, quarterly | $1,198,617,000 | 486 |
| Volatile liabilities | $144,064,000 | 754 |
| Insider loans | $5,325,000 | 989 |
| FHLB advances | $163,544,000 | 292 |
| Loans and leases held for sale | $19,202,000 | 263 |
| Unused loan commitments | $78,057,000 | 988 |
| Tier 1 (core) risk-based capital | $67,912,000 | 726 |
| Tier 2 risk-based capital | $7,961,000 | 576 |
| Total risk weighted assets | $755,054,000 | 511 |
| Total unused commitments | $78,057,000 | 994 |
| Derivatives | $20,000,000 | 323 |
| 2002-12-31 | Rank | |
| # of Employees: | 351 | 461 |
| Assets and Liabilities | ||
| Total Assets: | $1,110,401,000 | 507 |
| Cash and due from depository institutions | $25,140,000 | 461 |
| Interest-bearing balances | $30,000 | 6,127 |
| Securities | $401,975,000 | 353 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $621,058,000 | 563 |
| Loan loss allowance | $7,829,000 | 600 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,432,000 | 453 |
| Other real estate owned | $0 | 461 |
| Goodwill and other intangibles | $12,197,000 | 397 |
| All other assets | $32,599,000 | 516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,110,401,000 | 507 |
| Total liabilities | $1,020,398,000 | 502 |
| Total deposits | $762,637,000 | 543 |
| Interest-bearing deposits | $650,839,000 | 543 |
| Deposits held in domestic offices | $762,637,000 | 541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $89,883,000 | 304 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $163,838,000 | 359 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,040,000 | 1,153 |
| Total equity capital | $90,003,000 | 607 |
| Total bank equity capital | $90,003,000 | 607 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $503,000 | 4,236 |
| Surplus | $33,312,000 | 659 |
| Undivided profits | $56,188,000 | 529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,192,000 | 1,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $462,000 | 387 |
| Income earned, not collected on loans | $7,241,000 | 403 |
| Earning assets | $1,023,063,000 | 504 |
| Long-term assets (5+ years) | $232,286,000 | 443 |
| Average Assets, year-to-date | $1,075,087,200 | 504 |
| Average Assets, quarterly | $1,108,952,000 | 510 |
| Volatile liabilities | $168,134,000 | 690 |
| Insider loans | $6,703,000 | 742 |
| FHLB advances | $163,825,000 | 295 |
| Loans and leases held for sale | $19,611,000 | 293 |
| Unused loan commitments | $88,618,000 | 870 |
| Tier 1 (core) risk-based capital | $75,305,000 | 648 |
| Tier 2 risk-based capital | $7,968,000 | 572 |
| Total risk weighted assets | $737,659,000 | 518 |
| Total unused commitments | $88,618,000 | 870 |
| Derivatives | $20,000,000 | 302 |
| 2001-12-31 | Rank | |
| # of Employees: | 302 | 531 |
| Assets and Liabilities | ||
| Total Assets: | $1,018,942,000 | 537 |
| Cash and due from depository institutions | $25,700,000 | 531 |
| Interest-bearing balances | $4,530,000 | 1,360 |
| Securities | $279,207,000 | 441 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $660,661,000 | 528 |
| Loan loss allowance | $8,085,000 | 560 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $16,461,000 | 460 |
| Other real estate owned | $0 | 531 |
| Goodwill and other intangibles | $7,450,000 | 492 |
| All other assets | $29,463,000 | 531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,018,942,000 | 537 |
| Total liabilities | $939,337,000 | 530 |
| Total deposits | $715,996,000 | 555 |
| Interest-bearing deposits | $623,070,000 | 547 |
| Deposits held in domestic offices | $715,996,000 | 552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,013,000 | 323 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $135,464,000 | 400 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,864,000 | 1,511 |
| Total equity capital | $79,605,000 | 651 |
| Total bank equity capital | $79,605,000 | 651 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $503,000 | 4,324 |
| Surplus | $32,469,000 | 664 |
| Undivided profits | $46,633,000 | 594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,180,000 | 949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $82,000 | 969 |
| Income earned, not collected on loans | $7,099,000 | 431 |
| Earning assets | $944,398,000 | 530 |
| Long-term assets (5+ years) | $258,435,000 | 417 |
| Average Assets, year-to-date | $992,474,600 | 535 |
| Average Assets, quarterly | $1,026,209,500 | 533 |
| Volatile liabilities | $131,825,000 | 782 |
| Insider loans | $7,417,000 | 618 |
| FHLB advances | $135,464,000 | 324 |
| Loans and leases held for sale | $14,821,000 | 299 |
| Unused loan commitments | $69,059,000 | 994 |
| Tier 1 (core) risk-based capital | $71,595,000 | 651 |
| Tier 2 risk-based capital | $8,085,000 | 530 |
| Total risk weighted assets | $689,754,000 | 530 |
| Total unused commitments | $69,059,000 | 998 |
| Derivatives | $20,000,000 | 277 |
| 2000-12-31 | Rank | |
| # of Employees: | 266 | 593 |
| Assets and Liabilities | ||
| Total Assets: | $955,009,000 | 560 |
| Cash and due from depository institutions | $35,334,000 | 593 |
| Interest-bearing balances | $8,872,000 | 525 |
| Securities | $221,784,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $649,011,000 | 531 |
| Loan loss allowance | $7,854,000 | 564 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $17,532,000 | 435 |
| Other real estate owned | $466,000 | 593 |
| Goodwill and other intangibles | $7,519,000 | 475 |
| All other assets | $23,363,000 | 534 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $955,009,000 | 560 |
| Total liabilities | $882,224,000 | 552 |
| Total deposits | $684,919,000 | 571 |
| Interest-bearing deposits | $594,113,000 | 571 |
| Deposits held in domestic offices | $684,919,000 | 567 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,811,000 | 322 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,515,000 | 465 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,979,000 | 880 |
| Total equity capital | $72,785,000 | 670 |
| Total bank equity capital | $72,785,000 | 670 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $503,000 | 4,463 |
| Surplus | $32,183,000 | 622 |
| Undivided profits | $40,099,000 | 679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,201,000 | 800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 624 |
| Income earned, not collected on loans | $3,562,000 | 695 |
| Earning assets | $879,667,000 | 560 |
| Long-term assets (5+ years) | $232,861,000 | 440 |
| Average Assets, year-to-date | $888,641,800 | 566 |
| Average Assets, quarterly | $920,069,000 | 574 |
| Volatile liabilities | $131,960,000 | 797 |
| Insider loans | $8,201,000 | 542 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $657,000 | 858 |
| Unused loan commitments | $59,794,000 | 1,019 |
| Tier 1 (core) risk-based capital | $66,335,000 | 683 |
| Tier 2 risk-based capital | $7,854,000 | 557 |
| Total risk weighted assets | $646,157,400 | 561 |
| Total unused commitments | $59,794,000 | 1,020 |
| Derivatives | $20,000,000 | 283 |
| 1999-12-31 | Rank | |
| # of Employees: | 281 | 598 |
| Assets and Liabilities | ||
| Total Assets: | $867,677,000 | 603 |
| Cash and due from depository institutions | $23,005,000 | 598 |
| Interest-bearing balances | $4,402,000 | 914 |
| Securities | $240,840,000 | 521 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $560,893,000 | 601 |
| Loan loss allowance | $7,032,000 | 626 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $16,518,000 | 465 |
| Other real estate owned | $1,338,000 | 598 |
| Goodwill and other intangibles | $1,793,000 | 1,143 |
| All other assets | $23,290,000 | 526 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $867,677,000 | 603 |
| Total liabilities | $798,537,000 | 600 |
| Total deposits | $630,135,000 | 606 |
| Interest-bearing deposits | $557,339,000 | 592 |
| Deposits held in domestic offices | $630,135,000 | 602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,042,000 | 395 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $90,563,000 | 521 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,797,000 | 1,449 |
| Total equity capital | $69,140,000 | 685 |
| Total bank equity capital | $69,140,000 | 685 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $503,000 | 4,595 |
| Surplus | $31,839,000 | 633 |
| Undivided profits | $36,798,000 | 692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,520,000 | 1,540 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $86,000 | 907 |
| Income earned, not collected on loans | $2,712,000 | 780 |
| Earning assets | $806,135,000 | 595 |
| Long-term assets (5+ years) | $279,561,000 | 418 |
| Average Assets, year-to-date | $863,165,400 | 582 |
| Average Assets, quarterly | $859,482,000 | 606 |
| Volatile liabilities | $109,310,000 | 906 |
| Insider loans | $7,680,000 | 587 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $479,000 | 944 |
| Unused loan commitments | $50,945,000 | 1,169 |
| Tier 1 (core) risk-based capital | $70,748,000 | 644 |
| Tier 2 risk-based capital | $7,032,000 | 601 |
| Total risk weighted assets | $598,792,000 | 594 |
| Total unused commitments | $50,945,000 | 1,171 |
| Derivatives | $20,000,000 | 307 |
| 1998-12-31 | Rank | |
| # of Employees: | 309 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $878,147,000 | 588 |
| Cash and due from depository institutions | $43,066,000 | 563 |
| Interest-bearing balances | $19,532,000 | 287 |
| Securities | $249,293,000 | 508 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $548,899,000 | 572 |
| Loan loss allowance | $7,122,000 | 616 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $17,281,000 | 435 |
| Other real estate owned | $2,416,000 | 563 |
| Goodwill and other intangibles | $2,028,000 | 1,017 |
| All other assets | $15,164,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $878,147,000 | 588 |
| Total liabilities | $808,557,000 | 584 |
| Total deposits | $654,435,000 | 578 |
| Interest-bearing deposits | $580,726,000 | 573 |
| Deposits held in domestic offices | $654,435,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,905,000 | 389 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,608,000 | 447 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,609,000 | 1,583 |
| Total equity capital | $69,590,000 | 689 |
| Total bank equity capital | $69,590,000 | 689 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $503,000 | 4,638 |
| Surplus | $31,269,000 | 603 |
| Undivided profits | $37,818,000 | 683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,159,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $514,000 | 288 |
| Income earned, not collected on loans | $2,721,000 | 752 |
| Earning assets | $817,724,000 | 579 |
| Long-term assets (5+ years) | $239,772,000 | 408 |
| Average Assets, year-to-date | $823,967,000 | 598 |
| Average Assets, quarterly | $854,448,000 | 591 |
| Volatile liabilities | $104,450,000 | 803 |
| Insider loans | $8,141,000 | 492 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,828,000 | 843 |
| Unused loan commitments | $58,465,000 | 1,015 |
| Tier 1 (core) risk-based capital | $66,369,000 | 656 |
| Tier 2 risk-based capital | $7,773,600 | 547 |
| Total risk weighted assets | $572,704,400 | 585 |
| Total unused commitments | $58,465,000 | 1,020 |
| Derivatives | $20,000,000 | 324 |
| 1997-12-31 | Rank | |
| # of Employees: | 276 | 638 |
| Assets and Liabilities | ||
| Total Assets: | $813,602,000 | 635 |
| Cash and due from depository institutions | $56,157,000 | 638 |
| Interest-bearing balances | $27,452,000 | 152 |
| Securities | $219,841,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $501,150,000 | 634 |
| Loan loss allowance | $7,651,000 | 583 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $18,425,000 | 399 |
| Other real estate owned | $2,750,000 | 638 |
| Goodwill and other intangibles | $2,240,000 | 920 |
| All other assets | $13,039,000 | 707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $813,602,000 | 635 |
| Total liabilities | $748,532,000 | 631 |
| Total deposits | $651,483,000 | 608 |
| Interest-bearing deposits | $580,213,000 | 576 |
| Deposits held in domestic offices | $651,483,000 | 601 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,025,000 | 424 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $25,877,000 | 841 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,147,000 | 981 |
| Total equity capital | $65,070,000 | 731 |
| Total bank equity capital | $65,070,000 | 731 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $503,000 | 4,809 |
| Surplus | $29,622,000 | 640 |
| Undivided profits | $34,945,000 | 731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,680,000 | 424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $526,000 | 267 |
| Income earned, not collected on loans | $2,868,000 | 767 |
| Earning assets | $748,443,000 | 627 |
| Long-term assets (5+ years) | $117,181,000 | 673 |
| Average Assets, year-to-date | $810,657,800 | 601 |
| Average Assets, quarterly | $808,738,500 | 630 |
| Volatile liabilities | $128,611,000 | 723 |
| Insider loans | $6,052,000 | 660 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,068,000 | 798 |
| Unused loan commitments | $63,416,000 | 903 |
| Tier 1 (core) risk-based capital | $57,448,000 | 752 |
| Tier 2 risk-based capital | $6,373,540 | 596 |
| Total risk weighted assets | $508,605,540 | 638 |
| Total unused commitments | $63,416,000 | 908 |
| Derivatives | $20,000,000 | 324 |
| 1996-12-31 | Rank | |
| # of Employees: | 131 | 1,417 |
| Assets and Liabilities | ||
| Total Assets: | $370,098,000 | 1,291 |
| Cash and due from depository institutions | $36,122,000 | 1,417 |
| Interest-bearing balances | $17,993,000 | 217 |
| Securities | $112,188,000 | 1,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $201,828,000 | 1,458 |
| Loan loss allowance | $3,676,000 | 1,132 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,235,000 | 740 |
| Other real estate owned | $2,388,000 | 1,417 |
| Goodwill and other intangibles | $2,370,000 | 853 |
| All other assets | $4,967,000 | 1,599 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,098,000 | 1,291 |
| Total liabilities | $339,556,000 | 1,276 |
| Total deposits | $304,873,000 | 1,252 |
| Interest-bearing deposits | $273,069,000 | 1,223 |
| Deposits held in domestic offices | $304,873,000 | 1,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,535,000 | 654 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $691,000 | 3,687 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,457,000 | 1,707 |
| Total equity capital | $30,542,000 | 1,472 |
| Total bank equity capital | $30,542,000 | 1,472 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $503,000 | 5,105 |
| Surplus | $10,885,000 | 1,489 |
| Undivided profits | $19,154,000 | 1,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,115,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,149,000 | 1,950 |
| Earning assets | $332,009,000 | 1,310 |
| Long-term assets (5+ years) | $7,948,000 | 4,744 |
| Average Assets, year-to-date | $354,474,800 | 1,291 |
| Average Assets, quarterly | $363,454,500 | 1,295 |
| Volatile liabilities | $43,809,000 | 1,532 |
| Insider loans | $2,434,000 | 1,766 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,025,000 | 746 |
| Unused loan commitments | $22,757,000 | 1,870 |
| Tier 1 (core) risk-based capital | $26,501,000 | 1,623 |
| Tier 2 risk-based capital | $2,608,530 | 1,235 |
| Total risk weighted assets | $207,615,130 | 1,381 |
| Total unused commitments | $22,757,000 | 1,885 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 132 | 1,445 |
| Assets and Liabilities | ||
| Total Assets: | $346,079,000 | 1,375 |
| Cash and due from depository institutions | $42,010,000 | 1,445 |
| Interest-bearing balances | $24,239,000 | 198 |
| Securities | $98,281,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $186,294,000 | 1,550 |
| Loan loss allowance | $3,704,000 | 1,159 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,346,000 | 805 |
| Other real estate owned | $3,603,000 | 1,445 |
| Goodwill and other intangibles | $2,483,000 | 781 |
| All other assets | $4,062,000 | 1,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,079,000 | 1,375 |
| Total liabilities | $317,820,000 | 1,370 |
| Total deposits | $288,597,000 | 1,355 |
| Interest-bearing deposits | $256,675,000 | 1,320 |
| Deposits held in domestic offices | $288,597,000 | 1,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,189,000 | 709 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $728,000 | 3,190 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,306,000 | 1,874 |
| Total equity capital | $28,259,000 | 1,608 |
| Total bank equity capital | $28,259,000 | 1,608 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $503,000 | 5,373 |
| Surplus | $10,758,000 | 1,503 |
| Undivided profits | $16,998,000 | 1,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,798,000 | 1,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,186,000 | 1,911 |
| Earning assets | $308,814,000 | 1,416 |
| Long-term assets (5+ years) | $7,300,000 | 4,836 |
| Average Assets, year-to-date | $326,972,600 | 1,392 |
| Average Assets, quarterly | $341,446,500 | 1,379 |
| Volatile liabilities | $38,172,000 | 1,559 |
| Insider loans | $1,972,000 | 2,158 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,985,000 | 596 |
| Unused loan commitments | $20,534,000 | 1,969 |
| Tier 1 (core) risk-based capital | $24,319,000 | 1,761 |
| Tier 2 risk-based capital | $2,356,920 | 1,373 |
| Total risk weighted assets | $187,206,720 | 1,527 |
| Total unused commitments | $20,534,000 | 1,977 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 125 | 1,579 |
| Assets and Liabilities | ||
| Total Assets: | $310,143,000 | 1,489 |
| Cash and due from depository institutions | $9,281,000 | 1,579 |
| Interest-bearing balances | $26,000 | 6,381 |
| Securities | $91,746,000 | 1,407 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $188,091,000 | 1,503 |
| Loan loss allowance | $4,230,000 | 1,034 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,671,000 | 756 |
| Other real estate owned | $3,958,000 | 1,579 |
| Goodwill and other intangibles | $2,887,000 | 642 |
| All other assets | $4,509,000 | 1,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $310,143,000 | 1,489 |
| Total liabilities | $285,652,000 | 1,474 |
| Total deposits | $241,187,000 | 1,572 |
| Interest-bearing deposits | $214,636,000 | 1,549 |
| Deposits held in domestic offices | $241,187,000 | 1,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,968,000 | 840 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $21,168,000 | 864 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,329,000 | 2,442 |
| Total equity capital | $24,491,000 | 1,693 |
| Total bank equity capital | $24,491,000 | 1,693 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $503,000 | 5,666 |
| Surplus | $10,758,000 | 1,440 |
| Undivided profits | $13,230,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,305,000 | 1,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,020,000 | 1,938 |
| Earning assets | $279,863,000 | 1,506 |
| Long-term assets (5+ years) | $5,821,000 | 5,602 |
| Average Assets, year-to-date | $308,488,600 | 1,458 |
| Average Assets, quarterly | $310,788,500 | 1,472 |
| Volatile liabilities | $49,821,000 | 1,266 |
| Insider loans | $2,034,000 | 2,056 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $664,000 | 738 |
| Unused loan commitments | $17,443,000 | 2,127 |
| Tier 1 (core) risk-based capital | $22,590,000 | 1,842 |
| Tier 2 risk-based capital | $2,408,570 | 1,341 |
| Total risk weighted assets | $190,864,170 | 1,460 |
| Total unused commitments | $17,443,000 | 2,139 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 146 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $301,661,000 | 1,559 |
| Cash and due from depository institutions | $22,099,000 | 1,442 |
| Interest-bearing balances | $12,506,000 | 495 |
| Securities | $53,619,000 | 2,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $181,741,000 | 1,526 |
| Loan loss allowance | $4,004,000 | 1,153 |
| Trading account assets | $23,269,000 | 85 |
| Bank premises and fixed assets | $9,809,000 | 744 |
| Other real estate owned | $5,203,000 | 1,442 |
| Goodwill and other intangibles | $3,355,000 | 540 |
| All other assets | $2,566,000 | 2,786 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $301,661,000 | 1,559 |
| Total liabilities | $277,101,000 | 1,557 |
| Total deposits | $262,198,000 | 1,523 |
| Interest-bearing deposits | $235,027,000 | 1,476 |
| Deposits held in domestic offices | $262,198,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,764,000 | 910 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,139,000 | 2,818 |
| Total equity capital | $24,560,000 | 1,673 |
| Total bank equity capital | $24,560,000 | 1,673 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $503,000 | 5,925 |
| Surplus | $10,758,000 | 1,366 |
| Undivided profits | $13,299,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,116,000 | 1,828 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,909 |
| Income earned, not collected on loans | $857,000 | 2,062 |
| Earning assets | $271,135,000 | 1,587 |
| Long-term assets (5+ years) | $10,087,000 | 4,341 |
| Average Assets, year-to-date | $300,715,200 | 1,513 |
| Average Assets, quarterly | $300,228,500 | 1,555 |
| Volatile liabilities | $20,349,000 | 2,365 |
| Insider loans | $1,637,000 | 2,474 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,291,000 | 630 |
| Unused loan commitments | $21,881,000 | 1,791 |
| Tier 1 (core) risk-based capital | $21,363,000 | 1,860 |
| Tier 2 risk-based capital | $2,314,280 | 1,381 |
| Total risk weighted assets | $183,452,380 | 1,508 |
| Total unused commitments | $21,881,000 | 1,811 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 149 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $304,544,000 | 1,594 |
| Cash and due from depository institutions | $31,440,000 | 1,464 |
| Interest-bearing balances | $23,156,000 | 353 |
| Securities | $76,430,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $171,999,000 | 1,630 |
| Loan loss allowance | $3,864,000 | 1,244 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $10,322,000 | 708 |
| Other real estate owned | $7,756,000 | 1,464 |
| Goodwill and other intangibles | $3,950,000 | 484 |
| All other assets | $2,647,000 | 2,838 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,544,000 | 1,594 |
| Total liabilities | $282,149,000 | 1,585 |
| Total deposits | $270,864,000 | 1,552 |
| Interest-bearing deposits | $246,881,000 | 1,470 |
| Deposits held in domestic offices | $270,864,000 | 1,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,500,000 | 975 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $785,000 | 3,975 |
| Total equity capital | $22,395,000 | 1,731 |
| Total bank equity capital | $22,395,000 | 1,731 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $503,000 | 6,245 |
| Surplus | $10,758,000 | 1,345 |
| Undivided profits | $11,134,000 | 1,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,388,000 | 1,991 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $881,000 | 2,248 |
| Earning assets | $271,585,000 | 1,624 |
| Long-term assets (5+ years) | $15,050,000 | 3,220 |
| Average Assets, year-to-date | $315,415,600 | 1,513 |
| Average Assets, quarterly | $306,909,000 | 1,571 |
| Volatile liabilities | $17,707,000 | 2,613 |
| Insider loans | $874,000 | 976 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $2,325,000 | 523 |
| Unused loan commitments | $25,254,000 | 1,554 |
| Tier 1 (core) risk-based capital | $19,137,000 | 1,986 |
| Tier 2 risk-based capital | $2,421,170 | 1,349 |
| Total risk weighted assets | $192,250,770 | 1,500 |
| Total unused commitments | $25,254,000 | 1,566 |
| Derivatives | $0 | 651 |